Common use of Use of Online Services Clause in Contracts

Use of Online Services. You Will Not: • Use our Online Services or Content in any way not expressly permitted by these Terms; • Copy, modify or harvest data, Content, or materials from the Online Services; • remove or alter, any copyright or other proprietary rights or notices on the Online Services; • Misrepresent your identity or provide any false information; • Interfere with the operation of our Online Services; • Share any password with any third parties or use any third-party’s password; • Engage in commercial, competitive, or viral messaging, or sending of unsolicited advertisements, or similar communications, including harmful computer code, viruses, or malware; • Use the Online Services in any way that could, in our sole judgment, interfere with any other party's use or enjoyment of the Online Services, impair our networks or servers, or expose us or any third party to any claims or liability whatsoever, or use software or other means to access, "scrape," "crawl," or "spider," any web pages or other services from the Online Services. If you are blocked from the Online Services (including by blocking your IP address), you agree not to implement any measures to circumvent such blocking; • Directly or indirectly authorize anyone else to take actions prohibited in this section; or • Attempt to reverse engineer any of the software used to provide the Online Services. You Agree That: • You will comply with all applicable laws and regulations; • You represent and warrant that you are at least 13 years of age, and that, if you are between 13 and the age of majority in your state and otherwise not emancipated, a parent and/or guardian agrees to these Terms on your behalf; and • We may take any measures we deem appropriate, in our sole discretion and permitted by law, to enforce these Terms.

Use of Online Services. You Will Not: •  Use our Online Services or Content in any way not expressly permitted by these Terms; •  Copy, modify or harvest data, Content, or materials from the Online Services; •  remove or alter, any copyright or other proprietary rights or notices on the Online Services; •  Misrepresent your identity or provide any false information; •  Interfere with the operation of our Online Services; •  Share any password with any third parties or use any third-party’s password; •  Engage in commercial, competitive, or viral messaging, or sending of unsolicited advertisements, or similar communications, including harmful computer code, viruses, or malware; •  Use the Online Services in any way that could, in our sole judgment, interfere with any other party's use or enjoyment of the Online Services, impair our networks or servers, or expose us or any third party to any claims or liability whatsoever, or use software or other means to access, "scrape," "crawl," or "spider," any web pages webpages or other services from the Online Services. If you are blocked from the Online Services (including by blocking your IP address), you agree not to implement any measures to circumvent such blocking; •  Directly or indirectly authorize anyone else to take actions prohibited in this section; or •  Attempt to reverse engineer any of the software used to provide the Online Services. You Agree That: •  You will comply with all applicable laws and regulations; •  You represent and warrant that you are at least 13 years of age, and that, if you are between 13 and the age of majority in your state and otherwise not emancipated, a parent and/or guardian agrees to these Terms on your behalf; and •  We may take any measures we deem appropriate, in our sole discretion and permitted by law, to enforce these Terms. Posting Messages, Comments or Content You Will Not:  Post any improper or inappropriate content, including that which is obscene, libelous, harassing, threatening, harmful, inflammatory, invasive of privacy, or otherwise objectionable, constitutes advertising or solicitation, or violates applicable law. You Agree That:  Any content posted to the Online Services by third parties is only the opinion of the poster, is no substitute for your own research, and should not be relied upon for any purpose;  You are solely responsible for the content of any postings that you submit. Any content you submit will be routed through the Internet and you understand and acknowledge that you have no expectation of privacy regarding that content. Never assume that you are anonymous and cannot be identified by your posts;  If you do post content or submit material to the Online Services, and unless we indicate otherwise, you grant the Company a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media;  You grant the Company and any of its sublicensees the right to use the name that you submit in connection with such content, if they choose; and  You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate these Terms and will not cause injury to any person or entity; and that you will indemnify the Company or its affiliates for all claims resulting from any content that you supply.

Use of Online Services. You Will Not: • Use our Online Services or Content in any way not expressly permitted by these Terms; • Copy, modify or harvest data, Content, or materials from the Online Services; • remove or alter, any copyright or other proprietary rights or notices on the Online Services; • Misrepresent your identity or provide any false information; • Interfere with the operation of our Online Services; • Share any password with any third parties or use any third-party’s password; • Engage in commercial, competitive, or viral messaging, or sending of unsolicited advertisements, or similar communications, including harmful computer code, viruses, or malware; • Use the Online Services in any way that could, in our sole judgment, interfere with any other party's use or enjoyment of the Online Services, impair our networks or servers, or expose us or any third party to any claims or liability whatsoever, or use software or other means to access, "scrape," "crawl," or "spider," any web pages or other services from the Online Services. If you are blocked from the Online Services (including by blocking your IP address), you agree not to implement any measures to circumvent such blocking; • Directly or indirectly authorize anyone else to take actions prohibited in this section; or • Attempt to reverse engineer any of the software used to provide the Online Services. You Agree That: • You you will comply with all applicable laws and regulations; and • You you represent and warrant that you are at least 13 years of age, and that, if you are between 13 and the age of majority in your state and otherwise not emancipated, a parent and/or guardian agrees to these Terms on your behalf; and . • We we may take any measures we deem appropriate, in our sole discretion and permitted by law, to enforce these Terms.

Use of Online Services. You Will Not: • Use our Online Services or Content in any way not expressly permitted by these Terms; • Copy, modify or harvest data, Content, or materials from the Online Services; • remove Remove or alter, any copyright or other proprietary rights or notices on the Online Services; • Misrepresent your identity or provide any false information; • Interfere with the operation of our Online Services; • Share any password with any third parties or use any third-party’s password; • Engage in commercial, competitive, or viral messaging, or sending of unsolicited advertisements, or similar communications, including harmful computer code, viruses, or malware; • Use the Online Services in any way that could, in our sole judgment, interfere with any other party's use or enjoyment of the Online Services, impair our networks or servers, or expose us or any third party to any claims or liability whatsoever, or use software or other means to access, "scrape," "crawl," or "spider," any web pages webpages or other services from the Online Services. If you are blocked from the Online Services (including by blocking your IP address), you agree not to implement any measures to circumvent such blocking; • Directly or indirectly authorize anyone else to take actions prohibited in this section; or • Attempt to reverse engineer any of the software used to provide the Online Services. You Agree That: • You will comply with all applicable laws and regulations; • You represent and warrant that you are at least 13 years of age, and that, if you are between 13 and the age of majority in your state and otherwise not emancipated, a parent and/or guardian agrees to these Terms on your behalf; and • We may take any measures we deem appropriate, in our sole discretion and permitted by law, to enforce these Terms.. Text Messaging • Our Online Services may permit you to enroll in text messaging programs. The frequency and content of our text messages will vary by texting program. As part of enrollment, each texting program provides specific information on how to unsubscribe or seek assistance. These texting terms and conditions (“Texting Terms and Conditions”), as well as any program specific requirements apply to your interactions with us via text and are incorporated in this section by reference. • These Texting Terms and Conditions apply when you provide prior express consent to receive text messages from us. Text messaging frequency may vary from us and may include one-time or recurring texts related to your benefits, programs, products, services, and tools, and/or general health information. At enrollment for recurring texting programs, we specify the frequency and number of texts and information on how to unsubscribe and seek assistance. In all programs, you may text STOP to stop messaging for that program and HELP for help. Text messages will be sent to your mobile number using an automatic dialing system. Message and Data rates may apply. Text messaging may not be available via all carriers. • If you no longer want to receive text messages from us, the sole and exclusive remedy is to end enrollment in the specific texting program. • Under no circumstances will we be liable for any direct or indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or in connection with use of text messaging whether or not we have been advised of the possibility of such damages. • We do not guarantee the successful delivery of text messages by your wireless provider. Messages sent by text may not be delivered if the mobile device is not in range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within a coverage area, factors beyond the control of wireless carriers may interfere with message delivery, including the terrain, proximity to buildings, foliage, weather, and the recipient's equipment. We will not be liable for losses or damages arising from (a) non-delivery, delayed delivery, or misdirected delivery of a text message;

Use of Online Services. You Will Not: • Use our Online Services or Content in any way not expressly permitted by these Terms; • Copy, modify or harvest data, Content, or materials from the Online Services; • remove or alter, any copyright or other proprietary rights or notices on the Online Services; • Misrepresent your identity or provide any false information; • Interfere with the operation of our Online Services; • Share any password with any third parties or use any third-party’s password; • Engage in commercial, competitive, or viral messaging, or sending of unsolicited advertisements, or similar communications, including harmful computer code, viruses, or malware; • Use the Online Services in any way that could, in our sole judgment, interfere with any other party's use or enjoyment of the Online Services, impair our networks or servers, or expose us or any third party to any claims or liability whatsoever, or use software or other means to access, "scrape," "crawl," or "spider," any web pages webpages or other services from the Online Services. If you are blocked from the Online Services (including by blocking your IP address), you agree not to implement any measures to circumvent such blocking; • Directly or indirectly authorize anyone else to take actions prohibited in this section; or • Attempt to reverse engineer any of the software used to provide the Online Services. You Agree That: • You will comply with all applicable laws and regulations; • You represent and warrant that you are at least 13 years of age, and that, if you are between 13 and the age of majority in your state and otherwise not emancipated, a parent and/or guardian agrees to these Terms on your behalf; and • We may take any measures we deem appropriate, in our sole discretion and permitted by law, to enforce these Terms. Posting Messages, Comments or Content You Will Not: • Post any improper or inappropriate content, including that which is obscene, libelous, harassing, threatening, harmful, inflammatory, invasive of privacy, or otherwise objectionable, constitutes advertising or solicitation, or violates applicable law. You Agree That: • Any content posted to the Online Services by third parties is only the opinion of the poster, is no substitute for your own research, and should not be relied upon for any purpose; • You are solely responsible for the content of any postings that you submit. Any content you submit will be routed through the Internet and you understand and acknowledge that you have no expectation of privacy regarding that content. Never assume that you are anonymous and cannot be identified by your posts; • If you do post content or submit material to the Online Services, and unless we indicate otherwise, you grant the Company a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media; • You grant the Company and any of its sublicensees the right to use the name that you submit in connection with such content, if they choose; and • You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate these Terms and will not cause injury to any person or entity; and that you will indemnify the Company or its affiliates for all claims resulting from any content that you supply.

Use of Online Services. You Will Not: • Use our Online Services or Content in any way not expressly permitted by these Terms; • Copy, modify or harvest data, Content, or materials from the Online Services; • remove or alter, any copyright or other proprietary rights or notices on the Online Services; • Misrepresent your identity or provide any false information; • Interfere with the operation of our Online Services; • Share any password with any third parties or use any third-party’s password; • Engage in commercial, competitive, or viral messaging, or sending of unsolicited advertisements, or similar communications, including harmful computer code, viruses, or malware; • Use the Online Services in any way that could, in our sole judgment, interfere with any other party's use or enjoyment of the Online Services, impair our networks or servers, or expose us or any third party to any claims or liability whatsoever, or use software or other means to access, "scrape," "crawl," or "spider," any web pages or other services from the Online Services. If you are blocked from the Online Services (including by blocking your IP address), you agree not to implement any measures to circumvent such blocking; • Directly or indirectly authorize anyone else to take actions prohibited in this section; or • Attempt to reverse engineer any of the software used to provide the Online Services. You Agree That: • You will comply with all applicable laws and regulations; • You represent and warrant that you are at least 13 years of age, and that, if you are between 13 and the age of majority in your state and otherwise not emancipated, a parent and/or guardian agrees to these Terms on your behalf; and • We may take any measures we deem appropriate, in our sole discretion and permitted by law, to enforce these Terms. Posting Messages, Comments or Content You Will Not: • Post any improper or inappropriate content, including that which is obscene, libelous, harassing, threatening, harmful, inflammatory, invasive of privacy, or otherwise objectionable, constitutes advertising or solicitation, or violates applicable law. You Agree That: • Any content posted to the Online Services by third parties is only the opinion of the poster, is no substitute for your own research, and should not be relied upon for any purpose; • You are solely responsible for the content of any postings that you submit. Any content you submit will be routed through the Internet and you understand and acknowledge that you have no expectation of privacy regarding that content. Never assume that you are anonymous and cannot be identified by your posts; • If you do post content or submit material to the Online Services, and unless we indicate otherwise, you grant the Company a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media; • You grant the Company and any of its sublicensees the right to use the name that you submit in connection with such content, if they choose; and • You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate these Terms and will not cause injury to any person or entity; and that you will indemnify the Company or its affiliates for all claims resulting from any content that you supply.

Use of Online Services. You Will Not: • Use our Online Services or Content in any way not expressly permitted by these Terms; • Copy, modify or harvest Modify data, Content, or materials from the Online Services; • remove Remove or alter, any copyright or other proprietary rights or notices on the Online Services; • Misrepresent your identity or provide any false information; • Interfere with the operation of our Online Services; • Share any password with any third parties or use any third-party’s password; • Engage in commercial, competitive, or viral messaging, or sending of unsolicited advertisements, or similar communications, including harmful computer code, viruses, or malware; • Use the Online Services in any way that could, in our sole judgment, interfere with any other party's use or enjoyment of the Online Services, impair our networks or servers, or expose us or any third party to any claims or liability whatsoever, or use software or other means to access, "scrape," "crawl," or "spider," any web pages or other services from the Online Services. If you are blocked from the Online Services (including by blocking your IP address), you agree not to implement any measures to circumvent such blocking; • Directly or indirectly authorize anyone else to take actions prohibited in this section; or • Attempt to reverse engineer any of the software used to provide the Online Services. You Agree That: • You will comply with all applicable laws and regulations; • You represent and warrant that you are at least 13 years of age, and that, if you are between 13 and the age of majority in your state and otherwise not emancipated, a parent and/or guardian agrees to these Terms on your behalf; and • We may take any measures we deem appropriate, in our sole discretion and permitted by law, to enforce these Terms.

Use of Online Services. You Will Not: • Use our Online Services or Content in any way not expressly permitted by these Terms; • Copy, modify or harvest data, Content, or materials from the Online Services; • remove Remove or alter, any copyright or other proprietary rights or notices on the Online Services; • Misrepresent your identity or provide any false information; • Interfere with the operation of our Online Services; • Share any password with any third parties or use any third-party’s password; • Engage in commercial, competitive, or viral messaging, or sending of unsolicited advertisements, or similar communications, including harmful computer code, viruses, or malware; • Use the Online Services in any way that could, in our sole judgment, interfere with any other party's use or enjoyment of the Online Services, impair our networks or servers, or expose us or any third party to any claims or liability whatsoever, or use software or other means to access, "scrape," "crawl," or "spider," any web pages or other services from the Online Services. If you are blocked from the Online Services (including by blocking your IP address), you agree not to implement any measures to circumvent such blocking; • Directly or indirectly authorize anyone else to take actions prohibited in this section; or • Attempt to reverse engineer any of the software used to provide the Online Services. You Agree That: • You will comply with all applicable laws and regulations; • You represent and warrant that you are at least 13 years of age, and that, if you are between 13 and the age of majority in your state and otherwise not emancipated, a parent and/or guardian agrees to these Terms on your behalf; and • We may take any measures we deem appropriate, in our sole discretion and permitted by law, to enforce these Terms.. Text Messaging • Our Online Services may permit you to enroll in text messaging programs. The frequency and content of our text messages will vary by texting program. As part of enrollment, each texting program provides specific information on how to unsubscribe or seek assistance. These texting terms and conditions (“Texting Terms and Conditions”), as well as any program specific requirements apply to your interactions with us via text and are incorporated in this section by reference. • These Texting Terms and Conditions apply when you provide prior express consent to receive text messages from us. Text messaging from us may include one-time or recurring texts related to your benefits, programs, products, services, and tools, and/or general health information. At enrollment for recurring texting programs, we specify the frequency and number of texts and information on how to unsubscribe and seek assistance. In all programs, you may text STOP to stop messaging for that program and HELP for help. Text messages will be sent to your mobile number using an automatic dialing system. Message and Data rates may apply. Text messaging may not be available via all carriers. • If you no longer want to receive text messages from us, the sole and exclusive remedy is to end enrollment in the specific texting program. • Under no circumstances will we be liable for any direct or indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or in connection with use of text messaging whether or not we have been advised of the possibility of such damages. • We do not guarantee the successful delivery of text messages by your wireless provider. Messages sent by text may not be delivered if the mobile device is not in range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within a coverage area, factors beyond the control of wireless carriers may interfere with message delivery, including the terrain, proximity to buildings, foliage, weather, and the recipient's equipment. We will not be liable for losses or damages arising from (a) non-delivery, delayed delivery, or misdirected delivery of a text message;

Use of Online Services. You Will Not: • Use our Online Services or Content in any way not expressly permitted by these Terms; • Copy, modify or harvest data, Content, or materials from the Online Services; • remove Remove or alter, any copyright or other proprietary rights or notices on the Online Services; • Misrepresent your identity or provide any false information; • Interfere with the operation of our Online Services; • Share any password with any third parties or use any third-party’s password; • Engage in commercial, competitive, or viral messaging, or sending of unsolicited advertisements, or similar communications, including harmful computer code, viruses, or malware; • Use the Online Services in any way that could, in our sole judgment, interfere with any other party's use or enjoyment of the Online Services, impair our networks or servers, or expose us or any third party to any claims or liability whatsoever, or use software or other means to access, "scrape," "crawl," or "spider," any web pages or other services from the Online Services. If you are blocked from the Online Services (including by blocking your IP address), you agree not to implement any measures to circumvent such blocking; • Directly or indirectly authorize anyone else to take actions prohibited in this section; or • Attempt to reverse engineer any of the software used to provide the Online Services. You Agree That: • You will comply with all applicable laws and regulations; • You represent and warrant that you are at least 13 years of age, and that, if you are between 13 and the age of majority in your state and otherwise not emancipated, a parent and/or guardian agrees to these Terms on your behalf; and • We may take any measures we deem appropriate, in our sole discretion and permitted by law, to enforce these Terms. Posting Messages, Comments or Content You Will Not: • Post any improper or inappropriate content, including that which is obscene, libelous, harassing, threatening, harmful, inflammatory, invasive of privacy, or otherwise objectionable, constitutes advertising or solicitation, or violates applicable law. You Agree That: • Any content posted to the Online Services by third parties is only the opinion of the poster, is no substitute for your own research, and should not be relied upon for any purpose; • You are solely responsible for the content of any postings that you submit. Any content you submit will be routed through the Internet and you understand and acknowledge that you have no expectation of privacy regarding that content. Never assume that you are anonymous and cannot be identified by your posts; • If you do post content or submit material to the Online Services, and unless we indicate otherwise, you grant the Company a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media; • You grant the Company and any of its sublicensees the right to use the name that you submit in connection with such content if they choose; and • You represent and warrant that you own or otherwise control all of the rights to the content that you post, that the content is accurate, that use of the content you supply does not violate these Terms and will not cause injury to any person or entity, and that you will indemnify the Company or its affiliates for all claims resulting from any content that you supply.

Use of Online Services. You Will Not: • Use our Online Services or Content in any way not expressly permitted by these Terms; • Copy, modify or harvest data, Content, or materials from the Online Services; • remove or alter, any copyright or other proprietary rights or notices on the Online Services; • Misrepresent your identity or provide any false information; • Interfere with the operation of our Online Services; • Share any password with any third parties or use any third-party’s password; • Engage in commercial, competitive, or viral messaging, or sending of unsolicited advertisements, or similar communications, including harmful computer code, viruses, or malware; • Use the Online Services in any way that could, in our sole judgment, interfere with any other party's use or enjoyment of the Online Services, impair our networks or servers, or expose us or any third party to any claims or liability whatsoever, or use software or other means to access, "scrape," "crawl," or "spider," any web pages webpages or other services from the Online Services. If you are blocked from the Online Services (including by blocking your IP address), you agree not to implement any measures to circumvent such blocking; • Directly or indirectly authorize anyone else to take actions prohibited in this section; or • Attempt to reverse engineer any of the software used to provide the Online Services. You Agree That: • You will comply with all applicable laws and regulations; • You represent and warrant that you are at least 13 years of age, and that, if you are between 13 and the age of majority in your state and otherwise not emancipated, a parent and/or guardian agrees to these Terms on your behalf; and • We may take any measures we deem appropriate, in our sole discretion and permitted by law, to enforce these Terms. Posting Messages, Comments or Content You Will Not: • Post any improper or inappropriate content, including that which is obscene, libelous, harassing, threatening, harmful, inflammatory, invasive of privacy, or otherwise objectionable, constitutes advertising or solicitation, or violates applicable law. You Agree That: • Any content posted to the Online Services by third parties is only the opinion of the poster, is no substitute for your own research, and should not be relied upon for any purpose; • You are solely responsible for the content of any postings that you submit. Any content you submit will be routed through the Internet and you understand and acknowledge that you have no expectation of privacy regarding that content. Never assume that you are anonymous and cannot be identified by your posts; • If you do post content or submit material to the Online Services, and unless we indicate otherwise, you grant the Company a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media; • You grant the Company and any of its sublicensees the right to use the name that you submit in connection with such content if they choose; and • You represent and warrant that you own or otherwise control all of the rights to the content that you post, that the content is accurate, that use of the content you supply does not violate these Terms and will not cause injury to any person or entity, and that you will indemnify the Company or its affiliates for all claims resulting from any content that you supply.