Common use of USING THE CARD Clause in Contracts

USING THE CARD. We will send you a Card or Cards embossed as you have directed. As soon as received, each Card must be signed (in the space provided on the back) by the person whose name is embossed thereon. That signature must be in the same form as embossed on the front of the Card. To make a Purchase or Cash Advance, present the Card to a participating VISA plan merchant or financial institution, or to us, and sign the sales draft or cash advance draft which will be imprinted with your Card. Please note that we are not responsible if a particular VISA plan merchant or financial institution refuses to honor your Card. You will receive a copy of any draft you sign when using the Card which you should retain to verify your monthly statement. We may, upon request, furnish you with a copy of a draft if one is available. You may use your Card to make purchases and cash advances primarily for personal, family, or household purposes, and not for business or commercial purposes. In addition, you may obtain cash advances from the Credit Union or from other financial institutions that accept VISA Cards or ATMs that accept VISA Cards. Whenever you request an advance, we may require you to prove your identity. When the amount advanced appears on a subsequent statement that will be conclusive evid- ence of the request. To obtain an advance at an ATM you must use a Personal Identification Number (PIN) that was issued for use with the Card.

USING THE CARD. We will send you a Card or Cards embossed as you have directed. As soon as received, each Card must be signed (in the space provided on the back) by the person whose name is embossed thereon. That signature must be in the same form as embossed on the front of the Card. To make a Purchase or Cash Advance, present the Card to a participating VISA plan merchant or financial institution, or to us, and sign the sales draft or cash advance draft which will be imprinted with your Card. Please note that we are not responsible if a particular VISA plan merchant or financial institution refuses to honor your Card. You will receive a copy of any draft you sign when using the Card which you should retain to verify your monthly statement. We may, will upon request, request furnish you with a copy of a draft if one is availableat a charge per copy as disclosed further below; however, no charge will be made in cases involving error resolution. You may use your Card to make purchases and cash advances primarily only for business purposes, including commercial, industrial and professional purposes, and NOT for personal, family, family or household purposes, and not for business or commercial purposes. In addition, you authorized users may obtain cash advances from the Credit Union or from other financial institutions that accept VISA Cards or ATMs that accept VISA Cards. Whenever you request an authorized user requests an advance, we may require you them to prove your their identity. When the amount advanced appears on a subsequent statement statement, that will be conclusive evid- ence evidence of the request. To obtain an ad advance at an ATM you the authorized user must use a Personal Identification Number (PIN) that was issued for use with the Card.