Common use of Technology Requirements Clause in Contracts

Technology Requirements. In order to receive electronic communications, including Legal Disclosures, you must have: • A computer or mobile device with an internet connection. • iPhone versions iOS 10+ • iPadOS 13.1 or Android 4.3+ • A web browser that includes 256-bit encryption, with cookies enabled. • The ability to view and retain Portable Document Format (PDF) files. • A valid email address and mobile phone number. • Sufficient storage space to save any Legal Disclosure or an installed printer to print them. • We may change these requirements, but we will notify you promptly of any material changes. PLEASE READ THIS PROVISION OF THE AGREEMENT CAREFULLY. IT PROVIDES THAT ANY DISPUTE MAY BE RESOLVED BY BINDING ARBITRATION AT EITHER PARTY’S REQUEST. UNLESS YOU REJECT IT WITHIN THIRTY (30) DAYS AFTER YOUR ACCOUNT IS OPENED, THE ARBITRATION AGREEMENT WILL HAVE A SUBSTANTIAL EFFECT ON YOUR RIGHTS IN THE EVENT OF A DISPUTE. ARBITRATION REPLACES THE RIGHT TO GO TO COURT, INCLUDING THE RIGHT TO A JURY AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION OR SIMILAR PROCEEDING. IN ARBITRATION, A DISPUTE IS RESOLVED BY AN ARBITRATOR INSTEAD OF A JUDGE OR JURY. THIS PROVISION DOES NOT APPLY IF YOU ARE A “COVERED BORROWER” AS DEFINED IN THE MILITARY LENDING ACT, 10 U.S.C. § 987.

Technology Requirements. In order to receive electronic communications, including Legal Disclosures, you must have: • ● A computer or mobile device with an internet connection. • ● iPhone versions iOS 10+ • ● iPadOS 13.1 or Android 4.3+ • ● A web browser that includes 256-bit encryption, with cookies enabled. • ● The ability to view and retain Portable Document Format (PDF) files. • ● A valid email address and mobile phone number. • ● Sufficient storage space to save any Legal Disclosure or an installed printer to print them. • ● We may change these requirements, but we will notify you promptly of any material changes. PLEASE READ THIS PROVISION OF THE AGREEMENT CAREFULLY. IT PROVIDES THAT ANY DISPUTE MAY BE RESOLVED BY BINDING ARBITRATION AT EITHER PARTY’S REQUEST. UNLESS YOU REJECT IT WITHIN THIRTY (30) DAYS AFTER YOUR ACCOUNT IS OPENED, THE ARBITRATION AGREEMENT WILL HAVE A SUBSTANTIAL EFFECT ON YOUR RIGHTS IN THE EVENT OF A DISPUTE. ARBITRATION REPLACES THE RIGHT TO GO TO COURT, INCLUDING THE RIGHT TO A JURY AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION OR SIMILAR PROCEEDING. IN ARBITRATION, A DISPUTE IS RESOLVED BY AN ARBITRATOR INSTEAD OF A JUDGE OR JURY. THIS PROVISION DOES NOT APPLY IF YOU ARE A “COVERED BORROWER” AS DEFINED IN THE MILITARY LENDING ACT, 10 U.S.C. § 987.

Technology Requirements. In order to receive electronic communications, including Legal Disclosures, you must have: • A computer or mobile device with an internet connection. • iPhone versions iOS 10+ • iPadOS 13.1 or Android 4.3+ • A web browser that includes 256-bit encryption, with cookies enabled. • The ability to view and retain Portable Document Format (PDF) files. • A valid email address and mobile phone number. • Sufficient storage space to save any Legal Disclosure or an installed printer to print them. • We may change these requirements, but we will notify you promptly of any material changes. PLEASE READ THIS PROVISION OF THE AGREEMENT CAREFULLY. IT PROVIDES THAT ANY DISPUTE MAY BE RESOLVED BY BINDING ARBITRATION AT EITHER PARTY’S REQUEST. UNLESS YOU REJECT IT WITHIN THIRTY (30) DAYS AFTER YOUR ACCOUNT IS OPENED, THE ARBITRATION AGREEMENT WILL HAVE A SUBSTANTIAL EFFECT ON YOUR RIGHTS IN THE EVENT OF A DISPUTE. ARBITRATION REPLACES THE RIGHT TO GO TO COURT, INCLUDING THE RIGHT TO A JURY AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION OR SIMILAR PROCEEDING. IN ARBITRATION, A DISPUTE IS RESOLVED BY AN ARBITRATOR INSTEAD OF A JUDGE OR JURY. THIS PROVISION DOES NOT APPLY IF YOU ARE A “COVERED BORROWER” AS DEFINED IN THE MILITARY LENDING ACT, 10 U.S.C. § 987.