Total capital ratio. A Board-regu- lated institution’s total capital ratio is the ratio of the Board-regulated insti- tution’s total capital to standardized total risk-weighted assets; and
Total capital ratio. Borrower shall not permit the Total Capital Ratio of the Bank to at any time be less than twelve percent (12.00%), to be calculated on a quarterly basis, at the end of each fiscal quarter.
Total capital ratio. A System insti- tution’s total capital ratio is the ratio of the System institution’s total (tier 1 and tier 2) capital to total risk-weight- ed assets; and
Total capital ratio. The Board-regu- lated institution’s total capital ratio is the lower of:
(i) The ratio of the Board-regulated institution’s total capital to standard- ized total risk-weighted assets; and
(ii) The ratio of the Board-regulated institution’s advanced-approaches-ad- justed total capital to advanced ap- proaches total risk-weighted assets. A Board-regulated institution’s ad- vanced-approaches-adjusted total cap- ital is the Board-regulated institu- tion’s total capital after being adjusted as follows:
(A) An advanced approaches Board- regulated institution must deduct from its total capital any allowance for loan and lease losses or adjusted allowance for credit losses, as applicable, in- cluded in its tier 2 capital in accord- ance with § 217.20(d)(3); and
(B) An advanced approaches Board- regulated institution must add to its total capital any eligible credit re- serves that exceed the Board-regulated institution’s total expected credit losses to the extent that the excess re- serve amount does not exceed 0.6 per- cent of the Board-regulated institu- tion’s credit risk-weighted assets.
Total capital ratio. The Borrower shall maintain at all times a Total Capital Ratio of not less than nine percent (9%), calculated on a consolidated basis. Each Subsidiary Bank shall maintain at all times a Total Capital Ratio of not less than ten percent (10%).
