Common use of Shared Branching Clause in Contracts

Shared Branching. The Credit Union may or may not permit you with access to the Shared Branching network. Shared branching transactions cannot be performed on share certificates, IRAs, student loans, credit cards and some other products. Joint owners can only be set up for shared branching transactions if the member and all joint owners on all checking and savings suffixes are exactly the same. Members with any passbook suffixes are not eligible for shared branching. Most shared branching fa- cilities do not have passbook printers. All checks deposited are subject to extended holds, which means that the funds from checks deposited at a shared branch facility will not be immediately available for with- drawal. If you wish to purchase gift cards, money orders, or request any other service not re- lated to a specific transaction on your account, then the Credit Union you are visiting will charge you their fees for incidental services. We may terminate access to shared branching at any time without prior notice. Termi- nation of service may be a result of a past due or delinquent loan, a negative balance in any account, return of a deposited item, problems correctly using the service, abu- sive treatment of staff, notification of incorrect address or email address or phone number, or any other reason we believe in our sole discretion justifies termination of services. You agree to abide by the shared branching rules of the Credit Union and all current and future terms of the shared branch network rules. The shared branching service is provided “as is” without any warranty of any kind, ei- ther expressed or implied, including, but not limited to the implied warranties or mer- chantability and fitness for a particular purpose. Central Maine CU is not responsible if any shared branch facility is unavailable for transactions or if the network is inaccessible. We will not waive any fees, reimburse any interest or be liable for any costs or inconvenience you incur as a result of using the shared branch network or failure to access the shared branch network when de- sired. Individual shared branch service centers may or may not perform any transaction at their discretion. Individual shared branch service centers set their own daily cash limi- tations. The maximum that CMCU will permit you to withdraw from all shared branch locations in one business day is $5,000. Things you cannot do at a shared branch service center include cash or deposit a third party check; deposit a post-dated check; deposit a check drawn on an account outside of the U.S. or payable in foreign funds; deposit an altered check; deposit an insurance check; deposit large amounts of coin; deposit more than five checks in any one trans- action; deposit any check more than 180 days after the issue date; or make modifica- tions to your accounts such as address changes or adding joint owners.

Shared Branching. The Credit Union may or may not permit you with access to the Shared Branching network. Shared branching transactions cannot be performed on share certificates, IRAs, student loans, credit cards and some other products. Joint owners can only be set up for shared branching transactions if the member and all joint owners on all checking and savings suffixes are exactly the same. Members with any passbook suffixes are not eligible for shared branching. Most shared branching fa- cilities facilities do not have passbook printers. All checks deposited are subject to extended holds, which means that the funds from checks deposited at a shared branch facility will not be immediately available for with- drawalwithdrawal. If you wish to purchase gift cards, money orders, or request any other service not re- lated related to a specific transaction on your account, then the Credit Union you are visiting will charge you their fees for incidental services. We may terminate access to shared branching at any time without prior notice. Termi- nation Termination of service may be a result of a past due or delinquent loan, a negative balance in any account, return of a deposited item, problems correctly using the service, abu- sive abusive treatment of staff, notification of incorrect address or email address or phone number, or any other reason we believe in our sole discretion justifies termination of services. You agree to abide by the shared branching rules of the Credit Union and all current and future terms of the shared branch network rules. The shared branching service is provided “as is” without any warranty of any kind, ei- ther either expressed or implied, including, but not limited to the implied warranties or mer- chantability merchantability and fitness for a particular purpose. Central Maine CU is not responsible if any shared branch facility is unavailable for transactions or if the network is inaccessible. We will not waive any fees, reimburse any interest or be liable for any costs or inconvenience you incur as a result of using the shared branch network or failure to access the shared branch network when de- sireddesired. Individual shared branch service centers may or may not perform any transaction at their discretion. Individual shared branch service centers set their own daily cash limi- tationslimitations. The maximum that CMCU will permit you to withdraw from all shared branch locations in one business day is $5,000. Things you cannot do at a shared branch service center include cash or deposit a third party check; deposit a post-dated check; deposit a check drawn on an account outside of the U.S. or payable in foreign funds; deposit an altered check; deposit an insurance check; deposit large amounts of coin; deposit more than five checks in any one trans- actiontransaction; deposit any check more than 180 days after the issue date; or make modifica- tions modifications to your accounts such as address changes or adding joint owners.

Shared Branching. The Credit Union may or may not permit you with access to the Shared Branching network. Shared branching transactions cannot be performed on share certificates, IRAs, student loans, credit cards and some other products. Joint owners can only be set up for shared branching transactions if the member and all joint owners on all checking and savings suffixes are exactly the same. Members with any passbook suffixes are not eligible for shared branching. Most shared branching fa- cilities facilities do not have passbook printers. All checks deposited are subject to extended holds, which means that the funds from checks deposited at a shared branch facility will not be immediately available for with- drawal. If you wish to purchase gift cards, money orders, or request any other service not re- lated related to a specific transaction on your account, then the Credit Union you are visiting will charge you their fees for incidental services. We may terminate access to shared branching at any time without prior notice. Termi- nation Termina- tion of service may be a result of a past due or delinquent loan, a negative balance in any account, return of a deposited item, problems correctly using the service, abu- sive treatment abusive treat- ment of staff, notification of incorrect address or email address or phone number, or any other reason we believe in our sole discretion justifies termination of services. You agree to abide by the shared branching rules of the Credit Union and all current and future terms of the shared branch network rules. The shared branching service is provided “as is” without any warranty of any kind, ei- ther either expressed or implied, including, but not limited to the implied warranties or mer- chantability merchant- ability and fitness for a particular purpose. Central Maine CU is not responsible if any shared branch facility is unavailable for transactions trans- actions or if the network is inaccessible. We will not waive any fees, reimburse any interest inter- est or be liable for any costs or inconvenience you incur as a result of using the shared branch network or failure to access the shared branch network when de- sireddesired. Individual shared branch service centers may or may not perform any transaction at their discretion. Individual shared branch service centers set their own daily cash limi- tationslimitations. The maximum that CMCU will permit you to withdraw from all shared branch locations in one business day is $5,000. Things you cannot do at a shared branch service center include cash or deposit a third party check; deposit a post-dated check; deposit a check drawn on an account outside of the U.S. or payable in foreign funds; deposit an altered check; deposit an insurance check; deposit large amounts of coin; deposit more than five checks in any one trans- actiontransac- tion; deposit any check more than 180 days after the issue date; or make modifica- tions modifications to your accounts such as address changes or adding joint owners.

Shared Branching. The Credit Union may or may not permit you with access to the Shared Branching network. Shared branching transactions cannot be performed on share certificates, IRAs, student loans, credit cards and some other products. Joint owners can only be set up for shared branching transactions if the member and all joint owners on all checking and savings suffixes are exactly the same. Members with any passbook suffixes are not eligible for shared branching. Most shared branching fa- cilities facilities do not have passbook printers. All checks deposited are subject to extended holds, which means that the funds from checks deposited at a shared branch facility will not be immediately available for with- drawalwithdrawal. If you wish to purchase gift cards, money orders, or request any other service not re- lated to a specific transaction on your account, then the Credit Union you are visiting will charge you their fees for incidental services. We may terminate access to shared branching at any time without prior notice. Termi- nation Ter- mination of service may be a result of a past due or delinquent loan, a negative balance bal- ance in any account, return of a deposited item, problems correctly using the service, abu- sive abusive treatment of staff, notification of incorrect address or email address or phone number, or any other reason we believe in our sole discretion justifies termination of services. You agree to abide by the shared branching rules of the Credit Union and all current and future terms of the shared branch network rules. The shared branching service is provided “as is” without any warranty of any kind, ei- ther either expressed or implied, including, but not limited to the implied warranties or mer- chantability merchantability and fitness for a particular purpose. Central Maine CU is not responsible if any shared branch facility is unavailable for transactions or if the network is inaccessible. We will not waive any fees, reimburse any interest or be liable for any costs or inconvenience you incur as a result of using the shared branch network or failure to access the shared branch network when de- sired. Individual shared branch service centers may or may not perform any transaction at their discretion. Individual shared branch service centers set their own daily cash limi- tations. The maximum that CMCU will permit you to withdraw from all shared branch locations in one business day is $5,000. Things you cannot do at a shared branch service center include cash or deposit a third party check; deposit a post-dated check; deposit a check drawn on an account outside of the U.S. or payable in foreign funds; deposit an altered check; deposit an insurance check; deposit large amounts of coin; deposit more than five checks in any one trans- action; deposit any check more than 180 days after the issue date; or make modifica- tions to your accounts such as address changes or adding joint owners.