Common use of TOP Clause in Contracts

TOP. 17. ADJUSTMENT TYPE (CDADJTYPE) % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG OF CURRENT CURRENT CURRENT AVG AVG MAX ADJUSTMENT TYPE (CDADJTYPE) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------------------------------------ Fixed Rate 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ TOTAL: 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES ADJUSTMENT TYPE (CDADJTYPE) ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS -------------------------------------------------------------------------------------------------- Fixed Rate 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- TOTAL: 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- TOP --------------------------------------------------------------------------------

TOP. 179. ADJUSTMENT TYPE COMB ORIG LOAN-TO-VALUE RATIO (CDADJTYPE) %)-DOESN'T INCLUDE SUB LIENS -------------------------------------------------------------------------------------------------------------- WTD % OF WTD AVG COMB NUMBER TOTAL TOTAL AVG WTD WTD AVG MOS ORIG OF CURRENT CURRENT CURRENT AVG AVG MAX ADJUSTMENT TYPE TO LOAN-TO-VALUE RATIO (CDADJTYPE) %)- LOANS BALANCE BALANCEB BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------------------------------------ Fixed Rate 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ ROLL DOESN'T INCLUDE SUB LIENS ------------------------------------------------------------------------------------------ < = 50.00 27 2,254,335.65 4.77 83,494 10.179 6.133 16.18 31 -------------------------------------------------------------------------------------------------------------- 50.01 - 55.00 11 1,160,882.27 2.46 105,535 9.386 5.608 15.39 25 -------------------------------------------------------------------------------------------------------------- 55.01 - 60.00 12 1,292,435.85 2.74 107,703 11.068 6.863 17.07 33 -------------------------------------------------------------------------------------------------------------- 60.01 - 65.00 37 4,347,773.49 9.2 117,507 10.891 6.294 16.89 26 -------------------------------------------------------------------------------------------------------------- 65.01 - 70.00 35 5,507,193.27 11.66 157,348 10.571 6.327 16.57 30 -------------------------------------------------------------------------------------------------------------- 70.01 - 75.00 47 8,330,353.86 17.63 177,242 10.415 6.272 16.43 29 -------------------------------------------------------------------------------------------------------------- 75.01 - 80.00 70 16,189,026.48 34.27 231,272 9.885 6.033 15.89 29 -------------------------------------------------------------------------------------------------------------- 80.01 - 85.00 19 2,862,214.83 6.06 150,643 10.52 5.931 16.52 31 -------------------------------------------------------------------------------------------------------------- 85.01 - 90.00 19 4,690,032.89 9.93 246,844 10.159 6.319 16.16 29 -------------------------------------------------------------------------------------------------------------- 90.01 - 95.00 2 518,289.27 1.1 259,145 9.952 6.25 15.95 23 -------------------------------------------------------------------------------------------------------------- 95.01 - 100.00 1 93,454.01 0.2 93,454 9.5 6.25 15.5 24 -------------------------------------------------------------------------------------------------------------- TOTAL: 1,431 109,679,778.16 280 47,245,991.87 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ 168,736 10.251 6.176 16.25 29 -------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG COMB MOS AVG STATED WTD AVG AVG LTV LTV ORIG TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES ADJUSTMENT TYPE LOAN-TO-VALUE RATIO (CDADJTYPE) %)- ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS -------------------------------------------------------------------------------------------------- Fixed Rate DOESN'T INCLUDE SUB LIENS --------------------------------------------------------------------------- < = 50.00 31 357.2 356.8 0.4 40.4 40.4 40.49 40.36 ----------------------------------------------------------------------------------------------- 50.01 - 55.00 25 356.1 356 0.2 53.6 53.6 53.61 53.58 ----------------------------------------------------------------------------------------------- 55.01 - 60.00 33 360 359 1 58.6 58.5 58.58 58.56 ----------------------------------------------------------------------------------------------- 60.01 - 65.00 26 355 354.1 0.8 64.2 64.1 64.19 64.44 ----------------------------------------------------------------------------------------------- 65.01 - 70.00 30 356.7 355.8 0.9 69.2 69.2 69.26 69.24 ----------------------------------------------------------------------------------------------- 70.01 - 75.00 29 358.3 357 1.3 74.5 74.4 74.46 74.59 ----------------------------------------------------------------------------------------------- 75.01 - 80.00 29 357.1 356.4 0.8 79.3 79.3 79.35 79.49 ----------------------------------------------------------------------------------------------- 80.01 - 85.00 31 360 359.3 0.7 84.6 84.6 84.7 84.63 ----------------------------------------------------------------------------------------------- 85.01 - 90.00 29 360 359 1 89.7 89.6 89.67 89.77 ----------------------------------------------------------------------------------------------- 90.01 - 95.00 23 360 359.5 0.5 95 95 95 95 ----------------------------------------------------------------------------------------------- 95.01 - 100.00 24 360 360 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- 98.4 98.4 99 98.42 ----------------------------------------------------------------------------------------------- TOTAL: 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ----------------------------------------------------------------------------------------------- Minimum: 11.50 Maximum: 99.00 Weighted Average by Original Balance: 74.42 Weighted Average by Current Balance: 74.42 TOP --------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. 179. ADJUSTMENT TYPE COMB ORIG LOAN-TO-VALUE RATIO (CDADJTYPE%)-INCLUDES SUB LIENS (LTVCOMBORIG) ------------------------------------------------------------------------------------------------------ % OF WTD COMB NUMBER TOTAL TOTAL AVG WTD WTD AVG ORIG OF CURRENT CURRENT CURRENT AVG AVG MAX ADJUSTMENT TYPE (CDADJTYPE) LOAN-TO-VALUE RATIO LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------------------------------------ Fixed Rate 1,431 109,679,778.16 100 76,646 10.893 (%)-INCLUDES SUB LIENS (LTVCOMBORIG) ------------------------------------------------------------------------ < = 50.00 151 7,034,103.99 6.41 46,583 11.135 0 ------------------------------------------------------------------------------------------------------ 50.01 - 60.00 124 7,617,267.22 6.95 61,430 10.876 0 ------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------ 60.01 - 70.00 292 21,610,082.81 19.7 74,007 11.265 0 ------------------------------------------------------------------------------------------------------ 70.01 - 75.00 228 17,538,974.97 15.99 76,925 10.79 0 ------------------------------------------------------------------------------------------------------ 75.01 - 80.00 414 36,709,689.68 33.47 88,671 10.559 0 ------------------------------------------------------------------------------------------------------ 80.01 - 85.00 102 9,514,106.11 8.67 93,276 10.846 0 ------------------------------------------------------------------------------------------------------ 85.01 - 90.00 82 7,106,419.62 6.48 86,664 11.112 0 ------------------------------------------------------------------------------------------------------ 90.01 - 95.00 28 1,672,995.60 1.53 59,750 12.368 0 ------------------------------------------------------------------------------------------------------ 95.01 - 100.00 8 804,897.28 0.73 100,612 11.737 0 ------------------------------------------------------------------------------------------------------ 100.01 - 105.00 1 31,814.25 0.03 31,814 15.5 0 ------------------------------------------------------------------------------------------------------ 105.01 - 110.00 1 39,426.63 0.04 39,427 11.99 0 ------------------------------------------------------------------------------------------------------ TOTAL: 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------ WTD WTD AVG AVG WTD WTD COMB COMB WTD AVG WTD AVG WTD WTD ORIG ORIG COMB AVG MOS AVG STATED WTD AVG AVG LTV LTV ORIG MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES ADJUSTMENT TYPE (CDADJTYPE) LOAN-TO-VALUE RATIO RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS -------------------------------------------------------------------------------------------------- Fixed Rate (%)-INCLUDES SUB LIENS (LTVCOMBORIG) ------------------------------------------------------------------------------------------------------ < = 50.00 0 0 305.1 304.7 0.5 37.7 37.7 38 37.72 50.01 - 60.00 0 0 315.3 314.6 0.7 56.1 56.1 56.61 56.4 ------------------------------------------------------------------------------------------------------ 60.01 - 70.00 0 0 335.3 334.5 0.8 66.9 66.8 67.15 67 ------------------------------------------------------------------------------------------------------ 70.01 - 75.00 0 0 330.1 329.8 0.4 74.1 74.1 74.34 74.22 ------------------------------------------------------------------------------------------------------ 75.01 - 80.00 0 0 335 334.5 0.5 79.3 79.2 79.53 79.51 ------------------------------------------------------------------------------------------------------ 80.01 - 85.00 0 0 348.1 347.6 0.5 83.1 83.1 84.02 84.07 ------------------------------------------------------------------------------------------------------ 85.01 - 90.00 0 0 351.3 350.5 0.8 87.8 87.7 88.63 89.53 ------------------------------------------------------------------------------------------------------ 90.01 - 95.00 0 0 350.1 349.6 0.5 89.9 89.1 91.71 94.63 ------------------------------------------------------------------------------------------------------ 95.01 - 100.00 0 0 349.1 348.2 0.9 89.7 89.5 96.9 97.84 ------------------------------------------------------------------------------------------------------ 100.01 - 105.00 0 0 180 176 4 18.4 18.3 98.4 103.68 ------------------------------------------------------------------------------------------------------ 105.01 - 110.00 0 0 180 176 4 25 24.8 100 105.03 ------------------------------------------------------------------------------------------------------ TOTAL: 0 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- TOTAL------------------------------------------------------------------------------------------------------ Minimum: 0 333.4 332.9 0.6 72.8 72.8 73.31 5.72 Maximum: 105.03 Weighted Average by Original Balance: 73.34 -------------------------------------------------------------------------------------------------- TOP --------------------------------------------------------------------------------Weighted Average by Current Balance: 73.34

TOP. 1729. ADJUSTMENT TOP 10 ZIP CODE CONCENTRATIONS WTD WTD AVG AVG WTD WTD COMB COMB % OF WTD AVG WTD AVG WTD WTD ORIG ORIG TOP 10 NUMBER TOTAL TOTAL AVG WTD WTD AVG MOS AVG STATED WTD AVG AVG LTV LTV ZIP CODE OF CURRENT CURRENT CURRENT AVG AVG MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES CONCENTRATIONS LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------------------------------------------------------------------- 95023 5 1,106,395.24 0.51 221,279 8.74 5.525 14.74 24 360 359.3 0.7 77.2 77.1 77.17 77.15 ----------------------------------------------------------------------------------------------------------------------------------- 96746 3 873,221.31 0.4 291,074 10.369 5.811 16.37 30 360 358.8 1.2 73.6 73.5 73.57 73.55 ----------------------------------------------------------------------------------------------------------------------------------- 96819 3 833,062.88 0.38 277,688 9.861 5.973 15.86 22 360 357.7 2.3 83.3 83.2 83.31 83.31 ----------------------------------------------------------------------------------------------------------------------------------- 94605 4 808,015.57 0.37 202,004 10.05 6.446 16.05 29 360 358.9 1.1 77.4 77.3 77.27 77.36 ----------------------------------------------------------------------------------------------------------------------------------- 93551 4 802,821.56 0.37 200,705 10.09 6.287 16.09 26 360 359.6 0.4 84.3 84.3 84.29 84.27 ----------------------------------------------------------------------------------------------------------------------------------- 94591 4 737,928.27 0.34 184,482 9.871 6.12 15.87 31 360 359.7 0.3 77.1 77.1 77.06 78.29 ----------------------------------------------------------------------------------------------------------------------------------- 95122 3 715,000.00 0.33 238,333 10.444 6.013 16.44 33 360 360 0 68.5 68.5 68.48 68.46 ----------------------------------------------------------------------------------------------------------------------------------- 96701 2 634,800.00 0.29 317,400 9.593 5.638 15.59 24 360 360 0 74.3 74.3 74.38 74.33 ----------------------------------------------------------------------------------------------------------------------------------- 94609 2 629,849.25 0.29 314,925 10.403 6.167 16.4 29 360 359.4 0.6 74 73.9 73.99 73.95 ----------------------------------------------------------------------------------------------------------------------------------- 90003 4 579,077.68 0.27 144,769 10.875 6.433 16.88 25 360 359.4 0.6 82.6 82.6 82.59 83.13 ----------------------------------------------------------------------------------------------------------------------------------- Other 2,051 210,798,132.11 96.47 102,778 10.659 6.24 16.66 31 358.6 357.8 0.8 78.6 78.6 78.68 79.16 ----------------------------------------------------------------------------------------------------------------------------------- TOTAL: 2,085 218,518,303.87 100 104,805 10.634 6.232 16.64 31 358.7 357.8 0.8 78.6 78.5 78.63 79.1 ----------------------------------------------------------------------------------------------------------------------------------- TOP ------------------------------------------------------------------------------- 30. PROPERTY TYPE WTD WTD AVG AVG WTD WTD COMB COMB % OF WTD AVG WTD AVG WTD WTD ORIG ORIG NUMBER TOTAL TOTAL AVG WTD WTD AVG MOS AVG STATED WTD AVG AVG LTV LTV OF CURRENT CURRENT CURRENT AVG AVG MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES PROPERTY TYPE LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS --------------------------------------------------------------------------------------------------------------------------------- Single Family Residence 1,828 191,989,053.20 87.86 105,027 10.619 6.239 16.62 31 358.7 357.8 0.8 78.6 78.5 78.61 79.07 --------------------------------------------------------------------------------------------------------------------------------- Condo 123 11,769,252.28 5.39 95,685 10.483 6.12 16.48 31 360 359.1 0.9 83.2 83.2 83.21 83.72 --------------------------------------------------------------------------------------------------------------------------------- 2 Family 72 7,030,514.49 3.22 97,646 11.159 6.272 17.16 31 360 359.2 0.8 75.8 75.8 75.83 76.41 --------------------------------------------------------------------------------------------------------------------------------- 3 Family 23 3,338,286.37 1.53 145,143 11.073 6.266 17.07 31 360 359.3 0.7 74.1 74.1 74.14 74.6 --------------------------------------------------------------------------------------------------------------------------------- 4 Family 15 1,992,526.37 0.91 132,835 10.532 5.962 16.56 29 360 359.5 0.5 74.5 74.5 74.5 74.66 --------------------------------------------------------------------------------------------------------------------------------- Townhouse 17 1,838,254.53 0.84 108,133 10.132 6.212 16.13 35 360 359.1 0.9 75.6 75.6 75.69 76.51 --------------------------------------------------------------------------------------------------------------------------------- Manufactured 7 560,416.63 0.26 80,060 11.845 6.574 17.85 35 294.2 293.5 0.7 76.1 76.1 76.24 76.14 Housing --------------------------------------------------------------------------------------------------------------------------------- TOTAL: 2,085 218,518,303.87 100 104,805 10.634 6.232 16.64 31 358.7 357.8 0.8 78.6 78.5 78.63 79.1 --------------------------------------------------------------------------------------------------------------------------------- TOP ------------------------------------------------------------------------------- 31. NUMBER OF UNITS WTD WTD AVG AVG WTD WTD COMB COMB % OF WTD AVG WTD AVG WTD WTD ORIG ORIG NUMBER TOTAL TOTAL AVG WTD WTD AVG MOS AVG STATED WTD AVG AVG LTV LTV OF CURRENT CURRENT CURRENT AVG AVG MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES NUMBER OF UNITS LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------------------------------------------------------------------- 1 1,975 206,156,976.64 94.34 104,383 10.61 6.233 16.61 31 358.6 357.7 0.8 78.8 78.7 78.84 79.31 ----------------------------------------------------------------------------------------------------------------------------------- 2 72 7,030,514.49 3.22 97,646 11.159 6.272 17.16 31 360 359.2 0.8 75.8 75.8 75.83 76.41 ----------------------------------------------------------------------------------------------------------------------------------- 3 23 3,338,286.37 1.53 145,143 11.073 6.266 17.07 31 360 359.3 0.7 74.1 74.1 74.14 74.6 ----------------------------------------------------------------------------------------------------------------------------------- 4 15 1,992,526.37 0.91 132,835 10.532 5.962 16.56 29 360 359.5 0.5 74.5 74.5 74.5 74.66 ----------------------------------------------------------------------------------------------------------------------------------- TOTAL: 2,085 218,518,303.87 100 104,805 10.634 6.232 16.64 31 358.7 357.8 0.8 78.6 78.5 78.63 79.1 ----------------------------------------------------------------------------------------------------------------------------------- TOP ------------------------------------------------------------------------------- 32. OCCUPANCY WTD WTD AVG AVG WTD WTD COMB COMB % OF WTD AVG WTD AVG WTD WTD ORIG ORIG NUMBER TOTAL TOTAL AVG WTD WTD AVG MOS AVG STATED WTD AVG AVG LTV LTV OF CURRENT CURRENT CURRENT AVG AVG MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES OCCUPANCY LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ----------------------------------------------------------------------------------------------------------------------------------- Primary 1,957 209,260,423.12 95.76 106,929 10.611 6.249 16.61 31 358.7 357.8 0.8 78.9 78.9 78.99 79.48 ----------------------------------------------------------------------------------------------------------------------------------- Investment 121 8,788,325.66 4.02 72,631 11.192 5.829 17.19 31 358.8 358.1 0.7 70.1 70 70.18 70.13 ----------------------------------------------------------------------------------------------------------------------------------- Second Home 7 469,555.09 0.21 67,079 10.542 6.293 16.54 29 348.5 348.3 0.2 77.6 77.6 77.58 77.58 ----------------------------------------------------------------------------------------------------------------------------------- TOTAL: 2,085 218,518,303.87 100 104,805 10.634 6.232 16.64 31 358.7 357.8 0.8 78.6 78.5 78.63 79.1 ----------------------------------------------------------------------------------------------------------------------------------- TOP ------------------------------------------------------------------------------- 33. OCCUPANCY CHECK (CDADJTYPE1ST FIELDS IS OCCUP STAT, 2ND IS PROPERTY CLASS) WTD WTD AVG AVG WTD WTD COMB COMB OCCUPANCY CHECK % OF WTD AVG WTD AVG WTD WTD ORIG ORIG (1ST FIELDS IS NUMBER TOTAL TOTAL AVG WTD WTD AVG MOS AVG STATED WTD AVG AVG LTV LTV OCCUP STAT, 2ND OF CURRENT CURRENT CURRENT AVG AVG MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES IS PROPERTY CLASS) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS ------------------------------------------------------------------------------------------------------------------------------------ N 2 2 145,000.00 0.07 72,500 10.997 6.203 17 36 322.8 322.8 0 74.4 74.4 74.41 74.44 ------------------------------------------------------------------------------------------------------------------------------------ N 3 121 8,788,325.66 4.02 72,631 11.192 5.829 17.19 31 358.8 358.1 0.7 70.1 70 70.18 70.13 ------------------------------------------------------------------------------------------------------------------------------------ Y 1 1,957 209,260,423.12 95.76 106,929 10.611 6.249 16.61 31 358.7 357.8 0.8 78.9 78.9 78.99 79.48 ------------------------------------------------------------------------------------------------------------------------------------ Y 2 5 324,555.09 0.15 64,911 10.339 6.333 16.34 26 360 359.6 0.4 79 79 79 78.99 ------------------------------------------------------------------------------------------------------------------------------------ TOTAL: 2,085 218,518,303.87 100 104,805 10.634 6.232 16.64 31 358.7 357.8 0.8 78.6 78.5 78.63 79.1 ------------------------------------------------------------------------------------------------------------------------------------ TOP ------------------------------------------------------------------------------- 34. PURPOSE % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG OF CURRENT CURRENT CURRENT AVG AVG MAX ADJUSTMENT TYPE (CDADJTYPE) PURPOSE LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------------------------------------ Fixed -------------------------------------------------------------------------------------------------------- Refinance - Cashout 888 97,337,373.63 44.54 109,614 10.433 6.2 16.44 -------------------------------------------------------------------------------------------------------- Purchase 829 82,573,038.94 37.79 99,606 10.805 6.151 16.81 -------------------------------------------------------------------------------------------------------- Refinance - Rate 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ Term 368 38,607,891.30 17.67 104,913 10.778 6.487 16.78 -------------------------------------------------------------------------------------------------------- TOTAL: 1,431 109,679,778.16 2,085 218,518,303.87 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ 104,805 10.634 6.232 16.64 -------------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES ADJUSTMENT TYPE (CDADJTYPE) PURPOSE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS -------------------------------------------------------------------------------------------------- Fixed -------------------------------------------------------------------------------------------------------- Refinance - Cashout 31 358.4 357.6 0.8 75.2 75.1 75.27 75.27 -------------------------------------------------------------------------------------------------------- Purchase 31 359.3 358.5 0.8 83.4 83.3 83.38 84.6 -------------------------------------------------------------------------------------------------------- Refinance - Rate 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- Term 31 357.8 356.9 0.9 76.9 76.8 76.94 77.01 -------------------------------------------------------------------------------------------------------- TOTAL: 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- 31 358.7 357.8 0.8 78.6 78.5 78.63 79.1 -------------------------------------------------------------------------------------------------------- TOP ---------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. 1735. NEXT RATE ADJUSTMENT TYPE (CDADJTYPE) DATE ------------------------------------------------------------------------------------------------------ % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG OF CURRENT CURRENT CURRENT AVG AVG MAX NEXT RATE ADJUSTMENT TYPE (CDADJTYPE) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------------------------------------ Fixed Rate 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ DATE ------------------------------------------------------------------------------------------------------ 2002-02-01 1 321,590.05 0.68 321,590 11.2 7.125 17.2 ------------------------------------------------------------------------------------------------------ 2002-05-01 1 342,969.80 0.73 342,970 8.625 5.375 14.63 ------------------------------------------------------------------------------------------------------ 2002-07-01 2 588,102.14 1.24 294,051 9.572 5.258 15.57 ------------------------------------------------------------------------------------------------------ 2002-08-01 2 282,336.34 0.6 141,168 9.681 5.75 15.68 ------------------------------------------------------------------------------------------------------ 2002-09-01 13 1,811,057.50 3.83 139,312 9.61 5.94 15.65 ------------------------------------------------------------------------------------------------------ 2002-10-01 59 8,202,333.50 17.36 139,023 10.155 6.192 16.16 ------------------------------------------------------------------------------------------------------ 2002-11-01 54 11,205,471.31 23.72 207,509 9.664 5.943 15.66 ------------------------------------------------------------------------------------------------------ 2002-12-01 11 1,402,355.00 2.97 127,487 11.301 6.427 17.3 ------------------------------------------------------------------------------------------------------ 2003-02-01 1 306,692.20 0.65 306,692 11.53 6.7 17.53 ------------------------------------------------------------------------------------------------------ 2003-06-01 1 330,151.08 0.7 330,151 9.375 6.375 15.38 ------------------------------------------------------------------------------------------------------ 2003-08-01 2 414,539.83 0.88 207,270 11.458 7.37 17.46 ------------------------------------------------------------------------------------------------------ 2003-09-01 23 4,607,892.03 9.75 200,343 10.141 6.424 16.14 ------------------------------------------------------------------------------------------------------ 2003-10-01 48 6,600,887.03 13.97 137,518 10.597 6.379 16.6 ------------------------------------------------------------------------------------------------------ 2003-11-01 50 8,529,514.06 18.05 170,590 10.87 6.189 16.87 ------------------------------------------------------------------------------------------------------ 2003-12-01 12 2,300,100.00 4.87 191,675 10.339 6.111 16.34 ------------------------------------------------------------------------------------------------------ TOTAL: 1,431 109,679,778.16 280 47,245,991.87 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ 168,736 10.251 6.176 16.25 ------------------------------------------------------------------------------------------------------ --------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES INCLUDE NEXT RATE ADJUSTMENT TYPE (CDADJTYPE) ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS -------------------------------------------------------------------------------------------------- Fixed Rate LIEN DATE --------------------------------------------------------------------------------------------- 2002-02-01 15 360 351 9 75 74.8 75 75 --------------------------------------------------------------------------------------------- 2002-05-01 18 360 354 6 80 79.8 80 80 --------------------------------------------------------------------------------------------- 2002-07-01 20 360 356 4 73.1 72.9 73.15 73.1 --------------------------------------------------------------------------------------------- 2002-08-01 21 360 357 3 76.6 76.5 76.65 76.58 --------------------------------------------------------------------------------------------- 2002-09-01 22 360 358 2 75.3 75.2 75.29 75.66 --------------------------------------------------------------------------------------------- 2002-10-01 23 357.3 356.3 1 73.5 73.5 73.54 73.62 --------------------------------------------------------------------------------------------- 2002-11-01 24 359.2 359.2 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- 74.3 74.3 74.35 74.46 --------------------------------------------------------------------------------------------- 2002-12-01 25 350.2 350.2 0 74.1 74.1 74.1 74.1 --------------------------------------------------------------------------------------------- 2003-02-01 27 360 351 9 75 74.8 75 75.37 --------------------------------------------------------------------------------------------- 2003-06-01 31 360 355 5 68 67.8 68 67.97 --------------------------------------------------------------------------------------------- 2003-08-01 33 360 357 3 80.9 80.9 80.93 80.92 --------------------------------------------------------------------------------------------- 2003-09-01 34 360 358 2 78.2 78.1 78.22 78.33 --------------------------------------------------------------------------------------------- 2003-10-01 35 352.2 351.2 1 73.4 73.4 73.51 73.57 --------------------------------------------------------------------------------------------- 2003-11-01 36 359.3 359.3 0 73 73 73.05 73.06 --------------------------------------------------------------------------------------------- 2003-12-01 37 355.9 355.9 0 76.4 76.4 76.38 76.53 ----------------------------------------------------------------------------------- TOTAL: 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 --------------------------------------------------------------------------------------------- Minimum: 2002-02-01 Maximum: 2003-12-01 Weighted Average: 2003-04-04 TOP --------------------------------------------------------------------------------

TOP. 175. ADJUSTMENT TYPE ORIGINAL MORTGAGE LOAN PRINCIPAL BALANCE (CDADJTYPE$) (BALORIG) ------------------------------------------------------------------------------------------------------ % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG ORIGINAL MORTGAGE LOAN OF CURRENT CURRENT CURRENT AVG AVG MAX ADJUSTMENT TYPE PRINCIPAL BALANCE (CDADJTYPE$) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------------------------------------ Fixed Rate 1,431 109,679,778.16 100 76,646 10.893 (BALORIG) --------------------------------------------------------------------------- < = 50,000 558 19,959,070.72 18.2 35,769 11.747 0 ------------------------------------------------------------------------------------------------------ 50,001 - 75,000 349 21,456,654.12 19.56 61,480 11.114 0 ------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------ 75,001 - 100,000 203 17,623,062.82 16.07 86,813 10.81 0 ------------------------------------------------------------------------------------------------------ 100,001 - 125,000 137 15,308,640.37 13.96 111,742 10.437 0 ------------------------------------------------------------------------------------------------------ 125,001 - 150,000 62 8,399,736.45 7.66 135,480 10.661 0 ------------------------------------------------------------------------------------------------------ 150,001 - 175,000 31 4,935,388.55 4.5 159,206 10.488 0 ------------------------------------------------------------------------------------------------------ 175,001 - 200,000 33 6,192,750.19 5.65 187,659 10.479 0 ------------------------------------------------------------------------------------------------------ 200,001 - 225,000 17 3,611,233.02 3.29 212,425 10.284 0 ------------------------------------------------------------------------------------------------------ 225,001 - 250,000 14 3,314,931.16 3.02 236,781 10.774 0 ------------------------------------------------------------------------------------------------------ 250,001 >= 27 8,878,310.76 8.09 328,826 10.418 0 ------------------------------------------------------------------------------------------------------ TOTAL: 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB WTD AVG WTD AVG WTD WTD ORIG ORIG AVG MOS AVG STATED WTD AVG AVG LTV LTV ORIGINAL MORTGAGE LOAN MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES ADJUSTMENT TYPE PRINCIPAL BALANCE (CDADJTYPE$) RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS -------------------------------------------------------------------------------------------------- Fixed Rate (BALORIG) -------------------------------------------------------------------------- < = 50,000 0 0 295.6 295 0.6 64.9 64.8 66.73 66.9 ----------------------------------------------------------------------------------------------------- 50,001 - 75,000 0 0 332.8 332.1 0.7 72.5 72.4 72.68 72.63 ----------------------------------------------------------------------------------------------------- 75,001 - 100,000 0 0 332.8 332.4 0.4 75.6 75.5 75.68 75.68 ----------------------------------------------------------------------------------------------------- 100,001 - 125,000 0 0 339.4 338.8 0.5 74.3 74.3 74.84 74.93 ----------------------------------------------------------------------------------------------------- 125,001 - 150,000 0 0 342.4 342.2 0.3 78.1 78.1 78.18 78.27 ----------------------------------------------------------------------------------------------------- 150,001 - 175,000 0 0 350.1 349.6 0.5 73.8 73.8 73.9 73.98 ----------------------------------------------------------------------------------------------------- 175,001 - 200,000 0 0 351 350.3 0.7 76.8 76.8 76.89 76.82 ----------------------------------------------------------------------------------------------------- 200,001 - 225,000 0 0 360 359.6 0.4 78.5 78.4 78.58 78.45 ----------------------------------------------------------------------------------------------------- 225,001 - 250,000 0 0 360 359.6 0.4 70.2 70.2 70.3 70.23 ----------------------------------------------------------------------------------------------------- 250,001 >= 0 0 360 359.2 0.8 73.8 73.7 73.88 73.77 ----------------------------------------------------------------------------------------------------- TOTAL: 0 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- TOTAL----------------------------------------------------------------------------------------------------- Minimum: 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- 11,000 Maximum: 480,000 Average: 76,680 Total: 109,728,578.00 TOP --------------------------------------------------------------------------------

TOP. 1712. ADJUSTMENT TYPE LIEN POSITION (CDADJTYPECDLIEN) % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG LIEN OF CURRENT CURRENT CURRENT AVG AVG MAX ADJUSTMENT TYPE POSITION (CDADJTYPECDLIEN) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------------------------------------ Fixed Rate 1,431 109,679,778.16 100 76,646 10.893 ------------------------------------------------------------------------------------------------------------- 1st Lien 1,409 109,010,966.51 99.39 77,368 10.879 0 0 ------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------- 2nd Lien 22 668,811.65 0.61 30,401 13.101 0 0 ------------------------------------------------------------------------------------------------------------- TOTAL: 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV LIEN TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES ADJUSTMENT TYPE POSITION (CDADJTYPECDLIEN) ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS -------------------------------------------------------------------------------------------------- Fixed Rate 1st Lien 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 334.2 333.7 0.5 73.1 73.1 73.26 73.28 -------------------------------------------------------------------------------------------------- 2nd Lien 0 206.7 190.6 16 22.1 21.3 81.86 82.83 -------------------------------------------------------------------------------------------------- TOTAL: 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- TOP --------------------------------------------------------------------------------

TOP. 1730. ADJUSTMENT TYPE MARGIN (CDADJTYPE%) --------------------------------------------------------------------------------------------------- % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG OF CURRENT CURRENT CURRENT AVG AVG MAX ADJUSTMENT TYPE MARGIN (CDADJTYPE%) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------------------------------------ Fixed Rate 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------- < = 4.000 2 651,804.16 1.38 325,902 8.622 3.949 14.62 --------------------------------------------------------------------------------------------------- 4.001 - 4.500 4 875,990.25 1.85 218,998 11.065 4.294 17.07 --------------------------------------------------------------------------------------------------- 4.501 - 5.000 12 780,164.82 1.65 65,014 9.89 4.963 15.89 --------------------------------------------------------------------------------------------------- 5.001 - 5.500 54 9,264,985.36 19.61 171,574 9.452 5.354 15.45 --------------------------------------------------------------------------------------------------- 5.501 - 6.000 59 9,706,680.47 20.54 164,520 9.532 5.841 15.53 --------------------------------------------------------------------------------------------------- 6.001 - 6.500 80 15,632,403.61 33.09 195,405 10.249 6.331 16.25 --------------------------------------------------------------------------------------------------- 6.501 - 7.000 24 4,948,904.11 10.47 206,204 10.524 6.822 16.52 --------------------------------------------------------------------------------------------------- 7.001 - 7.500 14 1,773,629.20 3.75 126,688 12.058 7.32 18.06 --------------------------------------------------------------------------------------------------- 7.501 - 8.000 8 1,964,643.24 4.16 245,580 12.123 7.842 18.12 --------------------------------------------------------------------------------------------------- 8.001 >= 23 1,646,786.65 3.49 71,599 14.391 8.586 20.44 --------------------------------------------------------------------------------------------------- TOTAL: 1,431 109,679,778.16 280 47,245,991.87 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ 168,736 10.251 6.176 16.25 --------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES ADJUSTMENT TYPE MARGIN (CDADJTYPE%) ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS -------------------------------------------------------------------------------------------------- Fixed Rate 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------- < = 4.000 36 360 359.5 0.5 71.1 71 71.05 71.05 ------------------------------------------------------------------------------------------- 4.001 - 4.500 30 354.9 353.5 1.3 75.6 75.5 75.87 75.61 ------------------------------------------------------------------------------------------- 4.501 - 5.000 31 360 359.5 0.5 67 66.9 67 66.97 ------------------------------------------------------------------------------------------- 5.001 - 5.500 27 358.4 357.7 0.7 71.8 71.8 71.83 71.98 ------------------------------------------------------------------------------------------- 5.501 - 6.000 28 355.4 354.5 0.8 72.4 72.3 72.39 72.48 ------------------------------------------------------------------------------------------- 6.001 - 6.500 29 360 359.2 0.8 80.2 80.1 80.23 80.25 ------------------------------------------------------------------------------------------- 6.501 - 7.000 32 350.6 349.5 1.1 70.9 70.9 70.91 70.95 ------------------------------------------------------------------------------------------- 7.001 - 7.500 31 360 357.7 2.3 72.9 72.9 72.92 72.91 ------------------------------------------------------------------------------------------- 7.501 - 8.000 35 360 359.1 0.9 73.4 73.4 73.44 73.43 ------------------------------------------------------------------------------------------- 8.001 >= 29 360 359.2 0.8 63.4 63.4 63.38 64.27 ------------------------------------------------------------------------------------------- TOTAL: 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 ------------------------------------------------------------------------------------------- Minimum: 3.9050 Maximum: 9.2500 Weighted Average: 6.1757 TOP ---------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. 1734. ADJUSTMENT TYPE MAXIMUM MORTGAGE RATES (CDADJTYPE%) ------------------------------------------------------------------------------------------------------ % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG OF CURRENT CURRENT CURRENT AVG AVG MAX ADJUSTMENT TYPE (CDADJTYPE) MAXIMUM MORTGAGE RATES% LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------------------------------------ Fixed Rate 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------- < = 14.000 5 754,079.39 1.6 150,816 7.979 5.554 13.98 ------------------------------------------------------------------------------------------------------ 14.001 - 15.000 48 10,228,925.63 21.65 213,103 8.715 5.574 14.72 ------------------------------------------------------------------------------------------------------ 15.001 - 16.000 74 15,922,943.15 33.7 215,175 9.636 6.024 15.64 ------------------------------------------------------------------------------------------------------ 16.001 - 17.000 49 8,569,548.14 18.14 174,889 10.491 6.314 16.49 ------------------------------------------------------------------------------------------------------ 17.001 - 18.000 39 5,905,041.69 12.5 151,411 11.46 6.546 17.46 ------------------------------------------------------------------------------------------------------ 18.001 - 19.000 25 3,077,056.63 6.51 123,082 12.509 6.295 18.51 ------------------------------------------------------------------------------------------------------ 19.001 - 20.000 14 1,340,433.91 2.84 95,745 13.235 7.674 19.29 ------------------------------------------------------------------------------------------------------ 20.001 >= 26 1,447,963.33 3.06 55,691 15.131 8.445 21.13 ------------------------------------------------------------------------------------------------------ TOTAL: 1,431 109,679,778.16 280 47,245,991.87 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ 168,736 10.251 6.176 16.25 ------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES ADJUSTMENT TYPE (CDADJTYPE) MAXIMUM MORTGAGE RATES% ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS -------------------------------------------------------------------------------------------------- Fixed Rate 0 333.4 332.9 --------------------------------------------------------------------- < = 14.000 23 360 359.2 0.8 69.3 69.3 69.34 69.32 -------------------------------------------------------------------------------------------- 14.001 - 15.000 28 356.3 355.5 0.8 70.2 70.1 70.18 70.24 -------------------------------------------------------------------------------------------- 15.001 - 16.000 28 358.9 357.9 0.9 77.1 77.1 77.14 77.22 -------------------------------------------------------------------------------------------- 16.001 - 17.000 29 353.6 353 0.5 78.9 78.9 79 78.97 -------------------------------------------------------------------------------------------- 17.001 - 18.000 30 360 358.3 1.7 72.7 72.6 72.73 72.85 -------------------------------------------------------------------------------------------- 18.001 - 19.000 33 360 359.4 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- 73 73 73.06 73.19 -------------------------------------------------------------------------------------------- 19.001 - 20.000 34 360 359.5 0.5 71.3 71.3 71.3 71.81 -------------------------------------------------------------------------------------------- 20.001 >= 29 360 359.4 0.6 62.7 62.7 62.75 63.27 -------------------------------------------------------------------------------------------- TOTAL: 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- TOP --------------------------------------------------------------------------------29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 --------------------------------------------------------------------------------------------

TOP. 1738. ADJUSTMENT TYPE (CDADJTYPE) FICO SCORE % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG FICO OF CURRENT CURRENT CURRENT AVG AVG MAX ADJUSTMENT TYPE (CDADJTYPE) SCORE LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------------------------------------ Fixed Rate 1,431 109,679,778.16 100 76,646 10.893 ------------------------------------------------------------------------------------------- < = 0 12 1,078,831.89 0.49 89,903 10.527 5.76 ------------------------------------------------------------------------------------------- 0 ------------------------------------------------------------------------------------------------------------ - 000 000 34,096,108.81 15.6 91,410 11.659 6.912 ------------------------------------------------------------------------------------------- 541 - 580 683 70,641,045.34 32.33 103,428 10.792 6.34 ------------------------------------------------------------------------------------------- 581 - 620 567 62,302,431.16 28.51 109,881 10.404 6.123 ------------------------------------------------------------------------------------------- 621 - 660 321 35,925,280.79 16.44 111,917 10.002 5.825 ------------------------------------------------------------------------------------------- 661 - 700 99 10,798,053.79 4.94 109,071 9.976 5.667 ------------------------------------------------------------------------------------------- 701 - 740 22 2,839,348.94 1.3 129,061 10.047 5.377 ------------------------------------------------------------------------------------------- 741 - 780 7 810,083.15 0.37 115,726 10.482 5.821 ------------------------------------------------------------------------------------------- 781 - 820 1 27,120.00 0.01 27,120 10.4 4.75 ------------------------------------------------------------------------------------------- TOTAL: 1,431 109,679,778.16 2,085 218,518,303.87 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ 104,805 10.634 6.232 ------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB WTD AVG WTD AVG WTD WTD ORIG ORIG AVG MOS AVG STATED WTD AVG AVG LTV LTV FICO MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES ADJUSTMENT TYPE (CDADJTYPE) SCORE RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS -------------------------------------------------------------------------------------------------- Fixed Rate -------------------------------------------------------------------------------------------- < = 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- 16.53 34 360 359 1 73.8 73.8 73.85 73.86 -------------------------------------------------------------------------------------------- 1 - 540 17.67 32 358.2 357.5 0.7 72 72 72.09 72.42 -------------------------------------------------------------------------------------------- 541 - 580 16.8 31 358.3 357.4 0.9 77.7 77.6 77.72 78.14 -------------------------------------------------------------------------------------------- 581 - 620 16.41 31 358.5 357.7 0.8 81.7 81.6 81.72 82.16 -------------------------------------------------------------------------------------------- 621 - 660 16.01 30 359.6 358.7 1 81.1 81 81.09 81.67 -------------------------------------------------------------------------------------------- 661 - 700 15.98 29 360 359.3 0.7 80 80 80 80.84 -------------------------------------------------------------------------------------------- 701 - 740 16.05 30 360 359.1 0.9 77.8 77.7 77.87 79.24 -------------------------------------------------------------------------------------------- 741 - 780 16.48 32 360 359.3 0.7 77.1 77.1 77.12 78.13 -------------------------------------------------------------------------------------------- 781 - 820 16.4 36 360 360 0 80 80 80 80 -------------------------------------------------------------------------------------------- TOTAL: 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- 16.64 31 358.7 357.8 0.8 78.6 78.5 78.63 79.1 -------------------------------------------------------------------------------------------- Minimum: 70 Maximum: 783 Weighted Average: 586.7 TOP ---------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. 174. ADJUSTMENT TYPE CURRENT MORTGAGE RATES (CDADJTYPE%) % OF WTD (RTCURR) -------------------------------------------------------------------------------- NUMBER TOTAL TOTAL AVG WTD WTD AVG CURRENT MORTGAGE OF CURRENT CURRENT CURRENT AVG AVG MAX ADJUSTMENT TYPE RATES (CDADJTYPE%)(RTCURR) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------------------------------------ Fixed Rate 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ -------------------------------------------------------------------------------- 7.001 - 8.000 2 227,895.31 0.21 113,948 7.882 -------------------------------------------------------------------------------- 8.001 - 9.000 77 9,093,641.77 8.29 118,099 8.715 -------------------------------------------------------------------------------- 9.001 - 10.000 291 29,200,875.39 26.62 100,347 9.686 -------------------------------------------------------------------------------- 10.001 - 11.000 392 28,940,910.10 26.39 73,829 10.643 -------------------------------------------------------------------------------- 11.001 - 12.000 282 19,803,936.83 18.06 70,227 11.596 -------------------------------------------------------------------------------- 12.001 - 13.000 206 13,528,267.16 12.33 65,671 12.532 -------------------------------------------------------------------------------- 13.001 - 14.000 116 5,616,367.41 5.12 48,417 13.547 -------------------------------------------------------------------------------- 14.001 - 15.000 54 2,862,039.70 2.61 53,001 14.412 -------------------------------------------------------------------------------- 15.001 >= 11 405,844.49 0.37 36,895 15.541 -------------------------------------------------------------------------------- TOTAL: 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ -------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB WTD AVG WTD AVG WTD WTD ORIG ORIG WTD AVG MOS AVG STATED WTD AVG AVG LTV LTV CURRENT MORTGAGE AVG MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES ADJUSTMENT TYPE RATES (CDADJTYPE%)(RTCURR) MARGIN RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS -------------------------------------------------------------------------------------------------- Fixed Rate ----------------------------------------------------------------------------------------------------- 7.001 - 8.000 0 0 0 360 359.3 0.7 66.5 66.4 66.47 66.47 ----------------------------------------------------------------------------------------------------- 8.001 - 9.000 0 0 0 334 333.4 0.6 71.3 71.2 71.44 71.57 ----------------------------------------------------------------------------------------------------- 9.001 - 10.000 0 0 0 333.4 332.8 0.5 72.9 72.9 73.08 72.95 ----------------------------------------------------------------------------------------------------- 10.001 - 11.000 0 0 0 335.4 334.7 0.6 74.4 74.3 74.59 74.53 ----------------------------------------------------------------------------------------------------- 11.001 - 12.000 0 0 0 332.8 332.4 0.4 75.4 75.4 75.71 75.75 ----------------------------------------------------------------------------------------------------- 12.001 - 13.000 0 0 0 329.6 329.1 0.5 71.8 71.7 72.52 72.63 ----------------------------------------------------------------------------------------------------- 13.001 - 14.000 0 0 0 331.5 331 0.5 67.6 67.4 69.88 70.49 ----------------------------------------------------------------------------------------------------- 14.001 - 15.000 0 0 0 339 338.3 0.7 63 63 64.69 65.18 ----------------------------------------------------------------------------------------------------- 15.001 >= 0 0 0 313.6 310.6 3 46.2 45.8 62.48 62.83 ----------------------------------------------------------------------------------------------------- TOTAL: 0 0 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- TOTAL: 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- TOP -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. 1736. ADJUSTMENT TYPE FRONT RATIO (CDADJTYPEDTIFRONT) % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG FRONT OF CURRENT CURRENT CURRENT AVG AVG MAX ADJUSTMENT TYPE RATIO (CDADJTYPEDTIFRONT) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------------------------------------ Fixed Rate 1,431 109,679,778.16 100 76,646 10.893 ------------------------------------------------------------------------------------------------- < = 0.00 58 4,473,464.42 4.08 77,129 10.869 0 0 ------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------- 0.01 - 5.00 18 891,867.47 0.81 49,548 11.666 0 0 ------------------------------------------------------------------------------------------------- 5.01 - 10.00 152 7,650,644.35 6.98 50,333 11.034 0 0 ------------------------------------------------------------------------------------------------- 10.01 - 15.00 230 13,246,555.58 12.08 57,594 10.976 0 0 ------------------------------------------------------------------------------------------------- 15.01 - 20.00 270 18,243,638.64 16.63 67,569 10.749 0 0 ------------------------------------------------------------------------------------------------- 20.01 - 25.00 259 21,124,703.99 19.26 81,563 11.019 0 0 ------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------- 25.01 - 30.00 179 16,713,361.15 15.24 93,371 10.858 0 0 ------------------------------------------------------------------------------------------------- 30.01 - 35.00 125 12,086,444.32 11.02 96,692 10.91 0 0 ------------------------------------------------------------------------------------------------- 35.01 - 40.00 62 5,965,457.25 5.44 96,217 10.629 0 0 ------------------------------------------------------------------------------------------------- 40.01 - 45.00 33 3,244,938.27 2.96 98,331 11.273 0 0 ------------------------------------------------------------------------------------------------- 45.01 - 50.00 13 1,922,632.91 1.75 147,895 10.103 0 0 ------------------------------------------------------------------------------------------------- 50.01 - 55.00 3 365,474.56 0.33 121,825 9.846 0 0 ------------------------------------------------------------------------------------------------- 55.01 - 60.00 2 354,877.59 0.32 177,439 10.49 0 0 ------------------------------------------------------------------------------------------------- 60.01 - 65.00 3 304,601.80 0.28 101,534 10.208 0 0 ------------------------------------------------------------------------------------------------- 65.01 - 70.00 2 92,836.35 0.08 46,418 10.694 0 0 ------------------------------------------------------------------------------------------------- 70.01 - 75.00 1 185,903.56 0.17 185,904 9.25 0 0 ------------------------------------------------------------------------------------------------- 75.01 - 80.00 2 134,200.77 0.12 67,100 13.442 0 0 ------------------------------------------------------------------------------------------------- 85.01 - 90.00 2 107,963.80 0.1 53,982 11.935 0 0 ------------------------------------------------------------------------------------------------- 100.01 >= 17 2,570,211.38 2.34 151,189 10.906 0 0 ------------------------------------------------------------------------------------------------- TOTAL: 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV FRONT TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES ADJUSTMENT TYPE RATIO (CDADJTYPEDTIFRONT) ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS -------------------------------------------------------------------------------------------------- Fixed Rate -------------------------------------------------------------------------------------- < = 0.00 0 333.4 332.9 333.8 333.1 0.8 74.3 74.3 74.47 74.89 -------------------------------------------------------------------------------------- 0.01 - 5.00 0 319.5 319 0.5 69.2 69.2 69.49 70.05 -------------------------------------------------------------------------------------- 5.01 - 10.00 0 315.2 314.8 0.4 67.1 67.1 67.66 67.51 -------------------------------------------------------------------------------------- 10.01 - 15.00 0 309.9 309.6 0.4 73 72.8 73.41 73.46 -------------------------------------------------------------------------------------- 15.01 - 20.00 0 331.5 330.9 0.6 72.8 72.8 73 73 73.33 73.42 -------------------------------------------------------------------------------------- 20.01 - 25.00 0 330.1 329.7 0.4 73.8 73.7 74.13 74.02 -------------------------------------------------------------------------------------- 25.01 - 30.00 0 346 345.6 0.4 74.1 74.1 74.33 74.37 -------------------------------------------------------------------------------------- 30.01 - 35.00 0 346.9 346.4 0.6 73 72.9 73.49 73.64 -------------------------------------------------------------------------------------- 35.01 - 40.00 0 342.9 341.3 1.6 71.9 71.7 72.66 72.61 -------------------------------------------------------------------------------------- 40.01 - 45.00 0 350.7 350 0.8 72.3 72.3 73.31 73.34 -------------------------------------------------------------------------------------------------- 73.2 -------------------------------------------------------------------------------------- 45.01 - 50.00 0 356.3 355 1.3 74.3 74.2 75.89 75.91 -------------------------------------------------------------------------------------- 50.01 - 55.00 0 360 359.3 0.7 69.5 69.4 69.46 69.46 -------------------------------------------------------------------------------------- 55.01 - 60.00 0 360 359.4 0.6 58.6 58.6 58.61 58.58 -------------------------------------------------------------------------------------- 60.01 - 65.00 0 360 359.4 0.6 73.9 73.9 73.91 73.91 -------------------------------------------------------------------------------------- 65.01 - 70.00 0 180 179 1 66.4 66.3 66.51 66.38 -------------------------------------------------------------------------------------- 70.01 - 75.00 0 360 359 1 74.4 74.4 75 74.4 -------------------------------------------------------------------------------------- 75.01 - 80.00 0 360 355.7 4.3 61.6 60.5 61.77 61.6 -------------------------------------------------------------------------------------- 85.01 - 90.00 0 287.4 286.2 1.2 74 73.8 74.04 74.02 -------------------------------------------------------------------------------------- 100.01 >= 0 340.9 340.3 0.6 74.8 74.8 77.38 77.45 -------------------------------------------------------------------------------------- TOTAL: 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- TOP ----------------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. 1737. ADJUSTMENT TYPE FICO SCORE (CDADJTYPESCOREFICO1) WTD % OF WTD AVG WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG MOS AVG FICO OF CURRENT CURRENT CURRENT AVG AVG MAX ADJUSTMENT TYPE TO ORIG SCORE (CDADJTYPESCOREFICO1) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------------------------------------ Fixed Rate 1,431 109,679,778.16 100 76,646 10.893 ROLL TERM ---------------------------------------------------------------------------------------------------------------- < = 0 21 1,419,770.63 1.29 67,608 11.626 0 0 ------------------------------------------------------------------------------------------------------------ 0 342.9 ---------------------------------------------------------------------------------------------------------------- 0 - 000 000 19,178,899.36 17.49 67,770 11.962 0 0 0 333.6 ---------------------------------------------------------------------------------------------------------------- 541 - 580 385 27,025,565.45 24.64 70,196 11.327 0 0 0 332.6 ---------------------------------------------------------------------------------------------------------------- 581 - 620 397 33,548,434.16 30.59 84,505 10.501 0 0 0 333.7 ---------------------------------------------------------------------------------------------------------------- 621 - 660 242 19,528,067.93 17.8 80,694 10.265 0 0 0 331.5 ---------------------------------------------------------------------------------------------------------------- 661 - 700 58 5,570,554.28 5.08 96,044 10.062 0 0 0 343.1 ---------------------------------------------------------------------------------------------------------------- 701 - 740 33 2,647,963.14 2.41 80,241 10.145 0 0 0 334 ---------------------------------------------------------------------------------------------------------------- 741 - 780 11 653,825.63 0.6 59,439 9.385 0 0 0 326.1 ---------------------------------------------------------------------------------------------------------------- 781 - 820 1 106,697.58 0.1 106,698 8.25 0 0 0 180 ---------------------------------------------------------------------------------------------------------------- TOTAL: 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ 0 333.4 ---------------------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV TO ORIG FICO REMAIN AVG ORIG CURR EXCLUDES INCLUDES ADJUSTMENT TYPE SCORE (CDADJTYPESCOREFICO1) ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS -------------------------------------------------------------------------------------------------- Fixed Rate ---------------------------------------------------------------------------- < = 0 333.4 342.5 0.4 66.8 66.8 66.89 66.82 ---------------------------------------------------------------------------- 1 - 540 333.1 0.5 69.8 69.6 70.12 70.13 ---------------------------------------------------------------------------- 541 - 580 331.9 0.7 73.6 73.6 74.31 74.37 ---------------------------------------------------------------------------- 581 - 620 333.3 0.4 73.4 73.4 73.58 73.59 ---------------------------------------------------------------------------- 621 - 660 330.9 0.5 75.1 75 75.85 75.94 ---------------------------------------------------------------------------- 661 - 700 342.3 0.8 72.7 72.5 73.59 73.56 ---------------------------------------------------------------------------- 701 - 740 332.8 1.2 69.9 69.8 70.46 70.33 ---------------------------------------------------------------------------- 741 - 780 325.3 0.8 61.6 61.6 61.91 61.62 ---------------------------------------------------------------------------- 781 - 820 179 1 56.3 56.2 57 56.32 ---------------------------------------------------------------------------- TOTAL: 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- TOTAL---------------------------------------------------------------------------- Minimum: 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- 100 Maximum: 787 Weighted Average: 590.1 TOP ---------------------------------------------------------------------------------------------------------------------------------------

TOP. 1737. ADJUSTMENT TYPE (CDADJTYPE) FRONT RATIO % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG FRONT OF CURRENT CURRENT CURRENT AVG AVG MAX ADJUSTMENT TYPE (CDADJTYPE) RATIO LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------------------------------------ Fixed Rate 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ ----------------------------------------------------------------------------------------------------- < = 0.00 240 19,289,600.19 8.83 80,373 10.816 6.134 16.82 ----------------------------------------------------------------------------------------------------- 0.01 - 5.00 21 774,004.48 0.35 36,857 11.983 6.471 17.98 ----------------------------------------------------------------------------------------------------- 5.01 - 10.00 92 5,114,188.44 2.34 55,589 11.051 6.161 17.05 ----------------------------------------------------------------------------------------------------- 10.01 - 15.00 193 14,303,973.28 6.55 74,114 10.61 6.198 16.61 ----------------------------------------------------------------------------------------------------- 15.01 - 20.00 278 26,154,526.88 11.97 94,081 10.57 6.246 16.57 ----------------------------------------------------------------------------------------------------- 20.01 - 25.00 336 34,856,075.73 15.95 103,738 10.687 6.33 16.69 ----------------------------------------------------------------------------------------------------- 25.01 - 30.00 281 30,512,029.88 13.96 108,584 10.608 6.293 16.62 ----------------------------------------------------------------------------------------------------- 30.01 - 35.00 229 28,632,045.69 13.1 125,031 10.738 6.299 16.74 ----------------------------------------------------------------------------------------------------- 35.01 - 40.00 120 14,038,108.98 6.42 116,984 10.785 6.31 16.79 ----------------------------------------------------------------------------------------------------- 40.01 - 45.00 70 9,642,259.10 4.41 137,747 10.326 6.116 16.33 ----------------------------------------------------------------------------------------------------- 45.01 - 50.00 43 6,743,643.71 3.09 156,829 10.149 6.091 16.15 ----------------------------------------------------------------------------------------------------- 50.01 - 55.00 22 2,785,505.87 1.27 126,614 10.291 5.985 16.29 ----------------------------------------------------------------------------------------------------- 55.01 - 60.00 4 354,618.78 0.16 88,655 11.181 6.036 17.18 ----------------------------------------------------------------------------------------------------- 60.01 - 65.00 5 566,305.54 0.26 113,261 11.419 6.336 17.42 ----------------------------------------------------------------------------------------------------- 65.01 - 70.00 6 912,220.00 0.42 152,037 10.207 6.136 16.21 ----------------------------------------------------------------------------------------------------- 70.01 - 75.00 7 712,839.30 0.33 101,834 9.694 5.804 15.69 ----------------------------------------------------------------------------------------------------- 75.01 - 80.00 2 524,700.00 0.24 262,350 9.505 6.114 15.51 ----------------------------------------------------------------------------------------------------- 80.01 - 85.00 3 347,164.17 0.16 115,721 12.006 6.266 18.01 ----------------------------------------------------------------------------------------------------- 85.01 - 90.00 2 447,391.59 0.2 223,696 9.281 5.631 15.28 ----------------------------------------------------------------------------------------------------- 90.01 - 95.00 1 104,465.10 0.05 104,465 11.3 6.25 17.3 ----------------------------------------------------------------------------------------------------- 95.01 - 100.00 5 784,286.03 0.36 156,857 10.677 5.976 16.68 ----------------------------------------------------------------------------------------------------- 100.01 >= 125 20,918,351.13 9.57 167,347 10.513 6.119 16.52 ----------------------------------------------------------------------------------------------------- TOTAL: 1,431 109,679,778.16 2,085 218,518,303.87 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ 104,805 10.634 6.232 16.64 ----------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV FRONT TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES ADJUSTMENT TYPE (CDADJTYPE) RATIO ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS -------------------------------------------------------------------------------------------------- Fixed Rate ----------------------------------------------------------------------------------------- < = 0.00 30 359.3 358.5 0.8 77.3 77.2 77.28 78.11 ----------------------------------------------------------------------------------------- 0.01 - 5.00 33 348.4 347.8 0.6 67.6 67.5 67.56 67.55 ----------------------------------------------------------------------------------------- 5.01 - 10.00 34 356.7 356.1 0.6 72.1 72 72.21 72.57 ----------------------------------------------------------------------------------------- 10.01 - 15.00 33 359 358.2 0.8 77.8 77.7 77.82 78.32 ----------------------------------------------------------------------------------------- 15.01 - 20.00 32 358.6 357.8 0.8 79 78.9 79.02 79.58 ----------------------------------------------------------------------------------------- 20.01 - 25.00 32 357.9 357.1 0.8 79.7 79.7 79.76 80.31 ----------------------------------------------------------------------------------------- 25.01 - 30.00 31 356.7 355.9 0.8 79.8 79.8 79.88 80.51 ----------------------------------------------------------------------------------------- 30.01 - 35.00 32 359.7 358.9 0.8 79 79 79.04 79.43 ----------------------------------------------------------------------------------------- 35.01 - 40.00 30 360 359.1 0.9 79.3 79.2 79.31 79.69 ----------------------------------------------------------------------------------------- 40.01 - 45.00 29 360 359.2 0.8 78.6 78.5 78.6 78.72 ----------------------------------------------------------------------------------------- 45.01 - 50.00 28 356.8 356.1 0.7 76.8 76.8 76.89 76.83 ----------------------------------------------------------------------------------------- 50.01 - 55.00 29 360 358.5 1.5 77.6 77.3 77.6 77.56 ----------------------------------------------------------------------------------------- 55.01 - 60.00 35 360 359.3 0.7 79 79 79.04 80.39 ----------------------------------------------------------------------------------------- 60.01 - 65.00 35 360 358.6 1.4 87.3 86 87.34 87.81 ----------------------------------------------------------------------------------------- 65.01 - 70.00 26 360 360 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- 80.1 80.1 80.05 80.4 ----------------------------------------------------------------------------------------- 70.01 - 75.00 32 360 359.8 0.2 70.4 70.4 70.47 70.48 ----------------------------------------------------------------------------------------- 75.01 - 80.00 31 360 360 0 79.3 79.3 79.35 79.31 ----------------------------------------------------------------------------------------- 80.01 - 85.00 34 360 358.3 1.7 77.1 77.1 77.12 77.1 ----------------------------------------------------------------------------------------- 85.01 - 90.00 30 360 359.5 0.5 69.4 69.4 69.41 69.39 ----------------------------------------------------------------------------------------- 90.01 - 95.00 35 360 359 1 95 95 95 95 ----------------------------------------------------------------------------------------- 95.01 - 100.00 35 360 359.3 0.7 71.5 71.4 71.47 71.45 ----------------------------------------------------------------------------------------- 100.01 >= 29 360 359 1 78.3 78.2 78.26 78.6 ----------------------------------------------------------------------------------------- TOTAL: 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- TOP --------------------------------------------------------------------------------31 358.7 357.8 0.8 78.6 78.5 78.63 79.1 ----------------------------------------------------------------------------------------- Minimum: 0.88 Maximum: 453.63 Weighted Average: 49.88

TOP. 173. ADJUSTMENT TYPE CURRENT MORTGAGE RATES (CDADJTYPE%) ------------------------------------------------------------------------------------------------------ % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG OF CURRENT CURRENT CURRENT AVG AVG MAX ADJUSTMENT TYPE CURRENT MORTGAGE RATES (CDADJTYPE%) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------------------------------------ Fixed Rate 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------- 7.001 - 8.000 5 754,079.39 1.6 150,816 7.979 5.554 13.98 ------------------------------------------------------------------------------------------------------- 8.001 - 9.000 48 10,228,925.63 21.65 213,103 8.715 5.574 14.72 ------------------------------------------------------------------------------------------------------- 9.001 - 10.000 74 15,922,943.15 33.7 215,175 9.636 6.024 15.64 ------------------------------------------------------------------------------------------------------- 10.001 - 11.000 49 8,569,548.14 18.14 174,889 10.491 6.314 16.49 ------------------------------------------------------------------------------------------------------- 11.001 - 12.000 39 5,905,041.69 12.5 151,411 11.46 6.546 17.46 ------------------------------------------------------------------------------------------------------- 12.001 - 13.000 26 3,153,538.12 6.67 121,290 12.515 6.359 18.54 ------------------------------------------------------------------------------------------------------- 13.001 - 14.000 13 1,263,952.42 2.68 97,227 13.264 7.598 19.26 ------------------------------------------------------------------------------------------------------- 14.001 - 15.000 11 832,754.49 1.76 75,705 14.639 8.529 20.64 ------------------------------------------------------------------------------------------------------- 15.001 >= 15 615,208.84 1.3 41,014 15.797 8.331 21.8 ------------------------------------------------------------------------------------------------------- TOTAL: 1,431 109,679,778.16 280 47,245,991.87 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ 168,736 10.251 6.176 16.25 ------------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES ADJUSTMENT TYPE CURRENT MORTGAGE RATES (CDADJTYPE%) ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS -------------------------------------------------------------------------------------------------- Fixed Rate 0 333.4 332.9 ------------------------------------------------------------------------------------------------ 7.001 - 8.000 23 360 359.2 0.8 69.3 69.3 69.34 69.32 ----------------------------------------------------------------------------------------------- 8.001 - 9.000 28 356.3 355.5 0.8 70.2 70.1 70.18 70.24 ----------------------------------------------------------------------------------------------- 9.001 - 10.000 28 358.9 357.9 0.9 77.1 77.1 77.14 77.22 ----------------------------------------------------------------------------------------------- 10.001 - 11.000 29 353.6 353 0.5 78.9 78.9 79 78.97 ----------------------------------------------------------------------------------------------- 11.001 - 12.000 30 360 358.3 1.7 72.7 72.6 72.73 72.85 ----------------------------------------------------------------------------------------------- 12.001 - 13.000 32 360 359.4 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- 73.1 73 73.1 73.46 ----------------------------------------------------------------------------------------------- 13.001 - 14.000 34 360 359.6 0.4 71.1 71.1 71.08 71.07 ----------------------------------------------------------------------------------------------- 14.001 - 15.000 28 360 359.3 0.7 63.7 63.7 63.71 64.63 ----------------------------------------------------------------------------------------------- 15.001 >= 29 360 359.5 0.5 61.4 61.4 61.45 61.43 ----------------------------------------------------------------------------------------------- TOTAL: 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- TOP --------------------------------------------------------------------------------29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 -----------------------------------------------------------------------------------------------

TOP. 1737. ADJUSTMENT TYPE (CDADJTYPE) CONFORMING BALANCE 2000 LIMITS ------------------------------------------------------------------------------------------------- % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG OF CURRENT CURRENT CURRENT AVG AVG MAX ADJUSTMENT TYPE (CDADJTYPE) CONFORMING BALANCE LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------------------------------------ Fixed Rate 1,431 109,679,778.16 2000 LIMITS ------------------------------------------------------------------------------------------------- ARMS: Non-Conforming 280 47,245,991.8732 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ 168,736 10.251 6.176 16.25 Balance ------------------------------------------------------------------------------------------------- TOTAL: 1,431 109,679,778.16 280 47,245,991.87 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ 168,736 10.251 6.176 16.25 ------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB AVG WTD AVG WTD WTD ORIG ORIG MOS AVG STATED WTD AVG AVG LTV LTV TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES ADJUSTMENT TYPE (CDADJTYPE) CONFORMING BALANCE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS -------------------------------------------------------------------------------------------------- Fixed Rate 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- 2000 LIMITS ----------------------------------------------------------------------------------------------- ARMS: Non-Conforming 29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 Balance ----------------------------------------------------------------------------------------------- TOTAL: 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- TOP --------------------------------------------------------------------------------29 357.7 356.8 0.9 74.4 74.4 74.42 74.51 -----------------------------------------------------------------------------------------------

TOP. 178. ADJUSTMENT TYPE CURRENT LOAN-TO-VALUE RATIO (CDADJTYPE%) (LTVCURR) ------------------------------------------------------------------------------------------------------ % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG CURRENT OF CURRENT CURRENT CURRENT AVG AVG MAX ADJUSTMENT TYPE LOAN-TO-VALUE RATIO (CDADJTYPE%) LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------------------------------------ Fixed Rate 1,431 109,679,778.16 100 76,646 10.893 (LTVCURR) ------------------------------------------------------------------------ < = 50.00 174 7,750,915.64 7.07 44,545 11.302 0 ------------------------------------------------------------------------------------------------------ 50.01 - 60.00 124 7,759,186.89 7.07 62,574 10.947 0 ------------------------------------------------------------------------------------------------------------ TOTAL: 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB WTD AVG WTD AVG WTD WTD ORIG ORIG AVG MOS AVG STATED WTD AVG AVG LTV LTV CURRENT MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES ADJUSTMENT TYPE LOAN-TO-VALUE RATIO (CDADJTYPE%) RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS -------------------------------------------------------------------------------------------------- Fixed Rate (LTVCURR) ------------------------------------------------------------------------- < = 50.00 0 0 295.9 294 1.8 36.6 36.3 42.05 41.88 ------------------------------------------------------------------------------------------------------- 50.01 - 60.00 0 0 317.3 316.8 0.6 56.5 56.4 56.75 56.6 ------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------ % OF NUMBER TOTAL TOTAL AVG WTD WTD CURRENT OF CURRENT CURRENT CURRENT AVG AVG LOAN-TO-VALUE RATIO (%) LOANS BALANCE BALANCE BALANCE COUPON MARGIN (LTVCURR) ------------------------------------------------------------------------------------------------------ 60.01 - 70.00 291 21,570,709.07 19.67 74,126 11.248 0 ------------------------------------------------------------------------------------------------------ 70.01 - 75.00 234 17,888,468.88 16.31 76,446 10.796 0 ------------------------------------------------------------------------------------------------------ 75.01 - 80.00 420 37,703,782.14 34.38 89,771 10.568 0 ------------------------------------------------------------------------------------------------------ 80.01 - 85.00 97 8,810,818.21 8.03 90,833 10.799 0 ------------------------------------------------------------------------------------------------------ 85.01 - 90.00 71 6,476,445.66 5.9 91,218 11.228 0 ------------------------------------------------------------------------------------------------------ 90.01 - 95.00 15 1,025,430.55 0.93 68,362 11.797 0 ------------------------------------------------------------------------------------------------------ 95.01 - 100.00 5 694,021.12 0.63 138,804 11.554 0 ------------------------------------------------------------------------------------------------------ TOTAL: 1,431 109,679,778.16 100 76,646 10.893 0 ------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB WTD AVG WTD AVG WTD WTD ORIG ORIG AVG MOS AVG STATED WTD AVG AVG LTV LTV CURRENT MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES LOAN-TO-VALUE RATIO (%) RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS (LTVCURR) ------------------------------------------------------------------------- 60.01 - 70.00 0 0 335.7 335.2 0.4 67.1 67.1 67.29 67.15 ------------------------------------------------------------------------------------------------------- 70.01 - 75.00 0 0 330.5 330.2 0.4 74.3 74.3 74.38 74.59 ------------------------------------------------------------------------------------------------------- 75.01 - 80.00 0 0 336.6 336.2 0.5 79.5 79.5 79.62 79.75 ------------------------------------------------------------------------------------------------------- 80.01 - 85.00 0 0 349 348.6 0.4 84.3 84.3 84.44 84.31 ------------------------------------------------------------------------------------------------------- 85.01 - 90.00 0 0 351.1 350.4 0.6 89.8 89.8 89.86 90 ------------------------------------------------------------------------------------------------------- 90.01 - 95.00 0 0 360 359.5 0.5 95 95 94.99 94.98 ------------------------------------------------------------------------------------------------------- 95.01 - 100.00 0 0 360 359.1 0.9 97.5 97.5 97.5 97.5 ------------------------------------------------------------------------------------------------------- TOTAL: 0 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- TOTAL: 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- TOP ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

TOP. 1749. NEXT RATE ADJUSTMENT TYPE (CDADJTYPE) DATE % OF WTD NUMBER TOTAL TOTAL AVG WTD WTD AVG OF CURRENT CURRENT CURRENT AVG AVG MAX ADJUSTMENT TYPE (CDADJTYPE) NEXT RATE LOANS BALANCE BALANCE BALANCE COUPON MARGIN RATE ------------------------------------------------------------------------------------------------------------ Fixed Rate 1,431 109,679,778.16 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ ADJUSTMENT DATE --------------------------------------------------------------------------------------------------------- 2001-04-01 1 103,944.65 0.05 103,945 9.125 5.594 --------------------------------------------------------------------------------------------------------- 2001-12-01 1 49,977.51 0.02 49,978 9.93 4.95 --------------------------------------------------------------------------------------------------------- 2002-01-01 1 37,403.63 0.02 37,404 11.63 6.7 --------------------------------------------------------------------------------------------------------- 2002-03-01 1 134,767.53 0.06 134,768 12.1 6.75 --------------------------------------------------------------------------------------------------------- 2002-05-01 1 84,756.65 0.04 84,757 9.74 6 --------------------------------------------------------------------------------------------------------- 2002-06-01 5 898,454.66 0.41 179,691 10.316 5.88 --------------------------------------------------------------------------------------------------------- 2002-07-01 17 1,946,680.76 0.89 114,511 10.069 5.711 --------------------------------------------------------------------------------------------------------- 2002-08-01 14 1,797,323.64 0.82 128,380 10.44 5.772 --------------------------------------------------------------------------------------------------------- 2002-09-01 61 8,158,914.08 3.73 133,753 10.232 6.221 --------------------------------------------------------------------------------------------------------- 2002-10-01 155 20,640,263.64 9.45 133,163 10.128 6.115 --------------------------------------------------------------------------------------------------------- 2002-11-01 280 37,669,131.43 17.24 134,533 10.106 6.042 --------------------------------------------------------------------------------------------------------- 2002-12-01 41 4,865,033.00 2.23 118,659 10.083 6.055 --------------------------------------------------------------------------------------------------------- 2003-04-01 3 375,229.47 0.17 125,076 10.358 5.337 --------------------------------------------------------------------------------------------------------- 2003-05-01 7 712,561.56 0.33 101,795 10.008 5.606 --------------------------------------------------------------------------------------------------------- 2003-06-01 11 1,055,956.89 0.48 95,996 10.609 6.12 --------------------------------------------------------------------------------------------------------- 2003-07-01 23 2,366,556.08 1.08 102,894 10.551 6.283 --------------------------------------------------------------------------------------------------------- 2003-07-15 1 99,901.25 0.05 99,901 9.5 5.75 --------------------------------------------------------------------------------------------------------- 2003-08-01 36 3,506,006.59 1.6 97,389 10.41 6.176 --------------------------------------------------------------------------------------------------------- 2003-09-01 227 23,893,881.92 10.93 105,259 10.72 6.389 --------------------------------------------------------------------------------------------------------- 2003-10-01 429 40,349,775.67 18.47 94,055 10.909 6.341 --------------------------------------------------------------------------------------------------------- 2003-11-01 643 57,492,549.26 26.31 89,413 11.068 6.3 --------------------------------------------------------------------------------------------------------- 2003-12-01 126 12,191,234.00 5.58 96,756 10.769 6.374 --------------------------------------------------------------------------------------------------------- 2004-01-01 1 88,000.00 0.04 88,000 11.5 6.875 --------------------------------------------------------------------------------------------------------- TOTAL: 1,431 109,679,778.16 2,085 218,518,303.87 100 76,646 10.893 0 0 ------------------------------------------------------------------------------------------------------------ 104,805 10.634 6.232 --------------------------------------------------------------------------------------------------------- WTD WTD AVG AVG WTD WTD COMB COMB WTD AVG WTD AVG WTD WTD ORIG ORIG AVG MOS AVG STATED WTD AVG AVG LTV LTV MAX TO ORIG REMAIN AVG ORIG CURR EXCLUDES INCLUDES ADJUSTMENT TYPE (CDADJTYPE) NEXT RATE RATE ROLL TERM TERM AGE LTV LTV JR LIENS JR LIENS -------------------------------------------------------------------------------------------------- Fixed Rate ADJUSTMENT DATE ---------------------------------------------------------------------------------------------------------------- 2001-04-01 15.13 5 360 359 1 41.8 41.8 42 41.77 ---------------------------------------------------------------------------------------------------------------- 2001-12-01 15.93 13 360 349 11 90 89.3 90 90 ---------------------------------------------------------------------------------------------------------------- 2002-01-01 17.63 14 360 350 10 75 74.8 75 75 ---------------------------------------------------------------------------------------------------------------- 2002-03-01 18.1 16 360 352 8 75 74.9 75 75 ---------------------------------------------------------------------------------------------------------------- 2002-05-01 15.74 18 360 354 6 69.1 68.9 69.1 69.11 ---------------------------------------------------------------------------------------------------------------- 2002-06-01 16.58 19 360 355 5 89 88.4 89.11 89.04 ---------------------------------------------------------------------------------------------------------------- 2002-07-01 16.12 20 360 356 4 80.6 79.7 80.57 81.54 ---------------------------------------------------------------------------------------------------------------- 2002-08-01 16.44 21 360 357 3 80.2 80.1 80.16 80.71 ---------------------------------------------------------------------------------------------------------------- 2002-09-01 16.25 22 360 358 2 84 83.9 83.99 84.16 ---------------------------------------------------------------------------------------------------------------- 2002-10-01 16.13 23 360 359 1 78.8 78.7 78.79 79.05 ---------------------------------------------------------------------------------------------------------------- 2002-11-01 16.11 24 359.4 359.3 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- 79.3 79.3 79.34 79.86 ---------------------------------------------------------------------------------------------------------------- 2002-12-01 16.08 25 360 360 0 79.6 79.4 79.73 79.82 ---------------------------------------------------------------------------------------------------------------- 2003-04-01 16.36 29 360 353 7 79.9 79.4 79.85 81.37 ---------------------------------------------------------------------------------------------------------------- 2003-05-01 16.01 30 360 354 6 78.5 78.3 78.46 78.68 ---------------------------------------------------------------------------------------------------------------- 2003-06-01 16.61 31 360 355 5 81.2 80.4 81.2 82.19 ---------------------------------------------------------------------------------------------------------------- 2003-07-01 16.55 32 360 356 4 83.2 82.9 83.26 83.81 ---------------------------------------------------------------------------------------------------------------- 2003-07-15 15.5 32 360 356 4 80 79.9 80 87 ---------------------------------------------------------------------------------------------------------------- 2003-08-01 16.41 33 360 357 3 79.8 79.7 79.82 80.42 ---------------------------------------------------------------------------------------------------------------- 2003-09-01 16.72 34 360 358 2 79.8 79.7 79.87 80.18 ---------------------------------------------------------------------------------------------------------------- 2003-10-01 16.91 35 356.6 355.6 1 76.7 76.6 76.76 77.23 ---------------------------------------------------------------------------------------------------------------- 2003-11-01 17.07 36 357.7 357.7 0 77.7 77.7 77.73 78.33 ---------------------------------------------------------------------------------------------------------------- 2003-12-01 16.77 37 360 360 0 77.7 77.7 77.71 78.26 ---------------------------------------------------------------------------------------------------------------- 2004-01-01 17.5 38 360 360 0 80 80 80 80 ---------------------------------------------------------------------------------------------------------------- TOTAL: 0 333.4 332.9 0.6 72.8 72.8 73.31 73.34 -------------------------------------------------------------------------------------------------- 16.64 31 358.7 357.8 0.8 78.6 78.5 78.63 79.1 ---------------------------------------------------------------------------------------------------------------- Minimum: 2001-04-01 Maximum: 2004-01-01 Weighted Average: 2003-06-04 TOP --------------------------------------------------------------------------------