Common use of Tenant’s insurance covenants Clause in Contracts

Tenant’s insurance covenants. The Tenant covenants with the Landlord from and including the Insurance Commencement Date and then throughout the Term or until released pursuant to the 1995 Act as follows: 6.2.1 To pay to the Landlord on demand sums equal to: (i) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.1; (ii) the whole of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.2; (iii) the cost of property owners’ liability and third party liability insurance in connection with the Property; (iv) the cost of any professional valuation of the Property properly required by the Superior Landlord (but not more than once in any two year period); 6.2.2 To give the Landlord immediate written notice on becoming aware of any event or circumstance which might affect or lead to an insurance claim; 6.2.3 Not to do anything at the Property which would or might prejudice or invalidate the insurance of the Building or the Adjoining Property or cause any premium for their insurance to be increased; 6.2.4 To pay to the Landlord on demand: (i) any increased premium and any Costs incurred by the Superior Landlord or Landlord as a result of a breach of Clause 6.2.3; (ii) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of any uninsured excess to which the insurance policy may be subject; (iii) the whole of the irrecoverable proportion of the insurance moneys if the Building or any part are destroyed or damaged by an Insured Risk but the insurance moneys are irrecoverable in whole or part due to the act or default of the Tenant; 6.2.5 To comply with the requirements and reasonable recommendations of the insurers; 6.2.6 To notify the Landlord and Superior Landlord of the full reinstatement cost of any fixtures and fittings installed at the Property at the cost of the Tenant which become Landlord’s fixtures and fittings; 6.2.7 Not to effect any insurance of the Property against an Insured Risk but if the Tenant effects or has the benefit of any such insurance the Tenant shall hold any insurance moneys upon trust for the Landlord and pay the same to the Landlord as soon as practicable;

Tenant’s insurance covenants. The Tenant covenants with the Landlord from and including that the Insurance Commencement Date and then throughout the Term or until released pursuant to the 1995 Act as followsTenant will: 6.2.1 To 25.1 pay to the Landlord on upon demand sums equal to: the whole (i) or a fair proportion where applicable) of all premiums and other expenses (reasonably including without limitation valuation fees) incurred by the Landlord in effecting and maintaining Insurance (including without limitation for Loss of Rent), any such proportion to be determined by the Superior LandlordLandlord acting reasonably; 25.2 effect and maintain at all times throughout the Term with a well established insurance office of repute insurance for any damage or loss in respect of usual third party and property owners risks (including for the avoidance of doubt in relation to the Tenant’s Surveyorsfixtures and fittings and any plant and machinery in the Premises) in the sum of Ten Million Pounds (£10,000,000) or such greater amount as the Landlord from time to time reasonably requires and to provide the Landlord on demand evidence of the amount which the Superior Landlord spends on existence of such insurance pursuant to Clause 6.1.1and its terms; (ii) the whole of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.2; (iii) the cost of property owners’ liability and third party liability insurance in connection 25.3 comply with the Property; (iv) insurers’ requirements in relation to the cost of any professional valuation of the Property properly required by the Superior Landlord (but Premises, and will not more than once in any two year period); 6.2.2 To give the Landlord immediate written notice on becoming aware of any event do or circumstance which might affect or lead to an insurance claim; 6.2.3 Not omit to do anything at the Property which would or might prejudice or invalidate the insurance may make any policy of Insurance in respect of the Building and/or any adjoining or proximate building void or voidable in whole or in part or increase the Adjoining Property or cause any premium for their insurance to be increased; 6.2.4 To pay to the Landlord on demand: (i) any increased premium and any Costs incurred by the Superior Landlord or Landlord such policy, but if as a result of a breach of Clause 6.2.3; (ii) this covenant a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) premium is increased or a renewal of any uninsured excess policy is required then the Tenant will forthwith upon demand pay to which the insurance policy may be subject; (iii) Landlord the whole of the irrecoverable proportion cost of such increase or renewal; 25.4 as soon as reasonably practicable notify the Landlord of any loss, damage or destruction of or relating to the Premises and of any other event which comes to the attention of the insurance moneys if the Building Tenant and which may affect, or any part are destroyed or damaged by an Insured Risk but the insurance moneys are irrecoverable in whole or part due give rise to a claim under, a policy of Insurance; 25.5 forthwith upon demand pay to the act Landlord an amount equal to all monies which the Landlord is unable to recover under a policy of Insurance by reason of an act, default or default omission of the Tenant;; and 6.2.5 To comply with the requirements and reasonable recommendations of the insurers; 6.2.6 To notify the Landlord and Superior Landlord of the full reinstatement cost of any fixtures and fittings installed at the Property at the cost of the Tenant which become Landlord’s fixtures and fittings; 6.2.7 Not to 25.6 not effect any insurance of equivalent to the Property against an Insured Risk Insurance, but if the Tenant effects or has the benefit in breach of any such insurance the Tenant this covenant it does so, it shall hold any insurance moneys upon trust for the Landlord and pay the same to the Landlord as soon as practicable;all monies received under such insurance.

Tenant’s insurance covenants. The Tenant covenants with the Landlord from and including the Insurance Commencement Date and then throughout the Term or until released pursuant to the 1995 Act as follows: 6.2.1 To pay to the Landlord on demand sums equal to: (i) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.16.1; (ii) the whole of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.2; (iii) the cost of property owners’ ' liability and third party liability insurance in connection with the Property; (iviii) the cost of any professional valuation of the Property properly required by the Superior Landlord landlord (but not more than once in any two year period); 6.2.2 To give the Landlord immediate written notice on becoming aware of any event or circumstance which might affect or lead to an insurance claim; 6.2.3 Not to do anything at the Property which would or might prejudice or invalidate the insurance of the Building Property or the Adjoining Property or cause any premium for their insurance to be increased; 6.2.4 To pay to the Landlord on demand: (i) any increased premium and any Costs incurred by the Superior Landlord or Landlord as a result of a breach of Clause 6.2.3; (ii) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of any uninsured excess to which the insurance policy may be subject; (iii) the whole of the irrecoverable proportion of the insurance moneys if the Building Property or any part are destroyed or damaged by an Insured Risk but the insurance moneys are irrecoverable in whole or part due to the act or default of the Tenant; 6.2.5 To comply with the requirements and reasonable recommendations of the insurers; 6.2.6 To notify the Landlord and Superior Landlord of the full reinstatement cost of any fixtures and fittings installed at the Property at the cost of the Tenant which become Landlord’s 's fixtures and fittings; 6.2.7 Not to effect any insurance of the Property against an Insured Risk but if the Tenant effects or has the benefit of any such insurance the Tenant shall hold any insurance moneys upon trust for the Landlord and pay the same to the Landlord as soon as practicable;

Tenant’s insurance covenants. The Tenant covenants with the Landlord from and including the Insurance Commencement Date and then throughout the Term or until released pursuant to the 1995 Act as follows: 6.2.1 To pay to the Landlord on within 7 days of demand sums equal to: (ia) a fair proportion (reasonably determined by the Superior Landlord’s 's Surveyors) of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.1; (iib) the whole of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.2; (iii) the cost of property owners’ liability and third party liability insurance in connection with the Property; (iv) the cost of any professional valuation of the Property properly required by the Superior Landlord (but not more than once in any two year period); 6.2.2 To give the Landlord immediate written notice on becoming aware of any event or circumstance which might affect or lead to an insurance claim; 6.2.3 Not to do anything at the Property Premises which would or might prejudice or invalidate the insurance of the Building or the Adjoining Property or cause any premium for their insurance to be increased; 6.2.4 To pay to the Landlord on within 7 days of demand: (ia) any increased premium and any Costs incurred by the Superior Landlord or Landlord as a result of a breach of Clause 6.2.3; (ii) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of any uninsured excess to which the insurance policy may be subject; (iiib) the whole of the irrecoverable proportion of the insurance moneys if the Building or any part are is destroyed or damaged by an Insured Risk but the insurance moneys are irrecoverable in whole or part due to the act or default of the Tenant; 6.2.5 To comply with the requirements and reasonable recommendations of the insurersinsurers of which the Tenant has received written notice; 6.2.6 To notify the Landlord and Superior Landlord of the full reinstatement cost of any fixtures and fittings installed at the Property Premises at the cost of the Tenant which become Landlord’s 's fixtures and fittings; 6.2.7 Not to effect any insurance of the Property Premises against an Insured Risk Risk, but if the Tenant effects or has the benefit of any such insurance the Tenant shall hold any insurance moneys upon trust for the Landlord and pay the same to the Landlord as soon as practicable;

Tenant’s insurance covenants. The Tenant covenants with the Landlord from and including the Insurance Commencement Date and then throughout the Term or until released pursuant to the 1995 Act as follows: 6.2.1 To pay to the Landlord on demand sums equal to: (i) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.16.1; (ii) the whole of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.2; (iii) the cost of property owners’ liability and third party liability insurance in connection with the Property; (iviii) the cost of any professional valuation of the Property properly required by the Superior Landlord (but not more than once in any two year period); 6.2.2 To give the Landlord immediate written notice on becoming aware of any event or circumstance which might affect or lead to an insurance claim; 6.2.3 Not to do anything at the Property which would or might prejudice or invalidate the insurance of the Building Property or the Adjoining Property or cause any premium for their insurance to be increased; 6.2.4 To pay to the Landlord on demand: (i) any increased premium and any Costs incurred by the Superior Landlord or Landlord as a result of a breach of Clause 6.2.3; (ii) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of any uninsured excess to which the insurance policy may be subject; (iii) the whole of the irrecoverable proportion of the insurance moneys if the Building Property or any part are destroyed or damaged by an Insured Risk but the insurance moneys are irrecoverable in whole or part due to the act or default of the Tenant; 6.2.5 To comply with the requirements and reasonable recommendations of the insurers; 6.2.6 To notify the Landlord and Superior Landlord of the full reinstatement cost of any fixtures and fittings installed at the Property at the cost of the Tenant which become Landlord’s fixtures and fittings; 6.2.7 Not to effect any insurance of the Property against an Insured Risk but if the Tenant effects or has the benefit of any such insurance the Tenant shall hold any insurance moneys upon trust for the Landlord and pay the same to the Landlord as soon as practicable;

Tenant’s insurance covenants. The Tenant covenants with the Landlord from and including the Insurance Commencement Date and then throughout the Term Landlord:- 5.2.1 to pay on demand, or until released pursuant to the 1995 Act as follows: 6.2.1 To pay to where the Landlord on demand sums equal to:insures the Estate, or any part of it that includes the Premises, the Tenant’s Proportion of:- (ia) a fair proportion (reasonably determined the gross amount payable by the Superior Landlord’s Surveyors) of Landlord for the amount which the Superior Landlord spends on insurance pursuant to specified in Clause 6.1.15.1; (iib) the whole proper fees and expenses for professional valuations of the amount which Premises for the Superior Landlord spends on insurance pursuant to Clause 6.1.2purpose of determining the Reinstatement Value and/or the level of loss of rent insurance; (iiic) any excess deducted by the insurers or underwriters in respect of a claim; (d) the cost of property owners’ liability fees and third party liability insurance expenses payable to professional advisers and consultants properly incurred in connection with the Propertyany insurance claim; (ive) the cost of any professional valuation of the Property properly required by the Superior Landlord (but not more than once in any two year period); 6.2.2 To give the Landlord immediate written notice on becoming aware of any event increased or circumstance which might affect or lead to an insurance claim; 6.2.3 Not to do anything at the Property which would or might prejudice or invalidate the insurance of the Building or the Adjoining Property or cause any premium for their insurance to be increased; 6.2.4 To pay to the Landlord on demand: (i) any increased additional premium and any Costs all consequential expenses incurred by the Superior Landlord or Landlord as a result of a breach of Clause 6.2.35.2.2; (iif) a fair proportion (reasonably determined sum equal to any irrecoverable insurance monies under any policies effected by the Superior Landlord’s Surveyors) of any uninsured excess to which the insurance policy may be subject; (iii) the whole of the Landlord where such monies are wholly or partly irrecoverable proportion of the insurance moneys if the Building or any part are destroyed or damaged by an Insured Risk but the insurance moneys are irrecoverable in whole or part due to the an act or default of the Tenant; 6.2.5 To comply with 5.2.2 not to do or omit to do anything which would or might invalidate or prejudice the requirements and reasonable recommendations insurance of the insurersPremises or the Estate or any other nearby property of the Landlord or which may cause an increased or additional premium for their insurance to be payable; 6.2.6 To 5.2.3 to notify the Landlord and Superior Landlord Landlord:- (a) immediately upon becoming aware of any damage to or destruction of the full Premises or any part of them or any event that might affect any insurance policy relating to the Premises; (b) in writing of the reinstatement cost of any fixtures authorised alterations, additions or improvements to the Premises prior to them being carried out or installed; 5.2.4 to comply with all the requirements and fittings installed at the Property at the cost recommendations of the Tenant which become Landlord’s fixtures and fittingsinsurers of the Premises; 6.2.7 Not 5.2.5 not to effect any insurance of the Property Premises against an the Insured Risk Risks, but if nevertheless the Tenant effects or has becomes entitled to the benefit of any such insurance relating to the Tenant shall hold any Premises to pay all insurance moneys upon trust for the Landlord and pay the same monies received to the Landlord as soon as reasonably practicable;.

Tenant’s insurance covenants. The Tenant covenants with the Landlord from and including the Insurance Commencement Date and then throughout the Term or until released pursuant to the 1995 Act as follows: 6.2.1 To pay to the Landlord on within seven days of demand sums equal to: (i) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of the amount which the Superior Landlord reasonably spends on insurance pursuant to Clause 6.1.16.1; (ii) the whole of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.2; (iii) the reasonable cost of property owners’ liability and third party liability insurance Insurance in connection with the PropertyPremises; (iviii) the reasonable cost of any professional valuation of the Property properly Premises property required by the Superior Landlord (but not more than once in any two year period); 6.2.2 To give the Landlord immediate written notice on becoming aware of any event or circumstance which might affect or lead to an insurance claim; 6.2.3 Not knowingly to do anything at the Property Premises which would or might prejudice or invalidate the insurance of the Building Premises or the Adjoining Property or cause any premium for their insurance to be increased; 6.2.4 To pay to the Landlord on within seven days of demand: (i) any increased premium and any Costs incurred by the Superior Landlord or Landlord as a result of a breach of Clause 6.2.3; (ii) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of any uninsured excess to which the insurance policy may be subject; (iii) the whole of the irrecoverable proportion of the insurance moneys if the Building Premises or any part are destroyed or damaged by an Insured Risk but the insurance moneys are irrecoverable in whole or part due to the act or default of the Tenant; 6.2.5 To comply with the requirements and reasonable recommendations of the insurers; 6.2.6 To notify the Landlord and Superior Landlord of the full reinstatement cost of any fixtures and fittings installed at the Property Premises at the cost of the Tenant which become Landlord’s fixtures and fittings; 6.2.7 Not to effect any insurance of the Property against an Insured Risk but if the Tenant effects or has the benefit of any such insurance the Tenant shall hold any insurance moneys upon trust for the Landlord and pay the same to the Landlord as soon as practicable;

Tenant’s insurance covenants. The Tenant covenants with the Landlord: 7.5.1 to comply with all the requirements and recommendations of the insurers 7.5.2 not to do or omit anything that could cause any policy of insurance on or in relation to the Premises to become void or voidable wholly or in part 7.5.3 to keep the Premises supplied with such fire fighting equipment as the insurers and the fire authority may require or as the Landlord may require and to maintain such equipment to their satisfaction and in efficient working order and at least once in every 6 months to cause any sprinkler system and other fire fighting equipment to be inspected by a competent person 7.5.4 not to store or bring onto the Premises any article substance or liquid of a specially combustible inflammable or explosive nature and to comply with the requirements and recommendations of the fire authority and the requirements of the Landlord as to fire precautions relating to the Premises 7.5.5 not to obstruct the access to any fire equipment or the means of escape from the Building nor to lock any fire door while the Building is occupied 7.5.6 if and including the Insurance Commencement Date and then throughout whenever during the Term the Premises or until released any part of them are damaged or destroyed by an Insured Risk and the insurance money under the policy of insurance effected by the Tenant pursuant to the 1995 Act as followsTenant’s obligations contained in this lease is by reason of any act or default of the Tenant or anyone for whose acts the Tenant is responsible wholly or partially irrecoverable immediately in every such case (at the option of the Landlord) either: 6.2.1 To 7.5.6.1 to rebuild and reinstate at the Tenant’s own expense the Premises or the part destroyed or damaged to the reasonable satisfaction and under the supervision of the Surveyor the Tenant being allowed towards the expenses of so doing upon such rebuilding and reinstatement being completed the amount (if any) actually received in respect of such destruction or damage under any such insurance policy or 7.5.6.2 to pay to the Landlord on demand sums equal to: (i) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of the amount which the Superior Landlord spends on of such insurance pursuant to Clause 6.1.1; (ii) the whole of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.2; (iii) the cost of property owners’ liability and third party liability insurance in connection with the Property; (iv) the cost of any professional valuation of the Property properly required by the Superior Landlord (but not more than once in any two year period); 6.2.2 To give the Landlord immediate written notice on becoming aware of any event or circumstance which might affect or lead to an insurance claim; 6.2.3 Not to do anything at the Property which would or might prejudice or invalidate the insurance of the Building or the Adjoining Property or cause any premium for their insurance to be increased; 6.2.4 To pay to the Landlord on demand: (i) any increased premium and any Costs incurred by the Superior Landlord or Landlord as a result of a breach of Clause 6.2.3; (ii) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of any uninsured excess to which the insurance policy may be subject; (iii) the whole of the irrecoverable proportion of the insurance moneys if the Building or any part are destroyed or damaged by an Insured Risk but the insurance moneys are money so irrecoverable in whole or part due to which event the act or default provisions of the Tenant; 6.2.5 To comply with the requirements and reasonable recommendations of the insurers; 6.2.6 To notify the Landlord and Superior Landlord of the full reinstatement cost of any fixtures and fittings installed at the Property at the cost of the Tenant which become Landlord’s fixtures and fittings; 6.2.7 Not to effect any insurance of the Property against an Insured Risk but if the Tenant effects or has the benefit of any such insurance the Tenant shall hold any insurance moneys upon trust for the Landlord and pay the same to the Landlord as soon as practicable;clauses

Tenant’s insurance covenants. The Tenant covenants with the Landlord from and including the Insurance Commencement Date and then throughout the Term or until released pursuant to the 1995 Act as follows: 6.2.1 7.2.1 To pay to the Landlord on within 14 days of demand sums equal to:: -------------------------------------------------------------------------------- 24 212 (i) a fair proportion (to be reasonably and properly determined by the Landlord's Surveyors) in respect of insurance of the Premises of the amount paid by the Landlord to the Superior Landlord’s SurveyorsLandlord pursuant to Clause 2(4)(a) of the amount which Superior Lease in relation to the Superior Landlord spends on insurance pursuant to Clause 6.1.1;Premises and the Restaurant (ii) the whole of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.2; (iii) the cost of property owners’ liability and third party liability insurance in connection with the Property; (iv) the cost of any professional valuation of the Property Premises properly required by the Superior Landlord (but not more than once in any two year period); 6.2.2 7.2.3 To give the Landlord immediate written notice on becoming aware of any event or circumstance circumstances which might could reasonably be expected to affect or lead to an insurance claim; 6.2.3 7.2.4 Not to do anything at the Property Premises which would or might prejudice or invalidate the insurance of the Building Premises or the Adjoining Property or nor (unless the Tenant shall have previously notified the Landlord and agreed to pay the increased premium) cause any the insurance premium for their insurance to be increased; 6.2.4 7.2.5 To pay to the Landlord on within 14 days of demand: (i) any increased premium and any Costs Liability incurred by the Superior Landlord or Landlord as a result of a breach of Clause 6.2.3;7.2.4 (ii) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of any reasonable uninsured excess to which the insurance policy may be subject;subject and which is normal for policies in relation to properties of this type (iii) the whole of the any irrecoverable proportion of the insurance moneys if except only to the Building or any part are destroyed or damaged by an Insured Risk but the insurance moneys are extent that it is irrecoverable in whole or part due to because of the act or default omission of the Tenant;Landlord 6.2.5 7.2.6 To comply with the requirements and reasonable recommendations of made by the insurers; 6.2.6 7.2.7 To notify the Landlord and Superior Landlord of the full reinstatement cost of any fixtures and fittings installed at the Property Premises at the cost of the Tenant which become Landlord’s 's fixtures and fittings; 6.2.7 7.2.8 To effect adequate insurance cover against damage to or destruction of the Tenant's fixtures and fittings at the Premises (or any part thereof) -------------------------------------------------------------------------------- 25 213 7.2.9 Not to effect any insurance of the Property Premises against an Insured Risk other than as specified in Clause 7.2.8 but if the Tenant effects or has the benefit of any such insurance against the Insured Risks the Tenant shall hold any insurance such moneys upon trust for the Landlord and pay the same to the Landlord as soon as practicable;

Tenant’s insurance covenants. The Tenant covenants with the Landlord from and including the Insurance Commencement Date and then throughout the Term or until released pursuant to the 1995 Act as follows: 6.2.1 2.1 To pay to the Landlord on demand sums equal to: (i) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.1; (ii) the whole of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.2; (iii) the cost of property owners’ liability and third party liability insurance in connection with the Property; (iv) the cost of without any professional valuation of the Property properly required by the Superior Landlord (but not more than once in any two year period); 6.2.2 To give the Landlord immediate written notice on becoming aware of any event or circumstance which might affect or lead to an insurance claim; 6.2.3 Not to do anything at the Property which would or might prejudice or invalidate the insurance of the Building or the Adjoining Property or cause any premium for their insurance to be increased; 6.2.4 To pay to the Landlord deduction on demand: (i) any increased premium 2.1.1 All premiums and any Costs other expenses incurred by the Superior Landlord in effecting insurance against loss of rent 2.1.2 All premiums and other expenses (including valuation fees) incurred by the Landlord in effecting and maintaining the other insurance 2.1.3 All monies which the Landlord is unable to recover under a policy of insurance by reason of an act default or omission of the Tenant 2.1.4 All monies which are irrecoverable by reason of: 2.1.4.1 A condition of the policy or 2.1.4.2 The imposition by the insurer or the reasonable acceptance by the Landlord of an obligation to bear part of an insured loss (commonly called an excess) 2.2 To comply with the requirements and recommendations of the insurers or an Authority in relation to the Premises 2.3 Not do or omit to do anything which may make any policy of insurance void or voidable in whole or in part or increase the premium for any policy or cause the insurers to impose more onerous terms in any policy but if as a result of a breach of Clause 6.2.3; (ii) this covenant a fair proportion (reasonably determined by premium is increased then the Superior Landlord’s Surveyors) of any uninsured excess Tenant will forthwith upon demand pay to which the insurance policy may be subject; (iii) Landlord the whole of such increase 2.4 To supply and maintain such fire fighting equipment on the irrecoverable proportion of Premises as the insurance moneys if the Building insurer or any part are destroyed or damaged by an Insured Risk but the insurance moneys are irrecoverable in whole or part due to the act or default of the Tenant;Authority may require 6.2.5 To comply with the requirements and reasonable recommendations of the insurers; 6.2.6 2.5 To notify the Landlord and Superior Landlord of the full reinstatement cost forthwith of any fixtures loss damage or destruction of or relating to the Premises and fittings installed at of any other event which comes to the Property at the cost attention of the Tenant and which become Landlord’s fixtures and fittings;may affect or give rise to a claim under a policy of insurance 6.2.7 2.6 Not to effect any insurance of equivalent to the Property against an Insured Risk Insurance but if in breach of this covenant it does so it shall pay to the Tenant effects or has Landlord all monies received under such insurance 2.6.1 To insure in the benefit joint names of any such insurance the Tenant shall hold any insurance moneys upon trust for the Landlord and pay the same Tenant all the plate and other glass in the Premises against breakage or damage howsoever caused in its full reinstatement value for the time being through the Landlord's agency with insurers specified or approved by the Landlord 2.6.2 To produce to the Landlord on demand the policy and the receipt for the current year's premium 2.6.3 To lay out as soon as practicable;possible all monies received from such insurance in reinstating the glass

Tenant’s insurance covenants. The Tenant covenants with the Landlord from and including the Insurance Commencement Date and then throughout the Term or until released pursuant to the 1995 Act as follows: 6.2.1 To pay to the Landlord on written demand sums equal to: (i) a fair and proper proportion (reasonably determined by the Superior Landlord’s 's Surveyors) of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.1; (ii) the whole of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.2; (iii) the cost of property owners’ liability and third party liability insurance in connection with the Property; (iv) the cost of any professional valuation of the Property properly required by the Superior Landlord (but not more than once in any two year period); 6.2.2 To give the Landlord immediate written notice on becoming aware of any event or circumstance which might affect or lead to an insurance claim; 6.2.3 Not to do anything at the Property Premises which would or might prejudice or invalidate the insurance of the Building or the Adjoining Property or cause any premium for their insurance to be increased; 6.2.4 To pay to the Landlord on written demand: (i) any increased premium and any Costs incurred by the Superior Landlord or Landlord as a result of a breach of Clause 6.2.3; (ii) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of any uninsured excess to which the insurance policy may be subject; (iii) the whole of the irrecoverable proportion of the insurance moneys if the Building or any part are is destroyed or damaged by an Insured Risk but the insurance moneys are irrecoverable in whole or part due to the act or default of the Tenant; 6.2.5 To comply with the requirements and reasonable recommendations of the insurers; 6.2.6 To notify the Landlord and Superior Landlord of the full reinstatement cost of any fixtures and fittings installed at the Property Premises at the cost of the Tenant which become Landlord’s 's fixtures and fittings; 6.2.7 Not to effect any insurance of the Property Premises against an Insured Risk Risk, but if the Tenant effects or has the benefit of any such insurance the Tenant shall hold any insurance moneys upon trust for the Landlord and pay the same to the Landlord as soon as practicable;

Tenant’s insurance covenants. The Tenant covenants with the Landlord 7.5.1 To comply with all the requirements of the insurers 7.5.2 Not to do or omit anything that could cause any policy of insurance on or in relation to the Premises to become void or voidable wholly or in part nor (unless the Tenant shall have previously notified the Landlord and have agreed to pay the increased premium) anything by which additional or increased insurance premiums may become payable 7.5.3 To keep the Premises supplied with such fire fighting equipment as the insurers and the fire authority may require and to maintain such equipment to their satisfaction and in efficient working order and that at least once in every 12 months to cause any sprinkler system and other fire fighting equipment to be inspected by a competent person 7.5.4 Not to store or bring on to the Premises any articles substance or liquid of a specially combustible inflammable or explosive nature and to comply with the requirements and recommendations of the fire authority as to fire precautions relating to the Premises 7.5.5 Not to obstruct the access to any fire fighting equipment or means of escape from and including the Insurance Commencement Date and then throughout Premises nor to lock any fire door while the Premises are occupied 7.5.6 To give notice to the Landlord immediately upon the happening of any event which might affect any insurance policy on or relating to the Premises or upon the happening of any event against which the Landlord may have insured under this Lease 7.5.7 Immediately to inform the Landlord in writing of any conviction judgement or finding of any court or tribunal relating to the Tenant (or any director or other officer or major shareholder of the Tenant) of such a nature as to be likely to affect the decision of any insurer or underwriter to grant or to continue any such insurance 7.5.8 If at any time the Tenant shall be entitled to the benefit of any insurance on the Premises (which is not effected or maintained in pursuance of any obligation contained in this Lease) to apply all money received by virtue of such insurance in making good the loss or damage in respect of which such money shall have been received 7.5.9 If however during the Term the Premises or until released any part of them are damaged or destroyed by an Insured Risk and the insurance money under the policy of insurance effected by the Landlord pursuant to its obligation contained in this Lease is by reason of any act or default of the 1995 Act as follows:Tenant or anyone at the Premises expressly or by implication with the Tenant's authority and under the Tenant's control wholly or partially irrecoverable immediately in every such case subject to any necessary Superior Landlords consent required (at the option of the Landlord) either 6.2.1 To 7.5.9.1 to rebuild and reinstate at its own expense the Premises or the part destroyed or damaged to the reasonable satisfaction and under the supervision of the Surveyor the Tenant being allowed towards the expenses of so doing upon such rebuilding and reinstatement being completed the amount (if any) actually received in respect of such destruction or damage under any such insurance policy or 7.5.9.2 to pay to the Landlord on demand sums equal to: (i) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of with Interest the amount which the Superior Landlord spends on of such insurance pursuant to Clause 6.1.1; (ii) the whole of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.2; (iii) the cost of property owners’ liability and third party liability insurance in connection with the Property; (iv) the cost of any professional valuation of the Property properly required by the Superior Landlord (but not more than once in any two year period); 6.2.2 To give the Landlord immediate written notice on becoming aware of any event or circumstance which might affect or lead to an insurance claim; 6.2.3 Not to do anything at the Property which would or might prejudice or invalidate the insurance of the Building or the Adjoining Property or cause any premium for their insurance to be increased; 6.2.4 To pay to the Landlord on demand: (i) any increased premium and any Costs incurred by the Superior Landlord or Landlord as a result of a breach of Clause 6.2.3; (ii) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of any uninsured excess to which the insurance policy may be subject; (iii) the whole of the irrecoverable proportion of the insurance moneys if the Building or any part are destroyed or damaged by an Insured Risk but the insurance moneys are money so irrecoverable in whole or part due to which event the act or default provisions of the Tenant; 6.2.5 To comply with the requirements clause 7.3 and reasonable recommendations of the insurers; 6.2.6 To notify the Landlord and Superior Landlord of the full reinstatement cost of any fixtures and fittings installed at the Property at the cost of the Tenant which become Landlord’s fixtures and fittings; 6.2.7 Not to effect any insurance of the Property against an Insured Risk but if the Tenant effects or has the benefit of any such insurance the Tenant 7.4 shall hold any insurance moneys upon trust for the Landlord and pay the same to the Landlord as soon as practicable;apply

Tenant’s insurance covenants. The Tenant covenants with the Landlord from and including the Insurance Commencement Date and then throughout the Term or until released pursuant to the 1995 Act as follows: 6.2.1 To pay to the Landlord on within 7 days of demand sums equal to: (ia) a fair proportion (reasonably determined by the Superior Landlord’s 's Surveyors) of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.1; (iib) the whole of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.2; (iii) the cost of property owners’ liability and third party liability insurance in connection with the Property; (iv) the cost of any professional valuation of the Property properly required by the Superior Landlord (but not more than once in any two year period); 6.2.2 To give the Landlord immediate written notice on becoming aware of any event or circumstance which might affect or lead to an insurance claim; 6.2.3 Not to do anything at the Property Premises which would or might prejudice or invalidate the insurance of the Building or the Adjoining Property or cause any premium for their insurance to be increased; 6.2.4 To pay to the Landlord on within 7 days of demand: (ia) any increased premium and any Costs incurred by the Superior Landlord or Landlord as a result of a breach of Clause 6.2.3; (ii) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of any uninsured excess to which the insurance policy may be subject; (iiib) the whole of the irrecoverable proportion of the insurance moneys if the Building or any part are is destroyed or damaged by an Insured Risk but the insurance moneys are irrecoverable in whole or part due to the act or default of the Tenant; 6.2.5 To comply with the requirements and reasonable recommendations of the insurersinsurers of which the Tenant has received written notice; 6.2.6 To notify the Landlord and Superior Landlord of the full reinstatement cost of any fixtures and fittings installed at the Property Premises at the cost of the Tenant which become Landlord’s 's fixtures and fittings; 6.2.7 Not to effect any insurance of the Property Premises against an Insured Risk Risk, but if the Tenant effects or has the benefit of any such insurance the Tenant shall hold any insurance moneys upon trust for the Landlord and pay the same to the Landlord as soon as practicable;

Tenant’s insurance covenants. The Tenant hereby covenants with the Landlord: 6.2.1 to pay to the Landlord throughout the Term without deduction a fair proportion (based on the net internal floor area of the Premises to the net internal floor area of the Building) determined by the Landlord of the sums which shall from time to time be paid or payable by the Landlord for: (a) insuring the Premises (b) insuring in such amount and on such terms as the Landlord shall from time to time reasonably consider appropriate against all liability of the Landlord to third parties arising out of or in connection with any matter involving or relating to the Premises and so that: (i) the first payment or payments under this clause shall be made on the date of this Lease in respect of the period from and including the Insurance Commencement Date date of this Lease to and then throughout including the day before the next policy renewal date or dates (any necessary apportionment being made according to the number of days in that period relative to the number of days in the period covered by the relevant policy) and (ii) subsequent payments under this clause shall be made within seven days of demand and (if so demanded) in advance of the relevant policy renewal dates provided that in calculating the amounts payable by the Landlord by way of premium as referred to above no deduction shall be made in respect of any agency or other commission paid or allowed to the Landlord (c) within 7 days of receipt of a written demand an amount equal to all reasonable and proper costs and expenses from time to time incurred by the Landlord in obtaining a professional valuation of the Premises for insurance purposes but not more often than once in any 12 months of the Term (d) any additional premium sum or loading required to obtain cover for any of the Insured Risks 6.2.2 to comply with all the requirements of the Landlord's insurers of which the Tenant shall have been notified in writing 6.2.3 not to do or omit anything that could (a) cause any policy of insurance on or in relation to the Building or any part of it to become void or voidable wholly or in part; nor (b) anything by which any increased premium may become payable for any such insurance unless the Tenant (meaning in this case specifically Reflections Interactive Limited) has first notified the Landlord of the same and agreed to pay any increased premium and such premium (i) relates only to Reflection Interactive Limited's use of the Premises; and (ii) would not be chargeable once the Premises were no longer required to be so used 6.2.4 to keep the Premises supplied with such fire fighting equipment as the insurers or the fire authority may require and which is notified to the Tenant in writing and to maintain such equipment to their satisfaction and in efficient working order and at least once in every six months to cause any sprinkler system and other fire fighting equipment to be inspected by a competent person 6.2.5 not to store or bring on to the Premises any article substance or liquid of a combustible inflammable or explosive nature and to comply with the requirements and recommendations of the fire authority and the reasonable requirements of the Landlord as to fire precautions relating to the Premises 6.2.6 not to obstruct the access to any fire fighting equipment or the means of escape from the Premises nor to lock any fire door while the Premises are occupied 6.2.7 to give notice to the Landlord immediately upon the happening of any event which might affect any insurance policy on or relating to the Premises or upon the happening of any event against which the Landlord may have insured under this Lease 6.2.8 if at any time the Tenant shall be entitled to the benefit of any insurance on the Premises which is not effected or maintained in pursuance of any obligation contained in this Lease to apply all money received by virtue of such insurance in making good the loss or damage in respect of which such money shall have been received 6.2.9 if and whenever during the Term the Building or until released pursuant any part of it is damaged or destroyed by an Insured Risk or any risk against which the Landlord has insured in accordance with this clause and payment of the insurance moneys is refused in whole or in part by reason of any act or default of the Tenant any subtenant or anyone at the Premises expressly or by implication with the Tenant's or subtenant's authority then immediately in every such case to the 1995 Act as follows: 6.2.1 To pay to the Landlord on demand sums equal to: (i) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) amount of the amount insurance moneys in respect of which payment is refused 6.2.10 if and whenever during the Term the Premises or any part of them are damaged or destroyed by any risk against which the Superior Landlord spends on insurance pursuant has insured in accordance with this clause to Clause 6.1.1; (ii) pay to the Landlord within seven days of demand the whole of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.2; (iii) the cost of property owners’ liability and third party liability insurance in connection with the Property; (iv) the cost of any professional valuation of the Property properly excess required by the Superior Landlord (but not more than once in any two year period); 6.2.2 To give the Landlord immediate written notice on becoming aware of any event or circumstance which might affect or lead to an insurance claim; 6.2.3 Not to do anything at the Property which would or might prejudice or invalidate the insurance of the Building or the Adjoining Property or cause any premium for their insurance Landlord's insurers to be increased; 6.2.4 To pay to the Landlord on demand: (i) any increased premium and any Costs incurred by the Superior Landlord paid or Landlord as a result of a breach of Clause 6.2.3; (ii) a fair proportion (reasonably determined by where the Superior Landlord’s Surveyors) of any uninsured excess damage extends beyond the Premises to which the insurance policy may be subject; (iii) the whole other parts of the irrecoverable proportion of the insurance moneys if the Building or any part are destroyed or damaged by an Insured Risk but the insurance moneys are irrecoverable in whole or part due to the act or default of the Tenant; 6.2.5 To comply with the requirements and reasonable recommendations of the insurers; 6.2.6 To notify the Landlord and Superior Landlord of the full reinstatement cost of any fixtures and fittings installed at the Property at the cost of the Tenant which become Landlord’s fixtures and fittings; 6.2.7 Not to effect any insurance of the Property against an Insured Risk but if the Tenant effects or has the benefit of any such insurance the Tenant shall hold any insurance moneys upon trust for the Landlord and pay the same to the Landlord as soon as practicable;Building

Tenant’s insurance covenants. The Tenant covenants with the Landlord from and including the Insurance Commencement Date and then throughout the Term or until released pursuant to the 1995 Act as follows: 6.2.1 To pay to the Landlord on within 7 days of demand sums equal to: (i) a fair proportion (reasonably determined by the Superior Landlord’s SurveyorsSurveyor) of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.16.1.1 and which shall be deemed to include a fair proportion of all contributions made by the Landlord towards the insurance of the Centre under the Block C Service Charge Deed.; (ii) the whole of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.2; 6.1.2 (iii) the cost of property owners’ liability and third party liability insurance in connection with the Property; (iv) the cost of any professional valuation of the Property properly required by the Superior Landlord (but not more than once in any two year periodif demanded); 6.2.2 To give the Landlord immediate written notice on becoming aware of any event or circumstance which might affect or lead to an insurance claim; 6.2.3 Not to do anything at the Property Premises which would or might prejudice or invalidate the insurance of the Building or the Adjoining Property Centre or cause any premium for their insurance to be increased; 6.2.4 To pay to the Landlord on within 7 days of demand: (i) any increased premium and any Costs incurred by the Superior Landlord or Landlord as a result of a breach of Clause 6.2.3; (ii) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of any uninsured excess to which the insurance policy may be subject; (iii) the whole of the irrecoverable proportion of the insurance moneys if the Building Centre or any part are is destroyed or damaged by an Insured Risk but the insurance moneys are irrecoverable in whole or part due to the act or default of the Tenant; 6.2.5 To comply with the requirements and reasonable recommendations of the insurersinsurers notified to the Tenant; 6.2.6 To notify the Landlord and Superior Landlord of the full reinstatement cost of any fixtures and fittings installed at the Property Premises at the cost of the Tenant which become Landlord’s fixtures and fittings; 6.2.7 Not to effect any insurance of the Property Premises against an Insured Risk Risk, but if the Tenant effects or has the benefit of any such insurance the Tenant shall hold any insurance moneys upon trust for the Landlord and pay the same to the Landlord as soon as practicable;

Tenant’s insurance covenants. The Tenant covenants with the Landlord from and including the Insurance Commencement Date and then throughout the Term or until released pursuant to the 1995 Act as follows: 6.2.1 To pay to the Landlord on within 10 Working Days of demand sums equal to: (i) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of the amount which the Superior Landlord in its reasonable discretion considers to be a proportion fairly attributable to the Premises of the sum which the Landlord spends on insurance pursuant to Clause 6.1.16.1; (ii) the whole of the amount which the Superior Landlord spends on insurance pursuant to Clause 6.1.2; (iii) the cost of property owners’ liability and third party liability insurance in connection with the PropertyPremises; (iviii) the cost of any professional valuation of the Property Premises properly required by the Superior Landlord (but not a full valuation more than once in any two three year period); 6.2.2 To give the Landlord immediate written notice on becoming aware of any event or circumstance which might affect or lead to an insurance claim; 6.2.3 Not to knowingly do anything at the Property Premises which would or might prejudice or invalidate the insurance of the Building or the Adjoining Property or cause any premium for their insurance to be increased; 6.2.4 To pay to the Landlord on within 10 Working Days of demand: (i) any increased premium and any Costs incurred by the Superior Landlord or Landlord as a result of a breach of Clause 6.2.3; (ii) a fair proportion (reasonably determined by the Superior Landlord’s Surveyors) of any uninsured excess to which the insurance policy may be subjectsubject to the amount of such excess having been notified by the Tenant prior to the date on which the damage giving rise to the claim occurred; (iii) the whole of the irrecoverable proportion of the insurance moneys if the Building Premises or any part are destroyed or damaged by an Insured Risk but the insurance moneys are irrecoverable in whole or part due to the act or default of the Tenant; 6.2.5 To insure with an insurance office or underwriters of repute the third party liability of the Tenant in relation to the Premises and to pay all premiums promptly and at the request of the Landlord to produce particulars of the insurance and evidence of payment of the premium; 6.2.6 To comply with the requirements and reasonable recommendations of the insurers; 6.2.6 6.2.7 To notify the Landlord and Superior Landlord of the full reinstatement cost of any fixtures and fittings installed at the Property Premises at the cost of the Tenant which become Landlord’s fixtures and fittings; 6.2.7 Not to effect any insurance of the Property against an Insured Risk but if the Tenant effects or has the benefit of any such insurance the Tenant shall hold any insurance moneys upon trust for the Landlord and pay the same to the Landlord as soon as practicable;

Tenant’s insurance covenants. The Tenant covenants with the Landlord from and including the Insurance Commencement Date and then throughout the Term Landlord: - 5.2.1 to pay on demand, or until released pursuant to the 1995 Act as follows: 6.2.1 To pay to where the Landlord on demand sums equal to:insures the Estate, or any part of it that includes the Premises, the Tenant's Proportion of: - (ia) a fair proportion (reasonably determined the gross amount payable by the Superior Landlord’s Surveyors) of Landlord for the amount which the Superior Landlord spends on insurance pursuant to specified in Clause 6.1.15.1; (iib) the whole proper fees and expenses for professional valuations of the amount which Premises for the Superior Landlord spends on insurance pursuant to Clause 6.1.2purpose of determining the Reinstatement Value and/or the level of loss of rent insurance; (iiic) any excess deducted by the insurers or underwriters in respect of a claim; (d) the cost of property owners’ liability fees and third party liability insurance expenses payable to professional advisers and consultants properly incurred in connection with the Propertyany insurance claim; (ive) the cost of any professional valuation of the Property properly required by the Superior Landlord (but not more than once in any two year period); 6.2.2 To give the Landlord immediate written notice on becoming aware of any event increased or circumstance which might affect or lead to an insurance claim; 6.2.3 Not to do anything at the Property which would or might prejudice or invalidate the insurance of the Building or the Adjoining Property or cause any premium for their insurance to be increased; 6.2.4 To pay to the Landlord on demand: (i) any increased additional premium and any Costs all consequential expenses incurred by the Superior Landlord or Landlord as a result of a breach of Clause 6.2.35.2.2; (iif) a fair proportion (reasonably determined sum equal to any irrecoverable insurance monies under any policies effected by the Superior Landlord’s Surveyors) of any uninsured excess to which the insurance policy may be subject; (iii) the whole of the Landlord where such monies are wholly or partly irrecoverable proportion of the insurance moneys if the Building or any part are destroyed or damaged by an Insured Risk but the insurance moneys are irrecoverable in whole or part due to the an act or default of the Tenant; 6.2.5 To comply with 5.2.2 not to do or omit to do anything which would or might invalidate or prejudice the requirements and reasonable recommendations insurance of the insurersPremises or the Estate or any other nearby property of the Landlord or which may cause an increased or additional premium for their insurance to be payable; 6.2.6 To 5.2.3 to notify the Landlord and Superior Landlord Landlord: - (a) immediately upon becoming aware of any damage to or destruction of the full Premises or any part of them or any event that might affect any insurance policy relating to the Premises; (b) in writing of the reinstatement cost of any fixtures authorised alterations, additions or improvements to the Premises prior to them being carried out or installed; 5.2.4 to comply with all the requirements and fittings installed at the Property at the cost recommendations of the Tenant which become Landlord’s fixtures and fittingsinsurers of the Premises; 6.2.7 Not 5.2.5 not to effect any insurance of the Property Premises against an the Insured Risk Risks, but if nevertheless the Tenant effects or has becomes entitled to the benefit of any such insurance relating to the Tenant shall hold any Premises to pay all insurance moneys upon trust for the Landlord and pay the same monies received to the Landlord as soon as reasonably practicable;.