Common use of TSR Modifier Clause in Contracts

TSR Modifier. The Performance Units earned pursuant to the above shall be subsequently increased or decreased by up to 20% (the “TSR Modifier”) based on the Company’s Total Shareholder Return (“TSR”) relative to the TSR (“Relative TSR”) of the companies included in the KBW Regional Banking Index on January 21, 2021 (all such companies as of such date, excluding the Company, is the “KRX Index”) as measured over the period commencing on January 21, 2021 and ending on January 20, 2024 (such period, the TSR Measurement Performance Period”). TSR shall be calculated as follows:

TSR Modifier. The Performance Units earned pursuant to the above shall be subsequently increased or decreased by up to 20% (the “TSR Modifier”) based on the Company’s Total Shareholder Return (“TSR”) relative to the TSR (“Relative TSR”) of the companies included in the KBW Regional Banking Index on January 2120, 2021 2022 (all such companies as of such date, excluding the Company, is the “KRX Index”) as measured over the period commencing on January 2120, 2021 2022 and ending on January 2023, 2024 2025 (such period, the TSR Measurement Performance Period”). TSR shall be calculated as follows:

TSR Modifier. The Performance Units earned pursuant to the above shall be subsequently increased or decreased by up to 20% (the “TSR Modifier”) based on the Company’s Total Shareholder Return (“TSR”) relative to the TSR (“Relative TSR”) of the companies included in the KBW Regional Banking Index on January 2118, 2021 2024 (all such companies as of such date, excluding the Company, is the “KRX Index”) as measured over the period commencing on January 2118, 2021 2024 and ending on January 2021, 2024 2027 (such period, the TSR Measurement Performance Period”). TSR shall be calculated as follows:

TSR Modifier. The Performance Units earned pursuant to the above shall be subsequently increased or decreased by up to 20% (the “TSR Modifier”) based on the Company’s Total Shareholder Return (“TSR”) relative to the TSR (“Relative TSR”) of the companies included in the KBW Regional Banking Index on January 2119, 2021 2023 (all such companies as of such date, excluding the Company, is the “KRX Index”) as measured over the period commencing on January 2119, 2021 2023 and ending on January 2022, 2024 2026 (such period, the TSR Measurement Performance Period”). TSR shall be calculated as follows: