Visa® Debit Card Currency Conversion. If you effect a transaction with your Visa® Debit Card in a currency other than U.S. dollars, the rate of exchange between the transaction currency and the billing currency used for processing the international transaction will be: (i) a rate selected by Visa® from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate Visa® itself receives, or (ii) the rate mandated by a government or governing body in effect for the applicable central processing date; and in each instance, plus a 1% Foreign Transaction Fee. The Foreign Transaction Fee will apply to all international purchases, cash advances, and account credit transactions.
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Samples: Deposit Agreement for First Community Credit Union, Deposit Agreement for First Community Credit Union, Deposit Agreement for First Community Credit Union