Common use of Year Waiting Period Clause in Contracts

Year Waiting Period. Any Medical Expenses incurred on the treatment of any of the following Illnesses/ conditions (whether medical or surgical and including Medical Expenses incurred on complications arising from such Illnesses/conditions) shall not be covered during the first 2 consecutive years from inception of the this Policy with Us or date of the Insured Person being included under the Policy, whichever is later: (a) Cataract*; (b) Benign Prostatic Hypertrophy; (c) Myomectomy, Hysterectomy unless because of malignancy; (d) All types of Hernia, Hydrocele; (e) Fissures and/or Fistula in anus, haemorrhoids/piles; (f) Arthritis, gout, rheumatism and spinal disorders; (g) Joint replacements unless due to Accident; (h) Sinusitis and related disorders; (i) Stones in the urinary and biliary systems; (j) Dilatation and curettage, Endometriosis; (k) All types of skin and internal tumors/ cysts/ nodules/ polyps of any kind including breast lumps unless malignant; (l) Dialysis required for chronic renal failure; (m) Tonsillitis, adenoids and sinuses; (n) Gastric and duodenal erosions and ulcers; (o) Deviated nasal septum; (p) Varicose Veins/ Varicose Ulcers. *Our maximum liability for any Claim for an Insured Person’s cataract treatment shall be 10% of the Base Sum Insured up to a maximum of INR 100,000 per eye for each Policy Year of the Policy Period. In the event that any of the above Illnesses/conditions are Pre-existing Diseases at the Policy Period Start Date or are subsequently found to be Pre-Existing Diseases, then that Illness/condition shall be covered in accordance with the terms, conditions and exclusions of the Policy after the completion of the Pre-Existing Diseases waiting period stated above.

Year Waiting Period. Any Medical Expenses incurred on the treatment of any of the following Illnesses/ illnesses/ conditions (whether medical or surgical and including Medical Expenses incurred on complications arising from such Illnesses/conditions) shall not be covered during the first 2 consecutive years from inception of the this first Policy with Us or date of the Insured Person being included under the Policy, whichever is later: (a) Cataract*; (b) Benign Prostatic Hypertrophy; (c) Myomectomy, Hysterectomy unless because of malignancy; (d) All types of Hernia, Hydrocele; (e) Fissures and/or Fistula in anus, haemorrhoids/haemorrhoids / piles; (f) Arthritis, goutGout, rheumatism Rheumatism and spinal disordersSpinal Disorders; (g) Joint replacements eplacements unless due to Accident; (h) Sinusitis and related disorders; (i) Stones in the urinary and biliary systems; (j) Dilatation and curettage, Endometriosis; (k) All types of skin and internal tumors/ cysts/ nodules/ polyps Tumors / Cysts / Nodules / Polyps of any kind including breast lumps unless malignant; (l) Dialysis required for chronic renal failure; (m) TonsillitisSurgery on Tonsilitis, adenoids Adenoids and sinusesSinuses; (n) Gastric and duodenal erosions Duodenal Erosions and ulcersUlcers; (o) Deviated nasal septumNasal Septum; (p) Varicose Veins/ Veins / Varicose Ulcers. ; *Our maximum liability for any Claim for an Insured Person’s 's cataract treatment shall be 10% of the Base Sum Insured up to a maximum of not exceed INR 100,000 20,000 per eye for eye, during each Policy Year of the Policy Period. In the event that any of the above Illnesses/conditions are Pre-existing Diseases at the Policy Period Start Date or are subsequently found to be Pre-Existing Diseases, then that Illness/condition shall be covered in accordance with the terms, conditions and exclusions of the Policy after the completion of the Pre-Existing Diseases waiting period stated above.

Year Waiting Period. Any Medical Expenses incurred on the treatment of any of the following Illnesses/ illnesses/ conditions (whether medical or surgical and including Medical Expenses incurred on complications arising from such Illnesses/conditions) shall not be covered during the first 2 consecutive years from inception of the this first Policy with Us or date of the Insured Person being included under the Policy, whichever is later: (a) Cataract*; (b) Benign Prostatic Hypertrophy; (c) Myomectomy, Hysterectomy unless because of malignancy; (d) All types of Hernia, Hydrocele; (e) Fissures and/or Fistula in anus, haemorrhoids/piles; (f) Arthritis, gout, rheumatism and spinal disorders; (g) Joint replacements unless due to Accident; (h) Sinusitis and related disorders; (i) Stones in the urinary and biliary systems; (j) Dilatation and curettage, Endometriosis; (k) All types of skin and internal tumors/ cysts/ nodules/ polyps of any kind including breast lumps unless malignant; (l) Dialysis required for chronic renal failure; (m) TonsillitisSurgery on Tonsilitis, adenoids and sinuses; (n) Gastric and duodenal erosions and ulcers; (o) Deviated nasal septum; (p) Varicose Veins/ Varicose Ulcers. *Our maximum liability for any Claim for an Insured Person’s cataract treatment shall be 10% of the Base Sum Insured up to a maximum of not exceed INR 100,000 20,000 per eye for eye, during each Policy Year of the Policy Period. In the event that any of the above Illnesses/conditions are Pre-existing Diseases at the Policy Period Start Date or are subsequently found to be Pre-Existing Diseases, then that Illness/condition shall be covered in accordance with the terms, conditions and exclusions of the Policy after the completion of the Pre-Existing Diseases waiting period stated above.