Common use of Travel Delay Clause in Contracts

Travel Delay. In the event of an Insured Person being delayed by a booked Public Common Carrier for at least six (6) hours from the time specified by the scheduled Public Common Carrier as a result of sudden occurrence of strike by the employees of the Public Common Carrier, natural disasters, adverse weather conditions, Terrorism, riot, civil commotion, airport closure, hijack or equipment failure of such Public Common Carrier during the Covered Trip, the Company will, subject of the Terms of this Policy, shall pay 1) HK$500 for each full six (6) hours that the Insured Person is delayed; or 2) the irrecoverable loss of pre-paid transportation and accommodation expenses which are forfeited and irrecoverable from any other source up to the limit payable in the Schedule, in the event of a delay from Hong Kong for more than six (6) consecutive hours directly resulting in the Insured Person’s failure to proceed with the Covered Trip or cancellation of the Covered Trip, provided that the Insured Person shall provide and surrender the original unused ticket to the Company. a) Under 4c - 1) The period of delay will be calculated from either i) or ii): i) the original scheduled departure time of the Public Common Carrier until the recommendation of the first available alternative transportation offered by such Public Common Carrier; or ii) the original arrival time specified in the itinerary provided by the Public Common Carrier until the actual arrival time of the first available alternative transportation offered by such Public Common Carrier. Insured Person can only claim for either departure or arrival delay but no for both. b) The Insured Person must obtain written confirmation from the Public Common Carrier stating the period of delay and the reason in order to claim under this Section. This section does not cover any delay arising from or due to a) government's regulation, control or act. b) bankruptcy, liquidation, error, omission or default of the Public Common Carrier, the travel agent or other provider of any service forming part of the booked Itinerary. c) strike, industrial action, riot, civil commotion or other circumstances giving rise to a claim under this section known to have existed at the time of application for this Policy. d) failure of the Insured Person to check-in according to the Itinerary supplied to him/her. e) late arrival of the Insured Person at the airport or port after check-in or booking in time. f) the Insured Person does not get on-board on the first available alternative transportation offered by the Public Common Carrier.

Travel Delay. In the event the departure time or the arrival time of an Insured Person being delayed by a booked the Public Common Carrier in which the Insured Person has arranged to travel is delayed during the Covered Trip for at least six (6) 6 hours from the time specified by in the scheduled Public Common Carrier as a result of sudden occurrence original travel itinerary directly due to the following reasons: Sudden Outbreak of strike by the employees of the Public Common Carrier, natural disastersor industrial action, adverse weather conditions, Terrorismnatural disasters, riotHijack, civil commotion, airport closure, hijack Airport Closure or equipment failure of such Public Your scheduled aircraft, sea vessel or other Common Carrier during the Covered TripCarrier, the Company will, subject of the Terms of this Policy, shall We will pay 1) i. cash allowance amount HK$500 for each and every full six (6) 6 hours that the Insured Person is delayedof delay; or 2) ii. the irrecoverable loss of pre-paid transportation and accommodation expenses which are forfeited and irrecoverable from any other source up to the limit payable in the Schedule, in the event of a delay from Hong Kong for more than six (6) 6 consecutive hours directly resulting in the Insured Person’s failure to proceed with the Covered Trip or cancellation of the Covered Trip, provided that the Insured Person shall provide and surrender the original unused ticket to the Company. a) Under 4c - 1) For any loss claimed arising from the same cause, we will Indemnify either Section 4b ii) Trip Re -arrangement or Section 4c) Travel Delay, whichever is greater; 2) Only applicable to Section 4c-i) Travel Delay: 2.1 The period of delay will be calculated from either i) or ii): i) EITHER: • Departure delay: the difference between the original scheduled departure time of specified in the itinerary provided by the Public Common Carrier until and the recommendation actual departure time of the first available alternative transportation offered by such the Public Common Carrier; or ii) or • Arrival delay: the difference between the original scheduled arrival time specified in the itinerary provided by the Public Common Carrier until and the actual arrival time of the first available alternative transportation offered by such Public Common Carrier. Insured Person can only claim for either departure or arrival delay but no for both. b) The Insured Person must obtain written confirmation from the Public Common Carrier stating the period of delay and the reason in order to claim under this Section. This section does not cover any delay arising from or due to a) government's regulation, control or act. b) bankruptcy, liquidation, error, omission or default of the Public Common Carrier, the travel agent or other provider of any service forming part of the booked Itinerary. c) strike, industrial action, riot, civil commotion or other circumstances giving rise to a claim under this section known to have existed at the time of application for this Policy. d) failure of the Insured Person to check-in according to the Itinerary supplied to him/her. e) late arrival of the Insured Person at the airport or port after check-in or booking in time. f) the Insured Person does not get on-board on the first available alternative transportation offered by the Public Common Carrier.; whichever is longer