Your Liability for Unauthorized Transactions. Tell us AT ONCE if you believe your Access Device has been lost or stolen. Telephoning is the best way of limiting your possible losses. You are responsible for all transfers you authorize using an EFT service under this Agreement. If you permit other persons to use an EFT service or your Access Device, you are responsible for any transactions they authorize or conduct on any of your accounts. Important Note: The amounts stated below are adjusted pursuant to applicable federal laws every five years. The amounts that can adjust are (1) the amounts that must be made available to you immediately; (2) the amounts we must make available to you immediately if we choose to delay availability for an extra day; and (3) the amounts of large deposits and the amounts subject to the special rules for new accounts as addressed below. To determine the actual amount in effect at any specific time, please refer to the Rate and Fee Schedule. General Policy:
Appears in 4 contracts
Samples: Membership Account Agreement, Membership Account Agreement, Membership Account Agreement
