Common use of To Your Account Clause in Contracts

To Your Account. Direct Deposit Fee No fee Cash Value Load Fee - Netspend Reload Network Location Reload fee will vary. Fee amount is determined and assessed by the location operator only and is not assessed by us. Funds Transfer Fee Visit your Online Account Center to learn how to transfer funds between your Card and a bank account or other third party. You can see a full range of options and applicable fees in your Online Account Center. Depending on the transfer service you select, a fee may be assessed to your Card Account or to the transferor. The fee may be determined by a variety of factors set by the service provider, such as speed, amount, or destination. Some of the fees are assessed by third parties or the originating bank, and are not assessed by Bank. Mobile Check Load Fee Fees are determined and may be assessed by the Mobile Check Load service provider and are not assessed by us. Check Your Balance: Balance Inquiry Fee – Online Account Center No fee Balance Inquiry Fee – Email or Text Message No fee; standard text message & data rates may apply Balance Inquiry Fee – Telephone Automated Service No fee Balance Inquiry Fee – Telephone CS Agent No fee per inquiry conducted through a Customer Service (CS) Agent Balance Inquiry Fee – ATM Domestic $0.50 per inquiry, plus ATM owner fee, if any Balance Inquiry Fee – ATM International $0.50 per inquiry, plus ATM owner fee, if any Manage Your Account: Online Account Center No fee Mobile Phone Real-Time Alerts No fee; standard text message & data rates may apply. Telephone Access Customer Service No fee Foreign Transaction Surcharge Fee 2.5% of the U.S. Dollar amount of the purchase or cash withdrawal transaction Check Request Fee $5.95 each Additional Statement Mailing Fee $5.95 each Additional Card Fee No fee per Additional Card Replacement Card Fee $5.95 per Card, assessed when replacement of a lost, stolen or damaged card is processed Card Delivery Fee – 7-10 Business Days No fee Card Delivery Fee – 3 Business Days $20.00, assessed when processed (Fee will be assessed when this service is requested for orders of additional or replacement Cards; for replacement Cards, this fee is charged in addition to the Replacement Card Fee) Card Delivery Fee – 1-2 Business Days $25.00, assessed when processed (Fee will be assessed when this service is requested for orders of additional or replacement Cards; for replacement Cards, this fee is charged in addition to the Replacement Card Fee) Account Maintenance Fee No fee Pay Bills: Bill Payment Fee You can see a full range of options, including ACH Debit/Preauthorized Payment Transactions, in your Online Account Center. Depending on the bill payment service you select, a fee may be assessed to your Card Account and will be disclosed to you prior to use of the service. Certain fees are determined and assessed by third-party service providers. Stop Payment Fee for Preauthorized Payments $10.00 per stop payment, assessed when processed Optional Features: Custom Card Fee $3.95 per card, if available. Fee assessed when processed.

To Your Account. Direct Deposit Fee No fee Cash Value Load Fee - Netspend Reload Network Location Reload fee will vary. Fee amount is determined and assessed by the location operator only and is not assessed by us. Funds Transfer Fee Visit your Online Account Center to learn how to transfer funds between your Card and a bank account or other third party. You can see a full range of options and applicable fees in your Online Account Center. Depending on the transfer service you select, a fee may be assessed to your Card Account or to the transferor. The fee may be determined by a variety of factors set by the service provider, such as speed, amount, or destination. Some of the fees are assessed by third parties or the originating bank, and are not assessed by Bank. Mobile Check Load Fee Fees are determined and may be assessed by the Mobile Check Load service provider and are not assessed by us. Check Your Balance: Balance Inquiry Fee – Online Account Center No fee Balance Inquiry Fee – Email or Text Message No fee; standard text message & data rates may apply Balance Inquiry Fee – Telephone Automated Service No fee Balance Inquiry Fee – Telephone CS Agent No fee per inquiry conducted through a Customer Service (CS) Agent Balance Inquiry Fee – ATM Domestic $0.50 per inquiry, plus ATM owner fee, if any Balance Inquiry Fee – ATM International $0.50 per inquiry, plus ATM owner fee, if any Manage Your Account: Online Account Center No fee Mobile Phone Real-Time Alerts Anytime Alerts™ No fee; standard text message & data rates may apply. Telephone Access Customer Service No fee Foreign Transaction Surcharge Fee 2.5% of the U.S. Dollar amount of the purchase or cash withdrawal transaction Check Request Fee $5.95 each Additional Statement Mailing Fee $5.95 each Additional Card Fee No fee per Additional Card Replacement Card Fee $5.95 per Card, assessed when replacement of a lost, stolen or damaged card is processed Card Delivery Fee – 7-10 Business Days No fee Card Delivery Fee – 3 Business Days $20.00, assessed when processed (Fee will be assessed when this service is requested for orders of additional or replacement Cards; for replacement Cards, this fee is charged in addition to the Replacement Card Fee) Card Delivery Fee – 1-2 Business Days $25.00, assessed when processed (Fee will be assessed when this service is requested for orders of additional or replacement Cards; for replacement Cards, this fee is charged in addition to the Replacement Card Fee) Account Maintenance Fee No fee Pay Bills: Bill Payment Fee You can see a full range of options, including ACH Debit/Preauthorized Payment Transactions, in your Online Account Center. Depending on the bill payment service you select, a fee may be assessed to your Card Account and will be disclosed to you prior to use of the service. Certain fees are determined and assessed by third-party service providers. Stop Payment Fee for Preauthorized Payments $10.00 per stop payment, assessed when processed Optional Features: Custom Card Fee $3.95 per card, if available. Fee assessed when processed.. CONFIDENTIALITY We may disclose information to third parties about your Card Account or the transactions you make:

To Your Account. Direct Deposit Fee No fee Cash Value Load Fee - Netspend Fee– NetSpend Reload Network Location Reload fee will vary. Fee amount is determined and assessed by the location operator only and is not assessed by us. Funds Transfer Fee Visit your Online Account Center to learn how to transfer funds between your Card and a bank account or other third party. You can see a full range of options and applicable fees in your Online Account Center. Depending on the transfer service you select, a fee may be assessed to your Card Account or to the transferor. The fee may be determined by a variety of factors set by the service provider, such as speed, amount, or destination. Some of the fees are assessed by third parties or the originating bank, and are not assessed by Bank. Mobile Check Load Fee Fees are determined and may be assessed by the Mobile Check Load service provider and are not assessed by us. Account-to-Account Transfer Fee–Website No fee Account-to-Account Transfer Fee–CS Agent $4.95 per transfer through a Customer Service (CS) Agent, assessed when processed Check Your Balance: Balance Inquiry Fee – Online Account Center No fee Balance Inquiry Fee – Email or Text Message No fee; standard text message & data rates may apply Balance Inquiry Fee – Telephone Automated Service No fee Balance Inquiry Fee – Telephone CS Agent No fee $0.50 per inquiry conducted through a Customer Service (CS) Agent Balance Inquiry Fee – ATM Domestic $0.50 per inquiry, plus ATM owner fee, if any Balance Inquiry Fee – ATM International $0.50 per inquiry, plus ATM owner fee, if any Manage Your Account: Online Account Center No fee Mobile Phone Real-Time Alerts Anytime Alerts™ No fee; standard text message & data rates may apply. Telephone Access Customer Service No fee Foreign Transaction Surcharge Fee 2.53.5% of the U.S. Dollar amount of the purchase or cash withdrawal transaction Check Request Fee $5.95 each per check, assessed when processed Additional Statement Mailing Fee $5.95 each per statement, assessed when processed Additional Card Fee No fee $9.95 per Additional Card or Secondary Card, assessed when processed Replacement Card Fee $5.95 4.95 per Card, assessed when replacement of a lost, stolen or damaged card is processed Card Delivery Fee – 7-10 7–10 Business Days No fee Card Delivery Fee – –3 Business Days $20.00, assessed when processed (Fee will be assessed when this service is requested for orders of additional or replacement Cards; for replacement Cards, this fee is charged Charged in addition to the Additional Card Fee or Replacement Card Fee) Card Delivery Fee – 1-2 1–2 Business Days $25.00, assessed when processed (Fee will be assessed when this service is requested for orders of additional or replacement Cards; for replacement Cards, this fee is charged Charged in addition to the Additional Card Fee or Replacement Card Fee) Account Maintenance Fee No $5.95 per month (fee applies if Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; or no Balance Inquiry Fee for 90 days). If enrolled in the Monthly FeeAdvantage Plan (FAP) and your Card Account has had no activity as described above, this fee applies instead of the Monthly FAP Fee. This fee is void in states where prohibited by law. Pay Bills: Bill Xxxx Payment Fee You can see a full range of options, including ACH Debit/Preauthorized Payment Transactions, in your Online Account Center. Depending on the bill xxxx payment service you select, a fee may be assessed to your Card Account and will be disclosed to you prior to use of the service. Certain fees are determined and assessed by third-third- party service providers. Stop Payment Fee for Preauthorized Payments $10.00 per stop stopped payment, assessed when processed Optional Features: Custom Card Fee $3.95 4.95 per cardCard, if available. Fee assessed when processed.processed CONFIDENTIALITY We may disclose information to third parties about your Card Account or the transactions you make:

To Your Account. Direct Deposit Fee No fee Cash Value Load Fee - Netspend NetSpend Reload Network Location Reload fee will vary. Fee amount is determined and assessed by the location operator only and is not assessed by us. Funds Transfer Fee Visit your Online Account Center to learn how to transfer funds between your Card and a bank account or other third party. You can see a full range of options and applicable fees in your Online online Account Center. Depending on the transfer service you select, a fee may be assessed to your Card Account or to the transferor. The fee may be determined by a variety of factors set by the service provider, such as speed, amount, or destination. Some of the fees are assessed by third parties or the originating bank, and are not assessed by Bank. Mobile Check Load Fee Fees are determined and may be assessed by the Mobile Check Load service provider and are not assessed by us. Check Your Balance: Balance Inquiry Fee – Online Account Center No fee Balance Inquiry Fee – Email or Text Message No fee; standard text message & data rates may apply Balance Inquiry Fee – Telephone Automated Service No fee Balance Inquiry Fee – Telephone CS Agent No fee per inquiry conducted through a Customer Service (CS) Agent Balance Inquiry Fee – ATM Domestic $0.50 per inquiry, plus ATM owner fee, if any Balance Inquiry Fee – ATM International $0.50 per inquiry, plus ATM owner fee, if any Manage Your Account: Online Account Center No fee Mobile Phone Real-Time Alerts No fee; standard text message & data rates may apply. Telephone Access Customer Service No fee Foreign Transaction Surcharge Fee 2.5% of the U.S. Dollar amount of the purchase or cash withdrawal transaction Check Request Fee $5.95 each Additional Statement Mailing Fee $5.95 each Additional Card Fee No fee per Additional or Secondary Card Replacement Card Fee $5.95 per Card, assessed when replacement of a lost, stolen or damaged card is processed Card Delivery Fee – 7-10 Business Days No fee Card Delivery Fee – 3 Business Days $20.00, assessed when processed (Fee will be assessed when this service is requested for orders of additional or replacement Cards; for replacement Cards, this fee is charged in addition to the Replacement Card Fee) Card Delivery Fee – 1-2 Business Days $25.00, assessed when processed (Fee will be assessed when this service is requested for orders of additional or replacement Cards; for replacement Cards, this fee is charged in addition to the Replacement Card Fee) Account Maintenance Fee No fee Pay Bills: Bill Payment Fee You can see a full range of options, including ACH Debit/Preauthorized Payment Transactions, options and applicable fees in your Online Account Center. Depending on the bill payment service you select, a fee may be assessed to your Card Account and will be disclosed to you prior to use of the service. Certain fees are determined and assessed by third-party service providers. Stop Payment Fee for Preauthorized Payments $10.00 per stop stopped payment, assessed when processed Optional Features: Custom Card Fee $3.95 per card, if available. Fee assessed when processed.

To Your Account. Direct Deposit Fee No fee Cash Value Load Fee - Netspend NetSpend Reload Network Location Reload fee will vary. Fee amount is determined and assessed by the location operator only and is not assessed by us. Funds Bank Transfer Fee Visit your Online Account Center to learn how to transfer funds between to your Card and from another bank account using a bank debit card or account or other third party. You can see a full range of options number Fees are determined and applicable fees in your Online Account Center. Depending on the transfer service you select, a fee may be assessed to your Card Account or to the transferor. The fee may be determined by a variety of factors set ’s bank account by the service provider, such as speed, amount, provider or destination. Some of the fees are assessed by third parties or the originating bank, bank and are not assessed by Bankus. . Mobile Check Load Fee Fees are determined and may be assessed by the Mobile Check Load service provider and are not assessed by us. Check Your Balance: Balance Inquiry Fee – Online Account Center No fee Balance Inquiry Fee – Email or Text Message No fee; standard text message & data rates may apply Balance Inquiry Fee – Telephone Automated Service No fee Balance Inquiry Fee – Telephone CS Agent No fee per inquiry conducted through a Customer Service (CS) Agent Balance Inquiry Fee – ATM Domestic $0.50 per inquiry, plus ATM owner fee, if any Balance Inquiry Fee – ATM International $0.50 per inquiry, plus ATM owner fee, if any Manage Your Account: Online Account Center No fee Mobile Phone Real-Time Alerts No fee; standard text message & data rates may apply. Telephone Access Customer Service No fee Foreign Transaction Surcharge Fee 2.5% of the U.S. Dollar amount of the purchase or cash withdrawal transaction Check Request Fee $5.95 each Additional Statement Mailing Fee $5.95 each Additional Card Fee No fee per Additional or Secondary Card Replacement Card Fee $5.95 per Card, assessed when replacement of a lost, stolen or damaged card is processed Card Delivery Fee – 7-10 Business Days No fee Card Delivery Fee – 3 Business Days $20.00, assessed when processed (Fee will be assessed when this service is requested for orders of additional or replacement Cards; for replacement Cards, this fee is charged in addition to the Replacement Card Fee) Card Delivery Fee – 1-2 Business Days $25.00, assessed when processed (Fee will be assessed when this service is requested for orders of additional or replacement Cards; for replacement Cards, this fee is charged charged‌ in addition to the Replacement Card Fee) Account Maintenance Fee No fee Pay Bills: Bill Payment Fee You In addition to the one or more no-cost bill payment methods made available through third- party service providers, you can see a full range of options, including ACH Debit/Preauthorized Payment Transactions, options and applicable fees in your Online Account Center. Depending on the bill payment service you select, a fee may be assessed to your Card Account and will be disclosed to you prior to use of the service. Certain fees are determined and assessed by third-party service providers. Stop Payment Fee for Preauthorized Payments $10.00 per stop stopped payment, assessed when processed Optional Features: Custom Card Fee $3.95 per card, if available. Fee assessed when processed.

To Your Account. Direct Deposit Fee No fee Cash Value Load Fee - Netspend Reload Network Location Reload fee will vary. Fee amount is determined and assessed by the location operator only and is not assessed by us. Funds Transfer Fee Visit your Online Account Center to learn how to transfer funds between your Card and a bank account or other third party. You can see a full range of options and applicable fees in your Online Account Center. Depending on the transfer service you select, a fee may be assessed to your Card Account or to the transferor. The fee may be determined by a variety of factors set by the service provider, such as speed, amount, or destination. Some of the fees are assessed by third parties or the originating bank, and are not assessed by Bank. Mobile Check Load Fee Fees are determined and may be assessed by the Mobile Check Load service provider and are not assessed by us. Check Your Balance: Balance Inquiry Fee – Online Account Center No fee Balance Inquiry Fee – Email or Text Message No fee; standard text message & data rates may apply apply. Balance Inquiry Fee – Telephone Automated Service No fee Balance Inquiry Fee – Telephone CS Agent No fee per inquiry conducted through a Customer Service (CS) Agent Balance Inquiry Fee – ATM Domestic $0.50 per inquiry, plus ATM owner fee, if any Balance Inquiry Fee – ATM International $0.50 per inquiry, plus ATM owner fee, if any Manage Your Account: Online Account Center No fee Mobile Phone Real-Time Alerts No fee; standard text message & data rates may apply. Telephone Access Customer Service No fee Foreign Transaction Surcharge Fee 2.5% of the U.S. Dollar amount of the purchase or cash withdrawal transaction Check Request Fee $5.95 each Additional Statement Mailing Fee $5.95 each Additional Card Fee No fee per Additional Card Replacement Card Fee $5.95 per Card, assessed when replacement of a lost, stolen or damaged card is processed Card Delivery Fee – 7-10 Business Days No fee Card Delivery Fee – 3 Business Days $20.00, assessed when processed (Fee will be assessed when this service is requested for orders of additional or replacement Cards; for replacement Cards, this fee is charged in addition to the Replacement Card Fee) Card Delivery Fee – 1-2 Business Days $25.00, assessed when processed (Fee will be assessed when this service is requested for orders of additional or replacement Cards; for replacement Cards, this fee is charged in addition to the Replacement Card Fee) Account Maintenance Fee No fee Pay Bills: Bill Payment Fee You can see a full range of options, including ACH Debit/Preauthorized Payment Transactions, in your Online Account Center. Depending on the bill payment service you select, a fee may be assessed to your Card Account and will be disclosed to you prior to use of the service. Certain fees are determined and assessed by third-party service providers. Stop Payment Fee for Preauthorized Payments $10.00 per stop payment, assessed when processed Optional Features: Custom Card Fee $3.95 per card, if available. Fee assessed when processed.. CONFIDENTIALITY We may disclose information to third parties about your Card Account or the transactions you make:

To Your Account. Direct Deposit Fee No fee Cash Value Load Fee - Netspend NetSpend Reload Network Location Reload fee will vary. Fee amount is determined and assessed by the location operator only and is not assessed by us. Funds Transfer Fee Visit your Online Account Center to learn how to transfer funds between your Card and a bank account or other third party. You can see a full range of options and applicable fees in your Online Account Center. Depending on the transfer service you select, a fee may be assessed to your Card Account or to the transferor. The fee may be determined by a variety of factors set by the service provider, such as speed, amount, or destination. Some of the fees are assessed by third parties or the originating bank, and are not assessed by Bank. Mobile Check Load Fee Fees are determined and may be assessed by the Mobile Check Load service provider and are not assessed by us. Account-to-Account Transfer Fee - Website No fee Account-to-Account Transfer Fee - CS Agent $4.95 per transfer through a Customer Service (CS) Agent, assessed when processed Check Your Balance: Balance Inquiry Fee – Online Account Center No fee Balance Inquiry Fee – Email or Text Message No fee; standard text message & data rates may apply Balance Inquiry Fee – Telephone Automated Service No fee Fee Balance Inquiry Fee – Telephone CS Agent No fee per inquiry conducted through a Customer Service (CS) Agent ATM Balance Inquiry Fee – ATM –Domestic $0.50 per inquiry, plus ATM owner fee, if any ATM Balance Inquiry Fee – ATM –International $0.50 per inquiry, plus ATM owner fee, if any Manage Your Account: Online Account Center No fee Mobile Phone Real-Time Alerts Anytime Alerts™ No fee; standard text message & data rates may apply. Telephone Access Customer Service No fee Foreign Transaction Surcharge Fee 2.5% of the U.S. Dollar amount of the purchase or cash withdrawal transaction No fee Check Request Fee $5.95 each per check, assessed when processed Additional Statement Mailing Fee $5.95 each per statement, assessed when processed Additional Card Fee No fee per Additional Card Replacement Card Fee $5.95 per Card, assessed when replacement of a lost, stolen or damaged card is processed No fee Card Delivery Fee – 7-10 Business Days No fee Card Delivery Fee – 3 Business Days $20.00, assessed when processed (Fee will be assessed when this service is requested for orders of additional or replacement Cards; for replacement Cards, this fee is charged in addition to the Replacement Card Fee) Card Delivery Fee – 1-2 Business Days $25.00, assessed when processed (Fee will be assessed when this service is requested for orders of additional or replacement Cards; for replacement Cards, this fee is charged in addition to the Replacement Card Fee) Account Maintenance Fee No (also referred to as Inactivity Fee) $5.95 per month (fee applies if Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; or no balance inquiry fee for 90 days). Pay Bills: Bill Xxxx Payment Fee You can see a full range of options, including ACH Debit/Preauthorized Payment Transactions, in your Online Account Center. Depending on the bill xxxx payment service you select, a fee may be assessed to your Card Account and will be disclosed to you prior to use of the service. Certain fees are determined and assessed by third-party service providers. Stop Payment Fee for Preauthorized Payments $10.00 per stop stopped payment, assessed when processed Optional Features: Custom Card Fee $3.95 4.95 per cardCard, if available. Fee assessed when processedprocessed PERSONAL IDENTIFICATION NUMBER You must set a Personal Identification Number (“PIN”) when you Register and activate your Card. You should not write or keep your PIN with your Card. Never share your PIN with anyone. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately following the procedures in the section labeled “YOUR LIABILITY FOR UNAUTHORIZED TRANSFERS.”To Register your Card, call 1-86-NETSPEND (0-000-000-0000) or visit xxx.xxxxxxxx.xxx and provide the following personal information: first and last name, physical residential address, date of birth, and Social Security number or Government-issued identification number. AUTHORIZED CARD USERS/SECONDARY CARDHOLDERS You are responsible for all authorized transactions initiated and fees incurred by use of your Card. If you permit another person to have access to your Card, Card Number, Account Number, PIN, Virtual Account, or online login credentials, we will treat this as if you have authorized such use and you will be liable for all transactions and fees incurred by those persons. You may request to add a Secondary Cardholder to your Card Account. The maximum number of Secondary Cardholders permitted is two (2). There is no fee when ordering an additional Card for a Secondary Cardholder. However, a fee may be assessed for expedited delivery of a Card. For more information about the delivery options and applicable fees, see the section labeled “FEE SCHEDULE”. You remain liable for any and all usage of the Card Account by any Secondary Cardholder(s) you authorize. In the event that you revoke permission from someone that you have given access to use your Card, Card Number, Account Number, PIN, Virtual Account, online login credentials, or if you revoke a Secondary Cardholder’s use of their Card, you must notify us immediately so that we may take appropriate action for the protection of your funds; up to and including canceling or replacing your Card (see the section labeled “CARD REPLACEMENT”) or closing your Card Account. You are wholly responsible for the use of each Card, Card Number, Account Number, PIN, Virtual Account, or online login credentials according to the terms and conditions of this Agreement.

To Your Account. Direct Deposit Fee No fee Cash Value Load Fee - Netspend Add cash or checks at a NetSpend Reload Network Location Reload fee location Fee will vary. Fee amount is determined and assessed by location. Instant BankTransfer $3.95 per transfer of $99.00 or less (deducted from the location operator only and is not assessed by ustransferor’s debit card account). Funds Transfer Fee Visit your BankTransfer No fee; transfer fees from the originating bank may apply. Account-to-AccountTransfer via website or text message No fee; standard text message rates may apply. Account-to-AccountTransfer via Customer Service agent $4.95 each Manage Your Account: Online Account Center to learn how to transfer funds between No fee Mobile Phone Anytime Alerts™ No fee; standard text message rates may apply. Telephone Access Customer Service No fee, except when making a balance inquiry (see below). Balance Inquiry No fee online No fee via e-mail or Anytime Alerts text message; standard text message rates may apply. $0.50 each viaToll-Free Number automated service $0.50 each viaToll-Free Number Customer Service agent $0.50 each via ATM Foreign Currency Conversion Fee 3.5% of the transaction amount Check or AdditionDisclosure/Statement Mailing Fee $5.95 each Additional Card Fee $9.95 each Lost, Stolen or Damaged Card Replacement Fee $9.95 each Account Maintenance Fee $5.95 per month (fee applies if your Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; or no balance inquiry fee for 90 days). If enrolled in the FeeAdvantage Plan (FAP) and a bank account your Card Account has had no activity as described above, this fee applies instead of the FAP Fee.This fee is not applicable to residents of Connecticut and New Jersey. Pay Bills: Bill Payment Fee In addition to the one or other third party. You more no-cost bill payment methods made available through third-party service providers, you can see a full range of options and applicable fees in your Online Account Center. Depending on the transfer service you select, a fee may be assessed to your Card Account or to the transferor. The fee may be determined by a variety of factors set by the service provider, such as speed, amount, or destination. Some of the fees are assessed by third parties or the originating bank, and are not assessed by Bank. Mobile Check Load Fee Fees are determined and may be assessed by the Mobile Check Load service provider and are not assessed by us. Check Your Balance: Balance Inquiry Fee – Online Account Center No fee Balance Inquiry Fee – Email or Text Message No fee; standard text message & data rates may apply Balance Inquiry Fee – Telephone Automated Service No fee Balance Inquiry Fee – Telephone CS Agent No fee per inquiry conducted through a Customer Service (CS) Agent Balance Inquiry Fee – ATM Domestic $0.50 per inquiry, plus ATM owner fee, if any Balance Inquiry Fee – ATM International $0.50 per inquiry, plus ATM owner fee, if any Manage Your Account: Online Account Center No fee Mobile Phone Real-Time Alerts No fee; standard text message & data rates may apply. Telephone Access Customer Service No fee Foreign Transaction Surcharge Fee 2.5% of the U.S. Dollar amount of the purchase or cash withdrawal transaction Check Request ACH Debit/ Preauthorized PaymentTransaction Decline Fee $5.95 1.00 for each Additional Statement Mailing Fee $5.95 each Additional Card Fee No fee per Additional Card Replacement Card Fee $5.95 per Card, assessed when replacement of a lost, stolen or damaged card is processed Card Delivery Fee – 7-10 Business Days No fee Card Delivery Fee – 3 Business Days $20.00, assessed when processed (Fee will be assessed when this service is requested for orders of additional or replacement Cards; for replacement Cards, this fee is charged in addition to the Replacement Card Fee) Card Delivery Fee – 1-2 Business Days $25.00, assessed when processed (Fee will be assessed when this service is requested for orders of additional or replacement Cards; for replacement Cards, this fee is charged in addition to the Replacement Card Fee) Account Maintenance Fee No fee Pay Bills: Bill Payment Fee You can see a full range of options, including ACH Debit/Preauthorized Payment Transactions, in your Online Account Center. Depending on the bill payment service you select, a fee may be assessed to your Card Account and will be disclosed to you prior to use of the service. Certain fees are determined and assessed by third-party service providerssuch declined transaction. Stop Payment Fee for Preauthorized Payments Payment $10.00 per stop payment, assessed when processed each Optional Features: Custom Card Fee $3.95 4.95 per card, if available. Fee Refunds are at par. None of the fees shown are assessed when processed.by The Bancorp Bank or Visa U.S.A. Inc. ATM withdrawals may be subject to varying daily limits at the ATM owner’s discretion. This Cardholder Agreement is effective 08/2011. This Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc.