Common use of Visa Zero Liability Clause in Contracts

Visa Zero Liability. In addition, your Card is covered by Visa Zero Liability Protection. Under Visa Zero Liability, your liability for unauthorized Visa transactions on your Visa® Prepaid Reloadable Payroll Card is $0 if you notify the Servicer promptly and you are not grossly negligent or fraudulent in the handling of your Visa® Prepaid Reloadable Payroll Card. You will not be liable for unauthorized use that occurs after you notify the Servicer of the loss, theft or unauthorized use of your Card. You also agree to cooperate completely with the Servicer in attempts to recover funds from unauthorized users and to assist in their prosecution. If your Visa® Prepaid Reloadable Payroll Card is lost or stolen, the Servicer will not hold you responsible for “unauthorized purchases” if certain conditions are met. Zero liability applies to purchases made in the store, over the telephone or made online. As a Visa cardholder you will not be responsible in the event of unauthorized purchases provided that the following preconditions are met: • Your Card is in good standing; • You have exercised reasonable care in safeguarding your Card from any unauthorized use. Unauthorized use means that you did not provide, directly, by implication or otherwise, the right to use your Card and you received no benefit from the "unauthorized" purchase (failure to register certain Cards will be considered as not safeguarding your Card); • You have not reported two or more unauthorized events in the past 12 months. Zero Liability covers U.S.-issued cards only; and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by the Servicer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify the Servicer immediately of any unauthorized use. The transaction(s) at issue must be posted to your account before provisional credit may be issued. If Visa Rules are changed to affect your liability, those changes will become applicable to your transactions under this Agreement upon notice to you as provided by law.

Visa Zero Liability. In additionaddition to Section 8, your Card is covered by Visa Visa® Zero Liability Protection. Under Visa Visa® Zero Liability, your liability for unauthorized Visa Visa® transactions on your Visa® Prepaid Reloadable Payroll BusyKid Spend Card is $0 if you notify the Servicer Cliq promptly and you are not grossly negligent or fraudulent in the handling of your Visa® Prepaid Reloadable Payroll BusyKid Spend Card. You will not be liable for unauthorized use that occurs after you promptly notify the Servicer Cliq of the loss, theft or unauthorized use of your Card. You also agree to cooperate completely with the Servicer Xxxx in attempts to recover funds from unauthorized users and to assist in their prosecution. If your Visa® Prepaid Reloadable Payroll BusyKid Spend Card is lost or stolen, the Servicer we will not hold you responsible for “unauthorized purchases” if certain conditions are met. “Zero liability Liability” applies to purchases made in the store, over the telephone or made online. As a Visa Visa® cardholder you will not be responsible in the event of unauthorized purchases provided that the following preconditions are met: • Your Card is in good standing; • You have exercised reasonable care in safeguarding your Card from any unauthorized use. Unauthorized use means that you did not provide, directly, by implication or otherwise, the right to use your Card and you received no benefit from the "unauthorized" purchase (failure to register certain Cards will be considered as not safeguarding your Card); • You have not reported two or more unauthorized events in the past 12 months. Zero Liability covers U.S.-issued U.S.‐issued cards only; and does not apply to ATM transactions, PIN transactions not processed by Visa®, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by the Servicer Cliq based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify the Servicer Xxxx immediately of any unauthorized use. The transaction(s) at issue must be posted to your account before provisional credit may be issued. If Visa Visa® Rules are changed to affect your liability, ; those changes will become applicable to your transactions under this Agreement upon notice to you as provided by law.

Visa Zero Liability. In addition, your Card is covered by Visa Zero Liability Protection. Under Visa Zero Liability, your liability for unauthorized Visa transactions on your Visa® ITS Payroll Visa Prepaid Reloadable Payroll Card is $0 if you notify the Servicer promptly and you are not grossly negligent or fraudulent in the handling of your Visa® ITS Payroll Visa Prepaid Reloadable Payroll Card. You will not be liable for unauthorized use that occurs after you notify the Servicer of the loss, theft or unauthorized use of your Card. You also agree to cooperate completely with the Servicer in attempts to recover funds from unauthorized users and to assist in their prosecution. If your Visa® ITS Payroll Visa Prepaid Reloadable Payroll Card is lost or stolen, the Servicer will not hold you responsible for “unauthorized purchases” if certain conditions are met. Zero liability applies to purchases made in the store, over the telephone or made online. As a Visa cardholder you will not be responsible in the event of unauthorized purchases provided that the following preconditions are met: • Your Card is in good standing; • You have exercised reasonable care in safeguarding your Card from any unauthorized use. Unauthorized use means that you did not provide, directly, by implication or otherwise, the right to use your Card and you received no benefit from the "unauthorized" purchase (failure to register certain Cards will be considered as not safeguarding your Card); • You have not reported two or more unauthorized events in the past 12 months. Zero Liability covers U.S.-issued cards only; and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by the Servicer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify the Servicer immediately of any unauthorized use. The transaction(s) at issue must be posted to your account before provisional credit may be issued. If your card is an instant issue card as described above, your card is not eligible for Visa Zero Liability Protection. Your instant issue card is eligible for the error resolution process described in section twenty-five (25) of this cardholder agreement. If Visa Rules are changed to affect your liability, those changes will become applicable to your transactions under this Agreement upon notice to you as provided by law.

Visa Zero Liability. In addition, your Card is covered by Visa Zero Liability Protection. Under Visa Zero Liability, your liability for unauthorized Visa transactions on your Visa® Prepaid Reloadable Payroll Card is $0 if you notify the Servicer promptly and you are not grossly negligent or fraudulent in the handling of your Visa® Prepaid Reloadable Payroll Card. You will not be liable for unauthorized use that occurs after you notify the Servicer of the loss, theft or unauthorized use of your Card. You also agree to cooperate completely with the Servicer in attempts to recover funds from unauthorized users and to assist in their prosecution. If your Visa® Prepaid Reloadable Payroll Card is lost or stolen, the Servicer will not hold you responsible for “unauthorized purchases” if certain conditions are met. Zero liability applies to purchases made in the store, over the telephone or made online. As a Visa cardholder you will not be responsible in the event of unauthorized purchases provided that the following preconditions are met: • Your Card is in good standing; • You have exercised reasonable care in safeguarding your Card from any unauthorized use. Unauthorized use means that you did not provide, directly, by implication or otherwise, the right to use your Card and you received no benefit from the "unauthorized" purchase (failure to register certain Cards will be considered as not safeguarding your Card); • You have not reported two or more unauthorized events in the past 12 months. Zero Liability covers U.S.-issued cards only; and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by the Servicer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify the Servicer immediately of any unauthorized use. The transaction(s) at issue must be posted to your account before provisional credit may be issued. If your card is an instant issue card as described above, your card is not eligible for Visa Zero Liability Protection. Your instant issue card is eligible for the error resolution process described in section twenty-five (25) of this cardholder agreement. If Visa Rules are changed to affect your liability, those changes will become applicable to your transactions under this Agreement upon notice to you as provided by law.

Visa Zero Liability. In addition, your Card is covered by Visa Zero Liability Protection. Under Visa Zero Liability, your liability for unauthorized Visa transactions on your Prepaid GPR Visa® Prepaid Reloadable Payroll Card is $0 if you notify the Servicer us promptly and you are not grossly negligent or fraudulent in the handling of your Prepaid GPR Visa® Prepaid Reloadable Payroll Card. You will not be liable for unauthorized use that occurs after you notify the Servicer us of the loss, theft or unauthorized use of your Card. You also agree to cooperate completely with the Servicer us in attempts to recover funds from unauthorized users and to assist in their prosecution. If your Prepaid GPR Visa® Prepaid Reloadable Payroll Card is lost or stolen, the Servicer will not hold you responsible for “unauthorized purchases” if certain conditions are met. Zero liability applies to purchases made in the store, over the telephone or made online. As a Visa cardholder you will not be responsible in the event of unauthorized purchases provided that the following preconditions are met: • Your Card is in good standing; • You have exercised reasonable care in safeguarding your Card from any unauthorized use. Unauthorized use means that you did not provide, directly, by implication or otherwise, the right to use your Card and you received no benefit from the "unauthorized" purchase (failure to register certain Cards will be considered as not safeguarding your Card); • You have not reported two or more unauthorized events in the past 12 months. Zero Liability covers U.S.-issued cards only; and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by the Servicer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify the Servicer Member Services immediately of any unauthorized use. The transaction(s) at issue must be posted to your account before provisional credit may be issued. If Visa Rules are changed to affect your liability, those changes will become applicable to your transactions under this Agreement upon notice to you as provided by law.

Visa Zero Liability. In addition, your Card is covered by Visa Visa® Zero Liability Protection. Under Visa Visa® Zero Liability, your liability for unauthorized Visa transactions on your Visa® Prepaid Reloadable Payroll College Card is $0 if you notify the Servicer promptly and you are not grossly negligent or fraudulent in the handling of your Visa® Prepaid Reloadable Payroll College Card. You will not be liable for unauthorized use that occurs after you notify the Servicer of the loss, theft or unauthorized use of your Card. You also agree to cooperate completely with the Servicer in attempts to recover funds from unauthorized users and to assist in their prosecution. If your Visa® Prepaid Reloadable Payroll College Card is lost or stolen, the Servicer will not hold you responsible for “unauthorized purchases” if certain conditions are met. Zero liability applies to purchases made in the store, over the telephone or made online. As a Visa Visa® cardholder you will not be responsible in the event of unauthorized purchases provided that the following preconditions are met: • Your Card is in good standing; • You have exercised reasonable care in safeguarding your Card from any unauthorized use. Unauthorized use means that you did not provide, directly, by implication or otherwise, the right to use your Card and you received no benefit from the "unauthorized" purchase (failure to register certain Cards will be considered as not safeguarding your Card); • You have not reported two or more unauthorized events in the past 12 months. Zero Liability covers U.S.-issued cards only; and does not apply to ATM transactions, PIN transactions not processed by Visa®, or certain commercial card transactions. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by the Servicer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify the Servicer immediately of any unauthorized use. The transaction(s) at issue must be posted to your account before provisional credit may be issued. If Visa Visa® Rules are changed to affect your liability, ; those changes will become applicable to your transactions under this Agreement upon notice to you as provided by law.