Common use of Special Rules for New Accounts Clause in Contracts

Special Rules for New Accounts. If I am a new member, the following special rules will apply during the first thirty (30) days my account is open. Funds from electronic direct deposits to my account will be available on the day you receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first (1st) business day after the day of my deposit if the deposit meets certain conditions. For example, the checks must be payable to me. The excess over $5,525.00 may not be available until the ninth (9th) business day after the day of my deposit. If my deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your employees, the first $5,525.00 will not be available until the second (2nd) business day after the day of my deposit. Funds from all other check deposits may not be available until the thirtieth (30th) business day after the day of my deposit.

Special Rules for New Accounts. If I am you are a new membercustomer, the following special rules will apply during the first thirty (30) 30 days my your account is open. Funds from electronic direct deposits to my into your account will be available on the day you we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federalfederal government checks, state and local government checks drawn on the Commonwealth of Massachusetts will be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be made payable to meyou. The excess over $5,525.00 may not 5,525 will be available until on the ninth (9th) fifth business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my your deposit. Funds from deposits of checks drawn on Washington Savings Bank will be available on the first business day after the day of your deposit. Funds from all other check deposits may not will be available until no later than the thirtieth (30th) fifth business day after the day of my your deposit.

Special Rules for New Accounts. If I am you are a new member, the following special rules will apply during the first thirty (30) days my your account is open. : • Funds from in person deposits of cash and electronic direct deposits (ACH) to my your account will be available on the day you we receive the deposit. • Funds from deposits of cash, wire transfers, transfers and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not 5,525 will be available until on the ninth (9th) business day after the day of my your deposit. • If my your deposit of these checks noted above (other than a U.S. Treasury check) ), is not made in person to one of your our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my your deposit. • Funds from all other check deposits may not will be available until no later than the thirtieth (30th) tenth business day after the day of my your deposit, unless other exceptions listed in the “Longer Delays May Apply” section above also apply.

Special Rules for New Accounts. If I am you are a new membercustomer, the following special rules will apply during the first thirty (30) days my account your Account is open. : • Funds from electronic direct deposits to my account your Account will be available on the day you receive Bank receives the deposit. • Funds from deposits of cash, wire transferstransfer, and the first five thousand five hundred and twenty-five dollars ($5,525.00 5,525) of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou (and you may have to use a special deposit slip). • The excess over $5,525.00 may not 5,525 will be available until on the ninth (9th) business day after the day of my deposit. • If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my your deposit. • Funds from deposits of checks drawn on Bank will be available on the first business day after the day of your deposit. Funds from all other check deposits may not will be available until no later than the thirtieth (30th) ninth business day after the day of my deposit.

Special Rules for New Accounts. If I am a new member, the following special rules will apply during the first thirty (30) 30 days my account is open. : Funds from electronic direct deposits to my account will be available on the day you receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first (1st) business day after the day of my deposit if the deposit meets certain conditions. For example, the checks must be payable to me. The excess over $5,525.00 may not will be available until on the ninth (9th) business day after the day of my deposit. If my deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your employees, the first $5,525.00 will not be available until the second (2nd) business day after the day of my deposit. Funds availability from all other check deposits may not will be available until determined on a case-by-case basis. I will refer to the thirtieth (30th) business day after the day of my depositvoucher/receipt to know when funds will be available.

Special Rules for New Accounts. If I am you open a new memberaccount, the following special rules will apply during the first thirty (30) days my your account is openopen unless every owner on the new account has been a member/customer of the Credit Union for at least 30 days. Funds from electronic direct deposits to my your account will be available on the day you we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state state, and local government checks will be available on the first (1st) next business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not 5,525 will be available until by the ninth (9th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my your deposit. Funds from all other check deposits may not will be available until by the thirtieth ninth (30th9th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am You are a new member, the following special rules will apply during the first thirty (30) days my account your Account is open. Funds from electronic direct deposits to my account your Account will be available on the day you We receive the deposit. Funds from deposits of cash, wire transfers, transfers and the first $5,525.00 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’stravelers, and federal, state and local government checks will be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meYou. The excess over $5,525.00 may not will be available until on the ninth (9th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one (1) of your Our employees, the first $5,525.00 will not be available until the second (2nd) business day after the day of my your deposit. Funds from all other check deposits may not will be available until on the thirtieth ninth (30th9th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am you are a new member, the following special rules will apply during the first thirty (30) 30 days my your transaction account is open. Funds from cash deposited in person with an employee or at an ATM, electronic direct deposits deposits, and wire transfers to my your account will be available on the day you we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’stravelers, and federal, state and local government checks will be available on the first (1st) next business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not 5,000 will be available until on the ninth (9th) seventh business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,000 will not be available until the second (2nd) business day after the day of my your deposit. Funds from all other check deposits may not will be available until on the thirtieth (30th) seventh business day after the day of my your deposit.

Special Rules for New Accounts. If I am a new member, the following special rules will apply during the first thirty (30) 30 days my account is open. : Funds from electronic direct deposits to my account will be available on the day you receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first (1st) business day after the day of my deposit if the deposit meets certain conditions. For example, the checks must be payable to me. The excess over $5,525.00 may not 5,000 will be available until on the ninth (9th) business day after the day of my deposit. If my deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your employees, the first $5,525.00 5,000 will not be available until the second (2nd) business day after the day of my deposit. Funds availability from all other check deposits may not will be available until determined on a case-by-case basis. I will refer to the thirtieth (30th) business day after the day of my depositvoucher/receipt to know when funds will be available.

Special Rules for New Accounts. If I am a new member, the The following special rules will may apply during the first thirty (30) days my after you start a new account is open. Funds with us: a. Cash and funds from electronic direct deposits to my the account will be available on the day you we receive the deposit. . b. Funds from deposits of cash, wire transfers, transfers and the first $5,525.00 5,525 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’stravelers, and federal, state and local government checks will be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not 5,525 will be available until avail- able on the ninth (9th) business day after the day of my deposityour de- posit. If my your deposit of these checks (other than a U.S. Treasury Treas- ury check) is not made in person to one of your our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my your deposit. c. Funds from all other check deposits may not will be available until on the thirtieth ninth (30th9th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am you are a new member, the following special rules will may apply during the first thirty (30) days my your account is open. Funds from electronic direct deposits to my your account will be available on the day you we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s’s checks, certifiedcertified checks, teller’s’s checks, traveler’s’s checks, and federal, state and local government checks will be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not 5,000 will be available until on the ninth (9th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,000 will not be available until the second (2nd) business day after the day of my your deposit. Funds from all other check deposits may not will be available until on the thirtieth eleventh (30th11th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am you open a new memberaccount, the following special rules will apply during the first thirty (30) days my your account is openopen unless every owner on the new account has been a member/customer of the Credit Union for at least 30 days. Funds from electronic direct deposits to my your account will be available on the day you we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state state, and local government checks will be available on the first (1st) next business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not 5,000 will be available until by the ninth (9th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,000 will not be available until the second (2nd) business day after the day of my your deposit. Funds from all other check deposits may not will be available until by the thirtieth ninth (30th9th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am a new member, the following special rules will apply during the first thirty (30) 30 days my account is open. Funds from electronic direct deposits to my account will be available on the day you receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’stravelers, and federal, state and local government checks will be available on the first (1st) business day after the day of my deposit if the deposit meets certain conditions. For example, the checks must be payable to meme (and I may have to use a special deposit slip). The excess over $5,525.00 may not 5,525 will be available until on the ninth (9th) business day after the day of my deposit. If my deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my deposit. Funds from all other check deposits may not will be available until on the thirtieth (30th) ninth business day after the day of my deposit.

Special Rules for New Accounts. 1. If I am you are a new membercustomer, the following special rules will apply during the first thirty (30) days my your account is open. 2. Funds from electronic direct deposits to my your account will be available on the day you we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou (and you may have to use a special deposit slip). The excess over $5,525.00 may not 5,525 will be available until on the ninth (9th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my your deposit. 3. Funds from all other check deposits may not will be available until on the thirtieth eleventh (30th11th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am you are a new member, the following special rules will apply during the first thirty (30) days my your account is open. Funds from electronic direct deposits to my your account will be available on the day you we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not will be available until on the ninth (9th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 will not be available until the second (2nd) business day after the day of my your deposit. Funds from all other check deposits may not will be available until on the thirtieth ninth (30th9th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am you are a new member, the following special rules will apply during the first thirty (30) days my your account is open. • Funds from electronic direct deposits to my your account will generally be available on the same business day you we receive the deposit. • Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government govern- ment checks will generally be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not 5,000 will be available until avail- able on the ninth (9th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,000 will not be available until the second (2nd) business day after the day of my your deposit. • Funds from all other check deposits may not will be available until on the thirtieth ninth (30th9th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am you open a new memberaccount, the following special rules will apply during the first thirty (30) days my your account is openopen unless every owner on the new account has been a member/customer of the Credit Union for at least 30 days. Funds from electronic direct deposits to my your account will be available on the day you we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’stravelers, and federal, state state, and local government checks will be available on the first (1st) next business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not 5,525 will be available until by the ninth (9th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my your deposit. Funds from all other check deposits may not will be available until by the thirtieth ninth (30th9th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am you are a new member, the following special rules will may apply during the first thirty (30) 30 days my your account is open. Funds from electronic direct deposits to my your account will be available added to the Available Balance on the day you we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will may be available added to the Available Balance on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not 5,000 will be available until added to the Available Balance no later than the ninth (9th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 will 5,000 may not be available added to the Available Balance until the second (2nd) business day after the day of my your deposit. Funds from all other check deposits may not will be available until added to the thirtieth (30th) Available Balance by the seventh business day after the day of my your deposit.

Special Rules for New Accounts. If I am you are a new member, the following special rules will apply during the first thirty (30) days my your account is open. • Funds from electronic direct deposits to my your account will generally be available on the same business day you we receive the deposit. • Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will generally be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not 5,525 will be available until on the ninth (9th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my your deposit. • Funds from all other check deposits may not will be available until on the thirtieth fifteenth (30th15th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am you are a new member, the following special rules will apply during the first thirty (30) days my your account is open. Funds from electronic direct deposits to my your account will be available on the day you we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not 5,000.00 will be available until on the ninth (9th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,000.00 will not be available until the second (2nd) business day after the day of my your deposit. Funds from all other check deposits may not will be available until on the thirtieth (30th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am you are a new member, the following special rules will apply during the first frst thirty (30) days my your account is open. • Funds from electronic direct deposits to my your account will generally be available on the same business day you we receive the deposit. • Funds from deposits of cash, wire transfers, and the first frst $5,525.00 5,000 of a day’s total deposits of cashier’s, certifiedcertifed, teller’s, traveler’s, and federal, state and local government checks will generally be available on the first frst (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not 5,000 will be available until on the ninth (9th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first frst $5,525.00 5,000 will not be available until the second (2nd) business day after the day of my your deposit. • Funds from all other check deposits may not will be available until on the thirtieth (30th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am you are a new member, member or accountholder(s) the following special rules will apply during the first thirty (30) 30 days my your account is open. Funds from electronic direct deposits to my your account will be available on the day you we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou (and you may have to use a special deposit slip). The excess over $5,525.00 may not 5,000 will be available until on the ninth (9th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,000 will not be available until the second (2nd) business day after the day of my your deposit. Funds from all other check deposits may not will be available until on the thirtieth (30th) fifth business day after the day of my your deposit.

Special Rules for New Accounts. If I am you are a new membercustomer, the following special rules will apply during the first thirty (30) days my account your Account is open. : – Funds from electronic direct deposits to my account your Account will be available on the day you receive Bank receives the deposit. – Funds from deposits of cash, wire transferstransfer, and the first five thousand five hundred and twenty-five dollars ($5,525.00 5,525) of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou (and you may have to use a special deposit slip). – The excess over $5,525.00 may not 5,525 will be available until on the ninth (9th) business day after the day of my deposit. – If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my your deposit. – Funds from deposits of checks drawn on Bank will be available on the first business day after the day of your deposit. Funds from all other check deposits may not will be available until no later than the thirtieth (30th) ninth business day after the day of my deposit.

Special Rules for New Accounts. 1. If I am you are a new membercustomer, the following special rules will apply during the first thirty (30) calendar days my your account is open. 2. Funds from electronic direct deposits to my your account will be available on the day you we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou (and you may have to use a special deposit slip). The excess over $5,525.00 may not 5,525 will be available until on the ninth (9th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is are not made in person to one of your our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my your deposit. 3. Funds from all other check deposits may not will be available until on the thirtieth ninth (30th9th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am you are a new member, the following special rules will apply during the first thirty ninety (3090) days my your account is open. Funds : •Funds from in person deposits of cash and electronic direct deposits (ACH) to my your account will be available on the day you we receive the deposit. Funds •Funds from deposits of cash, wire transfers, transfers and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not 5,525 will be available until on the ninth (9th) business day after the day of my your deposit. If my •If your deposit of these checks noted above (other than a U.S. Treasury check) ), is not made in person to one of your our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my your deposit. Funds •Funds from all other check deposits may not will be available until no later than the thirtieth (30th) tenth business day after the day of my your deposit, unless other exceptions listed in the “Longer Delays May Apply” section above also apply.

Special Rules for New Accounts. If I am you are a new member, the following special rules will apply during the first thirty (30) days my your account is open. opened: • Funds from electronic direct deposits to my your account will be available on the day you we receive the deposit. deposit.‌‌‌ • Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state state, and local government checks will be available on the first (1st) next business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. • The excess over $5,525.00 may not 5,000 will be available until on the ninth seventh (9th7th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,000 will not be available until the second (2nd) business day after the day of my your deposit. • Funds from all other check deposits may not will be available until on the thirtieth (30th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am you are a new member, the following special rules will apply during the first thirty (30) days my your account is open. • Funds from electronic direct deposits to my your account will generally be available on the same business day you we receive the deposit. • Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’stravelers, and federal, state and local government checks will generally be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not 5,525 will be available until on the ninth (9th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my your deposit. • Funds from all other check deposits may not will be available until on the thirtieth fifteenth (30th15th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am a new member, the following special rules will apply during the first thirty (30) days my account is open. Funds from electronic direct deposits to my account will be available on the day you receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first (1st) business day after the day of my deposit if the deposit meets certain conditions. For example, the checks must be payable to me. The excess over $5,525.00 may not will be available until on the ninth (9th) business day after the day of my deposit. If my deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your employees, the first $5,525.00 will not be available until the second (2nd) business day after the day of my deposit. Funds from all other check deposits may not will be available until on the thirtieth (30th) business day after the day of my deposit.

Special Rules for New Accounts. If I am you are a new member, the following special rules will apply during the first thirty (30) days my your account is open. • Funds from electronic direct deposits to my your account will generally be available on the same business day you we receive the deposit. • Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will generally be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, conditions (the checks must be payable to meyou). The excess over $5,525.00 may not 5,525 will be available until on the ninth second (9th2nd) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my your deposit. • Funds from all other check deposits may not will be available until on the thirtieth ninth (30th9th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am a new member, the following special rules will apply during the first thirty (30) days my account is open. Funds from electronic direct deposits to my account will be available on the day you receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first (1st) business day after the day of my deposit if the deposit meets certain conditions. For example, the checks must be payable to me. The excess over $5,525.00 may not 5,000.00 will be available until on the ninth (9th) business day after the day of my deposit. If my deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your employees, the first $5,525.00 5,000.00 will not be available until the second (2nd) business day after the day of my deposit. Funds from all other check deposits may not will be available until on the thirtieth (30th) business day after the day of my deposit.

Special Rules for New Accounts. If I am you are a new member, the following special rules will apply during the first thirty (30) 30 calendar days my account your Account is open. Funds from electronic direct deposits, incoming wire transfers, and cash deposits to my account made with an employee at a Store location or at a Credit Union owned ATMs/ITMs will be available on the same business day you receive that we received the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, ’s and federal, state and local government checks will be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks check must be payable to meyou. The excess over $5,525.00 may not 5,525 will be available until on the ninth (9th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my your deposit. Funds from all other check deposits may not will generally be available until no later than the thirtieth (30th) ninth business day after the day of my your deposit.

Special Rules for New Accounts. If I am you are a new member, the following special rules will apply during the first thirty (30) days my your account is open. Funds from electronic direct deposits to my your account will be available on the day you we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not 5,000.00 will be available until on the ninth (9th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,000.00 will not be available until the second (2nd) business day after the day of my your deposit. Funds from all other check deposits may not will be available until on the thirtieth eleventh (30th11th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am a new member, the following special rules will apply during the first thirty (30) days my account is open. Funds from electronic direct deposits to my account will be available on the day you I receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s 's total deposits of cashier’s's, certified, teller’s's, traveler’s's, and federal, state and local government checks will be available on the first (1st) business day after the day of my deposit if the deposit meets certain conditions. For example, the checks must be payable to meme (and I may have to use a special deposit slip). The excess over $5,525.00 may not 5,525 will be available until on the ninth (9th) business day after the day of my deposit. If my deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my deposit. Funds from all other check deposits may not will be available until on the thirtieth ninth (30th9th) business day after the day of my deposit.

Special Rules for New Accounts. If I am you are a new membercustomer, the following special rules will apply during the first thirty (30) days my your account is open. Funds from electronic direct deposits to my into your account will be available on the day you we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federalFederal, state and local government checks will be available on the first (1st) business day after the day of my deposit receipt of your deposit, if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not 5,525 will be available until on the ninth (9th) business day after the day of my receipt of your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my receipt of your deposit. Funds from all other check deposits may not will be available until on the thirtieth (30th) fifteenth business day after the day of my receipt of your deposit. The Policy on Funds Availability is subject to changes mandated by governmental and regulatory agencies.

Special Rules for New Accounts. If I am you are a new member, the following special rules will apply during the first thirty (30) days my your account is open. • Funds from electronic direct deposits to my your account will generally be available on the same business day you we receive the deposit. • Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will generally be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, conditions (the checks must be payable to meyou). The excess over $5,525.00 may not 5,000 will be available until on the ninth second (9th2nd) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,000 will not be available until the second (2nd) business day after the day of my your deposit. • Funds from all other check deposits may not will be available until on the thirtieth ninth (30th9th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am you are a new member, the following special rules will apply during the first thirty (30) days my your account is open. Funds from electronic direct deposits to my your account will be available on the day you we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, postal money orders, and federal, state state, and local government checks will be available on the first (1st) business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not 5,525 will be available until on the ninth seventh (9th7th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my your deposit. Funds from all other check deposits may not will be available until on the thirtieth seventh (30th7th) business day after the day of my your deposit.

Special Rules for New Accounts. If I am you are a new member, the following special rules will apply during the first thirty (30) days my account your Account is open. opened: • Funds from electronic direct deposits to my account your Account will be available on the day you we receive the deposit. • Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state state, and local government checks will be available on the first (1st) next business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. • The excess over $5,525.00 may not 5,525 will be available until on the ninth seventh (9th7th) business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my deposit. your deposit.‌‌‌‌ • Funds from all other check deposits may not will be available until on the thirtieth (30th) business day after the day of my your deposit. • Other limitations may apply as set forth in this Agreement.

Special Rules for New Accounts. If I am you are a new member, the following special rules will apply during the first thirty (30) 30 days my your transaction account is open. Funds from cash deposited in person with an employee or at an ATM, electronic direct deposits deposits, and wire transfers to my your account will be available on the day you we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’stravelers, and federal, state and local government checks will be available on the first (1st) next business day after the day of my your deposit if the deposit meets certain conditions. For example, the checks must be payable to meyou. The excess over $5,525.00 may not 5,525 will be available until on the ninth (9th) seventh business day after the day of my your deposit. If my your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your our employees, the first $5,525.00 5,525 will not be available until the second (2nd) business day after the day of my your deposit. Funds from all other check deposits may not and ACH deposits that we initiate on your behalf to open an account will be available until on the thirtieth (30th) seventh business day after the day of my your deposit.

Special Rules for New Accounts. If I am a new member, the following special rules will apply during the first thirty (30) days my account is open. Funds from electronic direct deposits to my account will be available on the day you receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 5,000.00 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the first (1st) business day after the day of my deposit if the deposit meets certain conditions. For example, the checks must be payable to me. The excess over $5,525.00 may not 5,000.00 will be available until on the ninth (9th) business day after the day of my deposit. If my deposit of these checks (other than a U.S. Treasury check) is not made in person to one of your employees, the first $5,525.00 5,000.00 will not be available until the second (2nd) business day after the day of my deposit. Funds from all other check deposits to new accounts may not be available until the thirtieth eleventh (30th11th) business day after the day of my deposit.