Common use of Visa Cardholder Agreement Clause in Contracts

Visa Cardholder Agreement. All account owners hereby agree to the rules and regulations affecting the use of the VISA® Check (Debit) Card provided by us for your convenience. Personal Identification Number (PIN) – will be your “remote banking signature”, and you are responsible for maintaining its confidentiality. The PIN should be memorized and not written, in order to prevent unauthorized use, and so you may report its loss or theft accurately. Authorized Use – Only you are qualified to deposit or withdraw funds to or from your account(s) with the use of this card at merchant or bank locations or remote facilities, and positive identification may be requested by the merchant or bank prior to any transaction. You agree that you will not use or allow anyone else to use your card or PIN for any transaction that is illegal under applicable federal, state or local law. Consumer Liability for Unauthorized Transactions – Tell us AT ONCE if you believe your card has been lost or stolen, or if you believe someone has used your card or PIN or accessed your account without your permission. Telephoning is the best way of keeping your possible losses down. If a VISA transaction was made using your card or card number without your permission and was not caused by your gross negligence or fraud, you will have no liability for this unauthorized transfer. Otherwise, unauthorized transfers, including transfers made using ATMs, you can lose no more than $50.00 if you tell us within 2 business days that your card or PIN was used to make a transfer without your permission. If you do NOT tell us within 2 business days, and we can prove that we could have stopped someone from making a transfer without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. Notification Procedure – If you believe your card has been LOST or STOLEN, or that someone has transferred or may transfer money from your account without permission, call 0-000-000-0000 or write to: Member Services, Trademark FCU, 00 Xxxxxx Xxxxx, Xxxxxxx, Xxxxx 00000. Business Days – For purposes of these disclosures, our business days are Monday through Friday. Holidays are not included. Types of Transactions Available and Limits on Such Transactions – You may use your card to withdraw from or make deposits to your share or checking account, and perform such other financial transactions as we may from time to time permit during the business hours of any remote financial facility. You may also pay for purchases at places that have agreed to accept your card (called Point-of-Sale purchases). These Point- of-Sale purchases will be deducted from your share or checking account.

Visa Cardholder Agreement. All account owners hereby agree to the rules and regulations affecting the use of the VISA® Check (Debit) Card provided by us for your convenience. Personal Identification Number (PIN) – will be your “remote banking signature”, and you are responsible for maintaining its confidentiality. The PIN should be memorized and not written, in order to prevent unauthorized use, and so you may report its loss or theft accurately. Authorized Use – Only you are qualified to deposit or withdraw funds to or from your account(s) with the use of this card at merchant or bank locations or remote facilities, and positive identification may be requested by the merchant or bank prior to any transaction. You agree that you will not use or allow anyone else to use your card or PIN for any transaction that is illegal under applicable federal, state or local law. Consumer Liability for Unauthorized Transactions – Tell us AT ONCE if you believe your card has been lost or stolen, or if you believe someone has used your card or PIN or accessed your account without your permission. Telephoning is the best way of keeping your possible losses down. If a VISA transaction was made using your card or card number without your permission and was not caused by your gross negligence or fraud, you will have no liability for this unauthorized transfer. Otherwise, unauthorized transfers, including transfers made using ATMs, you can lose no more than $50.00 if you tell us within 2 business days that your card or PIN was used to make a transfer without your permission. If you do NOT tell us within 2 business days, and we can prove that we could have stopped someone from making a transfer without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in timeintime. Notification Procedure – If you believe your card has been LOST or STOLEN, or that someone has transferred or may transfer money from your account without permission, call 0-000-000-0000 or write to: Member Services, Trademark FCU, 00 Xxxxxx Xxxxx, Xxxxxxx, Xxxxx 00000. Business Days – For purposes of these disclosures, our business days are Monday through Friday. Holidays are not included. Types of Transactions Available and Limits on Such Transactions – You may use your card to withdraw from or make deposits to your share or checking account, and perform such other financial transactions as we may from time to time permit during the business hours of any remote financial facility. You may also pay for purchases at places that have agreed to accept your card (called Point-of-Sale purchases). These Point- of-Sale purchases will be deducted from your share or checking account.

Visa Cardholder Agreement. All account owners hereby agree to the rules and regulations affecting the use of the VISA® Check (Debit) Card provided by us for your convenienceyourconvenience. Personal Identification Number (PIN) – will be your “remote banking signature”, and you are responsible for maintaining its confidentiality. The PIN should be memorized and not written, in order to prevent unauthorized use, and so you may report its loss or theft accuratelytheftaccurately. Authorized Use – Only you are qualified to deposit or withdraw funds to or from your account(s) with the use of this card at merchant or bank locations or remote facilities, and positive identification may be requested by the merchant or bank prior to any transaction. You agree that you will not use or allow anyone else to use your card or PIN for any transaction that is illegal under applicable federal, state or local law. Consumer Liability for Unauthorized Transactions – Tell us AT ONCE if you believe your card has been lost or stolen, or if you believe someone has used your card or PIN or accessed your account without your permission. Telephoning is the best way of keeping your possible losses down. If a VISA transaction was made using your card or card number without your permission and was not caused by your gross negligence or fraud, you will have no liability for this unauthorized transfer. Otherwise, unauthorized transfers, including transfers made using ATMs, you can lose no more than $50.00 if you tell us within 2 business days that your card or PIN was used to make a transfer without your permission. If you do NOT tell us within 2 business days, and we can prove that we could have stopped someone from making a transfer without your permission if you had told us, you could lose as much as $500.00as$500.00. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in timeintime. Notification Procedure – If you believe your card has been LOST or STOLEN, or that someone has transferred or may transfer money from your account without permission, call 0-000-000-0000 or write to: Member Services, Trademark FCU, 00 Xxxxxx Xxxxx, Xxxxxxx, Xxxxx 00000. Business Days – For purposes of these disclosures, our business days are Monday through Friday. Holidays are not included. Types of Transactions Available and Limits on Such Transactions – You may use your card to withdraw from or make deposits to your share or checking account, and perform such other financial transactions as we may from time to time permit during the business hours of any remote financial facility. You may also pay for purchases at places that have agreed to accept your card (called Point-of-Sale purchases). These Point- of-Sale purchases will be deducted from your share or checking account.

Visa Cardholder Agreement. All account owners hereby agree to the rules and regulations affecting the use of the VISA® Check (Debit) Card provided by us for your convenience. Personal Identification Number (PIN) – will be your “remote banking signature”, and you are responsible for maintaining its confidentiality. The PIN should be memorized and not written, in order to prevent unauthorized use, and so you may report its loss or theft accurately. Authorized Use – Only you are qualified to deposit or withdraw funds to or from your account(s) with the use of this card at merchant or bank locations or remote facilities, and positive identification may be requested by the merchant or bank prior to any transaction. You agree that you will not use or allow anyone else to use your card or PIN for any transaction that is illegal under applicable federal, state or local law. Consumer Liability for Unauthorized Transactions – Tell us AT ONCE if you believe your card has been lost or stolen, or if you believe someone has used your card or PIN or accessed your account without your permission. Telephoning is the best way of keeping your possible losses down. If a VISA transaction was made using your card or card number without your permission and was not caused by your gross negligence or fraud, you will have no liability for this unauthorized transfer. Otherwise, unauthorized transfers, including transfers made using ATMs, you can lose no more than $50.00 if you tell us within 2 business days that your card or PIN was used to make a transfer without your permission. If you do NOT tell us within 2 business days, and we can prove that we could have stopped someone from making a transfer without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. Notification Procedure – If you believe your card has been LOST or STOLEN, or that someone has transferred or may transfer money from your account without permission, call 0-000-000-0000 or write to: Member Services, Trademark FCU, 00 Xxxxxx Xxxxx, Xxxxxxx, Xxxxx 00000. Business Days – For purposes of these disclosures, our business days are Monday through Friday. Holidays are not includedBusiness Day means any day except a Saturday, Sunday, a Federal Reserve Bank Holiday or a holiday recognized by the State of Maine. Types of Transactions Available and Limits on Such Transactions – You may use your card to withdraw from or make deposits to your share or checking account, and perform such other financial transactions as we may from time to time permit during the business hours of any remote financial facility. You may also pay for purchases at places that have agreed to accept your card (called Point-of-Sale purchases). These Point- of-Sale purchases will be deducted from your share or checking account.

Visa Cardholder Agreement. All account owners hereby agree to the rules and regulations affecting the use of the VISA® Check (Debit) Card provided by us for your convenience. Personal Identification Number (PIN) – will be your “remote banking signature”, and you are responsible for maintaining its confidentiality. The PIN should be memorized and not written, in order to prevent unauthorized use, and so you may report its loss or theft accurately. Authorized Use – Only you are qualified to deposit or withdraw funds to or from your account(s) with the use of this card at merchant or bank locations or remote facilities, and positive identification may be requested by the merchant or bank prior to any transaction. You agree that you will not use or allow anyone else to use your card or PIN for any transaction that is illegal under applicable federal, state or local law. Consumer Liability for Unauthorized Transactions – Tell us AT ONCE if you believe your card has been lost or stolen, or if you believe someone has used your card or PIN or accessed your account without your permission. Telephoning is the best way of keeping your possible losses down. If a VISA transaction was made using your card or card number without your permission and was not caused by your gross negligence or fraud, you will have no liability for this unauthorized transfer. Otherwise, unauthorized transfers, including transfers made using ATMs, you can lose no more than $50.00 if you tell us within 2 business days that your card or PIN was used to make a transfer without your permission. If you do NOT tell us within 2 business days, and we can prove that we could have stopped someone from making a transfer without your permission if you had told us, you could lose as much as $500.00as$500.00. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in timeintime. Notification Procedure – If you believe your card has been LOST or STOLEN, or that someone has transferred or may transfer money from your account without permission, call 0-000-000-0000 or write to: Member Services, Trademark FCU, 00 Xxxxxx Xxxxx, Xxxxxxx, Xxxxx 00000. Business Days – For purposes of these disclosures, our business days are Monday through Friday. Holidays are not included. Types of Transactions Available and Limits on Such Transactions – You may use your card to withdraw from or make deposits to your share or checking account, and perform such other financial transactions as we may from time to time permit during the business hours of any remote financial facility. You may also pay for purchases at places that have agreed to accept your card (called Point-of-Sale purchases). These Point- of-Sale purchases will be deducted from your share or checking account.

Visa Cardholder Agreement. All account owners hereby agree to the rules and regulations affecting the use of the VISA® Check (Debit) Card provided by us for your convenience. Personal Identification Number (PIN) – will be your “remote banking signature”, and you are responsible for maintaining its confidentiality. The PIN should be memorized and not written, in order to prevent unauthorized use, and so you may report its loss or theft accuratelytheftaccurately. Authorized Use – Only you are qualified to deposit or withdraw funds to or from your account(s) with the use of this card at merchant or bank locations or remote facilities, and positive identification may be requested by the merchant or bank prior to any transaction. You agree that you will not use or allow anyone else to use your card or PIN for any transaction that is illegal under applicable federal, state or local law. Consumer Liability for Unauthorized Transactions – Tell us AT ONCE if you believe your card has been lost or stolen, or if you believe someone has used your card or PIN or accessed your account without your permission. Telephoning is the best way of keeping your possible losses down. If a VISA transaction was made using your card or card number without your permission and was not caused by your gross negligence or fraud, you will have no liability for this unauthorized transfer. Otherwise, unauthorized transfers, including transfers made using ATMs, you can lose no more than $50.00 if you tell us within 2 business days that your card or PIN was used to make a transfer without your permission. If you do NOT tell us within 2 business days, and we can prove that we could have stopped someone from making a transfer without your permission if you had told us, you could lose as much as $500.00as$500.00. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in timeintime. Notification Procedure – If you believe your card has been LOST or STOLEN, or that someone has transferred or may transfer money from your account without permission, call 0-000-000-0000 or write to: Member Services, Trademark FCU, 00 Xxxxxx Xxxxx, Xxxxxxx, Xxxxx 00000. Business Days – For purposes of these disclosures, our business days are Monday through Friday. Holidays are not included. Types of Transactions Available and Limits on Such Transactions – You may use your card to withdraw from or make deposits to your share or checking account, account and perform such other financial transactions as we may from time to time permit during the business hours of any remote financial facility. You may also pay for purchases at places that have agreed to accept your card (called Point-of-Sale purchases). These Point- of-Sale purchases will be deducted from your share or checking account.