The Contract Owner. The Contract Owner is the person (individual or legal entity) who signs the application form, accepts the conditions stipulated in the Contract and pays the contributions. He/ she is the sole owner of the Contract and is the only person entitled to request any changes to the Contract, subject to the approval of the Company. Where the context permits, the Contract Owner includes reference of his/her personal representatives and/or his/her assignees and/or his/her successors in title and the singular includes the plural and vice versa.