Tenant's Improvements. If you are a tenant, we pay for loss by perils insured against to improvements on the insured premises made or acquired at your expense. These are permanent fixtures, alterations, decorations, and additions. 1. Fire or Lightning 2. Explosion 3. Windstorm or Hail -- However, we do not pay for loss: a. to the interior of a building or mobile home, or to property inside a structure caused by dust, rain, sand, sleet, snow or water, all whether driven by wind or not, which enter through an opening not made by the direct force of wind or hail; b. to watercraft and their trailers, furnishings, equipment and motors unless inside a fully enclosed building. (We do cover canoes and rowboats while on the insured premises.); or c. to outdoor antennas, including their lead-in wiring, masts and towers.
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Samples: Insurance Policy, Insurance Policy, Insurance Policy