Common use of Total Disability Defined Clause in Contracts

Total Disability Defined. A) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation and after the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which she/he is reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision LIMITATIONS AND EXCLUSIONS. B) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknesses. C) During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor or medicine. D) After twenty-four (24) months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Term Disability Plan. E) of the employee’s earnings at date of disability, the benefit from this Plan shall be further reduced by the excess amount.

Total Disability Defined. A) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his their normal occupation and after the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which she/he is they are reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision LIMITATIONS AND EXCLUSIONS. B) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknesses. C) During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor or medicine. D) After twenty-four (24) months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Term Disability Plan. E) of the employee’s earnings at date of disability, the benefit from this Plan shall be further reduced by the excess amount.