TRUST AGREEMENTTrust Agreement • May 28th, 1997 • Equity One Abs Inc • Asset-backed securities • Delaware
DepositorPooling and Servicing Agreement • August 20th, 1998 • Equity One Abs Inc • Asset-backed securities • New York
DepositorPooling and Servicing Agreement • March 30th, 2006 • Popular Abs, Inc. • Asset-backed securities • New York
DepositorPooling and Servicing Agreement • April 4th, 1997 • Equity One Abs Inc • New York
DepositorPooling and Servicing Agreement • July 8th, 1997 • Equity One Abs Inc • Asset-backed securities • New York
INDENTUREIndenture • May 28th, 1997 • Equity One Abs Inc • Asset-backed securities • Delaware
DepositorPooling and Servicing Agreement • July 23rd, 1999 • Equity One Abs Inc • Asset-backed securities • New York
MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 1998-1Insurance and Indemnity Agreement • January 4th, 1999 • Equity One Abs Inc • Asset-backed securities • New York
UNDERWRITING AGREEMENTUnderwriting Agreement • July 8th, 1997 • Equity One Abs Inc • Asset-backed securities • New York
March 11, 1998 The Chase Manhattan Bank AMBAC Indemnity Corp. Equity One ABS, Inc. 450 West 33rd Street One State Street Plaza 103 Springer Bldg. 15th Floor 18th Floor 3411 Silverside Road New York, NY 10001 New York, NY 10004 Wilmington, DE 19810...Pooling and Servicing Agreement • March 20th, 1998 • Equity One Abs Inc • Asset-backed securities
DepositorPooling and Servicing Agreement • January 4th, 1999 • Equity One Abs Inc • Asset-backed securities • New York
The Chase Manhattan Bank AMBAC Indemnity Corp. Equity One ABS, Inc. 450 West 33rd Street One State Street Plaza 103 Springer Bldg. 15th Floor 18th Floor 3411 Silverside Road New York, NY 10001 New York, NY 10004 Wilmington, DE 19810 Attn: Norma...Pooling and Servicing Agreement • March 29th, 2000 • Equity One Abs Inc • Asset-backed securities
FICO Total Balance LTV Adjusted Balance[1] WA Loan WAC % Covered by Amount %[2] Amount %[2] Balance Mortgage Ins. --------------------------------------------- ------------------------------------------------------------------------------- ------ FICO...Fico Distribution Agreement • April 16th, 2004 • Equity One Abs Inc • Asset-backed securities
EXHIBIT 99.3 group 1 = conforming (subgroup 1a = fixed rate conforming, subgroup 1b = floating rate conforming) group 2 = non-conforming Principal and excess interest that comes in will be first split amongst group 1 and group 2 by their respective...Exhibit • July 17th, 2003 • Equity One Abs Inc • Asset-backed securities
Principal and excess interest that comes in will be first split amongst group 1 and group 2 by their respective allocation percentages. Then within group 1, they will be further split amongst subgroup 1a and subgroup 1b by their respective allocation percentages.
UNDERWRITING AGREEMENTUnderwriting Agreement • January 4th, 1999 • Equity One Abs Inc • Asset-backed securities
CURRENT ORIGINAL ORIGINAL REMAINING PRINCIPAL GROSS TERM TO AMORTIZATION TERM TO GROSS PPP DETAIL REPLINES BALANCE INTEREST RATE MATURITY TERM MATURITY MARGIN ------------------------------------------------------------------------...Non-Conforming Loans • October 13th, 2005 • Popular Abs, Inc. • Asset-backed securities
Static Libor ------------------------------------------------------------------ --------------------------------- 50 PPC -------------------------------------- ------------------------------------------------------------- 40% Severity 50% Severity 60%...Equity One 2004-4 Breakeven Losses • September 15th, 2004 • Popular Abs, Inc. • Asset-backed securities
EXHIBIT 99.2 EQUITY ONE 2004-4 Settle 9/29/2004 First Payment 10/25/2004Equity Agreement • September 16th, 2004 • Popular Abs, Inc. • Asset-backed securities
Count Orig Initial Periodic Month Provided Known Avg Balance LTV>80w/MI Term Cap Cap to Next LTV FICOs Adj ------------------------------------------------- ------------------------------------------------------------------ 521 - 530 38 358 3.000...Equity One 2004-3 • July 19th, 2004 • Equity One Abs Inc • Asset-backed securities
EXHIBIT 99.4Equity One 2004-4 Forward Libor • September 15th, 2004 • Popular Abs, Inc. • Asset-backed securities
Swap Rates Mat 1MO 3MO 6MO 1YR 2YR 3YR 4YR 5YR Yld 1.120000 1.150000 1.185000 1.366250 2.012000 2.642500 3.160000 3.585500Equity One 2003-4 Term • October 17th, 2003 • Equity One Abs Inc • Asset-backed securities
