Verification and Collection. We may deduct funds from your account if an item is lost, stolen or destroyed in the collection process, if it is returned to us unpaid or if it was improperly paid, even if this causes your account to become overdrawn.
Verification and Collection. Any item that we cash or accept for deposit is subject to later verification and final payment. We may deduct funds from your account if an item is lost, stolen or destroyed in the collection process, if it is returned to us unpaid, or if it was improperly paid, even if you have already used the funds. All deposits, including cash deposits, are subject to later verification.
Verification and Collection. We may refuse to accept an item for deposit or may accept it on a collection basis only (See “Items Sent For Collection” in the “ADDITIONAL TERMS, SERVICES, AND CONDITIONS section). Any item that we accept for deposit or to exchange for cash is subject to later verification and final payment. We may deduct funds from your account if an item is lost, stolen or destroyed in the collection process, or if it is returned to us unpaid, even if you have already used the funds. Cash deposits are also subject to later verification. We may charge back an item that has already been paid if we are charged back for that item. ACH Provisional Credits. Credit for an ACH transfer is provisional until the receiving financial institution obtains final settlement. If final settlement does not occur, the originator of the transfer is not deemed to have made payment to the beneficiary, and the beneficiary’s bank is entitled to a refund of the provisional credit. If we give you provisional credit for an ACH transfer, but do not receive final payment, you become obligated to us for the full amount without prior notice or demand. Notice of Incoming Transfer. We are not required to give you a separate notice of our receipt of an ACH transfer. If we accept ACH credits to your account, you will receive notice of the credit on your next regular periodic statement. Although we may send notice of a non-ACH incoming funds transfer (e.g., a wire), we assume no obligation to do so. Transfers to your account will be reflected on your regular periodic statement. You also can contact your office of account or call us at 1-800-760- BANK (2265) during normal business hours to determine if a transfer has been credited to your account.
Verification and Collection. We may refuseto accept an item for deposit or may accept it on a collection basis only (See “Items Sent For Collection” in the “ADDITIONAL TERMS, SERVICES, ANDCONDITIONSsection). Any itemthat we accept for deposit or toexchange for cash is subject to laterverification and final payment. Wemay deduct funds from your account if an item is lost, stolen or destroyed in the collection process, or if it is returned to us unpaid, even if you have already usedthe funds. Cash deposits are also subject to later verification. We may charge back an item that has already been paid if we are charged back for that item. ACHProvisional Credits. CreditforanACHtransfer is provisionaluntilthereceivingfinancialinstitutionobtainsfinalsettlement. Iffinal settlementdoesnotoccur, theoriginator of thetransferis notdeemedto have madepaymentto thebeneficiary, andthe beneficiary’sbank is entitledto arefund of theprovisionalcredit. If we giveyouprovisionalcredit for an ACH transfer, but do not receive final payment, you become obligated to us for the full amount without prior notice or demand.
Verification and Collection. We may rely on the account number on any deposit slip or other record we receive, even if that account number is associated with a name that is different from the name you have provided. It is not our responsibility to detect any inconsistency between the account number you provide and the name. If you make a deposit, we may provide a receipt. However, the amount on your deposit receipt is based only on the deposit slip you complete. We may confirm the funds you deposit and, after review, may adjust your account for any errors — including any errors on your deposit slip. We are not required to adjust your account for discrepancies under $5.00 (five U.S. dollars). Any item that we cash or accept for deposit is subject to later verification and final payment by us and/or the payor bank. We may deduct funds from your account if an item is lost, stolen or destroyed while in transit or in the collection process, if it is returned to us unpaid, or if it was improperly paid, even if you have already used the funds. Cash deposits also are subject to later verification.
Verification and Collection. Any item that we cash or accept for deposit is subject to later verification and final payment. We may deduct funds from your account if an item is lost, stolen or destroyed in the collection process, if it is returned to us unpaid, or if it was improperly paid, even if you have already used the funds. All deposits, including cash deposits, are subject to later verification. Cashing Checks for Others. You should not use your account to cash checks for others who are not well known to you. Although we may make funds provisionally available to you and may take steps to determine whether a check will be paid, you are responsible for any loss that occurs if the check is returned to us for any reason (e.g., because it is counterfeit, stolen, etc.). Our employees cannot promise that checks drawn on or issued by other institutions, including cashier’s checks, will be paid, and we assume no responsibility for another institution’s failure to make such payment.
Verification and Collection. You agree that all deposits and payments are contingent on the credit union’s verification and collection.
