Common use of SHORT TERM DISABILITY SCHEDULE Clause in Contracts

SHORT TERM DISABILITY SCHEDULE. LENGTH OF SERVICE 100% SALARY 75%SALARY Less than 3 Months Service ..................................Nil Nil 3 Months but less than 1 Yr...................................Nil 1040 Hours 1 Year but less than 2 Yrs ............................... 40 Hours 1000 Hours 2 Years but less than 3 Yrs ............................. 80 Hours 960 Hours 3 Years but less than 4 Yrs ............................ 120 Hours 920 Hours 4 Years but less than 5 Yrs ............................ 160 Hours 880 Hours 5 Years but less than 6 Yrs ............................ 200 Hours 840 Hours 6 Years but less than 7 Yrs ............................ 240 Hours 800 Hours 7 Years but less than 8 Yrs ............................ 280 Hours 760 Hours 8 Years but less than 9 Yrs ............................ 320 Hours 720 Hours 9 Yrs but less than 10 Yrs .............................. 360 Hours 680 Hours 10 Yrs but less than 11 Yrs ............................ 400 Hours 640 Hours 11 Yrs but less than 12 Yrs ............................ 440 Hours 600 Hours 12 Yrs but less than 13 Yrs ............................ 480 Hours 560 Hours 13 Yrs but less than 14 Yrs ............................ 520 Hours 520 Hours 14 Yrs but less than 15 Yrs ............................ 560 Hours 480 Hours 15 Yrs but less than 16 Yrs ............................ 600 Hours 440 Hours 16 Yrs but less than 17 Yrs ............................ 640 Hours 400 Hours 17 Yrs but less than 18 Yrs ............................ 680 Hours 360 Hours 18 Yrs but less than 19 Yrs ............................ 720 Hours 320 Hours 19 Yrs but less than 20 Yrs ............................ 760 Hours 280 Hours 20 Yrs but less than 21 Yrs ............................ 800 Hours 240 Hours 21 Yrs but less than 22 Yrs ............................ 840 Hours 200 Hours 22 Yrs but less than 23 Yrs ............................ 880 Hours 160 Hours 23 Yrs but less than 24 Yrs ............................ 920 Hours 120 Hours 24 Yrs but less than 25 Yrs ............................ 960 Hours 80 Hours 25 Yrs but less than 26 Yrs ........................... 1000 Hours 40 Hours

SHORT TERM DISABILITY SCHEDULE. LENGTH OF SERVICE 100% SALARY 75%SALARY Less than 3 Months Service ..................................Service............................... Nil Nil 3 Months but less than 1 Yr...................................Yr ............................... Nil 1040 Hours 1 Year but less than 2 Yrs ............................... Yrs.............................40 Hours 1000 Hours 2 Years but less than 3 Yrs ............................. Yrs...........................80 Hours 960 Hours 3 Years but less than 4 Yrs ............................ Yrs..........................120 Hours 920 Hours 4 Years but less than 5 Yrs ............................ Yrs..........................160 Hours 880 Hours 5 Years but less than 6 Yrs ............................ Yrs..........................200 Hours 840 Hours 6 Years but less than 7 Yrs ............................ Yrs..........................240 Hours 800 Hours 7 Years but less than 8 Yrs ............................ Yrs..........................280 Hours 760 Hours 8 Years but less than 9 Yrs ............................ Yrs..........................320 Hours 720 Hours 9 Yrs but less than 10 Yrs .............................. Yrs............................360 Hours 680 Hours 10 Yrs but less than 11 Yrs ............................ Yrs..........................400 Hours 640 Hours 11 Yrs but less than 12 Yrs ............................ Yrs..........................440 Hours 600 Hours 12 Yrs but less than 13 Yrs ............................ Yrs..........................480 Hours 560 Hours 13 Yrs but less than 14 Yrs ............................ Yrs..........................520 Hours 520 Hours 14 Yrs but less than 15 Yrs ............................ Yrs..........................560 Hours 480 Hours 15 Yrs but less than 16 Yrs ............................ Yrs..........................600 Hours 440 Hours 16 Yrs but less than 17 Yrs ............................ Yrs..........................640 Hours 400 Hours 17 Yrs but less than 18 Yrs ............................ Yrs..........................680 Hours 360 Hours 18 Yrs but less than 19 Yrs ............................ Yrs..........................720 Hours 320 Hours 19 Yrs but less than 20 Yrs ............................ Yrs..........................760 Hours 280 Hours 20 Yrs but less than 21 Yrs ............................ Yrs..........................800 Hours 240 Hours 21 Yrs but less than 22 Yrs ............................ Yrs..........................840 Hours 200 Hours 22 Yrs but less than 23 Yrs ............................ Yrs..........................880 Hours 160 Hours 23 Yrs but less than 24 Yrs ............................ Yrs..........................920 Hours 120 Hours 24 Yrs but less than 25 Yrs ............................ Yrs..........................960 Hours 80 Hours 25 Yrs but less than 26 Yrs ........................... Yrs.........................1000 Hours 40 HoursHours 26 Yrs but less than 27 Yrs.........................1040 Hours Nil LONG TERM DISABILITY

SHORT TERM DISABILITY SCHEDULE. LENGTH OF SERVICE 100% SALARY 75%SALARY Less than 3 Months Service ..................................Nil Nil Xxx Xxx 3 Months but less than 1 Yr...................................Nil 1040 Hours 1 Year but less than 2 Yrs ............................... 40 Hours 1000 Hours 2 Years but less than 3 Yrs ............................. 80 Hours 960 Hours 3 Years but less than 4 Yrs ............................ 120 Hours 920 Hours 4 Years but less than 5 Yrs ............................ 160 Hours 880 Hours 5 Years but less than 6 Yrs ............................ 200 Hours 840 Hours 6 Years but less than 7 Yrs ............................ 240 Hours 800 Hours 7 Years but less than 8 Yrs ............................ 280 Hours 760 Hours 8 Years but less than 9 Yrs ............................ 320 Hours 720 Hours 9 Yrs but less than 10 Yrs .............................. 360 Hours 680 Hours 10 Yrs but less than 11 Yrs ............................ 400 Hours 640 Hours 11 Yrs but less than 12 Yrs ............................ 440 Hours 600 Hours 12 Yrs but less than 13 Yrs ............................ 480 Hours 560 Hours 13 Yrs but less than 14 Yrs ............................ 520 Hours 520 Hours 14 Yrs but less than 15 Yrs ............................ 560 Hours 480 Hours 15 Yrs but less than 16 Yrs ............................ 600 Hours 440 Hours 16 Yrs but less than 17 Yrs ............................ 640 Hours 400 Hours 17 Yrs but less than 18 Yrs ............................ 680 Hours 360 Hours 18 Yrs but less than 19 Yrs ............................ 720 Hours 320 Hours 19 Yrs but less than 20 Yrs ............................ 760 Hours 280 Hours 20 Yrs but less than 21 Yrs ............................ 800 Hours 240 Hours 21 Yrs but less than 22 Yrs ............................ 840 Hours 200 Hours 22 Yrs but less than 23 Yrs ............................ 880 Hours 160 Hours 23 Yrs but less than 24 Yrs ............................ 920 Hours 120 Hours 24 Yrs but less than 25 Yrs ............................ 960 Hours 80 Hours 25 Yrs but less than 26 Yrs ........................... 1000 Hours 40 Hours

SHORT TERM DISABILITY SCHEDULE. LENGTH OF SERVICE 100% SALARY 75%SALARY Less than 3 Months Service ..................................Nil Nil Service............................... Xxx Xxx 3 Months but less than 1 Yr...................................Yr ............................... Nil 1040 Hours 1 Year but less than 2 Yrs ............................... Yrs.............................40 Hours 1000 Hours 2 Years but less than 3 Yrs ............................. Yrs...........................80 Hours 960 Hours 3 Years but less than 4 Yrs ............................ Yrs..........................120 Hours 920 Hours 4 Years but less than 5 Yrs ............................ Yrs..........................160 Hours 880 Hours 5 Years but less than 6 Yrs ............................ Yrs..........................200 Hours 840 Hours 6 Years but less than 7 Yrs ............................ Yrs..........................240 Hours 800 Hours 7 Years but less than 8 Yrs ............................ Yrs..........................280 Hours 760 Hours 8 Years but less than 9 Yrs ............................ Yrs..........................320 Hours 720 Hours 9 Yrs but less than 10 Yrs .............................. Yrs............................360 Hours 680 Hours 10 Yrs but less than 11 Yrs ............................ Yrs..........................400 Hours 640 Hours 11 Yrs but less than 12 Yrs ............................ Yrs..........................440 Hours 600 Hours 12 Yrs but less than 13 Yrs ............................ Yrs..........................480 Hours 560 Hours 13 Yrs but less than 14 Yrs ............................ Yrs..........................520 Hours 520 Hours 14 Yrs but less than 15 Yrs ............................ Yrs..........................560 Hours 480 Hours 15 Yrs but less than 16 Yrs ............................ Yrs..........................600 Hours 440 Hours 16 Yrs but less than 17 Yrs ............................ Yrs..........................640 Hours 400 Hours 17 Yrs but less than 18 Yrs ............................ Yrs..........................680 Hours 360 Hours 18 Yrs but less than 19 Yrs ............................ Yrs..........................720 Hours 320 Hours 19 Yrs but less than 20 Yrs ............................ Yrs..........................760 Hours 280 Hours 20 Yrs but less than 21 Yrs ............................ Yrs..........................800 Hours 240 Hours 21 Yrs but less than 22 Yrs ............................ Yrs..........................840 Hours 200 Hours 22 Yrs but less than 23 Yrs ............................ Yrs..........................880 Hours 160 Hours 23 Yrs but less than 24 Yrs ............................ Yrs..........................920 Hours 120 Hours 24 Yrs but less than 25 Yrs ............................ Yrs..........................960 Hours 80 Hours 25 Yrs but less than 26 Yrs ........................... Yrs.........................1000 Hours 40 HoursHours 26 Yrs but less than 27 Yrs.........................1040 Hours Nil LONG TERM DISABILITY

SHORT TERM DISABILITY SCHEDULE. LENGTH OF SERVICE 100% SALARY 75%SALARY Less than 3 Months Service ..................................Nil Nil Service............................... Xxx Xxx 3 Months but less than 1 Yr...................................Yr ............................... Nil 1040 Hours 1 Year but less than 2 Yrs ............................... Yrs............................. 40 Hours 1000 Hours 2 Years but less than 3 Yrs ............................. Yrs........................... 80 Hours 960 Hours 3 Years but less than 4 Yrs ............................ Yrs.......................... 120 Hours 920 Hours 4 Years but less than 5 Yrs ............................ Yrs.......................... 160 Hours 880 Hours 5 Years but less than 6 Yrs ............................ Yrs.......................... 200 Hours 840 Hours 6 Years but less than 7 Yrs ............................ Yrs.......................... 240 Hours 800 Hours 7 Years but less than 8 Yrs ............................ Yrs.......................... 280 Hours 760 Hours 8 Years but less than 9 Yrs ............................ Yrs.......................... 320 Hours 720 Hours 9 Yrs but less than 10 Yrs .............................. Yrs............................ 360 Hours 680 Hours 10 Yrs but less than 11 Yrs ............................ Yrs.......................... 400 Hours 640 Hours 11 Yrs but less than 12 Yrs ............................ Yrs.......................... 440 Hours 600 Hours 12 Yrs but less than 13 Yrs ............................ Yrs.......................... 480 Hours 560 Hours 13 Yrs but less than 14 Yrs ............................ Yrs.......................... 520 Hours 520 Hours 14 Yrs but less than 15 Yrs ............................ Yrs.......................... 560 Hours 480 Hours 15 Yrs but less than 16 Yrs ............................ Yrs.......................... 600 Hours 440 Hours 16 Yrs but less than 17 Yrs ............................ Yrs.......................... 640 Hours 400 Hours 17 Yrs but less than 18 Yrs ............................ Yrs.......................... 680 Hours 360 Hours 18 Yrs but less than 19 Yrs ............................ Yrs.......................... 720 Hours 320 Hours 19 Yrs but less than 20 Yrs ............................ Yrs.......................... 760 Hours 280 Hours 20 Yrs but less than 21 Yrs ............................ Yrs.......................... 800 Hours 240 Hours 21 Yrs but less than 22 Yrs ............................ Yrs.......................... 840 Hours 200 Hours 22 Yrs but less than 23 Yrs ............................ Yrs.......................... 880 Hours 160 Hours 23 Yrs but less than 24 Yrs ............................ Yrs.......................... 920 Hours 120 Hours 24 Yrs but less than 25 Yrs ............................ Yrs.......................... 960 Hours 80 Hours 25 Yrs but less than 26 Yrs ........................... Yrs......................... 1000 Hours 40 Hours

SHORT TERM DISABILITY SCHEDULE. LENGTH OF SERVICE 100% SALARY 75%SALARY Less than 3 Months Service ..................................Service............................... Nil Nil 3 Months but less than 1 Yr...................................Yr ............................... Nil 1040 Hours 1 Year but less than 2 Yrs ............................... Yrs.............................40 Hours 1000 Hours 2 Years but less than 3 Yrs ............................. Yrs...........................80 Hours 960 Hours 3 Years but less than 4 Yrs ............................ Yrs..........................120 Hours 920 Hours 4 Years but less than 5 Yrs ............................ Yrs..........................160 Hours 880 Hours 5 Years but less than 6 Yrs ............................ Yrs..........................200 Hours 840 Hours 6 Years but less than 7 Yrs ............................ Yrs..........................240 Hours 800 Hours 7 Years but less than 8 Yrs ............................ Yrs..........................280 Hours 760 Hours 8 Years but less than 9 Yrs ............................ Yrs..........................320 Hours 720 Hours 9 Yrs but less than 10 Yrs .............................. Yrs............................360 Hours 680 Hours 10 Yrs but less than 11 Yrs ............................ Yrs..........................400 Hours 640 Hours 11 Yrs but less than 12 Yrs ............................ Yrs..........................440 Hours 600 Hours 12 Yrs but less than 13 Yrs ............................ Yrs..........................480 Hours 560 Hours 13 Yrs but less than 14 Yrs ............................ Yrs..........................520 Hours 520 Hours 14 Yrs but less than 15 Yrs ............................ Yrs..........................560 Hours 480 Hours 15 Yrs but less than 16 Yrs ............................ Yrs..........................600 Hours 440 Hours 16 Yrs but less than 17 Yrs ............................ Yrs..........................640 Hours 400 Hours 17 Yrs but less than 18 Yrs ............................ Yrs..........................680 Hours 360 Hours 18 Yrs but less than 19 Yrs ............................ Yrs..........................720 Hours 320 Hours 19 Yrs but less than 20 Yrs ............................ Yrs..........................760 Hours 280 Hours 20 Yrs but less than 21 Yrs ............................ Yrs..........................800 Hours 240 Hours 21 Yrs but less than 22 Yrs ............................ Yrs..........................840 Hours 200 Hours 22 Yrs but less than 23 Yrs ............................ Yrs..........................880 Hours 160 Hours 23 Yrs but less than 24 Yrs ............................ Yrs..........................920 Hours 120 Hours 24 Yrs but less than 25 Yrs ............................ Yrs..........................960 Hours 80 Hours 25 Yrs but less than 26 Yrs ........................... Yrs.........................1000 Hours 40 Hours

SHORT TERM DISABILITY SCHEDULE. LENGTH OF SERVICE 100% SALARY 75%SALARY Less than 3 Months Service ..................................Nil Nil Service............................... Xxx Xxx 3 Months but less than 1 Yr...................................Yr ............................... Nil 1040 Hours 1 Year but less than 2 Yrs ............................... Yrs............................. 40 Hours 1000 Hours 2 Years but less than 3 Yrs ............................. ........................... 80 Hours 960 Hours 3 Years but less than 4 Yrs ............................ .......................... 120 Hours 920 Hours 4 Years but less than 5 Yrs ............................ .......................... 160 Hours 880 Hours 5 Years but less than 6 Yrs ............................ .......................... 200 Hours 840 Hours 6 Years but less than 7 Yrs ............................ .......................... 240 Hours 800 Hours 7 Years but less than 8 Yrs ............................ .......................... 280 Hours 760 Hours 8 Years but less than 9 Yrs ............................ .......................... 320 Hours 720 Hours 9 Yrs but less than 10 Yrs .............................. ............................ 360 Hours 680 Hours 10 Yrs but less than 11 Yrs ............................ .......................... 400 Hours 640 Hours 11 Yrs but less than 12 Yrs ............................ .......................... 440 Hours 600 Hours 12 Yrs but less than 13 Yrs ............................ .......................... 480 Hours 560 Hours 13 Yrs but less than 14 Yrs ............................ .......................... 520 Hours 520 Hours 14 Yrs but less than 15 Yrs ............................ .......................... 560 Hours 480 Hours 15 Yrs but less than 16 Yrs ............................ .......................... 600 Hours 440 Hours 16 Yrs but less than 17 Yrs ............................ .......................... 640 Hours 400 Hours 17 Yrs but less than 18 Yrs ............................ .......................... 680 Hours 360 Hours 18 Yrs but less than 19 Yrs ............................ .......................... 720 Hours 320 Hours 19 Yrs but less than 20 Yrs ............................ .......................... 760 Hours 280 Hours 20 Yrs but less than 21 Yrs ............................ .......................... 800 Hours 240 Hours 21 Yrs but less than 22 Yrs ............................ .......................... 840 Hours 200 Hours 22 Yrs but less than 23 Yrs ............................ .......................... 880 Hours 160 Hours 23 Yrs but less than 24 Yrs ............................ .......................... 920 Hours 120 Hours 24 Yrs but less than 25 Yrs ............................ .......................... 960 Hours 80 Hours 25 Yrs but less than 26 Yrs ........................... ......................... 1000 Hours 40 Hours

SHORT TERM DISABILITY SCHEDULE. LENGTH OF SERVICE 100% SALARY 75%SALARY Less than 3 Months Service ..................................Service............................... Nil Nil 3 Months but less than 1 Yr...................................Yr ............................... Nil 1040 Hours 1 Year but less than 2 Yrs ............................... Yrs............................. 40 Hours 1000 Hours 2 Years but less than 3 Yrs ............................. Yrs........................... 80 Hours 960 Hours 3 Years but less than 4 Yrs ............................ Yrs.......................... 120 Hours 920 Hours 4 Years but less than 5 Yrs ............................ Yrs.......................... 160 Hours 880 Hours 5 Years but less than 6 Yrs ............................ Yrs.......................... 200 Hours 840 Hours 6 Years but less than 7 Yrs ............................ Yrs.......................... 240 Hours 800 Hours 7 Years but less than 8 Yrs ............................ Yrs.......................... 280 Hours 760 Hours 8 Years but less than 9 Yrs ............................ Yrs.......................... 320 Hours 720 Hours 9 Yrs but less than 10 Yrs .............................. Yrs............................ 360 Hours 680 Hours 10 Yrs but less than 11 Yrs ............................ Yrs.......................... 400 Hours 640 Hours 11 Yrs but less than 12 Yrs ............................ Yrs.......................... 440 Hours 600 Hours 12 Yrs but less than 13 Yrs ............................ Yrs.......................... 480 Hours 560 Hours 13 Yrs but less than 14 Yrs ............................ Yrs.......................... 520 Hours 520 Hours 14 Yrs but less than 15 Yrs ............................ Yrs.......................... 560 Hours 480 Hours 15 Yrs but less than 16 Yrs ............................ Yrs.......................... 600 Hours 440 Hours 16 Yrs but less than 17 Yrs ............................ Yrs.......................... 640 Hours 400 Hours 17 Yrs but less than 18 Yrs ............................ Yrs.......................... 680 Hours 360 Hours 18 Yrs but less than 19 Yrs ............................ Yrs.......................... 720 Hours 320 Hours 19 Yrs but less than 20 Yrs ............................ Yrs.......................... 760 Hours 280 Hours 20 Yrs but less than 21 Yrs ............................ Yrs.......................... 800 Hours 240 Hours 21 Yrs but less than 22 Yrs ............................ Yrs.......................... 840 Hours 200 Hours 22 Yrs but less than 23 Yrs ............................ Yrs.......................... 880 Hours 160 Hours 23 Yrs but less than 24 Yrs ............................ Yrs.......................... 920 Hours 120 Hours 24 Yrs but less than 25 Yrs ............................ Yrs.......................... 960 Hours 80 Hours 25 Yrs but less than 26 Yrs ........................... Yrs......................... 1000 Hours 40 Hours

SHORT TERM DISABILITY SCHEDULE. LENGTH OF SERVICE 100% SALARY 75%SALARY Less than 3 Months Service ................................................................ Nil Nil 3 Months but less than 1 Yr.................................................................. Nil 1040 Hours 1 Year but less than 2 Yrs ............................... ............................40 Hours 1000 Hours 2 Years but less than 3 Yrs ............................. ..........................80 Hours 960 Hours 3 Years but less than 4 Yrs ............................ .........................120 Hours 920 Hours 4 Years but less than 5 Yrs ............................ .........................160 Hours 880 Hours 5 Years but less than 6 Yrs ............................ .........................200 Hours 840 Hours 6 Years but less than 7 Yrs ............................ .........................240 Hours 800 Hours 7 Years but less than 8 Yrs ............................ .........................280 Hours 760 Hours 8 Years but less than 9 Yrs ............................ .........................320 Hours 720 Hours 9 Yrs but less than 10 Yrs .............................. ...........................360 Hours 680 Hours 10 Yrs but less than 11 Yrs ............................ .........................400 Hours 640 Hours 11 Yrs but less than 12 Yrs ............................ .........................440 Hours 600 Hours 12 Yrs but less than 13 Yrs ............................ .........................480 Hours 560 Hours 13 Yrs but less than 14 Yrs ............................ .........................520 Hours 520 Hours 14 Yrs but less than 15 Yrs ............................ .........................560 Hours 480 Hours 15 Yrs but less than 16 Yrs ............................ .........................600 Hours 440 Hours 16 Yrs but less than 17 Yrs ............................ .........................640 Hours 400 Hours 17 Yrs but less than 18 Yrs ............................ .........................680 Hours 360 Hours 18 Yrs but less than 19 Yrs ............................ .........................720 Hours 320 Hours 19 Yrs but less than 20 Yrs ............................ .........................760 Hours 280 Hours 20 Yrs but less than 21 Yrs ............................ .........................800 Hours 240 Hours 21 Yrs but less than 22 Yrs ............................ .........................840 Hours 200 Hours 22 Yrs but less than 23 Yrs ............................ .........................880 Hours 160 Hours 23 Yrs but less than 24 Yrs ............................ .........................920 Hours 120 Hours 24 Yrs but less than 25 Yrs ............................ .........................960 Hours 80 Hours 25 Yrs but less than 26 Yrs ........................... ........................1000 Hours 40 Hours

SHORT TERM DISABILITY SCHEDULE. LENGTH OF SERVICE 100% SALARY 75%SALARY Less than 3 Months Service Service..................................Nil Nil 3 Months but less than 1 Yr...................................Yr ..................................Nil 1040 Hours 1 Year but less than 2 Yrs Yrs............................... 40 Hours 1000 Hours 2 Years but less than 3 Yrs Yrs............................. 80 Hours 960 Hours 3 Years but less than 4 Yrs Yrs............................ 120 Hours 920 Hours 4 Years but less than 5 Yrs Yrs............................ 160 Hours 880 Hours 5 Years but less than 6 Yrs Yrs............................ 200 Hours 840 Hours 6 Years but less than 7 Yrs Yrs............................ 240 Hours 800 Hours 7 Years but less than 8 Yrs Yrs............................ 280 Hours 760 Hours 8 Years but less than 9 Yrs Yrs............................ 320 Hours 720 Hours 9 Yrs but less than 10 Yrs .............................. 360 Hours 680 Hours 10 Yrs but less than 11 Yrs Yrs............................ 400 Hours 640 Hours 11 Yrs but less than 12 Yrs Yrs............................ 440 Hours 600 Hours 12 Yrs but less than 13 Yrs Yrs............................ 480 Hours 560 Hours 13 Yrs but less than 14 Yrs Yrs............................ 520 Hours 520 Hours 14 Yrs but less than 15 Yrs Yrs............................ 560 Hours 480 Hours 15 Yrs but less than 16 Yrs Yrs............................ 600 Hours 440 Hours 16 Yrs but less than 17 Yrs Yrs............................ 640 Hours 400 Hours 17 Yrs but less than 18 Yrs Yrs............................ 680 Hours 360 Hours 18 Yrs but less than 19 Yrs Yrs............................ 720 Hours 320 Hours 19 Yrs but less than 20 Yrs Yrs............................ 760 Hours 280 Hours 20 Yrs but less than 21 Yrs Yrs............................ 800 Hours 240 Hours 21 Yrs but less than 22 Yrs Yrs............................ 840 Hours 200 Hours 22 Yrs but less than 23 Yrs Yrs............................ 880 Hours 160 Hours 23 Yrs but less than 24 Yrs Yrs............................ 920 Hours 120 Hours 24 Yrs but less than 25 Yrs Yrs............................ 960 Hours 80 Hours 25 Yrs but less than 26 Yrs Yrs........................... 1000 Hours 40 Hours

SHORT TERM DISABILITY SCHEDULE. LENGTH OF SERVICE 100% SALARY 75%SALARY Less than 3 Months Service ..................................Nil Nil Service............................... Xxx Xxx 3 Months but less than 1 Yr...................................Yr ............................... Nil 1040 Hours 1 Year but less than 2 Yrs ............................... Yrs.............................40 Hours 1000 Hours 2 Years but less than 3 Yrs ............................. Yrs...........................80 Hours 960 Hours 3 Years but less than 4 Yrs ............................ Yrs..........................120 Hours 920 Hours 4 Years but less than 5 Yrs ............................ Yrs..........................160 Hours 880 Hours 5 Years but less than 6 Yrs ............................ Yrs..........................200 Hours 840 Hours 6 Years but less than 7 Yrs ............................ Yrs..........................240 Hours 800 Hours 7 Years but less than 8 Yrs ............................ Yrs..........................280 Hours 760 Hours 8 Years but less than 9 Yrs ............................ Yrs..........................320 Hours 720 Hours 9 Yrs but less than 10 Yrs .............................. Yrs............................360 Hours 680 Hours 10 Yrs but less than 11 Yrs ............................ Yrs..........................400 Hours 640 Hours 11 Yrs but less than 12 Yrs ............................ Yrs..........................440 Hours 600 Hours 12 Yrs but less than 13 Yrs ............................ Yrs..........................480 Hours 560 Hours 13 Yrs but less than 14 Yrs ............................ Yrs..........................520 Hours 520 Hours 14 Yrs but less than 15 Yrs ............................ Yrs..........................560 Hours 480 Hours 15 Yrs but less than 16 Yrs ............................ Yrs..........................600 Hours 440 Hours 16 Yrs but less than 17 Yrs ............................ Yrs..........................640 Hours 400 Hours 17 Yrs but less than 18 Yrs ............................ Yrs..........................680 Hours 360 Hours 18 Yrs but less than 19 Yrs ............................ Yrs..........................720 Hours 320 Hours 19 Yrs but less than 20 Yrs ............................ Yrs..........................760 Hours 280 Hours 20 Yrs but less than 21 Yrs ............................ Yrs..........................800 Hours 240 Hours 21 Yrs but less than 22 Yrs ............................ Yrs..........................840 Hours 200 Hours 22 Yrs but less than 23 Yrs ............................ Yrs..........................880 Hours 160 Hours 23 Yrs but less than 24 Yrs ............................ Yrs..........................920 Hours 120 Hours 24 Yrs but less than 25 Yrs ............................ Yrs..........................960 Hours 80 Hours 25 Yrs but less than 26 Yrs ........................... Yrs.........................1000 Hours 40 Hours