Common use of TELEPHONE COMMUNICATIONS Clause in Contracts

TELEPHONE COMMUNICATIONS. We, Servicer and Program Partner may record or monitor any telephone conversations with you. If we do record, we do not have to keep the recordings, unless applicable law says that we must. When you give us your mobile number, we have your Consent to contact you at that number about your Card and Transaction Account. Your Consent allows us to use text messaging, artificial or prerecorded voice messages, and automatic dialing technology for informational and service Exhibit 1 Fees The Program Partner may impose membership fees for access and use of the Program Partner Platform, please see xxxxx://xxxxx.xxx/ for more details. There are no fees specific to your use of the Card. Cardholder Contact Information Exhibit 2 TRANSACTION LIMITS All Limits Amount Details Spend Money Exhibit 3 Digital Wallet Terms a. Digital Wallets. These terms apply to you if you add or attempt to add your Card to ApplePay, Samsung Pay, Google Wallet, or any other digital wallet that we elect to support (each, a “Digital Wallet”). The terms of the Cardholder Agreement and the terms and conditions (“Digital Wallet Terms”) of your Digital Wallet provider (“Digital Wallet Provider”) will also apply. Do not add your Card to a Digital Wallet and do not make purchases with your Card through a Digital Wallet if you do not agree to these Digital Wallet terms and the applicable Digital Wallet Provider Terms.

TELEPHONE COMMUNICATIONS. We, Servicer and Program Partner may record or monitor any telephone conversations with you. If we do record, we do not have to keep the recordings, unless applicable law says that we must. When you give us your mobile number, we have your Consent to contact you at that number about your Card and Transaction Account. Your Consent allows us to use text messaging, artificial or prerecorded voice messages, and automatic dialing technology for informational and service Exhibit 1 Fees The Program Partner calls, but not for telemarketing or sales calls. This Communication may impose membership fees for access include contact from companies working on our behalf to service your Transaction Account. Message and use of data rates may apply. You may change these texting and messaging preferences by notifying us via email by using the Program Partner Platform, please see xxxxx://xxxxx.xxx/ for more detailscardholder support contact information. There are no fees specific to Get Started Add Money Spend Money Get Cash Information Using your use of card outside the Card. U.S. Other Cardholder Contact Information Exhibit 2 TRANSACTION LIMITS All Limits Amount Details Get Cash Spend Money Exhibit 3 Digital Wallet Terms a. Digital Wallets. These terms apply to you if you add or attempt to add your Card to ApplePayApple Pay, Samsung Pay, Google Wallet, or any other digital wallet that we elect to support (each, a “Digital Wallet”). The terms of the Cardholder Agreement and the terms and conditions (“Digital Wallet Terms”) of your Digital Wallet provider (“Digital Wallet Provider”) will also apply. Do not add your Card to a Digital Wallet and do not make purchases with your Card through a Digital Wallet if you do not agree to these Digital Wallet terms and the applicable Digital Wallet Provider Terms.

TELEPHONE COMMUNICATIONS. We, Servicer and Program Partner may record or monitor any telephone conversations with you. If we do record, we do not have to keep the recordings, unless applicable law says that we must. When you give us your mobile number, we have your Consent to contact you at that number about your Card and Transaction Account. Your Consent allows us to use text messaging, artificial or prerecorded voice messages, and automatic dialing technology for informational and service Exhibit 1 Fees The Program Partner calls, but not for telemarketing or sales calls. This Communication may impose membership fees for access include contact from companies working on our behalf to service your Transaction Account. Message and use of data rates may apply. You may change these texting and messaging preferences by notifying us via email by using the Program Partner Platform, please see xxxxx://xxxxx.xxx/ for more detailscardholder support contact information. There are no fees specific to your use of the Card. Get Started Add Money Spend Money Get Cash Information Other Cardholder Contact Information Exhibit 2 TRANSACTION LIMITS All Limits Amount Details Get Cash Spend Money Instant Transfer Exhibit 3 Digital Wallet Terms a. Digital Wallets. These terms apply to you if you add or attempt to add your Card to ApplePayApple Pay, Samsung Pay, Google Wallet, or any other digital wallet that we elect to support (each, a “Digital Wallet”). The terms of the Cardholder Agreement and the terms and conditions (“Digital Wallet Terms”) of your Digital Wallet provider (“Digital Wallet Provider”) will also apply. Do not add your Card to a Digital Wallet and do not make purchases with your Card through a Digital Wallet if you do not agree to these Digital Wallet terms and the applicable Digital Wallet Provider Terms.

TELEPHONE COMMUNICATIONS. We, Servicer and Program Partner may record or monitor any telephone conversations with you. If we do record, we do not have to keep the recordings, unless applicable law says that we must. When you give us your mobile number, we have your Consent to contact you at that number about your Card and Transaction Account. Your Consent allows us to use text messaging, artificial or prerecorded voice messages, and automatic dialing technology for informational and service Exhibit 1 Fees The Program Partner calls, but not for telemarketing or sales calls. This Communication may impose membership fees for access include contact from companies working on our behalf to service your Transaction Account. Message and use of data rates may apply. You may change these texting and messaging preferences by notifying us via email by using the Program Partner Platform, please see xxxxx://xxxxx.xxx/ for more detailscardholder support contact information. There are no fees specific to your use of the Card. Get Started Add Money Spend Money Get Cash Information Other Cardholder Contact Information Exhibit 2 TRANSACTION LIMITS All Limits Amount Details Get Cash Spend Money Exhibit 3 Digital Wallet Terms a. Digital Wallets. These terms apply to you if you add or attempt to add your Card to ApplePayApple Pay, Samsung Pay, Google Wallet, or any other digital wallet that we elect to support (each, a “Digital Wallet”). The terms of the Cardholder Agreement and the terms and conditions (“Digital Wallet Terms”) of your Digital Wallet provider (“Digital Wallet Provider”) will also apply. Do not add your Card to a Digital Wallet and do not make purchases with your Card through a Digital Wallet if you do not agree to these Digital Wallet terms and the applicable Digital Wallet Provider Terms.