Common use of Xxxx Payment Clause in Contracts

Xxxx Payment. The Xxxx Payment Service allows you to schedule xxxx payment through Bridge City Bank Online Banking Service. This Service is available pursuant to a license Agreement by and between Bridge City Bank and CheckFree. Bridge City Bank reserves the right to terminate your use of Xxxx Payment at any time. In the enrollment process, you must designate which checking account will be used as your Payment Account from which all xxxx payments will be made. By providing the names and account information of those Payees to whom you wish to direct payment, you authorize Bridge City Bank to follow the payment instructions that it receives from you. When we receive a payment instruction, you authorize us to debit your account and remit funds on your behalf so that the funds arrive as close to the payment date designated by you as reasonably possible. Bridge City Bank shall not be obligated to make any such payment unless your account has sufficient funds to pay the xxxx. Each Scheduled Payment Date selected by you must be entered no less than five (5) business days before the actual due date, not the late date and/or a date in the grace period. Your Payment Account will be debited for each xxxx payment on the Scheduled Payment Date. Payment instructions entered after 11:59 PM Eastern Time (10:59 PM Central) or a non-Business Day will be considered entered on the next Business Day. If you properly follow the procedures described herein, and we fail to send a payment according to your payment instructions received, we will bear responsibility for late charges up to $50.00 maximum. In any event, including, but not limited to, choosing a scheduled payment date no less than five (5) Business Days before the actual due date, the risk of incurring and the responsibility for paying any and all late charges or penalties shall be borne by you. We will not be liable if any third party through which any xxxx payment is made fail to properly transmit the payment to the intended payee. Bridge City Bank will exercise ordinary care to make your payments properly. If we do not complete a transfer to or from you account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, we shall incur no liability if we are unable to complete any payments initiated by you because of the existence of any one or more of the following circumstances: If through no fault of ours, your payment account does not have sufficient funds to complete the transaction or the transaction would exceed the limit of your overdraft privilege; If a legal order prohibits withdrawals from your payment account; If the payment account is closed or frozen; If you have been negligent with or given your PIN to another person(s); Your failure to “sign off or log off” to end your Bridge City State Bank Online session; The xxxx payment processing center or the electronic funds transfer system is not working properly and you knew or were advised by Bridge City Bank of the malfunction before you execute the transaction; The payee mishandles or delays a payment sent by us; You have not provided Bridge City Bank with the correct name, phone number, or account information for the Payee; If you have not properly followed the instructions for using Bridge City State Bank Online Banking instructions for xxxx payment; If there are circumstances beyond Bridge City Bank control (such as, but not limited to, fire, flood, loss of electricity or failure of telecommunications equipment or lines, or interference from an outside force) prevent the proper execution of the transaction and the Service has taken reasonable precautions to avoid those circumstances. There may be other exceptions stated in our agreement(s) with you. Provided none of the foregoing eleven (11) exceptions are applicable, if we cause an incorrect amount of funds to be removed from your Payment Account or cause funds from you Payment Account to be directed to a Payee which does not comply with your Payment Instructions, we shall be responsible for returning the improperly transferred funds to you Payment Account and for directing to the proper Payee any previously misdirected transactions. The following payment types are prohibited through the Xxxx Payment Service:

Xxxx Payment. The Xxxx Payment Service allows you to schedule Business understands that online xxxx payment through Bridge City Bank is provided to the Business for its convenience. The actual payment of such bills is handled by Northwest’s Online Banking Servicexxxx payment partner, Checkfree. This Service is available pursuant to a license Agreement by Northwest cannot and between Bridge City Bank will not be held responsible for the completion and CheckFreeaccuracy of such transactions. Bridge City Bank reserves the right to terminate your use of Xxxx Payment at any time. In the enrollment process, you must designate which checking account will be used as your Payment Account from which all xxxx payments will be made. PAYMENT AUTHORIZATION AND PAYMENT REMITTANCE By providing the Checkfree with names and account information of those Payees Billers to whom you wish to direct paymentpayments, you authorize Bridge City Bank Checkfree to follow the payment instructions Payment Instructions that it receives from youthrough the payment system. In order to process payments more efficiently and effectively, Checkfree may edit or alter payment data or data formats in accordance with Xxxxxx directives. When we receive Checkfree receives a payment instructionPayment Instruction, you authorize us them to debit your account Payment Account and remit funds on your behalf so that the funds arrive as close as reasonably possible to the payment date designated by you as reasonably possible. Bridge City Bank shall not be obligated to make any such payment unless your account has sufficient funds to pay the xxxx. Each Scheduled Payment Date selected by you must be entered no less than five (5) business days before the actual due date, not the late date and/or a date in the grace period. Your Payment Account will be debited for each xxxx payment on the Scheduled Payment Date. Payment instructions entered after 11:59 PM Eastern Time (10:59 PM Central) or a non-Business Day will be considered entered on the next Business Day. If you properly follow the procedures described herein, and we fail to send a payment according to your payment instructions received, we will bear responsibility for late charges up to $50.00 maximum. In any event, including, but not limited to, choosing a scheduled payment date no less than five (5) Business Days before the actual due date, the risk of incurring and the responsibility for paying any and all late charges or penalties shall be borne designated by you. We will not be liable if any third party through which any xxxx payment is made fail You also authorize Checkfree to properly transmit the payment credit your Payment Account for payments returned to the intended payeeService by the United States Postal Service or Xxxxxx, or payments remitted to you on behalf of another authorized user of the Service. Bridge City Bank Checkfree will exercise ordinary care use its best efforts to make all your payments properly. If we do not complete a transfer to or from you account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, we they shall incur no liability and any Service Guarantee shall be void if we are Checkfree is unable to complete any payments initiated by you because of the existence of any one or more of the following circumstances: If If, through no fault of oursCheckfree, your payment account Payment Account does not have contain sufficient funds to complete the transaction or the transaction would exceed the credit limit of your overdraft privilege; If a legal order prohibits withdrawals from your payment account; If the payment account is closed or frozen; If you have been negligent with or given your PIN to another person(s); Your failure to “sign off or log off” to end your Bridge City State Bank Online session; The xxxx payment processing center or the electronic funds transfer system is not working properly and you knew know or were have been advised by Bridge City Bank of Checkfree about the malfunction before you execute the transaction; The payee mishandles or delays a payment sent by us; You have not provided Bridge City Bank Checkfree with the correct Payment Account information, or the correct name, address, phone number, or account information for the PayeeXxxxxx; If you have not properly followed the instructions for using Bridge City State Bank Online Banking instructions for xxxx payment; If there are circumstances and/or, Circumstances beyond Bridge City Bank control of Checkfree (such as, but not limited to, fire, flood, loss of electricity or failure of telecommunications equipment or lines, or interference from an outside force) prevent the proper execution of the transaction and the Service has taken reasonable precautions to avoid those circumstances. There may be other exceptions stated in our agreement(s) with you. Provided none of the foregoing eleven (11) exceptions are applicable, if we cause Checkfree causes an incorrect amount of funds to be removed from your Payment Account or cause causes funds from you your Payment Account to be directed to a Payee Xxxxxx which does not comply with your Payment Instructions, we Checkfree shall be responsible for returning the improperly transferred funds to you your Payment Account Account, and for directing to the proper Payee Xxxxxx any previously misdirected transactions, and, if applicable, for any late payment related charges. Checkfree reserves the right to select the method in which to remit funds on your behalf to your Xxxxxx. These payment methods may include, but may not be limited to, an electronic payment, an electronic to check payment, or a laser draft payment. (Funds remitted to the Xxxxxx are deducted from your Payment Account when the laser draft is presented to your financial institution for payment). The following payment types are prohibited through entire Checkfree terms and conditions can be found in the Xxxx Payment Service:online xxxx pay help section in online banking.

Xxxx Payment. The You may use the Xxxx Payment Service allows to direct Fifth Third to make payments from your account to payees in the United States that you choose. Fifth Third may refuse or cancel any payee or any payment at any time for any reason. It is your responsibility to manage your Payee List and maintain accurate Payee information. Occasionally a Payee may choose not to participate in the Xxxx Payment service, or may require additional information before accepting payments. Fifth Third Bank will work with these Payees to encourage them to accept an electronic or check payment from the bank. If Fifth Third Bank is unsuccessful, or if Fifth Third Bank determines that the Payee cannot process payments in a timely manner, Fifth Third Bank may decline future payments to this Payee. Payments may be set up as one-time payments or recurring payments. It is your responsibility to cancel, skip, reschedule or revise a scheduled payment as necessary. Due Date means the date by which you schedule xxxx the payment through Bridge City Bank Online Banking Serviceto be delivered to a payee unless the date falls on a non-business day, in which case it shall be the preceding Business Day. You must determine the Due Date based upon the payee-provided due date, any applicable grace period, late payment policy or late fee and/or your knowledge of actual time required for the payee to receive and process the payment. You must schedule the Due Date far enough in advance to allow the service to process and send the payment to the payee in advance of the Due Date. This Service may be up to five days prior to the Due Date. The system will provide you the earliest possible Due Date for a particular payment. You must schedule payments prior to that day’s cut-off time for xxxx payments. The current cut-off time is available pursuant provided within the Xxxx Payment interface. You should not use Xxxx Payment services to a license Agreement by and between Bridge City Bank and CheckFreemake tax payments, court ordered payments or payments to settle securities transactions. Bridge City Fifth Third Bank reserves the right in its sole discretions to terminate your use restrict categories of Xxxx Payment at any timepayees to whom payments may be made using the service. If you do, you may lose some of the protections afforded to you in this agreement, including late payment reimbursement. In the enrollment event that your account has insufficient funds to pay a xxxx payment, you may be blocked from using the Xxxx Payment service for a period of time. Details on how to edit or cancel payments is included within the information about the Xxxx Payment service. Any Payment can be modified or canceled, provided you access the Service prior to the Xxxx Payment cut-off time on the Business Day Payment is going to be processed. Once a Payment is in-process, it cannot be canceled through the Service. Instead, you must designate which checking account will contact Customer Service to request a stop payment. A Recurring Payment may be used as your edited or canceled after processing for the current Payment Account from which all xxxx payments will be madeinstance is complete. By providing You may request to stop payment after a payment has been processed by contacting Customer Service. The ability to successfully stop payment depends on how the names funds were remitted to the payee and account information of those Payees to whom you wish to direct payment, you authorize Bridge City Bank to follow the elapsed time since the payment instructions that it receives from youwas processed. When we receive You may be charged a stop payment instruction, you authorize us to debit your account and remit funds on your behalf so that the funds arrive as close to the payment date designated by you as reasonably possible. Bridge City Bank shall not be obligated to make any such payment unless your account has sufficient funds to pay the xxxx. Each Scheduled Payment Date selected by you must be entered no less than five (5) business days before the actual due date, not the late date and/or a date in the grace period. Your Payment Account will be debited fee for each xxxx payment on the Scheduled Payment Date. Payment instructions entered after 11:59 PM Eastern Time (10:59 PM Central) or a non-Business Day will be considered entered on the next Business Day. If you properly follow the procedures described herein, and we fail to send a payment according to your payment instructions received, we will bear responsibility for late charges up to $50.00 maximum. In any event, including, but not limited to, choosing a scheduled payment date no less than five (5) Business Days before the actual due date, the risk of incurring and the responsibility for paying any and all late charges or penalties shall be borne by you. We will not be liable if any third party through which any xxxx payment is made fail to properly transmit the payment to the intended payee. Bridge City Bank will exercise ordinary care to make your payments properly. If we do not complete a transfer to or from you account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, we shall incur no liability if we are unable to complete any payments initiated by you because of the existence of any one or more of the following circumstances: If through no fault of ours, your payment account does not have sufficient funds to complete the transaction or the transaction would exceed the limit of your overdraft privilege; If a legal order prohibits withdrawals from your payment account; If the payment account is closed or frozen; If you have been negligent with or given your PIN to another person(s); Your failure to “sign off or log off” to end your Bridge City State Bank Online session; The xxxx payment processing center or the electronic funds transfer system is not working properly and you knew or were advised by Bridge City Bank of the malfunction before you execute the transaction; The payee mishandles or delays a payment sent by us; You have not provided Bridge City Bank with the correct name, phone number, or account information for the Payee; If you have not properly followed the instructions for using Bridge City State Bank Online Banking instructions for xxxx payment; If there are circumstances beyond Bridge City Bank control (such as, but not limited to, fire, flood, loss of electricity or failure of telecommunications equipment or lines, or interference from an outside force) prevent the proper execution of the transaction and the Service has taken reasonable precautions to avoid those circumstances. There may be other exceptions stated in our agreement(s) with you. Provided none of the foregoing eleven (11) exceptions are applicable, if we cause an incorrect amount of funds to be removed from your Payment Account or cause funds from you Payment Account to be directed to a Payee which does not comply with your Payment Instructions, we shall be responsible for returning the improperly transferred funds to you Payment Account and for directing to the proper Payee any previously misdirected transactions. The following payment types are prohibited through the Xxxx Payment Service:request.

Xxxx Payment. The Xxxx Payment Service allows If you have chosen this option, any individual authorized to schedule do so on your account may make payments from a checking account(s) you have designated for xxxx payment through Bridge City Bank Online Banking Servicepayment. This Service is available pursuant to a license Agreement by and between Bridge City Bank and CheckFree. Bridge City Bank reserves the right to terminate your use of Xxxx Payment at any time. In the enrollment process, you must designate which checking account will be used as your Payment Account from which all xxxx Your payments will be made. By providing the names and account information of those Payees to whom you wish to direct payment, you authorize Bridge City Bank to follow the payment instructions that it receives from you. When we receive a payment instruction, you authorize us to debit your account and remit funds on your behalf so that the funds arrive as close made either electronically to the payment date designated person or business you are paying (the "payee") or by you as reasonably possiblesending the payee a paper check. Bridge City Bank shall not be obligated to make any such payment unless Electronic Transactions (ACH) You and your account has sufficient funds to authorized users may collect payments, pay bills, initiate direct deposit payroll, and deposit checks electronically. Electronic transactions are sent through the xxxx. Each Scheduled Payment Date selected by you Automated Clearing House “ACH” and must be entered no less than five (5) submitted to online business days before banking by the actual due date, not specified cut- off time for processing the late date and/or a date in same business day. Cut-off times can be found on the grace periodEFSB Online Business Banking website. Your Payment Account will be debited for each xxxx stop payment on the Scheduled Payment Date. Payment instructions entered after 11:59 PM Eastern Time (10:59 PM Central) or a non-Business Day will be considered entered on the next Business Day. If you properly requests must follow the procedures described hereinand specifications we establish for this service. You must provide us with timely, complete and we fail to send a accurate information on:  The number of the account against which the item is drawn;  The date of the item;  The item number; and  The exact amount (dollars and cents) of the item Complete accuracy is essential since stop payment according to your payment instructions receivedorders are processed by computers operating on the basis of precise data. If any of the required information is incomplete or incorrect, we will bear responsibility not be responsible for late charges up failing to $50.00 maximumcomplete the order. In any eventStop payment requests, includingwhich cover a range of checks that are missing or stolen, but may be processed by us without regard to the dollar amount. A stop payment order becomes effective when we confirm its receipt and have verified that the item has not limited to, choosing a scheduled payment date no less than five (5) Business Days before the actual due date, the risk of incurring and the responsibility for paying any and all late charges or penalties shall be borne by youbeen paid. We will not be liable if any third party through which any xxxx able to verify this immediately for items paid more than 90 days prior to your request. Stop payment is made fail orders are in effect for six months and can be renewed after the 6‐month period upon your written request. Failure to properly renew the stop payment order may result in the item being paid. From time to time, our systems may be inoperable. If that occurs, you may transmit stop payment orders by telephone instruction. You are advised that under applicable state law, stopping payment on a check may not relieve you of your obligation to pay the payment check. You have the option of accessing EFSB Online Business Banking by enrolling to use an internet enabled mobile device. When using a mobile device you may:  Review account balances, account details and transaction history  Make one‐time funds transfers between EFSB Accounts  Initiate payments from recipients previously established by you on EFSB Online Business Banking  Receive alerts requesting you to authorize transactions Refer to the intended payeecurrent EFSB schedule of fees to determine mobile banking fees. Bridge City Bank When you use Business Mobile Banking you agree to the following terms and conditions:  We may send any message through your Internet service provider in order to deliver them to you. You agree that your communication services provider is acting as your agent in this capacity.  You agree to provide a valid phone number for this service so that we may send you certain information about your applicable account. We will exercise ordinary care determine in our sole discretion what information we make available through this service.  You agree to make indemnify, defend and hold us harmless from and against any and all claims, losses, liability, cost and expenses (including reasonable attorneys' fees) arising from your payments properlyprovision of a phone number that is not your own or your violation of applicable federal, state or local law, regulation or ordinance. If Your obligation under this paragraph shall survive termination of the Agreement.  Business Mobile Banking is provided for your convenience and does not replace your monthly account statement(s), which are the official record of your accounts.  You agree to protect your communications device that receives information through this service and not to let any unauthorized person have access to the information we do provide to you through this service.  Receipt of account information through Business Mobile Banking may be delayed or impacted by factor(s) pertaining to your phone carrier or other parties outside of our control.  We will not complete a transfer to or from you account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, we shall incur no liability if we are unable to complete damages caused in whole or in part by your actions or omissions that result in any payments initiated by you because disclosure of the existence of any one or more of the following circumstances: If through no fault of ours, your payment account does not have sufficient funds to complete the transaction or the transaction would exceed the limit of your overdraft privilege; If a legal order prohibits withdrawals from your payment account; If the payment account is closed or frozen; If you have been negligent with or given your PIN to another person(s); Your failure to “sign off or log off” to end your Bridge City State Bank Online session; The xxxx payment processing center or the electronic funds transfer system is not working properly and you knew or were advised by Bridge City Bank of the malfunction before you execute the transaction; The payee mishandles or delays a payment sent by us; You have not provided Bridge City Bank with the correct name, phone number, or account information to third parties. Also, nothing about Business Mobile Banking creates any new or different liability for us beyond what is already applicable under your existing account agreements.  EFSB charges for the Payee; If you have not properly followed service can be found in the instructions for using Bridge City State Bank Online Banking instructions for xxxx payment; If there current EFSB fee schedule.  You are circumstances beyond Bridge City Bank control (such as, but not limited to, fire, flood, loss of electricity or failure of telecommunications equipment or lines, or interference from an outside force) prevent the proper execution of the transaction and the Service has taken reasonable precautions to avoid those circumstances. There may be other exceptions stated in our agreement(s) with you. Provided none of the foregoing eleven (11) exceptions are applicable, if we cause an incorrect amount of funds to be removed from your Payment Account or cause funds from you Payment Account to be directed to a Payee which does not comply with your Payment Instructions, we shall be also responsible for returning the improperly transferred funds any telephone charges incurred in connecting to your Internet Service Provider (ISP) that gives you Payment Account and for directing access to the proper Payee any previously misdirected transactionsInternet. The following payment types are prohibited through  You may cancel your Business Mobile Banking service by calling the Xxxx Payment Service:Bank at (000) 000-0000 during the business hours of Monday – Friday 9:00 a.m. to 5:00 p.m. and Saturday 9:00 a.m. to 12:00 noon or by having your Company Administrator disable the service using EFSB Online Business Banking.

Xxxx Payment. The If you are approved by BANK, you will have the ability to use SYSTEM to make xxxx payments to vendors and others you set up in the BANK's Xxxx Payment Service allows System ("XXXX PAYMENT"). The following provisions apply to the XXXX PAYMENT service in addition to the other provisions stated in this Agreement. A. You must designate the BANK account from which the payments are to be made, the complete name of the payee, the account number, and the payee's remittance address, all exactly as shown on the billing statement or invoice; the amount of the payment; and the date you want the payment to schedule xxxx payment through Bridge City Bank Online Banking Servicebe debited from your account. This Service is available pursuant to a license Agreement by and between Bridge City Bank and CheckFree. Bridge City Bank BANK reserves the right to terminate restrict the types of payees to whom XXXX PAYMENTS may be made. If you want the payment to be debited from your use of Xxxx Payment at any time. In the enrollment processaccount on a day that is not a Business Day, you must designate which checking your account will be used as your Payment Account from which all xxxx payments will be made. By providing the names and account information of those Payees to whom you wish to direct payment, you authorize Bridge City Bank to follow the payment instructions that it receives from you. When we receive a payment instruction, you authorize us to debit your account and remit funds on your behalf so that the funds arrive as close to the payment date designated by you as reasonably possible. Bridge City Bank shall not be obligated to make any such payment unless your account has sufficient funds to pay the xxxx. Each Scheduled Payment Date selected by you must be entered no less than five (5) business days before the actual due date, not the late date and/or a date in the grace period. Your Payment Account will be debited for each xxxx payment on the Scheduled Payment Date. Payment instructions entered after 11:59 PM Eastern Time (10:59 PM Central) or a non-Business Day will be considered entered on the next Business Day. If By using the XXXX PAYMENT Service option you properly follow the procedures described hereinagree that, and we fail to send a payment according to based upon instructions received under your payment instructions receivedpassword, we will bear responsibility for late charges up can charge your designated account by electronic transfer, "no signature required draft", or by debiting and remitting funds on your behalf. We reserve the right to $50.00 maximum. In refuse to pay any event, including, but not limited to, choosing a scheduled payment date no less than five (5) Business Days before the actual due date, the risk of incurring and the responsibility for paying any and all late charges or penalties shall be borne payee designated by you. We will not be liable if any third party through which any xxxx payment is made fail to properly transmit the payment to the intended payee. Bridge City Bank will exercise ordinary care to make your payments properly. If we do not complete a transfer to or from you account on time or in the correct amount according to our agreement with youso, we will notify you promptly. B. A one-time XXXX PAYMENT to a Payee will be processed on the Business Day that you designate as the XXXX PAYMENT processing date provided the XXXX PAYMENT is submitted prior to the XXXX PAYMENT cut-off time for that date, as the BANK may set from time to time in its sole discretion. (For Business Days that are not Partial Business Days the cut-off time is currently 3:00 p.m. CT). The Bank, in its sole discretion, may invoke an earlier XXXX PAYMENT cut-off time on Partial Business Days. XXXX PAYMENTS scheduled to be processed on a particular date and initiated prior to the XXXX PAYMENT cut-off time for that day will be processed on that Business Day. XXXX PAYMENTS submitted after the XXXX PAYMENT cut-off time on a particular day will be processed on the next Business Day or Partial Business Day. C. You have the ability to request that a payee payment be reoccurring and automatically generated on a desired schedule and for a desired period of time allowed by SYSTEM. Recurring payments are automatically scheduled by the SYSTEM. A XXXX PAYMENT processing date for the next occurrence of the XXXX PAYMENT is automatically calculated based on your selected frequency for that XXXX PAYMENT. If the calculated XXXX PAYMENT processing date is a non- Business Day, then the XXXX PAYMENT processing date will be adjusted based on your selection for the XXXX PAYMENT. If the XXXX PAYMENT service "Pay Before" option is selected, the XXXX PAYMENT processing date will be adjusted to the first Business Day prior to the calculated XXXX PAYMENT processing date. If the XXXX PAYMENT service "Pay After" option is selected, the XXXX PAYMENT processing date will be adjusted to the first Business Day after the calculated Xxxx PAYMENT processing date. If your frequency settings for a XXXX PAYMENT specify the 29th, 30th or 31st as a particular day of the month for the XXXX PAYMENT processing date and that day does not exist in the month of the calculated Xxxx Payment processing date, then the last calendar day of that month will be used as the calculated XXXX PAYMENT processing date. D. The XXXX PAYMENT service will calculate an "Estimated Arrival Time" for a XXXX PAYMENT. This is only an estimate. BANK makes no warranties on the accuracy of this date and it should not be used for the purpose of scheduling XXXX PAYMENTS. E. You agree to pay any fees associated with an add-on additional service to XXXX PAYMENT such as processing a "Rush Payment" or sending an accompanying card. These fees are listed on the XXXX PAYMENT site and may be changed from time to time by the BANK, in its sole discretion. F. A XXXX PAYMENT can be changed or cancelled any time prior to the cut-off time on the scheduled processing date. G. In using the XXXX PAYMENT service, you recognize that: i. You are solely responsible for controlling the safekeeping of and access to your Personal Identification Number (PIN); ii. If you want to terminate another person's authority to use the XXXX PAYMENT service, you must notify the BANK and arrange to change your PIN; iii. You will be responsible for any XXXX PAYMENT request you make that contains an error or is a duplicate of another XXXX Payment; iv. The BANK is not responsible for a XXXX PAYMENT that is not made if you do not properly follow the instructions for making a XXXX PAYMENT; v. The BANK is not liable for your losses or damages. However, we shall incur no liability if we are unable to complete any payments initiated by you because of the existence of any one or more of the following circumstances: If through no fault of ours, your payment account does not have sufficient funds to complete the transaction or the transaction would exceed the limit of your overdraft privilege; If a legal order prohibits withdrawals from your payment account; If the payment account is closed or frozen; If you have been negligent with or given your PIN to another person(s); Your failure to “sign off or log off” make a XXXX PAYMENT if you fail to end your Bridge City State Bank Online session; The xxxx payment processing center or promptly notify the electronic funds transfer system is not working properly and BANK after you knew or were advised by Bridge City Bank of the malfunction before you execute the transaction; The payee mishandles or delays a payment sent by us; You have not provided Bridge City Bank with the correct name, phone number, or account information for the Payee; If learn that you have not properly followed the instructions received credit from a "payee" for using Bridge City State Bank Online Banking instructions a XXXX PAYMENT; and vi. The BANK is not responsible for xxxx payment; If there are circumstances beyond Bridge City Bank control (your acts or omissions or those of any other person including, with limitation, any transmission or communications facility and no such as, but not limited to, fire, flood, loss of electricity or failure of telecommunications equipment or lines, or interference from an outside force) prevent the proper execution of the transaction and the Service has taken reasonable precautions to avoid those circumstances. There may party shall be other exceptions stated in our agreement(s) with you. Provided none of the foregoing eleven (11) exceptions are applicable, if we cause an incorrect amount of funds deemed to be removed from your Payment Account or cause funds from you Payment Account to be directed to a Payee which does not comply with your Payment Instructions, we shall be responsible for returning the improperly transferred funds to you Payment Account and for directing to the proper Payee any previously misdirected transactions. The following payment types are prohibited through the Xxxx Payment Service:BANK's agent.