Common use of Unavailability of Service Clause in Contracts

Unavailability of Service. You understand and agree that at times the Service may be temporarily unavailable due to system maintenance or technical difficulties, including those of an Internet service provider and/or Internet software issue. In the event the Service is unavailable, you can deposit the original check(s) at any branch, ATM, or by mailing the original check(s) to us at: Empower Federal Credit Union, 0 Xxxxxx Xxx, Xxxxxxxx, XX 00000. It is your sole responsibility to verify the items deposited and that they have been received and accepted for deposit by us. However, we will send notification of any items rejected by us by the next business day. You understand our preferred method for this notification will be email and you are agreeing to such method as outlined in the Short Message Service (SMS or Text Messages) and Emails section below. In addition, you understand we may add, delete, or change the feature(s) or functionality of the Service, at any time, at our discretion. Funds Availability: The Service is available 24 hours a day, 7 days a week. You understand and agree, for purposes of deposits made using the mobile deposit service, the place of deposit is Syracuse, NY. You agree that items transmitted using the Service are not subject to the funds availability requirements of Federal Reserve Board Regulation CC. In general, if an image of an item you transmit through the Service is received and accepted before 3:00 p.m. Eastern Time on a business day that we are open, we consider that day to be the day of your deposit. Otherwise, we will consider that the deposit was made on the next business day we are open. Funds deposited using the Service will generally be available by the third business day after the day of your deposit. All checks must be endorsed with proper endorsement (as described above in the Check Requirements section), including the words “Mobile Deposit Only”, to be accepted by Empower. Additional delays may occur on a case-by-case basis. For determining the availability of your deposits, every day is considered a business day except Saturdays, Sundays, and Federal Holidays. Please note that Mobile Deposit funds availability rules are different than our standard Funds Availability Policy and that funds from checks deposited in person at a branch, or at an Empower- owned ATM may be available sooner than those deposited through the Service. For further information on funds availability for non-mobile deposits, please see our Funds Availability Policy Disclosure.

Unavailability of Service. You understand and agree that at times the Service may be temporarily unavailable due to system maintenance or technical difficulties, including those of an Internet service provider and/or Internet software issue. In the event the Service is unavailable, you can deposit the original check(s) at any branch, ATM, or by mailing the original check(s) to us at: Empower Federal Credit Union, 0 Xxxxxx Xxx, Xxxxxxxx, XX 00000. It is your sole responsibility to verify the items deposited and that they have been received and accepted for deposit by us. However, we will send notification of any items rejected by us by the next business day. You understand our preferred method for this notification will be email and you are agreeing to such method as outlined in the Short Message Service (SMS or Text Messages) and Emails section below. In addition, you understand we may add, delete, or change the feature(s) or functionality of the Service, at any time, at our discretion. Funds Availability: The Service is available 24 hours a day, 7 days a week. You understand and agree, for purposes of deposits made using the mobile deposit service, the place of deposit is Syracuse, NY. You agree that items transmitted using the Service are not subject to the funds availability requirements of Federal Reserve Board Regulation CC. In general, if an image of an item you transmit through the Service is received and accepted before 3:00 p.m. Eastern Time on a business day that we are open, we consider that day to be the day of your deposit. Otherwise, we will consider that the deposit was made on the next business day we are open. Funds deposited using the Service will generally be available by the third second business day after the day of your deposit. All checks must be endorsed with proper endorsement (as described above in the Check Requirements section), including the words “For Empower FCU Mobile Deposit Only”, to be accepted by Empower. Additional delays may occur on a case-by-case basis. For determining the availability of your deposits, every day is considered a business day except Saturdays, Sundays, and Federal Holidays. Please note that Mobile Deposit funds availability rules are different than our standard Funds Availability Policy and that funds from checks deposited in person at a branch, or at an Empower- owned ATM may be available sooner than those deposited through the Service. For further information on funds availability for non-mobile deposits, please see our Funds Availability Policy Disclosure.