Common use of User IDs and Passwords Clause in Contracts

User IDs and Passwords. One of the main security features protecting the Online Banking Service is the unique combination of your User ID and Password. During the enrollment process, you will be asked to select a unique User ID and Password. For security purposes, do not use your account number or social security number as your User ID. Encryption and access controls are used to protect your Password within our database. We will not have access to this information. If you need to reset your Password, you may use one of our online, automated Password reset features: Forgot your password? on the Sign in page or Password within the Customer Service Index, or you may contact the Financial Institution for assistance. Because your Password is used to access your accounts, you should treat it as you would any other sensitive personal data. • You should carefully select a Password that is difficult to guess. • You should not use words based on your name, address, or other personal information. • Special characters may be used to increase security. • Do NOT use dictionary words. • Keep your Password safe. • Memorize your Password and do NOT write it down. • You should also change your Password occasionally, such as every 90 days. • Passwords should not be shared with anyone, even Authorized Users. When you enroll for the Online Banking Service you agree to change your Password immediately if you suspect that your Password has been compromised. This can be done at any time from the Customer Service index after you log on to the Online Banking Service.