Common use of USE OF DATA IN DIRECT MARKETING Clause in Contracts

USE OF DATA IN DIRECT MARKETING. KGI Hong Kong intends to use but will only use a data subject’s personal data in direct marketing with the data subject’s consent (which includes an indication of no objection) for that purpose. In this connection, please note that: (i) the data subject’s personal data such as the data subject’s name, telephone number, email address, correspondence address, account number, online identifiers, products and services portfolio information, transaction pattern and behaviour, risk profile, financial background and investment objectives and experience may be used by KGI Hong Kong in direct marketing; (ii) the following classes of services, products, facilities and marketing subjects may be marketed: (1) financial, securities, commodities, derivatives, futures, options, investment, financing, insurance, MPF/ORSO, wealth management, asset management, investor education programmes/games and related advisory or other services, products and facilities; (2) reward, loyalty or privileges programmes and related services, products and facilities; (3) services, products and facilities offered by business partners of any member of KGI Group providing any of the services, products and facilities referred to in Clause 6(ii)(1) above; and (4) donations and contributions for charitable and/or non-profit making purposes; (iii) the above services, products, facilities and marketing subjects may be provided or (in the case of donations and contributions) solicited by KGI Hong Kong and/or any of the following persons: (1) any member of the KGI Group; (2) third party financial institutions and providers of any of the services, products and facilities referred to in Clause 6(ii)(1) above; (3) third party reward, loyalty, co-branding or privileges programme providers; (4) business partners of any member of KGI Group providing any of the services, products and facilities referred to in Clause 6(ii)(1) above; and (5) charitable or non-profit making organisations; (iv) KGI Hong Kong intends to provide but will only provide the personal data described in Clause 6(i) above to any of the persons referred to in Clause 6(iii) above for use by any of them in direct marketing of the services, products, facilities and marketing subjects referred to in Clause 6(ii) above with the data subject’s written consent (which includes an indication of no objection). KGI Hong Kong may so provide the personal data to such persons for direct marketing purposes for gain (whether in the form of any fee, commission, benefit or otherwise). If a data subject wishes KGI Hong Kong to cease to use his/her personal data and/or provide it to other persons for use in direct marketing, the data subject may notify KGI Hong Kong in writing by mailing or faxing the written notification to the postal address or fax number provided in Clause 13 below. KGI Hong Kong shall then cease to use and/or provide his/her personal data for direct marketing purposes without any charge.

USE OF DATA IN DIRECT MARKETING. KGI Hong Kong The Bank intends to use but will only use a data subject’s personal customer's data in direct marketing with and the data subject’s Bank requires the customer's consent (which includes an indication of no objection) for that purpose. In this connection, please note that: (i) the data subject’s personal data such as the data subject’s name, telephone number, email address, correspondence address, account number, online identifierscontact details, products and services portfolio information, transaction transac- tion pattern and behaviour, risk profile, financial background and investment objectives and experience demographic data of a customer held by the Bank from time to time may be used by KGI Hong Kong the Bank in direct marketing; (ii) the following classes of services, products, facilities products and marketing subjects may be marketed: (1) financial, securities, commodities, derivatives, futures, options, investment, financing, insurance, MPF/ORSOcredit card, wealth management, asset management, investor education programmes/games banking and related advisory or other services, products services and facilitiesproducts; (2) reward, loyalty or privileges programmes and related services, products services and facilitiesproducts; (3) services, services and products and facilities offered by business the Bank’s co-branding partners (the names of any member of KGI Group providing any of such co-branding partners can be found in the servicesapplication form(s) for the relevant services and products, products and facilities referred to in Clause 6(ii)(1) aboveas the case may be); and (4) donations and contributions for charitable and/or non-profit making purposes; (iii) the above services, products, facilities products and marketing subjects may be provided or (in the case of donations and contributions) solicited by KGI Hong Kong and/or any of the following personsBank and/or: (1) any member of the KGI GroupBank's group companies; (2) third party financial institutions institutions, insurers, credit card companies, securities and providers of any of the services, products and facilities referred to in Clause 6(ii)(1) aboveinvestment services providers; (3) third party reward, loyalty, co-branding or privileges programme providers; (4) business co-branding partners of any member the Bank and the Bank's group companies (the names of KGI Group providing any of such co-branding partners can be found in the servicesapplication form(s) for the relevant services and products, products and facilities referred to in Clause 6(ii)(1) aboveas the case may be); and (5) charitable or non-profit making organisationsorganizations; (iv) KGI Hong Kong in addition to marketing the above services, products and subjects itself, the Bank also intends to provide but will only provide the personal data described in Clause 6(iparagraph (18.7)(i) above to all or any of the persons referred to described in Clause 6(iiiparagraph (18.7)(iii) above for use by any of them in direct marketing of the those services, productsproducts and subjects, facilities and marketing subjects referred to in Clause 6(ii) above with the data subject’s Bank requires the customer's written consent (which includes an indication of no objection). KGI Hong Kong ) for that purpose; (v) The Bank may so provide receive money or other property in return for providing the personal data to such persons for direct marketing purposes for gain (whether in the form of any fee, commission, benefit or otherwise). If a data subject wishes KGI Hong Kong to cease to use his/her personal data and/or provide it to other persons for use in direct marketingparagraph (18.7)(iv) above and, when requesting the custom- er's consent or no objection as described in paragraph (18.7)(iv) above, the Bank will inform the customer if it will receive any money or other property in return for providing the data subject may notify KGI Hong Kong in writing by mailing or faxing the written notification to the postal address or fax number provided in Clause 13 below. KGI Hong Kong shall then cease to use and/or provide his/her personal data for direct marketing purposes without any chargeother persons.

USE OF DATA IN DIRECT MARKETING. KGI Hong Kong The Bank intends to use but will only use a data subject’s personal customer's data in direct marketing with and the data subject’s Bank requires the customer's consent (which includes an indication of no objection) for that purpose. In this connection, please note that: (i) the data subject’s personal data such as the data subject’s name, telephone number, email address, correspondence address, account number, online identifierscontact details, products and services portfolio information, transaction pattern and behaviour, risk profile, financial background and investment objectives and experience demographic data of a customer held by the Bank from time to time may be used by KGI Hong Kong the Bank in direct marketing; (ii) the following classes of services, products, facilities products and marketing subjects may be marketed: (1) financial, securities, commodities, derivatives, futures, options, investment, financing, insurance, MPF/ORSOcredit card, wealth management, asset management, investor education programmes/games banking and related advisory or other services, products services and facilitiesproducts; (2) reward, loyalty or privileges programmes and related services, products services and facilitiesproducts; (3) services, services and products and facilities offered by business the Bank’s co-branding partners (the names of any member of KGI Group providing any of such co-branding partners can be found in the servicesapplication form(s) for the relevant services and products, products and facilities referred to in Clause 6(ii)(1) aboveas the case may be); and (4) donations and contributions for charitable and/or non-profit making purposes; (iii) the above services, products, facilities products and marketing subjects may be provided or (in the case of donations and contributions) solicited by KGI Hong Kong and/or any of the following personsBank and/or: (1) any member of the KGI GroupBank's group companies; (2) third party financial institutions institutions, insurers, credit card companies, securities and providers of any of the services, products and facilities referred to in Clause 6(ii)(1) aboveinvestment services providers; (3) third party reward, loyalty, co-branding or privileges programme providers; (4) business co-branding partners of any member the Bank and the Bank's group companies (the names of KGI Group providing any of such co-branding partners can be found in the servicesapplication form(s) for the relevant services and products, products and facilities referred to in Clause 6(ii)(1) aboveas the case may be); and (5) charitable or non-profit making organisationsorganizations; (iv) KGI Hong Kong in addition to marketing the above services, products and subjects itself, the Bank also intends to provide but will only provide the personal data described in Clause 6(iparagraph (18.7)(i) above to all or any of the persons referred to described in Clause 6(iiiparagraph (18.7)(iii) above for use by any of them in direct marketing of the those services, productsproducts and subjects, facilities and marketing subjects referred to in Clause 6(ii) above with the data subject’s Bank requires the customer's written consent (which includes an indication of no objection). KGI Hong Kong ) for that purpose; (v) The Bank may so provide receive money or other property in return for providing the personal data to such persons for direct marketing purposes for gain (whether in the form of any fee, commission, benefit or otherwise). If a data subject wishes KGI Hong Kong to cease to use his/her personal data and/or provide it to other persons for use in direct marketingparagraph (18.7)(iv) above and, when requesting the customer's consent or no objection as described in paragraph (18.7)(iv) above, the Bank will inform the customer if it will receive any money or other property in return for providing the data subject may notify KGI Hong Kong in writing by mailing or faxing the written notification to the postal address or fax number provided in Clause 13 below. KGI Hong Kong shall then cease to use and/or provide his/her personal data for direct marketing purposes without any chargeother persons.

USE OF DATA IN DIRECT MARKETING. KGI Hong Kong The Bank intends to use but will only use a data subject’s personal customer's data in direct marketing with and the data subject’s Bank requires the customer's consent (which includes an indication of no objection) for that purpose. In this connection, please note that: (i) the data subject’s personal data such as the data subject’s name, telephone number, email address, correspondence address, account number, online identifierscontact details, products and services portfolio information, transaction pattern and behaviour, risk profile, financial background and investment objectives and experience demographic data of a customer held by the Bank from time to time may be used by KGI Hong Kong the Bank in direct marketing; (ii) the following classes of services, products, facilities products and marketing subjects may be marketed: (1) financial, securities, commodities, derivatives, futures, options, investment, financing, insurance, MPF/ORSOcredit card, wealth management, asset management, investor education programmes/games banking and related advisory or other services, products services and facilitiesproducts; (2) reward, loyalty or privileges programmes and related services, products services and facilitiesproducts; (3) services, services and products and facilities offered by business the Bank's co-branding partners (the names of any member of KGI Group providing any of such co-branding partners can be found in the servicesapplication form(s) and/or advertising leaflet(s)/poster(s) for the relevant services and products, products and facilities referred to in Clause 6(ii)(1) aboveas the case may be); and (4) donations and contributions for charitable and/or non-profit nonprofit making purposes; (iii) the above services, products, facilities products and marketing subjects may be provided or (in the case of donations and contributions) solicited by KGI Hong Kong and/or any of the following personsBank and/or: (1) any member of the KGI GroupDSFH's group companies; (2) third party financial institutions institutions, insurers, credit card companies, securities and providers of any of the services, products and facilities referred to in Clause 6(ii)(1) aboveinvestment services providers; (3) third party reward, loyalty, co-branding or privileges programme providers; (4) business co-branding partners of any member the Bank and DSFH's group companies (the names of KGI Group providing any of such co-branding partners can be found in the servicesapplication form(s) and/or advertising leaflet(s)/poster(s) for the relevant services and products, products and facilities referred to in Clause 6(ii)(1) aboveas the case may be); and (5) charitable or non-profit making organisations; (iv) KGI Hong Kong in addition to marketing the above services, products and subjects itself, the Bank also intends to provide but will only provide the personal data described in Clause 6(iparagraph (g)(i) above to all or any of the persons referred to described in Clause 6(iiiparagraph (g)(iii) above for use by any of them in direct marketing of the those services, productsproducts and subjects, facilities and marketing subjects referred to in Clause 6(ii) above with the data subject’s Bank requires the customer's written consent (which includes an indication of no objection). KGI Hong Kong ) for that purpose; (v) The Bank may so provide receive money or other property in return for providing the personal data to such persons for direct marketing purposes for gain (whether in the form of any fee, commission, benefit or otherwise). If a data subject wishes KGI Hong Kong to cease to use his/her personal data and/or provide it to other persons for use in direct marketingparagraph (g)(iv) above and, when requesting the customer's consent or no objection as described in paragraph (g)(iv) above, the Bank will inform the customer if it will receive any money or other property in return for providing the data subject may notify KGI Hong Kong in writing by mailing or faxing the written notification to the postal address or fax number provided in Clause 13 below. KGI Hong Kong shall then cease to use and/or provide his/her personal data for direct marketing purposes without any chargeother persons.

USE OF DATA IN DIRECT MARKETING. KGI Hong Kong The Bank intends to use but will only use a data subject’s personal customer's data in direct marketing with and the data subject’s Bank requires the customer's consent (which includes an indication of no objection) for that purpose. In this connection, please note that: (i) the data subject’s personal data such as the data subject’s name, telephone number, email address, correspondence address, account number, online identifierscontact details, products and services portfolio information, transaction pattern and behaviour, risk profile, financial background and investment objectives and experience demographic data of a customer held by the Bank from time to time may be used by KGI Hong Kong the Bank in direct marketing; (ii) the following classes of services, products, facilities products and marketing subjects may be marketed: (1) financial, securities, commodities, derivatives, futures, options, investment, financing, insurance, MPF/ORSOcredit card, wealth management, asset management, investor education programmes/games banking and related advisory or other services, products services and facilitiesproducts; (2) reward, loyalty or privileges programmes and related services, products services and facilitiesproducts; (3) services, services and products and facilities offered by business the Bank's co-branding partners (the names of any member of KGI Group providing any of such co-branding partners can be found in the servicesapplication form(s) for the relevant services and products, products and facilities referred to in Clause 6(ii)(1) aboveas the case may be); and (4) donations and contributions for charitable and/or non-profit making purposes; (iii) the above services, products, facilities products and marketing subjects may be provided or (in the case of donations and contributions) solicited by KGI Hong Kong and/or any of the following personsBank and/or: (1) any member of the KGI GroupBank's group companies; (2) third party financial institutions institutions, insurers, credit card companies, securities and providers of any of the services, products and facilities referred to in Clause 6(ii)(1) aboveinvestment services providers; (3) third party reward, loyalty, co-branding or privileges programme providers; (4) business co-branding partners of any member the Bank and the Bank's group companies (the names of KGI Group providing any of such co-branding partners can be found in the servicesapplication form(s) for the relevant services and products, products and facilities referred to in Clause 6(ii)(1) aboveas the case may be); and (5) charitable or non-profit making organisationsorganizations; (iv) KGI Hong Kong in addition to marketing the above services, products and subjects itself, the Bank also intends to provide but will only provide the personal data described in Clause 6(iparagraph (g)(i) above to all or any of the persons referred to described in Clause 6(iiiparagraph (g)(iii) above for use by any of them in direct marketing of the those services, productsproducts and subjects, facilities and marketing subjects referred to in Clause 6(ii) above with the data subject’s Bank requires the customer's written consent (which includes an indication of no objection). KGI Hong Kong ) for that purpose; (v) The Bank may so provide receive money or other property in return for providing the personal data to such persons for direct marketing purposes for gain (whether in the form of any fee, commission, benefit or otherwise). If a data subject wishes KGI Hong Kong to cease to use his/her personal data and/or provide it to other persons for use in direct marketingparagraph (g)(iv) above and, when requesting the customer's consent or no objection as described in paragraph (g)(iv) above, the Bank will inform the customer if it will receive any money or other property in return for providing the data subject may notify KGI Hong Kong in writing by mailing or faxing the written notification to the postal address or fax number provided in Clause 13 below. KGI Hong Kong shall then cease to use and/or provide his/her personal data for direct marketing purposes without any chargeother persons.

USE OF DATA IN DIRECT MARKETING. KGI Hong Kong intends to use but will only use a data subject’s personal data in direct marketing with the data subject’s consent (which includes an indication of no objection) for that purpose. In this connection, please note that: (i) the data subject’s personal data such as the data subject’s name, telephone number, email address, correspondence address, account number, online identifiers, products and services portfolio information, transaction pattern and behaviour, risk profile, financial background and investment objectives and experience may be used by KGI Hong Kong in direct marketing; (ii) the following classes of services, products, facilities and marketing subjects may be marketed: (1) financial, securities, commodities, derivatives, futures, options, investment, financing, insurance, MPF/ORSO, wealth management, asset management, investor education programmes/games and related advisory or other services, products and facilities; (2) reward, loyalty or privileges programmes and related services, products and facilities; (3) services, products and facilities offered by business partners of any member of KGI Group providing any of the services, products and facilities referred to in Clause 6(ii)(1) above; and (4) donations and contributions for charitable and/or non-non- profit making purposes; (iii) the above services, products, facilities and marketing subjects may be provided or (in the case of donations and contributions) solicited by KGI Hong Kong and/or any of the following persons: (1) any member of the KGI Group; (2) third party financial institutions and providers of any of the services, products and facilities referred to in Clause 6(ii)(1) above; (3) third party reward, loyalty, co-branding or privileges programme providers; (4) business partners of any member of KGI Group providing any of the services, products and facilities referred to in Clause 6(ii)(1) above; and (5) charitable or non-profit making organisations; (iv) KGI Hong Kong intends to provide but will only provide the personal data described in Clause 6(i) above to any of the persons referred to in Clause 6(iii) above for use by any of them in direct marketing of the services, products, facilities and marketing subjects referred to in Clause 6(ii) above with the data subject’s written consent (which includes an indication of no objection). KGI Hong Kong may so provide the personal data to such persons for direct marketing purposes for gain (whether in the form of any fee, commission, benefit or otherwise). If a data subject wishes KGI Hong Kong to cease to use his/her personal data and/or provide it to other persons for use in direct marketing, the data subject may notify KGI Hong Kong in writing by mailing or faxing the written notification to the postal address or fax number provided in Clause 13 below. KGI Hong Kong shall then cease to use and/or provide his/her personal data for direct marketing purposes without any charge.

USE OF DATA IN DIRECT MARKETING. KGI Hong Kong The Bank intends to use but will only use a data subject’s personal customer's data in direct marketing with and the data subject’s Bank requires the customer's consent (which includes an indication of no objection) for that purpose. In this connection, please note that: (i) the data subject’s personal data such as the data subject’s name, telephone number, email address, correspondence address, account number, online identifierscontact details, products and services portfolio information, transaction pattern and behaviour, risk profile, financial background and investment objectives and experience demographic data of a customer held by the Bank from time to time may be used by KGI Hong Kong the Bank in direct marketing; (ii) the following classes of services, products, facilities products and marketing subjects may be marketed: (1) financial, securities, commodities, derivatives, futures, options, investment, financing, insurance, MPF/ORSOcredit card, wealth management, asset management, investor education programmes/games banking and related advisory or other services, products services and facilitiesproducts; (2) reward, loyalty or privileges programmes and related services, products services and facilitiesproducts; (3) services, services and products and facilities offered by business the Bank's co-branding partners (the names of any member of KGI Group providing any of such co-branding partners can be found in the servicesapplication form(s) for the relevant services and products, products and facilities referred to in Clause 6(ii)(1) aboveas the case may be); and (4) donations and contributions for charitable and/or non-profit making purposes; (iii) the above services, products, facilities products and marketing subjects may be provided or (in the case of donations and contributions) solicited by KGI Hong Kong and/or any of the following personsBank and/or: (1) any member of the KGI GroupBank's group companies; (2) third party financial institutions institutions, insurers, credit card companies, securities and providers of any of the services, products and facilities referred to in Clause 6(ii)(1) aboveinvestment services providers; (3) third party reward, loyalty, co-branding or privileges programme providers; (4) business co-branding partners of any member the Bank and the Bank's group companies (the names of KGI Group providing any of such co-branding partners can be found in the servicesapplication form(s) for the relevant services and products, products and facilities referred to in Clause 6(ii)(1) aboveas the case may be); and (5) charitable or non-profit making organisationsorganizations; (iv) KGI Hong Kong in addition to marketing the above services, products and subjects itself, the Bank also intends to provide but will only provide the personal data described in Clause 6(iparagraph 18.7(i) above to all or any of the persons referred to described in Clause 6(iiiparagraph 18.7(iii) above for use by any of them in direct marketing of the those services, productsproducts and subjects, facilities and marketing subjects referred to in Clause 6(ii) above with the data subject’s Bank requires the customer's written consent (which includes an indication of no objection). KGI Hong Kong ) for that purpose; (v) The Bank may so provide receive money or other property in return for providing the personal data to such persons for direct marketing purposes for gain (whether in the form of any fee, commission, benefit or otherwise). If a data subject wishes KGI Hong Kong to cease to use his/her personal data and/or provide it to other persons for use in direct marketingparagraph 18.7(iv) above and, when requesting the customer's consent or no objection as described in paragraph 18.7(iv) above, the Bank will inform the customer if it will receive any money or other property in return for providing the data subject may notify KGI Hong Kong in writing by mailing or faxing the written notification to the postal address or fax number provided in Clause 13 below. KGI Hong Kong shall then cease to use and/or provide his/her personal data for direct marketing purposes without any chargeother persons.