Common use of WHAT ARE YOUR RIGHTS AND RESPONSIBILITIES Clause in Contracts

WHAT ARE YOUR RIGHTS AND RESPONSIBILITIES. 4.1 Read the information we make available about your investment options carefully You are responsible for your investment decisions and must carefully consider whether this investment is suitable for your needs. • Readtheinitialinvestmentform,therelevantPortfolioCharacteristicsdocumentandthisinvestment agreement before making your investment. • Carefullyconsiderallinvestmentrisksandmakesurethatyouunderstandtherelationshipbetweenyour investment objectives, your investment and the risk and returns on your investment. Every investment has some degree of risk and it is possible to lose some or all of your money when you invest. • Makesurethatyouunderstandthefeesexplainedinthesedocuments.

WHAT ARE YOUR RIGHTS AND RESPONSIBILITIES. 4.1 Read the information we make available about your investment options carefully You are responsible for your investment decisions and must carefully consider whether this investment is suitable right for your needs. • Readtheinitialinvestmentform,therelevantPortfolioCharacteristicsdocumentandthisinvestment agreement before making your investment. • Carefullyconsiderallinvestmentrisksandmakesurethatyouunderstandtherelationshipbetweenyour investment objectives, your investment and the risk and returns on your investment. Every investment has some degree of risk and it is possible to lose some or all of your money when you invest. • Makesurethatyouunderstandthefeesexplainedinthesedocuments.

WHAT ARE YOUR RIGHTS AND RESPONSIBILITIES. 4.1 Read the information we make available about your investment options choices carefully You are responsible for your investment decisions and must carefully consider whether this investment is suitable for your needs. • ReadtheinitialinvestmentformReadtheInitialinvestmentform,therelevantPortfolioCharacteristicsdocumentandthisinvestment agreement before making your investment. • Carefullyconsiderallinvestmentrisksandmakesurethatyouunderstandtherelationshipbetweenyour Carefullyconsideralinvestmentrisksandmakesurethatyouunderstandtherelationshipbetween your investment objectives, your investment and the risk and returns on your investment. Every investment has some degree of risk and it is possible to lose some or all of your money when you invest. • Makesurethatyouunderstandthefeesexplainedinthesedocuments.

WHAT ARE YOUR RIGHTS AND RESPONSIBILITIES. 4.1 5.1 Read the information we make available about your investment options carefully You are responsible for your investment decisions and must carefully consider whether this investment is suitable for your needs. • Readtheinitialinvestmentform,therelevantPortfolioCharacteristicsdocumentandthisinvestment Readtheinitial investment form, therelevant PortfolioCharacteristicsdocument andthisinvestment agreement before making your investment. • Carefullyconsiderallinvestmentrisksandmakesurethatyouunderstandtherelationshipbetweenyour Carefullyconsiderall investmentrisksandmakesurethatyouunderstandtherelationshipbetweenyour investment objectives, your investment and the risk and returns on your investment. Every investment has some degree of risk and it is possible to lose some or all of your money when you invest. • Makesurethatyouunderstandthefeesexplainedinthesedocuments.

WHAT ARE YOUR RIGHTS AND RESPONSIBILITIES. 4.1 Read the information we make available about your investment options carefully You are responsible for your investment decisions and must carefully consider whether this investment is suitable for your needs. • Readtheinitialinvestmentform,therelevantPortfolioCharacteristicsdocumentandthisinvestment Readtheinitial investment form, therelevant PortfolioCharacteristicsdocument andthisinvestment agreement before making your investment. • Carefullyconsiderallinvestmentrisksandmakesurethatyouunderstandtherelationshipbetweenyour Carefullyconsiderall investmentrisksandmakesurethatyouunderstandtherelationshipbetweenyour investment objectives, your investment and the risk and returns on your investment. Every investment has some degree of risk and it is possible to lose some or all of your money when you invest. • Makesurethatyouunderstandthefeesexplainedinthesedocuments.