Right to Refuse Deposit. If you request that we accept a substitute check or a check for a deposit that has already been deposited at a financial institution but returned, we are under no obligation to accept that substitute check or check for deposit. If we do, however, you agree to hold us harmless from any loss or liability, including consequential damages, attorney’s fees, and expenses that may arise because of our acceptance of the item. In any event, in our discretion, we may refuse any deposit, limit the amount which may be deposited, accept all or any part of a deposit for collection only, return all or any part of any deposit, or close the Account subject to applicable regulations.
Right to Refuse Deposit. If you request that we accept for deposit a substitute check that was not created by a financial institution or a check that has already been deposited at a financial institution but returned, we are under no obligation to accept the check for deposit. IF WE DO, HOWEVER, YOU AGREE TO INDEMNIFY AND HOLD US HARMLESS FROM ANY LOSS OR LIABILITY, INCLUDING CONSEQUENTIAL DAMAGES, ATTORNEY'S FEES, AND EXPENSES THAT MAY ARISE BECAUSE OF OUR ACCEPTANCE OF THE ITEM. In any event, in our discretion, we may refuse any deposit, limit the amount that may be deposited, accept all or any part of a deposit for collection only, return all or any part of any deposit, or close the Account subject to applicable regulations. We reserve the right to refuse your deposit transaction for the following reasons (but not limited to) (i) restrictions have been placed on your account (see Limitation of services) (ii) the activity is deemed suspicious (iii) you or your delegate fails to provide acceptable identification (see ID section) (iv) you or your delegate refuses to provide additional information needed to complete the transaction. Additionally, we reserve the right to limit the amount that may be deposited, accept all or any part of a deposit for collection only, return all or any part of any deposit or close account(s) subject to applicable regulations.
Right to Refuse Deposit. If you request that we accept a check for a deposit that has already been deposited at a financial institution but returned, we are under no obligation to accept that check for deposit. If we do, however, you agree to hold us harmless from any loss or liability, including consequential damages, attorney’s fees, and expenses that may arise because of our acceptance of the item. The Credit Union, at any time, and in its discretion, may refuse any deposit, limit the amount which may be deposited, accept all or any part of any deposit for collection only, or return all or any part of any deposit.
Right to Refuse Deposit. At our discretion, we reserve the right to refuse your deposit transaction for the following reasons (but not limited to) (i) restrictions have been placed on your account (see Limitation of services) (ii) the activity is deemed suspicious (iii) you or your delegate fails to provide acceptable identification (see ID section) (iv) you or your delegate refuses to provide additional information needed to complete the transaction. Additionally, we reserve the right to limit the amount that may be deposited, accept all or any part of a deposit for collection only, return all or any part of any deposit or close account(s) subject to applicable regulations. Note: Please refer to the Membership and Account Agreement for further information on “Right to Refuse Deposit”.
Right to Refuse Deposit. If you request that we accept a check for a deposit that has already been deposited at a financial institution but returned, we are under no obligation to make the funds from the check immediately available after deposit. If we do, however, you agree to hold us harmless from any loss or liability, including consequential damages, attorney’s fees, and expenses, which may arise because of our acceptance of the item. In any event, at our discretion, we may refuse any deposit, limit the amount which may be deposited, accept all or any part of a deposit for collection only, return all or any part of any deposit, or close the Account subject to applicable regulations.
Right to Refuse Deposit. If you request that we accept a check for a deposit that has already been deposited at a financial institution but returned, you understand that we are under no obligation to accept that check for deposit. Further, if you request that we accept a check image, substitute check, or remotely created check for deposit we are under no obligation to accept such an item. However, if we do, you agree to hold us harmless from any loss or liability, including consequential damages, attorneys’ fees, and expenses which may arise because of our acceptance of such an item. The Credit Union will not accept any item for deposit that was not created by a financial institution. Further, the Credit Union will not accept a check image if we have concerns of collectability for any reason in our sole and absolute discretion. In any event, we may refuse any deposit, limit the amount that may be deposited, accept all or any part of a deposit for collection only, return all or any part of any deposit, or close the Account subject to applicable law. If you are doing business as a proprietorship or any other type of business, we will not accept business deposits into your consumer Account with us, regardless of whether you provide any documentation confirming the establishment or existence of such business. GENERAL PROVISIONS
Right to Refuse Deposit. A substitute check is a special copy of the front and back of an original check. It may be slightly different in size from the original. Substitute checks are specially formatted so they can be processed as if they were original checks. The front of a substitute check should state: ‘This is a legal copy of your check. You can use if the same way you would use the original check.’ If you request we accept for deposit a substitute check not created by a financial institution or a check that has already been deposited at a financial institution but returned, we are under no obligation to accept that check for deposit. If we do, you agree to indemnify, defend, and hold the Credit Union harmless from any loss or liability, including consequential damages and expenses (including reasonable attorney fees) which may arise because of our acceptance of the item. At our discretion we may refuse any deposit, limit the amount which may be deposited, accept all or part of a deposit for collection only, or close the Account subject to applicable regulations.
Right to Refuse Deposit. At our discretion, we reserve the right to refuse your deposit transaction for the following reasons (but not limited to) (i) item is payable to another person (ii) restrictions have been placed on your account (see Limitation of services) (iii) the activity is deemed suspicious, fraudulent, illegal, or deceptive (iv) we suspect that you may be the victim of a fraud, scam, or financial exploitation even though you have authorized the transaction (v) reasonable cause to doubt collectability (vi) you or your delegate fails to provide acceptable identification (see Acceptable Identification section) (vii) you or your delegate refuses to provide additional information needed to complete the transaction. Additionally, we reserve the right to limit the amount that may be deposited, accept all or any part of a deposit for collection only, return all or any part of any deposit or close account(s) subject to applicable regulations. Note: Please refer to the Membership and Account Agreement for further information on “Right to Refuse Deposit”.
Right to Refuse Deposit. If you request that we accept a regular check or a substitute check for a deposit that has already been deposited at a financial institution but returned, we are under no obligation to accept any such check. If we do, however, you agree to hold us harmless from any loss or liability, including consequential damages, attorney’s fees, and expenses that may arise because of our acceptance of the item. In any event, in our discretion, we may refuse any deposit, limit the amount that may be deposited, accept all or any part of a deposit for collection only, return all or any part of any deposit, or close the Account subject to applicable regulations. All collection items are subject to collection fees, which are not charged by us but by other financial institutions processing the collection items. You will be informed at the time an item is received for deposit if the item will be sent for collection or refused for deposit. If the item is received by mail or through a drop-box, you will be notified in writing no later than the first business day after the day the deposit is received.
