Common use of Stop Payment Clause in Contracts

Stop Payment. You may stop payment of items drawn on your accounts. You agree to hold us harmless from any claim, loss, damage, or expense that we may incur, including attorney’s fees, resulting from our refusing payment of any item on which you have stopped payment or from the payment of any item after your stop payment order has expired. A stop payment order will be effective for six months and may be renewed upon a request made in writing to us. A stop payment order, a renewal of an order, or a revocation of any such order shall not be effective unless delivered to us in writing to a member of our staff during our regular business hours and until we have had a reasonable opportunity to act on it. In addition, we will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am on the next banking day after the banking day on which we received the item. Due to computer system limitations, we can intercept an item subject to a stop payment order only if the precise amount, date, check number, name of payee, and any other information that we may reasonably require is provided. If that information is not provided, we will not be responsible if we are unable to stop payment if the order is made orally, we have no obligation to honor it. If we do honor an oral stop payment order, it will only be binding for 24 hours, after which it must be renewed in writing. Any stop payment order, renewal, or revocation will incur a charge as set forth in the Fee Schedule. You agree that we may honor a stop payment order, revocation, or renewal if made by the person who signed the check to be stopped or any other person who has signed the Application or is otherwise authorized to transact business relating to the account. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding a stop payment order, if we have used ordinary care and followed our usual practices in handling such an order. If an item is paid over a valid stop payment order due to our failure to exercise ordinary care, we may be liable to you for any loss you suffer as a result of that inadvertent payment. You agree, however, that it will be your responsibility to establish any such loss. You agree that we will never be liable for more than your actual loss and that we will not be liable for any consequential damages. If we do credit your account after paying an item over a valid stop payment order, you agree to take whatever action we deem necessary to transfer to us all of your rights against the payee or holder of the item and to assist us if we take legal action against the payee or any other person. In the event that you instruct us to stop payment of certain pre-authorized debits, you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole or in part by the actions of the payee. For information concerning your right to stop payment of pre-authorized electronic funds transfers, please refer to our Electronic Funds Transfer Agreement and Disclosures. You may not stop payment of Cashier’s Checks or Credit Union Teller Checks issued by us at your request. You may not stop payment of transactions initiated through the use of a debit card or a similar device at an ATM or a Point of Sale terminal.

Stop Payment. You may stop payment of on items drawn on your accountsAccounts. You agree to hold us harmless from any claimYOU AGREE TO RELEASE AND HOLD US HARMLESS FROM ANY CLAIM, lossLOSS, damageDAMAGE, or expense that we may incurOR EXPENSE THAT WE MAY INCUR, including attorney’s feesINCLUDING ATTORNEY’S FEES, resulting from our refusing payment of any item on which you have stopped payment or from the payment of any item after your stop payment order has expiredRESULTING FROM OUR REFUSING PAYMENT OF ANY ITEM ON WHICH YOU HAVE STOPPED PAYMENT OR FROM THE PAYMENT OF ANY ITEM AFTER YOUR STOP PAYMENT ORDER HAS EXPIRED. A stop payment order on checks will be effective for six months and may must be renewed upon a request made every six months thereafter if you wish for it to be extended. Stop payment requests on electronic fund transfer items will remain in writing to useffect until the earlier of: (a) the withdrawal of the stop payment order by you or another authorized account holder; or (b) the return of the related transaction. A stop payment order, a renewal of an order, or a revocation of any such order shall not be effective unless delivered to us in writing to a member of our staff during our regular business hours and until we have had a reasonable opportunity to act on it. In addition, we will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am on the next banking day after the banking day on which we received the item. Due to computer system systems limitations, we can intercept an item subject to a stop payment order only if the precise amount, date, check number, name of payee, and any other information that we may reasonably require is provided. If that information is not provided, we will not be responsible if we are unable to stop payment if payment. If the order is made orallyverbally, we have no obligation to honor it. If , but we do honor an oral normally will accept a verbal stop payment order, it will only be binding for 24 hours, after which it must be renewed in writing. Any stop payment order, renewal, or revocation will incur a charge as set forth in the on our Fee Schedule. You agree that we may honor a stop payment order, revocation, or renewal if made by the person who signed the check to be stopped or by any other person who has signed the Application or is otherwise authorized to transact business relating to the accountAccount. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding a stop payment order, if we have used ordinary care and followed our usual practices in handling such an order. If an item is paid over a valid stop payment order due to our failure to exercise ordinary care, we may be liable to you for any loss you suffer as a result of that inadvertent payment. You agree, however, that it will be your responsibility to establish any such loss. You agree that we will never be liable for more than your actual loss and that we will not be liable for any consequential damages. If we do credit your account Account after paying an item over a valid stop payment order, you agree to take whatever action we deem necessary to transfer to us all of your rights against the payee or holder of the item and to assist us if we take legal action against the payee or any other person. In the event that you instruct us to stop payment of certain pre-authorized debits, you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole or in part by the actions of the payee. For information concerning your right to stop payment of pre-authorized preauthorized electronic funds fund transfers, please refer to our your Electronic Funds Transfer Fund Transfers Agreement and Disclosures. You may not stop payment of Cashier’s Checks or Credit Union Teller Official Checks issued by us at your request. You may not stop payment of on transactions initiated through the use of a debit card an RBFCU Freedom Debit card, or a similar device at an ATM or at a Point point of Sale terminalsale.

Stop Payment. You may stop payment of on items drawn on your accountsAccounts. You agree to hold us harmless from any claimYOU AGREE TO RELEASE AND HOLD US HARMLESS FROM ANY CLAIM, lossLOSS, damageDAMAGE, or expense that we may incurOR EXPENSE THAT WE MAY INCUR, including attorney’s feesINCLUDING ATTORNEY’S FEES, resulting from our refusing payment of any item on which you have stopped payment or from the payment of any item after your stop payment order has expiredRESULTING FROM OUR REFUSING PAYMENT OF ANY ITEM ON WHICH YOU HAVE STOPPED PAYMENT OR FROM THE PAYMENT OF ANY ITEM AFTER YOUR STOP PAYMENT ORDER HAS EXPIRED. A stop payment order on checks will be effective for six months and may must be renewed upon a request made every six months thereafter if you wish for it to be extended. Stop payment requests on electronic fund transfer items will remain in writing to useffect until the earlier of: (a) the withdrawal of the stop payment order by you or another authorized account holder; or (b) the return of the related transaction. A stop payment order, a renewal of an order, or a revocation of any such order shall not be effective unless delivered to us in writing to a member of our staff during our regular business hours and until we have had a reasonable opportunity to act on it. In addition, we will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am on the next banking day after the banking day on which we received the item. Due to computer system systems limitations, we can intercept an item subject to a stop payment order only if the precise amount, date, check number, name of payee, and any other information that we may reasonably require is provided. If that information is not provided, we will not be responsible if we are unable to stop payment if payment. If the order is made orallyverbally, we have no obligation to honor it. If , but we do honor normally will accept an oral verbal stop payment order, it will only be binding for 24 hours, after which it must be renewed in writing. Any stop payment order, renewal, or revocation will incur a charge as set forth in the on our Fee Schedule. You agree that we may honor a stop payment order, revocation, or renewal if made by the person who signed the check to be stopped or by any other person who has signed the Application or is otherwise authorized to transact business relating to the accountAccount. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding a stop payment order, if we have used ordinary care and followed our usual practices in handling such an order. If an item is paid over a valid stop payment order due to our failure to exercise ordinary care, we may be liable to you for any loss you suffer as a result of that inadvertent payment. You agree, however, that it will be your responsibility to establish any such loss. You agree that we will never be liable for more than your actual loss and that we will not be liable for any consequential damages. If we do credit your account Account after paying an item over a valid stop payment order, you agree to take whatever action we deem necessary to transfer to us all of your rights against the payee or holder of the item and to assist us if we take legal action against the payee or any other person. In the event that you instruct us to stop payment of certain pre-authorized debits, you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole or in part by the actions of the payee. For information concerning your right to stop payment of pre-authorized preauthorized electronic funds fund transfers, please refer to our your Electronic Funds Transfer Fund Transfers Agreement and Disclosures. You may not stop payment of Cashier’s Checks or Credit Union Teller Official Checks issued by us at your request. You may not stop payment of on transactions initiated through the use of a debit card an RBFCU Freedom Debit card, or a similar device at an ATM or at a Point point of Sale terminalsale.

Stop Payment. You may stop payment of items drawn on your accountsAccounts. You agree to hold us harmless from any claim, loss, damage, damage or expense that we may incurincurred, including attorney’s fees, resulting from by virtue of our refusing payment of any item on which you have stopped payment or from the payment, as well as for payment of any item after your stop payment order has expired. A stop payment order will be effective for six months and may be renewed upon a request made in writing to us. We are not obligated to notify you that a stop payment order has expired. A stop payment order, a renewal of an any such order, or a revocation of any such order shall not be effective unless it is delivered to us in writing to a member of our staff during our regular business hours and until we have had a reasonable opportunity to act on itany such order, renewal or revocation. In addition, we will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am a.m. on the next banking day after the banking day on which we received the item. Due to computer system systems limitations, we can intercept an item subject to a stop payment order only if the precise amount, date, check number, name of payee, payee and any other information that we may reasonably require is provided. If that information is not providedprovided exactly as it appears on the item, we will not be responsible if we are unable to stop payment if payment. If the order is made orally, we have no obligation to honor it. If we do honor an oral stop payment order, it will only be binding for 24 hours, twenty-four (24) hours after which it must be renewed in writing. Any stop payment order, renewal, renewal or revocation will incur a charge as which is set forth in on the Fee Schedule. You agree that we may honor a stop payment order, revocation, revocation or renewal if made by the person who signed the check to be stopped or any other person who has signed the Application or is otherwise authorized to transact business relating to the accountAccount. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding a stop payment order, if we have used ordinary care and followed our usual practices in handling such an order. You may not stop payment of cashier’s checks, or Credit Union checks issued by us at your request. In the event that you request that we stop payment of any cashier’s check or Credit Union check, we shall be under no obligation to do so. However, in the event that, at our option, we agree to stop payment pursuant to your request, we may require that you provide us with an indemnity agreement and bond supported by such surety or sureties as we may deem sufficient, to indemnify us against any possible loss in connection with the presentment or payment of the original item. You will also be required to pay a fee in connection with any request for a stop payment order, which fee is set out on the Fee Schedule which accompanies this Agreement. If an item is inadvertently paid over a valid stop payment order order, due to our failure to exercise ordinary care, we may will be liable to you for any loss you suffer as a result of that inadvertent paymentresult. You agree, however, agree that it will be your responsibility to establish any such loss. You agree that we will never be liable for more than your actual loss and that we will not be liable for any consequential damages. If we do re-credit your account Account after paying an item over a valid stop payment order, you agree to will take whatever action we deem necessary to transfer to us all of your rights against the payee or holder of the item and to assist us if we take legal action against the payee or any other person. In the event that you instruct us to stop payment of certain pre-authorized debits, debits you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account Account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for of future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole or in part by the actions of the payee. For information concerning your right to stop payment of pre-authorized electronic funds transfers, please refer to our Electronic Funds Transfer Agreement and Disclosures. You may not stop payment of Cashier’s Checks or Credit Union Teller Checks issued by us at your request. You may not stop payment of transactions initiated through the use of a debit card Debit Card or a similar device ATM Card used at an ATM or a Point point of Sale terminalsale. For additional information concerning your right to stop payment of pre-authorized electronic fund transfers, please refer to your Electronic Fund Transfers Disclosures.

Stop Payment. You may stop payment of on items drawn on your accountsAccounts. You agree to hold us harmless from any claimYOU AGREE TO RELEASE AND HOLD US HARMLESS FROM ANY CLAIM, lossLOSS, damageDAMAGE, or expense that we may incurOR EXPENSE THAT WE MAY INCUR, including attorney’s feesINCLUDING ATTORNEY’S FEES, resulting from our refusing payment of any item on which you have stopped payment or from the payment of any item after your stop payment order has expiredRESULTING FROM OUR REFUSING PAYMENT OF ANY ITEM ON WHICH YOU HAVE STOPPED PAYMENT OR FROM THE PAYMENT OF ANY ITEM AFTER YOUR STOP PAYMENT ORDER HAS EXPIRED. A stop payment order on checks will be effective for six months and may must be renewed upon a request made every six months thereafter if you wish for it to be extended. Stop payment requests on electronic fund transfer items will remain in writing to useffect until the earlier of: (a) the withdrawal of the stop payment order by you or another authorized account holder; or (b) the return of the related transaction. A stop payment order, a renewal of an order, or a revocation of any such order shall not be effective unless delivered to us in writing to a member of our staff during our regular business hours and until we have had a reasonable opportunity to act on it. In addition, we will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am on the next banking day after the banking day on which we received the item. Due to computer system systems limitations, we can intercept an item subject to a stop payment order only if the precise amount, date, check number, name of payee, and any other information that we may reasonably require is provided. If that information is not provided, we will not be responsible if we are unable to stop payment if payment. If the order is made orally, we have no obligation to honor it. If , but we do honor normally will accept an oral stop payment order, it will only be binding for 24 hours, after which it must be renewed in writing. Any stop payment order, renewal, or revocation will incur a charge as set forth in the on our Fee Schedule. You agree that we may honor a stop payment order, revocation, or renewal if made by the person who signed the check to be stopped or by any other person who has signed the Application or is otherwise authorized to transact business relating to the accountAccount. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding a stop payment order, if we have used ordinary care and followed our usual practices in handling such an order. If an item is paid over a valid stop payment order due to our failure to exercise ordinary care, we may be liable to you for any loss you suffer as a result of that inadvertent payment. You agree, however, that it will be your responsibility to establish any such loss. You agree that we will never be liable for more than your actual loss and that we will not be liable for any consequential damages. If we do credit your account Account after paying an item over a valid stop payment order, you agree to take whatever action we deem necessary to transfer to us all of your rights against the payee or holder of the item and to assist us if we take legal action against the payee or any other person. In the event that you instruct us to stop payment of certain pre-authorized debits, you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole or in part by the actions of the payee. For information concerning your right to stop payment of pre-authorized preauthorized electronic funds fund transfers, please refer to our your Electronic Funds Transfer Fund Transfers Agreement and Disclosures. You may not stop payment of Cashier’s Checks or Credit Union Teller Official Checks issued by us at your request. You may not stop payment of on transactions initiated through the use of a debit card an RBFCU Freedom Debit card, or a similar device at an ATM or at a Point point of Sale terminalsale.

Stop Payment. You may stop payment of items If you do not w.ant us to pay a check or withdrawal item drawn on your accountsaccount, you may request us to stop payment if we have not already paid the item. You agree to hold may notify us harmless from any claimby mail, loss, damagetelephone, or expense that we may incurin person at the Bank. If you notify us by telephone, including attorney’s fees, resulting from our refusing payment of any item on which you have stopped payment or from the payment of any item after must confirm your stop payment order has expiredin writing within 14 calendar days; and if you do not provide written confirmation within that time, we may remove the order. A written stop payment order w ill be effective for six (6) months. . When placing a stop payment order, you must provide the account number, the exact amount of the check or item,the date and number of the check or item, and the name of payee. If you do not provide us with accurate information, you agree that we w ill not be responsible if we are unable to stop payment of the check or item. The information must also be accurately reflected on the MICR line of the check. You agree that we cannot stop payment on the check if the information on the MICR line is not correct. A stop payment order will must be effective for six months given in the manner required by law and may must be renewed upon a request made received in writing time to us. A stop payment order, a renewal of an order, or a revocation of any such order shall not be effective unless delivered to give us in writing to a member of our staff during our regular business hours and until we have had a reasonable opportunity to act on it. In addition, we will not be liable for the payment of an item over a it before our stop payment order if cut-off time. Our stop payment cut-off time is one hour after the order is received after 10:00 am on opening of the next banking day after the banking day on which we received receive the item. Due to computer system limitations, we can intercept an item subject to Our acceptance of a stop payment request does not constitute a representation by us that the item has not already been paid or that we have had a reasonable opportunity to act on You will place a new stop payment if you do not want us to pay the check after the previous stop payment order only expires. You will be charged a fee every time you request a stop payment, even if the precise amount, date, check number, name it is a continuation of payee, and any other information a previous stop payment request. You understand that we may reasonably require is provided. If that information is not provided, we will not be responsible if we are unable to accept the stop payment if request from any of the order is made orally, we have no obligation to honor it. If we do honor an oral stop payment order, it will only be binding for 24 hours, after which it must be renewed in writing. Any stop payment order, renewal, or revocation will incur a charge as set forth in authorized signers of the Fee Schedule. You agree that we may honor a stop payment order, revocation, or renewal if made by the person account regardless of who signed the check to be stopped or any other person who has signed authorized the Application or is otherwise authorized to transact business relating to the accounttransfer. You agree that we will not be liable for any inadvertent payment Our acceptance of any item, notwithstanding a stop payment order, if request does not constitute a representation by us that the item has not already been paid or that we have used ordinary care and followed our usual practices in handling such an order. If an item is paid over had a valid stop payment order due reasonable opportunity to our failure to exercise ordinary care, we may be liable to you for any loss you suffer as a result of that inadvertent payment. You agree, however, that it will be your responsibility to establish any such loss. You agree that we will never be liable for more than your actual loss and that we will not be liable for any consequential damages. If we do credit your account after paying an item over a valid stop payment order, you agree to take whatever action we deem necessary to transfer to us all of your rights against act on the payee or holder of the item and to assist us if we take legal action against the payee or any other person. In the event that you instruct us to stop payment of certain pre-authorized debits, you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole or in part by the actions of the payee. For information concerning your right to stop payment of pre-authorized electronic funds transfers, please refer to our Electronic Funds Transfer Agreement and Disclosures. You may not stop payment of Cashier’s Checks or Credit Union Teller Checks issued by us at your request. You may not cancel the stop payment of transactions initiated through order at any time. If you give us oral instructions to cancel, we may require you to confirm them in writing. We cancel the use of a debit card order automatically when the account on which the check is drawn is closed or a similar device at an ATM transferred. The stop payment order expires after the stop payment period ends, unless you reissue the stop payment order. If the check is presented for payment after the stop payment order expires or a Point of Sale terminalis canceled, we may pay the check.

Stop Payment. You may stop payment of items drawn on your accountsAccounts. You agree to hold us harmless from any claim, loss, damage, damage or expense that we may incurincurred, including attorney’s fees, resulting from by virtue of our refusing payment of any item on which you have stopped payment or from the payment, as well as for payment of any item after your stop payment order has expired. A stop payment order will be effective for six months and may be renewed upon a request made in writing to us. We are not obligated to notify you that a stop payment order has expired. A stop payment order, a renewal of an any such order, or a revocation of any such order shall not be effective unless it is delivered to us in writing to a member of our staff during our regular business hours and until we have had a reasonable opportunity to act on itany such order, renewal or revocation. In addition, we will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am a.m. on the next banking day after the banking day on which we received the item. Due to computer system systems limitations, we can intercept an item subject to a stop payment order only if the precise amount, date, check number, name of payee, payee and any other information that we may reasonably require is provided. If that information is not providedprovided exactly as it appears on the item, we will not be responsible if we are unable to stop payment if payment. If the order is made orally, we have no obligation to honor it. If we do honor an oral stop payment order, it will only be binding for 24 hours, twenty-four (24) hours after which it must be renewed in writing. Any stop payment order, renewal, renewal or revocation will incur a charge as charge, which is set forth in on the Fee Schedule. You agree that we may honor a stop payment order, revocation, revocation or renewal if made by the person who signed the check to be stopped or any other person who has signed the Application or is otherwise authorized to transact business relating to the accountAccount. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding a stop payment order, if we have used ordinary care and followed our usual practices in handling such an order. You may not stop payment of cashier’s checks, or Credit Union checks issued by us at your request. In the event that you request that we stop payment of any cashier’s check or Credit Union check, we shall be under no obligation to do so. However, in the event that, at our option, we agree to stop payment pursuant to your request, we may require that you provide us with an indemnity agreement and bond supported by such surety or sureties as we may deem sufficient, to indemnify us against any possible loss in connection with the presentment or payment of the original item. You will also be required to pay a fee in connection with any request for a stop payment order, which fee is set out on the Fee Schedule, which accompanies this Agreement. If an item is inadvertently paid over a valid stop payment order order, due to our failure to exercise ordinary care, we may will be liable to you for any loss you suffer as a result of that inadvertent paymentresult. You agree, however, agree that it will be your responsibility to establish any such loss. You agree that we will never be liable for more than your actual loss and that we will not be liable for any consequential damages. If we do re-credit your account Account after paying an item over a valid stop payment order, you agree to will take whatever action we deem necessary to transfer to us all of your rights against the payee or holder of the item and to assist us if we take legal action against the payee or any other person. In the event that you instruct us to stop payment of certain pre-authorized debits, debits you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account Account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for of future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole or in part by the actions of the payee. For information concerning your right to stop payment of pre-authorized electronic funds transfers, please refer to our Electronic Funds Transfer Agreement and Disclosures. You may not stop payment of Cashier’s Checks or Credit Union Teller Checks issued by us at your request. You may not stop payment of transactions initiated through the use of a debit card Debit Card or a similar device ATM Card used at an ATM ATM/ITM or a Point point of Sale terminalsale. For additional information concerning your right to stop payment of pre-authorized electronic fund transfers, please refer to your Electronic Fund Transfers Disclosures.

Stop Payment. You may stop payment of items drawn on your accountsAccounts. You agree to hold us harmless from any claim, loss, damage, damage or expense that we may suffer or incur, including attorney’s fees, resulting from by virtue of our refusing payment of any item on which you have stopped payment or from the payment, as well as for payment of any item after your stop payment order has expired. A stop payment order will be effective for six months and may be renewed upon a request made in writing to us. We are not required to notify you of the expiration of a stop payment order or a renewal of any such order. A stop payment order, a renewal of an any such order, or a revocation of any such order shall not be effective unless it is delivered to us in writing to a member of our staff during our regular business hours and until we have had a reasonable opportunity to act on it. In addition, we We will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am 10:00 a. m. on the next banking day after the banking day on which we received the item. Due to computer system systems limitations, we can intercept an item items subject to a stop payment order orders can be intercepted only if the precise amount, date, check number, name of payee, and any other information that we may reasonably require is provided. If that information is not providedprovided exactly as it appears on the item, we will not be responsible if we are unable to stop payment if payment. If the order is made orally, we have no obligation to honor it. If we do honor an oral stop payment order, it will only be binding for 24 hours, hours after which it must be renewed in writing. Any stop payment order, renewal, or revocation will incur a charge as which is set forth in on the Fee Schedule. You agree that we may honor a stop payment order, revocation, or renewal if made by the person who signed the check to be stopped or any other person who has signed the Application or is otherwise authorized to transact business relating to the accountAccount. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding a stop payment order, if we have used ordinary care and followed our usual practices in handling such an order. If an item is inadvertently paid over a valid stop payment order order, due to our failure to exercise ordinary care, we may will be liable to you for any loss you suffer as a result of that inadvertent payment. You agree, however, that it will be your responsibility to establish any such loss. You agree that we will never be liable for more than your actual loss and that we will not be liable for any consequential damages. If we do credit recredit your account after paying an item over a valid stop payment orderAccount, you agree to take whatever action we deem necessary to transfer to us all of your rights against the payee or holder of the item and to assist us if we take legal action against the payee or any other person. In the event that you instruct us to stop payment of certain pre-authorized debits, you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole or in part by the actions of the payee. For information concerning your right to stop payment of pre-authorized certain electronic funds fund transfers, please refer to our the Electronic Funds Transfer Fund Transfers Agreement and DisclosuresDisclosures that accompany this Agreement. You may not stop payment of Cashier’s Checks or Credit Union Teller Official Checks issued by us at your request. You may not stop payment of transactions initiated through the use of a debit card Check Card or a similar device at an ATM or a Point of Sale point-of-sale terminal.

Stop Payment. You may ask us to stop payment of items on checks drawn on your accountsaccount that we have not paid or certified. You agree to hold must tell us harmless from any claim, loss, damage, or expense that we may incur, including attorney’s fees, resulting from our refusing payment the exact amount of any item on which you have stopped payment or from the payment of any item after your stop payment order has expired. A stop payment order will be effective for six months and may be renewed upon a request made in writing to us. A stop payment order, a renewal of an order, or a revocation of any such order shall not be effective unless delivered to us in writing to a member of our staff during our regular business hours and until we have had a reasonable opportunity to act on it. In addition, we will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am on the next banking day after the banking day on which we received the item. Due to computer system limitations, we can intercept an item subject to a stop payment order only if the precise amount, datecheck, check number, name date of payeecheck, payee and any other information that we may reasonably require the full account number on which it is provideddrawn for us to be able to enter a stop payment. If that the information you give us is not providedcorrect or if you do not give us other reasonable information requested about the check, we will not be responsible if we are not able to affect the stop payment. We also cannot be responsible if we are not able to identify the proper check because you have issued more than one check with the same serial number. If you generate your checks by computer or in any other manner which does not produce a MICR-encoded check number on the check, we will be unable to guarantee that your stop payment if the order is made orally, we have no obligation to honor it. If we do honor an oral stop payment order, it will only be binding for 24 hours, after which it must be renewed in writing. Any stop payment order, renewal, or revocation will incur a charge as set forth in the Fee Schedulehonored. You therefore agree that to hold us harmless should we may be unable to honor a stop payment order, revocation, or renewal if made by the person who signed the order which you have timely and correctly placed on your check with no MICR-encoded check number. We are entitled to be stopped or any other person who has signed the Application or is otherwise authorized a reasonable period of time within which to transact business relating to the account. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding notify our employees after you give us a stop payment order. For purposes of this Agreement, if we have used ordinary care and followed our usual practices in handling a "reasonable time" means (i) for all stop payment orders entered before the relevant Stop Payment Cut-off Time, not later than 9:00 p.m. on such an day, or (ii) for all stop payment orders entered after the relevant Stop Payment Cut-off Time, not later than 9:00 p.m. on the next banking day following entry of the order. If an item is paid over a valid The foregoing times shall be extended for any time after the placement of stop payment order due to while our failure to exercise ordinary carecomputers are not operating normally. For purposes of this Agreement, "Stop Payment Cut-off Time" means: (i) 7:00 p.m. for individual stop payment orders entered by PC Invision, WEBvision or Wachovia Connection; (ii) 6:00 p.m. for bulk (less than 1,000) stop payment orders; and (iii) 11:OO a.m. for large bulk (1,000 or more) stop payment orders; or such other times as we may be liable establish from time to time; provided we shall notify you for of such change in the Stop Payment Cut-off Times as provided in Section 17 hereof below. In addition, you must notify Wachovia Treasury Services Division by telephone of any loss you suffer as a result bulk stop payment orders prior to entry of that inadvertent payment. You agree, however, that it will be your responsibility such orders in order to establish any such loss. You agree that we will never be liable for more than your actual loss and that we will not be liable for any consequential damagesinsure timely processing. If we do have paid an item over the order to stop payment, or after an account has been closed, or otherwise under circumstances giving a basis for objection by the drawer or maker, we will recredit your account within a reasonable time. To prevent unjust enrichment and only to the extent necessary to prevent loss to us by reason of its payment of the item, you agree we are subrogated to the rights (1) of any holder in due course on the item against the drawer or maker; (2) of the payee or any other holder of the item against the drawer or maker either on the item or under the transaction out of which the item arose; and (3) of the drawer or maker against the payee or any other holder of the item with respect to the transaction out of which the item arose. In that regard, you should be aware that a stop order does not relieve you of your obligation on a check that has been negotiated to a holder in due course. If we re-credit your account after paying an item a check over a valid and timely stop payment order, you agree to take whatever action we deem necessary to transfer to us all of your rights against the payee or other holder of the item check, and to assist us if we take in any legal action taken against that person later on. Any person who is authorized to draw checks against the payee account may give a release or any other personcancellation of a stop payment order. In Stop payment orders on official checks, cashier's checks, or money orders are not permitted. If an official check, cashier's check, or similar item has been lost, stolen or destroyed, you may provide a declaration of loss and affidavit and request the event check be re-issued. The bank may require that you instruct us to stop payment of certain pre-authorized debitswait ninety (90) days (or provide a bond where permitted by law) before honoring your claim, you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable to you if such check is cashed prior to expiration of the ninety (90) days (or receipt of bond, if applicable). Stop payment orders (both oral and written) are valid for our failure to six (6) months unless you designate a longer period of time when placing the stop payment order. You may extend a stop payment order by calling or writing us prior to the expiration of the existing stop payment order. An additional fee may apply for future pre-authorized debits, notwithstanding your the extended period. If you place a stop payment order, if you agree to pay our failure is caused in whole or in part by the actions of the payee. For information concerning your right to mutually agreed upon stop payment of pre-authorized electronic funds transfersfee and to hold us harmless from costs and expenses incurred by us, please refer including our attorneys' reasonable fees, in connection with our refusal to our Electronic Funds Transfer Agreement and Disclosurespay the stopped check. You may We will not stop payment of Cashier’s Checks be liable to you for any indirect or Credit Union Teller Checks issued by us at your request. You may not stop payment of transactions initiated through the use of a debit card or a similar device at an ATM or a Point of Sale terminalconsequential damages.

Stop Payment. You may stop payment of items drawn on your accountsAccounts. You agree to hold us harmless from any claim, loss, damage, damage or expense that which we may suffer or incur, including attorney’s fees, resulting from by virtue of our refusing payment of any item on which you have stopped payment or from the payment, as well as for payment of any item after your stop payment order has expired. A stop payment order will be effective for six months and may be renewed upon a request made in writing to us. We are not obligated to notify you when a stop payment order expires. A stop payment order, a renewal of an any such order, or a revocation of any such order shall not be effective unless it is delivered to us in writing during regular business hours to a member of our staff during our regular business hours at the office where your Accounts are located, and until we have had a reasonable opportunity to act on it. In addition, we We will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am a.m. on the next banking day after the banking day on which we received the item. Due to the limitations of our computer system limitationssystems, we can intercept an item subject to a stop payment order only if the precise amount, date, check number, name of payee, payee and any other information that we may reasonably require is provided. If that information is not providedprovided exactly as it appears on the item, we will not be responsible if we are unable to stop payment if payment. If the order is made orally, we have no obligation to honor it. If we do honor an oral stop payment order, it will only be binding for 24 hours, twenty-four (24) hours after which it must be renewed in writing. Any stop payment order, renewal, renewal or revocation will incur a charge as which is set forth on the Truth in the Savings Rate and Fee Schedule. You agree that we may honor a stop payment order, revocation, revocation or renewal if made by the person who signed the check to be stopped or any other person who has signed the Application or is otherwise authorized to transact business relating to the account. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding a stop payment order, if we have used ordinary care and followed our usual practices in handling such an order. If an item is paid over a valid stop payment order due to our failure to exercise ordinary care, we may be liable to you for any loss you suffer as a result of that inadvertent payment. You agree, however, that it will be your responsibility to establish any such loss. You agree that we will never be liable for more than your actual loss and that we will not be liable for any consequential damages. If we do credit your account after paying an item over a valid stop payment order, you agree to take whatever action we deem necessary to transfer to us all of your rights against the payee or holder of the item and to assist us if we take legal action against the payee or any other person. In the event that you instruct us to stop payment of certain pre-authorized debits, you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole or in part by the actions of the payee. For information concerning your right to stop payment of pre-authorized preauthorized electronic funds fund transfers, please refer to our the Electronic Funds Transfer Agreement and DisclosuresFund Transfers Disclosure which appears below. You We may not limit your right to stop payment of Cashier’s Checks or Credit Union Teller Official Checks issued by us at your request. You may not stop payment of transactions initiated through the use of a debit an ATM card or a similar device used at an ATM or a Point of Sale point-of-sale terminal.

Stop Payment. You may stop payment of items drawn on your accountsAccounts. You agree to hold us harmless from any claim, loss, damage, or expense that we may incur, including attorney’s fees, resulting from our refusing refus- ing payment of any item on which you have stopped payment or from the payment of any item after your stop payment order has expired. A stop payment order will be effective for six months and may be renewed upon a request made in writing to us. A stop payment order, a renewal of an order, or a revocation of any such order shall not be effective unless delivered to us in writing to a member of our staff during our regular business hours and until we have had a reasonable opportunity to act on it. In addition, we will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am re- ceived on the next banking day after the banking day on which we received the item. Due to computer system limitationssystems constraints, we can intercept an item subject to a stop payment order only if the precise amount, date, check number, name of payee, and any other information that we may reasonably require is provided. If that information informa- tion is not provided, we will not be responsible if we are unable to stop payment if payment. If the order is made orally, we have no obligation to honor it. If we do honor an oral stop payment order, it will only be binding for 24 hours, after which it must be renewed in writing. Any stop payment pay- ment order, renewal, or revocation will incur a charge as set forth in on the Fee Schedule. You agree that we may honor a stop payment order, revocation, or renewal if made by the person who signed the check to be stopped or any other person who has signed the Application or is otherwise authorized to transact business relating to the accountAccount. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding a stop payment order, if we have used ordinary care and followed fol- lowed our usual practices in handling such an order. If an item is paid over a valid stop payment order due to our failure to exercise ordinary care, we may be liable to you for any loss you suffer as a result of that inadvertent payment. You agree, however, that it will be your responsibility respon- sibility to establish any such loss. You agree that we will never be liable for more than your actual loss and that we will not be liable for any consequential damages. If we do credit your account Account after paying an item over a valid stop payment order, you agree to take whatever action we deem necessary to transfer to us all of your rights against the payee or holder of the item and to assist as- sist us if we take legal action against the payee or any other person. For information concerning your right to stop payment of preauthorized electronic funds transfers, please refer to your Electronic Funds Transfer Agree- ment and Disclosures. In the event that you instruct us to stop payment of certain pre-authorized debits, you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account Account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole or in part by the actions of the payee. For more information concerning your right to stop payment of pre-authorized electronic funds fund transfers, please refer to our your Electronic Funds Transfer Agreement and Disclosures. You may not stop payment of Cashierofficial or teller’s Checks checks or Credit Union Teller Checks checks issued by us at your request. You may not In the event that you request that we stop payment of transactions initiated through any teller’s, official, or Credit Union check, we shall be under no obligation to do so. However, if we do agree to stop payment pursuant to your request, you may be required to provide us with an indemnity agreement and bond supported by such surety or sureties as we may deem sufficient, to indemnify us against any possible loss in connection with the use presentment or payment of a debit card or a similar device at an ATM or a Point of Sale terminalthe origi- nal item. In any case, you agree to be responsible for the stop payment order, in the event that we choose to honor your request.

Stop Payment. You may stop payment of on items drawn on your accountsAccounts. You agree to hold us harmless from any claimYOU AGREE TO RELEASE AND HOLD US HARMLESS FROM ANY CLAIM, lossLOSS, damageDAMAGE, or expense that we may incurOR EXPENSE THAT WE MAY INCUR, including attorney’s feesINCLUDING ATTORNEY’S FEES, resulting from our refusing payment of any item on which you have stopped payment or from the payment of any item after your stop payment order has expiredRESULTING FROM AFTER YOUR STOP PAYMENT ORDER HAS EXPIRED. A stop payment order on checks will be effective for six months and may must be renewed upon a request made every six months thereafter if you wish for it to be extended. Stop payment requests on electronic fund transfer items will remain in writing to useffect until the earlier of: (a) the withdrawal of the stop payment order by you or another authorized account holder; or (b) the return of the related transaction. A stop payment order, a renewal of an order, or a revocation of any such order shall not be effective unless delivered to us in writing to a member of our staff during our regular business hours and until we have had a reasonable opportunity to act on it. In addition, we will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am on the next banking day after the banking day on which we received the item. Due to computer system systems limitations, we can intercept an item subject to a stop payment order only if the precise amount, date, check number, name of payee, and any other information that we may reasonably require is provided. If that information is not provided, we will not be responsible if we are unable to stop payment if payment. If the order is made orallyverbally, we have no obligation to honor it. If , but we do honor an oral normally will accept a verbal stop payment order, it will only be binding for 24 hours, after which it must be renewed in writing. Any stop payment order, renewal, or revocation will incur a charge as set forth in the on our Fee Schedule. You agree that we may honor a stop payment order, revocation, or renewal if made by the person who signed the check to be stopped or by any other person who has signed the Application or is otherwise authorized to transact business relating to the accountAccount. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding a stop payment order, if we have used ordinary care and followed our usual practices in handling such an order. If an item is paid over a valid stop payment order due to our failure to exercise ordinary care, we may be liable to you for any loss you suffer as a result of that inadvertent payment. You agree, however, that it will be your responsibility to establish any such loss. You agree that we will never be liable for more than your actual loss and that we will not be liable for any consequential damages. If we do credit your account Account after paying an item over a valid stop payment order, you agree to take whatever action we deem necessary to transfer to us all of your rights against the payee or holder of the item and to assist us if we take legal action against the payee or any other person. In the event that you instruct us to stop payment of certain pre-authorized debits, you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole or in part by the actions of the payee. For information concerning your right to stop payment of pre-authorized preauthorized electronic funds fund transfers, please refer to our your Electronic Funds Transfer Fund Transfers Agreement and DisclosuresDisclosure. You may not stop payment of Cashier’s Checks or Credit Union Teller Official Checks issued by us at your request. You may not stop payment of on transactions initiated through the use of a debit card an RBFCU Freedom Debit card, or a similar device at an ATM or at a Point point of Sale terminalsale.

Stop Payment. You may stop payment of items drawn on your accountsAccounts. You agree to hold us harmless from any claim, loss, damage, damage or expense that we may suffer or incur, including attorney’s fees, resulting from by virtue of our refusing payment of any item on which you have stopped payment or from the payment, as well as for payment of any item after your stop payment order has expired. A stop payment order will be effective for six months and may be renewed upon a request made in writing to us. We are not required to notify you of the expiration of a stop payment order or a renewal of any such order. A stop payment order, a renewal of an any such order, or a revocation of any such order shall not be effective unless it is delivered to us in writing to a member of our staff during our regular business hours and until we have had a reasonable opportunity to act on it. In addition, we We will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am 10:30 a.m. on the next banking day after the banking day on which we received the item. Due to limitations of computer system limitationssystems, we can intercept an item items subject to a stop payment order orders can be intercepted only if the precise amount, date, check number, name of payee, and any other information that we may reasonably require is provided. If that information is not providedprovided exactly as it appears on the item, we will not be responsible if we are unable to stop payment if payment. If the order is made orally, we have no obligation to honor it. If we do honor an oral stop payment order, it will only be binding for 24 hours, 14 days after which it must be renewed in writing. Any stop payment order, renewal, or revocation will incur a charge as which is set forth in on the Fee Schedule. You agree that we may honor a stop payment order, revocation, or renewal if made by the person who signed the check to be stopped or any other person who has signed the Application or is otherwise authorized to transact business relating to the accountAccount. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding a stop payment order, if we have used ordinary care and followed our usual practices in handling such an order. If an item is inadvertently paid over a valid stop payment order order, due to our failure to exercise ordinary care, we may be liable to you for any loss you suffer as a result of that inadvertent payment. You agree, however, that it will be your responsibility to establish any such loss. You agree that we will never be liable for more than your actual loss and that we will not never be liable for any consequential damages. If we do credit recredit your account after paying an item over a valid stop payment orderAccount, you agree to take whatever action we deem necessary to transfer to us all of your rights against the payee or holder of the item and to assist us if we take legal action against the payee or any other person. In the event that you instruct us to stop payment of certain pre-authorized debits, you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole or in part by the actions of the payee. For information concerning your right to stop payment of pre-authorized certain electronic funds fund transfers, please refer to our the Electronic Funds Transfer Fund Transfers Agreement and DisclosuresDisclosures that accompany this Agreement. You may not stop payment of Cashier’s Checks or Credit Union Teller Official Checks issued by us at your request. You may not stop payment of transactions initiated through the use of a debit an ATM/Debit card or a similar device used at an ATM or a Point of Sale point-of-sale terminal.

Stop Payment. You may stop payment of items drawn on your accountsAccounts. You agree to hold us harmless from any claim, loss, damage, damage or expense that which we may suffer or incur, including attorney’s fees, resulting from by virtue of our refusing payment of any item on which you have stopped payment or from the payment, as well as for payment of any item items after your stop payment order has expired. A stop payment order will be effective for six months and may be renewed upon a request made in writing to us. A stop payment order, a renewal of an any such order, or a revocation of any such order shall not be effective unless it is delivered to us in writing during regular business hours, to a member one of our staff during our regular business hours and officers at the office where your Accounts are located. Further, a stop payment order, renewal or revocation shall not be effective until we have had a reasonable opportunity to act on itany such order, renewal or revocation. In addition, we will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am ten (10) a.m. on the next banking day after the banking day on which we received the item. Due to computer system limitations, we can intercept an item subject to a A stop payment order only if must state the precise amount, date, check number, name of payee, payee and any other information that we may reasonably require is providedrequire. If that information is not provided, we will not be responsible if we are unable to stop payment if payment. If the order is made orally, we have no obligation to honor it. If we do honor an oral stop payment order, it will only be binding for 24 hours, twenty-four (24) hours after which it must be renewed in writing. Any stop payment order, renewal, renewal or revocation will incur a charge as which is set forth in the Fee ScheduleTruth in Savings Disclosures. You agree that we may honor a stop payment order, revocation, revocation or renewal if made by the person who signed the check to be stopped or any other person who has signed the Application or is otherwise authorized to transact business relating to the accountAccount. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding a stop payment order, if we have used ordinary care and followed our usual practices in handling such an order. If an item is inadvertently paid over a valid stop payment order order, due to our failure to exercise ordinary care, we may be liable to you for any loss you suffer as a result of that inadvertent paymentresult. You agree, however, that it will be your responsibility to establish any such loss. You agree that we will never be liable for more than your actual loss and that we will not be liable for any consequential damages. If we do credit your account Account after paying an item over a valid stop payment order, you agree to will take whatever action we deem necessary to transfer to us all of your rights against the payee or holder of the item and to assist us if we take legal action against the payee or any other person. In the event that you instruct us to You may not stop payment of certain pre-authorized debitscertified, you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole cashier’s or in part by the actions of the payeetellers’ checks. For information concerning your right to stop payment of pre-authorized electronic funds fund transfers, please refer to our Electronic Funds Transfer Agreement and Fund Transfers Disclosures. You may not stop payment of Cashier’s Checks or Credit Union Teller Checks issued by us at your request. You may not stop payment of transactions initiated through the use of a debit card or a similar device at an ATM or a Point of Sale terminal.

Stop Payment. You may stop payment of items drawn on your accountsAccounts. You agree to hold us harmless from any claim, loss, damage, or expense that we may incur, including attorney’s fees, resulting from our refusing payment of any item on which you have stopped payment or from the payment of any item after your stop payment order has expired. A stop payment order will be effective for six months and may be renewed upon a request made in writing to us. A stop payment order, a renewal of an order, or a revocation of any such order shall not be effective unless delivered to us in writing to a member of our staff during our regular business hours and until we have had a reasonable opportunity to act on it. In addition, we will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am a.m. on the next banking day after the banking day on which we received the item. Due to computer system systems limitations, we can intercept an item subject to a stop payment order only if the precise amount, date, check number, name of payee, and any other information that we may reasonably require is provided. If that information is not provided, we will not be responsible if we are unable to stop payment if payment. If the order is made orally, we have no obligation to honor it. If we do honor an oral stop payment order, it will only be binding for 24 hours, 14 days after which it must be renewed in writing. Any stop payment order, renewal, or revocation will incur a charge as set forth in on the Fee Schedule. You agree that we may honor a stop payment order, revocation, or renewal if made by the person who signed the check to be stopped or any other person who has signed the Account Application or is otherwise authorized to transact business relating to the accountAccount. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding a stop payment order, if we have used ordinary care and followed our usual practices in handling such an order. If an item is paid over a valid stop payment order due to our failure to exercise ordinary care, we may be liable to you for any loss you suffer as a result of that inadvertent payment. You agree, however, that it will be your responsibility to conclusively establish any such loss. You agree that we will never be liable for more than your actual loss the amount of the item and that we will not be liable for any consequential damages. If we do credit your account Account after paying an item over a valid stop payment order, you agree to take whatever action we deem necessary to transfer to us all of your rights against the payee or holder of the item and to assist us if we take legal action against the payee or any other person. In the event that you instruct us to stop payment of certain pre-authorized debits, you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole or in part by the actions of the payee. For information concerning your right to stop payment of pre-authorized preauthorized electronic funds transfers, please refer to our your Electronic Funds Transfer Agreement and Disclosures. You may not stop payment of Cashiercashier’s Checks checks or Credit Union Teller Checks teller’s checks issued by us at your request, and we are under no obligation if you should request us to do so. In the event, however, we do agree in our sole discretion to stop payment of a cashier’s check or teller’s check at your request, you will be required to provide us with an indemnity agreement and bond supported by a surety or sureties in such amounts as we may deem sufficient to indemnify us against any possible loss in connection with the presentment or payment of the original item. You may not stop payment of transactions initiated through the use of a debit card or a similar device used at an ATM or a Point point of Sale terminalsale.

Stop Payment. You may stop payment of items drawn on your accountsAccounts. You agree to hold us harmless from any claim, loss, damage, or expense that we may incur, including attorney’s fees, resulting from our refusing payment of any item on which you have stopped payment or from the payment of any item after your stop payment order has expired. A stop payment order will be effective for six months and may be renewed upon a request made in writing to us. A stop payment order, a renewal of an order, or a revocation of any such order shall not be effective unless delivered to us in writing to a member of our staff during our regular business hours and until we have had a reasonable opportunity to act on it. In addition, we will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am a.m. on the next banking day after the banking day on which we received the item. Due to computer system systems limitations, we can intercept an item subject to a stop payment order only if the precise amount, date, check number, name of payee, and any other information that we may reasonably require is provided. If that information is not provided, we will not be responsible if we are unable to stop payment if payment. If the order is made orally, we have no obligation to honor it. If we do honor an oral stop payment order, it will only be binding for 24 hours, 14 days after which it must be renewed in writing. Any stop payment order, renewal, or revocation will incur a charge as set forth in on the Fee Schedule. You agree that we may honor a stop payment order, revocation, or renewal if made by the person who signed the check to be ui9be stopped or any other person who has signed the Account Application or is otherwise authorized to transact business relating to the accountAccount. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding a stop payment order, if we have used ordinary care and followed our usual practices in handling such an order. If an item is paid over a valid stop payment order due to our failure to exercise ordinary care, we may be liable to you for any loss you suffer as a result of that inadvertent payment. You agree, however, that it will be your responsibility to conclusively establish any such loss. You agree that we will never be liable for more than your actual loss the amount of the item and that we will not be liable for any consequential damages. If we do credit your account Account after paying an item over a valid stop payment order, you agree to take whatever action we deem necessary to transfer to us all of your rights against the payee or holder of the item and to assist us if we take legal action against the payee or any other person. In the event that you instruct us to stop payment of certain pre-authorized debits, you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole or in part by the actions of the payee. For information concerning your right to stop payment of pre-authorized preauthorized electronic funds transfers, please refer to our your Electronic Funds Transfer Agreement and Disclosures. You may not stop payment of Cashiercashier’s Checks checks or Credit Union Teller Checks teller’s checks issued by us at your request, and we are under no obligation if you should request us to do so. In the event, however, we do agree in our sole discretion to stop payment of a cashier’s check or teller’s check at your request, you will be required to provide us with an indemnity agreement and bond supported by a surety or sureties in such amounts as we may deem sufficient to indemnify us against any possible loss in connection with the presentment or payment of the original item. You may not stop payment of transactions initiated through the use of a debit card or a similar device used at an ATM or a Point point of Sale terminalsale.

Stop Payment. You may stop payment of items drawn on your accountsAccounts. You agree to hold us harmless from any claim, loss, damage, or expense that which we may suffer or incur, including attorney’s fees, resulting from by virtue of our refusing payment of any item on which you have stopped payment or from the payment, as well as for payment of any item after your stop payment order has expired. A stop payment order will be effective for six months and may be renewed upon a request made in writing to us. A stop payment order, a renewal of an any such order, or a revocation of any such order shall not be effective unless it is delivered to us in writing to a member of our staff during our regular business hours and until we have had a reasonable opportunity to act on it. In addition, we will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am 9:00 a.m. on the next banking day after the banking day on which we received the item. Due to computer system systems limitations, we can intercept an item items subject to a stop payment order only if cannot be intercepted unless the precise amount, date, check number, name of payee, and any other information that we may reasonably require is provided. If that information is not providedprovided exactly as it appears on the item, we will not be responsible if we are unable to stop payment if payment. If the order is made orally, we have no obligation to honor it. If we do honor an oral stop payment order, it will only be binding for 24 hours, 14 days after which it must be renewed in writing. Any stop payment order, renewal, or revocation will incur a charge as set forth in the Fee Schedule. You agree that we may honor a stop payment order, revocation, or renewal if made by the person who signed the check to be stopped or any other person who has signed the Application or is otherwise authorized to transact business relating to the accountAccount. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding a stop payment order, if we have used ordinary care and followed our usual practices in handling such an order. If an item is inadvertently paid over a valid stop payment order due to our failure to exercise ordinary care, we may be liable to you for any loss you suffer as a result of that inadvertent paymentresult. You agree, however, that it will be your responsibility to establish any such loss. You agree that we will never be liable for more than your actual loss and that we will not be liable for any consequential damages. If we do credit your account Account after paying an item over a valid stop payment order, you agree to take whatever action we deem necessary to transfer to us all of your rights against the payee or holder of the item and to assist us if we take legal action against the payee or any other person. In the event that you instruct us to stop payment of certain pre-authorized debits, you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole or in part by the actions of the payee. For information concerning your right to stop payment of pre-authorized electronic funds transfers, please refer to our Electronic Funds Transfer Agreement and Disclosures. You may not stop payment of Cashier’s Checks or Credit Union Teller Checks issued by us at your request. You may not stop payment of transactions initiated through the use of a debit card or a similar device at an ATM or a Point of Sale terminal.we

Stop Payment. You may stop payment of items drawn on your accountsAccounts. You agree to hold us harmless from any claim, loss, damage, or expense that we may incur, including attorney’s fees, resulting from our refusing payment of any item on which you have stopped payment or from the payment of any item after your stop payment order has expired. A stop payment order will be effective for six months and may be renewed upon a request made in writing to us. We are not required to notify you of the expiration of a stop payment order or a renewal of any such order. A stop payment order, a renewal of an order, or a revocation of any such order shall not be effective unless delivered to us in writing to a member of our staff during our regular business hours and until we have had a reasonable opportunity to act on it. In addition, we will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am 9:00 a.m. on the next banking day after the banking day on which we received the item. Due to computer system limitationssystems constraints, we can intercept an item subject to a stop payment order only if the precise amount, date, check number, name of payee, and any other information that we may reasonably require is provided. If that information is not providedprovided exactly as it appears on the item, we will not be responsible if we are unable to stop payment if payment. If the order is made orally, we have no obligation to honor it. If we do honor an oral stop payment order, it will only be binding for 24 hours14 days, after which it must be renewed in writing. Any stop payment order, renewal, or revocation will incur a charge as set forth in on the Fee Schedule. You agree that we may honor a stop payment order, revocation, or renewal if made by the person who signed the check to be stopped or any other person who has signed the Application or is otherwise authorized to transact business relating to the accountAccount. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding a stop payment order, if we have used ordinary care and followed our usual practices in handling such an order. If an item is paid over a valid stop payment order due to our failure to exercise ordinary care, we may be liable to you for any loss you suffer as a result of that inadvertent payment. You agree, however, that it will be your responsibility to establish any such loss. You agree that we will never be liable for more than your actual loss and that we will not be liable for any consequential damages. If we do credit your account Account after paying an item over a valid stop payment order, you agree to take whatever action we deem necessary to transfer to us all of your rights against the payee or holder of the item and to assist us if we take legal action against the payee or any other person. In the event that you instruct us to stop payment of certain pre-authorized debits, you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole or in part by the actions of the payee. For information concerning your right to stop payment of pre-authorized preauthorized electronic funds fund transfers, please refer to our your Electronic Funds Transfer Fund Transfers Agreement and Disclosures. You may not stop payment of Cashier’s 's Checks or Credit Union Teller Teller’s Checks issued by us at your request. You may not stop payment of transactions initiated through the use of a an ATM card, debit card card, or a similar device at an any ATM or a Point point of Sale terminalsale.

Stop Payment. You may stop payment of on items drawn on your accountsAccounts. You agree to hold us harmless from any claimYOU AGREE TO RELEASE AND HOLD US HARMLESS FROM ANY CLAIM, lossLOSS, damageDAMAGE, or expense that we may incurOR EXPENSE THAT WE MAY INCUR, including attorney’s feesINCLUDING ATTORNEY’S FEES, resulting from our refusing payment of any item on which you have stopped payment or from the payment of any item after your stop payment order has expiredRESULTING FROM OUR REFUSING PAYMENT OF ANY ITEM ON WHICH YOU HAVE STOPPED PAYMENT OR FROM THE PAYMENT OF ANY ITEM AFTER YOUR STOP PAYMENT ORDER HAS EXPIRED. A stop payment order on checks will be effective for six months and may must be renewed upon a request made every six months thereafter if you wish for it to be extended. Stop payment requests on electronic fund transfer items will remain in writing to useffect until the earlier of: (a) the withdrawal of the stop payment order by you or another authorized account holder; or (b) the return of the related transaction. A stop payment order, a renewal of an order, or a revocation of any such order shall not be effective unless delivered to us in writing to a member of our staff during our regular business hours and until we have had a reasonable opportunity to act on it. In addition, we will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am on the next banking day after the banking day on which we received the item. Due to computer system systems limitations, we can intercept an item subject to a stop payment order only if the precise amount, date, check number, name of payee, and any other information that we may reasonably require is provided. If that information is not provided, we will not be responsible if we are unable to stop payment if payment. If the order is made orally, we have no obligation to honor it. If , but we do honor normally will accept an oral stop payment order, it will only be binding for 24 hours, after which it must be renewed in writing. Any stop payment order, renewal, or revocation will incur a charge as set forth in the on our Fee Schedule. You agree that we may honor a stop payment order, revocation, or renewal if made by the person who signed the check to be stopped or by any other person who has signed the Application or is otherwise authorized to transact business relating to the accountAccount. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding a stop payment order, if we have used ordinary care and followed our usual practices in handling such an order. If an item is paid over a valid stop payment order due to our failure to exercise ordinary care, we may be liable to you for any loss you suffer as a result of that inadvertent payment. You agree, however, that it will be your responsibility to establish any such loss. You agree that we will never be liable for more than your actual loss and that we will not be liable for any consequential damages. If we do credit your account Account after paying an item over a valid stop payment order, you agree to take whatever action we deem necessary to transfer to us all of your rights against the payee or holder of the item and to assist us if we take legal action against the payee or any other person. In the event that you instruct us to stop payment of certain pre-authorized debits, you acknowledge and agree that, at our option, we may stop payment of all pre-authorized debits from your account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole or in part by the actions of the payee. For information concerning your right to stop payment of pre-authorized preauthorized electronic funds fund transfers, please refer to our your Electronic Funds Transfer Fund Transfers Agreement and Disclosures. You may not stop payment of Cashier’s Checks or Credit Union Teller Official Checks issued by us at your request. You may not stop payment of on transactions initiated through the use of a debit card an SFCU Debit card, or a similar device at an ATM or at a Point point of Sale terminalsale.

Stop Payment. You may stop payment of items drawn on your accountsAccounts. You agree to hold us harmless from any claim, loss, damage, or expense that which we may suffer or incur, including attorney’s 's fees, resulting from by virtue of our refusing payment of any item on which you have stopped payment or from the payment, as well as for payment of any item after your stop payment order has expired. A stop payment order will be effective for six months and may be renewed upon a request made in writing to us. We are not required to notify you of the expiration of a stop payment order or a renewal of any such order. A stop payment order, a renewal of an any such order, or a revocation of any such order shall not be effective unless it is delivered to us in writing to a member of our staff during our regular business hours to the office we have designated and until we have had a reasonable opportunity to act on it. In addition, we will not be liable for the payment of an item over a stop payment order if the order is received after 10:00 am a.m. on the next banking day after the banking day on which we received the item. Due to computer system limitationsprogramming constraints, we our systems can intercept an item items subject to a stop payment order orders only if the precise amount, date, check number, name of payee, payee and any other information that we may reasonably require is provided. If that information is not providedprovided exactly as it appears on the item, we will not be responsible if we are unable to stop payment if the order is made orally, we have no obligation to honor it. If we do honor an oral stop payment order, it will only be binding for 24 hours, after which it must be renewed in writingpayment. Any stop payment order, renewal, renewal or revocation will incur a charge as which is set forth in the Fee Schedule. You agree that we may honor a stop payment order, revocation, revocation or renewal if made by the person who signed the check to be stopped or any other person who has signed the Application or is otherwise authorized to transact business relating to the accountAccount. You agree that we will not be liable for any inadvertent payment of any item, notwithstanding a stop payment order, if we have used ordinary care and followed our usual practices in handling such an order. If an item is inadvertently paid over a valid stop payment order due to our failure to exercise ordinary care, we may be liable to you for any loss you suffer as a result of that inadvertent paymentresult. You agree, however, that it will be your responsibility to establish any such loss. You agree that we will never be liable for more than your actual loss and that we will not be liable for any consequential damages. If we do credit your account Account after paying an item over a valid stop payment order, you agree to will take whatever action we deem necessary to transfer to us all of your rights against the payee or holder of the item and to assist us if we take legal action against the payee or any other person. In the event that you instruct us to You may not stop payment of certain pre-authorized debitscertified, you acknowledge and agree that, cashier’s or teller’s checks or transactions initiated through the use of an ATM card or similar device used at our option, we may stop payment of all pre-authorized debits from your account if we deem that action necessary to ensure that your stop payment order will be effective. You also acknowledge and agree that we will not be liable for our failure to stop payment for future pre-authorized debits, notwithstanding your stop payment order, if our failure is caused in whole or in part by the actions of the payeean ATM. For information concerning your right to stop payment of pre-authorized electronic funds fund transfers, please refer to our Electronic Funds Transfer Fund Transfers Agreement and Disclosures. You may not stop payment of Cashier’s Checks or Credit Union Teller Checks issued by us at your request. You may not stop payment of transactions initiated through the use of a debit card or a similar device at an ATM or a Point of Sale terminal.