Common use of User Generated Content Clause in Contracts

User Generated Content. 9.1. User generated content may be posted on the website directly by a User and is not pre- screened or approved by Fino. Fino has the right but not the obligation to monitor and edit or remove any activity or content on the website. 9.2. Fino does not accept responsibility, under any circumstances, for any user generated content but does however reserve the right, in its sole and absolute discretion, to delete any user generated content that is found to be unlawful or in contravention of these terms and conditions. 9.3. Fino does not endorse any opinion, statement, recommendation, comment, reply, review or advice expressed in any user generated content and expressly disclaims any and all liability to any person who places any reliance thereon or otherwise acts in accordance therewith. 9.4. Any user generated content that is posted or transmitted by the User to or via the website shall be deemed to be non-confidential and non-proprietary. The User hereby grants Fino a non- exclusive, royalty- free perpetual, irrevocable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. 9.5. Users who post user generated content hereby warrant that they own or are otherwise authorised to exercise the rights to such content, and that any content posted will be accurate and will not cause injury or harm to any person or entity. 9.6. Users hereby indemnify Fino against all claims resulting from user generated content that is found to be infringing or harmful. 9.7. Users shall not post, distribute or transmit to or from the website any material, including but not limited to text, images, video and audio clips that:  is illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable;  consists of or contains commercial solicitation, political campaigning, chain letters, mass mailings, or any form of unsolicited or bulk communications;  constitutes hate speech or is likely to provoke violence;  is racist, sexist, homophobic, sexually explicit, abusive or otherwise objectionable;  constitutes or encourages conduct that would be considered a criminal offence, or condones or encourages unlawful activity;  is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data); and/or  otherwise infringes the rights of any other person. 9.8. If a person believes that any user generated content published or transmitted on or from the website does not comply with the standards set out in these terms and conditions, or that such content infringes any of their rights, they must immediately contact the Fino at xxxx@xxxx.xx.xx

User Generated Content. 9.110.1 An online Product may contain discussion groups and other forums (“Interactive Areas”) enabling interaction between subscribers. User generated content may be We do not control and are not responsible for information and/or materials posted to Interactive Areas (“User-Generated Content”) and cannot guarantee the veracity or accuracy of any such User-Generated Content. All use of the Interactive Areas is at your risk and you should not rely on the website directly by a User and is not pre- screened or approved by Fino. Fino has the right but not the obligation to monitor and edit or remove any activity or content on the website. 9.2. Fino does not accept responsibility, under any circumstances, for any user generated content but does however reserve the right, in its sole and absolute discretion, to delete any user generated content that is found to be unlawful or in contravention of these terms and conditions. 9.3. Fino does not endorse any opinion, statement, recommendation, comment, reply, review or advice expressed User-Generated Content in any user generated content and expressly disclaims any and all liability to any person who places any reliance thereon or otherwise acts in accordance therewith. 9.4way. Any user generated content that is All User-Generated Content posted or transmitted by the User to or via the website Authorised Users shall be deemed to have been posted by the Subscriber and the Subscriber shall be responsible for all User- Generated Content posted by the Authorised Users. 10.2 The Subscriber hereby grants the Licensor a non-confidential and non-proprietary. The User hereby grants Fino a non- exclusive, royalty- free perpetual, irrevocable license royalty-free licence to use, reproduce, modifymodify and/or sub-license all or any part of the User-Generated Content posted by its Authorised Users. The Licensor may, adaptwithout notice to you or any third party, delete, move or edit any such User-Generated Content or part of it. 10.3 To the extent permitted under applicable law, the Subscriber hereby waives all moral rights or rights of a similar nature in any jurisdiction in any User-Generated Content. 10.4 The Subscriber is responsible for the content of the User-Generated Content and you may only publish User-Generated Content that is your original content and does not infringe the copyright or other rights of any third party. 10.5 Authorised Users may not, within the Interactive Areas post, publish, translatelink to, create derivative works fromupload, download, send, distribute, and display such content throughout the world use or re-use any information or material: (a) obtained in breach of confidence or which contains confidential information or infringes any media.intellectual property rights or rights of privacy or other rights of any third party; 9.5. Users who post user generated content hereby warrant that they own (b) which is offensive, threatening, abusive, indecent, defamatory, obscene, degrading or are menacing, or is otherwise authorised contrary to exercise the rights to such content, and that any content posted will be accurate and will not cause injury applicable law or harm to any person regulation or entity.promoting an illegal act; 9.6. Users hereby indemnify Fino against all claims resulting from user generated content that is found to be infringing (c) which constitutes unsolicited advertising or harmful. 9.7. Users shall not post, distribute or transmit to or from the website any promotional material, including but not limited to textany chain emails, imagesunsolicited commercial emails, video and audio clips that:  is illegalunsolicited bulk email, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, "spam" or otherwise injurious to third parties or objectionable;  consists of mail bombs; (d) which constitutes or contains commercial solicitation, political campaigning, chain letters, mass mailings, a virus or any form other harmful component or malware; or (e) which is or could be taken to be the provision of unsolicited or bulk communications;  constitutes hate speech or is likely to provoke violence;  is racist, sexist, homophobic, sexually explicit, abusive or otherwise objectionable;  constitutes or encourages conduct that would be considered a criminal offence, or condones or encourages unlawful activity;  is technically harmful advice (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data investment advice) or other malicious software a recommendation to buy or harmful data); and/or  otherwise infringes refrain from buying a particular investment or which has the rights purpose of affecting the price or value of any other personinvestment. 9.8. If 10.6 Authorised Users may not: (a) use any Interactive Area to carry out criminal, fraudulent or illegal activities; (b) use any Interactive Area to impersonate any person, company, group or entity or misrepresent a person believes that any user generated content published relationship to or transmitted on or from the website does not comply with the standards set out in these terms and conditions, or that such content infringes any of their rightsthe same; (c) disguise the origin of any message posted in any Interactive Area; nor (d) collect, they must immediately contact store, disclose or otherwise process any personal data in relation to your use of any Interactive Area without the Fino at xxxx@xxxx.xx.xxknowledge of the relevant individual or in breach of applicable data protection laws. 10.7 The Subscriber agrees to indemnify and hold us harmless against all claims, damages, costs and expenses (including legal and other professional fees) which we may incur as a result of any User-Generated Content of any Authorised User. 10.8 The Licensor reserves the right to prevent any Authorised User(s) from accessing the Interactive Areas however it is under no obligation to review, monitor, delete or edit User-Generated Content.

User Generated Content. 9.1A. The Product may provide functionality that allows You to upload or otherwise transmit Content to the Product ("User-Generated Content"). User generated content may be posted on All User-Generated Content must adhere to the website directly by a User and is not pre- screened or approved by Fino. Fino has the right but not the obligation to monitor and edit or remove any activity or content on the websiteterms set forth herein. 9.2. Fino does not accept responsibility, under any circumstances, for any user generated content but does however reserve the right, B. You retain all intellectual property rights in its sole and absolute discretion, to delete any user generated content that is found to be unlawful or in contravention of these terms and conditions. 9.3. Fino does not endorse any opinion, statement, recommendation, comment, reply, review or advice expressed in any user generated content and expressly disclaims any and all liability to any person who places any reliance thereon or otherwise acts in accordance therewith. 9.4. Any user generated content that is posted or transmitted by the User to or via the website shall be deemed to be nonUser-confidential and non-proprietary. The User hereby grants Fino a non- exclusive, royalty- free perpetual, irrevocable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. 9.5. Users who post user generated content hereby warrant that they own or are otherwise authorised to exercise the rights to such content, and that any content posted will be accurate and will not cause injury or harm to any person or entity. 9.6. Users hereby indemnify Fino against all claims resulting from user generated content that is found to be infringing or harmful. 9.7. Users shall not post, distribute or transmit to or from the website any materialGenerated Content, including but not limited to textcopyrights in User-Generated Content. Provider does not claim any ownership, imagesright, video title, or interest in or to your User-Generated Content. Notwithstanding the foregoing, You hereby grant a non-exclusive, transferrable, irrevocable, perpetual worldwide, fully paid-up license to Provider to exploit any intellectual property rights in the User-Generated Content in order to provide the Product, including but not limited to the right to reproduce, distribute copies, perform, display, and audio clips that:  prepare derivative works of any copyrighted User-Generated Content in order to provide the Product; and the right to make, use, offer for sale, sell, and import any patented User-Generated Content in order to provide the Product. C. You represent and warrant that You have the right to grant the license listed in Section III(B) to Provider for any User-Generated Content. D. You acknowledge that User-Generated Content may be accessible by third parties over whom Provider has no control, and therefore, you submit the User-Generated Content at your own risk. E. You represent and warrant that you have the right to upload or otherwise transmit the User-Generated Content to the Product, and such posting does not violate any third party's intellectual property rights. F. You hereby agree to indemnify, defend, and hold harmless Provider from any claims made by a third party that Your User-Generated Content violates the third party's intellectual property rights. G. User-Generated Content that is illegalunlawful or promotes illegal activity; is threatening, obscene, threatening, or defamatory, invasive of privacy, infringing of intellectual property rightsdisplays pornographic or sexually explicit material, or otherwise injurious is false or misleading, is not allowed to third parties or objectionable;  consists of or contains commercial solicitation, political campaigning, chain letters, mass mailings, or any form of unsolicited or bulk communications;  constitutes hate speech or is likely to provoke violence;  is racist, sexist, homophobic, sexually explicit, abusive be uploaded or otherwise objectionable;  constitutes or encourages conduct that would be considered a criminal offence, or condones or encourages unlawful activity;  is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data); and/or  otherwise infringes transmitted to the rights of any other personProduct. 9.8. If a person H. Provider may, but has no obligation to, monitor, modify, delete, and/or remove any User-Generated Content which Provider believes that any user generated content published or transmitted on or from violates the website does not comply with the standards set out in these terms and conditions, or that such content infringes any of their rights, they must immediately contact the Fino at xxxx@xxxx.xx.xxthis Agreement.

User Generated Content. 9.110.1 An online Product may contain discussion groups and other forums (“Interactive Areas”) enabling interaction between subscribers. User generated content may be We do not control and are not responsible for information and/or materials posted to Interactive Areas (“User-Generated Content”) and cannot guarantee the veracity or accuracy of any such User-Generated Content. All use of the Interactive Areas is at your risk and you should not rely on the website directly by a User and is not pre- screened or approved by Fino. Fino has the right but not the obligation to monitor and edit or remove any activity or content on the website. 9.2. Fino does not accept responsibility, under any circumstances, for any user generated content but does however reserve the right, in its sole and absolute discretion, to delete any user generated content that is found to be unlawful or in contravention of these terms and conditions. 9.3. Fino does not endorse any opinion, statement, recommendation, comment, reply, review or advice expressed User-Generated Content in any user generated content and expressly disclaims any and all liability to any person who places any reliance thereon or otherwise acts in accordance therewith. 9.4way. Any user generated content that is All User-Generated Content posted or transmitted by the User to or via the website Authorised Users shall be deemed to have been posted by the Subscriber and the Subscriber shall be responsible for all User- Generated Content posted by the Authorised Users. 10.2 The Subscriber hereby grants Euromoney a non-confidential and non-proprietary. The User hereby grants Fino a non- exclusive, royalty- free perpetual, irrevocable license royalty-free licence to use, reproduce, modifymodify and/or sub-license all or any part of the User-Generated Content posted by its Authorised Users. Euromoney may, adaptwithout notice to you or any third party, delete, move or edit any such User-Generated Content or part of it. 10.3 To the extent permitted under applicable law, the Subscriber hereby waives all moral rights or rights of a similar nature in any jurisdiction in any User-Generated Content. 10.4 The Subscriber is responsible for the content of the User-Generated Content and you may only publish User-Generated Content that is your original content and does not infringe the copyright or other rights of any third party. 10.5 Authorised Users may not, within the Interactive Areas post, publish, translatelink to, create derivative works fromupload, download, send, distribute, and display such content throughout the world use or re-use any information or material: (a) obtained in breach of confidence or which contains confidential information or infringes any media.intellectual property rights or rights of privacy or other rights of any third party; 9.5. Users who post user generated content hereby warrant that they own (b) which is offensive, threatening, abusive, indecent, defamatory, obscene, degrading or are menacing, or is otherwise authorised contrary to exercise the rights to such content, and that any content posted will be accurate and will not cause injury applicable law or harm to any person regulation or entity.promoting an illegal act; 9.6. Users hereby indemnify Fino against all claims resulting from user generated content that is found to be infringing (c) which constitutes unsolicited advertising or harmful. 9.7. Users shall not post, distribute or transmit to or from the website any promotional material, including but not limited to textany chain emails, imagesunsolicited commercial emails, video and audio clips that:  is illegalunsolicited bulk email, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, "spam" or otherwise injurious to third parties or objectionable;  consists of mail bombs; (d) which constitutes or contains commercial solicitation, political campaigning, chain letters, mass mailings, a virus or any form other harmful component or malware; or (e) which is or could be taken to be the provision of unsolicited or bulk communications;  constitutes hate speech or is likely to provoke violence;  is racist, sexist, homophobic, sexually explicit, abusive or otherwise objectionable;  constitutes or encourages conduct that would be considered a criminal offence, or condones or encourages unlawful activity;  is technically harmful advice (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data investment advice) or other malicious software a recommendation to buy or harmful data); and/or  otherwise infringes refrain from buying a particular investment or which has the rights purpose of affecting the price or value of any other personinvestment. 9.8. If 10.6 Authorised Users may not: (a) use any Interactive Area to carry out criminal, fraudulent or illegal activities; (b) use any Interactive Area to impersonate any person, company, group or entity or misrepresent a person believes that any user generated content published relationship to or transmitted on or from the website does not comply with the standards set out in these terms and conditions, or that such content infringes any of their rightsthe same; (c) disguise the origin of any message posted in any Interactive Area; nor (d) collect, they must immediately contact store, disclose or otherwise process any personal data in relation to your use of any Interactive Area without the Fino at xxxx@xxxx.xx.xxknowledge of the relevant individual or in breach of applicable data protection laws. 10.7 The Subscriber agrees to indemnify and hold us harmless against all claims, damages, costs and expenses (including legal and other professional fees) which we may incur as a result of any User-Generated Content of any Authorised User. 10.8 Euromoney reserves the right to prevent any Authorised User(s) from accessing the Interactive Areas however it is under no obligation to review, monitor, delete or edit User-Generated Content.

User Generated Content. 9.110.1 An online Product may contain discussion groups and other forums (“Interactive Areas”) enabling interaction between Subscribers. User generated content may be We do not control and are not responsible for information and/or materials posted to Interactive Areas (“User-Generated Content”) and cannot guarantee the veracity or accuracy of any such User-Generated Content. All use of the Interactive Areas is at your risk and you should not rely on the website directly by a User and is not pre- screened or approved by Fino. Fino has the right but not the obligation to monitor and edit or remove User-Generated Content in any activity or content on the websiteway. 9.2. Fino does not accept responsibility, under any circumstances, for any user generated content but does however reserve 10.2 The Subscriber hereby grants the right, in its sole and absolute discretion, to delete any user generated content that is found to be unlawful or in contravention of these terms and conditions. 9.3. Fino does not endorse any opinion, statement, recommendation, comment, reply, review or advice expressed in any user generated content and expressly disclaims any and all liability to any person who places any reliance thereon or otherwise acts in accordance therewith. 9.4. Any user generated content that is posted or transmitted by the User to or via the website shall be deemed to be Licensor a non-confidential and non-proprietary. The User hereby grants Fino a non- exclusive, perpetual, royalty- free perpetual, irrevocable license licence to use, reproduce, modifymodify and/or sub-license all or any part of the User- Generated Content posted by the Subscriber. The Licensor may, adaptwithout notice to you or any third party, delete, move or edit any such User-Generated Content or part of it. 10.3 To the extent permitted under applicable law, the Subscriber hereby waives all moral rights or rights of a similar nature in any jurisdiction in any User-Generated Content. 10.4 The Subscriber is responsible for the content of the User-Generated Content and you may only publish User-Generated Content that is your original content and does not infringe the copyright or other rights of any third party. 10.5 The Subscriber may not, within the Interactive Areas post, publish, translatelink to, create derivative works fromupload, download, send, distribute, and display such content throughout the world use or re-use any information or material: (a) obtained in breach of confidence or which contains confidential information or infringes any media.intellectual property rights or rights of privacy or other rights of any third party; 9.5. Users who post user generated content hereby warrant that they own (b) which is offensive, threatening, abusive, indecent, defamatory, obscene, degrading or are menacing, or is otherwise authorised contrary to exercise the rights to such content, and that any content posted will be accurate and will not cause injury applicable law or harm to any person regulation or entity.promoting an illegal act; 9.6. Users hereby indemnify Fino against all claims resulting from user generated content that is found to be infringing (c) which constitutes unsolicited advertising or harmful. 9.7. Users shall not post, distribute or transmit to or from the website any promotional material, including but not limited to textany chain emails, imagesunsolicited commercial emails, video and audio clips that:  is illegalunsolicited bulk email, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, “spam” or otherwise injurious to third parties or objectionable;  consists of mail bombs; (d) which constitutes or contains commercial solicitation, political campaigning, chain letters, mass mailings, a virus or any form other harmful component or malware; or (e) which is or could be taken to be the provision of unsolicited or bulk communications;  constitutes hate speech or is likely to provoke violence;  is racist, sexist, homophobic, sexually explicit, abusive or otherwise objectionable;  constitutes or encourages conduct that would be considered a criminal offence, or condones or encourages unlawful activity;  is technically harmful advice (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data investment advice) or other malicious software a recommendation to buy or harmful data); and/or  otherwise infringes refrain from buying a particular investment or which has the rights purpose of affecting the price or value of any other personinvestment. 9.8. If 10.6 The Subscriber may not: (a) use any Interactive Area to carry out criminal, fraudulent or illegal activities; (b) use any Interactive Area to impersonate any person, company, group or entity or misrepresent a person believes that any user generated content published relationship to or transmitted on or from the website does not comply with the standards set out in these terms and conditions, or that such content infringes any of their rightsthe same; (c) disguise the origin of any message posted in any Interactive Area; nor (d) collect, they must immediately contact store, disclose or otherwise process any personal data in relation to your use of any Interactive Area without the Fino at xxxx@xxxx.xx.xxknowledge of the relevant individual or in breach of applicable data protection laws. 10.7 The Subscriber agrees to indemnify and hold us harmless against all claims, damages, costs and expenses (including legal and other professional fees) which we may incur as a result of any User-Generated Content of any Subscriber. 10.8 The Licensor reserves the right to prevent any Subscriber from accessing the Interactive Areas however it is under no obligation to review, monitor, delete or edit User-Generated Content.

User Generated Content. 9.1You may transmit or publish content created by you using any of the Services or otherwise. User generated However, you shall be solely responsible for such content may and the consequences of its transmission or publication. Any content made public will be posted on publicly accessible through the website directly internet and maybe crawled and indexed by a User and is search engines. You are responsible for ensuring that you do not pre- screened or approved by Finoaccidentally make any private content publicly available. Fino has the right but not the obligation to monitor and edit or remove any activity or content on the website. 9.2. Fino does not accept responsibility, under any circumstances, for any user generated content but does however reserve the right, in its sole and absolute discretion, to delete any user generated Any content that you may receive from other users of the Services is found provided to be unlawful or in contravention of these terms you AS IS for your information and conditions. 9.3. Fino does personal use only and you agree not endorse any opinion, statement, recommendation, comment, reply, review or advice expressed in any user generated content and expressly disclaims any and all liability to any person who places any reliance thereon or otherwise acts in accordance therewith. 9.4. Any user generated content that is posted or transmitted by the User to or via the website shall be deemed to be non-confidential and non-proprietary. The User hereby grants Fino a non- exclusive, royalty- free perpetual, irrevocable license to use, copy, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display transmit, broadcast, display, sell, license, or otherwise exploit such content throughout for any purpose, without the world in any media. 9.5. Users express written consent of the person who post user generated content hereby warrant that they own or are otherwise authorised to exercise owns the rights to such content. In the course of using any of the Services, if you come across any content with copyright notice(s) or any copy protection feature(s), you agree not to remove such copyright notice(s) or disable such copy protection feature(s) as the case may be. By making any copyrighted/copyrightable content available on any of the Services you affirm that you have the consent, authorization, or permission, as the case may be from every person who may claim any rights in such content to make such content available in such manner. Further, by making any content available in the manner aforementioned, you expressly agree that Reboot Marketing Pvt Ltd will have the right to block access to or remove such content made available by you if Reboot Marketing Pvt Ltd receives complaints concerning any illegality or infringement of third party rights in such content. By using any of the Services and transmitting or publishing any content using such Service, you expressly consent to determination of questions of illegality or infringement of third party rights in such content by the agent designated by Reboot Marketing Pvt Ltd for this purpose. For procedure relating to complaints of illegality or infringement of third party rights in content transmitted or published using the Services, click here. If you wish to protest any blocking or removal of content by Reboot Marketing Pvt Ltd, you may do so by raising. Support ticket in xxxxx://xxxxxxxxxxxxxxx.xx Reboot Marketing Pvt Ltd, Reboot Marketing Pvt Ltd logo, the names of individual Services, and that their logos are trademarks of Reboot Marketing Pvt Ltd. You agree not to display or use, in any content posted will be accurate and will not cause injury or harm to any person or entity. 9.6. Users hereby indemnify Fino against all claims resulting from user generated content that is found to be infringing or harmful. 9.7. Users shall not postmanner, distribute or transmit to or from the website any material, including but not limited to text, images, video and audio clips that:  is illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable;  consists of or contains commercial solicitation, political campaigning, chain letters, mass mailings, or any form of unsolicited or bulk communications;  constitutes hate speech or is likely to provoke violence;  is racist, sexist, homophobic, sexually explicit, abusive or otherwise objectionable;  constitutes or encourages conduct that would be considered a criminal offence, or condones or encourages unlawful activity;  is technically harmful (includingReboot Marketing Pvt Ltd trademarks, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data); and/or  otherwise infringes the rights of any other personReboot Marketing Pvt Ltd’s prior permission. 9.8. If a person believes that any user generated content published or transmitted on or from the website does not comply with the standards set out in these terms and conditions, or that such content infringes any of their rights, they must immediately contact the Fino at xxxx@xxxx.xx.xx

User Generated Content. 9.1Stamina may allow users to submit and share comments, feedback, submissions, videos, suggestions, questions, reviews, and other content through the Stamina Sites (“User Content”). User generated content may Content should be posted communicated in English. You understand that Stamina disclaims any and all liability for any User Content provided on the website directly by a Stamina Sites, including any liability for any reliance on any User Content. You are reminded that all products featured on the Stamina Sites are to be used in accordance with the warnings and instructions that accompany the product. Serious bodily injury can occur if the product is not pre- screened assembled and used correctly. Serious bodily injury can also occur if all warnings and instructions are not followed. By submitting User Content, you warrant that (1) you are the sole author and owner of the User Content; (2) you are at least 18 years old; and (3) use of any User Content you supply will not violate any terms of this Agreement and will not cause or approved contribute to any injury to any person or entity or otherwise violate any law. You acknowledge that Stamina cannot monitor all User Content and acknowledge that You have no expectation that Stamina do so. You acknowledge that your use or reliance upon any User Content is at your own risk. For example, we are not responsible for, and we do not endorse, the opinions, advice, or recommendations posted or sent by Finoany users and we specifically disclaim any and all liability in connection therewith. Fino has We do not confirm nor verify the right qualifications, background, or abilities of users or the information they provide as User Content. You further acknowledge that Stamina shall have the right, but not the obligation obligation, to monitor the User Content of the Stamina Sites to determine compliance with this Agreement and edit or remove any activity or content on the website. 9.2other operating rules that may be established by Stamina from time to time. Fino does not accept responsibility, under any circumstances, for any user generated content but does however reserve Stamina shall have the right, in its sole and absolute discretion, to delete edit, move, delete, or refuse to post any user generated content that is found to be unlawful or in contravention of these terms and conditions. 9.3. Fino does not endorse any opinion, statement, recommendation, comment, reply, review or advice expressed in any user generated content and expressly disclaims any and all liability to any person who places any reliance thereon or otherwise acts in accordance therewith. 9.4. Any user generated content that is posted or transmitted by the User Content submitted to or via posted on the website shall be deemed Stamina Sites for any reason, whether for legal or other reasons. Notwithstanding this right of ours, you are solely responsible for any User Content you submit and you agree to be non-confidential indemnify Stamina and non-proprietary. The User hereby grants Fino a non- exclusive, royalty- free perpetual, irrevocable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. 9.5. Users who post user generated content hereby warrant that they own or are otherwise authorised to exercise the rights to such content, and that any content posted will be accurate and will not cause injury or harm to any person or entity. 9.6. Users hereby indemnify Fino against its affiliates for all claims resulting from user generated content that is found to be infringing or harmfulany User Content you submit. 9.7. Users shall not post, distribute or transmit to or from the website any material, including but not limited to text, images, video and audio clips that:  is illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable;  consists of or contains commercial solicitation, political campaigning, chain letters, mass mailings, or any form of unsolicited or bulk communications;  constitutes hate speech or is likely to provoke violence;  is racist, sexist, homophobic, sexually explicit, abusive or otherwise objectionable;  constitutes or encourages conduct that would be considered a criminal offence, or condones or encourages unlawful activity;  is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data); and/or  otherwise infringes the rights of any other person. 9.8. If a person believes that any user generated content published or transmitted on or from the website does not comply with the standards set out in these terms and conditions, or that such content infringes any of their rights, they must immediately contact the Fino at xxxx@xxxx.xx.xx