Common use of Travel Delay Clause in Contracts

Travel Delay. In the event of an Insured Person being delayed by a booked Public Common Carrier for at least six (6) hours from the time specified by the scheduled Public Common Carrier as a result of sudden occurrence of strike by the employees of the Public Common Carrier, natural disasters, adverse weather conditions, Terrorism, riot, civil commotion, airport closure, hijack or equipment failure of such Public Common Carrier during the Covered Trip, the Company will, subject of the Terms of this Policy, shall pay 1) HK$500 for each full six (6) hours that the Insured Person is delayed; or 2) the irrecoverable loss of pre-paid transportation and accommodation expenses which are forfeited and irrecoverable from any other source up to the limit payable in the Schedule, in the event of a delay from Hong Kong for more than six (6) consecutive hours directly resulting in the Insured Person’s failure to proceed with the Covered Trip or cancellation of the Covered Trip, provided that the Insured Person shall provide and surrender the original unused ticket to the Company. a) Under 4c - 1) The period of delay will be calculated from either i) or ii): i) the original scheduled departure time of the Public Common Carrier until the recommendation of the first available alternative transportation offered by such Public Common Carrier; or ii) the original arrival time specified in the itinerary provided by the Public Common Carrier until the actual arrival time of the first available alternative transportation offered by such Public Common Carrier. Insured Person can only claim for either departure or arrival delay but no for both. b) The Insured Person must obtain written confirmation from the Public Common Carrier stating the period of delay and the reason in order to claim under this Section. This section does not cover any delay arising from or due to a) government's regulation, control or act. b) bankruptcy, liquidation, error, omission or default of the Public Common Carrier, the travel agent or other provider of any service forming part of the booked Itinerary. c) strike, industrial action, riot, civil commotion or other circumstances giving rise to a claim under this section known to have existed at the time of application for this Policy. d) failure of the Insured Person to check-in according to the Itinerary supplied to him/her. e) late arrival of the Insured Person at the airport or port after check-in or booking in time. f) the Insured Person does not get on-board on the first available alternative transportation offered by the Public Common Carrier.