Phoenix Life Variable Accumulation Account Sample Contracts

AMONG
Participation Agreement • December 19th, 2006 • Phoenix Life Variable Accumulation Account • New York
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PARTICIPATION AGREEMENT -----------------------
Participation Agreement • December 19th, 2006 • Phoenix Life Variable Accumulation Account • New York
ARTICLE I. DEFINITIONS
Fund Participation Agreement • April 27th, 2006 • Phoenix Life Variable Accumulation Account • New York
Exhibit 4(b) Form of Contract
Phoenix Life Variable Accumulation Account • February 28th, 2003
EXHIBIT 10(b) ACTUARIAL MEMORANDUM
Phoenix Home Life Variable Accumulation Account • August 31st, 2001
AMONG
Participation Agreement • April 30th, 2008 • Phoenix Life Variable Accumulation Account • Connecticut
Exhibit 3b
Dealer Agreement • April 30th, 1997 • Phoenix Home Life Variable Accumulation Account • Connecticut
Exhibit 8
Participation Agreement • April 30th, 1997 • Phoenix Home Life Variable Accumulation Account
Exhibit 10(c) ACTUARIAL MEMORANDUM
Phoenix Life Variable Accumulation Account • February 15th, 2002
WITNESSETH:
Master Service and Distribution Compliance Agreement • April 29th, 2002 • Phoenix Life Variable Accumulation Account • New York
EXHIBIT (10)(b) ACTUARIAL MEMORANDUM
Exhibit • September 13th, 2001 • Phoenix Home Life Variable Accumulation Account
FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 30th, 2021 • Nassau Life Variable Accumulation Account • New York

THIS FUND PARTICIPATION AGREEMENT (“Agreement”) made as of the 8th day of April, 2021, by and between Calvert Variable Products, Inc. and Calvert Variable Series, Inc. (collectively, the “Corporations”), each a Maryland corporation, on its behalf and on behalf of each separate investment series thereof, whether existing as of the date above or established subsequent thereto, (each a “Portfolio” and collectively, the “Portfolios”), Eaton Vance Distributors, Inc. (the “Distributor”), and PHL Variable Insurance Company and Nassau Life and Annuity Company, each an insurance company organized under the laws of the State of Connecticut, Nassau Life Insurance Company, an insurance company organized under the laws of the State of New York (together, the “Insurers”), and 1851 Securities, Inc., a broker-dealer organized under the laws of Delaware (together, the “Company”)].

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • September 7th, 2007 • Phoenix Life Variable Accumulation Account • New York

THIS AGREEMENT, made as of the 7th day of September, 2007, by and between the SENTINEL VARIABLE PRODUCTS TRUST (“TRUST”) a Delaware business trust, SENTINEL FINANCIAL SERVICES COMPANY (“DISTRIBUTOR”), a Vermont partnership, and PHOENIX LIFE INSURANCE COMPANY (“LIFE COMPANY”), a life insurance company organized under the laws of the State of New York.

WITNESSETH:
Compliance Agreement • September 13th, 2001 • Phoenix Home Life Variable Accumulation Account • New York
BY AND AMONG
Participation Agreement • April 30th, 2008 • Phoenix Life Variable Accumulation Account • Ohio
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POOL REINSURANCE AGREEMENT NO. 3008 EFFECTIVE JANUARY 1, 2000
Reinsurance Agreement • April 30th, 2021 • Nassau Life Variable Accumulation Account

In accordance with the provisions of Article I, Participation in Reinsurance Pool this Agreement is hereby terminated for the placement of new business, effective July 1, 2002. Any policy in force before July 1, 2002 shall continue to be reinsured under the provisions of the Agreement until the termination or expiry of such policy.

Exhibit 3c Form of Underwriting Agreement and Form of Dealer Agreement
Underwriting Agreement • April 30th, 1997 • Phoenix Home Life Variable Accumulation Account • Florida
CHECKING AND FINANCIAL RECORDKEEPING SERVICES AGREEMENT
Agreement • February 10th, 2021 • Nassau Life Variable Accumulation Account • Delaware

THIS AGREEMENT (the “Agreement”) is entered into effective as of March 24, 2006, by and between Phoenix Life Insurance Company, a New York life insurance company (“Phoenix”), and PFPC Inc., a Massachusetts corporation (“PFPC”). Phoenix and PFPC are from time to time referred to collectively as the “Parties,” or individually, as a “Party.”

AMENDMENT NO. 1 TO CHECKING AND FINANCIAL RECORDKEEPING SERVICES AGREEMENT
Checking and Financial Recordkeeping Services Agreement • February 10th, 2021 • Nassau Life Variable Accumulation Account

This Amendment No. 1 To Checking and Financial Recordkeeping Services Agreement, dated as of August 1, 2009 (“Amendment No. 1”), is being entered into by and between PNC Global Investment Servicing (U.S.) Inc. (“PNC”) and Phoenix Life Insurance Company (“Phoenix”).

AMENDMENT NO. 2 TO CHECKING AND FINANCIAL RECORDKEEPING SERVICES AGREEMENT
Checking and Financial Recordkeeping Services Agreement • February 10th, 2021 • Nassau Life Variable Accumulation Account • Pennsylvania

This Amendment No. 2 To Checking and Financial Recordkeeping Services Agreement (“Amendment No. 2”), dated as of May 3, 2016 (“Effective Date”), is being entered into by and between BNY Mellon Investment Servicing (US) Inc. (“BNYM”) and Phoenix Life Insurance Company (“Phoenix”).

AMENDMENT to the POOL REINSURANCE AGREEMENT NO. 3118 Effective July 1, 2006 (hereinafter referred to as the “Agreement”) between PHOENIX LIFE INSURANCE COMPANY, East Greenbush, New York, USA (hereinafter referred to as the “Ceding Company”) and...
Reinsurance Agreement • April 30th, 2021 • Nassau Life Variable Accumulation Account • New York

It is understood that policies reinsured under this Agreement may increase or decrease due to normal attrition and changes to policy account values or contractual changes. This includes changes to the base policy and all riders. It is further understood that, with the exception of those policies listed in the attached Exhibit D1, the Reinsurer will accept 50% of the Net Amount At Risk that the Ceding Company has retained on any given life, up to the limits outlined below, which are the Ceding Company’s Retention Limits:

AMENDMENT to the VARIABLE ANNUITY GUARANTEED DEATH BENEFIT REINSURANCE AGREEMENT NO. 2636 EFFECTIVE JANUARY 1, 1996
Nassau Life Variable Accumulation Account • April 30th, 2021

All other terms, provisions and conditions of this Agreement will continue unchanged except as specifically revised in this Amendment.

WITNESSETH:
Compliance Agreement • April 30th, 2002 • Phoenix Life Variable Accumulation Account • New York
AMENDMENT NO. 1 to PARTICIPATION AGREEMENT
Participation Agreement • April 29th, 2011 • Phoenix Life Variable Accumulation Account

The Participation Agreement dated April 1, 2008, by and among Phoenix Life Insurance Company, on behalf of itself and its Separate Accounts; Phoenix Equity Planning Corporation; AllianceBernstein L.P.; and AllianceBernstein Investments, Inc. (hereafter referred to as the “Agreement”) is hereby amended as follows:

Text in this agreement has been redacted, where such information is both not material and would likely cause competitive harm if publicly disclosed AMENDMENT TO
Nassau Life Variable Accumulation Account • April 30th, 2021

This Amendment having an effective date of January 1, 2006 is made by and between Phoenix Home Life Mutual Insurance Company (now known as Phoenix Life Insurance Company) (“PLIC”), PHL Variable Insurance Company (“PHLVIC”) and Connecticut General Life Insurance Company (Connecticut General”).

AMENDED AND RESTATED ADMINISTRATION AND ACCOUNTING SERVICES AGREEMENT
Administration and Accounting Services Agreement • September 7th, 2007 • Phoenix Life Variable Accumulation Account

This Amended and Restated Agreement is made as of March 1, 2003 by and between PHOENIX LIFE INSURANCE COMPANY (formerly, Phoenix Home Life Mutual Insurance Company), a New York corporation (“PLIC”), and PFPC INC, a Massachusetts corporation (“PFPC”). This Agreement supercedes the Administration and Accounting Services Agreement between the parties dated as of March 1, 2001 (the “Superceded Agreement”).

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