Sending Funds. You may instruct us to send funds from your Bank account to a recipient that you designate. There are several ways to send funds using this Service. If you know the recipient’s account information (e.g., account number and bank routing number) you can instruct us to send funds directly to that account (a “One-Step Transfer”). If you do not know the recipient’s account information, you can instruct us to send an email or SMS text message to the recipient, advising the recipient of the pending transaction and asking the recipient to provide the account information and other information we need to complete the transfer (a “Two-Step Transfer”). Each time you instruct us to process a Two-Step Transfer, you warrant to us that you have obtained the recipient’s permission to send SMS text messages to the mobile phone number you provide to us with your instructions. You authorize us to act as your agent and attorney-in-fact for the limited purpose of communicating with recipients regarding your transactions (e.g., sending SMS text messages on your behalf). Transfers are sent to recipients as electronic transfers (e.g., where you or the recipient provide us with the recipient’s account information). Electronic transfers will normally be deposited to the recipient’s account within three business days of the scheduled transfer date for One-Step Transfers or, in the case of Two-Step Transfers, the date we receive all information we require from the recipient for the electronic transfer. We may charge your account for electronic transfers as early as the scheduled transfer date and credit funds to an omnibus account used to process transactions. If a recipient fails to respond to the email or text message sent in connection with a Two-Step Transfer within 10 days or the transfer cannot be made for any other reason, we will notify you and, if the transfer amount was previously charged to you, return the transfer amount to your account. The cutoff time for submitting transfer instructions is Monday through Friday by 8:00 p.m. Instructions received on a weekend, or holiday, or after the cutoff hour on a business day may be processed by us on the following business day. We will provide an electronic confirmation number at the time that you set up each transfer instruction. Erroneous Transfer Instructions. You assume sole responsibility for you and/or the recipient accurately describing transfer amounts, accounts, financial institutions, and addresses. We are not responsible for confirming such information, or for monitoring or refusing to process duplicate transfer instructions. If you give us a transfer instruction (or the recipient gives us information related to your instruction) that is incorrect in any way, you agree that we may charge your account for the transfer whether or not the error could have been detected by us. We are not obligated to detect errors in transfer instructions. Rejecting Transactions. We may reject transfer instructions with or without cause or prior notice. If we do, we may notify you of the rejection orally, electronically or in writing. We may reject a transfer instruction, for example, if you do not have sufficient available funds to cover the transfer or the transfer instruction is unclear, ambiguous or incomplete. If we reject an instruction to transfer funds from your Bank account, you will need to re-enter the information if you wish to make the transfer at a later date. Not all types of accounts are eligible for this Service. Be sure to check with us and other financial institutions for restrictions regarding transfers to and from accounts (e.g., 401k, XXX, savings and money market accounts). We are not responsible for any costs or losses incurred from fund transfers that are not permitted under such restrictions by the account provider or those imposed by applicable law. Cancelling and Changing Transfer Instructions. Your ability to cancel or change a transfer depends on the method you use to send funds through the Service. If you request a Two-Step Transfer, you may cancel or change the transfer by deleting your instruction from the transfer screen any time before it is claimed by the recipient. After that, you do not have a right to cancel or change a Two-Step Transfer. If you request a One-Step Transfer, you do not have a right to cancel or change the transfer after it is submitted to us. Although we may attempt to act on any cancellation or change request you make (e.g., if it is received in a time and manner which permits us to do so), we assume no responsibility for failing or refusing to do so, even if we could have affected the cancellation or changed the transaction. Our acceptance of any cancellation or change request will not obligate us to accept any future request for cancellation or to otherwise change the transfer. You agree to indemnify, defend and hold us and our agents harmless from any loss, damage, claim, action, and liability that results, and any charges and costs we or our agents incur, in connection with any request by you to cancel or change a transfer instruction. Receiving Funds. You understand that you may receive funds through the Service via a payment generated by another individual. You understand that the receipt of money is subject to the terms and agreements of the accounts you have with Emprise Bank. NO WARRANTIES. THE SERVICE IS MADE AVAILABLE ON AN “AS-IS” AND “AS AVAILABLE” BASIS. NEITHER WE NOR OUR VENDORS PROVIDE ANY WARRANTY, EXPRESS OR IMPLIED, REGARDING THIS SERVICE. ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE EXPRESSLY DISCLAIMED TO THE GREATEST EXTENT PERMITTED BY LAW. NEITHER WE NOR OUR VENDORS ASSUME ANY LIABILITY FOR THE UNAVAILABILITY OF THE SERVICE. THIS PROVISION SHALL NOT BE DEEMED TO LIMIT OUR OBLIGATIONS AS OTHERWISE SET FORTH IN THIS ADDENDUM OR AS REQUIRED BY LAW. HOURS OF OPERATION; SERVICE UNAVAILABILITY. You can use the Service 7 days a week, 24 hours a day. There may be times, however, when all or part of the Service is temporarily unavailable due to system outages, maintenance or technical difficulties, including those of the Internet service provider or software provider. We may suspend this Service immediately if we believe the security of the Service has been compromised or we question the legality of any transaction. We assume no responsibility for any damage or delay that may result from such unavailability.
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Samples: Telephone Banking Agreement, Service Agreement
Sending Funds. You may instruct us to send transfer funds from your Bank account to an account that you or a recipient that you designate(a “Recipient”) maintain with another U.S. financial institution. There are several two ways to send funds using this Serviceto a Recipient. If you know the recipientRecipient’s account information (e.g.information, account number and bank routing number) you can instruct us to send funds directly to that account (a “One-Step Transfer”)account. If you do not know the recipientRecipient’s account information, you can instruct us to send an email or SMS mobile phone text message for you to the recipientRecipient, advising the recipient Recipient of the pending transaction and asking the recipient Recipient to provide the account information and other information we need to complete the transfer (a “Two-Step Transfer”)transfer. Each time you instruct us You agree not to process a Two-Step Transferimpersonate another person or send any messages that are fraudulent or offensive. If the Recipient provides the requested information, you warrant to us that you have obtained the recipient’s permission to we will send SMS text messages funds to the mobile phone number you provide to us with your instructions. You authorize us to act as your agent and attorney-in-fact for account designated by the limited purpose of communicating with recipients regarding your transactions (e.g., sending SMS text messages on your behalf). Transfers are sent to recipients as electronic transfers (e.g., where you or the recipient provide us with the recipient’s account information). Electronic transfers will normally be deposited to the recipient’s account within three business days of the scheduled transfer date for One-Step Transfers or, in the case of Two-Step Transfers, the date we receive all information we require from the recipient for the electronic transfer. We may charge your account for electronic transfers as early as the scheduled transfer date and credit funds to an omnibus account used to process transactionsRecipient. If a recipient the Recipient fails to respond to the email or text message sent in connection with a Two-Step Transfer within 10 days or the transfer cannot be made for any other reason, we will notify you and, if the transfer amount was previously charged to you, and return the transfer amount funds to your account. Although we may use any means to execute your instructions (e.g., wire transfer or check), we normally use the automated clearing house (ACH) to transfer funds. We may charge your account as early as the day of your request for the amount of the transfer and credit the funds to an omnibus clearing account that we maintain with another bank. It then takes 3 or 4 banking days before the funds are deposited to the Recipient's designated account. With our Next Day Service you can instruct us to make a transfer so that it is received on the next business day for payees who can receive transfers electronically. There is a fee for Next Day Service (see the “Fees” Section below for details). You may instruct us to send funds to a Recipient up to 365 days in advance. The cutoff time for submitting transfer instructions is Monday through Friday by 8:00 10:00 p.m. (7:00 p.m. for Next Day Service). Instructions received on a weekend, or holiday, or after the cutoff hour or on a non-business day may be processed by us on the following next business day. We Transactions scheduled to be processed on a weekend or holiday will provide an electronic confirmation number at the time that you set up each transfer instruction. Erroneous Transfer Instructions. You assume sole responsibility for you and/or the recipient accurately describing transfer amounts, accounts, financial institutions, and addresses. We are not responsible for confirming such information, or for monitoring or refusing to process duplicate transfer instructions. If you give us a transfer instruction (or the recipient gives us information related to your instruction) that is incorrect in any way, you agree that we may charge your account for the transfer whether or not the error could have been detected by us. We are not obligated to detect errors in transfer instructions. Rejecting Transactions. We may reject transfer instructions with or without cause or prior notice. If we do, we may notify you of the rejection orally, electronically or in writing. We may reject a transfer instruction, for example, if you do not have sufficient available funds to cover the transfer or the transfer instruction is unclear, ambiguous or incomplete. If we reject an instruction to transfer funds from your Bank account, you will need to re-enter the information if you wish to make the transfer at a later date. Not all types of accounts are eligible for this Service. Be sure to check with us and other financial institutions for restrictions regarding transfers to and from accounts (e.g., 401k, XXX, savings and money market accounts). We are not responsible for any costs or losses incurred from fund transfers that are not permitted under such restrictions by the account provider or those imposed by applicable law. Cancelling and Changing Transfer Instructions. Your ability to cancel or change a transfer depends be processed on the method you use to send funds through the Service. If you request a Two-Step Transfer, you may cancel or change the transfer by deleting your instruction from the transfer screen any time before it is claimed by the recipient. After that, you do not have a right to cancel or change a Two-Step Transfer. If you request a One-Step Transfer, you do not have a right to cancel or change the transfer after it is submitted to us. Although we may attempt to act on any cancellation or change request you make (e.g., if it is received in a time and manner which permits us to do so), we assume no responsibility for failing or refusing to do so, even if we could have affected the cancellation or changed the transaction. Our acceptance of any cancellation or change request will not obligate us to accept any future request for cancellation or to otherwise change the transfer. You agree to indemnify, defend and hold us and our agents harmless from any loss, damage, claim, action, and liability that results, and any charges and costs we or our agents incur, in connection with any request by you to cancel or change a transfer instruction. Receiving Funds. You understand that you may receive funds through the Service via a payment generated by another individual. You understand that the receipt of money is subject to the terms and agreements of the accounts you have with Emprise Bank. NO WARRANTIES. THE SERVICE IS MADE AVAILABLE ON AN “AS-IS” AND “AS AVAILABLE” BASIS. NEITHER WE NOR OUR VENDORS PROVIDE ANY WARRANTY, EXPRESS OR IMPLIED, REGARDING THIS SERVICE. ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE EXPRESSLY DISCLAIMED TO THE GREATEST EXTENT PERMITTED BY LAW. NEITHER WE NOR OUR VENDORS ASSUME ANY LIABILITY FOR THE UNAVAILABILITY OF THE SERVICE. THIS PROVISION SHALL NOT BE DEEMED TO LIMIT OUR OBLIGATIONS AS OTHERWISE SET FORTH IN THIS ADDENDUM OR AS REQUIRED BY LAW. HOURS OF OPERATION; SERVICE UNAVAILABILITY. You can use the Service 7 days a week, 24 hours a next business day. There may be times, however, when all or part of the Service is temporarily unavailable due to system outages, maintenance or technical difficulties, including those of the Internet service provider or software provider. We may suspend this Service immediately if we believe the security of the Service has been compromised or we question the legality of any transaction. We assume no responsibility for any damage or delay that may result from such unavailability.
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Sending Funds. You may instruct us to send funds from your Bank account to a recipient that you designate. There are several ways to send funds using this Serviceto a recipient. If you know the recipient’s account information (e.g., account number and bank routing number) ), you can instruct us to send funds directly electronically to that account (a “One-Step Transfer”)account. If you do not know You can also provide us with the recipient’s account information, you U.S. mailing address to have funds sent to the recipient via check. You can instruct us to send an email or SMS text message to the recipient, advising the recipient of the pending transaction and asking the recipient to provide the account information and other information we need to complete the transfer (transfer. Lastly, if you know the email address associated with a “Two-Step Transfer”). Each time you instruct us to process a Two-Step Transfer, you warrant to us that you have obtained the recipient’s permission to send SMS text messages to PayPal account, then the mobile phone number you provide to us with money can be deposited directly into that PayPal account in real time. This kind of payment cannot be canceled after it has been sent. We only support payments sent within the United States. We may charge your instructions. You authorize us to act as your agent and attorney-in-fact account for the limited purpose transfer amount as early as the day of communicating with recipients regarding your transactions (e.g., sending SMS text messages on your behalf)request and credit funds to an omnibus account that we maintain to clear transactions. Transfers are sent to recipients as electronic transfers (e.g., where If you or the recipient provide us with the recipient’s account informationinformation and instruct us to send funds electronically to that account, it may take up to three business days before funds are credited to the recipient’s account. Payments made by check are generally issued within one business day of your request. Note: It could take between 5 and 7 business days after the check is issued for it to be received by the recipient through U.S. mail. If the transfer requires the recipient to respond to an email or text message (e.g., to provide us with the information we need to complete the transfer). Electronic transfers , funds will normally generally be deposited credited to the recipient’s account within three business days of the scheduled transfer date for One-Step Transfers or, in the case of Two-Step Transfers, the date we receive all information we require from the recipient for claims the electronic transfer. We may charge your account for electronic transfers as early as the scheduled transfer date and credit funds to an omnibus account used to process transactionsotherwise provides us with all required information. If a the recipient fails to respond to the email or text message sent in connection with a Two-Step Transfer within 10 calendar days or the transfer cannot be made for any other reason, we will notify you and, if the transfer amount was previously charged to you, and return the transfer amount funds to your account. The cutoff time for submitting transfer instructions is Monday through Friday by 8:00 6:00 p.m. PT. Instructions received on a weekend, or holiday, or after the cutoff hour or on a non-business day may be processed by us on the following next business day. We You will provide an electronic receive a confirmation number at the time that you set up each submit your transfer instructioninstructions. Receiving Funds. You may also receive money from other People Pay users. Whenever you have actionable payments, an indicator will appear on the Incoming Payments Tab to alert you. The payment can be claimed or denied. Once the payment is claimed, the money is delivered to the specified location in the appropriate timeframe. You can only claim payments for eligible People Pay funding accounts. Erroneous Transfer Instructions. You assume sole responsibility for you and/or or the recipient accurately describing transfer amounts, accounts, financial institutions, and addresses. We are not responsible for confirming such information, or for monitoring or refusing to process duplicate transfer instructions. If you give us a transfer instruction (or the recipient gives us information related to your instruction) that is incorrect in any way, you agree that we may charge your account for the transfer whether or not the error could have been detected by us. We are not obligated to detect errors in your transfer instructions. Rejecting Transactions. We may reject transfer instructions with or without cause or prior notice. If we do, we may notify you of the rejection orally, electronically or in writing. We may reject a transfer instruction, for example, if you do not have sufficient available funds to cover the transfer or the transfer instruction is unclear, ambiguous or incomplete. If we reject an instruction to transfer funds from your Bank account, you will need to re-enter the information if you wish to make the transfer at a later date. Not all types of accounts are eligible for this Service. Be sure to check with us and other financial institutions for restrictions regarding transfers to and from accounts (e.g., 401k, XXX, savings and money market accounts). We are not responsible for any costs or losses incurred from fund transfers that are not permitted under such restrictions by the account provider or those imposed by applicable law. Cancelling and Changing Transfer Instructions. Your ability to cancel or change a transfer depends on the method you use to send funds through the Service. If you request a Two-Step Transfer, you may cancel or change the transfer by deleting your instruction from the transfer screen any time before it is claimed by the recipient. After that, you do not have a right to cancel or change a Two-Step Transfer. If you request a One-Step Transfer, you do not have a right to cancel or change the transfer after it is submitted to us. Although we may attempt to act on any cancellation or change request you make (e.g., if it is received in a time and manner which permits us to do so), we assume no responsibility for failing or refusing to do so, even if we could have affected the cancellation or changed the transaction. Our acceptance of any cancellation or change request will not obligate us to accept any future request for cancellation or to otherwise change the transfer. You agree to indemnify, defend and hold us and our agents harmless from any loss, damage, claim, action, and liability that results, and any charges and costs we or our agents incur, in connection with any request by you to cancel or change a transfer instruction. Receiving Funds. You understand that you may receive funds through the Service via a payment generated by another individual. You understand that the receipt of money is subject to the terms and agreements of the accounts you have with Emprise Bank. NO WARRANTIES. THE SERVICE IS MADE AVAILABLE ON AN “AS-IS” AND “AS AVAILABLE” BASIS. NEITHER WE NOR OUR VENDORS PROVIDE ANY WARRANTY, EXPRESS OR IMPLIED, REGARDING THIS SERVICE. ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE EXPRESSLY DISCLAIMED TO THE GREATEST EXTENT PERMITTED BY LAW. NEITHER WE NOR OUR VENDORS ASSUME ANY LIABILITY FOR THE UNAVAILABILITY OF THE SERVICE. THIS PROVISION SHALL NOT BE DEEMED TO LIMIT OUR OBLIGATIONS AS OTHERWISE SET FORTH IN THIS ADDENDUM OR AS REQUIRED BY LAW. HOURS OF OPERATION; SERVICE UNAVAILABILITY. You can use the Service 7 days a week, 24 hours a day. There may be times, however, when all or part of the Service is temporarily unavailable due to system outages, maintenance or technical difficulties, including those of the Internet service provider or software provider. We may suspend this Service immediately if we believe the security of the Service has been compromised or we question the legality of any transaction. We assume no responsibility for any damage or delay that may result from such unavailability.
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Sending Funds. You may instruct us to send funds from your Bank account to a recipient that you designate. There are several ways to send funds using this Serviceto a recipient. If you know the recipient’s account information (e.g., account number and bank routing number) ), you can instruct us to send funds directly electronically to that account (a “One-Step Transfer”)account. If you do not know You can also provide us with the recipient’s account information, you U.S. mailing address to have funds sent to the recipient via check. You can instruct us to send an email or SMS text message to the recipient, advising the recipient of the pending transaction and asking the recipient to provide the account information and other information we need to complete the transfer (transfer. Lastly, if you know the email address associated with a “Two-Step Transfer”). Each time you instruct us to process a Two-Step Transfer, you warrant to us that you have obtained the recipient’s permission to send SMS text messages to PayPal account, then the mobile phone number you provide to us with money can be deposited directly into that PayPal account in real time. This kind of payment cannot be canceled after it has been sent. We only support payments sent within the United States. ▪ We may charge your instructions. You authorize us to act as your agent and attorney-in-fact account for the limited purpose transfer amount as early as the day of communicating with recipients regarding your transactions (e.g., sending SMS text messages on your behalf)request and credit funds to an omnibus account that we maintain to clear transactions. Transfers are sent to recipients as electronic transfers (e.g., where If you or the recipient provide us with the recipient’s account informationinformation and instruct us to send funds electronically to that account, it may take up to three business days before funds are credited to the recipient’s account. Payments made by check are generally issued within one business day of your request. Note: It could take between 5 and 7 business days after the check is issued for it to be received by the recipient through U.S. mail. If the transfer requires the recipient to respond to an email or text message (e.g., to provide us with the information we need to complete the transfer). Electronic transfers , funds will normally generally be deposited credited to the recipient’s account within three business days of the scheduled transfer date for One-Step Transfers or, in the case of Two-Step Transfers, the date we receive all information we require from the recipient for claims the electronic transfer. We may charge your account for electronic transfers as early as the scheduled transfer date and credit funds to an omnibus account used to process transactionsotherwise provides us with all required information. If a the recipient fails to respond to the email or text message sent in connection with a Two-Step Transfer within 10 calendar days or the transfer cannot be made for any other reason, we will notify you and, if the transfer amount was previously charged to you, and return the transfer amount funds to your account. ▪ The cutoff time for submitting transfer instructions is Monday through Friday by 8:00 6:00 p.m. PT. Instructions received on a weekend, or holiday, or after the cutoff hour or on a non-business day may be processed by us on the following next business day. We You will provide an electronic receive a confirmation number at the time that you set up each submit your transfer instructioninstructions. ▪ Receiving Funds. You may also receive money from other People Pay users. Whenever you have actionable payments, an indicator will appear on the Incoming Payments Tab to alert you. The payment can be claimed or denied. Once the payment is claimed, the money is delivered to the specified location in the appropriate timeframe. You can only claim payments for eligible People Pay funding accounts. ▪ Erroneous Transfer Instructions. You assume sole responsibility for you and/or or the recipient accurately describing transfer amounts, accounts, financial institutions, and addresses. We are not responsible for confirming such information, or for monitoring or refusing to process duplicate transfer instructions. If you give us a transfer instruction (or the recipient gives us information related to your instruction) that is incorrect in any way, you agree that we may charge your account for the transfer whether or not the error could have been detected by us. We are not obligated to detect errors in your transfer instructions. Rejecting Transactions. We may reject transfer instructions with or without cause or prior notice. If we do, we may notify you of the rejection orally, electronically or in writing. We may reject a transfer instruction, for example, if you do not have sufficient available funds to cover the transfer or the transfer instruction is unclear, ambiguous or incomplete. If we reject an instruction to transfer funds from your Bank account, you will need to re-enter the information if you wish to make the transfer at a later date. Not all types of accounts are eligible for this Service. Be sure to check with us and other financial institutions for restrictions regarding transfers to and from accounts (e.g., 401k, XXX, savings and money market accounts). We are not responsible for any costs or losses incurred from fund transfers that are not permitted under such restrictions by the account provider or those imposed by applicable law. Cancelling and Changing Transfer Instructions. Your ability to cancel or change a transfer depends on the method you use to send funds through the Service. If you request a Two-Step Transfer, you may cancel or change the transfer by deleting your instruction from the transfer screen any time before it is claimed by the recipient. After that, you do not have a right to cancel or change a Two-Step Transfer. If you request a One-Step Transfer, you do not have a right to cancel or change the transfer after it is submitted to us. Although we may attempt to act on any cancellation or change request you make (e.g., if it is received in a time and manner which permits us to do so), we assume no responsibility for failing or refusing to do so, even if we could have affected the cancellation or changed the transaction. Our acceptance of any cancellation or change request will not obligate us to accept any future request for cancellation or to otherwise change the transfer. You agree to indemnify, defend and hold us and our agents harmless from any loss, damage, claim, action, and liability that results, and any charges and costs we or our agents incur, in connection with any request by you to cancel or change a transfer instruction. Receiving Funds. You understand that you may receive funds through the Service via a payment generated by another individual. You understand that the receipt of money is subject to the terms and agreements of the accounts you have with Emprise Bank. NO WARRANTIES. THE SERVICE IS MADE AVAILABLE ON AN “AS-IS” AND “AS AVAILABLE” BASIS. NEITHER WE NOR OUR VENDORS PROVIDE ANY WARRANTY, EXPRESS OR IMPLIED, REGARDING THIS SERVICE. ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE EXPRESSLY DISCLAIMED TO THE GREATEST EXTENT PERMITTED BY LAW. NEITHER WE NOR OUR VENDORS ASSUME ANY LIABILITY FOR THE UNAVAILABILITY OF THE SERVICE. THIS PROVISION SHALL NOT BE DEEMED TO LIMIT OUR OBLIGATIONS AS OTHERWISE SET FORTH IN THIS ADDENDUM OR AS REQUIRED BY LAW. HOURS OF OPERATION; SERVICE UNAVAILABILITY. You can use the Service 7 days a week, 24 hours a day. There may be times, however, when all or part of the Service is temporarily unavailable due to system outages, maintenance or technical difficulties, including those of the Internet service provider or software provider. We may suspend this Service immediately if we believe the security of the Service has been compromised or we question the legality of any transaction. We assume no responsibility for any damage or delay that may result from such unavailability.
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