Common use of Voluntary After-tax Contributions Clause in Contracts

Voluntary After-tax Contributions. If the Employer wishes to reserve the right to recharacterize Elective Deferrals as Voluntary After-tax Contributions in order to pass the ADP/ACP Test, this section must be completed. 2. Participants may make Voluntary After-tax Contributions in any amount from a minimum of ________% (may not be less than 1%) to a maximum of ______% (may be no more than 100%) of their Compensation or a flat dollar amount from a minimum of $____________ (may not be less than $1,000) to a maximum of $______________ [may be no more than the Code Section 402(g) limit and Code Section 414(v) limit, if applicable]. [ ] 3. Participants may make Voluntary After-tax Contributions in any amount up to the maximum permitted by law. [ ] 4. The maximum combined limit of Elective Deferrals, Xxxx Elective Deferrals, and Voluntary After-tax Contributions will not exceed ______% (may be no more than 100%) of Compensation or $_______ [may be no more than the Code Section 402(g) limit and Code Section 414(v) limit, if applicable].

Voluntary After-tax Contributions. If the Employer wishes to reserve the right to recharacterize Elective Deferrals as Voluntary After-tax Contributions in order to pass the ADP/ACP Test, this section must be completed. x 1. The Plan does not permit Voluntary After-tax Contributions. ¨ 2. Participants may make Voluntary After-tax Contributions in any amount from a minimum of ________% (may not be less than 1%) to a maximum of ______% (may be no more than 100%) of their Compensation or a flat dollar amount from a minimum of $____________ (may not be less than $1,000) to a maximum of $______________ [may be no more than the Code Section 402(g) limit and Code Section 414(v) limit, if applicable]. [ ] . ¨ 3. Participants may make Voluntary After-tax Contributions in any amount up to the maximum permitted by law. [ ] 14 401(k) NS AA #010 ¨ 4. The maximum combined limit of Elective Deferrals, Xxxx Elective Deferrals, and Voluntary After-tax Contributions will not exceed ______% (may be no more than 100%) of Compensation or $_______ [may be no more than the Code Section 402(g) limit and Code Section 414(v) limit, if applicable].

Voluntary After-tax Contributions. If the Employer wishes to reserve the right to recharacterize Elective Deferrals as Voluntary After-tax Contributions in order to pass the ADP/ACP Test, this section must be completed. x 1. The Plan does not permit Voluntary After-tax Contributions. o 2. Participants may make Voluntary After-tax Contributions in any amount from a minimum of ________% (may not be less than 1%) to a maximum of ______% (may be no more than 100%) of their Compensation or a flat dollar amount from a minimum of $____________ (may not be less than $1,000) to a maximum of $______________ [may be no more than the Code Section 402(g) limit and Code Section 414(v) limit, if applicable]. [ ] . o 3. Participants may make Voluntary After-tax Contributions in any amount up to the maximum permitted by law. [ ] . o 4. The maximum combined limit of Elective Deferrals, Xxxx Elective Deferrals, and Voluntary After-tax Contributions will not exceed ______% (may be no more than 100%) of Compensation or $_______ [may be no more than the Code Section 402(g) limit and Code Section 414(v) limit, if applicable].

Voluntary After-tax Contributions. If the Employer wishes to reserve the right to recharacterize Elective Deferrals as Voluntary After-tax Contributions in order to pass the ADP/ACP Test, this section must be completed. 2. Participants may make Voluntary After-tax Contributions in any amount from a minimum of ___________% (may not be less than 1%) to a maximum of ___________% (may be no more than 100%) of their Compensation or a flat dollar amount from a minimum of $____________ (may not be less than $1,000) to a maximum of $______________ [may be no more than the Code Section 402(g) limit and Code Section 414(v) limit, if applicable]. [ ] 3. Participants may make Voluntary After-tax Contributions in any amount up to the maximum permitted by law. [ ] 4. The maximum combined limit of Elective Deferrals, Xxxx Elective Deferrals, and Voluntary After-tax Contributions will not exceed ___________% (may be no more than 100%) of Compensation or $________ [may be no more than the Code Section 402(g) limit and Code Section 414(v) limit, if applicable].

Voluntary After-tax Contributions. If the Employer wishes to reserve the right to recharacterize Elective Deferrals as Voluntary After-tax Contributions in order to pass the ADP/ACP ADPIACP Test, this section must be completed. 1. The Plan does not permit Voluntary After-tax Contributions. 2. Participants may make Voluntary After-tax Contributions in any amount from a minimum of ________% (may not be less than 1%) to a maximum of ______% (may be no more than 100%) of their Compensation or a flat dollar amount from a minimum of $____________ of$ (may not be less than $1,000) to a maximum of $______________ $ [may be no more than the Code Section 402(g) limit and Code Section 414(v) limit, . if applicable]. [ ] . 3. Participants may make Voluntary After-tax Contributions in any amount up to the maximum permitted by law. [ ] . 4. The maximum combined limit of Elective Deferrals, Xxxx Elective Deferrals, and Voluntary After-tax Contributions will not exceed ______% (may be no more than 100%) of Compensation or $_______ or$ [may be no more than the Code Section 402(g) limit and Code Section 414(v) limit, if applicable].