Common use of Umbrella and Excess Liability Clause in Contracts

Umbrella and Excess Liability. When the limits of the CGL, Auto and/or Employers Liability policies procured by the Contractor are insufficient to meet the limits specified, the Contractor shall procure and maintain additional limits via Commercial Umbrella and/or Excess Liability policies. The limits of these policies, in combination with those of the primary policies, may be used to satisfy the requirements; provided, however, that the total amount of insurance coverage is at least equal to the requirements set forth above. Such policies shall follow the same form as the primary. If Umbrella and/or Excess policies are procured to meet policy limits, the Contractor shall provide the State with a Schedule setting forth the insurance policies under the Umbrella and/or Excess policies. Any insurance maintained by the State of New York and/or DTF or any additional insured shall be considered excess of and shall not contribute with any other insurance procured and maintained by the Contractor including primary, umbrella and excess liability regardless of the other insurance clause contained in any party’s policies.