Common use of Your Password Clause in Contracts

Your Password. You will establish and use a Password to obtain access to the Services. You accept responsibility for the confidentiality and security of your Password as detailed further in this Agreement, and agree to change your Password periodically. You agree to keep your Password in a secure location and physically separated from your Web Access Device. We recommend that you memorize your Password and not write it down. You should never leave your Web Access Device unattended while you are logged on. You can change your Password at any time. For security purposes, after your Password is changed, we will confirm with you via e-mail that it was changed. Your password will not be included in the e-mail. Be sure to enter uppercase and lowercase letters carefully because Passwords are sensitive to case (for example, NEWcar#1 will not be accepted in place of Newcar#1 and you will not gain access to the Service). Your access to the Services will be blocked in the event your Password is entered incorrectly on six (6) consecutive access attempts. You may use the Forgotten Password feature located on the log-in page (prior to being blocked from the service) or telephone Katahdin Trust Company's Electronic Banking Department toll-free at 0-000-000-0000. You are responsible for keeping your Password and Account data confidential. Because your Password can be used to access money in any of your Accounts and to access information about any of your linked Accounts, including reviewing account information, making transfers, or payments linked for Online Banking Access, you should treat your Password with the same degree of care and secrecy that you use to protect other sensitive personal financial data. You agree not to give your Password, or make it available, to any other person. You are solely responsible for closely and regularly monitoring your accounts with the Bank and transactions through security and integrity of your web access device, including the use of commercially reasonable anti-virus and firewall safeguards. We are entitled to act on transaction instructions received using your Password, and you agree that the use of your Password will have the same effect as your signature authorizing the transaction. If you authorize other persons to use your Password in any manner, your authorization will be considered unlimited in amount and manner until you have notified us in writing that you have revoked the authorization and changed your Password, and you are responsible for any transactions made by such persons until you notify us that transactions by that person are no longer authorized and we have a reasonable opportunity to act upon the notification. Notwithstanding any of our efforts to the contrary you acknowledge that the Internet is inherently insecure and that all data transfers, including electronic mail, occur openly on the Internet and can potentially be monitored and read by others. If you suspect that your web access device has been compromised, lost or stolen please notify the Bank immediately by contacting us toll free at 0-000-000-0000 during regular business hours.

Your Password. You will establish and use a Password to obtain access to the Services. You accept responsibility for the confidentiality and security of your Password as detailed further in this Agreement, and agree to change your Password periodically. You agree to keep your Password in a secure location and physically separated from your Web Access Device. We recommend that you memorize your Password and not write it down. You should never leave your Web Access Device unattended while you are logged on. You can change your Password at any time. For security purposes, after your Password is changed, we will confirm with you via e-mail that it was changed. Your password will not be included in the e-mail. A Password contains no less than six (6) and no more than seventeen (17) characters. A Password must contain at least one upper case letter, one lower case letter, one number, and one special character from the following: Be sure to enter uppercase and lowercase letters carefully because Passwords are sensitive to case (for example, NEWcar#1 will not be accepted in place of Newcar#1 and you will not gain access to the Service). Your access to the Services will be blocked in the event your Password is entered incorrectly on six (6) consecutive access attempts. You may use the Forgotten Password feature located on the log-in page (prior to being blocked from the service) or telephone Katahdin Trust Company's Electronic Banking Department toll-free at 0-000-000-0000. You are responsible for keeping your Password and Account data confidential. Because your Password can be used to access money in any of your Accounts and to access information about any of your linked Accounts, including reviewing account information, making transfers, or payments linked for Online Banking Access, you should treat your Password with the same degree of care and secrecy that you use to protect other sensitive personal financial data. You agree not to give your Password, or make it available, to any other person. You are solely responsible for closely and regularly monitoring your accounts with the Bank and transactions through security and integrity of your web access device, including the use of commercially reasonable anti-virus and firewall safeguards. We are entitled to act on transaction instructions received using your Password, and you agree that the use of your Password will have the same effect as your signature authorizing the transaction. If you authorize other persons to use your Password in any manner, your authorization will be considered unlimited in amount and manner until you have notified us in writing that you have revoked the authorization and changed your Password, and you are responsible for any transactions made by such persons until you notify us that transactions by that person are no longer authorized and we have a reasonable opportunity to act upon the notification. Notwithstanding any of our efforts to the contrary you acknowledge that the Internet is inherently insecure and that all data transfers, including electronic mail, occur openly on the Internet and can potentially be monitored and read by others. If you suspect that your web access device has been compromised, lost or stolen please notify the Bank immediately by contacting us toll free at 01-000855-000-0000 331- 3221 during regular business hours.

Your Password. You When you log into your account for the first time, you will establish be asked for a 6-character (at least 1 number and at least 1 letter) user ID number to place in the user ID box, and then be prompted for your online password. For your initial sign on you will receive a two letters from the bank providing user ID and initial password. For security purposes, you are required to change your use a Password to obtain access ID and password upon your initial login to the ServicesService. Your new password will be alphanumeric, at least 8 characters in length including 4 letters, 1 number and 1 special character. You agree that we are authorized to act on instructions received under your password. You accept responsibility for the confidentiality and security of your Password as detailed further in this Agreement, password and agree to change your Password periodically. You agree to keep your Password in a secure location and physically separated from your Web Access Devicepassword regularly. We recommend that you memorize your Password create a password not associated with any commonly known personal identification, such as address, and date of birth. Social Security Number and name may not write it be used. Passwords should be memorized rather than written down. You should never leave your Web Access Device unattended while Next you will need to complete the Image Key Enrollment form. Enter an Authentication phrase for the randomly selected Authentication Image, provide answers for three challenge questions, and select whether you are logged onlogging in with your personal computer or a public computer. You can Only register computers that you frequently use and are not available for public use. The next time you log in, Enhanced Online Security will recognize you and display your private image and phrase. If the authentication image and phrase do not match, do not enter your password. Start over or contact Peoples Bank of Wyaconda at 000-000-0000 for assistance. Every 60 days the system will force a password change for your security. To change your Password at any time. For security purposespassword before the 60th day, after your Password is changed, we the user will confirm with you via e-mail that it was changed. Your password will not be included in log into the e-mail. Be sure to enter uppercase Online Banking System and lowercase letters carefully because Passwords are sensitive to case (for example, NEWcar#1 will not be accepted in place of Newcar#1 and you will not gain access to the Service). Your access then go to the Services tab and select Change Password. You are allowed three password attempts, and on the 3rd attempt, if invalid, you will be blocked in locked out of the event system. If a subscriber loses or forgets their password, they may have to call the bank to have it reset. Peoples Bank employees will not have access to subscriber’s password. To re-establish your Password is entered incorrectly on six (6) consecutive access attempts. You may use authorization to the Forgotten Password feature located on the log-in page (prior to being blocked from the service) or telephone Katahdin Trust Company's Electronic Online Banking Department toll-free system, you must contact a Financial Service Representative at 0-000-000-0000, to have your password reset. You are responsible liable for keeping your Password and Account data confidential. Because your Password can be used to access money in any all transactions authorized with the use of your Accounts and to access information about Password. Peoples Bank has no responsibility for establishing the identity of any of person who uses your linked Accounts, including reviewing account information, making transfers, or payments linked for Online Banking Access, you should treat your Password with the same degree of care and secrecy that you use to protect other sensitive personal financial dataPassword. You agree not to that if you give your PasswordPassword to anyone or fail to safeguard its secrecy, or make it available, you do so at your own risk since anyone with your Password will have access to any other personyour accounts. You are solely responsible for closely and regularly monitoring your accounts with agree that if you believe the Bank and transactions through security and integrity secrecy of your web access devicePassword has been compromised, including the use you immediately will notify Peoples Bank of commercially reasonable anti-virus that fact, and firewall safeguards. We are entitled to act on transaction instructions received using you immediately will change your Password. For joint accounts, each person must have a separate Password. Each person on a joint account will be liable for all transactions that are made on that account by all other joint owners of the account. You agree to indemnify, defend and hold harmless Peoples Bank from any and all claims, losses, damages, actions, suits, liabilities, costs, fines and expenses (including reasonable attorneys’ fees), and you agree not to make any claim or demand against Peoples Bank or bring any action against Peoples Bank related to its honoring or allowing any actions or transactions that the use of your Password will have the same effect as your signature authorizing the transaction. If you authorize other persons to use your Password in any manner, your authorization will be considered unlimited in amount and manner until you have notified us in writing that you have revoked the authorization and changed were authorized and/or conducted under your Password, and you are responsible for any transactions made by such persons until you notify us that transactions by that person are no longer authorized and we have a reasonable opportunity to act upon the notification. Notwithstanding any of our efforts to the contrary you acknowledge that the Internet is inherently insecure and that all data transfers, including electronic mail, occur openly on the Internet and can potentially be monitored and read by others. If you suspect that your web access device has been compromised, lost or stolen please notify the Bank immediately by contacting us toll free at 0-000-000-0000 during regular business hours.