Common use of Special Enrollment Periods (SEP) Clause in Contracts

Special Enrollment Periods (SEP). To apply for coverage outside of the annual OEP, you must qualify for an SEP. An SEP is a period of time up to 60 days immediately following the date of a Qualifying Event when you and your eligible dependents may apply for individual coverage or change your coverage. You may be required to provide proof of the qualifying event, such as: a notification of the termination of other coverage, marriage certificate, appropriate adoption documentation, or court order requiring coverage. The effective date of your new coverage depends on the type of qualifying event that occurred. If you qualify for an SEP and do not apply for or make changes to your coverage during the SEP, you must wait until the next OEP, or a later SEP if applicable.