Separate Insureds Clause Samples

The Separate Insureds clause establishes that each insured party under a policy is treated as having their own individual coverage, as if they were the only insured. In practice, this means that the actions, omissions, or breaches of one insured do not automatically affect the coverage available to another insured; for example, if one insured commits a wrongful act, it does not bar another insured from making a claim. This clause is essential for ensuring that all insured parties receive the full benefit of the policy independently, thereby preventing the misconduct or liability of one party from unfairly prejudicing others.
Separate Insureds. Each person insured is a separate insured, but this does not increase the limit of insurance.
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Separate Insureds. Coverage provided under the Commercial Liability Coverage applies separately to each "insured" against whom claim is made or "suit" is brought. However, this does not affect the "limits" stated under How Much We Pay.
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Separate Insureds. Except with regard to the limits of liability of this insurance, and any rights and duties specifically designated in this coverage to the first named insured, this insurance shall apply: a. as if each named insured were the only named insured; and b. separately against each insured against whom a claim is made or a suit is brought.
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Separate Insureds. Coverage provided under the Commercial Liability Coverage applies separately to each insured against whom claim is made or suit is brought. This does not affect the limits stated under How Much We Pay. This insurance does not apply: 1. under any liability coverage, to bodily injury or property damage: a. with respect to which an insured under the policy is also an insured under a Nuclear Energy Liability policy issued by Nuclear Energy Liability Insurance Association, Mutual Insurance Association, Mutual Atomic Energy Liability Underwriters, Nuclear Insurance Association of Canada or any of their successors, or would be an insured under any such policy but for its termination upon exhaustion of its limit of liability; or b. resulting from the hazardous properties of nuclear material and with respect to which: 1) any person or organization is required to maintain financial protection pursuant to the Atomic Energy Act of 1954, or any law amendatory thereto; or 2) the insured is, or had this policy not been issued would be, entitled to indemnity from the United States of America or any agency thereof, under any agreement entered into by the United States of America or any agency thereof, with any person or organization. 2. Under any Medical Payments coverage, to expenses incurred with respect to bodily injury resulting from the hazardous properties of nuclear material and arising out of the operation of a nuclear facility by any person or organization. 3. Under any liability coverage, to bodily injury or property damage resulting from the hazardous properties of nuclear material, if: a. the nuclear material: 1) is at any nuclear facility owned by, or operated by or on behalf of, an insured; or 2) has been discharged or dispersed therefrom; b. the nuclear material is contained in spent fuel or waste at any time possessed, handled, used, stored, processed, transported or disposed of by or on behalf of an insured; or c. the bodily injury or property damage arises out of the furnishing by an insured of services, materials, parts or equipment in connection with the planning, construction, maintenance, operation or use of any nuclear facility, but if such facility is located within the United States of America, its territories or possessions or Canada, this exclusion (c.) applies only to property damage to such nuclear facility and any property threat.
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Separate Insureds. Each person insured is a separate Insured, but this does not increase the limit of insurance. We will def end, by counsel of our choice, any suit against y ou alleging personal injury or property damage and seeking compen satory damages, ev en if it is groundless, f alse or f raudulent, we reserv e the right to inv estigate, negotiate and settle any claim or suit if we decide this is appropriate. In addition to the limit of insurance, we will pay :
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Separate Insureds. The Architect's insurance shall apply separately to each insured against whom claim is made or suit is brought, except with respect to the limits of the insurer's liability.
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Separate Insureds. Coverage provided under the Dwelling Liability Coverage applies separately to each “insured” against whom claim is made or suit is brought. This does not affect the “limits” stated under How Much We Pay.
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Separate Insureds. Coverage provided b. the amount of the "insured's" liability has been determined by: 1) a final judgment against an "insured" as a result of a trial; or 2) a written agreement by the "insured", the claimant, and "us"; however, "we" will not pay for injury or damage that is not covered by this Commercial Liability Coverage or that exceeds the applicable "limit". No person has a right under the Commercial Liability Coverage to join "us" or implead "us" in actions that are brought to determine an "insured's" liability. under the Commercial Liability Coverage applies separately to each "insured" against whom claim is made or "suit" is brought. However, this does not affect the "limits" stated under How Much We Pay.
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Related to Separate Insureds

  • Separate Insurance Borrower shall not take out separate insurance contributing in the event of loss with that required to be maintained pursuant to this Section 6.1 unless such insurance complies with this Section 6.1.

  • No Separate Insurance Tenant shall not, on Tenant’s own initiative or pursuant to the request or requirement of any third party, (i) take out separate insurance concurrent in form or contributing in the event of loss with that required in this Article XIII to be furnished by, or which may reasonably be required to be furnished by, Tenant or (ii) increase the amounts of any then existing insurance by securing an additional policy or additional policies, unless all parties having an insurable interest in the subject matter of the insurance, including in all cases Landlord and all Facility Mortgagees, are included therein as additional insureds and the loss is payable under such insurance in the same manner as losses are payable under this Master Lease. Notwithstanding the foregoing, nothing herein shall prohibit Tenant from insuring against risks not required to be insured hereby, and as to such insurance, Landlord and any Facility Mortgagee need not be included therein as additional insureds, nor must the loss thereunder be payable in the same manner as losses are payable hereunder except to the extent required to avoid a default under the Facility Mortgage.

  • Deductibles and Self-Insurance Retentions Any deductibles or self-insured retentions must be declared to and approved by the City. The City may require the Consultant to provide proof of ability to pay losses and related investigation, claims administration and defense expenses within the deductible or self-insured retention. The deductible or self-insured retention may be satisfied by either the named insured or the City.

  • Additional Insurance Provisions (A) The foregoing requirements as to the types and limits of insurance coverage to be maintained by Consultant, and any approval of said insurance by the City, is not intended to and shall not in any manner limit or qualify the liabilities and obligations otherwise assumed by the Consultant pursuant to this Agreement, including but not limited to, the provisions concerning indemnification. (B) If at any time during the life of the Agreement, any policy of insurance required under this Agreement does not comply with these specifications or is canceled and not replaced, City has the right but not the duty to obtain the insurance it deems necessary and any premium paid by City will be promptly reimbursed by Consultant or City will withhold amounts sufficient to pay premium from Consultant payments. In the alternative, City may cancel this Agreement. (C) The City may require the Consultant to provide complete copies of all insurance policies in effect for the duration of the Project. (D) Neither the City nor any of its officials, officers, employees, agents or volunteers shall be personally responsible for any liability arising under or by virtue of this Agreement. (E) The limits set forth herein shall apply separately to each insured against whom claims are made or suits are brought, except with respect to the limits of liability. Further the limits set forth herein shall not be construed to relieve the Consultant from liability in excess of such coverage, nor shall it limit the Consultant’s indemnification obligations to the City and shall not preclude the City from taking such other actions available to the City under other provisions of the Agreement or law. (F) Consultant shall report to the City, in addition to Consultant’s insurer, any and all insurance claims submitted by Consultant in connection with the Services under this Agreement.

  • Deductibles and Self-Insured Retentions Any deductibles or self-insured retentions must be declared to, and approved by CITY's Risk Manager. At the option of CITY, either; the insurer shall reduce or eliminate such deductibles or self-insured retentions as respects CITY, its officer, employees, agents and contractors; or GRANTEE shall procure a bond guaranteeing payment of losses and related investigations, claim administration and defense expenses in an amount specified by the CITY's Risk Manager.