Common use of Your Personal Identification Clause in Contracts

Your Personal Identification. NUMBER (“PIN”) The Credit Union will issue you a PIN for your ATM and Debit Card transactions that require the use of a confidential number. This number should be memorized – DO NOT write it on your ATM or Debit Card. Do not write or keep your PIN where it can be readily accessible, such as in your wallet or purse. After memorizing your PIN you should destroy our notice to you disclosing it. If you forget your PIN, contact the Credit Union and we will issue you a new one. YOUR RESPONSIBILITY FOR TRANSACTIONS You are responsible for all transactions you make with an ATM or Debit Card or that you authorize another person to make with the Card. You understand that if you disclose your PIN to anyone, they will have access to all accounts identified by your account number. If the account is a joint account, all transactions involving the account are binding on all account holders. YOUR LIABILITY FOR LOST, STOLEN OR UNAUTHORIZED TRANSACTIONS INVOLVING AN AUTOMATED TELLER MACHINE (ATM/POS) CARDS OR PIN Tell us immediately if you believe your card or your password has been lost or stolen or used without your permission. Calling us at our telephone number is the quickest way of minimizing possible losses. We may ask you to put your report in writing. You can lose no more than $50.00 if you fail to give us notice of your lost or stolen card or password or if your card is used without your permission.