TECHNICAL ESTIMATE. Citizens currently utilizes the Xactimate Estimating Program to assist in the preparation of property damage estimates. All estimates should be written in a line item format and categorized into individual rooms with no ‘lump sum’ categories. • After the inspection / assessment of Xxxxxxxx and / or Building losses, the completed undisputed damage estimate with photographs and sketch should be uploaded as follows. Reasonable rationale should support any delay if these requirement(s) cannot be met. (i.e., awaiting expert report relevant to coverage or exposure)
