Common use of Total Disability Defined Clause in Contracts

Total Disability Defined. A) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation and after the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which she/he is reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision LIMITATIONS AND EXCLUSIONS. For disabilities whose onset occurs on or after the first (1st) day of the calendar month following thirty (30) days after the date of ratification of the renewed collective agreement: Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation. After the first (1st) twenty-for (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment. B) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknesses. C) During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor of medicine. ********** D) After twenty-four (24) months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Term Disability Plan. E) If an employee who is receiving this Long Term Salary Continuance benefit enters into a rehabilitation program, benefits may, at the discretion of the Company, be continued for up to twenty-four (24) months. However, the monthly benefit payable to the employee during the rehabilitation program will be the amount of benefit calculated in accordance with the terms of this policy less twenty-five per cent (25%) of the total amount of any wages, compensation, or profit earned by the employee during the rehabilitation program. In the event that income from rehabilitative employment and the benefit paid under this Plan shall exceed eighty per cent (80%) of the employee’s earnings at date of disability, the benefit from this Plan shall be further reduced by the excess amount.

Total Disability Defined. A(a) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in herhis/his her normal occupation occupation, and after the first (1st) twenty-four (24) months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which shehe/he she is reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision LIMITATIONS AND EXCLUSIONS. For disabilities whose onset occurs on or after the first (1st) day of the calendar month following thirty (30) days after the date of ratification of the renewed collective agreement: Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation. After the first (1st) twenty-for (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment. B(b) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknesses. C(c) During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor of medicine. **********. D(d) After twenty-four (24) months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Term Disability Plan. E(e) If an employee who is receiving this Long Term Salary Continuance benefit enters into a rehabilitation program, benefits may, at the discretion of the Company, be continued for up to twenty-four (24) months. However, the monthly benefit payable to the employee during the rehabilitation program will be the amount of benefit calculated in accordance with the terms of this policy less twenty-five per cent percent (25%) of the total amount of any wages, compensation, or profit earned by the employee during the rehabilitation program. In the event that income from rehabilitative employment and the benefit paid under this Plan shall exceed eighty per cent percent (80%) of the employee’s 's earnings at date of disability, the benefit from this Plan shall be further reduced by the excess amount.

Total Disability Defined. A) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in herhis/his her normal occupation and after the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which shehe/he she is reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision LIMITATIONS AND EXCLUSIONS. For disabilities whose onset occurs on or after the first (1st) day of the calendar month following thirty (30) days after the date of ratification of the renewed collective agreement: Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation. After the first (1st) twenty-for (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment. B) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknessessickness. C) During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor of medicine. **********. D) After twenty-four (24) months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Term Disability Plan. E) If an employee who is receiving this Long Term Salary Continuance benefit enters into a rehabilitation program, benefits may, at the discretion of the Company, be continued for up to twenty-twenty- four (24) months. However, the monthly benefit payable to the employee during the rehabilitation program will be the amount of benefit calculated in accordance with the terms of this policy less twenty-five per cent (25%) of the total amount of any wages, compensation, or profit earned by the employee during the rehabilitation program. In the event that income from rehabilitative employment and the benefit paid under this Plan shall exceed eighty per cent (80%) of the employee’s earnings at date of disability, the benefit from this Plan shall be further reduced by the excess amount.

Total Disability Defined. A(a) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation and after the first (1st) twenty-four (24) months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which shehe/he she is reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision provisions LIMITATIONS AND EXCLUSIONS. For disabilities whose onset occurs on or after the first (1st) day of the calendar month following thirty (30) days after the date of ratification of the renewed collective agreement: Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation. After the first (1st) twenty-for (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment. B) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknesses. C(b) During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor of medicine. **********. D(c) After twenty-four (24) months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Term Disability Plan. E(d) Any employee who is receiving benefits under this Plan and who, in the opinion of a legally qualified doctor of medicine, has the potential for rehabilitation shall make every effort to participate in a rehabilitation program. An employee who fails to do so shall become ineligible for continued benefits under this Plan. If an employee who is receiving this Long Term Salary Continuance benefit Benefit enters into a rehabilitation program, benefits may, at the discretion of the Company, be continued for up to the twenty-four (24) monthsmonth maximum specified in Section 2. However, the monthly benefit payable to the employee during the rehabilitation program will be the amount of benefit calculated in accordance with the terms of this policy less twenty-five per cent percent (25%) of the total amount of any wages, compensation, or profit earned by the employee during the rehabilitation program. In the event that income from rehabilitative employment and the benefit paid under this Plan shall exceed eighty per cent fifty percent (8050%) of the employee’s 's earnings at date of disability, the benefit from this Plan shall be further reduced by the excess amount.

Total Disability Defined. A) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in herhis/his her normal occupation and after the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which shehe/he she is reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision LIMITATIONS AND EXCLUSIONS. For disabilities whose onset occurs on or after the first (1st) day of the calendar month following thirty (30) days after the date of ratification of the renewed collective agreement: Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation. After the first (1st) twenty-for (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment. B) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknessessickness. C) During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor of medicine. **********. D) After twenty-four (24) months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Term Disability Plan. E) If an employee who is receiving this Long Term Salary Continuance benefit enters into a rehabilitation program, benefits may, at the discretion of the Company, be continued for up to twenty-four (24) months. However, the monthly benefit payable to the employee during the rehabilitation program will be the amount of benefit calculated in accordance with the terms of this policy less twenty-five per cent (25%) of the total amount of any wages, compensation, or profit earned by the employee during the rehabilitation program. In the event that income from rehabilitative employment and the benefit paid under this Plan shall exceed eighty per cent (80%) of the employee’s earnings at date of disability, the benefit from this Plan shall be further reduced by the excess amount.

Total Disability Defined. A(a) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) 24 months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in herhis/his her normal occupation occupation, and after the first (1st) twenty-four (24) 24 months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which shehe/he she is reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision LIMITATIONS AND EXCLUSIONS. For disabilities whose onset occurs on or after the first (1st) day of the calendar month following thirty (30) days after the date of ratification of the renewed collective agreement: Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation. After the first (1st) twenty-for (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employmentprovisions Limitations and Exclusions. B(b) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknesses, except that an employee who is totally disabled as a result of a mental or nervous disorder and who has received 24 months of Long-Term Disability Plan benefit payments must be confined to a hospital or mental institution or, where they are at home, under the direct care and supervision of a psychiatrist, in order to continue to be eligible for benefit payments. C(c) During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor of medicine. **********. D(d) After twenty-four (24) 24 months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Long-Term Disability Plan. E(e) Any employee who is receiving benefits under this Plan and who, in the opinion of a legally qualified doctor of medicine, has the potential for rehabilitation shall make every effort to participate in a rehabilitation program. An employee who fails to do so shall become ineligible for continued benefits under this Plan. If an employee who is receiving this Long Long-Term Salary Continuance benefit Benefit enters into a rehabilitation program, benefits may, at the discretion of the Company, be continued for up to twenty-four (24) 24 months. However, the monthly benefit payable to the employee during the rehabilitation program will be the amount of benefit calculated in accordance with the terms of this policy less twenty-five per cent (25%) % of the total amount of any wages, compensation, or profit earned by the employee during the rehabilitation program. In the event that income from rehabilitative employment and the benefit paid under this Plan shall exceed eighty per cent (80%) % of the employee’s 's earnings at date of disability, the benefit from this Plan shall be further reduced by the excess amount.

Total Disability Defined. A(a) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) 24 months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in her/his their normal occupation occupation, and after the first (1st) twenty-four (24) 24 months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which she/he is they are reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision LIMITATIONS AND EXCLUSIONS. For disabilities whose onset occurs on or after the first (1st) day of the calendar month following thirty (30) days after the date of ratification of the renewed collective agreement: Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation. After the first (1st) twenty-for (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employmentExclusions. B) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknesses. C(b) During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor of medicine. **********. D(c) After twenty-four (24) 24 months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Long-Term Disability Plan. E(d) Any employee who is receiving benefits under this Plan and who, in the opinion of a legally qualified doctor of medicine, has the potential for rehabilitation shall make every effort to participate in a rehabilitation program. An employee who fails to do so shall become ineligible for continued benefits under this Plan. If an employee who is receiving this Long Long-Term Salary Continuance benefit Benefit enters into a rehabilitation program, benefits may, at the discretion of the Company, be continued for up to twenty-four (24) 24 months. However, the monthly benefit payable to the employee during the rehabilitation program will be the amount of benefit calculated in accordance with the terms of this policy less twenty-five per cent (25%) % of the total amount of any wages, compensation, or profit earned by the employee during the rehabilitation program. In the event that income from rehabilitative employment and the benefit paid under this Plan shall exceed eighty per cent (80%) % of the employee’s 's earnings at date of disability, the benefit from this Plan shall be further reduced by the excess amount.

Total Disability Defined. A) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in herhis/his her normal occupation and after the first (1st) twenty-four (24) months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which shehe/he she is reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision LIMITATIONS AND EXCLUSIONS. For disabilities whose onset occurs on or after the first (1st) day of the calendar month following thirty (30) days after the date of ratification of the renewed collective agreement: Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation. After the first (1st) twenty-for (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment. B) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknesses. C) During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor of medicine. **********. D) After twenty-four (24) months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Term Disability Plan. E) If an employee who is receiving this Long Term Salary Continuance benefit enters into a rehabilitation program, benefits may, at the discretion of the Company, be continued for up to twenty-four (24) months. However, the monthly benefit payable to the employee during the rehabilitation program will be the amount of benefit calculated in accordance with the terms of this policy less twenty-five per cent (25%) of the total amount of any wages, compensation, or profit earned by the employee during the rehabilitation program. In the event that income from rehabilitative employment and the benefit paid under this Plan shall exceed eighty per cent (80%) of the employee’s 's earnings at date of disability, the benefit from this Plan shall be further reduced by the excess amount.

Total Disability Defined. A(a) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) 24 months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in her/his their normal occupation occupation, and after the first (1st) twenty-four (24) 24 months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which she/he is they are reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision LIMITATIONS AND EXCLUSIONS. For disabilities whose onset occurs on or after the first (1st) day of the calendar month following thirty (30) days after the date of ratification of the renewed collective agreement: Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation. After the first (1st) twenty-for (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employmentExclusions. B) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknesses. C(b) During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor Doctor of medicine. **********Medicine. D(c) After twenty-four (24) 24 months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Long-Term Disability Plan. E(d) Any employee who is receiving benefits under this Plan and who, in the opinion of a legally qualified Doctor of Medicine, has the potential for rehabilitation shall make every effort to participate in a rehabilitation program. An employee who fails to do so shall become ineligible for continued benefits under this Plan. If an employee who is receiving this Long Long-Term Salary Continuance benefit Benefit enters into a rehabilitation program, benefits may, at the discretion of the Company, be continued for up to twenty-four (24) 24 months. However, the monthly benefit payable to the employee during the rehabilitation program will be the amount of benefit calculated in accordance with the terms of this policy less twenty-five per cent (25%) % of the total amount of any wages, compensation, or profit earned by the employee during the rehabilitation program. In the event that income from rehabilitative employment and the benefit paid under this Plan shall exceed eighty per cent (80%) % of the employee’s 's earnings at date of disability, the benefit from this Plan shall be further reduced by the excess amount.

Total Disability Defined. A(a) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in her/his their normal occupation occupation, and after the first (1st) twenty-four (24) months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which she/he is they are reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision LIMITATIONS AND EXCLUSIONS. For disabilities whose onset occurs on or after the first (1st) day of the calendar month following thirty (30) days after the date of ratification of the renewed collective agreement: Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation. After the first (1st) twenty-for (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment. B(b) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknesses. C(c) During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor of medicine. **********. D(d) After twenty-four (24) months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Long-Term Disability Plan. E(e) If an employee who is receiving this Long Long-Term Salary Continuance benefit enters into a rehabilitation program, benefits may, at the discretion of the Company, be continued for up to twenty-four (24) months. However, the monthly benefit payable to the employee during the rehabilitation program will be the amount of benefit calculated in accordance with the terms of this policy less twenty-five per cent percent (25%) of the total amount of any wages, compensation, or profit earned by the employee during the rehabilitation program. In the event that income from rehabilitative employment and the benefit paid under this Plan shall exceed eighty per cent percent (80%) of the employee’s 's earnings at date of disability, the benefit from this Plan shall be further reduced by the excess amount.

Total Disability Defined. A(a) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation and after the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which she/he is reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision LIMITATIONS AND EXCLUSIONS. For disabilities whose onset occurs on or after the first (1st) day of the calendar month following thirty (30) days after the date of ratification of the renewed collective agreement: Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation. After the first (1st) twenty-for (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment. B(b) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknesses. C(c) During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor of or medicine. **********. D(d) After twenty-four (24) months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Term Disability Plan. E(e) If an employee who is receiving this Long Term Salary Continuance benefit enters into a rehabilitation program, benefits may, at the discretion of the Company, be continued for up to twenty-twenty- four (24) months. However, the monthly benefit payable to the employee during the rehabilitation program will be the amount of benefit calculated in accordance with the terms of this policy less twenty-five per cent (25%) of the total amount of any wages, compensation, or profit earned by the employee during the rehabilitation program. In the event that income from rehabilitative employment and the benefit paid under this Plan shall exceed eighty per cent (80%) of the employee’s earnings at date of disability, the benefit from this Plan shall be further reduced by the excess amount.

Total Disability Defined. A(a) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in herhis/his her normal occupation occupation, and after the first (1st) twenty-four (24) months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which shehe/he she is reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision LIMITATIONS AND EXCLUSIONS. For disabilities whose onset occurs on or after the first (1st) day of the calendar month following thirty (30) days after the date of ratification of the renewed collective agreement: Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation. After the first (1st) twenty-for (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employmentExclusions. B) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknesses. C(b) During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor of medicine. **********. D(c) After twenty-four (24) months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Term Disability Plan. E(d) Any employee who is receiving benefits under this Plan and who, in the opinion of a legally qualified doctor of medicine, has the potential for rehabilitation shall make every effort to participate in a rehabilitation program. An employee who fails to do so shall become ineligible for continued benefits under this Plan. If an employee who is receiving this Long Term Salary Continuance benefit Benefit enters into a rehabilitation program, benefits may, at the discretion of the Company, be continued for up to twenty-four (24) months. However, the monthly benefit payable to the employee during the rehabilitation program will be the amount of benefit calculated in accordance with the terms of this policy less twenty-five per cent percent (25%) of the total amount of any wages, compensation, or profit earned by the employee during the rehabilitation program. In the event that income from rehabilitative employment and the benefit paid under this Plan shall exceed eighty per cent percent (80%) of the employee’s 's earnings at date of disability, the benefit from this Plan shall be further reduced by the excess amount.

Total Disability Defined. A(a) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in herhis/his her normal occupation occupation, and after the first (1st) twenty-four (24) months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which shehe/he she is reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision provisions LIMITATIONS AND EXCLUSIONS. For disabilities whose onset occurs on or after the first (1st) day of the calendar month following thirty (30) days after the date of ratification of the renewed collective agreement: Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation. After the first (1st) twenty-for (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment. B(b) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknesses, except that an employee who is totally disabled as a result of a mental or nervous disorder and who has received twenty-four (24) months of Long Term Disability Plan benefit payments must be confined to a hospital or mental institution or, where they are at home, under the direct care and supervision of a psychiatrist, in order to continue to be eligible for benefit payments. C(c) During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor of medicine. **********. D(d) After twenty-four (24) months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Term Disability Plan. E(e) Any employee who is receiving benefits under this Plan and who, in the opinion of a legally qualified doctor of medicine, has the potential for rehabilitation shall make every effort to participate in a rehabilitation program. An employee who fails to do so shall become ineligible for continued benefits under this Plan. If an employee who is receiving this Long Term Salary Continuance benefit Benefit enters into a rehabilitation program, benefits may, at the discretion of the Company, be continued for up to twenty-four (24) months. However, the monthly benefit payable to the employee during the rehabilitation program will be the amount of benefit calculated in accordance with the terms of this policy less twenty-five per cent percent (25%) of the total amount of any wages, compensation, or profit earned by the employee during the rehabilitation program. In the event that income from rehabilitative employment and the benefit paid under this Plan shall exceed eighty per cent percent (80%) of the employee’s 's earnings at date of disability, the benefit from this Plan shall be further reduced by the excess amount.

Total Disability Defined. A(a) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in herhis/his her normal occupation and after the first (1st) twenty-four (24) months of a benefit payment period, the employee’s 's complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which shehe/he she is reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision LIMITATIONS AND EXCLUSIONS. For disabilities whose onset occurs on or after the first (1st) day of the calendar month following thirty (30) days after the date of ratification of the renewed collective agreement: Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation. After the first (1st) twenty-for (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment. B(b) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknesses. C(c) During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor of medicine. **********. D(d) After twenty-four (24) months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Term Disability Plan. E(e) If an employee who is receiving this Long Term Salary Continuance benefit enters into a rehabilitation program, benefits may, at the discretion of the Company, be continued for up to twenty-four (24) months. However, the monthly benefit payable to the employee during the rehabilitation program will be the amount of benefit calculated in accordance with the terms of this policy less twenty-five per cent percent (25%) of the total amount of any wages, compensation, or profit earned by the employee during the rehabilitation program. In the event that income from rehabilitative employment and the benefit paid under this Plan shall exceed eighty per cent percent (80%) of the employee’s 's earnings at date of disability, the benefit from this Plan shall be further reduced by the excess amount.

Total Disability Defined. A) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his their normal occupation and after the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which she/he is they are reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision LIMITATIONS AND EXCLUSIONS. For disabilities whose onset occurs on or after the first (1st) day of the calendar month following thirty (30) days after the date of ratification of the renewed collective agreementCollective Agreement: Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his their normal occupation. After the first (1st) twenty-for (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment. B) . Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknesses. C) . During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor of medicine. ********** D) After twenty-four (24) months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Long-Term Disability Plan. E) . If an employee who is receiving this Long Long-Term Salary Continuance benefit enters into a rehabilitation program, benefits may, at the discretion of the Company, be continued for up to twenty-four (24) months. However, the monthly benefit payable to the employee during the rehabilitation program will be the amount of benefit calculated in accordance with the terms of this policy less twenty-five per cent percent (25%) of the total amount of any wages, compensation, or profit earned by the employee during the rehabilitation program. In the event that income from rehabilitative employment and the benefit paid under this Plan shall exceed eighty per cent percent (80%) of the employee’s earnings at date of disability, the benefit from this Plan shall be further reduced by the excess amount.