Common use of Special Rules for New Accounts Clause in Contracts

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account Account is open. : • Funds from electronic direct deposits to your account Account will be available on the day we receive the deposit. • Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’stravelers, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) seventh business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will 5,525will not be available until the second business day after the day of your deposit. • Funds from all other check deposits will be available on the ninth seventh business day after the day of your deposit. As our client, we think it is important for you to know about substitute checks.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account Account is open. Funds from electronic direct deposits to your account Account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. 1. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. 2. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second (2nd) business day after the day of your deposit. 3. Funds from all other check deposits will be available on the ninth eleventh (11th) business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 thirty (30) days your account is open. • Funds from electronic direct deposits to your account will generally be available on the same business day we receive the deposit. • Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will generally be available on the first (1st) business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip)you. The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second (2nd) business day after the day of your deposit. • Funds from all other check deposits will be available on the ninth thirtieth (30th) business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 thirty (30) days your account Account is open. Funds from electronic direct deposits to your account Account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will be available on the first business day Business Day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over remaining balance exceeding $5,525 5,000 will be available on the ninth (9th) business day Business Day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day Business Day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day (9th) Business Day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first same business day after the day of we receive your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) 9th business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second 2nd business day after the day of your deposit. Funds from all other check deposits will be available on the ninth 3rd business day after the day of your deposit.. BUSINESS WIRE TRANSFER AGREEMENT

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on no later than the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will normally be available on the ninth eleventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, transfers and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day Business Day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day Business Day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day Business Day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day Business Day after the day of your deposit.

Special Rules for New Accounts. If you You are a new member, the following special rules will apply during the first 30 days your Your account is open. Funds from electronic direct deposits to your Your account will be available on the day we We receive the deposit. Funds from deposits of cash, wire transfers, transfers and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, ’s and federal, state and local government checks will be available on the first business day after the day of your Your deposit if the deposit meets certain conditions. For example, the checks must be payable to you You (and you You may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your Your deposit. If your Your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our Our employees, the first $5,525 5,000 will not be available until the second business day after the day of your Your deposit. Funds from all other check deposits will be available on the ninth eleventh business day after the day of your Your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cashdrawn on us, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you (and you may have be required to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth 9th business day after the day of your deposit.. SUBSTITUTE CHECKS AND YOUR RIGHTS

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will be available on the first same business day after the day of we receive your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employeesassociates, the first $5,525 will may not be available until the second business day after the day of your deposit. Funds from all other check deposits will may not be available on until the ninth business day after the day of your deposit. ATM deposit functionality may be limited for temporary access devices issued for new deposit accounts.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cashdrawn on us, wire transfers, and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you (and you may have be required to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth 9th business day after the day of your deposit.. SUBSTITUTE CHECKS AND YOUR RIGHTS

Special Rules for New Accounts. If you are a new member, the following follow ing special rules will may apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will w ill be available on the day we receive the deposit. Funds from deposits of cash, wire w ire transfers, and the first $5,525 5,000 of a day’s ' s total deposits of cashier’s' s, certified, teller’s's, traveler’s' s, and federal, state and local government checks will w ill be available on the first business same day after as the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will 5,000 may be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will 5,000 w ill not be available until the second business day after the day of your deposit. Funds from all other check deposits will may generally be available on the ninth tenth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on by the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on no later than the ninth eleventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 thirty (30) days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first (1st) business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip)you. The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second (2nd) business day after the day of your deposit. Funds from all other check deposits will be available on the ninth eleventh (11th) business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. : > Funds from electronic direct deposits deposits, cash, and wire transfer to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the deposit > The first $5,525 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). > The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. > If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 calendar days your account Account is open. Funds from electronic direct deposits, incoming wire transfers, and cash deposits to your account made with an employee at a branch location or at a Credit Union owned ATMs/ITMs will be available on the same business day that we receive received the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, ’s and federal, state state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks check must be payable to you (and you may have to use a special deposit slip)you. The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will generally be available on no later than the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 thirty (30) days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, transfers and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second (2nd) business day after the day of your deposit. Funds from all other check deposits will be available on no later than the ninth fifteenth (15th) business day after the day of your deposit.

Special Rules for New Accounts. 1. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. 2. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second (2nd) business day after the day of your deposit. 3. Funds from all other check deposits will be available on the ninth eleventh (9th) business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth tenth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. : Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,525.00 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s, 's and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,525.00, will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,525.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.. Last updated May 10, 2023

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth tenth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) fifth business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth fifth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (( and you may have to use a special deposit slip). The excess over $5,525 5000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5000 will not be available until the second business day after the day of your deposit. Funds from all The delay for other check deposits will be available on the ninth business day after the day of your deposit.is determined as follows:

Special Rules for New Accounts. If you You are a new member, the following special rules will apply during the first 30 days your Your account is open. Funds from electronic direct deposits to your Your account will be available on the day we We receive the deposit. Funds from deposits of cash, wire transfers, transfers and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, ’s and federal, state and local government checks will be available on the first business day after the day of your Your deposit if the deposit meets certain conditions. For example, the checks must be payable to you You (and you You may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your Your deposit. If your Your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our Our employees, the first $5,525 will not be available until the second business day after the day of your Your deposit. Funds from all other check deposits will be available on the ninth eleventh business day after the day of your Your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, tellerxxxxxx’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 thirty (30) days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, transfers and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available availab- le on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second (2nd) business day after the day of your deposit. Funds from all other check deposits will be available on no later than the ninth business fifteenth (15th) bu- siness day after the day of your deposit.

Special Rules for New Accounts. 1. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. 2. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second (2nd) business day after the day of your deposit. 3. Funds from all other check deposits will be available on the ninth eleventh (9th) business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth tenth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from deposits of cash, wire transfers, and electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on no later than the ninth eleventh business day after the day of your deposit. Direct deposit required. No check writing capabilities.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cashdrawn on us, wire transfers, and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be made payable to you (and you may have be required to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth 9th business day after the day of your deposit.. SubStitute CheCkS and Your rightS

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account Account is open. : • Funds from electronic direct deposits to your account Account will be available on the day we receive the deposit. • Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’stravelers, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) seventh business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. • Funds from all other check deposits will be available on the ninth seventh business day after the day of your deposit. As our client, we think it is important for you to know about substitute checks.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth seventh (9th7) business day after following the banking day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second (2) business day after following the banking day of your deposit. Funds from all other check deposits checks deposited will be available on the ninth tenth (10) business day after following the banking day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account Account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and and, if made available, the first $5,525 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will be available on the first same business day after the day of we receive your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employeesassociates, the first $5,525 will 5,000 may not be available until the second business day after the day of your deposit. Funds from all other check deposits will may not be available on until the ninth second business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth eleventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. :  Funds from electronic direct deposits deposits, cash, and wire transfer to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the deposit  The first $5,525 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip).  The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit.  If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5 ,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to into your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new memberChecking Account Customer, the following special rules will apply during the first 30 days your account Account is open. Funds from cash, wire transfers, electronic direct deposits and other electronic transfers to your account Account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the The first $5,525 5,000 of a day’s days total deposits of cashier’scashiers, certified, teller’stellers, traveler’stravelers, and federal, state and local government checks will be available on the first business day Business Day after the day of your deposit if the deposit meets certain conditions. For example, certain conditions may include the checks must be check made payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on It may take up to the ninth (9th) business day Business Day after the day of your depositdeposit for the excess over $5,000 to be available for withdrawal. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to through one of our employees, the first $5,525 5,000 will not be available until the second business day (2nd) Business Day after the day of your deposit. Funds from all other check deposits will may not be available on until the ninth business day (9th) Business Day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account Account is open. Funds from cash and electronic direct deposits to your account Account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, transfers and the first $5,525 5,000.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’stravelers, and federal, state and local government gov- ernment checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special spe- cial deposit slip). The excess over $5,525 5,000.00 will be available on the ninth (9th) seventh business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury checkCheck) is not made in person to one of our employees, the first $5,525 5,000.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth seventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashierCashier’s, certified, teller’s, traveler’s, and federal, state state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will may apply during the first 30 (thirty) days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s total deposits deposit of cashier’s, certified, teller’s, traveler’s, ’s and federal, state and local government checks will be available to you on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth seventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) seventh business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth eleventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account Account is open. Funds from electronic direct deposits to your account Account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 sixty (60) days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000.00 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will be available on the first business same day after as the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000.00 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s, traveler’s, 's and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) sixth business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on no later than the ninth eleventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply appl during the first 30 days your account is open. Funds from electronic direct deposits to your account Account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and and, if made available, the first $5,525 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will be available on the first same business day after the day of we receive your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employeesassociates, the first $5,525 will 5,000 may not be available until the second business day after the day of your deposit. Funds from all other check deposits will may not be available on until the ninth second business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state state, and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000.00 will be available on no later than the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000.00 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on no later than the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth eleventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from deposits of cash, wire transfers, and electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on no later than the ninth eleventh business day after the day of your deposit. Direct deposit required. No check writing capabilities.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. : Funds from cash, wire transfers, electronic direct deposits (ACH) and checks drawn on Evergreen Credit Union and payable to your account the member (assuming sufficient available funds), will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on by the ninth seventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth fifth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth eleventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth seventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 thirty (30) days your account Account is open. Funds from electronic direct deposits EFTs to your account Account will generally be available on the day we receive the deposit. Funds from deposits deposit of cash, wire transfers, and the first $5,525 5,525.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state State and local government checks Checks will be available on the first business same day after as the day of your deposit if the deposit meets certain conditions. For example, the checks Checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,525.00 will be available on or before the ninth (9th) business day Business Day after the day of your deposit. If your deposit of these checks Checks (other than a U.S. Treasury checkCheck) is not made in person to one of our employees, the first $5,525 will 5,525.00 may not be available until the second business day Business Day after the day of your deposit. Funds from all other check Check deposits will be available on or before the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is openopen . Funds from electronic direct deposits to your account will be available on the day we receive the depositdeposit . Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’stravelers, and federal, state state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditionsconditions . For example, the checks must be payable to you (and you may have to use a special deposit slip)) . The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your depositdeposit . If your deposit of these checks (other than a U.S. U .S . Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your depositdeposit . Funds from all other check deposits will be available on the ninth business day after the day of your depositdeposit .

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your transaction account is open. Funds from cash deposited in person with an employee or at an ATM, electronic direct deposits deposits, and wire transfers to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’stravelers, and federal, state and local government checks will be available on the first next business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip)you. The excess over $5,525 5,000 will be available on the ninth (9th) seventh business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits and ACH deposits that we initiate on your behalf to open an account will be available on the ninth seventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 thirty (30) days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the $100,000.00 any day of your depositthe cycle.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth seventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account Account is open. Funds from electronic direct deposits to your account Account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account Account is open. : Funds from electronic direct deposits to into your account Account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state state, and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will 5,525will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.

Special Rules for New Accounts. If you are a new member, the following special rules will may apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will may be available on the ninth seventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth seventh business day after the day of your deposit.

Special Rules for New Accounts. If you are a new membercustomer, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,525 5,000 will be available on the ninth (9th) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.