BEAR STEARNS ASSET BACKED SECURITIES I LLC Depositor EMC MORTGAGE CORPORATION Seller, Master Servicer and Company and LASALLE BANK NATIONAL ASSOCIATION Trustee POOLING AND SERVICING AGREEMENT Dated as of September 1, 2007 BEAR STEARNS ASSET BACKED...
BEAR
XXXXXXX ASSET BACKED SECURITIES I LLC
Depositor
EMC
MORTGAGE CORPORATION
Seller,
Master Servicer and Company
and
LASALLE
BANK NATIONAL ASSOCIATION
Trustee
____________________
Dated
as
of September 1, 2007
________________________________________
BEAR
XXXXXXX ASSET BACKED SECURITIES I TRUST 2007-HE7
ASSET-BACKED
CERTIFICATES, SERIES 2007-HE7
TABLE
OF
CONTENTS
ARTICLE
I
|
||
DEFINITIONS
|
||
Section
1.01
|
Defined
Terms.
|
|
Section
1.02
|
Allocation
of Certain Interest Shortfalls.
|
|
ARTICLE
II
|
||
CONVEYANCE
OF TRUST FUND
|
||
Section
2.01
|
Conveyance
of Trust Fund.
|
|
Section
2.02
|
Acceptance
of the Mortgage Loans.
|
|
Section
2.03
|
Representations,
Warranties and Covenants of the Company, the Master Servicer and
the
Seller.
|
|
Section
2.04
|
Representations
and Warranties of the Depositor.
|
|
Section
2.05
|
Delivery
of Opinion of Counsel in Connection with Substitutions and
Repurchases.
|
|
Section
2.06
|
Countersignature
and Delivery of Certificates.
|
|
Section
2.07
|
Purposes
and Powers of the Trust.
|
|
ARTICLE
III
|
||
ADMINISTRATION
AND SERVICING OF MORTGAGE LOANS BY COMPANY
|
||
Section
3.01
|
The
Company.
|
|
Section
3.02
|
Due-on-Sale
Clauses; Assumption Agreements.
|
|
Section
3.03
|
Subservicers.
|
|
Section
3.04
|
Documents,
Records and Funds in Possession of Company To Be Held for
Trustee.
|
|
Section
3.05
|
Maintenance
of Hazard Insurance.
|
|
Section
3.06
|
Presentment
of Claims and Collection of Proceeds.
|
|
Section
3.07
|
Maintenance
of the Primary Mortgage Insurance Policies.
|
|
Section
3.08
|
Fidelity
Bond, Errors and Omissions Insurance.
|
|
Section
3.09
|
Realization
Upon Defaulted Mortgage Loans; Determination of Excess Liquidation
Proceeds and Realized Losses; Repurchases of Certain Mortgage
Loans.
|
|
Section
3.10
|
Servicing
Compensation.
|
|
Section
3.11
|
REO
Property.
|
|
Section
3.12
|
Liquidation
Reports.
|
|
Section
3.13
|
Books
and Records.
|
|
Section
3.14
|
Obligations
of the Company in Respect of Mortgage Rates and Scheduled
Payments.
|
|
Section
3.15
|
Advancing
Facility.
|
|
ARTICLE
IV
|
||
ADMINISTRATION
AND MASTER SERVICING OF THE MORTGAGE LOANS BY MASTER
SERVICER
|
||
Section
4.01
|
Master
Servicer.
|
|
Section
4.02
|
REMIC
Related Covenants.
|
|
Section
4.03
|
Monitoring
of Company.
|
|
Section
4.04
|
Fidelity
Bond.
|
|
Section
4.05
|
Power
to Act; Procedures.
|
|
Section
4.06
|
Due
on Sale Clauses; Assumption Agreements.
|
|
Section
4.07
|
Release
of Mortgage Files.
|
|
Section
4.08
|
Documents,
Records and Funds in Possession of Master Servicer, Company and
Servicer
To Be Held for Trustee.
|
|
Section
4.09
|
Standard
Hazard Insurance and Flood Insurance Policies.
|
|
Section
4.10
|
Presentment
of Claims and Collection of Proceeds.
|
|
Section
4.11
|
Maintenance
of the Primary Mortgage Insurance Policies.
|
|
Section
4.12
|
Trustee
to Retain Possession of Certain Insurance Policies and
Documents.
|
|
Section
4.13
|
Realization
Upon Defaulted Mortgage Loans.
|
|
Section
4.14
|
Compensation
for the Master Servicer.
|
|
Section
4.15
|
REO
Property.
|
|
Section
4.16
|
Annual
Statement as to Compliance.
|
|
Section
4.17
|
Assessments
of Compliance and Attestation Reports.
|
|
Section
4.18
|
Reports
Filed with Securities and Exchange Commission.
|
|
Section
4.19
|
Intention
of the Parties and Interpretation.
|
|
Section
4.20
|
UCC.
|
|
Section
4.21
|
Optional
Purchase of Certain Mortgage Loans.
|
|
ARTICLE
V
|
||
ACCOUNTS
|
||
Section
5.01
|
Collection
of Mortgage Loan Payments; Protected Account.
|
|
Section
5.02
|
Permitted
Withdrawals From the Protected Account.
|
|
Section
5.03
|
Reports
to Master Servicer.
|
|
Section
5.04
|
Collection
of Taxes; Assessments and Similar Items; Escrow
Accounts.
|
|
Section
5.05
|
[Reserved].
|
|
Section
5.06
|
Master
Servicer Collection Account.
|
|
Section
5.07
|
Permitted
Withdrawals From the Master Servicer Collection
Account.
|
|
Section
5.08
|
Distribution
Account.
|
|
Section
5.09
|
Permitted
Withdrawals and Transfers from the Distribution
Account.
|
|
Section
5.10
|
Class
P Certificate Account.
|
|
Section
5.11
|
Reserve
Fund; Payments to and from Swap Administrator; Supplemental Interest
Trust.
|
|
Section
5.12
|
Tax
Treatment of Class IO Distribution Amounts in the Event of
Resecuritization of Class A Certificates or Class M
Certificates.
|
|
ARTICLE
VI
|
||
DISTRIBUTIONS
AND ADVANCES
|
||
Section
6.01
|
Advances.
|
|
Section
6.02
|
Compensating
Interest Payments.
|
|
Section
6.03
|
REMIC
Distributions.
|
|
Section
6.04
|
Distributions.
|
|
Section
6.05
|
Allocation
of Realized Losses.
|
|
Section
6.06
|
Monthly
Statements to Certificateholders.
|
|
Section
6.07
|
REMIC
Designations and REMIC Distributions.
|
|
ARTICLE
VII
|
||
THE
CERTIFICATES
|
||
Section
7.01
|
The
Certificates.
|
|
Section
7.02
|
Certificate
Register; Registration of Transfer and Exchange of
Certificates.
|
|
Section
7.03
|
Mutilated,
Destroyed, Lost or Stolen Certificates.
|
|
Section
7.04
|
Persons
Deemed Owners.
|
|
Section
7.05
|
Access
to List of Certificateholders’ Names and Addresses.
|
|
Section
7.06
|
Book-Entry
Certificates.
|
|
Section
7.07
|
Notices
to Depository.
|
|
Section
7.08
|
Definitive
Certificates.
|
|
Section
7.09
|
Maintenance
of Office or Agency.
|
|
ARTICLE
VIII
|
||
THE
DEPOSITOR, THE COMPANY AND THE MASTER SERVICER
|
||
Section
8.01
|
Liabilities
of the Depositor, the Company and the Master Servicer.
|
|
Section
8.02
|
Merger
or Consolidation of the Depositor, the Company or the Master
Servicer.
|
|
Section
8.03
|
Indemnification
of the Trustee and the Master Servicer.
|
|
Section
8.04
|
Limitations
on Liability of the Depositor, the Company, the Master Servicer
and
Others.
|
|
Section
8.05
|
Master
Servicer and Company Not to Resign.
|
|
Section
8.06
|
Successor
Master Servicer.
|
|
Section
8.07
|
Sale
and Assignment of Master Servicing.
|
|
ARTICLE
IX
|
||
DEFAULT;
TERMINATION OF MASTER SERVICER; TERMINATION OF COMPANY
|
||
Section
9.01
|
Events
of Default.
|
|
Section
9.02
|
Trustee
to Act; Appointment of Successor.
|
|
Section
9.03
|
Notification
to Certificateholders.
|
|
Section
9.04
|
Waiver
of Defaults.
|
|
Section
9.05
|
Company
Default.
|
|
Section
9.06
|
Waiver
of Company Defaults.
|
|
ARTICLE
X
|
||
CONCERNING
THE TRUSTEE
|
||
Section
10.01
|
Duties
of Trustee.
|
|
Section
10.02
|
Certain
Matters Affecting the Trustee.
|
|
Section
10.03
|
Trustee
Not Liable for Certificates or Mortgage Loans.
|
|
Section
10.04
|
Trustee
May Own Certificates.
|
|
Section
10.05
|
Trustee’s
Expenses.
|
|
Section
10.06
|
Eligibility
Requirements for Trustee.
|
|
Section
10.07
|
Insurance.
|
|
Section
10.08
|
Resignation
and Removal of Trustee.
|
|
Section
10.09
|
Successor
Trustee.
|
|
Section
10.10
|
Merger
or Consolidation of Trustee.
|
|
Section
10.11
|
Appointment
of Co-Trustee or Separate Trustee.
|
|
Section
10.12
|
Tax
Matters.
|
|
ARTICLE
XI
|
||
TERMINATION
|
||
Section
11.01
|
Termination
upon Liquidation or Repurchase of all Mortgage Loans.
|
|
Section
11.02
|
Final
Distribution on the Certificates.
|
|
Section
11.03
|
Additional
Termination Requirements.
|
|
ARTICLE
XII
|
||
MISCELLANEOUS
PROVISIONS
|
||
Section
12.01
|
Amendment.
|
|
Section
12.02
|
Recordation
of Agreement; Counterparts.
|
|
Section
12.03
|
Governing
Law.
|
|
Section
12.04
|
Intention
of Parties.
|
|
Section
12.05
|
Notices.
|
|
Section
12.06
|
Severability
of Provisions.
|
|
Section
12.07
|
Assignment.
|
|
Section
12.08
|
Limitation
on Rights of Certificateholders.
|
|
Section
12.09
|
Inspection
and Audit Rights.
|
|
Section
12.10
|
Certificates
Nonassessable and Fully Paid.
|
|
Section
12.11
|
Third
Party Rights.
|
|
Exhibits
|
||
Exhibit
A-1
|
Form
of Class A Certificates
|
|
Exhibit
A-2
|
Form
of Class M Certificates
|
|
Exhibit
A-3
|
Form
of Class P Certificates
|
|
Exhibit
A-4
|
Form
of Class CE Certificates
|
|
Exhibit
A-5
|
Form
of Class R Certificates
|
|
Exhibit
B
|
Mortgage
Loan Schedule
|
|
Exhibit
C
|
Form
of Transferee Affidavit and Agreement
|
|
Exhibit
D
|
Form
of Transferor Certificate
|
|
Exhibit
E
|
Form
of Investment Letter (Non-Rule 144A)
|
|
Exhibit
F
|
Form
of Rule 144A and Related Matters Certificate
|
|
Exhibit
G
|
Form
of Request for Release
|
|
Exhibit
H
|
DTC
Letter of Representations
|
|
Exhibit
I
|
Schedule
of Mortgage Loans with Lost Notes
|
|
Exhibit
J
|
Form
of Custodial Agreement
|
|
Exhibit
K
|
Form
of Back-Up Certification to Form 10-K Certificate
|
|
Exhibit
L
|
Form
of Mortgage Loan Purchase Agreement
|
|
Exhibit
M
|
Swap
Agreement
|
|
Exhibit
N
|
Servicing
Criteria to Be Addressed in Assessment of Compliance
|
|
Exhibit
O
|
Form
10-D, Form 8-K and Form 10-K Reporting Responsibility
|
|
Exhibit
P
|
Additional
Disclosure Notification
|
|
Exhibit
Q
|
Form
of Transferor Affidavit
|
|
Exhibit
R
|
Remittance
Overview Report
|
|
Exhibit
S
|
Remittance
Summary Report
|
|
Exhibit
T
|
Calculation
of Gain-Loss Delinquent Loans
|
|
Exhibit
U
|
Claims
Submitted
|
|
Exhibit
V
|
Default
Overview Report
|
|
Exhibit
W
|
Delinquent
Summary Report
|
|
Exhibit
X
|
Loss
Severity Summary Report
|
|
Exhibit
Y
|
Modified
Loans Report
|
|
Exhibit
Z
|
Loan
Level Data Report
|
POOLING
AND SERVICING AGREEMENT, dated as of September 1, 2007, among BEAR XXXXXXX
ASSET
BACKED SECURITIES I LLC, a Delaware limited liability company, as depositor
(the
“Depositor”), EMC MORTGAGE CORPORATION, a Delaware corporation, as seller (in
such capacity, the “Seller”), as master servicer (in such capacity, the “Master
Servicer”) and as servicer (in such capacity, the “Company”), and LASALLE BANK
NATIONAL ASSOCIATION, a national banking association, as trustee (the
“Trustee”).
PRELIMINARY
STATEMENT
REMIC
I
The
Depositor is the owner of the Trust Fund that is hereby conveyed to the Trustee
in return for the Certificates.
As
provided herein, the Trustee shall elect to treat the segregated pool of assets
consisting of the Mortgage Loans and certain other related assets subject to
this Agreement (other than the Reserve Fund, any Prepayment Charge Waiver
Amounts and, for the avoidance of doubt, the Supplemental Interest Trust, the
Swap Agreement, the Swap Account, the Swap Collateral Account and any rights
or
obligations in respect of the Swap Administration Agreement) as a REMIC for
federal income tax purposes, and such segregated pool of assets will be
designated as “REMIC I”. The Class R-1 Certificates will represent the sole
class of Residual Interests in REMIC I for purposes of the REMIC Provisions.
The
following table irrevocably sets forth the designation, the Uncertificated
REMIC
I Pass-Through Rate, the initial Uncertificated Principal Balance and, for
purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the
“latest possible maturity date” for each of the REMIC I Regular Interests. None
of the REMIC I Regular Interests will be certificated.
Designation
|
Uncertificated
REMIC I
Pass-Through
Rate
|
Initial
Uncertificated
Principal
Balance
|
Latest
Possible Maturity Date (1)
|
||||
I-1-A
|
Variable(2)
|
$ |
966,443.68
|
October
25, 2037
|
|||
I-1-B
|
Variable(2)
|
$ |
966,443.68
|
October
25, 2037
|
|||
I-2-A
|
Variable(2)
|
$ |
1,128,477.60
|
October
25, 2037
|
|||
I-2-B
|
Variable(2)
|
$ |
1,128,477.60
|
October
25, 2037
|
|||
I-3-A
|
Variable(2)
|
$ |
1,288,304.78
|
October
25, 2037
|
|||
I-3-B
|
Variable(2)
|
$ |
1,288,304.78
|
October
25, 2037
|
|||
I-4-A
|
Variable(2)
|
$ |
1,446,231.16
|
October
25, 2037
|
|||
I-4-B
|
Variable(2)
|
$ |
1,446,231.16
|
October
25, 2037
|
|||
I-5-A
|
Variable(2)
|
$ |
1,601,757.56
|
October
25, 2037
|
|||
I-5-B
|
Variable(2)
|
$ |
1,601,757.56
|
October
25, 2037
|
|||
I-6-A
|
Variable(2)
|
$ |
1,754,386.51
|
October
25, 2037
|
|||
I-6-B
|
Variable(2)
|
$ |
1,754,386.51
|
October
25, 2037
|
|||
I-7-A
|
Variable(2)
|
$ |
1,903,624.77
|
October
25, 2037
|
|||
I-7-B
|
Variable(2)
|
$ |
1,903,624.77
|
October
25, 2037
|
|||
I-8-A
|
Variable(2)
|
$ |
2,048,985.92
|
October
25, 2037
|
|||
I-8-B
|
Variable(2)
|
$ |
2,048,985.92
|
October
25, 2037
|
|||
I-9-A
|
Variable(2)
|
$ |
2,189,992.98
|
October
25, 2037
|
|||
I-9-B
|
Variable(2)
|
$ |
2,189,992.98
|
October
25, 2037
|
|||
I-10-A
|
Variable(2)
|
$ |
2,326,180.95
|
October
25, 2037
|
|||
I-10-B
|
Variable(2)
|
$ |
2,326,180.95
|
October
25, 2037
|
|||
I-11-A
|
Variable(2)
|
$ |
2,456,693.00
|
October
25, 2037
|
|||
I-11-B
|
Variable(2)
|
$ |
2,456,693.00
|
October
25, 2037
|
|||
I-12-A
|
Variable(2)
|
$ |
2,500,067.78
|
October
25, 2037
|
|||
I-12-B
|
Variable(2)
|
$ |
2,500,067.78
|
October
25, 2037
|
|||
I-13-A
|
Variable(2)
|
$ |
2,455,990.93
|
October
25, 2037
|
|||
I-13-B
|
Variable(2)
|
$ |
2,455,990.93
|
October
25, 2037
|
|||
I-14-A
|
Variable(2)
|
$ |
2,412,689.12
|
October
25, 2037
|
|||
I-14-B
|
Variable(2)
|
$ |
2,412,689.12
|
October
25, 2037
|
|||
I-15-A
|
Variable(2)
|
$ |
2,370,148.72
|
October
25, 2037
|
|||
I-15-B
|
Variable(2)
|
$ |
2,370,148.72
|
October
25, 2037
|
|||
I-16-A
|
Variable(2)
|
$ |
2,328,356.34
|
October
25, 2037
|
|||
I-16-B
|
Variable(2)
|
$ |
2,328,356.34
|
October
25, 2037
|
|||
I-17-A
|
Variable(2)
|
$ |
2,287,298.84
|
October
25, 2037
|
|||
I-17-B
|
Variable(2)
|
$ |
2,287,298.84
|
October
25, 2037
|
|||
I-18-A
|
Variable(2)
|
$ |
2,246,963.28
|
October
25, 2037
|
|||
I-18-B
|
Variable(2)
|
$ |
2,246,963.28
|
October
25, 2037
|
|||
I-19-A
|
Variable(2)
|
$ |
2,207,336.99
|
October
25, 2037
|
|||
I-19-B
|
Variable(2)
|
$ |
2,207,336.99
|
October
25, 2037
|
|||
I-20-A
|
Variable(2)
|
$ |
2,168,407.48
|
October
25, 2037
|
|||
I-20-B
|
Variable(2)
|
$ |
2,168,407.48
|
October
25, 2037
|
|||
I-21-A
|
Variable(2)
|
$ |
2,130,162.51
|
October
25, 2037
|
|||
I-21-B
|
Variable(2)
|
$ |
2,130,162.51
|
October
25, 2037
|
|||
I-22-A
|
Variable(2)
|
$ |
2,098,366.03
|
October
25, 2037
|
|||
I-22-B
|
Variable(2)
|
$ |
2,098,366.03
|
October
25, 2037
|
|||
I-23-A
|
Variable(2)
|
$ |
4,308,070.57
|
October
25, 2037
|
|||
I-23-B
|
Variable(2)
|
$ |
4,308,070.57
|
October
25, 2037
|
|||
I-24-A
|
Variable(2)
|
$ |
4,696,912.58
|
October
25, 2037
|
|||
I-24-B
|
Variable(2)
|
$ |
4,696,912.58
|
October
25, 2037
|
|||
I-25-A
|
Variable(2)
|
$ |
4,410,081.01
|
October
25, 2037
|
|||
I-25-B
|
Variable(2)
|
$ |
4,410,081.01
|
October
25, 2037
|
|||
I-26-A
|
Variable(2)
|
$ |
4,143,496.93
|
October
25, 2037
|
|||
I-26-B
|
Variable(2)
|
$ |
4,143,496.93
|
October
25, 2037
|
|||
I-27-A
|
Variable(2)
|
$ |
3,895,584.56
|
October
25, 2037
|
|||
I-27-B
|
Variable(2)
|
$ |
3,895,584.56
|
October
25, 2037
|
|||
I-28-A
|
Variable(2)
|
$ |
3,664,623.23
|
October
25, 2037
|
|||
I-28-B
|
Variable(2)
|
$ |
3,664,623.23
|
October
25, 2037
|
|||
I-29-A
|
Variable(2)
|
$ |
3,309,281.91
|
October
25, 2037
|
|||
I-29-B
|
Variable(2)
|
$ |
3,309,281.91
|
October
25, 2037
|
|||
I-30-A
|
Variable(2)
|
$ |
2,966,837.55
|
October
25, 2037
|
|||
I-30-B
|
Variable(2)
|
$ |
2,966,837.55
|
October
25, 2037
|
|||
I-31-A
|
Variable(2)
|
$ |
2,676,938.53
|
October
25, 2037
|
|||
I-31-B
|
Variable(2)
|
$ |
2,676,938.53
|
October
25, 2037
|
|||
I-32-A
|
Variable(2)
|
$ |
2,429,337.88
|
October
25, 2037
|
|||
I-32-B
|
Variable(2)
|
$ |
2,429,337.88
|
October
25, 2037
|
|||
I-33-A
|
Variable(2)
|
$ |
2,216,368.57
|
October
25, 2037
|
|||
I-33-B
|
Variable(2)
|
$ |
2,216,368.57
|
October
25, 2037
|
|||
I-34-A
|
Variable(2)
|
$ |
2,031,162.93
|
October
25, 2037
|
|||
I-34-B
|
Variable(2)
|
$ |
2,031,162.93
|
October
25, 2037
|
|||
I-35-A
|
Variable(2)
|
$ |
1,868,884.24
|
October
25, 2037
|
|||
I-35-B
|
Variable(2)
|
$ |
1,868,884.24
|
October
25, 2037
|
|||
I-36-A
|
Variable(2)
|
$ |
1,725,845.76
|
October
25, 2037
|
|||
I-36-B
|
Variable(2)
|
$ |
1,725,845.76
|
October
25, 2037
|
|||
I-37-A
|
Variable(2)
|
$ |
1,597,921.20
|
October
25, 2037
|
|||
I-37-B
|
Variable(2)
|
$ |
1,597,921.20
|
October
25, 2037
|
|||
I-38-A
|
Variable(2)
|
$ |
1,483,732.51
|
October
25, 2037
|
|||
I-38-B
|
Variable(2)
|
$ |
1,483,732.51
|
October
25, 2037
|
|||
I-39-A
|
Variable(2)
|
$ |
1,380,805.79
|
October
25, 2037
|
|||
I-39-B
|
Variable(2)
|
$ |
1,380,805.79
|
October
25, 2037
|
|||
I-40-A
|
Variable(2)
|
$ |
1,287,183.95
|
October
25, 2037
|
|||
I-40-B
|
Variable(2)
|
$ |
1,287,183.95
|
October
25, 2037
|
|||
I-41-A
|
Variable(2)
|
$ |
1,247,770.15
|
October
25, 2037
|
|||
I-41-B
|
Variable(2)
|
$ |
1,247,770.15
|
October
25, 2037
|
|||
I-42-A
|
Variable(2)
|
$ |
1,223,584.42
|
October
25, 2037
|
|||
I-42-B
|
Variable(2)
|
$ |
1,223,584.42
|
October
25, 2037
|
|||
I-43-A
|
Variable(2)
|
$ |
1,199,876.73
|
October
25, 2037
|
|||
I-43-B
|
Variable(2)
|
$ |
1,199,876.73
|
October
25, 2037
|
|||
I-44-A
|
Variable(2)
|
$ |
1,176,643.10
|
October
25, 2037
|
|||
I-44-B
|
Variable(2)
|
$ |
1,176,643.10
|
October
25, 2037
|
|||
I-45-A
|
Variable(2)
|
$ |
1,153,870.91
|
October
25, 2037
|
|||
I-45-B
|
Variable(2)
|
$ |
1,153,870.91
|
October
25, 2037
|
|||
I-46-A
|
Variable(2)
|
$ |
1,131,550.71
|
October
25, 2037
|
|||
I-46-B
|
Variable(2)
|
$ |
1,131,550.71
|
October
25, 2037
|
|||
I-47-A
|
Variable(2)
|
$ |
1,109,673.28
|
October
25, 2037
|
|||
I-47-B
|
Variable(2)
|
$ |
1,109,673.28
|
October
25, 2037
|
|||
I-48-A
|
Variable(2)
|
$ |
16,972,436.31
|
October
25, 2037
|
|||
I-48-B
|
Variable(2)
|
$ |
16,972,436.31
|
October
25, 2037
|
|||
I-49-A
|
Variable(2)
|
$ |
685,872.56
|
October
25, 2037
|
|||
I-49-B
|
Variable(2)
|
$ |
685,872.56
|
October
25, 2037
|
|||
I-50-A
|
Variable(2)
|
$ |
674,376.90
|
October
25, 2037
|
|||
I-50-B
|
Variable(2)
|
$ |
674,376.90
|
October
25, 2037
|
|||
I-51-A
|
Variable(2)
|
$ |
663,072.15
|
October
25, 2037
|
|||
I-51-B
|
Variable(2)
|
$ |
663,072.15
|
October
25, 2037
|
|||
I-52-A
|
Variable(2)
|
$ |
651,955.18
|
October
25, 2037
|
|||
I-52-B
|
Variable(2)
|
$ |
651,955.18
|
October
25, 2037
|
|||
I-53-A
|
Variable(2)
|
$ |
641,022.85
|
October
25, 2037
|
|||
I-53-B
|
Variable(2)
|
$ |
641,022.85
|
October
25, 2037
|
|||
I-54-A
|
Variable(2)
|
$ |
630,272.14
|
October
25, 2037
|
|||
I-54-B
|
Variable(2)
|
$ |
630,272.14
|
October
25, 2037
|
|||
I-55-A
|
Variable(2)
|
$ |
619,700.03
|
October
25, 2037
|
|||
I-55-B
|
Variable(2)
|
$ |
619,700.03
|
October
25, 2037
|
|||
I-56-A
|
Variable(2)
|
$ |
609,303.58
|
October
25, 2037
|
|||
I-56-B
|
Variable(2)
|
$ |
609,303.58
|
October
25, 2037
|
|||
I-57-A
|
Variable(2)
|
$ |
599,079.88
|
October
25, 2037
|
|||
I-57-B
|
Variable(2)
|
$ |
599,079.88
|
October
25, 2037
|
|||
I-58-A
|
Variable(2)
|
$ |
589,026.08
|
October
25, 2037
|
|||
I-58-B
|
Variable(2)
|
$ |
589,026.08
|
October
25, 2037
|
|||
I-59-A
|
Variable(2)
|
$ |
579,139.37
|
October
25, 2037
|
|||
I-59-B
|
Variable(2)
|
$ |
579,139.37
|
October
25, 2037
|
|||
I-60-A
|
Variable(2)
|
$ |
33,304,614.41
|
October
25, 2037
|
|||
I-60-B
|
Variable(2)
|
$ |
33,304,614.41
|
October
25, 2037
|
|||
II-1-A
|
Variable(2)
|
$ |
555,711.05
|
October
25, 2037
|
|||
II-1-B
|
Variable(2)
|
$ |
555,711.05
|
October
25, 2037
|
|||
II-2-A
|
Variable(2)
|
$ |
648,881.55
|
October
25, 2037
|
|||
II-2-B
|
Variable(2)
|
$ |
648,881.55
|
October
25, 2037
|
|||
II-3-A
|
Variable(2)
|
$ |
740,783.15
|
October
25, 2037
|
|||
II-3-B
|
Variable(2)
|
$ |
740,783.15
|
October
25, 2037
|
|||
II-4-A
|
Variable(2)
|
$ |
831,591.79
|
October
25, 2037
|
|||
II-4-B
|
Variable(2)
|
$ |
831,591.79
|
October
25, 2037
|
|||
II-5-A
|
Variable(2)
|
$ |
921,020.42
|
October
25, 2037
|
|||
II-5-B
|
Variable(2)
|
$ |
921,020.42
|
October
25, 2037
|
|||
II-6-A
|
Variable(2)
|
$ |
1,008,783.00
|
October
25, 2037
|
|||
II-6-B
|
Variable(2)
|
$ |
1,008,783.00
|
October
25, 2037
|
|||
II-7-A
|
Variable(2)
|
$ |
1,094,595.92
|
October
25, 2037
|
|||
II-7-B
|
Variable(2)
|
$ |
1,094,595.92
|
October
25, 2037
|
|||
II-8-A
|
Variable(2)
|
$ |
1,178,179.48
|
October
25, 2037
|
|||
II-8-B
|
Variable(2)
|
$ |
1,178,179.48
|
October
25, 2037
|
|||
II-9-A
|
Variable(2)
|
$ |
1,259,259.40
|
October
25, 2037
|
|||
II-9-B
|
Variable(2)
|
$ |
1,259,259.40
|
October
25, 2037
|
|||
II-10-A
|
Variable(2)
|
$ |
1,337,568.32
|
October
25, 2037
|
|||
II-10-B
|
Variable(2)
|
$ |
1,337,568.32
|
October
25, 2037
|
|||
II-11-A
|
Variable(2)
|
$ |
1,412,613.55
|
October
25, 2037
|
|||
II-11-B
|
Variable(2)
|
$ |
1,412,613.55
|
October
25, 2037
|
|||
II-12-A
|
Variable(2)
|
$ |
1,437,554.31
|
October
25, 2037
|
|||
II-12-B
|
Variable(2)
|
$ |
1,437,554.31
|
October
25, 2037
|
|||
II-13-A
|
Variable(2)
|
$ |
1,412,209.85
|
October
25, 2037
|
|||
II-13-B
|
Variable(2)
|
$ |
1,412,209.85
|
October
25, 2037
|
|||
II-14-A
|
Variable(2)
|
$ |
1,387,311.04
|
October
25, 2037
|
|||
II-14-B
|
Variable(2)
|
$ |
1,387,311.04
|
October
25, 2037
|
|||
II-15-A
|
Variable(2)
|
$ |
1,362,850.05
|
October
25, 2037
|
|||
II-15-B
|
Variable(2)
|
$ |
1,362,850.05
|
October
25, 2037
|
|||
II-16-A
|
Variable(2)
|
$ |
1,338,819.18
|
October
25, 2037
|
|||
II-16-B
|
Variable(2)
|
$ |
1,338,819.18
|
October
25, 2037
|
|||
II-17-A
|
Variable(2)
|
$ |
1,315,210.86
|
October
25, 2037
|
|||
II-17-B
|
Variable(2)
|
$ |
1,315,210.86
|
October
25, 2037
|
|||
II-18-A
|
Variable(2)
|
$ |
1,292,017.67
|
October
25, 2037
|
|||
II-18-B
|
Variable(2)
|
$ |
1,292,017.67
|
October
25, 2037
|
|||
II-19-A
|
Variable(2)
|
$ |
1,269,232.31
|
October
25, 2037
|
|||
II-19-B
|
Variable(2)
|
$ |
1,269,232.31
|
October
25, 2037
|
|||
II-20-A
|
Variable(2)
|
$ |
1,246,847.60
|
October
25, 2037
|
|||
II-20-B
|
Variable(2)
|
$ |
1,246,847.60
|
October
25, 2037
|
|||
II-21-A
|
Variable(2)
|
$ |
1,224,856.51
|
October
25, 2037
|
|||
II-21-B
|
Variable(2)
|
$ |
1,224,856.51
|
October
25, 2037
|
|||
II-22-A
|
Variable(2)
|
$ |
1,206,573.34
|
October
25, 2037
|
|||
II-22-B
|
Variable(2)
|
$ |
1,206,573.34
|
October
25, 2037
|
|||
II-23-A
|
Variable(2)
|
$ |
2,477,167.01
|
October
25, 2037
|
|||
II-23-B
|
Variable(2)
|
$ |
2,477,167.01
|
October
25, 2037
|
|||
II-24-A
|
Variable(2)
|
$ |
2,700,753.55
|
October
25, 2037
|
|||
II-24-B
|
Variable(2)
|
$ |
2,700,753.55
|
October
25, 2037
|
|||
II-25-A
|
Variable(2)
|
$ |
2,535,823.64
|
October
25, 2037
|
|||
II-25-B
|
Variable(2)
|
$ |
2,535,823.64
|
October
25, 2037
|
|||
II-26-A
|
Variable(2)
|
$ |
2,382,536.16
|
October
25, 2037
|
|||
II-26-B
|
Variable(2)
|
$ |
2,382,536.16
|
October
25, 2037
|
|||
II-27-A
|
Variable(2)
|
$ |
2,239,985.02
|
October
25, 2037
|
|||
II-27-B
|
Variable(2)
|
$ |
2,239,985.02
|
October
25, 2037
|
|||
II-28-A
|
Variable(2)
|
$ |
2,107,180.84
|
October
25, 2037
|
|||
II-28-B
|
Variable(2)
|
$ |
2,107,180.84
|
October
25, 2037
|
|||
II-29-A
|
Variable(2)
|
$ |
1,902,857.40
|
October
25, 2037
|
|||
II-29-B
|
Variable(2)
|
$ |
1,902,857.40
|
October
25, 2037
|
|||
II-30-A
|
Variable(2)
|
$ |
1,705,949.79
|
October
25, 2037
|
|||
II-30-B
|
Variable(2)
|
$ |
1,705,949.79
|
October
25, 2037
|
|||
II-31-A
|
Variable(2)
|
$ |
1,539,256.08
|
October
25, 2037
|
|||
II-31-B
|
Variable(2)
|
$ |
1,539,256.08
|
October
25, 2037
|
|||
II-32-A
|
Variable(2)
|
$ |
1,396,884.18
|
October
25, 2037
|
|||
II-32-B
|
Variable(2)
|
$ |
1,396,884.18
|
October
25, 2037
|
|||
II-33-A
|
Variable(2)
|
$ |
1,274,425.53
|
October
25, 2037
|
|||
II-33-B
|
Variable(2)
|
$ |
1,274,425.53
|
October
25, 2037
|
|||
II-34-A
|
Variable(2)
|
$ |
1,167,931.14
|
October
25, 2037
|
|||
II-34-B
|
Variable(2)
|
$ |
1,167,931.14
|
October
25, 2037
|
|||
II-35-A
|
Variable(2)
|
$ |
1,074,619.90
|
October
25, 2037
|
|||
II-35-B
|
Variable(2)
|
$ |
1,074,619.90
|
October
25, 2037
|
|||
II-36-A
|
Variable(2)
|
$ |
992,371.90
|
October
25, 2037
|
|||
II-36-B
|
Variable(2)
|
$ |
992,371.90
|
October
25, 2037
|
|||
II-37-A
|
Variable(2)
|
$ |
918,814.49
|
October
25, 2037
|
|||
II-37-B
|
Variable(2)
|
$ |
918,814.49
|
October
25, 2037
|
|||
II-38-A
|
Variable(2)
|
$ |
853,155.29
|
October
25, 2037
|
|||
II-38-B
|
Variable(2)
|
$ |
853,155.29
|
October
25, 2037
|
|||
II-39-A
|
Variable(2)
|
$ |
793,971.80
|
October
25, 2037
|
|||
II-39-B
|
Variable(2)
|
$ |
793,971.80
|
October
25, 2037
|
|||
II-40-A
|
Variable(2)
|
$ |
740,138.67
|
October
25, 2037
|
|||
II-40-B
|
Variable(2)
|
$ |
740,138.67
|
October
25, 2037
|
|||
II-41-A
|
Variable(2)
|
$ |
717,475.49
|
October
25, 2037
|
|||
II-41-B
|
Variable(2)
|
$ |
717,475.49
|
October
25, 2037
|
|||
II-42-A
|
Variable(2)
|
$ |
703,568.55
|
October
25, 2037
|
|||
II-42-B
|
Variable(2)
|
$ |
703,568.55
|
October
25, 2037
|
|||
II-43-A
|
Variable(2)
|
$ |
689,936.48
|
October
25, 2037
|
|||
II-43-B
|
Variable(2)
|
$ |
689,936.48
|
October
25, 2037
|
|||
II-44-A
|
Variable(2)
|
$ |
676,577.00
|
October
25, 2037
|
|||
II-44-B
|
Variable(2)
|
$ |
676,577.00
|
October
25, 2037
|
|||
II-45-A
|
Variable(2)
|
$ |
663,482.85
|
October
25, 2037
|
|||
II-45-B
|
Variable(2)
|
$ |
663,482.85
|
October
25, 2037
|
|||
II-46-A
|
Variable(2)
|
$ |
650,648.60
|
October
25, 2037
|
|||
II-46-B
|
Variable(2)
|
$ |
650,648.60
|
October
25, 2037
|
|||
II-47-A
|
Variable(2)
|
$ |
638,068.94
|
October
25, 2037
|
|||
II-47-B
|
Variable(2)
|
$ |
638,068.94
|
October
25, 2037
|
|||
II-48-A
|
Variable(2)
|
$ |
9,759,255.00
|
October
25, 2037
|
|||
II-48-B
|
Variable(2)
|
$ |
9,759,255.00
|
October
25, 2037
|
|||
II-49-A
|
Variable(2)
|
$ |
394,380.93
|
October
25, 2037
|
|||
II-49-B
|
Variable(2)
|
$ |
394,380.93
|
October
25, 2037
|
|||
II-50-A
|
Variable(2)
|
$ |
387,770.86
|
October
25, 2037
|
|||
II-50-B
|
Variable(2)
|
$ |
387,770.86
|
October
25, 2037
|
|||
II-51-A
|
Variable(2)
|
$ |
381,270.56
|
October
25, 2037
|
|||
II-51-B
|
Variable(2)
|
$ |
381,270.56
|
October
25, 2037
|
|||
II-52-A
|
Variable(2)
|
$ |
374,878.23
|
October
25, 2037
|
|||
II-52-B
|
Variable(2)
|
$ |
374,878.23
|
October
25, 2037
|
|||
II-53-A
|
Variable(2)
|
$ |
368,592.07
|
October
25, 2037
|
|||
II-53-B
|
Variable(2)
|
$ |
368,592.07
|
October
25, 2037
|
|||
II-54-A
|
Variable(2)
|
$ |
362,410.35
|
October
25, 2037
|
|||
II-54-B
|
Variable(2)
|
$ |
362,410.35
|
October
25, 2037
|
|||
II-55-A
|
Variable(2)
|
$ |
356,331.32
|
October
25, 2037
|
|||
II-55-B
|
Variable(2)
|
$ |
356,331.32
|
October
25, 2037
|
|||
II-56-A
|
Variable(2)
|
$ |
350,353.30
|
October
25, 2037
|
|||
II-56-B
|
Variable(2)
|
$ |
350,353.30
|
October
25, 2037
|
|||
II-57-A
|
Variable(2)
|
$ |
344,474.61
|
October
25, 2037
|
|||
II-57-B
|
Variable(2)
|
$ |
344,474.61
|
October
25, 2037
|
|||
II-58-A
|
Variable(2)
|
$ |
338,693.61
|
October
25, 2037
|
|||
II-58-B
|
Variable(2)
|
$ |
338,693.61
|
October
25, 2037
|
|||
II-59-A
|
Variable(2)
|
$ |
333,008.69
|
October
25, 2037
|
|||
II-59-B
|
Variable(2)
|
$ |
333,008.69
|
October
25, 2037
|
|||
II-60-A
|
Variable(2)
|
$ |
19,150,357.61
|
October
25, 2037
|
|||
II-60-B
|
Variable(2)
|
$ |
19,150,357.61
|
October
25, 2037
|
|||
III-1-A
|
Variable(2)
|
$ |
280,105.37
|
October
25, 2037
|
|||
III-1-B
|
Variable(2)
|
$ |
280,105.37
|
October
25, 2037
|
|||
III-2-A
|
Variable(2)
|
$ |
327,067.83
|
October
25, 2037
|
|||
III-2-B
|
Variable(2)
|
$ |
327,067.83
|
October
25, 2037
|
|||
III-3-A
|
Variable(2)
|
$ |
373,390.71
|
October
25, 2037
|
|||
III-3-B
|
Variable(2)
|
$ |
373,390.71
|
October
25, 2037
|
|||
III-4-A
|
Variable(2)
|
$ |
419,162.67
|
October
25, 2037
|
|||
III-4-B
|
Variable(2)
|
$ |
419,162.67
|
October
25, 2037
|
|||
III-5-A
|
Variable(2)
|
$ |
464,239.05
|
October
25, 2037
|
|||
III-5-B
|
Variable(2)
|
$ |
464,239.05
|
October
25, 2037
|
|||
III-6-A
|
Variable(2)
|
$ |
508,475.65
|
October
25, 2037
|
|||
III-6-B
|
Variable(2)
|
$ |
508,475.65
|
October
25, 2037
|
|||
III-7-A
|
Variable(2)
|
$ |
551,729.54
|
October
25, 2037
|
|||
III-7-B
|
Variable(2)
|
$ |
551,729.54
|
October
25, 2037
|
|||
III-8-A
|
Variable(2)
|
$ |
593,859.71
|
October
25, 2037
|
|||
III-8-B
|
Variable(2)
|
$ |
593,859.71
|
October
25, 2037
|
|||
III-9-A
|
Variable(2)
|
$ |
634,727.93
|
October
25, 2037
|
|||
III-9-B
|
Variable(2)
|
$ |
634,727.93
|
October
25, 2037
|
|||
III-10-A
|
Variable(2)
|
$ |
674,199.43
|
October
25, 2037
|
|||
III-10-B
|
Variable(2)
|
$ |
674,199.43
|
October
25, 2037
|
|||
III-11-A
|
Variable(2)
|
$ |
712,025.87
|
October
25, 2037
|
|||
III-11-B
|
Variable(2)
|
$ |
712,025.87
|
October
25, 2037
|
|||
III-12-A
|
Variable(2)
|
$ |
724,597.23
|
October
25, 2037
|
|||
III-12-B
|
Variable(2)
|
$ |
724,597.23
|
October
25, 2037
|
|||
III-13-A
|
Variable(2)
|
$ |
711,822.39
|
October
25, 2037
|
|||
III-13-B
|
Variable(2)
|
$ |
711,822.39
|
October
25, 2037
|
|||
III-14-A
|
Variable(2)
|
$ |
699,272.18
|
October
25, 2037
|
|||
III-14-B
|
Variable(2)
|
$ |
699,272.18
|
October
25, 2037
|
|||
III-15-A
|
Variable(2)
|
$ |
686,942.65
|
October
25, 2037
|
|||
III-15-B
|
Variable(2)
|
$ |
686,942.65
|
October
25, 2037
|
|||
III-16-A
|
Variable(2)
|
$ |
674,829.93
|
October
25, 2037
|
|||
III-16-B
|
Variable(2)
|
$ |
674,829.93
|
October
25, 2037
|
|||
III-17-A
|
Variable(2)
|
$ |
662,930.19
|
October
25, 2037
|
|||
III-17-B
|
Variable(2)
|
$ |
662,930.19
|
October
25, 2037
|
|||
III-18-A
|
Variable(2)
|
$ |
651,239.69
|
October
25, 2037
|
|||
III-18-B
|
Variable(2)
|
$ |
651,239.69
|
October
25, 2037
|
|||
III-19-A
|
Variable(2)
|
$ |
639,754.76
|
October
25, 2037
|
|||
III-19-B
|
Variable(2)
|
$ |
639,754.76
|
October
25, 2037
|
|||
III-20-A
|
Variable(2)
|
$ |
628,471.78
|
October
25, 2037
|
|||
III-20-B
|
Variable(2)
|
$ |
628,471.78
|
October
25, 2037
|
|||
III-21-A
|
Variable(2)
|
$ |
617,387.20
|
October
25, 2037
|
|||
III-21-B
|
Variable(2)
|
$ |
617,387.20
|
October
25, 2037
|
|||
III-22-A
|
Variable(2)
|
$ |
608,171.60
|
October
25, 2037
|
|||
III-22-B
|
Variable(2)
|
$ |
608,171.60
|
October
25, 2037
|
|||
III-23-A
|
Variable(2)
|
$ |
1,248,612.55
|
October
25, 2037
|
|||
III-23-B
|
Variable(2)
|
$ |
1,248,612.55
|
October
25, 2037
|
|||
III-24-A
|
Variable(2)
|
$ |
1,361,311.03
|
October
25, 2037
|
|||
III-24-B
|
Variable(2)
|
$ |
1,361,311.03
|
October
25, 2037
|
|||
III-25-A
|
Variable(2)
|
$ |
1,278,178.34
|
October
25, 2037
|
|||
III-25-B
|
Variable(2)
|
$ |
1,278,178.34
|
October
25, 2037
|
|||
III-26-A
|
Variable(2)
|
$ |
1,200,914.00
|
October
25, 2037
|
|||
III-26-B
|
Variable(2)
|
$ |
1,200,914.00
|
October
25, 2037
|
|||
III-27-A
|
Variable(2)
|
$ |
1,129,061.30
|
October
25, 2037
|
|||
III-27-B
|
Variable(2)
|
$ |
1,129,061.30
|
October
25, 2037
|
|||
III-28-A
|
Variable(2)
|
$ |
1,062,121.54
|
October
25, 2037
|
|||
III-28-B
|
Variable(2)
|
$ |
1,062,121.54
|
October
25, 2037
|
|||
III-29-A
|
Variable(2)
|
$ |
959,132.60
|
October
25, 2037
|
|||
III-29-B
|
Variable(2)
|
$ |
959,132.60
|
October
25, 2037
|
|||
III-30-A
|
Variable(2)
|
$ |
859,881.59
|
October
25, 2037
|
|||
III-30-B
|
Variable(2)
|
$ |
859,881.59
|
October
25, 2037
|
|||
III-31-A
|
Variable(2)
|
$ |
775,859.86
|
October
25, 2037
|
|||
III-31-B
|
Variable(2)
|
$ |
775,859.86
|
October
25, 2037
|
|||
III-32-A
|
Variable(2)
|
$ |
704,097.51
|
October
25, 2037
|
|||
III-32-B
|
Variable(2)
|
$ |
704,097.51
|
October
25, 2037
|
|||
III-33-A
|
Variable(2)
|
$ |
642,372.40
|
October
25, 2037
|
|||
III-33-B
|
Variable(2)
|
$ |
642,372.40
|
October
25, 2037
|
|||
III-34-A
|
Variable(2)
|
$ |
588,694.05
|
October
25, 2037
|
|||
III-34-B
|
Variable(2)
|
$ |
588,694.05
|
October
25, 2037
|
|||
III-35-A
|
Variable(2)
|
$ |
541,660.65
|
October
25, 2037
|
|||
III-35-B
|
Variable(2)
|
$ |
541,660.65
|
October
25, 2037
|
|||
III-36-A
|
Variable(2)
|
$ |
500,203.66
|
October
25, 2037
|
|||
III-36-B
|
Variable(2)
|
$ |
500,203.66
|
October
25, 2037
|
|||
III-37-A
|
Variable(2)
|
$ |
463,127.15
|
October
25, 2037
|
|||
III-37-B
|
Variable(2)
|
$ |
463,127.15
|
October
25, 2037
|
|||
III-38-A
|
Variable(2)
|
$ |
430,031.73
|
October
25, 2037
|
|||
III-38-B
|
Variable(2)
|
$ |
430,031.73
|
October
25, 2037
|
|||
III-39-A
|
Variable(2)
|
$ |
400,200.37
|
October
25, 2037
|
|||
III-39-B
|
Variable(2)
|
$ |
400,200.37
|
October
25, 2037
|
|||
III-40-A
|
Variable(2)
|
$ |
373,065.86
|
October
25, 2037
|
|||
III-40-B
|
Variable(2)
|
$ |
373,065.86
|
October
25, 2037
|
|||
III-41-A
|
Variable(2)
|
$ |
361,642.51
|
October
25, 2037
|
|||
III-41-B
|
Variable(2)
|
$ |
361,642.51
|
October
25, 2037
|
|||
III-42-A
|
Variable(2)
|
$ |
354,632.74
|
October
25, 2037
|
|||
III-42-B
|
Variable(2)
|
$ |
354,632.74
|
October
25, 2037
|
|||
III-43-A
|
Variable(2)
|
$ |
347,761.51
|
October
25, 2037
|
|||
III-43-B
|
Variable(2)
|
$ |
347,761.51
|
October
25, 2037
|
|||
III-44-A
|
Variable(2)
|
$ |
341,027.69
|
October
25, 2037
|
|||
III-44-B
|
Variable(2)
|
$ |
341,027.69
|
October
25, 2037
|
|||
III-45-A
|
Variable(2)
|
$ |
334,427.60
|
October
25, 2037
|
|||
III-45-B
|
Variable(2)
|
$ |
334,427.60
|
October
25, 2037
|
|||
III-46-A
|
Variable(2)
|
$ |
327,958.51
|
October
25, 2037
|
|||
III-46-B
|
Variable(2)
|
$ |
327,958.51
|
October
25, 2037
|
|||
III-47-A
|
Variable(2)
|
$ |
321,617.75
|
October
25, 2037
|
|||
III-47-B
|
Variable(2)
|
$ |
321,617.75
|
October
25, 2037
|
|||
III-48-A
|
Variable(2)
|
$ |
4,919,138.76
|
October
25, 2037
|
|||
III-48-B
|
Variable(2)
|
$ |
4,919,138.76
|
October
25, 2037
|
|||
III-49-A
|
Variable(2)
|
$ |
198,787.15
|
October
25, 2037
|
|||
III-49-B
|
Variable(2)
|
$ |
198,787.15
|
October
25, 2037
|
|||
III-50-A
|
Variable(2)
|
$ |
195,455.35
|
October
25, 2037
|
|||
III-50-B
|
Variable(2)
|
$ |
195,455.35
|
October
25, 2037
|
|||
III-51-A
|
Variable(2)
|
$ |
192,178.89
|
October
25, 2037
|
|||
III-51-B
|
Variable(2)
|
$ |
192,178.89
|
October
25, 2037
|
|||
III-52-A
|
Variable(2)
|
$ |
188,956.84
|
October
25, 2037
|
|||
III-52-B
|
Variable(2)
|
$ |
188,956.84
|
October
25, 2037
|
|||
III-53-A
|
Variable(2)
|
$ |
185,788.32
|
October
25, 2037
|
|||
III-53-B
|
Variable(2)
|
$ |
185,788.32
|
October
25, 2037
|
|||
III-54-A
|
Variable(2)
|
$ |
182,672.43
|
October
25, 2037
|
|||
III-54-B
|
Variable(2)
|
$ |
182,672.43
|
October
25, 2037
|
|||
III-55-A
|
Variable(2)
|
$ |
179,608.30
|
October
25, 2037
|
|||
III-55-B
|
Variable(2)
|
$ |
179,608.30
|
October
25, 2037
|
|||
III-56-A
|
Variable(2)
|
$ |
176,595.09
|
October
25, 2037
|
|||
III-56-B
|
Variable(2)
|
$ |
176,595.09
|
October
25, 2037
|
|||
III-57-A
|
Variable(2)
|
$ |
173,631.94
|
October
25, 2037
|
|||
III-57-B
|
Variable(2)
|
$ |
173,631.94
|
October
25, 2037
|
|||
III-58-A
|
Variable(2)
|
$ |
170,718.04
|
October
25, 2037
|
|||
III-58-B
|
Variable(2)
|
$ |
170,718.04
|
October
25, 2037
|
|||
III-59-A
|
Variable(2)
|
$ |
167,852.56
|
October
25, 2037
|
|||
III-59-B
|
Variable(2)
|
$ |
167,852.56
|
October
25, 2037
|
|||
III-60-A
|
Variable(2)
|
$ |
9,652,710.83
|
October
25, 2037
|
|||
III-60-B
|
Variable(2)
|
$ |
9,652,710.83
|
October
25, 2037
|
|||
P
|
0.00%
|
$ |
100.00
|
October
25, 2037
|
___________________________
(1)
|
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
the
Distribution Date in the month following the maturity date for the
Mortgage Loan with the latest maturity date has been designated as
the
“latest possible maturity date” for each REMIC I Regular
Interest.
|
(2)
Calculated in accordance with the definition of “Uncertificated REMIC I
Pass-Through Rate” herein.
REMIC
II
As
provided herein, the Trustee shall elect to treat the segregated pool of assets
consisting of the REMIC I Regular Interests as a REMIC for federal income tax
purposes, and such segregated pool of assets will be designated as “REMIC II”.
The Class R-2 Certificates will represent the sole class of Residual Interests
in REMIC II for purposes of the REMIC Provisions. The following table
irrevocably sets forth the designation, the Uncertificated REMIC II Pass-Through
Rate, the initial Uncertificated Principal Balance and, for purposes of
satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible
maturity date” for each of the REMIC II Regular Interests. None of the REMIC II
Regular Interests will be certificated.
Designation
|
Uncertificated
REMIC II Pass-Through Rate
|
Initial
Uncertificated Principal Balance
|
Latest
Possible Maturity Date (1)
|
||||||
AA
|
Variable(2)
|
$ |
292,173,963.62
|
October
25, 2037
|
|||||
I-A-1
|
Variable(2)
|
$ |
1,053,845.00
|
October
25, 2037
|
|||||
I-A-2
|
Variable(2)
|
$ |
185,970.00
|
October
25, 2037
|
|||||
II-A-1
|
Variable(2)
|
$ |
689,460.00
|
October
25, 2037
|
|||||
II-A-2
|
Variable(2)
|
$ |
23,440.00
|
October
25, 2037
|
|||||
III-A-1
|
Variable(2)
|
$ |
347,520.00
|
October
25, 2037
|
|||||
III-A-2
|
Variable(2)
|
$ |
11,815.00
|
October
25, 2037
|
|||||
M-1
|
Variable(2)
|
$ |
81,990.00
|
October
25, 2037
|
|||||
M-2
|
Variable(2)
|
$ |
70,060.00
|
October
25, 2037
|
|||||
M-3
|
Variable(2)
|
$ |
125,215.00
|
October
25, 2037
|
|||||
M-4
|
Variable(2)
|
$ |
43,230.00
|
October
25, 2037
|
|||||
M-5
|
Variable(2)
|
$ |
47,700.00
|
October
25, 2037
|
|||||
M-6
|
Variable(2)
|
$ |
38,755.00
|
October
25, 2037
|
|||||
M-7
|
Variable(2)
|
$ |
29,815.00
|
October
25, 2037
|
|||||
M-8
|
Variable(2)
|
$ |
31,305.00
|
October
25, 2037
|
|||||
M-9
|
Variable(2)
|
$ |
29,815.00
|
October
25, 2037
|
|||||
ZZ
|
Variable(2)
|
$ |
3,152,798.95
|
October
25, 2037
|
|||||
IO
|
(2)
|
(3)
|
October
25, 2037
|
||||||
P
|
0.00%
|
$ |
100.00
|
October
25, 2037
|
|||||
1-Sub
|
Variable(2)
|
$ |
7,178.26
|
October
25, 2037
|
|||||
1-Grp
|
Variable(2)
|
$ |
31,974.56
|
October
25, 2037
|
|||||
2-Sub
|
Variable(2)
|
$ |
4,127.57
|
October
25, 2037
|
|||||
2-Grp
|
Variable(2)
|
$ |
18,385.57
|
October
25, 2037
|
|||||
3-Sub
|
Variable(2)
|
$ |
2,080.52
|
October
25, 2037
|
|||||
3-Grp
|
Variable(2)
|
$ |
9,267.22
|
October
25, 2037
|
|||||
XX
|
Variable(2)
|
$ |
298,063,683.89
|
October
25, 2037
|
___________________________
(1)
|
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
the
Distribution Date in the month following the maturity date for the
Mortgage Loan with the latest maturity date has been designated as
the
“latest possible maturity date” for each REMIC II Regular
Interest.
|
(2)
|
Calculated
in accordance with the definition of “Uncertificated REMIC II Pass-Through
Rate” herein.
|
(3)
|
REMIC
II Regular Interest IO will not have an Uncertificated Principal
Balance
but will accrue interest on its uncertificated notional amount calculated
in accordance with the definition of “Uncertificated Notional Amount”
herein.
|
REMIC
III
As
provided herein, the Trustee shall elect to treat the segregated pool of assets
consisting of the REMIC II Regular Interests as a REMIC for federal income
tax
purposes, and such segregated pool of assets will be designated as “REMIC III”.
The Class R-3 Certificates will represent the sole class of Residual Interests
in REMIC III for purposes of the REMIC Provisions.
The
following table irrevocably sets forth the designation, Pass-Through Rate,
Initial Certificate Principal Balance (or initial Uncertificated Principal
Balance, in the case of the Class CE Interest, Class P Interest and Class IO
Interest) and, for purposes of satisfying Treasury Regulation Section
1.860G-1(a)(4)(iii), the “latest possible maturity date” for each class of
Certificates and interests that represents ownership of one or more of the
Regular Interests in REMIC III created hereunder.
Each
Certificate, other than the Class P, Class CE and Class R Certificates,
represents ownership of a Regular Interest in REMIC III and also represents
(i)
the right to receive certain amounts specified herein in respect of Basis Risk
Shortfall Carry Forward Amounts and (ii) the obligation to pay Class IO
Distribution Amounts. The entitlement to principal of the Regular Interest
which
corresponds to each Certificate shall be equal in amount and timing to the
entitlement to principal of such Certificate.
Designation
|
Pass-Through
Rate
|
Initial
Certificate or Uncertificated
Principal
Balance
|
Latest
Possible Maturity Date(1)
|
||||
I-A-1(2)
|
Variable(3)
|
$ |
210,769,000.00
|
October
25, 2037
|
|||
I-A-2(2)
|
Variable(3)
|
$ |
37,194,000.00
|
October
25, 2037
|
|||
II-A-1(2)
|
Variable(3)
|
$ |
137,892,000.00
|
October
25, 2037
|
|||
II-A-2
(
2)
|
Variable(3)
|
$ |
4,688,000.00
|
October
25, 2037
|
|||
III-A-1(2)
|
Variable(3)
|
$ |
69,504,000.00
|
October
25, 2037
|
|||
III-A-2(2)
|
Variable(3)
|
$ |
2,363,000.00
|
October
25, 2037
|
|||
M-1(2)
|
Variable(3)
|
$ |
16,398,000.00
|
October
25, 2037
|
|||
M-2(2)
|
Variable(3)
|
$ |
14,012,000.00
|
October
25, 2037
|
|||
M-3(2)
|
Variable(3)
|
$ |
25,043,000.00
|
October
25, 2037
|
|||
M-4(2)
|
Variable(3)
|
$ |
8,646,000.00
|
October
25, 2037
|
|||
M-5(2)
|
Variable(3)
|
$ |
9,540,000.00
|
October
25, 2037
|
|||
M-6(2)
|
Variable(3)
|
$ |
7,751,000.00
|
October
25, 2037
|
|||
M-7(2)
|
Variable(3)
|
$ |
5,963,000.00
|
October
25, 2037
|
|||
M-82)
|
Variable(3)
|
$ |
6,261,000.00
|
October
25, 2037
|
|||
M-92)
|
Variable(3)
|
$ |
5,963,000.00
|
October
25, 2037
|
|||
Class
CE Interest
|
Variable(3)(4)
|
$ |
34,286,395.14
|
October
25, 2037
|
|||
Class
P Interest
|
0.00%(5)
|
$ |
100.00
|
October
25, 2037
|
|||
Class
IO Interest
|
(6)
|
(7)
|
October
25, 2037
|
___________________
(1)
|
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
the
Distribution Date in the month following the maturity date for the
Mortgage Loan with the latest maturity date has been designated as
the
“latest possible maturity date” for each Regular Interest in REMIC
III.
|
(2)
|
This
Class of Certificates represents ownership of a Regular Interest
in REMIC
III. Any amount distributed on this Class of Certificates on any
Distribution Date in excess of the amount distributable on the related
Regular Interest in REMIC III on such Distribution Date shall be
treated
for federal income tax purposes as having been paid from the Reserve
Fund
or the Supplemental Interest Trust, as applicable, and any amount
distributable on the related Regular Interest in REMIC III on such
Distribution Date in excess of the amount distributable on such Class
of
Certificates on such Distribution Date shall be treated for such
purposes
as having been distributed to the Holders of such Certificates and
then
paid by such Holders to the Supplemental Interest Trust, all pursuant
to
and as further provided in Section 5.11
hereof.
|
(3)
|
Calculated
in accordance with the definition of “Pass-Through Rate” herein. Each
Regular Interest in REMIC III which corresponds to a Class A Certificate
or Class M Certificate will have the same Pass-Through Rate as such
Certificate, except with respect to the Net Rate Cap. The Net Rate
Cap for
each such Regular Interest in REMIC III and Certificate is specified
in
the definition of “Net Rate Cap.”
|
(4)
|
The
Class CE Interest will accrue interest at its variable Pass-Through
Rate
on its Uncertificated Notional Amount outstanding from time to time,
which
shall equal the aggregate Uncertificated Principal Balance of the
REMIC II
Regular Interests (other than REMIC II Regular Interest P). The Class
CE
Interest will not accrue interest on its Uncertificated Principal
Balance.
|
(5)
|
The
Class P Interest is not entitled to distributions in respect of
interest.
|
(6)
|
For
federal income tax purposes, the Class IO Interest will not have
a
Pass-Through Rate, but will be entitled to 100% of the amounts distributed
on REMIC II Regular Interest IO.
|
(7)
|
For
federal income tax purposes, the Class IO Interest will not have
an
Uncertificated Principal Balance, but will have a notional amount
equal to
the Uncertificated Notional Amount of REMIC II Regular Interest
IO.
|
REMIC
IV
As
provided herein, the Trustee shall elect to treat the segregated pool of assets
consisting of the Class CE Interest as a REMIC for federal income tax purposes,
and such segregated pool of assets will be designated as “REMIC IV”. The Class
R-4 Interest represents the sole class of Residual Interests in REMIC IV for
purposes of the REMIC Provisions.
The
following table sets forth the Class designation, Pass-Through Rate, Initial
Certificate Principal Balance and, for purposes of satisfying Treasury
Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
the indicated Class of Certificates that represents a Regular Interest in REMIC
IV created hereunder. The Class CE Certificate represents ownership of a Regular
Interest in REMIC IV and also represents (i) the obligation to pay certain
amounts specified herein in respect of Basis Risk Shortfall Carry Forward
Amounts and (ii) the right to receive Class IO Distribution
Amounts.
Class
Designation
|
Pass-Through
Rate
|
Initial
Certificate Principal Balance
|
Latest
Possible
Maturity
Date(1)
|
CE
|
(2)
|
$34,286,395.14
|
October
25, 2037
|
_______________
(1)
|
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
the
Distribution Date in the month following the maturity date for the
Mortgage Loan with the latest maturity date has been designated as
the
“latest possible maturity date” for the Class CE
Certificates.
|
(2)
|
The
Class CE Certificates will receive 100% of the amounts received in
respect
of the Class CE Interest.
|
REMIC
V
As
provided herein, the Trustee shall elect to treat the segregated pool of assets
consisting of the Class P Interest as a REMIC for federal income tax purposes,
and such segregated pool of assets will be designated as “REMIC V”. The Class
R-5 Interest represents the sole class of Residual Interests in REMIC V for
purposes of the REMIC Provisions.
The
following table sets forth the Class designation, Pass-Through Rate, Initial
Certificate Principal Balance and, for purposes of satisfying Treasury
Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
the indicated Class of Certificates that represents a Regular Interest in REMIC
V created hereunder:
Class
Designation
|
Pass-Through
Rate
|
Initial
Certificate Principal Balance
|
Latest
Possible Maturity Date(1)
|
P
|
0.00%(2)
|
$ 100.00
|
October
25, 2037
|
_______________
(1)
|
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
the
Distribution Date in the month following the maturity date for the
Mortgage Loan with the latest maturity date has been designated as
the
“latest possible maturity date” for the Class P
Certificates.
|
(2)
|
The
Class P Certificates will receive 100% of the amounts received in
respect
of the Class P Interest.
|
REMIC
VI
As
provided herein, the Trustee shall elect to treat the segregated pool of assets
consisting of the Class IO Interest as a REMIC for federal income tax purposes,
and such segregated pool of assets will be designated as “REMIC VI”. The Class
R-6 Interest represents the sole class of Residual Interests in REMIC VI for
purposes of the REMIC Provisions.
The
following table sets forth the designation, Pass-Through Rate, initial
Uncertificated Principal Balance and, for purposes of satisfying Treasury
Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
the indicated class of interests that represents a Regular Interest in REMIC
VI
created hereunder:
Designation
|
Pass-Through
Rate
|
Initial
Uncertificated Principal Balance
|
Latest
Possible
Maturity
Date(1)
|
IO(2)
|
(3)
|
(4)
|
October
25, 2037
|
_______________
(1)
|
For
purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
the
Distribution Date in the month following the maturity date for the
Mortgage Loan with the latest maturity date has been designated as
the
“latest possible maturity date” for REMIC VI Regular Interest
IO.
|
(2)
|
REMIC
VI Regular Interest IO will be held as an asset of the Supplemental
Interest Trust.
|
(3)
|
REMIC
VI Regular Interest IO will not have a Pass-Through Rate, but will
receive
100% of the amounts received in respect of the Class IO
Interest.
|
(4)
|
REMIC
VI Regular Interest IO will not have an Uncertificated Principal
Balance,
but will have a notional amount equal to the Uncertificated Notional
Amount of the Class IO Interest.
|
The
Trust
Fund shall be named, and may be referred to as, the “Bear Xxxxxxx Asset Backed
Securities I Trust 2007-HE7.” The Certificates issued hereunder may be referred
to as “Asset-Backed Certificates, Series 2007-HE7” (including for purposes of
any endorsement or assignment of a Mortgage Note or Mortgage).
In
consideration of the mutual agreements herein contained, the Depositor, the
Master Servicer, the Seller, the Company and the Trustee agree as
follows:
ARTICLE
I
DEFINITIONS
Section
1.01 Defined
Terms.
Whenever
used in this Agreement, the following words and phrases, unless otherwise
expressly provided or unless the context otherwise requires, shall have the
meanings specified in this Article:
10-K
Filing Deadline: As defined in Section 4.18(a)(iii)(D).
Accepted
Master Servicing Practices: With respect to any Mortgage Loan, those
customary mortgage servicing practices of prudent mortgage servicing
institutions that master service mortgage loans of the same type and quality
as
such Mortgage Loan in the jurisdiction where the related Mortgaged Property
is
located, to the extent applicable to the Trustee or the Master Servicer (except
in its capacity as successor to the Company) or to the Trustee (in its capacity,
if at all, as Successor Master Servicer).
Accepted
Servicing Practices: With respect to each Mortgage Loan, those mortgage
servicing practices and procedures, including prudent collection and loan
administration procedures, and the standard of care (i) employed by prudent
mortgage servicers which service mortgage loans of the same type as the Mortgage
Loans in the jurisdictions in which the related Mortgage Properties are located
or (ii) in accordance with the Xxxxxx Mae Guide or Xxxxxxx Mac Guide, subject
to
any variances negotiated with Xxxxxx Mae or Xxxxxxx Mac and subject to the
express provisions of this Agreement. Such standard of care shall not be lower
than that the Company customarily employs and exercises in servicing and
administering similar mortgage loans for its own account and shall be in full
compliance with all federal, state, and local laws, ordinances, rules and
regulations.
Account:
The Distribution Account, the Master Servicer Collection Account, the Reserve
Fund, the Swap Account, the Class P Certificate Account, the Swap Collateral
Account and the Protected Account.
Accrual
Period: With respect to the Certificates (other than the Class CE, Class P
and the Residual Certificates) and any Distribution Date, the period from and
including the immediately preceding Distribution Date (or with respect to the
first Accrual Period, the Closing Date) to and including the day prior to such
Distribution Date. With respect to the Class CE Certificates and the Class
CE
Interest and any Distribution Date, the calendar month immediately preceding
such Distribution Date. All calculations of interest on the Certificates (other
than the Class CE, Class P and the Residual Certificates) will be made on the
basis of the actual number of days elapsed in the related Accrual Period. All
calculations of interest on the Class CE Interest and the Class CE Certificates
will be made on the basis of a 360-day year consisting of twelve 30-day
months.
Additional
Disclosure: As defined in Section 4.18(a)(iv).
Additional
Disclosure Notification: The form of notice set forth in Exhibit
P.
Additional
Form 10-D Disclosure: As defined in Section 4.18(a)(i).
Additional
Form 10-K Disclosure: As defined in Section 4.18(a)(iii).
Adjustable
Rate Mortgage Loan: Each of the Mortgage Loans identified in the Mortgage
Loan Schedule as having a Mortgage Rate that is subject to
adjustment.
Adjustment
Date: With respect to each Adjustable Rate Mortgage Loan, the first day of
the month in which the Mortgage Rate of an Adjustable Rate Mortgage Loan changes
pursuant to the related Mortgage Note. The first Adjustment Date following
the
Cut-off Date as to each Adjustable Rate Mortgage Loan is set forth in the
Mortgage Loan Schedule.
Advance:
An advance of delinquent payments of principal or interest in respect of a
Mortgage Loan required to be made by the Company as provided in Section 6.01
hereof.
Affected
Party: An “Affected Party” as defined in the Swap Agreement.
Agreement:
This Pooling and Servicing Agreement and any and all amendments or supplements
hereto made in accordance with the terms herein.
Amounts
Held for Future Distribution: As to any Distribution Date, the aggregate
amount held in the Protected Account on any date of determination on account
of
(i) all Scheduled Payments or portions thereof received in respect of the
Mortgage Loans due after the related Due Period, (ii) Principal Prepayments,
received in respect of such Mortgage Loans after the last day of the related
Prepayment Period and (iii) Liquidation Proceeds, Subsequent Recoveries and
Insurance Proceeds received in respect of such Mortgage Loans after the last
day
of the calendar month immediately preceding such Distribution Date.
Annual
Statement of Compliance: As defined in Section 4.16.
Applied
Realized Loss Amount: With respect to any Distribution Date and a Class of
Class A Certificates and Class M Certificates, the sum of the Realized Losses
with respect to the Mortgage Loans which have been applied in reduction of
the
Certificate Principal Balance of a Class of Certificates pursuant to Section
6.05 of this Agreement which have not previously been reimbursed or reduced
by
any Subsequent Recoveries applied to such Applied Realized Loss
Amount.
Appraised
Value: With respect to any Mortgage Loan originated in connection with a
refinancing, the appraised value of the Mortgaged Property based upon the
appraisal made at the time of such refinancing or, with respect to any other
Mortgage Loan, the lesser of (x) the appraised value of the Mortgaged Property
based upon the appraisal made by a fee appraiser at the time of the origination
of the related Mortgage Loan, and (y) the sales price of the Mortgaged Property
at the time of such origination.
Assessment
of Compliance: As defined in Section 4.17.
Attesting
Party: As defined in Section 4.17.
Attestation
Report: As defined in Section 4.17.
Back-Up
Certification: As defined in Section 4.18(a)(iii)(G).
Basis
Risk Shortfall Carry Forward Amount: With respect to any Distribution Date
and any Class of Class A Certificates and Class M Certificates, an amount equal
to the sum of (A) if the Pass-Through Rate for such Class for such Distribution
Date is limited to the related Net Rate Cap, the excess, if any, of (a) the
amount of Current Interest that such Class would have been entitled to receive
on such Distribution Date had the Pass-Though Rate applicable to such Class
been
calculated at a per annum rate equal to the related One-Month LIBOR Pass-Through
Rate, over (b) the amount of Current Interest that such Class received on such
Distribution Date at the related Net Rate Cap for such Distribution Date and
(B)
the Basis Risk Shortfall Carry Forward Amount for the previous Distribution
Date
not previously paid, together with interest thereon at a rate equal to the
related Pass-Through Rate for the current Distribution Date.
Bankruptcy
Code: Title 11 of the United States Code.
Book-Entry
Certificates: Any of the Certificates that shall be registered in the name
of the Depository or its nominee, the ownership of which is reflected on the
books of the Depository or on the books of a person maintaining an account
with
the Depository (directly, as a “Depository Participant”, or indirectly, as an
indirect participant in accordance with the rules of the Depository and as
described in Section 7.06). As of the Closing Date, each Class of Regular
Certificates (other than the Class CE Certificates and Class P Certificates)
constitutes a Class of Book-Entry Certificates.
Business
Day: Any day other than (i) a Saturday or a Sunday, or (ii) a day on which
banking institutions in the cities of New York, New York, Lewisville, Texas,
Chicago, Illinois, Minneapolis, Minnesota or the city in which the Corporate
Trust Office of the Trustee or the principal office of the Company or the Master
Servicer is located as authorized or obligated by law or executive order to
be
closed.
Capitalization
Reimbursement Amount: For any Distribution Date, the aggregate of the
amounts added to the Stated Principal Balances of the Mortgage Loans during
the
preceding calendar month in connection with the modification of such Mortgage
Loans pursuant to Section 5.01(a) which amounts represent unreimbursed Advances
or Servicing Advances owed to the Company or the Master Servicer.
Certificate:
Any one of the certificates of any Class executed and authenticated by the
Trustee in substantially the forms attached hereto as Exhibits A-1 through
A-5.
Certificate
Margin: With respect to the Class I-A-1 Certificates and, for purposes of
the definition of “One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest
I-A-1, 1.000% per annum.
With
respect to the Class I-A-2 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest I-A-2, 1.600% per
annum in the case of each Distribution Date through and including the first
possible Optional Termination Date and 3.200% per annum in the case of each
Distribution Date thereafter.
With
respect to the Class II-A-1 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest II-A-1, 0.950%
per annum in the case of each Distribution Date through and including the first
possible Optional Termination Date and 1.900% per annum in the case of each
Distribution Date thereafter.
With
respect to the Class II-A-2 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest II-A-2, 1.000%
per annum in the case of each Distribution Date through and including the first
possible Optional Termination Date and 2.000% per annum in the case of each
Distribution Date thereafter.
With
respect to the Class III-A-1 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest III-A-1, 1.000%
per annum in the case of each Distribution Date through and including the first
possible Optional Termination Date and 2.000% per annum in the case of each
Distribution Date thereafter.
With
respect to the Class III-A-2 Certificates and, for purposes of the definition
of
“One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest III-A-2, 1.000%
per annum in the case of each Distribution Date through and including the first
possible Optional Termination Date and 2.000% per annum in the case of each
Distribution Date thereafter.
With
respect to the Class M-1 Certificates and, for purposes of the definition of
“One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-1, 0.400% per
annum in the case of each Distribution Date through and including the first
possible Optional Termination Date and 0.600% per annum in the case of each
Distribution Date thereafter.
With
respect to the Class M-2 Certificates and, for purposes of the definition of
“One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-2, 1.750% per
annum in the case of each Distribution Date through and including the first
possible Optional Termination Date and 2.625% per annum in the case of each
Distribution Date thereafter.
With
respect to the Class M-3 Certificates and, for purposes of the definition of
“One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-3, 2.000% per
annum in the case of each Distribution Date through and including the first
possible Optional Termination Date and 3.000% per annum in the case of each
Distribution Date thereafter.
With
respect to the Class M-4 Certificates and, for purposes of the definition of
“One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-4, 2.000% per
annum in the case of each Distribution Date through and including the first
possible Optional Termination Date and 3.000% per annum in the case of each
Distribution Date thereafter.
With
respect to the Class M-5 Certificates and, for purposes of the definition of
“One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-5, 2.000% per
annum in the case of each Distribution Date through and including the first
possible Optional Termination Date and 3.000% per annum in the case of each
Distribution Date thereafter.
With
respect to the Class M-6 Certificates and, for purposes of the definition of
“One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-6, 2.000% per
annum in the case of each Distribution Date through and including the first
possible Optional Termination Date and 3.000% per annum in the case of each
Distribution Date thereafter.
With
respect to the Class M-7 Certificates and, for purposes of the definition of
“One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-7, 2.000% per
annum in the case of each Distribution Date through and including the first
possible Optional Termination Date and 3.000% per annum in the case of each
Distribution Date thereafter.
With
respect to the Class M-8 Certificates and, for purposes of the definition of
“One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-8, 2.000% per
annum in the case of each Distribution Date through and including the first
possible Optional Termination Date and 3.000% per annum in the case of each
Distribution Date thereafter.
With
respect to the Class M-9 Certificates and, for purposes of the definition of
“One-Month LIBOR Pass-Through Rate”, REMIC II Regular Interest M-9, 2.000% per
annum in the case of each Distribution Date through and including the first
possible Optional Termination Date and 3.000% per annum in the case of each
Distribution Date thereafter.
Certificate
Notional Amount: With respect to the Class CE Certificates and any
Distribution Date, an amount equal to the Stated Principal Balance of the
Mortgage Loans as of the beginning of the related Due Period. The initial
Certificate Notional Amount of the Class CE Certificates shall be
$596,273,395.14. For federal income tax purposes, the Certificate Notional
Amount of the Class CE Certificates for any Distribution Date shall be an amount
equal to the Uncertificated Notional Amount for the Class CE Interest for such
Distribution Date.
Certificate
Owner: With respect to a Book-Entry Certificate, the Person that is the
beneficial owner of such Book-Entry Certificate.
Certificate
Principal Balance: As to any Certificate (other than any Class CE
Certificates and any Class R Certificates) and as of any Distribution Date,
the
Initial Certificate Principal Balance of such Certificate plus, in the case
of a
Class A Certificate and Class M Certificate, any Subsequent Recoveries added
to
the Certificate Principal Balance of such Certificate pursuant to Section
6.04(b), less the sum of (i) all amounts distributed with respect to such
Certificate in reduction of the Certificate Principal Balance thereof on
previous Distribution Dates pursuant to Section 6.04, and (ii) any Applied
Realized Loss Amounts allocated to such Certificate on previous Distribution
Dates. As to the Class CE Certificates and as of any Distribution Date, an
amount equal to the Uncertificated Principal Balance of the Class CE
Interest.
Certificate
Register: The register maintained pursuant to Section 7.02
hereof.
Certificateholder
or Holder: The person in whose name a Certificate is registered in the
Certificate Register (initially, Cede & Co., as nominee for the Depository,
in the case of any Book-Entry Certificates).
Certification
Parties: As defined in Section 4.18(a)(iii)(G).
Certifying
Person: As defined in Section 4.18(a)(iii)(G).
Class:
All Certificates bearing the same Class designation as set forth in Section
7.01
hereof.
Class
A Certificates: Any of the Class I-A-1, Class I-A-2, Class II-A-1, Class
II-A-2, Class III-A-1 and Class III-A-2 Certificates.
Class
A Principal Distribution Amount: For any Distribution Date, an amount equal
to the lesser of (x) the Principal Distribution Amount for such Distribution
Date and (y) the excess, if any, of (i) the aggregate Certificate Principal
Balance of the Class A Certificates immediately prior to such Distribution
Date,
over (ii) the lesser of (a) the product of (1) 55.10% and (2) the aggregate
Stated Principal Balance of the Mortgage Loans as of the last day of the related
Due Period (after giving effect to scheduled payments of principal due during
the related Due Period, to the extent received or advanced, and unscheduled
collections of principal received during the related Prepayment Period, and
after reduction for Realized Losses incurred during the prior calendar month),
and (b) the aggregate Stated Principal Balance of the Mortgage Loans as of
the
last day of the related Due Period (after giving effect to scheduled payments
of
principal due during the related Due Period, to the extent received or advanced,
and unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month) minus $2,981,367.
Class
I-A Certificates: Any of the Class I-A-1 Certificates and Class I-A-2
Certificates.
Class
I-A-1 Certificate: Any Certificate designated as a “Class I-A-1 Certificate”
on the face thereof, in the form of Exhibit A-1 hereto, representing the
right
to the Percentage Interest of distributions provided for the Class I-A-1
Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC
III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and
(iii) the obligation to pay Class IO Distribution Amounts.
Class
I-A-2 Certificate: Any Certificate designated as a “Class I-A-2 Certificate”
on the face thereof, in the form of Exhibit A-1 hereto, representing the
right
to the Percentage Interest of distributions provided for the Class I-A-2
Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC
III, (ii) the right to receive Basis Risk Shortfall Carry Forward Amounts and
(iii) the obligation to pay Class IO Distribution Amounts.
Class
I-A Principal Distribution Amount: For any Distribution Date, with respect
to the Class I-A Certificates and any Distribution Date, the product of (x)
the
Class A Principal Distribution Amount and (y) a fraction, the numerator of
which
is the Principal Funds for Loan Group I for such Distribution Date and the
denominator of which is the Principal Funds for all Loan Groups for such
Distribution Date.
Class
II-A Certificates: Any of the Class II-A-1 Certificates and Class II-A-2
Certificates.
Class
II-A-1 Certificate: Any Certificate designated as a “Class II-A-1
Certificate” on the face thereof, in the form of Exhibit A-1 hereto,
representing the right to the Percentage Interest of distributions provided
for
the Class II-A-1 Certificates as set forth herein and evidencing (i) a Regular
Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry
Forward Amounts and (iii) the obligation to pay Class IO Distribution
Amounts.
Class
II-A-2 Certificate: Any Certificate designated as a “Class II-A-2
Certificate” on the face thereof, in the form of Exhibit A-1 hereto,
representing the right to the Percentage Interest of distributions provided
for
the Class II-A-2 Certificates as set forth herein and evidencing (i) a Regular
Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry
Forward Amounts and (iii) the obligation to pay Class IO Distribution
Amounts.
Class
II-A Principal Distribution Amount: For any Distribution Date, with respect
to the Class II-A Certificates and any Distribution Date, the product of (x)
the
Class A Principal Distribution Amount and (y) a fraction, the numerator of
which
is the Principal Funds for Loan Group II for such Distribution Date and the
denominator of which is the Principal Funds for all Loan Groups for such
Distribution Date.
Class
III-A Certificates: Any of the Class III-A-1 Certificates and Class III-A-2
Certificates.
Class
III-A-1 Certificate: Any Certificate designated as a “Class III-A-1
Certificate” on the face thereof, in the form of Exhibit A-1 hereto,
representing the right to the Percentage Interest of distributions provided
for
the Class III-A-1 Certificates as set forth herein and evidencing (i) a Regular
Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry
Forward Amounts and (iii) the obligation to pay Class IO Distribution
Amounts.
Class
III-A-2 Certificate: Any Certificate designated as a “Class III-A-2
Certificate” on the face thereof, in the form of Exhibit A-1 hereto,
representing the right to the Percentage Interest of distributions provided
for
the Class III-A-2 Certificates as set forth herein and evidencing (i) a Regular
Interest in REMIC III, (ii) the right to receive Basis Risk Shortfall Carry
Forward Amounts and (iii) the obligation to pay Class IO Distribution
Amounts.
Class
III-A Principal Distribution Amount: For any Distribution Date, with respect
to the Class III-A Certificates and any Distribution Date, the product of (x)
the Class A Principal Distribution Amount and (y) a fraction, the numerator
of
which is the Principal Funds for Loan Group III for such Distribution Date
and
the denominator of which is the Principal Funds for all Loan Groups for such
Distribution Date.
Class
CE Certificate: Any Certificate designated as a “Class CE Certificate” on
the face thereof, in the form of Exhibit A-4 hereto, representing the right
to
its Percentage Interest of distributions provided for the Class CE Certificates
herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the obligation
to
pay Basis Risk Shortfall Carry Forward Amounts and (iii) the right to receive
Class IO Distribution Amounts.
Class
CE Distribution Amount: With respect to any Distribution Date, the sum of
(i) the Current Interest for the Class CE Interest for such Distribution Date,
(ii) any Overcollateralization Release Amount for such Distribution Date and
(iii) without duplication, any Subsequent Recoveries not distributed to the
Class A Certificates and Class M Certificates on such Distribution Date;
provided, however, on any Distribution Date after the Distribution Date on
which
the Certificate Principal Balances of the Class A Certificates and Class M
Certificates have been reduced to zero, the Class CE Distribution Amount shall
include the Overcollateralization Amount.
Class
CE Interest: An uncertificated interest in the Trust Fund held by the
Trustee on behalf of the Holders of the Class CE Certificates, evidencing a
Regular Interest in REMIC III for purposes of the REMIC Provisions.
Class
IO Distribution Amount: As defined in Section 5.11 hereof. For purposes of
clarity, the Class IO Distribution Amount for any Distribution Date shall equal
the amount payable to the Swap Administrator pursuant to the first and second
sentences of Section 5.11(c) on such Distribution Date in excess of the amount
payable on REMIC VI Regular Interest IO on such Distribution Date, all as
further provided in Section 5.11 hereof.
Class
IO Interest: An uncertificated interest in the Trust Fund held by the
Trustee on behalf of the holders of REMIC VI Regular Interest IO, evidencing
a
Regular Interest in REMIC III for purposes of the REMIC Provisions.
Class
M Certificates: Any of the Class M-1, Class M-2, Class M-3, Class M-4, Class
M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates.
Class
M-1 Certificate: Any Certificate designated as a “Class M-1 Certificate” on
the face thereof, in the form of Exhibit A-2 hereto, representing the right
to
its Percentage Interest of distributions provided for the Class M-1 Certificates
as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii)
the
right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay Class IO Distribution Amounts.
Class
M-1 Principal Distribution Amount: For any Distribution Date, an amount
equal to the lesser of (x) the remaining Principal Distribution Amount for
such
Distribution Date after distribution of the Class A Principal Distribution
Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate
Certificate Principal Balance of the Class A Certificates (after taking into
account the distribution of the Class A Principal Distribution Amount on such
Distribution Date) and (2) the Certificate Principal Balance of the Class M-1
Certificates immediately prior to such Distribution Date, over (b) the lesser
of
(1) the product of (x) 60.60% and (y) the aggregate Stated Principal Balance
of
the Mortgage Loans as of the last day of the related Due Period (after giving
effect to scheduled payments of principal due during the related Due Period,
to
the extent received or advanced, and unscheduled collections of principal
received during the related Prepayment Period, and after reduction for Realized
Losses incurred during the prior calendar month), and (2) the aggregate Stated
Principal Balance of the Mortgage Loans as of the last day of the related Due
Period (after giving effect to scheduled payments of principal due during the
related Due Period, to the extent received or advanced, and unscheduled
collections of principal received during the related Prepayment Period, and
after reduction for Realized Losses incurred during the prior calendar month)
minus $2,981,367.
Class
M-2 Certificate: Any Certificate designated as a “Class M-2 Certificate” on
the face thereof, in the form of Exhibit A-2 hereto, representing the right
to
its Percentage Interest of distributions provided for the Class M-2 Certificates
as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii)
the
right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay Class IO Distribution Amounts.
Class
M-2 Principal Distribution Amount: For any Distribution Date, an amount
equal to the lesser of (x) the remaining Principal Distribution Amount for
such
Distribution Date after distribution of the Class A Principal Distribution
Amount and the Class M-1 Principal Distribution Amount and (y) the excess,
if
any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the
Class A Certificates (after taking into account the distribution of the Class
A
Principal Distribution Amount on such Distribution Date), (2) the Certificate
Principal Balance of the Class M-1 Certificates (after taking into account
the
distribution of the Class M-1 Principal Distribution Amount on such Distribution
Date) and (3) the Certificate Principal Balance of the Class M-2 Certificates
immediately prior to such Distribution Date, over (b) the lesser of (1) the
product of (x) 65.30% and (y) the aggregate Stated Principal Balance of the
Mortgage Loans as of the last day of the related Due Period (after giving effect
to scheduled payments of principal due during the related Due Period, to the
extent received or advanced, and unscheduled collections of principal received
during the related Prepayment Period, and after reduction for Realized Losses
incurred during the prior calendar month), and (2) the aggregate Stated
Principal Balance of the Mortgage Loans as of the last day of the related Due
Period (after giving effect to scheduled payments of principal due during the
related Due Period, to the extent received or advanced, and unscheduled
collections of principal received during the related Prepayment Period, and
after reduction for Realized Losses incurred during the prior calendar month)
minus $2,981,367.
Class
M-3 Certificate: Any Certificate designated as a “Class M-3 Certificate” on
the face thereof, in the form of Exhibit A-2 hereto, representing the right
to
its Percentage Interest of distributions provided for the Class M-3 Certificates
as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii)
the
right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay Class IO Distribution Amounts.
Class
M-3 Principal Distribution Amount: For any Distribution Date, an amount
equal to the lesser of (x) the remaining Principal Distribution Amount for
such
Distribution Date after distribution of the Class A Principal Distribution
Amount, the Class M-1 Principal Distribution Amount and the Class M-2 Principal
Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the
aggregate Certificate Principal Balance of the Class A Certificates (after
taking into account the distribution of the Class A Principal Distribution
Amount on such Distribution Date), (2) the Certificate Principal Balance of
the
Class M-1 Certificates (after taking into account the distribution of the Class
M-1 Principal Distribution Amount on such Distribution Date), (3) the
Certificate Principal Balance of the Class M-2 Certificates (after taking into
account the distribution of the Class M-2 Principal Distribution Amount on
such
Distribution Date) and (4) the Certificate Principal Balance of the Class M-3
Certificates immediately prior to such Distribution Date, over (b) the lesser
of
(1) the product of (x) 73.70% and (y) the aggregate Stated Principal Balance
of
the Mortgage Loans as of the last day of the related Due Period (after giving
effect to scheduled payments of principal due during the related Due Period,
to
the extent received or advanced, and unscheduled collections of principal
received during the related Prepayment Period, and after reduction for Realized
Losses incurred during the prior calendar month), and (2) the aggregate Stated
Principal Balance of the Mortgage Loans as of the last day of the related Due
Period (after giving effect to scheduled payments of principal due during the
related Due Period, to the extent received or advanced, and unscheduled
collections of principal received during the related Prepayment Period, and
after reduction for Realized Losses incurred during the prior calendar month)
minus $2,981,367.
Class
M-4 Certificate: Any Certificate designated as a “Class M-4 Certificate” on
the face thereof, in the form of Exhibit A-2 hereto, representing the right
to
its Percentage Interest of distributions provided for the Class M-4 Certificates
as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii)
the
right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay Class IO Distribution Amounts.
Class
M-4 Principal Distribution Amount: For any Distribution Date, an amount
equal to the lesser of (x) the remaining Principal Distribution Amount for
such
Distribution Date after distribution of the Class A Principal Distribution
Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal
Distribution Amount and the Class M-3 Principal Distribution Amount and (y)
the
excess, if any, of (a) the sum of (1) the aggregate Certificate Principal
Balance of the Class A Certificates (after taking into account the distribution
of the Class A Principal Distribution Amount on such Distribution Date), (2)
the
Certificate Principal Balance of the Class M-1 Certificates (after taking into
account the distribution of the Class M-1 Principal Distribution Amount on
such
Distribution Date), (3) the Certificate Principal Balance of the Class M-2
Certificates (after taking into account the distribution of the Class M-2
Principal Distribution Amount on such Distribution Date), (4) the Certificate
Principal Balance of the Class M-3 Certificates (after taking into account
the
distribution of the Class M-3 Principal Distribution Amount on such Distribution
Date) and (5) the Certificate Principal Balance of the Class M-4 Certificates
immediately prior to such Distribution Date, over (b) the lesser of (1) the
product of (x) 76.60% and (y) the aggregate Stated Principal Balance of the
Mortgage Loans as of the last day of the related Due Period (after giving effect
to scheduled payments of principal due during the related Due Period, to the
extent received or advanced, and unscheduled collections of principal received
during the related Prepayment Period, and after reduction for Realized Losses
incurred during the prior calendar month), and (2) the aggregate Stated
Principal Balance of the Mortgage Loans as of the last day of the related Due
Period (after giving effect to scheduled payments of principal due during the
related Due Period, to the extent received or advanced, and unscheduled
collections of principal received during the related Prepayment Period, and
after reduction for Realized Losses incurred during the prior calendar month)
minus $2,981,367.
Class
M-5 Certificate: Any Certificate designated as a “Class M-5 Certificate” on
the face thereof, in the form of Exhibit A-2 hereto, representing the right
to
its Percentage Interest of distributions provided for the Class M-5 Certificates
as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii)
the
right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay Class IO Distribution Amounts.
Class
M-5 Principal Distribution Amount: For any Distribution Date, an amount
equal to the lesser of (x) the remaining Principal Distribution Amount for
such
Distribution Date after distribution of the Class A Principal Distribution
Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal
Distribution Amount, the Class M-3 Principal Distribution Amount and the Class
M-4 Principal Distribution Amount and (y) the excess, if any, of (a) the sum
of
(1) the aggregate Certificate Principal Balance of the Class A Certificates
(after taking into account the distribution of the Class A Principal
Distribution Amount on such Distribution Date), (2) the Certificate Principal
Balance of the Class M-1 Certificates (after taking into account the
distribution of the Class M-1 Principal Distribution Amount on such Distribution
Date), (3) the Certificate Principal Balance of the Class M-2 Certificates
(after taking into account the distribution of the Class M-2 Principal
Distribution Amount on such Distribution Date), (4) the Certificate Principal
Balance of the Class M-3 Certificates (after taking into account the
distribution of the Class M-3 Principal Distribution Amount on such Distribution
Date), (5) the Certificate Principal Balance of the Class M-4 Certificates
(after taking into account the distribution of the Class M-4 Principal
Distribution Amount on such Distribution Date) and (6) the Certificate Principal
Balance of the Class M-5 Certificates immediately prior to such Distribution
Date, over (b) the lesser of (1) the product of (x) 79.80% and (y) the aggregate
Stated Principal Balance of the Mortgage Loans as of the last day of the related
Due Period (after giving effect to scheduled payments of principal due during
the related Due Period, to the extent received or advanced, and unscheduled
collections of principal received during the related Prepayment Period, and
after reduction for Realized Losses incurred during the prior calendar month),
and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of
the
last day of the related Due Period (after giving effect to scheduled payments
of
principal due during the related Due Period, to the extent received or advanced,
and unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month) minus $2,981,367.
Class
M-6 Certificate: Any Certificate designated as a “Class M-6 Certificate” on
the face thereof, in the form of Exhibit A-2 hereto, representing the right
to
its Percentage Interest of distributions provided for the Class M-6 Certificates
as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii)
the
right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay Class IO Distribution Amounts.
Class
M-6 Principal Distribution Amount: For any Distribution Date, an amount
equal to the lesser of (x) the remaining Principal Distribution Amount for
such
Distribution Date after distribution of the Class A Principal Distribution
Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal
Distribution Amount, the Class M-3 Principal Distribution Amount, the Class
M-4
Principal Distribution Amount and the Class M-5 Principal Distribution Amount
and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate
Principal Balance of the Class A Certificates (after taking into account the
distribution of the Class A Principal Distribution Amount on such Distribution
Date), (2) the Certificate Principal Balance of the Class M-1 Certificates
(after taking into account the distribution of the Class M-1 Principal
Distribution Amount on such Distribution Date), (3) the Certificate Principal
Balance of the Class M-2 Certificates (after taking into account the
distribution of the Class M-2 Principal Distribution Amount on such Distribution
Date), (4) the Certificate Principal Balance of the Class M-3 Certificates
(after taking into account the distribution of the Class M-3 Principal
Distribution Amount on such Distribution Date), (5) the Certificate Principal
Balance of the Class M-4 Certificates (after taking into account the
distribution of the Class M-4 Principal Distribution Amount on such Distribution
Date), (6) the Certificate Principal Balance of the Class M-5 Certificates
(after taking into account the distribution of the Class M-5 Principal
Distribution Amount on such Distribution Date) and (7) the Certificate Principal
Balance of the Class M-6 Certificates immediately prior to such Distribution
Date, over (b) the lesser of (1) the product of (x) 82.40% and (y) the aggregate
Stated Principal Balance of the Mortgage Loans as of the last day of the related
Due Period (after giving effect to scheduled payments of principal due during
the related Due Period, to the extent received or advanced, and unscheduled
collections of principal received during the related Prepayment Period, and
after reduction for Realized Losses incurred during the prior calendar month),
and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of
the
last day of the related Due Period (after giving effect to scheduled payments
of
principal due during the related Due Period, to the extent received or advanced,
and unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month) minus $2,981,367.
Class
M-7 Certificate: Any Certificate designated as a “Class M-7 Certificate” on
the face thereof, in the form of Exhibit A-2 hereto, representing the right
to
its Percentage Interest of distributions provided for the Class M-7 Certificates
as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii)
the
right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay Class IO Distribution Amounts.
Class
M-7 Principal Distribution Amount: For any Distribution Date, an amount
equal to the lesser of (x) the remaining Principal Distribution Amount for
such
Distribution Date after distribution of the Class A Principal Distribution
Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal
Distribution Amount, the Class M-3 Principal Distribution Amount, the Class
M-4
Principal Distribution Amount, the Class M-5 Principal Distribution Amount
and
the Class M-6 Principal Distribution Amount and (y) the excess, if any, of
(a)
the sum of (1) the aggregate Certificate Principal Balance of the Class A
Certificates (after taking into account the distribution of the Class A
Principal Distribution Amount on such Distribution Date), (2) the Certificate
Principal Balance of the Class M-1 Certificates (after taking into account
the
distribution of the Class M-1 Principal Distribution Amount on such Distribution
Date), (3) the Certificate Principal Balance of the Class M-2 Certificates
(after taking into account the distribution of the Class M-2 Principal
Distribution Amount on such Distribution Date), (4) the Certificate Principal
Balance of the Class M-3 Certificates (after taking into account the
distribution of the Class M-3 Principal Distribution Amount on such Distribution
Date), (5) the Certificate Principal Balance of the Class M-4 Certificates
(after taking into account the distribution of the Class M-4 Principal
Distribution Amount on such Distribution Date), (6) the Certificate Principal
Balance of the Class M-5 Certificates (after taking into account the
distribution of the Class M-5 Principal Distribution Amount on such Distribution
Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after
taking into account the distribution of the Class M-6 Principal Distribution
Amount on such Distribution Date) and (8) the Certificate Principal Balance
of
the Class M-7 Certificates immediately prior to such Distribution Date, over
(b)
the lesser of (1) the product of (x) 84.40% and (y) the aggregate Stated
Principal Balance of the Mortgage Loans as of the last day of the related Due
Period (after giving effect to scheduled payments of principal due during the
related Due Period, to the extent received or advanced, and unscheduled
collections of principal received during the related Prepayment Period, and
after reduction for Realized Losses incurred during the prior calendar month),
and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of
the
last day of the related Due Period (after giving effect to scheduled payments
of
principal due during the related Due Period, to the extent received or advanced,
and unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month) minus $2,981,367.
Class
M-8 Certificate: Any Certificate designated as a “Class M-8 Certificate” on
the face thereof, in the form of Exhibit A-2 hereto, representing the right
to
its Percentage Interest of distributions provided for the Class M-8 Certificates
as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii)
the
right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay Class IO Distribution Amounts.
Class
M-8 Principal Distribution Amount: For any Distribution Date, an amount
equal to the lesser of (x) the remaining Principal Distribution Amount for
such
Distribution Date after distribution of the Class A Principal Distribution
Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal
Distribution Amount, the Class M-3 Principal Distribution Amount, the Class
M-4
Principal Distribution Amount, the Class M-5 Principal Distribution Amount,
the
Class M-6 Principal Distribution Amount and the Class M-7 Principal Distribution
Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate
Certificate Principal Balance of the Class A Certificates (after taking into
account the distribution of the Class A Principal Distribution Amount on such
Distribution Date), (2) the Certificate Principal Balance of the Class M-1
Certificates (after taking into account the distribution of the Class M-1
Principal Distribution Amount on such Distribution Date), (3) the Certificate
Principal Balance of the Class M-2 Certificates (after taking into account
the
distribution of the Class M-2 Principal Distribution Amount on such Distribution
Date), (4) the Certificate Principal Balance of the Class M-3 Certificates
(after taking into account the distribution of the Class M-3 Principal
Distribution Amount on such Distribution Date), (5) the Certificate Principal
Balance of the Class M-4 Certificates (after taking into account the
distribution of the Class M-4 Principal Distribution Amount on such Distribution
Date), (6) the Certificate Principal Balance of the Class M-5 Certificates
(after taking into account the distribution of the Class M-5 Principal
Distribution Amount on such Distribution Date) (7) the Certificate Principal
Balance of the Class M-6 Certificates (after taking into account the
distribution of the Class M-6 Principal Distribution Amount on such Distribution
Date), (8) the Certificate Principal Balance of the Class M-7 Certificates
(after taking into account the distribution of the Class M-7 Principal
Distribution Amount on such Distribution Date) and (9) the Certificate Principal
Balance of the Class M-8 Certificates immediately prior to such Distribution
Date, over (b) the lesser of (1) the product of (x) 86.50% and (y) the aggregate
Stated Principal Balance of the Mortgage Loans as of the last day of the related
Due Period (after giving effect to scheduled payments of principal due during
the related Due Period, to the extent received or advanced, and unscheduled
collections of principal received during the related Prepayment Period, and
after reduction for Realized Losses incurred during the prior calendar month),
and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of
the
last day of the related Due Period (after giving effect to scheduled payments
of
principal due during the related Due Period, to the extent received or advanced,
and unscheduled collections of principal received during the related Prepayment
Period, and after reduction for Realized Losses incurred during the prior
calendar month) minus $2,981,367.
Class
M-9 Certificate: Any Certificate designated as a “Class M-9 Certificate” on
the face thereof, in the form of Exhibit A-2 hereto, representing the right
to
its Percentage Interest of distributions provided for the Class M-9 Certificates
as set forth herein and evidencing (i) a Regular Interest in REMIC III, (ii)
the
right to receive Basis Risk Shortfall Carry Forward Amounts and (iii) the
obligation to pay Class IO Distribution Amounts.
Class
M-9 Principal Distribution Amount: For any Distribution Date, an amount
equal to the lesser of (x) the remaining Principal Distribution Amount for
such
Distribution Date after distribution of the Class A Principal Distribution
Amount, the Class M-1 Principal Distribution Amount, the Class M-2 Principal
Distribution Amount, the Class M-3 Principal Distribution Amount, the Class
M-4
Principal Distribution Amount, the Class M-5 Principal Distribution Amount,
the
Class M-6 Principal Distribution Amount, the Class M-7 Principal Distribution
Amount and the Class M-8 Principal Distribution Amount and (y) the excess,
if
any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the
Class A Certificates (after taking into account the distribution of the Class
A
Principal Distribution Amount on such Distribution Date), (2) the Certificate
Principal Balance of the Class M-1 Certificates (after taking into account
the
distribution of the Class M-1 Principal Distribution Amount on such Distribution
Date), (3) the Certificate Principal Balance of the Class M-2 Certificates
(after taking into account the distribution of the Class M-2 Principal
Distribution Amount on such Distribution Date), (4) the Certificate Principal
Balance of the Class M-3 Certificates (after taking into account the
distribution of the Class M-3 Principal Distribution Amount on such Distribution
Date), (5) the Certificate Principal Balance of the Class M-4 Certificates
(after taking into account the distribution of the Class M-4 Principal
Distribution Amount on such Distribution Date), (6) the Certificate Principal
Balance of the Class M-5 Certificates (after taking into account the
distribution of the Class M-5 Principal Distribution Amount on such Distribution
Date) (7) the Certificate Principal Balance of the Class M-6 Certificates (after
taking into account the distribution of the Class M-6 Principal Distribution
Amount on such Distribution Date), (8) the Certificate Principal Balance of
the
Class M-7 Certificates (after taking into account the distribution of the Class
M-7 Principal Distribution Amount on such Distribution Date), (9) the
Certificate Principal Balance of the Class M-8 Certificates (after taking into
account the distribution of the Class M-8 Principal Distribution Amount on
such
Distribution Date) and (10) the Certificate Principal Balance of the Class
M-9
Certificates immediately prior to such Distribution Date, over (b) the lesser
of
(1) the product of (x) 88.50% and (y) the aggregate Stated Principal Balance
of
the Mortgage Loans as of the last day of the related Due Period (after giving
effect to scheduled payments of principal due during the related Due Period,
to
the extent received or advanced, and unscheduled collections of principal
received during the related Prepayment Period, and after reduction for Realized
Losses incurred during the prior calendar month), and (2) the aggregate Stated
Principal Balance of the Mortgage Loans as of the last day of the related Due
Period (after giving effect to scheduled payments of principal due during the
related Due Period, to the extent received or advanced, and unscheduled
collections of principal received during the related Prepayment Period, and
after reduction for Realized Losses incurred during the prior calendar month)
minus $2,981,367.
Class
P Certificate: Any Certificate designated as a “Class P Certificate” on the
face thereof, in the form of Exhibit A-3 hereto, representing the right to
its
Percentage Interest of distributions provided for the Class P Certificates
as
set forth herein and evidencing (i) a Regular Interest in REMIC V and (ii)
the
right to receive any Prepayment Charge Waiver Amounts.
Class
P Interest: An uncertificated interest in the Trust Fund held by the Trustee
on behalf of the Holders of the Class P Certificates, evidencing a Regular
Interest in REMIC III for purposes of the REMIC Provisions.
Class
P Certificate Account: The separate Eligible Account created and maintained
by the Trustee pursuant to Section 5.10 in the name of the Trustee for the
benefit of the Class P Certificateholders.
Class
R Certificate: Any of the Class R-1, Class R-2, Class R-3 and Class RX
Certificates.
Class
R-1 Certificate: Any Certificate designated a “Class R-1 Certificate” on the
face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the
Residual Interest in REMIC I and representing the right to the Percentage
Interest of distributions provided for the Class R-1 Certificates as set forth
herein.
Class
R-2 Certificate: Any Certificate designated a “Class R-2 Certificate” on the
face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the
Residual Interest in REMIC II and representing the right to the Percentage
Interest of distributions provided for the Class R-2 Certificates as set forth
herein.
Class
R-3 Certificate: Any Certificate designated a “Class R-3 Certificate” on the
face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the
Residual Interest in REMIC III and representing the right to the Percentage
Interest of distributions provided for the Class R-3 Certificates as set forth
herein.
Class
RX Certificate: Any Certificate designated a “Class RX Certificate” on the
face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the
ownership of the Class R-4 Interest, Class R-5 Interest and Class R-6 Interest
and representing the right to the Percentage Interest of distributions provided
for the Class RX Certificates as set forth herein.
Class
R-4 Interest: The uncertificated Residual Interest in REMIC IV.
Class
R-5 Interest: The uncertificated Residual Interest in REMIC V.
Class
R-6 Interest: The uncertificated Residual Interest in REMIC VI.
Closing
Date: September 19, 2007.
Code:
The Internal Revenue Code of 1986, including any successor or amendatory
provisions.
Commission:
The U.S. Securities and Exchange Commission.
Company:
EMC in its capacity as servicer, and its successors and assigns.
Compensating
Interest: An amount, not to exceed the Servicing Fee, to be deposited in the
Protected Account by the Company to the payment of a Prepayment Interest
Shortfall on a Mortgage Loan subject to this Agreement.
Corporate
Trust Office: The designated office of the Trustee where at any particular
time its corporate trust business with respect to this Agreement shall be
administered, which office at the date of the execution of this Agreement is
located at 000 Xxxxx XxXxxxx Xxxxxx, Xxxxx 0000, Xxxxxxx, Xxxxxxxx, 00000
Attention: Global Securities and Trust Services - Bear Xxxxxxx Asset Backed
Securities I LLC, Series 2007-HE7, or at such other address as the Trustee
may
designate from time to time.
Corresponding
Certificate: With respect to each REMIC II Regular Interest (other than
REMIC II Regular Interests AA, ZZ, 1-Sub, 1-Grp, 2-Sub, 2-Grp, 3-Sub, 3-Grp,
XX,
IO and P), the Certificate with the corresponding designation. With respect
to
each REMIC III Regular Interest (other than the Class CE Interest, the Class
P
Interest and the Class IO Interest), the related Certificate representing an
ownership therein.
Current
Interest: As of any Distribution Date, with respect to the Certificates and
interests of each class (other than the Class P Certificates, Class P Interest,
the Residual Interests and the Residual Certificates), (i) the interest accrued
on the Certificate Principal Balance or Certificate Notional Amount or
Uncertificated Notional Amount, as applicable, during the related Accrual Period
at the applicable Pass-Through Rate plus any amount previously distributed
with
respect to interest for such Certificate or interest that has been recovered
as
a voidable preference by a trustee in bankruptcy minus (ii) the sum of (a)
any
Prepayment Interest Shortfall for such Distribution Date, to the extent not
covered by Compensating Interest and (b) any Relief Act Interest Shortfalls
during the related Due Period, provided, however, that for purposes of
calculating Current Interest for any such class, amounts specified in clause
(ii) hereof for any such Distribution Date shall be allocated first to the
Class
CE Certificates and the Class CE Interest in reduction of amounts otherwise
distributable to such Certificates and interest on such Distribution Date and
then any excess shall be allocated to each Class of Class A Certificates and
Class M Certificates on a pro rata basis based on the respective
amounts of interest accrued pursuant to clause (i) hereof for each such Class
on
such Distribution Date.
Current
Specified Enhancement Percentage: With respect to any Distribution Date, the
percentage obtained by dividing (x) the sum of (i) the aggregate Certificate
Principal Balance of the Class M Certificates and (ii) the Overcollateralization
Amount, in each case prior to the distribution of the Principal Distribution
Amount on such Distribution Date, by (y) the aggregate Stated Principal Balance
of the Mortgage Loans as of the end of the related Due Period (after giving
effect to scheduled payments of principal due during the related Due Period,
to
the extent received or advanced, and unscheduled collections of principal
received during the related Prepayment Period, and after reduction for Realized
Losses incurred during the prior calendar month).
Custodial
Agreement: An agreement, dated as of September 19, 2007, among the
Depositor, EMC, as Seller, as Company and as Master Servicer, the Trustee and
the Custodian in substantially the form of Exhibit J hereto.
Custodian:
LaSalle Bank National Association, or any successor custodian appointed pursuant
to the provisions hereof and the Custodial Agreement.
Cut-off
Date: September 1, 2007.
Cut-off
Date Principal Balance: As to any Mortgage Loan, the unpaid principal
balance thereof on the Cut-off Date after application of all Principal
Prepayments received prior to the Cut-off Date and scheduled payments of
principal due on or before the Cut-off Date, whether or not received, but
without giving effect to any installments of principal received in respect
of
Due Dates after the Cut-off Date. The aggregate Cut-off Date Principal Balance
of the Mortgage Loans is $596,273,395.14.
Debt
Service Reduction: With respect to any Mortgage Loan, a reduction by a court
of competent jurisdiction in a proceeding under the Bankruptcy Code in the
Scheduled Payment for such Mortgage Loan that became final and non-appealable,
except such a reduction resulting from a Deficient Valuation or any other
reduction that results in a permanent forgiveness of principal.
Defaulting
Party: A “Defaulting Party” as defined in the Swap Agreement.
Deficient
Valuation: With respect to any Mortgage Loan, a valuation by a court of
competent jurisdiction of the Mortgaged Property in an amount less than the
then
outstanding indebtedness under such Mortgage Loan, or any reduction in the
amount of principal to be paid in connection with any Scheduled Payment that
results in a permanent forgiveness of principal, which valuation or reduction
results from an order of such court that is final and non-appealable in a
proceeding under the Bankruptcy Code.
Definitive
Certificates: As defined in Section 7.06.
Deleted
Mortgage Loan: A Mortgage Loan replaced or to be replaced by a Replacement
Mortgage Loan.
Delinquency
Event: A Delinquency Event shall have occurred and be continuing if at any
time, (x) the percent equivalent (the “Delinquency Percentage”) of a fraction,
the numerator of which is the aggregate Stated Principal Balance of the Mortgage
Loans that are 60 days or more Delinquent (including for this purpose any such
Mortgage Loans which were repurchased from the Trust by any party for a reason
other than a breach of representations and warranties under the Mortgage Loan
Purchase Agreement, Mortgage Loans which were substituted by the Seller and
Mortgage Loans which
have been subject to a Servicing Modification after the Cut-off Date, in
each case during the period which includes the previous twelve Distribution
Dates, and Mortgage Loans with respect to which the related Mortgaged Property
is REO Property) and Mortgage Loans in bankruptcy and foreclosure, and the
denominator of which is (i) the aggregate Stated Principal Balance of all of
the
Mortgage Loans as of the last day of the related Due Period (after giving effect
to scheduled payments of principal due during the related Due Period, to the
extent received or advanced, and unscheduled collections of principal received
during the related Prepayment Period, and after reduction for Realized Losses
incurred during the prior calendar month) and (ii) Mortgage Loans which were
repurchased from the Trust for a reason other than a breach of representations
and warranties under the Mortgage Loan Purchase Agreement during the period
which includes the previous twelve Distribution Dates, exceeds (y) 35.63% of
the
Current Specified Enhancement Percentage.
Delinquent:
The
delinquency method used for
calculations with respect to the Mortgage Loans will be in accordance with
the
methodology used by lenders regulated by the Office of Thrift Supervision.
Under
this method, a mortgage loan is considered “30 days delinquent”
if
the borrower fails to make
a scheduled payment prior to the close of business on the mortgage loan’s first
succeeding due date. For example, if a securitization had a closing
date occurring in August and a cut-off date of August 1, a mortgage loan with
a
payment due on July 1 that remained unpaid as of the close of business on July
31 would not be described as 30 days delinquent as of the cut-off date. Such
mortgage loan with a payment due on June 1 that remained unpaid as of the close
of business on July 31 would be described as 30 days delinquent as of the
cut-off date. A mortgage loan would be considered “60 days delinquent”
with
respect to such
scheduled payment if such scheduled payment were not made prior to the close
of
business on the mortgage loan’s second succeeding due date (or, in the preceding
example, if the mortgage loan with a payment due on May 1 remained unpaid as
of
the close of business on July 31); Similarly
for “90 days delinquent”
and
so on. The
determination as to whether a Mortgage Loan falls into these categories is
made as of the last day of the prior calendar month.
Denomination:
With respect to each Certificate, the amount set forth on the face thereof
as
the “Initial Certificate Principal Balance or Initial Certificate Notional
Amount of this Certificate”.
Depositor:
Bear Xxxxxxx Asset Backed Securities I LLC, a Delaware limited liability
company, or its successor in interest.
Depository:
The initial Depository shall be The Depository Trust Company (“DTC”), the
nominee of which is Cede & Co., or any other organization registered as a
“clearing agency” pursuant to Section 17A of the Securities Exchange Act of
1934, as amended. The Depository shall initially be the registered Holder of
the
Book-Entry Certificates. The Depository shall at all times be a “clearing
corporation” as defined in Section 8-102(a)(5) of the Uniform Commercial Code of
the State of New York.
Depository
Agreement: With respect to the Class of Book-Entry Certificates, the
agreement between the Issuing Entity and the initial Depository, dated as of
the
Closing Date, substantially in the form of Exhibit H.
Depository
Participant: A broker, dealer, bank or other financial institution or other
Person for whom from time to time a Depository effects book-entry transfers
and
pledges of securities deposited with the Depository.
Determination
Date: With respect to any Distribution Date, the 15th day of the month of
such Distribution Date or, if such 15th day is not a Business Day, the
immediately preceding Business Day.
Distribution
Account: The separate Eligible Account created and maintained by the Trustee
pursuant to Section 5.08 in the name of the Trustee for the benefit of the
Certificateholders designated “LaSalle Bank National Association, in trust for
registered Holders of Bear Xxxxxxx Asset Backed Securities I LLC, Asset-Backed
Certificates, Series 2007-HE7”. Funds in the Distribution Account shall be held
in trust for the Certificateholders for the uses and purposes set forth in
this
Agreement.
Distribution
Account Deposit Date: Two Business Days prior to each Distribution
Date.
Distribution
Date: The 25th day of each calendar month after the initial issuance of the
Certificates, or if such 25th day is not a Business Day, the next succeeding
Business Day, commencing in October 2007.
Due
Date: As to any Mortgage Loan, the date in each month on which the related
Scheduled Payment is due, as set forth in the related Mortgage
Note.
Due
Period: With respect to any Distribution Date, the period from the second
day of the calendar month preceding the calendar month in which such
Distribution Date occurs through close of business on the first day of the
calendar month in which such Distribution Date occurs.
Eligible
Account: Any of (i) an account or accounts maintained with a federal or
state chartered depository institution or trust company, the long-term unsecured
debt obligations and short-term unsecured debt obligations of which (or, in
the
case of a depository institution or trust company that is the principal
subsidiary of a holding company, the debt obligations of such holding company,
so long as Xxxxx’x is not a Rating Agency) are rated by each Rating Agency in
one of its two highest long-term and its highest short-term rating categories,
respectively, at the time any amounts are held on deposit therein; provided,
that following a downgrade, withdrawal, or suspension of such institution’s
rating as set forth above, each account shall promptly (and in any case within
not more than 30 calendar days) be moved to one or more segregated trust
accounts in the trust department of such institution, or to an account at
another institution that complies with the above requirements, or (ii) a trust
account or accounts maintained with the corporate trust department of a federal
or state chartered depository institution or trust company having capital and
surplus of not less than $50,000,000, acting in its fiduciary capacity or (iii)
any other account acceptable to the Rating Agencies, as evidenced in writing.
Eligible Accounts may bear interest, and may include, if otherwise qualified
under this definition, accounts maintained with the Trustee. Notwithstanding
Section 12.01, this Agreement may be amended to reduce the rating requirements
in clause (i) above, without the consent of any of the Certificateholders,
provided that the Person requesting such amendment obtains a letter from each
Rating Agency stating that such amendment would not result in the downgrading
or
withdrawal of the respective ratings then assigned to the
Certificates.
EMC:
EMC Mortgage Corporation, a Delaware corporation, and its successors and
assigns.
EMC
Flow Loans: The Mortgage Loans purchased by EMC pursuant to a flow loan
purchase agreement.
ERISA:
The Employee Retirement Income Security Act of 1974, as amended.
ERISA
Restricted Certificates: Any of the Class CE, Class P and Residual
Certificates.
Event
of Default: As defined in Section 9.01 hereof.
Excess
Cashflow: With respect to any Distribution Date, an amount, if any, equal to
the sum of (a) the Remaining Excess Spread for such Distribution Date and (b)
the Overcollateralization Release Amount for such Distribution
Date.
Excess
Liquidation Proceeds: To the extent not required by law to be paid to the
related Mortgagor, the excess, if any, of any Liquidation Proceeds with respect
to a Mortgage Loan over the Stated Principal Balance of such Mortgage Loan
and
accrued and unpaid interest at the related Mortgage Rate through the last day
of
the month in which the Mortgage Loan has been liquidated.
Excess
Spread: With respect to any Distribution Date, the excess, if any, of (i)
the Interest Funds for such Distribution Date, over (ii) the sum of the Current
Interest on the Class A Certificates and Class M Certificates and Interest
Carry
Forward Amounts on the Class A Certificates (other than Interest Carry Forward
Amounts paid pursuant to Section 6.04(a)(4)(A)), in each case for such
Distribution Date.
Exchange
Act: Securities Exchange Act of 1934, as amended.
Exemption:
Prohibited Transaction Exemption 90-30, as amended from time to
time.
Extra
Principal Distribution Amount: With respect to any Distribution Date, the
lesser of (i) the excess, if any, of the Overcollateralization Target Amount
for
such Distribution Date, over the Overcollateralization Amount for such
Distribution Date (after giving effect to distributions of principal on the
Certificates other than any Extra Principal Distribution Amount) and (ii) the
Excess Spread for such Distribution Date.
Xxxxxx
Xxx: Xxxxxx Xxx (formally, Federal National Mortgage Association), or any
successor thereto.
Final
Certification: The certification substantially in the form of Exhibit Three
to the Custodial Agreement.
Final
Recovery Determination: With respect to any defaulted Mortgage Loan or any
REO Property (other than a Mortgage Loan or REO Property purchased by the Seller
pursuant to or as contemplated by Section 2.03(e) or Section 11.01), a
determination made by the Company that all Insurance Proceeds, Liquidation
Proceeds and other payments or recoveries which the Company, in its reasonable
good faith judgment, expects to be finally recoverable in respect thereof have
been so recovered. The Master Servicer shall maintain records, based solely
on
information provided by the Company, of each Final Recovery Determination made
thereby.
FIRREA:
The Financial Institutions Reform, Recovery, and Enforcement Act of
1989.
Fiscal
Quarter: December 1 to February 29 (or the last day in such month), March 1
to May 31, June 1 to August 31, or September 1 to November 30, as
applicable.
Fitch:
Fitch, Inc. and any successor thereto.
Form
8-K Disclosure Information: As defined in Section 4.18(a)(iii).
Xxxxxxx
Mac: Federal Home Loan Mortgage Corporation, or any successor
thereto.
Global
Certificate: Any Private Certificate registered in the name of the
Depository or its nominee, beneficial interests in which are reflected on the
books of the Depository or on the books of a Person maintaining an account
with
such Depository (directly or as an indirect participant in accordance with
the
rules of such depository).
Gross
Margin: With respect to each Adjustable Rate Mortgage Loan, the fixed
percentage set forth in the related Mortgage Note that is added to the Index
on
each Adjustment Date in accordance with the terms of the related Mortgage Note
used to determine the Mortgage Rate for such Mortgage Loan.
Group
I Loans: The Mortgage Loans identified as such on the Mortgage Loan
Schedule.
Group
I Principal Distribution Amount: With respect to any Distribution Date, the
product of the Principal Distribution Amount for such Distribution Date and
a
fraction, the numerator of which is the Principal Funds for Loan Group I for
such Distribution Date and the denominator of which is the Principal Funds
for
all Loan Groups for such Distribution Date.
Group
II Loans: The Mortgage Loans identified as such on the Mortgage Loan
Schedule.
Group
II Principal Distribution Amount: With respect to any Distribution Date, the
product of the Principal Distribution Amount for such Distribution Date and
a
fraction, the numerator of which is the Principal Funds for Loan Group II for
such Distribution Date and the denominator of which is the Principal Funds
for
all Loan Groups for such Distribution Date.
Group
II Sequential Trigger Event: With respect to any Distribution
Date, a trigger event is in effect if (i) on any Distribution Date before the
37th Distribution Date, the aggregate amount of Realized Losses incurred since
the Cut-off Date through the last day of the related prior calendar month
divided by the aggregate Stated Principal Balance of the Mortgage Loans as
of
the Cut-off Date exceeds 3.00%, or (ii) on or after the 37th Distribution Date,
the applicable test set forth in clause (ii) in the definition of Trigger Event
has been satisfied.
Group
III Loans: The Mortgage Loans identified as such on the Mortgage Loan
Schedule.
Group
III Principal Distribution Amount: With respect to any Distribution Date,
the product of the Principal Distribution Amount for such Distribution Date
and
a fraction, the numerator of which is the Principal Funds for Loan Group III
for
such Distribution Date and the denominator of which is the Principal Funds
for
all Loan Groups for such Distribution Date.
Group
III Sequential Trigger Event: With respect to any Distribution
Date, a trigger event is in effect if (i) on any Distribution Date before the
37th Distribution Date, the aggregate amount of Realized Losses incurred since
the Cut-off Date through the last day of the related prior calendar month
divided by the aggregate Stated Principal Balance of the Mortgage Loans as
of
the Cut-off Date exceeds 3.00%, or (ii) on or after the 37th Distribution Date,
the applicable test set forth in clause (ii) in the definition of Trigger Event
has been satisfied.
Indemnified
Persons: The Trustee, the Master Servicer, the Company and the Trust Fund
and their officers, directors, agents and employees and, with respect to the
Trustee, any separate co-trustee and its officers, directors, agents and
employees.
Index:
With respect to each Adjustable Rate Mortgage Loan and with respect to each
related Adjustment Date, the index as specified in the related Mortgage
Note.
Individual
Certificate: Any Private Certificate registered in the name of the Holder
other than the Depository or its nominee.
Initial
Certification: The certification substantially in the form of Exhibit One to
the Custodial Agreement.
Initial
Certificate Principal Balance: With respect to any Certificate, the
Certificate Principal Balance of such Certificate or any predecessor Certificate
on the Closing Date.
Institutional
Accredited Investor: Any Person meeting the requirements of Rule 501(a)(l),
(2), (3) or (7) of Regulation D under the Securities Act or any entity all
of
the equity Holders in which come within such paragraphs.
Insurance
Policy: With respect to any
Mortgage Loan included in the Trust Fund, any insurance policy, including all
riders and endorsements thereto in effect with respect to such Mortgage Loan,
including any replacement policy or policies for any Insurance
Policies.
Insurance
Proceeds: Proceeds paid in respect of the Mortgage Loans pursuant to any
Insurance Policy or any other insurance policy covering a Mortgage Loan, to
the
extent such proceeds are payable to the mortgagee under the Mortgage, the
Company or the Trustee under the deed of trust and are not applied to the
restoration of the related Mortgaged Property or released to the Mortgagor
in
accordance with the procedures that the Company would follow in servicing
mortgage loans held for its own account, in each case other than any amount
included in such Insurance Proceeds in respect of Insured Expenses.
Insured
Expenses: Expenses covered by any Insurance Policy with respect to the
Mortgage Loans.
Interest
Carry Forward Amount: As of any Distribution Date and with respect to each
Class of Certificates (other than the Class CE, Class P and the Residual
Certificates), the sum of (i) the excess of (a) the Current Interest for such
Class with respect to such Distribution Date and any prior Distribution Dates
over (b) the amount actually distributed to such Class of Certificates with
respect to interest on such Distribution Dates and (ii) interest thereon (to
the
extent permitted by applicable law) at the applicable Pass-Through Rate for
such
Class for the related Accrual Period including the Accrual Period relating
to
such Distribution Date.
Interest
Determination Date: Shall mean the second LIBOR Business Day preceding the
commencement of each Accrual Period.
Interest
Funds: With respect to each Loan Group and any Distribution Date (1) the
sum, without duplication, of (a) all scheduled interest during the related
Due
Period with respect to the related Mortgage Loans less the Servicing Fee, the
Trustee Fee and the LPMI Fee, if any, (b) all Advances relating to interest
with
respect to the related Mortgage Loans remitted by the Company or the Master
Servicer, as applicable, on or prior to the Remittance Date or Distribution
Account Deposit Date, as applicable, (c) all Compensating Interest with respect
to the related Mortgage Loans and required to be remitted by the Company
pursuant to this Agreement with respect to such Distribution Date, (d) Net
Liquidation Proceeds, Insurance Proceeds and Subsequent Recoveries with respect
to the related Mortgage Loans collected during the prior calendar month (to
the
extent such Net Liquidation Proceeds, Insurance Proceeds and Subsequent
Recoveries relate to interest) less all non-recoverable Advances related to
interest and certain expenses reimbursed during the prior calendar month, in
each case with respect to the Mortgage Loans in the related Loan Group, (e)
all
amounts in the related Loan Group relating to interest with respect to each
Mortgage Loan repurchased by the Seller pursuant to Sections 2.02 and 2.03
and
by EMC pursuant to Section 4.21, in each case to the extent remitted to the
Distribution Account pursuant to this Agreement and (f) the interest portion of any
proceeds
received from the exercise of an Optional Termination, minus (2) (i) all
amounts relating to interest required to be reimbursed pursuant to Sections
5.02, 5.05 and 5.07 or as otherwise set forth in this Agreement, and (ii) any
Net Swap Payment or Swap Termination Payment (not due to a Swap Provider Trigger
Event and other than to the extent already paid by the Swap Administrator from
any upfront payment received pursuant to any replacement interest rate swap
agreements that may be entered into by the Supplemental Interest Trust Trustee)
owed to the Swap Administrator for payment to the Swap Provider for such
Distribution Date and any such payments remaining unpaid for any prior
Distribution Dates.
Interim
Certification: The certification substantially in the form of Exhibit Two to
the Custodial Agreement.
LaSalle:
LaSalle Bank National Association, and any successor thereto.
Last
Scheduled Distribution Date: Solely for purposes of the face of the
Certificates as follows: with respect to the Certificates, other than the Class
I-A-1 Certificates, the Distribution Date in October 2037; and with respect
to
the Class I-A-1 Certificates, the Distribution Date in August 2037.
Latest
Possible Maturity Date: With respect to the Certificates, October 25, 2037,
which is the Distribution Date in the month following the final scheduled
maturity date of the Mortgage Loan in the Trust Fund having the latest scheduled
maturity date as of the Cut-off Date. For purposes of the Treasury regulations
under Sections 860A through 860G of the Code, the latest possible maturity
date
of each Regular Interest issued by REMIC I, REMIC II, REMIC III, REMIC IV,
REMIC
V and REMIC VI shall be the Latest Possible Maturity Date.
LIBOR
Business Day: Shall mean a day on which banks are open for dealing in
foreign currency and exchange in London and New York City.
Liquidated
Loan: With respect to any Distribution Date, a defaulted Mortgage Loan that
has been liquidated through deed-in-lieu of foreclosure, foreclosure sale,
trustee’s sale or other realization as provided by applicable law governing the
real property subject to the related Mortgage and any security agreements and
as
to which the Company has made a Final Recovery Determination with respect
thereto.
Liquidation
Proceeds: Amounts, other than
Insurance Proceeds, received in connection with the partial or complete
liquidation of a Mortgage Loan, whether through trustee’s sale, foreclosure sale
or otherwise, or in connection with any condemnation or partial release of
a
Mortgaged Property and any other proceeds received with respect to an REO
Property.
Loan-to-Value
Ratio: The fraction, expressed as a percentage, the numerator of which is
the original principal balance of the related Mortgage Loan and the denominator
of which is the Appraised Value of the related Mortgaged Property.
Loan
Group: Any of Loan Group I, Loan Group II or Loan Group III.
Loan
Group I: The group of Mortgage Loans included as such on the Mortgage Loan
Schedule.
Loan
Group II: The group of Mortgage Loans included as such on the Mortgage Loan
Schedule.
Loan
Group III: The group of Mortgage Loans included as such on the Mortgage Loan
Schedule.
Loss
Allocation Limitation: The meaning specified in Section 6.05(b)
hereof.
LPMI
Fee: The fee payable to the insurer for each Mortgage Loan subject to an
LPMI Policy as set forth in such LPMI Policy and on the Mortgage Loan
Schedule.
LPMI
Policy: A policy of mortgage guaranty insurance issued by an insurer meeting
the requirements of Xxxxxx Xxx and Xxxxxxx Mac in which the Company or the
related subservicer of the related Mortgage Loan is responsible for the payment
of the LPMI Fee thereunder from collections on the related Mortgage
Loan.
Majority
Class CE Certificateholder: The Holder of a 50.01% or greater Percentage
Interest in the Class CE Certificates.
Marker
Rate: With respect to the Class CE Interest and any Distribution Date, a per
annum rate equal to two (2) times the weighted average of the Uncertificated
REMIC II Pass-Through Rates for the REMIC II Regular Interests (other than
REMIC
II Regular Interests AA, 1-Sub, 1-Grp, 2-Sub, 2-Grp, 3-Sub, 3-Grp, XX, IO and
P), with the rate on each such REMIC II Regular Interest (other than REMIC
II
Regular Interest ZZ) subject to a cap equal to the lesser of (i) the One-Month
LIBOR Pass-Through Rate for the Corresponding Certificate and (ii) the Net
Rate
Cap for the REMIC III Regular Interest the ownership of which is represented
by
the Corresponding Certificate for the purpose of this calculation for such
Distribution Date, and with the rate on REMIC II Regular Interest ZZ subject
to
a cap of zero for the purpose of this calculation; provided, however, that
solely for this purpose, the related cap with respect to each REMIC II Regular
Interest (other than REMIC II Regular Interests AA, ZZ, 1-Sub, 1-Grp, 2-Sub,
2-Grp, 3-Sub, 3-Grp, XX, IO and P) shall be multiplied by a fraction, the
numerator of which is 30 and the denominator of which is the actual number
of
days in the related Accrual Period.
Master
Servicer: As of the Closing Date, EMC and, thereafter, its respective
successors in interest who meet the qualifications of this
Agreement.
Master
Servicer Collection Account: The trust account or accounts created and
maintained pursuant to Section 5.01, which shall be denominated “EMC Mortgage
Corporation, as Master Servicer for the benefit of the LaSalle Bank National
Association, in trust for registered Holders of Bear Xxxxxxx Asset Backed
Securities I LLC, Asset-Backed Certificates, Series 2007-HE7 – Master Servicer
Collection Account.” The Master Servicer Collection Account shall be an Eligible
Account.
Master
Servicing Compensation: For any Distribution Date, the sum of all income and
gain net of losses, realized from any investment of funds in the Master Servicer
Collection Account.
Maximum
Mortgage Rate: With respect to each Adjustable Rate Mortgage Loan, the
percentage set forth in the related Mortgage Note as the maximum Mortgage Rate
thereunder.
Maximum
Probable Exposure: With
respect to each Distribution Date, the amount calculated by the Depositor in
accordance with the Seller’s internal risk management process in respect of
similar instruments, such calculation to be performed as agreed by the Trustee
and the Depositor.
Maximum
Uncertificated Accrued Interest Deferral Amount: With respect to any
Distribution Date, the excess, if any, of (i) accrued interest at the
Uncertificated REMIC II Pass-Through Rate applicable to REMIC II Regular
Interest ZZ for such Distribution Date on a balance equal to the Uncertificated
Principal Balance of REMIC II Regular Interest ZZ minus the REMIC II
Overcollateralization Amount, in each case for such Distribution Date, over
(ii)
the aggregate amount of Uncertificated Accrued Interest for such Distribution
Date on the REMIC II Regular Interests (other than REMIC II Regular Interests
AA, ZZ, 1-Sub, 1-Grp, 2-Sub, 2-Grp, 3-Sub, 3-Grp, XX, IO and P), with the rate
on each such REMIC II Regular Interest subject to a cap equal to the lesser
of
(x) the One-Month LIBOR Pass-Through Rate for the Corresponding Certificate
and
(y) the Net Rate Cap for the REMIC III Regular Interest the ownership of which
is represented by the Corresponding Certificate for the purpose of this
calculation for such Distribution Date; provided, however, that solely for
this
purpose, the related cap with respect to each REMIC II Regular Interest (other
than REMIC II Regular Interests AA, ZZ, 1-Sub, 1-Grp, 2-Sub, 2-Grp, 3-Sub,
3-Grp, XX, IO and P) shall be multiplied by a fraction, the numerator of which
is 30 and the denominator of which is the actual number of days in the related
Accrual Period.
MERS:
Mortgage Electronic Registration Systems, Inc., a corporation organized and
existing under the laws of the State of Delaware, or any successor
thereto.
MERS®
System: The system of recording transfers of Mortgages electronically
maintained by MERS.
MIN:
The Mortgage Identification Number for Mortgage Loans registered with MERS
on
the MERS® System.
Minimum
Mortgage Rate: With respect to each Adjustable Rate Mortgage Loan, the
percentage set forth in the related Mortgage Note as the minimum Mortgage Rate
thereunder.
MOM
Loan: With respect to any Mortgage Loan, MERS acting as the mortgagee of
such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan
and its successors and assigns, at the origination thereof.
Monthly
Statement: The statement delivered to the Certificateholders pursuant to
Section 6.06.
Moody’s:
Xxxxx’x Investors Service, Inc., and any successor thereto.
Mortgage:
The mortgage, deed of trust or other instrument creating a first lien on or
first priority ownership interest in an estate in fee simple in real property
securing a Mortgage Note.
Mortgage
File: The mortgage documents listed in Section 2.01 hereof pertaining to a
particular Mortgage Loan and any additional documents delivered to the Custodian
to be added to the Mortgage File pursuant to this Agreement and the Custodial
Agreement.
Mortgage
Loans: Such of the Mortgage Loans transferred and assigned to the Trustee
pursuant to the provisions hereof, as from time to time are held as a part
of
the Trust Fund (including any REO Property), the mortgage loans so held being
identified in the Mortgage Loan Schedule, notwithstanding foreclosure or other
acquisition of title of the related Mortgaged Property. Any mortgage loan that
was intended by the parties hereto to be transferred to the Trust Fund as
indicated by such Mortgage Loan Schedule which is in fact not so transferred
for
any reason including, without limitation, a breach of the representation
contained in Section 2.03(c)(v) hereof, shall continue to be a Mortgage Loan
hereunder until the Purchase Price with respect thereto has been paid to the
Trust Fund.
Mortgage
Loan Purchase Agreement: The Mortgage Loan Purchase Agreement, dated as of
September 19, 2007, between EMC, as seller, and the Depositor, as purchaser
in
the form attached hereto as Exhibit L.
Mortgage
Loan Purchase Price: The price, calculated as set forth in Section 11.01, to
be paid in connection with the repurchase of the Mortgage Loans pursuant to
Section 11.01.
Mortgage
Loan Schedule: The list of Mortgage Loans (as from time to time amended by
the Seller or the Master Servicer to reflect the deletion of Deleted Mortgage
Loans and the addition of Replacement Mortgage Loans pursuant to the provisions
of this Agreement) transferred to the Trustee as part of the Trust Fund and
from
time to time subject to this Agreement, the initial Mortgage Loan Schedule
being
attached hereto as Exhibit B setting forth the following information with
respect to each Mortgage Loan:
(a) the
city,
state and zip code of the Mortgaged Property;
(b) the
property type;
(c) the
Mortgage Interest Rate;
(d) the
Servicing Fee Rate;
(e) the
Trustee Fee Rate; if applicable;
(f) the
LPMI
Fee, if applicable;
(g) [reserved];
(h) the
Net
Rate;
(i) the
maturity date;
(j) the
stated original term to maturity;
(k) the
stated remaining term to maturity;
(l) the
original Principal Balance;
(m) the
first
payment date;
(n) the
principal and interest payment in effect as of the Cut-off Date;
(o) the
unpaid Principal Balance as of the Cut-off Date;
(p) the
Loan-to-Value Ratio at origination;
(q) the
insurer of any Primary Mortgage Insurance Policy;
(r) the
MIN
with respect to each MOM Loan;
(s) the
Gross
Margin, if applicable;
(t) the
next
Adjustment Date, if applicable;
(u) the
Maximum Mortgage Rate, if applicable;
(v) the
Minimum Mortgage Rate, if applicable;
(w) the
Periodic Rate Cap, if applicable;
(x) the
Loan
Group, if applicable;
(y) a
code
indicating whether the Mortgage Loan is negatively amortizing;
(z) which
Mortgage Loans adjust after an initial fixed-rate period of one, two, three,
five, seven or ten years or any other period;
(aa) the
Prepayment Charge, if any;
(bb) lien
position (e.g., first lien or second lien);
(cc) a
code
indicating whether the Mortgage Loan is has a balloon payment;
(dd) a
code
indicating whether the Mortgage Loan is an interest-only loan;
(ee) the
interest-only term, if applicable;
(ff) the
Mortgage Loan Seller; and
(gg) the
original amortization term.
Such
schedule also shall set forth for all of the Mortgage Loans, the total number
of
Mortgage Loans, the total of each of the amounts described under (n) and (o)
above, the weighted average by principal balance as of the Cut-off Date of
each
of the rates described under (c) through (h) above, and the weighted average
remaining term to maturity by unpaid principal balance as of the Cut-off
Date.
Mortgage
Note: The original executed note or other evidence of indebtedness of a
Mortgagor under a Mortgage Loan.
Mortgage
Rate: With respect to each fixed rate Mortgage Loan, the rate set forth in
the related Mortgage Note. With respect to each Adjustable Rate Mortgage Loan,
the annual rate at which interest accrues on such Mortgage Loan from time to
time in accordance with the provisions of the related Mortgage Note, which
rate
(A) as of any date of determination until the first Adjustment Date following
the Cut-off Date shall be the rate set forth in the Mortgage Loan Schedule
as
the Mortgage Rate in effect immediately following the Cut-off Date and (B)
as of
any date of determination thereafter shall be the rate as adjusted on the most
recent Adjustment Date, to equal the sum, rounded to the next highest or nearest
0.125% (as provided in the Mortgage Note), of the Index, determined as set
forth
in the related Mortgage Note, plus the related Gross Margin subject to the
limitations set forth in the related Mortgage Note. With respect to each
Mortgage Loan that becomes an REO Property, as of any date of determination,
the
annual rate determined in accordance with the immediately preceding sentence
as
of the date such Mortgage Loan became an REO Property.
Mortgaged
Property: The underlying property securing a Mortgage Loan.
Mortgagor:
The obligors on a Mortgage Note.
Net
Liquidation Proceeds: Amounts, other than Insurance Proceeds, received in
connection with the partial or complete liquidation of a Mortgage Loan, whether
through trustee’s sale, foreclosure sale or otherwise, or in connection with any
condemnation or partial release of a Mortgaged Property and any other proceeds
received with respect to an REO Property, less the sum of related unreimbursed
Advances, Servicing Fees and Servicing Advances and all expenses of liquidation,
including property protection expenses and foreclosure and sale costs and
including court and reasonable attorneys fees reimbursable to the Company and
the Master Servicer pursuant to this Agreement.
Net
Mortgage Rate: As to each Mortgage Loan, and at any time, the per annum rate
equal to the Mortgage Rate less the sum of (i) the Servicing Fee Rate, (ii)
the
Trustee Fee Rate and (iii) the rate at which the LPMI Fee is calculated, if
any.
Net
Rate Cap: With respect to any Distribution Date and the Class I-A-1
Certificates and Class I-A-2 Certificates, the excess, if any, of (A) a per
annum rate equal to the product of (x) the weighted average of the Net Mortgage
Rates on the then outstanding Mortgage Loans in Loan Group I, weighted based
on
the Stated Principal Balances of such Mortgage Loans as of the related Due
Date
prior to giving effect to any reduction in the Stated Principal Balances of
such
Mortgage Loans on such Due Date, and (y) a fraction, the numerator of which
is
30 and the denominator of which is the actual number of days elapsed in the
related Accrual Period, over (B) an amount, expressed as a per annum rate,
equal
to the sum of (i) the Net Swap Payment payable to the Swap Provider on such
Distribution Date and (ii) any Swap Termination Payment not due to a Swap
Provider Trigger Event payable to the Swap Provider (other than to the extent
already paid by the Swap Administrator from any upfront payment received
pursuant to any replacement interest rate swap agreement that may be entered
into by the Supplemental Interest Trust Trustee), divided by the aggregate
outstanding Stated Principal Balance of the Mortgage Loans as of the related
Due
Date prior to giving effect to any reduction in the Stated Principal Balances
of
such Mortgage Loans on such Due Date, multiplied by 12. With respect to any
Distribution Date and the REMIC III Regular Interests the ownership of which
is
represented by the Class I-A-1 Certificates and Class I-A-2 Certificates, a
per
annum rate equal to the weighted average (adjusted for the actual number of
days
elapsed in the related Accrual Period) of the Uncertificated REMIC II
Pass-Through Rate on REMIC II Regular Interest 1-Grp, weighted on the basis
of
the Uncertificated Principal Balance of such REMIC II Regular Interest
immediately prior to such Distribution Date.
With
respect to any Distribution Date and the Class II-A-1 Certificates and Class
II-A-2 Certificates, the excess, if any, of (A) a per annum rate equal to the
product of (x) the weighted average of the Net Mortgage Rates on the then
outstanding Mortgage Loans in Loan Group II, weighted based on the Stated
Principal Balances of such Mortgage Loans as of the related Due Date prior
to
giving effect to any reduction in the Stated Principal Balances of such Mortgage
Loans on such Due Date, and (y) a fraction, the numerator of which is 30 and
the
denominator of which is the actual number of days elapsed in the related Accrual
Period, over (B) an amount, expressed as a per annum rate, equal to the sum
of
(i) the Net Swap Payment payable to the Swap Provider on such Distribution
Date
and (ii) any Swap Termination Payment not due to a Swap Provider Trigger Event
payable to the Swap Provider (other than to the extent already paid by the
Swap
Administrator from any upfront payment received pursuant to any replacement
interest rate swap agreement that may be entered into by the Supplemental
Interest Trust Trustee), divided by the aggregate outstanding Stated Principal
Balance of the Mortgage Loans as of the related Due Date prior to giving effect
to any reduction in the Stated Principal Balances of such Mortgage Loans on
such
Due Date, multiplied by 12. With respect to any Distribution Date and the REMIC
III Regular Interests the ownership of which is represented by the Class II-A-1
Certificates and Class II-A-2 Certificates, a per annum rate equal to the
weighted average (adjusted for the actual number of days elapsed in the related
Accrual Period) of the Uncertificated REMIC II Pass-Through Rate on REMIC II
Regular Interest 2-Grp, weighted on the basis of the Uncertificated Principal
Balance of such REMIC II Regular Interest immediately prior to such Distribution
Date.
With
respect to any Distribution Date and the Class III-A-1 Certificates and Class
III-A-2 Certificates, the excess, if any, of (A) a per annum rate equal to
the
product of (x) the weighted average of the Net Mortgage Rates on the then
outstanding Mortgage Loans in Loan Group III, weighted based on the Stated
Principal Balances of such Mortgage Loans as of the related Due Date prior
to
giving effect to any reduction in the Stated Principal Balances of such Mortgage
Loans on such Due Date, and (y) a fraction, the numerator of which is 30 and
the
denominator of which is the actual number of days elapsed in the related Accrual
Period, over (B) an amount, expressed as a per annum rate, equal to the sum
of
(i) the Net Swap Payment payable to the Swap Provider on such Distribution
Date
and (ii) any Swap Termination Payment not due to a Swap Provider Trigger Event
payable to the Swap Provider (other than to the extent already paid by the
Swap
Administrator from any upfront payment received pursuant to any replacement
interest rate swap agreement that may be entered into by the Supplemental
Interest Trust Trustee), divided by the aggregate outstanding Stated Principal
Balance of the Mortgage Loans as of the related Due Date prior to giving effect
to any reduction in the Stated Principal Balances of such Mortgage Loans on
such
Due Date, multiplied by 12. With respect to any Distribution Date and the REMIC
III Regular Interests the ownership of which is represented by the Class III-A-1
Certificates and Class III-A-2 Certificates, a per annum rate equal to the
weighted average (adjusted for the actual number of days elapsed in the related
Accrual Period) of the Uncertificated REMIC II Pass-Through Rate on REMIC II
Regular Interest 3-Grp, weighted on the basis of the Uncertificated Principal
Balance of such REMIC II Regular Interest immediately prior to such Distribution
Date.
With
respect to any Distribution Date and the Class M Certificates, the excess,
if
any, of (A) a per annum rate equal to the product of (x) the weighted average
of
the weighted average of the Net Mortgage Rates on the then outstanding Mortgage
Loans in each Loan Group, weighted in proportion to the results of subtracting
from the aggregate Stated Principal Balances of each such Loan Group as of
the
related Due Date prior to giving effect to any reduction in the Stated Principal
Balances of such Mortgage Loans on such Due Date, the Certificate Principal
Balance of the related Class or Classes of Senior Certificates and (y) a
fraction, the numerator of which is 30 and the denominator of which is the
actual number of days elapsed in the related Accrual Period, over (B) an amount,
expressed as a per annum rate, equal to the sum of (i) the Net Swap Payment
payable to the Swap Provider on such Distribution Date and (ii) any Swap
Termination Payment not due to a Swap Provider Trigger Event payable to the
Swap
Provider (other than to the extent already paid by the Swap Administrator from
any upfront payment received pursuant to any replacement interest rate swap
agreement that may be entered into by the Supplemental Interest Trust Trustee),
divided by the aggregate outstanding Stated Principal Balance of the Mortgage
Loans as of the related Due Date prior to giving effect to any reduction in
the
Stated Principal Balances of such Mortgage Loans on such Due Date, multiplied
by
12. With respect to any Distribution Date and the REMIC III Regular Interests
the ownership of which is represented by the Class M Certificates, a per annum
rate equal to the weighted average (adjusted for the actual number of days
elapsed in the related Accrual Period) of the Uncertificated REMIC II
Pass-Through Rates on (a) REMIC II Regular Interest 1-Sub, subject to a cap
and
a floor equal to the Uncertificated REMIC II Pass-Through Rate on REMIC II
Regular Interest 1-Grp, (b) REMIC II Regular Interest 2-Sub, subject to a cap
and a floor equal to the Uncertificated REMIC II Pass-Through Rate on REMIC
II
Regular Interest 2-Grp and (c) REMIC II Regular Interest 3-Sub, subject to
a cap
and a floor equal to the Uncertificated REMIC II Pass-Through Rate on REMIC
II
Regular Interest 3-Grp, weighted on the basis of the Uncertificated Principal
Balances of each such REMIC II Regular Interest immediately prior to such
Distribution Date.
Net
Swap Payment: With respect to each Distribution Date, the net payment
required to be made pursuant to the terms of the Swap Agreement by either the
Swap Provider or the Swap Administrator, which net payment shall not take into
account any Swap Termination Payment.
Non
Book-Entry Certificate: Any Certificate other than a Book-Entry
Certificate.
Nonrecoverable
Advance: Any portion of an Advance previously made or proposed to be made by
the Company or the Master Servicer pursuant to this Agreement, that, in the
good
faith judgment of the Company or the Master Servicer, will not or, in the case
of a proposed advance, would not, be ultimately recoverable by it from the
related Mortgagor, related Liquidation Proceeds, Insurance Proceeds or
otherwise.
Notional
Amount: With respect to each Distribution Date and the Swap Agreement, the
notional amount for the related calculation period as set forth in the related
schedule set forth in Exhibit M.
Offered
Certificates: The Class I-A-1, Class I-A-2, Class II-A-1, Class II-A-2,
Class III-A-1, Class III-A-2, Class M-1, Class M-2, Class M-3, Class M-4, Class
M-5, Class M-6, Class M-7, Class M-8 and Class M-9 Certificates.
Officer’s
Certificate: A certificate (i) signed by the Chairman of the Board, the Vice
Chairman of the Board, the President, a Vice President (however denominated),
an
Assistant Vice President, the Treasurer, the Secretary, or one of the assistant
treasurers or assistant secretaries of the Depositor, the Seller, the Company
or
the Master Servicer (or any other officer customarily performing functions
similar to those performed by any of the above designated officers and also
to
whom, with respect to a particular matter, such matter is referred because
of
such officer’s knowledge of and familiarity with a particular subject) or (ii),
if provided for in this Agreement, signed by a Servicing Officer, as the case
may be, and delivered to the Depositor, the Seller, the Master Servicer and/or
the Trustee, as the case may be, as required by this Agreement.
One-Month
LIBOR: With respect to any Accrual Period, the rate determined by the
Trustee on the related Interest Determination Date on the basis of the rate
for
U.S. dollar deposits for one month that appears on Reuters Screen LIBOR01 Page,
which is the display page currently so designated on the Reuters Monitor Money
Rates Service (or such other page as may replace that page on that service
for
the purpose of displaying comparable rates or prices) as of 11:00 a.m. (London
time) on such Interest Determination Date. If such rate does not appear on
such
page (or such other page as may replace that page on that service, or if such
service is no longer offered, such other service for displaying One-Month LIBOR
or comparable rates as may be reasonably selected by the Trustee), One-Month
LIBOR for the applicable Accrual Period will be the Reference Bank Rate. If
no
such quotations can be obtained by the Trustee and no Reference Bank Rate is
available, One-Month LIBOR shall be One-Month LIBOR applicable to the preceding
Accrual Period. The establishment of One-Month LIBOR on each Interest
Determination Date by the Trustee and the Trustee’s calculation of the rate of
interest applicable to the Class A Certificates and Class M Certificates for
the
related Accrual Period shall, in the absence of manifest error, be final and
binding.
One-Month
LIBOR Pass-Through Rate: With respect to each Class A Certificate and Class
M Certificate and, for purposes of the definitions of “Marker Rate” and “Maximum
Uncertificated Accrued Interest Deferral Amount”, the REMIC II Regular Interest
for which such Certificate is the Corresponding Certificate, a per annum rate
equal to One-Month LIBOR plus the related Certificate Margin.
Opinion
of Counsel: A written opinion of counsel, who may be counsel for the Seller,
the Depositor, the Trustee, the Company or the Master Servicer, reasonably
acceptable to each addressee of such opinion; provided that with respect to
Section 2.05, 8.05, 8.07 or 12.01, or the interpretation or application of
the
REMIC Provisions, such counsel must (i) in fact be independent of the Seller,
the Depositor, the Trustee, the Company and the Master Servicer, (ii) not have
any direct financial interest in the Seller, the Depositor, the Trustee, the
Company or the Master Servicer or in any affiliate of each, and (iii) not be
connected with the Seller, the Depositor, the Trustee, the Company or the Master
Servicer as an officer, employee, promoter, underwriter, trustee, partner,
director or person performing similar functions.
Optional
Termination: The termination of the Trust Fund created hereunder as a result
of the purchase of all of the Mortgage Loans and REO Property pursuant to
Section 11.01.
Optional
Termination Date: The Distribution Date on which the aggregate Stated
Principal Balance of the Mortgage Loans is equal to or less than 10% of the
aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off
Date.
Original
Value: The value of the property underlying a Mortgage Loan based, in the
case of the purchase of the underlying Mortgaged Property, on the lower of
an
appraisal or the sales price of such property or, in the case of a refinancing,
on an appraisal.
OTS:
The Office of Thrift Supervision.
Outstanding:
With respect to the Certificates as of any date of determination, all
Certificates theretofore executed and authenticated under this Agreement
except:
(a) Certificates
theretofore canceled by the Trustee or delivered to the Trustee for
cancellation; and
(b) Certificates
in exchange for which or in lieu of which other Certificates have been executed
and delivered by the Trustee pursuant to this Agreement.
Outstanding
Mortgage Loan: As of any date of determination, a Mortgage Loan with a
Stated Principal Balance greater than zero that was not the subject of a
Principal Prepayment in full, and that did not become a Liquidated Loan, prior
to the end of the related Prepayment Period.
Overcollateralization
Amount: With respect to any Distribution Date, the excess, if any, of the
aggregate Stated Principal Balance of the Mortgage Loans as of the last day
of
the related Due Period (after giving effect to scheduled payments of principal
due during the related Due Period, to the extent received or advanced, and
unscheduled collections of principal received during the related Prepayment
Period and after reduction for Realized Losses incurred during the prior
calendar month), over the aggregate Certificate Principal Balance of the Class
A
Certificates and Class M Certificates on such Distribution Date (after taking
into account the payment of principal other than any Extra Principal
Distribution Amount on such Certificates).
Overcollateralization
Release Amount: With respect to any Distribution Date, the lesser of (x) the
Principal Funds for such Distribution Date and (y) the excess, if any, of (i)
the Overcollateralization Amount for such Distribution Date (assuming that
100%
of the Principal Funds is applied as a principal payment on such Distribution
Date), over (ii) the Overcollateralization Target Amount for such Distribution
Date (with the amount pursuant to clause (y) deemed to be $0 if the
Overcollateralization Amount is less than or equal to the Overcollateralization
Target Amount on that Distribution Date).
Overcollateralization
Target Amount: With respect to any Distribution Date (a) prior to the
Stepdown Date, 5.75% of the aggregate Stated Principal Balance of the Mortgage
Loans as of the Cut-off Date, (b) on or after the Stepdown Date and if a Trigger
Event is not in effect, the greater of (i) the lesser of (1) 5.75% of the
aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off
Date
and (2) 11.50% of the aggregate Stated Principal Balance of the Mortgage Loans
as of the last day of the related Due Period (after giving effect to scheduled
payments of principal due during the related Due Period, to the extent received
or advanced, and unscheduled collections of principal received during the
related Prepayment Period, and after reduction for Realized Losses incurred
during the prior calendar month) and (ii) $2,981,367 or (c) on or after the
Stepdown Date and if a Trigger Event is in effect, the Overcollateralization
Target Amount for the immediately preceding Distribution Date.
Ownership
Interest: As to any Certificate, any ownership interest in such Certificate
including any interest in such Certificate as the Holder thereof and any other
interest therein, whether direct or indirect, legal or beneficial.
Pass-Through
Rate: With respect to the Class A Certificates and Class M Certificates and
any Distribution Date, a per annum rate equal to the lesser of (i) the related
One-Month LIBOR Pass-Through Rate for such Distribution Date and (ii) the
related Net Rate Cap for such Distribution Date.
With
respect to the Class CE Interest and any Distribution Date, a rate per annum
equal to the percentage equivalent of a fraction, the numerator of which is
(x)
the sum of the amount determined for each REMIC II Regular Interest (other
than
REMIC II Regular Interests 1-Sub, 1-Grp, 2-Sub, 2-Grp, 3-Sub, 3-Grp, XX, IO
and
P) equal to the product of (a) the excess, if any, of the Uncertificated REMIC
II Pass-Through Rate for such REMIC II Regular Interest over the Marker Rate
and
(b) a notional amount equal to the Uncertificated Principal Balance of such
REMIC II Regular Interest, and the denominator of which is (y) the aggregate
Uncertificated Principal Balance of such REMIC II Regular
Interests.
With
respect to the Class CE Certificate, the Class CE Certificate shall not have
a
Pass-Through Rate, but Current Interest for such Certificate and each
Distribution Date shall be an amount equal to 100% of the amounts distributable
to the Class CE Interest for such Distribution Date.
With
respect to the Class P Certificate and the Class P Interest, 0.00% per
annum.
With
respect to the Class IO Interest, Class IO Interest shall not have a
Pass-Through Rate, but Current Interest for such interest and each Distribution
Date shall be an amount equal to 100% of the amounts distributable to REMIC
II
Regular Interest IO for such Distribution Date.
With
respect to REMIC VI Regular Interest IO, REMIC VI Regular Interest IO shall
not
have a Pass-Through Rate, but Current Interest for such Regular Interest and
each Distribution Date shall be an amount equal to 100% of the amounts
distributable to the Class IO Interest for such Distribution Date.
Pass-Through
Transfer: Any transaction involving either (1) a sale or other transfer of
mortgage loans directly or indirectly to an issuing entity in connection with
an
issuance of publicly offered or privately placed, rated or unrated
mortgage-backed securities or (2) an issuance of publicly offered or privately
placed, rated or unrated securities, the payments on which are determined
primarily by reference to one or more portfolios of residential mortgage
loans.
Percentage
Interest: With respect to any Certificate of a specified Class, the
Percentage Interest set forth on the face thereof or the percentage obtained
by
dividing the Denomination of such Certificate by the aggregate of the
Denominations of all Certificates of such Class.
Periodic
Rate Cap: With respect to each Adjustable Rate Mortgage Loan and any
Adjustment Date therefor, the fixed percentage set forth in the related Mortgage
Note, which is the maximum amount by which the Mortgage Rate for such Mortgage
Loan may increase or decrease (without regard to the Maximum Mortgage Rate
or
the Minimum Mortgage Rate) on such Adjustment Date from the Mortgage Rate in
effect immediately prior to such Adjustment Date.
Permitted
Investments: At any time, any one or more of the following obligations and
securities:
(i)
|
obligations
of the United States or any agency thereof, provided such obligations
are
backed by the full faith and credit of the United
States;
|
(ii)
|
general
obligations of or obligations guaranteed by any state of the United
States
or the District of Columbia receiving the highest long-term debt
rating of
each Rating Agency, or such lower rating as will not result in the
downgrading or withdrawal of the ratings then assigned to the Certificates
by each Rating Agency, as evidenced in
writing;
|
(iii)
|
commercial
or finance company paper which is then receiving the highest commercial
or
finance company paper rating of each Rating Agency, or such lower
rating
as will not result in the downgrading or withdrawal of the ratings
then
assigned to the Certificates by each Rating Agency, as evidenced
in
writing;
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(iv)
|
certificates
of deposit, demand or time deposits, or bankers’ acceptances issued by any
depository institution or trust company incorporated under the laws
of the
United States or of any state thereof and subject to supervision
and
examination by federal and/or state banking authorities (including
the
Trustee in its commercial banking capacity), provided that the commercial
paper and/or long term unsecured debt obligations of such depository
institution or trust company are then rated one of the two highest
long-term and the highest short-term ratings of each such Rating
Agency
for such securities, or such lower ratings as will not result in
the
downgrading or withdrawal of the rating then assigned to the Certificates
by any Rating Agency, as evidenced in
writing;
|
(v)
|
guaranteed
reinvestment agreements issued by any bank, insurance company or
other
corporation containing, at the time of the issuance of such agreements,
such terms and conditions as will not result in the downgrading or
withdrawal of the rating then assigned to the Certificates by each
Rating
Agency, as evidenced in writing;
|
(vi)
|
repurchase
obligations with respect to any security described in clauses (i)
and (ii)
above, in either case entered into with a depository institution
or trust
company (acting as principal) described in clause (v)
above;
|
(vii)
|
securities
(other than stripped bonds, stripped coupons or instruments sold
at a
purchase price in excess of 115% of the face amount thereof) bearing
interest or sold at a discount issued by any corporation incorporated
under the laws of the United States or any state thereof which, at
the
time of such investment, have one of the two highest long term ratings
of
each Rating Agency (except if the Rating Agency is Moody’s, such rating
shall be the highest commercial paper rating of Moody’s for any such
securities), or such lower rating as will not result in the downgrading
or
withdrawal of the rating then assigned to the Certificates by each
Rating
Agency, as evidenced by a signed writing delivered by each Rating
Agency;
|
(viii)
|
interests
in any money market fund (including any such fund managed or advised
by
the Trustee or any affiliate thereof) which at the date of acquisition
of
the interests in such fund and throughout the time such interests
are held
in such fund has the highest applicable short term rating by each
Rating
Agency or such lower rating as will not result in the downgrading
or
withdrawal of the ratings then assigned to the Certificates by each
Rating
Agency, as evidenced in writing;
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(ix)
|
short
term investment funds sponsored by any trust company or banking
association incorporated under the laws of the United States or any
state
thereof (including any such fund managed or advised by the Trustee
or the
Master Servicer or any affiliate thereof) which on the date of acquisition
has been rated by each Rating Agency in their respective highest
applicable rating category or such lower rating as will not result
in the
downgrading or withdrawal of the ratings then assigned to the Certificates
by each Rating Agency, as evidenced in writing;
and
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(x)
|
such
other investments having a specified stated maturity and bearing
interest
or sold at a discount acceptable to each Rating Agency and as will
not
result in the downgrading or withdrawal of the rating then assigned
to the
Certificates by any Rating Agency, as evidenced by a signed writing
delivered by each Rating Agency;
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provided,
that no such instrument shall be a Permitted Investment if such instrument
(i)
evidences the right to receive interest only payments with respect to the
obligations underlying such instrument, (ii) is purchased at a premium or (iii)
is purchased at a deep discount; provided further that no such instrument shall
be a Permitted Investment (A) if such instrument evidences principal and
interest payments derived from obligations underlying such instrument and the
interest payments with respect to such instrument provide a yield to maturity
of
greater than 120% of the yield to maturity at par of such underlying
obligations, or (B) if it may be redeemed at a price below the purchase price
(the foregoing clause (B) not to apply to investments in units of money market
funds pursuant to clause (viii) above); provided further that no amount
beneficially owned by any REMIC may be invested in investments (other than
money
market funds) treated as equity interests for federal income tax purposes,
unless the Trustee shall receive an Opinion of Counsel, at the expense of the
party making such investments, to the effect that such investment will not
adversely affect the status of any such REMIC as a REMIC under the Code or
result in imposition of a tax on any such REMIC. Permitted Investments that
are
subject to prepayment or call may not be purchased at a price in excess of
par.
Permitted
Transferee: Any Person (x) other than (i) the United States, any State or
political subdivision thereof, any possession of the United States or any agency
or instrumentality of any of the foregoing, (ii) a foreign government,
International Organization or any agency or instrumentality of either of the
foregoing, (iii) an organization (except certain farmers’ cooperatives described
in Section 521 of the Code) that is exempt from tax imposed by Chapter 1 of
the
Code (including the tax imposed by Section 511 of the Code on unrelated business
taxable income) on any excess inclusions (as defined in Section 860E(c)(1)
of
the Code) with respect to any Residual Certificate, (iv) rural electric and
telephone cooperatives described in Section 1381(a)(2)(C) of the Code or (v)
an
electing large partnership within the meaning of Section 775(a) of the Code,
(y)
that is a citizen or resident of the United States, a corporation, partnership
(other than a partnership that has any direct or indirect foreign partners)
or
other entity (treated as a corporation or a partnership for federal income
tax
purposes), created or organized in or under the laws of the United States,
any
State thereof or the District of Columbia, an estate whose income from sources
without the United States is includible in gross income for United States
federal income tax purposes regardless of its connection with the conduct of
a
trade or business within the United States, or a trust if a court within the
United States is able to exercise primary supervision over the administration
of
the trust and one or more United States persons have authority to control all
substantial decisions of the trust or if it has a valid election in effect
under
applicable U.S. Treasury regulations to be treated as a United States person
and
(z) other than any other Person so designated by the Trustee based upon an
Opinion of Counsel addressed to the Trustee (which shall not be an expense
of
the Trustee) that states that the Transfer of an Ownership Interest in a
Residual Certificate to such Person may cause REMIC I, REMIC II, REMIC III,
REMIC IV, REMIC V or REMIC VI to fail to qualify as a REMIC at any time that
any
Certificates are Outstanding. The terms “United States,” “State” and
“International Organization” shall have the meanings set forth in Section 7701
of the Code or successor provisions. A corporation will not be treated as an
instrumentality of the United States or of any State or political subdivision
thereof for these purposes if all of its activities are subject to tax and,
with
the exception of Xxxxxxx Mac, a majority of its board of directors is not
selected by such government unit.
Person:
Any individual, corporation, partnership, joint venture, association,
joint-stock company, limited liability company, trust, unincorporated
organization or government, or any agency or political subdivision
thereof.
Prepayment
Assumption: The applicable rate of prepayment as described in the Prospectus
Supplement.
Prepayment
Charge: Any prepayment premium, penalty or charge payable by a Mortgagor in
connection with any Principal Prepayment on a Mortgage Loan pursuant to the
terms of the related Mortgage Note.
Prepayment
Charge Waiver Amount: Any amount paid by the Company to the Master Servicer
with respect to waived Prepayment Charges pursuant to Section
5.01(a).
Prepayment
Interest Excess: With respect to any Distribution Date, for each Mortgage
Loan that was the subject of a Principal Prepayment in full during the portion
of the related Prepayment Period occurring between the first day of the calendar
month in which such Distribution Date occurs and the Determination Date of
the
calendar month in which such Distribution Date occurs, an amount equal to
interest (to the extent received) at the applicable Net Mortgage Rate on the
amount of such Principal Prepayment for the number of days commencing on the
first day of the calendar month in which such Distribution Date occurs and
ending on the last date through which interest is collected from the related
Mortgagor.
Prepayment
Interest Shortfall: With respect to any Distribution Date, for each Mortgage
Loan that was the subject of a partial Principal Prepayment during the related
Prepayment Period, a Principal Prepayment in full during the related Prepayment
Period, or that became a Liquidated Loan during the prior calendar month, (other
than a Principal Prepayment in full resulting from the purchase of a Mortgage
Loan pursuant to Section 2.02, 2.03, 4.21 or 11.01 hereof), the amount, if
any,
by which (i) one month’s interest at the applicable Net Mortgage Rate on the
Stated Principal Balance of such Mortgage Loan immediately prior to such
prepayment (or liquidation) or in the case of a partial Principal Prepayment
on
the amount of such prepayment (or Liquidation Proceeds) exceeds (ii) the amount
of interest paid or collected in connection with such Principal Prepayment
or
such Liquidation Proceeds less the sum of (a) the Servicing Fee, (b) the Trustee
Fee and (c) the LPMI Fee, if any, in each case with respect to the related
Mortgage Loan.
Prepayment
Period: As to any Distribution Date (other than the first Distribution
Date), and each Principal Prepayment in full, the period commencing on the
16th
day of the month prior to the month in which the related Distribution Date
occurs (with respect to the first Distribution Date, the period commencing
on
the Cut-off Date) and ending on the 15th day of the month in which such
Distribution Date occurs, and for each partial Principal Prepayment, the
calendar month prior to the month of such Distribution Date.
Primary
Mortgage Insurance Policy: Any primary mortgage guaranty insurance policy
issued in connection with a Mortgage Loan which provides compensation to a
Mortgage Note holder in the event of default by the obligor under such Mortgage
Note or the related security instrument, if any or any replacement policy
therefor through the related Accrual Period for such Class relating to a
Distribution Date.
Principal
Distribution Amount: With respect to each Distribution Date, an amount equal
to (x) the Principal Funds for such Distribution Date plus (y) any Extra
Principal Distribution Amount for such Distribution Date, less (z) any
Overcollateralization Release Amount.
Principal
Funds: With respect to each Loan Group and any Distribution Date, (1) the
sum, without duplication, of (a) all scheduled principal collected on the
Mortgage Loans in the related Loan Group during the related Due Period, (b)
all
Advances relating to principal made with respect to the related Mortgage Loans
remitted by the Company or the Master Servicer, as applicable, on or prior
to
the Remittance Date or Distribution Account Deposit Date, as applicable, (c)
Principal Prepayments exclusive of Prepayment Charges or penalties collected
on
the Mortgage Loans in the related Loan Group during the related Prepayment
Period, (d) the Stated Principal Balance of each Mortgage Loan in the related
Loan Group that was repurchased by the Seller pursuant to Sections 2.02 and
2.03
and by EMC pursuant to Section 4.21, (e) the aggregate of all Substitution
Adjustment Amounts for the related Determination Date in connection with the
substitution of Mortgage Loans pursuant to Section 2.03(e), (f) Net Liquidation
Proceeds, Insurance Proceeds and Subsequent Recoveries collected on the Mortgage
Loans during the prior calendar month (to the extent such Net Liquidation
Proceeds, Insurance Proceeds and Subsequent Recoveries relate to principal),
in
each case to the extent remitted by the Company to the Master Servicer
Collection Account pursuant to this Agreement, and (g) the principal portion of any
proceeds
received from the exercise of an Optional Termination, minus (2)(i) all
amounts required to be reimbursed pursuant to Sections 5.02, 5.05 and 5.07
or as
otherwise set forth in this Agreement, (ii) any Net Swap Payments or Swap
Termination Payments (not due to a Swap Provider Trigger Event and other than
to
the extent already paid by the Swap Administrator from any upfront payment
received pursuant to any replacement interest rate swap agreement that may
be
entered into by the Supplemental Interest Trust Trustee) owed to the Swap
Administrator for payment to the Swap Provider for such Distribution Date and
any such payments remaining unpaid for any prior Distribution Dates to the
extent not paid from Interest Funds and (iii) any Capitalization Reimbursement
Amount to the extent such amount relates to any Mortgage Loan in the related
Loan Group.
Principal
Prepayment: Any Mortgagor payment or other recovery of (or proceeds with
respect to) principal on a Mortgage Loan (including loans purchased or
repurchased under Sections 2.02, 2.03, 4.21 and 11.01 hereof) that is received
in advance of its scheduled Due Date and is not accompanied by an amount as
to
interest representing scheduled interest due on any date or dates in any month
or months subsequent to the month of prepayment. Partial Principal Prepayments
shall be applied by the Company, as appropriate, in accordance with the terms
of
the related Mortgage Note.
Private
Certificates: Any of the Class P, Class CE and Residual
Certificates.
Prospectus
Supplement: The Prospectus Supplement dated September 17, 2007, relating to
the public offering of the Offered Certificates.
Protected
Account: The separate Eligible Account established and maintained by the
Company with respect to receipts on the Mortgage Loans and REO Property in
accordance with Section 5.01 hereof.
PUD:
A Planned Unit Development.
Purchase
Price: With respect to any Mortgage Loan required to be purchased pursuant
to the applicable provisions of this Agreement, an amount equal to the sum
of
(i) 100% of the Stated Principal Balance remaining unpaid on such Mortgage
Loan
as of the date of purchase (including if a foreclosure has already occurred,
the
principal balance of the related Mortgage Loan at the time the Mortgaged
Property was acquired), net of any Servicing Advances and Advances attributable
to principal and payable to the purchaser of the Mortgage Loan if such purchaser
is also the Servicer of such Mortgage Loan, (ii) accrued and unpaid interest
thereon at the applicable Mortgage Rate through and including the last day
of
the month of such purchase, net of any portion of the Servicing Fee and any
Servicing Advances and Advances attributable to interest that is payable to
the
purchaser of the Mortgage Loan if such purchaser is also the Servicer of such
Mortgage Loan, and (iii) any costs and damages (if any) incurred by the Trust
in
connection with any violation of such Mortgage Loan of any anti-predatory
lending laws.
QIB:
A Qualified Institutional Buyer as defined in Rule 144A promulgated under the
Securities Act.
Rating
Agency: Each of Xxxxx’x and S&P. If any such organization or its
successor is no longer in existence, “Rating Agency” shall be a nationally
recognized statistical rating organization, or other comparable Person,
designated by the Depositor, notice of which designation shall be given to
the
Trustee. References herein to a given rating category of a Rating Agency shall
mean such rating category without giving effect to any modifiers.
Realized
Loss: With
respect to each Mortgage Loan as to which a Final Recovery Determination has
been made, an amount (not less than zero) equal to (i) the unpaid principal
balance of such Mortgage Loan as of the commencement of the calendar month
in
which the Final Recovery Determination was made, plus (ii) accrued interest
from
the Due Date as to which interest was last paid by the Mortgagor or advanced
through the end of the calendar month in which such Final Recovery Determination
was made, calculated in the case of each calendar month during such period
(A)
at an annual rate equal to the annual rate at which interest was then accruing
on such Mortgage Loan and (B) on a principal amount equal to the Stated
Principal Balance of such Mortgage Loan as of the close of business on the
Distribution Date during such calendar month, minus (iii) the proceeds, if
any,
received in respect of such Mortgage Loan during the calendar month in which
such Final Recovery Determination was made, net of amounts that are payable
therefrom to the Master Servicer pursuant to this Agreement which have not
been
previously reimbursed. With
respect to each Mortgage Loan which is the subject of a Servicing Modification
during the calendar month immediately preceding the related Distribution Date,
the sum of (a) the total amount of interest and principal which is forgiven
with
respect to the related Mortgage Loan or the amount by which the principal
balance of such Mortgage Loan has been reduced and/or the amount by which the
interest portion of a Scheduled Payment has been reduced and (b) the amount of
any Advances and
Servicing Advances, to the
extent forgiven, made by
the Company or the
Master
Servicer with
respect to such Mortgage Loan which are reimbursable from the Trust to the
Company or the Master
Servicer with respect to that
Servicing Modification,
subject to the terms of this Agreement; provided that, the
amounts expressed
in clause (a) above shall not include the amounts expressed in clause (b)
above. In addition,
to the extent the Master Servicer receives Subsequent Recoveries with respect
to
any Mortgage Loan, the amount of the Realized Losses with respect to that
Mortgage Loan will be reduced to the extent such recoveries are distributed
to
any Class of Certificates or applied to increase Excess Spread on any
Distribution Date pursuant to Section 6.04(b).
With
respect to any REO Property as to which a Final Recovery Determination has
been
made, an amount (not less than zero) equal to (i) the unpaid principal balance
of the related Mortgage Loan as of the date of acquisition of such REO Property
on behalf of REMIC I, plus (ii) accrued interest from the Due Date as to which
interest was last paid by the Mortgagor in respect of the related Mortgage
Loan
through the end of the calendar month immediately preceding the calendar month
in which such REO Property was acquired, calculated in the case of each calendar
month during such period (A) at an annual rate equal to the annual rate at
which
interest was then accruing on the related Mortgage Loan and (B) on a principal
amount equal to the Stated Principal Balance of the related Mortgage Loan as
of
the close of business on the Distribution Date during such calendar month,
plus
(iii) REO Imputed Interest for such REO Property for each calendar month
commencing with the calendar month in which such REO Property was acquired
and
ending with the calendar month in which such Final Recovery Determination was
made, minus (iv) the aggregate of all unreimbursed Advances and Servicing
Advances.
With
respect to each Mortgage Loan which has become the subject of a Deficient
Valuation, the difference between the principal balance of the Mortgage Loan
outstanding immediately prior to such Deficient Valuation and the principal
balance of the Mortgage Loan as reduced by the Deficient Valuation.
With
respect to each Mortgage Loan which has become the subject of a Debt Service
Reduction, the portion, if any, of the reduction in each affected Monthly
Payment attributable to a reduction in the Mortgage Rate imposed by a court
of
competent jurisdiction. Each such Realized Loss shall be deemed to have been
incurred on the Due Date for each affected Monthly Payment.
Record
Date: With respect to any Distribution Date and the Certificates (other than
the Class CE, Class P and Residual Certificates), so long as such Classes of
Certificates are Book-Entry Certificates, the Business Day preceding such
Distribution Date, and otherwise, the close of business on the last Business
Day
of the month preceding the month in which such Distribution Date occurs. With
respect to the Class CE, Class P and Residual Certificates, the close of
business on the last Business Day of the month preceding the month in which
such
Distribution Date occurs.
Reference
Banks: Shall mean leading banks selected by the Trustee and engaged in
transactions in Eurodollar deposits in the international Eurocurrency market
(i)
with an established place of business in London, (ii) which have been designated
as such by the Trustee and (iii) which are not controlling, controlled by,
or
under common control with, the Depositor, the Seller or the Master
Servicer.
Reference
Bank Rate: With respect to any Accrual Period shall mean the arithmetic
mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%,
of the offered rates for United States dollar deposits for one month that are
quoted by the Reference Banks as of 11:00 a.m., New York City time, on the
related Interest Determination Date to prime banks in the London interbank
market for a period of one month in an amount approximately equal to the
aggregate Certificate Principal Balance of the Class A Certificates and Class
M
Certificates for such Accrual Period, provided that at least two such Reference
Banks provide such rate. If fewer than two offered rates appear, the Reference
Bank Rate will be the arithmetic mean, rounded upwards, if necessary, to the
nearest whole multiple of 0.03125%, of the rates quoted by one or more major
banks in New York City, selected by the Trustee, as of 11:00 a.m., New York
City
time, on such date for loans in United States dollars to leading European banks
for a period of one month in amounts approximately equal to the aggregate
Certificate Principal Balance of the Class A Certificates and Class M
Certificates for such Accrual Period.
Regular
Certificate: Any Certificate other than a Residual Certificate.
Regular
Interest: A “regular interest” in a REMIC within the meaning of Section
860G(a)(1) of the Code.
Regulation
AB: Subpart 229.1100 – Asset Backed Securities (Regulation AB), 17 C.F.R.
§§229.1100-229.1123, as such may be amended from time to time, and subject
to
such clarification and interpretation as have been provided by the Commission
in
the adopting release (Asset-Backed Securities, Securities Act Release No.
33-8518, 70 Fed. Reg. 1,506-1,631 (Jan. 7, 2005)) or by the staff of the
Commission, or as may be provided by the Commission or its staff from time
to
time.
Relief
Act: The Servicemembers Civil Relief Act, as amended, or similar state or
local law.
Relief
Act Interest Shortfall: With respect to any Distribution Date and any
Mortgage Loan, any reduction in the amount of interest collectible on such
Mortgage Loan for the most recently ended Due Period as a result of the
application of the Relief Act.
Remaining
Excess Spread: With respect to any Distribution Date, the Excess Spread less
any Extra Principal Distribution Amount, in each case for such Distribution
Date.
REMIC:
A “real estate mortgage investment conduit” within the meaning of Section 860D
of the Code.
REMIC
I: The segregated pool of assets described in the Preliminary Statement
and
Section 6.07(a).
REMIC
I Group I Regular Interests: REMIC I Regular I-1-A through REMIC I Regular
Interest I-60-B as designated in the Preliminary Statement hereto.
REMIC
I Group II Regular Interests: REMIC I Regular Interest II-1-A through REMIC
I Regular Interest II-60-B as designated in the Preliminary Statement
hereto.
REMIC
I Group III Regular Interests: REMIC I Regular Interest III-1-A through
REMIC I Regular Interest III-60-B as designated in the Preliminary Statement
hereto.
REMIC
I Regular Interest: Any of the separate non-certificated beneficial
ownership interests in REMIC I issued hereunder and designated as a Regular
Interest in REMIC I. Each REMIC I Regular Interest shall accrue interest at
the
related Uncertificated REMIC I Pass-Through Rate in effect from time to time,
and shall be entitled to distributions of principal, subject to the terms and
conditions hereof, in an aggregate amount equal to its initial Uncertificated
Principal Balance as set forth in the Preliminary Statement hereto. The
designations for the respective REMIC I Regular Interests are set forth in
the
Preliminary Statement hereto. The REMIC I Regular Interests consist of the
REMIC
I Group I Regular Interests, REMIC I Group II Regular Interests, REMIC I Group
III Regular Interests and REMIC I Regular Interest P, each as designated in
the
Preliminary Statement hereto.
REMIC
II: The segregated pool of assets described in the Preliminary Statement
and
Section 6.07(a).
REMIC
II Interest Loss Allocation Amount: With respect to any Distribution Date,
an amount (subject to adjustment based on the actual number of days elapsed
in
the respective Accrual Period) equal to (a) the product of (i) 50% of the
aggregate Stated Principal Balance of the Mortgage Loans and the related REO
Properties then outstanding and (ii) the Uncertificated REMIC II Pass-Through
Rate for REMIC II Regular Interest AA minus the Marker Rate, divided by (b)
12.
REMIC
II Marker Allocation Percentage: 50% of any amount payable or loss allocable
from the Mortgage Loans, which shall be allocated to REMIC II Regular Interest
AA, REMIC II Regular Interest ZZ and each REMIC II Regular Interest for which
a
Class A Certificate or Class M Certificate is a Corresponding
Certificate.
REMIC
II Overcollateralization Amount: With respect to any date of determination,
(i) 0.50% of the aggregate Uncertificated Principal Balance of the REMIC II
Regular Interests (other than REMIC II Regular Interests IO and P) minus (ii)
the aggregate Uncertificated Principal Balance of each REMIC II Regular Interest
for which a Class A Certificate or Class M Certificate is a Corresponding
Certificate, in each case, as of such date of determination.
REMIC
II Principal Loss Allocation Amount: With respect to any Distribution Date,
an amount equal to the product of (i) 50% of the aggregate Stated Principal
Balance of the Mortgage Loans and the related REO Properties then outstanding
and (ii) 1 minus a fraction, the numerator of which is two (2) times the
aggregate Uncertificated Principal Balance of each REMIC II Regular Interest
for
which a Class A Certificate or Class M Certificate is a Corresponding
Certificate and the denominator of which is the aggregate Uncertificated
Principal Balance of each REMIC II Regular Interest for which a Class A
Certificate or Class M Certificate is a Corresponding Certificate and REMIC
II
Regular Interest ZZ.
REMIC
II Regular Interest: Any of the separate non-certificated beneficial
ownership interests in REMIC II issued hereunder and designated as a Regular
Interest in REMIC II. Each REMIC II Regular Interest shall accrue interest
at
the related Uncertificated REMIC II Pass-Through Rate in effect from time to
time, and (except for REMIC II Regular Interest IO) shall be entitled to
distributions of principal, subject to the terms and conditions hereof, in
an
aggregate amount equal to its initial Uncertificated Principal Balance as set
forth in the Preliminary Statement hereto. The designations for the respective
REMIC II Regular Interests are set forth in the Preliminary Statement
hereto.
REMIC
II Required Overcollateralization Amount: 0.50% of the Overcollateralization
Target Amount.
REMIC
II Sub WAC Allocation Percentage: 50% of any amount payable or loss
allocable from the Mortgage Loans, which shall be allocated to REMIC II Regular
Interest 1-Sub, REMIC II Regular Interest 1-Grp, REMIC II Regular Interest
2-Sub, REMIC II Regular Interest 2-Grp, REMIC II Regular Interest 3-Sub, REMIC
II Regular Interest 3-Grp and REMIC II Regular Interest XX.
REMIC
II Subordinated Balance Ratio: The ratio among the Uncertificated Principal
Balances of each REMIC II Regular Interest ending with the designation “Sub”,
equal to the ratio among, with respect to each such REMIC II Regular Interest,
the excess of (x) the aggregate Stated Principal Balance of the Mortgage Loans
in Loan Group I, Loan Group II or Loan Group III, as applicable, over (y) the
current Certificate Principal Balance of the related Class A
Certificates.
REMIC
III: The segregated pool of assets described in the Preliminary Statement
and Section 6.07(a).
REMIC
III Regular Interest: The Class CE Interest, Class P Interest, Class IO
Interest or any Regular Interest in REMIC III the ownership of which is
represented by any of the Class A Certificates or Class M
Certificates.
REMIC
IV: The segregated pool of assets consisting of the Class CE Interest
conveyed in trust to the Trustee, for the benefit of the Holders of the Class
CE
Certificates and the Class RX Certificate (in respect of the Class R-4
Interest), with respect to which a separate REMIC election is to be
made.
REMIC
IV Certificate: Any Class CE Certificate or Class RX Certificate (in respect
of the Class R-4 Interest).
REMIC
V: The segregated pool of assets consisting of the Class P Interest conveyed
in trust to the Trustee, for the benefit of the Holders of the Class P
Certificates and the Class RX Certificate (in respect of the Class R-5
Interest), with respect to which a separate REMIC election is to be
made.
REMIC
V Certificate: Any Class P Certificate or Class RX Certificate (in respect
of the Class R-5 Interest).
REMIC
VI: The segregated pool of assets consisting of the Class IO Interest
conveyed in trust to the Trustee, for the benefit of the holders of REMIC VI
Regular Interest IO and the Class RX Certificate (in respect of the Class R-6
Interest), with respect to which a separate REMIC election is to be
made.
REMIC
VI Interests: The REMIC VI Regular Interest IO or Class RX Certificate (in
respect of the Class R-6 Interest).
REMIC
Opinion: Shall mean an Opinion of Counsel to the effect that the proposed
action will not cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC
V or
REMIC VI to fail to qualify as a REMIC at any time that any Certificates are
outstanding.
REMIC
Provisions: Provisions of the federal income tax law relating to real estate
mortgage investment conduits, which appear at Sections 860A through 860G of
the
Code, and related provisions, and proposed, temporary and final regulations
and
published rulings, notices and announcements promulgated thereunder, as the
foregoing may be in effect from time to time, as well as provisions of
applicable state laws.
REMIC
Regular Interests: The REMIC I Regular Interests and REMIC II Regular
Interests.
Remittance
Date: Shall mean the 18th day
of any month
or if such 18th
day is not a Business Day, the first Business Day immediately preceding such
18th
day.
Remittance
Report: Shall mean a report to the Trustee in an electronic format (or by
such other means as the Master Servicer and the Trustee may agree from time
to
time) containing such data and information, as agreed to by the Master Servicer
and the Trustee such as to permit the Trustee to prepare the Monthly Statement
to Certificateholders.
REO
Imputed Interest: As to any REO Property, for any calendar month during
which such REO Property was at any time part of REMIC I, one month’s interest at
the applicable Net Mortgage Rate on the Stated Principal Balance of such REO
Property (or, in the case of the first such calendar month, of the related
Mortgage Loan, if appropriate) as of the close of business on the Distribution
Date in such calendar month.
REO
Property: A Mortgaged Property acquired by the Company through foreclosure
or deed-in-lieu of foreclosure in connection with a defaulted Mortgage
Loan.
Replacement
Mortgage Loan: A Mortgage Loan or Mortgage Loans in the aggregate
substituted by the Seller for a Deleted Mortgage Loan, which must, on the date
of such substitution, (i) have a Stated Principal Balance, after deduction
of
the principal portion of the Scheduled Payment due in the month of substitution,
not in excess of, and not less than 90% of, the Stated Principal Balance of
the
Deleted Mortgage Loan; (ii) if the Replacement Mortgage Loan is a fixed rate
Mortgage Loan, have a fixed Mortgage Rate not less than or more than 1% per
annum higher than the Mortgage Rate of the Deleted Mortgage Loan; (iii) have
the
same or higher credit quality characteristics than that of the Deleted Mortgage
Loan; (iv) have a Loan-to-Value Ratio no higher than that of the Deleted
Mortgage Loan; (v) have a remaining term to maturity no greater than (and not
more than one year less than) that of the Deleted Mortgage Loan; (vi) not permit
conversion of the Mortgage Rate from a fixed rate to a variable rate; (vii)
have
the same lien priority as the Deleted Mortgage Loan; (viii) constitute the
same
occupancy type as the Deleted Mortgage Loan or be owner occupied; (ix) if the
Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Maximum
Mortgage Rate not less than the Maximum Mortgage Rate on the Deleted Mortgage
Loan, (x) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan,
have a Minimum Mortgage Rate not less than the Minimum Mortgage Rate of the
Deleted Mortgage Loan, (xi) if the Replacement Mortgage Loan is an Adjustable
Rate Mortgage Loan, have a Gross Margin equal to or greater than the Gross
Margin of the Deleted Mortgage Loan, (xii) if the Replacement Mortgage Loan
is
an Adjustable Rate Mortgage Loan, have a next Adjustment Date not more than
two
months later than the next Adjustment Date on the Deleted Mortgage Loan, (xiii)
comply with each representation and warranty set forth in Section 7 of the
Mortgage Loan Purchase Agreement and (xiv) the Custodian has delivered a Final
Certification noting no defects or exceptions.
Reportable
Event: As defined in Section 4.18(a)(iii).
Request
for Release: The Request for Release to be submitted by the Seller, the
Company or the Master Servicer to the Custodian substantially in the form of
Exhibit G. Each Request for Release furnished to the Custodian by the Seller,
the Company or the Master Servicer shall be in duplicate and shall be executed
by an officer of such Person or a Servicing Officer (or, if furnished
electronically to the Custodian, shall be deemed to have been sent and executed
by an officer of such Person or a Servicing Officer) of the Seller, the Company
or the Master Servicer.
Required
Insurance Policy: With respect to any Mortgage Loan, any insurance policy
that is required to be maintained from time to time under this
Agreement.
Reserve
Fund: Shall mean the separate trust account created and maintained by the
Trustee pursuant to Section 5.11 hereof.
Reserve
Fund Deposit: With respect to the Reserve Fund, an amount equal to $5,000,
which the Depositor shall initially deposit into the Reserve Fund pursuant
to
Section 5.11 hereof.
Residual
Certificates: The Class R-1, Class R-2, Class R-3 and Class RX Certificates
(representing ownership of the Class R-4 Interest, Class R-5 Interest and Class
R-6 Interest), each evidencing the sole class of Residual Interests in the
related REMIC.
Residual
Interest: The sole class of “residual interests” in a REMIC within the
meaning of Section 860G(a)(2) of the Code.
Responsible
Officer: With respect to the Trustee, any Vice President, any Assistant Vice
President, the Secretary, any Assistant Secretary, or any Trust Officer with
specific responsibility for the transactions contemplated hereby, any other
officer customarily performing functions similar to those performed by any
of
the above designated officers or other officers of the Trustee specified by
the
Trustee, as to whom, with respect to a particular matter, such matter is
referred because of such officer’s knowledge of and familiarity with the
particular subject.
S&P:
Standard & Poor’s, a division of The XxXxxx-Xxxx Companies, Inc., and any
successor thereto.
Xxxxxxxx-Xxxxx
Act: The Xxxxxxxx-Xxxxx Act of 2002 and the rules and regulations of the
Commission promulgated thereunder (including any interpretations thereof by
the
Commission’s staff).
Xxxxxxxx-Xxxxx
Certification: As defined in Section 4.18(a)(iii)(D).
Scheduled
Payment: The scheduled monthly payment on a Mortgage Loan due on any Due
Date allocable to principal and/or interest on such Mortgage Loan.
Securities
Act: The Securities Act of 1933, as amended.
Seller:
EMC, in each case in its capacity as seller of the Mortgage Loans to the
Depositor.
Senior
Certificates: Any of the Class I-A-1, Class I-A-2, Class II-A and Class
III-A Certificates.
Servicer:
EMC as Company and its successors and assigns.
Servic(es)(ing):
In accordance with Regulation AB, the act of servicing and administering the
Mortgage Loans or any other assets of the Trust by an entity that meets the
definition of “servicer’ set forth in Item 1101 of Regulation AB and is subject
to the disclosure requirements set forth in 1108 of Regulation AB. For
clarification purposes, any uncapitalized occurrence of this term shall have
the
meaning commonly understood by participants in the residential mortgage-backed
securitization market.
Servicing
Advances: All customary, reasonable and necessary “out of pocket” costs and
expenses (including reasonable legal fees) incurred in the performance by the
Company of its servicing obligations hereunder, including, but not limited
to,
the cost of (i) the preservation, restoration and protection of a Mortgaged
Property, (ii) any enforcement or judicial proceedings, including foreclosures,
and including any expenses incurred in relation to any such proceedings that
result from the Mortgage Loan being registered in the MERS® System, (iii) the
management and liquidation of any REO Property (including, without limitation,
realtor’s commissions) and (iv) compliance with any obligations under Section
3.07 hereof to cause insurance to be maintained.
Servicing
Criteria: The “servicing criteria” set forth in Item 1122(d) of
Regulation AB, as such may be amended from time to time, or those Servicing
Criteria otherwise mutually agreed to by EMC, the Master Servicer and the
Trustee in response to evolving interpretations of Regulation AB.
Servicing
Fee: As to each Mortgage Loan and any Distribution Date, an amount equal to
1/12th of the Servicing Fee Rate multiplied by the Stated Principal Balance
of
such Mortgage Loan as of the Due Date in the month preceding the month in which
such Distribution Date occurs or, in the event of any payment of interest that
accompanies a Principal Prepayment in full during the related Due Period made
by
the Mortgagor immediately prior to such prepayment, interest at the Servicing
Fee Rate on the Stated Principal Balance of such Mortgage Loan for the period
covered by such payment of interest.
Servicing
Fee Rate: 0.500% per annum.
Servicing
Modification: With respect to
any Mortgage Loan that is in default or with respect to which default is
imminent or reasonably foreseeable or as otherwise set forth in Section 5.01,
any modification which is effected by the Company in accordance with the terms
of this Agreement that results in any change to the payment terms of the
Mortgage Loan.
Servicing
Officer: Any officer of the Master Servicer or the Company involved in, or
responsible for, the administration and servicing of the Mortgage Loans whose
name and facsimile signature appear on a list of servicing officers furnished
to
the Trustee by the Master Servicer and the Company on the Closing Date pursuant
to this Agreement, as such list may from time to time be amended.
Significance
Estimate: With respect to any Distribution Date, and in accordance with Item
1115 of Regulation AB, shall be an amount determined based on the reasonable
good-faith estimate by the Seller or its affiliate of the aggregate Maximum
Probable Exposure of the outstanding Class A Certificates and Class M
Certificates to the Swap Agreement.
Significance
Percentage: With respect to any Distribution Date, and in accordance with
Item 1115 of Regulation AB, shall be a percentage equal to the Significance
Estimate divided by the aggregate outstanding Certificate Principal Balance
of
the Class A Certificates and Class M Certificates, prior to the distribution
of
the Principal Distribution Amount on such Distribution Date.
Sponsor:
EMC, and its successors and assigns, in its capacity as sponsor.
Startup
Day: The Startup Day for each REMIC formed hereunder shall be the Closing
Date.
Stated
Principal Balance: With respect to any Mortgage Loan or related REO Property
and any Distribution Date, (1) the sum of (a) the Cut-off Date Principal Balance
thereof and (b) the amount by which the Stated Principal Balance of the Mortgage
Loan has been increased pursuant to a Servicing Modification, minus (2) the
sum
of (i) the principal portion of the Scheduled Payments due with respect to
such
Mortgage Loan during each Due Period ending prior to such Distribution Date
(and
irrespective of any delinquency in their payment), (ii) all Principal
Prepayments with respect to such Mortgage Loan received prior to or during
the
related Prepayment Period, (iii) all Net Liquidation Proceeds and Insurance
Proceeds to the extent applied by the Company as recoveries of principal in
accordance with Section 3.09 with respect to such Mortgage Loan, that were
received by the Company as of the close of business on the last day of the
calendar month immediately preceding such Distribution Date and (iv) any
Realized Losses on such Mortgage Loan incurred during the prior calendar month.
The Stated Principal Balance of a Liquidated Loan equals zero.
Stepdown
Date: The later to occur of (a) the Distribution Date in October 2010 and
(b) the first Distribution Date on which the Current Specified Enhancement
Percentage is greater than or equal to 44.90%.
Subsequent
Recoveries: As of any Distribution Date, amounts received by the Master
Servicer or the Company (net of any related expenses permitted to be reimbursed
pursuant to Section 6.05) or surplus amounts held by the Master Servicer and
the
Company to cover estimated expenses (including, but not limited to, recoveries
in respect of the representations and warranties made by EMC pursuant to the
Mortgage Loan Purchase Agreement) specifically related to a Mortgage Loan that
was the subject of a liquidation, a Mortgage Loan that has been modified which
resulted in a Realized Loss or final disposition of any REO Property prior
to
the related calendar month that resulted in a Realized Loss.
Subservicing
Agreement: Any agreement entered into between the Company and a subservicer
with respect to the subservicing of any Mortgage Loan hereunder by such
subservicer.
Substitution
Adjustment Amount: The meaning ascribed to such term pursuant to Section
2.03(e).
Successor
Master Servicer: The meaning ascribed to such term pursuant to Section
9.01.
Supplemental
Interest Trust: The corpus of a trust created pursuant to Section 5.11 of
this Agreement and designated as the “Supplemental Interest Trust,” consisting
of the Swap Agreement, the Swap Administration Agreement, REMIC VI Regular
Interest IO, the Swap Collateral Account and the Swap Account. For the avoidance
of doubt, the Supplemental Interest Trust, the Swap Agreement, the Swap Account,
the Swap Collateral Account and the Swap Administration Agreement do not
constitute parts of the Trust Fund or any REMIC.
Supplemental
Interest Trust Trustee: LaSalle Bank National Association, a national
banking association not in its individual capacity but solely in its capacity
as
supplemental interest trust trustee and any successor thereto, and any
corporation or national banking association resulting from or surviving any
consolidation or merger to which it or its successors may be a party and any
successor supplemental interest trust trustee as may from time to time be
serving as successor supplemental interest trust trustee.
Swap
Account: The separate trust account created and maintained by the Swap
Administrator, and held within the Supplemental Interest Trust, pursuant to
the
Swap Administration Agreement.
Swap
Administrator: LaSalle Bank National Association acting as Swap
administrator under the Swap Administration Agreement.
Swap
Administration Agreement: The Swap Administration Agreement, dated September
19, 2007, pursuant to which the Swap Administrator will make payments to the
Swap Provider and the Certificateholders, and certain other payments, as such
agreement may be amended or supplemented from time to time.
Swap
Agreement: The interest rate swap agreement, dated as of September 19, 2007,
between the Supplemental Interest Trust Trustee and the Swap Provider, including
any schedule, confirmations, credit support annex or other credit support
document relating thereto, and attached hereto as Exhibit M.
Swap
Collateral Account: Shall mean the separate interest-bearing account created
and maintained by the Swap Administrator pursuant to the Swap Administration
Agreement.
Swap
Credit Support Annex: The credit support annex, dated as of September 19,
2007, between the Supplemental Interest Trust Trustee and the Swap Provider,
which is annexed to and forms part of the Swap Agreement.
Swap
Early Termination: The occurrence of an Early Termination Date (as defined
in the Swap Agreement) under the Swap Agreement.
Swap
LIBOR: For any Distribution Date, a per annum rate equal to the Floating
Rate Option (as defined in the Swap Agreement) for the related Calculation
Period (as defined in the Swap Agreement).
Swap
Optional Termination Payment: As defined in Section 11.01.
Swap
Provider: The swap provider under the Swap Agreement. Initially, the Swap
Provider shall be Bear Xxxxxxx Financial Products Inc.
Swap
Provider Trigger Event: With respect to any Distribution Date, (i) an Event
of Default under the Swap Agreement with respect to which the Swap Provider
is a
Defaulting Party, (ii) a Termination Event under the Swap Agreement with respect
to which the Swap Provider is the sole Affected Party, or (iii) an Additional
Termination Event under the Swap Agreement with respect to which the Swap
Provider is the sole Affected Party.
Swap
Termination Payment: Upon the designation of an “Early Termination Date” as
defined in the Swap Agreement, the payment to be made by the Swap Administrator
to the Swap Provider from payments from the Trust Fund, or by the Swap Provider
to the Swap Administrator for payment to the Trust Fund, as applicable, pursuant
to the terms of the Swap Agreement.
Tax
Matters Person: The person designated as “tax matters person” in the manner
provided under Treasury Regulation Sections 1.860F-4(d) and 301.6231(a)(7)-1T.
The Holder of the greatest Percentage Interest in a Class of Residual
Certificates shall be the Tax Matters Person for the related REMIC. The Trustee,
or any successor thereto or assignee thereof, shall serve as tax administrator
hereunder and as agent for the related Tax Matters Person.
Transfer:
Any direct or indirect transfer or sale of any Ownership Interest in a
Certificate.
Transferee
Affidavit: As defined in Section 7.02.
Transferor
Affidavit: As defined in Section 7.02.
Trigger
Event: With respect to any Distribution Date, a Trigger Event exists if (i)
a Delinquency Event shall have occurred and be continuing or (ii) the aggregate
amount of Realized Losses on the Mortgage Loans since the Cut-off Date as a
percentage of the aggregate Cut-off Date Principal Balance of the Mortgage
Loans
exceeds the applicable percentages set forth below with respect to such
Distribution Date:
Distribution
Date
|
Percentage
|
October
2010 through September 2011
|
3.00%
with respect to
October 2010, plus
an
additional 1/12th of the difference between 4.85% and 3.00% for each
month
thereafter
|
October
2011 through September 2012
|
4.85%
with respect to
October 2011, plus an additional 1/12th
of the
difference between 6.40% and 4.85% for each month
thereafter
|
October
2012 through September 2013
|
6.40%
with respect to
October 2012, plus an additional 1/12th
of the
difference between 7.35% and 6.40%
for each month
thereafter
|
October
2013 through September 2014
|
7.35%
with respect to
October 2013, plus an additional 1/12th
of the
difference between 7.55% and 7.35%
for each month
thereafter
|
October
2014 and thereafter
|
7.55%
|
The
Trigger Event may be amended to change the calculation of delinquencies and
Realized Losses for purposes of this definition without consent of the related
Certificateholders, provided that, a letter is obtained from each Rating Agency
stating that such amendment would not result in the downgrading or withdrawal
of
the respective ratings then assigned to the related Certificates.
Trust
Fund or Trust: The corpus of the trust created hereunder consisting of (i)
the Mortgage Loans and all interest accruing and principal due with respect
thereto after the Cut-off Date to the extent not applied in computing the
Cut-off Date Principal Balance thereof; (ii) the Master Servicer Collection
Account, the Distribution Account, the Class P Certificate Account, the Reserve
Fund and the Protected Account and all amounts deposited therein pursuant to
the
applicable provisions of this Agreement; (iii) property that secured a Mortgage
Loan and has been acquired by foreclosure, deed in lieu of foreclosure or
otherwise; (iv) the mortgagee’s rights under the Insurance Policies with respect
to the Mortgage Loans; (v) the rights under the Swap Administration Agreement
relating to the Certificates; (vi) the rights under the Mortgage Loan Purchase
Agreement; and (vii) all proceeds of the foregoing, including proceeds of
conversion, voluntary or involuntary, of any of the foregoing into cash or
other
liquid property.
Trustee:
LaSalle Bank National Association, for the benefit of the Certificateholders
under this Agreement, a national banking association and any successor thereto,
and any corporation or national banking association resulting from or surviving
any consolidation or merger to which it or its successors may be a party and
any
successor trustee as may from time to time be serving as successor trustee
hereunder.
Trustee
Fee: As to each Mortgage Loan and any Distribution Date, an amount equal to
1/12th of the Trustee Fee Rate multiplied by the Stated Principal Balance of
such Mortgage Loan as of the Due Date in the month preceding the month in which
such Distribution Date occurs.
Trustee
Fee Rate: 0.0035% per annum.
Uncertificated
Accrued Interest: With respect to each REMIC Regular Interest on each
Distribution Date, an amount equal to one month’s interest at the related
Uncertificated Pass-Through Rate on the related Uncertificated Principal Balance
or related Uncertificated Notional Amount of such REMIC Regular Interest. In
each case, Uncertificated Accrued Interest will be reduced by any Prepayment
Interest Shortfalls and Relief Act Interest Shortfalls allocated to such REMIC
Regular Interests as set forth in Section 1.02.
Uncertificated
Notional Amount: With respect to the Class CE Interest and any Distribution
Date, an amount equal to the aggregate Uncertificated Principal Balance of
the
REMIC II Regular Interests (other than REMIC II Regular Interest P) for such
Distribution Date.
With
respect to REMIC II Regular Interest IO and each Distribution Date listed below,
the aggregate Uncertificated Principal Balance of the REMIC I Regular Interests
ending with the designation “A” listed below:
Distribution
Date
|
REMIC
I Regular Interests
|
1
|
I-1-A
through I-60-A and II-1-A through II-60-A and III-1-A through
III-60-A
|
2
|
I-2-A
through I-60-A and II-2-A through II-60-A and III-2-A through
III-60-A
|
3
|
I-3-A
through I-60-A and II-3-A through II-60-A and III-3-A through
III-60-A
|
4
|
I-4-A
through I-60-A and II-4-A through II-60-A and III-4-A through
III-60-A
|
5
|
I-5-A
through I-60-A and II-5-A through II-60-A and III-5-A through
III-60-A
|
6
|
I-6-A
through I-60-A and II-6-A through II-60-A and III-6-A through
III-60-A
|
7
|
I-7-A
through I-60-A and II-7-A through II-60-A and III-7-A through
III-60-A
|
8
|
I-8-A
through I-60-A and II-8-A through II-60-A and III-8-A through
III-60-A
|
9
|
I-9-A
through I-60-A and II-9-A through II-60-A and III-9-A through
III-60-A
|
10
|
I-10-A
through I-60-A and II-10-A through II-60-A and III-10-A through
III-60-A
|
11
|
I-11-A
through I-60-A and II-11-A through II-60-A and III-11-A through
III-60-A
|
12
|
I-12-A
through I-60-A and II-12-A through II-60-A and III-12-A through
III-60-A
|
13
|
I-13-A
through I-60-A and II-13-A through II-60-A and III-13-A through
III-60-A
|
14
|
I-14-A
through I-60-A and II-14-A through II-60-A and III-14-A through
III-60-A
|
15
|
I-15-A
through I-60-A and II-15-A through II-60-A and III-15-A through
III-60-A
|
16
|
I-16-A
through I-60-A and II-16-A through II-60-A and III-16-A through
III-60-A
|
17
|
I-17-A
through I-60-A and II-17-A through II-60-A and III-17-A through
III-60-A
|
18
|
I-18-A
through I-60-A and II-18-A through II-60-A and III-18-A through
III-60-A
|
19
|
I-19-A
through I-60-A and II-19-A through II-60-A and III-19-A through
III-60-A
|
20
|
I-20-A
through I-60-A and II-20-A through II-60-A and III-20-A through
III-60-A
|
21
|
I-21-A
through I-60-A and II-21-A through II-60-A and III-21-A through
III-60-A
|
22
|
I-22-A
through I-60-A and II-22-A through II-60-A and III-22-A through
III-60-A
|
23
|
I-23-A
through I-60-A and II-23-A through II-60-A and III-23-A through
III-60-A
|
24
|
I-24-A
through I-60-A and II-24-A through II-60-A and III-24-A through
III-60-A
|
25
|
I-25-A
through I-60-A and II-25-A through II-60-A and III-25-A through
III-60-A
|
26
|
I-26-A
through I-60-A and II-26-A through II-60-A and III-26-A through
III-60-A
|
27
|
I-27-A
through I-60-A and II-27-A through II-60-A and III-27-A through
III-60-A
|
28
|
I-28-A
through I-60-A and II-28-A through II-60-A and III-28-A through
III-60-A
|
29
|
I-29-A
through I-60-A and II-29-A through II-60-A and III-29-A through
III-60-A
|
30
|
I-30-A
through I-60-A and II-30-A through II-60-A and III-30-A through
III-60-A
|
31
|
I-31-A
through I-60-A and II-31-A through II-60-A and III-31-A through
III-60-A
|
32
|
I-32-A
through I-60-A and II-32-A through II-60-A and III-32-A through
III-60-A
|
33
|
I-33-A
through I-60-A and II-33-A through II-60-A and III-33-A through
III-60-A
|
34
|
I-34-A
through I-60-A and II-34-A through II-60-A and III-34-A through
III-60-A
|
35
|
I-35-A
through I-60-A and II-35-A through II-60-A and III-35-A through
III-60-A
|
36
|
I-36-A
through I-60-A and II-36-A through II-60-A and III-36-A through
III-60-A
|
37
|
I-37-A
through I-60-A and II-37-A through II-60-A and III-37-A through
III-60-A
|
38
|
I-38-A
through I-60-A and II-38-A through II-60-A and III-38-A through
III-60-A
|
39
|
I-39-A
through I-60-A and II-39-A through II-60-A and III-39-A through
III-60-A
|
40
|
I-40-A
through I-60-A and II-40-A through II-60-A and III-40-A through
III-60-A
|
41
|
I-41-A
through I-60-A and II-41-A through II-60-A and III-41-A through
III-60-A
|
42
|
I-42-A
through I-60-A and II-42-A through II-60-A and III-42-A through
III-60-A
|
43
|
I-43-A
through I-60-A and II-43-A through II-60-A and III-43-A through
III-60-A
|
44
|
I-44-A
through I-60-A and II-44-A through II-60-A and III-44-A through
III-60-A
|
45
|
I-45-A
through I-60-A and II-45-A through II-60-A and III-45-A through
III-60-A
|
46
|
I-46-A
through I-60-A and II-46-A through II-60-A and III-46-A through
III-60-A
|
47
|
I-47-A
through I-60-A and II-47-A through II-60-A and III-47-A through
III-60-A
|
48
|
I-48-A
through I-60-A and II-48-A through II-60-A and III-48-A through
III-60-A
|
49
|
I-49-A
through I-60-A and II-49-A through II-60-A and III-49-A through
III-60-A
|
50
|
I-50-A
through I-60-A and II-50-A through II-60-A and III-50-A through
III-60-A
|
51
|
I-51-A
through I-60-A and II-51-A through II-60-A and III-51-A through
III-60-A
|
52
|
I-52-A
through I-60-A and II-52-A through II-60-A and III-52-A through
III-60-A
|
53
|
I-53-A
through I-60-A and II-53-A through II-60-A and III-53-A through
III-60-A
|
54
|
I-54-A
through I-60-A and II-54-A through II-60-A and III-54-A through
III-60-A
|
55
|
I-55-A
through I-60-A and II-55-A through II-60-A and III-55-A through
III-60-A
|
56
|
I-56-A
through I-60-A and II-56-A through II-60-A and III-56-A through
III-60-A
|
57
|
I-57-A
through I-60-A and II-57-A through II-60-A and III-57-A through
III-60-A
|
58
|
I-58-A
through I-60-A and II-58-A through II-60-A and III-58-A through
III-60-A
|
59
|
I-59-A
through I-60-A and II-59-A through II-60-A and III-59-A through
III-60-A
|
60
|
I-60-A
and II-60-A and III-60-A
|
thereafter
|
$0.00
|
With
respect to the Class IO Interest and any Distribution Date, an amount equal
to
the Uncertificated Notional Amount of REMIC II Regular Interest
IO. With respect to REMIC VI Regular Interest IO, an amount equal to
the Uncertificated Notional Amount of the Class IO Interest.
Uncertificated
Pass-Through Rate: The Uncertificated REMIC I Pass-Through Rate or
Uncertificated REMIC II Pass-Through Rate.
Uncertificated
Principal Balance: The amount of each REMIC Regular Interest, Class P
Interest and Class CE Interest outstanding as of any date of determination.
As
of the Closing Date, the Uncertificated Principal Balance of each REMIC Regular
Interest, Class P Interest and Class CE Interest shall equal the amount set
forth in the Preliminary Statement hereto as its initial Uncertificated
Principal Balance, and on any date of determination thereafter, the
Uncertificated Principal Balance of the Class CE Interest shall be an amount
equal to the excess, if any, of (A) the then aggregate Uncertificated Principal
Balance of the REMIC II Regular Interests over (B) the then aggregate
Certificate Principal Balance of the Class A Certificates and the Class M
Certificates and the Uncertificated Principal Balance of the Class P Interest
then outstanding. On each Distribution Date, the Uncertificated Principal
Balance of the REMIC Regular Interests, Class CE Interest and Class P Interest
shall be reduced by all distributions of principal made on such REMIC Regular
Interests, Class CE Interest and Class P Interest on such Distribution Date
pursuant to Section 6.07 and, if and to the extent necessary and appropriate,
shall be further reduced on such Distribution Date by Realized Losses as
provided in Section 6.05, and the Uncertificated Principal Balance of REMIC
II
Regular Interest ZZ shall be increased by interest deferrals as provided in
Section 6.07(c)(1)(ii). The Uncertificated Principal Balance of each REMIC
Regular Interest, Class P Interest and Class CE Interest shall never be less
than zero.
Uncertificated
REMIC I Pass-Through Rate: With respect to each REMIC I Group I Regular
Interest ending with the designation “A” and any Distribution Date, a per annum
rate equal to the weighted average Net Mortgage Rate of Loan Group I multiplied
by 2, subject to a maximum rate of 9.4250%. With respect to each REMIC I Group
I
Regular Interest ending with the designation “B” and any Distribution Date, the
greater of (x) a per annum rate equal to the excess, if any, of (1) 2 multiplied
by the weighted average Net Mortgage Rate of Loan Group I over (2) 9.4250%
and
(y) 0.00% per annum.
With
respect to each REMIC I Group II Regular Interest ending with the designation
“A” and any Distribution Date, a per annum rate equal to the weighted average
Net Mortgage Rate of Loan Group II multiplied by 2, subject to a maximum rate
of
9.4250%. With respect to each REMIC I Group II Regular Interest ending with
the
designation “B” and any Distribution Date, the greater of (x) a per annum rate
equal to the excess, if any, of (1) 2 multiplied by the weighted average Net
Mortgage Rate of Loan Group II over (2) 9.4250% and (y) 0.00% per
annum.
With
respect to each REMIC I Group III Regular Interest ending with the designation
“A” and any Distribution Date, a per annum rate equal to the weighted average
Net Mortgage Rate of Loan Group III multiplied by 2, subject to a maximum rate
of 9.4250%. With respect to each REMIC I Group III Regular Interest ending
with
the designation “B” and any Distribution Date, the greater of (x) a per annum
rate equal to the excess, if any, of (1) 2 multiplied by the weighted average
Net Mortgage Rate of Loan Group III over (2) 9.4250% and (y) 0.00% per
annum.
With
respect to REMIC I Regular Interest P, 0.00%
Uncertificated
REMIC II Pass-Through Rate: With respect to REMIC II Regular Interest AA,
each REMIC II Regular Interest for which a Class A Certificate or Class M
Certificate is a Corresponding Certificate, REMIC II Regular Interest ZZ, REMIC
II Regular Interest 1-Sub, REMIC II Regular Interest 2-Sub, REMIC II Regular
Interest 3-Sub and REMIC II Regular Interest XX, and any Distribution Date,
a
per annum rate equal to the weighted average of (x) the Uncertificated REMIC
I
Pass-Through Rates for the REMIC I Regular Interests ending with the designation
“B” for such Distribution Date, and (y) the rates listed below for the REMIC I
Regular Interests ending with the designation “A” for such Distribution Date, in
each case, weighted on the basis of the Uncertificated Principal Balances of
each such REMIC I Regular Interest for such Distribution Date:
Distribution
Date
|
REMIC
I Regular Interest
|
Rate
|
1
|
I-1-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
2
|
I-2-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-2-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate Uncertificated
REMIC I
Pass-Through Rate
|
|
III-2-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate Uncertificated
REMIC I
Pass-Through Rate
|
|
I-1-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
3
|
I-3-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-3-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-3-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
and I-2-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
and II-2-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
and III-2-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
4
|
I-4-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-4-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-4-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-3-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-3-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-3-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
5
|
I-5-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-5-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-5-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-4-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-4-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-4-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
6
|
I-6-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-6-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-6-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-5-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-5-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-5-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
7
|
I-7-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-7-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-7-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-6-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-6-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-6-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
8
|
I-8-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-8-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-8-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-7-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-7-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-7-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
9
|
I-9-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-9-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-9-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-8-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-8-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-8-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
10
|
I-10-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-10-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-10-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-9-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-9-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-9-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
11
|
I-11-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-11-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-11-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-10-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-10-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-10-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
12
|
I-12-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-12-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-12-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-11-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-11-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-11-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
13
|
I-13-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-13-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-13-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-12-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-12-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-12-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
14
|
I-14-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-14-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-14-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-13-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-13-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-13-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
15
|
I-15-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-15-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-15-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-14-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-14-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-14-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
16
|
I-16-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-16-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-16-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-15-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-15-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-15-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
17
|
I-17-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-17-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-17-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-16-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-16-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-16-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
18
|
I-18-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-18-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-18-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-17-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-17-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-17-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
19
|
I-19-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-19-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-19-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-18-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-18-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-18-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
20
|
I-20-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-20-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-20-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-19-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-19-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-19-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
21
|
I-21-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-21-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-21-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-20-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-20-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-20-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
22
|
I-22-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-22-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-22-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-21-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-21-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-21-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
23
|
I-23-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-23-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-23-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-22-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-22-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-22-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
24
|
I-24-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-24-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-24-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-23-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-23-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-23-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
25
|
I-25-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-25-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-25-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-24-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-24-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-24-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
26
|
I-26-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-26-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-26-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-25-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-25-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-25-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
27
|
I-27-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-27-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-27-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-26-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-26-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-26-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
28
|
I-28-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-28-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-28-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-27-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-27-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-27-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
29
|
I-29-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-29-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-29-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-28-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-28-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-28-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
30
|
I-30-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-30-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-30-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-29-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-29-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-29-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
31
|
I-31-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-31-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-31-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-30-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-30-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-30-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
32
|
I-32-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-32-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-32-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-31-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-31-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-31-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
33
|
I-33-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-33-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-33-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-32-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-32-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-32-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
34
|
I-34-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-34-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-34-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-33-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-33-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-33-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
35
|
I-35-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-35-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-35-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-34-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-34-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-34-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
36
|
I-36-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-36-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-36-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-35-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-35-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-35-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
37
|
I-37-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-37-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-37-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-36-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-36-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-36-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
38
|
I-38-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-38-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-38-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-37-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-37-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-37-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
39
|
I-39-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-39-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-39-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-38-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-38-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-38-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
40
|
I-40-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-40-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-40-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-39-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-39-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-39-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
41
|
I-41-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-41-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-41-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-40-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-40-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-40-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
42
|
I-42-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-42-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-42-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-41-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-41-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-41-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
43
|
I-43-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-43-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-43-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-42-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-42-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-42-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
44
|
I-44-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-44-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-44-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-43-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-43-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-43-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
45
|
I-45-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-45-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-45-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-44-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-44-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-44-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
46
|
I-46-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-46-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-46-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-45-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-45-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-45-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
47
|
I-47-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-47-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-47-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-46-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-46-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-46-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
48
|
I-48-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-48-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-48-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-47-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-47-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-47-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
49
|
I-49-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-49-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-49-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-48-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-48-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-48-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
50
|
I-50-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-50-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-50-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-49-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-49-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-49-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
51
|
I-51-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-51-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-51-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-50-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-50-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-50-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
52
|
I-52-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-52-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-52-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-51-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-51-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-51-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
53
|
I-53-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-53-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-53-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-52-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-52-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-52-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
54
|
I-54-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-54-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-54-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-53-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-53-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-53-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
55
|
I-55-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-55-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-55-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-54-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-54-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-54-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
56
|
I-56-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-56-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-56-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-55-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-55-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-55-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
57
|
I-57-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-57-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-57-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-56-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-56-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-56-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
58
|
I-58-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-58-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-58-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-57-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-57-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-57-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
59
|
I-59-A
and I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-59-A
and II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-59-A
and III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-58-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-58-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-58-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
60
|
I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
|
I-1-A
through I-59-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
II-1-A
through II-59-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-59-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
thereafter
|
I-1-A
through I-60-A
|
Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-60-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
III-1-A
through III-60-A
|
Uncertificated
REMIC I Pass-Through Rate
|
With
respect to REMIC II Regular Interest 1-Grp and any Distribution Date, a per
annum rate equal to the weighted average of (x) the Uncertificated REMIC I
Pass-Through Rates for the REMIC I Group I Regular Interests ending with the
designation “B” for such Distribution Date and (y) the rates listed below for
the REMIC I Group I Regular Interests ending with the designation “A” for such
Distribution Date, in each case, weighted on the basis of the Uncertificated
Principal Balances of each such REMIC I Regular Interest for such Distribution
Date:
Distribution
Date
|
REMIC
I Regular Interest
|
Rate
|
1
|
I-1-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
2
|
I-2-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
3
|
I-3-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-2-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
4
|
I-4-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-3-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
5
|
I-5-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-4-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
6
|
I-1-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-5-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
7
|
I-7-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-6-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
8
|
I-8-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-7-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
9
|
I-9-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-8-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
10
|
I-10-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-9-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
11
|
I-11-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-10-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
12
|
I-12-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-11-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
13
|
I-13-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-12-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
14
|
I-14-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-13-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
15
|
I-15-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-14-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
16
|
I-16-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-15-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
17
|
I-17-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-16-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
18
|
I-18-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-17-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
19
|
I-19-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-18-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
20
|
I-20-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-19-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
21
|
I-21-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-20-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
22
|
I-22-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-21-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
23
|
I-23-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-22-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
24
|
I-24-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-23-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
25
|
I-25-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-24-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
26
|
I-26-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-25-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
27
|
I-27-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-26-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
28
|
I-28-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-27-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
29
|
I-29-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-28-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
30
|
I-30-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-29-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
31
|
I-31-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-30-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
32
|
I-32-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-31-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
33
|
I-33-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-32-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
34
|
I-34-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-33-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
35
|
I-35-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-34-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
36
|
I-36-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-35-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
37
|
I-37-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-36-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
38
|
I-38-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-37-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
39
|
I-39-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-38-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
40
|
I-40-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-39-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
41
|
I-41-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-40-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
42
|
I-42-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-41-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
43
|
I-43-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-42-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
44
|
I-44-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-43-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
45
|
I-45-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-44-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
46
|
I-46-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-45-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
47
|
I-47-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-46-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
48
|
I-48-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-47-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
49
|
I-49-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-48-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
50
|
I-50-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-49-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
51
|
I-51-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-50-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
52
|
I-52-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-51-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
53
|
I-53-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-52-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
54
|
I-54-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-53-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
55
|
I-55-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-54-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
56
|
I-56-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-55-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
57
|
I-57-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-56-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
58
|
I-58-A
through I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-57-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
59
|
I-59-A
and I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-58-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
60
|
I-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
I-1-A
through I-59-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
thereafter
|
I-1-A
through I-60-A
|
Uncertificated
REMIC I Pass-Through Rate
|
With
respect to REMIC II Regular Interest 2-Grp and any Distribution Date, a per
annum rate equal to the weighted average of (x) the Uncertificated REMIC I
Pass-Through Rates for the REMIC I Group II Regular Interests ending with the
designation “B” for such Distribution Date and (y) the rates listed below for
the REMIC I Group II Regular Interests ending with the designation “A” for such
Distribution Date, in each case, weighted on the basis of the Uncertificated
Principal Balances of each such REMIC I Regular Interest for such Distribution
Date:
Distribution
Date
|
REMIC
I Regular Interest
|
Rate
|
1
|
II-1-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
2
|
II-2-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
3
|
II-3-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-2-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
4
|
II-4-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-3-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
5
|
II-5-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-4-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
6
|
II-1-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-5-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
7
|
II-7-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-6-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
8
|
II-8-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-7-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
9
|
II-9-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-8-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
10
|
II-10-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-9-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
11
|
II-11-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-10-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
12
|
II-12-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-11-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
13
|
II-13-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-12-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
14
|
II-14-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-13-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
15
|
II-15-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-14-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
16
|
II-16-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-15-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
17
|
II-17-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-16-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
18
|
II-18-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-17-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
19
|
II-19-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-18-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
20
|
II-20-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-19-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
21
|
II-21-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-20-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
22
|
II-22-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-21-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
23
|
II-23-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-22-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
24
|
II-24-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-23-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
25
|
II-25-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-24-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
26
|
II-26-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-25-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
27
|
II-27-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-26-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
28
|
II-28-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-27-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
29
|
II-29-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-28-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
30
|
II-30-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-29-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
31
|
II-31-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-30-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
32
|
II-32-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-31-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
33
|
II-33-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-32-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
34
|
II-34-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-33-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
35
|
II-35-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-34-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
36
|
II-36-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-35-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
37
|
II-37-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-36-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
38
|
II-38-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-37-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
39
|
II-39-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-38-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
40
|
II-40-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-39-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
41
|
II-41-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-40-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
42
|
II-42-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-41-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
43
|
II-43-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-42-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
44
|
II-44-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-43-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
45
|
II-45-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-44-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
46
|
II-46-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-45-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
47
|
II-47-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-46-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
48
|
II-48-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-47-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
49
|
II-49-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-48-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
50
|
II-50-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-49-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
51
|
II-51-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-50-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
52
|
II-52-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-51-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
53
|
II-53-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-52-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
54
|
II-54-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-53-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
55
|
II-55-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-54-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
56
|
II-56-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-55-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
57
|
II-57-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-56-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
58
|
II-58-A
through II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-57-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
59
|
II-59-A
and II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-58-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
60
|
II-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
II-1-A
through II-59-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
thereafter
|
II-1-A
through II-60-A
|
Uncertificated
REMIC I Pass-Through Rate
|
With
respect to REMIC II Regular Interest 3-Grp and any Distribution Date, a per
annum rate equal to the weighted average of (x) the Uncertificated REMIC I
Pass-Through Rates for the REMIC I Group III Regular Interests ending with
the
designation “B” for such Distribution Date and (y) the rates listed below for
the REMIC I Group III Regular Interests ending with the designation “A” for such
Distribution Date, in each case, weighted on the basis of the Uncertificated
Principal Balances of each such REMIC I Regular Interest for such Distribution
Date:
Distribution
Date
|
REMIC
I Regular Interest
|
Rate
|
1
|
III-1-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
2
|
III-2-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
3
|
III-3-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-2-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
4
|
III-4-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-3-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
5
|
III-5-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-4-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
6
|
III-1-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-5-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
7
|
III-7-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-6-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
8
|
III-8-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-7-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
9
|
III-9-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-8-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
10
|
III-10-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-9-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
11
|
III-11-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-10-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
12
|
III-12-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-11-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
13
|
III-13-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-12-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
14
|
III-14-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-13-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
15
|
III-15-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-14-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
16
|
III-16-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-15-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
17
|
III-17-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-16-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
18
|
III-18-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-17-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
19
|
III-19-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-18-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
20
|
III-20-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-19-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
21
|
III-21-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-20-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
22
|
III-22-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-21-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
23
|
III-23-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-22-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
24
|
III-24-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-23-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
25
|
III-25-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-24-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
26
|
III-26-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-25-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
27
|
III-27-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-26-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
28
|
III-28-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-27-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
29
|
III-29-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-28-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
30
|
III-30-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-29-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
31
|
III-31-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-30-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
32
|
III-32-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-31-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
33
|
III-33-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-32-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
34
|
III-34-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-33-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
35
|
III-35-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-34-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
36
|
III-36-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-35-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
37
|
III-37-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-36-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
38
|
III-38-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-37-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
39
|
III-39-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-38-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
40
|
III-40-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-39-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
41
|
III-41-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-40-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
42
|
III-42-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-41-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
43
|
III-43-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-42-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
44
|
III-44-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-43-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
45
|
III-45-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-44-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
46
|
III-46-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-45-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
47
|
III-47-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-46-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
48
|
III-48-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-47-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
49
|
III-49-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-48-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
50
|
III-50-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-49-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
51
|
III-51-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-50-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
52
|
III-52-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-51-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
53
|
III-53-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-52-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
54
|
III-54-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-53-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
55
|
III-55-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-54-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
56
|
III-56-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-55-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
57
|
III-57-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-56-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
58
|
III-58-A
through III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-57-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
59
|
III-59-A
and III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-58-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
60
|
III-60-A
|
2
multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
REMIC I Pass-Through Rate
|
III-1-A
through III-59-A
|
Uncertificated
REMIC I Pass-Through Rate
|
|
thereafter
|
III-1-A
through III-60-A
|
Uncertificated
REMIC I Pass-Through Rate
|
With
respect to REMIC II Regular Interest IO and any Distribution Date, a per annum
rate equal to the excess, if any, of (x) the weighted average of the
Uncertificated REMIC I Pass-Through Rates for the REMIC I Regular Interests
ending with the designation “A” for such Distribution Date, over (y) the
weighted average of 2 multiplied by Swap LIBOR on the REMIC I Regular Interests
ending with the designation “A”, subject to a maximum rate of the Uncertificated
REMIC I Pass-Through Rate for each such REMIC I Regular Interest for such
Distribution Date, in each case, weighted on the basis of the Uncertificated
Principal Balances of each such REMIC I Regular Interest for such Distribution
Date.
With
respect to REMIC II Regular Interest P, 0.00%.
Unpaid
Realized Loss Amount: With respect to any Class A Certificates and as to any
Distribution Date, is the excess of Applied Realized Loss Amounts with respect
to such Class over the sum of all distributions in reduction of the Applied
Realized Loss Amounts on all previous Distribution Dates. Any amounts
distributed to the Class A Certificates in respect of any Unpaid Realized Loss
Amount shall not be applied to reduce the Certificate Principal Balance of
such
Class.
Voting
Rights: The portion of the voting rights of all the Certificates that is
allocated to any Certificate for purposes of the voting provisions hereunder.
Voting Rights shall be allocated (i) 92% to the Class A Certificates and Class
M
Certificates, (ii) 3% to the Class CE Certificates until paid in full, and
(iii)
1% to each of the Class R-1, Class R-2, Class R-3, Class RX and Class P
Certificates, with the allocation among the Certificates (other than the Class
CE, Class P and Residual Certificates) to be in proportion to the Certificate
Principal Balance of each Class relative to the Certificate Principal Balance
of
all other such Classes. Voting Rights will be allocated among the Certificates
of each such Class in accordance with their respective Percentage
Interests.
Section
1.02 Allocation
of Certain Interest Shortfalls.
For
purposes of calculating the amount of Current Interest for the Class A, Class
M
and Class CE Certificates for any Distribution Date, the aggregate amount of
any
Prepayment Interest Shortfalls (to the extent not covered by payments by the
Company pursuant to Section 6.02) and any Relief Act Interest Shortfalls
incurred in respect of the Mortgage Loans for any Distribution Date shall be
allocated first, to the Class CE Interest based on, and to the extent of, one
month’s interest at the then applicable Pass-Through Rate on the Uncertificated
Notional Amount thereof and, thereafter, among the Class A Certificates and
Class M Certificates, in each case on a pro rata basis based on, and to
the extent of, one month’s interest at the then applicable respective
Pass-Through Rates on the respective Certificate Principal Balances of each
such
Certificate.
For
purposes of calculating the amount of Uncertificated Accrued Interest for the
REMIC I Group I Regular Interests for any Distribution Date, the aggregate
amount of any Prepayment Interest Shortfalls (to the extent not covered by
payments by the Company pursuant to Section 6.02) and any Relief Act Interest
Shortfalls incurred in respect of Loan Group I for any Distribution Date shall
be allocated first, to REMIC I Group I Regular Interests ending with the
designation “B”, on a pro rata basis, based on, and to the extent of,
one month’s interest at the then applicable respective Uncertificated REMIC I
Pass-Through Rates on the respective Uncertificated Principal Balances of each
such REMIC I Regular Interest, and second, to REMIC I Group I Regular Interests
ending with the designation “A”, on a pro rata basis, based on, and to
the extent of, one month’s interest at the then applicable respective
Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated
Principal Balances of each such REMIC I Regular Interest. For purposes of
calculating the amount of Uncertificated Accrued Interest for the REMIC I Group
II Regular Interests for any Distribution Date, the aggregate amount of any
Prepayment Interest Shortfalls (to the extent not covered by payments by the
Company pursuant to Section 6.02) and any Relief Act Interest Shortfalls
incurred in respect of Loan Group II for any Distribution Date shall be
allocated first, to REMIC I Group II Regular Interests ending with the
designation “B”, on a pro rata basis, based on, and to the extent of,
one month’s interest at the then applicable respective Uncertificated REMIC I
Pass-Through Rates on the respective Uncertificated Principal Balances of each
such REMIC I Regular Interest, and second, to REMIC I Group II Regular Interests
ending with the designation “A”, on a pro rata basis, based on, and to
the extent of, one month’s interest at the then applicable respective
Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated
Principal Balances of each such REMIC I Regular Interest. For purposes of
calculating the amount of Uncertificated Accrued Interest for the REMIC I Group
III Regular Interests for any Distribution Date, the aggregate amount of any
Prepayment Interest Shortfalls (to the extent not covered by payments by the
Company pursuant to Section 6.02) and any Relief Act Interest Shortfalls
incurred in respect of Loan Group III for any Distribution Date shall be
allocated first, to REMIC I Group III Regular Interests ending with the
designation “B”, on a pro rata basis, based on, and to the extent of,
one month’s interest at the then applicable respective Uncertificated REMIC I
Pass-Through Rates on the respective Uncertificated Principal Balances of each
such REMIC I Regular Interest, and second, to REMIC I Group III Regular
Interests ending with the designation “A”, on a pro rata basis, based
on, and to the extent of, one month’s interest at the then applicable respective
Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated
Principal Balances of each such REMIC I Regular Interest.
For
purposes of calculating the amount of Uncertificated Accrued Interest for the
REMIC II Regular Interests (other than REMIC II Regular Interests IO and P)
for
any Distribution Date, (i) the REMIC II Marker Allocation Percentage of the
aggregate amount of any Prepayment Interest Shortfalls (to the extent not
covered by payments by the Company pursuant to Section 6.02) and any Relief
Act
Interest Shortfalls incurred in respect of the Mortgage Loans for any
Distribution Date shall be allocated first, to Uncertificated Accrued Interest
payable to REMIC II Regular Interest AA and REMIC II Regular Interest ZZ up
to
an aggregate amount equal to the REMIC II Interest Loss Allocation Amount,
98%
and 2%, respectively, and thereafter, among REMIC II Regular Interest AA, each
REMIC II Regular Interest for which a Class A Certificate or Class M Certificate
is a Corresponding Certificate and REMIC II Regular Interest ZZ, on a pro
rata basis, based on, and to the extent of, one month’s interest at the
then applicable respective Uncertificated REMIC II Pass-Through Rates on the
respective Uncertificated Principal Balances of each such REMIC II Regular
Interest, and (ii) the REMIC II Sub WAC Allocation Percentage of the aggregate
amount of any Prepayment Interest Shortfalls (to the extent not covered by
payments by the Company pursuant to Section 6.02) and any Relief Act Interest
Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date
shall be allocated to Uncertificated Accrued Interest payable to REMIC II
Regular Interest 1-Sub, REMIC II Regular Interest 1-Grp, REMIC II Regular
Interest 2-Sub, REMIC II Regular Interest 2-Grp, REMIC II Regular Interest
3-Sub, REMIC II Regular Interest 3-Grp and REMIC II Regular Interest XX, on
a
pro rata basis, based on, and to the extent of, one month’s interest at
the then applicable respective Uncertificated REMIC II Pass-Through Rates on
the
respective Uncertificated Principal Balances of each such REMIC II Regular
Interest.
ARTICLE
II
CONVEYANCE
OF TRUST FUND
Section
2.01 Conveyance
of Trust Fund.
Pursuant
to the Mortgage Loan Purchase Agreement, the Seller sold, transferred, assigned,
set over and otherwise conveyed to the Depositor, without recourse, all the
right, title and interest of the Seller in and to the assets sold by it in
the
Trust Fund.
Although
it is the intent of the parties to this Agreement that the conveyance of the
Depositor’s right, title and interest in and to the Mortgage Loans and other
assets in the Trust Fund pursuant to this Agreement shall constitute a purchase
and sale and not a loan, in the event that such conveyance is deemed to be
a
loan, it is the intent of the parties to this Agreement that the Depositor
shall
be deemed to have granted to the Trustee a first priority perfected security
interest in all of the Depositor’s right, title and interest in, to and under
the Mortgage Loans and other assets in the Trust Fund, and that this Agreement
shall constitute a security agreement under applicable law.
The
Seller has entered into this Agreement in consideration for the purchase of
the
Mortgage Loans by the Depositor pursuant to the Mortgage Loan Purchase Agreement
and has agreed to take the actions specified herein.
The
Depositor, concurrently with the execution and delivery hereof, hereby sells,
transfers, assigns, sets over and otherwise conveys to the Trustee for the
use
and benefit of the Certificateholders, without recourse, all the right, title
and interest of the Depositor in and to the Trust Fund.
In
connection with such sale, the Depositor has delivered to, and deposited with,
or caused to be delivered to and deposited with, the Trustee or the Custodian,
as its agent, the following documents or instruments with respect to each
Mortgage Loan so assigned: (i) the original Mortgage Note, including any riders
thereto, endorsed without recourse (A) in blank or to the order of “LaSalle Bank
National Association, as Trustee for Certificateholders of Bear Xxxxxxx Asset
Backed Securities I LLC, Asset-Backed Certificates, Series 2007-HE7,” and
showing an unbroken chain of endorsements from the original payee thereof to
the
Person endorsing such Mortgage to the Trustee or (B) in the case of a loan
registered on the MERS system, in blank, and in each case showing an unbroken
chain of endorsements from the original payee thereof to the Person endorsing
it
to the Trustee, (ii) the original Mortgage and, if the related Mortgage Loan
is
a MOM Loan, noting the presence of the MIN and language indicating that such
Mortgage Loan is a MOM Loan, which shall have been recorded (or, for Mortgage
Loans other than the EMC Flow Loans, if the original is not available, a copy),
with evidence of such recording indicated thereon (or if clause (x) in the
proviso below applies, shall be in recordable form), (iii) unless the Mortgage
Loan is either a MOM Loan or has been assigned to and recorded in the name
of
MERS, the original assignment in blank (either an original or a certified copy,
which may be in the form of a blanket assignment if permitted in the
jurisdiction in which the Mortgaged Property is located) or to the Trustee
of
the Mortgage with respect to each Mortgage Loan in the name of “LaSalle Bank
National Association, as Trustee for Certificateholders of Bear Xxxxxxx Asset
Backed Securities I LLC, Asset-Backed Certificates, Series 2007-HE7,” which
shall have been recorded (or if clause (x) in the proviso below applies, shall
be in recordable form), (iv) an original or a copy of all intervening
assignments of the Mortgage, if any, with evidence of recording thereon, (v)
the
original policy of title insurance or mortgagee’s certificate of title insurance
or commitment or binder for title insurance or, in the event such original
title
policy has not been received from the title insurer, such original title policy
will be delivered within one year of the Closing Date or, in the event such
original title policy is unavailable, a photocopy of such title policy or,
in
lieu thereof, a current lien search on the related Mortgaged Property; and (vi)
originals or copies of all available assumption, modification or substitution
agreements, if any; provided, however, that in lieu of the foregoing, the Seller
may deliver the following documents, under the circumstances set forth below:
(x) if any Mortgage (other than the Mortgages related to the EMC Flow Loans),
assignment thereof to the Trustee or intervening assignments thereof have been
delivered or are being delivered to recording offices for recording and have
not
been returned in time to permit their delivery as specified above, the Depositor
may deliver, or cause to be delivered, a true copy thereof with a certification,
on the face of such copy, substantially as follows: “Certified to be a true and
correct copy of the original”; (y)
in lieu of the Mortgage (other than the Mortgages related to the EMC Flow
Loans), assignment to the Trustee or in blank or intervening assignments
thereof, if the applicable jurisdiction retains the originals of such documents
(as evidenced by a certification to such effect) the Depositor may deliver,
or
cause to be delivered, photocopies of such documents containing an original
certification by the judicial or other governmental authority of the
jurisdiction where such documents were recorded; and (z) in lieu of the
Mortgage Notes relating to the Mortgage Loans identified in the list set forth
in Exhibit I, the Depositor may deliver, or cause to be delivered, a lost note
affidavit and indemnity and a copy of the original note, if available; and
provided, further, however, that in the case of Mortgage Loans which have been
prepaid in full after the Cut-off Date and prior to the Closing Date, the
Depositor, in lieu of delivering the above documents, may deliver, or cause
to
be delivered, to the Trustee and the Custodian a certification of a Servicing
Officer to such effect and in such case shall deposit all amounts paid in
respect of such Mortgage Loans, in the Protected Account or in the Distribution
Account on the Closing Date. In the case of the documents referred to in clause
(x) above, the Depositor shall deliver, or cause to be delivered, such documents
to the Trustee or the Custodian promptly after they are received.
The
Seller shall cause, at its expense, the Mortgage and intervening assignments,
if
any, and to the extent required in accordance with the foregoing, the assignment
of the Mortgage to the Trustee to be submitted for recording promptly after
the
Closing Date; provided that the Seller need not cause to be recorded any
assignment (a) in any jurisdiction under the laws of which, as evidenced by
an
Opinion of Counsel addressed to the Trustee delivered by the Seller to the
Trustee and the Rating Agencies, the recordation of such assignment is not
necessary to protect the Trustee’s interest in the related Mortgage Loan or (b)
if MERS is identified on the Mortgage or on a properly recorded assignment
of
the Mortgage as the mortgagee of record solely as nominee for the Seller and
its
successors and assigns. In the event that the Seller, the Depositor or the
Master Servicer gives written notice to the Trustee that a court has
recharacterized the sale of the Mortgage Loans as a financing, the Seller shall
submit or cause to be submitted for recording as specified above or, should
the
Seller fail to perform such obligations, the Master Servicer shall cause each
such previously unrecorded assignment to be submitted for recording as specified
above at the expense of the Trust.
In
connection with the assignment of any Mortgage Loan registered on the MERS®
System, EMC the Seller further agrees that it will cause, at the Seller’s own
expense, within 30 days after the Closing Date, the MERS® System to indicate
that such Mortgage Loans have been assigned by the Seller to the Depositor
and
by the Depositor to the Trustee in accordance with this Agreement for the
benefit of the Certificateholders by including (or deleting, in the case of
Mortgage Loans which are repurchased in accordance with this Agreement) in
such
computer files (a) the code in the field which identifies the specific Trustee
and (b) the code in the field “Pool Field” which identifies the series of the
Certificates issued in connection with such Mortgage Loans. The Seller further
agrees that it will not, and will not permit the Master Servicer to, and the
Master Servicer agrees that it will not, alter the codes referenced in this
paragraph with respect to any Mortgage Loan during the term of this Agreement
unless and until such Mortgage Loan is repurchased in accordance with the terms
of this Agreement or the Mortgage Loan Purchase Agreement.
Section
2.02 Acceptance
of the Mortgage Loans.
(a) Based
on
the Initial Certification received by it from the Custodian, the Trustee
acknowledges receipt of, subject to the further review and exceptions reported
by the Custodian pursuant to the procedures described below, the documents
(or
certified copies thereof) delivered to the Trustee or the Custodian on its
behalf pursuant to Section 2.01 and declares that it holds and will continue
to
hold directly or through a custodian those documents and any amendments,
replacements or supplements thereto and all other assets of the Trust Fund
delivered to it in trust for the use and benefit of all present and future
Holders of the Certificates. On the Closing Date, the Trustee or the Custodian
on its behalf will deliver an Initial Certification, in the form of Exhibit
One
to the Custodial Agreement, to the parties indicated on such exhibit confirming
whether or not it has received the Mortgage File for each Mortgage Loan, but
without review of such Mortgage File, except to the extent necessary to confirm
whether such Mortgage File contains the original Mortgage Note or a lost note
affidavit and indemnity in lieu thereof. No later than 90 days after the Closing
Date, the Trustee or the Custodian on its behalf shall, for the benefit of
the
Certificateholders, review each Mortgage File delivered to it and execute and
deliver to the Seller, the Master Servicer and, if reviewed by the Custodian,
the Trustee, an Interim Certification, substantially in the form of Exhibit
Two
to the Custodial Agreement. In conducting such review, the Trustee or the
Custodian on its behalf will ascertain whether all required documents have
been
executed and received and whether those documents relate, determined on the
basis of the Mortgagor name, original principal balance and loan number, to
the
Mortgage Loans identified in Exhibit B to this Agreement, as supplemented
(provided, however, that with respect to those documents described in subclauses
(iv) and (vi) of Section 2.01, such obligations shall extend only to documents
actually delivered pursuant to such subclauses). In performing any such review,
the Trustee and the Custodian may conclusively rely on the purported due
execution and genuineness of any such document and on the purported genuineness
of any signature thereon. If the Trustee or the Custodian on its behalf finds
any document constituting part of the Mortgage File not to have been executed
or
received, or to be unrelated to the Mortgage Loans identified in Exhibit B
or to
appear to be defective on its face, the Trustee or the Custodian on its behalf
shall include such information in the exception report attached to the Interim
Certification. Within 90 days from the date of notice from the Trustee of the
defect, the Seller shall correct or cure any such defect or, if prior to the
end
of the second anniversary of the Closing Date, the Seller may substitute for
the
related Mortgage Loan a Replacement Mortgage Loan, which substitution shall
be
accomplished in the manner and subject to the conditions set forth in Section
2.03, or shall deliver to the Trustee an Opinion of Counsel addressed to the
Trustee to the effect that such defect does not materially or adversely affect
the interests of the Certificateholders in such Mortgage Loan. If the Seller
fails to correct or cure the defect or deliver such opinion within such period,
the Seller will, subject to Section 2.03, within 90 days from the notification
of the Trustee purchase such Mortgage Loan at the Purchase Price; provided,
however, that if such defect relates solely to the inability of the Seller
to
deliver the Mortgage, assignment thereof to the Trustee, or intervening
assignments thereof with evidence of recording thereon because such documents
have been submitted for recording and have not been returned by the applicable
jurisdiction, the Seller shall not be required to purchase such Mortgage Loan
if
the Seller delivers such documents promptly upon receipt, but in no event later
than 360 days after the Closing Date. Notwithstanding anything to the contrary,
the Trustee shall have no responsibility with respect to the custody or review
of Mortgage Files held by the Custodian pursuant to the Custodial Agreement.
The
Trustee shall have no liability for the failure of the Custodian to perform
its
obligations under the Custodial Agreement.
(b) No
later
than 180 days after the Closing Date, the Trustee or the Custodian on its behalf
will review, for the benefit of the Certificateholders, the Mortgage Files
and
will execute and deliver or cause to be executed and delivered to the Seller,
the Master Servicer and, if reviewed by the Custodian, the Trustee, a Final
Certification, substantially in the form of Exhibit Three to the Custodial
Agreement. In conducting such review, the Trustee or the Custodian on its behalf
will ascertain whether each document required to be recorded has been returned
from the recording office with evidence of recording thereon and the Trustee
or
the Custodian on its behalf has received either an original or a copy thereof,
as required in Section 2.01 (provided, however, that with respect to those
documents described in subclauses (iv) and (vi) of Section 2.01, such
obligations shall extend only to documents actually delivered pursuant to such
subclauses). If the Trustee or the Custodian on its behalf finds any document
with respect to a Mortgage Loan has not been received, or to be unrelated,
determined on the basis of the Mortgagor name, original principal balance and
loan number, to the Mortgage Loans identified in Exhibit B or to appear
defective on its face, the Trustee or the Custodian on its behalf shall note
such defect in the exception report attached to the Final Certification and
shall promptly notify the Seller. Within 90 days from the date of notice from
the Trustee of the defect if such defect materially and adversely affects the
interest of the Certificateholders, the Seller shall correct or cure any such
defect or, if prior to the end of the second anniversary of the Closing Date,
the Seller may substitute for the related Mortgage Loan a Replacement Mortgage
Loan, which substitution shall be accomplished in the manner and subject to
the
conditions set forth in Section 2.03, or shall deliver to the Trustee an Opinion
of Counsel addressed to the Trustee to the effect that such defect does not
materially or adversely affect the interests of Certificateholders in such
Mortgage Loan. If the Seller is unable within such period to correct or cure
such defect, or to substitute the related Mortgage Loan with a Replacement
Mortgage Loan or to deliver such opinion, the Seller shall, subject to Section
2.03, within 90 days from the notification of the Trustee, purchase such
Mortgage Loan at the Purchase Price; provided, however, that if such defect
relates solely to the inability of the Seller to deliver the Mortgage,
assignment thereof to the Trustee or intervening assignments thereof with
evidence of recording thereon, because such documents have not been returned
by
the applicable jurisdiction, the Seller shall not be required to purchase such
Mortgage Loan, if the Seller delivers such documents promptly upon receipt,
but
in no event later than 360 days after the Closing Date. Notwithstanding anything
to the contrary, the Trustee shall have no responsibility with respect to the
custody or review of Mortgage Files held by the Custodian pursuant to the
Custodial Agreement. The Trustee shall have no liability for the failure of
the
Custodian to perform its obligations under the Custodial Agreement.
(c) In
the
event that a Mortgage Loan is purchased by the Seller in accordance with
subsections 2.02(a) or (b) above or Section 2.03, the Seller shall remit the
applicable Purchase Price to the Master Servicer for deposit in the Master
Servicer Collection Account and shall provide written notice to the Trustee
detailing the components of the Purchase Price, signed by a Servicing Officer.
Upon deposit of the Purchase Price in the Master Servicer Collection Account
and
upon receipt of a Request for Release with respect to such Mortgage Loan, the
Trustee or the Custodian will release to the Seller the related Mortgage File
and the Trustee shall execute and deliver all instruments of transfer or
assignment, without recourse, representation or warranty furnished to it by
the
related Seller, as are necessary to vest in the title to and rights under the
Mortgage Loan. Such purchase shall be deemed to have occurred on the date on
which the deposit into the Master Servicer Collection Account was made. The
Trustee shall promptly notify the Rating Agencies of such repurchase. The
obligation of the Seller to cure, repurchase or substitute for any Mortgage
Loan
as to which a defect in a constituent document exists shall be the sole remedies
respecting such defect available to the Certificateholders or to the Trustee
on
their behalf.
(d) The
Seller shall deliver to the Trustee or the Custodian on its behalf, and Trustee
agrees to accept the Mortgage Note and other documents constituting the Mortgage
File with respect to any Replacement Mortgage Loan, which the Trustee or the
Custodian will review as provided in subsections 2.02(a) and 2.02(b), provided,
that the Closing Date referred to therein shall instead be the date of delivery
of the Mortgage File with respect to each Replacement Mortgage
Loan.
Section
2.03 Representations,
Warranties and Covenants of the Company, the Master Servicer and the
Seller.
(a) EMC
as
Company hereby represents and warrants to the Depositor, the Master Servicer
and
the Trustee as follows, as of the Closing Date:
(i) It
is
duly organized and is validly existing and in good standing under the laws
of
the State of Delaware and is duly authorized and qualified to transact any
and
all business contemplated by this Agreement to be conducted by it in any state
in which a Mortgaged Property is located or is otherwise not required under
applicable law to effect such qualification and, in any event, is in compliance
with the doing business laws of any such state, to the extent necessary to
ensure its ability to enforce each Mortgage Loan, to service the Mortgage Loans
in accordance with the terms of this Agreement and to perform any of its other
obligations under this Agreement in accordance with the terms
hereof.
(ii) It
has
the full corporate power and authority to service each Mortgage Loan, and to
execute, deliver and perform, and to enter into and consummate the transactions
contemplated by this Agreement and has duly authorized by all necessary
corporate action on its part the execution, delivery and performance of this
Agreement; assuming the due authorization, execution and delivery hereof by
the
other parties hereto, constitutes its legal, valid and binding obligation,
enforceable against it in accordance with its terms, except that (a) the
enforceability hereof may be limited by bankruptcy, insolvency, moratorium,
receivership and other similar laws relating to creditors’ rights generally and
(b) the remedy of specific performance and injunctive and other forms of
equitable relief may be subject to equitable defenses and to the discretion
of
the court before which any proceeding therefor may be brought.
(iii) The
execution and delivery of this Agreement by it, the servicing of the Mortgage
Loans by it under this Agreement, the consummation of any other of the
transactions contemplated by this Agreement, and the fulfillment of or
compliance with the terms hereof are in its ordinary course of business and
will
not (A) result in a breach of any term or provision of its charter or by-laws
or
(B) conflict with, result in a breach, violation or acceleration of, or result
in a default under, the terms of any other material agreement or instrument
to
which it is a party or by which it may be bound, or (C) constitute a violation
of any statute, order or regulation applicable to it of any court, regulatory
body, administrative agency or governmental body having jurisdiction over it;
and it is not in breach or violation of any material indenture or other material
agreement or instrument, or in violation of any statute, order or regulation
of
any court, regulatory body, administrative agency or governmental body having
jurisdiction over it which breach or violation may materially impair its ability
to perform or meet any of its obligations under this Agreement.
(iv) It
is an
approved servicer of conventional mortgage loans for Xxxxxx Xxx or Xxxxxxx
Mac
and is a mortgagee approved by the Secretary of Housing and Urban Development
pursuant to Sections 203 and 211 of the National Housing Act.
(v) No
litigation is pending or, to the best of its knowledge, threatened, against
it
that would materially and adversely affect the execution, delivery or
enforceability of this Agreement or its ability to service the Mortgage Loans
or
to perform any of its other obligations under this Agreement in accordance
with
the terms hereof.
(vi) No
consent, approval, authorization or order of any court or governmental agency
or
body is required for its execution, delivery and performance of, or compliance
with, this Agreement or the consummation of the transactions contemplated
hereby, or if any such consent, approval, authorization or order is required,
it
has obtained the same.
(vii) The
Company has delivered to the Depositor and the Trustee financial statements
of
its parent, for its last two complete fiscal years. All such financial
information fairly presents the pertinent results of operations and financial
position for the period identified and has been prepared in accordance with
GAAP
consistently applied throughout the periods involved, except as set forth in
the
notes thereto. There has been no change in the servicing policies and
procedures (outside of the normal changes warranted by regulatory and product
type changes in the portfolio), business, operations, financial condition,
properties or assets of the Company since the date of the Company’s financial
information that would have a material adverse effect on its ability to perform
its obligations under this Agreement.
(viii) In
connection with the Group II Mortgage Loans and Group III Mortgage Loans,
notwithstanding any state or federal law to the contrary, the Company shall
not
collect such prepayment premium in any instance when the mortgage debt is
accelerated through foreclosure sale or other involuntary payment as the result
of the borrower’s default in making the loan payments.
(ix) The
Company shall transmit full-file
credit reporting data for each Group II Mortgage Loan and Group
III Mortgage
Loan pursuant to Xxxxxx Mae Guide Announcement 95-19 and that for each
Group II Mortgage Loan and
Group III Mortgage Loan, the Company agrees it shall report one of the following
statuses each month as follows: new origination, current, delinquent (30-,
60-,
90-days, etc.), foreclosed, or charged-off.
(x) As
of the
Closing Date and except as has been otherwise disclosed to the Trustee and
the
Depositor, or disclosed in any public filing: (1) no default or servicing
related performance trigger has occurred as to any other Pass-Through Transfer
due to any act or failure to act of the Company; (2) no material noncompliance
with applicable servicing criteria as to any other Pass-Through Transfer has
occurred, been disclosed or reported by the Company; (3) the Company has not
been terminated as servicer in a residential mortgage loan Pass-Through
Transfer, either due to a servicing default or to application of a servicing
performance test or trigger; (4) no material changes to the Company’s servicing
policies and procedures for similar loans have occurred in the preceding three
years; (5) there are no aspects of the Company’s financial condition that could
have a material adverse impact on the performance by the Company of its
obligations hereunder; (6) there are no legal proceedings pending, or known
to
be contemplated by governmental authorities, against the Company that could
be
material to investors in the securities issued in such Pass-Through Transfer;
and (7) there are no affiliations, relationships or transactions relating to
the
Company of a type that are described under Item 1119 of Regulation
AB.
(xi) If
so
requested by the Depositor or the Trustee on any date, the Company shall, within
five Business Days following such request, confirm in writing the accuracy
of
the representations and warranties set forth in clause (b)(i) of this Section
or, if any such representation and warranty is not accurate as of the date
of
such request, provide reasonably adequate disclosure of the pertinent facts,
in
writing, to the requesting party.
(xii) As
a
condition to the succession to the Company or any subservicer as servicer or
subservicer under this Agreement by any Person (i) into which the Company or
such subservicer may be merged or consolidated, or (ii) which may be appointed
as a successor to the Company or any subservicer, the Company shall provide
to
the Trustee and the Depositor, at least 15 calendar days prior to the effective
date of such succession or appointment, (x) written notice to the Trustee and
the Depositor of such succession or appointment and (y) in writing and in form
and substance reasonably satisfactory to the Master Servicer and the Depositor,
all information reasonably requested by the Trustee or the Depositor in order
to
comply with its reporting obligation under Item 6.02 of Form 8-K with respect
to
any class of asset-backed securities.
(b) The
Master Servicer hereby represents and warrants to the Depositor, the Company
and
the Trustee as follows, as of the Closing Date:
(i) It
is
duly organized and is validly existing and in good standing under the laws
of
the State of Delaware and is duly authorized and qualified to transact any
and
all business contemplated by this Agreement to be conducted by it in any state
in which a Mortgaged Property related to a Mortgage Loan is located or is
otherwise not required under applicable law to effect such qualification and,
in
any event, is in compliance with the doing business laws of any such state,
to
the extent necessary to ensure its ability to enforce each Mortgage Loan, to
service the Mortgage Loans in accordance with the terms of this Agreement and
to
perform any of its other obligations under this Agreement in accordance with
the
terms hereof.
(ii) It
has
the full corporate power and authority to execute, deliver and perform, and
to
enter into and consummate the transactions contemplated by this Agreement and
has duly authorized by all necessary corporate action on its part the execution,
delivery and performance of this Agreement; and this, assuming the due
authorization, execution and delivery hereof by the other parties hereto,
constitutes its legal, valid and binding obligation, enforceable against it
in
accordance with its terms, except that (a) the enforceability hereof may be
limited by bankruptcy, insolvency, moratorium, receivership and other similar
laws relating to creditors’ rights generally and (b) the remedy of specific
performance and injunctive and other forms of equitable relief may be subject
to
equitable defenses and to the discretion of the court before which any
proceeding therefor may be brought.
(iii) The
execution and delivery of this Agreement by it, the consummation of any other
of
the transactions contemplated by this Agreement, and the fulfillment of or
compliance with the terms hereof are in its ordinary course of business and
will
not (A) result in a material breach of any term or provision of its charter
or
by-laws or (B) materially conflict with, result in a material breach, violation
or acceleration of, or result in a material default under, the terms of any
other material agreement or instrument to which it is a party or by which it
may
be bound, or (C) constitute a material violation of any statute, order or
regulation applicable to it of any court, regulatory body, administrative agency
or governmental body having jurisdiction over it; and it is not in breach or
violation of any material indenture or other material agreement or instrument,
or in violation of any statute, order or regulation of any court, regulatory
body, administrative agency or governmental body having jurisdiction over it
which breach or violation may materially impair its ability to perform or meet
any of its obligations under this Agreement.
(iv) No
litigation is pending or, to the best of its knowledge, threatened, against
it
that would materially and adversely affect the execution, delivery or
enforceability of this Agreement or its ability to perform any of its other
obligations under this Agreement in accordance with the terms
hereof.
(v) No
consent, approval, authorization or order of any court or governmental agency
or
body is required for its execution, delivery and performance of, or compliance
with, this Agreement or the consummation of the transactions contemplated hereby
or thereby, or if any such consent, approval, authorization or order is
required, it has obtained the same.
(c) The
Seller hereby represents and warrants to the Depositor and the Trustee as
follows, as of the Closing Date:
(i) The
Seller is duly organized as a Delaware corporation and is validly existing
and
in good standing under the laws of the State of Delaware and is duly authorized
and qualified to transact any and all business contemplated by this Agreement
to
be conducted by the Seller in any state in which a Mortgaged Property is located
or is otherwise not required under applicable law to effect such qualification
and, in any event, is in compliance with the doing business laws of any such
state, to the extent necessary to ensure its ability to enforce each Mortgage
Loan, to sell the Mortgage Loans in accordance with the terms of the Mortgage
Loan Purchase Agreement and to perform any of its other obligations under this
Agreement in accordance with the terms hereof.
(ii) The
Seller has the full corporate power and authority to sell each Mortgage Loan,
and to execute, deliver and perform, and to enter into and consummate the
transactions contemplated by this Agreement and has duly authorized by all
necessary corporate action on the part of the Seller the execution, delivery
and
performance of this Agreement, assuming the due authorization, execution and
delivery hereof by the other parties hereto or thereto, as applicable,
constitutes a legal, valid and binding obligation of the Seller, enforceable
against the Seller in accordance with its terms, except that (a) the
enforceability hereof may be limited by bankruptcy, insolvency, moratorium,
receivership and other similar laws relating to creditors’ rights generally and
(b) the remedy of specific performance and injunctive and other forms of
equitable relief may be subject to equitable defenses and to the discretion
of
the court before which any proceeding therefor may be brought.
(iii) The
execution and delivery of this Agreement by the Seller, the sale of the Mortgage
Loans by the Seller under the Mortgage Loan Purchase Agreement, the consummation
of any other of the transactions contemplated by this Agreement, and the
fulfillment of or compliance with the terms hereof and thereof are in the
ordinary course of business of the Seller and will not (A) result in a material
breach of any term or provision of the charter or by-laws of the Seller or
(B)
conflict with, result in a breach, violation or acceleration of, or result
in a
default under, the terms of any other material agreement or instrument to which
the Seller is a party or by which it may be bound, or (C) constitute a violation
of any statute, order or regulation applicable to the Seller of any court,
regulatory body, administrative agency or governmental body having jurisdiction
over the Seller; and the Seller is not in breach or violation of any material
indenture or other material agreement or instrument, or in violation of any
statute, order or regulation of any court, regulatory body, administrative
agency or governmental body having jurisdiction over it which breach or
violation may materially impair the Seller’s ability to perform or meet any of
its obligations under this Agreement.
(iv) The
Seller is an approved seller of conventional mortgage loans for Xxxxxx Xxx
or
Xxxxxxx Mac and is a mortgagee approved by the Secretary of Housing and Urban
Development pursuant to Sections 203 and 211 of the National Housing
Act.
(v) No
litigation is pending or, to the best of the Seller’s knowledge, threatened,
against the Seller that would materially and adversely affect the execution,
delivery or enforceability of this Agreement or the ability of the Seller to
sell the Mortgage Loans or to perform any of its other obligations under this
Agreement in accordance with the terms hereof or thereof.
(vi) No
consent, approval, authorization or order of any court or governmental agency
or
body is required for the execution, delivery and performance by the Seller
of,
or compliance by the Seller with, this Agreement or the consummation of the
transactions contemplated hereby, or if any such consent, approval,
authorization or order is required, the Seller has obtained the
same.
(vii) With
respect to each Mortgage Loan as of the Closing Date (or such other date as
may
be specified in Section 7 of the Mortgage Loan Purchase Agreement), the Seller
hereby remakes and restates each of the representations and warranties set
forth
in Section 7 of the Mortgage Loan Purchase Agreement to the Depositor and the
Trustee to the same extent as if fully set forth herein.
(d) Upon
discovery by any of the parties hereto of a breach of a representation or
warranty set forth in the Mortgage Loan Purchase Agreement with respect to
the
Mortgage Loans that materially and adversely affects the interests of the
Certificateholders in any Mortgage Loan, the party discovering such breach
shall
give prompt written notice thereof to the other parties. The Seller hereby
covenants, with respect to the representations and warranties set forth in
the
Mortgage Loan Purchase Agreement with respect to the Mortgage Loans, that within
90 days of the discovery of a breach of any representation or warranty set
forth
therein that materially and adversely affects the interests of the
Certificateholders in any Mortgage Loan, it shall cure such breach in all
material respects and, if such breach is not so cured, (i) if such 90 day period
expires prior to the second anniversary of the Closing Date, remove such
Mortgage Loan (a “Deleted Mortgage Loan”) from the Trust Fund and substitute in
its place a Replacement Mortgage Loan, in the manner and subject to the
conditions set forth in this Section; or (ii) repurchase the affected Mortgage
Loan or Mortgage Loans from the Trustee at the Purchase Price in the manner
set
forth below; provided that any such substitution pursuant to (i) above or
repurchase pursuant to (ii) above shall not be effected prior to the delivery
to
the Trustee of an Opinion of Counsel if required by Section 2.05 hereof and
any
such substitution pursuant to (i) above shall not be effected prior to the
additional delivery to the Trustee of a Request for Release. The Trustee shall
give prompt written notice to the parties hereto of the Seller’s failure to cure
such breach as set forth in the preceding sentence. The Seller shall promptly
reimburse the Master Servicer and the Trustee for any expenses reasonably
incurred by the Master Servicer or the Trustee in respect of enforcing the
remedies for such breach. To enable the Master Servicer to amend the Mortgage
Loan Schedule, the Seller shall, unless it cures such breach in a timely fashion
pursuant to this Section 2.03, promptly notify the Master Servicer whether
it
intends either to repurchase, or to substitute for, the Mortgage Loan affected
by such breach. With respect to the representations and warranties with respect
to the Mortgage Loans that are made to the best of the Seller’s knowledge, if it
is discovered by any of the Depositor, the Master Servicer, the Seller, the
Trustee or the Custodian that the substance of such representation and warranty
is inaccurate and such inaccuracy materially and adversely affects the value
of
the related Mortgage Loan, notwithstanding the Seller’s lack of knowledge with
respect to the substance of such representation or warranty, the Seller shall
nevertheless be required to cure, substitute for or repurchase the affected
Mortgage Loan in accordance with the foregoing.
With
respect to any Replacement Mortgage Loan or Loans, the Seller (pursuant to
the
Mortgage Loan Purchase Agreement) shall deliver to the Trustee or the Custodian
on its behalf for the benefit of the Certificateholders such documents and
agreements as are required by Section 2.01. No substitution will be made in
any
calendar month after the Determination Date for such month. Notwithstanding
the
foregoing, such substitution must be done within two years of the Closing Date.
Scheduled Payments due with respect to Replacement Mortgage Loans in the Due
Period related to the Distribution Date on which such proceeds are to be
distributed shall not be part of the Trust Fund and will be retained by the
Seller. For the month of substitution, distributions to Certificateholders
will
include the Scheduled Payment due on any Deleted Mortgage Loan for the related
Due Period and thereafter the Seller shall be entitled to retain all amounts
received in respect of such Deleted Mortgage Loan. The Master Servicer shall
amend the Mortgage Loan Schedule for the benefit of the Certificateholders
to
reflect the removal of each such Deleted Mortgage Loan and the substitution
of
the Replacement Mortgage Loan or Loans and the Master Servicer shall deliver
the
amended Mortgage Loan Schedule to the Trustee and the Custodian. Upon such
substitution, the Replacement Mortgage Loan or Loans shall be subject to the
terms of this Agreement in all respects, and the Seller shall be deemed to
have
made with respect to such Replacement Mortgage Loan or Loans, as of the date
of
substitution, the representations and warranties set forth in Section 7 of
the
Mortgage Loan Purchase Agreement with respect to such Mortgage Loan. Upon any
such substitution and the deposit into the Protected Account of the amount
required to be deposited therein in connection with such substitution as
described in the following paragraph and receipt by the Trustee of a Request
for
Release for such Mortgage Loan, the Trustee or the Custodian shall release
to
the Seller the Mortgage File relating to such Deleted Mortgage Loan and held
for
the benefit of the Certificateholders and the Trustee shall execute and deliver
at the Seller’s direction such instruments of transfer or assignment as have
been prepared by the Seller in each case without recourse, representation or
warranty as shall be necessary to vest in the Seller or its respective designee,
title to the Trustee’s interest in any Deleted Mortgage Loan substituted for
pursuant to this Section 2.03.
For
any
month in which the Seller substitutes one or more Replacement Mortgage Loans
for
a Deleted Mortgage Loan, the Master Servicer will determine the amount (if
any)
by which the aggregate principal balance of all the Replacement Mortgage Loans
as of the date of substitution is less than the Stated Principal Balance (after
application of the principal portion of the Scheduled Payment due in the month
of substitution) of such Deleted Mortgage Loan. An amount equal to the aggregate
of such deficiencies described in the preceding sentence for any Distribution
Date (such amount, the “Substitution Adjustment Amount”) shall be deposited into
the Protected Account, by the Seller, upon its delivering such Replacement
Mortgage Loan on the Determination Date for the Distribution Date relating
to
the Prepayment Period during which the related Mortgage Loan became required
to
be purchased or replaced hereunder.
In
the
event that the Seller shall have repurchased a Mortgage Loan, the Purchase
Price
therefor shall be deposited into the Master Servicer Collection Account, on
the
Determination Date for the Distribution Date in the month following the month
during which the Seller became obligated to repurchase or replace such Mortgage
Loan and upon such deposit of the Purchase Price, the delivery of an Opinion
of
Counsel if required by Section 2.05 and the receipt of a Request for Release,
the Trustee or the Custodian shall release the related Mortgage File held for
the benefit of the Certificateholders to the Seller and the Trustee shall
execute and deliver at such Person’s direction the related instruments of
transfer or assignment prepared by the Seller, in each case without recourse,
as
shall be necessary to transfer title from the Trustee for the benefit of the
Certificateholders and transfer the Trustee’s interest to the Seller to any
Mortgage Loan purchased pursuant to this Section 2.03. It is understood and
agreed that the obligation under this Agreement of the Seller to cure,
repurchase or replace any Mortgage Loan as to which a breach has occurred and
is
continuing shall constitute the sole remedies against the Seller respecting
such
breach available to the Certificateholders, the Depositor or the
Trustee.
(e) The
representations and warranties set forth in this Section 2.03 hereof shall
survive delivery of the respective Mortgage Loans and Mortgage Files to the
Trustee or the Custodian for the benefit of the Certificateholders.
Section
2.04 Representations
and Warranties of the Depositor.
The
Depositor hereby represents and warrants to the Master Servicer and the Trustee
as follows, as of the date hereof and as of the Closing Date:
(i) The
Depositor is duly organized and is validly existing as a limited liability
company in good standing under the laws of the State of Delaware and has full
power and authority necessary to own or hold its properties and to conduct
its
business as now conducted by it and to enter into and perform its obligations
under this Agreement.
(ii) The
Depositor has the full power and authority to execute, deliver and perform,
and
to enter into and consummate the transactions contemplated by, this Agreement
and has duly authorized, by all necessary corporate action on its part, the
execution, delivery and performance of this Agreement, assuming the due
authorization, execution and delivery hereof by the other parties hereto,
constitutes a legal, valid and binding obligation of the Depositor, enforceable
against the Depositor in accordance with its terms, subject, as to
enforceability, to (i) bankruptcy, insolvency, reorganization, moratorium and
other similar laws affecting creditors’ rights generally and (ii) general
principles of equity, regardless of whether enforcement is sought in a
proceeding in equity or at law.
(iii) The
execution and delivery of this Agreement by the Depositor, the consummation
of
the transactions contemplated by this Agreement, and the fulfillment of or
compliance with the terms hereof and thereof are in the ordinary course of
business of the Depositor and will not (A) result in a material breach of any
term or provision of the certificate of formation or limited liability company
agreement of the Depositor or (B) conflict with, result in a breach, violation
or acceleration of, or result in a default under, the terms of any other
material agreement or instrument to which the Depositor is a party or by which
it may be bound or (C) constitute a violation of any statute, order or
regulation applicable to the Depositor of any court, regulatory body,
administrative agency or governmental body having jurisdiction over the
Depositor; and the Depositor is not in breach or violation of any material
indenture or other material agreement or instrument, or in violation of any
statute, order or regulation of any court, regulatory body, administrative
agency or governmental body having jurisdiction over it which breach or
violation may materially impair the Depositor’s ability to perform or meet any
of its obligations under this Agreement.
(iv) No
litigation is pending, or, to the best of the Depositor’s knowledge, threatened,
against the Depositor that would materially and adversely affect the execution,
delivery or enforceability of this Agreement or the ability of the Depositor
to
perform its obligations under this Agreement in accordance with the terms
hereof.
(v) No
consent, approval, authorization or order of any court or governmental agency
or
body is required for the execution, delivery and performance by the Depositor
of, or compliance by the Depositor with this Agreement or the consummation
of
the transactions contemplated hereby, or if any such consent, approval,
authorization or order is required, the Depositor has obtained the same;
and
(vi) The
Depositor has filed all reports required to be filed by Section 13 or Section
15(d) of the Exchange Act during the preceding 12 months (or for such shorter
period that the Depositor was required to file such reports) and it has been
subject to such filing requirements for the past 90 days.
The
Depositor hereby represents and warrants to the Trustee as of the Closing Date,
following the transfer of the Mortgage Loans to it by the Seller, the Depositor
had good title to the Mortgage Loans and the related Mortgage Notes were subject
to no offsets, claims, defenses or counterclaims.
It
is
understood and agreed that the representations and warranties set forth in
this
Section 2.04 shall survive delivery of the Mortgage Files to the Trustee or
the
Custodian for the benefit of the Certificateholders. Upon discovery by the
Depositor or the Trustee of a breach of such representations and warranties,
the
party discovering such breach shall give prompt written notice to the others
and
to each Rating Agency.
Section
2.05 Delivery
of Opinion of Counsel in Connection with Substitutions and
Repurchases.
(a) Notwithstanding
any contrary provision of this Agreement, with respect to any Mortgage Loan
that
is not in default or as to which default is not reasonably foreseeable, no
repurchase or substitution pursuant to Sections 2.02 or 2.03 shall be made
unless the Seller delivers to the Trustee an Opinion of Counsel, addressed
to
the Trustee, to the effect that such repurchase or substitution would not (i)
result in the imposition of the tax on “prohibited transactions” of REMIC I,
REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI or contributions after the
Closing Date, as defined in Sections 860F(a)(2) and 860G(d) of the Code,
respectively, or (ii) cause any of REMIC I, REMIC II, REMIC III, REMIC IV,
REMIC
V or REMIC VI to fail to qualify as a REMIC at any time that any Certificates
are outstanding. Any Mortgage Loan as to which repurchase or substitution was
delayed pursuant to this paragraph shall be repurchased or the substitution
therefor shall occur (subject to compliance with Sections 2.02 or 2.03) upon
the
earlier of (a) the occurrence of a default or a default becoming reasonably
foreseeable with respect to such Mortgage Loan and (b) receipt by the Trustee
of
an Opinion of Counsel addressed to the Trustee to the effect that such
repurchase or substitution, as applicable, will not result in the events
described in clause (i) or clause (ii) of the preceding sentence.
(b) Upon
discovery by the Depositor, the Seller or the Master Servicer that any Mortgage
Loan does not constitute a “qualified mortgage” within the meaning of Section
860G(a)(3) of the Code, the party discovering such fact shall promptly (and
in
any event within 5 Business Days of discovery) give written notice thereof
to
the other parties and the Trustee. In connection therewith, the Trustee shall
require the Seller at it’s option, to either (i) cure such defect or breach,
(ii) substitute, if the conditions in Section 2.03 with respect to substitutions
are satisfied, a Replacement Mortgage Loan for the affected Mortgage Loan,
or
(iii) repurchase the affected Mortgage Loan within 90 days of such discovery
in
the same manner as it would for a defect or a breach described in Section 2.02
or Section 2.03, as applicable. The Trustee shall reconvey to the Seller the
Mortgage Loan to be released pursuant hereto (and the Custodian shall deliver
the related Mortgage File) in the same manner, and on the same terms and
conditions, as it would for a defect or a breach described in Section 2.02
or
Section 2.03, as applicable.
Section
2.06 Countersignature
and Delivery of Certificates.
(a) The
Trustee acknowledges the sale, transfer and assignment to it of the Trust Fund
and, concurrently with such transfer and assignment, has executed, countersigned
and delivered, to or upon the order of the Depositor, the Certificates in
authorized denominations evidencing the entire ownership of the Trust Fund.
The
Trustee agrees to hold the Trust Fund and exercise the rights referred to above
for the benefit of all present and future Holders of the Certificates and to
perform the duties set forth in this Agreement in accordance with its
terms.
(b) The
Depositor concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest of the Depositor in and to the REMIC
I Regular Interests and the other assets of REMIC II for the benefit of the
holders of the REMIC II Regular Interests and the Class R-2 Certificates. The
Trustee acknowledges receipt of the REMIC I Regular Interests (which are
uncertificated) and the other assets of REMIC II and declares that it holds
and
will hold the same in trust for the exclusive use and benefit of the holders
of
the REMIC II Regular Interests and the Class R-2 Certificates.
(c) The
Depositor concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest of the Depositor in and to the REMIC
II Regular Interests and the other assets of REMIC III for the benefit of the
holders of the REMIC III Regular Interests and the Class R-3 Certificates.
The
Trustee acknowledges receipt of the REMIC II Regular Interests (which are
uncertificated) and the other assets of REMIC III and declares that it holds
and
will hold the same in trust for the exclusive use and benefit of the holders
of
the REMIC III Regular Interests and the Class R-3 Certificates.
(d) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest of the Depositor in and to the Class
CE Interest for the benefit of the Holders of the REMIC IV Certificates. The
Trustee acknowledges receipt of the Class CE Interest (which is uncertificated)
and declares that it holds and will hold the same in trust for the exclusive
use
and benefit of the Holders of the REMIC IV Certificates.
(e) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest of the Depositor in and to the Class
P Interest for the benefit of the Holders of the REMIC V Certificates. The
Trustee acknowledges receipt of the Class P Interest (which is uncertificated)
and declares that it holds and will hold the same in trust for the exclusive
use
and benefit of the Holders of the REMIC V Certificates.
(f) The
Depositor, concurrently with the execution and delivery hereof, does hereby
transfer, assign, set over and otherwise convey in trust to the Trustee without
recourse all the right, title and interest of the Depositor in and to the Class
IO Interest for the benefit of the holders of the REMIC VI Interests. The
Trustee acknowledges receipt of the Class IO Interest (which is uncertificated)
and declares that it holds and will hold the same in trust for the exclusive
use
and benefit of the holders of the REMIC VI Interests.
Section
2.07 Purposes
and Powers of the Trust.
The
purpose of the common law trust, as created hereunder, is to engage in the
following activities:
(a) acquire
and hold, as set forth in this Agreement, the Mortgage Loans and the other
assets of the Trust Fund and the proceeds therefrom for the benefit of the
Certificateholders;
(b) to
issue
the Certificates sold to the Depositor in exchange for the Mortgage Loans and
any other assets of the Trust;
(c) to
make
distributions on the Certificates;
(d) to
engage
in those activities that are necessary, suitable or convenient to accomplish
the
foregoing or are incidental thereto or connected therewith; and
(e) subject
to compliance with this Agreement, to engage in such other activities as may
be
required in connection with conservation of the Trust Fund and the making of
distributions to the Certificateholders.
The
Trust
is hereby authorized to engage in the foregoing activities. Neither the Trustee
nor the Master Servicer shall cause the Trust to engage in any activity other
than in connection with the foregoing or other than as required or authorized
by
the terms of this Agreement while any Certificate is outstanding.
ARTICLE
III
ADMINISTRATION
AND SERVICING OF
MORTGAGE
LOANS BY COMPANY
Section
3.01 The
Company.
The
Company shall service and administer the Mortgage Loans in accordance with
customary and usual standards of practice of prudent mortgage loan servicers
in
the respective states in which the related Mortgaged Properties are located.
In
connection with such servicing and administration, the Company shall have
full
power and authority, acting alone and/or through subservicers as provided
in
Section 3.03, to do or cause to be done any and all things that it may deem
necessary or desirable in connection with such servicing and administration,
including but not limited to, the power and authority, subject to the terms
hereof (i) to execute and deliver, on behalf of the Certificateholders, the
Trustee, customary consents or waivers and other instruments and documents,
(ii)
to consent to transfers of any related Mortgaged Property and assumptions
of the
Mortgage Notes and related Mortgages (but only in the manner provided herein),
(iii) to collect any Insurance Proceeds and any Liquidation Proceeds or
Subsequent Recoveries, and (iv) subject to Section 3.09, to effectuate
foreclosure or other conversion of the ownership of the Mortgaged Property
securing any Mortgage Loan; provided that the Company shall take no action
that
is inconsistent with or prejudices the interests of the Trust Fund or the
Certificateholders in any Mortgage Loan or the rights and interests of the
Depositor or the Trustee under this Agreement.
Without
limiting the generality of the foregoing, the Company, in its own name or
in the
name of the Trust, the Depositor or the Trustee, is hereby authorized and
empowered by the Trust, the Depositor and the Trustee, when the Company believes
it appropriate in its reasonable judgment, to execute and deliver, on behalf
of
the Trustee, the Depositor, the Certificateholders or any of them, any and
all
instruments of satisfaction or cancellation, or of partial or full release
or
discharge and all other comparable instruments, with respect to the Mortgage
Loans, and with respect to the related Mortgaged Properties held for the
benefit
of the Certificateholders. The Company shall prepare and deliver to the
Depositor, the Master Servicer and/or the Trustee such documents requiring
execution and delivery by any or all of them as are necessary or appropriate
to
enable the Company to service and administer the Mortgage Loans. Upon receipt
of
such documents, the Depositor, the Master Servicer and/or the Trustee shall
execute such documents and deliver them to the Company.
In
accordance with the standards of the first paragraph of this Section 3.01,
the
Company shall advance or cause to be advanced funds as necessary for the
purpose
of effecting the payment of taxes and assessments on the Mortgaged Properties
relating to the Mortgage Loans, which advances shall be reimbursable in the
first instance from related collections from the Mortgagors pursuant to Section
5.04, and further as provided in Section 5.02. All costs incurred by the
Company, if any, in effecting the timely payments of taxes and assessments
on
the Mortgaged Properties relating to the Mortgage Loans and related insurance
premiums shall not, for the purpose of calculating monthly distributions
to the
Certificateholders, be added to the Stated Principal Balance under the related
Mortgage Loans, notwithstanding that the terms of such Mortgage Loans so
permit.
Section
3.02 Due-on-Sale
Clauses; Assumption Agreements.
(a) Except
as
otherwise provided in this Section 3.02, when any property subject to a Mortgage
has been or is about to be conveyed by the Mortgagor, the Company shall to
the
extent that it has knowledge of such conveyance, enforce any due-on-sale
clause
contained in any Mortgage Note or Mortgage, to the extent permitted under
applicable law and governmental regulations, but only to the extent that
such
enforcement will not adversely affect or jeopardize coverage under any Required
Insurance Policy. Notwithstanding the foregoing, the Company is not required
to
exercise such rights with respect to an Mortgage Loan if the Person to whom
the
related Mortgaged Property has been conveyed or is proposed to be conveyed
satisfies the terms and conditions contained in the Mortgage Note and Mortgage
related thereto and the consent of the mortgagee under such Mortgage Note
or
Mortgage is not otherwise so required under such Mortgage Note or Mortgage
as a
condition to such transfer. In the event that the Company is prohibited by
law
from enforcing any such due-on-sale clause, or if coverage under any Required
Insurance Policy would be adversely affected, or if nonenforcement is otherwise
permitted hereunder, the Company is authorized, subject to Section 3.02(b),
to
take or enter into an assumption and modification agreement from or with
the
person to whom such property has been or is about to be conveyed, pursuant
to
which such person becomes liable under the Mortgage Note and, unless prohibited
by applicable state law, the Mortgagor remains liable thereon, provided that
the
Mortgage Loan shall continue to be covered (if so covered before the Company
enters such agreement) by the applicable Required Insurance Policies. The
Company, subject to Section 3.02(b), is also authorized with the prior approval
of the insurers under any Required Insurance Policies to enter into a
substitution of liability agreement with such Person, pursuant to which the
original Mortgagor is released from liability and such Person is substituted
as
Mortgagor and becomes liable under the Mortgage Note. Notwithstanding the
foregoing, the Company shall not be deemed to be in default under this Section
3.02(a) by reason of any transfer or assumption that the Company reasonably
believes it is restricted by law from preventing.
(b) Subject
to the Company’s duty to enforce any due-on-sale clause to the extent set forth
in Section 3.02(a), in any case in which a Mortgaged Property has been conveyed
to a Person by a Mortgagor, and such Person is to enter into an assumption
agreement or modification agreement or supplement to the Mortgage Note or
Mortgage that requires the signature of the Trustee, or if an instrument
of
release signed by the Trustee is required releasing the Mortgagor from liability
on the related Mortgage Loan, the Company shall prepare and deliver or cause
to
be prepared and delivered to the Trustee for signature and shall direct,
in
writing, the Trustee to execute the assumption agreement with the Person
to whom
the Mortgaged Property is to be conveyed and such modification agreement
or
supplement to the Mortgage Note or Mortgage or other instruments as are
reasonable or necessary to carry out the terms of the Mortgage Note or Mortgage
or otherwise to comply with any applicable laws regarding assumptions or
the
transfer of the Mortgaged Property to such Person. In connection with any
such
assumption, no material term of the Mortgage Note (including, but not limited
to, the Mortgage Rate, the amount of the Scheduled Payment and any other
term
affecting the amount or timing of payment on the Mortgage Loan) may be changed.
In addition, the substitute Mortgagor and the Mortgaged Property must be
acceptable to the Company in accordance with its servicing standards as then
in
effect. The Company shall notify the Trustee that any such substitution or
assumption agreement has been completed by forwarding to the Trustee the
original of such substitution or assumption agreement, which in the case
of the
original shall be added to the related Mortgage File and shall, for all
purposes, be considered a part of such Mortgage File to the same extent as
all
other documents and instruments constituting a part thereof. Any fee collected
by the Company for entering into an assumption or substitution of liability
agreement shall be retained by the Company as additional servicing
compensation.
Section
3.03 Subservicers.
The
Company shall perform all of its servicing responsibilities hereunder or
may
cause a subservicer to perform any such servicing responsibilities on its
behalf, but the use by the Company of a subservicer shall not release the
Company from any of its obligations hereunder and the Company shall remain
responsible hereunder for all acts and omissions of each subservicer as fully
as
if such acts and omissions were those of the Company. The Company shall pay
all
fees of each subservicer from its own funds, and a subservicer’s fee shall not
exceed the Servicing Fee payable to the Company hereunder.
At
the
cost and expense of the Company, without any right of reimbursement from
its
Protected Account, the Company shall be entitled to terminate the rights
and
responsibilities of a subservicer and arrange for any servicing responsibilities
to be performed by a successor subservicer; provided, however, that nothing
contained herein shall be deemed to prevent or prohibit the Company, at the
Company’s option, from electing to service the related Mortgage Loans itself. In
the event that the Company’s responsibilities and duties under this Agreement
are terminated pursuant to Section 9.05, the Company shall at its own cost
and
expense terminate the rights and responsibilities of each subservicer effective
as of the date of termination of the Company. The Company shall pay all fees,
expenses or penalties necessary in order to terminate the rights and
responsibilities of each subservicer from the Company’s own funds without
reimbursement from the Trust Fund.
Notwithstanding
the foregoing, the Company shall not be relieved of its obligations hereunder
and shall be obligated to the same extent and under the same terms and
conditions as if it alone were servicing and administering the Mortgage Loans.
The Company shall be entitled to enter into an agreement with a subservicer
for
indemnification of the Company by the subservicer and nothing contained in
this
Agreement shall be deemed to limit or modify such indemnification.
Any
Subservicing Agreement and any other transactions or services relating to
the
Mortgage Loans involving a subservicer shall be deemed to be between such
subservicer and the Company alone, and the Trustee shall not have any
obligations, duties or liabilities with respect to such subservicer including
any obligation, duty or liability of the Trustee to pay such subservicer’s fees
and expenses. Each subservicing agreement that provides that such agreement
may
be assumed or terminated without cause or penalty by the Master Servicer
or the
Trustee, in its capacity as Successor Master Servicer, in the event the Company
is terminated in accordance with this Agreement. For purposes of remittances
to
the Master Servicer pursuant to this Agreement, the Company shall be deemed
to
have received a payment on an Mortgage Loan when a subservicer has received
such
payment.
Section
3.04 Documents,
Records and Funds in Possession of Company To Be Held for
Trustee.
Notwithstanding
any other provisions of this Agreement, the Company shall transmit to the
Trustee or the Custodian on behalf of the Trustee as required by this Agreement
all documents and instruments in respect of an Mortgage Loan coming into
the
possession of the Company from time to time and shall account fully to the
Trustee for any funds received by the Company or that otherwise are collected
by
the Company as Liquidation Proceeds, Subsequent Recoveries or Insurance Proceeds
in respect of any such Mortgage Loan. All Mortgage Files and funds collected
or
held by, or under the control of, the Company in respect of any Mortgage
Loans,
whether from the collection of principal and interest payments or from
Liquidation Proceeds or Subsequent Recoveries, including but not limited
to, any
funds on deposit in the Protected Account maintained by the Company, shall
be
held by the Company for and on behalf of the Trustee and shall be and remain
the
sole and exclusive property of the Trustee, subject to the applicable provisions
of this Agreement. The Company also agrees that it shall not create, incur
or
subject any Mortgage File or any funds that are deposited in the Protected
Account maintained by the Company, or the Master Servicer Collection Account
or
the Distribution Account or in any Escrow Account, or any funds that otherwise
are or may become due or payable to the Trustee for the benefit of the
Certificateholders, to any claim, lien, security interest, judgment, levy,
writ
of attachment or other encumbrance, or assert by legal action or otherwise
any
claim or right of set off against any Mortgage File or any funds collected
on,
or in connection with, an Mortgage Loan, except, however, that the Company
shall
be entitled to set off against and deduct from any such funds any amounts
that
are properly due and payable to the Company under this Agreement.
Section
3.05 Maintenance
of Hazard Insurance.
The
Company shall cause to be maintained, for each Mortgage Loan, hazard insurance
on buildings upon, or comprising part of, the Mortgaged Property against
loss by
fire, hazards of extended coverage and such other hazards as are customary
in
the area where the related Mortgaged Property is located with an insurer
which
is licensed to do business in the state where the related Mortgaged Property
is
located. Each such policy of standard hazard insurance shall contain, or
have an
accompanying endorsement that contains, a standard mortgagee clause. The
Company
shall also cause flood insurance to be maintained on property acquired upon
foreclosure or deed in lieu of foreclosure of any Mortgage Loan, to the extent
described below. Pursuant to Section 5.01, any amounts collected by the Company
under any such policies (other than the amounts to be applied to the restoration
or repair of the related Mortgaged Property or property thus acquired or
amounts
released to the Mortgagor in accordance with the Company’s normal servicing
procedures) shall be deposited in the Protected Account maintained by the
Company. Any cost incurred by the Company in maintaining any such insurance
shall not, for the purpose of calculating monthly distributions to the
Certificateholders or remittances to the Trustee for their benefit, be added
to
the principal balance of the Mortgage Loan, notwithstanding that the terms
of
the Mortgage Loan so permit. Such costs shall be recoverable by the Company
out
of late payments by the related Mortgagor or out of Liquidation Proceeds
to the
extent permitted by Section 3.09. It is understood and agreed that no earthquake
or other additional insurance is to be required of any Mortgagor or maintained
on property acquired in respect of a Mortgage other than pursuant to such
applicable laws and regulations as shall at any time be in force and as shall
require such additional insurance. If the Mortgaged Property is located at
the
time of origination of the related Mortgage Loan in a federally designated
special flood hazard area and such area is participating in the national
flood
insurance program, the Company shall cause flood insurance to be maintained
with
respect to such Mortgage Loan. Such flood insurance shall be in an amount
equal
to the least of (i) the Stated Principal Balance of the related Mortgage
Loan,
(ii) minimum amount required to compensate for damage or loss on a replacement
cost basis or (iii) the maximum amount of such insurance available for the
related Mortgaged Property under the Flood Disaster Protection Act of 1973,
as
amended.
In
the
event that the Company shall obtain and maintain a blanket policy insuring
against hazard losses on all of the Mortgage Loans, it shall conclusively
be
deemed to have satisfied its obligations as set forth in the first sentence
of
this Section 3.05, it being understood and agreed that such policy may contain
a
deductible clause on terms substantially equivalent to those commercially
available and maintained by comparable servicers. If such policy contains
a
deductible clause, the Company shall, in the event that there shall not have
been maintained on the related Mortgaged Property a policy complying with
the
first sentence of this Section 3.05, and there shall have been a loss that
would
have been covered by such policy, deposit in the Protected Account maintained
by
the Company the amount not otherwise payable under the blanket policy because
of
such deductible clause. Such deposit shall be from the Company’s own funds
without reimbursement therefor. In connection with its activities as
administrator and servicer of the Mortgage Loans, the Company agrees to present,
on behalf of itself, the Depositor and the Trustee for the benefit of the
Certificateholders, claims under any such blanket policy.
Section
3.06 Presentment
of Claims and Collection of Proceeds.
The
Company shall prepare and present on behalf of the Trustee and the
Certificateholders all claims under the Insurance Policies relating to the
Mortgage Loans and take such actions (including the negotiation, settlement,
compromise or enforcement of the insured’s claim) as shall be necessary to
realize recovery under such Insurance Policies. Any proceeds disbursed to
the
Company in respect of such Insurance Policies shall be promptly deposited
in the
Protected Account maintained by the Company upon receipt, except that any
amounts that are to be applied upon request to the repair or restoration
of the
related Mortgaged Property, which repair or restoration the owner of such
Mortgaged Property or EMC, as applicable, has agreed to make as a condition
precedent to the presentation of claims on the related Mortgage Loan under
the
applicable Insurance Policy, need not be so deposited (or
remitted).
Section
3.07 Maintenance
of the Primary Mortgage Insurance Policies.
(a) The
Company shall not take any action that would result in noncoverage under
any
applicable Primary Mortgage Insurance Policy of any loss which, but for the
actions of the Company would have been covered thereunder. The Company shall
use
its best efforts to keep in force and effect (to the extent that the Mortgage
Loan requires the Mortgagor to maintain such insurance), Primary Mortgage
Insurance applicable to each Mortgage Loan. The Company shall not cancel
or
refuse to renew any such Primary Mortgage Insurance Policy that is in effect
at
the date of the initial issuance of the related Mortgage Note and is required
to
be kept in force hereunder.
(b) The
Company agrees to present on behalf of the Trustee and the Certificateholders,
claims to the insurer under any Primary Mortgage Insurance Policies relating
to
the Mortgage Loans and, in this regard, to take such reasonable action as
shall
be necessary to permit recovery under any Primary Mortgage Insurance Policies
respecting defaulted Mortgage Loans. Pursuant to Section 5.01, any amounts
collected by the Company under any Primary Mortgage Insurance Policies shall
be
deposited in the Protected Account maintained by the Company, subject to
withdrawal pursuant to Section 5.02 hereof.
Section
3.08 Fidelity
Bond, Errors and Omissions Insurance.
The
Company shall maintain, at its own expense, a blanket fidelity bond and an
errors and omissions insurance policy, with broad coverage with responsible
companies on all officers, employees or other persons acting in any capacity
with regard to the Mortgage Loans and who handle funds, money, documents
and
papers relating to the Mortgage Loans. The fidelity bond and errors and
omissions insurance shall be in the form of the Mortgage Banker’s Blanket Bond
and shall protect and insure the Company against losses, including forgery,
theft, embezzlement, fraud, errors and omissions and negligent acts of such
persons. Such fidelity bond shall also protect and insure the Company against
losses in connection with the failure to maintain any insurance policies
required pursuant to this Agreement and the release or satisfaction of an
Mortgage Loan which is not in accordance with Accepted Servicing Practices.
No
provision of this Section 3.08 requiring the fidelity bond and errors and
omissions insurance shall diminish or relieve the Company from its duties
and
obligations as set forth in this Agreement. The minimum coverage under any
such
bond and insurance policy shall be at least equal to the corresponding amounts
required by Accepted Servicing Practices. The Company shall deliver to the
Master Servicer a certificate from the surety and the insurer as to the
existence of the fidelity bond and errors and omissions insurance policy
and
shall obtain a statement from the surety and the insurer that such fidelity
bond
or insurance policy shall in no event be terminated or materially modified
without thirty days prior written notice to the Master Servicer and the Trustee.
The Company shall notify the Master Servicer and the Trustee within five
business days of receipt of notice that such fidelity bond or insurance policy
will be, or has been, materially modified or terminated. The Trustee for
the
benefit of the Certificateholders must be named as loss payees on the fidelity
bond and as additional insured on the errors and omissions policy.
The
Company shall provide to the Master Servicer and the Depositor evidence of
the
authorization of the person signing any certification or statement, copies
or
other evidence of fidelity bond and errors and omissions insurance, financial
information and reports, and such other information related to the Company
or
any subservicer engaged by it or the Company’s or such subservicer’s performance
hereunder or under the related Subservicing Agreement as may be reasonably
requested by the Master Servicer or the Depositor.
Section
3.09 Realization
Upon Defaulted Mortgage Loans; Determination of Excess Liquidation Proceeds
and
Realized Losses; Repurchases of Certain Mortgage Loans.
(a) The
Company shall use reasonable efforts to foreclose upon or otherwise comparably
convert the ownership of properties securing such of the Mortgage Loans as
come
into and continue in default and as to which no satisfactory arrangements
can be
made for collection of delinquent payments. In connection with such foreclosure
or other conversion, the Company shall follow such practices and procedures
as
it shall deem necessary or advisable and as shall be normal and usual in
its
general mortgage servicing activities and the requirements of the insurer
under
any Required Insurance Policy, including any loss mitigation practices as
set
forth in Section 5.01; provided that the Company shall not be required to
expend
its own funds in connection with any foreclosure or towards the restoration
of
any property unless it shall determine (i) that such restoration and/or
foreclosure will increase the proceeds of liquidation of the Mortgage Loan
after
reimbursement from the Master Servicer of such expenses and (ii) that such
expenses will be recoverable to it through Insurance Proceeds or Liquidation
Proceeds (respecting which it shall have priority for purposes of withdrawals
from the Protected Accounts maintained by the Company pursuant to Section
5.02
or reimbursement from the Master Servicer pursuant to Section 3.09, as
applicable). If the Company reasonably believes that Liquidation Proceeds
with
respect to any such Mortgage Loan would not be increased as a result of such
foreclosure or other action, such Mortgage Loan will be charged off and will
become a Liquidated Loan. The Company will give notice of any such charge-off
to
the Master Servicer, who will in turn give such notice to the Trustee. The
Company shall be responsible for all other costs and expenses incurred by
it in
any such proceedings; provided that such costs and expenses shall be Servicing
Advances and that it shall be entitled to reimbursement thereof from the
proceeds of liquidation of the related Mortgaged Property, as contemplated
in
Section 5.02. If the Company has knowledge that a Mortgaged Property that
the
Company is contemplating acquiring in foreclosure or by deed- in-lieu of
foreclosure is located within a one-mile radius of any site with environmental
or hazardous waste risks known to the Company, the Company will, prior to
acquiring the related Mortgaged Property, consider such risks and only take
action in accordance with its established environmental review
procedures.
With
respect to any REO Property relating to an Mortgage Loan, the deed or
certificate of sale shall be taken in the name of the Trustee for the benefit
of
the Certificateholders (or the Trustee’s nominee on behalf of the
Certificateholders). The Trustee’s name shall be placed on the title to such REO
Property solely as the Trustee hereunder and not in its individual capacity.
The
Company shall ensure that the title to such REO Property references this
Agreement and the Trustee’s capacity hereunder. Pursuant to its efforts to sell
such REO Property, the Company shall either itself or through an agent selected
by the Company protect and conserve such REO Property in the same manner
and to
such extent as is customary in the locality where such REO Property is located
and may, incident to its conservation and protection of the interests of
the
Certificateholders, rent the same, or any part thereof, as the Company deems
to
be in the best interest of the Company and the Certificateholders for the
period
prior to the sale of such REO Property. The Company shall prepare for and
deliver to the Trustee a statement with respect to each such REO Property
that
has been rented showing the aggregate rental income received and all expenses
incurred in connection with the management and maintenance of such REO Property
at such times as is necessary to enable the Trustee to comply with the reporting
requirements of the REMIC Provisions. The net monthly rental income, if any,
from such REO Property shall be deposited in the Protected Account maintained
by
the Company no later than the close of business on each Determination Date.
The
Company shall perform the tax reporting and withholding related to foreclosures,
abandonments and cancellation of indebtedness income as specified by Sections
1445, 6050J and 6050P of the Code by preparing and filing such tax and
information returns, as may be required.
In
the
event that the Trust Fund acquires any Mortgaged Property as aforesaid or
otherwise in connection with a default or a default becoming reasonably
foreseeable on an Mortgage Loan, the Company shall dispose of such Mortgaged
Property prior to three years after its acquisition by the Trust Fund or,
at the
expense of the Trust Fund, request more than 60 days prior to the day on
which
such three-year period would otherwise expire, an extension of the three-year
grace period unless the Trustee shall have been supplied with an Opinion
of
Counsel addressed to the Trustee (such opinion not to be an expense of the
Trustee) to the effect that the holding by the Trust Fund of such Mortgaged
Property subsequent to such three-year period will not result in the imposition
of taxes on “prohibited transactions” of REMIC I, REMIC II, REMIC III, REMIC IV,
REMIC V or REMIC VI as defined in Section 860F of the Code or cause any of
REMIC
I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify
as a
REMIC at any time that any Certificates are outstanding, in which case the
Trust
Fund may continue to hold such Mortgaged Property (subject to any conditions
contained in such Opinion of Counsel). Notwithstanding any other provision
of
this Agreement, no Mortgaged Property acquired by the Trust Fund shall be
rented
(or allowed to continue to be rented) or otherwise used for the production
of
income by or on behalf of the Trust Fund in such a manner or pursuant to
any
terms that would (i) cause such Mortgaged Property to fail to qualify as
“foreclosure property” within the meaning of Section 860G(a)(8) of the Code or
(ii) subject any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC
VI
to the imposition of any federal, state or local income taxes on the income
earned from such Mortgaged Property under Section 860G(c) of the Code or
otherwise, unless the Company has agreed to indemnify and hold harmless the
Trust Fund with respect to the imposition of any such taxes.
The
decision of the Company to foreclose on a defaulted Mortgage Loan shall be
subject to a determination by the Company that the proceeds of such foreclosure
would exceed the costs and expenses of bringing such a proceeding. The income
earned from the management of any Mortgaged Properties acquired through
foreclosure or other judicial proceeding, net of reimbursement to the Company
for expenses incurred (including any property or other taxes) in connection
with
such management and net of unreimbursed Servicing Fees, Advances, Servicing
Advances and any management fee paid or to be paid with respect to the
management of such Mortgaged Property in each case to the extent permitted
under
Section 5.02, shall be applied to the payment of principal of, and interest
on,
the related defaulted Mortgage Loans (with interest accruing as though such
Mortgage Loans were still current) and all such income shall be deemed, for
all
purposes in the Agreement, to be payments on account of principal and interest
on the related Mortgage Notes and shall be deposited into the Protected Accounts
maintained by the Company. To the extent the income received during a Prepayment
Period is in excess of the amount attributable to amortizing principal and
accrued interest at the related Mortgage Rate on the related Mortgage Loan,
such
excess shall be considered to be a partial Principal Prepayment for such
Mortgage Loan for all purposes hereof.
The
Liquidation Proceeds from any liquidation of a related Mortgage Loan shall
be
deposited in the related Protected Account upon receipt and made available
on
the next succeeding Determination Date following receipt thereof for
distribution on the related Distribution Date, except that any Excess
Liquidation Proceeds shall be retained by the Company as additional servicing
compensation.
The
proceeds of any Liquidated Loan, as well as any recovery resulting from a
partial collection of related Liquidation Proceeds or any income from a related
REO Property, shall be applied in the following order of priority: first,
to
reimburse the Company for any related unreimbursed Servicing Advances and
Servicing Fees, pursuant to this Section 3.09 and subject to Section 5.02;
second, to reimburse the Company for any unreimbursed Advances pursuant to
this
Section 3.09 and subject to Section 5.02; third, to accrued and unpaid interest
(to the extent no Advance has been made for such amount) on the Mortgage
Loan or
related REO Property, at the Net Mortgage Rate to the first day of the month
in
which such amounts are required to be distributed; and fourth, as a recovery
of
principal of the Mortgage Loan.
(b) On
each
Determination Date, the Company shall determine the respective aggregate
amounts
of Excess Liquidation Proceeds and Realized Losses, if any, for the prior
calendar month.
(c) The
Company has no intent to foreclose on any Mortgage Loan based on the delinquency
characteristics as of the Closing Date; provided, that the foregoing does
not
prevent the Company from initiating foreclosure proceedings on any date
hereafter if the facts and circumstances of such Mortgage Loans including
delinquency characteristics in the Company’s discretion so warrant such
action.
(d) The
Master Servicer shall fully reimburse the Company for Servicing Advances
and
Advances related to Liquidation Proceeds on the Remittance Date after such
Servicing Advances and Advances are approved; provided, however, the Company
must provide documentation in the form of Exhibit T hereto to the Master
Servicer seeking approval within 90 days of final liquidation of a Mortgage
Loan. The Master Servicer shall provide such approval or denial
to the Company no later than thirty (30) days after receipt of such claim;
provided, however, such claim must be complete with all supporting
documentation. The Company’s obligation to make such Servicing
Advances and Advances as to any Mortgage Loan will continue through the final
liquidation of the Mortgaged Property, unless the Company deems such advance
nonrecoverable and submits an officer’s certificate in accordance with Section
6.01.
Section
3.10 Servicing
Compensation.
As
compensation for its activities hereunder, the Company shall be entitled
to
retain or withdraw from its Protected Account out of each payment of interest
on
a Mortgage Loan included in the Trust Fund an amount equal to the Servicing
Fee.
Additional
servicing compensation in the form of any Excess Liquidation Proceeds,
assumption fees, late payment charges, all Prepayment Interest Excess on
any
Mortgage Loan, all income and gain net of any losses realized from Permitted
Investments with respect to funds in or credited to the Protected Account
maintained by the Company shall be retained by the Company to the extent
not
required to be deposited in the Protected Account maintained by the Company
pursuant to Section 5.02. The Company shall be required to pay all expenses
incurred by it in connection with its servicing activities hereunder (including
payment of any premiums for hazard insurance, as required by Section 3.05
and
maintenance of the other forms of insurance coverage required by Section
3.07)
and shall not be entitled to reimbursement therefor except as specifically
provided in Section 5.02.
Section
3.11 REO
Property.
(a) In
the
event the Trust Fund acquires ownership of any REO Property in respect of
any
related Mortgage Loan, the deed or certificate of sale shall be issued to
the
Trustee, or to its nominee, on behalf of the Certificateholders. The Company
shall sell any such REO Property as expeditiously as possible and in accordance
with the provisions of this Agreement. Pursuant to its efforts to sell such
REO
Property, the Company shall protect and conserve such REO Property in the
manner
and to the extent required herein, in accordance with the REMIC Provisions
and
in a manner that does not result in a tax on “net income from foreclosure
property” or cause such REO Property to fail to qualify as “foreclosure
property” within the meaning of Section 860G(a)(8) of the Code.
(b) The
Company shall deposit all funds collected and received in connection with
the
operation of any REO Property in respect of any Mortgage Loan into the Protected
Accounts maintained by the Company.
(c) The
Company, upon the final disposition of any REO Property in respect of any
Mortgage Loan, shall be entitled to reimbursement for any related unreimbursed
Advances, unreimbursed Servicing Advances or Servicing Fees from Liquidation
Proceeds received in connection with the final disposition of such REO Property;
provided, that any such unreimbursed Advances or Servicing Fees as well as
any
unpaid Servicing Fees may be reimbursed or paid, as the case may be, prior
to
final disposition, out of any net rental income or other net amounts derived
from such REO Property.
Section
3.12 Liquidation
Reports.
Upon
the
foreclosure of any Mortgaged Property relating to an Mortgage Loan or the
acquisition thereof by the Trust Fund pursuant to a deed-in-lieu of foreclosure,
the Company shall submit a liquidation report to the Master Servicer containing
such information as shall be mutually acceptable to the Company and the Master
Servicer with respect to such Mortgaged Property.
Section
3.13 Books
and Records.
The
Company shall be responsible for maintaining, and shall maintain, a complete
set
of books and records for the Mortgage Loans which shall be appropriately
identified in the Company’s computer system to clearly reflect the ownership of
the Mortgage Loans by the Trust. In particular, the Company shall
maintain in its possession, available for inspection by the Trustee and shall
deliver to the Trustee upon demand, evidence of compliance with all federal,
state and local laws, rules and regulations. To the extent that original
documents are not required for purposes of realization of Liquidation Proceeds
or Insurance Proceeds, documents maintained by the Company may be in the
form of
microfilm or microfiche or such other reliable means of recreating original
documents, including, but not limited to, optical imagery techniques so long
as
the Company complies with the requirements of Accepted Servicing
Practices.
The
Company shall maintain with respect to each Mortgage Loan and shall make
available for inspection by the Trustee the related servicing file during
the
time such Mortgage Loan is subject to this Agreement and thereafter in
accordance with applicable law.
Payments
on the Mortgage Loans, including any payoffs, made in accordance with the
related Mortgage File will be entered in the Company’s set of books and records
no more than two business days after receipt and identification, and allocated
to principal or interest as specified in the related Mortgage File.
Section
3.14 Obligations
of the Company in Respect of Mortgage Rates and Scheduled
Payments.
In
the
event that a shortfall in any collection on or liability with respect to
any
Mortgage Loan results from or is attributable to adjustments to Mortgage
Rates,
Scheduled Payments or Stated Principal Balances that were made by the Company
in
a manner not consistent with the terms of the related Mortgage Note and this
Agreement, the Company, upon discovery or receipt of notice thereof, immediately
shall deliver to the Master Servicer for deposit in the Master Servicer
Collection Account from its own funds the amount of any such shortfall and
shall
indemnify and hold harmless the Trust Fund, the Trustee, the Depositor and
any
successor servicer in respect of any such liability. Such indemnities shall
survive the termination or discharge of this Agreement. Notwithstanding the
foregoing, this Section 3.14 shall not limit the ability of the Company to
seek
recovery of any such amounts from the related Mortgagor under the terms of
the
related Mortgage Note and Mortgage, to the extent permitted by applicable
law.
Section
3.15 Advancing
Facility.
(a) The
Company, the Master Servicer and/or the Trustee on behalf of the Trust Fund,
in
either case, with the consent of the Company in the case of the Master Servicer
and the Trustee and, in each case, with notice to the Rating Agencies, is
hereby
authorized to enter into a facility (the “Advancing Facility”) with any Person
which provides that such Person (an “Advancing Person”) may fund Advances and/or
Servicing Advances to the Trust Fund under this Agreement, although no such
facility shall reduce or otherwise affect the Company’s obligation to fund such
Advances and/or Servicing Advances. If the Company enters into such an Advancing
Facility pursuant to this Section 3.15, upon reasonable request of the Advancing
Person, the Trustee shall execute a letter of acknowledgment, confirming
its
receipt of notice of the existence of such Advancing Facility. To the extent
that an Advancing Person funds any Advance or any Servicing Advance and provides
the Trustee with notice acknowledged by the Master Servicer that such Advancing
Person is entitled to reimbursement, such Advancing Person shall be entitled
to
receive reimbursement pursuant to this Agreement for such amount to the extent
provided in Section 3.15(b). Such notice from the Advancing Person must specify
the amount of the reimbursement, the Section of this Agreement that permits
the
applicable Advance or Servicing Advance to be reimbursed and the section(s)
of
the Advancing Facility that entitle the Advancing Person to request
reimbursement from the Trustee, rather than the Company, and include the
Company’s acknowledgment thereto or proof of a Company Default under the
Advancing Facility. The Trustee shall have no duty or liability with respect
to
any calculation of any reimbursement to be paid to an Advancing Person and
shall
be entitled to rely without independent investigation on the Advancing Person’s
notice provided pursuant to this Section 3.15. An Advancing Person whose
obligations hereunder are limited to the funding of Advances and/or Servicing
Advances shall not be required to meet the qualifications of a servicer or
a
subservicer pursuant to Section 10.02 hereof and will not be deemed to be
a
subservicer under this Agreement.
(b) If
an
Advancing Facility is entered into, then the Company shall not be permitted
to
reimburse itself therefor under Section 5.02(a)(ii), Section 5.02(a)(iii)
and
Section 5.02(a)(v) prior to the remittance to the Trust Fund, but instead
the
Company shall include such amounts in the applicable remittance to the Master
Servicer made pursuant to Section 5.02. The Trustee is hereby authorized
to pay
to the Advancing Person, reimbursements for Advances and Servicing Advances
from
the Distribution Account to the same extent the Company would have been
permitted to reimburse itself for such Advances and/or Servicing Advances
in
accordance with Section 5.02(a)(ii), Section 5.02(a)(iii) or Section 5.02(a)(v),
as the case may be, had the Company itself funded such Advance or Servicing
Advance. The Trustee is hereby authorized to pay directly to the Advancing
Person such portion of the Servicing Fee as the parties to any advancing
facility agree.
(c) All
Advances and Servicing Advances made pursuant to the terms of this Agreement
shall be deemed made and shall be reimbursed on a “first in-first out” (FIFO)
basis.
(d) Any
amendment to this Section 3.15 or to any other provision of this Agreement
that
may be necessary or appropriate to effect the terms of an Advancing Facility
as
described generally in this Section 3.15, including amendments to add provisions
relating to successor servicer, may be entered into by the Trustee, the Company
and the Master Servicer without the consent of any Certificateholder,
notwithstanding anything to the contrary in this Agreement.
ARTICLE
IV
ADMINISTRATION
AND MASTER SERVICING OF THE MORTGAGE LOANS BY MASTER SERVICER
Section
4.01 Master
Servicer.
The
Master Servicer shall, beginning on the Closing Date, supervise, monitor and
oversee the obligation of the Company to service and administer the Mortgage
Loans in accordance with the terms of this Agreement and shall have full power
and authority to do any and all things which it may deem necessary or desirable
in connection with such master servicing and administration. In performing
its
obligations hereunder, the Master Servicer shall act in a manner consistent
with
Accepted Master Servicing Practices. Furthermore, the Master Servicer shall
oversee and consult with the Company as necessary from time to time to carry
out
the Master Servicer’s obligations hereunder, shall receive, review and evaluate
all reports, information and other data provided to the Master Servicer by
the
Company and shall cause the Company to perform and observe the covenants,
obligations and conditions to be performed or observed by such Person under
this
Agreement. The Master Servicer shall independently and separately monitor the
Company’s servicing activities with respect to each related Mortgage Loan,
reconcile the results of such monitoring with such information provided in
the
previous sentence on a monthly basis and coordinate corrective adjustments
to
the Company’s and Master Servicer’s records, and based on such reconciled and
corrected information, the Master Servicer shall provide such information to
the
Trustee as shall be necessary in order for it to prepare the statements
specified in Section 6.06, and prepare any other information and statements
required to be forwarded by the Master Servicer. The Master Servicer shall
reconcile the results of its Mortgage Loan monitoring with the actual
remittances of the Company pursuant to this Agreement. The Master
Servicer shall be entitled to conclusively rely on the Mortgage Loan data
provided by the Company and shall have no liability for any errors in such
Mortgage Loan data.
In
addition to the foregoing, in connection with a modification of any Mortgage
Loan by the Company, if the Master Servicer is unable to enforce the obligations
of the Company with respect to such modification, the Master Servicer shall
notify the Depositor of the Company’s failure to comply with the terms of this
Agreement. If this Agreement requires the approval of the Master
Servicer for a modification to a Mortgage Loan, the Master Servicer shall
approve such modification if, based upon its receipt of written notification
from the Company outlining the terms of such modification and appropriate
supporting documentation, the Master Servicer determines that the modification
is permitted under the terms of this Agreement and that any conditions to such
modification set forth in this Agreement have been
satisfied. Furthermore, if this Agreement requires the oversight and
monitoring of loss mitigation measures with respect to the Mortgage Loans,
the
Master Servicer will monitor any loss mitigation procedure or recovery action
related to a defaulted Mortgage Loan (to the extent it receives notice of such
from the Company) and confirm that such loss mitigation procedure or recovery
action is initiated, conducted and concluded in accordance with any timeframes
and any other requirements set forth in this Agreement, and the Master Servicer
shall notify the Depositor in any case in which the Master Servicer believes
that the Company is not complying with such timeframes and/or other
requirements.
The
Trustee shall furnish the Company and the Master Servicer, upon written request
from a servicing officer, with any powers of attorney and other documents in
form as provided to it necessary or appropriate to enable the Company and the
Master Servicer to service and administer the Mortgage Loans and REO
Property.
The
Trustee or the Custodian on its behalf or the Company shall provide access
to
the records and documentation in possession of the Trustee or the Custodian
on
its behalf or the Company regarding the related Mortgage Loans and REO Property
and the servicing thereof to the Certificateholders, the FDIC, and the
supervisory agents and examiners of the FDIC, such access being afforded only
upon reasonable prior written request and during normal business hours at the
office of the Trustee, the Custodian or the Company; provided, however, that,
unless otherwise required by law, neither the Trustee, the Custodian nor the
Company shall be required to provide access to such records and documentation
if
the provision thereof would violate the legal right to privacy of any Mortgagor.
The Trustee, the Custodian and the Company shall allow representatives of the
above entities to photocopy any of the records and documentation and shall
provide equipment for that purpose at a charge that covers the Trustee’s, the
Custodian’s or the Company’s actual costs.
The
Trustee shall execute and deliver to the Company and the Master Servicer, upon
such party’s written instruction (which includes the documents to be signed) any
court pleadings, requests for trustee’s sale or other appropriate documents
necessary or desirable to (i) the foreclosure or trustee’s sale with respect to
a Mortgaged Property; (ii) any legal action brought to obtain judgment against
any Mortgagor on the Mortgage Note or Security Instrument; (iii) obtain a
deficiency judgment against the Mortgagor; or (iv) enforce any other rights
or
remedies provided by the Mortgage Note or Security Instrument or otherwise
available at law or equity.
Section
4.02 REMIC-Related
Covenants.
For
as
long as each REMIC created hereunder shall exist, the Trustee shall act in
accordance herewith to assure continuing treatment of such REMIC as a REMIC,
and
the Trustee shall comply with any directions of the Seller, the Company or
the
Master Servicer to assure such continuing treatment. In particular, the Trustee
shall not (except as otherwise expressly permitted by this Agreement) (a) sell
or permit the sale of all or any portion of the Mortgage Loans or of any
investment of deposits in an Account unless such sale is as a result of a
repurchase of the Mortgage Loans pursuant to this Agreement or the Trustee
has
received a REMIC Opinion addressed to the Trustee prepared at the expense of
the
Trust Fund; (b) other than with respect to a substitution pursuant to the
Mortgage Loan Purchase Agreement or Section 2.02 or 2.03 of this Agreement,
as
applicable, accept any contribution to any REMIC after the Startup Day without
receipt of a REMIC Opinion; or (c) acquire any assets for any REMIC other than
any REO Property after the Startup Day without receipt of a REMIC
Opinion.
Section
4.03 Monitoring
of Company.
(a) The
Master Servicer shall be responsible for reporting to the Trustee and the Seller
the non-compliance by the Company with its duties under this Agreement. In
the
review of the Company’s activities, the Master Servicer may rely upon an
Officer’s Certificate of the Company with regard to such Person’s compliance
with the terms of this Agreement. In the event that the Master Servicer or
the
Trustee, in its capacity as Successor Master Servicer, in its judgment,
determines that the Company should be terminated in accordance with this
Agreement, or that a notice should be sent pursuant to this Agreement with
respect to the occurrence of an event that, unless cured, would constitute
grounds for such termination, the Master Servicer or the Trustee, in its
capacity as Successor Master Servicer, shall notify the Seller, the Company
and
the Trustee and the Master Servicer or the Trustee, in its capacity as Successor
Master Servicer, shall issue such notice or take such other action as it deems
appropriate.
(b) The
Master Servicer or the Trustee, in its capacity as Successor Master Servicer,
for the benefit of the Trustee and the Certificateholders, shall enforce the
obligations of the Company under this Agreement, and shall, in the event that
the Company fails to perform its obligations in accordance with this Agreement,
subject to the preceding paragraph, terminate the rights and obligations of
such
Person thereunder and act as servicer of the related Mortgage Loans, or the
Master Servicer or the Trustee, in its capacity as Successor Master Servicer,
shall appoint a successor servicer that meets the eligibility criteria set
forth
in Section 8.05 to enter into a new servicing agreement; provided, however,
it
is understood and acknowledged by the parties hereto that there shall be a
period of transition (not to exceed 90 days) before the actual servicing
functions can be fully transferred to such successor servicer. Such
enforcement, including, without limitation, the legal prosecution of claims,
termination of this Agreement and the pursuit of other appropriate remedies,
shall be in such form and carried out to such an extent and at such time as
the
Master Servicer or the Successor Master Servicer in its good faith business
judgment, would require were it the owner of the related Mortgage Loans. The
Master Servicer or the Trustee, in its capacity as Successor Master Servicer,
shall pay the costs of such enforcement at its own expense, subject to its
right
of reimbursement pursuant to the provisions of this Agreement, provided that
the
Master Servicer or the Trustee, in its capacity as Successor Master Servicer,
shall not be required to prosecute or defend any legal action except to the
extent that the Master Servicer or the Trustee, in its capacity as Successor
Master Servicer, shall have received reasonable indemnity satisfactory to it
for
its costs and expenses in pursuing such action. Nothing herein shall
impose any obligation on the part of the Trustee to assume or succeed to the
duties or obligations of the Company or the Master Servicer unless the Trustee
has not been able to find a successor servicer or a successor master
servicer.
(c) To
the extent that the costs and expenses of the Master Servicer or the Trustee,
in
its capacity as Successor Master Servicer, related to any termination of the
Company, or the enforcement or prosecution of related claims, rights or remedies
or the appointment of a successor servicer or the transfer and assumption of
servicing by the Master Servicer or the Trustee, in its capacity as Successor
Master Servicer, with respect to this Agreement (including, without limitation,
(i) all legal costs and expenses and all due diligence costs and expenses
associated with an evaluation of the potential termination of the Company as
a
result of an event of default by such Person and (ii) all costs and expenses
associated with the complete transfer of servicing, including all servicing
files and all servicing data and the completion, correction or manipulation
of
such servicing data as may be required by the successor servicer to correct
any
errors or insufficiencies in the servicing data or otherwise to enable the
successor service to service the Mortgage Loans in accordance with this
Agreement are not fully and timely reimbursed by the terminated Company, the
Master Servicer or the Trustee, in its capacity as Successor Master Servicer,
as
applicable, shall be entitled to reimbursement of such costs and expenses from
the Master Servicer Collection Account, pursuant to Section 5.07 or the
Distribution Account pursuant to Section 5.08.
(d) The
Master Servicer shall require the Company to comply with the remittance
requirements and other obligations set forth in this Agreement.
(e) If
the
Master Servicer or the Trustee, in its capacity as Successor Master Servicer,
acts as a servicer, it will not assume liability for the representations and
warranties of the Company that it replaces.
Section
4.04 Fidelity
Bond.
The
Master Servicer, at its expense, shall maintain in effect a blanket fidelity
bond and an errors and omissions insurance policy, affording coverage with
respect to all directors, officers, employees and other Persons acting on such
Master Servicer’s behalf, and covering errors and omissions in the performance
of the Master Servicer’s obligations hereunder. The errors and omissions
insurance policy and the fidelity bond shall be in such form and amount
generally acceptable for entities serving as master servicers or
trustees.
Section
4.05 Power
to Act; Procedures.
The
Master Servicer shall master service the Mortgage Loans and shall have full
power and authority, subject to the REMIC Provisions and the provisions of
Article XI hereof, to do any and all things that it may deem necessary or
desirable in connection with the master servicing and administration of the
Mortgage Loans, including but not limited to the power and authority (i) to
execute and deliver, on behalf of the Certificateholders and the Trustee,
customary consents or waivers and other instruments and documents, (ii) to
consent to transfers of any Mortgaged Property and assumptions of the Mortgage
Notes and related Mortgages, (iii) to collect any Insurance Proceeds and
Liquidation Proceeds, and (iv) to effectuate foreclosure or other conversion
of
the ownership of the Mortgaged Property securing any Mortgage Loan, in each
case, in accordance with the provisions of this Agreement; provided, however,
that the Master Servicer shall not (and, consistent with its responsibilities
under Section 4.03, shall not authorize the Company to) knowingly or
intentionally take any action, or fail to take (or fail to cause to be taken)
any action reasonably within its control and the scope of duties more
specifically set forth herein, that, under the REMIC Provisions, if taken or
not
taken, as the case may be, would cause REMIC I, REMIC II, REMIC III, REMIC
IV,
REMIC V or REMIC VI to fail to qualify as a REMIC or result in the imposition
of
a tax upon the Trust Fund (including but not limited to the tax on prohibited
transactions as defined in Section 860F(a)(2) of the Code and the tax on
contributions to a REMIC set forth in Section 860G(d) of the Code) unless the
Master Servicer has received an Opinion of Counsel (but not at the expense
of
the Master Servicer) to the effect that the contemplated action will not cause
REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI to fail to qualify
as a REMIC or result in the imposition of a tax upon REMIC I, REMIC II, REMIC
III, REMIC IV, REMIC V or REMIC VI as the case may be. The Trustee shall furnish
the Master Servicer, upon written request from a Servicing Officer, with any
powers of attorney empowering the Master Servicer or the Company to execute
and
deliver instruments of satisfaction or cancellation, or of partial or full
release or discharge, and to foreclose upon or otherwise liquidate Mortgaged
Property, and to appeal, prosecute or defend in any court action relating to
the
Mortgage Loans or the Mortgaged Property, in accordance with this Agreement,
and
the Trustee shall execute and deliver such other documents, as the Master
Servicer may request, to enable the Master Servicer to master service and
administer the Mortgage Loans and carry out its duties hereunder, in each case
in accordance with Accepted Master Servicing Practices (and the Trustee shall
have no liability for misuse of any such powers of attorney by the Master
Servicer or the Company). If the Master Servicer or the Trustee has been advised
that it is likely that the laws of the state in which action is to be taken
prohibit such action if taken in the name of the Trustee or that the Trustee
would be adversely affected under the “doing business” or tax laws of such state
if such action is taken in its name, the Master Servicer shall join with the
Trustee in the appointment of a co-trustee pursuant to Section 10.11 hereof.
In
the performance of its duties hereunder, the Master Servicer shall be an
independent contractor and shall not, except in those instances where it is
taking action in the name of the Trust, be deemed to be the agent of the
Trust.
Section
4.06 Due-on-Sale
Clauses; Assumption Agreements.
To
the
extent provided in this Agreement, to the extent Mortgage Loans contain
enforceable due-on-sale clauses, the Master Servicer shall cause the Company
to
enforce such clauses in accordance with this Agreement. If applicable law
prohibits the enforcement of a due-on-sale clause or such clause is otherwise
not enforced in accordance with this Agreement, and, as a consequence, a
Mortgage Loan is assumed, the original Mortgagor may be released from liability
in accordance with this Agreement.
Section
4.07 Release
of Mortgage Files.
(a) Upon
becoming aware of the payment in full of any Mortgage Loan, or the receipt
by
the Company of a notification that payment in full has been escrowed in a manner
customary for such purposes for payment to Certificateholders on the next
Distribution Date, the Company will, if required under this Agreement (or if
the
Company does not, the Master Servicer may), promptly furnish to the Custodian,
on behalf of the Trustee, two copies of a certification substantially in the
form of Exhibit G (or as otherwise provided in the Custodial Agreement) hereto
signed by a Servicing Officer or in a mutually agreeable electronic format
which
will, in lieu of a signature on its face, originate from a Servicing Officer
(which certification shall include a statement to the effect that all amounts
received in connection with such payment that are required to be deposited
in
the Protected Account maintained by the Company pursuant to Article V have
been
or will be so deposited) and shall request that the Custodian, on behalf of
the
Trustee, deliver to the Company the related Mortgage File. Upon receipt of
such
certification and request, the Custodian, on behalf of the Trustee, shall
promptly release the related Mortgage File to the Company and the Trustee and
Custodian shall have no further responsibility with regard to such Mortgage
File. Upon any such payment in full, the Company is authorized, to give, as
agent for the Trustee, as the mortgagee under the Mortgage that secured the
Mortgage Loan, an instrument of satisfaction (or assignment of mortgage without
recourse, representation or warranty) regarding the Mortgaged Property subject
to the Mortgage, which instrument of satisfaction or assignment, as the case
may
be, shall be delivered to the Person or Persons entitled thereto against receipt
therefor of such payment, it being understood and agreed that no expenses
incurred in connection with such instrument of satisfaction or assignment,
as
the case may be, shall be chargeable to the Protected Account.
(b) From
time
to time and as appropriate for the servicing or foreclosure of any Mortgage
Loan
and in accordance with this Agreement, upon written instruction from such
Servicer or the Master Servicer, the Trustee shall execute such documents as
shall be prepared and furnished to the Trustee by the Company or the Master
Servicer (in form reasonably acceptable to the Trustee) and as are necessary
to
the prosecution of any such proceedings. The Custodian, on behalf of the
Trustee, shall, upon the request of the Company or the Master Servicer, and
delivery to the Custodian, on behalf of the Trustee, of two copies of a request
for release signed by a Servicing Officer substantially in the form of Exhibit
G
(or in a mutually agreeable electronic format which will, in lieu of a signature
on its face, originate from a Servicing Officer), release the related Mortgage
File held in its possession or control to the Company or the Master Servicer,
as
applicable. Such trust receipt shall obligate the Company or the Master Servicer
to return the Mortgage File to the Custodian on behalf of the Trustee, when
the
need therefor by such Person no longer exists unless the Mortgage Loan shall
be
liquidated, in which case, upon receipt of a certificate of a Servicing Officer
similar to that hereinabove specified, the Mortgage File shall be released
by
the Custodian, on behalf of the Trustee, to the Company or the Master
Servicer.
Section
4.08 Documents,
Records and Funds in Possession of Master Servicer, Company and Servicer To
Be
Held for Trustee.
(a) The
Master Servicer shall transmit and the Company (to the extent required by this
Agreement) shall transmit to the Trustee or the Custodian such documents and
instruments coming into the possession of such Person from time to time as
are
required by the terms hereof, to be delivered to the Trustee or the Custodian.
Any funds received by the Master Servicer or the Company in respect of any
Mortgage Loan or which otherwise are collected by the Master Servicer, the
Company as Liquidation Proceeds or Insurance Proceeds in respect of any Mortgage
Loan shall be held for the benefit of the Trustee and the Certificateholders
subject to the Master Servicer’s right to retain or withdraw from the Master
Servicer Collection Account, the Master Servicing Compensation and other amounts
provided in this Agreement, and to the right of the Company to retain its
Servicing Fee and other amounts as provided in this Agreement. The Master
Servicer and the Company shall provide access to information and documentation
regarding the Mortgage Loans to the Trustee and, regarding the Mortgage Loans
and their respective agents and accountants at any time upon reasonable request
and during normal business hours, and to Certificateholders that are savings
and
loan associations, banks or insurance companies, the Office of Thrift
Supervision, the FDIC and the supervisory agents and examiners of such Office
and Corporation or examiners of any other federal or state banking or insurance
regulatory authority if so required by applicable regulations of the Office
of
Thrift Supervision or other regulatory authority, such access to be afforded
without charge but only upon reasonable request in writing and during normal
business hours at the offices of the Master Servicer designated by it. In
fulfilling such a request the Master Servicer shall not be responsible for
determining the sufficiency of such information.
(b) All
Mortgage Files and funds collected or held by, or under the control of, the
Master Servicer, in respect of any Mortgage Loans, whether from the collection
of principal and interest payments or from Liquidation Proceeds or Insurance
Proceeds, shall be held by the Master Servicer for and on behalf of the Trustee
and the Certificateholders and shall be and remain the sole and exclusive
property of the Trustee; provided, however, that the Master Servicer and the
Company shall be entitled to setoff against, and deduct from, any such funds
any
amounts that are properly due and payable to the Master Servicer or such Company
to the extent provided under this Agreement.
Section
4.09 Standard
Hazard Insurance and Flood Insurance Policies.
(a) For
each
Mortgage Loan, the Master Servicer shall enforce any obligation of the Company
under this Agreement to maintain or cause to be maintained standard fire and
casualty insurance and, where applicable, flood insurance, all in accordance
with the provisions of this Agreement. It is understood and agreed that such
insurance shall be with insurers meeting the eligibility requirements set forth
in this Agreement and that no earthquake or other additional insurance is to
be
required of any Mortgagor or to be maintained on property acquired in respect
of
a defaulted loan, other than pursuant to such applicable laws and regulations
as
shall at any time be in force and as shall require such additional
insurance.
(b) Pursuant
to Sections 5.01 and 5.06 any amounts collected by the Company or the Master
Servicer under any insurance policies (other than amounts to be applied to
the
restoration or repair of the property subject to the related Mortgage or
released to the Mortgagor in accordance with this Agreement) shall be deposited
by the Company in its Protected Account or the Master Servicer into the Master
Servicer Collection Account, subject to withdrawal pursuant to Sections 5.02,
5.04, 5.05 and 5.07, as applicable. Any cost incurred by the Master Servicer
or
the Company in maintaining any such insurance if the Mortgagor defaults in
its
obligation to do so shall be added to the amount owing under the Mortgage Loan
where the terms of the Mortgage Loan so permit; provided, however, that the
addition of any such cost shall not be taken into account for purposes of
calculating the distributions to be made to Certificateholders and shall be
recoverable by the Master Servicer or the Company pursuant to Sections 5.02,
5.04, 5.05 and 5.07, as applicable.
Section
4.10 Presentment
of Claims and Collection of Proceeds.
The
Master Servicer shall (to the extent provided in this Agreement) cause the
Company to, prepare and present on behalf of the Trustee and the
Certificateholders all claims under the Insurance Policies and take such actions
(including the negotiation, settlement, compromise or enforcement of the
insured’s claim) as shall be necessary to realize recovery under such policies.
Any proceeds disbursed to the Master Servicer (or disbursed to the Company
and
remitted to the Master Servicer) in respect of such policies, bonds or contracts
shall be promptly deposited in the Master Servicer Collection Account upon
receipt, except that any amounts realized that are to be applied to the repair
or restoration of the related Mortgaged Property, which repair or restoration
the owner of such Mortgaged Property or EMC, as applicable, has agreed to make
as a condition precedent to the presentation of claims on the related Mortgage
Loan to the insurer under any applicable Insurance Policy need not be so
deposited (or remitted).
Section
4.11 Maintenance
of the Primary Mortgage Insurance Policies.
(a) The
Master Servicer shall not take, or authorize the Company (to the extent such
action is prohibited under this Agreement) to take, any action that would result
in noncoverage under any applicable Primary Mortgage Insurance Policy of any
loss which, but for the actions of the Master Servicer or the Company, would
have been covered thereunder. The Master Servicer shall use its best reasonable
efforts to cause the Company (to the extent required under this Agreement)
to
keep in force and effect (to the extent that the Mortgage Loan requires the
Mortgagor to maintain such insurance), primary mortgage insurance applicable
to
each Mortgage Loan (including any LPMI Policy) in accordance with the provisions
of this Agreement. The Master Servicer shall not, and shall not authorize the
Company (to the extent required under this Agreement) to, cancel or refuse
to
renew any such Primary Mortgage Insurance Policy that is in effect at the date
of the initial issuance of the Mortgage Note and is required to be kept in
force
hereunder except in accordance with the provisions of this
Agreement.
(b) The
Master Servicer agrees to cause the Company (to the extent required under this
Agreement) to present, on behalf of the Trustee and the Certificateholders,
claims to the insurer under any Primary Mortgage Insurance Policies and, in
this
regard, to take such reasonable action as shall be necessary to permit recovery
under any Primary Mortgage Insurance Policies respecting defaulted Mortgage
Loans. Pursuant to Sections 5.01 and 5.06, any amounts collected by the Company
under any Primary Mortgage Insurance Policies shall be deposited by the Company
in its Protected Account or by the Master Servicer in the Master Servicer
Collection Account, subject to withdrawal pursuant to Section 5.07.
Section
4.12 Trustee
to Retain Possession of Certain Insurance Policies and
Documents.
The
Trustee (or the Custodian, as directed by the Trustee), shall retain possession
and custody of the originals (to the extent available) of any Primary Mortgage
Insurance Policies, or certificate of insurance if applicable, and any
certificates of renewal as to the foregoing as may be issued from time to time
as contemplated by this Agreement. Until all amounts distributable in respect
of
the Certificates have been distributed in full and the Master Servicer otherwise
has fulfilled its obligations under this Agreement, the Trustee (or its
Custodian, if any, as directed by the Trustee) shall also retain possession
and
custody of each Mortgage File in accordance with and subject to the terms and
conditions of this Agreement. The Master Servicer shall promptly deliver or
cause to be delivered to the Trustee (or the Custodian, as directed by the
Trustee), upon the execution or receipt thereof the originals of any Primary
Mortgage Insurance Policies, any certificates of renewal, and such other
documents or instruments that constitute portions of the Mortgage File that
come
into the possession of the Master Servicer from time to time.
Section
4.13 Realization
Upon Defaulted Mortgage Loans.
The
Master Servicer shall cause the Company (to the extent required under this
Agreement) to foreclose upon, repossess, pursue loss mitigation procedures
or
otherwise comparably convert the ownership of Mortgaged Properties securing
such
of the Mortgage Loans as come into and continue in default and as to which
no
satisfactory arrangements can be made for collection of delinquent payments,
all
in accordance with this Agreement.
Section
4.14 Compensation
for the Master Servicer.
The
Master Servicer will be entitled to receive all income and gain realized from
any investment of funds in the Master Servicer Collection Account for the
performance of its activities hereunder. The Master Servicer shall be required
to pay all expenses incurred by it in connection with its activities hereunder
and shall not be entitled to reimbursement therefor except as provided in this
Agreement.
Section
4.15 REO
Property.
(a) In
the
event the Trust Fund acquires ownership of any REO Property in respect of any
related Mortgage Loan, the deed or certificate of sale shall be issued to the
Trustee, or to its nominee, on behalf of the related Certificateholders. The
Master Servicer shall, to the extent provided in this Agreement, cause the
Company to sell, any REO Property as expeditiously as possible and in accordance
with the provisions of this Agreement. Pursuant to such efforts to sell such
REO
Property, the Master Servicer shall cause the Company to protect and conserve,
such REO Property in the manner and to the extent required by this Agreement
in
accordance with the REMIC Provisions and in a manner that does not result in
a
tax on “net income from foreclosure property” or cause such REO Property to fail
to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of
the Code.
(b) The
Master Servicer shall, to the extent required by this Agreement, cause the
Company to deposit all funds collected and received in connection with the
operation of any REO Property in the Protected Account.
(c) The
Master Servicer and the Company, upon the final disposition of any REO Property,
shall be entitled to reimbursement for any related unreimbursed Advances and
other unreimbursed advances as well as any unpaid Servicing Fees from
Liquidation Proceeds received in connection with the final disposition of such
REO Property; provided, that any such unreimbursed Monthly Advances as well
as
any unpaid Servicing Fees may be reimbursed or paid, as the case may be, prior
to final disposition, out of any net rental income or other net amounts derived
from such REO Property.
(d) To
the
extent provided in this Agreement, the Liquidation Proceeds from the final
disposition of the REO Property, net of any payment to the Master Servicer
and
the Company as provided above, subject to approval by the Master Servicer,
shall
be deposited in the Protected Account on or prior to the Determination Date
in
the month following receipt thereof and be remitted by wire transfer in
immediately available funds to the Master Servicer for deposit into the Master
Servicer Collection Account on the next succeeding Remittance Date.
Section
4.16 Annual
Statement as to Compliance.
The
Company as a Servicer, the Master Servicer and the Trustee shall deliver to
the
Master Servicer, the Depositor and the Trustee, not later than March 15th of each
calendar
year beginning in 2008, an Officer’s Certificate (an “Annual Statement of
Compliance”) stating, as to each signatory thereof, that (i) a review of the
activities of each such party during the preceding calendar year and of its
performance under this Agreement has been made under such officer’s supervision
and (ii) to the best of such officer’s knowledge, based on such review, each
such party has fulfilled all of its obligations under this Agreement in all
material respects throughout such year or, if there has been a failure to
fulfill any such obligation in any material respect, specifying each such
failure known to such officer and the nature and status thereof. Such Annual
Statement of Compliance shall contain no restrictions or limitations on its
use.
In the event that the Company, the Master Servicer or the Trustee has delegated
any servicing responsibilities with respect to the Mortgage Loans to a
subservicer or subcontractor, such servicer or subcontractor shall be directed
by such delegating party to deliver a similar Annual Statement of Compliance
by
such subservicer or subcontractor to the Master Servicer, the Depositor and
the
Trustee as described above as and when required with respect to the Company,
the
Master Servicer and the Trustee.
Failure
of the Company to comply with this Section 4.16 (including with respect to
the
timeframes required in this Section) shall be deemed a Company Default, and
the
Trustee at the direction of the Depositor shall, in addition to whatever rights
the Trustee may have under this Agreement and at law or in equity or to damages,
including injunctive relief and specific performance, upon notice, immediately
terminate all the rights and obligations of the Company under this Agreement
and
in and to the Mortgage Loans and the proceeds thereof without compensating
the
Company for the same. Failure of the Master Servicer to comply with this Section
4.16 (including with respect to the timeframes required herein) shall be deemed
an Event of Default, and at the written direction of the Depositor the Trustee
shall, in addition to whatever rights the Trustee may have under this Agreement
and at law or equity or to damages, including injunctive relief and specific
performance, upon notice immediately terminate all of the rights and obligations
of the Master Servicer under this Agreement and in and to the Mortgage Loans
and
the proceeds thereof without compensating the Master Servicer for the same
(but
subject to the Master Servicer’s rights to payment of any Master Servicing
Compensation and reimbursement of all amounts for which it is entitled to be
reimbursed prior to the date of termination). Failure of the Trustee
to comply with this Section 4.16 (including with respect to the timeframes
required in this Section) which failure results in a failure to timely file
the
Form 10-K shall be deemed a default which may result in the termination of
the
Trustee pursuant to Section 10.08 of this Agreement and the Depositor may,
in
addition to whatever rights the Depositor may have under this Agreement and
at
law or in equity or to damages, including injunctive relief and specific
performance, upon notice immediately terminate all of the rights and obligations
of the Trustee under this Agreement and in and to the Mortgage Loans and the
proceeds thereof without compensating the Trustee for the same. This paragraph
shall supersede any other provision in this Agreement or any other agreement
to
the contrary.
In
the
event the Company, the Master Servicer, the Trustee or any subservicer or
subcontractor engaged by either such party is terminated or resigns pursuant
to
the terms of the Agreement, or any other applicable agreement in the case of
a
subservicer or subcontractor, as the case may be, such party shall provide
an
Annual Statement of Compliance pursuant to this Section 4.16 or to the related
section of such other applicable agreement, as the case may be, as to the
performance of its obligations with respect to the period of time it was subject
to this Agreement or any other applicable agreement, as the case may be
notwithstanding any such termination or resignation.
Section
4.17 Assessments
of Compliance and Attestation Reports.
Pursuant
to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation
AB,
each of the Company, the Master Servicer, the Trustee and the Custodian (each,
an “Attesting Party”) at its own expense shall deliver to the Trustee, the
Master Servicer and the Depositor on or before March 15th of each calendar
year
beginning in 2008, a report signed by an authorized officer of such party
regarding such Attesting Party’s assessment of compliance (an “Assessment of
Compliance”) with the Servicing Criteria during the preceding calendar year. The
Assessment of Compliance, as set forth in Regulation AB, must contain the
following:
(a) A
statement by such officer of its responsibility for assessing compliance with
the Servicing Criteria applicable to the related Attesting Party;
(b) A
statement by such officer that such Attesting Party used the Servicing Criteria
attached as Exhibit N hereto, and which will also be attached to the Assessment
of Compliance, to assess compliance with the Servicing Criteria applicable
to
the related Attesting Party;
(c) An
assessment by such officer of the related Attesting Party’s compliance with the
applicable Servicing Criteria for the period consisting of the preceding
calendar year, including disclosure of any material instance of noncompliance
with respect thereto during such period, which assessment shall be based on
the
activities such Attesting Party performs with respect to asset-backed securities
transactions taken as a whole involving the related Attesting Party, that are
backed by the same asset type as the Mortgage Loans;
(d) A
statement that a registered public accounting firm has issued an attestation
report on the related Attesting Party’s Assessment of Compliance for the period
consisting of the preceding calendar year; and
(e) A
statement as to which of the Servicing Criteria, if any, are not applicable
to
such Attesting Party, which statement shall be based on the activities such
Attesting Party performs with respect to asset-backed securities transactions
taken as a whole involving such Attesting Party, that are backed by the same
asset type as the Mortgage Loans.
Such
report at a minimum shall address each of the Servicing Criteria specified
on
Exhibit N hereto which are indicated as applicable to the related Attesting
Party.
Notwithstanding
the foregoing, as to the Trustee and any Custodian, an Assessment of Compliance
is not required to be delivered unless it is required as part of a Form 10-K
with respect to the Trust Fund.
On
or
before March 15th of each calendar year beginning in 2008, each Attesting Party
shall furnish to the Master Servicer, the Depositor and the Trustee a report
(an
“Attestation Report”) by a registered public accounting firm that attests to,
and reports on, the Assessment of Compliance made by the related Attesting
Party, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item
1122(b) of Regulation AB, which Attestation Report must be made in accordance
with standards for attestation reports issued or adopted by the Public Company
Accounting Oversight Board.
The
Master Servicer shall enforce the obligation of the Company and cause any
subservicer and each subcontractor determined by it to be “participating in the
servicing function” within the meaning of Item 1122 of Regulation AB, to deliver
to the Trustee, the Master Servicer and the Depositor an Assessment of
Compliance and Attestation Report as and when provided above along with an
indication of what Servicing Criteria are addressed in such
assessment.
The
Trustee shall confirm that the assessments, taken as a whole, address all of
the
Servicing Criteria and taken individually address the Servicing Criteria for
each party as set forth on Exhibit N and notify the Depositor of any exceptions.
Notwithstanding the foregoing, as to any subcontractor (as defined in the
related servicing agreement), an Assessment of Compliance is not required to
be
delivered unless it is required as part of a Form 10-K with respect to the
Trust
Fund.
In
addition, for the avoidance of doubt and without duplication, the Company as
a
Servicer shall (and shall cause each subservicer engaged by it to) provide
to
the Depositor and the Trustee information concerning the following: (A) any
Company Default hereunder and any subservicer event of default under the terms
of the related Subservicing Agreement, (B) any merger, consolidation or sale
of
substantially all of the assets of the Company or, to the best of the Company’s
knowledge, any such subservicer, and (C) the Company’s entry into an agreement
with a subservicer to perform or assist in the performance of any of the
Company’s obligations.
In
addition, the Company as a Servicer shall cause each subservicer engaged by
it
to provide the following information to the Depositor and the Trustee, to the
extent applicable, within the timeframes that the Company would otherwise have
to provide such information:
(A) any
material modifications, extensions or waivers of pool asset terms, fees,
penalties or payments during the distribution period or that have cumulatively
become material over time (Item 1121(a)(11) of Regulation AB);
(B) information
regarding material breaches of pool asset representations or warranties or
transaction covenants (Item 1121(a)(12) of Regulation AB); and
(C) information
regarding new asset-backed securities issuances backed by the same pool assets,
any pool asset changes (such as, additions, substitutions or repurchases),
and
any material changes in origination, underwriting or other criteria for
acquisition or selection of pool assets (Item 1121(a)(14) of Regulation
AB).
Failure
of the Company to comply with this Section 4.17 (including with respect to
the
timeframes required in this Section) shall be deemed a Company Default, and
the
Master Servicer or the Trustee, in its capacity as Successor Master Servicer,
at
the direction of the Depositor shall, in addition to whatever rights the Master
Servicer or the Trustee, in its capacity as Successor Master Servicer, may
have
under this Agreement and at law or in equity or to damages, including injunctive
relief and specific performance, upon notice immediately terminate all the
rights and obligations of the Company under this Agreement and in and to the
Mortgage Loans and the proceeds thereof without compensating the Company for
the
same. Failure of the Master Servicer to comply with this Section 4.17 (including
with respect to the timeframes required herein) shall constitute
an Event of Default, and at the written direction of the Depositor the
Trustee shall, in addition to whatever rights the Trustee may have under this
Agreement and at law or equity or to damages, including injunctive relief and
specific performance, upon notice immediately terminate all of the rights and
obligations of the Master Servicer under this Agreement and in and to the
Mortgage Loans and the proceeds thereof without compensating the Master Servicer
for the same (but subject to the Master Servicer’s rights to payment of any
Master Servicing Compensation and reimbursement of all amounts for which it
is
entitled to be reimbursed prior to the date of termination). Failure
of the Trustee to comply with this Section 4.17 (including with respect to
the
timeframes required in this Section) which failure results in a failure to
timely file the Form 10-K shall be deemed a default which may result in the
termination of the Trustee pursuant to Section 10.08 of this Agreement and
the
Depositor may, in addition to whatever rights the Depositor may have under
this
Agreement and at law or in equity or to damages, including injunctive relief
and
specific performance, upon notice immediately terminate all of the rights and
obligations of the Trustee under this Agreement and in and to the Mortgage
Loans
and the proceeds thereof without compensating the Trustee for the same. This
paragraph shall supersede any other provision in this Agreement or any other
agreement to the contrary.
In
the
event the Company, the Master Servicer, the Custodian, the Trustee or any
subservicer or subcontractor engaged by any such party is terminated, assigns
its rights and obligations under, or resigns pursuant to, the terms of the
Agreement, the related Custodial Agreement, or any other applicable agreement
in
the case of a subservicer or subcontractor, as the case may be, such party
shall
provide an Assessment of Compliance and cause to be provided an Attestation
Report pursuant to this Section 4.17 or to the related section of such other
applicable agreement, as the case may be, notwithstanding any such termination,
assignment or resignation.
Section
4.18 Reports
Filed with Securities and Exchange Commission.
(a)
(i) Within
15 days after each Distribution Date (subject to permitted exceptions under
the
Exchange Act), the Trustee shall, in accordance with industry standards, prepare
and file with the Commission via the Electronic Data Gathering and Retrieval
System (“XXXXX”), a Form 10-D, signed by the Master Servicer, with a copy of the
Monthly Statement to be furnished by the Trustee to the Certificateholders
for
such Distribution Date attached thereto; provided that the Trustee shall have
received no later than seven (7) calendar days after the related Distribution
Date, all information required to be provided to the Trustee as described in
clause (a)(ii) below. Any disclosure in addition to the Monthly Statement that
is required to be included on Form 10-D (“Additional Form 10-D Disclosure”)
shall be reported by the parties set forth on Exhibit O to the Trustee and
the
Depositor and approved by the Depositor pursuant to the paragraph immediately
below, and the Trustee will have no duty or liability for any failure hereunder
to determine or prepare any Additional Form 10-D Disclosure absent such
reporting (other than with respect to when it is the reporting party as set
forth in Exhibit O) and approval.
(ii) (A)Within
seven (7) calendar days after the related Distribution Date, (i) the parties
set
forth in Exhibit O shall be required to provide, pursuant to Section 4.18(a)(iv)
below, to the Trustee and the Depositor, to the extent known, in Microsoft
Word
format or other word processing format that is acceptable to the Trustee and
in
XXXXX-compatible format, or in such other format as otherwise agreed upon by
the
Trustee and the Depositor and such party, the form and substance of any
Additional Form 10-D Disclosure, if applicable, and (ii) the Depositor will
approve, as to form and substance, or disapprove, as the case may be, the
inclusion of the Additional Form 10-D Disclosure on Form 10-D. The Trustee
has
no duty under this Agreement to monitor or enforce the performance by the
parties listed on Exhibit O of their duties under this paragraph or proactively
solicit or procure from such parties any Additional Form 10-D Disclosure
information. The Depositor will be responsible for any reasonable out-of-pocket
expenses incurred by the Trustee in connection with including any Additional
Form 10-D Disclosure on Form 10-D pursuant to this Section.
(B) After
preparing the Form 10-D, the Trustee shall forward electronically a draft copy
of the Form 10-D to the Depositor and the Master Servicer for review. No later
than two (2) Business Days prior to the 15th calendar day after the related
Distribution Date, a duly authorized officer of the Master Servicer shall sign
the Form 10-D and return an electronic or fax copy of such signed Form 10-D
(with an original executed hard copy to follow by overnight mail) to the
Trustee. If a Form 10-D cannot be filed on time or if a previously filed Form
10-D needs to be amended, the Trustee shall follow the procedures set forth
in
Section 4.18(a)(v). Promptly (but no later than one (1) Business Day) after
filing with the Commission, the Trustee shall make available on its internet
website identified in Section 6.06 a final executed copy of each Form 10-D.
The
signing party for the Master Servicer can be contacted at 000-000-0000. Form
10-D requires the registrant to indicate (by checking “yes” or “no”) that it (1)
has filed all reports required to be filed by Section 13 or 15(d) of the
Exchange Act during the preceding 12 months (or for such shorter period that
the
registrant was required to file such reports), and (2) has been subject to
such
filing requirements for the past 90 days. The Depositor shall notify the Trustee
in writing, no later than the fifth calendar day after the related Distribution
Date with respect to the filing of a report on Form 10-D, if the answer to
either question should be “no.” The Trustee shall be entitled to rely on the
Depositor’s representations in Section 2.04(vi) in preparing and/or filing any
such Form 10-D. The parties to this Agreement acknowledge that the performance
by the Trustee of its duties under Sections 4.18(a)(i) and (v) related to the
timely preparation and filing of Form 10-D is contingent upon such parties
strictly observing all applicable deadlines in the performance of their duties
under such Sections. It is understood by the parties hereto that the performance
by the Trustee of its duties under this Section 4.18(a)(ii) related to the
timely preparation, execution and filing of Form 10-D is also contingent upon
the Custodian and any subservicers or subcontractors strictly observing
deadlines no later than those set forth in this paragraph that are applicable
to
the parties to this Agreement in the delivery to the Trustee of any necessary
Additional Form 10-D Disclosure pursuant to the Custodial Agreement or any
other
applicable agreement. The Trustee shall have no liability for any loss, expense,
damage or claim arising out of or with respect to any failure to properly
prepare and/or timely file such Form 10-D, where such failure results from
the
failure of any party hereto to deliver on a timely basis, any information needed
by the Trustee to prepare, arrange for execution or file such Form
10-D.
(iii) (A) Within
four (4) Business Days after the occurrence of an event requiring disclosure
on
Form 8-K (each such event, a “Reportable Event”), the Trustee shall prepare and
file, on behalf of the Trust, at the direction of the Depositor, any Form 8-K,
as required by the Exchange Act; provided that, the Depositor shall file the
initial Form 8-K in connection with the issuance of the Certificates. Any
disclosure or information related to a Reportable Event or that is otherwise
required to be included on Form 8-K (“Form 8-K Disclosure Information”) shall
be, pursuant to the paragraph immediately below, reported by the parties set
forth on Exhibit O to the Trustee and the Depositor and directed and approved
by
the Depositor pursuant to the following paragraph, and the Trustee will have
no
duty or liability for any failure hereunder to determine or prepare any
Additional Form 8-K Disclosure absent such reporting (other than with respect
to
when it is the reporting party as set forth in Exhibit O) and
approval.
(B) For
so
long as the Trust is subject to the Exchange Act reporting requirements, (i)
no
later than 12:00 p.m. New York City time on the 2nd Business Day after the
occurrence of a Reportable Event the parties set forth in Exhibit O shall be
required pursuant to Section 4.18(a)(iv) below to provide to the Trustee and
the
Depositor, to the extent known, in Microsoft Word format or other word
processing format that is acceptable to the Trustee and in XXXXX-compatible
format, or in such other form as otherwise agreed upon by the Trustee and the
Depositor and such party, the form and substance of any Form 8-K Disclosure
Information, if applicable, and (ii) the Depositor shall approve, as to form
and
substance, or disapprove, as the case may be, the inclusion of the Form 8-K
Disclosure Information on Form 8-K. The Trustee has no duty under this Agreement
to monitor or enforce the performance by the other parties listed on Exhibit
O
of their duties under this paragraph or to proactively solicit or procure from
such parties any Additional Form 8-K Disclosure Information. The Depositor
shall
be responsible for any reasonable out-of-pocket expenses incurred by the Trustee
in connection with including any Form 8-K Disclosure Information on Form 8-K
pursuant to this Section.
(C) After
preparing the Form 8-K, the Trustee shall forward electronically a draft copy
of
the Form 8-K to the Depositor and the Master Servicer for review. No later
than
the end of business New York City time on the 3rd Business Day after the
Reportable Event, a duly authorized officer of the Master Servicer shall sign
the Form 8-K and return an electronic or fax copy of such signed Form 8-K (with
an original executed hard copy to follow by overnight mail) to the Trustee.
If a
Form 8-K cannot be filed on time or if a previously filed Form 8-K needs to
be
amended, the Trustee will follow the procedures set forth in Section 4.18(a)(v).
Promptly (but no later than one (1) Business Day) after filing with the
Commission, the Trustee will, make available on its internet website identified
in Section 6.06 a final executed copy of each Form 8-K. The signing party for
the Master Servicer can be contacted at 000-000-0000. The parties to this
Agreement acknowledge that the performance by the Trustee of its duties under
this Section 4.18(a)(iii) related to the timely preparation and filing of Form
8-K is contingent upon such parties strictly observing all applicable deadlines
in the performance of their duties under this Section 4.18(a)(iii). It is
understood by the parties hereto that the performance by the Trustee of its
duties under this Section 4.18(a)(iii) related to the timely preparation,
execution and filing of Form 8-K is also contingent upon the Custodian and
any
subservicers or subcontractors strictly observing deadlines no later than those
set forth in this paragraph that are applicable to the parties to this Agreement
in the delivery to the Trustee of any necessary Form 8-K Disclosure Information
pursuant to the Custodial Agreement or any other applicable agreement. The
Trustee shall have no liability for any loss, expense, damage or claim arising
out of or with respect to any failure to properly prepare and/or timely file
such Form 8-K, where such failure results from the failure of any party hereto
to deliver on a timely basis, any information needed by the Trustee to prepare,
arrange for execution or file such Form 8-K.
(D) On
or
prior to the 90th day after the end of each fiscal year of the Trust or such
earlier date as may be required by the Exchange Act (the “10-K Filing Deadline”)
(it being understood that the fiscal year for the Trust ends on December 31st
of
each year), commencing in March 2008, the Trustee shall prepare and file on
behalf of the Trust a Form 10-K, in form and substance as required by the
Exchange Act. Each such Form 10-K shall include the following items, in each
case to the extent they have been delivered to the Trustee within the applicable
timeframes set forth in this Agreement, (I) an Annual Statement of Compliance
for the Company as servicer, the Trustee, the Master Servicer and any
subservicer, as described under Section 4.16, (II)(A) the Assessment of
Compliance with Servicing Criteria for the Company as servicer, the Master
Servicer and each subservicer and subcontractor participating in the servicing
function, the Trustee and the Custodian, as described under Section 4.17, and
(B) if the Assessment of Compliance of the Company as a servicer, the Master
Servicer, the Trustee or the Custodian described under Section 4.17 identifies
any material instance of noncompliance, disclosure identifying such instance
of
noncompliance, or if the Assessment of Compliance of the Master Servicer, the
Trustee or the Custodian described under Section 4.17 is not included as an
exhibit to such Form 10-K, disclosure that such report is not included and
an
explanation why such report is not included, (III)(A) the registered public
accounting firm Attestation Report for the Company, the Master Servicer, the
Trustee and the Custodian, as described under Section 4.17, and (B) if any
registered public accounting firm Attestation Report described under Section
4.17 identifies any material instance of noncompliance, disclosure identifying
such instance of noncompliance, or if any such registered public accounting
firm
Attestation Report is not included as an exhibit to such Form 10-K, disclosure
that such report is not included and an explanation why such report is not
included, and (IV) a Xxxxxxxx-Xxxxx Certification (“Xxxxxxxx-Xxxxx
Certification”) as described in this Section 4.18(a)(iii)(D) below. Any
disclosure or information in addition to (I) through (IV) above that is required
to be included on Form 10-K (“Additional Form 10-K Disclosure”) shall be
reported by the parties set forth on Exhibit O to the Trustee and the Depositor
and, pursuant to the paragraph immediately below, approved by the Depositor,
and
the Trustee will have no duty or liability for any failure hereunder to
determine or prepare any Additional Form 10-K Disclosure absent such reporting
(other than with respect to when it is the reporting party as set forth in
Exhibit O) and approval.
(E) No
later
than March 15th of each year that the Trust is subject to the Exchange Act
reporting requirements, commencing in 2008, (i) the parties set forth in Exhibit
O shall be required to provide pursuant to Section 4.18(a)(iv) below to the
Trustee and the Depositor, to the extent known, in Microsoft Word format or
other word processing format that is acceptable to the Trustee and in
XXXXX-compatible format, or in such other format as otherwise agreed upon by
the
Trustee and the Depositor and such party, the form and substance of any
Additional Form 10-K Disclosure, if applicable, and (ii) the Depositor will
approve, as to form and substance, or disapprove, as the case may be, the
inclusion of the Additional Form 10-K Disclosure on Form 10-K. The Trustee
has
no duty under this Agreement to monitor or enforce the performance by the other
parties listed on Exhibit O of their duties under this paragraph or to
proactively solicit or procure from such parties any Additional Form 10-K
Disclosure information. The Depositor will be responsible for any reasonable
out-of-pocket expenses incurred by the Trustee in connection with including
any
Form 10-K Disclosure Information on Form 10-K pursuant to this
Section.
(F) After
preparing the Form 10-K, the Trustee shall forward electronically a draft copy
of the Form 10-K to the Depositor and the Master Servicer for review. Form
10-K
requires the registrant to indicate (by checking “yes” or “no”) that it (1) has
filed all reports required to be filed by Section 13 or 15(d) of the Exchange
Act during the preceding 12 months (or for such shorter period that the
registrant was required to file such reports), and (2) has been subject to
such
filing requirements for the past 90 days. The Depositor shall notify the Trustee
in writing, no later than the fifteenth calendar day of March in any year in
which the Trust is subject to the reporting requirements of the Exchange Act,
if
the answer to either question should be "no." The Trustee shall be entitled
to
rely on the Depositor’s representations in Section 2.04(vi) in preparing and/or
filing any such Form 10-K. No
later than 12:00 p.m. New York City time on the 4th Business Day prior to the
10-K Filing Deadline, a senior officer of the Master Servicer in charge of
the
servicing function shall sign the Form 10-K and return an electronic or fax
copy
of such signed Form 10-K (with an original executed hard copy to follow by
overnight mail) to the Trustee. If a Form 10-K cannot be filed on time or if
a
previously filed Form 10-K needs to be amended, the Trustee will follow the
procedures set forth in Section 4.18(a)(v). Promptly (but no later than one
(1)
Business Day) after filing with the Commission, the Trustee will make available
on its internet website identified in Section 6.06 a final executed copy of
each
Form 10-K. The signing party for the Master Servicer can be contacted at
000-000-0000. The parties to this Agreement acknowledge that the performance
by
the Trustee of its duties under Section 4.18(a)(iv) related to the timely
preparation and filing of Form 10-K is contingent upon such parties strictly
observing all applicable deadlines in the performance of their duties under
Section 4.16 and Section 4.17. It is understood by the parties hereto that
the
performance by the Trustee of its duties under this Section 4.18(a)(iii) related
to the timely preparation, execution and filing of Form 10-K is also contingent
upon the Custodian and any subservicer or subcontractor strictly observing
deadlines no later than those set forth in this paragraph that are applicable
to
the parties to this Agreement in the delivery to the Trustee of any necessary
Additional Form 10-K Disclosure, any annual statement of compliance and any
assessment of compliance and attestation pursuant to the Custodial Agreement
or
any other applicable agreement. The Trustee shall have no liability for any
loss, expense, damage or claim arising out of or with respect to any failure
to
properly prepare and/or timely file such Form 10-K, where such failure results
from the failure of any party hereto to deliver on a timely basis, any
information needed by the Trustee to prepare, arrange for execution or file
such
Form 10-K.
(G) Each
Form
10-K shall include a certification (the “Xxxxxxxx-Xxxxx Certification”) required
to be included therewith pursuant to the Xxxxxxxx-Xxxxx Act. The Trustee shall,
and the Master Servicer shall cause the Company, any subservicer or
subcontractor engaged by it to, provide to the Person who signs the
Xxxxxxxx-Xxxxx Certification (the “Certifying Person”), by March 15 of each year
in which the Trust is subject to the reporting requirements of the Exchange
Act
and otherwise within a reasonable period of time upon request, a certification
(each, a “Back-Up Certification”), in the form attached hereto as Exhibit K,
upon which the Certifying Person, the entity for which the Certifying Person
acts as an officer, and such entity’s officers, directors and Affiliates
(collectively with the Certifying Person, “Certification Parties”) can
reasonably rely; provided, however, that the Company and the Trustee shall
not
be required to undertake an analysis of any accountant’s report attached as an
exhibit to the Form 10-K. The senior officer of the Master Servicer
shall serve as the Certifying Person on behalf of the Trust. Such officer of
the
Certifying Person can be contacted at 000-000-0000.
In
the event the Trustee is terminated
or resigns pursuant to the terms of this Agreement or any subcontractor or
subservicer is terminated pursuant to the related servicing agreement, the
Trustee, subcontractor or subservicer, as applicable, shall provide a Back-Up
Certification to the Certifying Person pursuant to this Section 4.18(a)(iii)
with respect to the period of time it was subject to this Agreement or the
related servicing agreement, as applicable.
(iv) With
respect to any Additional Form 10-D Disclosure, Additional Form 10-K Disclosure
or any Form 8-K Disclosure Information (collectively, the “Additional
Disclosure”) relating to the Trust Fund in the form attached hereto as Exhibit
P, the Trustee’s obligation to include such Additional Information in the
applicable Exchange Act report is subject to receipt from the entity that is
indicated in Exhibit O as the responsible party for providing that information,
if other than the Trustee, as and when required as described in Section
4.18(a)(i) through (iii) above. Each of the Company as a servicer, the Master
Servicer, Seller, and Depositor hereby agree to notify and provide (to the
extent known) to the Company as a servicer, the Trustee and the Depositor all
Additional Disclosure relating to the Trust Fund, with respect to which such
party is indicated in Exhibit O as the responsible party for providing that
information. Within five Business Days prior to each Distribution Date occurring
in any year that the Trust is subject to the Exchange Act reporting
requirements, the Depositor shall make available to the Trustee the Significance
Estimate and the Trustee shall use such information to calculate the
Significance Percentage. The Trustee shall provide the Significance Percentage
to the Depositor by the later of the Distribution Date or three (3) Business
Days after the receipt of the Significance Estimate from the Depositor. If
the
Significance Percentage meets either of the threshold levels detailed in Item
1115(b)(1) or 1115(b)(2) of Regulation AB, the Trustee shall deliver written
notification to the Depositor and the Swap Provider to that effect. The Trustee
shall request from the Depositor and the Depositor shall deliver to the Trustee
any information that the Swap Provider delivered to the Depositor as required
under Regulation AB, to the extent required under the Swap Agreement. The
Depositor shall be obligated to provide to the Trustee (no later than, in the
case of Form 10-D, the seventh calendar day after the Distribution Date and
in
the case of Form 10-K, March 15th in any
year in
which a Form 10-K is filed for the Trust) any information that may be required
to be included in any Form 10-D, Form 8-K or Form 10-K or written notification
instructing the Trustee that such Additional Disclosure regarding the Swap
Provider is not necessary for such Distribution Date. The Master Servicer shall
be responsible for determining the pool concentration applicable to any
subservicer or originator at any time.
(v) (A)On
or
prior to January 30 of the first year in which the Trustee is able to do so
under applicable law, the Trustee shall file a Form 15 relating to the automatic
suspension of reporting in respect of the Trust under the Exchange
Act.
(B) In
the
event that the Trustee is unable to timely file with the Commission all or
any
required portion of any Forms 8-K, 10-D or 10-K required to be filed by this
Agreement because required disclosure information was either not delivered
to it
or delivered to it after the delivery deadlines set forth in this Agreement
or
for any other reason, the Trustee shall immediately notify the Depositor and
the
Master Servicer. In the case of Forms 10-D and 10-K, the Depositor, the Master
Servicer and the Trustee shall cooperate to prepare and file a Form 12b-25
and a
10-D/A and 10-K/A as applicable, pursuant to Rule 12b-25 of the Exchange Act.
In
the case of Form 8-K, the Trustee shall, upon receipt of all required Form
8-K
Disclosure Information and upon the approval and direction of the Depositor,
include such disclosure information on the next Form 10-D. In the event that
any
previously filed Forms 8-K, 10-D or 10-K needs to be amended, the Trustee shall
notify the Depositor and the Master Servicer and such parties will cooperate
to
prepare any necessary Forms 8-K/A, 10-D/A or 10-K/A. Any Form 15, Form 12b-25
or
any amendment to Forms 8-K, 10-D or 10-K shall be signed by a senior officer
of
the Master Servicer. The Depositor and Master Servicer acknowledge that the
performance by the Trustee of its duties under this Section 4.18(a)(v) related
to the timely preparation and filing of Form 15, a Form 12b-25 or any amendment
to Forms 8-K, 10-D or 10-K is contingent upon the Master Servicer and the
Depositor performing their duties under this Section. The Trustee shall have
no
liability for any loss, expense, damage, claim arising out of or with respect
to
any failure to properly prepare and/or timely file any such Form 15, Form 12b-25
or any amendments to Forms 8-K, 10-D or 10-K, where such failure results from
the failure of any party hereto to deliver on a timely basis, any information
needed by the Trustee to prepare, arrange for execution or file such Form 15,
Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K.
The
Depositor agrees to promptly furnish to the Trustee, from time to time upon
request, such further information, reports and financial statements within
its
control related to this Agreement and the Mortgage Loans as the Trustee
reasonably deems appropriate to prepare and file all necessary reports with
the
Commission. The Trustee shall have no responsibility to file any items other
than those specified in this Section 4.18; provided, however, the Trustee shall
cooperate with the Depositor in connection with any additional filings with
respect to the Trust Fund as the Depositor deems necessary under the Exchange
Act. Copies of all reports filed by the Trustee under the Exchange Act shall
be
sent to: the Depositor c/o Bear, Xxxxxxx & Co. Inc., Attn: Managing Director
Analysis and Control, Xxx Xxxxxxxxx Xxxxxx Xxxxx, Xxxxxxxx, Xxx Xxxx 00000-0000.
Fees and expenses incurred by the Trustee in connection with this Section 4.18
shall not be reimbursable from the Trust Fund. Each of the other parties to
this
Agreement shall deliver to the Trustee any and all items required to be
delivered by such party pursuant to this Agreement, in Microsoft Word format
(or
other word processing format that is acceptable to the Trustee) for electronic
filing via the XXXXX system. The Trustee agrees to notify each party upon
becoming aware that the document is not in Microsoft Word format (or other
word
processing format that is xxxxx-compatible).
(b) The
Trustee shall indemnify and hold harmless, the Company, the Depositor and the
Master Servicer and each of its officers, directors and affiliates from and
against any losses, damages, penalties, fines, forfeitures, reasonable and
necessary legal fees and related costs, judgments and other costs and expenses
arising out of or based upon a breach of the Trustee’s obligations under
Sections 4.16, 4.17 and 4.18 or the Trustee’s negligence, bad faith or willful
misconduct in connection therewith. In addition, the Trustee shall indemnify
and
hold harmless the Depositor and the Master Servicer and each of their officers,
directors and affiliates from and against any losses, damages, penalties, fines,
forfeitures, reasonable and necessary legal fees and related costs, judgments
and other costs and expenses arising out of or based upon (i) any untrue
statement or alleged untrue statement of any material fact contained in any
Back-Up Certification, the Annual Statement of Compliance, the Assessment of
Compliance, any Additional Disclosure or other information provided by the
Trustee pursuant to Section 4.16, 4.17 and 4.18 (the “Trustee Information”), or
(ii) the omission or alleged omission to state therein a material fact required
to be stated therein or necessary to make the statements therein, in light
of
the circumstances in which they were made, not misleading; provided, by way
of
clarification, that clause (ii) of this paragraph shall be construed solely
by
reference to the Trustee Information and not to any other information
communicated in connection with the Certificates, without regard to whether
the
Trustee Information or any portion thereof is presented together with or
separately from such other information.
(c) The
Depositor shall indemnify and hold harmless the Trustee and its officers,
directors and affiliates from and against any losses, damages, penalties, fines,
forfeitures, reasonable and necessary legal fees and related costs, judgments
and other costs and expenses arising out of or based upon a breach of the
obligations of the Depositor under Section 4.16, Section 4.17 and Section 4.18
or the Depositor’s negligence, bad faith or willful misconduct in connection
therewith. In addition, the Depositor shall indemnify and hold harmless the
Trustee and each of its officers, directors and affiliates from and against
any
losses, damages, penalties, fines, forfeitures, reasonable and necessary legal
fees and related costs, judgments and other costs and expenses arising out
of or
based upon (i) any untrue statement or alleged untrue statement of any material
fact contained in any Additional Disclosure or other information provided by
the
Depositor pursuant to Section 4.18 (the “Depositor Information”), or (ii) the
omission or alleged omission to state therein a material fact required to be
stated therein or necessary to make the statements therein, in light of the
circumstances in which they were made, not misleading; provided, by way of
clarification, that clause (ii) of this paragraph shall be construed solely
by
reference to the Depositor Information and not to any other information
communicated in connection with the Certificates, without regard to whether
the
Depositor Information or any portion thereof is presented together with or
separately from such other information.
(d) The
Master Servicer shall indemnify and hold harmless the Company, the Trustee
and
the Depositor and their respective officers, directors and affiliates from
and
against any losses, damages, penalties, fines, forfeitures, reasonable and
necessary legal fees and related costs, judgments and other costs and expenses
arising out of or based upon a breach of the obligations of the Master Servicer
under Section 4.16, Section 4.17 and Section 4.18 or the Master Servicer’s
negligence, bad faith or willful misconduct in connection therewith. In
addition, the Master Servicer shall indemnify and hold harmless the Trustee
and
the Depositor and each of its officers, directors and affiliates from and
against any losses, damages, penalties, fines, forfeitures, reasonable and
necessary legal fees and related costs, judgments and other costs and expenses
arising out of or based upon (i) any untrue statement or alleged untrue
statement of any material fact contained in any Xxxxxxxx-Xxxxx Certification,
the Annual Statement of Compliance, the Assessment of Compliance, any Additional
Disclosure or other information provided by the Master Servicer pursuant to
Section 4.16, Section 4.17 and Section 4.18 (the “Master Servicer Information”),
or (ii) the omission or alleged omission to state therein a material fact
required to be stated therein or necessary to make the statements therein,
in
light of the circumstances in which they were made, not misleading; provided,
by
way of clarification, that clause (ii) of this paragraph shall be construed
solely by reference to the Master Servicer Information and not to any other
information communicated in connection with the Certificates, without regard
to
whether the Master Servicer Information or any portion thereof is presented
together with or separately from such other information.
(e) The
Company shall indemnify and hold harmless the Depositor, the Trustee and the
Master Servicer and each of its officers, directors and affiliates from and
against any losses, damages, penalties, fines, forfeitures, reasonable and
necessary legal fees and related costs, judgments and other costs and expenses
arising out of or based upon a breach of the obligations of the Company under
Section 4.16, Section 4.17 and Section 4.18 or the Company’s negligence, bad
faith or willful misconduct in connection therewith including any failure by
the
Company to identify any subcontractor determined by the Master Servicer to
be
“participating in the servicing function” within the meaning of Item 1122 of
Regulation AB. In addition, the Company shall indemnify and hold harmless the
Depositor and the Master Servicer and each of their respective officers,
directors and affiliates and the Master Servicer from and against any losses,
damages, penalties, fines, forfeitures, reasonable and necessary legal fees
and
related costs, judgments and other costs and expenses arising out of or based
upon (i) any untrue statement or alleged untrue statement of any material fact
contained in any Back-Up Certification, any Annual Statement of Compliance,
any
Assessment of Compliance or any Additional Disclosure provided by the Company
on
its behalf or on behalf of any subservicer or subcontractor pursuant to Section
4.16, Section 4.17 or Section 4.18 (the “Company Information”), (ii) any
breach by the Company of a representation, warranty or covenant set forth in
Section 2.03(a)(vii) and Section 2.03(b)(i-iii) and (iii) any omission or
alleged omission to state therein a material fact required to be stated therein
or necessary to make the statements therein, in light of the circumstances
in
which they were made, not misleading; provided, by way of clarification, that
this paragraph shall be construed solely by reference to the Company Information
and not to any other information communicated in connection with the
Certificates, without regard to whether the Company Information or any portion
thereof is presented together with or separately from such other
information.
(f) If
the
indemnification provided for herein is unavailable or insufficient to hold
harmless the Company, the Depositor, the Trustee or the Master Servicer, as
applicable, then the defaulting party, in connection with any conduct for which
it is providing indemnification under this Section 4.18, agrees that it shall
contribute to the amount paid or payable by the other parties as a result of
the
losses, claims, damages or liabilities of the other party in such proportion
as
is appropriate to reflect the relative fault and the relative benefit of the
respective parties.
The
indemnification provisions set forth in this Section 4.18 shall survive the
termination of this Agreement or the termination of any party to this Agreement.
Failure of the Company to comply with this Section 4.18 (including with respect
to the timeframes required herein) shall be deemed a Company Default, and the
Master Servicer or the Trustee, in its capacity as Successor Master Servicer,
shall, in addition to whatever rights the Master Servicer or the Trustee, in
its
capacity as Successor Master Servicer, may have under this Agreement and at
law
or equity or to damages, including injunctive relief and specific performance,
upon notice immediately terminate all of the rights and obligations of the
Company under this Agreement and in and to the Mortgage Loans and the proceeds
thereof without compensating the Company for the same. Failure of the Master
Servicer to comply with this Section 4.18 (including with respect to the
timeframes required herein) shall, constitute an Event of Default, and at the
written direction of the Depositor the Trustee shall, in addition to whatever
rights the Trustee may have under this Agreement and at law or equity or to
damages, including injunctive relief and specific performance, upon notice
immediately terminate all of the rights and obligations of the Master Servicer
under this Agreement and in and to the Mortgage Loans and the proceeds thereof
without compensating the Master Servicer for the same (but subject to the Master
Servicer rights to payment of any Master Servicing Compensation and
reimbursement of all amounts for which it is entitled to be reimbursed prior
to
the date of termination). Failure of the Trustee to comply with this Section
4.18 (including with respect to the timeframes required in this Section) which
failure results in a failure to timely file the related Form 10-K, shall,
constitute a default and the Depositor shall, in addition to whatever rights
the
Depositor may have under this Agreement and at law or equity or to damages,
including injunctive relief and specific performance, upon notice immediately
terminate all of the rights and obligations of the Trustee under this Agreement
and in and to the Mortgage Loans and the proceeds thereof without compensating
the Trustee for the same (but subject to the Trustee’s right to reimbursement of
all amounts for which it is entitled to be reimbursed prior to the date of
termination); provided, however, there shall be no event of default with respect
to the Trustee if the Company, the Master Servicer or the Depositor fail to
timely meet the delivery requirements of this Section 4.18. This paragraph
shall
supersede any other provision in this Agreement or any other agreement to the
contrary. In connection with the termination of the Master Servicer or the
Trustee pursuant to this Section 4.18, the Trustee shall be entitled to
reimbursement of all costs and expenses associated with such termination to
the
extent set forth in Section 10.05. Notwithstanding anything to the
contrary in this Agreement, no Event of Default by the Trustee shall have
occurred with respect to any failure to properly prepare, execute and/or timely
file any report on Form 8-K, Form 10-D or Form 10-K, any Form 15 or Form 12b-25
or any amendments to Form 8-K, 10-D or 10-K, where such failure results from
any
party’s inability or failure to deliver, on a timely basis, any information from
such party needed to prepare, arrange for execution or file any such report,
Form or amendment, and does not result from its own negligence, bad faith or
willful misconduct.
In
the
case of any failure of performance described above, the Company shall promptly
reimburse the Depositor, the Master Servicer and the Trustee for all costs
reasonably incurred by each such party in order to obtain the information,
report, certification, accountants’ letter or other material not delivered
pursuant to this Section 4.18 as required by the Company, any subservicer or
any
subcontractor.
(g) If
the
indemnification provided for herein is unavailable or insufficient to hold
harmless the Company, the Master Servicer, the Depositor or the Trustee, as
applicable, then the defaulting party, in connection with a breach of its
respective obligations under Section 4.16, Section 4.17 and Section 4.18 or
its
respective negligence, bad faith or willful misconduct in connection therewith,
agrees that it shall contribute to the amount paid or payable by the other
parties as a result of the losses, claims, damages or liabilities of the other
party in such proportion as is appropriate to reflect the relative fault and
the
relative benefit of the respective parties.
(h) Nothing
shall be construed from the foregoing subsections (a), (b) and (c) to require
the Trustee or any officer, director or Affiliate thereof to sign any Form
10-K
or any certification contained therein. Furthermore, the inability of the
Trustee to file a Form 10-K as a result of the lack of required information
as
set forth in Section 4.18(a) or required signatures on such Form 10-K or any
certification contained therein shall not be regarded as a breach by the Trustee
of any obligation under this Agreement.
(i) Notwithstanding
the provisions of Section 12.01, this Section 4.18 may be amended without the
consent of the Certificateholders.
(j) Any
report, notice or notification to be delivered by the Company, the Master
Servicer or the Trustee to the Depositor pursuant to this Section 4.18, may
be
delivered via email to XxxXXXxxxxxxxxxxxx@xxxx.xxx
or, in the case of a notification, telephonically by calling Reg
AB
Compliance Manager at 000-000-0000.
Section
4.19 Intention
of the Parties and Interpretation.
Each
of
the parties acknowledges and agrees that the purpose of Section 4.16, Section
4.17 and Section 4.18 of this Agreement is to facilitate compliance by the
Seller and the Depositor with the provisions of Regulation AB. Therefore, each
of the parties agrees that (a) the obligations of the parties hereunder shall
be
interpreted in such a manner as to accomplish that purpose, (b) the parties’
obligations hereunder will be supplemented and modified as necessary to be
consistent with any such amendments, interpretive advice or guidance provided
by
the Commission in respect of the requirements of Regulation AB, (c) the parties
shall comply with reasonable requests made by the Seller, the Trustee or the
Depositor for delivery of additional or different information as the Seller,
the
Trustee or the Depositor may determine in good faith is necessary to comply
with
the provisions of Regulation AB, and (d) no amendment of this Agreement shall
be
required to effect any such changes in the parties’ obligations as are necessary
to accommodate evolving interpretations of the provisions of Regulation
AB.
Section
4.20 UCC.
The
Seller shall file any financing statements, continuation statements or
amendments thereto required by any change in the Uniform Commercial
Code.
Section
4.21 Optional
Purchase of Certain Mortgage Loans.
With
respect to any Mortgage Loan which as of the first day of a Fiscal Quarter
is
Delinquent in payment by 90 days or more or is an REO Property, EMC shall have
the right, but not the obligation, to purchase any such Mortgage Loan or REO
Property from the Trust at a price equal to the Purchase Price; provided however
(i) that such Mortgage Loan is still 90 days or more Delinquent or is an REO
Property as of the date of such purchase and (ii) this purchase option, if
not
theretofore exercised, shall terminate on the date prior to the last day of
the
related Fiscal Quarter. This purchase option, if not exercised, shall not be
thereafter reinstated unless the delinquency is cured and the Mortgage Loan
thereafter again becomes 90 days or more Delinquent or becomes an REO Property,
in which case the option shall again become exercisable as of the first day
of
the related Fiscal Quarter. This right may be assigned by EMC to a third party,
including a holder of a Class of Certificates.
In
addition, EMC shall have the right, but not the obligation, to purchase any
Mortgage Loan from the Trust for which (i) the initial Scheduled Payment
due to the Seller or (ii) the initial Scheduled Payment due to the Trust becomes
thirty (30) days Delinquent; provided, however, such optional purchase shall
be
exercised no later than the 270th day after such Mortgage Loan is
subject to such optional repurchase. Such purchase shall be made at a price
equal to the Purchase Price. This right may be assigned by EMC to a third party,
including a holder of a Class of Certificates.
If
at any
time EMC remits to the Master Servicer a payment for deposit in the Master
Servicer Collection Account covering the amount of the Purchase Price for such
a
Mortgage Loan, and EMC provides to the Trustee a certification signed by a
Servicing Officer stating that the amount of such payment has been deposited
in
the Master Servicer Collection Account, then the Trustee shall execute the
assignment of such Mortgage Loan prepared and delivered to the Trustee, at
the
request of EMC, without recourse, representation or warranty, to EMC which
shall
succeed to all of the Trustee’s right, title and interest in and to such
Mortgage Loan, and all security and documents relative thereto. Such assignment
shall be an assignment outright and not for security. EMC will thereupon own
such Mortgage, and all such security and documents, free of any further
obligation to the Trustee or the Certificateholders with respect
thereto.
ARTICLE
V
ACCOUNTS
Section
5.01 Collection
of Mortgage Loan Payments; Protected Account.
(a) The
Company shall make reasonable efforts in accordance with customary and usual
standards of practice of prudent mortgage lenders in the respective states
in
which the Mortgaged Properties are located to collect all payments called
for
under the terms and provisions of the Mortgage Loans to the extent such
procedures shall be consistent with this Agreement and the terms and provisions
of any related Required Insurance Policy. Consistent with the foregoing,
the
Company may in its discretion (i) waive any late payment charge and (ii)
extend
the due dates for payments due on a Mortgage Note for a period not greater
than
125 days. In the event of any such arrangement, the Company shall make Advances
on the related Mortgage Loan during the scheduled period in accordance with
the
amortization schedule of such Mortgage Loan without modification thereof
by
reason of such arrangements, and shall be entitled to reimbursement therefor
in
accordance with Section 6.01. The Company shall not be required to institute
or
join in litigation with respect to collection of any payment (whether under
a
Mortgage, Mortgage Note or otherwise or against any public or governmental
authority with respect to a taking or condemnation) if it reasonably believes
that enforcing the provision of the Mortgage or other instrument pursuant
to
which such payment is required is prohibited by applicable law. Consistent
with
and in addition to the terms set forth in this Agreement, if a Mortgage Loan
is
in default or such default is reasonably foreseeable, the Company may waive,
modify or vary any term of any Mortgage Loan or consent to the postponement
of
strict compliance with any such term or in any manner grant indulgence to
any
Mortgagor, including without limitation, to (1) capitalize any amounts owing
on
the Mortgage Loan by adding such amount to the outstanding principal balance
of
the Mortgage Loan, (2) defer such amounts to a later date or the final payment
date of such Mortgage Loan, (3) extend the maturity of any such Mortgage
Loan,
(4) amend the related Mortgage Note to reduce or otherwise change the related
Mortgage Rate with respect to any Mortgage Loan, (5) convert the Mortgage
Rate
on any Mortgage Loan from a fixed rate to an adjustable rate or vice versa,
(6)
with respect to a Mortgage Loan with an initial fixed rate period followed
by an
adjustable rate period, extend the fixed period and reduce the adjustable
rate
period, and/or (7) forgive the amount of any interest, principal or Servicing
Advances owed by the related Mortgagor; provided that, in the Company’s
reasonable and prudent determination, such waiver, modification, postponement
or
indulgence (A) is not materially adverse to the interests of the
Certificateholders in the aggregate on a present value basis using reasonable
assumptions (including taking into account any estimated Realized Loss that
might result absent such action); and (B) does not amend the related Mortgage
Note to extend the maturity thereof later than the date of the Latest Possible
Maturity Date; provided, further, with respect to any Mortgage Loan that
is not
in default or if default is not reasonably foreseeable, unless the Company
has
provided to the Trustee a certification addressed to the Trustee, based on
the
advice of counsel or certified public accountants, in either case, that have
a
national reputation with respect to taxation of REMICs, that such modification
of such Mortgage Loan will not result in the imposition of taxes on or
disqualify from REMIC status any of REMIC I, REMIC II, REMIC III, REMIC IV,
REMIC V or REMIC VI, the Company may not permit any modification with respect
to
any Mortgage Loan. Notwithstanding
the foregoing, for any waiver, modification, postponement or indulgence (not
including any partial releases, assumptions of mortgages or modifications
of any
Mortgage Loan that is done in connection with compliance with the Relief
Act)
which the Company reasonably anticipates may result in a Realized Loss of
20% or
more of the outstanding principal balance of a Mortgage Loan, the Company
shall
present such proposed waiver, modification, postponement or indulgence, together
with any supporting documentation, to the Master Servicer for consideration
and
approval. The Company shall submit all waivers, modifications or variances
of
the terms of any Mortgage Loan with respect to partial releases, assumptions
of
mortgages or for modifications done in furtherance of compliance with the
Relief
Act, together with any supporting documentation, to the Master Servicer for
consideration and approval.
(b) In
connection with any such Servicing Modification, the Company or the Master
Servicer may reimburse itself from the Trust for any outstanding Advances
and
Servicing Advances in the same calendar month as the Servicing Modification
to
the extent that such Advances or Servicing Advances are reimbursable to the
Company or the Master Servicer and to the extent of related Principal Funds
in
the Protected Account for the related Distribution Date. To the extent there
are
not sufficient Principal Funds available on the related Distribution Date
to
reimburse the Company or the Master Servicer for such Advances and Servicing
Advances, the Company or the Master Servicer may reimburse itself on a first
priority basis from related Principal Funds that are available on future
Distribution Dates. If any mortgagor’s obligation to repay any outstanding
amounts due under the terms of the related Mortgage Loan for which an Advance
or
Servicing Advance has been made by the Company or the Master Servicer is
forgiven, any such Advance or Servicing Advance will be treated as a Realized
Loss which will be incurred on the Distribution Date related to the calendar
month during which the Servicing Modification occurred.
The
Company shall not waive (or permit a sub-servicer to waive) any Prepayment
Charge unless: (i) the enforceability thereof shall have been limited by
bankruptcy, insolvency, moratorium, receivership and other similar laws relating
to creditors’ rights generally, (ii) the enforcement thereof is illegal, or any
local, state or federal agency has threatened legal action if the prepayment
penalty is enforced, (iii) the mortgage debt has been accelerated in connection
with a foreclosure or other involuntary payment or (iv) such waiver is standard
and customary in servicing similar Mortgage Loans and relates to a default
or a
reasonably foreseeable default and would, in the reasonable judgment of the
Company, maximize recovery of total proceeds taking into account the value
of
such Prepayment Charge and the related Mortgage Loan. If a Prepayment Charge
is
waived, but does not meet the standards described above, then the Company
is
required to pay the amount of such waived Prepayment Charge, for the benefit
of
the Class P Certificates, by remitting such amount to the Master Servicer
by the
Remittance Date.
(c) The
Company shall establish and maintain a Protected Account (which shall at
all
times be an Eligible Account) with a depository institution in the name of
the
Company for the benefit of the Trustee on behalf of the Certificateholders
and
designated “LaSalle Bank National Association, in trust for registered Holders
of Bear Xxxxxxx Asset Backed Securities I LLC, Asset-Backed Certificates
Series
2007-HE7”. The Company shall deposit or cause to be deposited into the Protected
Account on a daily basis within two Business Days of receipt and identification,
except as otherwise specifically provided herein, the following payments
and
collections remitted by subservicers or received by it in respect of the
Mortgage Loans subsequent to the Cut-off Date (other than in respect of
principal and interest due on the Mortgage Loans on or before the Cut-off
Date)
and the following amounts required to be deposited hereunder:
(i) all
payments on account of principal, including Principal Prepayments, on the
Mortgage Loans;
(ii) all
payments on account of interest on the Mortgage Loans net of the Servicing
Fee
permitted under Section 3.10 and LPMI Fees, if any;
(iii) all
Liquidation Proceeds, Subsequent Recoveries and Insurance Proceeds, other
than
proceeds to be applied to the restoration or repair of the Mortgaged Property
or
released to the Mortgagor in accordance with the Company’s normal servicing
procedures;
(iv) any
amount required to be deposited by the Company pursuant to Section 5.01(c)
in
connection with any losses on Permitted Investments;
(v) any
amounts required to be deposited by the Company pursuant to Section
3.05;
(vi) any
Prepayment Charges collected on the Mortgage Loans; and
(vii) any
other
amounts required to be deposited hereunder.
The
foregoing requirements for remittance by the Company into the Protected Account
shall be exclusive, it being understood and agreed that, without limiting
the
generality of the foregoing, payments in the nature of late payment charges
or
assumption fees, if collected, need not be remitted by the Company. In the
event
that the Company shall remit any amount not required to be remitted and not
otherwise subject to withdrawal pursuant to Section 5.02, it may at any time
withdraw or direct the institution maintaining the Protected Account, to
withdraw such amount from the Protected Account, any provision herein to
the
contrary notwithstanding. Such withdrawal or direction may be accomplished
by
delivering written notice thereof to the institution maintaining the Protected
Account, that describes the amounts deposited in error in the Protected Account.
The Company shall maintain adequate records with respect to all withdrawals
made
pursuant to this Section. Reconciliations will be prepared for the Protected
Account within 45 calendar days after the bank statement cut-off date. All
items
requiring reconciliation will be resolved within 90 calendar days of their
original identification. All funds deposited in the Protected Account
shall be held in trust for the Certificateholders until withdrawn in accordance
with Section 5.02.
(d) The
institution that maintains the Protected Account shall invest the funds in
the
Protected Account, in the manner directed by the Company, in Permitted
Investments which shall mature not later than the Remittance Date and shall
not
be sold or disposed of prior to its maturity. All such Permitted Investments
shall be made in the name of the Trustee, for the benefit of the
Certificateholders. All income and gain net of any losses realized from any
such
investment shall be for the benefit of the Company as servicing compensation
and
shall be remitted to it monthly as provided herein. The amount of any losses
incurred in the Protected Account in respect of any such investments shall
be
deposited by the Company into the Protected Account, out of the Company’s own
funds, not later than the applicable Remittance Date on which the moneys
so
invested are required to be remitted to the Master Servicer.
(e) The
Company shall give at least 30 days advance notice to the Trustee, the Seller,
the Master Servicer, each Rating Agency and the Depositor of any proposed
change
of location of the Protected Account prior to any change thereof.
Section
5.02 Permitted
Withdrawals From the Protected Account.
(a) The
Company may from time to time make withdrawals from the Protected Account
for
the following purposes:
(i) to
pay
itself (to the extent not previously paid to or withheld by the Company),
as
servicing compensation in accordance with Section 3.10, that portion of any
payment of interest that equals the Servicing Fee for the period with respect
to
which such interest payment was made, and, as additional servicing compensation,
those other amounts set forth in Section 3.10;
(ii) to
reimburse the Company for Advances made by it with respect to the Mortgage
Loans, provided, however, that the Company’s right of reimbursement pursuant to
this subclause (ii) shall be limited (1) to amounts received on particular
Mortgage Loan(s) (including, for this purpose, Liquidation Proceeds, Insurance
Proceeds and Subsequent Recoveries) that represent late recoveries of payments
of principal and/or interest on such particular Mortgage Loan(s) in respect
of
which any such Advance was made or (2) to the extent of Amounts Held for
Future
Distributions; provided, however, any such Amounts Held For Future Distribution
so applied to reimburse the Company shall be replaced by the Company by deposit
in the Protected Account, no later than the close of business on the Remittance
Date immediately preceding the Distribution Date on which such funds are
required to be distributed pursuant to this Agreement and only to the extent
there are not funds otherwise available in the Protected Account to make
a
required distribution on such Distribution Date;
(iii) to
reimburse the Company for any previously made portion of a Servicing Advance
or
an Advance made by the Company that, in the good faith judgment of the Company,
will not be ultimately recoverable by it from the related Mortgagor, any
related
Liquidation Proceeds, Insurance Proceeds or otherwise (a “Nonrecoverable
Advance”), to the extent not reimbursed pursuant to clause (ii) or clause
(v);
(iv) to
reimburse the Company from Insurance Proceeds for Insured Expenses covered
by
the related Insurance Policy;
(v) to
pay
the Company any unpaid Servicing Fees and to reimburse it for any unreimbursed
Servicing Advances, provided, however, that the Company’s right to reimbursement
for Servicing Advances pursuant to this subclause (v) with respect to any
Mortgage Loan shall be limited (1) to amounts received on particular Mortgage
Loan(s) (including, for this purpose, Liquidation Proceeds, Insurance Proceeds,
Subsequent Recoveries and purchase and repurchase proceeds) that represent
late
recoveries of the payments for which such Servicing Advances were made or
(2) to
the extent of Amounts Held for Future Distributions; provided, however, any
such
Amounts Held For Future Distribution so applied to reimburse the Company
shall
be replaced by the Company by deposit in the Protected Account, no later
than
the close of business on the Remittance Date immediately preceding the
Distribution Date on which such funds are required to be distributed pursuant
to
this Agreement and only to the extent there are not funds otherwise available
in
the Protected Account to make a required distribution on such Distribution
Date;
(vi) to
pay to
the Seller, the Depositor or itself, as applicable, with respect to each
Mortgage Loan or property acquired in respect thereof that has been purchased
pursuant to Section 2.02, 2.03 or 4.21 of this Agreement, all amounts received
thereon and not taken into account in determining the related Stated Principal
Balance of such repurchased Mortgage Loan;
(vii) to
pay
any expenses recoverable by the Company pursuant to Section 8.04 of this
Agreement;
(viii) to
withdraw pursuant to Section 5.01 any amount deposited in the Protected Account
and not required to be deposited therein;
(ix) to
reimburse the Company for any unreimbursed Advance or Servicing Advance made
with respect to a Mortgage Loan for which a Servicing Modification was made
and
any unreimbursed Capitalization Reimbursement Amount, in each case only to
the
extent of any Principal Funds for any Loan Group related to such Mortgage
Loans
that are on deposit in the Protected Account; and
(x) to
clear
and terminate the Protected Account upon termination of this Agreement pursuant
to Section 11.01 hereof.
Notwithstanding
the foregoing, the Company’s right to reimbursement pursuant to clauses (ii),
(iii), (iv) and (v) above shall be subject to the prior approval of the Master
Servicer. The Master Servicer shall provide such approval or denial
to the Company no later than thirty (30) days after receipt of such claim;
provided, however, the Company submits such claim with all supporting
documentation. Pending such approval, such funds shall be remitted by
the Company to the Master Servicer as set forth in the following
paragraph.
In
addition, no later than 1:00 p.m. Eastern time on the Remittance Date, the
Company shall withdraw from the Protected Account and remit to the Master
Servicer the amount of Interest Funds (without taking into account any reduction
in the amount of Interest Funds attributable to the application of clause
(c) of
the definition thereof contained in Article I of this Agreement) and Principal
Funds collected, to the extent on deposit, and the Master Servicer shall
deposit
such amount in the Master Servicer Collection Account. In addition, on or
before
the Remittance Date, the Company shall remit to the Master Servicer for deposit
in the Master Servicer Collection Account any Advances or any payments of
Compensating Interest required to be made by the Company with respect to
the
Mortgage Loans. Furthermore, on each Remittance Date, the Company shall remit
to
the Master Servicer all Prepayment Charges collected by the Company with
respect
to the Mortgage Loans during the related Prepayment Period. With respect
to any
remittance received by the Master Servicer from the Company after the date
on
which such remittance was due, the Company shall pay to the Master Servicer,
out
of its own funds, interest on any such late remittance at an annual rate
equal
to the prime rate announced to be in effect from time to time as published
as
the average rate in The Wall Street Journal (Northeast Edition), plus two
percentage points, but in no event greater than the maximum amount permitted
by
applicable law. Such interest shall be deposited in the Company’s Protected
Account by the Company on the date such late payment is made and shall cover
the
period commencing with the day following the date on which such remittance
was
due and ending with the Business Day on which such remittance is made, both
inclusive. Such interest shall be remitted along with the distribution payable
on the next succeeding Remittance Date. The payment by the Company of any
such
interest shall not be deemed an extension of time for payment or a waiver
of any
Company Default with respect to the Company.
The
Company shall keep and maintain separate accounting, on a Mortgage Loan by
Mortgage Loan basis, for the purpose of justifying any withdrawal from the
Protected Account pursuant to subclauses (i), (ii), (iv), (v), (vi) and (vii)
above. Prior to making any withdrawal from the Protected Account pursuant
to
subclause (iii), the Company shall deliver to the Trustee an Officer’s
Certificate of a Servicing Officer indicating the amount of any previous
Advance
or Servicing Advance determined by the Company to be a Nonrecoverable Advance
and identifying the Mortgage Loan(s), and their respective portions of such
Nonrecoverable Advance.
Section
5.03 Reports
to Master Servicer.
On
or
before the fifth Business Day of each month (or, with respect to information
as
to Full Principal Prepayments and prepayment penalties no later than one
(1)
Business Day after the end of each Prepayment Period), the Company shall
furnish
to the Master Servicer electronically in a format acceptable to the Master
Servicer loan accounting reports in the investor’s assigned loan number order to
document the payment activity on each Mortgage Loan on an individual mortgage
loan basis and containing the data required by the forms attached hereto
as
Exhibit R, Exhibit S, Exhibit T, Exhibit U, Exhibit V, Exhibit W, Exhibit
X and
Exhibit Y or in a format mutually agreed upon between the Company and the
Master
Servicer.
In
addition, the Company shall provide to the Master Servicer and the
Depositor:
(a) any
and
all information and appropriate verification of information which may be
reasonably available to the Company, whether through letters of its auditors
and
counsel or otherwise, as the Depositor or any such other participant shall
request upon reasonable demand; and
(b) such
additional representations, warranties, covenants, opinions of counsel, letters
from auditors, and certificates of public officials or officers of the Company
as are reasonably agreed upon by the Depositor and the Company or any such
other
participant.
Section
5.04 Collection
of Taxes; Assessments and Similar Items; Escrow Accounts.
With
respect to each Mortgage Loan, to the extent required by the related Mortgage
Note, the Company shall establish and maintain one or more accounts (each,
an
“Escrow Account”) and deposit and retain therein all collections from the
Mortgagors (or advances by the Company) for the payment of taxes, assessments,
hazard insurance premiums or comparable items for the account of the Mortgagors.
Nothing herein shall require the Company to compel a Mortgagor to establish
an
Escrow Account in violation of applicable law.
Withdrawals
of amounts so collected from
the Escrow Accounts may be made only to effect timely payment of taxes,
assessments, hazard insurance premiums, condominium or PUD association dues,
or
comparable items, to reimburse the Company out of related collections for
any
payments made with respect
to each Mortgage Loan
pursuant to Section 3.01 (with respect to taxes and assessments and insurance
premiums) and Section 3.05 (with respect to hazard insurance), to refund
to any
Mortgagors for any Mortgage
Loans any sums as may be
determined to be overages, to pay interest, if required by law or the terms
of
the related Mortgage or Mortgage Note, to such Mortgagors on balances in
the
Escrow Account or to clear and terminate the Escrow Account at the termination
of this Agreement in accordance with Section 11.01 thereof. The Escrow Account
shall not be a part of the Trust Fund.
Section
5.05 [Reserved].
Section
5.06 Master
Servicer Collection Account.
The
Master Servicer shall establish and maintain in the name of the Trustee,
for the
benefit of the Holders of the Certificates, the Master Servicer Collection
Account as a segregated trust account or accounts. The Master Servicer
Collection Account shall be an Eligible Account. The Master Servicer will
deposit in the Master Servicer Collection Account as identified by the Master
Servicer and as received by the Master Servicer, the following
amounts:
(i) any
Advance and any Compensating Interest Payments;
(ii) any
Insurance Proceeds, Net Liquidation Proceeds or Subsequent Recoveries received
by or on behalf of the Master Servicer or which were not deposited in a
Protected Account;
(iii) the
Purchase Price with respect to any Mortgage Loans purchased by the Seller
pursuant to Section 2.02 or 2.03, the Purchase Price with respect to any
Mortgage Loans purchased by EMC pursuant to Section 4.21, and all proceeds
of
any Mortgage Loans or property acquired with respect thereto repurchased
by the
Depositor or its designee pursuant to Section 11.01;
(iv) any
amounts required to be deposited with respect to losses on investments of
deposits in an Account; and
(v) any
other
amounts received by or on behalf of the Master Servicer or the Trustee and
required to be deposited in the Master Servicer Collection Account pursuant
to
this Agreement.
All
amounts deposited to the Master Servicer Collection Account shall be held
by the
Master Servicer in the name of the Trustee in trust for the benefit of the
Certificateholders in accordance with the terms and provisions of this
Agreement. The requirements for crediting the Master Servicer Collection
Account
shall be exclusive, it being understood and agreed that, without limiting
the
generality of the foregoing, payments in the nature of prepayment or late
payment charges or assumption, tax service, statement account or payoff,
substitution, satisfaction, release and other like fees and charges need
not be
credited by the Master Servicer or the Company to the Distribution Account
or
the Master Servicer Collection Account, as
applicable. Reconciliations will be prepared for the Master Servicing
Collection Account within 45 calendar days after the bank statement cut-off
date. In the event that the Master Servicer shall deposit or cause to be
deposited in the Distribution Account any amount not required to be credited
thereto, the Trustee, upon receipt of a written request therefor signed by
a
Servicing Officer of the Master Servicer, shall promptly transfer such amount
to
the Master Servicer, any provision herein to the contrary
notwithstanding.
Section
5.07 Permitted
Withdrawals From the Master Servicer Collection Account.
The
Master Servicer may from time to time make withdrawals from the Master Servicer
Collection Account for the following purposes:
(i) to
reimburse the Company or the Master Servicer, as applicable, for any Advance
or
Servicing Advance of its own funds, the right of the Master Servicer or the
Company to reimbursement pursuant to this subclause (i) being limited (1)
to
amounts received on a particular Mortgage Loan (including, for this purpose,
the
Purchase Price therefor, Insurance Proceeds and Liquidation Proceeds) which
represent late payments or recoveries of the principal of or interest on
such
Mortgage Loan respecting which such Advance or Servicing Advance was made
or (2)
to the extent of Amounts Held for Future Distributions; provided, however,
any
such Amounts Held For Future Distribution so applied to reimburse the Company
or
the Master Servicer, as applicable, shall be replaced by the Master Servicer
or
the Company by deposit in the Master Servicer Collection Account, no later
than
the close of business on the Remittance Date immediately preceding the
Distribution Date on which such funds are required to be distributed pursuant
to
this Agreement and only to the extent there are not funds otherwise available
in
the Master Servicer Collection Account to make a required distribution on
such
Distribution Date;
(ii) to
reimburse the Company or the Master Servicer, as applicable, from Insurance
Proceeds or Liquidation Proceeds relating to a particular Mortgage Loan for
amounts expended by the Master Servicer, the Company in good faith in connection
with the restoration of the related Mortgaged Property which was damaged
by an
uninsured cause or in connection with the liquidation of such Mortgage
Loan;
(iii) to
reimburse the Company or the Master Servicer, as applicable, from Insurance
Proceeds relating to a particular Mortgage Loan for insured expenses incurred
with respect to such Mortgage Loan and to reimburse the Company or the Master
Servicer, as applicable, from Liquidation Proceeds from a particular Mortgage
Loan for Liquidation Expenses incurred with respect to such Mortgage Loan;
provided that the Master Servicer shall not be entitled to reimbursement
for
Liquidation Expenses with respect to a Mortgage Loan to the extent that (i)
any
amounts with respect to such Mortgage Loan were paid as Excess Liquidation
Proceeds pursuant to clause (viii) of this subsection (a) to the Master
Servicer; and (ii) such Liquidation Expenses were not included in the
computation of such Excess Liquidation Proceeds;
(iv) to
reimburse the Company or the Master Servicer, as applicable, for advances
of
funds pursuant to this Agreement, and the right to reimbursement pursuant
to
this subclause being limited (1) to amounts received on the related Mortgage
Loan (including, for this purpose, the Purchase Price therefor, Insurance
Proceeds and Liquidation Proceeds) which represent late recoveries of the
payments for which such advances were made or (2) to the extent of Amounts
Held
for Future Distributions; provided, however, any such Amounts Held For Future
Distribution so applied to reimburse the Company or the Master Servicer,
as
applicable, shall be replaced by the Master Servicer or the Company by deposit
in the Master Servicer Collection Account, no later than the close of business
on the Remittance Date immediately preceding the Distribution Date on which
such
funds are required to be distributed pursuant to this Agreement and only
to the
extent there are not funds otherwise available in the Master Servicer Collection
Account to make a required distribution on such Distribution Date;
(v) to
reimburse the Company or the Master Servicer, as applicable, for any Advance
or
advance, after a Realized Loss has been allocated with respect to the related
Mortgage Loan if the Advance or advance has not been reimbursed pursuant
to
clauses (i) through (iv);
(vi) to
pay
the Master Servicer as set forth in Section 4.14;
(vii) to
reimburse the Master Servicer for expenses, costs and liabilities incurred
by
and reimbursable to it pursuant to Sections 4.03, 8.04(c) and (d) and 12.02
or
otherwise reimbursable to it pursuant to this Agreement;
(viii) to
pay to
the Master Servicer, as additional servicing compensation, any Excess
Liquidation Proceeds to the extent not retained by the Company;
(ix) to
reimburse or pay the Company any such amounts as are due thereto under this
Agreement and have not been retained by or paid to the Company, to the extent
provided herein;
(x) the
Purchase Price with respect to any Mortgage Loans purchased by the Seller
or
Section 2.02 or 2.03, any amounts which are to be treated pursuant to Section
5.09 of this Agreement as the payment of such a Purchase Price, the Purchase
Price with respect to any Mortgage Loans purchased by EMC pursuant to Section
4.21, and all proceeds of any Mortgage Loans or property acquired with respect
thereto repurchased pursuant to Section 11.01;
(xi) any
amounts required to be deposited with respect to losses on investments of
deposits in the Master Servicer Collection Account;
No
later
than 10:00 a.m. New York time on the Distribution Account Deposit Date for each
Distribution Date, after making all applicable withdrawals with respect to
such
Distribution Date, the Master Servicer shall transfer funds related to the
required distribution on deposit in the Master Servicer Collection Account
to
the Trustee for deposit in the Distribution Account. If the Master Servicer
fails to remit any funds due by the time designated herein, the Master Servicer
shall pay to the Trustee, out of its own funds, interest accrued at the prime
rate as set forth in the Wall Street Journal, from and including the applicable
due date, to but excluding the day such funds are paid to the
Trustee
The
Master Servicer will, from time to time on demand of the Company or the Trustee,
make or cause to be made such withdrawals or transfers from the account as
the
Master Servicer has designated for such transfer or withdrawal pursuant to
this
Agreement and the related servicing agreement. The Master Servicer may clear
and
terminate the account pursuant to Section 11.01 and remove amounts from time
to
time deposited in error.
In
addition, on or before the second Business Day prior to each Distribution
Date,
the Master Servicer shall deposit in the Distribution Account (or remit to
the
Trustee for deposit therein) any Monthly Advances required to be made by
the
Master Servicer with respect to the Mortgage Loans.
The
institution that maintains the
Master Servicer Collection Account shall invest the funds in the Master Servicer
Collection Account, in the manner directed by the Master Servicer, in Permitted
Investments which shall mature not later than the Distribution Account Deposit
Date, so long as the obligor for such Permitted Investment is the Master
Servicer, or, if such obligor is any other Person, the Business Day preceding
such Distribution Account Deposit Date and shall not be sold or disposed
of
prior to its maturity. All such Permitted Investments shall be made in the
name
of the Trustee, for the benefit of the Certificateholders. All income and
gain
net of any losses realized from any such investment shall be for the benefit
of
the Master Servicer as servicing compensation and shall be remitted to it
monthly as provided herein. The amount of any losses incurred in the Master
Servicer Collection Account in respect of any such investments shall be
deposited by the Master Servicer into the Master Servicer Collection Account,
out of the Master Servicer’s own funds, not later than the Distribution Account
Deposit Date on which the monies so invested are required to be remitted
to the
Trustee.
The
Master Servicer shall keep and maintain separate accounting, on a Mortgage
Loan
by Mortgage Loan basis, for the purpose of accounting for any reimbursement
from
the Master Servicer Collection Account pursuant to subclauses (i) through
(iv),
inclusive, and (vi) or with respect to any such amounts which would have
been
covered by such subclauses had the amounts not been retained by the Master
Servicer without being deposited in the Master Servicer Collection
Account.
Section
5.08 Distribution
Account.
(a) The
Trustee shall establish and maintain in the name of the Trustee, for the
benefit
of the Certificateholders, the Distribution Account as a segregated trust
account or accounts.
(b) All
amounts deposited to the Distribution Account shall be held by the Trustee
in
the name of the Trustee in trust for the benefit of the Certificateholders
in
accordance with the terms and provisions of this Agreement.
(c) The
Distribution Account shall constitute an Eligible Account of the Trust Fund
segregated on the books of the Trustee and held by the Trustee and the
Distribution Account and the funds deposited therein shall not be subject
to,
and shall be protected from, all claims, liens, and encumbrances of any
creditors or depositors of the Trustee (whether made directly, or indirectly
through a liquidator or receiver of the Trustee). The amount at any time
credited to the Distribution Account may be invested in the name of the Trustee,
in such Permitted Investments, or deposited in demand deposits with such
depository institutions, as determined by the Trustee. All Permitted Investments
shall mature or be subject to redemption or withdrawal on or before, and
shall
be held until, the next succeeding Distribution Date if the obligor for such
Permitted Investment is the Trustee or, if such obligor is any other Person,
the
Business Day preceding such Distribution Date. All investment earnings on
amounts on deposit in the Distribution Account or benefit from funds uninvested
therein from time to time shall be for the account of the Trustee. The Trustee
shall be permitted to withdraw or receive distribution of any and all investment
earnings from the Distribution Account on each Distribution Date. If there
is
any loss on a Permitted Investment or demand deposit, the Trustee shall deposit
the amount of the loss from its own funds in the Distribution Account not
later
than the applicable Distribution Date on which the moneys so invested are
required to be distributed to the Certificateholders. With respect to the
Distribution Account and the funds deposited therein, the Trustee shall take
such action as may be necessary to ensure that the Certificateholders shall
be
entitled to the priorities afforded to such a trust account (in addition
to a
claim against the estate of the Trustee) as provided by 12 U.S.C. § 92a(e), and
applicable regulations pursuant thereto, if applicable, or any applicable
comparable state statute applicable to state chartered banking
corporations.
Section
5.09 Permitted
Withdrawals and Transfers from the Distribution Account.
(a) The
Trustee will make or cause to be made such withdrawals or transfers from
the
Distribution Account for the following purposes:
(i) to
reimburse the Trustee, the Supplemental Interest Trust Trustee or the Swap
Administrator for expenses, costs and liabilities incurred by or reimbursable
to
it pursuant to this Agreement;
(ii) to
pay
investment income to the Trustee;
(iii) to
remove
amounts deposited in error;
(iv) to
make
distributions to the Swap Administrator for payment to the Swap Provider
as
provided in this Agreement; and
(v) to
clear
and terminate the Distribution Account pursuant to Section 11.01.
(b) On
each
Distribution Date, the Trustee shall distribute Interest Funds and Principal
Funds in the Distribution Account to the Holders of the Certificates in
accordance with Section 6.04.
Section
5.10 Class
P Certificate Account.
(a) The
Trustee shall establish and maintain in the name of the Trustee, for the
benefit
of the Class P Certificateholders, the Class P Certificate Account as a
segregated trust account or accounts.
(b) On
the
Closing Date, the Depositor will deposit, or cause to be deposited in the
Class
P Certificate Account, an amount equal to $100. All amounts deposited to
the
Class P Certificate Account shall be held by the Trustee in the name of the
Trustee in trust for the benefit of the Class P Certificateholders in accordance
with the terms and provisions of this Agreement. The amount on deposit in
the
Class P Certificate Account shall be held uninvested.
Section
5.11 Reserve
Fund; Payments to and from Swap Administrator; Supplemental Interest
Trust.
(a) Pursuant
to the Swap Administration Agreement, the Supplemental Interest Trust shall
be
established and maintained in the name of the Supplemental Interest Trust
Trustee, as a separate trust, the corpus of which shall be held by the
Supplemental Interest Trust Trustee, for the benefit of the Holders of the
Class
A Certificates and Class M Certificates and the Swap Provider. The Supplemental
Interest Trust shall hold the Swap Agreement, the Swap Administration Agreement,
REMIC VI Regular Interest IO, the Swap Collateral Account and the Swap Account.
The Swap Account shall be an Eligible Account, and funds on deposit therein
shall be held separate and apart from, and shall not be commingled with,
any
other moneys, including, without limitation, other moneys of the Trustee
held
pursuant to this Agreement. Amounts in the Swap Account shall, at the direction
of the Majority Class CE Certificateholder, be invested in Permitted Investments
that mature no later than the Business Day prior to the next succeeding
Distribution Date. All net income and gain from such investments shall be
distributed to the Class CE Certificateholders, on a pro rata basis,
not as a distribution in respect of any interest in any REMIC, on such
Distribution Date. In the absence of written instructions to the Trustee,
amounts on deposit in the Swap Account shall remain uninvested. All amounts
earned on amounts on deposit in the Swap Account shall be taxable to the
Class
CE Certificateholders. Any losses on such investments shall be deposited
in the
Swap Account by the Majority Class CE Certificateholder out of its own funds
immediately as realized, on a pro rata basis. In performing its duties hereunder
and under the Swap Agreement and Swap Administration Agreement, the Supplemental
Interest Trust Trustee shall be entitled to the same rights, protections
and
indemnities as provided to the Trustee hereunder.
(b) On
or
before the Closing Date, the Trustee shall establish a Reserve Fund on behalf
of
the Holders of the Certificates. On the Closing Date, the Depositor shall
cause
an amount equal to the Reserve Fund Deposit to be deposited into the Reserve
Fund. The Reserve Fund must be an Eligible Account. The Reserve Fund shall
be
entitled “Reserve Fund, LaSalle Bank National Association as Trustee for the
benefit of holders of Bear Xxxxxxx Asset Backed Securities I LLC, Asset-Backed
Certificates, Series 2007-HE7”. The Trustee shall deposit in the Reserve Fund
all payments received from the Swap Administrator that are payable to the
Trust
Fund pursuant to the Swap Administration Agreement. On each Distribution
Date
the Trustee shall remit such amounts received from the Swap Administrator
to the
Holders of the Class A Certificates and Class M Certificates in the manner
provided in clause (d) below. In addition, on each Distribution Date as to
which
there is a Basis Risk Shortfall Carry Forward Amount payable to any Class
of
Class A Certificates and/or Class M Certificates, the Trustee shall deposit
the
amounts distributable pursuant to clauses (C) and (D) of Section 6.04(a)(4)
into
the Reserve Fund, and the Trustee has been directed by the Class CE
Certificateholders to distribute any amounts then on deposit in the Reserve
Fund
to the Holders of the Class A and/or Class M Certificates in respect of the
Basis Risk Shortfall Carry Forward Amounts for each such Class in the priorities
set forth in clauses (C) and (D) of Section 6.04(a)(4). Any amount paid to
the
Holders of Class A Certificates and/or Class M Certificates from amounts
distributable pursuant to clauses (C) and (D) of Section 6.04(a)(4) pursuant
to
the preceding sentence in respect of Basis Risk Shortfall Carry Forward Amounts
shall be treated as distributed to the Class CE Certificateholders in respect
of
the Class CE Certificates and paid by the Class CE Certificateholders to
the
Holders of the Class A Certificates and/or Class M Certificates. Any payments
to
the Holders of the Class A Certificates and/or Class M Certificates in respect
of Basis Risk Shortfall Carry Forward Amounts, whether pursuant to the second
preceding sentence or pursuant to clause (d) below, shall not be payments
with
respect to a Regular Interest in a REMIC within the meaning of Section
860G(a)(1) of the Code.
(c) Net
Swap
Payments and Swap Termination Payments (other than Swap Termination Payments
resulting from a Swap Provider Trigger Event and other than to the extent
already paid by the Swap Administrator on behalf of the Supplemental Interest
Trust Trustee from any upfront payment received pursuant to any replacement
interest rate swap agreement that may be entered into by the Supplemental
Interest Trust Trustee) payable by the Swap Administrator, on behalf of the
Supplemental Interest Trust Trustee, to the Swap Provider pursuant to the
Swap
Agreement shall be deducted from Interest Funds, and to the extent of any
such
remaining amounts due, from Principal Funds, prior to any distributions to
the
Certificateholders. On or before each Distribution Date, such amounts shall
be
remitted to the Swap Administrator, and deposited into the Swap Account,
first
to make any Net Swap Payment owed to the Swap Provider pursuant to the Swap
Agreement for such Distribution Date and for prior Distribution Dates, if
any,
and second to make any Swap Termination Payment (not due to a Swap Provider
Trigger Event and other than to the extent already paid by the Swap
Administrator on behalf of the Supplemental Interest Trust Trustee from any
upfront payment received pursuant to any replacement interest rate swap
agreement that may be entered into by the Supplemental Interest Trust Trustee)
owed to the Swap Provider pursuant to the Swap Agreement for such Distribution
Date and for prior Distribution Dates, if any. For federal income tax purposes,
such amounts paid to the Supplemental Interest Trust on each Distribution
Date
shall first be deemed paid to the Supplemental Interest Trust in respect
of
REMIC VI Regular Interest IO to the extent of the amount distributable on
such
REMIC VI Regular Interest IO on such Distribution Date, and any remaining
amount
shall be deemed paid to the Supplemental Interest Trust in respect of a Class
IO
Distribution Amount. Any Swap Termination Payment triggered by a Swap Provider
Trigger Event owed to the Swap Provider pursuant to the Swap Agreement will
be
subordinated to distributions to the Holders of the Class A Certificates
and
Class M Certificates and shall be paid as set forth under Section 6.04(a)(4).
In
addition, the Swap Administrator shall remit to the Swap Provider any Swap
Optional Termination Payment paid as part of the Mortgage Loan Purchase Price
and remitted to the Supplemental Interest Trust pursuant to Section
11.01.
(d) On
or
before each Distribution Date, Net Swap Payments payable by the Swap Provider
pursuant to the Swap Agreement to the Swap Administrator, on behalf of the
Supplemental Interest Trust Trustee, will be deposited by the Swap
Administrator, acting on behalf of the Supplemental Interest Trust Trustee,
into
the Swap Account pursuant to the Swap Administration Agreement. The Swap
Administrator shall, to the extent provided in the Swap Administration
Agreement, remit amounts on deposit in the Swap Account to the Trustee for
deposit into the Reserve Fund. On each Distribution Date, to the extent
required, the Trustee shall withdraw such amounts from the Reserve Fund to
distribute to the Class A Certificates and Class M Certificates in the following
order of priority:
(i) first,
to each Class of Class A Certificates, on a pro rata basis, to pay
Current Interest and any Interest Carry Forward Amount to the extent due
to the
interest portion of a Realized Loss with respect to the related Mortgage
Loans,
in each case to the extent not fully paid pursuant to Section
6.04(a)(1);
(ii) second,
sequentially to the Class X-0, Xxxxx X-0, Class M-3, Class M-4, Class M-5,
Class
M-6, Class M-7, Class M-8 and Class M-9 Certificates, in that order, to pay
Current Interest to the extent not fully paid pursuant to Section 6.04(a)(1)
and
any Interest Carry Forward Amount, in each case to the extent due to the
interest portion of a Realized Loss;
(iii) third,
to pay first, to each Class of Class A Certificates, on a pro rata
basis, based on the amount of Basis Risk Shortfall Carry Forward Amount for
each
such Class, and second, sequentially to the Class X-0, Xxxxx X-0, Class M-3,
Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9
Certificates, in that order, any Basis Risk Shortfall Carry Forward Amounts
for
such Distribution Date; and
(iv) fourth,
to pay as principal to the Class A Certificates and Class M Certificates
to be
applied as part of the Extra Principal Distribution Amount payable under
Section
6.04(a)(2) to the extent that the Overcollateralization Amount is reduced
below
the Overcollateralization Target Amount, as a result of Realized Losses and
to
the extent not paid by Excess Spread pursuant to Section 6.04(a)(4) for such
Distribution Date. For the avoidance of doubt, any amounts distributable
pursuant to this clause (iv) shall be limited to rebuilding
overcollateralization to the extent overcollateralization has been reduced
through Realized Losses.
(e) The
Reserve Fund is an “outside reserve fund” within the meaning of Treasury
Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but
not
an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal
owner of the Reserve Fund. The Class CE Certificateholders shall be the
beneficial owner of the Reserve Fund, on a pro rata basis, subject to
the power of the Trustee to transfer amounts under Section 6.04. Amounts
in the
Reserve Fund shall, at the direction of the Majority Class CE Certificateholder,
be invested in Permitted Investments that mature no later than the Business
Day
prior to the next succeeding Distribution Date. All net income and gain from
such investments shall be distributed to the Class CE Certificateholders,
on a
pro rata basis, not as a distribution in respect of any interest in any
REMIC, on such Distribution Date. In the absence of written instructions
to the
Trustee, amounts on deposit in the Reserve Fund shall remain uninvested.
All
amounts earned on amounts on deposit in the Reserve Fund shall be taxable
to the
Class CE Certificateholders. Any losses on such investments shall be deposited
in the Reserve Fund by the Class CE Certificateholders out of their own funds
immediately as realized on a pro rata basis. Any amounts remaining on
deposit in the Reserve Fund following the termination of the Trust Fund pursuant
to Section 11.01(a) and the final distribution to Certificateholders in
accordance with Section 11.02 on the final Distribution Date shall be
distributed to the Class CE Certificateholders, on a pro rata basis, not
as a
distribution in respect of any interest in any REMIC, on such Distribution
Date.
The Swap Account, which is created and maintained by the Swap Administrator
pursuant to the Swap Administration Agreement, is an “outside reserve fund”
within the meaning of Treasury Regulation Section 1.860G-2(h) and shall not
be
an asset of any REMIC created hereunder. The beneficial owner of the Swap
Account is identified, and other matters relating to the Swap Account are
addressed, in the Swap Administration Agreement.
(f) The
Trustee shall treat the Holders of Certificates (other than the Class P,
Class
CE and Class R Certificates) as having entered into a notional principal
contract with respect to the Holders of the Class CE Certificates. Pursuant
to
each such notional principal contract, all Holders of Certificates (other
than
the Class P, Class CE and Class R Certificates) shall be treated as having
agreed to pay, on each Distribution Date, to the Holders of the Class CE
Certificates an aggregate amount equal to the excess, if any, of (i) the
amount
payable on such Distribution Date on the REMIC III Regular Interest
corresponding to such Class of Certificates over (ii) the amount payable
on such
Class of Certificates on such Distribution Date (such excess, a “Class IO
Distribution Amount”). A Class IO Distribution Amount payable from interest
collections shall be allocated on a pro rata basis among such
Certificates based on the excess of, with respect to each such Certificate,
(i)
the amount of interest otherwise payable to the REMIC III Regular Interest
relating to such Certificate over (ii) the amount of interest payable to
such
Certificate at a per annum rate equal to the related Net Rate Cap, and a
Class
IO Distribution Amount payable from principal collections shall be allocated
to
the most subordinate Class of Certificates (other than the Class P Certificates
and the Class R Certificates) with an outstanding principal balance to the
extent of such balance. In addition, pursuant to such notional principal
contract, the Holders of the Class CE Certificates shall be treated as having
agreed to pay Basis Risk Shortfall Carry Forward Amounts to the Holders of
the
Certificates (other than the Class CE, Class P and Class R Certificates)
in
accordance with the terms of this Agreement. Any payments to the Certificates
from amounts deemed received in respect of this notional principal contract
shall not be payments with respect to a Regular Interest in a REMIC within
the
meaning of Code Section 860G(a)(1). However, any payment from the Certificates
(other than the Class CE, Class P and Class R Certificates) of a Class IO
Distribution Amount shall be treated for tax purposes as having been received
by
the Holders of such Certificates in respect of their interests in REMIC III
and
as having been paid by such Holders to the Holders of the Class CE Certificates
pursuant to the notional principal contract. Thus, each Certificate (other
than
the Class P Certificates and Class R Certificates) shall be treated as
representing not only ownership of Regular Interests in a REMIC, but also
ownership of an interest in, and obligations with respect to, a notional
principal contract.
(g) Upon
a
Swap Early Termination other than in connection with the Optional Termination
of
the Trust, the Swap Administrator, pursuant to the Swap Administration
Agreement, shall use reasonable efforts to appoint a successor swap provider
to
enter into a new interest rate swap agreement on terms substantially similar
to
the Swap Agreement, with a successor swap provider meeting all applicable
eligibility requirements. If the Swap Administrator receives a Swap Termination
Payment from the Swap Provider in connection with such Swap Early Termination,
the Swap Administrator will apply such Swap Termination Payment to any upfront
payment required to appoint the successor swap provider. If the Swap
Administrator is required to pay a Swap Termination Payment to the Swap Provider
in connection with such Swap Early Termination, the Swap Administrator will
apply any upfront payment received from the successor swap provider to pay
such
Swap Termination Payment. If the Swap Administrator is unable to appoint
a
successor swap provider within 30 days of the Swap Early Termination, then
the
Swap Administrator will deposit any Swap Termination Payment received from
the
original Swap Provider into a separate, non-interest bearing reserve account
and
will, on each subsequent distribution date, withdraw from the amount then
remaining on deposit in such reserve account an amount equal to the Net Swap
Payment, if any, that would have been paid to the Swap Administrator by the
original Swap Provider calculated in accordance with the terms of the original
Swap Agreement, and distribute such amount to the Holders of the Class A
Certificates and Class M Certificates or for such other purpose specified
in the
Swap Administration Agreement in accordance with the terms thereof.
(h) In
the
event that the Swap Provider fails to perform any of its obligations under
the
Swap Agreement (including, without limitation, its obligation to make any
payment or transfer collateral), or breaches any of its representations and
warranties thereunder, or in the event that an Event of Default, Termination
Event, or Additional Termination Event (each as defined in the Swap Agreement)
occurs with respect to the Swap Agreement, the Supplemental Interest Trust
Trustee shall, promptly following actual knowledge of such failure, breach
or
occurrence by the Swap Provider, notify the Depositor and send any notices
and
make any demands, on behalf of the Supplemental Interest Trust, in accordance
with the Swap Agreement.
(i) In
the
event that the Swap Provider’s obligations are guaranteed by a third party under
a guaranty relating to the Swap Agreement (such guaranty the “Guaranty” and such
third party the “Guarantor”), then to the extent that the Swap Provider fails to
make any payment by the close of business on the day it is required to make
payment under the terms of the Swap Agreement, the Supplemental Interest
Trust
Trustee shall, promptly following actual notice of the Swap Provider’s failure
to pay, demand that the Guarantor make any and all payments then required
to be
made by the Guarantor pursuant to such Guaranty, provided that, the Supplemental
Interest Trust Trustee shall in no event be liable for any failure or delay
in
the performance by the Swap Provider or any Guarantor of its obligations
hereunder or pursuant to the Swap Agreement and the Guaranty, nor for any
special, indirect or consequential loss or damage of any kind whatsoever
(including but not limited to lost profits) in connection
therewith.
(j) The
Supplemental Interest Trust Trustee shall cause any replacement swap provider
to
provide a copy of the replacement interest rate swap agreement to the
Depositor.
Section
5.12 Tax
Treatment of Class IO Distribution Amounts in the Event of Resecuritization
of
Class A Certificates or Class M Certificates.
In
the
event that any Class A Certificate or Class M Certificate is resecuritized
in a
REMIC (the “Resecuritization REMIC”), for federal income tax purposes, (i)
payments on the REMIC III Regular Interest corresponding to such Class A
Certificate or Class M Certificate shall, for the avoidance of doubt, be
deemed
to include the related Class IO Distribution Amount, and (ii) to the extent
provided in the operative documents for the Resecuritization REMIC, (a) payments
on the “regular interests” issued by the Resecuritization REMIC shall be deemed
to include in the aggregate such Class IO Distribution Amount, and (b) such
Class IO Distribution Amount shall be deemed paid to the Holders of the Class
CE
Certificates pursuant to a notional principal contract entered into by the
holders of one or more “regular interests” issued by the Resecuritization REMIC
(“Resecuritization Holders”) and the Holders of the Class CE Certificates. In
such event, Class IO Distribution Amounts deemed paid by Resecuritization
Holders under clause (b) of the immediately preceding sentence shall be paid
on
behalf of such holders pursuant to Section 5.11(c) hereof.
ARTICLE
VI
DISTRIBUTIONS
AND ADVANCES
Section
6.01 Advances.
The
Company shall, or shall cause the related subservicer pursuant to the related
servicing agreement to make an Advance with respect to any Mortgage Loan (other
than with respect to any balloon payments) and remit such Advance to the Master
Servicer for deposit in the Master Servicer Collection Account no later than
1:00 p.m. Eastern time on the Remittance Date in immediately available funds.
The Company shall be obligated to make any such Advance only to the extent
that
such advance would not be a Nonrecoverable Advance. If the Company shall have
determined that it has made a Nonrecoverable Advance or that a proposed Advance
or a lesser portion of such Advance would constitute a Nonrecoverable Advance,
the Company shall deliver (i) to the Master Servicer for the benefit of the
Certificateholders the portion of such Advance that is not deemed
nonrecoverable, if applicable, and (ii) to the Depositor, the Master Servicer,
each Rating Agency and the Trustee an Officer’s Certificate setting forth the
basis for such determination.
In
lieu
of making all or a portion of such Advance from its own funds, the Company
may
(i) cause to be made an appropriate entry in its records relating to the
Protected Account that any Amounts Held for Future Distribution has been used
by
the Company in discharge of its obligation to make any such Advance and (ii)
transfer such funds from the Protected Account to the Master Servicer Collection
Account. Any funds so applied and transferred shall be replaced by the Company
by deposit in the Master Servicer Collection Account, no later than the close
of
business on the Remittance Date immediately preceding the Distribution Date
on
which such funds are required to be distributed pursuant to this
Agreement.
The
Company shall be entitled to be reimbursed from the Protected Account for all
Advances of its own funds made pursuant to this Section as provided in Section
5.02. The obligation to make Advances with respect to any Mortgage Loan shall
continue until such Mortgage Loan is paid in full or the related Mortgaged
Property or related REO Property has been liquidated or until the purchase
or
repurchase thereof (or substitution therefor) from the Trust Fund pursuant
to
any applicable provision of this Agreement, except as otherwise provided in
this
Section 6.01.
Subject
to and in accordance with the provisions of Article VIII hereof, in the event
the Company fails to make any required Advance, in whole or in part, then the
Master Servicer or any other Successor Master Servicer appointed hereunder
shall
be obligated to remit such Advance to the Trustee on the Distribution Account
Deposit Date an amount equal to such required Advance to the extent not
otherwise paid by the Company, net of the Servicing Fee for such Mortgage Loan.
The Master Servicer or any other Successor Master Servicer shall be obligated
to
make any such Advance only to the extent that such advance would not be a
Nonrecoverable Advance. Subject to the foregoing, the Master Servicer shall
continue to make such Advances through the date that the Company is required
to
do so under this Agreement. For the avoidance of doubt, if the Company
discontinues making any Advances pursuant to the third paragraph of this Section
6.01, the Master Servicer or any other Successor Master Servicer shall not
be
obligated to make such Advances. Subject to and in accordance with the
provisions of Article IX hereof, in the event the Master Servicer fails to
make
such Advance, then the Trustee, in its capacity as Successor Master Servicer,
or
any other Successor Master Servicer shall be obligated to make such Advance
in
an amount equal to such required Advance to the extent not otherwise paid by
the
Company or the Master Servicer, net of the Servicing Fee for such Mortgage
Loan.
The Trustee, in its capacity as Successor Master Servicer, or any other
Successor Master Servicer shall be obligated to make any such Advance only
to
the extent that such advance would not be a Nonrecoverable Advance. For the
avoidance of doubt, if the Company or the Master Servicer discontinues making
any Advances pursuant to the third paragraph of this Section 6.01, the Trustee,
in its capacity as Successor Master Servicer, or any other Successor Master
Servicer shall not be obligated to make such Advances.
Section
6.02 Compensating
Interest Payments.
In
the
event that there is a Prepayment Interest Shortfall arising from a voluntary
Principal Prepayment in part or in full by the Mortgagor with respect to any
Mortgage Loan, the Company shall, to the extent of the Servicing Fee for such
Distribution Date, deposit into the Distribution Account, as a reduction of
the
Servicing Fee for such Distribution Date, no later than the close of business
on
the Remittance Date immediately preceding such Distribution Date, an amount
equal to such Prepayment Interest Shortfall; and in case of such deposit, the
Company shall not be entitled to any recovery or reimbursement from the
Depositor, the Trustee, the Seller, the Master Servicer, the Trust Fund or
the
Certificateholders. The Master Servicer shall not make Compensating Interest
Payments.
Section
6.03 REMIC
Distributions.
On
each
Distribution Date the Trustee shall be deemed to have allocated distributions
to
the REMIC I Regular Interests, REMIC II Regular Interests and REMIC III Regular
Interests in accordance with Section 6.07 hereof.
Section
6.04 Distributions.
(a) Subject
to Section 5.11(c), on each Distribution Date, an amount equal to the Interest
Funds and Principal Funds for each Loan Group for such Distribution Date shall
be withdrawn by the Trustee from the Distribution Account and distributed in
the
following order of priority:
(1) Interest
Funds shall be distributed in the following manner and order of
priority:
(A) From
Interest Funds in respect of:
(i)
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Loan
Group I, to the Class I-A-1 Certificates and Class I-A-2 Certificates,
the
Current Interest and then any Interest Carry Forward Amount for each
such
Class, on a pro rata basis, based on the entitlement of each such
Class;
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(ii)
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Loan
Group II, to the Class II-A-1 Certificates and Class II-A-2 Certificates,
the Current Interest and then any Interest Carry Forward Amount for
each
such Class, on a pro rata basis, based on the entitlement of each
such Class; and
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(iii)
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Loan
Group III, to the Class III-A-1 Certificates and Class III-A-2
Certificates, the Current Interest and then any Interest Carry Forward
Amount for each such Class, on a pro rata basis, based on the
entitlement of each such Class;
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(B) From
Interest Funds in respect of:
(i)
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Loan
Group I, to the Class II-A Certificates and Class III-A Certificates,
the
remaining Current Interest, if any, and the remaining Interest Carry
Forward Amount, if any, for such Classes, on a pro rata basis,
based on the entitlement of each such
Class;
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(ii)
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Loan
Group II, to the Class I-A Certificates and Class III-A Certificates,
the
remaining Current Interest, if any, and the remaining Interest Carry
Forward Amount, if any, for such Classes, on a pro rata basis,
based on the entitlement of each such Class;
and
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(iii)
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Loan
Group III, to the Class I-A Certificates and Class II-A Certificates,
the
remaining Current Interest, if any, and the remaining Interest Carry
Forward Amount, if any, for such Classes, on a pro rata basis,
based on the entitlement of each such
Class;
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(C) From
remaining Interest Funds in respect of all Loan Groups, sequentially to the
Class X-0, Xxxxx X-0, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7,
Class M-8 and Class M-9 Certificates, in that order, the Current Interest for
each such Class.
Any
Excess Spread to the extent necessary to meet a level of overcollateralization
equal to the Overcollateralization Target Amount shall be the Extra Principal
Distribution Amount and shall be included as part of the Principal Distribution
Amount. Any Remaining Excess Spread together with any Overcollateralization
Release Amount shall be applied as Excess Cashflow and distributed pursuant
to
clauses (4)(A) through (H) below.
On
any
Distribution Date, any Relief Act Interest Shortfalls and any Prepayment
Interest Shortfalls to the extent not covered by Compensating Interest will
be
allocated to the Certificates as set forth in the definition of “Current
Interest” herein and Section 1.02.
(2) On
each
Distribution Date, the Principal Distribution Amount shall be distributed in
the
following manner and order of priority:
(A) For
each
Distribution Date (i) prior to the Stepdown Date or (ii) on which a Trigger
Event is in effect:
(i)
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To
the Class A Certificates, the Principal Distribution Amount for such
Distribution Date to be distributed as
follows:
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(1) From
the
Group I Principal Distribution Amount for such Distribution Date, sequentially,
to the Class I-A-1 Certificates and Class I-A-2 Certificates, in that order,
in
each case until the Certificate Principal Balance thereof is reduced to
zero;
(2) From
the
Group II Principal Distribution Amount for such Distribution Date, to the Class
II-A-1 Certificates and Class II-A-2 Certificates, concurrently on a pro rata
basis, until the Certificate Principal Balances thereof are reduced to zero;
provided, however, if a Group II Sequential Trigger Event is in effect, the
Group II Principal Distribution Amount for such Distribution Date shall be
distributed sequentially to the Class II-A-1 Certificates and Class II-A-2
Certificates, in that order, in each case until the Certificate Principal
Balance thereof is reduced to zero; and
(3) From
the
Group III Principal Distribution Amount for such Distribution Date, to the
Class
III-A-1 Certificates and Class III-A-2 Certificates, concurrently on a pro
rata
basis, until the Certificate Principal Balances thereof are reduced to zero;
provided, however, if a Group III Sequential Trigger Event is in effect, the
Group III Principal Distribution Amount for such Distribution Date shall be
distributed sequentially to the Class III-A-1 Certificates and Class III-A-2
Certificates, in that order, in each case until the Certificate Principal
Balance thereof is reduced to zero;
(ii)
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To
the Class M-1 Certificates, from any remaining Principal Distribution
Amount in respect of all Loan Groups for such Distribution Date,
until the
Certificate Principal Balance thereof is reduced to
zero;
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(iii)
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To
the Class M-2 Certificates, from any remaining Principal Distribution
Amount in respect of all Loan Groups for such Distribution Date,
until the
Certificate Principal Balance thereof is reduced to
zero;
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(iv)
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To
the Class M-3 Certificates, from any remaining Principal Distribution
Amount in respect of all Loan Groups for such Distribution Date,
until the
Certificate Principal Balance thereof is reduced to
zero;
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(v)
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To
the Class M-4 Certificates, from any remaining Principal Distribution
Amount in respect of all Loan Groups for such Distribution Date,
until the
Certificate Principal Balance thereof is reduced to
zero;
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(vi)
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To
the Class M-5 Certificates, from any remaining Principal Distribution
Amount in respect of all Loan Groups for such Distribution Date,
until the
Certificate Principal Balance thereof is reduced to
zero;
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(vii)
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To
the Class M-6 Certificates, from any remaining Principal Distribution
Amount in respect of all Loan Groups for such Distribution Date,
until the
Certificate Principal Balance thereof is reduced to
zero;
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(viii)
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To
the Class M-7 Certificates, from any remaining Principal Distribution
Amount in respect of all Loan Groups for such Distribution Date,
until the
Certificate Principal Balance thereof is reduced to
zero;
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(ix)
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To
the Class M-8 Certificates, from any remaining Principal Distribution
Amount in respect of all Loan Groups for such Distribution Date,
until the
Certificate Principal Balance thereof is reduced to zero;
and
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(x)
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To
the Class M-9 Certificates, from any remaining Principal Distribution
Amount in respect of all Loan Groups for such Distribution Date,
until the
Certificate Principal Balance thereof is reduced to
zero.
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(B) For
each
Distribution Date on or after the Stepdown Date, so long as a Trigger Event
is
not in effect:
(i)
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To
the Class A Certificates, the Principal Distribution Amount for such
Distribution Date to be distributed as
follows:
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(1) From
the
Group I Principal Distribution Amount for such Distribution Date, sequentially,
to the Class I-A-1 Certificates and Class I-A-2 Certificates, in that order,
the
Class I-A Principal Distribution Amount for such Distribution Date, in each
case
until the Certificate Principal Balance thereof is reduced to zero;
(2) From
the
Group II Principal Distribution Amount for such Distribution Date, sequentially
to the Class II-A-1 Certificates and Class II-A-2 Certificates, in that order,
the Class II-A Principal Distribution Amount for such Distribution Date, in
each
case until the Certificate Principal Balance thereof is reduced to zero;
and
(3) From
the
Group III Principal Distribution Amount for such Distribution Date, sequentially
to the Class III-A-1 Certificates and Class III-A-2 Certificates, in that order,
the Class III-A Principal Distribution Amount for such Distribution Date, in
each case until the Certificate Principal Balance thereof is reduced to
zero;
(ii)
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To
the Class M-1 Certificates, from any remaining Principal Distribution
Amount in respect of all Loan Groups for such Distribution Date,
the Class
M-1 Principal Distribution Amount, until the Certificate Principal
Balance
thereof is reduced to zero;
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(iii)
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To
the Class M-2 Certificates, from any remaining Principal Distribution
Amount in respect of all Loan Groups for such Distribution Date,
the Class
M-2 Principal Distribution Amount, until the Certificate Principal
Balance
thereof is reduced to zero;
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(iv)
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To
the Class M-3 Certificates, from any remaining Principal Distribution
Amount in respect of all Loan Groups for such Distribution Date,
the Class
M-3 Principal Distribution Amount, until the Certificate Principal
Balance
thereof is reduced to zero;
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(v)
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To
the Class M-4 Certificates, from any remaining Principal Distribution
Amount in respect of all Loan Groups for such Distribution Date,
the Class
M-4 Principal Distribution Amount, until the Certificate Principal
Balance
thereof is reduced to zero;
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(vi)
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To
the Class M-5 Certificates, from any remaining Principal Distribution
Amount in respect of all Loan Groups for such Distribution Date,
the Class
M-5 Principal Distribution Amount, until the Certificate Principal
Balance
thereof is reduced to zero;
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(vii)
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To
the Class M-6 Certificates, from any remaining Principal Distribution
Amount in respect of all Loan Groups for such Distribution Date,
the Class
M-6 Principal Distribution Amount, until the Certificate Principal
Balance
thereof is reduced to zero;
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(viii)
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To
the Class M-7 Certificates, from any remaining Principal Distribution
Amount in respect of all Loan Groups for such Distribution Date,
the Class
M-7 Principal Distribution Amount, until the Certificate Principal
Balance
thereof is reduced to zero;
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(ix)
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To
the Class M-8 Certificates, from any remaining Principal Distribution
Amount in respect of all Loan Groups for such Distribution Date,
the Class
M-8 Principal Distribution Amount, until the Certificate Principal
Balance
thereof is reduced to zero; and
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(x)
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To
the Class M-9 Certificates, from any remaining Principal Distribution
Amount in respect of all Loan Groups for such Distribution Date,
the Class
M-9 Principal Distribution Amount, until the Certificate Principal
Balance
thereof is reduced to zero.
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(3) Notwithstanding
the provisions of clauses (2)(A) and (B) above, if on any Distribution Date
the
Class A Certificates related to a Loan Group are no longer outstanding, the
pro rata portion of the applicable Principal Distribution Amount or the
applicable Class A Principal Distribution Amount, as applicable, otherwise
allocable to such Class A Certificates will be allocated to the remaining groups
of Class A Certificates in the same manner and order of priority described
above; and
(4) Any
Excess Cashflow shall be distributed in the following manner and order of
priority:
(A) To
the
Class A Certificates, (a) first, any remaining Interest Carry Forward Amount
for
such Classes, on a pro rata basis, in accordance with the Interest
Carry Forward Amount due with respect to each such Class, to the extent not
fully paid pursuant to clause (1) (A) above and Section 5.11(d) and (b) second,
any Unpaid Realized Loss Amount for such Classes for such Distribution Date,
on
a pro rata basis, in accordance with the Applied Realized Loss Amount
allocated to each such Class;
(B) From
any
remaining Excess Cashflow, sequentially, to the Class X-0, Xxxxx X-0, Class
M-3,
Class M-4, Class M-5, Class M-6, Class M-7, Class M-8 and Class M-9
Certificates, in that order, an amount equal to the Interest Carry Forward
Amount for each such Class for such Distribution Date to the extent not fully
paid pursuant to Section 5.11(d);
(C) From
any
remaining Excess Cashflow otherwise distributable to the Class CE Interest
and
the Class CE Certificates, to the Reserve Fund, (i) first, to pay to each Class
of Class A Certificates, any Basis Risk Shortfall Carry Forward Amount for
each
such Class for such Distribution Date, on a pro rata basis, based on
the amount of the Basis Risk Shortfall Carry Forward Amount for each such Class
to the extent not paid pursuant to Section 5.11(d) and to the extent such amount
exceeds the amounts then on deposit in the Reserve Fund, and (ii) second, to
maintain a balance in the Reserve Fund equal to the Reserve Fund
Deposit;
(D) From
any
remaining Excess Cashflow otherwise distributable to the Class CE Interest
and
the Class CE Certificates, to the Reserve Fund, (i) first, to pay to the Class
X-0, Xxxxx X-0, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class
M-8
and Class M-9 Certificates, sequentially in that order, any Basis Risk Shortfall
Carry Forward Amount for each such Class for such Distribution Date, if any,
in
each case to the extent not paid pursuant to Section 5.11(d) and to the extent
such amount exceeds the amounts then on deposit in the Reserve Fund, and (ii)
second, to maintain a balance in the Reserve Fund equal to the Reserve Fund
Deposit;
(E) From
any
remaining Excess Cashflow, to the Class A Certificates, on a pro rata
basis, based on the entitlement of each such Class, and then sequentially to
the
Class X-0, Xxxxx X-0, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7,
Class M-8 and Class M-9 Certificates, in that order, the amount of Relief Act
Shortfalls and any Prepayment Interest Shortfalls allocated to such Classes
of
Certificates, to the extent not previously reimbursed;
(F) From
any
remaining Excess Cashflow, to the Swap Administrator for payment to the Swap
Provider, any Swap Termination Payments due to a Swap Provider Trigger Event
owed by the Trust Fund (other than to the extent already paid by the Swap
Administrator from any upfront payment received pursuant to any replacement
interest rate swap agreement that may be entered into by the Supplemental
Interest Trust Trustee);
(G) From
any
remaining Excess Cashflow, to the Class CE Interest and Class CE Certificates,
an amount equal to the Class CE Distribution Amount reduced by amounts
distributed in clauses (C) and (D) above; and
(H) From
any
remaining Excess Cashflow, to each of the Class R-1, Class R-2, Class R-3 and
Class RX Certificates, based on the related REMIC in which such amounts
remain.
On
each
Distribution Date, all amounts with respect to Prepayment Charges shall be
distributed to the Holders of the Class P Interest and the Class P Certificates,
provided that such distributions shall not be in reduction of the principal
balance thereof. On the Distribution Date immediately following the expiration
of the latest Prepayment Charge term as identified on the Mortgage Loan
Schedule, any amount on deposit in the Class P Certificate Account will be
distributed to the Holders of the Class P Interest and the Class P Certificates
in reduction of the Certificate Principal Balance thereof.
In
addition, notwithstanding the foregoing, on any Distribution Date after the
Distribution Date on which the Certificate Principal Balance of a Class of
Class
A Certificates or Class M Certificates has been reduced to zero, that Class
of
Certificates will be retired and will no longer be entitled to distributions,
including distributions in respect of Prepayment Interest Shortfalls or Basis
Risk Shortfall Carry Forward Amounts.
In
addition, notwithstanding the foregoing clause (a)(2), to the extent a Class
IO
Distribution Amount is payable from principal collections, Principal
Distribution Amounts will be deemed paid to the most subordinate Class of
Regular Certificates (other than the Class P Certificates), until the
Certificate Principal Balance thereof has been reduced to zero, and such amount
will be paid pursuant to Section 5.11(f).
(b) In
addition to the foregoing distributions, with respect to any Subsequent
Recoveries, the Company shall deposit such funds into the Protected Account
pursuant to Section 5.01(b)(iii). If, after taking into account such Subsequent
Recoveries, the amount of a Realized Loss is reduced, the amount of such
Subsequent Recoveries will be applied to increase the Certificate Principal
Balance of the Class of Certificates with the highest payment priority to which
Realized Losses have been allocated, but not by more than the amount of Realized
Losses previously allocated to that Class of Certificates pursuant to Section
6.05; provided, however, to the extent that no reductions to a Certificate
Principal Balance of any Class of Certificates currently exists as the result
of
a prior allocation of a Realized Loss, such Subsequent Recoveries will be
applied as Excess Spread. The amount of any remaining Subsequent Recoveries
will
be applied to increase the Certificate Principal Balance of the Class of
Certificates with the next highest payment priority, up to the amount of such
Realized Losses previously allocated to that Class of Certificates pursuant
to
Section 6.05, and so on. Holders of such Certificates will not be entitled
to
any payment in respect of Current Interest on the amount of such increases
for
any Accrual Period preceding the Distribution Date on which such increase
occurs. Any such increases shall be applied to the Certificate Principal Balance
of each Certificate of such Class in accordance with its respective Percentage
Interest.
(c) Subject
to Section 11.02 hereof respecting the final distribution, on each Distribution
Date the Trustee shall make distributions to each Certificateholder of record
on
the preceding Record Date either by wire transfer in immediately available
funds
to the account of such Holder at a bank or other entity having appropriate
facilities therefor, if such Holder has so notified the Trustee at least 5
Business Days prior to the related Record Date, or, if not, by check mailed
by
first class mail to such Certificateholder at the address of such Holder
appearing in the Certificate Register. Notwithstanding the foregoing, but
subject to Section 11.02 hereof respecting the final distribution, distributions
with respect to Certificates registered in the name of a Depository shall be
made to such Depository in immediately available funds.
(d) On
or
before 5:00 p.m. Eastern time on the fifth Business Day immediately preceding
each Distribution Date, the Master Servicer shall deliver a report to the
Trustee in electronic form (or by such other means as the Master Servicer and
the Trustee may agree from time to time) containing such data and information,
as agreed to by the Master Servicer and the Trustee such as to permit the
Trustee to prepare the Monthly Statement to Certificateholders and to make
the
required distributions for the related Distribution Date.
Section
6.05 Allocation
of Realized Losses.
(a) All
Realized Losses on the Mortgage Loans allocated to any REMIC II Regular Interest
pursuant to Section 6.05(c) shall be allocated by the Trustee on each
Distribution Date as follows: first, to Excess Spread through an increased
distribution of the Extra Principal Distribution Amount for such Distribution
Date; second, to the Class CE Interest and Class CE Certificates, until the
Certificate Principal Balance or Uncertificated Principal Balance thereof,
as
applicable, has been reduced to zero; third, to the Class M-9 Certificates,
until the Certificate Principal Balance thereof has been reduced to zero;
fourth, to the Class M-8 Certificates, until the Certificate Principal Balance
thereof has been reduced to zero; fifth, to the Class M-7 Certificates, until
the Certificate Principal Balance thereof has been reduced to zero; sixth,
to
the Class M-6 Certificates, until the Certificate Principal Balance thereof
has
been reduced to zero; seventh, to the Class M-5 Certificates, until the
Certificate Principal Balance thereof has been reduced to zero; eighth, to
the
Class M-4 Certificates, until the Certificate Principal Balance thereof has
been
reduced to zero; ninth, to the Class M-3 Certificates, until the Certificate
Principal Balance thereof has been reduced to zero; tenth, to the Class M-2
Certificates, until the Certificate Principal Balance thereof has been reduced
to zero; eleventh, to the Class M-1 Certificates, until the Certificate
Principal Balance thereof has been reduced to zero; twelfth, to the related
Class or Classes of Class A Certificates, on a pro rata basis, until
the Certificate Principal Balances thereof have been reduced to zero; provided,
however, any Realized Losses otherwise allocable to the Class I-A-1 Certificates
will first be allocated to the Class I-A-2 Certificates, until the Certificate
Principal Balance of that Class has been reduced to zero, and then to the Class
I-A-1 Certificates, any Realized Losses otherwise allocable to the Class II-A-1
Certificates will first be allocated to the Class II-A-2 Certificates, until
the
Certificate Principal Balance of that Class has been reduced to zero, and then
to the Class II-A-1 Certificates, any Realized Losses otherwise allocable to
the
Class III-A-1 Certificates will first be allocated to the Class III-A-2
Certificates, until the Certificate Principal Balance of that Class has been
reduced to zero, and then to the Class III-A-1 Certificates; and thirteenth,
to
the unrelated Class or Classes of Class A Certificates, on a pro rata
basis, until the Certificate Principal Balances thereof have been reduced to
zero, provided, however, any Realized Losses otherwise allocable to the Class
I-A-1 Certificates will first be allocated to the Class I-A-2 Certificates,
until the Certificate Principal Balance of that Class has been reduced to zero,
and then to the Class I-A-1 Certificates, any Realized Losses otherwise
allocable to the Class II-A-1 Certificates will first be allocated to the Class
II-A-2 Certificates, until the Certificate Principal Balance of that Class
has
been reduced to zero, and then to the Class II-A-1 Certificates, and any
Realized Losses otherwise allocable to the Class III-A-1 Certificates will
first
be allocated to the Class III-A-2 Certificates, until the Certificate Principal
Balance of that Class has been reduced to zero, and then to the Class III-A-1
Certificates. All Realized Losses to be allocated to the Certificate Principal
Balances of all Classes on any Distribution Date shall be so allocated after
the
actual distributions to be made on such date as provided above. All references
above to the Certificate Principal Balance of any Class of Certificates shall
be
to the Certificate Principal Balance of such Class immediately prior to the
relevant Distribution Date, before reduction thereof by any Realized Losses,
in
each case to be allocated to such Class of Certificates, on such Distribution
Date.
(b) Any
allocation of Realized Losses to a Class of Certificates or to a Class CE
Interest on any Distribution Date shall be made by reducing the Certificate
Principal Balance or Uncertificated Principal Balance thereof by the amount
so
allocated; any allocation of Realized Losses to Excess Spread shall be made
by
reducing the amount otherwise payable in respect of the Class CE Interest and
the Class CE Certificates pursuant to clause (G) of Section 6.04(a)(4). No
allocations of any Realized Losses shall be made to the Certificate Principal
Balance or Uncertificated Principal Balance, as applicable, of the Class P
Interest and the Class P Certificates.
Notwithstanding
the foregoing, no such allocation of any Realized Loss shall be made on a
Distribution Date to any Class of Certificates to the extent that such
allocation would result in the reduction of the aggregate Certificate Principal
Balance of all the Certificates as of such Distribution Date, (other than the
Class CE Certificates and Class P Certificates) after giving effect to all
distributions and prior allocations of Realized Losses on the Mortgage Loans
on
such date, to an amount less than the aggregate Stated Principal Balance of
all
of the Mortgage Loans as of the first day of the month of such Distribution
Date
(such limitation, the “Loss Allocation Limitation”). In addition in no event
will the Certificate Principal Balance of any Certificate be reduced more than
once in respect of any particular amount both (i) allocable to such Certificate
in respect of Realized Losses and (ii) payable as principal to the Holder of
such Certificate from Remaining Excess Spread.
As
used
herein, an allocation of a Realized Loss on a “pro rata basis” among
two or more specified Classes of Certificates means an allocation on a pro
rata basis, among the various Classes so specified, to each such Class of
Certificates on the basis of their then outstanding Certificate Principal
Balances prior to giving effect to distributions to be made on such Distribution
Date. All Realized Losses and all other losses allocated to a Class of
Certificates hereunder will be allocated among the Certificates of such Class
in
proportion to the Percentage Interests evidenced thereby.
(c) (i)
All
Realized Losses on the Group I Loans shall be allocated on each Distribution
Date to REMIC I Regular Interest I-1-A through REMIC I Regular Interest I-60-B,
starting with the lowest numerical denomination, until the Uncertificated
Principal Balance of each such REMIC I Regular Interest has been reduced to
zero, provided that, for REMIC I Group I Regular Interests with the same
numerical denomination, such Realized Losses shall be allocated on a pro
rata basis between such REMIC I Regular Interests. All Realized Losses on
the Group II Loans shall be allocated on each Distribution Date to REMIC I
Regular Interest II-1-A through REMIC I Regular Interest II-60-B, starting
with
the lowest numerical denomination, until the Uncertificated Principal Balance
of
each such REMIC I Regular Interest has been reduced to zero, provided that,
for
REMIC I Group II Regular Interests with the same numerical denomination, such
Realized Losses shall be allocated on a pro rata basis between such
REMIC I Regular Interests. All Realized Losses on the Group III Loans shall
be
allocated on each Distribution Date to REMIC I Regular Interest III-1-A through
REMIC I Regular Interest III-60-B, starting with the lowest numerical
denomination, until the Uncertificated Principal Balance of each such REMIC
I
Regular Interest has been reduced to zero, provided that, for REMIC I Group
III
Regular Interests with the same numerical denomination, such Realized Losses
shall be allocated on a pro rata basis between such REMIC I Regular
Interests.
(ii) The
REMIC
II Marker Percentage of all Realized Losses on the Mortgage Loans shall be
allocated by the Trustee on each Distribution Date to the following REMIC II
Regular Interests in the following specified percentages: first, to
Uncertificated Accrued Interest payable to the REMIC II Regular Interest AA
and
REMIC II Regular Interest ZZ up to an aggregate amount equal to the REMIC II
Interest Loss Allocation Amount (without duplication of shortfalls allocated
pursuant to Section 1.02), 98.00% and 2.00%, respectively; second, to the
Uncertificated Principal Balances of the REMIC II Regular Interest AA and REMIC
II Regular Interest ZZ up to an aggregate amount equal to the REMIC II Principal
Loss Allocation Amount, 98.00% and 2.00%, respectively; third, to the
Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II
Regular Interest M-9 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%,
respectively, until the Uncertificated Principal Balance of REMIC II Regular
Interest M-9 has been reduced to zero; fourth, to the Uncertificated Principal
Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-8 and
REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until
the
Uncertificated Principal Balance of REMIC II Regular Interest M-8 has been
reduced to zero; fifth, to the Uncertificated Principal Balances of REMIC II
Regular Interest AA, REMIC II Regular Interest M-7 and REMIC II Regular Interest
ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal
Balance of REMIC II Regular Interest M-7 has been reduced to zero; sixth, to
the
Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II
Regular Interest M-6 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%,
respectively, until the Uncertificated Principal Balance of REMIC II Regular
Interest M-6 has been reduced to zero; seventh, to the Uncertificated Principal
Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-5 and
REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until
the
Uncertificated Principal Balance of REMIC II Regular Interest M-5 has been
reduced to zero; eighth, to the Uncertificated Principal Balances of REMIC
II
Regular Interest AA, REMIC II Regular Interest M-4 and REMIC II Regular Interest
ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal
Balance of REMIC II Regular Interest M-4 has been reduced to zero; ninth, to
the
Uncertificated Principal Balances of REMIC II Regular Interest AA, REMIC II
Regular Interest M-3 and REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%,
respectively, until the Uncertificated Principal Balance of REMIC II Regular
Interest M-3 has been reduced to zero; tenth, to the Uncertificated Principal
Balances of REMIC II Regular Interest AA, REMIC II Regular Interest M-2 and
REMIC II Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until
the
Uncertificated Principal Balance of REMIC II Regular Interest M-2 has been
reduced to zero; eleventh, to the Uncertificated Principal Balances of REMIC
II
Regular Interest AA, REMIC II Regular Interest M-1 and REMIC II Regular Interest
ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal
Balance of REMIC II Regular Interest M-1 has been reduced to zero; twelfth,
to
the Uncertificated Principal Balance of REMIC II Regular Interest AA, 98.00%,
to
the Uncertificated Principal Balances of the related REMIC II Regular Interests
X-X-0, X-X-0, XX-X-0, XX-X-0, XXX-X-0 and III-A-2, 1.00% on a pro rata
basis, and to the Uncertificated Principal Balance of REMIC II Regular
Interest ZZ, 1.00%, until the Uncertificated Principal Balances of such REMIC
II
Regular Interests X-X-0, X-X-0, XX-X-0, XX-X-0, III-A-1 and III-A-2 have been
reduced to zero; provided, however, any Realized Losses otherwise allocable
to
REMIC II Regular Interest I-A-1 will first be allocated to REMIC II Regular
Interest Class I-A-2, until the Uncertificated Principal Balance of such REMIC
II Regular Interest has been reduced to zero, and then to REMIC II Regular
Interest I-A-1, any Realized Losses otherwise allocable to REMIC II Regular
Interest II-A-1 will first be allocated to REMIC II Regular Interest Class
II-A-2, until the Uncertificated Principal Balance of such REMIC II Regular
Interest has been reduced to zero, and then to REMIC II Regular Interest II-A-1,
and any Realized Losses otherwise allocable to REMIC II Regular Interest III-A-1
will first be allocated to REMIC II Regular Interest Class III-A-2, until the
Uncertificated Principal Balance of such REMIC II Regular Interest has been
reduced to zero, and then to REMIC II Regular Interest III-A-1; and thirteenth,
to the Uncertificated Principal Balance of REMIC II Regular Interest AA, 98.00%,
to the Uncertificated Principal Balances of the unrelated REMIC II Regular
Interests X-X-0, X-X-0, XX-X-0, XX-X-0, XXX-X-0 and III-A-2, 1.00% on a pro
rata basis, and to the Uncertificated Principal Balance of REMIC II Regular
Interest ZZ, 1.00%, until the Uncertificated Principal Balances of such REMIC
II
Regular Interests X-X-0, X-X-0, XX-X-0, XX-X-0, III-A-1 and III-A-2 have been
reduced to zero, provided, however, any Realized Losses otherwise allocable
to
REMIC II Regular Interest I-A-1 will first be allocated to REMIC II Regular
Interest Class I-A-2, until the Uncertificated Principal Balance of such REMIC
II Regular Interest has been reduced to zero, and then to REMIC II Regular
Interest I-A-1, any Realized Losses otherwise allocable to REMIC II Regular
Interest II-A-1 will first be allocated to REMIC II Regular Interest Class
II-A-2, until the Uncertificated Principal Balance of such REMIC II Regular
Interest has been reduced to zero, and then to REMIC II Regular Interest II-A-1,
and any Realized Losses otherwise allocable to REMIC II Regular Interest III-A-1
will first be allocated to REMIC II Regular Interest Class III-A-2, until the
Uncertificated Principal Balance of such REMIC II Regular Interest has been
reduced to zero, and then to REMIC II Regular Interest III-A-1.
(iii) The
REMIC
II Sub WAC Allocation Percentage of all Realized Losses on the Mortgage Loans
shall be allocated by the Trustee on each Distribution Date after all
distributions have been made on each Distribution Date first, so as to keep
the
Uncertificated Principal Balance of each REMIC II Regular Interest ending with
the designation “Grp” equal to 0.01% of the aggregate Stated Principal Balance
of the Mortgage Loans in the related Loan Group; second, to each REMIC II
Regular Interest ending with the designation “Sub”, so that the Uncertificated
Principal Balance of each such REMIC II Regular Interest is equal to 0.01%
of
the excess of (x) the aggregate Stated Principal Balance of the Mortgage Loans
in the related Loan Group over (y) the current aggregate Certificate Principal
Balance of the Class A Certificates related to such Loan Group (except that
if
any such excess is a larger number than in the preceding distribution period,
the least amount of Realized Losses shall be applied to such REMIC II Regular
Interests such that the REMIC II Subordinated Balance Ratio is maintained);
and
third, to REMIC II Regular Interest XX.
Section
6.06 Monthly
Statements to Certificateholders.
(a) Not
later
than each Distribution Date, the Trustee shall prepare and make available to
each Holder of Certificates, the Master Servicer, the Swap Provider and the
Depositor a statement setting forth for the Certificates:
(i) the
applicable record dates, accrual periods, determination dates for calculating
distributions and general Distribution Dates;
(ii) the
total
cash flows received and the general sources thereof;
(iii) the
amount, if any, of fees or expenses accrued and paid, with an identification
of
the payee and the general purpose of such fees including the related amount
of
the Servicing Fees paid to or retained by the Master Servicer or the Company
for
the related Due Period;
(iv) the
amount of any Net Swap Payment payable to the Trust, any Net Swap Payment
payable to the Swap Provider, any Swap Termination Payment payable to the Trust
and any Swap Termination Payment payable to the Swap Provider;
(v) the
amount of the related distribution to Holders of the Class A Certificates and
Class M Certificates (by Class) allocable to principal, separately identifying
(A) the aggregate amount of any Principal Prepayments included therein, (B)
the
aggregate of all scheduled payments of principal included therein and (C) the
Extra Principal Distribution Amount (if any);
(vi) the
amount of such distribution to Holders of each Class of Class A Certificates
and
Class M Certificates allocable to interest and the portion thereof, if any,
provided by the Swap Agreement and the amount of coverage remaining under either
credit enhancement;
(vii) the
Interest Carry Forward Amounts and any Basis Risk Shortfall Carry Forward
Amounts for each Class of Certificates (if any);
(viii) the
Pass-Through Rate for each Class of Class A Certificates and Class M
Certificates with respect to the current Accrual Period, and, if applicable,
whether such Pass-Through Rate was limited by the related Net Rate
Cap;
(ix) the
number and aggregate Stated Principal Balance of all of the Mortgage Loans
for
the following Distribution Date, together with updated pool composition
information including the following: weighted average mortgage rate and weighted
average remaining term;
(x) the
Certificate Principal Balance of the Class A Certificates and Class M
Certificates before and after giving effect (i) to all distributions allocable
to principal on such Distribution Date and (ii) the allocation of any Applied
Realized Loss Amounts for such Distribution Date;
(xi) the
number and aggregate Stated Principal Balance of the Mortgage Loans in each
Loan
Group (A) Delinquent (exclusive of Mortgage Loans in foreclosure and bankruptcy)
(1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more
Delinquent, (B) in foreclosure and Delinquent (1) 30 days Delinquent, (2) 60
days Delinquent and (3) 90 days or more Delinquent and (C) in bankruptcy and
Delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or
more Delinquent, in each case as of the close of business on the last day of
the
calendar month preceding such Distribution Date and separately identifying
such
information for the Adjustable Rate Mortgage Loans, in each such Loan
Group;
(xii) the
amount of aggregate Advances included in the distribution on such Distribution
Date (including the general purpose of such Advances), the aggregate amount
of
unreimbursed Advances as of the end of the Due Period, and the general source
of
funds for reimbursements;
(xiii) the
amount, if any, of excess cashflow or excess spread and the application of
such
excess cashflow;
(xiv) the
total
number and principal balance of any Mortgage Loans that have been modified
in
the previous twelve Distribution Dates (beginning with the Cut-off
Date);
(xv) the
total
number and principal balance of any Mortgage Loans that have been repurchased
and substituted in the previous twelve Distribution Dates;
(xvi) the
cumulative Realized Losses through the end of the preceding month;
(xvii) if
applicable, material modifications, extensions or waivers to Mortgage Loan
terms, fees, penalties or payments during the preceding calendar month or that
have become material over time;
(xviii) with
respect to any Mortgage Loan that was liquidated during the preceding calendar
month, the aggregate Stated Principal Balance of, and Realized Loss on, such
Mortgage Loans as of the close of business on the prior calendar
month;
(xix) the
total
number and principal balance of any real estate owned or REO Properties as
of
the end of the related calendar month;
(xx) with
respect to each Loan Group, material breaches of pool asset representation
or
warranties or transaction covenants;
(xxi) the
Delinquency Percentage;
(xxii) whether
a
Trigger Event exists;
(xxiii) the
amount of the distribution made on such Distribution Date to the Holders of
the
Class P Certificates allocable to Prepayment Charges;
(xxiv) information
on loss, delinquency or other tests used for determining early amortization,
liquidation, stepdowns or other performance triggers and whether the trigger
was
met;
(xxv) the
amount of the Prepayment Charges remitted by the Master Servicer and the amount
on deposit in the Reserve Fund;
(xxvi) updated
pool composition data including the following: weighted average mortgage rate
and weighted average remaining term;
(xxvii) information
regarding any new issuance of securities backed by the same asset pool, any
pool
asset changes, such as additions or removals of Mortgage Loans from the Trust
Fund, if applicable; and
(xxviii) any
material changes in the solicitation, credit-granting, underwriting,
origination, acquisition or Mortgage Loan selection criteria or procedures,
as
applicable, used to originate, acquire or select Mortgage Loans for the Trust
Fund.
The
Depositor covenants that if there is a material change in the solicitation,
credit-granting, underwriting, origination, acquisition or Mortgage Loan
selection criteria or procedures, as applicable, used to originate, acquire
or
select Mortgage Loans for the Trust Fund that it will notify the Trustee five
calendar days before each Distribution Date, and if no such notification occurs,
the Trustee has no obligation to report with respect to (xxv). The Depositor
covenants to the Trustee that there will be no new issuance of securities backed
by the same asset pool, so the Trustee will only be responsible in (xxiv) above
for reporting any pool asset changes, such as additions or removals of Mortgage
Loans from the Trust Fund.
The
Trustee may make the foregoing Monthly Statement (and, at its option, any
additional files containing the same information in an alternative format)
available each month to Certificateholders via the Trustee’s internet website.
The Trustee’s internet website shall initially be located at “xxx.xxxxxxxx.xxx”.
Assistance in using the website can be obtained by calling the Trustee at (000)
000-0000. Parties that are unable to use the above distribution options are
entitled to have a paper copy mailed to them via first class mail by calling
the
Trustee and indicating such. The Trustee may change the way Monthly Statements
are distributed in order to make such distributions more convenient or more
accessible to the above parties. In addition to the above, the Trustee shall
also make available on the Trustee's internet website a monthly loan level
data
file containing data provided to the Trustee by the Master Servicer, available
to those who are permitted to access the website, including the Rating Agencies.
Such data at a minimum shall contain the fields referenced in Exhibit
Z.
(b) The
Trustee’s responsibility for making the above information available to the
Certificateholders is limited to the availability, timeliness and accuracy
of
the information derived from the parties providing the information to the
Trustee. The Trustee will make available a copy of each statement provided
pursuant to this Section 6.06 to each Rating Agency.
(c) Within
a
reasonable period of time after the end of each calendar year, the Trustee
shall
cause to be furnished upon request to each Person who at any time during the
calendar year was a Certificateholder, a statement containing the information
(only with respect to principal and interest) set forth in clauses (a)(v) and
(a)(vi) of this Section 6.06 aggregated for such calendar year or applicable
portion thereof during which such Person was a Certificateholder. Such
obligation of the Trustee shall be deemed to have been satisfied to the extent
that substantially comparable information shall be provided by the Trustee
pursuant to any requirements of the Code as from time to time in
effect.
(d) Upon
filing with the Internal Revenue Service, the Trustee shall furnish to the
Holders of the Residual Certificates the applicable Form 1066 and each
applicable Form 1066Q and shall respond promptly to written requests made not
more frequently than quarterly by any Holder of a Residual Certificate with
respect to the following matters:
(i) The
original projected principal and interest cash flows on the Closing Date on
each
class of Regular Interests and Residual Interests created hereunder and on
the
Mortgage Loans, based on the Prepayment Assumption;
(ii) The
projected remaining principal and interest cash flows as of the end of any
calendar quarter with respect to each class of Regular Interests and Residual
Interests created hereunder and the Mortgage Loans, based on the Prepayment
Assumption;
(iii) The
applicable Prepayment Assumption and any interest rate assumptions used in
determining the projected principal and interest cash flows described
above;
(iv) The
original issue discount (or, in the case of the Mortgage Loans, market discount)
or premium accrued or amortized through the end of such calendar quarter with
respect to each class of Regular Interests or Residual Interests created
hereunder and to the Mortgage Loans, together with each constant yield to
maturity used in computing the same;
(v) The
treatment of Realized Losses with respect to the Mortgage Loans or the Regular
Interests created hereunder, including the timing and amount of any cancellation
of indebtedness income of a REMIC with respect to such Regular Interests or
bad
debt deductions claimed with respect to the Mortgage Loans;
(vi) The
amount and timing of any non-interest expenses of a REMIC; and
(vii) Any
taxes
(including penalties and interest) imposed on the REMIC, including, without
limitation, taxes on “prohibited transactions,” “contributions” or “net income
from foreclosure property” or state or local income or franchise
taxes.
The
information pursuant to clauses (i), (ii), (iii) and (iv) above shall be
provided by the Depositor pursuant to Section 10.12.
Section
6.07 REMIC
Designations and REMIC Distributions.
(a) The
Trustee shall elect that each of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC
V
and REMIC VI shall be treated as a REMIC under Section 860D of the Code. Any
inconsistencies or ambiguities in this Agreement or in the administration of
this Agreement shall be resolved in a manner that preserves the validity of
such
REMIC elections. The assets of REMIC I shall include the Mortgage Loans and
all
interest owing in respect of and principal due thereon, the Distribution
Account, the Protected Account, any REO Property, any proceeds of the foregoing
and any other assets subject to this Agreement (other than the Reserve Fund,
any
Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the
Supplemental Interest Trust, the Swap Agreement, the Swap Account, the Swap
Collateral Account and any rights or obligations in respect of the Swap
Administration Agreement). The REMIC I Regular Interests shall constitute the
assets of REMIC II. The REMIC II Regular Interests shall constitute the assets
of REMIC III. The Class CE Interest shall constitute the assets of REMIC IV.
The
Class P Interest shall constitute the assets of REMIC V. The Class IO Interest
shall constitute the assets of REMIC VI.
(b) (1) On
each Distribution Date, the following amounts with respect to Loan Group I,
in
the following order of priority, shall be distributed by REMIC I to REMIC II
on
account of REMIC I Regular Interests I-1-A through I-60-B or withdrawn from
the
Distribution Account and distributed to the Holders of the Class R-1
Certificates, as the case may be:
(ii) from
Interest Funds and Principal Funds for Loan Group I, in each case, determined
without regard to the related clause (2)(ii) of the definitions thereof, to
holders of each of the REMIC I Regular Interests I-1-A through I-60-B, on a
pro rata basis, in an amount equal to (A) the Uncertificated Accrued
Interest for such REMIC I Regular Interests for such Distribution Date, plus
(B)
any amounts payable in respect thereof remaining unpaid from previous
Distribution Dates;
(iii) to
the
extent of Interest Funds and Principal Funds for Loan Group I, in each case,
determined without regard to the related clause (2)(ii) of the definitions
thereof, remaining after the distribution made pursuant to clause (i) above,
to
REMIC I Regular Interests I-1-A through I-60-B, starting with the lowest
numerical denomination, until the Uncertificated Principal Balance of each
such
REMIC I Regular Interest is reduced to zero, provided that, for REMIC I Group
I
Regular Interests with the same numerical denomination, such payments of
principal shall be allocated on a pro rata basis between such REMIC I
Regular Interests; and
(iv) any
remaining amount to the Holders of the Class R-1 Certificates.
(2) On
each
Distribution Date, the following amounts with respect to Loan Group II, in
the
following order of priority, shall be distributed by REMIC I to REMIC II on
account of REMIC I Regular Interests II-1-A through II-60-B or withdrawn from
the Distribution Account and distributed to the Holders of the Class R-1
Certificates, as the case may be:
(v) from
Interest Funds and Principal Funds for Loan Group II, in each case, determined
without regard to the related clause (2)(ii) of the definitions thereof, to
the
holders of each of the REMIC I Regular Interests II-1-A through II-60-B, on
a
pro rata basis, in an amount equal to (A) the Uncertificated Accrued
Interest for such REMIC I Regular Interests for such Distribution Date, plus
(B)
any amounts payable in respect thereof remaining unpaid from previous
Distribution Dates;
(vi) to
the
extent of Interest Funds and Principal Funds for Loan Group II, in each case,
determined without regard to the related clause (2)(ii) of the definitions
thereof, remaining after the distribution made pursuant to clause (i) above,
to
REMIC I Regular Interests II-1-A through II-60-B, starting with the lowest
numerical denomination, until the Uncertificated Principal Balance of each
such
REMIC I Regular Interest is reduced to zero, provided that, for REMIC I Group
II
Regular Interests with the same numerical denomination, such payments of
principal shall be allocated on a pro rata basis between such REMIC I
Regular Interests; and
(vii) any
remaining amount to the Holders of the Class R-1 Certificates.
(3) On
each Distribution Date, the following amounts with respect to Loan Group III,
in
the following order of priority, shall be distributed by REMIC I to REMIC II
on
account of REMIC I Regular Interests III-1-A through III-60-B or withdrawn
from
the Distribution Account and distributed to the Holders of the Class R-1
Certificates, as the case may be:
(i) from
Interest Funds and Principal Funds for Loan Group III, in each case, determined
without regard to the related clause (2)(ii) of the definitions thereof, to
the
holders of each of the REMIC I Regular Interests III-1-A through III-60-B,
on a
pro rata basis, in an amount equal to (A) the Uncertificated Accrued
Interest for such REMIC I Regular Interests for such Distribution Date, plus
(B)
any amounts payable in respect thereof remaining unpaid from previous
Distribution Dates;
(ii) to
the extent of Interest Funds and Principal Funds for Loan Group III, in each
case, determined without regard to the related clause (2)(ii) of the definitions
thereof, remaining after the distribution made pursuant to clause (i) above,
to
REMIC I Regular Interests III-1-A through III-60-B, starting with the lowest
numerical denomination, until the Uncertificated Principal Balance of each
such
REMIC I Regular Interest is reduced to zero, provided that, for REMIC I Group
III Regular Interests with the same numerical denomination, such payments of
principal shall be allocated on a pro rata basis between such REMIC I
Regular Interests; and
(iii) any
remaining amount to the Holders of the Class R-1 Certificates.
(4) On
each Distribution Date, amounts representing Prepayment Charges on the Mortgage
loans shall be deemed distributed to REMIC I Regular Interest P, provided that
such amounts shall not reduce the Uncertificated Principal Balance of REMIC
I
Regular Interest P. On the Distribution Date immediately following the
expiration of the latest Prepayment Charge term as identified on the Mortgage
Loan Schedule, $100 shall be deemed distributed in respect of REMIC I Regular
Interest P in reduction of the Uncertificated Principal Balance
thereof.
(c) (1) On
each Distribution Date, the following amounts, in the following order of
priority, shall be distributed by REMIC II to REMIC III on account of the REMIC
II Regular Interests (other than REMIC II Regular Interest P) or withdrawn
from
the Distribution Account and distributed to the Holders of the Class R-2
Certificates, as the case may be:
(i) from
Interest Funds and Principal Funds for all Loan Groups, in each case, determined
without regard to the related clause (2)(ii) of the definitions thereof, to
the
holders of REMIC II Regular Interest IO, in an amount equal to (A) the
Uncertificated Accrued Interest for such REMIC II Regular Interest for such
Distribution Date, plus (B) any amounts in respect thereof remaining unpaid
from
previous Distribution Dates;
(ii) to
the
extent of the REMIC II Marker Allocation Percentage of the Interest Funds and
Principal Funds for all Loan Groups, in each case, determined without regard
to
the related clause (2)(ii) of the definitions thereof, remaining after the
distribution pursuant to clause (i), to the holders of each REMIC II Regular
Interest (other than REMIC II Regular Interests IO, 1-Sub, 1-Grp, 2-Sub, 2-Grp,
3-Sub, 3-Grp, XX and P), on a pro rata basis, in an amount equal to (A)
the Uncertificated Accrued Interest for such REMIC II Regular Interest for
such
Distribution Date, plus (B) any amounts in respect thereof remaining unpaid
from
previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest
in respect of REMIC II Regular Interest ZZ shall be reduced when the REMIC
II
Overcollateralization Amount is less than the REMIC II Required
Overcollateralization Amount, by the lesser of (x) the amount of such difference
and (y) the Maximum Uncertificated Accrued Interest Deferral Amount, and such
amount will be payable to the holders of each REMIC II Regular Interest for
which a Class A Certificate or Class M Certificate is the Corresponding
Certificate in the same proportion as the Extra Principal Distribution Amount
is
allocated to the Corresponding Certificates for each such REMIC II Regular
Interest, and the Uncertificated Principal Balance of REMIC II Regular Interest
ZZ shall be increased by such amount;
(iii) to
the
extent of the REMIC II Sub WAC Allocation Percentage of the Interest Funds
and
Principal Funds for all Loan Groups, in each case, determined without regard
to
the related clause (2)(ii) of the definitions thereof, remaining after the
distribution pursuant to clause (i), to the holders of REMIC II Regular Interest
1-Sub, REMIC II Regular Interest 1-Grp, REMIC II Regular Interest 2-Sub, REMIC
II Regular Interest 2-Grp, REMIC II Regular Interest 3-Sub, REMIC II Regular
Interest 3-Grp and REMIC II Regular Interest XX, on a pro rata basis,
an amount equal to (A) the Uncertificated Accrued Interest for such Distribution
Date, plus (B) any amounts in respect thereof remaining unpaid from previous
Distribution Dates;
(iv) to
the
holders of REMIC II Regular Interests (other than REMIC II Regular Interests
IO,
1-Sub, 1-Grp, 2-Sub, 2-Grp, 3-Sub, 3-Grp, XX and P) in an amount equal to the
REMIC II Marker Allocation Percentage of the remainder of the Interest Funds
and
Principal Funds for all Loan Groups, in each case, determined without regard
to
the related clause (2)(ii) of the definitions thereof, after the distributions
made pursuant to clauses (i), (ii) and (iii) above, allocated as
follows:
(A) 98%
of
such remainder to the holders of REMIC II Regular Interest AA, until the
Uncertificated Principal Balance of such REMIC II Regular Interest is reduced
to
zero;
(B) 2%
of
such remainder, first, to the holders of each REMIC II Regular Interest for
which a Class A Certificate or Class M Certificate is the Corresponding
Certificate, in an aggregate amount equal to 1% of and in the same proportion
as
principal payments are allocated to the Corresponding Certificates for each
such
REMIC II Regular Interest, until the Uncertificated Principal Balances of such
REMIC II Regular Interests are reduced to zero, and second, to the holders
of
REMIC II Regular Interest ZZ, until the Uncertificated Principal Balance of
such
REMIC II Regular Interest is reduced to zero; and
(C) any
remaining amount to the Holders of the Class R-2 Certificates;
(v) to
the
holders of REMIC II Regular Interest 1-Sub, REMIC II Regular Interest 1-Grp,
REMIC II Regular Interest 2-Sub, REMIC II Regular Interest 2-Grp, REMIC II
Regular Interest 3-Sub, REMIC II Regular Interest 3-Grp and REMIC II Regular
Interest XX, in an amount equal to the REMIC II Sub WAC Allocation Percentage
of
the remainder of the Interest Funds and Principal Funds for all Loan Groups,
in
each case, determined without regard to the related clause (2)(ii) of the
definitions thereof, after the distributions made pursuant to clauses (i),
(ii)
and (iii) above, first, so as to keep the Uncertificated Principal Balance
of
each REMIC II Regular Interest ending with the designation “Grp” equal to 0.01%
of the aggregate Stated Principal Balance of the Mortgage Loans in the related
Loan Group; second, to each REMIC II Regular Interest ending with the
designation “Sub”, so that the Uncertificated Principal Balance of each such
REMIC II Regular Interest is equal to 0.01% of the excess of (x) the aggregate
Stated Principal Balance of the Mortgage Loans in the related Loan Group over
(y) the current aggregate Certificate Principal Balance of the Class A
Certificates related to such Loan Group (except that if any such excess is
a
larger number than in the preceding distribution period, the least amount of
principal shall be distributed to such REMIC II Regular Interests such that
the
REMIC II Subordinated Balance Ratio is maintained); third, to REMIC II Regular
Interest XX, until the Uncertificated Principal Balance of such REMIC II Regular
Interest is reduced to zero; and fourth, any remaining amount to the Holders
of
the Class R-2 Certificates.
(2) On
each Distribution Date, amounts representing Prepayment Charges on the Mortgage
loans deemed distributed in respect of REMIC I Regular Interest P shall be
deemed to be distributed to REMIC II Regular Interest P, provided that such
amounts shall not reduce the Uncertificated Principal Balance of REMIC II
Regular Interest P. On the Distribution Date immediately following the
expiration of the latest Prepayment Charge term as identified on the Mortgage
Loan Schedule, an amount equal to $100 deemed distributed in respect of REMIC
I
Regular Interest P in reduction of the Uncertificated Principal Balance thereof
shall be deemed to be distributed to REMIC II Regular Interest P in reduction
of
the Uncertificated Principal Balance thereof.
(d) On
each
Distribution Date, interest shall be deemed payable from REMIC III to the
holders of each REMIC III Regular Interest the ownership of which is represented
by the Class A Certificates and Class M Certificates at a pass-through rate
equal to the lesser of (i) the One-Month LIBOR Pass-Through Rate for the
Corresponding Certificate and (ii) the Net Rate Cap for the REMIC III Regular
Interest the ownership of which is represented by the Corresponding Certificate
for such Distribution Date, in each case on a principal balance equal to the
Certificate Principal Balance of the Corresponding Certificate for such
Distribution Date. For the avoidance of doubt, principal shall be payable to,
and shortfalls, losses and prepayments shall be allocable to, the REMIC III
Regular Interests the ownership of which is represented by the Class A
Certificates and Class M Certificates as such amounts are payable and allocable
to the Corresponding Certificates.
(e) On
each
Distribution Date, an amount equal to the amounts distributed pursuant to
Sections 6.04(a)(4)(C), (D) and (G) on such date shall be deemed distributed
from REMIC III to REMIC IV in respect of the Class CE Distribution Amount
distributable to the Class CE Interest.
(f) On
each
Distribution Date, 100% of the amounts deemed distributed on REMIC II Regular
Interest P shall be deemed distributed by REMIC III to REMIC V in respect of
the
Class P Interest.
(g) On
each
Distribution Date, 100% of the amounts deemed distributed on REMIC II Regular
Interest IO shall be deemed distributed by REMIC III to REMIC VI in respect
of
the Class IO Interest. Such amounts shall be deemed distributed by REMIC VI
in
respect of REMIC VI Regular Interest IO for deposit into the Supplemental
Interest Trust.
ARTICLE
VII
THE
CERTIFICATES
Section
7.01 The
Certificates.
The
Certificates shall be substantially in the forms attached hereto as Exhibits
A-1
through A-5. The Certificates shall be issuable in registered form, in the
minimum dollar denominations, integral dollar multiples in excess thereof
(except that one Certificate of each Class may be issued in a different amount
which must be in excess of the applicable minimum dollar denomination) and
aggregate dollar denominations as set forth in the following table:
Class
|
Minimum
Denomination
|
Integral
Multiple in Excess of Minimum
|
Original
Certificate Principal Balance or Notional Amount
|
|||||||||
I-A-1
|
$ |
100,000
|
$ |
1.00
|
$ |
210,769,000.00
|
||||||
I-A-2
|
$ |
100,000
|
$ |
1.00
|
$ |
37,194,000.00
|
||||||
II-A-1
|
$ |
100,000
|
$ |
1.00
|
$ |
137,892,000.00
|
||||||
II-A-2
|
$ |
100,000
|
$ |
1.00
|
$ |
4,688,000.00
|
||||||
III-A-1
|
$ |
100,000
|
$ |
1.00
|
$ |
69,504,000.00
|
||||||
III-A-2
|
$ |
100,000
|
$ |
1.00
|
$ |
2,363,000.00
|
||||||
M-1
|
$ |
100,000
|
$ |
1.00
|
$ |
16,398,000.00
|
||||||
M-2
|
$ |
100,000
|
$ |
1.00
|
$ |
14,012,000.00
|
||||||
M-3
|
$ |
100,000
|
$ |
1.00
|
$ |
25,043,000.00
|
||||||
M-4
|
$ |
100,000
|
$ |
1.00
|
$ |
8,646,000.00
|
||||||
M-5
|
$ |
100,000
|
$ |
1.00
|
$ |
9,540,000.00
|
||||||
M-6
|
$ |
100,000
|
$ |
1.00
|
$ |
7,751,000.00
|
||||||
M-7
|
$ |
100,000
|
$ |
1.00
|
$ |
5,963,000.00
|
||||||
M-8
|
$ |
100,000
|
$ |
1.00
|
$ |
6,261,000.00
|
||||||
M-9
|
$ |
100,000
|
$ |
1.00
|
$ |
5,963,000.00
|
||||||
CE
|
10 | % | 1 | % | $ | 596,273,395.14 | (1) | |||||
P
|
$ |
100.00
|
N/A
|
$ |
100.00
|
|||||||
R-1
|
100 | % |
N/A
|
N/A
|
||||||||
R-2
|
100 | % |
N/A
|
N/A
|
||||||||
R-3
|
100 | % |
N/A
|
N/A
|
||||||||
RX
|
100 | % |
N/A
|
N/A
|
(1) This
is a Notional Amount.
The
Certificates shall be executed by manual or facsimile signature on behalf of
the
Trustee by an authorized officer. Certificates bearing the manual or facsimile
signatures of individuals who were, at the time when such signatures were
affixed, authorized to sign on behalf of the Trustee shall bind the Trustee,
notwithstanding that such individuals or any of them have ceased to be so
authorized prior to the authentication and delivery of such Certificates or
did
not hold such offices at the date of such authentication and delivery. No
Certificate shall be entitled to any benefit under this Agreement, or be valid
for any purpose, unless there appears on such Certificate the countersignature
of the Trustee by manual signature, and such countersignature upon any
Certificate shall be conclusive evidence, and the only evidence, that such
Certificate has been duly countersigned and delivered hereunder. All
Certificates shall be dated the date of their countersignature. On the Closing
Date, the Trustee shall authenticate the Certificates to be issued at the
written direction of the Depositor, or any affiliate thereof.
The
Depositor shall provide, or cause to be provided, to the Trustee on a continuous
basis, an adequate inventory of Certificates to facilitate
transfers.
Section
7.02 Certificate
Register; Registration of Transfer and Exchange of
Certificates.
(a) The
Trustee shall maintain, or cause to be maintained in accordance with the
provisions of Section 7.09 hereof, a Certificate Register for the Trust Fund
in
which, subject to the provisions of subsections (b) and (c) below and to such
reasonable regulations as it may prescribe, the Trustee shall provide for the
registration of Certificates and of Transfers and exchanges of Certificates
as
herein provided. Upon surrender for registration of Transfer of any Certificate,
the Trustee shall authenticate and deliver, in the name of the designated
transferee or transferees, one or more new Certificates of the same Class and
of
like aggregate Percentage Interest.
At
the
option of a Certificateholder, Certificates may be exchanged for other
Certificates of the same Class in authorized denominations and evidencing the
same aggregate Percentage Interest upon surrender of the Certificates to be
exchanged at the office or agency of the Trustee. Whenever any Certificates
are
so surrendered for exchange, the Trustee shall execute, authenticate, and
deliver the Certificates that the Certificateholder making the exchange is
entitled to receive. Every Certificate presented or surrendered for registration
of Transfer or exchange shall be accompanied by a written instrument of Transfer
in form satisfactory to the Trustee duly executed by the Holder thereof or
his
attorney duly authorized in writing.
No
service charge to the Certificateholders shall be made for any registration
of
Transfer or exchange of Certificates, but payment of a sum sufficient to cover
any tax or governmental charge that may be imposed in connection with any
Transfer or exchange of Certificates may be required.
All
Certificates surrendered for registration of Transfer or exchange shall be
canceled and subsequently destroyed by the Trustee in accordance with the
Trustee’s customary procedures.
(b) Subject
to Section 7.07 and, in the case of any Global Certificate or Private
Certificate upon the satisfaction of the conditions set forth below, upon
surrender for registration of transfer of any Certificate at any office or
agency of the Trustee maintained for such purpose, the Trustee shall sign,
countersign and shall deliver, in the name of the designated transferee or
transferees, a new Certificate of a like Class and aggregate Percentage
Interest, but bearing a different number.
(c) Subject
to subsection 7.02(g), so long as a Global Certificate of such Class is
outstanding and is held by or on behalf of the Depository, transfers of
beneficial interests in such Global Certificate, or transfers by Holders of
Individual Certificates of such Class to transferees that take delivery in
the
form of beneficial interests in the Global Certificate, may be made only in
accordance with this subsection 7.02(c) and in accordance with the rules of
the
Depository:
(i) In
the
case of a beneficial interest in the Global Certificate being transferred to
an
Institutional Accredited Investor, such transferee shall be required to take
delivery in the form of an Individual Certificate or Certificates and the
Trustee shall register such transfer only upon compliance with the provisions
of
subsection 7.02(h).
(ii) In
the
case of a beneficial interest in a Class of Global Certificates being
transferred to a transferee that takes delivery in the form of an Individual
Certificate or Certificates of such Class, except as set forth in clause (i)
above, the Trustee shall register such transfer only upon compliance with the
provisions of subsection 7.02(h).
(iii) In
the
case of an Individual Certificate of a Class being transferred to a transferee
that takes delivery in the form of a beneficial interest in a Global Certificate
of such Class, the Trustee shall register such transfer if the transferee has
provided the Trustee with a Rule 144A and Related Matters Certificate or
comparable evidence as to its QIB status.
(iv) No
restrictions shall apply with respect to the transfer or registration of
transfer of a beneficial interest in the Global Certificate of a Class to a
transferee that takes delivery in the form of a beneficial interest in the
Global Certificate of such Class; provided that each such transferee shall
be
deemed to have made such representations and warranties contained in the Rule
144A and Related Matters Certificate as are sufficient to establish that it
is a
QIB.
(d) Subject
to subsection 7.02(g), an exchange of a beneficial interest in a Global
Certificate of a Class for an Individual Certificate or Certificates of such
Class, an exchange of an Individual Certificate or Certificates of a Class
for a
beneficial interest in the Global Certificate of such Class and an exchange
of
an Individual Certificate or Certificates of a Class for another Individual
Certificate or Certificates of such Class (in each case, whether or not such
exchange is made in anticipation of subsequent transfer, and, in the case of
the
Global Certificate of such Class, so long as such Certificate is outstanding
and
is held by or on behalf of the Depository) may be made only in accordance with
this subsection 7.02(d) and in accordance with the rules of the
Depository:
(i) A
Holder
of a beneficial interest in a Global Certificate of a Class may at any time
exchange such beneficial interest for an Individual Certificate or Certificates
of such Class.
(ii) A
Holder
of an Individual Certificate or Certificates of a Class may exchange such
Certificate or Certificates for a beneficial interest in the Global Certificate
of such Class if such holder furnishes to the Trustee a Rule 144A and Related
Matters Certificate or comparable evidence as to its QIB status.
(iii) A
Holder
of an Individual Certificate of a Class may exchange such Certificate for an
equal aggregate principal amount of Individual Certificates of such Class in
different authorized denominations without any certification.
(e) (i) Upon
acceptance for exchange or transfer of an Individual Certificate of a Class
for
a beneficial interest in a Global Certificate of such Class as provided herein,
the Trustee shall cancel such Individual Certificate and shall (or shall request
the Depository to) endorse on the schedule affixed to the applicable Global
Certificate (or on a continuation of such schedule affixed to the Global
Certificate and made a part thereof) or otherwise make in its books and records
an appropriate notation evidencing the date of such exchange or transfer and
an
increase in the certificate balance of the Global Certificate equal to the
certificate balance of such Individual Certificate exchanged or transferred
therefor.
(ii) Upon
acceptance for exchange or transfer of a beneficial interest in a Global
Certificate of a Class for an Individual Certificate of such Class as provided
herein, the Trustee shall (or shall request the Depository to) endorse on the
schedule affixed to such Global Certificate (or on a continuation of such
schedule affixed to such Global Certificate and made a part thereof) or
otherwise make in its books and records an appropriate notation evidencing
the
date of such exchange or transfer and a decrease in the certificate balance
of
such Global Certificate equal to the certificate balance of such Individual
Certificate issued in exchange therefor or upon transfer thereof.
(f) Any
Individual Certificate issued in exchange for or upon transfer of another
Individual Certificate or of a beneficial interest in a Global Certificate
shall
bear the applicable legends set forth in Exhibit A-2.
(g) Subject
to the restrictions on transfer and exchange set forth in this Section 7.02,
the
Holder of any Individual Certificate may transfer or exchange the same in whole
or in part (in an initial certificate balance equal to the minimum authorized
denomination set forth in Section 7.01 above or any integral multiple of $1.00
in excess thereof) by surrendering such Certificate at the Corporate Trust
Office, or at the office of any transfer agent, together with an executed
instrument of assignment and transfer satisfactory in form and substance to
the
Trustee in the case of transfer and a written request for exchange in the case
of exchange. The Holder of a beneficial interest in a Global Certificate may,
subject to the rules and procedures of the Depository, cause the Depository
(or
its nominee) to notify the Trustee in writing of a request for transfer or
exchange of such beneficial interest for an Individual Certificate or
Certificates. Following a proper request for transfer or exchange, the Trustee
shall, within a reasonable time period of such request made at the Corporate
Trust Office, sign, countersign and deliver at the Corporate Trust Office,
to
the transferee (in the case of transfer) or Holder (in the case of exchange)
or
send by first class mail at the risk of the transferee (in the case of transfer)
or Holder (in the case of exchange) to such address as the transferee or Holder,
as applicable, may request, an Individual Certificate or Certificates, as the
case may require, for a like aggregate Percentage Interest and in such
authorized denomination or denominations as may be requested. The presentation
for transfer or exchange of any Individual Certificate shall not be valid unless
made at the Corporate Trust Office by the registered Holder in person, or by
a
duly authorized attorney-in-fact.
(h) No
Transfer of a Private Certificate shall be made unless such Transfer is made
pursuant to an effective registration statement under the Securities Act and
any
applicable state securities laws or is exempt from the registration requirements
under the Securities Act and such state securities laws. In the event that
a
Transfer is to be made in reliance upon an exemption from the Securities Act
and
such laws, in order to assure compliance with the Securities Act and such laws,
the Certificateholder desiring to effect such Transfer and such
Certificateholder’s prospective transferee shall each certify to the Trustee in
writing the facts surrounding the Transfer by (x)(i) the delivery to the Trustee
by the Certificateholder desiring to effect such transfer of a certificate
substantially in the form set forth in Exhibit D (the “Transferor Certificate”)
and (ii) the delivery by the Certificateholder’s prospective transferee of (A) a
letter in substantially the form of Exhibit E (the “Investment Letter”) if the
prospective transferee is an Institutional Accredited Investor or (B) a letter
in substantially the form of Exhibit F (the “Rule 144A and Related Matters
Certificate”) if the prospective transferee is a QIB or (y) there shall be
delivered to the Trustee an Opinion of Counsel addressed to the Trustee that
such Transfer may be made pursuant to an exemption from the Securities Act,
which Opinion of Counsel shall not be an expense of the Depositor, the Seller,
the Master Servicer or the Trustee; provided, however, that such representation
letters will
not be required in connection with any transfer of any such Certificate by
the
Depositor to an affiliate of the Depositor, and the Trustee shall be entitled
to
conclusively rely upon a representation (which, upon the request of the Trustee,
shall be a written representation) from the Depositor of the status of such
transferee as an affiliate of the Depositor. Notwithstanding the
provisions of the immediately preceding sentence, no restrictions shall apply
with respect to the transfer or registration of transfer of a beneficial
interest in any Certificate that is a Global Certificate of a Class to a
transferee that takes delivery in the form of a beneficial interest in the
Global Certificate of such Class provided that each such transferee shall be
deemed to have made such representations and warranties contained in the Rule
144A and Related Matters Certificate as are sufficient to establish that it
is a
QIB. The Depositor shall provide to any Holder of a Private Certificate and
any
prospective transferee designated by any such Holder, information regarding
the
related Certificates and the Mortgage Loans and such other information as shall
be necessary to satisfy the condition to eligibility set forth in Rule
144A(d)(4) for Transfer of any such Certificate without registration thereof
under the Securities Act pursuant to the registration exemption provided by
Rule
144A. The Trustee and the Master Servicer shall cooperate with the Depositor
in
providing the Rule 144A information referenced in the preceding sentence,
including providing to the Depositor such information regarding the
Certificates, the Mortgage Loans and other matters regarding the Trust Fund
as
the Depositor shall reasonably request to meet its obligation under the
preceding sentence. Each Holder of a Private Certificate desiring to effect
such
Transfer shall, and does hereby agree to, indemnify the Trustee, the Depositor,
the Seller and the Master Servicer against any liability that may result if
the
Transfer is not so exempt or is not made in accordance with such federal and
state laws.
No
transfer of any Class CE Certificate shall be made unless the proposed
transferee of such Class CE Certificate (1) provides to the Trustee the
appropriate tax certification form that would eliminate any withholding or
deduction for taxes from amounts payable by the Swap Provider, pursuant to
the
Swap Agreement, to the Swap Administrator on behalf of the Supplemental Interest
Trust (i.e., IRS Form W-9 or IRS Form X-0XXX, X-0XXX, X-0XXX or W-8ECI, as
applicable (or any successor form thereto), together with any applicable
attachments) and (2) agrees to update such form (a) upon expiration of any
such
form, (b) as required under then applicable U.S. Treasury regulations and (c)
promptly upon learning that such form has become obsolete or incorrect, each
as
a condition to such transfer. In addition, no transfer of any Class CE
Certificate shall be made if such transfer would cause the Supplemental Interest
Trust to be beneficially owned by two or more persons for federal income tax
purposes, or continue to be so treated, unless (i) each proposed transferee
of
such Class CE Certificate complies with the foregoing conditions and (ii) the
proposed majority holder of the Class CE Certificates (or each holder, if there
is or would be no majority holder) (A) provides, or causes to be provided,
on
behalf of the Supplemental Interest Trust, if applicable, to the Trustee, the
appropriate tax certification form that would be required from the Supplemental
Interest Trust to eliminate any withholding or deduction for taxes from amounts
payable by the Swap Provider, pursuant to the Swap Agreement, to the Swap
Administrator on behalf of the Supplemental Interest Trust (i.e., IRS Form
W-9
or IRS Form X-0XXX, X-0XXX, X-0XXX or W-8ECI, as applicable (or any successor
form thereto), together with any applicable attachments) and (B) agrees to
update such form (x) upon expiration of any such form, (y) as required under
then applicable U.S. Treasury regulations and (z) promptly upon learning that
such form has become obsolete or incorrect. If, under applicable U.S. Treasury
regulations, such tax certification form may only be signed by a trustee acting
on behalf of the Supplemental Interest Trust, then the Supplemental Interest
Trust Trustee shall sign such certification form if so requested by a holder
of
the Class CE Certificates. Upon receipt of any tax certification form pursuant
to the conditions set forth in this paragraph from a holder of any Class CE
Certificate, the Trustee shall forward such tax certification form to the
Supplemental Interest Trust Trustee. The Supplemental Interest Trust Trustee
shall forward such tax certification form provided to it to the Swap Provider.
Each holder of a Class CE Certificate and each transferee thereof shall be
deemed to have consented to the Supplemental Interest Trust Trustee forwarding
to the Swap Provider any tax certification form it has provided and updated
in
accordance with these transfer restrictions. Any purported sales
or
transfers of any Class CE Certificate to a transferee which does not comply
with
the requirements of this paragraph shall be deemed null and void under this
Agreement.
Prior
to
the termination of the Supplemental Interest Trust, each beneficial owner of
a
Class A Certificate or Class M Certificate or any interest therein, shall be
deemed to have represented by virtue of its acquisition or holding of the
Offered Certificate, or interest therein that either (i) such transferee is
not
an employee benefit plan subject to Section 406 of ERISA or a plan subject
to
Section 4975 of the Code (either a “Plan”), or a Person acting on behalf of a
Plan or using the assets of a Plan, or (ii) the transferee provides a
representation, or is deemed to represent in the case of the Global Certificate
that (A) such plan is an accredited investor within the meaning of the Exemption
and (B) the proposed transfer or holding of such Certificate and the separate
right to receive payments from the Supplemental Interest Trust are eligible
for
exemptive relief under Prohibited Transaction Class Exemption (“PTCE”) 84-14,
XXXX 00-00, XXXX 00-0, XXXX 95-60 or PTCE 96-23.
Subsequent
to the termination of the Supplemental Interest Trust, each beneficial owner
of
a Class M Certificate or any interest therein shall be deemed to have
represented, by virtue of its acquisition or holding of that certificate or
interest therein, that either (a)(i) it is not a Plan or investing with “Plan
Assets” within the meaning of Department of Labor Regulation 29 C.F.R.
2510.3-101, as modified by Section 3(42) of ERISA, (ii) it has acquired and
is
holding such certificate in reliance on the Exemption, and that it understands
that there are certain conditions to the availability of the Exemption,
including that the certificate must be rated, at the time of purchase, not
lower
than “BBB-” (or its equivalent) by S&P, Fitch, Dominion Bond Rating Service
Limited (known as DBRS Limited), Dominion Bond Rating Service, Inc. (known
as
DBRS, Inc.) or Xxxxx’x, and the certificate is so rated or (iii) (1) it is an
insurance company, (2) the source of funds used to acquire or hold the
certificate or interest therein is an “insurance company general account,” as
such term is defined in PTCE 95-60, and (3) the conditions in Sections I and
III
of PTCE 95-60 have been satisfied.
Neither
the Trustee nor the Master Servicer will be required to monitor, determine
or
inquire as to compliance with the transfer restrictions with respect to the
Global Certificates. Any attempted or purported transfer of any Certificate
in
violation of the provisions of this Section 7.02 shall be void ab initio and
such Certificate shall be considered to have been held continuously by the
prior
permitted Certificateholder. Any transferor of any Certificate in violation
of
such provisions, shall indemnify and hold harmless the Trustee and the Master
Servicer from and against any and all liabilities, claims, costs or expenses
incurred by the Trustee or the Master Servicer as a result of such attempted
or
purported transfer. Neither the Trustee nor the Master Servicer shall have
any
liability for transfer of any such Global Certificates in or through book-entry
facilities of any Depository or between or among Depository Participants or
Certificate Owners made in violation of the transfer restrictions set forth
herein. Neither the Trustee nor the Master Servicer shall be required to
monitor, determine or inquire as to compliance with the transfer restrictions
with respect to any ERISA Restricted Certificate that is a Book-Entry
Certificate, and neither the Trustee nor the Master Servicer shall have any
liability for transfers of any such Book-Entry Certificates made through the
book-entry facilities of any Depository or between or among participants of
the
Depository or Certificate Owners made in violation of the transfer restrictions
set forth herein. Neither the Trustee nor the Master Servicer shall be under
any
liability to any Person for any registration or transfer of any ERISA Restricted
Certificate that is in fact not permitted by this subsection 7.02(h) or for
making any payments due on such Certificate to the Holder thereof or taking
any
other action with respect to such Holder under the provisions of this Agreement.
The Trustee shall be entitled, but not obligated, to recover from any Holder
of
any ERISA Restricted Certificate that was in fact a Plan or a Person acting
on
behalf of a Plan at the time it became a Holder or, at such subsequent time
as
it became a Plan or Person acting on behalf of a Plan, all payments made on
such
ERISA Restricted Certificate at and after either such time. Any such payments
so
recovered by the Trustee shall be paid and delivered by the Trustee to the
last
preceding Holder of such Certificate that is not a Plan or Person acting on
behalf of a Plan.
No
Transfer of a Class CE, Class P or Residual Certificate shall be made unless
either (i) the transferee of such Certificate provides a representation, or
is
deemed to represent in the case of a Global Certificate, to the Trustee and
the
Master Servicer acceptable to and in form and substance satisfactory to the
Trustee and the Master Servicer, to the effect that such transferee is not
a
Plan, or a Person acting on behalf of a Plan or using the assets of a Plan,
or
(ii) in the case of any such Certificate presented for registration in the
name
of a Plan, or a trustee of a Plan or any other person acting on behalf of a
Plan, the Trustee shall have received an Opinion of Counsel for the benefit
of
the Trustee and the Master Servicer and on which they may rely, satisfactory
to
the Trustee, to the effect that the purchase and holding of such Certificate
are
permissible under applicable law, will not result in any prohibited transactions
under ERISA or Section 4975 of the Code and will not subject the Trustee, the
Master Servicer or the Depositor to any obligation in addition to those
expressly undertaken in this Agreement, which Opinion of Counsel shall not
be an
expense of the Trustee, the Master Servicer or the Depositor.
(i) Each
Person who has or who acquires any Ownership Interest in a Residual Certificate
shall be deemed by the acceptance or acquisition of such Ownership Interest
to
have agreed to be bound by the following provisions, and the rights of each
Person acquiring any Ownership Interest in a Residual Certificate are expressly
subject to the following provisions:
(i) Each
Person holding or acquiring any Ownership Interest in a Residual Certificate
shall be a Permitted Transferee and shall promptly notify the Trustee of any
change or impending change in its status as a Permitted Transferee.
(ii) No
Ownership Interest in a Residual Certificate may be registered on the Closing
Date or thereafter transferred, and the Trustee shall not register the Transfer
of any Residual Certificate unless, in addition to the certificates required
to
be delivered to the Trustee under subsection (h) above, the Trustee shall have
been furnished with an affidavit and agreement of the initial owner or the
proposed transferee in the form attached hereto as Exhibit C (a “Transferee
Affidavit”) and an affidavit of the transferor in the form attached hereto as
Exhibit Q (a “Transferor Affidavit”).
(iii) Each
Person holding or acquiring any Ownership Interest in a Residual Certificate
shall agree (A) to obtain a Transferee Affidavit from any other Person to whom
such Person attempts to Transfer its Ownership Interest in a Residual
Certificate, (B) to obtain a Transferee Affidavit from any Person for whom
such
Person is acting as nominee, trustee or agent in connection with any Transfer
of
a Residual Certificate, (C) not to Transfer its Ownership Interest in a Residual
Certificate or to cause the Transfer of an Ownership Interest in a Residual
Certificate to any other Person if it has actual knowledge that such Person
is
not a Permitted Transferee and (D) to provide the Trustee and the Depositor
with
a Transferor Affidavit.
(iv) Any
attempted or purported Transfer of any Ownership Interest in a Residual
Certificate in violation of the provisions of this subsection 7.02(i) shall
be
absolutely null and void and shall vest no rights in the purported transferee.
If any purported transferee shall become a Holder of a Residual Certificate
in
violation of the provisions of this subsection 7.02(i), then the last preceding
Permitted Transferee shall be restored to all rights as Holder thereof
retroactive to the date of registration of Transfer of such Residual
Certificate. The Trustee shall be under no liability to any Person for any
registration of Transfer of a Residual Certificate that is in fact not permitted
by subsection 7.02(h) and this subsection 7.02(i) or for making any payments
due
on such Certificate to the Holder thereof or taking any other action with
respect to such Holder under the provisions of this Agreement so long as the
Transfer was registered after receipt of the related Transferee Affidavit and
Transferor Affidavit. The Trustee shall be entitled but not obligated to recover
from any Holder of a Residual Certificate that was in fact not a Permitted
Transferee at the time it became a Holder or, at such subsequent time as it
became other than a Permitted Transferee, all payments made on such Residual
Certificate at and after either such time. Any such payments so recovered by
the
Trustee shall be paid and delivered by the Trustee to the last preceding
Permitted Transferee of such Certificate.
(v) The
Master Servicer shall make available within 60 days of written request from
the
Trustee, all information necessary to compute any tax imposed under Section
860E(e) of the Code as a result of a Transfer of an Ownership Interest in a
Residual Certificate to any Holder who is not a Permitted
Transferee.
The
restrictions on Transfers of a Residual Certificate set forth in this subsection
7.02(i) shall cease to apply (and the applicable portions of the legend on
a
Residual Certificate may be deleted) with respect to Transfers occurring after
delivery to the Trustee of an Opinion of Counsel addressed to the Trustee,
which
Opinion of Counsel shall not be an expense of the Trustee, the Seller or the
Master Servicer to the effect that the elimination of such restrictions, or
any
Transfer allowed by the elimination of such restrictions, will not cause REMIC
I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI, as applicable, to fail
to
qualify as a REMIC at any time that the Certificates are outstanding or result
in the imposition of any tax on the Trust Fund, a Certificateholder or another
Person. Each Person holding or acquiring any Ownership Interest in a Residual
Certificate hereby consents to any amendment of this Agreement that, based
on an
Opinion of Counsel addressed to the Trustee and furnished to the Trustee, is
reasonably necessary (a) to ensure that the record ownership of, or any
beneficial interest in, a Residual Certificate is not transferred, directly
or
indirectly, to a Person that is not a Permitted Transferee and (b) to provide
for a means to compel the Transfer of a Residual Certificate that is held by
a
Person that is not a Permitted Transferee to a Holder that is a Permitted
Transferee.
(j) The
preparation and delivery of all certificates and opinions referred to above
in
this Section 7.02 shall not be an expense of the Trust Fund, the Trustee, the
Depositor, the Seller or the Master Servicer.
Section
7.03 Mutilated,
Destroyed, Lost or Stolen Certificates.
If
(a)
any mutilated Certificate is surrendered to the Trustee, or the Trustee receives
evidence to its satisfaction of the destruction, loss or theft of any
Certificate and of the ownership thereof and (b) there is delivered to the
Trustee such security or indemnity as may be required by them to save each
of
them harmless, then, in the absence of notice to the Trustee that such
Certificate has been acquired by a bona fide purchaser, the Trustee shall
execute, authenticate and deliver, in exchange for or in lieu of any such
mutilated, destroyed, lost or stolen Certificate, a new Certificate of like
Class, tenor and Percentage Interest. In connection with the issuance of any
new
Certificate under this Section 7.03, the Trustee may require the payment of
a
sum sufficient to cover any tax or other governmental charge that may be imposed
in relation thereto and any other expenses (including the fees and expenses
of
the Trustee) connected therewith. Any replacement Certificate issued pursuant
to
this Section 7.03 shall constitute complete and indefeasible evidence of
ownership in the Trust Fund, as if originally issued, whether or not the lost,
stolen or destroyed Certificate shall be found at any time. All Certificates
surrendered to the Trustee under the terms of this Section 7.03 shall be
canceled and destroyed by the Trustee in accordance with its standard procedures
without liability on its part.
Section
7.04 Persons
Deemed Owners.
The
Trustee and any agent of the Trustee may treat the person in whose name any
Certificate is registered as the owner of such Certificate for the purpose
of
receiving distributions as provided in this Agreement and for all other purposes
whatsoever, and neither the Trustee nor any agent of the Trustee shall be
affected by any notice to the contrary.
Section
7.05 Access
to List of Certificateholders’ Names and Addresses.
If
three
or more Certificateholders (a) request such information in writing from the
Trustee, (b) state that such Certificateholders desire to communicate with
other
Certificateholders with respect to their rights under this Agreement or under
the Certificates, and (c) provide a copy of the communication that such
Certificateholders propose to transmit or if the Depositor or the Master
Servicer shall request such information in writing from the Trustee, then the
Trustee shall, within ten Business Days after the receipt of such request,
provide the Depositor, the Master Servicer or such Certificateholders at such
recipients’ expense the most recent list of the Certificateholders of the Trust
Fund held by the Trustee, if any. The Depositor and every Certificateholder,
by
receiving and holding a Certificate, agree that the Trustee shall not be held
accountable by reason of the disclosure of any such information as to the list
of the Certificateholders hereunder, regardless of the source from which such
information was derived.
Section
7.06 Book-Entry
Certificates.
The
Regular Certificates (other than the Class CE Certificates and Class P
Certificates), upon original issuance, shall be issued in the form of one or
more typewritten Certificates representing the Book-Entry Certificates, to
be
delivered to the Depository by or on behalf of the Depositor. Such Certificates
shall initially be registered on the Certificate Register in the name of the
Depository or its nominee, and no Certificate Owner of such Certificates will
receive a definitive certificate representing such Certificate Owner’s interest
in such Certificates, except as provided in Section 7.08. Unless and until
definitive, fully registered Certificates (“Definitive Certificates”) have been
issued to the Certificate Owners of such Certificates pursuant to Section
7.08:
(a) the
provisions of this Section shall be in full force and effect;
(b) the
Depositor and the Trustee may deal with the Depository and the Depository
Participants for all purposes (including the making of distributions) as the
authorized representative of the respective Certificate Owners of such
Certificates;
(c) registration
of the Book-Entry Certificates may not be transferred by the Trustee except
to
another Depository;
(d) the
rights of the respective Certificate Owners of such Certificates shall be
exercised only through the Depository and the Depository Participants and shall
be limited to those established by law and agreements between the Owners of
such
Certificates and the Depository and/or the Depository Participants. Pursuant
to
the Depository Agreement, unless and until Definitive Certificates are issued
pursuant to Section 7.08, the Depository will make book-entry transfers among
the Depository Participants and receive and transmit distributions of principal
and interest on the related Certificates to such Depository
Participants;
(e) the
Depository may collect its usual and customary fees, charges and expenses from
its Depository Participants;
(f) the
Trustee may rely and shall be fully protected in relying upon information
furnished by the Depository with respect to its Depository Participants;
and
(g) to
the
extent that the provisions of this Section conflict with any other provisions
of
this Agreement, the provisions of this Section shall control.
For
purposes of any provision of this Agreement requiring or permitting actions
with
the consent of, or at the direction of, Certificateholders evidencing a
specified percentage of the aggregate unpaid principal amount of any Class
of
Certificates, such direction or consent may be given by Certificate Owners
(acting through the Depository and the Depository Participants) owning
Book-Entry Certificates evidencing the requisite percentage of principal amount
of such Class of Certificates.
The
Private Certificates shall initially be held in fully registered certificated
form. If at any time the Holders of all of the Certificates of one or more
such
Classes request that the Trustee cause such Class to become Global Certificates,
the Depositor (with the assistance of the Trustee) will take such action as
may
be reasonably required to cause the Depository to accept such Class or Classes
for trading if it may legally be so traded. If at anytime there are to be Global
Certificates, the Global Certificates shall be delivered to the Depository
by
the Depositor or deposited with the Trustee as custodian for the
Depository.
All
transfers by Certificate Owners of such respective Classes of Book-Entry
Certificates and any Global Certificates shall be made in accordance with the
procedures established by the Depository Participant or brokerage firm
representing such Certificate Owners. Each Depository Participant shall only
transfer Book-Entry Certificates of Certificate Owners it represents or of
brokerage firms for which it acts as agent in accordance with the Depository’s
normal procedures.
Section
7.07 Notices
to Depository.
Whenever
any notice or other communication is required to be given to Certificateholders
of a Class with respect to which Book-Entry Certificates have been issued,
unless and until Definitive Certificates shall have been issued to the related
Certificate Owners, the Trustee shall give all such notices and communications
to the Depository.
Section
7.08 Definitive
Certificates.
If,
after
Book-Entry Certificates have been issued with respect to any Certificates,
(a)
the Depositor or the Depository advises the Trustee that the Depository is
no
longer willing or able to discharge properly its responsibilities under the
Depository Agreement with respect to such Certificates and the Depositor is
unable to locate a qualified successor or (b) the Depositor, with the consent
of
Depository Participants, advises the Trustee that it elects to terminate the
book-entry system with respect to such Certificates through the Depository,
then
the Trustee shall notify all Certificate Owners of such Certificates, through
the Depository, of the occurrence of any such event and of the availability
of
Definitive Certificates to applicable Certificate Owners requesting the same.
The Depositor shall provide the Trustee with an adequate inventory of
certificates to facilitate the issuance and transfer of Definitive Certificates.
Upon surrender to the Trustee of any such Certificates by the Depository,
accompanied by registration instructions from the Depository for registration,
the Trustee shall countersign and deliver such Definitive Certificates. Neither
the Depositor nor the Trustee shall be liable for any delay in delivery of
such
instructions and each may conclusively rely on, and shall be protected in
relying on, such instructions.
In
addition, if an Event of Default has occurred and is continuing, each
Certificate Owner materially adversely affected thereby may at its option
request a Definitive Certificate evidencing such Certificate Owner’s Voting
Rights in the related Class of Certificates. In order to make such request,
such
Certificate Owner shall, subject to the rules and procedures of the Depository,
provide the Depository or the related Depository Participant with directions
for
the Trustee to exchange or cause the exchange of the Certificate Owner’s
interest in such Class of Certificates for an equivalent Voting Right in fully
registered definitive form. Upon receipt by the Trustee of instructions from
the
Depository directing the Trustee to effect such exchange (such instructions
to
contain information regarding the Class of Certificates and the Certificate
Principal Balance being exchanged, the Depository Participant account to be
debited with the decrease, the registered Holder of and delivery instructions
for the definitive Certificate, and any other information reasonably required
by
the Trustee), (i) the Trustee shall instruct the Depository to reduce the
related Depository Participant’s account by the aggregate Certificate Principal
Balance of the definitive Certificate, (ii) the Trustee shall execute,
authenticate and deliver, in accordance with the registration and delivery
instructions provided by the Depository, a definitive Certificate evidencing
such Certificate Owner’s Voting Rights in such Class of Certificates and (iii)
the Trustee shall execute and authenticate a new Book-Entry Certificate
reflecting the reduction in the Certificate Principal Balance of such Class
of
Certificates by the amount of the definitive Certificates.
Section
7.09 Maintenance
of Office or Agency.
The
Trustee will maintain or cause to be maintained at its expense an office or
offices or agency or agencies at the Corporate Trust Office where Certificates
may be surrendered for registration of transfer or exchange. The Trustee
initially designates its Corporate Trust Office, as the office for such
purposes. The Trustee will give prompt written notice to the Certificateholders
of any change in such location of any such office or agency.
ARTICLE
VIII
THE
DEPOSITOR, THE COMPANY AND THE MASTER SERVICER
Section
8.01 Liabilities
of the Depositor, the Company and the Master Servicer.
Each
of
the Depositor, the Company and the Master Servicer shall be liable in accordance
herewith only to the extent of the obligations specifically imposed upon and
undertaken by it herein.
Section
8.02 Merger
or Consolidation of the Depositor, the Company or the Master
Servicer.
(a) Each
of
the Depositor, the Company and the Master Servicer will keep in full force
and
effect its existence, rights and franchises as a corporation under the laws
of
the state of its incorporation, and will obtain and preserve its qualification
to do business as a foreign corporation in each jurisdiction in which such
qualification is or shall be necessary to protect the validity and
enforceability of this Agreement, the Certificates or any of the Mortgage Loans
and to perform its duties under this Agreement.
(b) Any
Person into which the Depositor, the Company or the Master Servicer may be
merged or consolidated, or any corporation resulting from any merger or
consolidation to which the Depositor, the Company or the Master Servicer shall
be a party, or any Person succeeding to the business of the Depositor, the
Company or the Master Servicer, shall be the successor of the Depositor, the
Company or the Master Servicer hereunder, without the execution or filing of
any
paper or further act on the part of any of the parties hereto, anything herein
to the contrary notwithstanding.
Section
8.03 Indemnification
of the Trustee and the Master Servicer.
(a) The
Master Servicer agrees to indemnify the Indemnified Persons including LaSalle
Bank National Association as Trustee and in its individual capacity only to
the
extent of its performance of its duties hereunder, and to hold them harmless
against, any loss, liability or expense (including reasonable legal fees and
disbursements of counsel) incurred on their part that may be sustained in
connection with, arising out of, or relating to, any claim or legal action
(including any pending or threatened claim or legal action) relating to this
Agreement, including any powers of attorney delivered pursuant to this
Agreement, the Custodial Agreement or the Certificates (i) related to the Master
Servicer’s failure to perform its duties in compliance with this Agreement
(except as any such loss, liability or expense shall be otherwise reimbursable
pursuant to this Agreement) or (ii) incurred by reason of the Master Servicer’s
willful misfeasance, bad faith or gross negligence in the performance of duties
hereunder or by reason of reckless disregard of obligations and duties
hereunder, provided, in each case, that with respect to any such claim or legal
action (or pending or threatened claim or legal action), the Trustee shall
have
given the Master Servicer and the Seller written notice thereof promptly after
the Trustee shall have with respect to such claim or legal action knowledge
thereof; provided, however that the failure to give such notice shall not
relieve the Master Servicer of its indemnification obligations hereunder. This
indemnity shall survive the resignation or removal of the Trustee or Master
Servicer and the termination of this Agreement.
(b) The
Company agrees to indemnify the Indemnified Persons including LaSalle Bank
National Association as Trustee and in its individual capacity only to the
extent of its performance of its duties hereunder and to hold them harmless
from
and against any and all claims, losses, damages, penalties, fines, forfeitures,
legal fees and related costs, judgments, and any other costs, fees and expenses
that the Indemnified Persons may sustain in any way related to the failure
of
the Company to perform in any way its duties and service the Mortgage Loans
in
strict compliance with the terms of this Agreement and for breach of any
representation or warranty of the Company contained herein. The Company shall
immediately notify the Master Servicer and the Trustee if a claim is made by
a
third party with respect to this Agreement or the Mortgage Loans, assume (with
the consent of the Master Servicer and the Trustee and with counsel reasonably
satisfactory to the Master Servicer and the Trustee) the defense of any such
claim and pay all expenses in connection therewith, including counsel fees,
and
promptly pay, discharge and satisfy any judgment or decree which may be entered
against it or any Indemnified Person in respect of such claim but failure to
so
notify the Company shall not limit its obligations hereunder. The Company agrees
that it will not enter into any settlement of any such claim without the consent
of the Indemnified Persons unless such settlement includes an unconditional
release of such Indemnified Persons from all liability that is the subject
matter of such claim. The provisions of this Section 8.03(b) shall survive
termination of this Agreement.
(c) The
Seller will indemnify any Indemnified Person including LaSalle Bank National
Association as Trustee and in its individual capacity only to the extent of
its
performance of its duties hereunder for any loss, liability or expense of any
Indemnified Person not otherwise paid or covered pursuant to subsections (a)
or
(b) above.
Section
8.04 Limitations
on Liability of the Depositor, the Company, the Master Servicer and
Others.
Subject
to the obligation of the Seller, the Company, and the Master Servicer to
indemnify the Indemnified Persons pursuant to Section 8.03:
(a) Neither
the Depositor, the Company, the Master Servicer nor any of the directors,
officers, employees or agents of the Depositor, the Company and the Master
Servicer shall be under any liability to the Indemnified Persons, the Trust
Fund
or the Certificateholders for taking any action or for refraining from taking
any action in good faith pursuant to this Agreement, or for errors in judgment;
provided, however, that this provision shall not protect the Depositor, the
Company, the Master Servicer or any such Person against any breach of warranties
or representations made herein or any liability which would otherwise be imposed
by reason of such Person’s willful misfeasance, bad faith or gross negligence in
the performance of duties or by reason of reckless disregard of obligations
and
duties hereunder.
(b) The
Depositor, the Company, the Master Servicer and any director, officer, employee
or agent of the Depositor, the Company and the Master Servicer may rely in
good
faith on any document of any kind prima facie properly executed and submitted
by
any Person respecting any matters arising hereunder.
(c) The
Depositor, the Company, the Master Servicer, LaSalle Bank National Association
as Trustee and in its individual capacity only to the extent of its performance
of its duties hereunder, the Custodian and any director, officer, employee
or
agent of the Depositor, the Company, the Master Servicer, the Trustee or the
Custodian shall be indemnified by the Trust and held harmless thereby against
any loss, liability or expense (including reasonable legal fees and
disbursements of counsel) incurred on their part that may be sustained in
connection with, arising out of, or related to, any claim or legal action
(including any pending or threatened claim or legal action) relating to this
Agreement, the Custodial Agreement, the Certificates, other than (i) any such
loss, liability or expense related to the Company’s or the Master Servicer’s
failure to perform its respective duties in compliance with this Agreement
(except as any such loss, liability or expense shall be otherwise reimbursable
pursuant to this Agreement) or any such loss, liability or expense incurred
by
reason of the Company’s or the Master Servicer’s willful misfeasance, bad faith
or gross negligence in the performance of duties hereunder, or by reason of
reckless disregard of obligations and duties hereunder, (ii) in the case of
the
Trustee, any such loss, liability or expense incurred by reason of the Trustee’s
willful misfeasance, bad faith or negligence in the performance of its duties
hereunder, or by reason of its reckless disregard of obligations and duties
hereunder and (iii) in the case of the Custodian, any such loss, liability
or
expense incurred by reason of the Custodian’s willful misfeasance, bad faith or
negligence in the performance of its duties under the Custodial Agreement,
or by
reason of its reckless disregard of obligations and duties
thereunder.
(d) Neither
the Depositor, the Company nor the Master Servicer shall be under any obligation
to appear in, prosecute or defend any legal action that is not incidental to
its
duties under this Agreement and that in its opinion may involve it in any
expense or liability; provided, however, the Master Servicer may in its
discretion, with the consent of the Trustee (which consent shall not be
unreasonably withheld), undertake any such action which it may deem necessary
or
desirable with respect to this Agreement and the rights and duties of the
parties hereto and the interests of the Certificateholders hereunder. In such
event, the legal expenses and costs of such action and any liability resulting
therefrom (expect any loss, liability or expense incurred by reason of reckless
disregard of obligations and duties hereunder) shall be expenses, costs and
liabilities of the Trust Fund, and the Master Servicer shall be entitled to
be
reimbursed therefor out of the Master Servicer Collection Account as provided
by
Section 5.07. Nothing in this subsection 8.04(d) shall affect the Master
Servicer’s obligation to supervise, or to take such actions as are necessary to
ensure, the servicing and administration of the Mortgage Loans pursuant to
Section 4.01.
(e) In
taking
or recommending any course of action pursuant to this Agreement, unless
specifically required to do so pursuant to this Agreement, the Master Servicer
shall not be required to investigate or make recommendations concerning
potential liabilities which the Trust might incur as a result of such course
of
action by reason of the condition of the Mortgaged Properties but shall give
notice to the Trustee if it has notice of such potential
liabilities.
(f) The
Master Servicer shall not be liable for any acts or omissions of the Company
except as otherwise expressly provided herein.
(g) The
Master Servicer may perform any of its duties hereunder or exercise its rights
hereunder either directly or through Affiliates, agents or
attorneys.
Section
8.05 Master
Servicer and Company Not to Resign.
Except
as
provided in Section 8.07, the Master Servicer shall not resign from the
obligations and duties hereby imposed on it except with the prior written
consent of the Trustee (which consent shall not be unreasonably withheld).
The
Master Servicer shall resign upon (i) upon a determination that any such duties
hereunder are no longer permissible under applicable law and such
impermissibility cannot be cured or (ii) in the case where a successor servicer
to the Company cannot be appointed such that each Rating Agency’s rating of the
Certificates in effect will not be downgraded, qualified or withdrawn. Any
such
determination permitting the resignation of the Master Servicer shall be
evidenced by an Opinion of Counsel, addressed to and delivered to, the Trustee.
No such resignation by the Master Servicer shall become effective until the
Trustee or a successor to the Master Servicer reasonably satisfactory to the
Trustee shall have assumed the responsibilities and obligations of the Master
Servicer in accordance with Section 9.02 hereof. The Trustee shall notify the
Rating Agencies of the resignation of the Master Servicer.
The
Company shall not resign from the obligations and duties hereby imposed on
it
except (i) upon the assignment of its servicing duties with respect to all
or a
portion of the Mortgage Loans to an institution that is a Xxxxxx Xxx and Xxxxxxx
Mac approved seller/servicer in good standing that has a net worth of not less
than $15,000,000 and that each Rating Agency’s rating of the Certificates in
effect immediately prior to such resignation will not be downgraded, qualified
or withdrawn as a result of such resignation, as evidenced by a letter to such
effect delivered to the Master Servicer and the Trustee (at the expense of
the
Company), and with the prior written consent of the Master Servicer and Trustee
(which consent shall not be unreasonably withheld) or (ii) upon the
determination that its duties hereunder are no longer permissible under
applicable law and such incapacity cannot be cured by the Company. Any
determination permitting the resignation of the Company shall be evidenced
by an
Opinion of Counsel to such effect addressed to and delivered, to the Master
Servicer and the Trustee which Opinion of Counsel shall be in form and substance
acceptable to the Master Servicer and the Trustee. No appointment of a successor
to the Company shall be effective hereunder unless (a) such successor shall
have
represented that it meets the eligibility criteria set forth in clause (i)
above
and (b) such successor has agreed to assume the obligations of the Company
hereunder to the extent of the Mortgage Loans to be serviced by such successor.
The Company shall provide a copy of the written confirmation of the Rating
Agencies and the agreement executed by such successor to the Master Servicer
and
the Trustee. No such resignation shall become effective until a Qualified
Successor or the Master Servicer shall have assumed the Company’s
responsibilities and obligations hereunder. The Company shall notify the Master
Servicer, the Trustee and the Rating Agencies of the resignation of the Company
or the assignment of all or a portion of its servicing duties hereunder in
accordance with this Section 8.05.
Section
8.06 Successor
Master Servicer.
In
connection with the appointment of any successor Master Servicer or the
assumption of the duties of the Master Servicer, EMC or the Trustee may make
such arrangements for the compensation of such successor master servicer out
of
payments on the Mortgage Loans as EMC or the Trustee and such successor master
servicer shall agree. If the successor master servicer does not agree that
such
compensation is a fair price, such successor master servicer shall obtain two
quotations from third parties actively engaged in the servicing of single-family
mortgage loans. In no event shall the compensation of any successor master
servicer exceed that permitted the Master Servicer without the consent of all
of
the Certificateholders.
Section
8.07 Sale
and Assignment of Master Servicing.
The
Master Servicer may sell and assign its rights and delegate its duties and
obligations in its entirety as Master Servicer under this Agreement; provided,
however, that: (i) the purchaser or transferee accepting such assignment and
delegation (a) shall be a Person which (or an Affiliate thereof the primary
business of which is the servicing of conventional residential mortgage loans)
shall be qualified to service mortgage loans for Xxxxxx Mae or Xxxxxxx Mac;
(b)
shall have a net worth of not less than $15,000,000 (unless otherwise approved
by each Rating Agency pursuant to clause (ii) below); (c) shall be reasonably
satisfactory to the Trustee (as evidenced in a writing signed by the Trustee);
and (d) shall execute and deliver to the Trustee an agreement, in form and
substance reasonably satisfactory to the Trustee, which contains an assumption
by such Person of the due and punctual performance and observance of each
covenant and condition to be performed or observed by it as master servicer
under this Agreement, any custodial agreement from and after the effective
date
of such agreement; (ii) each Rating Agency shall be given prior written notice
of the identity of the proposed successor to the Master Servicer and each Rating
Agency’s rating of the Certificates in effect immediately prior to such
assignment, sale and delegation will not be downgraded, qualified or withdrawn
as a result of such assignment, sale and delegation, as evidenced by a letter
to
such effect delivered to the Master Servicer and the Trustee (at the expense
of
the Master Servicer); and (iii) the Master Servicer assigning and selling the
master servicing shall deliver to the Trustee an Officer’s Certificate and an
Opinion of Counsel addressed to the Trustee, each stating that all conditions
precedent to such action under this Agreement have been completed and such
action is permitted by and complies with the terms of this Agreement. No such
assignment or delegation shall affect any liability of the Master Servicer
arising prior to the effective date thereof.
ARTICLE
IX
DEFAULT;
TERMINATION OF MASTER SERVICER; TERMINATION OF COMPANY
Section
9.01 Events
of Default.
“Event
of
Default,” wherever used herein, means any one of the following
events:
(i) any
failure by the Master Servicer to remit to the Trustee any amounts received
or
collected by the Master Servicer in respect of the Mortgage Loans and required
to be remitted by it hereunder (other than any Advance), which failure shall
continue unremedied for one Business Day after the date on which written notice
of such failure shall have been given to the Master Servicer by the Trustee
or
the Depositor, or to the Trustee and the Master Servicer by the Holders of
Certificates evidencing not less than 25% of the Voting Rights evidenced by
the
Certificates;
(ii) other
than with respect to clause (vii) below, any failure by the Master Servicer
to
observe or perform in any material respect any other of the covenants or
agreements on the part of the Master Servicer contained in this Agreement or
any
breach of a representation or warranty by the Master Servicer, which failure
or
breach shall continue unremedied for a period of 60 days after the date on
which
written notice of such failure shall have been given to Master Servicer by
the
Trustee or the Depositor, or to the Trustee and the Master Servicer by the
Holders of Certificates evidencing not less than 25% of the Voting Rights
evidenced by the Certificates;
(iii) a
decree
or order of a court or agency or supervisory authority having jurisdiction
in
the premises for the appointment of a receiver or liquidator in any insolvency,
readjustment of debt, marshalling of assets and liabilities or similar
proceedings, or for the winding-up or liquidation of its affairs, shall have
been entered against the Master Servicer and such decree or order shall have
remained in force undischarged or unstayed for a period of 60 consecutive
days;
(iv) the
Master Servicer shall consent to the appointment of a receiver or liquidator
in
any insolvency, readjustment of debt, marshalling of assets and liabilities
or
similar proceedings of or relating to the Master Servicer or all or
substantially all of the property of the Master Servicer;
(v) the
Master Servicer shall admit in writing its inability to pay its debts generally
as they become due, file a petition to take advantage of, or commence a
voluntary case under, any applicable insolvency or reorganization statute,
make
an assignment for the benefit of its creditors, or voluntarily suspend payment
of its obligations;
(vi) the
Master Servicer assigns or delegates its duties or rights under this Agreement
in contravention of the provisions permitting such assignment or delegation
under Sections 8.05 or 8.07;
(vii) the
Master Servicer fails to resign as Master Servicer, or assigns or delegates
its
duties or rights under this Agreement in contravention of the provisions
permitting or requiring such resignation, assignment or delegation under
Sections 8.05 or 8.07;
(viii) The
Master Servicer fails to remit to the Trustee any Advance required to be made
by
the Master Servicer (other than a Nonrecoverable Advance) by 5:00 p.m. New
York
City time on the Distribution Account Deposit Date.
If
an
Event of Default shall occur, then, and in the case of an Event of Default
described in clauses (i) through (vii) above, so long as such Event of Default
shall not have been remedied, the Trustee may, and, at the direction of the
Holders of Certificates evidencing not less than 25% of the Voting Rights
evidenced by the Certificates shall, by notice in writing to the Master Servicer
and the Swap Provider (with a copy to each Rating Agency), terminate all of
the
rights and obligations of the Master Servicer under this Agreement and in and
to
the Mortgage Loans and the proceeds thereof, other than its rights as a
Certificateholder hereunder. Notwithstanding anything to the contrary contained
in this Agreement, the Trustee shall only terminate the Master Servicer for
an
Event of Default as described in clause (vii) above upon direction from the
Depositor. If an Event of Default described in clause (viii) of this Section
9.01 shall occur, the Trustee shall, by notice in writing to the Master
Servicer, which may be delivered by telecopy, immediately terminate all of
the
rights and obligations of the Master Servicer thereafter arising under this
Agreement, but without prejudice to any rights it may have as a
Certificateholder or to reimbursement of Advances and other advances of its
own
funds, and the Trustee shall act as provided in Section 9.02 to carry out the
duties of the Master Servicer, including the obligation to make any Advance
the
nonpayment of which was an Event of Default described in clause (viii) of this
Section 9.01. Any such action taken by the Trustee must be prior to the
distribution on the relevant Distribution Date.
On
or
after the receipt by the Master Servicer of such written notice, all authority
and power of the Master Servicer hereunder, whether with respect to the Mortgage
Loans or otherwise, shall pass to and be vested in the Trustee, or any successor
appointed pursuant to Section 9.02 (a “Successor Master Servicer”). Such
Successor Master Servicer shall thereupon if such Successor Master Servicer
is a
successor to the Master Servicer, make any Advance required by Article VI,
subject, in the case of the Trustee, to Section 9.02. The Trustee is hereby
authorized and empowered to execute and deliver, on behalf of the terminated
Master Servicer, as attorney- in-fact or otherwise, any and all documents and
other instruments, and to do or accomplish all other acts or things necessary
or
appropriate to effect the purposes of such notice of termination, whether to
complete the transfer and endorsement or assignment of any Mortgage Loans and
related documents, or otherwise. Unless expressly provided in such written
notice, no such termination shall affect any obligation of the Master Servicer
to pay amounts owed pursuant to Article VIII or Article X. The Master Servicer
agrees to cooperate with the Trustee in effecting the termination of the Master
Servicer’s responsibilities and rights hereunder, including, without limitation,
the transfer to the applicable Successor Master Servicer of all cash amounts
which shall at the time be credited to the Distribution Account and maintained
pursuant to Section 5.08, or thereafter be received with respect to the
applicable Mortgage Loans. The Trustee shall promptly notify the Rating Agencies
of the occurrence of an Event of Default known to the Trustee.
Notwithstanding
any termination of the activities of the Master Servicer hereunder, the Master
Servicer shall be entitled to receive, out of any late collection of a Scheduled
Payment on a Mortgage Loan that was due prior to the notice terminating the
Master Servicer’s rights and obligations as Master Servicer hereunder and
received after such notice, that portion thereof to which the Master Servicer
would have been entitled pursuant to Sections 5.05 and to receive any other
amounts payable to the Master Servicer hereunder the entitlement to which arose
prior to the termination of its activities hereunder.
Section
9.02 Trustee
to Act; Appointment of Successor.
On
and
after the time the Master Servicer receives a notice of termination pursuant
to
Section 9.01 hereof the Trustee shall automatically become the successor to
the
Master Servicer with respect to the transactions set forth or provided for
herein and after a transition period (not to exceed 90 days), shall be subject
to all the responsibilities, duties and liabilities relating thereto placed
on
the Master Servicer by the terms and provisions hereof; provided, however that,
pursuant to Article VI hereof, the Trustee in its capacity as Successor Master
Servicer, shall be responsible for making any Advances required to be made
by
the Master Servicer immediately upon the termination of the Master Servicer
and
any such Advance shall be made on the Distribution Date on which such Advance
was required to be made by the predecessor Master Servicer. Effective on the
date of such notice of termination, as compensation therefor, the Trustee shall
be entitled to all compensation, reimbursement of expenses and indemnifications
that the Master Servicer would have been entitled to if it had continued to
act
hereunder, provided, however, that the Trustee shall not be (i) liable for
any
acts or omissions of the Master Servicer, (ii) obligated to make Advances if
it
is prohibited from doing so under applicable law, (iii) responsible for expenses
of the Master Servicer pursuant to Section 2.03 or (iv) obligated to deposit
losses on any Permitted Investment directed by the Master Servicer.
Notwithstanding the foregoing, the Trustee may, if it shall be unwilling to
so
act, or shall, if it is prohibited by applicable law from making Advances
pursuant to Article VI or if it is otherwise unable to so act, appoint, or
petition a court of competent jurisdiction to appoint, any established mortgage
loan servicing institution the appointment of which does not adversely affect
the then current rating of the Certificates by each Rating Agency as the
successor to the Master Servicer hereunder in the assumption of all or any
part
of the responsibilities, duties or liabilities of the Master Servicer hereunder.
Any Successor Master Servicer shall (i) be an institution that is a Xxxxxx
Mae
and Xxxxxxx Mac approved seller/servicer in good standing, that has a net worth
of at least $15,000,000, (ii) be acceptable to the Trustee (which consent shall
not be unreasonably withheld) and (iii) be willing to act as successor servicer
of any Mortgage Loans under this Agreement, and shall have executed and
delivered to the Depositor and the Trustee an agreement accepting such
delegation and assignment, that contains an assumption by such Person of the
rights, powers, duties, responsibilities, obligations and liabilities of the
Master Servicer (other than any liabilities of the Master Servicer hereof
incurred prior to termination of the Master Servicer under Section 9.01 or
as
otherwise set forth herein), with like effect as if originally named as a party
to this Agreement, provided that each Rating Agency shall have acknowledged
in
writing that its rating of the Certificates in effect immediately prior to
such
assignment and delegation will not be qualified or reduced as a result of such
assignment and delegation. If the Trustee assumes the duties and
responsibilities of the Master Servicer in accordance with this Section 9.02,
the Trustee shall not resign as Master Servicer until a Successor Master
Servicer has been appointed and has accepted such appointment. Pending
appointment of a successor to the Master Servicer hereunder, the Trustee, unless
the Trustee is prohibited by law from so acting, shall act in such capacity
as
hereinabove provided. In connection with such appointment and assumption, the
Trustee may make such arrangements for the compensation of such successor out
of
payments on Mortgage Loans or otherwise as it and such successor shall agree;
provided that no such compensation unless agreed to by the Certificateholders
shall be in excess of that permitted the Master Servicer hereunder. The Trustee
and such successor shall take such action, consistent with this Agreement,
as
shall be necessary to effectuate any such succession. Neither the Trustee nor
any other Successor Master Servicer shall be deemed to be in default hereunder
by reason of any failure to make, or any delay in making, any distribution
hereunder or any portion thereof or any failure to perform, or any delay in
performing, any duties or responsibilities hereunder, in either case caused
by
the failure of the Master Servicer to deliver or provide, or any delay in
delivering or providing, any cash, information, documents or records to
it.
The
costs
and expenses of the Trustee in connection with the termination of the Master
Servicer, appointment of a Successor Master Servicer and, if applicable, any
transfer of servicing, including, without limitation, all costs and expenses
associated with the complete transfer of all servicing data and the completion,
correction or manipulation of such servicing data as may be required by the
Trustee to correct any errors or insufficiencies in the servicing data or
otherwise to enable the Trustee or the Successor Master Servicer to service
the
Mortgage Loans properly and effectively, to the extent not paid by the
terminated Master Servicer, shall be payable to the Trustee pursuant to Section
10.05. Any successor to the Master Servicer as successor servicer under any
Subservicing Agreement shall give notice to the applicable Mortgagors of such
change of servicer and shall, during the term of its service as successor
servicer maintain in force the policy or policies that the Master Servicer
is
required to maintain pursuant to Section 4.04.
Section
9.03 Notification
to Certificateholders.
(a) Upon
any
termination of or appointment of a successor to the Master Servicer, the Trustee
shall give prompt written notice thereof to Certificateholders, the Swap
Provider and to each Rating Agency.
(b) Within
60
days after the occurrence of any Event of Default, the Trustee shall transmit
by
mail to all Certificateholders and the Swap Provider notice of each such Event
of Default hereunder actually known to a Responsible Officer of the Trustee,
unless such Event of Default shall have been cured or waived.
Section
9.04 Waiver
of Defaults.
The
Trustee shall transmit by mail to all Certificateholders and the Swap Provider,
within 60 days after the occurrence of any Event of Default actually known
to a
Responsible Officer of the Trustee, unless such Event of Default shall have
been
cured, notice of each such Event of Default hereunder known to the Trustee.
The
Holders of Certificates evidencing over 50% of the Voting Rights may, on behalf
of all Certificateholders, waive any default by the Master Servicer in the
performance of its obligations hereunder and the consequences thereof, except
a
default in the making of or the causing to be made of any required distribution
on the Certificates. Upon any such waiver of a past default, such default shall
be deemed to cease to exist, and any Event of Default arising therefrom shall
be
deemed to have been timely remedied for every purpose of this Agreement. No
such
waiver shall extend to any subsequent or other default or impair any right
consequent thereon except to the extent expressly so waived. The Trustee shall
give notice of any such waiver to the Rating Agencies.
Section
9.05 Company
Default.
In
case
one or more of the following events of default by the Company (each, a “Company
Default”) shall occur and be continuing, that is to say:
(i) any
failure by the Company to remit to the Master Servicer any payment including
any
Advance required to be made under the terms of this Agreement on any Remittance
Date; or
(ii) failure
on the part of the Company duly to observe or perform in any material respect
any other of the covenants or agreements (other than Section 4.16, Section
4.17
or Section 4.18) on the part of the Company set forth in this Agreement,
the
breach of which has a material adverse effect and which continue unremedied
for
a period of sixty days (except that such number of days shall be fifteen
in the
case of a failure to pay any premium for any insurance policy required to
be
maintained under this Agreement and such failure shall be deemed to have
a
material adverse effect) after the date on which written notice of such failure,
requiring the same to be remedied, shall have been given to the Company by
the
Master Servicer; or
(iii) a
decree
or order of a court or agency or supervisory authority having jurisdiction
for
the appointment of a conservator or receiver or liquidator in any insolvency,
bankruptcy, readjustment of debt, marshaling of assets and liabilities or
similar proceedings, or for the winding-up or liquidation of its affairs,
shall
have been entered against the Company and such decree or order shall have
remained in force undischarged or unstayed for a period of sixty days;
or
(iv) the
Company shall consent to the appointment of a conservator or receiver or
liquidator in any insolvency, bankruptcy, readjustment of debt, marshaling
of
assets and liabilities or similar proceedings of or relating to the Company
or
of or relating to all or substantially all of its property; or
(v) the
Company shall admit in writing its inability to pay its debts generally as
they
become due, file a petition to take advantage of any applicable insolvency
or
reorganization statute, make an assignment for the benefit of its creditors,
or
voluntarily suspend payment of its obligations; or
(vi) the
Company attempts to assign its right to servicing compensation hereunder
or the
Company attempts to sell or otherwise dispose of all or substantially all
of its
property or assets or to assign this Agreement or the servicing responsibilities
hereunder or to delegate its duties hereunder or any portion thereof except
as
otherwise permitted herein;
(vii) the
Company ceases to be qualified to transact business in any jurisdiction where
it
is currently so qualified, but only to the extent such non-qualification
materially and adversely affects the Company’s ability to perform its
obligations hereunder; or
(viii) failure
by the Company to duly perform, within the required time period, its obligations
under Section 4.16, Section 4.17 or Section 4.18;
then,
and in each and every such
case, so long as a Company
Default shall not have been remedied, the Master Servicer or the
Trustee,
in its capacity as Successor Master Servicer, by notice in writing to the
Company
may, in addition to
whatever rights the
Master
Servicer or the
Trustee, in its capacity as Successor Master Servicer, may have under this
Agreement and at law or
equity to damages, including injunctive relief and specific performance,
terminate all the rights and obligations of the Company under this Agreement
and
in and to the Mortgage
Loans and the proceeds thereof
without compensating the Company for the same. On or after the receipt by the
Company of such written notice, all authority and power of Company under this
Agreement, whether with
respect to the Mortgage
Loans or otherwise, shall pass to and be vested in the Master Servicer or the
Trustee, in its
capacity as Successor Master Servicer, or any successor servicer appointed
by
the Master Servicer or the Trustee, in its capacity as Successor Master
Servicer, meeting the eligibility criteria set forth in Section 8.05. Upon written request
from the
Master Servicer or the
Trustee, in its capacity as Successor Master Servicer, or other successor servicer,
the Company shall prepare, execute and
deliver, any and all documents and other instruments, place in the Trustee’s possession
all Mortgage Files
relating to the
Mortgage
Loans, and do or
accomplish all other acts or things necessary or appropriate to effect the
purposes of such notice of termination, whether to complete the transfer and
endorsement or assignment
of the Mortgage Loans and
related documents, or otherwise, at the Company’s sole expense. The Company
agrees to pay any costs and
expenses incurred by the Master Servicer or the Trustee, in its capacity
as Successor Master Servicer, in
accordance with Section 4.03(c) and to cooperate with the Master
Servicer or the Trustee,
in its capacity as Successor Master Servicer, in effecting the termination
of the
Company’s responsibilities and rights hereunder, including, without limitation,
the transfer to such successor for administration by it of all cash amounts
which shall at the time be credited by the Company to its Protected Account
or
Escrow Account or thereafter received with respect to the Mortgage
Loans or any related REO
Property.
Section
9.06 Waiver
of Company Defaults.
The
Master
Servicer or the Trustee,
in its capacity as Successor Master Servicer, may waive only by written notice
any default by the Company in the performance of its obligations hereunder
and
its consequences. Upon any such waiver of a past default, such default shall
cease to exist, and any Company Default arising therefrom shall be deemed to
have been remedied for every purpose of this Agreement. No such waiver shall
extend to any subsequent or other default or impair any right consequent thereon
except to the extent expressly so waived in writing.
ARTICLE
X
CONCERNING
THE TRUSTEE
Section
10.01 Duties
of Trustee.
(a) The
Trustee, prior to the occurrence of an Event of Default and after the curing
or
waiver of all Events of Default which may have occurred, undertakes to perform
such duties and only such duties as are specifically set forth in this Agreement
as duties of the Trustee. If an Event of Default has occurred and has not been
cured or waived, the Trustee shall exercise such of the rights and powers vested
in it by this Agreement, and the same degree of care and skill in their
exercise, as a prudent person would exercise under the circumstances in the
conduct of such Person’s own affairs.
(b) Upon
receipt of all resolutions, certificates, statements, opinions, reports,
documents, orders or other instruments which are specifically required to be
furnished to the Trustee pursuant to any provision of this Agreement, the
Trustee shall examine them to determine whether they are in the form required
by
this Agreement; provided, however, that the Trustee shall not be responsible
for
the accuracy or content of any resolution, certificate, statement, opinion,
report, document, order or other instrument furnished by the Master Servicer;
provided, further, that the Trustee shall not be responsible for the accuracy
or
verification of any calculation provided to it pursuant to this
Agreement.
(c) On
each
Distribution Date, the Trustee shall make monthly distributions and the final
distribution to the Certificateholders from funds in the Distribution Account
as
provided in Sections 6.04 and 11.02 herein.
(d) No
provision of this Agreement shall be construed to relieve the Trustee from
liability for its own negligent action, its own negligent failure to act or
its
own willful misconduct; provided, however, that:
(i) Prior
to
the occurrence of an Event of Default, and after the curing or waiver of all
such Events of Default which may have occurred, the duties and obligations
of
the Trustee shall be determined solely by the express provisions of this
Agreement, the Trustee shall not be liable except for the performance of their
respective duties and obligations as are specifically set forth in this
Agreement, no implied covenants or obligations shall be read into this Agreement
against the Trustee and, in the absence of bad faith on the part of the Trustee,
the Trustee may conclusively rely, as to the truth of the statements and the
correctness of the opinions expressed therein, upon any certificates or opinions
furnished to the Trustee and conforming to the requirements of this
Agreement;
(ii) The
Trustee shall not be liable in its individual capacity for an error of judgment
made in good faith by a Responsible Officer or Responsible Officers of the
Trustee unless it shall be proved that the Trustee was negligent in ascertaining
the pertinent facts;
(iii) The
Trustee shall not be liable with respect to any action taken, suffered or
omitted to be taken by it in good faith in accordance with the directions of
the
Holders of Certificates evidencing not less than 25% of the aggregate Voting
Rights of the Certificates (or such other percentage as specifically set forth
herein), if such action or non-action relates to the time, method and place
of
conducting any proceeding for any remedy available to the Trustee or exercising
any trust or other power conferred upon the Trustee under this
Agreement;
(iv) The
Trustee shall not be required to take notice or be deemed to have notice or
knowledge of any default or Event of Default unless a Responsible Officer of
the
Trustee shall have actual knowledge thereof. In the absence of such knowledge,
the Trustee may conclusively assume there is no such default or Event of
Default;
(v) The
Trustee shall not in any way be liable by reason of any insufficiency in any
Account held by or in the name of Trustee unless it is determined by a court
of
competent jurisdiction in a non-appealable judgment that the Trustee’s
negligence or willful misconduct was the primary cause of such insufficiency
(except to the extent that the Trustee is obligor and has defaulted
thereon);
(vi) Anything
in this Agreement to the contrary notwithstanding, in no event shall the Trustee
be liable for special, indirect or consequential loss or damage of any kind
whatsoever (including but not limited to lost profits), even if the Trustee
has
been advised of the likelihood of such loss or damage and regardless of the
form
of action; and
(vii) None
of
the Master Servicer, the Seller, the Depositor or the Trustee shall be
responsible for the acts or omissions of the other, it being understood that
this Agreement shall not be construed to render them partners, joint venturers
or agents of one another.
The
Trustee shall not be required to expend or risk its own funds or otherwise
incur
financial liability in the performance of any of its duties hereunder, or in
the
exercise of any of its rights or powers, if there is reasonable ground for
believing that the repayment of such funds or adequate indemnity against such
risk or liability is not reasonably assured to it, and none of the provisions
contained in this Agreement shall in any event require the Trustee to perform,
or be responsible for the manner of performance of, any of the obligations
of
the Master Servicer or the Company.
(e) All
funds
received by the Trustee and required to be deposited in the Distribution Account
pursuant to this Agreement shall be promptly so deposited by the
Trustee.
Section
10.02 Certain
Matters Affecting the Trustee.
(a) Except
as
otherwise provided in Section 10.01:
(i) The
Trustee may rely and shall be protected in acting or refraining from acting
in
reliance on any resolution or certificate of the Seller, the Company or the
Master Servicer, any certificates of auditors or any other certificate,
statement, instrument, opinion, report, notice, request, consent, order,
appraisal, bond or other paper or document believed by it to be genuine and
to
have been signed or presented by the proper party or parties;
(ii) The
Trustee may consult with counsel and any advice of such counsel or any Opinion
of Counsel shall be full and complete authorization and protection with respect
to any action taken or suffered or omitted by it hereunder in good faith and
in
accordance with such advice or Opinion of Counsel;
(iii) The
Trustee shall not be under any obligation to exercise any of the trusts or
powers vested in it by this Agreement, other than its obligation to give notices
pursuant to this Agreement, or to institute, conduct or defend any litigation
hereunder or in relation hereto at the request, order or direction of any of
the
Certificateholders pursuant to the provisions of this Agreement, unless such
Certificateholders shall have offered to the Trustee reasonable security or
indemnity against the costs, expenses and liabilities which may be incurred
therein or thereby. Nothing contained herein shall, however, relieve the Trustee
of the obligation, upon the occurrence of an Event of Default of which a
Responsible Officer of the Trustee has actual knowledge (which has not been
cured or waived), to exercise such of the rights and powers vested in it by
this
Agreement, and to use the same degree of care and skill in their exercise,
as a
prudent person would exercise under the circumstances in the conduct of his
own
affairs;
(iv) The
Trustee shall not be liable in its individual capacity for any action taken,
suffered or omitted by it in good faith and believed by it to be authorized
or
within the discretion or rights or powers conferred upon it by this
Agreement;
(v) The
Trustee shall not be bound to make any investigation into the facts or matters
stated in any resolution, certificate, statement, instrument, opinion, report,
notice, request, consent, order, approval, bond or other paper or document,
unless requested in writing to do so by Holders of Certificates evidencing
not
less than 25% of the aggregate Voting Rights of the Certificates and provided
that the payment within a reasonable time to the Trustee of the costs, expenses
or liabilities likely to be incurred by it in the making of such investigation
is, in the opinion of the Trustee reasonably assured to the Trustee by the
security afforded to it by the terms of this Agreement. The Trustee may require
reasonable indemnity against such expense or liability as a condition to taking
any such action. The reasonable expense of every such examination shall be
paid
by the Certificateholders requesting the investigation;
(vi) The
Trustee may execute any of the trusts or powers hereunder or perform any duties
hereunder either directly or through Affiliates, agents or attorneys; provided,
however, that the Trustee may not appoint any paying agent to perform any paying
agent functions under this Agreement without the express written consent of
the
Master Servicer, which consents will not be unreasonably withheld. The Trustee
shall not be liable or responsible for the misconduct or negligence of any
of
the Trustee’s agents or attorneys or paying agent appointed hereunder by the
Trustee with due care and, when required, with the consent of the Master
Servicer;
(vii) Should
the Trustee deem the nature of any action required on its part to be unclear,
the Trustee may require prior to such action that it be provided by the
Depositor with reasonable further instructions; the right of the Trustee to
perform any discretionary act enumerated in this Agreement shall not be
construed as a duty, and the Trustee shall not be accountable for other than
its
negligence or willful misconduct in the performance of any such
act;
(viii) The
Trustee shall not be required to give any bond or surety with respect to the
execution of the trust created hereby or the powers granted hereunder, except
as
provided in Section 10.07; and
(ix) The
Trustee shall not have any duty to conduct any affirmative investigation as
to
the occurrence of any condition requiring the repurchase of any Mortgage Loan
by
any Person pursuant to this Agreement, or the eligibility of any Mortgage Loan
for purposes of this Agreement.
(b) The
Trustee, the Swap Administrator and the Supplemental Interest Trust Trustee
are
hereby directed by the Depositor to execute, deliver and perform its respective
obligations under the Swap Administration Agreement and to perform the
obligations of the Trustee, the Swap Administrator and the Supplemental Interest
Trust Trustee, respectively, thereunder on the Closing Date and thereafter
on
behalf of the Holders of the Certificates (and any amendments or supplements
to
the Swap Administration Agreement as may be requested by the Majority Class
CE
Certificateholder regarding the distributions to be made to it or its designees
thereunder). The Seller, the Master Servicer, the Depositor and the
Certificateholders by acceptance of their Certificates acknowledge and agree
that the Trustee, the Swap Administrator and the Supplemental Interest Trust
Trustee shall execute, deliver and perform its respective obligations under
the
Swap Administration Agreement and shall do so solely in its capacity as Trustee,
the Swap Administrator and the Supplemental Interest Trust Trustee and not
in
its individual capacity. Amounts payable by the Trustee on any Distribution
Date
to the Swap Administrator shall be paid by the Trustee as provided herein.
The
Trustee, the Swap Administrator and the Supplemental Interest Trust Trustee
in
its individual capacity shall have no responsibility for any of the
undertakings, agreements or representations by it with respect to the Swap
Administration Agreement, including, without limitation, for making any payments
thereunder.
It
is
acknowledged and agreed that the Person serving as Trustee hereunder shall
also
serve as Swap Administrator under the Swap Administration Agreement and act
as
Supplemental Interest Trust Trustee under the Swap Agreement. The Swap
Administrator shall not have any liability for any failure or delay in payments
to the Trust which are required under the Swap Administration Agreement where
such failure or delay is due to the failure or delay of the Swap Provider in
making such payment to the Swap Administrator. LaSalle Bank National Association
in its individual capacity and as Swap Administrator, the Trustee and the
Supplemental Interest Trust Trustee shall be entitled to be indemnified and
held
harmless by the Trust from and against any and all losses, claims, expenses
or
other liabilities that arise by reason of or in connection with the performance
or observance by each of the Swap Administrator, the Trustee and the
Supplemental Interest Trust Trustee of its duties or obligations under the
Swap
Agreement or the Swap Administration Agreement, except to the extent that the
same is due to the Swap Administrator’s, the Trustee’s or the Supplemental
Interest Trust Trustee’s gross negligence, willful misconduct or fraud. Any
Person appointed as successor trustee pursuant to Section 10.09 shall also
be
required to serve as successor swap administrator and successor supplemental
interest trust trustee under the Swap Agreement and the Swap Administration
Agreement.
Section
10.03 Trustee
Not Liable for Certificates or Mortgage Loans.
The
recitals contained herein and in the Certificates (other than the signature
and
countersignature of the Trustee on the Certificates) shall be taken as the
statements of the Depositor, and the Trustee shall not have any responsibility
for their correctness. The Trustee makes no representation as to the validity
or
sufficiency of the Certificates (other than the signature and countersignature
of the Trustee on the Certificates) or of any Mortgage Loan except as expressly
provided in Sections 2.02 and 2.06 hereof; provided, however, that the foregoing
shall not relieve the Trustee, or the Custodian on its behalf, of the obligation
to review the Mortgage Files pursuant to Section 2.02 of this Agreement. The
Trustee’s signature and countersignature (or countersignature of its agent) on
the Certificates shall be solely in its capacity as Trustee and shall not
constitute the Certificates an obligation of the Trustee in any other capacity.
The Trustee shall not be accountable for the use or application by the Depositor
of any of the Certificates or of the proceeds of such Certificates, or for
the
use or application of any funds paid to the Depositor with respect to the
Mortgage Loans. Subject to Section 2.06, the Trustee shall not be responsible
for the legality or validity of this Agreement or any document or instrument
relating to this Agreement, the validity of the execution of this Agreement
or
of any supplement hereto or instrument of further assurance, or the validity,
priority, perfection or sufficiency of the security for the Certificates issued
hereunder or intended to be issued hereunder. The Trustee shall not at any
time
have any responsibility or liability for or with respect to the legality,
validity and enforceability of any Mortgage or any Mortgage Loan, or the
perfection and priority of any Mortgage or the maintenance of any such
perfection and priority, or for or with respect to the sufficiency of the Trust
Fund or its ability to generate the payments to be distributed to
Certificateholders, under this Agreement. The Trustee shall not be responsible
for filing any financing or continuation statement in any public office at
any
time or to otherwise perfect or maintain the perfection of any security interest
or lien granted to it hereunder or to record this Agreement.
Section
10.04 Trustee
May Own Certificates.
The
Trustee in its individual capacity or in any capacity other than as Trustee
hereunder may become the owner or pledgee of any Certificates with the same
rights it would have if it were not the Trustee and may otherwise deal with
the
parties hereto.
Section
10.05 Trustee’s
Expenses.
The
Trustee shall be entitled to recover from the Distribution Account pursuant
to
Section 5.09, all reasonable out of pocket expenses, disbursements and advances
and the expenses of the Trustee in connection with any Event of Default (or
anything related thereto, including any determination that an Event of Default
does or does not exist), any breach of this Agreement or any claim or legal
action (including any pending or threatened claim or legal action) incurred
or
made by the Trustee in the administration of the trusts hereunder (including
the
reasonable compensation, expenses and disbursements of its counsel) except
any
such expense, disbursement or advance as may arise from its negligence or
intentional misconduct or which is the responsibility of the Certificateholders
hereunder. If funds in the Distribution Account are insufficient therefor,
the
Trustee shall recover such expenses, disbursements or advances from the
Depositor and the Depositor hereby agrees to pay such expenses, disbursements
or
advances. Such compensation and reimbursement obligation shall not be limited
by
any provision of law in regard to the compensation of a trustee of an express
trust.
Section
10.06 Eligibility
Requirements for Trustee.
The
Trustee and any successor Trustee shall during the entire duration of this
Agreement be a state bank or trust company or a national banking association
organized and doing business under the laws of a state or the United States
of
America, authorized under such laws to exercise corporate trust powers, having
a
combined capital and surplus and undivided profits of at least $50,000,000,
subject to supervision or examination by federal or state authority and rated
“BBB” or higher by Fitch with respect to their long-term rating and rated “BBB”
or higher by S&P and “Baa2” or higher by Xxxxx’x with respect to any
outstanding long-term unsecured unsubordinated debt, and, in the case of a
successor Trustee other than pursuant to Section 10.10, rated in one of the
two
highest long-term debt categories by each Rating Agency (at least “AA-” in the
case of S&P) or otherwise acceptable to, each of the Rating Agencies and
have a short-term debt rating of at least “A-1” from S&P, or otherwise
acceptable to, S&P. The Trustee shall not be an Affiliate of the Master
Servicer. If the Trustee publishes reports of condition at least annually,
pursuant to law or to the requirements of the aforesaid supervising or examining
authority, then for the purposes of this Section 10.06 the combined capital
and
surplus of such corporation shall be deemed to be its total equity capital
(combined capital and surplus) as set forth in its most recent report of
condition so published. In case at any time the Trustee shall cease to be
eligible in accordance with the provisions of this Section 10.06, the Trustee
shall resign immediately in the manner and with the effect specified in Section
10.08.
Section
10.07 Insurance.
The
Trustee, at its own expense, shall at all times maintain and keep in full force
and effect: (i) fidelity insurance, (ii) theft of documents insurance and (iii)
forgery insurance (which may be collectively satisfied by a “Financial
Institution Bond” and/or a “Bankers’ Blanket Bond”); provided, that such
insurance may be provided through self-insurance so long as the Trustee is
rated
“A” or better by S&P and “A1” or better by Xxxxx’x. All such insurance shall
be in amounts, with standard coverage and subject to deductibles, as are
customary for insurance typically maintained by banks or their affiliates which
act as custodians for investor-owned mortgage pools. A certificate of an officer
of the Trustee as to the Trustee’s compliance with this Section 10.07 shall be
furnished to any Certificateholder upon reasonable written request.
Section
10.08 Resignation
and Removal of Trustee.
The
Trustee may at any time resign and be discharged from the Trust hereby created
by giving written notice thereof to the Depositor, the Seller and the Master
Servicer, with a copy to the Rating Agencies and the Swap Provider. Upon
receiving such notice of resignation, the Depositor shall promptly appoint
a
successor trustee by written instrument, in triplicate, one copy of which
instrument shall be delivered to each of the resigning Trustee and the successor
trustee. If no successor trustee shall have been so appointed and have accepted
appointment within 30 days after the giving of such notice of resignation,
the
resigning Trustee may petition any court of competent jurisdiction for the
appointment of a successor trustee.
If
at any
time (i) the Trustee shall cease to be eligible in accordance with the
provisions of Section 10.06 hereof and shall fail to resign after written
request thereto by the Depositor, (ii) the Trustee shall become incapable of
acting, or shall be adjudged as bankrupt or insolvent, or a receiver of the
Trustee or of its property shall be appointed, or any public officer shall
take
charge or control of the Trustee or of its property or affairs for the purpose
of rehabilitation, conservation or liquidation, or (iii)(A) a tax is imposed
with respect to the Trust Fund by any state in which the Trustee or the Trust
Fund is located, (B) the imposition of such tax would be avoided by the
appointment of a different trustee and (C) the Trustee fails to indemnify the
Trust Fund against such tax, then the Depositor or the Master Servicer may
remove the Trustee and appoint a successor trustee by written instrument, in
multiple copies, a copy of which instrument shall be delivered to the Trustee,
the Master Servicer and the successor trustee.
The
Holders evidencing more than 50% of the Voting Rights of each Class of
Certificates may at any time remove the Trustee and appoint a successor trustee
by written instrument or instruments, in multiple copies, signed by such Holders
or their attorneys-in-fact duly authorized, one complete set of which
instruments shall be delivered by the successor trustee to the Master Servicer
or the Trustee so removed and the successor trustee so appointed. Notice of
any
removal of the Trustee shall be given to each Rating Agency by the Trustee
or
successor trustee.
Any
resignation or removal of LaSalle Bank National Association as Trustee shall
also result in the resignation or removal, as applicable, of LaSalle Bank
National Association as Swap Administrator. Any resignation or removal of the
Trustee and appointment of a successor trustee pursuant to any of the provisions
of this Section 10.08 shall become effective upon acceptance of appointment
by
the successor trustee as provided in Section 10.09 hereof and upon acceptance
of
appointment by a successor swap administrator under the Swap Administration
Agreement.
Section
10.09 Successor
Trustee.
Any
successor trustee appointed as provided in Section 10.08 hereof shall execute,
acknowledge and deliver to the Depositor, to its predecessor trustee and the
Master Servicer an instrument accepting such appointment hereunder and thereupon
the resignation or removal of the predecessor trustee shall become effective
and
such successor trustee without any further act, deed or conveyance, shall become
fully vested with all the rights, powers, duties and obligations of its
predecessor hereunder, with the like effect as if originally named as trustee
herein.
No
successor trustee shall accept appointment as provided in this Section 10.09
unless at the time of such acceptance such successor trustee shall be eligible
under the provisions of Section 10.06 hereof and its appointment shall not
adversely affect the then current rating of the Certificates.
Upon
acceptance of appointment by a successor trustee as provided in this Section
10.09, the successor trustee shall mail notice of the succession of such trustee
hereunder to all Holders of Certificates. If the successor trustee fails to
mail
such notice within ten days after acceptance of appointment, the Depositor
shall
cause such notice to be mailed at the expense of the Trust Fund.
Any
Person appointed as successor trustee pursuant to this section shall also be
required to serve as successor Swap Administrator and successor supplemental
interest trust trustee under the Swap Agreement and the Swap Administration
Agreement.
Section
10.10 Merger
or Consolidation of Trustee.
Any
corporation, state bank or national banking association into which the Trustee
may be merged or converted or with which it may be consolidated or any
corporation, state bank or national banking association resulting from any
merger, conversion or consolidation to which the Trustee shall be a party,
or
any corporation, state bank or national banking association succeeding to
substantially all of the corporate trust business of the Trustee, shall be
the
successor of the Trustee hereunder, provided that such corporation shall be
eligible under the provisions of Section 10.06 hereof without the execution
or
filing of any paper or further act on the part of any of the parties hereto,
anything herein to the contrary notwithstanding.
Section
10.11 Appointment
of Co-Trustee or Separate Trustee.
Notwithstanding
any other provisions of this Agreement, at any time, for the purpose of meeting
any legal requirements of any jurisdiction in which any part of the Trust Fund
or property securing any Mortgage Note may at the time be located, the Master
Servicer and the Trustee acting jointly shall have the power and shall execute
and deliver all instruments to appoint one or more Persons approved by the
Trustee to act as co-trustee or co-trustees jointly with the Trustee, or
separate trustee or separate trustees, of all or any part of the Trust Fund,
and
to vest in such Person or Persons, in such capacity and for the benefit of
the
Certificateholders, such title to the Trust Fund or any part thereof, whichever
is applicable, and, subject to the other provisions of this Section 10.11,
such
powers, duties, obligations, rights and trusts as the Master Servicer and the
Trustee may consider necessary or desirable. If the Master Servicer shall not
have joined in such appointment within 15 days after the receipt by it of a
request to do so, or in the case an Event of Default shall have occurred and
be
continuing, the Trustee alone shall have the power to make such appointment.
No
co-trustee or separate trustee hereunder shall be required to meet the terms
of
eligibility as a successor trustee under Section 10.06 and no notice to
Certificateholders of the appointment of any co-trustee or separate trustee
shall be required under Section 10.09.
Every
separate trustee and co-trustee shall, to the extent permitted by law, be
appointed and act subject to the following provisions and
conditions:
(i) All
rights, powers, duties and obligations conferred or imposed upon the Trustee,
except for the obligation of the Trustee under this Agreement to advance funds
on behalf of the Master Servicer, shall be conferred or imposed upon and
exercised or performed by the Trustee and such separate trustee or co-trustee
jointly (it being understood that such separate trustee or co-trustee is not
authorized to act separately without the Trustee joining in such act), except
to
the extent that under any law of any jurisdiction in which any particular act
or
acts are to be performed (whether a Trustee hereunder or as a Successor Master
Servicer hereunder), the Trustee shall be incompetent or unqualified to perform
such act or acts, in which event such rights, powers, duties and obligations
(including the holding of title to the Trust Fund or any portion thereof in
any
such jurisdiction) shall be exercised and performed singly by such separate
trustee or co-trustee, but solely at the direction of the Trustee;
(ii) No
trustee hereunder shall be held personally liable by reason of any act or
omission of any other trustee hereunder; and
(iii) The
Trustee may at any time accept the resignation of or remove any separate trustee
or co-trustee.
Any
notice, request or other writing given to the Trustee shall be deemed to have
been given to each of the then separate trustees and co-trustees, as effectively
as if given to each of them. Every instrument appointing any separate trustee
or
co-trustee shall refer to this Agreement and the conditions of this Article
X.
Each separate trustee and co-trustee, upon its acceptance of the trusts
conferred, shall be vested with the estates or property specified in its
instrument of appointment, either jointly with the Trustee or separately, as
may
be provided therein, subject to all the provisions of this Agreement,
specifically including every provision of this Agreement relating to the conduct
of, affecting the liability of, or affording protection to, the Trustee. Every
such instrument shall be filed with the Trustee and a copy thereof given to
the
Master Servicer and the Depositor.
Any
separate trustee or co-trustee may, at any time, constitute the Trustee its
agent or attorney-in-fact, with full power and authority, to the extent not
prohibited by law, to do any lawful act under or in respect of this Agreement
on
its behalf and in its name. If any separate trustee or co- trustee shall die,
become incapable of acting, resign or be removed, all of its estates,
properties, rights, remedies and trusts shall vest in and be exercised by the
Trustee, to the extent permitted by law, without the appointment of a new or
successor trustee.
Section
10.12 Tax
Matters.
It
is
intended that the Trust Fund shall constitute, and that the affairs of the
Trust
Fund shall be conducted so that each REMIC formed hereunder qualifies as, a
“real estate mortgage investment conduit” as defined in and in accordance with
the REMIC Provisions. In furtherance of such intention, the Trustee covenants
and agrees that it shall act as agent (and the Trustee is hereby appointed
to
act as agent) on behalf of the Trust Fund. The Trustee, as agent on behalf
of
the Trust Fund, shall do or refrain from doing, as applicable, the following:
(a) the Trustee shall prepare and file, or cause to be prepared and filed,
in a
timely manner, U.S. Real Estate Mortgage Investment Conduit Income Tax Returns
(Form 1066 or any successor form adopted by the Internal Revenue Service) and
prepare and file or cause to be prepared and filed with the Internal Revenue
Service and applicable state or local tax authorities income tax or information
returns for each taxable year with respect to each such REMIC containing such
information and at the times and in the manner as may be required by the Code
or
state or local tax laws, regulations, or rules, and furnish or cause to be
furnished to Certificateholders the schedules, statements or information at
such
times and in such manner as may be required thereby; (b) the Trustee shall
apply
for an employer identification number with the Internal Revenue Service via
a
Form SS-4 or other comparable method for each REMIC that is or becomes a taxable
entity, and within thirty days of the Closing Date, furnish or cause to be
furnished to the Internal Revenue Service, on Forms 8811 or as otherwise may
be
required by the Code, the name, title, address, and telephone number of the
Person that the Holders of the Certificates may contact for tax information
relating thereto, together with such additional information as may be required
by such form, and update such information at the time or times in the manner
required by the Code for the Trust Fund; (c) the Trustee shall make or cause
to
be made elections, on behalf of each REMIC formed hereunder to be treated as
a
REMIC on the federal tax return of such REMIC for its first taxable year (and,
if necessary, under applicable state law); (d) the Trustee shall prepare and
forward, or cause to be prepared and forwarded, to the Certificateholders and
to
the Internal Revenue Service and, if necessary, state tax authorities, all
information returns and reports as and when required to be provided to them
in
accordance with the REMIC Provisions, including without limitation, the
calculation of any original issue discount using the Prepayment Assumption;
(e)
the Trustee shall provide information necessary for the computation of tax
imposed on the transfer of a Residual Certificate to a Person that is not a
Permitted Transferee, or an agent (including a broker, nominee or other
middleman) of a Person that is not a Permitted Transferee, or a pass-through
entity in which a Person that is not a Permitted Transferee is the record Holder
of an interest (the reasonable cost of computing and furnishing such information
may be charged to the Person liable for such tax); (f) the Trustee shall, to
the
extent under its control, conduct the affairs of the Trust Fund at all times
that any Certificates are outstanding so as to maintain the status of each
REMIC
formed hereunder as a REMIC under the REMIC Provisions; (g) the Trustee shall
not knowingly or intentionally take any action or omit to take any action that
could (i) cause the termination of the REMIC status of any REMIC formed
hereunder or (ii) result in the imposition of a tax upon the Trust Fund
(including but not limited to the tax on prohibited transactions as defined
in
Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set
forth
in Section 860G(d) of the Code); (h) the Trustee shall pay, from the sources
specified in this Section 10.12, the amount of any federal, state and local
taxes, including prohibited transaction taxes as described below, imposed on
any
REMIC formed hereunder prior to the termination of the Trust Fund when and
as
the same shall be due and payable (but such obligation shall not prevent the
Trustee or any other appropriate Person from contesting any such tax in
appropriate proceedings and shall not prevent the Trustee from withholding
payment of such tax, if permitted by law, pending the outcome of such
proceedings); (i) the Trustee shall sign or cause to be signed federal, state
or
local income tax or information returns or any other document prepared pursuant
to this Section 10.12 requiring a signature thereon by the relevant tax
authorities or other governmental entity; (j) the Trustee shall maintain records
relating to each REMIC formed hereunder including but not limited to the income,
expenses, assets and liabilities of each such REMIC and adjusted basis of the
Trust Fund property determined at such intervals as may be required by the
Code,
as may be necessary to prepare the foregoing returns, schedules, statements
or
information; (k) the Trustee shall, for federal income tax purposes, maintain
books and records with respect to the REMICs on a calendar year and on an
accrual basis; (l) the Trustee shall not enter into any arrangement not
otherwise provided for in this Agreement by which the REMICs will receive a
fee
or other compensation for services nor permit the REMICs to receive any income
from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of
the Code or “permitted investments” as defined in Section 860G(a)(5) of the
Code; and (m) as and when necessary and appropriate, the Trustee, at the expense
of the Trust Fund, shall represent the Trust Fund in any administrative or
judicial proceedings relating to an examination or audit by any governmental
taxing authority, request an administrative adjustment as to any taxable year
of
any REMIC formed hereunder, enter into settlement agreements with any
governmental taxing agency, extend any statute of limitations relating to any
tax item of the Trust Fund, and otherwise act on behalf of each REMIC formed
hereunder in relation to any tax matter involving any such REMIC.
In
order
to enable the Trustee to perform its duties as set forth herein, the Depositor
shall provide, or cause to be provided, to the Trustee within 10 days after
the
Closing Date all information or data that the Trustee requests in writing and
determines to be relevant for tax purposes to the valuations and offering prices
of the Certificates, including, without limitation, the price, yield, prepayment
assumption and projected cash flows of the Certificates and the Mortgage Loans.
Thereafter, the Depositor shall provide to the Trustee promptly upon written
request therefor, any such additional information or data that the Trustee
may,
from time to time, request in order to enable the Trustee to perform its duties
as set forth herein. The Depositor hereby indemnifies the Trustee for any
losses, liabilities, damages, claims or expenses of the Trustee arising from
any
errors or miscalculations of the Trustee that result from any failure of the
Depositor to provide, or to cause to be provided, accurate information or data
to the Trustee on a timely basis.
In
the
event that any tax is imposed on “prohibited transactions” of any of REMIC I,
REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI as defined in Section
860F(a)(2) of the Code, on the “net income from foreclosure property” of the
Trust Fund as defined in Section 860G(c) of the Code, on any contribution to
any
of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC VI after the Startup
Day pursuant to Section 860G(d) of the Code, or any other tax is imposed,
including, without limitation, any federal, state or local tax or minimum tax
imposed upon any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC
VI
and is not paid as otherwise provided for herein, such tax shall be paid (i)
by
the Master Servicer or Trustee, if any such tax arises out of or results from
a
breach by the Master Servicer or Trustee of any of its obligations under this
Agreement, provided, however, in no event shall the Master Servicer have any
liability (1) for any action or omission that is taken in accordance with and
compliance with the express terms of, or which is expressly permitted by the
terms of, this Agreement, (2) for any losses other than those arising out of a
negligent performance by the Master Servicer of its duties and obligations
set
forth herein, or (3) for any special or consequential damages to
Certificateholders (in addition to payment of principal and interest on the
Certificates), (ii) by any party hereto (other than the Master Servicer or
Trustee) to the extent any such tax arises out of or results from a breach
by
such other party of any of its obligations under this Agreement or (iii) in
all
other cases, or in the event that any liable party hereto fails to honor its
obligations under the preceding clauses (i) or (ii), first with amounts
otherwise to be distributed to the Class R Certificateholders, and second with
amounts otherwise to be distributed to the Holders of the following other
Certificates in the following order of priority: first, to the Class M-9
Certificates, second, to the Class M-8 Certificates, third, to the Class M-7
Certificates, fourth, to the Class M-6 Certificates, fifth, to the Class M-5
Certificates, sixth, to the Class M-4 Certificates, seventh, to the Class M-3
Certificates, eighth, to the Class M-2 Certificates, ninth, to the Class M-1
Certificates, and tenth, to the Class A Certificates (on a pro rata
basis based on the amounts to be distributed). Notwithstanding anything to
the
contrary contained herein, to the extent that such tax is payable by the Holder
of any such Certificates, the Trustee is hereby authorized to retain on any
Distribution Date, from the Holders of the Class R Certificates (and, if
necessary, second, from the Holders of the other relevant Certificates in the
priority specified in the preceding sentence), funds otherwise distributable
to
such Holders in an amount sufficient to pay such tax. The Trustee shall include in
its Monthly
Statement amounts allocated to the relevant Certificates, taking into account
the priorities described in the second preceding sentence. The Trustee
shall promptly notify in writing the party liable for any such tax of the amount
thereof and the due date for the payment thereof.
The
Trustee, the Company and the Master Servicer agree that, in the event it should
obtain any information necessary for the other party to perform its obligations
pursuant to this Section 10.12, it will promptly notify and provide such
information to such other party.
Notwithstanding
any other provision of this Agreement, the Trustee shall comply with all federal
withholding requirements respecting payments to Certificateholders of interest
or original issue discount that the Trustee reasonably believes are applicable
under the Code. The consent of Certificateholders shall not be required for
such
withholding. In the event the Trustee does withhold any amount from interest
or
original issue discount payments or advances thereof to any Certificateholder
pursuant to federal withholding requirements, the Trustee shall indicate the
amount withheld to such Certificateholders.
For
as
long as each REMIC shall exist, the Trustee and the Master Servicer shall act
in
accordance herewith to assure continuing treatment of such REMIC as a REMIC,
and
the Trustee shall comply with any directions of the Seller or the Master
Servicer to assure such continuing treatment. In furtherance, but not in
limitation, of the foregoing, the Trustee and Master Servicer shall not (unless
expressly permitted under the terms of this Agreement) (a) sell or permit the
sale of all or any portion of the Mortgage Loans or of any investment of
deposits in an Account unless such sale is as a result of a repurchase of the
Mortgage Loans pursuant to this Agreement or the Trustee has received a REMIC
Opinion addressed to the Trustee prepared at the expense of the Trust Fund;
(b)
other than with respect to a substitution pursuant to the Mortgage Loan Purchase
Agreement or Section 2.02 or Section 2.03 of this Agreement, as applicable,
accept any contribution to any REMIC after the Startup Day without receipt
of a
REMIC Opinion; or (c) acquire any assets for any REMIC other than any REO
Property after the Startup Day without receipt of a REMIC Opinion.
For
the
avoidance of doubt, notwithstanding anything stated to the contrary herein,
neither the Supplemental Interest Trust Trustee nor the Swap Administrator
nor
the Trustee shall have any responsibility for the entity-level tax filing or
tax
preparation of the Supplemental Interest Trust.
ARTICLE
XI
TERMINATION
Section
11.01 Termination
upon Liquidation or Repurchase of all Mortgage Loans.
(a) Subject
to Section 11.03, the obligations and responsibilities of the Depositor, the
Master Servicer, the Seller and the Trustee created hereby with respect to
the
Trust Fund shall terminate upon the earlier of (a) the exercise of the Majority
Class CE Certificateholder (or its designee) or the Company, as applicable,
pursuant to clause (b) below of its right to repurchase all of the Mortgage
Loans (and REO Properties) remaining in the Trust Fund at a price (the “Mortgage
Loan Purchase Price”) equal to the sum of (i) 100% of the Stated Principal
Balance of each Mortgage Loan (other than in respect of REO Property), (ii)
accrued interest thereon at the applicable Mortgage Rate to, but not including,
the first day of the month of such purchase, (iii) the appraised value of any
REO Property in the Trust Fund (up to the Stated Principal Balance of the
related Mortgage Loan), such appraisal to be conducted by an appraiser mutually
agreed upon by the Company, the Master Servicer and the Trustee, (iv)
unreimbursed out-of pocket costs of the Company and the Master Servicer,
including unreimbursed Servicing Advances and the principal portion of any
unreimbursed Advances, made on the Mortgage Loans prior to the exercise of
such
repurchase right, (v) any unreimbursed costs and expenses of the Trustee payable
pursuant to Section 10.05 or of the Custodian pursuant to the Custodial
Agreement, (vi) any Swap Termination Payment (which shall include any Net Swap
Payment payable to the Trust Fund for the final Distribution Date) payable
to
the Swap Provider which remains unpaid or which is due to the exercise of such
option (the “Swap Optional Termination Payment”) and (b) the later of (i) the
maturity or other liquidation (or any Advance with respect thereto) of the
last
Mortgage Loan remaining in the Trust Fund and the disposition of all REO
Property and (ii) the distribution to Certificateholders of all amounts required
to be distributed to them pursuant to this Agreement, as applicable. In no
event
shall the Trust Fund created hereby continue beyond the earlier of (i) the
expiration of 21 years from the death of the last survivor of the descendants
of
Xxxxxx X. Xxxxxxx, the late Ambassador of the United States to the Court of
St.
Xxxxx, living on the date hereof and (ii) the Latest Possible Maturity
Date.
(b) The
Majority Class CE Certificateholder shall have right to repurchase all Mortgage
Loans and related REO Properties at any time at which the aggregate Stated
Principal Balance of all of the Mortgage Loans in the Trust Fund is not more
than 10% of the aggregate Cut-off Date Principal Balance of all of the Mortgage
Loans. If the Majority Class CE Certificateholder does not exercise this option,
the Company has the right to repurchase all Mortgage Loans and related REO
Properties pursuant to clause (a) in Section 11.01(a), conditioned upon the
Stated Principal Balance of all of the Mortgage Loans in the Trust Fund, at
the
time of any such repurchase, aggregating 5% or less of the aggregate Cut-off
Date Principal Balance of all of the Mortgage Loans. If the Majority Class
CE
Certificateholder or the Company elects to terminate the Trust Fund pursuant
to
this Section 11.01 (such termination, an “Optional Termination”), the Majority
Class CE Certificateholder or the Company, as applicable, shall, at least 20
days prior to the last date on which notice of such Optional Termination is
required to be mailed to the Certificateholders pursuant to 10.02(ii), notify
in
writing (which may be done in electronic format) the Depositor, the Master
Servicer, the Trustee and the Swap Provider of the final Distribution Date
on
which the Majority Class CE Certificateholder or the Company, as applicable,
intends to terminate the Trust Fund.
(c) In
connection with any Optional Termination, four Business Days prior to the final
Distribution Date specified in the notice required pursuant to Section 11.01(b),
the Trustee shall, no later than 4:00 pm New York City time on such day, request
in writing (which may be done by facsimile) and by phone from the Swap Provider
the amount of the Estimated Swap Termination Payment (as defined in the Swap
Agreement) and otherwise in accordance with the notice requirements of Part
5(c)(v) of the Swap Agreement. The Swap Provider shall, no later than 2:00
pm on
the following Business Day, notify in writing (which may be done in electronic
format) the Trustee of the amount of the Estimated Swap Termination Payment
(as
defined in the Swap Agreement) the Trustee shall promptly on the same day notify
the Majority Class CE Certificateholder or the Company, as applicable, of the
amount of the Estimated Swap Termination Payment.
(d) Two
Business Days prior to the final Distribution Date specified in the notice
required pursuant to Section 11.01(b), (i) the Majority Class CE
Certificateholder or the Company, as applicable, shall, no later than 1:00
pm
New York City time on such day, deposit funds in the Distribution Account in
an
amount equal to the sum of the Mortgage Loan Purchase Price (other than the
Swap
Optional Termination Payment) and the Estimated Swap Termination Payment, and
(ii) if the Trustee shall have determined that the aggregate Stated Principal
Balance of all of the Mortgage Loans in the Trust Fund as of the related
Determination Date is not more than 10% of the aggregate Cut-off Date Principal
Balance of all of the Mortgage Loans or 5% of the aggregate Cut-off Date
Principal Balance of all of the Mortgage Loans, as applicable, and that all
other requirements of the Optional Termination have been met, including without
limitation, the deposit required pursuant to this clause (d) as well as the
requirements specified in Section 11.03, then the Trustee shall, on the same
Business Day, provide written notice to the Majority Class CE Certificateholder,
the Depositor, the Company, the Master Servicer, the Supplemental Interest
Trust
Trustee, the Trustee, the Custodian and the Swap Provider (in accordance with
the applicable provision of the Swap Agreement) confirming (a) its receipt
of
the Mortgage Loan Purchase Price (other than the Swap Optional Termination
Payment) and the Estimated Swap Termination Payment and (b) that all other
requirements of the Optional Termination have been met. Upon the Trustee’s
providing the notice described in the preceding sentence, the Optional
Termination shall become irrevocable, the notice to Certificateholders of such
Optional Termination provided pursuant to the second paragraph of Section 11.02
shall become unrescindable, the Swap Provider shall determine the Swap Optional
Termination Payment in accordance with the Swap Agreement, and the Swap Provider
shall provide to the Trustee written notice of the amount of the Swap Optional
Termination Payment not later than one Business Day prior to the final
Distribution Date specified in the notice required pursuant to Section 11.02(ii)
and in the event that the Trustee fails to provide the notice described in
the
preceding sentence, any notice provided under Section 11.01(b) shall be deemed
rescinded.
(e) In
connection with any Optional Termination, only an amount equal to the Mortgage
Loan Purchase Price less any Swap Optional Termination Payment shall be made
available for distribution to the Regular Certificates. Any Estimated Swap
Termination Payment deposited into the Distribution Account by the Majority
Class CE Certificateholder or the Company, as applicable, shall be withdrawn
by
the Trustee from the Distribution Account on the related final Distribution
Date
and distributed as follows: (i) to the Supplemental Interest Trust for payment
to the Swap Provider in accordance with Section 5.11(c), an amount equal to
the
Swap Optional Termination Amount calculated pursuant to the Swap Agreement,
provided that in no event shall the amount distributed to the Swap Provider
in
respect of the Swap Optional Termination Amount exceed the Estimated Swap
Termination Payment, and (ii) to the Majority Class CE Certificateholder or
the
Company, as applicable, an amount equal to the excess, if any, of the Estimated
Swap Termination Payment over the Swap Optional Termination Payment. The Swap
Optional Termination Payment shall not be part of any REMIC and shall not be
paid into any account which is part of any REMIC.
(f) Upon
receipt by the Custodian of notice from the Trustee pursuant to Section 11.01(d)
and the receipt by the Custodian of a Request for Release therefor, the
Custodian shall promptly release to the Master Servicer, as applicable the
Mortgage Files for the Mortgage Loans and the Trustee shall execute and deliver
any documents prepared and delivered to it which are necessary to transfer
any
REO Property.
(g) Notwithstanding
the foregoing, the provisions of Section 8.03 hereof shall survive the
termination of this Agreement.
Section
11.02 Final
Distribution on the Certificates.
(i) If
on any Determination Date, (i) the Master Servicer determines that there are
no
Outstanding Mortgage Loans and no other funds or assets in the Trust Fund other
than the funds in the Master Servicer Collection
Account,
the Master Servicer shall direct the Trustee to send a final distribution notice
promptly to each Certificateholder or (ii) the Trustee determines that a Class
of Certificates shall be retired after a final distribution on such Class,
the
Trustee shall notify the Certificateholders within five (5) Business Days after
such Determination Date that the final distribution in retirement of such Class
of Certificates is scheduled to be made on the immediately following
Distribution Date. Any final distribution made pursuant to the immediately
preceding sentence will be made only upon presentation and surrender of the
related Certificates at the Corporate Trust Office of the Trustee. If the
Majority Class CE Certificateholder or the Company, as applicable, elects to
terminate the Trust Fund pursuant to Section 11.01, at least 20 days prior
to
the date notice is to be mailed to the Certificateholders, the Majority Class
CE
Certificateholder or the Company, as applicable, shall notify the Depositor,
the
Swap Provider and the Trustee of the date the Majority Class CE
Certificateholder or the Company, as applicable, intends to terminate the Trust
Fund. The Majority Class CE Certificateholder or the Company, as applicable,
shall remit the Mortgage Loan Purchase Price to the Trustee two Business Days
prior to the Distribution Date for such Optional Termination by the Majority
Class CE Certificateholder or the Company, as applicable.
(ii) Notice
of any termination of the Trust Fund, specifying the Distribution Date on which
Certificateholders may surrender their Certificates for payment of the final
distribution and cancellation, shall be given promptly by the Trustee by letter
to Certificateholders mailed not later than two Business Days after the
Determination Date in the month of such final distribution. Any such notice
shall specify (a) the Distribution Date upon which final distribution on the
Certificates will be made upon presentation and surrender of Certificates at
the
office therein designated, (b) the amount of such final distribution, (c) the
location of the office or agency at which such presentation and surrender must
be made and (d) that the Record Date otherwise applicable to such Distribution
Date is not applicable, distributions being made only upon presentation and
surrender of the Certificates at the office therein specified. The Trustee
will
give such notice to each Rating Agency at the time such notice is given to
Certificateholders.
(iii) In
the event such notice is given, the Master Servicer shall cause all funds in
the
Master Servicer Collection Account to be remitted to the Trustee for deposit
in
the Distribution Account two Business Days prior to the applicable Distribution
Date in an amount equal to the final distribution in respect of the
Certificates. Upon such final deposit with respect to the Trust Fund and the
receipt by the Custodian of a Request for Release therefor, the Trustee or
the
Custodian shall promptly release to the Seller as applicable the Mortgage Files
for the Mortgage Loans and the Custodian shall execute and deliver any documents
prepared and delivered to it which are necessary to transfer any REO
Property.
(iv) Upon
presentation and surrender of the Certificates, the Trustee shall distribute
to
Certificateholders of each Class the amounts allocable to such Certificates
held
in the Distribution Account in the order and priority set forth in Section
6.04
hereof on the final Distribution Date and in proportion to their respective
Percentage Interests.
(v) In
the event that any affected Certificateholders shall not surrender Certificates
for cancellation within six months after the date specified in the above
mentioned written notice, the Trustee shall give a second written notice to
the
remaining Certificateholders to surrender their Certificates for cancellation
and receive the final distribution with respect thereto. If within six months
after the second notice all the applicable Certificates shall not have been
surrendered for cancellation, the Trustee may take appropriate steps, or may
appoint an agent to take appropriate steps, to contact the remaining
Certificateholders concerning surrender of their Certificates, and the cost
thereof shall be paid out of the funds and other assets that remain a part
of
the Trust Fund. If within one year after the second notice all Certificates
shall not have been surrendered for cancellation, the Class R Certificateholders
shall be entitled to all unclaimed funds and other assets of the Trust Fund
that
remain subject hereto.
Section
11.03 Additional
Termination Requirements.
(a) Upon
exercise by the Majority Class CE Certificateholder or the Company, as
applicable, of its purchase option as provided in Section 11.01, the Trust
Fund
shall be terminated in accordance with the following additional requirements,
unless the Trustee has been supplied with an Opinion of Counsel addressed to
the
Trustee, at the expense of the Majority Class CE Certificateholder or the
Company, as applicable, to the effect that the failure of the Trust Fund to
comply with the requirements of this Section 11.03 will not (i) result in the
imposition of taxes on “prohibited transactions” of a REMIC, or (ii) cause a
REMIC to fail to qualify as a REMIC at any time that any Certificates are
outstanding:
(1) The
Majority Class CE Certificateholder or the Company, as applicable, shall
establish a 90-day liquidation period and notify the Trustee thereof, and the
Trustee shall in turn specify the first day of such period in a statement
attached to the tax return for each of REMIC I, REMIC II, REMIC III, REMIC
IV,
REMIC V and REMIC VI pursuant to Treasury Regulation Section 1.860F-1. The
Majority Class CE Certificateholder or the Company, as applicable, shall satisfy
all the requirements of a qualified liquidation under Section 860F of the Code
and any regulations thereunder, as evidenced by an Opinion of Counsel addressed
to the Trustee obtained at the expense of the Majority Class CE
Certificateholder or the Company, as applicable;
(2) During
such 90-day liquidation period, and at or prior to the time of making the final
payment on the Certificates, the Trustee shall sell all of the assets of REMIC
I
for cash; and
(3) At
the
time of the making of the final payment on the Certificates, the Trustee shall
distribute or credit, or cause to be distributed or credited, to the Holders
of
the Residual Certificates all cash on hand (other than cash retained to meet
claims), and REMIC I shall terminate at that time.
(b) By
their
acceptance of the Certificates, the Holders thereof hereby authorize the
adoption of a 90-day liquidation period and the adoption of a plan of complete
liquidation for REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V and REMIC VI,
which authorization shall be binding upon all successor
Certificateholders.
(c) The
Trustee as agent for each REMIC hereby agrees to adopt and sign such a plan
of
complete liquidation meeting the requirements for a qualified liquidation under
Section 860F of the Code and any regulations thereunder upon the written request
of the Majority Class CE Certificateholder or the Company, as applicable, and
the receipt of the Opinion of Counsel referred to in Section 11.03(a)(1) and
to
take such other action in connection therewith as may be reasonably requested
by
the Majority Class CE Certificateholder or the Company, as
applicable.
ARTICLE
XII
MISCELLANEOUS
PROVISIONS
Section
12.01 Amendment.
This
Agreement may be amended from time to time by parties hereto without the consent
of any of the Certificateholders to cure any ambiguity, to conform to the
language in the Prospectus Supplement, to correct or supplement any provisions
herein (including to give effect to the expectations of investors), to comply
with any changes in the Code, to revise any provisions to reflect the
obligations of the parties to this Agreement as they relate to Regulation AB,
to
change the manner in which the Protected Account is maintained by the Company,
the Master Servicer Collection Account is maintained by the Master Servicer
or
the Distribution Account is maintained by the Trustee or to make such other
provisions with respect to matters or questions arising under this Agreement
as
shall not be inconsistent with any other provisions herein if such action shall
not, as evidenced by an Opinion of Counsel addressed to the Trustee, which
opinion shall be an expense of the party requesting such opinion, but in any
case shall not be an expense of the Trustee or the Trust Fund, adversely affect
in any material respect the interests of any Certificateholder; provided that
any such amendment shall be deemed not to adversely affect in any material
respect the interests of the Certificateholders and no such Opinion of Counsel
shall be required if the Person requesting such amendment obtains a letter
from
each Rating Agency stating that such amendment would not result in the
downgrading or withdrawal of the respective ratings then assigned to the
Certificates or if the purpose of such amendment is to conform to the language
in the Prospectus Supplement.
Notwithstanding
the foregoing, without the consent of the Certificateholders, the parties hereto
may at any time and from time to time amend this Agreement to modify, eliminate
or add to any of its provisions to such extent as shall be necessary or
appropriate to maintain the qualification of any of REMIC I, REMIC II, REMIC
III, REMIC IV, REMIC V or REMIC VI as a REMIC under the Code or to avoid or
minimize the risk of the imposition of any tax on any of REMIC I, REMIC II,
REMIC III, REMIC IV, REMIC V or REMIC VI pursuant to the Code that would be
a
claim against any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V or REMIC
VI
at any time prior to the final redemption of the Certificates, provided that
the
Trustee has been provided an Opinion of Counsel addressed to the Trustee, which
opinion shall be an expense of the party requesting such opinion but in any
case
shall not be an expense of the Trustee or the Trust Fund, to the effect that
such action is necessary or appropriate to maintain such qualification or to
avoid or minimize the risk of the imposition of such a tax.
This
Agreement may also be amended from time to time by the parties hereto with
the
consent of Holders of the Certificates evidencing over 50% of the Voting Rights,
or with the consent of Holders of each Class of Certificates affected thereby,
evidencing over 50% of the Voting Rights of that Class, as applicable, for
the
purpose of adding any provisions to or changing in any manner or eliminating
any
of the provisions of this Agreement or of modifying in any manner the rights
of
the Holders of Certificates; provided that no such amendment shall (i) reduce
in
any manner the amount of, or delay the timing of, payments required to be
distributed on any Certificate without the consent of the Holder of such
Certificate, (ii) cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC
or
REMIC VI to cease to qualify as a REMIC or (iii) reduce the aforesaid
percentages of Certificates of each Class the Holders of which are required
to
consent to any such amendment without the consent of the Holders of all
Certificates of such Class then outstanding.
Notwithstanding
any contrary provision of this Agreement, the Trustee shall not consent to
any
amendment to this Agreement unless it shall have first received an Opinion
of
Counsel addressed to the Trustee, which opinion shall be an expense of the
party
requesting such amendment but in any case shall not be an expense of the
Trustee, to the effect that such amendment will not (other than an amendment
pursuant to clause (ii) of, and in accordance with, the preceding paragraph)
cause the imposition of any tax on any of REMIC I, REMIC II, REMIC III, REMIC
IV, REMIC V or REMIC VI or the Certificateholders or cause any of REMIC I,
REMIC
II, REMIC III, REMIC IV, REMIC V or REMIC VI to cease to qualify as a REMIC
at
any time that any Certificates are outstanding. Further, nothing in this
Agreement shall require the Trustee to enter into an amendment without receiving
an Opinion of Counsel, satisfactory to the Trustee that (i) such amendment
is
permitted and is not prohibited by this Agreement and that all requirements
for
amending this Agreement (including any consent of the applicable
Certificateholders) have been complied with.
Notwithstanding
any of the other provisions of this Section 12.01, none of the Depositor, the
Master Servicer or the Trustee shall enter into any amendment that could
reasonably be expected to have a material adverse effect on the interests of
the
Swap Provider (excluding, for the avoidance of doubt, any amendment to this
Agreement that is entered into solely for the purpose of appointing a successor
servicer, master servicer, trustee or other service provider) without the prior
written consent of the Swap Provider, which consent shall not be unreasonably
withheld, conditioned or delayed.
Promptly
after the execution of any amendment to this Agreement requiring the consent
of
Certificateholders, the Trustee shall furnish written notification of the
substance of such amendment to each Certificateholder, the Swap Provider and
each Rating Agency.
It
shall
not be necessary for the consent of Certificateholders under this Section to
approve the particular form of any proposed amendment, but it shall be
sufficient if such consent shall approve the substance thereof. The manner
of
obtaining such consents and of evidencing the authorization of the execution
thereof by Certificateholders shall be subject to such reasonable regulations
as
the Trustee may prescribe.
Section
12.02 Recordation
of Agreement; Counterparts.
To
the
extent permitted by applicable law, this Agreement is subject to recordation
in
all appropriate public offices for real property records in all of the counties
or other comparable jurisdictions in which any or all of the Mortgaged
Properties are situated, and in any other appropriate public recording office
or
elsewhere. The Master Servicer shall effect such recordation at the Trust’s
expense upon the request in writing of a Certificateholder, but only if such
direction is accompanied by an Opinion of Counsel (provided at the expense
of
the Certificateholder requesting recordation) to the effect that such
recordation would materially and beneficially affect the interests of the
Certificateholders or is required by law.
For
the
purpose of facilitating the recordation of this Agreement as herein provided
and
for other purposes, this Agreement may be executed simultaneously in any number
of counterparts, each of which counterparts shall be deemed to be an original,
and such counterparts shall constitute but one and the same
instrument.
Section
12.03 Governing
Law.
THIS
AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE SUBSTANTIVE
LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED
IN THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES
HERETO AND THE CERTIFICATEHOLDERS SHALL BE DETERMINED IN ACCORDANCE WITH SUCH
LAWS WITHOUT REGARD TO THE CONFLICTS OF LAWS PRINCIPLES THEREOF (OTHER THAN
SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAWS).
Section
12.04 Intention
of Parties.
It
is the
express intent of the parties hereto that the conveyance of the Mortgage Notes,
Mortgages, assignments of Mortgages, title insurance policies and any
modifications, extensions and/or assumption agreements and private mortgage
insurance policies relating to the Mortgage Loans by the Seller to the
Depositor, and by the Depositor to the Trustee be, and be construed as, an
absolute sale thereof to the Depositor or the Trustee, as applicable. It is,
further, not the intention of the parties that such conveyance be deemed a
pledge thereof by the Seller to the Depositor, or by the Depositor to the
Trustee. However, in the event that, notwithstanding the intent of the parties,
such assets are held to be the property of the Seller or the Depositor, as
applicable, or if for any other reason the Mortgage Loan Purchase Agreement
or
this Agreement is held or deemed to create a security interest in such assets,
then (i) the Mortgage Loan Purchase Agreement and this Agreement shall each
be
deemed to be a security agreement within the meaning of the Uniform Commercial
Code of the State of New York and (ii) the conveyance provided for in the
Mortgage Loan Purchase Agreement from the Seller to the Depositor, and the
conveyance provided for in this Agreement from the Depositor to the Trustee,
shall be deemed to be an assignment and a grant by the Seller or the Depositor,
as applicable, for the benefit of the Certificateholders of a security interest
in all of the assets that constitute the Trust Fund, whether now owned or
hereafter acquired.
The
Depositor for the benefit of the Certificateholders shall, to the extent
consistent with this Agreement, take such actions as may be necessary to ensure
that, if this Agreement were deemed to create a security interest in the assets
of the Trust Fund, such security interest would be deemed to be a perfected
security interest of first priority under applicable law and will be maintained
as such throughout the term of the Agreement.
Section
12.05 Notices.
(a) The
Trustee shall use its best efforts to promptly provide notice to each Rating
Agency with respect to each of the following of which a Responsible Officer
of
the Trustee has actual knowledge:
(i) Any
material change or amendment to this Agreement;
(ii) The
occurrence of any Event of Default that has not been cured;
(iii) The
resignation or termination of the Master Servicer or the Trustee and the
appointment of any successor;
(iv) The
repurchase or substitution of Mortgage Loans pursuant to Sections 2.02, 2.03,
4.21 and 11.01; and
(v) The
final
payment to Certificateholders.
(b) All
directions, demands and notices hereunder shall be in writing and shall be
deemed to have been duly given when delivered at or mailed by registered mail,
return receipt requested, postage prepaid, or by recognized overnight courier,
or by facsimile transmission to a number provided by the appropriate party
if
receipt of such transmission is confirmed to (i) in the case of the Depositor,
Bear Xxxxxxx Asset Backed Securities I LLC, 000 Xxxxxxx Xxxxxx, Xxx Xxxx, Xxx
Xxxx 00000, Attention: Chief Counsel, and with respect to Regulation AB
notifications to the Depositor at xxxxxxxxxxxxxxxxxx@xxxx.xxx; (ii) in the
case
of the Master Servicer, EMC Mortgage Corporation, 0000 Xxxx Xxxxx Xxxxx,
Xxxxxxxxxx, Xxxxx 00000 (Facsimile: (000) 000-0000), attention: Xxxxxxxx Xxxxx
or such other address as may be hereafter furnished to the other parties hereto
by the Master Servicer in writing; (iii) in the case of the Seller or the
Company, EMC Mortgage Corporation, 0000 Xxxx Xxxxx Xxxxx, Xxxxxxxxxx, Xxxxx
00000 (Facsimile: (000) 000-0000), attention: General Counsel or such other
address as may be hereafter furnished to the other parties hereto by the Seller
or the Company in writing; (iv) in the case of the Trustee, at each Corporate
Trust Office or such other address as the Trustee may hereafter furnish to
the
other parties hereto, (v) in the case of Bear Xxxxxxx Financial Products Inc.,
000 Xxxxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000 or such other address as Bear
Xxxxxxx Financial Products Inc. hereinafter furnishes, and (vi) in the case
of
the Rating Agencies, (x) Xxxxx’x Investors Service, Inc., 00 Xxxxxx Xxxxxx, Xxx
Xxxx, Xxx Xxxx 00000, Attention: Home Equity Monitoring and (y) Standard &
Poor’s, 00 Xxxxx Xxxxxx, 00xx Xxxxx, Xxx Xxxx, Xxx Xxxx 00000. Any notice
delivered to the Seller, the Master Servicer or the Trustee under this Agreement
shall be effective only upon receipt. Any notice required or permitted to be
mailed to a Certificateholder, unless otherwise provided herein, shall be given
by first-class mail, postage prepaid, at the address of such Certificateholder
as shown in the Certificate Register; any notice so mailed within the time
prescribed in this Agreement shall be conclusively presumed to have been duly
given, whether or not the Certificateholder receives such notice.
Section
12.06 Severability
of Provisions.
If
any
one or more of the covenants, agreements, provisions or terms of this Agreement
shall be for any reason whatsoever held invalid, then such covenants,
agreements, provisions or terms shall be deemed severable from the remaining
covenants, agreements, provisions or terms of this Agreement and shall in no
way
affect the validity or enforceability of the other provisions of this Agreement
or of the Certificates or the rights of the Holders thereof.
Section
12.07 Assignment.
Notwithstanding
anything to the contrary contained herein, except as provided pursuant to
Section 8.07, this Agreement may not be assigned by the Master Servicer, the
Seller or the Depositor.
Section
12.08 Limitation
on Rights of Certificateholders.
The
death
or incapacity of any Certificateholder shall not operate to terminate this
Agreement or the Trust Fund, nor entitle such Certificateholder’s legal
representative or heirs to claim an accounting or to take any action or commence
any proceeding in any court for a petition or winding up of the Trust Fund,
or
otherwise affect the rights, obligations and liabilities of the parties hereto
or any of them.
No
Certificateholder shall have any right to vote (except as provided herein)
or in
any manner otherwise control the operation and management of the Trust Fund,
or
the obligations of the parties hereto, nor shall anything herein set forth
or
contained in the terms of the Certificates be construed so as to constitute
the
Certificateholders from time to time as partners or members of an association;
nor shall any Certificateholder be under any liability to any third party by
reason of any action taken by the parties to this Agreement pursuant to any
provision hereof.
No
Certificateholder shall have any right by virtue or by availing itself of any
provisions of this Agreement to institute any suit, action or proceeding in
equity or at law upon or under or with respect to this Agreement, unless such
Holder previously shall have given to the Trustee a written notice of an Event
of Default and of the continuance thereof, as hereinbefore provided, the Holders
of Certificates evidencing not less than 25% of the Voting Rights evidenced
by
the Certificates shall also have made written request to the Trustee to
institute such action, suit or proceeding in its own name as Trustee hereunder
and shall have offered to the Trustee such reasonable indemnity as it may
require against the costs, expenses, and liabilities to be incurred therein
or
thereby, and the Trustee for 60 days after its receipt of such notice, request
and offer of indemnity shall have neglected or refused to institute any such
action, suit or proceeding; it being understood and intended, and being
expressly covenanted by each Certificateholder with every other
Certificateholder and the Trustee, that no one or more Holders of Certificates
shall have any right in any manner whatever by virtue or by availing itself
or
themselves of any provisions of this Agreement to affect, disturb or prejudice
the rights of the Holders of any other of the Certificates, or to obtain or
seek
to obtain priority over or preference to any other such Holder or to enforce
any
right under this Agreement, except in the manner herein provided and for the
common benefit of all Certificateholders. For the protection and enforcement
of
the provisions of this Section 12.08, each and every Certificateholder or the
Trustee shall be entitled to such relief as can be given either at law or in
equity.
Section
12.09 Inspection
and Audit Rights.
The
Master Servicer agrees that, on reasonable prior notice, it will permit any
representative of the Depositor or the Trustee during the Master Servicer’s
normal business hours, to examine all the books of account, records, reports
and
other papers of the Master Servicer relating to the Mortgage Loans, to make
copies and extracts therefrom, to cause such books to be audited by independent
certified public accountants selected by the Depositor and the Trustee and
to
discuss its affairs, finances and accounts relating to such Mortgage Loans
with
its officers, employees and independent public accountants (and by this
provision the Master Servicer hereby authorizes such accountants to discuss
with
such representative such affairs, finances and accounts), all at such reasonable
times and as often as may be reasonably requested. Any out-of-pocket expense
incident to the exercise by the Depositor or the Trustee of any right under
this
Section 12.09 shall be borne by the party requesting such inspection, subject
to
such party’s right to reimbursement hereunder (in the case of the Trustee,
pursuant to Section 10.05 hereof.
Section
12.10 Certificates
Nonassessable and Fully Paid.
It
is the
intention of the Depositor that Certificateholders shall not be personally
liable for obligations of the Trust Fund, that the interests in the Trust Fund
represented by the Certificates shall be nonassessable for any reason
whatsoever, and that the Certificates, upon due authentication thereof by the
Trustee pursuant to this Agreement, are and shall be deemed fully
paid.
Section
12.11 Third
Party Rights.
The
Swap
Provider shall be an express third-party beneficiary of this Agreement to the
extent of its express rights to receive any payments under this Agreement or
any
other express rights of the Swap
Provider explicitly stated in this Agreement, and shall have
the right to enforce such rights under this Agreement as if it were a party
hereto. The Swap Administrator shall be an express third-party beneficiary
of
this Agreement to the extent of its express rights to receive any payments
under
this Agreement or any other express
rights of the Swap Administrator explicitly stated in this
Agreement, and shall have the right to enforce such rights under this Agreement
as if it were a party hereto.
* * *
IN
WITNESS WHEREOF, the Depositor, the Master Servicer, the Seller, the Company
and
the Trustee have caused their names to be signed hereto by their respective
officers thereunto duly authorized as of the day and year first above
written.
BEAR
XXXXXXX ASSET BACKED SECURITIES
I LLC,
as
Depositor
|
|||
|
By:
|
/s/ Xxxxx Xxxxxxxxxxx | |
Name: | Xxxxx Xxxxxxxxxxx | ||
Title: | Vice President | ||
EMC
MORTGAGE CORPORATION,
as
Seller, Master Servicer and Company
|
|||
|
By:
|
/s/ Xxxx Xxxxxxxx | |
Name: | Xxxx Xxxxxxxx | ||
Title: | Assistant Secretary | ||
LASALLE
BANK NATIONAL ASSOCIATION,
as
Trustee
|
|||
|
By:
|
/s/ Xxxxx X. Xxxx | |
Name: | Xxxxx X. Xxxx | ||
Title: | Vice President | ||
STATE
OF NEW YORK
|
)
|
|
)
|
ss.:
|
|
COUNTY
OF NEW YORK
|
)
|
On
this
19th day of
September, 2007, before me, a notary public in and for said State, appeared
____________________, personally known to me on the basis of satisfactory
evidence to be an authorized representative of Bear Xxxxxxx Asset Backed
Securities I LLC, one of the companies that executed the within instrument,
and
also known to me to be the person who executed it on behalf of such limited
liability company and acknowledged to me that such limited liability company
executed the within instrument.
IN
WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the
day and year in this certificate first above written.
Notary
Public
|
[Notarial
Seal]
STATE
OF TEXAS
|
)
|
|
)
|
ss.:
|
|
COUNTY
OF XXXXXX
|
)
|
On
this
19th day of
September, 2007, before me, a notary public in and for said State, appeared
________________, personally known to me on the basis of satisfactory evidence
to be an authorized representative of EMC Mortgage Corporation, one of the
corporations that executed the within instrument, and also known to me to be
the
person who executed it on behalf of such corporation and acknowledged to me
that
such corporation executed the within instrument.
IN
WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the
day and year in this certificate first above written.
Notary
Public
|
[Notarial
Seal]
STATE
OF ILLINOIS
|
)
|
|
)
|
ss.:
|
|
COUNTY
OF XXXX
|
)
|
On
this
19th day of
September, 2007, before me, a notary public in and for said State, appeared
______________, personally known to me on the basis of satisfactory evidence
to
be an authorized representative of LaSalle Bank National Association that
executed the within instrument, and also known to me to be the person who
executed it on behalf of such corporation, and acknowledged to me that such
corporation executed the within instrument.
IN
WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the
day and year in this certificate first above written.
Notary
Public
|
[Notarial
Seal]
EXHIBIT
A-1
Form
of
Class A Certificates
SOLELY
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE
OF
1986 (THE “CODE”).
THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE
PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO. ACCORDINGLY,
FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW.
ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL
BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.
UNLESS
THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY
TRUST COMPANY TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE
OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE &
CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY
TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
PRIOR
TO THE TERMINATION OF THE SUPPLEMENTAL INTEREST TRUST, ANY PERSON ACQUIRING
A
CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS IN SECTION 7.02(h)
OF THE POOLING AND SERVICING AGREEMENT.
Certificate
No. 1
|
Adjustable
Rate
|
Class
[I-A-1][I-A-2] [II-A-1][II-A-2][III-A-1][III-A-2] Senior
|
|
Date
of Pooling and Servicing Agreement
and
Cut-off Date:
September
1, 2007
|
Aggregate
Initial Certificate Principal Balance of this Certificate as of the
Cut-off Date:
$[__________]
|
First
Distribution Date:
October
25, 2007
|
Initial
Certificate Principal Balance of this Certificate as of the Cut-off
Date:
$[__________]
|
Master
Servicer:
EMC
Mortgage Corporation
|
CUSIP:
[_________]
|
Last
Scheduled Distribution Date:
[__________,
__]
|
ASSET-BACKED
CERTIFICATE
SERIES
2007-HE7
evidencing
a fractional undivided interest in the distributions allocable to the Class
[I-A-1][I-A-2] [II-A-1][II-A-2][III-A-1][III-A-2]Certificates with respect
to a
Trust Fund consisting primarily of a pool of conventional, closed-end, first
lien, subprime, one- to four-family fixed and adjustable interest rate mortgage
loans sold by BEAR XXXXXXX ASSET BACKED SECURITIES I LLC.
This
Certificate is payable solely from the assets of the Trust Fund, and does not
represent an obligation of or interest in Bear Xxxxxxx Asset Backed Securities
I
LLC, the Master Servicer or the Trustee referred to below or any of their
affiliates or any other person. Neither this Certificate nor the underlying
Mortgage Loans are guaranteed or insured by any governmental entity or by Bear
Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or the Trustee or
any
of their affiliates or any other person. None of Bear Xxxxxxx Asset Backed
Securities I LLC, the Master Servicer or any of their affiliates will have
any
obligation with respect to any certificate or other obligation secured by or
payable from payments on the Certificates.
This
certifies that Cede & Co. is the registered owner of the Percentage Interest
evidenced hereby in the beneficial ownership interest of Certificates of the
same Class as this Certificate in a trust (the “Trust Fund”) generally
consisting of conventional, closed-end, first lien, subprime, fixed and
adjustable rate mortgage loans secured by one- to four- family residences
(collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed
Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage
Corporation (“EMC”) to BSABS I. EMC will act as master servicer of the Mortgage
Loans (in that capacity, the “Master Servicer,” which term includes any
successors thereto under the Agreement referred to below). The Trust Fund was
created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off
Date specified above (the “Agreement”), among BSABS I, as depositor (the
“Depositor”), EMC Mortgage Corporation, as seller, Master Servicer and company,
and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of
certain of the pertinent provisions of which is set forth hereafter. To the
extent not defined herein, capitalized terms used herein shall have the meaning
ascribed to them in the Agreement. This Certificate is issued under and is
subject to the terms, provisions and conditions of the Agreement, to which
Agreement the Holder of this Certificate by virtue of its acceptance hereof
assents and by which such Holder is bound.
Interest
on this Certificate will accrue from and including the immediately preceding
Distribution Date (or with respect to the First Distribution Date, the Closing
Date) to and including the day prior to the current Distribution Date on the
Certificate Principal Balance hereof at a per annum rate equal to the
Pass-Through Rate set forth above. The Trustee will distribute on the 25th
day
of each month, or, if such 25th day is not a Business Day, the immediately
following Business Day (each, a “Distribution Date”), commencing on the First
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the Business Day immediately preceding
such Distribution Date so long as such Certificate remains in book-entry form
(and otherwise, the close of business on the last Business Day of the month
immediately preceding the month of such Distribution Date), an amount equal
to
the product of the Percentage Interest evidenced by this Certificate and the
amount (of interest and principal, if any) required to be distributed to the
Holders of Certificates of the same Class as this Certificate. The
Last Scheduled Distribution Date is the Distribution Date in the month following
the latest scheduled maturity date of any Mortgage Loan.
Distributions
on this Certificate will be made by the Trustee by check mailed to the address
of the Person entitled thereto as such name and address shall appear on the
Certificate Register or by wire transfer, if such Person so requests by
notifying the Trustee in writing as specified in the Agreement. Notwithstanding
the above, the final distribution on this Certificate will be made after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency appointed
by the Trustee for that purpose and designated in such notice. The Initial
Certificate Principal Balance of this Certificate is set forth above. The
Certificate Principal Balance hereof will be reduced to the extent of
distributions allocable to principal hereon and any Realized Losses allocable
hereto.
This
Certificate is one of a duly authorized issue of Certificates designated as
set
forth on the face hereof (the “Certificates”). The Certificates, in the
aggregate, evidence the entire beneficial ownership interest in the Trust Fund
formed pursuant to the Agreement.
The
Certificateholder, by its acceptance of this Certificate, agrees that it will
look solely to the Trust Fund for payment hereunder and that the Trustee is
not
liable to the Certificateholders for any amount payable under this Certificate
or the Agreement or, except as expressly provided in the Agreement, subject
to
any liability under the Agreement.
This
Certificate does not purport to summarize the Agreement and reference is made
to
the Agreement for the interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties and immunities
of the Trustee.
The
Agreement permits, with certain exceptions therein provided, the amendment
thereof and the modification of the rights and obligations of the Depositor
and
the rights of the Certificateholders under the Agreement from time to time
by
the parties thereto with the consent of the Holders of Certificates, evidencing
over 50% of the Voting Rights of the Certificates, or with the consent of the
Holders of each Class of Certificates affected thereby evidencing over 50%
of
the Voting Rights of such Class or Classes, as applicable. Any such consent
by
the Holder of this Certificate shall be conclusive and binding on such Holder
and upon all future Holders of this Certificate and of any Certificate issued
upon the transfer hereof or in lieu hereof whether or not notation of such
consent is made upon this Certificate. The Agreement also permits the amendment
thereof, in certain limited circumstances, without the consent of the Holders
of
any of the Certificates.
As
provided in the Agreement and subject to certain limitations therein set forth,
the transfer of this Certificate is registrable with the Trustee upon surrender
of this Certificate for registration of transfer at the offices or agencies
maintained by the Trustee for such purposes, duly endorsed by, or accompanied
by
a written instrument of transfer in form satisfactory to the Trustee duly
executed by the Holder hereof or such Holder’s attorney duly authorized in
writing, and thereupon one or more new Certificates in authorized denominations
representing a like aggregate Percentage Interest will be issued to the
designated transferee.
Prior
to
the termination of the Supplemental Interest Trust, any transferee of this
Certificate shall be deemed to make the representations in Section 7.02(h)
of
the Agreement.
The
Certificates are issuable only as registered Certificates without coupons in
the
Classes and denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, this Certificate
is exchangeable for one or more new Certificates evidencing the same Class
and
in the same aggregate Percentage Interest, as requested by the Holder
surrendering the same.
No
service charge will be made to the Certificateholders for any such registration
of transfer, but the Trustee may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith. The
Depositor, the Master Servicer, the Trustee and any agent of any of them may
treat the Person in whose name this Certificate is registered as the owner
hereof for all purposes, and none of Depositor, the Master Servicer, the Trustee
or any such agent shall be affected by notice to the contrary.
The
obligations created by the Agreement and the Trust Fund created thereby (other
than the obligations to make payments to Certificateholders with respect to
the
termination of the Agreement) shall terminate upon the earlier of (i) the later
of (A) the maturity or other liquidation (or Advance with respect thereto)
of
the last Mortgage Loan remaining in the Trust Fund and disposition of all
property acquired upon foreclosure or deed in lieu of foreclosure of any
Mortgage Loan and (B) the remittance of all funds due under the Agreement,
or
(ii) the optional repurchase by the party named in the Agreement of all the
Mortgage Loans and other assets of the Trust Fund in accordance with the terms
of the Agreement. Such optional repurchase may be made only on or after the
first Distribution Date on which the aggregate Stated Principal Balance of
the
Mortgage Loans and any REO Property is less than or equal to a certain
percentage of the aggregate Stated Principal Balance of the Mortgage Loans
as of
the Cut-off Date as set forth in the Agreement. The exercise of such
right will effect the early retirement of the Certificates. In no event,
however, will the Trust created by the Agreement continue beyond the earlier
of
(i) the expiration of 21 years after the death of certain persons identified
in
the Agreement and (ii) the Latest Possible Maturity Date (as defined in the
Agreement).
Unless
this Certificate has been countersigned by an authorized signatory of the
Trustee by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement, or be valid for any purpose.
IN
WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated: _________,
____
|
LASALLE
BANK NATIONAL ASSOCIATION,
not
in its individual capacity but solely as Trustee
|
||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
CERTIFICATE
OF AUTHENTICATION
This
is
one of the Class [I-A-1][I-A-2] [II-A-1][II-A-2][III-A-1][III-A-2] Certificates
referred to in the within-mentioned Agreement.
LASALLE
BANK NATIONAL ASSOCIATION
Authorized
signatory of LaSalle Bank National Association, not in its individual
capacity but solely as Trustee
|
|||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
ASSIGNMENT
FOR
VALUE
RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address
including postal zip code of assignee) a Percentage Interest evidenced by the
within Asset-Backed Certificate and hereby authorizes the transfer of
registration of such interest to assignee on the Certificate Register of the
Trust Fund.
I
(We)
further direct the Certificate Registrar to issue a new Certificate of a like
denomination and Class, to the above named assignee and deliver such Certificate
to the following address:
.
|
||
Dated:
|
|
Signature
by or on behalf of assignor
|
|
Signature
Guaranteed
|
DISTRIBUTION
INSTRUCTIONS
The
assignee should include the following for purposes of distribution:
Distributions
shall be made, by
wire transfer or otherwise, in immediately available
|
|||||||
funds
to
|
|||||||
for
the account of
|
|||||||
account
number
|
or,
if mailed by check, to
|
||||||
Applicable
statements should be mailed to
|
|||||||
This
information is provided
by
|
|||||||
assignee
named above, or
|
|||||||
its
agent.
|
EXHIBIT
A-2
Form
of
Class M Certificates
THIS
CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
[,]
[AND] [CLASS M-1 CERTIFICATES] [,] [AND] [CLASS M-2 CERTIFICATES] [,] [AND]
[CLASS M-3 CERTIFICATES] [,] [AND] [CLASS M-4 CERTIFICATES] [,] [AND] [CLASS
M-5
CERTIFICATES] [,] [AND] [CLASS M-6 CERTIFICATES] [,] [AND] [CLASS M-7
CERTIFICATES] [AND] [CLASS M-8 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT
(AS
DEFINED BELOW).
SOLELY
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE
OF
1986 (THE “CODE”).
THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE
PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE
HERETO. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE
CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE
MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED
HEREIN.
EACH
HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE
THE
REPRESENTATIONS SET FORTH IN SECTION 7.02(h) OF THE POOLING AND SERVICING
AGREEMENT.
UNLESS
THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY
TRUST COMPANY TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE
OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE &
CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY
TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
Certificate
No.1
|
Adjustable
Rate
|
Class
[M-1][M-2][M-3][M-4][M-5][M-6] [M-7][M-8][M-9]
Subordinate
|
|
Date
of Pooling and Servicing Agreement
and
Cut-off Date:
September
1, 2007
|
Aggregate
Initial Certificate Principal Balance of this Certificate as of the
Cut-off Date:
$[__________]
|
First
Distribution Date:
October
25, 2007
|
Initial
Certificate Principal Balance of this Certificate as of the Cut-off
Date:
$[__________]
|
Master
Servicer:
EMC
Mortgage Corporation
|
CUSIP:
[________]
|
Last
Scheduled Distribution Date:
October
25, 2037
|
|
ASSET-BACKED
CERTIFICATE
SERIES
2007-HE7
evidencing
a fractional undivided interest in the distributions allocable to the Class
[M-1][M-2][M-3][M-4][M-5][M-6][M-7][M-8][M-9] Certificates with respect to
a
Trust Fund consisting primarily of a pool of conventional, closed-end, first
lien, subprime, one- to four-family fixed and adjustable interest rate mortgage
loans sold by BEAR XXXXXXX ASSET BACKED SECURITIES I LLC.
This
Certificate is payable solely from the assets of the Trust Fund, and does not
represent an obligation of or interest in Bear Xxxxxxx Asset Backed Securities
I
LLC, the Master Servicer or the Trustee referred to below or any of their
affiliates or any other person. Neither this Certificate nor the underlying
Mortgage Loans are guaranteed or insured by any governmental entity or by Bear
Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or the Trustee or
any
of their affiliates or any other person. None of Bear Xxxxxxx Asset Backed
Securities I LLC, the Master Servicer or any of their affiliates will have
any
obligation with respect to any certificate or other obligation secured by or
payable from payments on the Certificates.
This
certifies that Cede & Co. is the registered owner of the Percentage Interest
evidenced hereby in the beneficial ownership interest of Certificates of the
same Class as this Certificate in a trust (the “Trust Fund”) generally
consisting of conventional, closed-end, first lien, subprime, fixed and
adjustable rate mortgage loans secured by one- to four- family residences
(collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed
Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage
Corporation (“EMC”) to BSABS I. EMC will act as master servicer of the Mortgage
Loans (in that capacity, the “Master Servicer,” which term includes any
successors thereto under the Agreement referred to below). The Trust Fund was
created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off
Date specified above (the “Agreement”), among BSABS I, as depositor (the
“Depositor”), EMC Mortgage Corporation, as seller, Master Servicer and company,
and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of
certain of the pertinent provisions of which is set forth hereafter. To the
extent not defined herein, capitalized terms used herein shall have the meaning
ascribed to them in the Agreement. This Certificate is issued under and is
subject to the terms, provisions and conditions of the Agreement, to which
Agreement the Holder of this Certificate by virtue of its acceptance hereof
assents and by which such Holder is bound.
Interest
on this Certificate will accrue from and including the immediately preceding
Distribution Date (or with respect to the First Distribution Date, the Closing
Date) to and including the day prior to the current Distribution Date on the
Certificate Principal Balance hereof at a per annum rate equal to the
Pass-Through Rate set forth above. The Trustee will distribute on the 25th
day
of each month, or, if such 25th day is not a Business Day, the immediately
following Business Day (each, a “Distribution Date”), commencing on the First
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the Business Day immediately preceding
such Distribution Date so long as such Certificate remains in book-entry form
(and otherwise, the close of business on the last Business Day of the month
immediately preceding the month of such Distribution Date), an amount equal
to
the product of the Percentage Interest evidenced by this Certificate and the
amount (of interest and principal, if any) required to be distributed to the
Holders of Certificates of the same Class as this Certificate. The
Last Scheduled Distribution Date is the Distribution Date in the month following
the latest scheduled maturity date of any Mortgage Loan.
Distributions
on this Certificate will be made by the Trustee by check mailed to the address
of the Person entitled thereto as such name and address shall appear on the
Certificate Register or by wire transfer, if such Person so requests by
notifying the Trustee in writing as specified in the Agreement. Notwithstanding
the above, the final distribution on this Certificate will be made after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency appointed
by the Trustee for that purpose and designated in such notice. The Initial
Certificate Principal Balance of this Certificate is set forth above. The
Certificate Principal Balance hereof will be reduced to the extent of
distributions allocable to principal hereon and any Realized Losses allocable
hereto
This
Certificate is one of a duly authorized issue of Certificates designated as
set
forth on the face hereof (the “Certificates”). The Certificates, in the
aggregate, evidence the entire beneficial ownership interest in the Trust Fund
formed pursuant to the Agreement.
The
Certificateholder, by its acceptance of this Certificate, agrees that it will
look solely to the Trust Fund for payment hereunder and that the Trustee is
not
liable to the Certificateholders for any amount payable under this Certificate
or the Agreement or, except as expressly provided in the Agreement, subject
to
any liability under the Agreement.
This
Certificate does not purport to summarize the Agreement and reference is made
to
the Agreement for the interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties and immunities
of the Trustee.
The
Agreement permits, with certain exceptions therein provided, the amendment
thereof and the modification of the rights and obligations of the Depositor
and
the rights of the Certificateholders under the Agreement from time to time
by
the parties thereto with the consent of the Holders of Certificates, evidencing
over 50% of the Voting Rights of the Certificates, or with the consent of the
Holders of each Class of Certificates affected thereby evidencing over 50%
of
the Voting Rights of such Class or Classes, as applicable. Any such consent
by
the Holder of this Certificate shall be conclusive and binding on such Holder
and upon all future Holders of this Certificate and of any Certificate issued
upon the transfer hereof or in lieu hereof whether or not notation of such
consent is made upon this Certificate. The Agreement also permits the amendment
thereof, in certain limited circumstances, without the consent of the Holders
of
any of the Certificates.
As
provided in the Agreement and subject to certain limitations therein set forth,
the transfer of this Certificate is registrable with the Trustee upon surrender
of this Certificate for registration of transfer at the offices or agencies
maintained by the Trustee for such purposes, duly endorsed by, or accompanied
by
a written instrument of transfer in form satisfactory to the Trustee duly
executed by the Holder hereof or such Holder’s attorney duly authorized in
writing, and thereupon one or more new Certificates in authorized denominations
representing a like aggregate Percentage Interest will be issued to the
designated transferee.
Each
holder of a Certificate or beneficial ownership shall be deemed to have made
the
representations set forth in Section 7.02(h) of the Pooling and Servicing
Agreement.
The
Certificates are issuable only as registered Certificates without coupons in
the
Classes and denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, this Certificate
is exchangeable for one or more new Certificates evidencing the same Class
and
in the same aggregate Percentage Interest, as requested by the Holder
surrendering the same.
No
service charge will be made to the Certificateholders for any such registration
of transfer, but the Trustee may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith. The
Depositor, the Master Servicer, the Trustee and any agent of any of them may
treat the Person in whose name this Certificate is registered as the owner
hereof for all purposes, and none of the Depositor, the Master Servicer, the
Trustee or any such agent shall be affected by notice to the
contrary.
The
obligations created by the Agreement and the Trust Fund created thereby (other
than the obligations to make payments to Certificateholders with respect to
the
termination of the Agreement) shall terminate upon the earlier of (i) the later
of (A) the maturity or other liquidation (or Advance with respect thereto)
of
the last Mortgage Loan remaining in the Trust Fund and disposition of all
property acquired upon foreclosure or deed in lieu of foreclosure of any
Mortgage Loan and (B) the remittance of all funds due under the Agreement,
or
(ii) the optional repurchase by the party named in the Agreement of all the
Mortgage Loans and other assets of the Trust Fund in accordance with the terms
of the Agreement. Such optional repurchase may be made only on or after the
first Distribution Date on which the aggregate Stated Principal Balance of
the
Mortgage Loans and any REO Property is less than or equal to a certain
percentage of the aggregate Stated Principal Balance of the Mortgage Loans
as of
the Cut-off Date as set forth in the Agreement. The exercise of such
right will effect the early retirement of the Certificates. In no event,
however, will the Trust created by the Agreement continue beyond the earlier
of
(i) the expiration of 21 years after the death of certain persons identified
in
the Agreement and (ii) the Latest Possible Maturity Date (as defined in the
Agreement).
Unless
this Certificate has been countersigned by an authorized signatory of the
Trustee by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement, or be valid for any purpose.
IN
WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated: _________,
____
|
LASALLE
BANK NATIONAL ASSOCIATION,
not
in its individual capacity but solely as Trustee
|
||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
CERTIFICATE
OF AUTHENTICATION
This
is
one of the Class [M-1][M-2][M-3][M-4][M-5][M-6][M-7][M-8][M-9] Certificates
referred to in the within-mentioned Agreement.
LASALLE
BANK NATIONAL ASSOCIATION
Authorized
signatory of LaSalle Bank National Association, not in its individual
capacity but solely as Trustee
|
|||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
ASSIGNMENT
FOR
VALUE
RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address
including postal zip code of assignee) a Percentage Interest evidenced by the
within Asset-Backed Certificate and hereby authorizes the transfer of
registration of such interest to assignee on the Certificate Register of the
Trust Fund.
I
(We)
further direct the Certificate Registrar to issue a new Certificate of a like
denomination and Class, to the above named assignee and deliver such Certificate
to the following address:
Dated:
|
|
Signature
by or on behalf of assignor
|
|
Signature
Guaranteed
|
DISTRIBUTION
INSTRUCTIONS
The
assignee should include the following for purposes of distribution:
Distributions
shall be made, by
wire transfer or otherwise, in immediately available
|
|||||||
funds
to
|
|||||||
for
the account of
|
|||||||
account
number
|
or,
if mailed by check, to
|
||||||
Applicable
statements should be mailed to
|
|||||||
This
information is provided
by
|
|||||||
assignee
named above, or
|
|||||||
its
agent.
|
EXHIBIT
A-3
Form
of
Class P Certificate
SOLELY
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE
OF
1986 (THE “CODE”).
THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE
PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE
CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE
MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED
HEREIN.
THIS
CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT
OF
1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE
HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE
MAY
BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH
THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE
144A
UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY
BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A
(A
“QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A
QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE,
PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT
TO
AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT
(IF
AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR”
WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION
D
UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH
PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT,
SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE
FORM
PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER
EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER
IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH
CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES
AND
ANY OTHER APPLICABLE JURISDICTION.
NO
TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 7.02(h) OF THE AGREEMENT
OR
AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING
OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE
OR
RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE
EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION
4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE
DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN
THE
AGREEMENT.
Certificate
No.1
|
Percentage
Interest: 100%
|
Class
P
|
|
Date
of Pooling and Servicing Agreement and Cut-off Date:
September
1, 2007
|
Aggregate
Initial Certificate Principal Balance of this Certificate as of the
Cut-off Date:
$100.00
|
First
Distribution Date:
October
25, 2007
|
Initial
Certificate Principal Balance of this Certificate as of the Cut-off
Date:
$100.00
|
Master
Servicer:
EMC
Mortgage Corporation
|
CUSIP:
[______]
|
Last
Scheduled Distribution Date:
October
25, 2037
|
|
ASSET-BACKED
CERTIFICATE
SERIES
2007-HE7
evidencing
a fractional undivided interest in the distributions allocable to the Class
P
Certificates with respect to a Trust Fund consisting primarily of a pool of
conventional, closed-end, first lien, subprime, one- to four-family fixed and
adjustable interest rate mortgage loans sold by BEAR XXXXXXX ASSET BACKED
SECURITIES I LLC.
This
Certificate is payable solely from the assets of the Trust Fund, and does not
represent an obligation of or interest in Bear Xxxxxxx Asset Backed Securities
I
LLC, the Master Servicer or the Trustee referred to below or any of their
affiliates or any other person. Neither this Certificate nor the underlying
Mortgage Loans are guaranteed or insured by any governmental entity or by Bear
Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or the Trustee or
any
of their affiliates or any other person. None of Bear Xxxxxxx Asset Backed
Securities I LLC, the Master Servicer or any of their affiliates will have
any
obligation with respect to any certificate or other obligation secured by or
payable from payments on the Certificates.
This
certifies that Bear, Xxxxxxx Securities Corp. is the registered owner of the
Percentage Interest evidenced hereby in the beneficial ownership interest of
Certificates of the same Class as this Certificate in a trust (the “Trust Fund”)
generally consisting of conventional, closed-end, first lien, subprime, fixed
and adjustable rate mortgage loans secured by one- to four-family residences
(collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed
Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage
Corporation (“EMC” and the “Seller”) to BSABS I. EMC will act as master servicer
of the Mortgage Loans (in that capacity, the “Master Servicer,” which term
includes any successors thereto under the Agreement referred to below). The
Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated
as
of the Cut-off Date specified above (the “Agreement”), among BSABS I, as
depositor (the “Depositor”), EMC Mortgage Corporation, as seller, Master
Servicer and company, and LaSalle Bank National Association, as trustee (the
“Trustee”), a summary of certain of the pertinent provisions of which is set
forth hereafter. To the extent not defined herein, capitalized terms used herein
shall have the meaning ascribed to them in the Agreement. This Certificate
is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of its
acceptance hereof assents and by which such Holder is bound.
The
Trustee will distribute on the 25th day of each month, or, if such 25th day
is
not a Business Day, the immediately following Business Day (each, a
“Distribution Date”), commencing on the First Distribution Date specified above,
to the Person in whose name this Certificate is registered at the close of
business on the last day (or if such last day is not a Business Day, the
Business Day immediately preceding such last day) of the calendar month
immediately preceding the month in which the Distribution Date occurs, an amount
equal to the product of the Percentage Interest evidenced by this Certificate
and the amounts required to be distributed to the Holders of Certificates of
the
same Class as this Certificate.
Distributions
on this Certificate will be made by the Trustee by check mailed to the address
of the Person entitled thereto as such name and address shall appear on the
Certificate Register or by wire transfer, if such Person so requests by
notifying the Trustee in writing as specified in the Agreement. Notwithstanding
the above, the final distribution on this Certificate will be made after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency appointed
by the Trustee for that purpose and designated in such notice.
No
transfer of this Certificate shall be made unless the transfer is made pursuant
to an effective registration statement under the Securities Act of 1933, as
amended (the “1933 Act”), and an effective registration or qualification under
applicable state securities laws, or is made in a transaction that does not
require such registration or qualification. In the event that such a transfer
of
this Certificate is to be made without registration or qualification, the
Trustee shall require receipt of (i) if such transfer is purportedly being
made
in reliance upon Rule 144A under the 1933 Act, written certifications from
the
Holder of the Certificate desiring to effect the transfer, and from such
Holder’s prospective transferee, substantially in the forms attached to the
Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable, or
(ii)
an Opinion of Counsel satisfactory to it that such transfer may be made without
such registration or qualification (which Opinion of Counsel shall not be an
expense of the Trust Fund or of the Depositor, the Trustee or the Master
Servicer in their respective capacities as such), together with copies of the
written certification(s) of the Holder of the Certificate desiring to effect
the
transfer and/or such Holder’s prospective transferee upon which such Opinion of
Counsel is based; provided, however, that such representation
letters will
not be required in connection with any transfer of any this Certificate by
the
Depositor to an affiliate of the Depositor, and the Trustee shall be entitled
to
conclusively rely upon a representation (which, upon the request of the Trustee,
shall be a written representation) from the Depositor of the status of such
transferee as an affiliate of the Depositor. Neither the Depositor nor
the Trustee is obligated to register or qualify the Class of Certificates
specified on the face hereof under the 1933 Act or any other securities law
or
to take any action not otherwise required under the Agreement to permit the
transfer of such Certificates without registration or qualification. Any Holder
desiring to effect a transfer of this Certificate shall be required to indemnify
the Trustee, the Depositor, the Seller and the Master Servicer against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such federal and state laws.
No
transfer of this Class P
Certificate will be made unless the Trustee shall have received either (i)
the
Opinion of Counsel set forth in Section 7.02(h) of the Agreement or (ii) a
representation letter under Section 7.02(h) of the Agreement, in the form as
described by the Agreement, stating that the transferee is not an employee
benefit or other plan subject to the prohibited transaction provisions of ERISA
or Section 4975 of the Code (a “Plan”), or any other person (including an
investment manager, a named fiduciary or a trustee of any Plan) acting, directly
or indirectly, on behalf of or purchasing any Certificate with “plan assets” of
any Plan.
This
Certificate is one of a duly authorized issue of Certificates designated as
set
forth on the face hereof (the “Certificates”). The Certificates, in the
aggregate, evidence the entire beneficial ownership interest in the Trust Fund
formed pursuant to the Agreement.
The
Certificateholder, by its acceptance of this Certificate, agrees that it will
look solely to the Trust Fund for payment hereunder and that the Trustee is
not
liable to the Certificateholders for any amount payable under this Certificate
or the Agreement or, except as expressly provided in the Agreement, subject
to
any liability under the Agreement.
This
Certificate does not purport to summarize the Agreement and reference is made
to
the Agreement for the interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties and immunities
of the Trustee.
The
Agreement permits, with certain exceptions therein provided, the amendment
thereof and the modification of the rights and obligations of the Depositor
and
the rights of the Certificateholders under the Agreement from time to time
by
the parties thereto with the consent of the Holders of Certificates, evidencing
over 50% of the Voting Rights of the Certificates, or with the consent of the
Holders of each Class of Certificates affected thereby evidencing over 50%
of
the Voting Rights of such Class or Classes, as applicable. Any such consent
by
the Holder of this Certificate shall be conclusive and binding on such Holder
and upon all future Holders of this Certificate and of any Certificate issued
upon the transfer hereof or in lieu hereof whether or not notation of such
consent is made upon this Certificate. The Agreement also permits the amendment
thereof, in certain limited circumstances, without the consent of the Holders
of
any of the Certificates.
As
provided in the Agreement and subject to certain limitations therein set forth,
the transfer of this Certificate is registrable with the Trustee upon surrender
of this Certificate for registration of transfer at the offices or agencies
maintained by the Trustee for such purposes, duly endorsed by, or accompanied
by
a written instrument of transfer in form satisfactory to the Trustee duly
executed by the Holder hereof or such Holder’s attorney duly authorized in
writing, and thereupon one or more new Certificates in authorized denominations
representing a like aggregate Percentage Interest will be issued to the
designated transferee.
The
Certificates are issuable only as registered Certificates without coupons in
the
Classes and denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, this Certificate
is exchangeable for one or more new Certificates evidencing the same Class
and
in the same aggregate Percentage Interest, as requested by the Holder
surrendering the same.
No
service charge will be made to the Certificateholders for any such registration
of transfer, but the Trustee may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith. The
Depositor, the Master Servicer, the Trustee and any agent of any of them may
treat the Person in whose name this Certificate is registered as the owner
hereof for all purposes, and none of the Depositor, the Master Servicer, the
Trustee or any such agent shall be affected by notice to the
contrary.
The
obligations created by the Agreement and the Trust Fund created thereby (other
than the obligations to make payments to Certificateholders with respect to
the
termination of the Agreement) shall terminate upon the earlier of (i) the later
of (A) the maturity or other liquidation (or Advance with respect thereto)
of
the last Mortgage Loan remaining in the Trust Fund and disposition of all
property acquired upon foreclosure or deed in lieu of foreclosure of any
Mortgage Loan and (B) the remittance of all funds due under the Agreement,
or
(ii) the optional repurchase by the party named in the Agreement of all the
Mortgage Loans and other assets of the Trust Fund in accordance with the terms
of the Agreement. Such optional repurchase may be made only on or after the
first Distribution Date on which the aggregate Stated Principal Balance of
the
Mortgage Loans and any REO Property is less than or equal to a certain
percentage of the aggregate Stated Principal Balance of the Mortgage Loans
as of
the Cut-off Date as set forth in the Agreement. The exercise of such
right will effect the early retirement of the Certificates. In no event,
however, will the Trust created by the Agreement continue beyond the earlier
of
(i) the expiration of 21 years after the death of certain persons identified
in
the Agreement and (ii) the Latest Possible Maturity Date (as defined in the
Agreement).
Unless
this Certificate has been countersigned by an authorized signatory of the
Trustee by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement, or be valid for any purpose.
IN
WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
Dated: _________,
____
|
LASALLE
BANK NATIONAL ASSOCIATION,
not
in its individual capacity but solely as Trustee
|
||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
CERTIFICATE
OF AUTHENTICATION
This
is
one of the Class P Certificates referred to in the within-mentioned
Agreement.
LASALLE
BANK NATIONAL ASSOCIATION
Authorized
signatory of LaSalle Bank National Association, not in its individual
capacity but solely as Trustee
|
|||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
ASSIGNMENT
FOR
VALUE
RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address
including postal zip code of assignee) a Percentage Interest evidenced by the
within Asset-Backed Certificate and hereby authorizes the transfer of
registration of such interest to assignee on the Certificate Register of the
Trust Fund.
I
(We)
further direct the Certificate Registrar to issue a new Certificate of a like
denomination and Class, to the above named assignee and deliver such Certificate
to the following address:
.
|
Dated:
|
|
Signature
by or on behalf of assignor
|
|
Signature
Guaranteed
|
DISTRIBUTION
INSTRUCTIONS
The
assignee should include the following for purposes of distribution:
Distributions
shall be made, by
wire transfer or otherwise, in immediately available
|
|||||||
funds
to
|
|||||||
for
the account of
|
|||||||
account
number
|
or,
if mailed by check, to
|
||||||
Applicable
statements should be mailed to
|
|||||||
This
information is provided
by
|
|||||||
assignee
named above, or
|
|||||||
its
agent.
|
EXHIBIT
A-4
Form
of
Class CE Certificates
THIS
CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
AND
THE CLASS M CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED
BELOW).
SOLELY
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE
OF
1986 (THE “CODE”).
THIS
CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT
OF
1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE
HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE
MAY
BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH
THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE
144A
UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY
BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A
(A
“QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A
QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE,
PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT
TO
AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT
(IF
AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR”
WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION
D
UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH
PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT,
SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE
FORM
PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER
EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER
IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH
CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES
AND
ANY OTHER APPLICABLE JURISDICTION.
NO
TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 7.02(h) OF THE AGREEMENT
OR
AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING
OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE
OR
RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE
EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION
4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE
DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN
THE
AGREEMENT.
NO
TRANSFER OF THIS CERTIFICATE SHALL BE MADE UNLESS THE PROPOSED TRANSFEREE OF
SUCH CERTIFICATE (1) PROVIDES TO THE TRUSTEE THE APPROPRIATE TAX CERTIFICATION
FORM THAT WOULD ELIMINATE ANY WITHHOLDING OR DEDUCTION FOR TAXES FROM AMOUNTS
PAYABLE BY THE SWAP PROVIDER, PURSUANT TO THE SWAP AGREEMENT, TO THE SWAP
ADMINISTRATOR ON BEHALF OF THE SUPPLEMENTAL INTEREST TRUST (I.E., IRS FORM
W-9
OR IRS FORM W-8BEN, W-8IMY, W-8EXP OR W-8ECI, AS APPLICABLE (OR ANY SUCCESSOR
FORM THERETO), TOGETHER WITH ANY APPLICABLE ATTACHMENTS) AND (2) AGREES TO
UPDATE SUCH FORM (A) UPON EXPIRATION OF ANY SUCH FORM, (B) AS REQUIRED UNDER
THEN APPLICABLE U.S. TREASURY REGULATIONS AND (C) PROMPTLY UPON LEARNING THAT
SUCH FORM HAS BECOME OBSOLETE OR INCORRECT, EACH AS A CONDITION TO SUCH
TRANSFER. IN ADDITION, NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE
IF SUCH TRANSFER WOULD CAUSE THE SUPPLEMENTAL INTEREST TRUST TO BE BENEFICIALLY
OWNED BY TWO OR MORE PERSONS FOR FEDERAL INCOME TAX PURPOSES, OR CONTINUE TO
BE
SO TREATED, UNLESS (I) EACH PROPOSED TRANSFEREE OF SUCH CERTIFICATE COMPLIES
WITH THE FOREGOING CONDITIONS, AND (II) THE PROPOSED MAJORITY HOLDER OF THE
CLASS CE CERTIFICATES (OR EACH HOLDER, IF THERE IS OR WOULD BE NO MAJORITY
HOLDER) (X) PROVIDES, OR CAUSES TO BE PROVIDED, ON BEHALF OF THE SUPPLEMENTAL
INTEREST TRUST, IF APPLICABLE, TO
THE TRUSTEE, THE APPROPRIATE TAX CERTIFICATION FORM THAT WOULD BE REQUIRED
FROM
THE SUPPLEMENTAL INTEREST TRUST TO ELIMINATE ANY WITHHOLDING OR DEDUCTION FOR
TAXES FROM AMOUNTS PAYABLE BY THE SWAP PROVIDER, PURSUANT TO THE SWAP AGREEMENT,
TO THE SWAP ADMINISTRATOR ON BEHALF OF THE SUPPLEMENTAL INTEREST TRUST (I.E.,
IRS FORM W-9 OR IRS FORM W-8BEN, W-8IMY, W-8EXP OR W-8ECI, AS APPLICABLE (OR
ANY
SUCCESSOR FORM THERETO), TOGETHER WITH ANY APPLICABLE ATTACHMENTS) AND (Y)
AGREES TO UPDATE SUCH FORM (A) UPON EXPIRATION OF SUCH FORM, (B) AS REQUIRED
UNDER THEM APPLICABLE U.S. TREASURY REGULATIONS AND (C) PROMPTLY UPON LEARNING
THAT SUCH FORM HAS BECOME OBSOLETE OR INCORRECT. UNDER THE AGREEMENT,
UPON RECEIPT OF ANY TAX CERTIFICATION FORM PURSUANT TO THESE TRANSFER
RESTRICTIONS FROM A HOLDER OF THIS CERTIFICATE, THE TRUSTEE SHALL FORWARD SUCH
TAX CERTIFICATION FORM TO THE SUPPLEMENTAL INTEREST TRUST TRUSTEE. THE
SUPPLEMENTAL INTEREST TRUST TRUSTEE SHALL FORWARD SUCH TAX CERTIFICATION FORM
PROVIDED TO IT TO THE SWAP PROVIDER. EACH HOLDER OF THIS CERTIFICATE AND EACH
TRANSFEREE THEREOF SHALL BE DEEMED TO HAVE CONSENTED TO THE SUPPLEMENTAL
INTEREST TRUST TRUSTEE FORWARDING TO THE SWAP PROVIDER ANY TAX CERTIFICATION
FORM IT HAS PROVIDED AND UPDATED IN ACCORDANCE WITH THESE TRANSFER RESTRICTIONS.
ANY PURPORTED SALES OR TRANSFERS OF THIS CERTIFICATE TO A TRANSFEREE WHICH
DOES
NOT COMPLY WITH THESE REQUIREMENTS SHALL BE DEEMED NULL AND VOID UNDER THE
AGREEMENT.
Certificate
No. 1
|
Percentage
Interest: 100%
|
Class
CE
|
|
Date
of Pooling and Servicing Agreement
and
Cut-off Date:
September
1, 2007
|
Initial
Certificate Notional Amount of this Certificate as of the Cut-off
Date:
$[__________]
|
First
Distribution Date:
October
25, 2007
|
Aggregate
Certificate Notional Amount of this Certificate as of the Cut-off
Date:
$[__________]
|
Master
Servicer:
EMC
Mortgage Corporation
|
CUSIP:
[_____]
|
Last
Scheduled Distribution Date:
October
25, 2037
|
|
ASSET-BACKED
CERTIFICATE
SERIES
2007-HE7
evidencing
a fractional undivided interest in the distributions allocable to the Class
CE
Certificates with respect to a Trust Fund consisting primarily of a pool of
conventional, closed-end, first lien, subprime, one-to-four family fixed and
adjustable interest rate mortgage loans sold by BEAR XXXXXXX ASSET BACKED
SECURITIES I LLC.
This
Certificate is payable solely from the assets of the Trust Fund, and does not
represent an obligation of or interest in Bear Xxxxxxx Asset Backed Securities
I
LLC, the Master Servicer or the Trustee referred to below or any of their
affiliates or any other person. Neither this Certificate nor the underlying
Mortgage Loans are guaranteed or insured by any governmental entity or by Bear
Xxxxxxx Asset Backed Securities I LLC, the Master Servicer or the Trustee or
any
of their affiliates or any other person. None of Bear Xxxxxxx Asset Backed
Securities I LLC, the Master Servicer or any of their affiliates will have
any
obligation with respect to any certificate or other obligation secured by or
payable from payments on the Certificates.
This
certifies that Bear, Xxxxxxx Securities Corp. is the registered owner of the
Percentage Interest evidenced hereby in the beneficial ownership interest of
Certificates of the same Class as this Certificate in a trust (the “Trust Fund”)
generally consisting conventional, closed-end, first lien, fixed and adjustable
rate mortgage loans secured by one- to four-family residences (collectively,
the
“Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed Securities I LLC (“BSABS
I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC” and the
“Seller”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (in
that capacity, the “Master Servicer,” which term includes any successors thereto
under the Agreement referred to below). The Trust Fund was created pursuant
to
the Pooling and Servicing Agreement, dated as of the Cut-off Date specified
above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC
Mortgage Corporation, as seller, Master Servicer and company, and LaSalle Bank
National Association, as trustee (the “Trustee”), a summary of certain of the
pertinent provisions of which is set forth hereafter. To the extent not defined
herein, capitalized terms used herein shall have the meaning ascribed to them
in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of its acceptance hereof assents and by which such
Holder is bound.
The
Trustee will distribute on the 25th day of each month, or, if such 25th day
is
not a Business Day, the immediately following Business Day (each, a
“Distribution Date”), commencing on the First Distribution Date specified above,
to the Person in whose name this Certificate is registered at the close of
business on the last day (or if such last day is not a Business Day, the
Business Day immediately preceding such last day) of the calendar month
immediately preceding the month in which the Distribution Date occurs, an amount
equal to the product of the Percentage Interest evidenced by this Certificate
and the amounts required to be distributed to the Holders of Certificates of
the
same Class as this Certificate.
Distributions
on this Certificate will be made by the Trustee by check mailed to the address
of the Person entitled thereto as such name and address shall appear on the
Certificate Register or by wire transfer, if such Person so requests by
notifying the Trustee in writing as specified in the Agreement. Notwithstanding
the above, the final distribution on this Certificate will be made after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency appointed
by the Trustee for that purpose and designated in such notice.
No
transfer of this Certificate shall be made unless the transfer is made pursuant
to an effective registration statement under the Securities Act of 1933, as
amended (the “1933 Act”), and an effective registration or qualification under
applicable state securities laws, or is made in a transaction that does not
require such registration or qualification. In the event that such a transfer
of
this Certificate is to be made without registration or qualification, the
Trustee shall require receipt of (i) if such transfer is purportedly being
made
in reliance upon Rule 144A under the 1933 Act, written certifications from
the
Holder of the Certificate desiring to effect the transfer, and from such
Holder’s prospective transferee, substantially in the forms attached to the
Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable, or
(ii)
an Opinion of Counsel satisfactory to it that such transfer may be made without
such registration or qualification (which Opinion of Counsel shall not be an
expense of the Trust Fund or of the Depositor, the Trustee or the Master
Servicer in their respective capacities as such), together with copies of the
written certification(s) of the Holder of the Certificate desiring to effect
the
transfer and/or such Holder’s prospective transferee upon which such Opinion of
Counsel is based; provided, however, that such representation
letters will
not be required in connection with any transfer of any this Certificate by
the
Depositor to an affiliate of the Depositor, and the Trustee shall be entitled
to
conclusively rely upon a representation (which, upon the request of the Trustee,
shall be a written representation) from the Depositor of the status of such
transferee as an affiliate of the Depositor. Neither the Depositor nor
the Trustee is obligated to register or qualify the Class of Certificates
specified on the face hereof under the 1933 Act or any other securities law
or
to take any action not otherwise required under the Agreement to permit the
transfer of such Certificates without registration or qualification. Any Holder
desiring to effect a transfer of this Certificate shall be required to indemnify
the Trustee, the Depositor, the Seller and the Master Servicer against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such federal and state laws.
No
transfer of this Class CE
Certificate will be made unless the Trustee shall have received either (i)
the
Opinion of Counsel set forth in Section 7.02(h) of the Agreement or (ii) a
representation letter under Section 7.02(h) of the Agreement, in the form as
described by the Agreement, stating that the transferee is not an employee
benefit or other plan subject to the prohibited transaction provisions of ERISA
or Section 4975 of the Code (a “Plan”), or any other person (including an
investment manager, a named fiduciary or a trustee of any Plan) acting, directly
or indirectly, on behalf of or purchasing any Certificate with “plan assets” of
any Plan.
This
Certificate is one of a duly authorized issue of Certificates designated as
set
forth on the face hereof (the “Certificates”). The Certificates, in the
aggregate, evidence the entire beneficial ownership interest in the Trust Fund
formed pursuant to the Agreement.
The
Certificateholder, by its acceptance of this Certificate, agrees that it will
look solely to the Trust Fund for payment hereunder and that the Trustee is
not
liable to the Certificateholders for any amount payable under this Certificate
or the Agreement or, except as expressly provided in the Agreement, subject
to
any liability under the Agreement.
This
Certificate does not purport to summarize the Agreement and reference is made
to
the Agreement for the interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties and immunities
of the Trustee.
The
Agreement permits, with certain exceptions therein provided, the amendment
thereof and the modification of the rights and obligations of the Depositor
and
the rights of the Certificateholders under the Agreement from time to time by
the parties thereto with the consent of the Holders of Certificates, evidencing
over 50% of the Voting Rights of the Certificates, or with the consent of the
Holders of each Class of Certificates affected thereby evidencing over 50%
of
the Voting Rights of such Class or Classes, as applicable. Any such consent
by
the Holder of this Certificate shall be conclusive and binding on such Holder
and upon all future Holders of this Certificate and of any Certificate issued
upon the transfer hereof or in lieu hereof whether or not notation of such
consent is made upon this Certificate. The Agreement also permits the amendment
thereof, in certain limited circumstances, without the consent of the Holders
of
any of the Certificates.
As
provided in the Agreement and subject to certain limitations therein set forth,
the transfer of this Certificate is registrable with the Trustee upon surrender
of this Certificate for registration of transfer at the offices or agencies
maintained by the Trustee for such purposes, duly endorsed by, or accompanied
by
a written instrument of transfer in form satisfactory to the Trustee duly
executed by the Holder hereof or such Holder’s attorney duly authorized in
writing, and thereupon one or more new Certificates in authorized denominations
representing a like aggregate Percentage Interest will be issued to the
designated transferee.
The
Certificates are issuable only as registered Certificates without coupons in
the
Classes and denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, this Certificate
is exchangeable for one or more new Certificates evidencing the same Class
and
in the same aggregate Percentage Interest, as requested by the Holder
surrendering the same.
No
service charge will be made to the Certificateholders for any such registration
of transfer, but the Trustee may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith. The
Depositor, the Master Servicer, the Trustee and any agent of any of them may
treat the Person in whose name this Certificate is registered as the owner
hereof for all purposes, and none of the Depositor, the Master Servicer, the
Trustee or any such agent shall be affected by notice to the
contrary.
The
obligations created by the Agreement and the Trust Fund created thereby (other
than the obligations to make payments to Certificateholders with respect to
the
termination of the Agreement) shall terminate upon the earlier of (i) the later
of (A) the maturity or other liquidation (or Advance with respect thereto)
of
the last Mortgage Loan remaining in the Trust Fund and disposition of all
property acquired upon foreclosure or deed in lieu of foreclosure of any
Mortgage Loan and (B) the remittance of all funds due under the Agreement,
or
(ii) the optional repurchase by the party named in the Agreement of all the
Mortgage Loans and other assets of the Trust Fund in accordance with the terms
of the Agreement. Such optional repurchase may be made only on or after the
first Distribution Date on which the aggregate Stated Principal Balance of
the
Mortgage Loans and any REO Property is less than or equal to a certain
percentage of the aggregate Stated Principal Balance of the Mortgage Loans
as of
the Cut-off Date as set forth in the Agreement. The exercise of such
right will effect the early retirement of the Certificates. In no event,
however, will the Trust created by the Agreement continue beyond the earlier
of
(i) the expiration of 21 years after the death of certain persons identified
in
the Agreement and (ii) the Latest Possible Maturity Date (as defined in the
Agreement).
Unless
this Certificate has been countersigned by an authorized signatory of the
Trustee by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement, or be valid for any purpose.
IN
WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated: _________,
____
|
LASALLE
BANK NATIONAL ASSOCIATION,
not
in its individual capacity but solely as Trustee
|
||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
CERTIFICATE
OF AUTHENTICATION
This
is
one of the Class CE Certificates referred to in the within-mentioned
Agreement.
LASALLE
BANK NATIONAL ASSOCIATION
Authorized
signatory of LaSalle Bank National Association, not in its individual
capacity but solely as Trustee
|
|||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
ASSIGNMENT
FOR
VALUE
RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address
including postal zip code of assignee) a Percentage Interest evidenced by the
within Asset-Backed Certificate and hereby authorizes the transfer of
registration of such interest to assignee on the Certificate Register of the
Trust Fund.
I
(We)
further direct the Certificate Registrar to issue a new Certificate of a like
denomination and Class, to the above named assignee and deliver such Certificate
to the following address:
.
|
Dated:
|
|
Signature
by or on behalf of assignor
|
|
Signature
Guaranteed
|
DISTRIBUTION
INSTRUCTIONS
The
assignee should include the following for purposes of distribution:
Distributions
shall be made, by
wire transfer or otherwise, in immediately available
|
|||||||
funds
to
|
|||||||
for
the account of
|
|||||||
account
number
|
or,
if mailed by check, to
|
||||||
Applicable
statements should be mailed to
|
|||||||
This
information is provided
by
|
|||||||
assignee
named above, or
|
|||||||
its
agent.
|
EXHIBIT
A-5
Form
of
Class R Certificates
THIS
CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON
OR A
DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).
SOLELY
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST”
IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” AS THOSE TERMS ARE DEFINED,
RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986
(THE “CODE”).
NO
TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 7.02(h) OF THE AGREEMENT
OR
AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING
OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE
OR
RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE
EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION
4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE
DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN
THE
AGREEMENT.
ANY
RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY
IF
THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER
AND
THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE
OR
POLITICAL SUBDIVISION THEREOF, ANY POSSESSION OF THE UNITED STATES, OR ANY
AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY
WHICH IS A CORPORATION IF ALL OF ITS ACTIVITIES ARE SUBJECT TO TAX AND EXCEPT
FOR XXXXXXX MAC, A MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY SUCH
GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION,
OR
ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE FOREGOING, (C) ANY ORGANIZATION
(OTHER THAN CERTAIN FARMERS’ COOPERATIVES DESCRIBED IN SECTION 521 OF THE CODE)
WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH
ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING
THE TAX IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS TAXABLE
INCOME), (D) RURAL ELECTRIC AND TELEPHONE COOPERATIVES DESCRIBED IN SECTION
1381(a)(2)(C) OF THE CODE, (E) AN ELECTING LARGE PARTNERSHIP UNDER SECTION
775(a) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A),
(B),
(C), (D) OR (E) BEING HEREIN REFERRED TO AS A “DISQUALIFIED ORGANIZATION”), OR
(F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) SUCH TRANSFEREE IS A UNITED
STATES PERSON UNDER SECTION 7701 OF THE CODE, (3) NO PURPOSE OF SUCH TRANSFER
IS
TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND (4) SUCH TRANSFEREE SATISFIES
CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE
PROPOSED TRANSFEREE. NOTWITHSTANDING THE REGISTRATION IN THE
CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS
CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED
ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR
EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER
FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF
DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY
ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE
PROVISIONS OF THIS PARAGRAPH.
Certificate
No.1
|
|
Class
[R-1][R-2][R-3][RX]
|
Percentage
Interest: 100%
|
Date
of Pooling and Servicing Agreement and Cut-off Date:
September
1, 2007
|
|
First
Distribution Date:
October
25, 2007
|
|
Master
Servicer:
EMC
Mortgage Corporation
|
CUSIP:
[_____]
|
Last
Scheduled Distribution Date:
October
25, 2037
|
|
ASSET-BACKED
CERTIFICATE
SERIES
2007-HE7
evidencing
a fractional undivided interest in the distributions allocable to the Class
[R-1][R-2][R-3][RX] Certificates with respect to a Trust Fund consisting
primarily of a pool of conventional, closed-end, first lien, subprime, one-
to
four-family fixed and adjustable interest rate mortgage loans sold by BEAR
XXXXXXX ASSET BACKED SECURITIES I LLC.
This
Certificate is payable solely from the assets of the Trust Fund, and does not
represent an obligation of or interest in Bear Xxxxxxx Asset Backed Securities
I
LLC, the Master Servicer or the Trustee referred to below or any of their
affiliates or any other person. Neither this Certificate nor the underlying
Mortgage Loans are guaranteed or insured by any governmental entity or by Bear
Xxxxxxx Asset Backed Securities I LLC, the Master Servicer, the Trustee or
any
of their affiliates or any other person. None of Bear Xxxxxxx Asset Backed
Securities I LLC, the Master Servicer or any of their affiliates will have
any
obligation with respect to any certificate or other obligation secured by or
payable from payments on the Certificates.
This
certifies that Bear, Xxxxxxx Securities Corp. is the registered owner of the
Percentage Interest evidenced hereby in the beneficial ownership interest of
Certificates of the same Class as this Certificate in a trust (the “Trust Fund”)
generally consisting of conventional, closed-end, first lien, subprime, fixed
and adjustable rate mortgage loans secured by one- to four- family residences
(collectively, the “Mortgage Loans”) sold by Bear Xxxxxxx Asset Backed
Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage
Corporation (“EMC”) to BSABS I. EMC will act as master servicer of the Mortgage
Loans (in that capacity, the “Master Servicer,” which term includes any
successors thereto under the Agreement referred to below). The Trust Fund was
created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off
Date specified above (the “Agreement”), among BSABS I, as depositor (the
“Depositor”), EMC Mortgage Corporation, as seller, Master Servicer and company,
and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of
certain of the pertinent provisions of which is set forth hereafter. To the
extent not defined herein, capitalized terms used herein shall have the meaning
ascribed to them in the Agreement. This Certificate is issued under and is
subject to the terms, provisions and conditions of the Agreement, to which
Agreement the Holder of this Certificate by virtue of its acceptance hereof
assents and by which such Holder is bound.
Each
Holder of this Certificate will be deemed to have agreed to be bound by the
restrictions
set forth in the Agreement to the effect that (i) each person holding or
acquiring any Ownership Interest in this Certificate must be a Permitted
Transferee, (ii) the transfer of any Ownership Interest in this Certificate
will
be conditioned upon the delivery to the Trustee of, among other things, an
affidavit to the effect that it is a Permitted Transferee, (iii) any attempted
or purported transfer of any Ownership Interest in this Certificate in violation
of such restrictions will be absolutely null and void and will vest no rights
in
the purported transferee, and (iv) if any person other than a Permitted
Transferee acquires any Ownership Interest in this Certificate in violation
of
such restrictions, then the Depositor will have the right, in its sole
discretion and without notice to the Holder of this Certificate, to sell this
Certificate to a purchaser selected by the Depositor, which purchaser may be
the
Depositor, or any affiliate of the Depositor, on such terms and conditions
as
the Depositor may choose.
The
Trustee will distribute on the 25th day of each month, or, if such 25th day
is
not a Business Day, the immediately following Business Day (each, a
“Distribution Date”), commencing on the First Distribution Date specified above,
to the Person in whose name this Certificate is registered at the close of
business on the last day (or if such last day is not a Business Day, the
Business Day immediately preceding such last day) of the calendar month
immediately preceding the month in which the Distribution Date occurs, an amount
equal to the product of the Percentage Interest evidenced by this Certificate
and the amounts required to be distributed to the Holders of Certificates of
the
same Class as this Certificate.
Distributions
on this Certificate will be made by the Trustee by check mailed to the address
of the Person entitled thereto as such name and address shall appear on the
Certificate Register or, if such Person so requests by notifying the Trustee
in
writing as specified in the Agreement. Notwithstanding the above, the final
distribution on this Certificate will be made after due notice by the Trustee
of
the pendency of such distribution and only upon presentation and surrender
of
this Certificate at the office or agency appointed by the Trustee for that
purpose and designated in such notice.
No
transfer of this Class [R-1][R-2][R-3][RX] Certificate will be made unless
the
Trustee shall have received either (i) the Opinion of Counsel set forth in
Section 7.02(h) of the Agreement or (ii) a representation letter under Section
7.02(h) of the Agreement, in the form as described by the Agreement, stating
that the transferee is not an employee benefit or other plan subject to the
prohibited transaction provisions of ERISA or Section 4975 of the Code (a
“Plan”), or any other person (including an investment manager, a named fiduciary
or a trustee of any Plan) acting, directly or indirectly, on behalf of or
purchasing any Certificate with “plan assets” of any Plan.
This
Certificate is one of a duly authorized issue of Certificates designated as
set
forth on the face hereof (the “Certificates”). The Certificates, in the
aggregate, evidence the entire beneficial ownership interest in the Trust Fund
formed pursuant to the Agreement.
The
Certificateholder, by its acceptance of this Certificate, agrees that it will
look solely to the Trust Fund for payment hereunder and that the Trustee is
not
liable to the Certificateholders for any amount payable under this Certificate
or the Agreement or, except as expressly provided in the Agreement, subject
to
any liability under the Agreement.
This
Certificate does not purport to summarize the Agreement and reference is made
to
the Agreement for the interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties and immunities
of the Trustee.
The
Agreement permits, with certain exceptions therein provided, the amendment
thereof and the modification of the rights and obligations of the Depositor
and
the rights of the Certificateholders under the Agreement from time to time
by
the parties thereto with the consent of the Holders of Certificates, evidencing
over 50% of the Voting Rights of the Certificates, or with the consent of the
Holders of each Class of Certificates affected thereby evidencing over 50%
of
the Voting Rights of such Class or Classes, as applicable. Any such consent
by
the Holder of this Certificate shall be conclusive and binding on such Holder
and upon all future Holders of this Certificate and of any Certificate issued
upon the transfer hereof or in lieu hereof whether or not notation of such
consent is made upon this Certificate. The Agreement also permits the amendment
thereof, in certain limited circumstances, without the consent of the Holders
of
any of the Certificates.
As
provided in the Agreement and subject to certain limitations therein set forth,
the transfer of this Certificate is registrable with the Trustee upon surrender
of this Certificate for registration of transfer at the offices or agencies
maintained by the Trustee for such purposes, duly endorsed by, or accompanied
by
a written instrument of transfer in form satisfactory to the Trustee duly
executed by the Holder hereof or such Holder’s attorney duly authorized in
writing, and thereupon one or more new Certificates in authorized denominations
representing a like aggregate Percentage Interest will be issued to the
designated transferee.
The
Certificates are issuable only as registered Certificates without coupons in
the
Classes and denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, this Certificate
is exchangeable for one or more new Certificates evidencing the same Class
and
in the same aggregate Percentage Interest, as requested by the Holder
surrendering the same.
No
service charge will be made to the Certificateholders for any such registration
of transfer, but the Trustee may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith. The
Depositor, the Master Servicer, the Trustee and any agent of any of them may
treat the Person in whose name this Certificate is registered as the owner
hereof for all purposes, and none of Depositor, the Master Servicer, the Trustee
or any such agent shall be affected by notice to the contrary.
The
obligations created by the Agreement and the Trust Fund created thereby (other
than the obligations to make payments to Certificateholders with respect to
the
termination of the Agreement) shall terminate upon the earlier of (i) the later
of (A) the maturity or other liquidation (or Advance with respect thereto)
of
the last Mortgage Loan remaining in the Trust Fund and disposition of all
property acquired upon foreclosure or deed in lieu of foreclosure of any
Mortgage Loan and (B) the remittance of all funds due under the Agreement,
or
(ii) the optional repurchase by the party named in the Agreement of all the
Mortgage Loans and other assets of the Trust Fund in accordance with the terms
of the Agreement. Such optional repurchase may be made only on or after the
first Distribution Date on which the aggregate Stated Principal Balance of
the
Mortgage Loans and any REO Property is less than or equal to a certain
percentage of the aggregate Stated Principal Balance of the Mortgage Loans
as of
the Cut-off Date as set forth in the Agreement. The exercise of such
right will effect the early retirement of the Certificates. In no event,
however, will the Trust created by the Agreement continue beyond the earlier
of
(i) the expiration of 21 years after the death of certain persons identified
in
the Agreement and (ii) the Latest Possible Maturity Date (as defined in the
Agreement).
Unless
this Certificate has been countersigned by an authorized signatory of the
Trustee by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement, or be valid for any purpose.
IN
WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
Dated: _________,
____
|
LASALLE
BANK NATIONAL ASSOCIATION,
not
in its individual capacity but solely as Trustee
|
||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
CERTIFICATE
OF AUTHENTICATION
This
is
one of the Class [R-1][R-2][R-3][RX] Certificates referred to in the
within-mentioned Agreement.
LASALLE
BANK NATIONAL ASSOCIATION
Authorized
signatory of LaSalle Bank National Association, not in its individual
capacity but solely as Trustee
|
|||||||||||||
By:
|
|||||||||||||
Authorized
Signatory
|
ASSIGNMENT
FOR
VALUE
RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
__________________________________ (Please print or typewrite name and address
including postal zip code of assignee) a Percentage Interest evidenced by the
within Asset-Backed Certificate and hereby authorizes the transfer of
registration of such interest to assignee on the Certificate Register of the
Trust Fund.
I
(We)
further direct the Certificate Registrar to issue a new Certificate of a like
denomination and Class, to the above named assignee and deliver such Certificate
to the following address:
.
|
Dated:
|
|
Signature
by or on behalf of assignor
|
|
Signature
Guaranteed
|
DISTRIBUTION
INSTRUCTIONS
The
assignee should include the following for purposes of distribution:
Distributions
shall be made, by
wire transfer or otherwise, in immediately available
|
|||||||
funds
to
|
|||||||
for
the account of
|
|||||||
account
number
|
or,
if mailed by check, to
|
||||||
Applicable
statements should be mailed to
|
|||||||
This
information is provided
by
|
|||||||
assignee
named above, or
|
|||||||
its
agent.
|
EXHIBIT
B
MORTGAGE
LOAN SCHEDULE
LOAN_SEQ ZIP_CODE STATE CITY1 PROPTYPE CURRENT_GROSS_COUPON SERV_FEE LPMI TRUSTFEE MSERV CURRENT_NET_COUPON MATURITY_DATE -------- -------- ----- ----- -------- -------------------- -------- ---- -------- ----- ------------------ ------------- 17326993 11580 NY VALLEY STREAM Single Family 9.35 0.5 0 0.0035 0 8.8465 20370801 17342494 20814 MD BETHESDA Condominium 9.5 0.5 0 0.0035 0 8.9965 20370801 17342523 92508 CA RIVERSIDE PUD 7.89 0.5 0 0.0035 0 7.3865 20370701 17346488 53533 WI DODGEVILLE Single Family 9.35 0.5 0 0.0035 0 8.8465 20370801 17297474 84737 UT Hurricane Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17302301 98382 WA Sequim Single Family 10.9 0.5 0 0.0035 0 10.3965 20370801 17302620 32124 FL DAYTONA BEACH PUD 8.87 0.5 0 0.0035 0 8.3665 20370701 17302621 20147 VA ASHBURN PUD 7.4 0.5 0 0.0035 0 6.8965 20370801 17302624 32179 FL OCKLAWAHA Single Family 8 0.5 0 0.0035 0 7.4965 20370801 17312346 34609 FL Spring Hill Single Family 8.025 0.5 0 0.0035 0 7.5215 20370801 17302630 33954 FL Port Charlotte 2-4 Family 8.125 0.5 0 0.0035 0 7.6215 20370701 17265595 22310 VA ALEXANDRIA Single Family 10.625 0.5 0 0.0035 0 10.1215 20370801 17304930 77346 TX KINGWOOD PUD 8.85 0.5 0 0.0035 0 8.3465 20370801 17301863 6401 CT ANSONIA Single Family 11.125 0.5 0 0.0035 0 10.6215 20370801 17301865 20002 DC Washington Townhouse 7.775 0.5 0 0.0035 0 7.2715 20370801 17324916 92254 CA Mecca Single Family 8 0.5 0 0.0035 0 7.4965 20370701 17298954 6824 CT FAIRFIELD Single Family 8.75 0.5 0 0.0035 0 8.2465 20370801 17279685 23669 VA HAMPTON Single Family 8.912 0.5 0 0.0035 0 8.4085 20370701 17325392 32208 FL JACKSONVILLE Single Family 8.69 0.5 0 0.0035 0 8.1865 20370801 17256062 29407 SC CHARLESTON Single Family 8.45 0.5 0 0.0035 0 7.9465 20370801 17325744 98848 WA QUINCY Single Family 7.04 0.5 0 0.0035 0 6.5365 20370801 17325745 92404 CA SAN BERNARDINO Single Family 9 0.5 0 0.0035 0 8.4965 20370801 17303733 30043 GA LAWRENCEVILLE Single Family 10.99 0.5 0 0.0035 0 10.4865 20370801 17325132 33567 FL PLANT CITY Single Family 7.34 0.5 0 0.0035 0 6.8365 20370801 17326751 98372 WA PUYALLUP Single Family 6.425 0.5 0 0.0035 0 5.9215 20370801 17324458 72802 AR RUSSELLVILLE Single Family 10.55 0.5 0 0.0035 0 10.0465 20370801 17324712 93635 CA LOS BANOS Single Family 10.54 0.5 0 0.0035 0 10.0365 20370801 17342471 85225 AZ XXXXXXXX Single Family 9 0.5 0 0.0035 0 8.4965 20370801 17301866 33617 FL TAMPA Single Family 7.825 0.5 0 0.0035 0 7.3215 20370801 17302278 71913 AR HOT SPRINGS Single Family 10.6 0.5 0 0.0035 0 10.0965 20370801 17302279 32209 FL JACKSONVILLE Single Family 10.99 0.5 0 0.0035 0 10.4865 20220801 17303163 0000 XX XXXXX XXXXXXXXXX Single Family 9.2 0.5 0 0.0035 0 8.6965 20370801 17303164 20772 MD Upper Marlboro Condominium 8.4 0.5 0 0.0035 0 7.8965 20370801 17303168 33325 FL DAVIE Single Family 9.9 0.5 0 0.0035 0 9.3965 20370801 17303969 53511 WI BELOIT Single Family 11.75 0.5 0 0.0035 0 11.2465 20370801 17309195 50313 IA Des Moines Single Family 9.75 0.5 0 0.0035 0 9.2465 20370601 17311871 27540 NC XXXXX SPRINGS Single Family 10.05 0.5 0 0.0035 0 9.5465 20370801 17323145 33993 FL CAPE CORAL Single Family 11.225 0.5 0 0.0035 0 10.7215 20370801 17323147 20706 MD XXXXXX Single Family 9.3 0.5 0 0.0035 0 8.7965 20370801 17324406 20735 MD Clinton Single Family 8.65 0.5 0 0.0035 0 8.1465 20370701 17324428 32724 FL Deland Single Family 9.3 0.5 0 0.0035 0 8.7965 20370801 17324439 27405 NC GREENSBORO Single Family 11.5 0.5 0 0.0035 0 10.9965 20370801 17324907 22312 VA ALEXANDRIA Single Family 10.85 0.5 0 0.0035 0 10.3465 20370801 17325698 29710 SC CLOVER Single Family 10.35 0.5 0 0.0035 0 9.8465 20370701 17325706 20772 MD UPPER MARLBORO Single Family 6.2 0.5 0 0.0035 0 5.6965 20370801 17325707 31520 GA Brunswick Single Family 10.1 0.5 0 0.0035 0 9.5965 20370801 17325708 28115 NC MOORESVILLE Single Family 11.35 0.5 0 0.0035 0 10.8465 20270701 17325709 24572 VA MADISON HEIGHTS Single Family 10.6 0.5 0 0.0035 0 10.0965 20370701 17325721 27959 NC NAGS HEAD Single Family 10.6 0.5 0 0.0035 0 10.0965 20220701 17325738 30094 GA Conyers Single Family 7.975 0.5 0 0.0035 0 7.4715 20370701 17326777 23434 VA SUFFOLK Single Family 7.6 0.5 0 0.0035 0 7.0965 20370801 17341765 32811 FL ORLANDO Single Family 9.15 0.5 0 0.0035 0 8.6465 20370801 17341774 60451 IL NEW LENOX Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17341807 90255 CA HUNTINGTON PARK Single Family 9.5 0.5 0 0.0035 0 8.9965 20370801 17342538 60629 IL CHICAGO Single Family 8.45 0.5 0 0.0035 0 7.9465 20370801 17342905 89141 NV Las Vegas Single Family 10.75 0.5 0 0.0035 0 10.2465 20370801 17252935 00000 XX XXXXX XXXXXXX Single Family 10.375 0.5 0 0.0035 0 9.8715 20370601 17272432 19403 PA Norristown Condominium 12.336 0.5 0 0.0035 0 11.8325 20370601 17275587 28304 NC Fayetteville Single Family 9.1 0.5 0 0.0035 0 8.5965 20370801 17275611 60064 IL NORTH CHICAGO 2-4 Family 10.45 0.5 0 0.0035 0 9.9465 20370701 17278506 22310 VA Alexandria PUD 10.975 0.5 0 0.0035 0 10.4715 20370701 17280684 33175 FL Miami Single Family 9.3 0.5 0 0.0035 0 8.7965 20370701 17293577 32060 FL Live Oak Single Family 9.3 0.5 0 0.0035 0 8.7965 20370701 17298247 20715 MD BOWIE Single Family 9.575 0.5 0 0.0035 0 9.0715 20370801 17298257 84062 UT PLEASANT GROVE Single Family 10.15 0.5 0 0.0035 0 9.6465 20370801 17252576 23464 VA Virginia Beach Condominium 10.4 0.5 0 0.0035 0 9.8965 20370701 17280714 33064 FL POMPANO BEACH Single Family 10.875 0.5 0 0.0035 0 10.3715 20370801 17280724 32720 FL DELAND Single Family 8.69 0.5 0 0.0035 0 8.1865 20370801 17272465 90304 CA INGLEWOOD 2-4 Family 8.79 0.5 0 0.0035 0 8.2865 20370801 17325847 22542 VA RHOADESVILLE Single Family 8.79 0.5 0 0.0035 0 8.2865 20370801 17298843 33881 FL Winter Haven Single Family 6.85 0.5 0 0.0035 0 6.3465 20370801 17326586 60148 IL LOMBARD Single Family 8.49 0.5 0 0.0035 0 7.9865 20370801 17326595 33161 FL MIAMI Single Family 8.09 0.5 0 0.0035 0 7.5865 20370801 17325879 11436 NY JAMAICA Single Family 6.99 0.5 0 0.0035 0 6.4865 20370801 17304213 53085 WI Sheboygan Falls Single Family 9.4 0.5 0 0.0035 0 8.8965 20370801 17299793 12209 NY ALBANY Single Family 11.79 0.5 0 0.0035 0 11.2865 20370801 17297503 37216 TN NASHVILLE Single Family 11.24 0.5 0 0.0035 0 10.7365 20370801 17267780 60628 IL CHICAGO Single Family 9.74 0.5 0 0.0035 0 9.2365 20370701 17267790 83815 ID COEUR XXXXXX Single Family 8.84 0.5 0 0.0035 0 8.3365 20370801 17264020 75052 TX GRAND PRAIRIE Single Family 10.4 0.5 0 0.0035 0 9.8965 20370801 17297533 28540 NC JACKSONVILLE Single Family 10.79 0.5 0 0.0035 0 10.2865 20370801 17298352 65074 MO RUSSELLVILLE Single Family 12.015 0.5 0 0.0035 0 11.5115 20370801 17324476 29406 SC NORTH CHARLESTON Single Family 10.09 0.5 0 0.0035 0 9.5865 20370801 17279827 91320 CA THOUSAND OAKS Single Family 10.99 0.5 0 0.0035 0 10.4865 20370801 17275724 23454 VA VIRGINIA BEACH Single Family 8.55 0.5 0 0.0035 0 8.0465 20370801 17302730 92832 CA FULLERTON Single Family 9.675 0.5 0 0.0035 0 9.1715 20370801 17304382 87508 NM SANTA FE Single Family 8.315 0.5 0 0.0035 0 7.8115 20370801 17304384 19111 PA PHILADELPHIA Single Family 10.95 0.5 0 0.0035 0 10.4465 20370801 17259645 32351 FL QUINCY Single Family 10.05 0.5 0 0.0035 0 9.5465 20370801 17304392 23606 VA NEWPORT NEWS Single Family 7.74 0.5 0 0.0035 0 7.2365 20370801 17299017 21206 MD BALTIMORE Single Family 9.94 0.5 0 0.0035 0 9.4365 20370701 17259665 95901 CA MARYSVILLE Single Family 9.14 0.5 0 0.0035 0 8.6365 20370801 17278620 27105 NC WINSTON SALEM Single Family 11.14 0.5 0 0.0035 0 10.6365 20370801 17301989 7108 NJ NEWARK 2-4 Family 11.2 0.5 0 0.0035 0 10.6965 20370801 17233862 17406 PA York Single Family 10.67 0.5 0 0.0035 0 10.1665 20370701 17304990 8736 NJ WALL TWP Single Family 7.075 0.5 0 0.0035 0 6.5715 20370801 17244652 15208 PA PITTSBURGH Single Family 11.74 0.5 0 0.0035 0 11.2365 20370801 17263642 96101 CA ALTURAS Single Family 8.55 0.5 0 0.0035 0 8.0465 20370801 17266491 90302 CA INGLEWOOD Single Family 7.04 0.5 0 0.0035 0 6.5365 20370801 17274932 30314 GA ATLANTA Single Family 11.4 0.5 0 0.0035 0 10.8965 20370801 17279224 33018 FL HIALEAH GARDENS Single Family 10.09 0.5 0 0.0035 0 9.5865 20370801 17286816 95236 CA LINDEN Single Family 9.75 0.5 0 0.0035 0 9.2465 20370801 17286820 0000 XX XXXXX XXXXXXXXXX Single Family 6.49 0.5 0 0.0035 0 5.9865 20370801 17293765 94702 CA BERKELEY Single Family 6.29 0.5 0 0.0035 0 5.7865 20370801 17306419 39212 XX XXXXXXX Single Family 11.715 0.5 0 0.0035 0 11.2115 20370801 17312437 20772 MD UPPER MARLBORO Single Family 7.95 0.5 0 0.0035 0 7.4465 20370801 17312454 95926 CA CHICO Single Family 7.315 0.5 0 0.0035 0 6.8115 20370801 17301834 89104 NV LAS VEGAS Single Family 7.34 0.5 0 0.0035 0 6.8365 20370801 17302127 23602 VA Newport News Townhouse 7.7 0.5 0 0.0035 0 7.1965 20370801 17302243 2715 MA DIGHTON Single Family 9.99 0.5 0 0.0035 0 9.4865 20370801 17303129 92345 CA HESPERIA Single Family 7.39 0.5 0 0.0035 0 6.8865 20370801 17303517 92543 CA HEMET Single Family 6.985 0.5 0 0.0035 0 6.4815 20370801 17303602 93021 CA MOORPARK Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17304281 33993 FL CAPE CORAL Single Family 6.29 0.5 0 0.0035 0 5.7865 20370801 17304307 20904 MD SILVER SPRING Single Family 9.64 0.5 0 0.0035 0 9.1365 20370801 17311746 98367 WA PORT ORCHARD Single Family 6.115 0.5 0 0.0035 0 5.6115 20370801 17311758 21108 MD MILLERSVILLE Single Family 7.79 0.5 0 0.0035 0 7.2865 20370801 17312184 91390 CA SANTA CLARITA AREA Condominium 8.4 0.5 0 0.0035 0 7.8965 20370801 17326270 23860 VA HOPEWELL Single Family 6.84 0.5 0 0.0035 0 6.3365 20370801 17295312 33033 FL Homestead Single Family 9.99 0.5 0 0.0035 0 9.4865 20220801 17297242 23608 VA NEWPORT NEWS Single Family 12.09 0.5 0 0.0035 0 11.5865 20370801 17299581 6606 CT BRIDGEPORT 2-4 Family 10.19 0.5 0 0.0035 0 9.6865 20370801 17299515 65565 MO Steelville Single Family 7.55 0.5 0 0.0035 0 7.0465 20370801 17326366 60504 IL AURORA Single Family 10.39 0.5 0 0.0035 0 9.8865 20370801 17326372 92399 CA YUCAIPA Single Family 8.64 0.5 0 0.0035 0 8.1365 20370801 17325748 90650 CA NORWALK Single Family 6.375 0.5 0 0.0035 0 5.8715 20370801 17325485 21218 MD BALTIMORE Single Family 9.79 0.5 0 0.0035 0 9.2865 20370801 17325410 98367 WA PORT ORCHARD Single Family 8.34 0.5 0 0.0035 0 7.8365 20370801 17256052 64015 MO BLUE SPRINGS Single Family 9.6 0.5 0 0.0035 0 9.0965 20370801 17256148 95361 CA OAKDALE Single Family 9.04 0.5 0 0.0035 0 8.5365 20370801 17325400 62959 IL XXXXXX Single Family 10.15 0.5 0 0.0035 0 9.6465 20370801 17323165 34748 FL LEESBURG Single Family 11.84 0.5 0 0.0035 0 11.3365 20370801 17312436 76049 TX GRANBURY Single Family 6.278 0.5 0 0.0035 0 5.7745 20370801 17309257 23223 VA RICHMOND Single Family 7.9 0.5 0 0.0035 0 7.3965 20370801 17309217 92881 CA CORONA Single Family 8.95 0.5 0 0.0035 0 8.4465 20370801 17309220 32277 FL JACKSONVILLE Single Family 9.15 0.5 0 0.0035 0 8.6465 20370801 17304945 92679 CA TRABUCO CANYON Single Family 9.465 0.5 0 0.0035 0 8.9615 20370801 17306391 93223 CA FARMERSVILLE Single Family 7.49 0.5 0 0.0035 0 6.9865 20370801 17306427 78201 TX SAN ANTONIO Single Family 9.89 0.5 0 0.0035 0 9.3865 20370801 17306428 33759 FL CLEARWATER Single Family 7.45 0.5 0 0.0035 0 6.9465 20370801 17303683 20659 MD MECHANICSVILLE Single Family 10.65 0.5 0 0.0035 0 10.1465 20370801 17303246 23223 VA RICHMOND Single Family 8.45 0.5 0 0.0035 0 7.9465 20370801 17278542 0000 XX XXXXX XXXXXXXXXX Single Family 7.65 0.5 0 0.0035 0 7.1465 20370801 17275019 95361 CA OAKDALE Single Family 8.44 0.5 0 0.0035 0 7.9365 20370801 17323035 34275 FL NOKOMIS Single Family 9.74 0.5 0 0.0035 0 9.2365 20370801 17323036 65203 MO COLUMBIA Single Family 9.115 0.5 0 0.0035 0 8.6115 20370801 17323037 60050 IL XXXXXXX Single Family 9.59 0.5 0 0.0035 0 9.0865 20370801 17323043 93010 CA CAMARILLO Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17323054 54002 WI XXXXXXX Single Family 7.33 0.5 0 0.0035 0 6.8265 20370801 17323055 90001 CA LOS ANGELES Single Family 5.79 0.5 0 0.0035 0 5.2865 20370801 17323056 81147 CO PAGOSA SPRINGS Single Family 9.39 0.5 0 0.0035 0 8.8865 20370801 17323078 85373 AZ SUN CITY Single Family 10.04 0.5 0 0.0035 0 9.5365 20370801 17323083 32828 FL ORLANDO Townhouse 7.1 0.5 0 0.0035 0 6.5965 20370801 17323113 60639 IL CHICAGO 2-4 Family 9.34 0.5 0 0.0035 0 8.8365 20370801 17323114 90002 CA LOS ANGELES Single Family 7.79 0.5 0 0.0035 0 7.2865 20370801 17323115 34982 FL FORT XXXXXX Single Family 10.94 0.5 0 0.0035 0 10.4365 20370801 17324278 60491 IL XXXXX XXXX Single Family 10.15 0.5 0 0.0035 0 9.6465 20370801 17324280 19007 PA BRISTOL Single Family 6.673 0.5 0 0.0035 0 6.1695 20370801 17324303 91710 CA CHINO Single Family 6.455 0.5 0 0.0035 0 5.9515 20370801 17324309 90011 CA LOS ANGELES Single Family 6.252 0.5 0 0.0035 0 5.7485 20370801 17324323 91792 CA WEST COVINA Single Family 7.6 0.5 0 0.0035 0 7.0965 20370801 17324325 60458 IL JUSTICE Single Family 6.94 0.5 0 0.0035 0 6.4365 20370801 17324330 17366 PA WINDSOR PUD 10.15 0.5 0 0.0035 0 9.6465 20370801 17324341 20708 MD LAUREL Single Family 8.69 0.5 0 0.0035 0 8.1865 20370801 17324344 46205 IN INDIANAPOLIS Single Family 10.65 0.5 0 0.0035 0 10.1465 20370801 17324347 92307 CA APPLE VALLEY Single Family 7.91 0.5 0 0.0035 0 7.4065 20370801 17324354 32952 FL XXXXXXX ISLAND Single Family 10.54 0.5 0 0.0035 0 10.0365 20370801 17324357 60185 IL WEST CHICAGO Single Family 10.54 0.5 0 0.0035 0 10.0365 20370801 17324364 14428 NY CHURCHVILLE Single Family 11.34 0.5 0 0.0035 0 10.8365 20370801 17324384 12804 NY Queensbury Single Family 8.6 0.5 0 0.0035 0 8.0965 20370801 17324388 95648 CA LINCOLN PUD 8.34 0.5 0 0.0035 0 7.8365 20370801 17324784 32818 FL Orlando PUD 8.25 0.5 0 0.0035 0 7.7465 20370801 17324798 60630 IL CHICAGO Single Family 7.865 0.5 0 0.0035 0 7.3615 20370801 17324863 60651 IL CHICAGO 2-4 Family 10.5 0.5 0 0.0035 0 9.9965 20370801 17324875 92336 CA FONTANA Single Family 8.74 0.5 0 0.0035 0 8.2365 20370801 17324886 33024 FL Hollywood Single Family 6.99 0.5 0 0.0035 0 6.4865 20370801 17324896 94579 CA SAN LEANDRO Single Family 8.715 0.5 0 0.0035 0 8.2115 20370801 17325205 8846 NJ MIDDLESEX Single Family 7.4 0.5 0 0.0035 0 6.8965 20370801 17325255 68818 NE AURORA Single Family 9.85 0.5 0 0.0035 0 9.3465 20370801 17325258 53405 WI RACINE Single Family 10.89 0.5 0 0.0035 0 10.3865 20370801 17325263 24482 VA VERONA Single Family 6.64 0.5 0 0.0035 0 6.1365 20370801 17325288 93654 CA REEDLEY Single Family 8.95 0.5 0 0.0035 0 8.4465 20370801 17325340 8753 NJ TOMS RIVER Single Family 8.29 0.5 0 0.0035 0 7.7865 20370801 17325341 92019 CA EL CAJON Single Family 6.25 0.5 0 0.0035 0 5.7465 20370801 17325541 92115 CA SAN DIEGO Single Family 6.25 0.5 0 0.0035 0 5.7465 20370801 17325550 32825 FL ORLANDO PUD 8.865 0.5 0 0.0035 0 8.3615 20370801 17325564 30030 GA Decatur Single Family 10.04 0.5 0 0.0035 0 9.5365 20370801 17325575 60445 IL MIDLOTHIAN Single Family 7.888 0.5 0 0.0035 0 7.3845 20370801 17325602 46545 IN MISHAWAKA Single Family 10.64 0.5 0 0.0035 0 10.1365 20370801 17325646 66030 KS XXXXXXX Single Family 11.84 0.5 0 0.0035 0 11.3365 20370801 17326233 98168 WA BURIEN Single Family 8.89 0.5 0 0.0035 0 8.3865 20370801 17306258 90016 CA Los Angeles Single Family 5.95 0.5 0 0.0035 0 5.4465 20370801 17306337 61109 IL ROCKFORD Single Family 9.15 0.5 0 0.0035 0 8.6465 20370801 17306259 98208 WA Xxxxxxx Single Family 8.175 0.5 0 0.0035 0 7.6715 20370801 17306349 34470 FL OCALA Single Family 8.415 0.5 0 0.0035 0 7.9115 20370801 17306244 89143 NV LAS VEGAS PUD 8.85 0.5 0 0.0035 0 8.3465 20370801 17306355 15021 PA BURGETTSTOWN Single Family 12.3 0.5 0 0.0035 0 11.7965 20370801 17306245 21060 MD XXXX BURNIE Single Family 6.7 0.5 0 0.0035 0 6.1965 20370801 17306356 33870 FL SEBRING Single Family 7.64 0.5 0 0.0035 0 7.1365 20370801 17309039 91335 CA RESEDA Single Family 8.24 0.5 0 0.0035 0 7.7365 20370801 17309047 93309 CA BAKERSFIELD 2-4 Family 6.927 0.5 0 0.0035 0 6.4235 20370801 17308986 85746 AZ TUCSON PUD 10.04 0.5 0 0.0035 0 9.5365 20370801 17309062 33154 FL MIAMI BEACH Condominium 8.89 0.5 0 0.0035 0 8.3865 20370801 17309027 33972 FL Lehigh Acres Single Family 7.3 0.5 0 0.0035 0 6.7965 20370801 17309124 33602 FL TAMPA Single Family 10.25 0.5 0 0.0035 0 9.7465 20370801 17308993 32712 FL APOPKA Single Family 9.99 0.5 0 0.0035 0 9.4865 20370801 17309034 23222 VA Richmond Single Family 7.75 0.5 0 0.0035 0 7.2465 20370801 17309038 55016 MN Cottage Grove Single Family 7.825 0.5 0 0.0035 0 7.3215 20370801 17309167 91701 CA RANCHO CUCAMONGA Single Family 7.915 0.5 0 0.0035 0 7.4115 20220801 17309168 92392 CA VICTORVILLE Single Family 9.85 0.5 0 0.0035 0 9.3465 20370801 17311750 91710 CA CHINO Single Family 6.25 0.5 0 0.0035 0 5.7465 20370801 17311751 92241 CA DESERT HOT SPRINGS Single Family 7.055 0.5 0 0.0035 0 6.5515 20370801 17311753 60617 IL CHICAGO Single Family 9.89 0.5 0 0.0035 0 9.3865 20370801 17311769 60645 IL CHICAGO Condominium 8.59 0.5 0 0.0035 0 8.0865 20370801 17311773 63118 MO SAINT LOUIS 2-4 Family 10.04 0.5 0 0.0035 0 9.5365 20370801 17311708 75234 TX Dallas Single Family 6.825 0.5 0 0.0035 0 6.3215 20270801 17322669 18328 PA DINGMANS FERRY PUD 10.95 0.5 0 0.0035 0 10.4465 20370801 17322681 95470 CA REDWOOD VALLEY Single Family 6.551 0.5 0 0.0035 0 6.0475 20370801 17322693 60630 IL CHICAGO Single Family 9.67 0.5 0 0.0035 0 9.1665 20370801 17322708 20735 MD CLINTON Single Family 6.25 0.5 0 0.0035 0 5.7465 20370801 17322709 60639 IL CHICAGO 2-4 Family 6.74 0.5 0 0.0035 0 6.2365 20370801 17322743 33312 FL FORT LAUDERDALE Single Family 8.84 0.5 0 0.0035 0 8.3365 20370801 17322746 60014 IL CRYSTAL LAKE Single Family 9.14 0.5 0 0.0035 0 8.6365 20370801 17322750 33020 FL HOLLYWOOD Single Family 7.65 0.5 0 0.0035 0 7.1465 20370801 17311829 85296 AZ XXXXXXX PUD 8.34 0.5 0 0.0035 0 7.8365 20370801 17311831 94303 CA EAST PALO ALTO Single Family 11.765 0.5 0 0.0035 0 11.2615 20370801 17311838 34219 FL XXXXXXX Single Family 10.703 0.5 0 0.0035 0 10.1995 20370801 17311847 6443 CT Madison Single Family 10.7 0.5 0 0.0035 0 10.1965 20370801 17311848 90755 CA SIGNAL HILL Condominium 9.89 0.5 0 0.0035 0 9.3865 20370801 17311854 89030 NV N LAS VEGAS Single Family 7.3 0.5 0 0.0035 0 6.7965 20370801 17311858 00000 XX XXXXXXXXXX XXXX Single Family 10.775 0.5 0 0.0035 0 10.2715 20370801 17311860 93722 CA FRESNO Single Family 7.54 0.5 0 0.0035 0 7.0365 20370801 17311867 34286 FL NORTH PORT Single Family 6.6 0.5 0 0.0035 0 6.0965 20370801 17312180 92843 CA GARDEN GROVE Single Family 10.825 0.5 0 0.0035 0 10.3215 20370801 17312185 6051 CT NEW BRITAIN Condominium 9.49 0.5 0 0.0035 0 8.9865 20370801 17312191 34472 FL OCALA Single Family 8.465 0.5 0 0.0035 0 7.9615 20370801 17312193 60586 IL PLAINFIELD Single Family 7.875 0.5 0 0.0035 0 7.3715 20370801 17312202 32124 FL Daytona Beach Single Family 9.79 0.5 0 0.0035 0 9.2865 20370801 17312204 50216 IA PANORA Single Family 11.29 0.5 0 0.0035 0 10.7865 20370801 17312214 93662 CA SELMA Single Family 6.85 0.5 0 0.0035 0 6.3465 20370801 17312239 91040 CA SUNLAND Single Family 9.94 0.5 0 0.0035 0 9.4365 20370801 17312133 94806 CA SAN PABLO Single Family 9.7 0.5 0 0.0035 0 9.1965 20370801 17312243 95351 CA MODESTO Single Family 8.79 0.5 0 0.0035 0 8.2865 20370801 17312251 6454 CT MERIDEN 2-4 Family 7.44 0.5 0 0.0035 0 6.9365 20370801 17312256 92630 CA LAKE FOREST Single Family 6.395 0.5 0 0.0035 0 5.8915 20370801 17312283 60644 IL CHICAGO Townhouse 8.74 0.5 0 0.0035 0 8.2365 20370801 17322667 92391 CA Twin Peaks Single Family 7.445 0.5 0 0.0035 0 6.9415 20370801 17304236 60636 IL CHICAGO Single Family 7.925 0.5 0 0.0035 0 7.4215 20370801 17304246 60652 IL CHICAGO Single Family 8.878 0.5 0 0.0035 0 8.3745 20370801 17304249 91605 CA NORTH HOLLYWOOD Single Family 8.975 0.5 0 0.0035 0 8.4715 20370801 17304258 90038 CA LOS ANGELES 2-4 Family 8.525 0.5 0 0.0035 0 8.0215 20370801 17304186 6905 CT Stamford Single Family 8.8 0.5 0 0.0035 0 8.2965 20370801 17304263 60651 IL CHICAGO Single Family 10.38 0.5 0 0.0035 0 9.8765 20370801 17304270 90037 CA LOS ANGELES Single Family 9.2 0.5 0 0.0035 0 8.6965 20370801 17304284 92337 CA FONTANA Single Family 10.29 0.5 0 0.0035 0 9.7865 20370801 17304310 90620 CA BUENA PARK Single Family 8.19 0.5 0 0.0035 0 7.6865 20370801 17304821 21231 MD BALTIMORE 2-4 Family 8.215 0.5 0 0.0035 0 7.7115 20370801 17304771 0000 XX XXXX XXXXXXX Single Family 6.34 0.5 0 0.0035 0 5.8365 20370801 17304822 55449 MN MINNEAPOLIS Single Family 8 0.5 0 0.0035 0 7.4965 20370801 17304824 99203 WA SPOKANE Single Family 9.4 0.5 0 0.0035 0 8.8965 20370801 17304827 60540 IL NAPERVILLE Single Family 9.54 0.5 0 0.0035 0 9.0365 20370801 17304828 34251 FL Myakka City Single Family 7.9 0.5 0 0.0035 0 7.3965 20370801 17304831 80907 CO COLORADO SPRINGS Single Family 9.54 0.5 0 0.0035 0 9.0365 20370801 17304851 89110 NV LAS VEGAS Single Family 7.6 0.5 0 0.0035 0 7.0965 20370801 17304797 91789 CA Diamond Bar Single Family 7.6 0.5 0 0.0035 0 7.0965 20370801 17304884 60153 IL MAYWOOD Single Family 9.75 0.5 0 0.0035 0 9.2465 20370801 17304887 21122 MD PASADENA Single Family 9.59 0.5 0 0.0035 0 9.0865 20370801 17304897 98310 WA BREMERTON Single Family 7.29 0.5 0 0.0035 0 6.7865 20370801 17304919 91761 CA ONTARIO Single Family 6.625 0.5 0 0.0035 0 6.1215 20370801 17306271 92703 CA SANTA XXX Single Family 10.14 0.5 0 0.0035 0 9.6365 20370801 17306272 90280 CA SOUTH GATE Single Family 9.85 0.5 0 0.0035 0 9.3465 20370801 17306274 91740 CA GLENDORA Single Family 6.215 0.5 0 0.0035 0 5.7115 20370801 17306235 96753 HI KIHEI PUD 7.115 0.5 0 0.0035 0 6.6115 20370801 17306237 97023 OR ESTACADA Single Family 10.49 0.5 0 0.0035 0 9.9865 20370801 17306307 92071 CA SANTEE Single Family 6.7 0.5 0 0.0035 0 6.1965 20370801 17306248 78613 TX Cedar Park Single Family 9.575 0.5 0 0.0035 0 9.0715 20370801 17303062 36854 AL VALLEY Single Family 9.1 0.5 0 0.0035 0 8.5965 20370801 17303085 34677 FL OLDSMAR Single Family 7.24 0.5 0 0.0035 0 6.7365 20370801 17303117 33032 FL Miami Single Family 11.375 0.5 0 0.0035 0 10.8715 20370801 17303120 89145 NV LAS VEGAS Single Family 7.94 0.5 0 0.0035 0 7.4365 20370801 17303130 60067 IL PALATINE Single Family 10.25 0.5 0 0.0035 0 9.7465 20370801 17303015 77340 TX Huntsville Single Family 7.825 0.5 0 0.0035 0 7.3215 20370801 17303515 91744 CA LA XXXXXX Single Family 7.115 0.5 0 0.0035 0 6.6115 20370801 17303538 60643 IL CHICAGO Single Family 10.815 0.5 0 0.0035 0 10.3115 20370801 17303552 21215 MD BALTIMORE Single Family 9.04 0.5 0 0.0035 0 8.5365 20370801 17303554 91791 CA WEST COVINA Single Family 7.35 0.5 0 0.0035 0 6.8465 20370801 17303498 1040 MA Holyoke Single Family 7.6 0.5 0 0.0035 0 7.0965 20370801 17303563 60612 IL CHICAGO 2-4 Family 9.89 0.5 0 0.0035 0 9.3865 20370801 17303591 60504 IL AURORA Single Family 8.415 0.5 0 0.0035 0 7.9115 20370801 17303598 34956 FL INDIANTOWN Single Family 9.95 0.5 0 0.0035 0 9.4465 20370801 17303511 85042 AZ Phoenix Single Family 8.4 0.5 0 0.0035 0 7.8965 20370801 17303604 33169 FL Miami Single Family 10.39 0.5 0 0.0035 0 9.8865 20370801 17303610 96146 CA OLYMPIC VALLEY Condominium 9.575 0.5 0 0.0035 0 9.0715 20370801 17303779 34293 FL VENICE Single Family 9.64 0.5 0 0.0035 0 9.1365 20370801 17303718 30060 GA MARIETTA Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17303788 32766 FL OVIEDO Single Family 7.99 0.5 0 0.0035 0 7.4865 20370801 17303790 60644 IL CHICAGO 2-4 Family 7.69 0.5 0 0.0035 0 7.1865 20370801 17303791 60617 IL CHICAGO Single Family 10.54 0.5 0 0.0035 0 10.0365 20370801 17303833 92084 CA VISTA Single Family 8.94 0.5 0 0.0035 0 8.4365 20370801 17303747 76248 TX Keller PUD 10.2 0.5 0 0.0035 0 9.6965 20370801 17303844 91750 CA LA VERNE Single Family 6.249 0.5 0 0.0035 0 5.7455 20370801 17303750 85032 AZ Phoenix Single Family 6.3 0.5 0 0.0035 0 5.7965 20370801 17303858 46545 IN MISHAWAKA Single Family 9.09 0.5 0 0.0035 0 8.5865 20370801 17303865 22427 VA BOWLING GREEN Single Family 7.34 0.5 0 0.0035 0 6.8365 20370801 17303757 91701 CA Rancho Cucamango Single Family 6.025 0.5 0 0.0035 0 5.5215 20370801 17303866 60102 IL ALGONQUIN Single Family 11.19 0.5 0 0.0035 0 10.6865 20370801 17303919 95326 CA HUGHSON PUD 7.44 0.5 0 0.0035 0 6.9365 20370801 17303920 85741 AZ TUCSON Single Family 8.2 0.5 0 0.0035 0 7.6965 20370801 17304206 34117 FL NAPLES Single Family 6.8 0.5 0 0.0035 0 6.2965 20370801 17304208 94005 CA BRISBANE Single Family 8.515 0.5 0 0.0035 0 8.0115 20370801 17301740 92071 CA SANTEE Single Family 7.98 0.5 0 0.0035 0 7.4765 20370801 17301767 60624 IL CHICAGO 2-4 Family 7.28 0.5 0 0.0035 0 6.7765 20370801 17301770 60707 IL CHICAGO Single Family 7.74 0.5 0 0.0035 0 7.2365 20370801 17301712 6515 CT New Haven Single Family 8.35 0.5 0 0.0035 0 7.8465 20370801 17301783 90220 CA COMPTON Single Family 6.79 0.5 0 0.0035 0 6.2865 20370801 17301722 91762 CA Ontario Single Family 5.75 0.5 0 0.0035 0 5.2465 20370801 17301724 19465 PA Pottstown PUD 8 0.5 0 0.0035 0 7.4965 20370801 17301816 33024 FL Davie Single Family 9.39 0.5 0 0.0035 0 8.8865 20370801 17301822 94086 CA SUNNYVALLE Condominium 10.65 0.5 0 0.0035 0 10.1465 20370801 17301831 33619 FL Tampa Single Family 7.8 0.5 0 0.0035 0 7.2965 20370801 17302153 92301 CA ADELANTO Single Family 10 0.5 0 0.0035 0 9.4965 20370801 17302157 93307 CA BAKERSFIELD Single Family 7.75 0.5 0 0.0035 0 7.2465 20370801 17302163 50314 IA DES MOINES Single Family 8.9 0.5 0 0.0035 0 8.3965 20370801 17302164 33435 FL BOYNTON BEACH Single Family 9.99 0.5 0 0.0035 0 9.4865 20370801 17302179 33584 FL Seffner PUD 9.99 0.5 0 0.0035 0 9.4865 20370801 17302189 32807 FL ORLANDO Single Family 6.89 0.5 0 0.0035 0 6.3865 20370801 17302198 93534 CA LANCASTER Single Family 9.8 0.5 0 0.0035 0 9.2965 20370801 17302215 91732 CA EL MONTE 2-4 Family 8.54 0.5 0 0.0035 0 8.0365 20370801 17302217 78383 TX SANDIA Single Family 10.165 0.5 0 0.0035 0 9.6615 20370801 17302221 19904 DE DOVER Single Family 8.55 0.5 0 0.0035 0 8.0465 20370801 17302252 33029 FL Pembroke Pines PUD 7.69 0.5 0 0.0035 0 7.1865 20370801 17302253 92646 CA HUNTINGTON BEACH Single Family 6.44 0.5 0 0.0035 0 5.9365 20370801 17302254 47374 IN RICHMOND Single Family 10.2 0.5 0 0.0035 0 9.6965 20370801 17302274 60099 IL ZION Single Family 9.8 0.5 0 0.0035 0 9.2965 20370801 17302275 91214 CA GLENDALE Single Family 10.1 0.5 0 0.0035 0 9.5965 20370801 17302481 60618 IL CHICAGO 2-4 Family 8.97 0.5 0 0.0035 0 8.4665 20370801 17302487 60101 IL ADDISON Condominium 8.44 0.5 0 0.0035 0 7.9365 20370801 17302503 47630 IN NEWBURGH Single Family 9.15 0.5 0 0.0035 0 8.6465 20370801 17302515 90037 CA LOS ANGELES 2-4 Family 7.69 0.5 0 0.0035 0 7.1865 20370801 17302519 99347 WA XXXXXXX Single Family 8.74 0.5 0 0.0035 0 8.2365 20370801 17302524 93702 CA FRESNO Single Family 7.84 0.5 0 0.0035 0 7.3365 20370801 17302526 63764 MO MARBLE HILL Single Family 10.59 0.5 0 0.0035 0 10.0865 20370801 17302534 80031 CO Westminister Single Family 7 0.5 0 0.0035 0 6.4965 20370801 17302536 97520 OR ASHLAND Single Family 7.715 0.5 0 0.0035 0 7.2115 20370801 17302549 91331 CA PACOIMA Condominium 8.2 0.5 0 0.0035 0 7.6965 20370801 17302551 92610 CA FOOTHILL RANCH PUD 6.25 0.5 0 0.0035 0 5.7465 20370801 17302556 90606 CA WHITTIER Single Family 6.275 0.5 0 0.0035 0 5.7715 20370801 17302459 32084 FL Saint Augustine Single Family 8 0.5 0 0.0035 0 7.4965 20370801 17302463 92308 CA Apple Valley Single Family 7.6 0.5 0 0.0035 0 7.0965 20370801 17302585 60517 IL WOODRIDGE Single Family 7.54 0.5 0 0.0035 0 7.0365 20370801 17302597 90003 CA LOS ANGELES 2-4 Family 10.265 0.5 0 0.0035 0 9.7615 20370801 17303034 33015 FL MIAMI Condominium 6.898 0.5 0 0.0035 0 6.3945 20370801 17303042 60490 IL BOLINGBROOK Single Family 9.99 0.5 0 0.0035 0 9.4865 20370801 17303043 32244 FL Jacksonville Single Family 9.14 0.5 0 0.0035 0 8.6365 20370801 17303051 23324 VA CHESAPEAKE Single Family 7.49 0.5 0 0.0035 0 6.9865 20370801 17303000 31419 GA Savannah 2-4 Family 7.7 0.5 0 0.0035 0 7.1965 20370801 17280158 1605 MA Worcester Single Family 9 0.5 0 0.0035 0 8.4965 20370801 17286678 73120 OK Oklahoma City Single Family 10.75 0.5 0 0.0035 0 10.2465 20370801 17286717 60629 IL CHICAGO Single Family 8.25 0.5 0 0.0035 0 7.7465 20370801 17293452 33837 FL Davenport PUD 8.2 0.5 0 0.0035 0 7.6965 20370801 17295228 90805 CA LONG BEACH Single Family 7.44 0.5 0 0.0035 0 6.9365 20370801 17295242 97501 OR MEDFORD Single Family 8.595 0.5 0 0.0035 0 8.0915 20370801 17295245 77546 TX FRIENDSWOOD PUD 7.74 0.5 0 0.0035 0 7.2365 20220801 17295276 92694 CA LADERA RANCH Single Family 8.4 0.5 0 0.0035 0 7.8965 20370801 17295282 22193 VA WOODBRIDGE Single Family 9.59 0.5 0 0.0035 0 9.0865 20370801 17295194 18944 PA Perkasie Single Family 7.85 0.5 0 0.0035 0 7.3465 20370801 17297225 32746 FL XXXX XXXX PUD 11.39 0.5 0 0.0035 0 10.8865 20370801 17297248 33830 FL BARTOW Single Family 8.3 0.5 0 0.0035 0 7.7965 20370801 17297181 19028 PA EDGEMONT Single Family 7.775 0.5 0 0.0035 0 7.2715 20370801 17297182 32708 FL Winter Springs Single Family 9.45 0.5 0 0.0035 0 8.9465 20370801 17297186 32808 FL Orlando PUD 7.2 0.5 0 0.0035 0 6.6965 20370801 17297191 34747 FL Kissimmee Single Family 8.7 0.5 0 0.0035 0 8.1965 20370801 17298068 60639 IL CHICAGO 2-4 Family 8.84 0.5 0 0.0035 0 8.3365 20370701 17298126 34758 FL KISSIMMEE Single Family 7.74 0.5 0 0.0035 0 7.2365 20370801 17298132 55040 MN Isanti Single Family 7.925 0.5 0 0.0035 0 7.4215 20370801 17298143 92807 CA ANAHIEM PUD 6.715 0.5 0 0.0035 0 6.2115 20370801 17298154 39212 XX XXXXXXX Single Family 8.35 0.5 0 0.0035 0 7.8465 20370801 17298157 8360 NJ VINELAND Single Family 8.94 0.5 0 0.0035 0 8.4365 20370801 17298178 32792 FL Winter Park Single Family 8.84 0.5 0 0.0035 0 8.3365 20370801 17298180 64114 MO KANSAS CITY Single Family 10.19 0.5 0 0.0035 0 9.6865 20370801 17298089 33617 FL Tampa Single Family 8.35 0.5 0 0.0035 0 7.8465 20370801 17298881 33351 FL LAUDERHILL Single Family 9.14 0.5 0 0.0035 0 8.6365 20370801 17298837 18951 PA Quakertown Single Family 8.525 0.5 0 0.0035 0 8.0215 20370801 17298840 73069 OK Norman Single Family 8.7 0.5 0 0.0035 0 8.1965 20370801 17298842 77459 TX Missouri City PUD 6.55 0.5 0 0.0035 0 6.0465 20320801 17298860 60172 IL ROSELLE Single Family 6.75 0.5 0 0.0035 0 6.2465 20370801 17298861 34654 FL New Port Xxxxxx Single Family 7.5 0.5 0 0.0035 0 6.9965 20370801 17298865 22553 VA Spotsylvania Single Family 6.5 0.5 0 0.0035 0 5.9965 20370801 17299526 92869 CA ORANGE Condominium 7.99 0.5 0 0.0035 0 7.4865 20370801 17299490 94588 CA PLEASANTON Single Family 10.99 0.5 0 0.0035 0 10.4865 20370801 17299597 62010 IL Bethalto Single Family 8.75 0.5 0 0.0035 0 8.2465 20370801 17274370 78541 TX EDINBURG Single Family 9.49 0.5 0 0.0035 0 8.9865 20370801 17275454 23602 VA Newport News Single Family 8.2 0.5 0 0.0035 0 7.6965 20370801 17275465 24211 VA Abingdon Single Family 8.975 0.5 0 0.0035 0 8.4715 20370801 17278371 92407 CA SAN BERNARDINO Single Family 8.837 0.5 0 0.0035 0 8.3335 20370801 17279591 85248 AZ CHANDLER PUD 9.54 0.5 0 0.0035 0 9.0365 20370801 17279601 33068 FL NORTH LAUDERDALE Single Family 9.19 0.5 0 0.0035 0 8.6865 20370801 17280054 78233 TX San Antonio PUD 8.25 0.5 0 0.0035 0 7.7465 20370801 17229440 17033 PA Hershey Single Family 8.35 0.5 0 0.0035 0 7.8465 20370801 17267283 33063 FL Margate Single Family 8.85 0.5 0 0.0035 0 8.3465 20370801 17266288 23231 VA Richmond Single Family 9.05 0.5 0 0.0035 0 8.5465 20370801 17265801 60620 IL Chicago 2-4 Family 9.1 0.5 0 0.0035 0 8.5965 20370801 17265733 11779 NY Ronkonkoma Townhouse 7.375 0.5 0 0.0035 0 6.8715 20370801 17265494 85621 AZ Nogales Single Family 11.45 0.5 0 0.0035 0 10.9465 20370801 17265517 19604 PA READING Townhouse 8.29 0.5 0 0.0035 0 7.7865 20370801 17265753 49410 MI Fountain Single Family 7.3 0.5 0 0.0035 0 6.7965 20370801 17265765 00000 XX Xxxxx Xxxxxxxx Xxxx 2-4 Family 9.15 0.5 0 0.0035 0 8.6465 20370801 17264119 34715 FL Minneola PUD 10.725 0.5 0 0.0035 0 10.2215 20370801 17256017 18330 PA Effort Single Family 9.275 0.5 0 0.0035 0 8.7715 20370801 17252607 92506 CA RIVERSIDE Single Family 7.85 0.5 0 0.0035 0 7.3465 20220801 17252609 60647 IL CHICAGO Single Family 6.7 0.5 0 0.0035 0 6.1965 20370801 17255204 33414 FL WELLINGTON PUD 10.45 0.5 0 0.0035 0 9.9465 20370801 17255172 22193 VA Woodbridge Single Family 9.3 0.5 0 0.0035 0 8.7965 20370801 17255231 78577 TX Pharr Single Family 11.55 0.5 0 0.0035 0 11.0465 20370801 17255175 95670 CA Rancho Xxxxxxx Single Family 10.3 0.5 0 0.0035 0 9.7965 20370801 17247443 34119 FL Naples PUD 8.85 0.5 0 0.0035 0 8.3465 20370801 17326600 32817 FL ORLANDO Single Family 9.04 0.5 0 0.0035 0 8.5365 20370801 17326606 7040 NJ MAPLEWOOD Single Family 8.05 0.5 0 0.0035 0 7.5465 20370801 17326607 60007 IL ELK GROVE VILLAGE Single Family 8.5 0.5 0 0.0035 0 7.9965 20370801 17325760 7104 NJ NEWARK 2-4 Family 7.84 0.5 0 0.0035 0 7.3365 20370801 17325765 60940 IL GRANT PARK Single Family 8.5 0.5 0 0.0035 0 7.9965 20370801 17325775 93307 CA BAKERSFIELD Single Family 6.75 0.5 0 0.0035 0 6.2465 20270801 17325780 90710 CA HARBOR CITY Condominium 6.69 0.5 0 0.0035 0 6.1865 20370801 17325781 32835 FL ORLANDO Single Family 8.69 0.5 0 0.0035 0 8.1865 20370801 17325785 90805 CA LONG BEACH Single Family 9.54 0.5 0 0.0035 0 9.0365 20370801 17325790 23323 VA CHESAPEAKE Single Family 7.84 0.5 0 0.0035 0 7.3365 20370801 17325792 92821 CA BREA Single Family 6.95 0.5 0 0.0035 0 6.4465 20370801 17325802 11803 NY PLAINVIEW Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17325750 90044 CA LOS ANGELES Single Family 7.79 0.5 0 0.0035 0 7.2865 20370801 17325807 23513 VA NORFOLK Single Family 6.99 0.5 0 0.0035 0 6.4865 20370801 17325817 22546 VA XXXXXX XXXX Single Family 7.75 0.5 0 0.0035 0 7.2465 20370801 17325818 60948 IL LODA Single Family 9.99 0.5 0 0.0035 0 9.4865 20370801 17325820 19090 PA WILLOW GROVE Single Family 10.5 0.5 0 0.0035 0 9.9965 20370801 17325826 94806 CA SAN PABLO Single Family 8.09 0.5 0 0.0035 0 7.5865 20370801 17326613 95316 CA DENAIR Single Family 7.89 0.5 0 0.0035 0 7.3865 20370801 17326620 89147 NV LAS VEGAS Single Family 7.89 0.5 0 0.0035 0 7.3865 20370801 17326645 85041 AZ PHOENIX Single Family 8.69 0.5 0 0.0035 0 8.1865 20370801 17326653 91748 CA XXXXXXX HEIGHTS Single Family 7.89 0.5 0 0.0035 0 7.3865 20370801 17325449 93033 CA OXNARD Single Family 8.365 0.5 0 0.0035 0 7.8615 20370801 17325451 93309 CA BAKERSFIELD Single Family 7.4 0.5 0 0.0035 0 6.8965 20370801 17325458 98360 WA ORTING Single Family 6.925 0.5 0 0.0035 0 6.4215 20370801 17325473 60655 IL CHICAGO Single Family 9.74 0.5 0 0.0035 0 9.2365 20370801 17325481 33853 FL LAKE WALES Single Family 8 0.5 0 0.0035 0 7.4965 20370801 17325752 70363 LA HOUMA Single Family 10.75 0.5 0 0.0035 0 10.2465 20370801 17325836 23228 VA RICHMOND Single Family 8.628 0.5 0 0.0035 0 8.1245 20370801 17325842 19320 PA COATESVILLE Single Family 9.45 0.5 0 0.0035 0 8.9465 20370801 17325848 00000 XX XXXXXXXXX Single Family 8.54 0.5 0 0.0035 0 8.0365 20370801 17325864 12582 NY STORMVILLE Single Family 7.99 0.5 0 0.0035 0 7.4865 20370801 17325883 15146 PA MONROEVILLE Single Family 9.025 0.5 0 0.0035 0 8.5215 20370801 17325885 10469 NY BRONX 2-4 Family 9.8 0.5 0 0.0035 0 9.2965 20370801 17325755 23453 VA VIRGINIA BEACH Single Family 8.465 0.5 0 0.0035 0 7.9615 20370801 17323217 25404 WV MARTINSBURG Single Family 10.99 0.5 0 0.0035 0 10.4865 20370801 17323169 92234 CA CATHEDRAL CITY Single Family 10.19 0.5 0 0.0035 0 9.6865 20370801 17323219 55107 MN SAINT XXXX Single Family 11.54 0.5 0 0.0035 0 11.0365 20370801 17323170 95901 CA MARYSVILLE Single Family 7.64 0.5 0 0.0035 0 7.1365 20370801 17324462 68111 NE OMAHA Single Family 12.39 0.5 0 0.0035 0 11.8865 20370801 17324463 33615 FL TAMPA Single Family 7.29 0.5 0 0.0035 0 6.7865 20370801 17324466 97383 OR STAYTON Single Family 12.39 0.5 0 0.0035 0 11.8865 20370801 17324469 95340 CA MERCED Single Family 6.79 0.5 0 0.0035 0 6.2865 20370801 17324475 64110 MO KANSAS CITY Single Family 10.24 0.5 0 0.0035 0 9.7365 20370801 17324477 60647 IL CHICAGO 2-4 Family 7.95 0.5 0 0.0035 0 7.4465 20370801 17324921 22314 VA ALEXANDRIA Single Family 8.265 0.5 0 0.0035 0 7.7615 20370801 17324929 34470 FL OCALA Single Family 7.44 0.5 0 0.0035 0 6.9365 20370801 17324932 90043 CA LOS ANGELES Single Family 10.24 0.5 0 0.0035 0 9.7365 20370801 17324935 81506 CO GRAND JUNCTION Single Family 7.79 0.5 0 0.0035 0 7.2865 20370801 17324937 33714 FL SAINT PETERSBURG Single Family 8.24 0.5 0 0.0035 0 7.7365 20370801 17324943 55364 MN MINNETRISTA Single Family 9.113 0.5 0 0.0035 0 8.6095 20370801 17324944 60651 IL CHICAGO 2-4 Family 9.64 0.5 0 0.0035 0 9.1365 20370801 17324924 30038 GA LITHONIA Single Family 11.35 0.5 0 0.0035 0 10.8465 20370801 17324926 33027 FL MIRAMAR Single Family 9.14 0.5 0 0.0035 0 8.6365 20370801 17325486 34471 FL OCALA Single Family 6.99 0.5 0 0.0035 0 6.4865 20370801 17325489 95050 CA SANTA XXXXX Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17325409 93637 CA MADERA Single Family 7.75 0.5 0 0.0035 0 7.2465 20370801 17325411 91768 CA POMONA Single Family 6.5 0.5 0 0.0035 0 5.9965 20370801 17325490 90001 CA LOS ANGELES Single Family 6.24 0.5 0 0.0035 0 5.7365 20370801 17297545 19010 PA BRYN MAWR Single Family 9.64 0.5 0 0.0035 0 9.1365 20370801 17297547 95758 CA ELK GROVE Single Family 7.775 0.5 0 0.0035 0 7.2715 20370801 17297548 28103 NC MARSHVILLE Single Family 11.14 0.5 0 0.0035 0 10.6365 20370801 17297552 21228 MD CATONSVILLE Single Family 8.44 0.5 0 0.0035 0 7.9365 20370801 17297563 8043 NJ XXXXXXXX Single Family 9.54 0.5 0 0.0035 0 9.0365 20370801 17297502 83864 ID SANDPOINT Single Family 8.55 0.5 0 0.0035 0 8.0465 20370801 17297575 91335 CA RESEDA Single Family 8.59 0.5 0 0.0035 0 8.0865 20370801 17297579 91335 CA RESEDA Single Family 8.365 0.5 0 0.0035 0 7.8615 20370801 17297583 93063 CA SIMI VALLEY Single Family 7.64 0.5 0 0.0035 0 7.1365 20370801 17297591 19720 DE NEW CASTLE Single Family 8.25 0.5 0 0.0035 0 7.7465 20370801 17297595 33069 FL POMPANO BEACH Single Family 9.14 0.5 0 0.0035 0 8.6365 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0 0.0035 0 8.9865 20370801 17295424 90813 CA LONG BEACH Single Family 7.2 0.5 0 0.0035 0 6.6965 20370801 17295426 19124 PA PHILADELPHIA Single Family 9.69 0.5 0 0.0035 0 9.1865 20370801 17295364 99301 WA PASCO Single Family 10.64 0.5 0 0.0035 0 10.1365 20370701 17295432 33027 FL MIRAMAR Single Family 8.14 0.5 0 0.0035 0 7.6365 20370801 17295433 19026 PA DREXEL HILL Single Family 8.94 0.5 0 0.0035 0 8.4365 20370801 17295447 85037 AZ PHOENIX Single Family 6.79 0.5 0 0.0035 0 6.2865 20370801 17295448 63133 MO SAINT LOUIS Single Family 9.175 0.5 0 0.0035 0 8.6715 20370801 17295460 6704 CT WATERBURY Single Family 9.44 0.5 0 0.0035 0 8.9365 20370801 17297504 92262 CA PALM SPRINGS Single Family 9.29 0.5 0 0.0035 0 8.7865 20370801 17297505 94061 CA REDWOOD CITY Single Family 7.9 0.5 0 0.0035 0 7.3965 20370801 17293637 32209 FL JACKSONVILLE Single Family 9.95 0.5 0 0.0035 0 9.4465 20370801 17293641 27607 NC RALEIGH Single Family 7.99 0.5 0 0.0035 0 7.4865 20370801 17293642 94509 CA ANTIOCH Single Family 6.45 0.5 0 0.0035 0 5.9465 20370801 17293671 7727 NJ HOWELL Single Family 8.89 0.5 0 0.0035 0 8.3865 20370801 17293672 78537 TX XXXXX Single Family 11.45 0.5 0 0.0035 0 10.9465 20370801 17293673 8094 NJ WILLIAMSTOWN Single Family 10.24 0.5 0 0.0035 0 9.7365 20370801 17293676 7470 NJ XXXXX Single Family 7.99 0.5 0 0.0035 0 7.4865 20370801 17293681 6053 CT NEW BRITAIN Single Family 9.29 0.5 0 0.0035 0 8.7865 20370801 17293684 91702 CA AZUSA Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17293611 98122 WA SEATTLE Single Family 10.14 0.5 0 0.0035 0 9.6365 20370801 17293612 92553 CA XXXXXX VALLEY Single Family 7.92 0.5 0 0.0035 0 7.4165 20370801 17293689 23663 VA HAMPTON Single Family 10.85 0.5 0 0.0035 0 10.3465 20370801 17293693 90032 CA LOS ANGELES Single Family 6.99 0.5 0 0.0035 0 6.4865 20370801 17293614 97267 OR MILWAUKIE Single Family 7.35 0.5 0 0.0035 0 6.8465 20370801 17293696 23323 VA CHESAPEAKE Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17293703 29526 SC XXXXXX Single Family 9.94 0.5 0 0.0035 0 9.4365 20370801 17293706 92307 CA APPLE VALLEY Single Family 8.29 0.5 0 0.0035 0 7.7865 20370801 17293709 90638 CA LA MIRADA Single Family 6.99 0.5 0 0.0035 0 6.4865 20370801 17293723 38374 TN SCOTTS HILL Single Family 9.84 0.5 0 0.0035 0 9.3365 20370801 17293728 6002 CT BLOOMFIELD Single Family 8.65 0.5 0 0.0035 0 8.1465 20370801 17293731 98292 WA STANWOOD Single Family 8.54 0.5 0 0.0035 0 8.0365 20370801 17286765 33323 FL SUNRISE Single Family 7.715 0.5 0 0.0035 0 7.2115 20370801 17286736 80301 CO BOULDER Single Family 10.3 0.5 0 0.0035 0 9.7965 20370801 17286793 7719 NJ BELMAR Single Family 9.15 0.5 0 0.0035 0 8.6465 20370801 17286795 2026 MA DEDHAM Single Family 10.69 0.5 0 0.0035 0 10.1865 20370801 17286810 18018 PA BETHLEHEM Single Family 9.54 0.5 0 0.0035 0 9.0365 20370801 17286824 78664 TX ROUND ROCK Single Family 12.29 0.5 0 0.0035 0 11.7865 20370801 17293762 95125 CA SAN XXXX Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17293763 92324 CA COLTON Single Family 7.19 0.5 0 0.0035 0 6.6865 20370801 17293768 96006 CA ADIN Single Family 8.05 0.5 0 0.0035 0 7.5465 20370801 17293769 84015 UT CLINTON Single Family 8.79 0.5 0 0.0035 0 8.2865 20370801 17293625 32825 FL ORLANDO Single Family 11.29 0.5 0 0.0035 0 10.7865 20370701 17293626 21206 MD BALTIMORE Single Family 10.965 0.5 0 0.0035 0 10.4615 20370801 17293627 85021 AZ PHOENIX 2-4 Family 8.54 0.5 0 0.0035 0 8.0365 20370801 17280705 10990 NY WARWICK Single Family 10.9 0.5 0 0.0035 0 10.3965 20370801 17280709 33322 FL SUNRISE Single Family 8.44 0.5 0 0.0035 0 7.9365 20370801 17280713 8016 NJ BURLINGTON Single Family 8.6 0.5 0 0.0035 0 8.0965 20370801 17280718 36117 XX XXXXXXXXXX Single Family 11.65 0.5 0 0.0035 0 11.1465 20370801 17280719 46239 IN INDIANAPOLIS Single Family 8.9 0.5 0 0.0035 0 8.3965 20370801 17280734 60628 IL CHICAGO Single Family 10.35 0.5 0 0.0035 0 9.8465 20370801 17280749 12561 NY NEW PALTZ Single Family 8.965 0.5 0 0.0035 0 8.4615 20370801 17286856 20784 MD HYATTSVILLE Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17286747 33498 FL BOCA RATON Single Family 8.965 0.5 0 0.0035 0 8.4615 20370801 17286888 25405 WV MARTINSBURG Single Family 7.94 0.5 0 0.0035 0 7.4365 20370801 17286748 85713 AZ TUCSON Single Family 11.24 0.5 0 0.0035 0 10.7365 20370801 17279702 31093 GA WARNER ROBINS Single Family 10.3 0.5 0 0.0035 0 9.7965 20370801 17280758 88001 NM LAS CRUCES Single Family 8.94 0.5 0 0.0035 0 8.4365 20370801 17280762 22407 VA FREDERICKSBURG Single Family 9.54 0.5 0 0.0035 0 9.0365 20370801 17280763 25413 WV BUNKER HILL Single Family 7.49 0.5 0 0.0035 0 6.9865 20370801 17280775 38119 TN MEMPHIS Single Family 10.34 0.5 0 0.0035 0 9.8365 20370801 17280798 19954 DE HOUSTON Single Family 8.85 0.5 0 0.0035 0 8.3465 20370801 17280804 7107 NJ NEWARK 2-4 Family 8.1 0.5 0 0.0035 0 7.5965 20370801 17280816 15221 PA PITTSBURGH Single Family 11.563 0.5 0 0.0035 0 11.0595 20370801 17280823 33543 FL XXXXXX CHAPEL Single Family 8.375 0.5 0 0.0035 0 7.8715 20370801 17279232 91766 CA POMONA Single Family 9.965 0.5 0 0.0035 0 9.4615 20370801 17279112 00000 XX XXXXXXXXX Single Family 11.49 0.5 0 0.0035 0 10.9865 20370801 17279114 55302 MN ANNANDALE Single Family 8.7 0.5 0 0.0035 0 8.1965 20370801 17342559 32810 FL ORLANDO Single Family 9.04 0.5 0 0.0035 0 8.5365 20370801 17342088 10306 NY STATEN ISLAND 2-4 Family 9.1 0.5 0 0.0035 0 8.5965 20370801 17342096 60411 IL SAUK VILLAGE Single Family 8.64 0.5 0 0.0035 0 8.1365 20370801 17342643 91402 CA PANORAMA CITY Single Family 7.69 0.5 0 0.0035 0 7.1865 20370801 17342645 91403 CA XXXXXXX OAKS Single Family 6.25 0.5 0 0.0035 0 5.7465 20370801 17342663 93550 CA PALMDALE Single Family 7.69 0.5 0 0.0035 0 7.1865 20370801 17326797 85224 AZ XXXXXXXX Single Family 9.89 0.5 0 0.0035 0 9.3865 20370801 17326807 92544 CA HEMET Single Family 8.978 0.5 0 0.0035 0 8.4745 20370801 17342124 84074 UT TOOELE Single Family 8.25 0.5 0 0.0035 0 7.7465 20370801 17342125 91343 CA NORTH HILLS 2-4 Family 8.69 0.5 0 0.0035 0 8.1865 20370801 17342148 98374 WA PUYALLUP Single Family 6.49 0.5 0 0.0035 0 5.9865 20370801 17342171 96734 HI KAILUA Single Family 7.415 0.5 0 0.0035 0 6.9115 20370801 17342176 60025 IL GLENVIEW Single Family 7.915 0.5 0 0.0035 0 7.4115 20370801 17342216 93550 CA PALMDALE Single Family 9.99 0.5 0 0.0035 0 9.4865 20370801 17326814 36701 AL SELMA Single Family 12.04 0.5 0 0.0035 0 11.5365 20370801 17326820 15323 PA CLAYSVILLE Single Family 7.84 0.5 0 0.0035 0 7.3365 20370801 17326854 22602 VA WINCHESTER Single Family 10.04 0.5 0 0.0035 0 9.5365 20370801 17326740 60628 IL CHICAGO Single Family 10.65 0.5 0 0.0035 0 10.1465 20370801 17326857 33013 FL HIALEAH Single Family 9.59 0.5 0 0.0035 0 9.0865 20370801 17326866 23434 VA SUFFOLK Single Family 9.15 0.5 0 0.0035 0 8.6465 20370801 17326869 17042 PA LEBANON Single Family 10.44 0.5 0 0.0035 0 9.9365 20370801 17326896 55068 MN ROSEMOUNT Single Family 8.9 0.5 0 0.0035 0 8.3965 20370801 17326391 92544 CA HEMET Single Family 7.14 0.5 0 0.0035 0 6.6365 20370801 17326918 64114 MO KANSAS CITY Single Family 11.64 0.5 0 0.0035 0 11.1365 20370801 17326929 91325 CA LOS ANGELES Single Family 7.415 0.5 0 0.0035 0 6.9115 20370801 17326944 39553 XX XXXXXXX Single Family 9.44 0.5 0 0.0035 0 8.9365 20370801 17326951 21222 MD DUNDALK Single Family 9.65 0.5 0 0.0035 0 9.1465 20370801 17326958 18508 PA SCRANTON Single Family 11.775 0.5 0 0.0035 0 11.2715 20370801 17326968 79707 TX MIDLAND Single Family 9.2 0.5 0 0.0035 0 8.6965 20370801 17326969 19053 PA FEASTERVILLE TREVOSE Single Family 9.39 0.5 0 0.0035 0 8.8865 20370801 17326979 32784 FL UMATILLA Single Family 8.915 0.5 0 0.0035 0 8.4115 20370801 17326983 33167 FL MIAMI Single Family 7.075 0.5 0 0.0035 0 6.5715 20370801 17326992 7111 NJ IRVINGTON 2-4 Family 9.84 0.5 0 0.0035 0 9.3365 20370801 17327010 11705 NY BAYPORT Single Family 6.938 0.5 0 0.0035 0 6.4345 20270801 17327013 90047 CA LOS ANGELES Single Family 6.7 0.5 0 0.0035 0 6.1965 20370801 17327015 33064 FL POMPANO BEACH Single Family 9.39 0.5 0 0.0035 0 8.8865 20370801 17327020 19805 DE WILMINGTON Single Family 9.84 0.5 0 0.0035 0 9.3365 20370801 17326402 32210 FL JACKSONVILLE Single Family 6.815 0.5 0 0.0035 0 6.3115 20370801 17326355 32738 FL DELTONA Single Family 8.45 0.5 0 0.0035 0 7.9465 20370801 17326415 98407 WA TACOMA Single Family 9.85 0.5 0 0.0035 0 9.3465 20370801 17326417 23111 VA MECHANICSVILLE Single Family 9.54 0.5 0 0.0035 0 9.0365 20370801 17326421 22191 VA WOODBRIDGE Single Family 7.99 0.5 0 0.0035 0 7.4865 20370801 17326433 18504 PA SCRANTON Single Family 12.59 0.5 0 0.0035 0 12.0865 20370801 17326439 32117 FL DAYTONA BEACH Single Family 8.5 0.5 0 0.0035 0 7.9965 20370801 17326441 7501 NJ PATERSON 2-4 Family 7.99 0.5 0 0.0035 0 7.4865 20370801 17326444 21666 MD STEVENSVILLE Single Family 7.95 0.5 0 0.0035 0 7.4465 20370801 17326448 19082 PA UPPER XXXXX Single Family 11.95 0.5 0 0.0035 0 11.4465 20370801 17326472 92057 CA OCEANSIDE Single Family 9.9 0.5 0 0.0035 0 9.3965 20370801 17326479 73099 OK YUKON Single Family 10.54 0.5 0 0.0035 0 10.0365 20370801 17326482 92336 CA FONTANA Single Family 6.25 0.5 0 0.0035 0 5.7465 20370801 17326486 85353 AZ XXXXXXXX Single Family 7.4 0.5 0 0.0035 0 6.8965 20370801 17326529 92335 CA FONTANA Single Family 11.3 0.5 0 0.0035 0 10.7965 20370801 17326536 85224 AZ XXXXXXXX Single Family 8.078 0.5 0 0.0035 0 7.5745 20370801 17326551 92411 CA SAN BERNARDINO Single Family 6.875 0.5 0 0.0035 0 6.3715 20370801 17326558 95121 CA SAN XXXX Single Family 6.25 0.5 0 0.0035 0 5.7465 20370801 17326566 91767 CA POMONA Single Family 8.29 0.5 0 0.0035 0 7.7865 20370801 17326568 60639 IL CHICAGO Single Family 7.99 0.5 0 0.0035 0 7.4865 20370801 17326576 92335 CA FONTANA Single Family 8.89 0.5 0 0.0035 0 8.3865 20370801 17326577 33137 FL MIAMI 2-4 Family 8.59 0.5 0 0.0035 0 8.0865 20370801 17326582 34609 FL SPRING HILL Single Family 7.35 0.5 0 0.0035 0 6.8465 20370801 17326583 92234 CA CATHEDRAL CITY Single Family 7.865 0.5 0 0.0035 0 7.3615 20370801 17322925 23669 VA HAMPTON Single Family 9.053 0.5 0 0.0035 0 8.5495 20370801 17322930 87121 NM ALBUQUERQUE Single Family 8.39 0.5 0 0.0035 0 7.8865 20370801 17322936 8757 NJ TOMS RIVER Single Family 6.99 0.5 0 0.0035 0 6.4865 20370801 17322938 85308 AZ GLENDALE Single Family 8.34 0.5 0 0.0035 0 7.8365 20370801 17322943 24431 VA CRIMORA Single Family 10.5 0.5 0 0.0035 0 9.9965 20370801 17322950 24504 VA LYNCHBURG Single Family 10.39 0.5 0 0.0035 0 9.8865 20370801 17322809 90232 CA XXXXXX CITY Single Family 6.425 0.5 0 0.0035 0 5.9215 20370801 17322957 20912 MD TAKOMA PARK Single Family 9.99 0.5 0 0.0035 0 9.4865 20370801 17322810 21133 MD RANDALLSTOWN Single Family 10.74 0.5 0 0.0035 0 10.2365 20370801 17322959 95824 CA SACRAMENTO Single Family 6.25 0.5 0 0.0035 0 5.7465 20370801 17322965 89103 NV LAS VEGAS Single Family 7.69 0.5 0 0.0035 0 7.1865 20370801 17322970 90601 CA WHITTIER Single Family 6.29 0.5 0 0.0035 0 5.7865 20370801 17322974 33813 FL LAKELAND Single Family 7.25 0.5 0 0.0035 0 6.7465 20370801 17322978 37167 TN SMYRNA Single Family 8.6 0.5 0 0.0035 0 8.0965 20370801 17311950 34787 FL WINTER GARDEN Single Family 11.99 0.5 0 0.0035 0 11.4865 20370801 17311952 32609 FL GAINESVILLE Single Family 9.115 0.5 0 0.0035 0 8.6115 20370801 17311960 11559 NY XXXXXXXX 2-4 Family 9.8 0.5 0 0.0035 0 9.2965 20370801 17311963 14626 NY ROCHESTER Single Family 10.34 0.5 0 0.0035 0 9.8365 20370801 17312362 91342 CA SYLMAR Single Family 9.99 0.5 0 0.0035 0 9.4865 20370801 17312383 19702 DE NEWARK Single Family 9.99 0.5 0 0.0035 0 9.4865 20370801 17312384 98271 WA MARYSVILLE Single Family 9.34 0.5 0 0.0035 0 8.8365 20370801 17312389 1109 MA SPRINGFIELD Single Family 9.64 0.5 0 0.0035 0 9.1365 20370801 17312390 19146 PA PHILADELPHIA Single Family 11.54 0.5 0 0.0035 0 11.0365 20370801 17312394 10469 NY BRONX 2-4 Family 6.65 0.5 0 0.0035 0 6.1465 20370801 17312395 31024 GA EATONTON Single Family 8.84 0.5 0 0.0035 0 8.3365 20370801 17312400 60162 IL HILLSIDE Single Family 7.34 0.5 0 0.0035 0 6.8365 20370801 17312405 60638 IL CHICAGO Single Family 8.04 0.5 0 0.0035 0 7.5365 20370801 17312409 60638 IL CHICAGO Single Family 9.04 0.5 0 0.0035 0 8.5365 20370801 17312414 21703 MD XXXXXXXXX Single Family 8.14 0.5 0 0.0035 0 7.6365 20370801 17312415 33023 FL WEST PARK Single Family 7.15 0.5 0 0.0035 0 6.6465 20370801 17312420 75180 TX XXXXX SPRINGS Single Family 8.95 0.5 0 0.0035 0 8.4465 20370801 17312422 7718 NJ XXXXXXX Single Family 10.94 0.5 0 0.0035 0 10.4365 20370801 17312423 14626 NY ROCHESTER Single Family 8.95 0.5 0 0.0035 0 8.4465 20370801 17312425 6606 CT BRIDGEPORT Single Family 6.965 0.5 0 0.0035 0 6.4615 20370801 17312366 55113 MN ROSEVILLE Single Family 9.94 0.5 0 0.0035 0 9.4365 20370801 17312433 85730 AZ TUCSON Single Family 9.9 0.5 0 0.0035 0 9.3965 20370801 17312370 91010 CA XXXXXX Single Family 9.265 0.5 0 0.0035 0 8.7615 20370801 17312440 70757 LA MARINGOUIN Single Family 10.84 0.5 0 0.0035 0 10.3365 20370801 17312441 8046 NJ WILLINGBORO Single Family 7.35 0.5 0 0.0035 0 6.8465 20370801 17312442 11233 NY BROOKLYN 2-4 Family 9.35 0.5 0 0.0035 0 8.8465 20370801 17312444 91764 CA ONTARIO Single Family 7.94 0.5 0 0.0035 0 7.4365 20370801 17312451 90732 CA SAN XXXXX Single Family 8.59 0.5 0 0.0035 0 8.0865 20370801 17312374 30215 GA FAYETTEVILLE Single Family 10.19 0.5 0 0.0035 0 9.6865 20370801 17309243 7849 NJ LAKE HOPATCONG Single Family 10.5 0.5 0 0.0035 0 9.9965 20370801 17309244 10552 NY MOUNT XXXXXX Single Family 8.54 0.5 0 0.0035 0 8.0365 20370801 17309210 33713 FL PETERSBURG Single Family 10.825 0.5 0 0.0035 0 10.3215 20370801 17309212 92345 CA HESPERIA Single Family 10.75 0.5 0 0.0035 0 10.2465 20370801 17309263 21206 MD BALTIMORE Single Family 7.5 0.5 0 0.0035 0 6.9965 20370801 17309264 20020 DC WASHINGTON Single Family 7.65 0.5 0 0.0035 0 7.1465 20370801 17309266 11368 NY CORONA 2-4 Family 9.25 0.5 0 0.0035 0 8.7465 20370801 17309218 72204 AR LITTLE ROCK Single Family 8.44 0.5 0 0.0035 0 7.9365 20370801 17309267 21409 MD ANNAPOLIS Single Family 9.04 0.5 0 0.0035 0 8.5365 20370801 17309222 20783 MD HYATTSVILLE Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17309273 28806 NC ASHEVILLE Single Family 8.45 0.5 0 0.0035 0 7.9465 20370801 17309277 60651 IL CHICAGO Single Family 9.95 0.5 0 0.0035 0 9.4465 20370801 17309223 60652 IL CHICAGO 2-4 Family 7.34 0.5 0 0.0035 0 6.8365 20370801 17309286 92411 CA SAN BERNARDINO Single Family 8.34 0.5 0 0.0035 0 7.8365 20370801 17309287 90044 CA LOS ANGELES AREA Single Family 8.49 0.5 0 0.0035 0 7.9865 20370801 17309225 85929 AZ LAKESIDE Single Family 9.45 0.5 0 0.0035 0 8.9465 20370801 17311970 33165 FL MIAMI Single Family 11.3 0.5 0 0.0035 0 10.7965 20370801 17311943 85233 AZ XXXXXXX Single Family 10.49 0.5 0 0.0035 0 9.9865 20370801 17311983 10550 NY MOUNT XXXXXX 2-4 Family 10.65 0.5 0 0.0035 0 10.1465 20370801 17311984 33445 FL DELRAY BEACH Single Family 9.365 0.5 0 0.0035 0 8.8615 20370801 17311987 33351 FL LAUDERHILL Single Family 6.54 0.5 0 0.0035 0 6.0365 20370801 17311993 60649 IL CHICAGO 2-4 Family 8.74 0.5 0 0.0035 0 8.2365 20370801 17311996 20032 DC WASHINGTON Single Family 8.79 0.5 0 0.0035 0 8.2865 20370801 17311998 19020 PA BENSALEM Single Family 8.84 0.5 0 0.0035 0 8.3365 20370801 17304956 20783 MD HYATTSVILLE Single Family 6.55 0.5 0 0.0035 0 6.0465 20370801 17304959 28134 NC PINEVILLE Single Family 11.5 0.5 0 0.0035 0 10.9965 20370801 17304964 21211 MD BALTIMORE Single Family 7.69 0.5 0 0.0035 0 7.1865 20370801 17298322 33805 FL LAKELAND Single Family 11.65 0.5 0 0.0035 0 11.1465 20370801 17298327 19143 PA PHILADELPHIA Single Family 9.015 0.5 0 0.0035 0 8.5115 20370801 17298343 91103 CA PASADENA Single Family 9.24 0.5 0 0.0035 0 8.7365 20370801 17298345 10509 NY BREWSTER Single Family 8.85 0.5 0 0.0035 0 8.3465 20370801 17298356 11590 NY WESTBURY Single Family 7.8 0.5 0 0.0035 0 7.2965 20370801 17298358 21401 MD ANNAPOLIS Single Family 6.915 0.5 0 0.0035 0 6.4115 20370801 17298361 95205 CA STOCKTON Single Family 10.54 0.5 0 0.0035 0 10.0365 20370801 17298373 21239 MD BALTIMORE Single Family 8.05 0.5 0 0.0035 0 7.5465 20370801 17298380 92316 CA RIALTO Single Family 6.253 0.5 0 0.0035 0 5.7495 20370801 17298387 20020 DC WASHINGTON Single Family 7.49 0.5 0 0.0035 0 6.9865 20370801 17298389 87105 NM ALBUQUERQUE Single Family 9.39 0.5 0 0.0035 0 8.8865 20370801 17297488 97051 OR SAINT HELENS Single Family 7.79 0.5 0 0.0035 0 7.2865 20370801 17297538 11550 NY HEMPSTEAD 2-4 Family 10.89 0.5 0 0.0035 0 10.3865 20370801 17304966 28805 NC ASHEVILLE Single Family 9.09 0.5 0 0.0035 0 8.5865 20370801 17304969 6511 CT NEW HAVEN 2-4 Family 10.49 0.5 0 0.0035 0 9.9865 20370801 17304974 7601 NJ HACKENSACK Single Family 7.99 0.5 0 0.0035 0 7.4865 20370801 17304977 33134 FL MIAMI Single Family 10.4 0.5 0 0.0035 0 9.8965 20370801 17304983 20735 MD CLINTON Single Family 10.19 0.5 0 0.0035 0 9.6865 20370801 17304994 60626 IL CHICAGO Single Family 6.94 0.5 0 0.0035 0 6.4365 20370801 17304999 19802 DE WILMINGTON Single Family 8.6 0.5 0 0.0035 0 8.0965 20370801 17305002 31410 GA SAVANNAH Single Family 7.24 0.5 0 0.0035 0 6.7365 20370801 17304947 32927 FL COCOA Single Family 7.965 0.5 0 0.0035 0 7.4615 20370801 17306408 20785 MD LANDOVER Single Family 10.24 0.5 0 0.0035 0 9.7365 20370801 17306416 34233 FL SARASOTA Single Family 6.9 0.5 0 0.0035 0 6.3965 20370801 17306424 21218 MD BALTIMORE Single Family 10.25 0.5 0 0.0035 0 9.7465 20370801 17306426 12302 NY GLENVILLE Single Family 7.64 0.5 0 0.0035 0 7.1365 20370801 17306431 33607 FL TAMPA Single Family 8.25 0.5 0 0.0035 0 7.7465 20370801 17306432 11798 NY XXXXXXXX HEIGHTS Single Family 7.99 0.5 0 0.0035 0 7.4865 20370801 17306395 95388 CA XXXXXX Single Family 8.89 0.5 0 0.0035 0 8.3865 20370801 17306436 12529 NY HILLSDALE Single Family 8.5 0.5 0 0.0035 0 7.9965 20270801 17306437 12180 NY XXXX Single Family 8.628 0.5 0 0.0035 0 8.1245 20370801 17306398 90732 CA SAN XXXXX Single Family 6.25 0.5 0 0.0035 0 5.7465 20370801 17306439 75092 TX XXXXXXX Single Family 8.425 0.5 0 0.0035 0 7.9215 20370801 17306441 8071 NJ XXXXXX Single Family 7.59 0.5 0 0.0035 0 7.0865 20370801 17306442 23222 VA RICHMOND Single Family 9.89 0.5 0 0.0035 0 9.3865 20370801 17306443 93727 CA FRESNO Single Family 6.465 0.5 0 0.0035 0 5.9615 20370801 17306399 33709 FL SAINT PETERSBURG Single Family 10.64 0.5 0 0.0035 0 10.1365 20370801 17306401 95746 CA GRANITE BAY Single Family 9.565 0.5 0 0.0035 0 9.0615 20370801 17306448 7111 NJ IRVINGTON 2-4 Family 10.55 0.5 0 0.0035 0 10.0465 20370801 17306449 7401 NJ ALLENDALE Single Family 6.25 0.5 0 0.0035 0 5.7465 20370801 17306451 6112 CT HARTFORD 2-4 Family 8.75 0.5 0 0.0035 0 8.2465 20370801 17306452 11434 NY JAMAICA Single Family 9.79 0.5 0 0.0035 0 9.2865 20370801 17303930 33714 FL SAINT PETERSBURG Single Family 8.44 0.5 0 0.0035 0 7.9365 20370801 17304348 20148 VA ASHBURN Single Family 8.64 0.5 0 0.0035 0 8.1365 20370801 17304350 29485 SC SUMMERVILLE Single Family 9.85 0.5 0 0.0035 0 9.3465 20370801 17304364 00000 XX XXXXX XXXX Single Family 8.55 0.5 0 0.0035 0 8.0465 20370801 17304365 32277 FL JACKSONVILLE Single Family 9.54 0.5 0 0.0035 0 9.0365 20370801 17304373 60432 IL JOLIET Single Family 10.65 0.5 0 0.0035 0 10.1465 20370801 17304374 60619 IL CHICAGO Single Family 9.9 0.5 0 0.0035 0 9.3965 20370801 17304377 28210 NC CHARLOTTE Single Family 9.975 0.5 0 0.0035 0 9.4715 20370801 17304378 23513 VA NORFOLK Single Family 6.59 0.5 0 0.0035 0 6.0865 20370801 17304379 60615 IL CHICAGO Single Family 10.75 0.5 0 0.0035 0 10.2465 20370801 17304380 19606 PA READING Single Family 11.6 0.5 0 0.0035 0 11.0965 20370801 17304353 3268 NH SALISBURY Single Family 7.69 0.5 0 0.0035 0 7.1865 20370801 17304386 60409 IL CALUMET CITY 2-4 Family 10.75 0.5 0 0.0035 0 10.2465 20370801 17304354 92860 CA NORCO Single Family 6.465 0.5 0 0.0035 0 5.9615 20370801 17304395 38127 TN MEMPHIS Single Family 11.04 0.5 0 0.0035 0 10.5365 20370801 17304403 74075 OK STILLWATER Single Family 11.8 0.5 0 0.0035 0 11.2965 20370801 17304405 33773 FL LARGO Single Family 8.29 0.5 0 0.0035 0 7.7865 20370801 17304407 33321 FL TAMARAC Single Family 6.625 0.5 0 0.0035 0 6.1215 20370801 17304408 6614 CT STRATFORD 2-4 Family 8 0.5 0 0.0035 0 7.4965 20370801 17304415 53208 WI MILWAUKEE 2-4 Family 12.515 0.5 0 0.0035 0 12.0115 20370801 17304418 11706 NY BAY SHORE Single Family 8.54 0.5 0 0.0035 0 8.0365 20370801 17304422 16601 PA ALTOONA Single Family 10.54 0.5 0 0.0035 0 10.0365 20220801 17304357 92382 CA RUNNING SPRINGS Single Family 10.075 0.5 0 0.0035 0 9.5715 20370801 17304361 95961 CA OLIVEHURST Single Family 9.54 0.5 0 0.0035 0 9.0365 20370801 17304428 33024 FL HOLLYWOOD Single Family 9.49 0.5 0 0.0035 0 8.9865 20370801 17304435 92806 CA ANAHEIM Single Family 9.175 0.5 0 0.0035 0 8.6715 20370801 17305007 96080 CA RED BLUFF Single Family 10.25 0.5 0 0.0035 0 9.7465 20370801 17305009 98146 WA SEATTLE Single Family 6.75 0.5 0 0.0035 0 6.2465 20370801 17305023 60643 IL CHICAGO Single Family 8.04 0.5 0 0.0035 0 7.5365 20370801 17305032 94534 CA FAIRFIELD Single Family 7.165 0.5 0 0.0035 0 6.6615 20370801 17305034 96825 HI HONOLULU Single Family 10.54 0.5 0 0.0035 0 10.0365 20370801 17303638 20745 MD OXON HILL Single Family 10.49 0.5 0 0.0035 0 9.9865 20370801 17303657 93706 CA FRESNO Single Family 12.04 0.5 0 0.0035 0 11.5365 20370801 17303639 85028 AZ PHOENIX Single Family 8.29 0.5 0 0.0035 0 7.7865 20370801 17303662 60156 IL LAKE IN THE HILLS Single Family 9.94 0.5 0 0.0035 0 9.4365 20370801 17303664 20784 MD HYATTSVILLE Single Family 9.59 0.5 0 0.0035 0 9.0865 20370801 17303668 19082 PA UPPER XXXXX Single Family 10.49 0.5 0 0.0035 0 9.9865 20370801 17303674 77375 TX TOMBALL Single Family 10 0.5 0 0.0035 0 9.4965 20370801 17303641 39819 GA BAINBRIDGE Single Family 7.99 0.5 0 0.0035 0 7.4865 20270801 17303685 7070 NJ RUTHERFORD Single Family 7.89 0.5 0 0.0035 0 7.3865 20370801 17303643 22407 VA FREDERICKSBURG Single Family 10.04 0.5 0 0.0035 0 9.5365 20370801 17303646 23503 VA NORFOLK Single Family 10.39 0.5 0 0.0035 0 9.8865 20370801 17303691 60636 IL CHICAGO Single Family 9.865 0.5 0 0.0035 0 9.3615 20370801 17303694 23223 VA RICHMOND Single Family 10.49 0.5 0 0.0035 0 9.9865 20370801 17303697 21161 MD WHITE HALL Single Family 6.75 0.5 0 0.0035 0 6.2465 20370801 17303698 10312 NY STATEN ISLAND Single Family 7.865 0.5 0 0.0035 0 7.3615 20370801 17303699 92376 CA RIALTO Single Family 10.5 0.5 0 0.0035 0 9.9965 20370801 17303701 20737 MD RIVERDALE Single Family 9.04 0.5 0 0.0035 0 8.5365 20370801 17303703 98408 WA TACOMA 2-4 Family 8.615 0.5 0 0.0035 0 8.1115 20370801 17303704 1607 MA WORCESTER Single Family 7.05 0.5 0 0.0035 0 6.5465 20370801 17303712 60475 IL XXXXXX Single Family 10.44 0.5 0 0.0035 0 9.9365 20370801 17303714 32254 FL JACKSONVILLE Single Family 8.915 0.5 0 0.0035 0 8.4115 20370801 17303650 00000 XX (XXXXXX XXXX) LOS ANGEL Single Family 7.265 0.5 0 0.0035 0 6.7615 20370801 17303937 78751 TX AUSTIN Single Family 9.79 0.5 0 0.0035 0 9.2865 20370801 17303945 24151 VA ROCKY MOUNT Single Family 11.69 0.5 0 0.0035 0 11.1865 20370801 17303946 23601 VA NEWPORT NEWS Single Family 7.6 0.5 0 0.0035 0 7.0965 20320801 17303948 17304 PA ASPERS Single Family 8.065 0.5 0 0.0035 0 7.5615 20370801 17303956 6795 CT WATERTOWN Single Family 8.84 0.5 0 0.0035 0 8.3365 20370801 17303926 34787 FL WINTER GARDEN Single Family 10.4 0.5 0 0.0035 0 9.8965 20370801 17303962 33150 FL MIAMI Single Family 7.05 0.5 0 0.0035 0 6.5465 20370801 17302662 91784 CA UPLAND Single Family 9.24 0.5 0 0.0035 0 8.7365 20370801 17302666 34769 FL SAINT CLOUD Single Family 10.14 0.5 0 0.0035 0 9.6365 20370801 17302672 23231 VA RICHMOND Single Family 8.09 0.5 0 0.0035 0 7.5865 20370801 17302679 60805 IL EVERGREEN PARK Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17302684 28479 NC WINNABOW Single Family 8.44 0.5 0 0.0035 0 7.9365 20370801 17302687 30134 GA DOUGLASVILLE Single Family 8.7 0.5 0 0.0035 0 8.1965 20370801 17302691 19526 PA HAMBURG Single Family 8.14 0.5 0 0.0035 0 7.6365 20370801 17302692 7840 NJ MOUNT OLIVE Single Family 8.3 0.5 0 0.0035 0 7.7965 20370801 17302697 37037 TN CHRISTIANA Single Family 7.79 0.5 0 0.0035 0 7.2865 20370801 17302703 7072 NJ CARLSTADT Single Family 7.24 0.5 0 0.0035 0 6.7365 20370801 17302706 77479 TX SUGER LAND Single Family 10.99 0.5 0 0.0035 0 10.4865 20370801 17303192 33542 FL ZEPHYRHILLS Single Family 9.44 0.5 0 0.0035 0 8.9365 20370801 17303186 33634 FL TAMPA Single Family 8.09 0.5 0 0.0035 0 7.5865 20370801 17303197 39601 MS BROOKHAVEN Single Family 10.19 0.5 0 0.0035 0 9.6865 20370801 17303200 78133 TX CANYON LAKE Single Family 7.275 0.5 0 0.0035 0 6.7715 20370801 17303208 32962 FL VERO BEACH Single Family 9.89 0.5 0 0.0035 0 9.3865 20370801 17303209 21229 MD BALTIMORE Single Family 8.2 0.5 0 0.0035 0 7.6965 20370801 17303213 83605 ID XXXXXXXX Single Family 9.5 0.5 0 0.0035 0 8.9965 20370801 17303214 60174 IL SAINT XXXXXXX Single Family 10.65 0.5 0 0.0035 0 10.1465 20370801 17303215 10461 NY BRONX 2-4 Family 10.5 0.5 0 0.0035 0 9.9965 20370801 17303216 23223 VA RICHMOND Single Family 8.15 0.5 0 0.0035 0 7.6465 20370801 17303221 46228 IN INDIANAPOLIS Single Family 10.19 0.5 0 0.0035 0 9.6865 20370801 17303225 92553 CA XXXXXX VALLEY Single Family 9.19 0.5 0 0.0035 0 8.6865 20370801 17303227 7052 NJ WEST ORANGE Single Family 7.95 0.5 0 0.0035 0 7.4465 20370801 17303228 60618 IL CHICAGO Single Family 9.765 0.5 0 0.0035 0 9.2615 20370801 17303239 14729 NY EAST XXXX Single Family 10.425 0.5 0 0.0035 0 9.9215 20370801 17303240 33770 FL LARGO Single Family 10.365 0.5 0 0.0035 0 9.8615 20370801 17303242 6511 CT NEW HAVEN Single Family 6.99 0.5 0 0.0035 0 6.4865 20370801 17302335 92397 CA WRIGHTWOOD Single Family 6.39 0.5 0 0.0035 0 5.8865 20370801 17302338 94025 CA MENLO PARK Single Family 8.815 0.5 0 0.0035 0 8.3115 20370801 17302339 46254 IN INDIANAPOLIS Single Family 7.9 0.5 0 0.0035 0 7.3965 20370801 17302342 23223 VA RICHMOND Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17302344 93041 CA PORT HUENEME Single Family 10.5 0.5 0 0.0035 0 9.9965 20370801 17302323 33147 FL MIAMI Single Family 11.25 0.5 0 0.0035 0 10.7465 20370801 17302350 87410 NM AZTEC Single Family 8.34 0.5 0 0.0035 0 7.8365 20370801 17302325 97479 OR SUTHERLIN Single Family 8.69 0.5 0 0.0035 0 8.1865 20370801 17302352 11801 NY HICKSVILLE Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17302353 6475 CT OLD SAYBROOK Single Family 6.35 0.5 0 0.0035 0 5.8465 20370801 17302358 90062 CA LOS ANGELES 2-4 Family 7.99 0.5 0 0.0035 0 7.4865 20370801 17302359 3220 NH BELMONT Single Family 9.65 0.5 0 0.0035 0 9.1465 20370801 17302360 90016 CA LOS ANGELES 2-4 Family 6.79 0.5 0 0.0035 0 6.2865 20370801 17302364 92504 CA RIVERSIDE Single Family 6.965 0.5 0 0.0035 0 6.4615 20370801 17302379 34210 FL BRADENTON Single Family 7.9 0.5 0 0.0035 0 7.3965 20370801 17302380 21136 MD REISTERSTOWN Single Family 8.14 0.5 0 0.0035 0 7.6365 20370801 17302327 97218 OR PORTLAND Single Family 9.49 0.5 0 0.0035 0 8.9865 20370801 17302383 94534 CA FAIRFIELD Single Family 7.225 0.5 0 0.0035 0 6.7215 20370801 17302710 30019 GA DACULA Single Family 9.89 0.5 0 0.0035 0 9.3865 20370801 17302714 94619 CA OAKLAND Single Family 8.65 0.5 0 0.0035 0 8.1465 20370801 17302716 91361 CA WESTLAKE VILLAGE Single Family 7.715 0.5 0 0.0035 0 7.2115 20370801 17302717 91502 CA BURBANK 2-4 Family 8.04 0.5 0 0.0035 0 7.5365 20370801 17302719 92630 CA LAKE FOREST Single Family 6.365 0.5 0 0.0035 0 5.8615 20370801 17302721 90242 CA XXXXXX Single Family 7.715 0.5 0 0.0035 0 7.2115 20370801 17302722 94580 CA SAN XXXXXXX Single Family 6.25 0.5 0 0.0035 0 5.7465 20370801 17302652 93505 CA CALIFORNIA CITY Single Family 7.5 0.5 0 0.0035 0 6.9965 20370801 17302732 10466 NY BRONX 2-4 Family 8.95 0.5 0 0.0035 0 8.4465 20370801 17302745 2780 MA TAUNTON Single Family 11.24 0.5 0 0.0035 0 10.7365 20370801 17302747 55106 MN SAINT XXXX Single Family 10.3 0.5 0 0.0035 0 9.7965 20370801 17302749 8844 NJ HILLSBOROUGH Single Family 11.44 0.5 0 0.0035 0 10.9365 20370801 17302750 21078 MD HAVRE DE GRACE Single Family 9.05 0.5 0 0.0035 0 8.5465 20370801 17302752 7663 NJ SADDLE BROOK Single Family 7.465 0.5 0 0.0035 0 6.9615 20320801 17302755 35401 AL TUSCALOOSA Single Family 11.55 0.5 0 0.0035 0 11.0465 20370801 17302756 78552 TX HARLINGEN Single Family 9.625 0.5 0 0.0035 0 9.1215 20370801 17302762 33707 FL SAINT PETERSBURG Single Family 8.5 0.5 0 0.0035 0 7.9965 20370801 17302765 14009 NY ARCADE Single Family 8.49 0.5 0 0.0035 0 7.9865 20370801 17302767 12180 NY XXXX Single Family 10.7 0.5 0 0.0035 0 10.1965 20370801 17302769 21111 MD MONKTON Single Family 7.965 0.5 0 0.0035 0 7.4615 20370801 17301898 21229 MD BALTIMORE Single Family 9.378 0.5 0 0.0035 0 8.8745 20370801 17301881 32926 FL COCOA Single Family 11.74 0.5 0 0.0035 0 11.2365 20370801 17301911 32065 FL ORANGE PARK Single Family 7.79 0.5 0 0.0035 0 7.2865 20370801 17301913 3076 NH PELHAM Single Family 10.29 0.5 0 0.0035 0 9.7865 20370801 17301885 21236 MD NOTTINGHAM Single Family 8.69 0.5 0 0.0035 0 8.1865 20370801 17301932 60031 IL GURNEE Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17301933 7002 NJ BAYONNE Single Family 8.615 0.5 0 0.0035 0 8.1115 20370801 17301936 60446 IL ROMEOVILLE Single Family 8.64 0.5 0 0.0035 0 8.1365 20370801 17301886 23002 VA XXXXXX Single Family 8.3 0.5 0 0.0035 0 7.7965 20370801 17301887 24401 VA STAUNTON Single Family 8.79 0.5 0 0.0035 0 8.2865 20370801 17301950 31404 GA SAVANNAH Single Family 8.8 0.5 0 0.0035 0 8.2965 20370801 17301890 6051 CT NEW BRITAIN Single Family 10.9 0.5 0 0.0035 0 10.3965 20370801 17301952 92225 CA BLYTHE Single Family 8.5 0.5 0 0.0035 0 7.9965 20370801 17301953 92551 CA XXXXXX VALLEY Single Family 6.95 0.5 0 0.0035 0 6.4465 20370801 17302385 92557 CA XXXXXX VALLEY Single Family 7.44 0.5 0 0.0035 0 6.9365 20370801 17302387 92307 CA APPLE VALLEY Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17302388 23224 VA RICHMOND Single Family 8.19 0.5 0 0.0035 0 7.6865 20370801 17302391 11208 NY BROOKLYN 2-4 Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17302398 39056 XX XXXXXXX Single Family 8.65 0.5 0 0.0035 0 8.1465 20370801 17302399 33009 FL HALLANDALE Single Family 8.965 0.5 0 0.0035 0 8.4615 20370801 17302406 20011 DC WASHINGTON Single Family 8.89 0.5 0 0.0035 0 8.3865 20370801 17302408 20706 MD XXXXXX Single Family 7.7 0.5 0 0.0035 0 7.1965 20370801 17302410 1913 MA AMESBURY Single Family 8.265 0.5 0 0.0035 0 7.7615 20370801 17302418 20017 DC WASHINGTON Single Family 8.94 0.5 0 0.0035 0 8.4365 20370801 17302420 34609 FL SPRING HILL Single Family 8.565 0.5 0 0.0035 0 8.0615 20370801 17302330 32720 FL DELAND Single Family 9.59 0.5 0 0.0035 0 9.0865 20370801 17299686 91786 CA UPLAND Single Family 6.15 0.5 0 0.0035 0 5.6465 20370801 17299687 14120 NY NORTH TONAWANDA Single Family 7.95 0.5 0 0.0035 0 7.4465 20270801 17299689 99206 WA SPOKANE Single Family 8.44 0.5 0 0.0035 0 7.9365 20370801 17299692 20110 VA MANASSAS Single Family 10 0.5 0 0.0035 0 9.4965 20370801 17299694 47018 IN DILLSBORO Single Family 8.75 0.5 0 0.0035 0 8.2465 20370801 17299697 7063 NJ PLAINFIELD Single Family 9.29 0.5 0 0.0035 0 8.7865 20370801 17299661 97233 OR PORTLAND Single Family 8.665 0.5 0 0.0035 0 8.1615 20370801 17299703 34221 FL PALMETTO Single Family 7.99 0.5 0 0.0035 0 7.4865 20370801 17299707 29526 SC CONWAY Single Family 10.4 0.5 0 0.0035 0 9.8965 20370801 17299714 21234 MD BALTIMORE Single Family 9.34 0.5 0 0.0035 0 8.8365 20370801 17299718 6516 CT WEST HAVEN 2-4 Family 8.89 0.5 0 0.0035 0 8.3865 20370801 17299720 27964 NC POINT HARBOR Single Family 10.2 0.5 0 0.0035 0 9.6965 20370801 17299726 27527 NC XXXXXXX Single Family 9.75 0.5 0 0.0035 0 9.2465 20370801 17299727 33162 FL MIAMI 2-4 Family 11.35 0.5 0 0.0035 0 10.8465 20370801 17299742 95536 CA FERNDALE Single Family 7.25 0.5 0 0.0035 0 6.7465 20370801 17299743 89120 NV LAS VEGAS Single Family 7.99 0.5 0 0.0035 0 7.4865 20370801 17299752 31535 GA XXXXXXX Single Family 11.59 0.5 0 0.0035 0 11.0865 20370801 17299753 27839 NC HALIFAX Single Family 9.85 0.5 0 0.0035 0 9.3465 20370801 17299670 32080 FL SAINT AUGUSTINE Single Family 7.65 0.5 0 0.0035 0 7.1465 20370801 17301956 94558 CA NAPA Single Family 10.1 0.5 0 0.0035 0 9.5965 20370801 17301962 21740 MD HAGERSTOWN Single Family 8.85 0.5 0 0.0035 0 8.3465 20370801 17301971 33905 FL FORT XXXXX Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17301972 11553 NY UNIONDALE Single Family 8.55 0.5 0 0.0035 0 8.0465 20370801 17301973 93725 CA FRESNO Single Family 8.19 0.5 0 0.0035 0 7.6865 20370801 17301974 20745 MD OXON HILL Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17301978 60619 IL CHICAGO Single Family 7.99 0.5 0 0.0035 0 7.4865 20370801 17301980 33186 FL MIAMI Single Family 8.89 0.5 0 0.0035 0 8.3865 20370801 17299023 91722 CA COVINA Single Family 6.89 0.5 0 0.0035 0 6.3865 20370801 17299027 10473 NY BRONX 2-4 Family 7.94 0.5 0 0.0035 0 7.4365 20370801 17299040 95330 CA XXXXXXX Single Family 7.215 0.5 0 0.0035 0 6.7115 20370801 17299045 34711 FL CLERMONT Single Family 8.49 0.5 0 0.0035 0 7.9865 20370801 17299003 85938 AZ SPRINGERVILLE Single Family 8.94 0.5 0 0.0035 0 8.4365 20370801 17299049 94585 CA SUISUN CITY Single Family 7.05 0.5 0 0.0035 0 6.5465 20370801 17299061 84067 UT XXX Single Family 11.14 0.5 0 0.0035 0 10.6365 20370801 17299063 29680 SC SIMPSONVILLE Single Family 10.5 0.5 0 0.0035 0 9.9965 20370801 17299074 34221 FL PALMETTO Single Family 7.9 0.5 0 0.0035 0 7.3965 20370801 17299079 92701 CA SANTA XXX 2-4 Family 7 0.5 0 0.0035 0 6.4965 20370801 17299081 65548 MO MOUNTAIN VIEW Single Family 9.69 0.5 0 0.0035 0 9.1865 20370801 17299007 85032 AZ PHOENIX Single Family 9.565 0.5 0 0.0035 0 9.0615 20370801 17299671 85296 AZ XXXXXXX Single Family 9.04 0.5 0 0.0035 0 8.5365 20370801 17299672 33810 FL LAKELAND Single Family 8.4 0.5 0 0.0035 0 7.8965 20370801 17299673 22553 VA SPOTSYLVANIA Single Family 10.85 0.5 0 0.0035 0 10.3465 20370801 17299674 31410 GA SAVANNAH Single Family 8.94 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XXXXXX Single Family 7.4 0.5 0 0.0035 0 6.8965 20370801 17265709 92679 CA TRABUCO CANYON Single Family 6.99 0.5 0 0.0035 0 6.4865 20370801 17265565 17019 PA DILLSBURG Single Family 8.14 0.5 0 0.0035 0 7.6365 20370801 17266059 39429 MS COLUMBIA Single Family 10.74 0.5 0 0.0035 0 10.2365 20370801 17266065 29379 SC UNION Single Family 10.44 0.5 0 0.0035 0 9.9365 20370801 17264231 95374 CA STEVINSON Single Family 7.84 0.5 0 0.0035 0 7.3365 20370701 17263574 60950 IL MANTENO Single Family 10.59 0.5 0 0.0035 0 10.0865 20370801 17259661 19018 PA XXXXXXX HEIGHTS Single Family 9.2 0.5 0 0.0035 0 8.6965 20370801 17259687 90003 CA LOS ANGELES 2-4 Family 7.19 0.5 0 0.0035 0 6.6865 20370801 17263559 23231 VA RICHMOND Single Family 11.09 0.5 0 0.0035 0 10.5865 20370701 17263634 8534 NJ XXXXXXXXXX Single Family 8.84 0.5 0 0.0035 0 8.3365 20370801 17263636 33312 FL FORT LAUDERDALE Single Family 8.49 0.5 0 0.0035 0 7.9865 20370801 17257002 32836 FL ORLANDO Single Family 7.74 0.5 0 0.0035 0 7.2365 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MAWR Single Family 7.2 0.5 0 0.0035 0 6.6965 20370801 17323171 90305 CA INGLEWOOD Single Family 6.7 0.5 0 0.0035 0 6.1965 20370801 17323173 94530 CA EL CERRITO Single Family 7.57 0.5 0 0.0035 0 7.0665 20370801 17323177 19977 DE SMYRNA Single Family 7.69 0.5 0 0.0035 0 7.1865 20370801 17323181 32807 FL ORLANDO Single Family 10.8 0.5 0 0.0035 0 10.2965 20370801 17323195 95252 CA VALLEY SPRINGS Single Family 7.89 0.5 0 0.0035 0 7.3865 20370801 17323196 92553 CA XXXXXX VALLEY Single Family 8.54 0.5 0 0.0035 0 8.0365 20370801 17323198 92337 CA FONTANA Single Family 6.8 0.5 0 0.0035 0 6.2965 20370801 17322800 32817 FL ORLANDO Single Family 9.75 0.5 0 0.0035 0 9.2465 20370801 17322885 97456 OR MONROE Single Family 9.45 0.5 0 0.0035 0 8.9465 20370801 17322802 60067 IL PALATINE Single Family 9.94 0.5 0 0.0035 0 9.4365 20370801 17322803 96768 HI MAKAWAO Single Family 7.35 0.5 0 0.0035 0 6.8465 20370801 17322891 92503 CA RIVERSIDE Single Family 7.19 0.5 0 0.0035 0 6.6865 20370801 17322893 97526 OR GRANTS PASS Single Family 7.99 0.5 0 0.0035 0 7.4865 20370801 17322894 85306 AZ GLENDALE Single Family 6.765 0.5 0 0.0035 0 6.2615 20370801 17322899 92660 CA NEWPORT BEACH Single Family 7.99 0.5 0 0.0035 0 7.4865 20370801 17322900 89103 NV LAS VEGAS Single Family 8.9 0.5 0 0.0035 0 8.3965 20370801 17322916 23504 VA NORFOLK Single Family 9.84 0.5 0 0.0035 0 9.3365 20370801 17322921 20603 MD WALDORF Single Family 9.64 0.5 0 0.0035 0 9.1365 20370801 17322924 21215 MD BALTIMORE Single Family 7.375 0.5 0 0.0035 0 6.8715 20370801 17255343 95020 CA GILROY Single Family 8.94 0.5 0 0.0035 0 8.4365 20370801 17255440 31829 GA UPATOI Single Family 10.6 0.5 0 0.0035 0 10.0965 20370801 17255464 19565 PA WERNERSVILLE Single Family 8.95 0.5 0 0.0035 0 8.4465 20370801 17255467 21158 MD WESTMINSTER Single Family 9.14 0.5 0 0.0035 0 8.6365 20370801 17255475 21157 MD WESTMINSTER 2-4 Family 10.14 0.5 0 0.0035 0 9.6365 20370801 17255477 21157 MD WESTMINSTER 2-4 Family 10.14 0.5 0 0.0035 0 9.6365 20370801 17325414 91730 CA RANCHO CUCAMONGA Single Family 8.04 0.5 0 0.0035 0 7.5365 20370801 17279709 30180 GA VILLA RICA Single Family 8.45 0.5 0 0.0035 0 7.9465 20370801 17279710 25442 WV SHENANDOAH JUNCTION Single Family 8.84 0.5 0 0.0035 0 8.3365 20370801 17279711 92320 CA CALIMESA Single Family 9.39 0.5 0 0.0035 0 8.8865 20370801 17279713 22407 VA FREDERICKSBURG Single Family 10.39 0.5 0 0.0035 0 9.8865 20370801 17279718 60620 IL CHICAGO 2-4 Family 8.35 0.5 0 0.0035 0 7.8465 20370801 17279729 38637 XX XXXX LAKE Single Family 9.39 0.5 0 0.0035 0 8.8865 20370801 17279693 95133 CA SAN XXXX Single Family 6.425 0.5 0 0.0035 0 5.9215 20370801 17279753 22015 VA XXXXX Single Family 7.04 0.5 0 0.0035 0 6.5365 20370801 17279758 0000 XX XXXXX XXXXXXXX Single Family 9.5 0.5 0 0.0035 0 8.9965 20370801 17279761 10703 NY YONKERS Single Family 7.5 0.5 0 0.0035 0 6.9965 20370801 17279765 27520 NC CLAYTON Single Family 11.44 0.5 0 0.0035 0 10.9365 20370801 17279768 34705 FL ASTATULA Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17279696 91701 CA RANCHO CUCAMONGA Single Family 11.35 0.5 0 0.0035 0 10.8465 20370801 17279778 7104 NJ NEWARK 2-4 Family 8.25 0.5 0 0.0035 0 7.7465 20370801 17279785 92260 CA PALM DESERT Single Family 8.4 0.5 0 0.0035 0 7.8965 20370801 17279090 64093 MO WARRENSBURG Single Family 8.7 0.5 0 0.0035 0 8.1965 20370801 17279091 98513 WA OLYMPIA Single Family 9.75 0.5 0 0.0035 0 9.2465 20370801 17279133 27597 NC ZEBULON Single Family 7.74 0.5 0 0.0035 0 7.2365 20370801 17279138 60093 IL NORTHFIELD Single Family 9.715 0.5 0 0.0035 0 9.2115 20370801 17279144 28170 NC WADESBORO Single Family 8.93 0.5 0 0.0035 0 8.4265 20370801 17279099 95822 CA SACRAMENTO Single Family 6.5 0.5 0 0.0035 0 5.9965 20370801 17279175 90022 CA LOS ANGELES Single Family 6.8 0.5 0 0.0035 0 6.2965 20370801 17279206 24590 VA SCOTTSVILLE Single Family 10.59 0.5 0 0.0035 0 10.0865 20370801 17279214 91763 CA MONTCLAIR Single Family 9.45 0.5 0 0.0035 0 8.9465 20370801 17279216 19355 PA MALVERN Single Family 9.758 0.5 0 0.0035 0 9.2545 20370801 17278549 92509 CA RIVERSIDE Single Family 9.58 0.5 0 0.0035 0 9.0765 20370801 17278553 54880 WI SUPERIOR Single Family 10.85 0.5 0 0.0035 0 10.3465 20370801 17278574 87124 NM RIO RANCHO Single Family 10.64 0.5 0 0.0035 0 10.1365 20370801 17278590 30157 GA DALLAS Single Family 7.95 0.5 0 0.0035 0 7.4465 20370801 17278591 94621 CA OAKLAND 2-4 Family 7.19 0.5 0 0.0035 0 6.6865 20370801 17278622 89110 NV LAS VEGAS Single Family 7.215 0.5 0 0.0035 0 6.7115 20370801 17278625 60619 IL CHICAGO Single Family 9.04 0.5 0 0.0035 0 8.5365 20370801 17278629 32225 FL JACKSONVILLE Single Family 9.415 0.5 0 0.0035 0 8.9115 20370801 17278630 20744 MD FORT WASHINGTON Single Family 10.9 0.5 0 0.0035 0 10.3965 20370801 17278635 90059 CA LOS ANGELES 2-4 Family 9.99 0.5 0 0.0035 0 9.4865 20370801 17279222 91324 CA NORTHRIDGE Single Family 8.915 0.5 0 0.0035 0 8.4115 20370801 17279227 8094 NJ WILLIAMSTOWN Single Family 8.365 0.5 0 0.0035 0 7.8615 20370801 17275627 34208 FL BRADENTON Single Family 10.19 0.5 0 0.0035 0 9.6865 20370701 17275629 32068 FL MIDDLEBURG Single Family 8.35 0.5 0 0.0035 0 7.8465 20370801 17278639 60637 IL CHICAGO Single Family 6.25 0.5 0 0.0035 0 5.7465 20370801 17278644 14032 NY XXXXXXXX CENTER Single Family 8.09 0.5 0 0.0035 0 7.5865 20370801 17274914 20019 DC WASHINGTON Single Family 9.45 0.5 0 0.0035 0 8.9465 20370801 17274931 60639 IL CHICAGO Single Family 8.74 0.5 0 0.0035 0 8.2365 20370801 17275752 14901 NY ELMIRA Single Family 11.99 0.5 0 0.0035 0 11.4865 20370801 17275756 18407 PA CARBONDALE Single Family 10.24 0.5 0 0.0035 0 9.7365 20370801 17275771 92376 CA RIALTO Single Family 9.24 0.5 0 0.0035 0 8.7365 20370801 17275775 28803 NC ASHEVILLE Single Family 9.59 0.5 0 0.0035 0 9.0865 20370801 17272445 31305 GA DARIEN Single Family 10.44 0.5 0 0.0035 0 9.9365 20370801 17272486 60477 IL TINLEY PARK Single Family 7.75 0.5 0 0.0035 0 7.2465 20370801 17272488 92101 CA SAN DIEGO Condominium 9.95 0.5 0 0.0035 0 9.4465 20370801 17274962 28117 NC MOORESVILLE Single Family 11.5 0.5 0 0.0035 0 10.9965 20370801 17274901 85338 AZ GOODYEAR Single Family 9.99 0.5 0 0.0035 0 9.4865 20370701 17275017 46143 IN GREENWOOD Single Family 9.09 0.5 0 0.0035 0 8.5865 20370801 17275028 30030 GA DECATUR Single Family 11 0.5 0 0.0035 0 10.4965 20370801 17275035 6519 CT NEW HAVEN Single Family 10.84 0.5 0 0.0035 0 10.3365 20370801 17272495 90016 CA LOS ANGELES 2-4 Family 6.89 0.5 0 0.0035 0 6.3865 20370801 17272453 85242 AZ QUEEN CREEK Single Family 8.738 0.5 0 0.0035 0 8.2345 20370801 17272511 19046 PA JENKINTOWN Single Family 9.69 0.5 0 0.0035 0 9.1865 20370801 17272455 93035 CA OXNARD Single Family 10.69 0.5 0 0.0035 0 10.1865 20370801 17272524 12401 NY KINGSTON 2-4 Family 8.94 0.5 0 0.0035 0 8.4365 20370801 17272548 90047 CA LOS ANGELES Single Family 7.49 0.5 0 0.0035 0 6.9865 20370801 17272569 7502 NJ PATERSON Single Family 8.54 0.5 0 0.0035 0 8.0365 20370801 17272570 30311 GA ATLANTA Single Family 10.84 0.5 0 0.0035 0 10.3365 20370801 17267800 60090 IL WHEELING Single Family 10.5 0.5 0 0.0035 0 9.9965 20370801 17267773 80223 CO DENVER Single Family 9.39 0.5 0 0.0035 0 8.8865 20370801 17267834 13317 NY CANAJOHARIE Single Family 9.79 0.5 0 0.0035 0 9.2865 20370801 17267836 33603 FL TAMPA Single Family 9.475 0.5 0 0.0035 0 8.9715 20220801 17267889 55428 MN NEW HOPE Single Family 9.39 0.5 0 0.0035 0 8.8865 20370801 17266395 74106 OK TULSA Single Family 10.85 0.5 0 0.0035 0 10.3465 20370801 17266419 66605 KS TOPEKA Single Family 9.95 0.5 0 0.0035 0 9.4465 20270801 17266422 7055 NJ PASSAIC 2-4 Family 10.45 0.5 0 0.0035 0 9.9465 20370801 17266440 8302 NJ BRIDGETON Single Family 8.34 0.5 0 0.0035 0 7.8365 20370801 17266456 19111 PA PHILADELPHIA Single Family 10.9 0.5 0 0.0035 0 10.3965 20370801 17266460 23124 VA NEW KENT Single Family 8.94 0.5 0 0.0035 0 8.4365 20370801 17266462 89044 NV XXXXXXXXX Single Family 8.2 0.5 0 0.0035 0 7.6965 20370801 17266474 85326 AZ BUCKEYE Single Family 9.45 0.5 0 0.0035 0 8.9465 20370801 17266486 23237 VA RICHMOND Single Family 7.49 0.5 0 0.0035 0 6.9865 20370801 17266501 32825 FL ORLANDO Single Family 7.875 0.5 0 0.0035 0 7.3715 20370801 17265963 8105 NJ CAMDEN Single Family 9.7 0.5 0 0.0035 0 9.1965 20370801 17265966 29440 SC GEORGETOWN Single Family 10.29 0.5 0 0.0035 0 9.7865 20370801 17238680 23844 VA DREWRYVILLE Single Family 7.95 0.5 0 0.0035 0 7.4465 20370801 17250173 60062 IL NORTHBROOK Single Family 8.415 0.5 0 0.0035 0 7.9115 20370801 17250180 23805 VA PETERSBURG Single Family 10.35 0.5 0 0.0035 0 9.8465 20370801 17250186 6489 CT SOUTHINGTON Single Family 8.9 0.5 0 0.0035 0 8.3965 20370801 17250199 24540 VA DANVILLE Single Family 8.94 0.5 0 0.0035 0 8.4365 20370801 17250224 15238 PA PITTSBURGH Single Family 9.99 0.5 0 0.0035 0 9.4865 20370801 17246961 34117 FL NAPLES Single Family 8.69 0.5 0 0.0035 0 8.1865 20370801 17247822 8016 NJ BURLINGTON Single Family 11.74 0.5 0 0.0035 0 11.2365 20370801 17246864 0000 XX XXXXX XXXXXXXX 2-4 Family 11.5 0.5 0 0.0035 0 10.9965 20370801 17246930 93705 CA FRESNO Single Family 9.5 0.5 0 0.0035 0 8.9965 20370801 17216967 53210 WI MILWAUKEE Single Family 11.2 0.5 0 0.0035 0 10.6965 20370801 17255265 51501 IA COUNCIL BLUFFS Single Family 9.35 0.5 0 0.0035 0 8.8465 20370501 17255317 15227 PA PITTSBURGH Single Family 10.04 0.5 0 0.0035 0 9.5365 20370801 17252834 8103 NJ CAMDEN Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17251526 85350 AZ SOMERTON Single Family 8.35 0.5 0 0.0035 0 7.8465 20370701 17249959 8232 NJ Pleasantville Condominium 8.85 0.5 0 0.0035 0 8.3465 20370801 17263906 91325 CA NORTHRIDGE Single Family 6.515 0.5 0 0.0035 0 6.0115 20370801 17265759 75019 TX Coppell Single Family 9.85 0.5 0 0.0035 0 9.3465 20370801 17265825 54727 WI Cadott Single Family 8.45 0.5 0 0.0035 0 7.9465 20370801 17266226 21213 MD Baltimore Townhouse 9.99 0.5 0 0.0035 0 9.4865 20370801 17274341 93618 CA DINUBA Single Family 8.937 0.5 0 0.0035 0 8.4335 20370801 17274273 90022 CA Los Angeles Single Family 8.075 0.5 0 0.0035 0 7.5715 20370801 17286611 10309 NY Staten Island PUD 7.775 0.5 0 0.0035 0 7.2715 20370801 17298122 33068 FL MARGATE Single Family 7.05 0.5 0 0.0035 0 6.5465 20370801 17298191 85713 AZ TUCSON Single Family 8.265 0.5 0 0.0035 0 7.7615 20370801 17298915 23666 VA Hampton Single Family 11.04 0.5 0 0.0035 0 10.5365 20370801 17301701 31701 GA Albany Single Family 7.4 0.5 0 0.0035 0 6.8965 20370801 17301781 93308 CA BAKERSFIELD Single Family 6.89 0.5 0 0.0035 0 6.3865 20370801 17301785 00000 XX XXXXX XXXXXXX Single Family 8.825 0.5 0 0.0035 0 8.3215 20370801 17301594 12477 NY SAUGERTIES Single Family 10.465 0.5 0 0.0035 0 9.9615 20370801 17302155 95823 CA SACRAMENTO Single Family 8.2 0.5 0 0.0035 0 7.6965 20370801 17302156 97741 OR MADRAS Single Family 6.812 0.5 0 0.0035 0 6.3085 20370801 17302159 7307 NJ JERSEY CITY 2-4 Family 9.05 0.5 0 0.0035 0 8.5465 20370801 17302220 93210 CA COALINGA Single Family 8.475 0.5 0 0.0035 0 7.9715 20370801 17302225 92703 CA SANTA XXX Single Family 6.79 0.5 0 0.0035 0 6.2865 20370801 17302258 33935 FL LABELLE Single Family 10.5 0.5 0 0.0035 0 9.9965 20370801 17302583 60621 IL CHICAGO 2-4 Family 7.9 0.5 0 0.0035 0 7.3965 20370801 17303046 90745 CA CARSON Single Family 8.49 0.5 0 0.0035 0 7.9865 20370801 17303072 89143 NV LAS VEGAS PUD 10.44 0.5 0 0.0035 0 9.9365 20370801 17303090 91744 CA LA XXXXXX Single Family 9.7 0.5 0 0.0035 0 9.1965 20370801 17303104 90040 CA COMMERCE Single Family 10.89 0.5 0 0.0035 0 10.3865 20370801 17303518 98294 WA SULTAN Condominium 9.74 0.5 0 0.0035 0 9.2365 20370801 17303588 88030 NM XXXXXX Single Family 9.89 0.5 0 0.0035 0 9.3865 20370801 17303607 34234 FL SARASOTA Single Family 12.29 0.5 0 0.0035 0 11.7865 20370801 17303868 60615 IL CHICAGO Condominium 8.39 0.5 0 0.0035 0 7.8865 20370801 17303877 60103 IL XXXXXXXX Single Family 9.015 0.5 0 0.0035 0 8.5115 20370801 17304287 34746 FL KISSIMMEE PUD 9.09 0.5 0 0.0035 0 8.5865 20370801 17304866 60629 IL CHICAGO Single Family 7.25 0.5 0 0.0035 0 6.7465 20370801 17304814 11422 NY Rosedale Single Family 8.775 0.5 0 0.0035 0 8.2715 20370801 17306277 95116 CA SAN XXXX Single Family 6.49 0.5 0 0.0035 0 5.9865 20370801 17306326 30132 GA DALLAS Single Family 9.128 0.5 0 0.0035 0 8.6245 20370801 17306338 34952 FL PORT SAINT LUCIE Condominium 6.84 0.5 0 0.0035 0 6.3365 20370801 17311859 33025 FL Miramar Condominium 6.45 0.5 0 0.0035 0 5.9465 20370801 17312291 78359 TX ARANSAS PASS Single Family 11.95 0.5 0 0.0035 0 11.4465 20370801 17324279 32904 FL WEST MELBOURNE PUD 7.69 0.5 0 0.0035 0 7.1865 20370801 17324331 96720 HI HILO Single Family 6.69 0.5 0 0.0035 0 6.1865 20370801 17325273 91767 CA POMONA Single Family 8.99 0.5 0 0.0035 0 8.4865 20370801 17297459 20814 MD Bethesda Single Family 10.3 0.5 0 0.0035 0 9.7965 20370701 17324432 29204 SC Parkwood Single Family 10.7 0.5 0 0.0035 0 10.1965 20370801 17325686 32309 FL TALLAHASSEE Single Family 11 0.5 0 0.0035 0 10.4965 20220701 17325736 21229 MD Baltimore Townhouse 10.85 0.5 0 0.0035 0 10.3465 20370701 17325740 30350 GA Atlanta Condominium 9.825 0.5 0 0.0035 0 9.3215 20370701 17325742 30331 GA Atlanta Single Family 8.85 0.5 0 0.0035 0 8.3465 20370701 17326322 30324 GA Atlanta Condominium 10.65 0.5 0 0.0035 0 10.1465 20370701 17326331 33713 FL Saint Petersburg Single Family 8.75 0.5 0 0.0035 0 8.2465 20370701 17256602 23462 VA VIRGINIA BEACH Single Family 7.19 0.5 0 0.0035 0 6.6865 20370801 17325424 77401 TX BELLAIRE Single Family 9.94 0.5 0 0.0035 0 9.4365 20370801 17322792 12550 NY NEWBURGH Single Family 9.39 0.5 0 0.0035 0 8.8865 20370801 17322857 89104 NV LAS VEGAS Single Family 7.3 0.5 0 0.0035 0 6.7965 20370801 17323212 7726 NJ MANALAPAN Single Family 6.25 0.5 0 0.0035 0 5.7465 20370801 17322804 86301 AZ PRESCOTT Single Family 9.015 0.5 0 0.0035 0 8.5115 20370801 17322805 8232 NJ PLEASANTVILLE Single Family 10.74 0.5 0 0.0035 0 10.2365 20370801 17322807 85711 AZ TUCSON Single Family 9.34 0.5 0 0.0035 0 8.8365 20370801 17322946 90221 CA COMPTON Single Family 8.6 0.5 0 0.0035 0 8.0965 20370801 17312399 15089 PA WEST XXXXXX Single Family 7.35 0.5 0 0.0035 0 6.8465 20220801 17312364 90007 CA LOS ANGELES Single Family 8.715 0.5 0 0.0035 0 8.2115 20370801 17312368 87121 NM ALBUQUERQUE Single Family 10.54 0.5 0 0.0035 0 10.0365 20370801 17312462 33312 FL FORT LAUDERDALE Single Family 6.75 0.5 0 0.0035 0 6.2465 20370801 17309235 8610 NJ TRENTON Single Family 8.29 0.5 0 0.0035 0 7.7865 20370801 17311941 29412 SC CHARLESTON Single Family 8.09 0.5 0 0.0035 0 7.5865 20370801 17311992 13676 NY POTSDAM Single Family 9.44 0.5 0 0.0035 0 8.9365 20370801 17304349 68131 NE OMAHA Single Family 9.115 0.5 0 0.0035 0 8.6115 20370801 17304352 90504 CA TORRANCE Single Family 7.55 0.5 0 0.0035 0 7.0465 20370801 17304355 38572 TN CROSSVILLE Single Family 8.84 0.5 0 0.0035 0 8.3365 20370801 17305033 91740 CA GLENDORA Single Family 7.19 0.5 0 0.0035 0 6.6865 20370801 17303675 21224 MD BALTIMORE Single Family 8.6 0.5 0 0.0035 0 8.0965 20370801 17303653 98332 WA GIG HARBOR Single Family 9.34 0.5 0 0.0035 0 8.8365 20370801 17303925 33311 FL FORT LAUDERDALE Single Family 9.515 0.5 0 0.0035 0 9.0115 20370801 17303189 60629 IL CHICAGO 2-4 Family 9.99 0.5 0 0.0035 0 9.4865 20370801 17301905 95376 CA XXXXX Single Family 9.35 0.5 0 0.0035 0 8.8465 20370801 17301918 11413 NY ROSEDALE 2-4 Family 7.89 0.5 0 0.0035 0 7.3865 20370801 17299664 87120 NM ALBUQUERQUE Single Family 11.19 0.5 0 0.0035 0 10.6865 20370801 17299076 80918 CO COLORADO SPRINGS Single Family 8.04 0.5 0 0.0035 0 7.5365 20370801 17299106 8360 NJ VINELAND Single Family 9.3 0.5 0 0.0035 0 8.7965 20370801 17299128 7740 NJ LONG BRANCH Single Family 8.5 0.5 0 0.0035 0 7.9965 20370801 17298321 60651 IL CHICAGO Single Family 9.64 0.5 0 0.0035 0 9.1365 20370801 17297571 2180 MA STONEHAM Single Family 9.215 0.5 0 0.0035 0 8.7115 20370801 17297589 78745 TX AUSTIN Single Family 8.965 0.5 0 0.0035 0 8.4615 20370801 17295394 7704 NJ FAIR HAVEN Single Family 9.515 0.5 0 0.0035 0 9.0115 20370801 17295410 29440 SC GEORGETOWN Single Family 9.54 0.5 0 0.0035 0 9.0365 20220801 17293628 92252 CA XXXXXX TREE Single Family 9.74 0.5 0 0.0035 0 9.2365 20370801 17286878 20716 MD BOWIE Single Family 7.99 0.5 0 0.0035 0 7.4865 20370801 17279705 33843 FL FROSTPROOF Single Family 10.89 0.5 0 0.0035 0 10.3865 20370801 17342036 92806 CA ANAHEIM Single Family 9.74 0.5 0 0.0035 0 9.2365 20370801 17342177 60659 IL CHICAGO 2-4 Family 7.975 0.5 0 0.0035 0 7.4715 20370801 17326928 91402 CA LOS ANGELES Single Family 7.665 0.5 0 0.0035 0 7.1615 20370801 17326760 95531 CA CRESCENT CITY Single Family 8.7 0.5 0 0.0035 0 8.1965 20370801 17326359 95691 CA WEST SACRAMENTO Single Family 7.25 0.5 0 0.0035 0 6.7465 20370801 17326383 92037 CA LA JOLLA Single Family 9.84 0.5 0 0.0035 0 9.3365 20370801 17325463 93535 CA LANCASTER Single Family 7.14 0.5 0 0.0035 0 6.6365 20370801 17324949 32514 FL PENSACOLA Single Family 8.44 0.5 0 0.0035 0 7.9365 20370801 17274900 30461 GA STATESBORO Single Family 9.94 0.5 0 0.0035 0 9.4365 20370701 17274902 60096 IL WINTHROP HARBOR Single Family 10.165 0.5 0 0.0035 0 9.6615 20370701 17272552 29407 SC CHARLESTON Single Family 10.59 0.5 0 0.0035 0 10.0865 20370801 17267765 92130 CA SAN DIEGO Single Family 10.69 0.5 0 0.0035 0 10.1865 20370801 17231509 32127 FL PORT ORANGE Single Family 8.975 0.5 0 0.0035 0 8.4715 20370801 17251655 34231 FL SARASOTA Single Family 7.19 0.5 0 0.0035 0 6.6865 20370801 17250037 23509 VA NORFOLK Single Family 11.2 0.5 0 0.0035 0 10.6965 20370801 17279725 0000 XX XXXX XXXXXXX Single Family 9.7 0.5 0 0.0035 0 9.1965 20370801 17035433 95661 CA ROSEVILLE Single Family 7.89 0.5 0 0.0035 0 7.3865 20370701 17218749 23504 VA NORFOLK Single Family 8.6 0.5 0 0.0035 0 8.0965 20370801 17221756 6437 CT GUILFORD Single Family 10.24 0.5 0 0.0035 0 9.7365 20370801 17219331 00000 XX XXX XXXXXX Single Family 12.3 0.5 0 0.0035 0 11.7965 20370801 17229212 20744 MD FORT WASHINGTON Single Family 8.14 0.5 0 0.0035 0 7.6365 20370801 17231522 93212 CA CORCORAN 2-4 Family 9.59 0.5 0 0.0035 0 9.0865 20370801 17203865 30047 GA LILBURN Single Family 7.925 0.5 0 0.0035 0 7.4215 20370801 17201972 19141 PA PHILADELPHIA Single Family 8.89 0.5 0 0.0035 0 8.3865 20370801 17293704 89117 NV LAS VEGAS Single Family 6.265 0.5 0 0.0035 0 5.7615 20370801 17293740 21401 MD ANNAPOLIS Single Family 9.69 0.5 0 0.0035 0 9.1865 20370801 17299108 90650 CA NORWALK Single Family 6.99 0.5 0 0.0035 0 6.4865 20370801 17302381 92335 CA FONTANA Single Family 8.8 0.5 0 0.0035 0 8.2965 20370801 17306413 16673 PA ROARING SPRING 2-4 Family 8.49 0.5 0 0.0035 0 7.9865 20370801 17312393 2723 MA FALL RIVER Single Family 12.3 0.5 0 0.0035 0 11.7965 20370801 17325853 38109 TN MEMPHIS Single Family 9.94 0.5 0 0.0035 0 9.4365 20370801 17324457 33313 FL LAUDERHILL Single Family 9.6 0.5 0 0.0035 0 9.0965 20370801 17309215 92887 CA XXXXX XXXXX Single Family 6.8 0.5 0 0.0035 0 6.2965 20370801 17356532 33322 FL SUNRISE Single Family 10.85 0.5 0 0.0035 0 10.3465 20370901 17356290 22551 VA Spotsylvania Single Family 10.25 0.5 0 0.0035 0 9.7465 20370901 17358315 22192 VA WOODBRIDGE Single Family 10.25 0.5 0 0.0035 0 9.7465 20370901 17358072 32771 FL XXXXXXX Single Family 9.7 0.5 0 0.0035 0 9.1965 20370901 17346572 47909 IN LAFAYETTE Single Family 10.4 0.5 0 0.0035 0 9.8965 20370901 17358237 83501 ID LEWISTON Single Family 10.9 0.5 0 0.0035 0 10.3965 20370901 17346573 90018 CA LOS ANGELES 2-4 Family 9.3 0.5 0 0.0035 0 8.7965 20370901 17345844 33543 FL XXXXXX CHAPEL Single Family 7.89 0.5 0 0.0035 0 7.3865 20370901 17358076 33470 FL LOXAHATCHEE Single Family 7.45 0.5 0 0.0035 0 6.9465 20370901 17361884 91001 CA ALTADENA Single Family 8.825 0.5 0 0.0035 0 8.3215 20370901 17366096 7305 NJ Jersey City 2-4 Family 10.35 0.5 0 0.0035 0 9.8465 20370901 17356538 89030 NV NORTH LAS VEGAS Single Family 6.95 0.5 0 0.0035 0 6.4465 20370901 17366178 90062 CA LOS ANGELES Single Family 8 0.5 0 0.0035 0 7.4965 20370901 17356378 60110 IL CARPENTERSVILLE Single Family 10.35 0.5 0 0.0035 0 9.8465 20370901 17360602 18466 PA TOBYHANNA Single Family 11.8 0.5 0 0.0035 0 11.2965 20370901 17353072 89431 NV SPARKS Single Family 10.9 0.5 0 0.0035 0 10.3965 20370901 17354125 33068 FL North Lauderdale Townhouse 11.4 0.5 0 0.0035 0 10.8965 20370901 17244371 30075 GA Roswell Single Family 8.375 0.5 0 0.0035 0 7.8715 20370901 17358321 97392 OR XXXXXX Single Family 11.65 0.5 0 0.0035 0 11.1465 20370901 17342465 32618 FL XXXXXX Single Family 10.74 0.5 0 0.0035 0 10.2365 20370901 17346029 91776 CA SAN XXXXXXX Single Family 7.075 0.5 0 0.0035 0 6.5715 20370901 17342547 13903 NY BINGHAMTON Single Family 12.04 0.5 0 0.0035 0 11.5365 20370901 17345932 32809 FL ORLANDO Single Family 7.65 0.5 0 0.0035 0 7.1465 20370901 17345690 32205 FL JACKSONVILLE Single Family 8.975 0.5 0 0.0035 0 8.4715 20370901 17356382 84020 UT DRAPER Single Family 9.5 0.5 0 0.0035 0 8.9965 20370901 17309259 29154 SC SUMTER Single Family 10.94 0.5 0 0.0035 0 10.4365 20370901 17346664 90047 CA Los Angeles Single Family 7.55 0.5 0 0.0035 0 7.0465 20370901 17361894 22030 VA FAIRFAX Single Family 8.75 0.5 0 0.0035 0 8.2465 20370901 17345695 23831 VA XXXXXXX Single Family 9.35 0.5 0 0.0035 0 8.8465 20370901 17353796 90746 CA CARSON Single Family 7.8 0.5 0 0.0035 0 7.2965 20370901 17361501 84057 UT OREM Single Family 9.3 0.5 0 0.0035 0 8.7965 20270901 17361420 93041 CA PORT HUENEME Single Family 6.25 0.5 0 0.0035 0 5.7465 20370901 17361424 83858 ID RATHDRUM Single Family 7.95 0.5 0 0.0035 0 7.4465 20370901 17360454 1960 MA Peabody Condominium 7.25 0.5 0 0.0035 0 6.7465 20370901 17361426 92688 CA RANCHO SANTA XXXXXXXXX Single Family 7.985 0.5 0 0.0035 0 7.4815 20370901 17355820 92336 CA FONTANA Single Family 8.25 0.5 0 0.0035 0 7.7465 20370901 17346038 93955 CA SEASIDE Single Family 7.59 0.5 0 0.0035 0 7.0865 20370901 17358252 31305 GA DARIEN Single Family 12.2 0.5 0 0.0035 0 11.6965 20370901 17345941 33563 FL PLANT CITY Single Family 11.54 0.5 0 0.0035 0 11.0365 20370901 17356553 95210 CA STOCKTON Single Family 7.99 0.5 0 0.0035 0 7.4865 20370901 17322876 87031 NM LOS LUNAS Single Family 8.39 0.5 0 0.0035 0 7.8865 20370901 17358093 32809 FL ORLANDO Single Family 9.75 0.5 0 0.0035 0 9.2465 20370901 17358337 58103 ND FARGO Single Family 12.05 0.5 0 0.0035 0 11.5465 20370901 17345945 30101 GA ACWORTH Single Family 7.953 0.5 0 0.0035 0 7.4495 20370901 17366197 91324 CA Northridge Single Family 9.15 0.5 0 0.0035 0 8.6465 20370901 17358097 32712 FL APOPKA Single Family 7.75 0.5 0 0.0035 0 7.2465 20370901 17345949 6035 CT GRANBY Single Family 8.44 0.5 0 0.0035 0 7.9365 20370901 17354141 95355 CA MODESTO Single Family 7.45 0.5 0 0.0035 0 6.9465 20370901 17342640 32117 FL XXXXX XXXX Single Family 7.24 0.5 0 0.0035 0 6.7365 20370901 17312446 81601 CO GLENWOOD SPRINGS Single Family 8.1 0.5 0 0.0035 0 7.5965 20370901 17302646 33309 FL FORT LAUDERDALE Single Family 9.1 0.5 0 0.0035 0 8.5965 20370901 17361434 33880 FL WINTER HAVEN Single Family 8.55 0.5 0 0.0035 0 8.0465 20370901 17358504 80134 CO XXXXXX Single Family 6.975 0.5 0 0.0035 0 6.4715 20370901 17361519 98408 WA TACOMA Single Family 8.95 0.5 0 0.0035 0 8.4465 20370901 17354149 20877 MD GAITHERSBURG Condominium 10.8 0.5 0 0.0035 0 10.2965 20370901 17356480 98391 WA XXXXXX LAKE Single Family 8.5 0.5 0 0.0035 0 7.9965 20370901 17325476 96027 CA ETNA Single Family 9.275 0.5 0 0.0035 0 8.7715 20370901 17358345 6511 CT NEW HAVEN 2-4 Family 12.4 0.5 0 0.0035 0 11.8965 20370901 17345873 60637 IL CHICAGO 2-4 Family 9.8 0.5 0 0.0035 0 9.2965 20370901 17325398 37143 TN XXXXXX Single Family 8.05 0.5 0 0.0035 0 7.5465 20370901 17356489 77340 TX HUNTSVILLE Single Family 9.425 0.5 0 0.0035 0 8.9215 20370901 17346050 96021 CA CORNING Single Family 9.6 0.5 0 0.0035 0 9.0965 20370901 17342651 38107 TN MEMPHIS Single Family 8.1 0.5 0 0.0035 0 7.5965 20370901 17324751 33186 FL MIAMI PUD 7.45 0.5 0 0.0035 0 6.9465 20220901 17360554 32254 FL JACKSONVILLE Single Family 7.65 0.5 0 0.0035 0 7.1465 20370901 17358511 93551 CA PALMDALE Single Family 8.25 0.5 0 0.0035 0 7.7465 20370901 17361526 54911 WI APPLETON Single Family 10.75 0.5 0 0.0035 0 10.2465 20370901 17360717 98632 WA LONGVIEW Single Family 10.99 0.5 0 0.0035 0 10.4865 20370901 17361528 33162 FL NORTH MIAMI Single Family 8.25 0.5 0 0.0035 0 7.7465 20370901 17354157 53210 WI MILWAUKEE 2-4 Family 9 0.5 0 0.0035 0 8.4965 20370901 17360475 98272 WA MONROE Single Family 10.3 0.5 0 0.0035 0 9.7965 20370901 17361529 60435 IL JOLIET Single Family 10.5 0.5 0 0.0035 0 9.9965 20370901 17360559 93591 CA PALMDALE Single Family 10.05 0.5 0 0.0035 0 9.5465 20370901 17360479 33161 FL Miami 2-4 Family 9.25 0.5 0 0.0035 0 8.7465 20370901 17358519 93535 CA LANCASTER Single Family 7.5 0.5 0 0.0035 0 6.9965 20370901 17355848 8098 NJ WOODSTOWN Single Family 10.5 0.5 0 0.0035 0 9.9965 20370901 17356497 50126 IA IOWA FALLS Single Family 12.35 0.5 0 0.0035 0 11.8465 20370901 17352703 93552 CA PALMDALE Single Family 6.7 0.5 0 0.0035 0 6.1965 20370901 17342029 93906 CA XXXXXXX Single Family 7.89 0.5 0 0.0035 0 7.3865 20370901 17342580 92557 CA XXXXXX VALLEY Single Family 8.29 0.5 0 0.0035 0 7.7865 20370901 17326623 90003 CA LOS ANGELES 2-4 Family 8.3 0.5 0 0.0035 0 7.7965 20370901 17250097 7731 NJ XXXXXX Single Family 12.19 0.5 0 0.0035 0 11.6865 20370901 17360563 27909 NC XXXXXXXXX CITY Single Family 12.425 0.5 0 0.0035 0 11.9215 20370901 17366620 33473 FL BOYNTON BEACH PUD 8.875 0.5 0 0.0035 0 8.3715 20370901 17326463 28112 NC MONROE Single Family 7.69 0.5 0 0.0035 0 7.1865 20370901 17360483 92220 CA BANNING Single Family 8.3 0.5 0 0.0035 0 7.7965 20370901 17346066 30034 GA Decatur Single Family 9.45 0.5 0 0.0035 0 8.9465 20370901 17360486 90042 CA LOS ANGELES Single Family 9.8 0.5 0 0.0035 0 9.2965 20370901 17346863 96706 HI EWA BEACH Condominium 9.75 0.5 0 0.0035 0 9.2465 20370901 17358287 53206 WI MILWAUKEE 2-4 Family 11.1 0.5 0 0.0035 0 10.5965 20370901 17358289 95901 CA MARYSVILLE 2-4 Family 9.6 0.5 0 0.0035 0 9.0965 20370901 17342030 84010 UT BOUNTIFUL Single Family 10.59 0.5 0 0.0035 0 10.0865 20370901 17342116 32570 FL XXXXXX Single Family 8.09 0.5 0 0.0035 0 7.5865 20370901 17360810 32738 FL DELTONA Single Family 9.5 0.5 0 0.0035 0 8.9965 20370901 17325901 70791 LA ZACHARY Single Family 8.55 0.5 0 0.0035 0 8.0465 20370901 17360813 93555 CA RIDGECREST Single Family 8.3 0.5 0 0.0035 0 7.7965 20370901 17361705 93705 CA FRESNO Single Family 8.7 0.5 0 0.0035 0 8.1965 20370901 17360491 92201 CA INDIO Single Family 8.7 0.5 0 0.0035 0 8.1965 20370901 17357801 34731 FL FRUITLAND PARK Single Family 8 0.5 0 0.0035 0 7.4965 20370901 17358452 33435 FL BOYNTON BEACH Single Family 9.85 0.5 0 0.0035 0 9.3465 20370901 17286606 55409 MN Minneapolis Single Family 10.75 0.5 0 0.0035 0 10.2465 20370901 17325747 32091 FL STARKE Single Family 11.04 0.5 0 0.0035 0 10.5365 20370901 17355782 60154 IL WESTCHESTER 2-4 Family 7.55 0.5 0 0.0035 0 7.0465 20370901 17358294 87114 NM ALBUQUERQUE Single Family 9.4 0.5 0 0.0035 0 8.8965 20370901 17355867 76248 TX KELLER Single Family 12.925 0.5 0 0.0035 0 12.4215 20370901 17355868 6478 CT OXFORD Single Family 9.1 0.5 0 0.0035 0 8.5965 20370901 17358298 14621 NY ROCHESTER 2-4 Family 12.15 0.5 0 0.0035 0 11.6465 20370901 17342120 78070 TX SPRING BRANCH Single Family 10.7 0.5 0 0.0035 0 10.1965 20370901 17342041 95928 CA CHICO Single Family 8.975 0.5 0 0.0035 0 8.4715 20370901 17342043 23236 VA RICHMOND Single Family 8.75 0.5 0 0.0035 0 8.2465 20370901 17361710 53215 WI MILWAUKEE Single Family 12 0.5 0 0.0035 0 11.4965 20370901 17352642 91501 CA BURBANK 2-4 Family 7.338 0.5 0 0.0035 0 6.8345 20370901 17342761 7748 NJ Middletown Single Family 6.875 0.5 0 0.0035 0 6.3715 20370901 17352644 30066 GA MARIETTA Single Family 10.8 0.5 0 0.0035 0 10.2965 20370901 17358541 76710 TX WACO Single Family 8.99 0.5 0 0.0035 0 8.4865 20220901 17357813 92831 CA Fullerton Single Family 8.85 0.5 0 0.0035 0 8.3465 20370901 17361476 8060 NJ EASTAMPTON Townhouse 11.3 0.5 0 0.0035 0 10.7965 20370901 17295362 23464 VA VIRGINIA BEACH Single Family 7.25 0.5 0 0.0035 0 6.7465 20370901 17361639 98258 WA Lake Xxxxxxx Single Family 7.75 0.5 0 0.0035 0 7.2465 20370901 17358543 6615 CT STRATFORD 2-4 Family 6.95 0.5 0 0.0035 0 6.4465 20370901 17352487 50316 IA DES MOINES Single Family 11.2 0.5 0 0.0035 0 10.6965 20370901 17358549 60419 IL DOLTON Single Family 10.615 0.5 0 0.0035 0 10.1115 20370901 17355798 55403 MN MINNEAPOLIS Condominium 11.35 0.5 0 0.0035 0 10.8465 20370901 17343102 12206 NY ALBANY 2-4 Family 7.99 0.5 0 0.0035 0 7.4865 20370901 17346332 14127 NY ORCHARD PARK Single Family 7.49 0.5 0 0.0035 0 6.9865 20370901 17326811 17404 PA YORK Single Family 11.55 0.5 0 0.0035 0 11.0465 20370901 17361481 21084 MD JARRETTSVILLE Single Family 10.2 0.5 0 0.0035 0 9.6965 20370901 17346334 97211 OR PORTLAND Single Family 9.85 0.5 0 0.0035 0 9.3465 20370901 17354435 81504 CO GRAND JUNCTION Single Family 8.5 0.5 0 0.0035 0 7.9965 20370901 17353544 11096 NY Inwood Single Family 10.975 0.5 0 0.0035 0 10.4715 20370901 17346336 17087 PA RICHLAND Single Family 8.1 0.5 0 0.0035 0 7.5965 20370901 17354436 89110 NV LAS VEGAS Single Family 8.55 0.5 0 0.0035 0 8.0465 20370901 17303667 12550 NY NEWBURGH Single Family 8.25 0.5 0 0.0035 0 7.7465 20370901 17361645 89128 NV LAS VEGAS Single Family 9.7 0.5 0 0.0035 0 9.1965 20370901 17325843 8527 NJ XXXXXXX TOWNSHIP Single Family 7.965 0.5 0 0.0035 0 7.4615 20370901 17326734 60409 IL CALUMET CITY Single Family 10.29 0.5 0 0.0035 0 9.7865 20370901 17353708 34769 FL SAINT CLOUD Single Family 9.3 0.5 0 0.0035 0 8.7965 20370901 17352659 90601 CA WHITTIER Single Family 8.075 0.5 0 0.0035 0 7.5715 20370901 17358474 60653 IL Chicago 2-4 Family 8.35 0.5 0 0.0035 0 7.8465 20370901 17358557 33714 FL SAINT PETERSBURG Single Family 10.55 0.5 0 0.0035 0 10.0465 20370901 17366022 8108 NJ Collingswood Single Family 9.65 0.5 0 0.0035 0 9.1465 20370901 17366105 90813 CA LONG BEACH Single Family 8.65 0.5 0 0.0035 0 8.1465 20370901 17346260 91352 CA LOS ANGELES Single Family 8.15 0.5 0 0.0035 0 7.6465 20370901 17346342 8081 NJ SICKLERVILLE Single Family 8.64 0.5 0 0.0035 0 8.1365 20370901 17263723 32953 FL Xxxxxxx Island Single Family 10.75 0.5 0 0.0035 0 10.2465 20370901 17360842 84003 UT AMERICAN FORK Single Family 7.5 0.5 0 0.0035 0 6.9965 20370901 17358008 23002 VA XXXXXX COURTHOUSE Single Family 10.8 0.5 0 0.0035 0 10.2965 20370901 17357910 34997 FL STUART Single Family 6.85 0.5 0 0.0035 0 6.3465 20370901 17352582 92505 CA RIVERSIDE Single Family 6.7 0.5 0 0.0035 0 6.1965 20370901 17360764 12130 NY NIVERVILLE Single Family 10.7 0.5 0 0.0035 0 10.1965 20370901 17356309 86314 AZ Prescott Valley Single Family 8.15 0.5 0 0.0035 0 7.6465 20370901 17326826 90044 CA LOS ANGELES 2-4 Family 9.79 0.5 0 0.0035 0 9.2865 20370901 17345619 90062 CA LOS ANGELES Single Family 9 0.5 0 0.0035 0 8.4965 20370901 17358480 90061 CA LOS ANGELES Single Family 7.45 0.5 0 0.0035 0 6.9465 20370901 17361657 32246 FL JACKSONVILLE Single Family 10.9 0.5 0 0.0035 0 10.3965 20370901 17301897 23112 VA MIDLOTHIAN Single Family 9.9 0.5 0 0.0035 0 9.3965 20370901 17360768 33179 FL MIAMI Single Family 7.85 0.5 0 0.0035 0 7.3465 20370901 17358565 6605 CT BRIDGEPORT Single Family 9 0.5 0 0.0035 0 8.4965 20370901 17265982 8071 NJ XXXXXX Single Family 9.34 0.5 0 0.0035 0 8.8365 20370901 17353004 33157 FL MIAMI Single Family 11 0.5 0 0.0035 0 10.4965 20370901 17366111 91744 CA LA XXXXXX Single Family 9.15 0.5 0 0.0035 0 8.6465 20370901 17306353 29483 SC SUMMERVILLE Single Family 8.9 0.5 0 0.0035 0 8.3965 20370901 17353721 84404 UT XXXX WEST Single Family 8.85 0.5 0 0.0035 0 8.3465 20370901 17361741 98282 WA Camano Island Single Family 6.65 0.5 0 0.0035 0 6.1465 20370901 17353561 33612 FL TAMPA Single Family 10.95 0.5 0 0.0035 0 10.4465 20370901 17346272 60660 IL CHICAGO 2-4 Family 10.215 0.5 0 0.0035 0 9.7115 20370901 17361825 20720 MD BOWIE Single Family 11.9 0.5 0 0.0035 0 11.3965 20370901 17353808 33914 FL CAPE CORAL Single Family 8.5 0.5 0 0.0035 0 7.9965 20370901 17354379 89030 NV NORTH LAS VEGAS Single Family 8.1 0.5 0 0.0035 0 7.5965 20370901 17325867 21702 MD FREDERICK Single Family 8.79 0.5 0 0.0035 0 8.2865 20370901 17358494 92373 CA REDLANDS Single Family 9.8 0.5 0 0.0035 0 9.2965 20370901 17343051 33023 FL MIRAMAR Single Family 10.85 0.5 0 0.0035 0 10.3465 20370901 17322640 80465 CO Xxxxxxxx Townhouse 7.6 0.5 0 0.0035 0 7.0965 20370901 17327014 50317 IA DES MOINES Single Family 11.64 0.5 0 0.0035 0 11.1365 20370901 17356400 92507 CA RIVERSIDE Single Family 8.3 0.5 0 0.0035 0 7.7965 20370901 17366041 32824 FL Orlando Single Family 9.9 0.5 0 0.0035 0 9.3965 20370901 17356321 60102 IL ALGONQUIN Single Family 9.85 0.5 0 0.0035 0 9.3465 20370901 17358025 60618 IL CHICAGO 2-4 Family 9.75 0.5 0 0.0035 0 9.2465 20370901 17303854 28785 NC WAYNESVILLE Single Family 8.55 0.5 0 0.0035 0 8.0465 20370901 17346281 61107 IL ROCKFORD Single Family 10.3 0.5 0 0.0035 0 9.7965 20370901 17366208 85041 AZ PHOENIX Single Family 9.7 0.5 0 0.0035 0 9.1965 20370901 17325870 20743 MD CAPITOL HEIGHTS Single Family 7.425 0.5 0 0.0035 0 6.9215 20370901 17366046 92336 CA FONTANA Single Family 7.65 0.5 0 0.0035 0 7.1465 20370901 17346607 15017 PA BRIDGEVILLE Single Family 7.35 0.5 0 0.0035 0 6.8465 20370901 17346284 60042 IL ISLAND LAKE Single Family 10.4 0.5 0 0.0035 0 9.8965 20370901 17346609 10025 NY NEW YORK 2-4 Family 6.875 0.5 0 0.0035 0 6.3715 20370901 17357850 87031 NM LOS LUNAS Single Family 11.75 0.5 0 0.0035 0 11.2465 20370901 17361838 19121 PA PHILADELPHIA Townhouse 10.5 0.5 0 0.0035 0 9.9965 20370901 17325793 61747 IL HOPEDALE Single Family 10.75 0.5 0 0.0035 0 10.2465 20370901 17360786 85201 AZ MESA Condominium 8.15 0.5 0 0.0035 0 7.6465 20370901 17353659 87123 NM ALBUQUERQUE Single Family 11.35 0.5 0 0.0035 0 10.8465 20370901 17361678 60643 IL CHICAGO Single Family 8.4 0.5 0 0.0035 0 7.8965 20370901 17325797 91001 CA ALTADENA Single Family 6.825 0.5 0 0.0035 0 6.3215 20370901 17353102 87105 NM ALBUQUERQUE Single Family 12.7 0.5 0 0.0035 0 12.1965 20370901 17353023 98059 WA RENTON Single Family 7.215 0.5 0 0.0035 0 6.7115 20370901 17353025 92701 CA SANTA XXX Single Family 10 0.5 0 0.0035 0 9.4965 20370901 17356410 90026 CA LOS ANGELES 2-4 Family 8.55 0.5 0 0.0035 0 8.0465 20370901 17324271 20616 MD Bryans Road Single Family 10.925 0.5 0 0.0035 0 10.4215 20370901 17346611 7470 NJ XXXXX Single Family 10.25 0.5 0 0.0035 0 9.7465 20370901 17353109 7643 NJ LITTLE FERRY Single Family 9.15 0.5 0 0.0035 0 8.6465 20370901 17325165 93230 CA Hanford Single Family 8.35 0.5 0 0.0035 0 7.8465 20370901 17352930 84414 UT XXXXX Single Family 9.938 0.5 0 0.0035 0 9.4345 20370901 17356252 85390 AZ WICKENBURG Single Family 8.35 0.5 0 0.0035 0 7.8465 20370901 17322655 48507 MI Flint Single Family 9.05 0.5 0 0.0035 0 8.5465 20370901 17346535 97526 OR GRANTS PASS Single Family 7.983 0.5 0 0.0035 0 7.4795 20370901 17358038 60631 IL CHICAGO Single Family 8.1 0.5 0 0.0035 0 7.5965 20370901 17326934 92673 CA SAN CLEMENTE Single Family 9.415 0.5 0 0.0035 0 8.9115 20370901 17361684 91701 CA RANCHO CUCAMONGA Single Family 10.15 0.5 0 0.0035 0 9.6465 20370901 17353666 33407 FL WEST PALM BEACH Single Family 9.65 0.5 0 0.0035 0 9.1465 20370901 17352857 32962 FL VERO BEACH Single Family 8.15 0.5 0 0.0035 0 7.6465 20370901 17352938 92592 CA TEMECULA Single Family 7.75 0.5 0 0.0035 0 7.2465 20370901 17326937 91107 CA PASADENA Single Family 8 0.5 0 0.0035 0 7.4965 20370901 17346700 18976 PA WARRINGTON Single Family 6.95 0.5 0 0.0035 0 6.4465 20370901 17324363 19390 PA WEST GROVE Single Family 9.84 0.5 0 0.0035 0 9.3365 20370901 17356421 93722 CA FRESNO Single Family 8.3 0.5 0 0.0035 0 7.7965 20370901 17361850 11758 NY Massapequa Single Family 12.175 0.5 0 0.0035 0 11.6715 20370901 17353831 93552 CA PALMDALE Single Family 7.9 0.5 0 0.0035 0 7.3965 20370901 17353750 7047 NJ NORTH BERGEN Single Family 12.1 0.5 0 0.0035 0 11.5965 20370901 17353039 24012 VA ROANOKE Single Family 7.99 0.5 0 0.0035 0 7.4865 20370901 17366144 87015 NM EDGEWOOD Single Family 9.75 0.5 0 0.0035 0 9.2465 20370901 17353832 90026 CA LOS ANGELES Single Family 8.4 0.5 0 0.0035 0 7.8965 20370901 17353752 91789 CA WALNUT Single Family 7.25 0.5 0 0.0035 0 6.7465 20370901 17345654 84660 UT SPANISH FORK Single Family 8.3 0.5 0 0.0035 0 7.7965 20370901 17356428 84118 UT TAYLORSVILLE Single Family 10.4 0.5 0 0.0035 0 9.8965 20370901 17361775 33029 FL PEMBROKE PINES Single Family 11.6 0.5 0 0.0035 0 11.0965 20370901 17346629 89107 NV LAS VEGAS Single Family 8.9 0.5 0 0.0035 0 8.3965 20370901 17353678 6716 CT WOLCOTT Single Family 8.75 0.5 0 0.0035 0 8.2465 20370901 17357954 85037 AZ PHOENIX Single Family 9.1 0.5 0 0.0035 0 8.5965 20370901 17357794 85541 AZ PAYSON Single Family 8.3 0.5 0 0.0035 0 7.7965 20370901 17357956 7104 NJ NEWARK 2-4 Family 8.85 0.5 0 0.0035 0 8.3465 20370901 17326230 30034 GA Decatur Single Family 7.8 0.5 0 0.0035 0 7.2965 20370901 17353043 92509 CA RIVERSIDE Single Family 8 0.5 0 0.0035 0 7.4965 20370901 17325504 46410 IN MERRILLVILLE Single Family 11.99 0.5 0 0.0035 0 11.4865 20370901 17358211 85255 AZ Scottsdale Single Family 8.525 0.5 0 0.0035 0 8.0215 20370901 17353045 21215 MD BALTIMORE Single Family 12.05 0.5 0 0.0035 0 11.5465 20370901 17366313 85361 AZ WITTMANN Single Family 10.45 0.5 0 0.0035 0 9.9465 20370901 17325508 00000 XX XX XXXXXXXXXX Single Family 6.8 0.5 0 0.0035 0 6.2965 20370901 17353680 99224 WA SPOKANE Single Family 8.625 0.5 0 0.0035 0 8.1215 20370901 17353843 8098 NJ WOODSTOWN Single Family 9.35 0.5 0 0.0035 0 8.8465 20370901 17353762 95228 CA COPPEROPOLIS Single Family 7.15 0.5 0 0.0035 0 6.6465 20370901 17361862 60123 IL ELGIN Single Family 10.2 0.5 0 0.0035 0 9.6965 20370901 17356517 20170 VA HERNDON Single Family 8.99 0.5 0 0.0035 0 8.4865 20370901 17358056 33125 FL MIAMI Single Family 8 0.5 0 0.0035 0 7.4965 20370901 17324379 33761 FL CLEARWATER Single Family 7.79 0.5 0 0.0035 0 7.2865 20370901 17352792 33056 FL Opa Locka Single Family 9.8 0.5 0 0.0035 0 9.2965 20370901 17353765 92113 CA SAN DIEGO 2-4 Family 9.25 0.5 0 0.0035 0 8.7465 20370901 17353767 90066 CA LOS ANGELES Single Family 6.4 0.5 0 0.0035 0 5.8965 20370901 17353849 11967 NY SHIRLEY Single Family 9.8 0.5 0 0.0035 0 9.2965 20370901 17353687 30078 GA SNELLVILLE Single Family 11.85 0.5 0 0.0035 0 11.3465 20370901 17353688 85297 AZ XXXXXXX Single Family 8.65 0.5 0 0.0035 0 8.1465 20370901 17360500 60440 IL BOLINGBROOK Single Family 12.55 0.5 0 0.0035 0 12.0465 20370901 17312162 17324 PA Gardners Single Family 8.7 0.5 0 0.0035 0 8.1965 20370901 17325512 30512 GA Blairsville Single Family 7.55 0.5 0 0.0035 0 7.0465 20370901 17346005 85201 AZ MESA Single Family 10.15 0.5 0 0.0035 0 9.6465 20370901 17358300 93550 CA PALMDALE Single Family 8.99 0.5 0 0.0035 0 8.4865 20370901 17346006 20764 MD SHADY SIDE Single Family 10.625 0.5 0 0.0035 0 10.1215 20370901 17353056 33162 FL MIAMI Single Family 7.113 0.5 0 0.0035 0 6.6095 20370901 17356360 34135 FL Xxxxxx Springs Condominium 8.15 0.5 0 0.0035 0 7.6465 20370901 17358224 33139 FL MIAMI BEACH Condominium 9.5 0.5 0 0.0035 0 8.9965 20370901 17358306 8030 NJ GLOUCESTER CITY Single Family 8.65 0.5 0 0.0035 0 8.1465 20220901 17366408 60120 IL ELGIN Single Family 10.65 0.5 0 0.0035 0 10.1465 20370901 17352964 95210 CA STOCKTON Single Family 8.75 0.5 0 0.0035 0 8.2465 20370901 17345836 90275 CA RANCHO PALOS VERDES Single Family 6.99 0.5 0 0.0035 0 6.4865 20370901 17345837 90706 CA BELLFLOWER Single Family 6.25 0.5 0 0.0035 0 5.7465 20370901 17353695 64836 MO CARTHAGE Single Family 10.125 0.5 0 0.0035 0 9.6215 20370901 17356288 12078 NY Gloversvillle 2-4 Family 11.525 0.5 0 0.0035 0 11.0215 20370901 17326967 60621 IL CHICAGO 2-4 Family 7.94 0.5 0 0.0035 0 7.4365 20370901 17352887 94044 CA PACIFICA Single Family 8.5 0.5 0 0.0035 0 7.9965 20370901 17357894 39157 MS RIDGELAND Single Family 12.2 0.5 0 0.0035 0 11.6965 20370901 17357896 85262 AZ SCOTTSDALE Single Family 8.125 0.5 0 0.0035 0 7.6215 20370901 17360516 20774 MD UPPER MARLBORO Single Family 10.25 0.5 0 0.0035 0 9.7465 20370901 17326540 95901 CA MARYSVILLE Single Family 9.45 0.5 0 0.0035 0 8.9465 20370901 17326546 85009 AZ PHOENIX Single Family 8.4 0.5 0 0.0035 0 7.8965 20370901 17326375 84663 UT Springville Single Family 8.69 0.5 0 0.0035 0 8.1865 20370901 17326376 32822 FL ORLANDO Single Family 9.45 0.5 0 0.0035 0 8.9465 20370901 17326554 94587 CA UNION CITY Single Family 10.49 0.5 0 0.0035 0 9.9865 20370901 17326557 90042 CA LOS ANGELES Single Family 10.49 0.5 0 0.0035 0 9.9865 20370901 17326564 95219 CA STOCKTON Single Family 7.39 0.5 0 0.0035 0 6.8865 20370901 17326569 11558 NY ISLAND PARK 2-4 Family 8.59 0.5 0 0.0035 0 8.0865 20370901 17326573 98580 WA XXX Single Family 10.24 0.5 0 0.0035 0 9.7365 20370901 17326579 73108 OK OKLAHOMA CITY Single Family 8.3 0.5 0 0.0035 0 7.7965 20370901 17326588 32570 FL XXXXXX Single Family 9.15 0.5 0 0.0035 0 8.6465 20370901 17326590 11691 NY FAR ROCKAWAY Single Family 9.29 0.5 0 0.0035 0 8.7865 20370901 17326593 88005 NM LAS CRUCES Single Family 8.54 0.5 0 0.0035 0 8.0365 20370901 17326602 60131 IL FRANKLIN PARK Single Family 8.89 0.5 0 0.0035 0 8.3865 20370901 17326609 23669 VA HAMPTON Single Family 6.84 0.5 0 0.0035 0 6.3365 20370901 17326612 60099 IL BEACH PARK Single Family 10.04 0.5 0 0.0035 0 9.5365 20370901 17325746 6082 CT ENFIELD Single Family 10.45 0.5 0 0.0035 0 9.9465 20370901 17325771 8721 NJ BAYVILLE Single Family 7.75 0.5 0 0.0035 0 7.2465 20370901 17325772 8736 NJ MANASQUAN Single Family 8.875 0.5 0 0.0035 0 8.3715 20370901 17325749 61073 IL ROSCOE Single Family 9.99 0.5 0 0.0035 0 9.4865 20370901 17325794 21903 MD PERRYVILLE Single Family 7.69 0.5 0 0.0035 0 7.1865 20370901 17325800 78703 TX AUSTIN Single Family 7.19 0.5 0 0.0035 0 6.6865 20370901 17325801 32810 FL ORLANDO Single Family 8.1 0.5 0 0.0035 0 7.5965 20370901 17325811 20744 MD FORT WASHINGTON Single Family 8.403 0.5 0 0.0035 0 7.8995 20370901 17325815 20678 MD PRINCE XXXXXXXXX Single Family 7.265 0.5 0 0.0035 0 6.7615 20370901 17325819 34747 FL KISSIMMEE Single Family 9.578 0.5 0 0.0035 0 9.0745 20370901 17326622 17847 PA MILTON Single Family 8.94 0.5 0 0.0035 0 8.4365 20370901 17326632 92808 CA ANAHEIM Single Family 7.265 0.5 0 0.0035 0 6.7615 20370901 17326633 97034 OR LAKE OSWEGO Single Family 9.85 0.5 0 0.0035 0 9.3465 20370901 17326639 7109 NJ BELLEVILLE Single Family 7.675 0.5 0 0.0035 0 7.1715 20370901 17326386 00000 XX XXXXX XXXX XXXXX Single Family 8.9 0.5 0 0.0035 0 8.3965 20370901 17326640 30145 GA EUHARLEE Single Family 10.875 0.5 0 0.0035 0 10.3715 20370901 17326642 64111 MO KANSAS CITY Single Family 8.825 0.5 0 0.0035 0 8.3215 20370901 17326646 60110 IL CARPENTERSVILLE Single Family 10 0.5 0 0.0035 0 9.4965 20370901 17326388 92084 CA VISTA Single Family 7.75 0.5 0 0.0035 0 7.2465 20370901 17325450 88007 NM LAS CRUCES Single Family 8.678 0.5 0 0.0035 0 8.1745 20370901 17325453 30032 GA DECATUR Single Family 9.388 0.5 0 0.0035 0 8.8845 20370901 17325460 34452 FL INVERNESS Single Family 10.69 0.5 0 0.0035 0 10.1865 20370901 17325461 91107 CA PASADENA Single Family 7.54 0.5 0 0.0035 0 7.0365 20370901 17325466 90266 CA MANHATTAN BEACH Single Family 6.255 0.5 0 0.0035 0 5.7515 20370901 17325467 33771 FL LARGO 2-4 Family 9.79 0.5 0 0.0035 0 9.2865 20370901 17325482 27926 NC CORAPEAKE Single Family 10.79 0.5 0 0.0035 0 10.2865 20370901 17325835 7843 NJ HOPATCONG Single Family 8.35 0.5 0 0.0035 0 7.8465 20370901 17325844 21401 MD ANNAPOLIS Single Family 8.265 0.5 0 0.0035 0 7.7615 20370901 17325846 24590 VA SCOTTSVILLE Single Family 11.64 0.5 0 0.0035 0 11.1365 20370901 17325850 92301 CA ADELANTO Single Family 8.54 0.5 0 0.0035 0 8.0365 20370901 17325854 29936 SC RIDGELAND Single Family 8.99 0.5 0 0.0035 0 8.4865 20370901 17325858 6811 CT DANBURY Single Family 9.54 0.5 0 0.0035 0 9.0365 20370901 17325869 10954 NY NANUET Single Family 6.95 0.5 0 0.0035 0 6.4465 20370901 17325893 12138 NY PETERSBURG Single Family 9.14 0.5 0 0.0035 0 8.6365 20370901 17325894 33068 FL MARGATE Single Family 9.07 0.5 0 0.0035 0 8.5665 20370901 17325899 63113 MO SAINT LOUIS Single Family 8.44 0.5 0 0.0035 0 7.9365 20370901 17324473 90808 CA LONG BEACH Single Family 6.25 0.5 0 0.0035 0 5.7465 20370901 17324939 13903 NY BINGHAMTON Single Family 9.85 0.5 0 0.0035 0 9.3465 20370901 17324940 23464 VA VIRGINIA BEACH Single Family 9.75 0.5 0 0.0035 0 9.2465 20370901 17325487 25425 WV HARPERS FERRY Single Family 8.05 0.5 0 0.0035 0 7.5465 20370901 17360543 91214 CA GLENDALE Single Family 9.6 0.5 0 0.0035 0 9.0965 20370901 17360561 8226 NJ OCEAN CITY Single Family 9.125 0.5 0 0.0035 0 8.6215 20370901 17360562 23223 VA RICHMOND Single Family 10.175 0.5 0 0.0035 0 9.6715 20370901 17360811 91207 CA GLENDALE Single Family 8.175 0.5 0 0.0035 0 7.6715 20370901 17360819 38257 TN SOUTH XXXXXX Single Family 11.5 0.5 0 0.0035 0 10.9965 20370901 17360837 60639 IL CHICAGO Single Family 7.95 0.5 0 0.0035 0 7.4465 20370901 17361523 8096 NJ WOODBURY Single Family 8.25 0.5 0 0.0035 0 7.7465 20370901 17358536 8105 NJ CAMDEN Single Family 11.5 0.5 0 0.0035 0 10.9965 20370901 17358503 96035 CA GERBER Single Family 8.65 0.5 0 0.0035 0 8.1465 20370901 17360569 85237 AZ KEARNY Single Family 11.9 0.5 0 0.0035 0 11.3965 20370901 17360577 22308 VA ALEXANDRIA Single Family 9.65 0.5 0 0.0035 0 9.1465 20370901 17360579 33647 FL TAMPA Single Family 11.94 0.5 0 0.0035 0 11.4365 20370901 17360583 7074 NJ MOONACHIE Single Family 7.75 0.5 0 0.0035 0 7.2465 20370901 17360604 91040 CA SUNLAND Single Family 8.99 0.5 0 0.0035 0 8.4865 20370901 17357947 21804 MD SALISBURY Single Family 10.8 0.5 0 0.0035 0 10.2965 20370901 17357949 20743 MD CAPITOL HEIGHTS Single Family 8.3 0.5 0 0.0035 0 7.7965 20370901 17357952 90250 CA HAWTHORNE Single Family 7.65 0.5 0 0.0035 0 7.1465 20370901 17357958 79912 TX EL PASO Single Family 11.5 0.5 0 0.0035 0 10.9965 20370901 17357964 98118 WA SEATTLE Single Family 9.8 0.5 0 0.0035 0 9.2965 20370901 17358313 92260 CA PALM DESERT Single Family 8.525 0.5 0 0.0035 0 8.0215 20370901 17358316 90260 CA LAWNDALE Single Family 7.8 0.5 0 0.0035 0 7.2965 20370901 17358325 33145 FL MIAMI Single Family 11.15 0.5 0 0.0035 0 10.6465 20370901 17357989 34293 FL VENICE Single Family 9.6 0.5 0 0.0035 0 9.0965 20370901 17357990 33435 FL BOYNTON BEACH Single Family 10.35 0.5 0 0.0035 0 9.8465 20370901 17357992 8033 NJ HADDONFIELD Single Family 11.75 0.5 0 0.0035 0 11.2465 20370901 17357993 33189 FL XXXXXX BAY Single Family 10.3 0.5 0 0.0035 0 9.7965 20370901 17357997 33712 FL SAINT PETERSBURG Single Family 9.85 0.5 0 0.0035 0 9.3465 20370901 17358023 75069 TX MCKINNEY Single Family 10.95 0.5 0 0.0035 0 10.4465 20370901 17358026 92595 CA WILDOMAR Single Family 6.575 0.5 0 0.0035 0 6.0715 20370901 17358036 21215 MD BALTIMORE Single Family 11.55 0.5 0 0.0035 0 11.0465 20370901 17358053 10312 NY STATEN ISLAND 2-4 Family 12.575 0.5 0 0.0035 0 12.0715 20370901 17358054 6492 CT WALLINGFORD Single Family 12.05 0.5 0 0.0035 0 11.5465 20370901 17358062 20735 MD CLINTON Single Family 8.5 0.5 0 0.0035 0 7.9965 20370901 17358082 3886 NH TAMWORTH Single Family 7.9 0.5 0 0.0035 0 7.3965 20370901 17358083 60638 IL CHICAGO Single Family 7.99 0.5 0 0.0035 0 7.4865 20370901 17358088 95326 CA HUGHSON Single Family 11.2 0.5 0 0.0035 0 10.6965 20370901 17358092 92649 CA HUNTINGTON BEACH Single Family 7.275 0.5 0 0.0035 0 6.7715 20370901 17358094 84065 UT RIVERTON Single Family 9.6 0.5 0 0.0035 0 9.0965 20370901 17358096 21244 MD WINDSOR MILL Single Family 9.54 0.5 0 0.0035 0 9.0365 20370901 17342650 60441 IL LOCKPORT Single Family 9.675 0.5 0 0.0035 0 9.1715 20370901 17342653 97305 OR SALEM Single Family 9.99 0.5 0 0.0035 0 9.4865 20370901 17342666 91701 CA RANCHO CUCAMONGA Single Family 6.75 0.5 0 0.0035 0 6.2465 20370901 17342668 1833 MA GEORGETOWN Single Family 12.59 0.5 0 0.0035 0 12.0865 20370901 17342670 7731 NJ HOWELL Single Family 11.6 0.5 0 0.0035 0 11.0965 20370901 17342672 79930 TX EL PASO Single Family 11.95 0.5 0 0.0035 0 11.4465 20370901 17326798 90605 CA WHITTIER Single Family 7.89 0.5 0 0.0035 0 7.3865 20370901 17326802 92374 CA REDLANDS Single Family 9.09 0.5 0 0.0035 0 8.5865 20370901 17326805 94536 CA FREMONT Single Family 9.7 0.5 0 0.0035 0 9.1965 20370901 17326726 90703 CA CERRITOS Single Family 8.74 0.5 0 0.0035 0 8.2365 20370901 17342128 46303 IN CEDAR LAKE Single Family 9.24 0.5 0 0.0035 0 8.7365 20370901 17342129 93591 CA PALMDALE AREA Single Family 6.99 0.5 0 0.0035 0 6.4865 20370901 17342042 95660 CA NORTH HIGHLANDS Single Family 7.3 0.5 0 0.0035 0 6.7965 20370901 17342142 34609 FL SPRING HILL Single Family 10.69 0.5 0 0.0035 0 10.1865 20370901 17342146 90043 CA LOS ANGELES Single Family 6.75 0.5 0 0.0035 0 6.2465 20370901 17342155 10805 NY NEW XXXXXXXX Single Family 8.79 0.5 0 0.0035 0 8.2865 20370901 17342156 60623 IL CHICAGO Single Family 9.59 0.5 0 0.0035 0 9.0865 20370901 17342158 11701 NY AMITYVILLE Single Family 8.628 0.5 0 0.0035 0 8.1245 20370901 17342160 33446 FL DELRAY BEACH Single Family 7.49 0.5 0 0.0035 0 6.9865 20370901 17342164 8724 NJ BRICK Single Family 8.94 0.5 0 0.0035 0 8.4365 20370901 17342170 34608 FL SPRING HILL Single Family 8.59 0.5 0 0.0035 0 8.0865 20370901 17326737 90018 CA LOS ANGELES 2-4 Family 9.19 0.5 0 0.0035 0 8.6865 20370901 17326852 33437 FL BOYNTON BEACH Single Family 8.85 0.5 0 0.0035 0 8.3465 20370901 17326859 6902 CT STAMFORD Single Family 6.69 0.5 0 0.0035 0 6.1865 20370901 17326861 92110 CA SAN DIEGO Single Family 8.375 0.5 0 0.0035 0 7.8715 20370901 17326862 7731 NJ HOWELL Single Family 8.44 0.5 0 0.0035 0 7.9365 20370901 17326745 46394 IN WHITING Single Family 9.84 0.5 0 0.0035 0 9.3365 20370901 17326871 85208 AZ MESA Single Family 9.59 0.5 0 0.0035 0 9.0865 20370901 17326873 75287 TX DALLAS Single Family 7.69 0.5 0 0.0035 0 7.1865 20370901 17326877 25405 WV MARTINSBURG Single Family 7.84 0.5 0 0.0035 0 7.3365 20370901 17326880 21771 MD MOUNT AIRY Single Family 8.44 0.5 0 0.0035 0 7.9365 20370901 17326747 32097 FL YULEE Single Family 8 0.5 0 0.0035 0 7.4965 20370901 17326885 92630 CA LAKE FOREST Single Family 9.74 0.5 0 0.0035 0 9.2365 20370901 17326891 1104 MA SPRINGFIELD Single Family 9.315 0.5 0 0.0035 0 8.8115 20370901 17326894 21851 MD POCOMOKE CITY Single Family 7.65 0.5 0 0.0035 0 7.1465 20370901 17326900 60624 IL CHICAGO 2-4 Family 7.39 0.5 0 0.0035 0 6.8865 20370901 17326904 23504 VA NORFOLK Single Family 7.35 0.5 0 0.0035 0 6.8465 20370901 17326906 92692 CA MISSION VIEJO Single Family 6.615 0.5 0 0.0035 0 6.1115 20370901 17326910 93306 CA BAKERSFIELD 2-4 Family 7.7 0.5 0 0.0035 0 7.1965 20370901 17326392 39503 MS GULFPORT Single Family 8.75 0.5 0 0.0035 0 8.2465 20370901 17326354 33028 FL PEMBROKE PINES Single Family 9.29 0.5 0 0.0035 0 8.7865 20370901 17326919 23188 VA WILLIAMSBURG Single Family 7.74 0.5 0 0.0035 0 7.2365 20370901 17326921 92395 CA Victorville Single Family 7.94 0.5 0 0.0035 0 7.4365 20370901 17326752 21013 MD XXXXXXX Single Family 6.89 0.5 0 0.0035 0 6.3865 20370901 17326932 32811 FL ORLANDO Single Family 10.99 0.5 0 0.0035 0 10.4865 20370901 17326941 23089 VA LANEXA Single Family 8.09 0.5 0 0.0035 0 7.5865 20370901 17326942 8360 NJ VINELAND Single Family 6.89 0.5 0 0.0035 0 6.3865 20370901 17326945 6401 CT ANSONIA Single Family 9.7 0.5 0 0.0035 0 9.1965 20370901 17326948 34771 FL SAINT CLOUD Single Family 7.953 0.5 0 0.0035 0 7.4495 20370901 17326959 60605 IL CHICAGO Single Family 7.29 0.5 0 0.0035 0 6.7865 20370901 17326962 60490 IL BOLINGBROOK Single Family 10.14 0.5 0 0.0035 0 9.6365 20370901 17326966 53066 WI OCONOMOWOC Single Family 8.34 0.5 0 0.0035 0 7.8365 20370901 17326970 78664 TX ROUND ROCK Single Family 9.115 0.5 0 0.0035 0 8.6115 20370901 17326972 35023 AL HUEYTOWN Single Family 9.84 0.5 0 0.0035 0 9.3365 20370901 17326973 60450 IL XXXXXX Single Family 10.5 0.5 0 0.0035 0 9.9965 20370901 17326978 60098 IL WOODSTOCK Single Family 10.1 0.5 0 0.0035 0 9.5965 20370901 17326980 60172 IL ROSELLE Single Family 10.49 0.5 0 0.0035 0 9.9865 20370901 17326981 33056 FL MIAMI GARDENS Single Family 9.45 0.5 0 0.0035 0 8.9465 20370901 17326987 8110 NJ PENNSAUKEN Single Family 9.34 0.5 0 0.0035 0 8.8365 20370901 17326990 00000 XX XXX XXXXXX Single Family 8.89 0.5 0 0.0035 0 8.3865 20370901 17326991 19608 PA SINKING SPRINGS Single Family 8.24 0.5 0 0.0035 0 7.7365 20370901 17326997 20774 MD UPPER MARLBORO Single Family 10.04 0.5 0 0.0035 0 9.5365 20370901 17326999 33167 FL NORTH MIAMI Single Family 9.2 0.5 0 0.0035 0 8.6965 20370901 17327001 72762 AR SPRINGDALE Single Family 10.99 0.5 0 0.0035 0 10.4865 20370901 17342175 19002 PA AMBLER Single Family 10.29 0.5 0 0.0035 0 9.7865 20370901 17342189 33060 FL POMPANO BEACH Single Family 8.69 0.5 0 0.0035 0 8.1865 20370901 17342192 95209 CA STOCKTON Single Family 8.45 0.5 0 0.0035 0 7.9465 20370901 17342198 37865 TN SEYMOUR Single Family 10.925 0.5 0 0.0035 0 10.4215 20370901 17342199 6611 CT TRUMBULL Single Family 7.29 0.5 0 0.0035 0 6.7865 20370901 17342200 60047 IL LONG GROVE Single Family 8.35 0.5 0 0.0035 0 7.8465 20370901 17342202 8723 NJ BRICK TWP Single Family 8.84 0.5 0 0.0035 0 8.3365 20370901 17342203 90603 CA WHITTIER Single Family 6.84 0.5 0 0.0035 0 6.3365 20370901 17342206 95605 CA WEST SACRAMENTO Single Family 7.85 0.5 0 0.0035 0 7.3465 20370901 17342207 78681 TX ROUND ROCK Single Family 9.115 0.5 0 0.0035 0 8.6115 20370901 17342209 91345 CA MISSION HILLS Single Family 7.09 0.5 0 0.0035 0 6.5865 20370901 17342212 85351 AZ SUN CITY Single Family 8.75 0.5 0 0.0035 0 8.2465 20370901 17326810 90031 CA LOS ANGELES Single Family 7.65 0.5 0 0.0035 0 7.1465 20370901 17326813 32773 FL XXXXXXX Single Family 8.615 0.5 0 0.0035 0 8.1115 20370901 17326824 32818 FL ORLANDO Single Family 8.54 0.5 0 0.0035 0 8.0365 20370901 17326828 12887 NY WHITEHALL Single Family 11.29 0.5 0 0.0035 0 10.7865 20370901 17326832 6417 CT DEEP RIVER Single Family 9.14 0.5 0 0.0035 0 8.6365 20370901 17326833 8731 NJ LACEY TOWNSHIP Single Family 8.59 0.5 0 0.0035 0 8.0865 20370901 17326836 34476 FL OCALA Single Family 8.79 0.5 0 0.0035 0 8.2865 20370901 17326840 23001 VA BARHAMSVILLE Single Family 10.065 0.5 0 0.0035 0 9.5615 20370901 17327002 7050 NJ ORANGE Single Family 7.325 0.5 0 0.0035 0 6.8215 20220901 17327003 00000 XX XXXXXXXX Single Family 7.278 0.5 0 0.0035 0 6.7745 20270901 17327009 96143 CA KINGS BEACH Single Family 7.99 0.5 0 0.0035 0 7.4865 20370901 17327012 92377 CA RIALTO Single Family 8.95 0.5 0 0.0035 0 8.4465 20370901 17326393 60640 IL CHICAGO 2-4 Family 10 0.5 0 0.0035 0 9.4965 20370901 17326401 60402 IL BERWYN Single Family 9.74 0.5 0 0.0035 0 9.2365 20370901 17326405 60406 IL DIXMOOR Single Family 10.6 0.5 0 0.0035 0 10.0965 20370901 17326413 77707 TX BEAUMONT Single Family 8.04 0.5 0 0.0035 0 7.5365 20370901 17326422 72762 AR SPRINGDALE Single Family 10.64 0.5 0 0.0035 0 10.1365 20370901 17326425 23060 VA XXXX XXXXX Single Family 9.99 0.5 0 0.0035 0 9.4865 20370901 17326434 8859 NJ XXXXXX Single Family 9.19 0.5 0 0.0035 0 8.6865 20370901 17326438 60641 IL CHICAGO 2-4 Family 7.99 0.5 0 0.0035 0 7.4865 20370901 17326445 20002 DC WASHINGTON Single Family 8.6 0.5 0 0.0035 0 8.0965 20370901 17326454 33157 FL MIAMI Single Family 9.725 0.5 0 0.0035 0 9.2215 20370901 17326455 10467 NY BRONX 2-4 Family 7.39 0.5 0 0.0035 0 6.8865 20370901 17326457 60153 IL MAYWOOD Single Family 10.15 0.5 0 0.0035 0 9.6465 20370901 17326459 34203 FL BRADENTON Single Family 6.29 0.5 0 0.0035 0 5.7865 20370901 17326362 33142 FL MIAMI Single Family 8.8 0.5 0 0.0035 0 8.2965 20370901 17326363 91731 CA EL MONTE Single Family 10.7 0.5 0 0.0035 0 10.1965 20370901 17326464 33947 FL ROTONDA WEST Single Family 11.215 0.5 0 0.0035 0 10.7115 20370901 17326364 84084 UT WEST JORDAN Single Family 7.54 0.5 0 0.0035 0 7.0365 20370901 17326473 0000 XX XXXX XXXXXXX Single Family 9.55 0.5 0 0.0035 0 9.0465 20370901 17326476 85037 AZ PHOENIX Single Family 8.49 0.5 0 0.0035 0 7.9865 20370901 17326480 8054 NJ MOUNT LAUREL Single Family 8.94 0.5 0 0.0035 0 8.4365 20370901 17326481 11772 NY PATCHOGUE Single Family 9.19 0.5 0 0.0035 0 8.6865 20370901 17326488 92646 CA HUNTINGTON BEACH Single Family 7.59 0.5 0 0.0035 0 7.0865 20370901 17326490 3595 NH TWIN MOUNTAIN Single Family 7.59 0.5 0 0.0035 0 7.0865 20370901 17326492 92301 CA ADELANTO Single Family 8.35 0.5 0 0.0035 0 7.8465 20370901 17326493 93722 CA FRESNO Single Family 7.19 0.5 0 0.0035 0 6.6865 20370901 17326503 97103 OR ASTORIA Single Family 7.84 0.5 0 0.0035 0 7.3365 20370901 17326505 92553 CA XXXXXX VALLEY Single Family 7.95 0.5 0 0.0035 0 7.4465 20370901 17326517 33027 FL MIRAMAR Single Family 10.2 0.5 0 0.0035 0 9.6965 20370901 17326519 18702 PA XXXXXX BARRE Single Family 10.39 0.5 0 0.0035 0 9.8865 20370901 17326522 2360 MA PLYMOUTH Single Family 10.5 0.5 0 0.0035 0 9.9965 20370901 17326523 92262 CA PALM SPRINGS Single Family 6.35 0.5 0 0.0035 0 5.8465 20370901 17326524 90723 CA PARAMOUNT 2-4 Family 10.84 0.5 0 0.0035 0 10.3365 20370901 17326525 83686 ID NAMPA Single Family 6.34 0.5 0 0.0035 0 5.8365 20370901 17326534 92324 CA COLTON AREA Single Family 7.815 0.5 0 0.0035 0 7.3115 20370901 17326538 23322 VA CHESAPEAKE Single Family 8.99 0.5 0 0.0035 0 8.4865 20370901 17326539 1701 MA FRAMINGHAM Single Family 9.89 0.5 0 0.0035 0 9.3865 20370901 17353846 19124 PA PHILADELPHIA Single Family 8.4 0.5 0 0.0035 0 7.8965 20370901 17353858 22580 VA WOODFORD Single Family 11.94 0.5 0 0.0035 0 11.4365 20370901 17353005 33030 FL HOMESTEAD Single Family 8.95 0.5 0 0.0035 0 8.4465 20370901 17353012 6511 CT NEW HAVEN 2-4 Family 11.9 0.5 0 0.0035 0 11.3965 20370901 17353013 6489 CT SOUTHINGTON Single Family 10.7 0.5 0 0.0035 0 10.1965 20370901 17353020 14611 NY ROCHESTER Single Family 10.29 0.5 0 0.0035 0 9.7865 20370901 17352925 85335 AZ EL MIRAGE Single Family 8.4 0.5 0 0.0035 0 7.8965 20370901 17353034 91950 CA NATIONAL CITY Single Family 7.99 0.5 0 0.0035 0 7.4865 20370901 17353042 34431 FL DUNNELLON Single Family 9.39 0.5 0 0.0035 0 8.8865 20370901 17353044 20020 DC WASHINGTON Single Family 8.24 0.5 0 0.0035 0 7.7365 20370901 17353047 17520 PA EAST PETERSBURG Single Family 12 0.5 0 0.0035 0 11.4965 20370901 17353050 23803 VA PETERSBURG Single Family 9.99 0.5 0 0.0035 0 9.4865 20370901 17353052 85242 AZ QUEEN CREEK Single Family 8.95 0.5 0 0.0035 0 8.4465 20370901 17353060 34744 FL KISSIMMEE Single Family 8.7 0.5 0 0.0035 0 8.1965 20370901 17353077 30252 GA MCDONOUGH Single Family 8.3 0.5 0 0.0035 0 7.7965 20370901 17353081 98632 WA LONGVIEW Single Family 9.5 0.5 0 0.0035 0 8.9965 20370901 17353083 87121 NM ALBUQUERQUE Single Family 9.1 0.5 0 0.0035 0 8.5965 20370901 17352937 20904 MD SILVER SPRINGS Single Family 11.4 0.5 0 0.0035 0 10.8965 20370901 17353089 25401 WV MARTINSBURG Single Family 7.39 0.5 0 0.0035 0 6.8865 20370901 17353099 8105 NJ CAMDEN Single Family 11.7 0.5 0 0.0035 0 11.1965 20370901 17353100 20019 DC WASHINGTON Single Family 10.45 0.5 0 0.0035 0 9.9465 20370901 17353104 33168 FL MIAMI Single Family 10.65 0.5 0 0.0035 0 10.1465 20370901 17353108 90220 CA XXXXXXX Single Family 7 0.5 0 0.0035 0 6.4965 20370901 17352573 90002 CA LOS ANGELES 2-4 Family 10.8 0.5 0 0.0035 0 10.2965 20370901 17352602 38138 TN GERMANTOWN Single Family 8 0.5 0 0.0035 0 7.4965 20370901 17352604 32084 FL SAINT AUGUSTINE Single Family 9.95 0.5 0 0.0035 0 9.4465 20370901 17352613 75232 TX DALLAS Single Family 11.3 0.5 0 0.0035 0 10.7965 20270901 17352615 3878 NH SOMERSWORTH 2-4 Family 7.05 0.5 0 0.0035 0 6.5465 20370901 17352579 00000 XX XXXXX XXXXX XXXXX Single Family 8.54 0.5 0 0.0035 0 8.0365 20370901 17352618 22305 VA ALEXANDRIA Single Family 9.115 0.5 0 0.0035 0 8.6115 20370901 17352580 31201 GA MACON Single Family 9.35 0.5 0 0.0035 0 8.8465 20370901 17352620 92571 CA PERRIS Single Family 11.77 0.5 0 0.0035 0 11.2665 20370901 17352621 85621 AZ NOGALES Single Family 10.35 0.5 0 0.0035 0 9.8465 20370901 17352622 25401 WV MARTINSBURG Single Family 7.69 0.5 0 0.0035 0 7.1865 20370901 17352636 97444 OR GOLD BEACH Single Family 10.75 0.5 0 0.0035 0 10.2465 20370901 17352640 20657 MD LUSBY Single Family 7.5 0.5 0 0.0035 0 6.9965 20370901 17352643 34120 FL NAPLES Single Family 8.15 0.5 0 0.0035 0 7.6465 20370901 17352648 8302 NJ BRIDGETON 2-4 Family 10.19 0.5 0 0.0035 0 9.6865 20370901 17352650 91803 CA ALHAMBRA Single Family 6.89 0.5 0 0.0035 0 6.3865 20370901 17352661 78681 TX ROUND ROCK Single Family 12.4 0.5 0 0.0035 0 11.8965 20370901 17352668 1104 MA SPRINGFIELD Single Family 10.065 0.5 0 0.0035 0 9.5615 20370901 17352669 60630 IL CHICAGO Single Family 7.7 0.5 0 0.0035 0 7.1965 20370901 17352672 93551 CA PALMDALE Single Family 9.025 0.5 0 0.0035 0 8.5215 20370901 17352673 20170 VA HERNDON Single Family 9.59 0.5 0 0.0035 0 9.0865 20370901 17352589 6514 CT HAMDEN Single Family 10.69 0.5 0 0.0035 0 10.1865 20370901 17352676 00000 XX XXXXXXX XXX Single Family 9.2 0.5 0 0.0035 0 8.6965 20370901 17352677 92706 CA SANTA XXX Single Family 7.85 0.5 0 0.0035 0 7.3465 20370901 17352941 21230 MD BALTIMORE Single Family 11.25 0.5 0 0.0035 0 10.7465 20370901 17353122 91402 CA LOS ANGELES Single Family 8.49 0.5 0 0.0035 0 7.9865 20370901 17353123 91762 CA ONTARIO Single Family 9.2 0.5 0 0.0035 0 8.6965 20370901 17353125 28217 NC CHARLOTTE Single Family 9.85 0.5 0 0.0035 0 9.3465 20370901 17346268 33414 FL WELLINGTON Single Family 7.7 0.5 0 0.0035 0 7.1965 20370901 17346270 7018 NJ EAST ORANGE 2-4 Family 7.79 0.5 0 0.0035 0 7.2865 20370901 17346271 00000 XX XXX XXXXX Single Family 10.9 0.5 0 0.0035 0 10.3965 20370901 17346273 23464 VA VIRGINIA BEACH Single Family 6.9 0.5 0 0.0035 0 6.3965 20370901 17346274 8723 NJ BRICK Single Family 7.85 0.5 0 0.0035 0 7.3465 20370901 17346277 0000 XX XXX XXXXXXXXX Single Family 9.69 0.5 0 0.0035 0 9.1865 20370901 17346279 8096 NJ DEPTFORD Single Family 11.2 0.5 0 0.0035 0 10.6965 20370901 17346283 94122 CA SAN FRANCISCO 2-4 Family 8.265 0.5 0 0.0035 0 7.7615 20370901 17346285 85029 AZ PHOENIX Single Family 9.19 0.5 0 0.0035 0 8.6865 20370901 17346580 85719 AZ TUCSON Single Family 6.815 0.5 0 0.0035 0 6.3115 20370901 17346582 34953 FL PORT ST LUCIE Single Family 11.75 0.5 0 0.0035 0 11.2465 20370901 17346593 54901 WI OSHKOSH Single Family 12.35 0.5 0 0.0035 0 11.8465 20370901 17346596 21678 MD XXXXXX Single Family 8.8 0.5 0 0.0035 0 8.2965 20370901 17346600 21060 MD XXXX BURNIE Single Family 9.99 0.5 0 0.0035 0 9.4865 20370901 17346602 21037 MD EDGEWATER Single Family 9.34 0.5 0 0.0035 0 8.8365 20370901 17346610 60618 IL CHICAGO 2-4 Family 8 0.5 0 0.0035 0 7.4965 20370901 17346613 7632 NJ ENGLEWOOD CLIFFS Single Family 9.1 0.5 0 0.0035 0 8.5965 20370901 17346616 33460 FL LAKE WORTH Single Family 7.65 0.5 0 0.0035 0 7.1465 20370901 17346624 34232 FL SARASOTA Single Family 11.05 0.5 0 0.0035 0 10.5465 20370901 17346625 63112 MO SAINT LOUIS Single Family 9.7 0.5 0 0.0035 0 9.1965 20370901 17346627 77449 TX KATY Single Family 9.475 0.5 0 0.0035 0 8.9715 20370901 17346639 94080 CA SOUTH SAN FRANCISCO Single Family 7.04 0.5 0 0.0035 0 6.5365 20370901 17352684 20895 MD KENSINGTON Single Family 11.91 0.5 0 0.0035 0 11.4065 20370901 17352690 92336 CA FONTANA Single Family 6.69 0.5 0 0.0035 0 6.1865 20370901 17352695 91701 CA RANCHO CUCAMONGA Single Family 6.85 0.5 0 0.0035 0 6.3465 20370901 17352596 33647 FL TAMPA Single Family 10.29 0.5 0 0.0035 0 9.7865 20370901 17345851 95757 CA ELK GROVE Single Family 6.34 0.5 0 0.0035 0 5.8365 20370901 17345852 10029 NY NEW YORK 2-4 Family 6.99 0.5 0 0.0035 0 6.4865 20370901 17345855 17307 PA BIGLERVILLE Single Family 9.8 0.5 0 0.0035 0 9.2965 20370901 17345860 83201 ID POCATELLO Single Family 12 0.5 0 0.0035 0 11.4965 20370901 17345865 34744 FL KISSIMMEE Single Family 9.24 0.5 0 0.0035 0 8.7365 20370901 17345826 94509 CA ANTIOCH Single Family 11.34 0.5 0 0.0035 0 10.8365 20370901 17345866 91786 CA UPLAND Single Family 7.15 0.5 0 0.0035 0 6.6465 20370901 17345867 92250 CA HOLTVILLE Single Family 7.8 0.5 0 0.0035 0 7.2965 20370901 17345869 92882 CA CORONA Single Family 6.54 0.5 0 0.0035 0 6.0365 20370901 17345870 33181 FL NORTH MIAMI Single Family 9.14 0.5 0 0.0035 0 8.6365 20370901 17345871 84654 UT SALINA Single Family 8.84 0.5 0 0.0035 0 8.3365 20370901 17345875 33028 FL PEMBROKE PINES Single Family 7.75 0.5 0 0.0035 0 7.2465 20370901 17346286 93215 CA DELANO Single Family 8.95 0.5 0 0.0035 0 8.4465 20370901 17346287 91106 CA PASADENA Single Family 6.94 0.5 0 0.0035 0 6.4365 20370901 17346288 32312 FL TALLAHASSEE Single Family 6.45 0.5 0 0.0035 0 5.9465 20370901 17346289 95366 CA RIPON Single Family 6.25 0.5 0 0.0035 0 5.7465 20370901 17346293 93021 CA MOORPARK Single Family 6.25 0.5 0 0.0035 0 5.7465 20370901 17346296 30548 GA HOSCHTON Single Family 10.19 0.5 0 0.0035 0 9.6865 20370901 17346300 92604 CA IRVINE Single Family 6.34 0.5 0 0.0035 0 5.8365 20370901 17346305 34209 FL BRADENTON Single Family 9.64 0.5 0 0.0035 0 9.1365 20370901 17346307 33572 FL APOLLO BEACH Single Family 9.05 0.5 0 0.0035 0 8.5465 20370901 17346315 92833 CA FULLERTON Single Family 6.99 0.5 0 0.0035 0 6.4865 20370901 17346317 77005 TX HOUSTON Single Family 8.49 0.5 0 0.0035 0 7.9865 20370901 17346318 60503 IL AURORA Single Family 9.65 0.5 0 0.0035 0 9.1465 20370901 17346326 6238 CT COVENTRY Single Family 7.65 0.5 0 0.0035 0 7.1465 20370901 17346329 11777 NY PORT JEFFERSON Single Family 11.2 0.5 0 0.0035 0 10.6965 20370901 17346331 32810 FL ORLANDO Single Family 9.6 0.5 0 0.0035 0 9.0965 20370901 17346262 84770 UT SAINT XXXXXX Single Family 9.1 0.5 0 0.0035 0 8.5965 20370901 17346343 6513 CT NEW HAVEN 2-4 Family 10.74 0.5 0 0.0035 0 10.2365 20370901 17346345 0000 XX XXXXXXXX XXXX 2-4 Family 7.8 0.5 0 0.0035 0 7.2965 20370901 17346347 84084 UT WEST JORDAN Single Family 9.84 0.5 0 0.0035 0 9.3365 20370901 17346263 60641 IL CHICAGO 2-4 Family 9.75 0.5 0 0.0035 0 9.2465 20370901 17346351 3561 NH LITTLETON Single Family 10.29 0.5 0 0.0035 0 9.7865 20370901 17346354 32819 FL ORLANDO Single Family 10.85 0.5 0 0.0035 0 10.3465 20370901 17346355 60181 IL VILLA PARK Single Family 8.538 0.5 0 0.0035 0 8.0345 20370901 17346356 11793 NY WANTAGH Single Family 8.85 0.5 0 0.0035 0 8.3465 20370901 17346359 17365 PA WELLSVILLE Single Family 9.89 0.5 0 0.0035 0 9.3865 20370901 17346361 33841 FL FORT XXXXX Single Family 7.65 0.5 0 0.0035 0 7.1465 20370901 17346366 60442 IL MANHATTAN Single Family 9.84 0.5 0 0.0035 0 9.3365 20370901 17346367 32812 FL ORLANDO Single Family 11.2 0.5 0 0.0035 0 10.6965 20370901 17346368 39601 MS BROOKHAVEN Single Family 9.875 0.5 0 0.0035 0 9.3715 20370901 17346369 8055 NJ MEDFORD Single Family 8.74 0.5 0 0.0035 0 8.2365 20370901 17345833 2131 MA ROSLINDALE Single Family 7.69 0.5 0 0.0035 0 7.1865 20370901 17345886 8610 NJ XXXXXXXX Single Family 9.85 0.5 0 0.0035 0 9.3465 20370901 17345891 28124 NC MOUNT PLEASANT Single Family 8.09 0.5 0 0.0035 0 7.5865 20370901 17345894 7054 NJ PARSIPPANY Single Family 7.99 0.5 0 0.0035 0 7.4865 20370901 17345901 7410 NJ FAIR LAWN Single Family 9.55 0.5 0 0.0035 0 9.0465 20370901 17345902 28677 NC STATESVILLE Single Family 7.69 0.5 0 0.0035 0 7.1865 20370901 17345912 37207 TN NASHVILLE Single Family 11.49 0.5 0 0.0035 0 10.9865 20370901 17345917 92234 CA CATHEDRAL CITY Single Family 7.94 0.5 0 0.0035 0 7.4365 20370901 17345918 91103 CA PASADENA 2-4 Family 7.765 0.5 0 0.0035 0 7.2615 20370901 17345919 33030 FL HOMESTEAD Single Family 7.45 0.5 0 0.0035 0 6.9465 20370901 17345920 63740 MO CHAFFEE Single Family 9.64 0.5 0 0.0035 0 9.1365 20370901 17345921 92234 CA CATHEDRAL CITY 2-4 Family 6.875 0.5 0 0.0035 0 6.3715 20370901 17345922 33023 FL MIRAMAR Single Family 8.875 0.5 0 0.0035 0 8.3715 20370901 17345930 95037 CA XXXXXX HILL Single Family 7.3 0.5 0 0.0035 0 6.7965 20370901 17345931 8015 NJ BROWNS XXXXX Single Family 9.69 0.5 0 0.0035 0 9.1865 20370901 17345943 91384 CA CASTAIC Single Family 6.25 0.5 0 0.0035 0 5.7465 20370901 17345944 91733 CA EL MONTE Single Family 8.74 0.5 0 0.0035 0 8.2365 20370901 17345948 22079 VA LORTON Single Family 12.8 0.5 0 0.0035 0 12.2965 20370901 17345841 97702 OR BEND Single Family 6.84 0.5 0 0.0035 0 6.3365 20370901 17345954 23605 VA NEWPORT NEWS Single Family 10.3 0.5 0 0.0035 0 9.7965 20370901 17345955 93610 CA CHOWCHILLA Single Family 7.29 0.5 0 0.0035 0 6.7865 20370901 17345962 20735 MD CLINTON Single Family 10 0.5 0 0.0035 0 9.4965 20370901 17345963 64640 MO GALLATIN Single Family 9.05 0.5 0 0.0035 0 8.5465 20370901 17345966 24541 VA DANVILLE Single Family 11.65 0.5 0 0.0035 0 11.1465 20370901 17345969 21054 MD GAMBRILLS Single Family 9.24 0.5 0 0.0035 0 8.7365 20370901 17345970 90255 CA HUNTINGTON PARK Single Family 9.99 0.5 0 0.0035 0 9.4865 20370901 17345971 10580 NY RYE Single Family 6.25 0.5 0 0.0035 0 5.7465 20370901 17345981 34997 FL STUART Single Family 10.765 0.5 0 0.0035 0 10.2615 20370901 17345988 20710 MD BLADENSBURG Single Family 7.4 0.5 0 0.0035 0 6.8965 20370901 17345990 28540 NC JACKSONVILLE Single Family 8.64 0.5 0 0.0035 0 8.1365 20370901 17343059 8618 NJ TRENTON Single Family 10.92 0.5 0 0.0035 0 10.4165 20370901 17343061 7728 NJ FREEHOLD Single Family 10.665 0.5 0 0.0035 0 10.1615 20370901 17343063 90015 CA LOS ANGELES Single Family 8.59 0.5 0 0.0035 0 8.0865 20370901 17343048 70433 XX XXXXXXXXX Single Family 8.24 0.5 0 0.0035 0 7.7365 20370901 17343069 60564 IL NAPERVILLE Single Family 8.04 0.5 0 0.0035 0 7.5365 20370901 17343072 00000 XX XXXX XXXXXXXX Single Family 10.44 0.5 0 0.0035 0 9.9365 20370901 17343074 6704 CT WATERBURY Single Family 11.09 0.5 0 0.0035 0 10.5865 20370901 17343076 23231 VA RICHMOND Single Family 11.85 0.5 0 0.0035 0 11.3465 20370901 17343080 64133 MO RAYTOWN Single Family 8.89 0.5 0 0.0035 0 8.3865 20370901 17343081 7057 NJ WALLINGTON 2-4 Family 7.95 0.5 0 0.0035 0 7.4465 20370901 17343084 30030 GA DECATUR Single Family 11.05 0.5 0 0.0035 0 10.5465 20370901 17343086 11520 NY FREEPORT Single Family 9.65 0.5 0 0.0035 0 9.1465 20370901 17343091 28401 NC WILMINGTON Single Family 11.315 0.5 0 0.0035 0 10.8115 20370901 17343092 28677 NC STATESVILLE Single Family 10.95 0.5 0 0.0035 0 10.4465 20370901 17343093 92782 CA TUSTIN Single Family 6.25 0.5 0 0.0035 0 5.7465 20370901 17343095 23325 VA CHESAPEAKE Single Family 9.5 0.5 0 0.0035 0 8.9965 20370901 17343096 8087 NJ LITTLE EGG HARBOR Single Family 7.49 0.5 0 0.0035 0 6.9865 20370901 17343097 23227 VA RICHMOND Single Family 10.05 0.5 0 0.0035 0 9.5465 20370901 17343099 25438 WV RANSON Single Family 7.84 0.5 0 0.0035 0 7.3365 20370901 17343104 91789 CA WALNUT Single Family 8.5 0.5 0 0.0035 0 7.9965 20370901 17343107 33196 FL MIAMI Single Family 9.725 0.5 0 0.0035 0 9.2215 20370901 17345992 95220 CA ACAMPO Single Family 7.45 0.5 0 0.0035 0 6.9465 20370901 17345995 93711 CA FRESNO Single Family 7.765 0.5 0 0.0035 0 7.2615 20370901 17346008 30045 GA LAWRENCEVILLE Single Family 8.14 0.5 0 0.0035 0 7.6365 20370901 17346009 63121 MO SAINT LOUIS Single Family 11.3 0.5 0 0.0035 0 10.7965 20370901 17346010 95206 CA STOCKTON Single Family 10.35 0.5 0 0.0035 0 9.8465 20370901 17346014 95207 CA STOCKTON Single Family 7.325 0.5 0 0.0035 0 6.8215 20370901 17346017 21040 MD EDGEWOOD Single Family 9.79 0.5 0 0.0035 0 9.2865 20370901 17346019 91343 CA LOS ANGELES Single Family 7.8 0.5 0 0.0035 0 7.2965 20370901 17346020 34429 FL CRYSTAL RIVER Single Family 8.565 0.5 0 0.0035 0 8.0615 20370901 17346025 60459 IL BURBANK Single Family 10.74 0.5 0 0.0035 0 10.2365 20370901 17346033 91387 CA SANTA CLARITA Single Family 9.4 0.5 0 0.0035 0 8.8965 20370901 17346034 30238 GA JONESBORO Single Family 11.24 0.5 0 0.0035 0 10.7365 20370901 17346035 97478 OR SPRINGFIELD 2-4 Family 9.64 0.5 0 0.0035 0 9.1365 20370901 17342554 30274 GA RIVERDALE Single Family 8.59 0.5 0 0.0035 0 8.0865 20370901 17342562 60644 IL CHICAGO Single Family 8.74 0.5 0 0.0035 0 8.2365 20370901 17342566 92241 CA DESERT HOT SPRINGS Single Family 9.59 0.5 0 0.0035 0 9.0865 20370901 17342567 00000 XX XXXX Single Family 8.69 0.5 0 0.0035 0 8.1865 20370901 17342568 33054 FL OPA LOCKA Single Family 7.79 0.5 0 0.0035 0 7.2865 20370901 17342569 32225 FL JACKSONVILLE Single Family 8.35 0.5 0 0.0035 0 7.8465 20370901 17342571 20772 MD UPPER MARLBORO Single Family 7.84 0.5 0 0.0035 0 7.3365 20370901 17342572 95380 CA TURLOCK Single Family 9.065 0.5 0 0.0035 0 8.5615 20370901 17342573 33033 FL HOMESTEAD Single Family 7.89 0.5 0 0.0035 0 7.3865 20370901 17342574 91746 CA LA XXXXXX Single Family 7.99 0.5 0 0.0035 0 7.4865 20370901 17342577 8007 NJ BARRINGTON Single Family 7.5 0.5 0 0.0035 0 6.9965 20370901 17342467 94560 CA NEWARK Single Family 6.99 0.5 0 0.0035 0 6.4865 20370901 17342581 4072 ME SACO Single Family 8.39 0.5 0 0.0035 0 7.8865 20370901 17342469 30044 GA LAWRENCEVILLE Single Family 11.29 0.5 0 0.0035 0 10.7865 20370901 17342582 19468 PA ROYERSFORD Single Family 7.64 0.5 0 0.0035 0 7.1365 20370901 17342583 86314 AZ PRESCOTT VALLEY Single Family 7.6 0.5 0 0.0035 0 7.0965 20370901 17342470 32792 FL WINTER PARK Single Family 8.465 0.5 0 0.0035 0 7.9615 20370901 17342591 23704 VA PORTSMOUTH Single Family 8.1 0.5 0 0.0035 0 7.5965 20370901 17342595 29712 SC EDGEMOOR Single Family 9.84 0.5 0 0.0035 0 9.3365 20370901 17342596 00000 XX XX XXXXXX XXXX Single Family 10.5 0.5 0 0.0035 0 9.9965 20370901 17342598 20003 DC WASHINGTON Single Family 8.6 0.5 0 0.0035 0 8.0965 20370901 17342601 32224 FL JACKSONVILLE Single Family 7.55 0.5 0 0.0035 0 7.0465 20370901 17342609 60101 IL ADDISON Single Family 7.3 0.5 0 0.0035 0 6.7965 20370901 17342611 76574 TX XXXXXX Single Family 11.25 0.5 0 0.0035 0 10.7465 20370901 17342613 62025 IL EDWARDSVILLE Single Family 8.9 0.5 0 0.0035 0 8.3965 20370901 17342614 21244 MD WINDSOR MILL Single Family 7.99 0.5 0 0.0035 0 7.4865 20370901 17342619 33351 FL SUNRISE Single Family 7.99 0.5 0 0.0035 0 7.4865 20370901 17342620 60631 IL CHICAGO Single Family 7.24 0.5 0 0.0035 0 6.7365 20370901 17342621 19607 PA READING Single Family 9.6 0.5 0 0.0035 0 9.0965 20370901 17342623 32810 FL ORLANDO Single Family 6.99 0.5 0 0.0035 0 6.4865 20370901 17342634 33351 FL LAUDERHILL Single Family 8.55 0.5 0 0.0035 0 8.0465 20370901 17342641 33351 FL SUNRISE Single Family 8.9 0.5 0 0.0035 0 8.3965 20370901 17343110 90805 CA LONG BEACH 2-4 Family 8 0.5 0 0.0035 0 7.4965 20370901 17343050 91331 CA ARLETA Single Family 7.64 0.5 0 0.0035 0 7.1365 20370901 17343118 60458 IL JUSTICE Single Family 10.3 0.5 0 0.0035 0 9.7965 20370901 17343121 20772 MD UPPER MARLBORO Single Family 7.55 0.5 0 0.0035 0 7.0465 20370901 17343124 19064 PA SPRINGFIELD Single Family 6.65 0.5 0 0.0035 0 6.1465 20370901 17343055 97206 OR PORTLAND Single Family 9.7 0.5 0 0.0035 0 9.1965 20370901 17343126 25420 WV GERRARDSTOWN Single Family 9.99 0.5 0 0.0035 0 9.4865 20370901 17342031 60625 IL CHICAGO Single Family 9.99 0.5 0 0.0035 0 9.4865 20370901 17342056 32967 FL VERO BEACH Single Family 8.85 0.5 0 0.0035 0 8.3465 20370901 17342059 33065 FL CORAL SPRINGS Single Family 8.2 0.5 0 0.0035 0 7.6965 20370901 17342068 39601 MS BROOKHAVEN Single Family 6.25 0.5 0 0.0035 0 5.7465 20220901 17342075 93722 CA FRESNO Single Family 8.5 0.5 0 0.0035 0 7.9965 20370901 17342079 3079 NH SALEM Single Family 6.99 0.5 0 0.0035 0 6.4865 20370901 17342080 91506 CA BURBANK Single Family 6.5 0.5 0 0.0035 0 5.9965 20370901 17342081 93420 CA XXXXXX GRANDE Single Family 11.8 0.5 0 0.0035 0 11.2965 20370901 17342083 33549 FL XXXX Single Family 9.64 0.5 0 0.0035 0 9.1365 20370901 17342034 33313 FL SUNRISE Single Family 10.54 0.5 0 0.0035 0 10.0365 20370901 17342087 32738 FL DELTONA Single Family 7.2 0.5 0 0.0035 0 6.6965 20370901 17342089 95111 CA SAN XXXX Single Family 7.09 0.5 0 0.0035 0 6.5865 20370901 17342092 93241 CA XXXXXX Single Family 10.24 0.5 0 0.0035 0 9.7365 20370901 17342101 60643 IL CHICAGO Single Family 8.465 0.5 0 0.0035 0 7.9615 20370901 17342108 60804 IL CICERO 2-4 Family 9.39 0.5 0 0.0035 0 8.8865 20370901 17342110 95945 CA GRASS VALLEY Single Family 8.2 0.5 0 0.0035 0 7.6965 20370901 17342112 86004 AZ FLAGSTAFF Single Family 7.8 0.5 0 0.0035 0 7.2965 20370901 17342113 91748 CA XXXXXXX HEIGHTS Single Family 8.165 0.5 0 0.0035 0 7.6615 20370901 17342040 84003 UT AMERICAN FORK Single Family 8.95 0.5 0 0.0035 0 8.4465 20370901 17297494 90250 CA HAWTHORNE Single Family 9.25 0.5 0 0.0035 0 8.7465 20370901 17295380 20019 DC WASHINGTON Single Family 8.74 0.5 0 0.0035 0 8.2365 20370901 17295383 8094 NJ WILLIAMSTOWN Single Family 9.44 0.5 0 0.0035 0 8.9365 20370901 17295385 19151 PA PHILADELPHIA Single Family 8.99 0.5 0 0.0035 0 8.4865 20370901 17295415 60803 IL ALSIP Single Family 9.75 0.5 0 0.0035 0 9.2465 20370901 17295428 00000 XX XXXXX XXXXXXXXXXX Single Family 11.3 0.5 0 0.0035 0 10.7965 20370901 17293699 93675 CA SQUAW VALLEY Single Family 8.99 0.5 0 0.0035 0 8.4865 20370901 17299146 33914 FL CAPE CORAL Single Family 7.69 0.5 0 0.0035 0 7.1865 20370901 17299164 33189 FL MIAMI Single Family 7.2 0.5 0 0.0035 0 6.6965 20370901 17299169 32137 FL PALM COAST Single Family 9.7 0.5 0 0.0035 0 9.1965 20370901 17280739 60649 IL CHICAGO Single Family 10.29 0.5 0 0.0035 0 9.7865 20370901 17280803 21117 MD XXXXXX XXXXX Single Family 6.84 0.5 0 0.0035 0 6.3365 20370901 17356483 30004 GA ALPHARETTA Single Family 11.3 0.5 0 0.0035 0 10.7965 20370901 17356486 00000 XX XXXXXXXX Single Family 8.45 0.5 0 0.0035 0 7.9465 20370901 17356494 19144 PA PHILADELPHIA Single Family 9.6 0.5 0 0.0035 0 9.0965 20370901 17356505 11212 NY BROOKLYN 2-4 Family 6.95 0.5 0 0.0035 0 6.4465 20370901 17356507 19425 PA XXXXXXX SPRINGS Single Family 8.4 0.5 0 0.0035 0 7.8965 20370901 17356509 6519 CT NEW HAVEN 2-4 Family 10.25 0.5 0 0.0035 0 9.7465 20370901 17356511 78537 TX XXXXX Single Family 9.1 0.5 0 0.0035 0 8.5965 20220901 17356520 32277 FL JACKSONVILLE Single Family 12.5 0.5 0 0.0035 0 11.9965 20370901 17356522 7205 NJ HILLSIDE Single Family 8.65 0.5 0 0.0035 0 8.1465 20370901 17356523 14052 NY EAST AURORA Single Family 8.75 0.5 0 0.0035 0 8.2465 20370901 17356526 23832 VA CHESTERFIELD Single Family 8 0.5 0 0.0035 0 7.4965 20370901 17356535 97236 OR PORTLAND Single Family 8.45 0.5 0 0.0035 0 7.9465 20370901 17357922 78739 TX AUSTIN Single Family 7.2 0.5 0 0.0035 0 6.6965 20370901 17354367 33196 FL MIAMI Single Family 7.7 0.5 0 0.0035 0 7.1965 20370901 17354369 96025 CA DUNSMUIR Single Family 9.89 0.5 0 0.0035 0 9.3865 20370901 17355833 84003 UT HIGHLAND Single Family 10.1 0.5 0 0.0035 0 9.5965 20370901 17355837 98205 WA XXXXXXX Single Family 9.5 0.5 0 0.0035 0 8.9965 20370901 17355864 90805 CA LONG BEACH Single Family 9.6 0.5 0 0.0035 0 9.0965 20370901 17355871 7305 NJ JERSEY CITY 2-4 Family 9.9 0.5 0 0.0035 0 9.3965 20370901 17355877 78624 TX FREDERICKSBURG Single Family 9.9 0.5 0 0.0035 0 9.3965 20370901 17355883 32767 FL PAISLEY Single Family 9.15 0.5 0 0.0035 0 8.6465 20370901 17355884 24523 VA BEDFORD Single Family 9.05 0.5 0 0.0035 0 8.5465 20370901 17355887 20743 MD CAPITOL HEIGHTS Single Family 10.79 0.5 0 0.0035 0 10.2865 20370901 17355891 15106 PA CARNEGIE Single Family 10.15 0.5 0 0.0035 0 9.6465 20370901 17355896 20748 MD TEMPLE HILLS Single Family 9.75 0.5 0 0.0035 0 9.2465 20370901 17355831 92563 CA MURRIETA Single Family 8.95 0.5 0 0.0035 0 8.4465 20370901 17356543 92105 CA SAN DIEGO Single Family 8.25 0.5 0 0.0035 0 7.7465 20370901 17354376 34655 FL NEW PORT XXXXXX Single Family 10.7 0.5 0 0.0035 0 10.1965 20370901 17354349 34715 FL MINNEOLA Single Family 8.8 0.5 0 0.0035 0 8.2965 20370901 17354399 22567 VA UNIONVILLE Single Family 8.74 0.5 0 0.0035 0 8.2365 20370901 17354400 21791 MD UNION BRIDGE Single Family 7.99 0.5 0 0.0035 0 7.4865 20370901 17354402 0000 XX XXXXXX XXXX Single Family 11.75 0.5 0 0.0035 0 11.2465 20370901 17354407 33175 FL MIAMI Single Family 10.4 0.5 0 0.0035 0 9.8965 20370901 17354410 34205 FL BRADENTON Single Family 10.4 0.5 0 0.0035 0 9.8965 20370901 17354416 90022 CA LOS ANGELES 2-4 Family 10.1 0.5 0 0.0035 0 9.5965 20370901 17354423 98125 WA SEATTLE Single Family 7.25 0.5 0 0.0035 0 6.7465 20370901 17354427 20772 MD UPPER MARLBORO Single Family 8.04 0.5 0 0.0035 0 7.5365 20370901 17354428 33162 FL NORTH MIAMI BEACH Single Family 7.6 0.5 0 0.0035 0 7.0965 20370901 17354430 19136 PA PHILADELPHIA Single Family 9.3 0.5 0 0.0035 0 8.7965 20370901 17354432 8109 NJ MERCHANTVILLE Single Family 9.59 0.5 0 0.0035 0 9.0865 20370901 17354433 74037 OK JENKS Single Family 12.2 0.5 0 0.0035 0 11.6965 20370901 17354437 6460 CT MILFORD Single Family 12.35 0.5 0 0.0035 0 11.8465 20370901 17354438 85013 AZ PHOENIX Single Family 9.55 0.5 0 0.0035 0 9.0465 20370901 17354358 85326 AZ BUCKEYE Single Family 9 0.5 0 0.0035 0 8.4965 20370901 17354441 8046 NJ WILLINGBORO Single Family 8.35 0.5 0 0.0035 0 7.8465 20370901 17354446 2067 MA XXXXXX Single Family 11.2 0.5 0 0.0035 0 10.6965 20370901 17354451 6010 CT BRISTOL Single Family 11.09 0.5 0 0.0035 0 10.5865 20370901 17354360 33311 FL FORT LAUDERDALE Single Family 10.25 0.5 0 0.0035 0 9.7465 20370901 17354454 21229 MD BALTIMORE Single Family 7.75 0.5 0 0.0035 0 7.2465 20370901 17354455 6704 CT WATERBURY 2-4 Family 9.99 0.5 0 0.0035 0 9.4865 20370901 17353665 33837 FL XXXXXXXXX Single Family 11.2 0.5 0 0.0035 0 10.6965 20370901 17353733 22835 VA LURAY Single Family 8.9 0.5 0 0.0035 0 8.3965 20370901 17353667 1020 MA CHICOPEE Single Family 8.69 0.5 0 0.0035 0 8.1865 20370901 17353736 11213 NY BROOKLYN 2-4 Family 6.3 0.5 0 0.0035 0 5.7965 20370901 17353737 70520 LA CARENCRO Single Family 11.65 0.5 0 0.0035 0 11.1465 20370901 17353672 93635 CA LOS BANOS Single Family 8.6 0.5 0 0.0035 0 8.0965 20370901 17353673 85020 AZ PHOENIX Single Family 8.55 0.5 0 0.0035 0 8.0465 20370901 17353745 20721 MD MITCHELLVILLE Single Family 11.34 0.5 0 0.0035 0 10.8365 20370901 17353747 11692 NY ARVERNE 2-4 Family 8.1 0.5 0 0.0035 0 7.5965 20370901 17353758 29063 SC IRMO Single Family 10.975 0.5 0 0.0035 0 10.4715 20370901 17353760 19801 DE WILMINGTON Single Family 11.05 0.5 0 0.0035 0 10.5465 20370901 17353764 21017 MD BELCAMP Single Family 10.94 0.5 0 0.0035 0 10.4365 20370901 17353679 20877 MD GAITHERSBURG Single Family 6.675 0.5 0 0.0035 0 6.1715 20370901 17353770 17407 PA YORK Single Family 9.19 0.5 0 0.0035 0 8.6865 20370901 17353771 23228 VA RICHMOND Single Family 9.75 0.5 0 0.0035 0 9.2465 20370901 17353772 74104 OK TULSA Single Family 11.2 0.5 0 0.0035 0 10.6965 20270901 17353780 6082 CT ENFIELD Single Family 10.3 0.5 0 0.0035 0 9.7965 20370901 17353782 00000 XX XXX XXXXXX Single Family 8.4 0.5 0 0.0035 0 7.8965 20370901 17353783 8031 NJ BELLMAWR Single Family 8.95 0.5 0 0.0035 0 8.4465 20370901 17353788 10301 NY STATEN ISLAND 2-4 Family 8.95 0.5 0 0.0035 0 8.4465 20370901 17353793 91010 CA XXXXXX Single Family 7.8 0.5 0 0.0035 0 7.2965 20370901 17353690 84065 UT RIVERTON Single Family 10.3 0.5 0 0.0035 0 9.7965 20370901 17353702 11738 NY FARMINGVILLE Single Family 7.1 0.5 0 0.0035 0 6.5965 20220901 17353804 7726 NJ MANALAPAN Single Family 10.725 0.5 0 0.0035 0 10.2215 20370901 17353805 23015 VA BEAVERDAM Single Family 8.05 0.5 0 0.0035 0 7.5465 20370901 17353704 33569 FL RIVERVIEW Single Family 7.75 0.5 0 0.0035 0 7.2465 20370901 17352951 33313 FL SUNRISE Single Family 10.6 0.5 0 0.0035 0 10.0965 20370901 17352953 96740 HI KAILUA KONA Single Family 10.2 0.5 0 0.0035 0 9.6965 20370901 17352958 33967 FL FORT XXXXX Single Family 7.99 0.5 0 0.0035 0 7.4865 20370901 17352961 85750 AZ TUCSON Single Family 8.15 0.5 0 0.0035 0 7.6465 20370901 17352966 60624 IL CHICAGO 2-4 Family 8.7 0.5 0 0.0035 0 8.1965 20370901 17352973 47803 IN TERRE HAUTE Single Family 10.1 0.5 0 0.0035 0 9.5965 20370901 17352974 28401 NC WILMINGTON Single Family 11.84 0.5 0 0.0035 0 11.3365 20370901 17352979 92646 CA HUNTINGTON BEACH Single Family 7.25 0.5 0 0.0035 0 6.7465 20370901 17352983 60628 IL CHICAGO Single Family 7.45 0.5 0 0.0035 0 6.9465 20370901 17352986 2338 MA HALIFAX Single Family 8.7 0.5 0 0.0035 0 8.1965 20370901 17352991 86331 AZ XXXXXX Single Family 9.6 0.5 0 0.0035 0 9.0965 20370901 17352994 20735 MD CLINTON Single Family 8.9 0.5 0 0.0035 0 8.3965 20370901 17353819 93257 CA PORTERVILLE Single Family 9.7 0.5 0 0.0035 0 9.1965 20370901 17353821 23454 VA VIRGINIA BEACH Single Family 9.74 0.5 0 0.0035 0 9.2365 20370901 17353825 92509 CA RIVERSIDE Single Family 8.663 0.5 0 0.0035 0 8.1595 20370901 17353838 92336 CA FONTANA Single Family 11.4 0.5 0 0.0035 0 10.8965 20370901 17353840 23666 VA HAMPTON Single Family 9.94 0.5 0 0.0035 0 9.4365 20370901 17304356 32404 FL PANAMA CITY Single Family 6.64 0.5 0 0.0035 0 6.1365 20370901 17304427 84010 UT BOUNTIFUL Single Family 7.65 0.5 0 0.0035 0 7.1465 20370901 17304432 92404 CA SAN BERNARDINO Single Family 9.44 0.5 0 0.0035 0 8.9365 20370901 17305019 20744 MD FORT WASHINGTON Single Family 9.925 0.5 0 0.0035 0 9.4215 20370901 17305021 19320 PA COATESVILLE Single Family 10.39 0.5 0 0.0035 0 9.8865 20370901 17303656 77459 TX MISSOURI CITY Single Family 8.45 0.5 0 0.0035 0 7.9465 20370901 17303659 00000 XX XXXXXXX XXX Single Family 7.39 0.5 0 0.0035 0 6.8865 20370901 17303715 95370 CA SONORA Single Family 6.79 0.5 0 0.0035 0 6.2865 20370901 17303194 92234 CA CATHEDRAL CITY 2-4 Family 6.25 0.5 0 0.0035 0 5.7465 20370901 17303203 21666 MD STEVENSVILLE Single Family 7.94 0.5 0 0.0035 0 7.4365 20370901 17303237 92571 CA PERRIS Single Family 8.99 0.5 0 0.0035 0 8.4865 20370901 17302346 75219 TX DALLAS 2-4 Family 11.35 0.5 0 0.0035 0 10.8465 20370901 17302708 88001 NM LAS CRUCES Single Family 9.24 0.5 0 0.0035 0 8.7365 20370901 17302713 93704 CA FRESNO Single Family 8.74 0.5 0 0.0035 0 8.2365 20370901 17302720 33175 FL MIAMI Single Family 7.85 0.5 0 0.0035 0 7.3465 20370901 17301915 18013 PA BANGOR Single Family 10.24 0.5 0 0.0035 0 9.7365 20370901 17301925 92376 CA RIALTO Single Family 10.3 0.5 0 0.0035 0 9.7965 20370901 17299702 19120 PA PHILADELPHIA Single Family 11.6 0.5 0 0.0035 0 11.0965 20370901 17304370 38118 TN MEMPHIS Single Family 10.54 0.5 0 0.0035 0 10.0365 20370901 17301967 15227 PA PITTSBURGH Single Family 9.94 0.5 0 0.0035 0 9.4365 20370901 17299050 93268 CA XXXX Single Family 9.89 0.5 0 0.0035 0 9.3865 20370901 17299053 93065 CA SIMI VALLEY Single Family 7.79 0.5 0 0.0035 0 7.2865 20370901 17256474 22520 VA MONTROSS Single Family 10.45 0.5 0 0.0035 0 9.9465 20370901 17325413 92262 CA PALM SPRINGS Single Family 9.5 0.5 0 0.0035 0 8.9965 20370901 17325416 95709 CA CAMINO Single Family 8.765 0.5 0 0.0035 0 8.2615 20370901 17325390 92861 CA VILLA PARK Single Family 9.54 0.5 0 0.0035 0 9.0365 20370901 17325419 91501 CA BURBANK Single Family 8.34 0.5 0 0.0035 0 7.8365 20370901 17325422 25428 WV INWOOD Single Family 9.915 0.5 0 0.0035 0 9.4115 20370901 17325393 21158 MD WESTMINSTER Single Family 10.34 0.5 0 0.0035 0 9.8365 20370901 17325426 89102 NV LAS VEGAS Single Family 8.14 0.5 0 0.0035 0 7.6365 20370901 17325428 93906 CA XXXXXXX Single Family 9.64 0.5 0 0.0035 0 9.1365 20370901 17325429 89103 NV LAS VEGAS Single Family 8.19 0.5 0 0.0035 0 7.6865 20370901 17325430 91737 CA RANCHO CUCAMONGA Single Family 6.89 0.5 0 0.0035 0 6.3865 20370901 17325432 60643 IL CHICAGO Single Family 9.8 0.5 0 0.0035 0 9.2965 20370901 17325435 8873 NJ SOMERSET 2-4 Family 9.465 0.5 0 0.0035 0 8.9615 20370901 17325438 93703 CA FRESNO Single Family 10.94 0.5 0 0.0035 0 10.4365 20370901 17325441 55041 MN LAKE CITY Single Family 9.015 0.5 0 0.0035 0 8.5115 20370901 17322819 54901 WI OSHKOSH Single Family 12.44 0.5 0 0.0035 0 11.9365 20370901 17322825 92234 CA CATHEDRAL CITY Single Family 8.09 0.5 0 0.0035 0 7.5865 20370901 17322826 90011 CA LOS ANGELES Single Family 8.15 0.5 0 0.0035 0 7.6465 20370901 17322828 91710 CA CHINO Single Family 6.99 0.5 0 0.0035 0 6.4865 20370901 17322829 63385 MO WENTZVILLE Single Family 11.24 0.5 0 0.0035 0 10.7365 20370901 17322851 60629 IL CHICAGO Single Family 9.6 0.5 0 0.0035 0 9.0965 20370901 17322858 91763 CA MONTCLAIR Single Family 7.14 0.5 0 0.0035 0 6.6365 20370901 17322860 7504 NJ PATERSON Single Family 10.263 0.5 0 0.0035 0 9.7595 20370901 17322861 90011 CA LOS ANGELES Single Family 8.15 0.5 0 0.0035 0 7.6465 20370901 17322864 23231 VA RICHMOND Single Family 9.7 0.5 0 0.0035 0 9.1965 20370901 17322868 90660 CA PICO XXXXXX Single Family 9.9 0.5 0 0.0035 0 9.3965 20370901 17322875 92105 CA SAN DIEGO Single Family 11.4 0.5 0 0.0035 0 10.8965 20370901 17323187 93309 CA BAKERSFIELD Single Family 8.95 0.5 0 0.0035 0 8.4465 20370901 17323197 23233 VA RICHMOND Single Family 8.24 0.5 0 0.0035 0 7.7365 20370901 17323211 70461 LA SLIDELL Single Family 8.7 0.5 0 0.0035 0 8.1965 20370901 17322909 92234 CA CATHEDRAL CITY Single Family 10.45 0.5 0 0.0035 0 9.9465 20370901 17322910 33619 FL TAMPA Single Family 7.89 0.5 0 0.0035 0 7.3865 20370901 17322913 33610 FL TAMPA Single Family 10.35 0.5 0 0.0035 0 9.8465 20370901 17322944 54902 WI OSHKOSH Single Family 12.44 0.5 0 0.0035 0 11.9365 20370901 17322945 8817 NJ EDISON Single Family 9.35 0.5 0 0.0035 0 8.8465 20370901 17322953 54902 WI OSHKOSH Single Family 12.44 0.5 0 0.0035 0 11.9365 20370901 17322961 4427 ME CORINTH Single Family 8.79 0.5 0 0.0035 0 8.2865 20370901 17322968 23430 VA SMITHFIELD Single Family 10.35 0.5 0 0.0035 0 9.8465 20370901 17322984 28262 NC CHARLOTTE Single Family 10.15 0.5 0 0.0035 0 9.6465 20370901 17322985 33312 FL FORT LAUDERDALE Single Family 10.2 0.5 0 0.0035 0 9.6965 20370901 17311955 20783 MD HYATTSVILLE Single Family 8.7 0.5 0 0.0035 0 8.1965 20370901 17312378 92211 CA PALM DESERT Single Family 9.9 0.5 0 0.0035 0 9.3965 20370901 17312381 75089 TX ROWLETT Single Family 8.89 0.5 0 0.0035 0 8.3865 20370901 17312403 21108 MD MILLERSVILLE Single Family 7.9 0.5 0 0.0035 0 7.3965 20370901 17312410 32818 FL ORLANDO Single Family 10.8 0.5 0 0.0035 0 10.2965 20370901 17312413 28314 NC FAYETTEVILLE Single Family 11.84 0.5 0 0.0035 0 11.3365 20370901 17312365 91748 CA XXXXXXX HEIGHTS Single Family 7.99 0.5 0 0.0035 0 7.4865 20370901 17312430 33142 FL MIAMI Single Family 9.34 0.5 0 0.0035 0 8.8365 20370901 17312438 90221 CA XXXXXXX Single Family 8.05 0.5 0 0.0035 0 7.5465 20370901 17312452 27948 NC KILL DEVIL HILLS Single Family 6.79 0.5 0 0.0035 0 6.2865 20370901 17312371 91766 CA POMONA Single Family 9.065 0.5 0 0.0035 0 8.5615 20370901 17312461 84095 UT SOUTH JORDAN Single Family 9 0.5 0 0.0035 0 8.4965 20370901 17312463 46268 IN INDIANAPOLIS Single Family 8.99 0.5 0 0.0035 0 8.4865 20370901 17306390 21787 MD TANEYTOWN Single Family 6.99 0.5 0 0.0035 0 6.4865 20370901 17309230 33189 FL MIAMI Single Family 9.75 0.5 0 0.0035 0 9.2465 20370901 17309236 22630 VA FRONT ROYAL Single Family 10.24 0.5 0 0.0035 0 9.7365 20370901 17309241 00000 XX XXXXX XXX Single Family 10 0.5 0 0.0035 0 9.4965 20370901 17309268 23824 VA BLACKSTONE Single Family 7.79 0.5 0 0.0035 0 7.2865 20370901 17309284 18428 PA XXXXXX Single Family 8.44 0.5 0 0.0035 0 7.9365 20370901 17309285 1844 MA METHUEN Single Family 9.89 0.5 0 0.0035 0 9.3865 20370901 17309289 15235 PA PITTSBURGH Single Family 10.9 0.5 0 0.0035 0 10.3965 20370901 17311971 19115 PA PHLADELPHIA Single Family 10.9 0.5 0 0.0035 0 10.3965 20370901 17311979 6417 CT DEEP RIVER Single Family 9.54 0.5 0 0.0035 0 9.0365 20370901 17311986 8618 NJ TRENTON Single Family 10.79 0.5 0 0.0035 0 10.2865 20370901 17304950 98360 WA ORTING Single Family 7.75 0.5 0 0.0035 0 7.2465 20370901 17304957 10457 NY BRONX 2-4 Family 9.825 0.5 0 0.0035 0 9.3215 20370901 17306410 93706 CA FRESNO Single Family 10.99 0.5 0 0.0035 0 10.4865 20370901 17306411 93706 CA FRESNO Single Family 11.09 0.5 0 0.0035 0 10.5865 20370901 17306420 32446 FL XXXXXXXX Single Family 9.59 0.5 0 0.0035 0 9.0865 20370901 17306438 7063 NJ PLAINFIELD 2-4 Family 9 0.5 0 0.0035 0 8.4965 20370901 17264268 14072 NY GRAND ISLAND Single Family 10.89 0.5 0 0.0035 0 10.3865 20370901 17275685 60473 IL SOUTH HOLLAND Single Family 8.39 0.5 0 0.0035 0 7.8865 20370901 17274949 33312 FL FORT LAUDERDALE 2-4 Family 10.6 0.5 0 0.0035 0 10.0965 20370901 17275780 60585 IL PLAINFIELD Single Family 10.55 0.5 0 0.0035 0 10.0465 20370901 17272482 78559 TX LA FERIA Single Family 11.84 0.5 0 0.0035 0 11.3365 20370901 17324313 93022 CA OAK VIEW Single Family 7.175 0.5 0 0.0035 0 6.6715 20370901 17324373 7307 NJ JERSEY CITY 2-4 Family 9.556 0.5 0 0.0035 0 9.0525 20370901 17324763 73703 OK ENID Single Family 9.29 0.5 0 0.0035 0 8.7865 20270901 17345672 60644 IL CHICAGO 2-4 Family 10.15 0.5 0 0.0035 0 9.6465 20370901 17346595 21227 MD HALETHORPE Single Family 8.85 0.5 0 0.0035 0 8.3465 20370901 17342605 21224 MD BALTIMORE Single Family 9.9 0.5 0 0.0035 0 9.3965 20370901 17342642 85041 AZ PHOENIX Single Family 8.665 0.5 0 0.0035 0 8.1615 20370901 17325830 21220 MD MIDDLE RIVER Single Family 7.84 0.5 0 0.0035 0 7.3365 20370901 17304960 21216 MD BALTIMORE Single Family 7.95 0.5 0 0.0035 0 7.4465 20370901 17352550 8217 NJ Xxxxxx Single Family 8.15 0.5 0 0.0035 0 7.6465 20370901 17353648 32068 FL MIDDLEBURG PUD 8.475 0.5 0 0.0035 0 7.9715 20370901 17354243 34234 FL Sarasota Single Family 9.99 0.5 0 0.0035 0 9.4865 20370901 17341759 22903 VA CHARLOTTESVILLE Single Family 9.725 0.5 0 0.0035 0 9.2215 20370901 17341767 21239 MD BALTIMORE Townhouse 11.425 0.5 0 0.0035 0 10.9215 20370901 17342508 91744 CA XXXXXXX AREA Single Family 6.75 0.5 0 0.0035 0 6.2465 20370901 17342887 22192 VA WOODBRIDGE PUD 8.6 0.5 0 0.0035 0 8.0965 20370901 17342911 90504 CA TORRANCE Single Family 6.75 0.5 0 0.0035 0 6.2465 20370901 17342924 54013 WI Glenwood City Single Family 9.1 0.5 0 0.0035 0 8.5965 20370901 17345797 22314 VA ALEXANDRIA Townhouse 7.5 0.5 0 0.0035 0 6.9965 20370901 17345800 22303 VA ALEXANDRIA Single Family 10.75 0.5 0 0.0035 0 10.2465 20370901 17345802 20002 DC WASHINGTON Single Family 9.525 0.5 0 0.0035 0 9.0215 20370901 17345804 34116 FL NAPLES Single Family 9.675 0.5 0 0.0035 0 9.1715 20370901 17324409 95391 CA Mountain House Single Family 9.125 0.5 0 0.0035 0 8.6215 20370901 17324903 94526 CA DANVILLE Single Family 7.75 0.5 0 0.0035 0 7.2465 20370901 17326664 92026 CA Escondido PUD 7.075 0.5 0 0.0035 0 6.5715 20370901 17341634 55110 MN WHIT EBEAR Single Family 9.75 0.5 0 0.0035 0 9.2465 20370901 17341609 21215 MD Baltimore Townhouse 8.4 0.5 0 0.0035 0 7.8965 20370901 17322705 92503 CA RIVERSIDE PUD 8.105 0.5 0 0.0035 0 7.6015 20370901 17323027 63137 MO SAINT LOUIS Single Family 10.8 0.5 0 0.0035 0 10.2965 20370901 17323034 73026 OK XXXXXX Single Family 8.34 0.5 0 0.0035 0 7.8365 20370901 17322993 22405 VA Fredericksburg PUD 6.7 0.5 0 0.0035 0 6.1965 20370901 17341620 30052 GA LOGANVILLE Single Family 6.8 0.5 0 0.0035 0 6.2965 20370901 17342260 10553 NY MOUNT XXXXXX 2-4 Family 7.238 0.5 0 0.0035 0 6.7345 20370901 17342283 21214 MD BALTIMORE Single Family 6.99 0.5 0 0.0035 0 6.4865 20370901 17342316 55912 MN AUSTIN Single Family 8.3 0.5 0 0.0035 0 7.7965 20370901 17342330 93591 CA PALMDALE Single Family 6.84 0.5 0 0.0035 0 6.3365 20370901 17342331 21136 MD REISTERSTOWN Single Family 8.78 0.5 0 0.0035 0 8.2765 20370901 17342340 92335 CA FONTANA Single Family 7.74 0.5 0 0.0035 0 7.2365 20370901 17342780 92802 CA ANAHEIM Single Family 8.4 0.5 0 0.0035 0 7.8965 20370901 17342810 33020 FL Hollywood Condominium 10.8 0.5 0 0.0035 0 10.2965 20370901 17342812 1001 MA AGAWAM Single Family 8.994 0.5 0 0.0035 0 8.4905 20370901 17342815 94506 CA Danville PUD 6.265 0.5 0 0.0035 0 5.7615 20370901 17342820 22539 VA REEDVILLE Single Family 9.835 0.5 0 0.0035 0 9.3315 20370901 17342827 60402 IL BERWYN Single Family 8.75 0.5 0 0.0035 0 8.2465 20370901 17342830 91977 CA SPRING VALLEY Single Family 6.54 0.5 0 0.0035 0 6.0365 20370901 17342836 63069 MO PACIFIC Single Family 9.39 0.5 0 0.0035 0 8.8865 20370901 17342766 31406 GA Savannah Single Family 8.5 0.5 0 0.0035 0 7.9965 20370901 17342851 46628 IN SOUTH BEND Single Family 10 0.5 0 0.0035 0 9.4965 20370901 17342853 92236 CA COACHELLA Single Family 8.04 0.5 0 0.0035 0 7.5365 20370901 17345670 1826 MA DRACUT Single Family 7.1 0.5 0 0.0035 0 6.5965 20370901 17345674 38127 TN Memphis Single Family 11.688 0.5 0 0.0035 0 11.1845 20370901 17345679 17601 PA LANCASTER Single Family 11.29 0.5 0 0.0035 0 10.7865 20370901 17345632 92506 CA Riverside Single Family 7.35 0.5 0 0.0035 0 6.8465 20370901 17345709 60544 IL PLAINFIELD Single Family 10.6 0.5 0 0.0035 0 10.0965 20370901 17345642 77051 TX Houston Single Family 9.95 0.5 0 0.0035 0 9.4465 20370901 17345715 60164 IL NORTHLAKE Single Family 10.1 0.5 0 0.0035 0 9.5965 20370901 17345726 33143 FL MIAMI Single Family 7.95 0.5 0 0.0035 0 7.4465 20370901 17345727 33610 FL Tampa Single Family 11.4 0.5 0 0.0035 0 10.8965 20370901 17346105 60056 IL MOUNT PROSPECT Single Family 8.775 0.5 0 0.0035 0 8.2715 20370901 17346108 60624 IL CHICAGO Single Family 10.5 0.5 0 0.0035 0 9.9965 20370901 17346069 23112 VA Midlothian Single Family 7.35 0.5 0 0.0035 0 6.8465 20370901 17346116 64063 MO Lees Summit Single Family 7.91 0.5 0 0.0035 0 7.4065 20370901 17346146 14225 NY BUFFALO Single Family 9.75 0.5 0 0.0035 0 9.2465 20370901 17346150 20748 MD TEMPLE HILLS Single Family 8.8 0.5 0 0.0035 0 8.2965 20370901 17346169 33781 FL PINELLAS PARK Single Family 7.5 0.5 0 0.0035 0 6.9965 20370901 17346062 85032 AZ PHOENIX Single Family 8.07 0.5 0 0.0035 0 7.5665 20370901 17346206 37849 TN XXXXXX Single Family 10.45 0.5 0 0.0035 0 9.9465 20370901 17346658 33458 FL JUPITER PUD 9.14 0.5 0 0.0035 0 8.6365 20370901 17346665 63119 MO Saint Louis Single Family 8.85 0.5 0 0.0035 0 8.3465 20370901 17346685 60655 IL CHICAGO Single Family 7.99 0.5 0 0.0035 0 7.4865 20370901 17346691 15681 PA Saltsburg Single Family 11.55 0.5 0 0.0035 0 11.0465 20370901 17346699 91304 CA CANOGA PARK Single Family 6.251 0.5 0 0.0035 0 5.7475 20370901 17346732 60615 IL CHICAGO Condominium 8.45 0.5 0 0.0035 0 7.9465 20370901 17346543 91350 CA SANTA CLARITA Single Family 10.55 0.5 0 0.0035 0 10.0465 20370901 17352427 60157 IL MEDINAH Single Family 10.35 0.5 0 0.0035 0 9.8465 20370901 17352428 24477 VA STUARTS DRAFT Single Family 11.75 0.5 0 0.0035 0 11.2465 20370901 17352429 32003 FL ORANGE PARK Single Family 8.1 0.5 0 0.0035 0 7.5965 20370901 17352439 34112 FL NAPLES PUD 7.45 0.5 0 0.0035 0 6.9465 20370901 17352456 85379 AZ SURPRISE PUD 9.355 0.5 0 0.0035 0 8.8515 20370901 17352477 19121 PA PHILADELPHIA Townhouse 11.1 0.5 0 0.0035 0 10.5965 20370901 17352482 8618 NJ XXXXX Single Family 9.25 0.5 0 0.0035 0 8.7465 20370901 17352484 53218 WI Milwaukee Single Family 9.7 0.5 0 0.0035 0 9.1965 20370901 17352853 91767 CA POMONA Single Family 10.5 0.5 0 0.0035 0 9.9965 20370901 17352881 66106 KS KANSAS Single Family 12.1 0.5 0 0.0035 0 11.5965 20370901 17353563 85730 AZ TUCSON Single Family 8.6 0.5 0 0.0035 0 8.0965 20370901 17353589 60629 IL CHICAGO 2-4 Family 9.29 0.5 0 0.0035 0 8.7865 20370901 17354144 92201 CA INDIO Single Family 7.3 0.5 0 0.0035 0 6.7965 20370901 17354150 23234 VA RICHMOND Single Family 12.1 0.5 0 0.0035 0 11.5965 20370901 17354153 50588 IA STORM LAKE Single Family 12.35 0.5 0 0.0035 0 11.8465 20370901 17354173 23805 VA Petersburg Single Family 11.3 0.5 0 0.0035 0 10.7965 20370901 17354185 85051 AZ Phoenix Single Family 7.4 0.5 0 0.0035 0 6.8965 20370901 17354190 33880 FL WINTER HAVEN Single Family 10.04 0.5 0 0.0035 0 9.5365 20370901 17323082 33155 FL MIAMI Single Family 8.74 0.5 0 0.0035 0 8.2365 20370901 17323084 32707 FL CASSELBERRY Condominium 9.49 0.5 0 0.0035 0 8.9865 20370901 17323112 84042 UT lindon Single Family 9.79 0.5 0 0.0035 0 9.2865 20370901 17323124 73078 OK PIEDMONT Single Family 8.21 0.5 0 0.0035 0 7.7065 20370901 17324285 33971 FL LEHIGH ACRES 2-4 Family 8.89 0.5 0 0.0035 0 8.3865 20370901 17324286 33020 FL Hollywood Single Family 9.6 0.5 0 0.0035 0 9.0965 20370901 17324289 85268 AZ FOUNTAIN HILLS PUD 8.3 0.5 0 0.0035 0 7.7965 20370901 17324251 32750 FL Longwood Single Family 7.55 0.5 0 0.0035 0 7.0465 20370901 17324242 85043 AZ PHOENIX PUD 10.84 0.5 0 0.0035 0 10.3365 20370901 17324335 95324 CA HILMAR Single Family 6.245 0.5 0 0.0035 0 5.7415 20370901 17324365 27909 NC XXXXXXXXX CITY Single Family 10.24 0.5 0 0.0035 0 9.7365 20370901 17324374 34208 FL BRADENTON Single Family 9.44 0.5 0 0.0035 0 8.9365 20370901 17324264 90002 CA Los Angeles Single Family 7.4 0.5 0 0.0035 0 6.8965 20370901 17324265 17331 PA Hanover Single Family 6.95 0.5 0 0.0035 0 6.4465 20220901 17324383 74365 OK SALINA Single Family 9.64 0.5 0 0.0035 0 9.1365 20370901 17324385 4027 ME LEBANON Single Family 10.35 0.5 0 0.0035 0 9.8465 20370901 17324770 7852 NJ LEDGEWOOD Single Family 9.49 0.5 0 0.0035 0 8.9865 20370901 17324776 93536 CA LANCASTER Single Family 6.25 0.5 0 0.0035 0 5.7465 20370901 17324779 91746 CA LA XXXXXX Single Family 6.25 0.5 0 0.0035 0 5.7465 20370901 17324729 98404 WA Tacoma Single Family 9.4 0.5 0 0.0035 0 8.8965 20370901 17324802 60439 IL LEMONT Single Family 9.265 0.5 0 0.0035 0 8.7615 20370901 17324734 0000 XX Xxxxx Xxxxxxxxxx Single Family 7.25 0.5 0 0.0035 0 6.7465 20370901 17324737 85027 AZ PHOENIX Single Family 8.15 0.5 0 0.0035 0 7.6465 20370901 17324812 83313 ID BELLEVUE Single Family 7.2 0.5 0 0.0035 0 6.6965 20370901 17324826 34990 FL PALM CITY PUD 11.85 0.5 0 0.0035 0 11.3465 20370901 17354215 11735 NY FARMINGDALE Single Family 9.65 0.5 0 0.0035 0 9.1465 20370901 17354240 33173 FL Miami Single Family 11.9 0.5 0 0.0035 0 11.3965 20370901 17355691 85387 AZ SURPRISE PUD 6.7 0.5 0 0.0035 0 6.1965 20370901 17355727 29485 SC SUMMERVILLE Single Family 10 0.5 0 0.0035 0 9.4965 20370901 17355732 32825 FL ORLANDO PUD 7.55 0.5 0 0.0035 0 7.0465 20370901 17355743 91335 CA RESEDA Single Family 9.25 0.5 0 0.0035 0 8.7465 20370901 17355758 60030 IL GRAYSLAKE PUD 10.25 0.5 0 0.0035 0 9.7465 20370901 17355768 98391 WA XXXXXX LAKE Single Family 10.475 0.5 0 0.0035 0 9.9715 20370901 17355795 60443 IL XXXXXXXX Single Family 9.24 0.5 0 0.0035 0 8.7365 20370901 17355799 54467 WI PLOVER Single Family 10.05 0.5 0 0.0035 0 9.5465 20370901 17355813 33174 FL MIAMI Townhouse 8.3 0.5 0 0.0035 0 7.7965 20370901 17356254 11758 NY Massapequa Single Family 8.175 0.5 0 0.0035 0 7.6715 20370901 17356322 60644 IL CHICAGO 2-4 Family 9.1 0.5 0 0.0035 0 8.5965 20370901 17356323 72756 AR XXXXXX Single Family 9.65 0.5 0 0.0035 0 9.1465 20370901 17356327 60440 IL BOLINGBROOK Single Family 9.99 0.5 0 0.0035 0 9.4865 20370901 17356345 32277 FL JACKSONVILLE Single Family 11 0.5 0 0.0035 0 10.4965 20370901 17356366 33015 FL Miami Single Family 8.35 0.5 0 0.0035 0 7.8465 20370901 17324846 60643 IL CHICAGO Single Family 9.24 0.5 0 0.0035 0 8.7365 20370901 17324865 60629 IL CHICAGO Single Family 9.05 0.5 0 0.0035 0 8.5465 20370901 17324873 55812 MN DULUTH Single Family 8.6 0.5 0 0.0035 0 8.0965 20370901 17324874 53209 WI MILWAUKEE Single Family 9.9 0.5 0 0.0035 0 9.3965 20370901 17324746 30127 GA Powder Springs PUD 10.55 0.5 0 0.0035 0 10.0465 20370901 17324881 23321 VA Chesapeake Single Family 7.275 0.5 0 0.0035 0 6.7715 20370901 17324890 60426 IL Xxxxxx Single Family 9.89 0.5 0 0.0035 0 9.3865 20370901 17325191 87031 NM LOS LUNAS PUD 7.965 0.5 0 0.0035 0 7.4615 20370901 17325127 19040 PA HATBORO Single Family 10.44 0.5 0 0.0035 0 9.9365 20370901 17325201 12205 NY ALBANY Single Family 10.49 0.5 0 0.0035 0 9.9865 20370901 17325202 8094 NJ WILLIAMSTOWN Single Family 9.9 0.5 0 0.0035 0 9.3965 20370901 17325238 21838 MD Xxxxxx Station Single Family 9.49 0.5 0 0.0035 0 8.9865 20370901 17356261 92376 CA Rialto Single Family 8.875 0.5 0 0.0035 0 8.3715 20370901 17356266 89117 NV LAS VEGAS PUD 10.9 0.5 0 0.0035 0 10.3965 20370901 17357847 92505 CA RIVERSIDE PUD 9.275 0.5 0 0.0035 0 8.7715 20370901 17357796 92234 CA CATHEDRAL CITY Single Family 8.2 0.5 0 0.0035 0 7.6965 20370901 17357856 34453 FL INVERNESS Single Family 8.95 0.5 0 0.0035 0 8.4465 20370901 17358234 34207 FL BRADENTON Single Family 8.7 0.5 0 0.0035 0 8.1965 20370901 17358255 32246 FL JACKSONVILLE Single Family 8.7 0.5 0 0.0035 0 8.1965 20370901 17358259 33028 FL Pembroke Pines PUD 7.99 0.5 0 0.0035 0 7.4865 20370901 17358431 85741 AZ Tucson PUD 9.55 0.5 0 0.0035 0 9.0465 20370901 17358436 11420 NY South Ozone Park Townhouse 10 0.5 0 0.0035 0 9.4965 20370901 17358448 33837 FL XXXXXXXXX PUD 8.6 0.5 0 0.0035 0 8.0965 20370901 17358418 37721 TN CORRYTON Single Family 12.05 0.5 0 0.0035 0 11.5465 20370901 17358497 92308 CA APPLE VALLEY Single Family 6.775 0.5 0 0.0035 0 6.2715 20370901 17360476 92703 CA SANTA XXX 2-4 Family 7.4 0.5 0 0.0035 0 6.8965 20370901 17360477 92311 CA BARSTOW Single Family 8.9 0.5 0 0.0035 0 8.3965 20370901 17360485 91387 CA CANYON COUNTRY Single Family 6.55 0.5 0 0.0035 0 6.0465 20370901 17360492 8234 NJ EGG HARBOR TOWNSHIP Single Family 8.8 0.5 0 0.0035 0 8.2965 20220901 17360517 30071 GA NORCROSS Single Family 10.95 0.5 0 0.0035 0 10.4465 20370901 17360518 30655 GA MONROE Single Family 10.4 0.5 0 0.0035 0 9.8965 20370901 17360473 60628 IL Chicago Single Family 7.55 0.5 0 0.0035 0 7.0465 20370901 17360530 28075 NC HARRISBURG PUD 11.55 0.5 0 0.0035 0 11.0465 20370901 17360458 33880 FL WINTER HAVEN Single Family 8.5 0.5 0 0.0035 0 7.9965 20370901 17360729 27539 NC Apex Single Family 10.525 0.5 0 0.0035 0 10.0215 20370901 17360732 91711 CA CLAREMONT Single Family 6.55 0.5 0 0.0035 0 6.0465 20370901 17360741 32808 FL ORLANDO Single Family 11.75 0.5 0 0.0035 0 11.2465 20370901 17361460 60174 IL Saint Xxxxxxx Single Family 7.85 0.5 0 0.0035 0 7.3465 20370901 17361896 6606 CT BRIDGEPORT Single Family 7.5 0.5 0 0.0035 0 6.9965 20370901 17325245 33024 FL Hollywood Condominium 8.23 0.5 0 0.0035 0 7.7265 20370901 17325292 19401 PA NORRISTOWN Single Family 10.89 0.5 0 0.0035 0 10.3865 20370901 17325299 23235 VA RICHMOND Single Family 9.89 0.5 0 0.0035 0 9.3865 20370901 17325324 92683 CA WESTMINSTER Single Family 7.915 0.5 0 0.0035 0 7.4115 20370901 17325338 90631 CA LA HABRA Single Family 6.19 0.5 0 0.0035 0 5.6865 20370901 17325342 23236 VA RICHMOND Single Family 8.4 0.5 0 0.0035 0 7.8965 20370901 17325343 22942 VA GORDONSVILLE Single Family 7.7 0.5 0 0.0035 0 7.1965 20370901 17325346 89128 NV LAS VEGAS PUD 10.31 0.5 0 0.0035 0 9.8065 20370901 17325549 1610 MA WORCESTER 2-4 Family 10.54 0.5 0 0.0035 0 10.0365 20370901 17325496 37086 TN LA VERGNE Single Family 8.09 0.5 0 0.0035 0 7.5865 20370901 17325571 23513 VA Norfolk Single Family 7.4 0.5 0 0.0035 0 6.8965 20370901 17325515 12074 NY Galway Single Family 7.55 0.5 0 0.0035 0 7.0465 20370901 17325591 18080 PA Slatington Single Family 8.64 0.5 0 0.0035 0 8.1365 20370901 17325603 46818 IN FORT XXXXX Single Family 11.75 0.5 0 0.0035 0 11.2465 20370901 17325625 28303 NC Fayettsville Single Family 11.5 0.5 0 0.0035 0 10.9965 20370901 17325636 2124 MA Dorchester 2-4 Family 9.5 0.5 0 0.0035 0 8.9965 20370901 17325638 39307 MS Meridian Single Family 10.54 0.5 0 0.0035 0 10.0365 20370901 17325656 60123 IL ELGIN Single Family 9.4 0.5 0 0.0035 0 8.8965 20370901 17325672 60453 IL OAK LAWN Single Family 8.1 0.5 0 0.0035 0 7.5965 20370901 17326256 33126 FL MIAMI Condominium 8.24 0.5 0 0.0035 0 7.7365 20370901 17326304 78244 TX San Antonio Single Family 8.45 0.5 0 0.0035 0 7.9465 20370901 17301736 7111 NJ Irvington Single Family 7.55 0.5 0 0.0035 0 7.0465 20370901 17302213 33161 FL NORTH MIAMI Single Family 8.3 0.5 0 0.0035 0 7.7965 20370901 17302530 91702 CA AZUSA Single Family 8.965 0.5 0 0.0035 0 8.4615 20370901 17303057 95205 CA STOCKTON Single Family 7.49 0.5 0 0.0035 0 6.9865 20370901 17303080 33162 FL NORTH MIAMI BEACH Single Family 9.2 0.5 0 0.0035 0 8.6965 20370901 17303751 93630 CA Kerman Single Family 9.2 0.5 0 0.0035 0 8.6965 20370901 17303898 92662 CA PALM SPRINGS Single Family 10.69 0.5 0 0.0035 0 10.1865 20370901 17304229 92154 CA SAN DIEGO Single Family 7.5 0.5 0 0.0035 0 6.9965 20370901 17304185 34689 FL Tarpon Springs Condominium 7.5 0.5 0 0.0035 0 6.9965 20370901 17304194 32124 FL Daytona Beach Single Family 8.9 0.5 0 0.0035 0 8.3965 20370901 17304825 8108 NJ COLLINGSWOOD Single Family 9.99 0.5 0 0.0035 0 9.4865 20370901 17304798 12546 NY Millerton Single Family 8.475 0.5 0 0.0035 0 7.9715 20370901 17304871 32456 FL PORT SAINT XXX Single Family 11.675 0.5 0 0.0035 0 11.1715 20370901 17306287 53205 WI Milwaukee 2-4 Family 10.5 0.5 0 0.0035 0 9.9965 20370901 17306327 63031 MO Florissant Single Family 11.3 0.5 0 0.0035 0 10.7965 20370901 17309104 00000 XX XXX XXXX PUD 9.69 0.5 0 0.0035 0 9.1865 20370901 17309115 30075 GA ROSWELL PUD 11.14 0.5 0 0.0035 0 10.6365 20370901 17309137 85022 AZ PHOENIX Single Family 7.84 0.5 0 0.0035 0 7.3365 20370901 17311747 90222 CA COMPTON Single Family 8.35 0.5 0 0.0035 0 7.8465 20370901 17295278 23238 VA RICHMOND Townhouse 9.35 0.5 0 0.0035 0 8.8465 20370901 17311780 85933 AZ HEBER Single Family 7.89 0.5 0 0.0035 0 7.3865 20370901 17311801 33445 FL DELRAY BEACH PUD 8.24 0.5 0 0.0035 0 7.7365 20370901 17311808 21769 MD MIDDLETOWN Single Family 9.73 0.5 0 0.0035 0 9.2265 20370901 17311815 85219 AZ APACHE JUNCTION Single Family 9.84 0.5 0 0.0035 0 9.3365 20370901 17311817 60618 IL CHICAGO Single Family 9.5 0.5 0 0.0035 0 8.9965 20370901 17311723 90255 CA Huntington Park 2-4 Family 6.175 0.5 0 0.0035 0 5.6715 20370901 17311845 30519 GA BUFORD Single Family 9.028 0.5 0 0.0035 0 8.5245 20370901 17312181 92508 CA RIVERSIDE PUD 7.511 0.5 0 0.0035 0 7.0075 20370901 17312194 33126 FL Miami Condominium 8.7 0.5 0 0.0035 0 8.1965 20370901 17312199 32244 FL JACKSONVILLE Single Family 9.6 0.5 0 0.0035 0 9.0965 20370901 17312201 90047 CA LOS ANGELES Single Family 10.45 0.5 0 0.0035 0 9.9465 20370901 17312238 85742 AZ TUCSON Single Family 8.95 0.5 0 0.0035 0 8.4465 20370901 17312252 30290 GA TYRONE 2-4 Family 8.49 0.5 0 0.0035 0 7.9865 20370901 17298153 92324 CA COLTON Single Family 7.5 0.5 0 0.0035 0 6.9965 20370901 17298093 21229 MD Baltimore Townhouse 9.25 0.5 0 0.0035 0 8.7465 20370901 17298897 33165 FL MIAMI Single Family 8.79 0.5 0 0.0035 0 8.2865 20370901 17312281 90008 CA Los Angeles Single Family 7.865 0.5 0 0.0035 0 7.3615 20370901 17312286 87114 NM ALBUQUERQUE Single Family 7.74 0.5 0 0.0035 0 7.2365 20370901 17312175 18826 PA Xxxxxxxx Single Family 8.8 0.5 0 0.0035 0 8.2965 20370901 17301698 85268 AZ Fountain Hills PUD 11.425 0.5 0 0.0035 0 10.9215 20370901 17274331 32547 FL FORT XXXXXX BEACH Single Family 9.75 0.5 0 0.0035 0 9.2465 20370901 17274266 78504 TX McAllen Single Family 8.475 0.5 0 0.0035 0 7.9715 20370901 17278380 00000 XX Xxxxxxxxx Single Family 9.75 0.5 0 0.0035 0 9.2465 20370901 17278382 19143 PA Philadelphia Townhouse 9 0.5 0 0.0035 0 8.4965 20270901 17280064 23451 VA Virginia Beach Single Family 8.125 0.5 0 0.0035 0 7.6215 20370901 17246640 93263 CA SHAFTER Single Family 10.2 0.5 0 0.0035 0 9.6965 20370901 17228866 11206 NY BROOKLYN 2-4 Family 7.2 0.5 0 0.0035 0 6.6965 20370901 17205912 21216 MD BALTIMORE Single Family 9.2 0.5 0 0.0035 0 8.6965 20370901 LOAN_SEQ STATED_ORIGINAL_TERM STATED_REM_TERM ORIGINAL_BALANCE FIRST_PAY_DATE PAYMENT CURRENT_BALANCE LOAN_TO_VALUE MI MERS_ID1 MARGIN NEXT_RATE_ADJ_DATE1 -------- -------------------- --------------- ---------------- -------------- ------- --------------- ------------- -- -------- ------ ------------------- 17326993 360 359 287000 20070901 2381.91 286854.3 70 No MI 1.00E+17 0 17342494 360 359 220000 20070901 1849.88 219891.79 58.66666794 No MI 1.00E+17 0 17342523 360 358 598000 20070801 4108.68 597645.18 89.92481232 No MI 1.00E+17 6.39 20090701 17346488 360 359 131400 20070901 1090.53 131333.3 90 No MI 1.00E+17 6 20100801 17297474 360 359 212400 20070901 1707.49 212283.74 90 No MI 1.00E+17 5.5 20090801 17302301 360 359 126030 20070901 1190.7 125984.07 47.55849075 No MI 1.00E+17 7 20090801 17302620 360 358 221625 20070801 1762.55 221375.34 74.99974823 No MI 1.00E+17 6 20090701 17302621 360 359 488000 20070901 3378.82 487630.51 80 No MI 1.00E+17 5.5 20090801 17302624 360 359 60000 20070901 440.26 59959.74 22.05882263 No MI 1.00E+17 0 17312346 360 359 97000 20070901 713.44 96935.25 76.37795258 No MI 1.00E+17 5.5 20090801 17302630 360 358 137600 20070801 1021.68 137419.37 80 No MI 1.00E+17 0 17265595 360 359 616500 20070901 5539.1 616419.49 90 No MI 1.00E+17 5.5 20090801 17304930 360 359 135200 20070901 1073.29 135123.81 80 No MI 1.00E+17 5.5 20120801 17301863 360 359 158900 20070901 1528.27 158844.87 70 No MI 1.00E+17 7 20090801 17301865 360 359 55000 20070901 373.17 54983.18 18.45637512 No MI 1.00E+17 0 17324916 360 358 139000 20070801 966.48 138920.11 51.48147964 No MI 1.00E+17 6.5 20090701 17298954 360 359 590000 20070901 4641.53 589660.55 80 No MI 1.00E+17 5.5 20090801 17279685 360 358 283500 20070801 2263.18 283183.39 90 No MI 1.00E+17 0 17325392 360 359 148000 20070901 1157.99 147913.78 80 No MI 1.00E+17 0 17256062 360 359 151500 20070901 1159.54 151407.27 75 No MI 1.00E+17 5.5 20090801 17325744 360 359 302000 20070901 2017.34 301754.39 79.68338013 No MI 5.5 20090801 17325745 360 359 208000 20070901 1604.44 207955.56 80 No MI 1.00E+17 0 17303733 360 359 212500 20070901 2022.09 212500 85 No MI 1.00E+17 0 17325132 360 359 160000 20070901 1101.27 159877.4 79.60198975 No MI 1.00E+17 0 17326751 360 359 500001 20070901 2790.39 499887.7 59.4531517 No MI 5.5 20090801 17324458 360 359 86700 20070901 796.33 86665.91 85 No MI 1.00E+17 0 17324712 360 359 260000 20070901 2386.11 259897.56 78.78787994 No MI 1.00E+17 0 17342471 360 359 205700 20070901 1586.7 205656.05 85 No MI 1.01E+17 0 17301866 360 359 141300 20070901 963.97 141257.42 90 No MI 1.00E+17 5.5 20090801 17302278 360 359 50150 20070901 462.5 50130.49 85 No MI 1.00E+17 0 17302279 180 179 74250 20070901 706.54 74223.47 75 No MI 1.00E+17 0 17303163 360 359 295200 20070901 2322.62 295140.58 80 No MI 1.00E+17 5.75 20090801 17303164 360 359 189600 20070901 1375.55 189551.65 84.47315979 No MI 1.00E+17 5.5 20090801 17303168 360 359 370750 20070901 3119.12 370689.57 83.31460571 No MI 1.00E+17 6 20090801 17303969 360 359 52500 20070901 529.94 52484.12 70 No MI 1.00E+17 0 17309195 360 357 87300 20070701 750.05 87176.8 90 No MI 1.00E+17 0 17311871 360 359 200000 20070901 1762.54 199912.46 74.07407379 No MI 1.00E+17 0 17323145 360 359 194565 20070901 1841.09 194543.9 85 No MI 1.00E+17 0 17323147 360 359 364500 20070901 3011.87 364313.01 90 No MI 1.00E+17 5.5 20090801 17324406 360 358 245000 20070801 1824.09 244883.48 65.86021423 No MI 1.00E+17 0 17324428 360 359 141000 20070901 1165.08 140927.67 71.93877411 No MI 1.00E+17 0 17324439 360 359 88000 20070901 871.46 87971.87 80 No MI 1.00E+17 0 17324907 360 359 170000 20070901 1557.8 169979.28 39.81264496 No MI 1.00E+17 7 20090801 17325698 360 358 207000 20070801 1870.34 206819.98 90 No MI 1.00E+17 0 17325706 360 359 385000 20070901 2172.25 384816.92 70.12750244 No MI 1.00E+17 0 17325707 360 359 93600 20070901 828.33 93559.47 78 No MI 1.00E+17 0 17325708 240 238 54000 20070801 570.3 53880.34 63.52941132 No MI 1.00E+17 0 17325709 360 358 100000 20070801 922.22 99921.88 62.5 No MI 1.00E+17 0 17325721 180 178 150000 20070801 1383.34 149882.8 25.64102554 No MI 1.00E+17 0 17325738 360 358 414000 20070801 3030.57 413287.21 90 No MI 1.00E+17 4.975 20090701 17326777 360 359 151000 20070901 1066.17 150890.16 59.44881821 No MI 1.00E+17 0 17341765 360 359 148050 20070901 1128.88 148050 84.98851776 No MI 1.00E+17 0 17341774 360 359 311200 20070901 2501.75 311029.66 80 No MI 1.00E+17 0 17341807 360 359 390000 20070901 3159.24 389928.26 72.22222137 No MI 1.00E+17 5.5 20090801 17342538 360 359 159100 20070901 1217.71 159002.62 57.64492798 No MI 1.00E+17 0 17342905 360 359 397500 20070901 3710.59 397350.35 75 No MI 1.00E+17 7.875 20100801 17252935 360 357 199500 20070701 1752.98 199414.86 70 No MI 1.00E+17 6 20090601 17272432 360 357 138500 20070701 1460.55 136509.82 65.95237732 No MI 1.00E+17 0 17275587 360 359 60000 20070901 487.1 59965 73.17073059 No MI 1.00E+17 0 17275611 360 358 193000 20070801 1680.68 192997.19 69.92753601 No MI 1.00E+17 0 17278506 360 358 340000 20070801 3149.43 339919.94 80 No MI 1.00E+17 6 20090701 17280684 360 358 378250 20070801 3005.32 378101.66 85 No MI 1.00E+17 5.75 20090701 17293577 360 358 110000 20070801 908.93 109886.7 50 No MI 1.00E+17 0 17298247 360 359 150000 20070901 1269.5 149927.37 39.57783508 No MI 1.00E+17 6 20090801 17298257 360 359 260000 20070901 2238.44 259960.73 74.2857132 No MI 1.00E+17 6.25 20090801 17252576 360 358 150000 20070801 1320.99 149957.84 75 No MI 1.00E+17 6.75 20100701 17280714 360 359 257550 20070901 2365.18 257518.87 85 No MI 1.00E+17 5.5 20090801 17280724 360 359 66500 20070901 520.31 66461.26 70 No MI 1.00E+17 0 17272465 360 359 390000 20070901 2945.42 389911.33 68.42105103 No MI 1.00E+17 0 17325847 360 359 200001 20070901 1510.48 199955.53 74.07444763 No MI 1.00E+17 5.5 20090801 17298843 360 359 255000 20070901 1670.92 254784.7 69.86301422 No MI 1.00E+17 0 17326586 360 359 204000 20070901 1567.14 203876.16 85 No MI 1.00E+17 0 17326595 360 359 247000 20070901 1827.92 246837.27 65.8666687 No MI 1.00E+17 0 17325879 360 359 275000 20070901 1652.54 274949.34 59.78260803 No MI 1.00E+17 0 17304213 360 359 134300 20070901 1077.48 134274.54 85 No MI 1.00E+17 5.5 20090801 17299793 360 359 87750 20070901 888.45 87723.69 65 No MI 1.00E+17 6.75 20090801 17297503 360 359 87300 20070901 847.25 87270.46 90 No MI 1.00E+17 5.5 20090801 17267780 360 358 102050 20070801 876.02 101954.19 65 No MI 1.00E+17 0 17267790 360 359 100001 20070901 793.15 99944.52 50.00049973 No MI 1.00E+17 5.5 20090801 17264020 360 359 100001 20070901 907.29 99960.39 28.13434601 No MI 1.00E+17 5.5 20090801 17297533 360 359 78750 20070901 737.49 78720.6 75 No MI 1.00E+17 6.75 20090801 17298352 360 359 92000 20070901 947.39 91973.76 80 No MI 1.00E+17 5.5 20090801 17324476 360 359 88000 20070901 778.13 87961.8 80 No MI 1.00E+17 0 17279827 360 359 513000 20070901 4758.07 512940.15 90 No MI 1.00E+17 0 17275724 360 359 628000 20070901 4538.61 627935.89 80 No MI 1.00E+17 6 20090801 17302730 360 359 532800 20070901 4388.68 532707.02 90 No MI 1.00E+17 5.5 20090801 17304382 360 359 807500 20070901 5595.3 807500 85 No MI 1.00E+17 5.5 20090801 17304384 360 359 101250 20070901 960.41 101213.5 75 No MI 1.00E+17 6 20090801 17259645 360 359 190400 20070901 1677.94 190316.66 70 No MI 1.00E+17 5.5 20090801 17304392 360 359 252000 20070901 1703.21 251922.19 84.84848785 No MI 1.00E+17 5.5 20090801 17299017 360 358 155400 20070801 1356.86 155260.15 70 No MI 1.00E+17 5.5 20090701 17259665 360 359 230000 20070901 1798.96 229951.83 64.78873444 No MI 1.00E+17 6 20090801 17278620 360 359 57600 20070901 554.65 57580.07 80 No MI 1.00E+17 0 17301989 360 359 285000 20070901 2757.28 284902.72 75 No MI 1.00E+17 5.5 20090801 17233862 360 358 335750 20070801 3028.62 335706.76 85 No MI 1.00E+17 5.75 20100701 17304990 360 359 800000 20070901 5362.78 799353.89 66.66666412 No MI 1.00E+17 0 17244652 360 359 55000 20070901 554.76 54983.32 47.82608795 No MI 1.00E+17 0 17263642 360 359 112000 20070901 809.44 111988.56 80 No MI 1.00E+17 6.25 20090801 17266491 360 359 361500 20070901 2186.18 361434.62 81.23595428 No MI 1.00E+17 5.5 20090801 17274932 360 359 221250 20070901 2124.59 221227.29 60.61643982 No MI 1.00E+17 6 20090801 17279224 360 359 230000 20070901 2033.73 229900.19 73.01587677 No MI 1.00E+17 5.5 20090801 17286816 360 359 299250 20070901 2482.46 299198.95 75 No MI 1.00E+17 6 20090801 17286820 360 359 176400 20070901 1113.81 176240.22 60.82758713 No MI 1.00E+17 0 17293765 360 359 385000 20070901 2380.54 384637.5 70 No MI 1.00E+17 0 17306419 360 359 66300 20070901 667.47 66279.78 78 No MI 1.00E+17 0 17312437 360 359 454750 20070901 3071.16 454691.56 85 No MI 1.00E+17 5.5 20090801 17312454 360 359 286000 20070901 1963.65 285779.76 79.66574097 No MI 1.00E+17 0 17301834 360 359 123750 20070901 851.77 123655.17 53.34051895 No MI 1.00E+17 0 17302127 360 359 169900 20070901 1143.26 169846.93 65.09578705 No MI 1.00E+17 6.75 20120801 17302243 360 359 476000 20070901 4038.2 475924.5 76.89822388 No MI 1.00E+17 5.5 20090801 17303129 360 359 270000 20070901 1754.89 269907.86 90 No MI 1.00E+17 5.5 20090801 17303517 360 359 249500 20070901 1657.42 249294.88 79.96794891 No MI 1.00E+17 0 17303602 360 359 488000 20070901 3923.05 487732.88 80 No MI 1.00E+17 6 20090801 17304281 360 359 145000 20070901 794.55 144965.49 56.86274338 No MI 1.00E+17 6 20090801 17304307 360 359 351000 20070901 2881.6 350938.1 54 No MI 1.00E+17 0 17311746 360 359 324000 20070901 1966.57 323684.48 79.02439117 No MI 1.00E+17 0 17311758 360 359 225000 20070901 1491.35 224969.27 69.2307663 No MI 1.00E+17 0 17312184 360 359 265000 20070901 1922.57 264932.43 66.25 No MI 1.00E+17 6 20090801 17326270 360 359 58000 20070901 379.67 16791.97 42.18181992 No MI 1.00E+17 0 17295312 180 179 90000 20070901 966.6 89782.65 35.7142868 No MI 1.00E+17 0 17297242 360 359 165900 20070901 1717.98 165853.46 70 No MI 1.00E+17 7 20090801 17299581 360 359 191250 20070901 1705.27 191168.76 75 No MI 1.00E+17 0 17299515 360 359 68000 20070901 477.8 67950.03 80 No MI 1.00E+17 0 17326366 360 359 187000 20070901 1645.36 186973.75 85 No MI 1.00E+17 0 17326372 360 359 420000 20070901 3123.81 419900.19 70 No MI 1.00E+17 0 17325748 360 359 410000 20070901 2557.87 409620.26 74.54545593 No MI 1.00E+17 0 17325485 360 359 223500 20070901 1861.06 223398.64 75 No MI 1.00E+17 0 17325410 360 359 171900 20070901 1239.32 171855.39 90 No MI 1.01E+17 0 17256052 360 359 148500 20070901 1214.51 148473.49 90 No MI 1.00E+17 6 20090801 17256148 360 359 157500 20070901 1219.75 157466.75 70 No MI 1.00E+17 5.5 20090801 17325400 360 359 120000 20070901 1066.42 119948.58 80 No MI 1.00E+17 0 17323165 360 359 79200 20070901 804.93 79176.51 80 No MI 1.00E+17 0 17312436 360 359 242000 20070901 1494.45 241771.61 71.1764679 No MI 1.00E+17 0 17309257 360 359 159200 20070901 1068.92 159179.15 80 No MI 1.00E+17 0 17309217 360 359 470000 20070901 3546.49 469958.93 72.19661713 No MI 1.00E+17 5.5 20090801 17309220 360 359 124200 20070901 1012.78 124134.25 90 No MI 1.00E+17 0 17304945 360 359 547500 20070901 4420.19 547398.22 59.51086807 No MI 1.00E+17 0 17306391 360 359 161000 20070901 1124.64 160880.27 72.1973114 No MI 1.01E+17 0 17306427 360 359 80000 20070901 695.57 79963.76 80 No MI 1.00E+17 5.5 20100801 17306428 360 359 412500 20070901 2870.16 412190.78 75 No MI 1.00E+17 5.5 20090801 17303683 360 359 180000 20070901 1620.83 179900.79 70.3125 No MI 1.00E+17 0 17303246 360 359 65700 20070901 502.85 65659.79 73 No MI 1.00E+17 0 17278542 360 359 253000 20070901 1693.04 252919.84 64.87179565 No MI 1.00E+17 0 17275019 360 359 272000 20070901 1913.07 272000 85 No MI 1.00E+17 5.5 20090801 17323035 360 359 500000 20070901 4143.89 499914.44 80 No MI 1.00E+17 0 17323036 360 359 167400 20070901 1360.82 167310.72 90 No MI 1.00E+17 5.5 20090801 17323037 360 359 132000 20070901 1118.61 131936.29 78.10650635 No MI 1.00E+17 6 20090801 17323043 360 359 667000 20070901 5139.85 666857.09 79.88024139 No MI 1.00E+17 6 20090801 17323054 360 359 264000 20070901 1815.3 263797.3 80 No MI 1.00E+17 0 17323055 360 359 269750 20070901 1378.3 269673.24 65 No MI 1.00E+17 5.5 20090801 17323056 360 359 165000 20070901 1374.19 164916.94 68.75 No MI 1.00E+17 0 17323078 360 359 133500 20070901 1175.51 133441.44 75 No MI 1.00E+17 6 20090801 17323083 360 359 105000 20070901 705.64 104915.61 50 No MI 1.00E+17 5.5 20090801 17323113 360 359 240000 20070901 1990.1 239877.9 60 No MI 1.00E+17 6 20090801 17323114 360 359 200000 20070901 1359.21 199939.12 49.38271713 No MI 1.00E+17 5.5 20090801 17323115 360 359 122500 20070901 1161.05 122455.74 70 No MI 1.00E+17 7 20100801 17324278 360 359 481500 20070901 4278.98 481293.71 90 No MI 1.00E+17 5.5 20090801 17324280 360 359 266400 20070901 1714.26 266167.15 80 No MI 1.00E+17 0 17324303 360 359 408000 20070901 2286.15 407908.55 80 No MI 1.00E+17 0 17324309 360 359 331000 20070901 2038.46 330686.05 72.74725342 No MI 1.00E+17 0 17324323 360 359 408750 20070901 2886.09 408452.66 75 No MI 1.00E+17 0 17324325 360 359 200750 20070901 1198.68 200712.32 69.94773865 No MI 1.00E+17 6 20090801 17324330 360 359 187000 20070901 1661.83 186919.88 85 No MI 1.00E+17 0 17324341 360 359 420000 20070901 3041.5 420000 80 No MI 1.00E+17 0 17324344 360 359 150000 20070901 1388.96 149942.29 75 No MI 1.00E+17 6 20090801 17324347 360 359 319500 20070901 2106.04 319500 90 No MI 1.00E+17 5.5 20090801 17324354 360 359 98250 20070901 876.14 98236.82 75 No MI 1.00E+17 6.25 20090801 17324357 360 359 172500 20070901 1583.09 172431.59 75 No MI 1.00E+17 6.75 20090801 17324364 360 359 71250 20070901 696.9 71226.41 71.25 No MI 1.00E+17 0 17324384 360 359 127500 20070901 989.42 127424.33 65.38461304 No MI 1.00E+17 0 17324388 360 359 246600 20070901 1741.17 246572.7 90 No MI 1.00E+17 5.5 20090801 17324784 360 359 155000 20070901 1164.47 154412.57 64.85355377 No MI 1.00E+17 5.5 20100801 17324798 360 359 369000 20070901 2467.47 368950.13 90 No MI 1.00E+17 0 17324863 360 359 276250 20070901 2526.97 276140.22 85 No MI 1.00E+17 5.25 20090801 17324875 360 359 500000 20070901 3929.94 499711.73 84.74576569 No MI 1.00E+17 5.5 20090801 17324886 360 359 306000 20070901 1838.83 305943.62 85 No MI 1.00E+17 5.5 20090801 17324896 360 359 410000 20070901 3072.93 409904.7 73.2142868 No MI 1.00E+17 5.5 20090801 17325205 360 359 225000 20070901 1557.86 224829.64 69.2307663 No MI 1.00E+17 0 17325255 360 359 56550 20070901 490.01 56524.17 76.93877411 No MI 1.00E+17 0 17325258 360 359 110000 20070901 1038.43 109959.82 70.96774292 No MI 1.00E+17 6.25 20090801 17325263 360 359 229500 20070901 1471.8 229298.1 90 No MI 1.00E+17 5.5 20090801 17325288 360 359 168400 20070901 1292.5 168363.48 80 No MI 1.00E+17 0 17325340 360 359 260000 20070901 1960.61 259835.56 76.47058868 No MI 1.00E+17 5.5 20090801 17325341 360 359 222246 20070901 1368.41 222035.12 23.2962265 No MI 1.00E+17 0 17325541 360 359 312000 20070901 1921.04 311703.96 52.17391205 No MI 1.00E+17 0 17325550 360 359 124000 20070901 985.72 123928.09 52.99145126 No MI 1.00E+17 6.75 20090801 17325564 360 359 273150 20070901 2405.17 273030.18 90 No MI 1.00E+17 0 17325575 360 359 111000 20070901 762.49 110967.15 63.42856979 No MI 1.00E+17 5.5 20090801 17325602 360 359 64350 20070901 595.39 64325.18 90 No MI 1.00E+17 0 17325646 360 359 130900 20070901 1330.36 130861.19 85 No MI 1.00E+17 5.5 20090801 17326233 360 359 405000 20070901 3036.61 404963.76 90 No MI 1.00E+17 5.5 20090801 17306258 360 359 428000 20070901 2552.34 427569.83 71.33333588 No MI 1.00E+17 0 17306337 360 359 123120 20070901 1003.97 123054.82 79.94805145 No MI 1.00E+17 5.5 20090801 17306259 360 359 256500 20070901 1913.5 256333.91 61.80722809 No MI 1.00E+17 0 17306349 360 359 207000 20070901 1504.14 206947.45 82.80000305 No MI 1.00E+17 6 20090801 17306244 360 359 178500 20070901 1417.03 178399.41 70 No MI 0 17306355 360 359 56000 20070901 588.99 55985.01 80 No MI 1.00E+17 0 17306245 360 359 216000 20070901 1250.28 215955.72 80 No MI 0 17306356 360 359 120000 20070901 802.13 119961.87 80 No MI 1.00E+17 6 20090801 17309039 360 359 457500 20070901 3433.83 457207.67 75 No MI 1.00E+17 6 20090801 17309047 360 359 280000 20070901 1669.1 279947.2 83.58209229 No MI 1.00E+17 0 17308986 360 359 144500 20070901 1272.37 144436.61 74.10256195 No MI 6 20090801 17309062 360 359 114000 20070901 869.72 113974.83 48.71794891 No MI 1.00E+17 0 17309027 360 359 135900 20070901 931.7 135795.02 72.67379761 No MI 1.00E+17 0 17309124 360 359 200250 20070901 1739.81 200220.66 75 No MI 1.00E+17 6.75 20090801 17308993 360 359 153600 20070901 1346.82 153531.9 80 No MI 1.00E+17 6 20090801 17309034 360 359 106400 20070901 762.27 106324.9 80 No MI 1.00E+17 0 17309038 360 359 178500 20070901 1288.06 178375.91 85 No MI 1.00E+17 0 17309167 180 179 126000 20070901 1197.95 125512.41 25.20000076 No MI 1.00E+17 0 17309168 360 359 310250 20070901 2597.99 310198.65 85 No MI 1.00E+17 5.5 20090801 17311750 360 359 382750 20070901 2085.89 382657.6 64.87287903 No MI 1.00E+17 0 17311751 360 359 456000 20070901 3050.65 455630.25 80 No MI 1.00E+17 0 17311753 360 359 80000 20070901 695.57 79963.76 53.33333206 No MI 1.00E+17 0 17311769 360 359 323000 20070901 2504.23 322807.91 85 No MI 1.00E+17 5.5 20090801 17311773 360 359 87200 20070901 767.83 87161.74 80 No MI 1.00E+17 5.5 20090801 17311708 240 239 111000 20070901 848.97 110782.34 79.2857132 No MI 1.00E+17 0 17322669 360 359 118150 20070901 1092.08 118136.04 85 No MI 1.00E+17 0 17322681 360 359 580000 20070901 3291.86 579874.46 77.85234833 No MI 1.00E+17 0 17322693 360 359 209000 20070901 1783.37 208900.82 58.05555725 No MI 1.00E+17 5.25 20090801 17322708 360 359 498000 20070901 3066.28 497527.47 72.70072937 No MI 1.00E+17 0 17322709 360 359 275000 20070901 1600.14 274944.44 55 No MI 1.00E+17 5.5 20090801 17322743 360 359 220000 20070901 1744.91 219875.76 79.71014404 No MI 1.00E+17 5.5 20090801 17322746 360 359 206250 20070901 1680.36 206140.58 75 No MI 1.00E+17 5.5 20090801 17322750 360 359 145000 20070901 1028.8 144895.58 70.73170471 No MI 1.00E+17 0 17311829 360 359 202400 20070901 1533.39 202273.29 80 No MI 1.00E+17 0 17311831 360 359 565250 20070901 5593.55 565198.26 85 No MI 1.00E+17 5.5 20090801 17311838 360 359 255000 20070901 2371.38 254903.01 39.23077011 No MI 1.00E+17 0 17311847 360 359 558000 20070901 5046.7 557928.8 90 No MI 1.00E+17 5.5 20090801 17311848 360 359 382500 20070901 3214.98 382437.46 85 No MI 1.00E+17 6 20090801 17311854 360 359 176250 20070901 1101.13 176221.06 71.93877411 No MI 1.00E+17 0 17311858 360 359 640000 20070901 5826.46 639920.21 88.8888855 No MI 1.00E+17 5.5 20090801 17311860 360 359 262000 20070901 1839.13 261807.1 78.91566467 No MI 1.00E+17 0 17311867 360 359 133000 20070901 759.78 132971.72 30.7870369 No MI 1.00E+17 5.5 20090801 17312180 360 359 513000 20070901 4648.94 512978.75 90 No MI 1.00E+17 5.5 20090801 17312185 360 359 56000 20070901 453.2 55989.67 77.77777863 No MI 1.00E+17 0 17312191 360 359 237000 20070901 1731.13 236940.71 67.7142868 No MI 1.00E+17 6 20090801 17312193 360 359 280000 20070901 2030.2 279807.3 80 No MI 1.00E+17 5.5 20090801 17312202 360 359 125500 20070901 1045.03 125478.84 73.8235321 No MI 1.00E+17 0 17312204 360 359 64000 20070901 623.56 63978.57 80 No MI 1.00E+17 6 20090801 17312214 360 359 176250 20070901 1154.9 176101.19 75 No MI 1.00E+17 0 17312239 360 359 720000 20070901 6079.95 719884.05 80 No MI 1.00E+17 0 17312133 360 359 350000 20070901 2994.2 349834.97 66.66666412 No MI 6.75 20090801 17312243 360 359 187000 20070901 1412.29 186957.49 59.93589783 No MI 1.00E+17 0 17312251 360 359 130000 20070901 849.74 129956.26 48.68914032 No MI 1.00E+17 0 17312256 360 359 466000 20070901 2913.34 465570.05 73.96825409 No MI 1.00E+17 0 17312283 360 359 86850 20070901 682.63 86799.93 90 No MI 1.00E+17 5.25 20090801 17322667 360 359 229500 20070901 1596.07 229327.79 90 No MI 1.00E+17 0 17304236 360 359 112500 20070901 819.62 112423.35 75 No MI 1.00E+17 5.5 20090801 17304246 360 359 174300 20070901 1387.19 174177.34 70 No MI 1.00E+17 0 17304249 360 359 400000 20070901 3211.3 399780.37 69.56521606 No MI 1.00E+17 5.5 20090801 17304258 360 359 626000 20070901 4601.08 625846.13 78.25 No MI 1.00E+17 5.5 20090801 17304186 360 359 383000 20070901 3026.76 382781.91 56.32352829 No MI 1.00E+17 0 17304263 360 359 160000 20070901 1449.25 159934.75 80 No MI 1.00E+17 0 17304270 360 359 490500 20070901 3799.37 490461.13 90 No MI 1.00E+17 5.5 20090801 17304284 360 359 262500 20070901 2288.93 262462.01 65.625 No MI 1.00E+17 5.5 20090801 17304310 360 359 509000 20070901 3802.5 508671.43 84.83333588 No MI 1.00E+17 5.5 20090801 17304821 360 359 582250 20070901 4142.69 582093.3 85 No MI 1.00E+17 5.5 20090801 17304771 360 359 688000 20070901 3634.93 688000 65.52381134 No MI 1.00E+17 0 17304822 360 359 454480 20070901 3087.17 454422.7 80 No MI 1.00E+17 5.5 20090801 17304824 360 359 114750 20070901 956.52 114692.35 57.375 No MI 1.00E+17 0 17304827 360 359 417000 20070901 3390.94 416924.21 78.97727203 No MI 1.00E+17 6 20090801 17304828 360 359 124500 20070901 904.88 124414.74 65.52631378 No MI 1.00E+17 0 17304831 360 359 153000 20070901 1244.16 152972.19 85 No MI 1.00E+17 6 20090801 17304851 360 359 130200 20070901 919.31 130105.29 57.61061859 No MI 1.00E+17 6 20090801 17304797 360 359 680000 20070901 4801.31 679505.36 80 No MI 1.00E+17 5.5 20090801 17304884 360 359 175950 20070901 1511.69 175867.9 85 No MI 1.00E+17 5.5 20090801 17304887 360 359 300000 20070901 2451.21 299946.29 75 No MI 1.00E+17 6 20090801 17304897 360 359 300000 20070901 1871.94 299909.27 80 No MI 1.00E+17 0 17304919 360 359 352000 20070901 2253.9 351689.43 74.89361572 No MI 1.00E+17 0 17306271 360 359 299000 20070901 2654.93 298871.62 47.4603157 No MI 1.00E+17 6 20090801 17306272 360 359 471750 20070901 3901.19 471721.09 85 No MI 1.00E+17 6 20090801 17306274 360 359 508000 20070901 3116.29 507514.73 80 No MI 1.00E+17 0 17306235 360 359 600000 20070901 3663.04 599894.46 84.50704193 No MI 0 17306237 360 359 170000 20070901 1509.23 169976.85 82.92682648 No MI 5.5 20090801 17306307 360 359 360000 20070901 2323.01 359686.99 80 No MI 1.00E+17 0 17306248 360 359 123200 20070901 1042.69 123140.34 80 No MI 1.00E+17 0 17303062 360 359 53600 20070901 435.14 53571.12 80 No MI 1.00E+17 0 17303085 360 359 312000 20070901 2126.28 311614.58 76.47058868 No MI 1.00E+17 0 17303117 360 359 116000 20070901 1137.69 115961.89 48.33333206 No MI 1.00E+17 5.25 20090801 17303120 360 359 163200 20070901 1100.9 163178.94 80 No MI 1.00E+17 6 20090801 17303130 360 359 641750 20070901 5575.65 641655.96 85 No MI 1.00E+17 5.25 20090801 17303015 360 359 101600 20070901 733.15 101529.37 80 No MI 1.00E+17 0 17303515 360 359 463500 20070901 3119.56 463128.61 90 No MI 1.00E+17 0 17303538 360 359 108000 20070901 1013.45 107959.9 80 No MI 1.00E+17 5.25 20090801 17303552 360 359 149800 20070901 1209.64 149718.85 70 No MI 1.00E+17 5.25 20090801 17303554 360 359 400000 20070901 2514.46 399935.54 80 No MI 1.00E+17 5.5 20090801 17303498 360 359 212000 20070901 1410.81 211931.86 84.80000305 No MI 1.00E+17 0 17303563 360 359 221000 20070901 1857.55 220963.86 85 No MI 1.00E+17 0 17303591 360 359 200000 20070901 1453.28 199902.5 80 No MI 1.00E+17 5.5 20090801 17303598 360 359 161500 20070901 1365.04 161474.06 85 No MI 1.00E+17 0 17303511 360 359 144000 20070901 1044.72 143963.28 70.24390411 No MI 1.00E+17 0 17303604 360 359 250750 20070901 2206.28 250714.8 85 No MI 1.00E+17 0 17303610 360 359 585000 20070901 4951.05 584716.76 84.17266083 No MI 1.00E+17 5.5 20090801 17303779 360 359 90000 20070901 765.98 89957.02 50 No MI 1.00E+17 0 17303718 360 359 155000 20070901 1246.05 154915.16 31.76229477 No MI 1.00E+17 0 17303788 360 359 220000 20070901 1492.68 219972.15 80 No MI 1.00E+17 5.5 20100801 17303790 360 359 195000 20070901 1388.93 194860.69 75 No MI 1.00E+17 5.5 20090801 17303791 360 359 98000 20070901 899.38 97961.39 70 No MI 1.00E+17 6 20090801 17303833 360 359 390000 20070901 3121.21 389784.29 65 No MI 1.00E+17 6.75 20090801 17303747 360 359 209500 20070901 1811.92 209468.83 65.88050079 No MI 1.00E+17 0 17303844 360 359 625000 20070901 3847.83 624406.86 73.52941132 No MI 1.00E+17 0 17303750 360 359 140000 20070901 866.57 139868.43 61.40350723 No MI 1.00E+17 0 17303858 360 359 63190 20070901 491.81 63176.85 89 No MI 1.00E+17 0 17303865 360 359 160000 20070901 1101.27 159877.4 80 No MI 1.00E+17 0 17303757 360 359 367000 20070901 1938.69 366903.96 64.38596344 No MI 1.00E+17 0 17303866 360 359 449100 20070901 4341.49 448946.37 90 No MI 1.00E+17 5.25 20090801 17303919 360 359 396000 20070901 2516.9 395938.3 90 No MI 1.00E+17 5.5 20090801 17303920 360 359 172000 20070901 1286.14 171889.19 80 No MI 1.00E+17 6.25 20090801 17304206 360 359 240000 20070901 1564.63 239795.37 73.17073059 No MI 1.00E+17 0 17304208 360 359 506250 20070901 3717.07 506125.2 75 No MI 1.00E+17 5.5 20090801 17301740 360 359 399500 20070901 2707.43 399449.25 89.77528381 No MI 1.00E+17 0 17301767 360 359 227800 20070901 1419.67 227762.32 64.16901398 No MI 1.00E+17 5.5 20090801 17301770 360 359 303450 20070901 1999.48 303407.77 84.29166412 No MI 1.00E+17 5.5 20090801 17301712 360 359 191980 20070901 1357.03 191958.83 79.9916687 No MI 1.00E+17 0 17301783 360 359 215000 20070901 1259.19 214957.35 53.08641815 No MI 1.00E+17 0 17301722 360 359 252500 20070901 1473.53 252236.37 46.75925827 No MI 1.00E+17 0 17301724 360 359 155000 20070901 1137.34 154895.99 54.92655945 No MI 1.00E+17 5.5 20090801 17301816 360 359 160000 20070901 1332.55 159919.45 64 No MI 1.00E+17 6.25 20090801 17301822 360 359 355500 20070901 3170.87 355484.19 90 No MI 1.00E+17 6 20090801 17301831 360 359 108900 20070901 740.9 108866.95 73.58107758 No MI 1.00E+17 0 17302153 360 359 225600 20070901 1915.68 225564.32 80 No MI 1.00E+17 6 20090801 17302157 360 359 183750 20070901 1243.29 183693.43 75 No MI 1.00E+17 0 17302163 360 359 80000 20070901 610.94 79982.39 80 No MI 1.00E+17 0 17302164 360 359 111200 20070901 943.38 111182.36 80 No MI 1.00E+17 5.5 20090801 17302179 360 359 156000 20070901 1367.86 155930.84 74.2857132 No MI 1.00E+17 6.25 20090801 17302189 360 359 157000 20070901 963.13 156938.31 68.26087189 No MI 1.00E+17 0 17302198 360 359 276250 20070901 2273.32 276232.72 85 No MI 1.00E+17 5.5 20090801 17302215 360 359 500000 20070901 3680.7 499877.63 68.96551514 No MI 1.00E+17 5.5 20090801 17302217 360 359 78400 20070901 697.6 78366.51 80 No MI 1.00E+17 0 17302221 360 359 116200 20070901 897.6 116130.33 70 No MI 1.00E+17 0 17302252 360 359 335750 20070901 2391.45 335510.15 85 No MI 1.00E+17 0 17302253 360 359 440000 20070901 2763.77 439597.56 50 No MI 1.00E+17 0 17302254 360 359 72000 20070901 642.52 71969.48 80 No MI 1.00E+17 6.75 20090801 17302274 360 359 112000 20070901 966.37 111948.3 80 No MI 1.00E+17 5.25 20090801 17302275 360 359 250250 20070901 2144.66 250211.61 55 No MI 1.00E+17 0 17302481 360 359 175000 20070901 1345.85 174962.28 46.4190979 No MI 1.00E+17 0 17302487 360 359 144000 20070901 1101.12 143911.68 90 No MI 1.00E+17 5.25 20090801 17302503 360 359 112000 20070901 863.06 111990.94 80 No MI 1.00E+17 0 17302515 360 359 416250 20070901 2797.85 416119.62 75 No MI 1.00E+17 0 17302519 360 359 72000 20070901 565.92 71958.48 90 No MI 1.00E+17 5.5 20090801 17302524 360 359 133000 20070901 886.76 132982.17 64.87805176 No MI 1.00E+17 5.5 20090801 17302526 360 359 72000 20070901 663.47 71971.93 80 No MI 1.00E+17 0 17302534 360 359 130000 20070901 864.9 129893.43 59.36072922 No MI 1.00E+17 0 17302536 360 359 567000 20070901 4048.36 566596.98 75 No MI 1.00E+17 5.5 20090801 17302549 360 359 342550 20070901 2380.77 342509.99 85 No MI 1.00E+17 6 20090801 17302551 360 359 533000 20070901 3281.78 532494.26 72.51700592 No MI 1.00E+17 0 17302556 360 359 263500 20070901 1626.71 263251.18 47.90909195 No MI 1.00E+17 0 17302459 360 359 719900 20070901 5282.38 719416.95 79.9888916 No MI 1.00E+17 5.5 20090801 17302463 360 359 193600 20070901 1366.97 193459.16 55 No MI 1.00E+17 0 17302585 360 359 212000 20070901 1488.15 211843.92 80 No MI 1.00E+17 5.5 20090801 17302597 360 359 501500 20070901 4363.06 501426.85 85 No MI 1.00E+17 0 17303034 360 359 155000 20070901 1020.63 154870.36 63.26530457 No MI 1.00E+17 0 17303042 360 359 280500 20070901 2459.52 280375.64 85 No MI 1.00E+17 5.25 20090801 17303043 360 359 119000 20070901 969.52 118936.86 72.12121582 No MI 1.00E+17 0 17303051 360 359 139000 20070901 970.96 138896.63 78.08988953 No MI 1.00E+17 0 17303000 360 359 89000 20070901 634.54 88936.54 74.67382813 No MI 1.00E+17 0 17280158 360 359 248000 20070901 1995.47 247864.53 80 No MI 1.00E+17 5.5 20090801 17286678 360 359 88000 20070901 821.47 87963.39 80 No MI 1.00E+17 6.25 20120801 17286717 360 359 127000 20070901 954.11 126917.21 59.069767 No MI 1.00E+17 0 17293452 360 359 136500 20070901 1020.69 136412.06 71.84210205 No MI 1.00E+17 0 17295228 360 359 460000 20070901 2923.68 459928.32 86.79244995 No MI 1.00E+17 5.5 20090801 17295242 360 359 225000 20070901 1634.14 224977.42 90 No MI 1.00E+17 0 17295245 180 179 116400 20070901 1094.98 115950.78 80 No MI 1.00E+17 0 17295276 360 359 700000 20070901 4975.72 699924.28 77.77777863 No MI 1.00E+17 0 17295282 360 359 226500 20070901 1850.67 226459.44 75 No MI 1.00E+17 6.75 20090801 17295194 360 359 265200 20070901 1918.29 265016.56 85 No MI 1.00E+17 0 17297225 360 359 213500 20070901 2096.38 213430.09 70 No MI 1.00E+17 7 20090801 17297248 360 359 100000 20070901 717.92 99973.75 76.92308044 No MI 1.00E+17 5.5 20090801 17297181 360 359 370000 20070901 2657.13 369640.16 49.13678741 No MI 1.00E+17 0 17297182 360 359 229500 20070901 1921.4 229385.91 90 No MI 1.00E+17 0 17297186 360 359 143310 20070901 972.78 143197.08 85 No MI 1.00E+17 0 17297191 360 359 192000 20070901 1436.83 191955.17 80 No MI 1.00E+17 0 17298068 360 358 248300 20070801 1884.77 248188.34 68.97222137 No MI 1.00E+17 5.5 20090701 17298126 360 359 278800 20070901 1884.34 278713.92 85 No MI 1.00E+17 0 17298132 360 359 217000 20070901 1580.94 216852.16 73.55931854 No MI 1.00E+17 0 17298143 360 359 790000 20070901 4581.76 789838.95 68.69565582 No MI 1.00E+17 0 17298154 360 359 139825 20070901 1060.31 139737.64 85 No MI 1.00E+17 5.5 20090801 17298157 360 359 136500 20070901 1092.43 136424.5 65 No MI 1.00E+17 5.5 20090801 17298178 360 359 149500 20070901 1134.81 149466.51 65 No MI 1.00E+17 5.5 20090801 17298180 360 359 138700 20070901 1236.72 138641.07 74.97297668 No MI 1.00E+17 6.75 20090801 17298089 360 359 128000 20070901 970.64 127920.03 64 No MI 1.00E+17 0 17298881 360 359 267750 20070901 2094.23 267695.13 85 No MI 1.00E+17 5.5 20090801 17298837 360 359 187000 20070901 1347.76 186979.98 89.04762268 No MI 1.00E+17 5.5 20090801 17298840 360 359 79200 20070901 620.25 79153.95 80 No MI 1.00E+17 0 17298842 300 299 83950 20070901 569.47 83838.76 71.75213623 No MI 1.00E+17 0 17298860 360 359 260000 20070901 1686.36 259776.14 65 No MI 1.00E+17 0 17298861 360 359 160000 20070901 1118.75 159881.25 80 No MI 1.00E+17 0 17298865 360 359 252000 20070901 1592.82 251772.18 80 No MI 1.00E+17 0 17299526 360 359 497250 20070901 3453.71 497107.15 85 No MI 1.00E+17 5.5 20090801 17299490 360 359 477750 20070901 4546.12 477579.27 65 No MI 1.00E+17 6 20100801 17299597 360 359 89100 20070901 700.96 89048.73 90 No MI 1.00E+17 0 17274370 360 359 52000 20070901 436.87 51974.36 80 No MI 1.00E+17 0 17275454 360 359 204000 20070901 1525.42 203868.58 85 No MI 1.00E+17 0 17275465 360 359 253800 20070901 2037.57 253660.64 44.60456848 No MI 1.00E+17 0 17278371 360 359 296000 20070901 2246.16 293918.9 80 No MI 0 17279591 360 359 304000 20070901 2472.06 303944.74 80 No MI 1.00E+17 6.25 20090801 17279601 360 359 203000 20070901 1661.22 202893.42 71.22807312 No MI 1.00E+17 0 17280054 360 359 88000 20070901 661.12 87943.88 73.94957733 No MI 1.00E+17 0 17229440 360 359 208000 20070901 1577.29 207870.04 84.21052551 No MI 1.00E+17 0 17267283 360 359 124000 20070901 984.38 123930.12 38.15384674 No MI 1.00E+17 0 17266288 360 359 144000 20070901 1116.31 143969.69 90 No MI 1.00E+17 0 17265801 360 359 115000 20070901 895.93 114872.08 50 No MI 1.00E+17 0 17265733 360 359 258000 20070901 1781.95 257803.67 74.78260803 No MI 1.00E+17 0 17265494 360 359 96050 20070901 947.52 96018.96 85 No MI 1.00E+17 0 17265517 360 359 121500 20070901 916.21 121423.15 90 No MI 1.00E+17 0 17265753 360 359 89000 20070901 610.16 88931.26 71.19999695 No MI 1.00E+17 0 17265765 360 359 379900 20070901 2974.35 379822.39 67.23893738 No MI 1.00E+17 0 17264119 360 359 207200 20070901 1851.85 207200 80 No MI 1.00E+17 0 17256017 360 359 164000 20070901 1352.16 163915.42 80 No MI 1.00E+17 0 17252607 180 179 105000 20070901 994.37 104692.5 31.06508827 No MI 1.00E+17 0 17252609 360 359 153000 20070901 987.28 152866.97 54.6428566 No MI 1.00E+17 0 17255204 360 359 378750 20070901 3450.43 378597.85 75 No MI 1.00E+17 6.75 20090801 17255172 360 359 214000 20070901 1700.31 213096.95 60.45197678 No MI 1.00E+17 0 17255231 360 359 71100 20070901 706.82 71077.52 90 No MI 1.00E+17 5.5 20090801 17255175 360 359 258750 20070901 2258.28 258712.66 75 No MI 1.00E+17 0 17247443 360 359 480000 20070901 3810.5 479729.5 80 No MI 1.00E+17 6.25 20120801 17326600 360 359 100750 20070901 813.56 100695.42 65 No MI 1.00E+17 0 17326606 360 359 280000 20070901 1957.39 279920.94 70 No MI 1.00E+17 6.75 20090801 17326607 360 359 274500 20070901 2012.35 274432.02 90 No MI 1.00E+17 0 17325760 360 359 304000 20070901 2196.84 303789.29 80 No MI 1.00E+17 0 17325765 360 359 152000 20070901 1092.49 151984.18 80 No MI 1.00E+17 0 17325775 240 239 135500 20070901 1030.3 135131.89 56.45833206 No MI 1.00E+17 0 17325780 360 359 245000 20070901 1579.31 244786.57 59.75609589 No MI 1.00E+17 0 17325781 360 359 77550 20070901 579.75 77511.59 55 No MI 1.00E+17 0 17325785 360 359 295000 20070901 2489.14 294856.11 69.41176605 No MI 1.00E+17 6.75 20090801 17325790 360 359 118800 20070901 858.5 118717.66 64.21621704 No MI 1.00E+17 0 17325792 360 359 567000 20070901 3389.89 566893.98 90 No MI 1.00E+17 6 20090801 17325802 360 359 603000 20070901 4569.36 602948.11 90 No MI 1.00E+17 5.5 20100801 17325750 360 359 446250 20070901 2957.85 446189.06 85 No MI 1.00E+17 0 17325807 360 359 106000 20070901 704.51 105897.21 66.25 No MI 1.00E+17 0 17325817 360 359 130000 20070901 931.34 129908.24 63.72549057 No MI 1.00E+17 0 17325818 360 359 127500 20070901 1117.97 127443.47 85 No MI 1.00E+17 0 17325820 360 359 247200 20070901 2261.24 247101.76 74.90908813 No MI 1.00E+17 0 17325826 360 359 459000 20070901 3150.35 458944.07 75 No MI 1.00E+17 5.5 20090801 17326613 360 359 257550 20070901 1727.26 257516.13 85 No MI 1.00E+17 0 17326620 360 359 145600 20070901 976.47 145580.85 80 No MI 1.00E+17 0 17326645 360 359 120250 20070901 898.97 120221.84 65 No MI 1.00E+17 6 20090801 17326653 360 359 352500 20070901 2421.93 352395.76 75 No MI 1.00E+17 0 17325449 360 359 478000 20070901 3384.47 477947.59 89.84962463 No MI 1.00E+17 0 17325451 360 359 219750 20070901 1429.9 219675.22 75 No MI 1.00E+17 6 20090801 17325458 360 359 301750 20070901 1741.35 301750 85 No MI 1.00E+17 0 17325473 360 359 104000 20070901 892.76 103951.37 28.6896553 No MI 1.00E+17 0 17325481 360 359 97000 20070901 711.76 96934.91 64.66666412 No MI 1.00E+17 6 20090801 17325752 360 359 114750 20070901 1071.17 114706.8 85 No MI 1.01E+17 5.5 20090801 17325836 360 359 149600 20070901 1163.9 149511.72 85 No MI 1.00E+17 0 17325842 360 359 87000 20070901 701.38 86983.75 77.67857361 No MI 1.00E+17 0 17325848 360 359 340000 20070901 2454.51 339965.16 89.94709015 No MI 1.00E+17 0 17325864 360 359 447500 20070901 3280.48 447199.12 89.5 No MI 1.00E+17 0 17325883 360 359 152000 20070901 1225.77 151917.4 80 No MI 1.00E+17 5.5 20090801 17325885 360 359 484000 20070901 4033.99 483918.68 80 No MI 1.00E+17 0 17325755 360 359 138000 20070901 1057.68 137915.79 79.76878357 No MI 1.00E+17 0 17323217 360 359 208000 20070901 1929.2 207975.73 80 No MI 1.00E+17 6 20090801 17323169 360 359 420000 20070901 3629.18 419937.32 73.04347992 No MI 1.00E+17 6.25 20090801 17323219 360 359 156000 20070901 1515.53 155984.67 80 No MI 1.00E+17 5.5 20090801 17323170 360 359 75000 20070901 488.34 74989.16 39.68254089 No MI 1.00E+17 0 17324462 360 359 55250 20070901 584.95 55235.51 85 No MI 1.00E+17 0 17324463 360 359 139000 20070901 893.23 138951.2 77.22222137 No MI 1.00E+17 0 17324466 360 359 315000 20070901 3335 314917.38 90 No MI 1.00E+17 6 20090801 17324469 360 359 405000 20070901 2371.95 404919.67 90 No MI 1.00E+17 0 17324475 360 359 117000 20070901 1047.57 116950.83 90 No MI 1.00E+17 5.5 20090801 17324477 360 359 280000 20070901 2044.79 279810.21 70 No MI 1.00E+17 5.7 20090801 17324921 360 359 774000 20070901 5536.21 773794.72 90 No MI 1.00E+17 5.5 20090801 17324929 360 359 140000 20070901 973.16 139894.84 62.3608017 No MI 1.00E+17 5.5 20090801 17324932 360 359 170000 20070901 1522.11 169928.56 39.53488541 No MI 1.00E+17 6 20090801 17324935 360 359 225000 20070901 1618.16 224842.47 90 No MI 1.00E+17 0 17324937 360 359 107950 20070901 810.24 107881.02 85 No MI 1.00E+17 0 17324943 360 359 467500 20070901 3799.69 467250.58 85 No MI 1.00E+17 0 17324944 360 359 235000 20070901 2000.06 234887.77 78.33333588 No MI 1.00E+17 0 17324924 360 359 142200 20070901 1359.8 142185.17 90 No MI 1.00E+17 5.5 20090801 17324926 360 359 165000 20070901 1290.56 164966.19 53.22580719 No MI 1.00E+17 6.75 20090801 17325486 360 359 200001 20070901 1329.27 199836.74 56.33831024 No MI 1.00E+17 0 17325489 360 359 515000 20070901 3902.52 514955.69 73.57142639 No MI 1.00E+17 0 17325409 360 359 125000 20070901 845.78 124961.51 51.02040863 No MI 1.00E+17 0 17325411 360 359 580000 20070901 3666 579475.67 71.60493469 No MI 1.00E+17 0 17325490 360 359 500000 20070901 2721.14 499878.86 80 No MI 1.00E+17 5.5 20090801 17297545 360 359 290000 20070901 2468.16 289861.51 73.88535309 No MI 1.00E+17 6 20090801 17297547 360 359 456000 20070901 3017.13 455937.37 80 No MI 1.00E+17 0 17297548 360 359 56250 20070901 528.45 56243.74 75 No MI 1.00E+17 6.75 20090801 17297552 360 359 157500 20070901 1204.35 157403.4 58.65921783 No MI 1.00E+17 0 17297563 360 359 432000 20070901 3512.92 431921.48 90 No MI 1.00E+17 5.5 20090801 17297502 360 359 202500 20070901 1564.24 202378.57 75 No MI 1.00E+17 0 17297575 360 359 384000 20070901 2841.41 383907.39 80 No MI 1.00E+17 5.5 20090801 17297579 360 359 637500 20070901 4608.13 637335.78 85 No MI 1.00E+17 5.5 20090801 17297583 360 359 500000 20070901 3544.13 499639.2 71.42857361 No MI 1.00E+17 6.75 20090801 17297591 360 359 97500 20070901 732.49 97437.82 56.03448105 No MI 1.00E+17 5.5 20090801 17297595 360 359 89600 20070901 700.82 89581.63 57.80644989 No MI 1.00E+17 0 17297596 360 359 212500 20070901 1998.04 212421.54 85 No MI 1.00E+17 5.5 20090801 17297597 360 359 292500 20070901 2257.37 292324.25 75 No MI 1.00E+17 5.5 20090801 17297599 360 359 284750 20070901 2519.96 284626.69 85 No MI 1.00E+17 5.5 20090801 17297601 360 359 120000 20070901 855.56 119914.44 58.53658676 No MI 1.00E+17 0 17297606 360 359 104000 20070901 825.51 103979.62 63.03030396 No MI 1.00E+17 5 20090801 17297610 360 359 212000 20070901 1947.18 211916.65 73.10344696 No MI 1.00E+17 6 20090801 17297614 360 359 477750 20070901 2856.3 477660.67 59.71875 No MI 1.00E+17 0 17297616 360 359 135000 20070901 1072.62 134973.63 74.58563232 No MI 1.00E+17 0 17295369 360 359 57000 20070901 536.38 56978.99 75 No MI 1.00E+17 5.5 20090801 17295370 360 359 210000 20070901 1253 210000 75 No MI 1.00E+17 0 17295374 360 359 100001 20070901 947.81 99964.87 54.05459595 No MI 1.00E+17 0 17295378 360 359 204000 20070901 1561.37 203875.13 85 No MI 1.00E+17 0 17295402 360 359 100800 20070901 815.76 100781.4 80 No MI 1.00E+17 6 20090801 17295424 360 359 292500 20070901 1804.85 292450.15 61.57894897 No MI 1.00E+17 5.5 20090801 17295426 360 359 65200 20070901 537.82 65188.67 76.70587921 No MI 1.00E+17 0 17295364 360 358 150000 20070801 1349.5 149960.83 57.91505814 No MI 1.00E+17 0 17295432 360 359 224000 20070901 1546.24 223973.23 70 No MI 1.00E+17 0 17295433 360 359 204000 20070901 1564.17 203955.63 85 No MI 1.00E+17 6 20090801 17295447 360 359 248500 20070901 1618.38 248287.72 70 No MI 1.00E+17 0 17295448 360 359 76000 20070901 587.17 75993.91 71.69811249 No MI 1.00E+17 0 17295460 360 359 160000 20070901 1338.37 159920.3 74.76635742 No MI 1.00E+17 6.75 20090801 17297504 360 359 420000 20070901 3467.42 419784.08 75 No MI 1.00E+17 6 20090801 17297505 360 359 688500 20070901 4735.63 688296.99 90 No MI 1.00E+17 6 20090801 17293637 360 359 78400 20070901 685.13 78364.94 80 No MI 1.00E+17 0 17293641 360 359 125000 20070901 916.34 124915.95 56.30630493 No MI 1.00E+17 6 20090801 17293642 360 359 389500 20070901 2181.03 389412.53 77.90000153 No MI 1.00E+17 0 17293671 360 359 260000 20070901 2071.48 259854.69 74.2857132 No MI 1.00E+17 0 17293672 360 359 153000 20070901 1509.32 152950.55 90 No MI 1.00E+17 0 17293673 360 359 204000 20070901 1826.54 203914.26 85 No MI 1.00E+17 6.25 20090801 17293676 360 359 157500 20070901 1154.59 157394.1 34.61538315 No MI 1.00E+17 5.5 20090801 17293681 360 359 144750 20070901 1195.03 144675.58 75 No MI 1.00E+17 5.5 20090801 17293684 360 359 350000 20070901 2813.67 349808.41 70 No MI 1.00E+17 0 17293611 360 359 301750 20070901 2595.51 301704.28 85 No MI 1.00E+17 5.5 20090801 17293612 360 359 275000 20070901 1895.62 274919.38 73.33333588 No MI 1.00E+17 0 17293689 360 359 157250 20070901 1479.74 157192.06 84.54301453 No MI 1.00E+17 6.25 20090801 17293693 360 359 207000 20070901 1375.79 206829.99 41.81818008 No MI 1.00E+17 0 17293614 360 359 175000 20070901 1205.71 174701.17 79.54545593 No MI 1.00E+17 0 17293696 360 359 233600 20070901 1877.92 233472.13 80 No MI 1.00E+17 6 20090801 17293703 360 359 141750 20070901 1237.68 141686.48 90 No MI 1.00E+17 0 17293706 360 359 259000 20070901 1953.07 258836.19 89.93055725 No MI 1.00E+17 0 17293709 360 359 402500 20070901 2344.56 402500 70 No MI 1.00E+17 0 17293723 360 359 187500 20070901 1623.33 187414.17 75 No MI 1.00E+17 0 17293728 360 359 104000 20070901 810.76 103938.91 79.38931274 No MI 1.00E+17 5.5 20090801 17293731 360 359 292500 20070901 2257.37 292324.25 90 No MI 1.00E+17 0 17286765 360 359 305000 20070901 2177.69 304783.21 84.72222137 No MI 1.00E+17 0 17286736 360 359 340000 20070901 2967.4 339950.93 77.6255722 No MI 1.00E+17 0 17286793 360 359 300000 20070901 2348.79 299938.71 75 No MI 1.00E+17 0 17286795 360 359 427500 20070901 3863.03 427445.28 90 No MI 1.00E+17 5.25 20090801 17286810 360 359 211500 20070901 1784.59 211396.84 78.33333588 No MI 1.00E+17 5.5 20090801 17286824 360 359 105300 20070901 1106.7 105271.75 90 No MI 1.00E+17 5.5 20090801 17293762 360 359 312500 20070901 2512.2 312328.95 43.10344696 No MI 1.00E+17 5.5 20090801 17293763 360 359 340200 20070901 2096.56 340141.8 90 No MI 1.00E+17 0 17293768 360 359 60000 20070901 419.44 59983.06 33.70786667 No MI 1.00E+17 0 17293769 360 359 140000 20070901 1105.39 139920.11 89.74359131 No MI 1.00E+17 0 17293625 360 358 152150 20070801 1447.64 152117.52 85 No MI 1.00E+17 5.5 20090701 17293626 360 359 152750 20070901 1450.64 152695.11 65 No MI 1.00E+17 0 17293627 360 359 281600 20070901 2072.97 281531.08 80 No MI 1.00E+17 5.5 20090801 17280705 360 359 231000 20070901 2182.43 230915.82 70 No MI 1.00E+17 5.5 20090801 17280709 360 359 222500 20070901 1564.92 222500 84.92366791 No MI 1.00E+17 5.5 20090801 17280713 360 359 158000 20070901 1226.1 156365.32 80 No MI 1.00E+17 0 17280718 360 359 79050 20070901 791.89 79025.55 85 No MI 1.00E+17 0 17280719 360 359 130500 20070901 1040.66 130427.21 80.06134796 No MI 1.00E+17 5.5 20090801 17280734 360 359 130000 20070901 1174.61 129946.64 65 No MI 1.00E+17 0 17280749 360 359 213300 20070901 1710.9 213182.63 90 No MI 1.00E+17 0 17286856 360 359 152000 20070901 1221.94 151916.79 44.70588303 No MI 1.00E+17 0 17286747 360 359 544500 20070901 4115.17 544452.69 90 No MI 1.00E+17 5.5 20090801 17286888 360 359 194000 20070901 1415.4 193868.23 88.1818161 No MI 1.00E+17 0 17286748 360 359 92000 20070901 892.86 91968.87 78.63247681 No MI 1.00E+17 5.5 20090801 17279702 360 359 122400 20070901 1101.39 122349.21 85 No MI 1.00E+17 0 17280758 360 359 170460 20070901 1364.21 170365.72 90 No MI 1.00E+17 0 17280762 360 359 304000 20070901 2565.08 303851.72 80 No MI 1.00E+17 6.75 20090801 17280763 360 359 165000 20070901 1152.58 164877.29 75 No MI 1.00E+17 0 17280775 360 359 50400 20070901 455.02 50379.26 80 No MI 1.00E+17 0 17280798 360 359 132000 20070901 1002.99 131970.51 80 No MI 1.00E+17 0 17280804 360 359 245000 20070901 1721.93 244931.82 47.57281494 No MI 1.00E+17 5.5 20090801 17280816 360 359 102850 20070901 1023.47 102817.58 85 No MI 1.00E+17 5.5 20090801 17280823 360 359 204000 20070901 1550.55 203873.2 78.46154022 No MI 1.00E+17 6.25 20090801 17279232 360 359 292500 20070901 2559.34 292369.63 75 No MI 1.00E+17 0 17279112 360 359 147000 20070901 1454.61 146952.92 70 No MI 1.00E+17 7 20090801 17279114 360 359 208000 20070901 1628.91 207879.09 80 No MI 1.00E+17 6 20090801 17342559 360 359 153291 20070901 1237.83 153207.96 74.77610016 No MI 1.00E+17 0 17342088 360 359 225000 20070901 1826.62 224879.63 45 No MI 1.00E+17 0 17342096 360 359 123165 20070901 959.28 123092.51 85 No MI 1.00E+17 5.7 20090801 17342643 360 359 481500 20070901 3153.9 481431.71 90 No MI 1.00E+17 0 17342645 360 359 215000 20070901 1323.8 214795.99 24.0223465 No MI 1.00E+17 0 17342663 360 359 388800 20070901 2546.7 388744.86 90 No MI 1.00E+17 5.5 20090801 17326797 360 359 174400 20070901 1465.87 174371.48 80 No MI 1.00E+17 0 17326807 360 359 297000 20070901 2247.73 296974.32 90 No MI 1.00E+17 0 17342124 360 359 177600 20070901 1268.32 177552.68 80 No MI 1.00E+17 0 17342125 360 359 485600 20070901 3799.43 485317.12 80 No MI 1.00E+17 5.5 20090801 17342148 360 359 212000 20070901 1338.6 211807.97 80 No MI 1.00E+17 0 17342171 360 359 598500 20070901 4150.02 598048.21 70 No MI 1.00E+17 5.5 20090801 17342176 360 359 603500 20070901 4059.18 603421.41 85 No MI 1.00E+17 5.7 20090801 17342216 360 359 224000 20070901 1964.11 223900.69 80 No MI 1.00E+17 6 20090801 17326814 360 359 100000 20070901 1011.73 99991.6 68.77578735 No MI 1.00E+17 7 20090801 17326820 360 359 140000 20070901 1011.7 139902.97 80 No MI 1.00E+17 0 17326854 360 359 175000 20070901 1540.93 174923.24 68.89763641 No MI 1.00E+17 6 20090801 17326740 360 359 77000 20070901 713 76970.38 78.57142639 No MI 1.00E+17 0 17326857 360 359 342000 20070901 2794.38 341938.77 90 No MI 1.00E+17 0 17326866 360 359 85000 20070901 693.13 84955 62.9629631 No MI 1.00E+17 0 17326869 360 359 119200 20070901 1085.03 119152.01 80 No MI 1.00E+17 0 17326896 360 359 199665 20070901 1524.79 199621.06 85 No MI 1.00E+17 6.25 20090801 17326391 360 359 150000 20070901 947.44 149945.06 53.57143021 No MI 1.00E+17 0 17326918 360 359 66300 20070901 649.43 66293.68 85 No MI 1.00E+17 5.5 20090801 17326929 360 359 561000 20070901 3554.75 560911.76 74.80000305 No MI 1.00E+17 6 20090801 17326944 360 359 133000 20070901 1112.52 132933.75 73.8888855 No MI 1.00E+17 0 17326951 360 359 157500 20070901 1294.26 157472.3 70 No MI 1.00E+17 6.25 20090801 17326958 360 359 88000 20070901 889.97 87973.53 80 No MI 1.00E+17 5.5 20090801 17326968 360 359 240000 20070901 1965.74 239874.26 80 No MI 1.00E+17 0 17326969 360 359 228000 20070901 1898.88 227885.22 80 No MI 1.00E+17 5.5 20090801 17326979 360 359 112000 20070901 894.34 111937.73 80 No MI 1.00E+17 5.5 20090801 17326983 360 359 204000 20070901 1367.51 203835.24 80 No MI 1.00E+17 0 17326992 360 359 388000 20070901 3359.2 387822.4 80 No MI 1.00E+17 0 17327010 240 239 506250 20070901 3906.14 505270.83 75 No MI 1.00E+17 0 17327013 360 359 361600 20070901 2093.06 361525.87 80 No MI 1.00E+17 0 17327015 360 359 228750 20070901 1833.47 228706.5 75 No MI 1.00E+17 0 17327020 360 359 117600 20070901 1018.15 117546.17 80 No MI 1.00E+17 5.5 20090801 17326402 360 359 120000 20070901 783.51 119897.94 70.58823395 No MI 1.00E+17 0 17326355 360 359 160000 20070901 1224.6 159902.07 80 No MI 1.00E+17 0 17326415 360 359 261000 20070901 2261.59 260880.78 90 No MI 1.00E+17 0 17326417 360 359 150000 20070901 1265.67 149926.83 67.26457214 No MI 1.00E+17 6 20090801 17326421 360 359 500000 20070901 3665.34 499663.83 71.42857361 No MI 1.00E+17 6.75 20090801 17326433 360 359 84000 20070901 902.37 83978.93 70 No MI 1.00E+17 0 17326439 360 359 100800 20070901 775.07 100738.93 80 No MI 1.00E+17 0 17326441 360 359 387000 20070901 2687.96 386888.81 90 No MI 1.00E+17 5.5 20090801 17326444 360 359 158000 20070901 1153.85 157892.9 55.63380432 No MI 1.00E+17 0 17326448 360 359 96000 20070901 983.78 95972.22 80 No MI 1.00E+17 0 17326472 360 359 432000 20070901 3634.42 431929.58 90 No MI 1.00E+17 0 17326479 360 359 88500 20070901 812.2 88465.12 75 No MI 1.00E+17 6.75 20090801 17326482 360 359 454750 20070901 2799.98 454318.49 68.383461 No MI 1.00E+17 0 17326486 360 359 151000 20070901 982.55 150948.62 61.63265228 No MI 1.00E+17 0 17326529 360 359 355000 20070901 3355.04 354987.88 89.87342072 No MI 1.00E+17 0 17326536 360 359 250750 20070901 1758.19 250679.78 85 No MI 1.00E+17 5.5 20090801 17326551 360 359 316000 20070901 1810.42 316000 80 No MI 1.00E+17 0 17326558 360 359 452000 20070901 2463.28 451890.89 55.80246735 No MI 1.00E+17 0 17326566 360 359 391500 20070901 2748.79 391455.82 90 No MI 1.00E+17 5.5 20090801 17326568 360 359 122800 20070901 900.21 122717.43 35.08571243 No MI 1.00E+17 0 17326576 360 359 319500 20070901 2437.48 319429.48 90 No MI 1.00E+17 5.5 20090801 17326577 360 359 301500 20070901 2230.95 301427.29 86.14286041 No MI 1.00E+17 0 17326582 360 359 215000 20070901 1481.3 214835.58 71.66666412 No MI 1.00E+17 0 17326583 360 359 480000 20070901 3288.97 479857.03 89.71962738 No MI 1.00E+17 5.5 20090801 17322925 360 359 102200 20070901 826.23 102144.78 70 No MI 1.00E+17 0 17322930 360 359 129200 20070901 983.39 129119.93 85 No MI 1.00E+17 0 17322936 360 359 260000 20070901 1728.05 259786.45 79.26829529 No MI 1.00E+17 5.5 20090801 17322938 360 359 240550 20070901 1734.25 240487.57 85 No MI 1.00E+17 5.5 20090801 17322943 360 359 174000 20070901 1591.65 173930.85 84.87805176 No MI 1.00E+17 6 20090801 17322950 360 359 75225 20070901 661.89 75214.43 85 No MI 1.00E+17 0 17322809 360 359 448000 20070901 2809.61 447589.06 49.50276184 No MI 1.00E+17 0 17322957 360 359 382500 20070901 3353.89 382330.42 85.95505524 No MI 1.00E+17 5.5 20090801 17322810 360 359 302400 20070901 2719.45 302387.03 90 No MI 1.00E+17 0 17322959 360 359 173000 20070901 1065.2 172835.84 67.578125 No MI 1.00E+17 0 17322965 360 359 267750 20070901 1907.11 267558.72 85 No MI 1.00E+17 0 17322970 360 359 350001 20070901 2164.13 349671.46 46.48087692 No MI 1.00E+17 0 17322974 360 359 160000 20070901 1091.49 159875.18 66.66666412 No MI 1.00E+17 0 17322978 360 359 115200 20070901 893.97 115131.63 90 No MI 1.00E+17 0 17311950 360 359 324000 20070901 3330.22 323907.08 90 No MI 1.00E+17 5.5 20090801 17311952 360 359 98000 20070901 796.66 97947.73 70 No MI 1.00E+17 6.25 20090801 17311960 360 359 465000 20070901 4012.16 464785.34 75 No MI 1.00E+17 5.5 20090801 17311963 360 359 206640 20070901 1865.55 206555 90 No MI 1.00E+17 0 17312362 360 359 459000 20070901 3893.98 458927.2 83.45454407 No MI 1.00E+17 6 20090801 17312383 360 359 156500 20070901 1372.25 156430.61 74.17061615 No MI 1.00E+17 0 17312384 360 359 306000 20070901 2440.76 305940.94 85 No MI 1.00E+17 5.5 20090801 17312389 360 359 102000 20070901 868.11 101951.29 75 No MI 1.00E+17 0 17312390 360 359 55250 20070901 548.83 55232.49 65 No MI 1.00E+17 0 17312394 360 359 478000 20070901 3068.6 477580.32 81.01695251 No MI 1.00E+17 0 17312395 360 359 460000 20070901 3388.67 460000 89.02651215 No MI 1.00E+17 5.5 20090801 17312400 360 359 298500 20070901 2054.55 298271.28 75 No MI 1.00E+17 0 17312405 360 359 145000 20070901 1068.01 144903.49 45.88607407 No MI 1.00E+17 5.7 20090801 17312409 360 359 117000 20070901 944.78 116936.62 42.54545593 No MI 1.00E+17 5.7 20090801 17312414 360 359 396000 20070901 2795.13 395891.07 90 No MI 1.00E+17 0 17312415 360 359 143000 20070901 904.27 142947.77 62.4454155 No MI 1.00E+17 5.5 20090801 17312420 360 359 97600 20070901 781.81 97546.12 80 No MI 1.00E+17 0 17312422 360 359 60000 20070901 568.68 59978.32 20.6896553 No MI 1.00E+17 6 20090801 17312423 360 359 86200 20070901 690.49 86152.42 87.95918274 No MI 1.00E+17 0 17312425 360 359 310000 20070901 2055.16 309744.13 84.9315033 No MI 1.00E+17 5.5 20090801 17312366 360 359 174750 20070901 1525.82 174671.69 75 No MI 1.00E+17 0 17312433 360 359 70000 20070901 609.14 69968.36 33.33333206 No MI 1.00E+17 6 20090801 17312370 360 359 382500 20070901 3028.72 382424.5 74.27184296 No MI 1.00E+17 6.25 20090801 17312440 360 359 60000 20070901 564.16 59977.84 42.25352097 No MI 1.00E+17 0 17312441 360 359 150000 20070901 918.75 150000 63.82978821 No MI 1.00E+17 6 20090801 17312442 360 359 468750 20070901 3742.55 468659.79 75 No MI 1.00E+17 0 17312444 360 359 315000 20070901 2124.89 314959.36 77.77777863 No MI 1.00E+17 5.5 20090801 17312451 360 359 600000 20070901 4439.69 599855.31 63.15789413 No MI 1.00E+17 5.5 20090801 17312374 360 359 210800 20070901 1821.51 210768.53 85 No MI 1.00E+17 0 17309243 360 359 305000 20070901 2710.14 304958.61 72.61904907 No MI 1.00E+17 0 17309244 360 359 420000 20070901 3091.79 419897.21 74.33628082 No MI 1.00E+17 6.75 20100801 17309210 360 359 150000 20070901 1371.54 149981.58 75 No MI 1.00E+17 0 17309212 360 359 232500 20070901 2112.02 232470.79 75 No MI 1.00E+17 6.75 20090801 17309263 360 359 174250 20070901 1218.39 174120.67 77.44444275 No MI 1.00E+17 0 17309264 360 359 199000 20070901 1411.94 198856.69 73.70370483 No MI 1.00E+17 0 17309266 360 359 704000 20070901 5791.64 703635.03 80 No MI 1.00E+17 0 17309218 360 359 86400 20070901 660.68 86347 80 No MI 1.00E+17 0 17309267 360 359 139000 20070901 1122.43 138924.6 50.54545593 No MI 1.00E+17 6 20090801 17309222 360 359 247000 20070901 1985.65 246864.79 65 No MI 1.00E+17 6 20090801 17309273 360 359 155550 20070901 1190.54 155454.79 85 No MI 1.00E+17 6.25 20090801 17309277 360 359 154000 20070901 1301.65 153975.27 70 No MI 1.00E+17 5.7 20090801 17309223 360 359 266000 20070901 1670.06 265956.97 70 No MI 1.00E+17 5.25 20090801 17309286 360 359 176000 20070901 1268.87 175954.33 55 No MI 1.00E+17 6 20090801 17309287 360 359 392000 20070901 2870.75 391902.65 70 No MI 1.00E+17 0 17309225 360 359 130000 20070901 1088.37 129935.38 54.16666794 No MI 1.00E+17 6 20090801 17311970 360 359 454500 20070901 4328.02 454451.85 90 No MI 1.00E+17 6 20090801 17311943 360 359 198750 20070901 1816.56 198670.85 75 No MI 1.01E+17 0 17311983 360 359 425000 20070901 3826.95 424944.93 85 No MI 1.00E+17 0 17311984 360 359 136000 20070901 1130.2 135931.17 42.5 No MI 1.00E+17 6.25 20090801 17311987 360 359 235000 20070901 1491.55 234789.2 62.66666794 No MI 1.00E+17 0 17311993 360 359 165000 20070901 1296.88 164904.87 53.74592972 No MI 1.00E+17 0 17311996 360 359 57000 20070901 450.05 56967.48 23.26530647 No MI 1.00E+17 5.5 20090801 17311998 360 359 225000 20070901 1784.56 224872.94 75 No MI 1.00E+17 0 17304956 360 359 253000 20070901 1435.74 252945.22 64.87179565 No MI 1.00E+17 5.5 20090801 17304959 360 359 174250 20070901 1687.24 174232.66 85 No MI 1.00E+17 0 17304964 360 359 140000 20070901 941.02 139956.15 71.79486847 No MI 1.00E+17 0 17298322 360 359 96750 20070901 969.2 96689.28 59.72222137 No MI 1.00E+17 0 17298327 360 359 75000 20070901 579.39 74963.44 54.34782791 No MI 1.00E+17 0 17298343 360 359 471000 20070901 3720.37 470906.33 61.9736824 No MI 1.00E+17 6.75 20090801 17298345 360 359 205000 20070901 1627.4 204884.48 47.45370483 No MI 1.00E+17 0 17298356 360 359 472500 20070901 3401.39 472169.86 85.13513184 No MI 1.00E+17 0 17298358 360 359 267750 20070901 1647.38 267645.53 85 No MI 1.00E+17 0 17298361 360 359 80000 20070901 734.19 79968.48 30.76922989 No MI 1.00E+17 0 17298373 360 359 121000 20070901 845.88 120965.83 69.14286041 No MI 1.00E+17 0 17298380 360 359 279300 20070901 1522.74 279232.65 70 No MI 1.00E+17 0 17298387 360 359 290000 20070901 2025.74 289784.34 84.30232239 No MI 1.00E+17 0 17298389 360 359 105750 20070901 847.6 105729.89 75 No MI 1.00E+17 6 20090801 17297488 360 359 175500 20070901 1262.16 175377.13 90 No MI 1.00E+17 5.5 20090801 17297538 360 359 325000 20070901 3068.07 324881.31 73.03370667 No MI 1.00E+17 6 20090801 17304966 360 359 255000 20070901 2068.33 254863.3 76.11940002 No MI 1.00E+17 0 17304969 360 359 204750 20070901 1871.4 204668.46 75 No MI 1.00E+17 0 17304974 360 359 495000 20070901 3295.87 495000 90 No MI 1.00E+17 0 17304977 360 359 340000 20070901 3084.73 339861.94 74.72527313 No MI 1.00E+17 5.5 20090801 17304983 360 359 318750 20070901 2842.12 318614.6 85 No MI 1.00E+17 5.5 20090801 17304994 360 359 100001 20070901 597.11 99982.23 60.2415657 No MI 1.00E+17 0 17304999 360 359 167500 20070901 1299.82 167400.6 79.76190186 No MI 1.00E+17 0 17305002 360 359 419000 20070901 2855.48 418672.49 59.8571434 No MI 1.00E+17 5.5 20090801 17304947 360 359 172000 20070901 1257.89 171841.65 80 No MI 1.00E+17 0 17306408 360 359 340000 20070901 2951.31 339950.02 85 No MI 1.00E+17 5.5 20090801 17306416 360 359 259250 20070901 1707.43 259033.26 85 No MI 1.00E+17 0 17306424 360 359 146200 20070901 1310.11 146138.68 85 No MI 1.00E+17 6 20090801 17306426 360 359 127625 20070901 904.64 127532.91 66.81937408 No MI 1.00E+17 0 17306431 360 359 204000 20070901 1532.59 203869.91 85 No MI 1.00E+17 0 17306432 360 359 382500 20070901 2656.7 382390.11 90 No MI 1.00E+17 0 17306395 360 359 182000 20070901 1388.48 181959.84 70 No MI 1.00E+17 6 20090801 17306436 240 239 107865 20070901 936.08 107692.96 79.90000153 No MI 1.00E+17 0 17306437 360 359 164000 20070901 1275.93 163903.23 80 No MI 1.00E+17 0 17306398 360 359 415000 20070901 2555.23 414606.23 49.40476227 No MI 1.00E+17 0 17306439 360 359 132000 20070901 1007.96 131918.79 80 No MI 1.00E+17 0 17306441 360 359 201450 20070901 1339.11 201385.06 79 No MI 1.00E+17 6.25 20090801 17306442 360 359 165000 20070901 1434.6 164925.27 82.08955383 No MI 1.00E+17 5.5 20090801 17306443 360 359 395250 20070901 2489.16 394890.25 85 No MI 1.00E+17 0 17306399 360 359 123840 20070901 1145.8 123792.25 80 No MI 1.00E+17 0 17306401 360 359 600000 20070901 4890.74 599891.76 63.96588516 No MI 1.00E+17 6.75 20090801 17306448 360 359 288000 20070901 2645.23 287886.77 80 No MI 1.00E+17 0 17306449 360 359 650000 20070901 4002.17 649383.25 73.86363983 No MI 1.00E+17 0 17306451 360 359 152750 20070901 1201.69 152662.11 65 No MI 1.00E+17 0 17306452 360 359 345000 20070901 2974.23 344840.39 75 No MI 1.00E+17 0 17303930 360 359 138550 20070901 1059.45 138465.02 85 No MI 1.00E+17 5.5 20090801 17304348 360 359 307500 20070901 2394.99 307319.01 72.35294342 No MI 1.01E+17 0 17304350 360 359 106500 20070901 922.84 106451.35 75 No MI 1.00E+17 0 17304364 360 359 296000 20070901 2181.23 295927.77 80 No MI 1.00E+17 6 20090801 17304365 360 359 238000 20070901 1908.6 237983.5 85 No MI 1.00E+17 6 20090801 17304373 360 359 191700 20070901 1775.09 191626.25 90 No MI 1.00E+17 5.25 20090801 17304374 360 359 170000 20070901 1430.22 169972.28 85 No MI 1.00E+17 5.25 20090801 17304377 360 359 416500 20070901 3647.4 416314.76 85 No MI 1.00E+17 0 17304378 360 359 95000 20070901 606.1 94915.61 56.88622665 No MI 1.00E+17 0 17304379 360 359 168750 20070901 1575.25 168686.47 71.80850983 No MI 1.00E+17 0 17304380 360 359 132000 20070901 1317.27 131958.73 80 No MI 1.00E+17 0 17304353 360 359 231000 20070901 1645.34 230834.97 75 No MI 1.00E+17 5.5 20090801 17304386 360 359 152800 20070901 1388.04 152780.79 80 No MI 1.00E+17 5.1 20090801 17304354 360 359 536000 20070901 3007.4 535880.3 80 No MI 1.00E+17 5.5 20100801 17304395 360 359 57520 20070901 549.52 57499.66 80 No MI 1.00E+17 0 17304403 360 359 115600 20070901 1171.31 115565.42 85 No MI 1.00E+17 5.5 20090801 17304405 360 359 62000 20070901 444.65 61983.67 40 No MI 1.00E+17 5.5 20090801 17304407 360 359 222000 20070901 1421.5 221804.12 68.30769348 No MI 1.00E+17 0 17304408 360 359 100001 20070901 733.78 99933.89 33.55738068 No MI 1.00E+17 0 17304415 360 359 85000 20070901 908.16 84978.32 72.0338974 No MI 1.00E+17 6 20090801 17304418 360 359 250000 20070901 1929.38 249849.79 57.47126389 No MI 1.00E+17 5.5 20090801 17304422 180 179 50400 20070901 558.38 50284.3 90 No MI 1.00E+17 0 17304357 360 359 206250 20070901 1763.52 206218.12 75 No MI 1.00E+17 5.5 20090801 17304361 360 359 110000 20070901 928.16 109946.34 67.90123749 No MI 1.00E+17 0 17304428 360 359 242250 20070901 2035.21 242130.58 85 No MI 1.00E+17 5.5 20090801 17304435 360 359 533000 20070901 4117.88 532957.35 84.6031723 No MI 1.00E+17 0 17305007 360 359 308550 20070901 2764.93 308420.6 85 No MI 1.00E+17 5.5 20090801 17305009 360 359 300000 20070901 1747.88 299939.62 70.58823395 No MI 1.00E+17 0 17305023 360 359 135575 20070901 925.19 135558.16 85 No MI 1.00E+17 5.7 20090801 17305032 360 359 504000 20070901 3096.32 503912.98 90 No MI 1.00E+17 0 17305034 360 359 722500 20070901 6630.61 722215.35 85 No MI 1.00E+17 0 17303638 360 359 278800 20070901 2475.13 278762.05 85 No MI 1.00E+17 5.5 20090801 17303657 360 359 196650 20070901 1989.57 196633.48 90 No MI 1.00E+17 5.5 20090801 17303639 360 359 355000 20070901 2545.93 354906.53 74.42347717 No MI 1.00E+17 6.75 20090801 17303662 360 359 260000 20070901 2270.17 259883.5 78.78787994 No MI 1.00E+17 5.25 20090801 17303664 360 359 100001 20070901 817.08 99983.09 31.74634933 No MI 1.00E+17 0 17303668 360 359 132300 20070901 1209.22 132247.3 70 No MI 1.00E+17 0 17303674 360 359 109000 20070901 956.56 108951.77 62.2857132 No MI 1.00E+17 0 17303641 240 239 220150 20070901 1840.06 219775.77 85 No MI 1.01E+17 0 17303685 360 359 650000 20070901 4719.73 649554.02 79.75460052 No MI 1.00E+17 5.5 20090801 17303643 360 359 405000 20070901 3566.15 404822.35 75 No MI 1.00E+17 0 17303646 360 359 105000 20070901 951.85 104957.27 73.42657471 No MI 1.00E+17 5.5 20090801 17303691 360 359 88027 20070901 763.74 87986.92 62.8764267 No MI 1.00E+17 5.25 20090801 17303694 360 359 153750 20070901 1405.27 153688.76 75 No MI 1.00E+17 0 17303697 360 359 453000 20070901 2938.15 452609.98 69.69230652 No MI 1.00E+17 0 17303698 360 359 208000 20070901 1425.22 207938.05 61.72106934 No MI 1.00E+17 0 17303699 360 359 368000 20070901 3366.25 367853.75 80 No MI 1.00E+17 6 20090801 17303701 360 359 180000 20070901 1453.51 179902.49 50 No MI 1.00E+17 7 20090801 17303703 360 359 240000 20070901 1864.99 239858.01 80 No MI 1.00E+17 6 20090801 17303704 360 359 152600 20070901 1020.39 152476.14 70 No MI 1.00E+17 0 17303712 360 359 101000 20070901 919.36 100959.34 78.90625 No MI 1.00E+17 5.25 20090801 17303714 360 359 75200 20070901 600.49 75158.18 80 No MI 1.00E+17 0 17303650 360 359 604350 20070901 3759.37 604249.47 85 No MI 1.00E+17 5.5 20090801 17303937 360 359 75000 20070901 646.58 74318.71 23.80952454 No MI 1.00E+17 0 17303945 360 359 90000 20070901 904.34 89972.41 75 No MI 1.00E+17 0 17303946 300 299 70000 20070901 521.86 69921.47 39.77272797 No MI 1.00E+17 0 17303948 360 359 81000 20070901 598.03 80946.36 60 No MI 1.00E+17 5.5 20090801 17303956 360 359 174750 20070901 1386.01 174651.32 75 No MI 1.00E+17 6.75 20090801 17303926 360 359 216750 20070901 1966.52 216661.98 79.10584259 No MI 1.00E+17 0 17303962 360 359 100001 20070901 668.68 99919.83 37.03740692 No MI 1.00E+17 0 17302662 360 359 453750 20070901 3584.12 453659.76 75 No MI 1.00E+17 6.25 20090801 17302666 360 359 195500 20070901 1681.6 195470.38 85 No MI 1.00E+17 5.5 20090801 17302672 360 359 135000 20070901 999.07 134911.06 80.8383255 No MI 1.00E+17 0 17302679 360 359 146250 20070901 1127 146218.66 73.86363983 No MI 1.00E+17 5.25 20090801 17302684 360 359 162900 20070901 1245.64 162800.09 90 No MI 1.00E+17 0 17302687 360 359 123250 20070901 965.22 123178.34 85 No MI 1.00E+17 0 17302691 360 359 182750 20070901 1261.5 182727.41 85 No MI 1.00E+17 0 17302692 360 359 445000 20070901 3194.75 444883.17 89.89898682 No MI 1.00E+17 0 17302697 360 359 107200 20070901 770.96 107124.95 80 No MI 1.00E+17 0 17302703 360 359 350000 20070901 2385.25 349688.08 77.77777863 No MI 1.00E+17 0 17302706 360 359 247000 20070901 2350.38 246911.73 89.16967773 No MI 1.00E+17 0 17303192 360 359 116000 20070901 970.32 115438.28 78.91156769 No MI 1.00E+17 5.5 20090801 17303186 360 359 126000 20070901 884.62 125964.83 66.31578827 No MI 1.00E+17 0 17303197 360 359 72250 20070901 617.39 72246.13 85 No MI 1.00E+17 0 17303200 360 359 128000 20070901 875.36 127900.64 80 No MI 1.00E+17 0 17303208 360 359 128000 20070901 1112.91 127942.02 59.53488541 No MI 1.00E+17 6.75 20090801 17303209 360 359 144000 20070901 1076.77 143907.23 80 No MI 1.00E+17 0 17303213 360 359 169500 20070901 1373.06 169468.81 75 No MI 1.00E+17 6.75 20090801 17303214 360 359 337400 20070901 3124.24 337264.43 89.73403931 No MI 1.00E+17 5.25 20090801 17303215 360 359 488750 20070901 4470.79 488555.77 85 No MI 1.00E+17 0 17303216 360 359 60000 20070901 446.55 59960.95 69.7674408 No MI 1.00E+17 0 17303221 360 359 193500 20070901 1653.49 193489.65 90 No MI 1.00E+17 0 17303225 360 359 245000 20070901 2004.92 244871.37 73.57357025 No MI 1.00E+17 0 17303227 360 359 321000 20070901 2219.92 320906.71 78.29268646 No MI 1.00E+17 5.5 20090801 17303228 360 359 346500 20070901 2980.79 346338.85 90 No MI 1.00E+17 5.7 20090801 17303239 360 359 460000 20070901 4060.13 459936.12 80 No MI 1.00E+17 6 20100801 17303240 360 359 175000 20070901 1583.16 174928.4 70 No MI 1.00E+17 6.75 20090801 17303242 360 359 233240 20070901 1401.6 233197.02 85 No MI 1.00E+17 0 17302335 360 359 235000 20070901 1468.41 234782.97 60.25640869 No MI 1.00E+17 0 17302338 360 359 532000 20070901 4209.97 531698.01 70 No MI 1.00E+17 5.5 20090801 17302339 360 359 65000 20070901 472.43 64955.48 72.22222137 No MI 1.00E+17 0 17302342 360 359 107200 20070901 861.79 107141.32 80 No MI 1.00E+17 6.75 20090801 17302344 360 359 295000 20070901 2621.29 294959.96 79.7297287 No MI 1.00E+17 0 17302323 360 359 135750 20070901 1287.26 135735.4 75 No MI 0 17302350 360 359 263700 20070901 1901.15 263631.57 90 No MI 1.00E+17 0 17302325 360 359 130500 20070901 975.6 130469.44 87 No MI 1.00E+17 0 17302352 360 359 438750 20070901 3527.13 438509.84 75 No MI 1.00E+17 5.5 20090801 17302353 360 359 575000 20070901 3577.86 574464.85 73.71794891 No MI 1.00E+17 0 17302358 360 359 395000 20070901 2743.52 394886.52 62.20472336 No MI 1.00E+17 0 17302359 360 359 305100 20070901 2598.91 304954.6 90 No MI 1.00E+17 6 20090801 17302360 360 359 580000 20070901 3777.31 579281.52 63.11207962 No MI 1.00E+17 0 17302364 360 359 845750 20070901 5066.14 845592.73 85 No MI 1.00E+17 0 17302379 360 359 160000 20070901 1100.51 159902.82 57.76173401 No MI 1.00E+17 5.5 20090801 17302380 360 359 240000 20070901 1784.52 239843.48 80 No MI 1.00E+17 0 17302327 360 359 196000 20070901 1586.2 195963.83 80 No MI 1.01E+17 0 17302383 360 359 552000 20070901 3416.71 551906.79 80 No MI 1.00E+17 0 17302710 360 359 288500 20070901 2424.9 288452.82 89.3188858 No MI 1.00E+17 5.5 20090801 17302714 360 359 505000 20070901 3759.86 504880.35 63.125 No MI 1.00E+17 5.5 20090801 17302716 360 359 926250 20070901 6085.14 926119.88 65 No MI 1.00E+17 5.5 20090801 17302717 360 359 684000 20070901 4667.74 683915.06 90 No MI 1.00E+17 5.5 20090801 17302719 360 359 576000 20070901 3589.73 575368.6 80 No MI 1.00E+17 0 17302721 360 359 594000 20070901 3818.92 594000 90 No MI 1.00E+17 5.5 20090801 17302722 360 359 487500 20070901 3001.63 487037.43 75 No MI 1.00E+17 0 17302652 360 359 157250 20070901 1099.52 157133.29 85 No MI 1.00E+17 0 17302732 360 359 464000 20070901 3716.77 463743.9 77.33333588 No MI 1.00E+17 0 17302745 360 359 260100 20070901 2464.34 260071.93 85 No MI 1.00E+17 0 17302747 360 359 138750 20070901 1210.96 138729.98 75 No MI 1.00E+17 0 17302749 360 359 202500 20070901 1996.08 202434.42 75 No MI 1.00E+17 5.5 20090801 17302750 360 359 95000 20070901 736.46 94980 52.1978035 No MI 1.00E+17 6 20090801 17302752 300 299 517500 20070901 3812.51 516218.77 90 No MI 1.00E+17 0 17302755 360 359 61200 20070901 608.4 61180.65 85 No MI 1.00E+17 0 17302756 360 359 127750 20070901 1085.87 127688.79 71.76966095 No MI 1.00E+17 0 17302762 360 359 152600 20070901 1173.37 152507.55 70 No MI 1.00E+17 6 20090801 17302765 360 359 80750 20070901 620.33 80700.98 85 No MI 1.00E+17 0 17302767 360 359 303450 20070901 2821.25 303334.51 85 No MI 1.00E+17 0 17302769 360 359 585000 20070901 3957.69 584925.25 66.85713959 No MI 1.00E+17 0 17301898 360 359 68000 20070901 565.74 67965.68 54.40000153 No MI 1.00E+17 0 17301881 360 359 80250 20070901 809.44 80225.67 74.30555725 No MI 1.00E+17 0 17301911 360 359 247500 20070901 1779.97 247326.72 90 No MI 1.00E+17 5.5 20090801 17301913 360 359 128500 20070901 1155.32 128446.39 42.83333206 No MI 1.00E+17 0 17301885 360 359 149500 20070901 1169.72 149412.91 65 No MI 1.00E+17 6 20090801 17301932 360 359 246000 20070901 1977.61 245865.34 60.74074173 No MI 1.00E+17 5.25 20090801 17301933 360 359 210000 20070901 1557.9 209949.73 66.66666412 No MI 1.00E+17 5.5 20090801 17301936 360 359 178400 20070901 1389.49 178294.99 80 No MI 1.00E+17 5.7 20090801 17301886 360 359 267200 20070901 1878.17 267169.96 80 No MI 1.00E+17 0 17301887 360 359 118000 20070901 875.33 117989.02 79.7297287 No MI 0 17301950 360 359 72750 20070901 574.93 72708.57 75 No MI 1.00E+17 0 17301890 360 359 158950 20070901 1462.86 158930.94 85 No MI 1.01E+17 5.5 20090801 17301952 360 359 150000 20070901 1153.38 149909.12 75 No MI 1.00E+17 0 17301953 360 359 247000 20070901 1635.02 246795.52 65 No MI 1.00E+17 0 17302385 360 359 295000 20070901 2050.58 294778.42 78.66666412 No MI 1.00E+17 0 17302387 360 359 286000 20070901 2299.17 285843.45 65 No MI 1.00E+17 5.5 20090801 17302388 360 359 166500 20070901 1243.85 166392.51 90 No MI 1.00E+17 0 17302391 360 359 520000 20070901 3940.41 519955.26 80 No MI 1.00E+17 0 17302398 360 359 113700 20070901 886.38 113633.21 76.56565857 No MI 1.00E+17 0 17302399 360 359 187000 20070901 1499.94 186897.11 85 No MI 1.00E+17 0 17302406 360 359 260000 20070901 1983.55 259942.62 80 No MI 1.00E+17 6 20090801 17302408 360 359 226000 20070901 1482.1 225968.07 59.31758499 No MI 1.00E+17 0 17302410 360 359 302000 20070901 2272.02 301808.01 76.45569611 No MI 1.00E+17 0 17302418 360 359 222000 20070901 1776.69 221877.21 59.04255295 No MI 1.00E+17 0 17302420 360 359 105000 20070901 774.95 104974.49 70 No MI 1.00E+17 0 17302330 360 359 100001 20070901 847.44 99952.73 50.25175858 No MI 1.00E+17 6.75 20090801 17299686 360 359 397500 20070901 2421.69 397104.03 75 No MI 1.00E+17 5.5 20090801 17299687 240 239 90300 20070901 752.5 90145.74 75.88235474 No MI 1.00E+17 0 17299689 360 359 90000 20070901 688.2 89944.8 66.1764679 No MI 1.00E+17 6.25 20090801 17299692 360 359 335000 20070901 2939.87 334851.8 72.04301453 No MI 1.00E+17 6.25 20090801 17299694 360 359 113600 20070901 893.7 113534.63 80 No MI 1.01E+17 0 17299697 360 359 232000 20070901 1915.34 231880.73 80 No MI 1.00E+17 6.25 20090801 17299661 360 359 215200 20070901 1604.68 215149.24 80 No MI 1.00E+17 6 20090801 17299703 360 359 337500 20070901 2474.11 337273.08 90 No MI 1.00E+17 6 20090801 17299707 360 359 68000 20070901 616.95 67972.38 80 No MI 1.00E+17 0 17299714 360 359 187500 20070901 1554.77 187359.37 75 No MI 1.00E+17 0 17299718 360 359 173500 20070901 1382.32 173403.03 56.88524628 No MI 1.00E+17 5.5 20090801 17299720 360 359 212500 20070901 1896.33 212409.92 85 No MI 1.00E+17 6 20090801 17299726 360 359 217500 20070901 1868.67 217398.52 75 No MI 1.00E+17 5.5 20090801 17299727 360 359 315000 20070901 3012.22 314967.15 75 No MI 1.00E+17 6.25 20090801 17299742 360 359 367500 20070901 2507 367213.31 70 No MI 1.00E+17 0 17299743 360 359 273700 20070901 1857.03 273665.36 85 No MI 1.00E+17 0 17299752 360 359 80000 20070901 797.74 79974.93 79.60198975 No MI 1.00E+17 5.5 20090801 17299753 360 359 100800 20070901 873.44 100753.96 80 No MI 1.00E+17 0 17299670 360 359 220000 20070901 1402.5 220000 72.13114929 No MI 1.00E+17 0 17301956 360 359 440000 20070901 3893.87 439809.46 73.94957733 No MI 1.00E+17 6 20090801 17301962 360 359 144500 20070901 1097.96 144467.73 85 No MI 1.00E+17 5.5 20090801 17301971 360 359 200800 20070901 1547.35 200756.98 72.23021698 No MI 1.00E+17 0 17301972 360 359 348000 20070901 2688.17 347791.33 80 No MI 1.00E+17 6 20090801 17301973 360 359 156100 20070901 1107.7 156057.68 70 No MI 1.00E+17 0 17301974 360 359 206250 20070901 1589.35 206205.81 75 No MI 1.00E+17 6 20090801 17301978 360 359 116250 20070901 852.2 116171.83 75 No MI 1.00E+17 0 17301980 360 359 416000 20070901 3119.09 415962.78 80 No MI 1.00E+17 6.25 20090801 17299023 360 359 360000 20070901 2135.82 359931.18 75 No MI 1.00E+17 0 17299027 360 359 490500 20070901 3578.63 490166.84 89.1818161 No MI 1.00E+17 0 17299040 360 359 560000 20070901 3461.91 559366 84.84848785 No MI 1.00E+17 0 17299045 360 359 220000 20070901 1690.06 219866.44 64.06523132 No MI 1.00E+17 0 17299003 360 359 204000 20070901 1632.64 203887.16 85 No MI 1.00E+17 0 17299049 360 359 223000 20070901 1491.13 222819 63.7142868 No MI 1.00E+17 0 17299061 360 359 135000 20070901 1299.94 134943.25 82.31707001 No MI 1.00E+17 6 20090801 17299063 360 359 160650 20070901 1469.53 160586.16 85 No MI 1.00E+17 5.5 20090801 17299074 360 359 124000 20070901 852.9 123963.43 72.94117737 No MI 1.00E+17 0 17299079 360 359 300000 20070901 1995.91 299754.09 46.875 No MI 1.00E+17 0 17299081 360 359 50000 20070901 412.44 49991.31 40.81632614 No MI 1.00E+17 5.5 20090801 17299007 360 359 304000 20070901 2477.97 303945.16 80 No MI 1.01E+17 6.25 20090801 17299671 360 359 172250 20070901 1333.98 172213.64 65 No MI 1.00E+17 6.75 20090801 17299672 360 359 149250 20070901 1082.81 149211.94 69.09722137 No MI 1.00E+17 0 17299673 360 359 252000 20070901 2309.2 251969.3 84 No MI 1.00E+17 0 17299674 360 359 299200 20070901 2294.11 299134.93 85 No MI 1.00E+17 0 17299767 360 359 208000 20070901 1684.93 207961.74 81.5686264 No MI 1.00E+17 6 20090801 17299768 360 359 175440 20070901 1624.53 175372.5 80 No MI 1.00E+17 0 17299772 360 359 211250 20070901 1489.18 211191.69 64.90015411 No MI 1.00E+17 0 17299678 360 359 189000 20070901 1195.39 188970.11 79.07949829 No MI 1.00E+17 5.25 20090801 17299774 360 359 210000 20070901 1244.46 209910.54 45.06437683 No MI 1.00E+17 0 17299778 360 359 234000 20070901 1642.96 233973.59 83.57142639 No MI 1.00E+17 0 17299789 360 359 351000 20070901 2557.92 350761.02 66.22641754 No MI 1.00E+17 0 17299790 360 359 70000 20070901 493.78 69948.97 57.37704849 No MI 1.00E+17 0 17299796 360 359 445500 20070901 2660.09 445416.38 90 No MI 1.00E+17 5.5 20090801 17298263 360 358 213000 20070801 1480.59 212679.03 78.8888855 No MI 1.00E+17 0 17298285 360 359 248000 20070901 1844.54 246096.52 47.23809433 No MI 1.00E+17 6 20090801 17298286 360 359 232000 20070901 1967.74 231888.26 80 No MI 1.00E+17 6.25 20090801 17299008 360 359 213750 20070901 1395.63 213568.29 75 No MI 1.00E+17 0 17299095 360 359 91500 20070901 832.89 91463.16 75 No MI 1.00E+17 6.75 20090801 17299097 360 359 201100 20070901 1295.32 201069.33 71.82142639 No MI 1.00E+17 0 17299101 360 359 320000 20070901 1886.31 319937.69 80 No MI 1.00E+17 5.5 20090801 17299012 360 358 330000 20070801 2690.95 329649.27 64.07766724 No MI 1.00E+17 6 20090701 17299015 360 359 150000 20070901 1272.55 149976.2 55.55555725 No MI 1.00E+17 0 17299113 360 359 180000 20070901 1458.12 179966.88 72.43460846 No MI 1.00E+17 0 17299136 360 359 131750 20070901 930.25 131735.41 85 No MI 1.00E+17 0 17299016 360 359 153000 20070901 1160.21 152904.41 90 No MI 1.00E+17 5.25 20090801 17299145 360 359 310500 20070901 2418.36 310317.24 72.20930481 No MI 1.00E+17 6 20090801 17299148 360 359 93900 20070901 809.51 93856.56 82.36842346 No MI 1.00E+17 0 17299149 360 359 180000 20070901 1390.43 179892.07 60 No MI 1.00E+17 6 20090801 17299154 360 359 161500 20070901 1293.66 161410.86 82.82051086 No MI 1.00E+17 0 17299159 360 359 392000 20070901 2136.3 391875.37 67.58620453 No MI 1.00E+17 0 17299160 360 359 100100 20070901 819.88 100047.55 82.72727203 No MI 1.00E+17 0 17299171 360 359 171500 20070901 1366.38 171370.53 82.45191956 No MI 1.00E+17 5.5 20090801 17299175 360 359 240000 20070901 1836.9 239853.1 80 No MI 1.00E+17 5.5 20090801 17297514 360 359 319000 20070901 3180.96 318900.05 61.34615326 No MI 1.00E+17 0 17297517 360 359 252000 20070901 2088.52 251956.87 80 No MI 1.00E+17 6 20090801 17298294 360 358 102000 20070801 819.99 101944.16 85 No MI 1.00E+17 6 20090701 17298297 360 359 405000 20070901 2605.53 404938.75 90 No MI 1.00E+17 5.5 20090801 17298302 360 359 119000 20070901 835.33 118912.39 75.31645203 No MI 1.00E+17 5.5 20090801 17298303 360 359 476000 20070901 3034.5 476000 75.55555725 No MI 1.00E+17 5.5 20090801 17298305 360 359 468750 20070901 4287.85 468563.71 75 No MI 1.00E+17 5.5 20090801 17298313 360 359 212000 20070901 1986.96 211921.04 68.38710022 No MI 1.00E+17 6 20090801 17298314 360 359 264000 20070901 1771.55 263916.95 80 No MI 1.00E+17 0 17298317 360 359 120000 20070901 1194.31 119962.19 73.30482483 No MI 1.00E+17 0 17265939 360 358 164000 20070801 1301.77 163935.47 84.10256195 No MI 1.00E+17 0 17266004 360 359 412250 20070901 3452.12 412181.77 85 No MI 1.00E+17 6 20090801 17265941 360 358 258750 20070801 2215.47 258670.04 75 No MI 1.00E+17 6.75 20090701 17266030 360 359 510000 20070901 4424.83 509767.79 85 No MI 1.00E+17 6 20090801 17266031 360 359 130800 20070901 1114.19 130737.66 80 No MI 1.00E+17 0 17265556 360 359 195500 20070901 1552.03 195485.9 81.12033081 No MI 1.00E+17 5.5 20090801 17265648 360 359 73500 20070901 623.55 73488.34 70 No MI 1.00E+17 0 17265653 360 359 322400 20070901 2363.41 322183.24 80 No MI 1.00E+17 0 17265659 360 359 195500 20070901 1898.82 195433.99 85 No MI 1.00E+17 5.5 20090801 17265682 360 359 97500 20070901 851.32 97456.3 75 No MI 1.00E+17 0 17265689 360 359 229500 20070901 1759.69 229450.09 60.87533188 No MI 1.00E+17 0 17265706 360 359 231000 20070901 1599.4 230825.1 53.10344696 No MI 1.00E+17 0 17265709 360 359 750000 20070901 4506.93 749861.82 75 No MI 1.00E+17 6 20090801 17265565 360 359 247500 20070901 1746.95 247431.92 90 No MI 1.00E+17 6 20090801 17266059 360 359 59850 20070901 543.21 59842.45 70 No MI 1.00E+17 6.25 20090801 17266065 360 359 72000 20070901 655.39 71971.01 84.70587921 No MI 1.00E+17 0 17264231 360 358 450000 20070801 3075 449729.12 64.2857132 No MI 1.00E+17 5.5 20090701 17263574 360 359 203000 20070901 1870.6 202920.88 70 No MI 1.00E+17 5 20090801 17259661 360 359 136500 20070901 1118.01 136428.49 75 No MI 1.00E+17 5.5 20090801 17259687 360 359 382000 20070901 2426.77 381862.05 66.43478394 No MI 1.00E+17 6 20090801 17263559 360 358 129600 20070801 1243.04 129508.94 80 No MI 1.00E+17 0 17263634 360 359 195000 20070901 1546.62 194889.88 66.1016922 No MI 1.00E+17 5.5 20090801 17263636 360 359 210000 20070901 1537.91 209947.84 70 No MI 1.00E+17 0 17257002 360 358 396000 20070801 2834.26 395438.07 80 No MI 1.00E+17 0 17259739 360 359 236250 20070901 2047.13 236142.09 75 No MI 1.00E+17 0 17259749 360 359 101840 20070901 1000.75 101806.73 80 No MI 1.00E+17 0 17256406 360 358 196200 20070801 1417.83 195927.13 90 No MI 1.00E+17 0 17256509 360 358 301500 20070801 2045.64 301423.44 90 No MI 1.00E+17 6 20090701 17257165 360 359 151200 20070901 1272.05 151175.35 64.34042358 No MI 1.00E+17 5.5 20090801 17256068 360 359 196000 20070901 1682.51 195908.36 67.58620453 No MI 1.00E+17 6 20090801 17256418 360 358 170000 20070801 1485.59 169843.93 68 No MI 1.00E+17 6.2 20090701 17325418 360 359 200001 20070901 1172.86 199961.48 42.55340576 No MI 1.00E+17 0 17325434 360 359 138000 20070901 1233.04 137941.69 64.78873444 No MI 1.00E+17 0 17325437 360 359 376000 20070901 2689.43 375900.27 80 No MI 1.00E+17 0 17325443 360 359 216000 20070901 1272.29 215906.71 54 No MI 1.00E+17 5.5 20090801 17322815 360 359 289000 20070901 1960.84 288963.42 69.63855743 No MI 1.00E+17 0 17322820 360 359 203000 20070901 1488.13 202863.51 70 No MI 1.00E+17 0 17322833 360 359 83895 20070901 795.16 83864.68 85 No MI 1.00E+17 6 20090801 17322834 360 359 85000 20070901 761.69 84964.35 56.66666794 No MI 1.00E+17 0 17322838 360 359 120000 20070901 880.52 119919.48 75 No MI 1.00E+17 0 17322839 360 359 403750 20070901 2909.93 403708.38 85 No MI 1.00E+17 0 17322846 360 359 120000 20070901 1053.09 119946.91 72.72727203 No MI 1.00E+17 5.5 20090801 17322853 360 359 456000 20070901 2507.23 455892.47 80 No MI 1.00E+17 0 17322859 360 359 78000 20070901 623.13 77956.67 40 No MI 1.00E+17 0 17256596 360 359 168300 20070901 1409.03 168216.33 85 No MI 1.00E+17 0 17256167 360 359 195000 20070901 1465.25 194955 84.78260803 No MI 1.00E+17 5.5 20090801 17255275 360 358 208000 20070801 1454.06 207882.15 80 No MI 1.00E+17 5.5 20090701 17322795 360 359 500001 20070901 3210.88 499925.54 78.7403183 No MI 1.00E+17 6 20090801 17322869 360 359 104250 20070901 933.42 104206.18 82.08661652 No MI 1.00E+17 5.5 20090801 17322877 360 359 999000 20070901 6353.75 998640.25 63.63057327 No MI 1.00E+17 5.5 20090801 17323171 360 359 240000 20070901 1548.67 239791.33 44.44444275 No MI 1.00E+17 0 17323173 360 359 650000 20070901 4576.1 649524.32 89.04109955 No MI 1.00E+17 0 17323177 360 359 220800 20070901 1484.12 220730.84 80 No MI 1.00E+17 0 17323181 360 359 133600 20070901 1252.16 133547.4 80 No MI 1.00E+17 6 20090801 17323195 360 359 450000 20070901 3091.82 449866.93 73.77049255 No MI 1.00E+17 0 17323196 360 359 330000 20070901 2546.78 329801.72 75 No MI 1.00E+17 6.75 20090801 17323198 360 359 368000 20070901 2158.05 367927.28 80 No MI 1.00E+17 0 17322800 360 359 225000 20070901 1866.51 224961.62 90 No MI 1.00E+17 6 20090801 17322885 360 359 206500 20070901 1728.84 206397.35 70 No MI 1.00E+17 6.25 20090801 17322802 360 359 84500 20070901 713.55 84486.39 65 No MI 1.00E+17 5 20090801 17322803 360 359 445900 20070901 2731.14 445900 70 No MI 1.00E+17 0 17322891 360 359 373500 20070901 2372.77 373365.12 90 No MI 1.00E+17 0 17322893 360 359 531250 20070901 3689.86 531097.38 85 No MI 1.00E+17 0 17322894 360 359 173000 20070901 1045.68 172929.61 84.39024353 No MI 1.00E+17 0 17322899 360 359 833000 20070901 5651.82 832894.57 75.72727203 No MI 1.00E+17 0 17322900 360 359 126000 20070901 1004.78 125929.72 70 No MI 1.00E+17 0 17322916 360 359 160650 20070901 1390.87 160576.46 85 No MI 1.00E+17 5.5 20090801 17322921 360 359 334800 20070901 2849.45 334640.11 90 No MI 1.00E+17 5.5 20090801 17322924 360 359 242250 20070901 1673.17 242065.66 73.63221741 No MI 1.00E+17 0 17255343 360 359 494500 20070901 3727.41 494456.62 76.07691956 No MI 1.00E+17 6 20090801 17255440 360 359 458865 20070901 4113.69 458804.62 90 No MI 1.00E+17 5.5 20090801 17255464 360 359 96000 20070901 768.99 95944.75 87.27272797 No MI 1.00E+17 0 17255467 360 359 130000 20070901 1059.14 129931.03 53.06122589 No MI 1.00E+17 0 17255475 360 359 120000 20070901 1065.53 119948.47 64.86486816 No MI 1.00E+17 0 17255477 360 359 120000 20070901 1065.53 119948.47 63.15789413 No MI 1.00E+17 0 17325414 360 359 486000 20070901 3316.55 485939.65 84.96503448 No MI 1.00E+17 5.5 20090801 17279709 360 359 90400 20070901 691.9 90344.67 79.29824829 No MI 1.00E+17 0 17279710 360 359 199430 20070901 1581.76 199317.37 66.47666931 No MI 1.00E+17 0 17279711 360 359 217000 20070901 1739.29 216958.74 70 No MI 1.00E+17 0 17279713 360 359 216800 20070901 1965.35 216711.78 80 No MI 1.00E+17 6 20090801 17279718 360 359 281000 20070901 2130.85 280824.44 82.64705658 No MI 1.00E+17 0 17279729 360 359 90100 20070901 722.17 90082.86 85 No MI 1.00E+17 0 17279693 360 359 611250 20070901 3833.42 610689.31 75 No MI 1.00E+17 0 17279753 360 359 245000 20070901 1636.58 242411.6 67.30769348 No MI 1.00E+17 0 17279758 360 359 440000 20070901 3564.28 439919.05 80 No MI 1.00E+17 6 20090801 17279761 360 359 213150 20070901 1490.38 212991.81 60.90000153 No MI 1.00E+17 0 17279765 360 359 124000 20070901 1222.29 123959.84 80 No MI 1.00E+17 0 17279768 360 359 112000 20070901 900.38 111938.69 80 No MI 1.00E+17 5.5 20090801 17279696 360 359 423000 20070901 4044.98 422955.89 90 No MI 1.00E+17 0 17279778 360 359 405000 20070901 2892.27 404892.11 90 No MI 1.00E+17 6 20090801 17279785 360 359 442400 20070901 3144.66 442352.14 70 No MI 1.00E+17 5.5 20090801 17279090 360 359 111000 20070901 869.28 110935.47 79.2857132 No MI 1.00E+17 5.5 20090801 17279091 360 359 188000 20070901 1615.22 187912.28 80 No MI 1.01E+17 0 17279133 360 359 58500 20070901 418.7 58458.63 68.8235321 No MI 1.00E+17 0 17279138 360 359 572000 20070901 4899.67 571731.15 80 No MI 1.00E+17 5.7 20090801 17279144 360 359 180000 20070901 1378.76 179960.74 80 No MI 1.00E+17 6 20100801 17279099 360 359 457500 20070901 2891.72 457086.4 75 No MI 1.00E+17 0 17279175 360 359 304500 20070901 1985.12 304240.38 70 No MI 1.00E+17 5.5 20090801 17279206 360 359 120000 20070901 1105.77 119953.23 74.07407379 No MI 1.00E+17 0 17279214 360 359 272000 20070901 2192.8 271949.2 80 No MI 1.00E+17 0 17279216 360 359 374000 20070901 3215.44 373825.8 69.25926208 No MI 1.00E+17 6.75 20090801 17278549 360 359 288000 20070901 2438.49 287860.71 87.27272797 No MI 1.00E+17 5.5 20090801 17278553 360 359 116450 20070901 1095.81 116407.09 85 No MI 1.00E+17 5.5 20090801 17278574 360 359 189000 20070901 1700.37 188975.43 90 No MI 1.00E+17 5.5 20090801 17278590 360 359 207857 20070901 1437.47 206359.11 80.00007629 No MI 1.00E+17 5.5 20090801 17278591 360 359 332800 20070901 2050.96 332743.07 65 No MI 1.00E+17 0 17278622 360 359 115000 20070901 781.78 114909.66 71.875 No MI 1.00E+17 0 17278625 360 359 112000 20070901 867.38 111976.35 73.44261932 No MI 1.00E+17 5.25 20090801 17278629 360 359 434500 20070901 3440.66 434468.35 83.55769348 No MI 1.00E+17 5.5 20090801 17278630 360 359 297500 20070901 2737.98 297464.31 85 No MI 1.00E+17 6.25 20090801 17278635 360 359 268000 20070901 2349.92 267881.18 80 No MI 1.00E+17 5.5 20090801 17279222 360 359 525000 20070901 4192.2 524700.31 75 No MI 1.00E+17 6 20090801 17279227 360 359 185000 20070901 1404.83 184884.77 67.27272797 No MI 1.00E+17 0 17275627 360 358 104175 20070801 928.88 104086.1 59.52857208 No MI 1.00E+17 0 17275629 360 359 130400 20070901 941.1 130342.26 80 No MI 1.00E+17 5.5 20090801 17278639 360 359 495000 20070901 3047.81 494530.31 49.74874496 No MI 1.00E+17 0 17278644 360 359 413100 20070901 3057.14 412827.84 90 No MI 1.00E+17 0 17274914 360 359 152000 20070901 1272.56 151924.44 77.55101776 No MI 1.00E+17 0 17274931 360 359 201200 20070901 1581.41 201084 80 No MI 1.00E+17 0 17275752 360 359 55250 20070901 567.89 55234.15 73.66666412 No MI 1.00E+17 0 17275756 360 359 67500 20070901 604.37 67466.38 90 No MI 1.00E+17 5.5 20090801 17275771 360 359 391500 20070901 3045.09 391469.46 90 No MI 1.00E+17 5.5 20090801 17275775 360 359 78000 20070901 628.65 77994.7 47.56097412 No MI 1.00E+17 0 17272445 360 359 253000 20070901 2302.95 252898.15 64.87179565 No MI 1.00E+17 6 20090801 17272486 360 359 188500 20070901 1350.44 188366.96 69.55719757 No MI 1.00E+17 5.7 20090801 17272488 360 359 168000 20070901 1468.12 167924.88 80 No MI 1.00E+17 0 17274962 360 359 204000 20070901 2020.2 203934.8 85 No MI 1.00E+17 6 20090801 17274901 360 358 261000 20070801 2288.53 258405.79 90 No MI 1.00E+17 5.5 20090701 17275017 360 359 180000 20070901 1460 179903.5 78.60262299 No MI 1.00E+17 5.5 20090801 17275028 360 359 319600 20070901 3043.63 319486.04 85 No MI 1.00E+17 5.5 20090801 17275035 360 359 155200 20070901 1420.94 155181.03 87.19100952 No MI 1.00E+17 6 20090801 17272495 360 359 350001 20070901 2302.77 349707.82 42.99766541 No MI 1.00E+17 0 17272453 360 359 145809 20070901 1095.4 145775.33 78.81567383 No MI 1.00E+17 0 17272511 360 359 127000 20070901 1085.54 126939.99 69.78022003 No MI 1.00E+17 6.75 20090801 17272455 360 359 378000 20070901 3415.73 377951.62 90 No MI 1.00E+17 5.5 20090801 17272524 360 359 135000 20070901 1080.42 134925.33 75 No MI 1.00E+17 5.5 20090801 17272548 360 359 432000 20070901 2839.68 431856.72 80 No MI 1.00E+17 5.5 20090801 17272569 360 359 235000 20070901 1729.93 234892.49 72.30769348 No MI 1.00E+17 6.25 20090801 17272570 360 359 120000 20070901 1128.31 119955.69 60.66733932 No MI 1.00E+17 6.75 20090801 17267800 360 359 225000 20070901 2058.17 224910.58 75 No MI 1.00E+17 5.25 20090801 17267773 360 359 174250 20070901 1451.23 174162.28 85 No MI 1.00E+17 5.5 20090801 17267834 360 359 50000 20070901 431.05 49976.87 52.63158035 No MI 1.00E+17 5.5 20090801 17267836 180 179 110000 20070901 1146.99 109721.55 51.64319229 No MI 1.00E+17 0 17267889 360 359 252900 20070901 2106.26 252772.68 90 No MI 1.00E+17 5.5 20090801 17266395 360 359 52000 20070901 489.33 51980.84 80 No MI 1.00E+17 6.25 20090801 17266419 240 239 67150 20070901 645.79 67061 85 No MI 1.00E+17 0 17266422 360 359 423000 20070901 3741.92 422941.7 90 No MI 1.00E+17 5.5 20090801 17266440 360 359 150300 20070901 1138.68 150205.91 90 No MI 1.00E+17 0 17266456 360 359 118150 20070901 1116.26 118106.94 85 No MI 1.00E+17 5.5 20090801 17266460 360 359 104500 20070901 836.33 104442.2 72.0689621 No MI 1.00E+17 5.5 20090801 17266462 360 359 320000 20070901 2273.17 319913.5 77.10843658 No MI 1.00E+17 5.5 20090801 17266474 360 359 262500 20070901 2197.68 262369.51 65.24981689 No MI 1.00E+17 6 20090801 17266486 360 359 135150 20070901 864.23 135129.33 85 No MI 1.00E+17 6 20090801 17266501 360 359 141000 20070901 1022.35 140902.96 61.572052 No MI 1.00E+17 0 17265963 360 359 64500 20070901 551.79 64469.58 75 No MI 1.00E+17 6 20090801 17265966 360 359 114750 20070901 1031.69 114702.29 85 No MI 1.00E+17 0 17238680 360 359 120000 20070901 810.42 119984.58 80 No MI 1.00E+17 5.5 20090801 17250173 360 359 518500 20070901 3691.75 518444.23 85 No MI 1.00E+17 5.7 20090801 17250180 360 359 216750 20070901 1958.44 216661.03 85 No MI 1.00E+17 0 17250186 360 359 212800 20070901 1696.95 212681.32 80 No MI 1.00E+17 5.5 20090801 17250199 360 359 72000 20070901 576.23 71960.17 90 No MI 1.00E+17 0 17250224 360 359 288000 20070901 2525.28 287872.32 90 No MI 1.00E+17 5.5 20090801 17246961 360 359 429250 20070901 3209 429149.49 78.04545593 No MI 1.00E+17 0 17247822 360 359 88400 20070901 891.65 88373.2 85 No MI 1.00E+17 5.5 20090801 17246864 360 359 289000 20070901 2861.95 288907.63 85 No MI 1.00E+17 5.5 20090801 17246930 360 359 191250 20070901 1549.25 191214.81 85 No MI 1.00E+17 6 20090801 17216967 360 359 99000 20070901 957.8 98966.2 80.48780823 No MI 1.00E+17 5.5 20090801 17255265 360 356 68000 20070601 564.36 67860.27 85 No MI 1.00E+17 0 17255317 360 359 75200 20070901 662.16 75167.01 80 No MI 1.00E+17 5.5 20090801 17252834 360 359 73000 20070901 586.85 72960.04 74.4897995 No MI 1.00E+17 5.5 20090801 17251526 360 358 140000 20070801 1010.39 139927.3 80 No MI 1.01E+17 6 20090701 17249959 360 359 85000 20070901 674.78 84952.1 64.88549805 No MI 1.00E+17 0 17263906 360 359 548000 20070901 3214.17 547761.01 78.2857132 No MI 1.00E+17 5.5 20090801 17265759 360 359 153000 20070901 1281.2 152974.67 90 No MI 1.00E+17 5.75 20090801 17265825 360 359 124500 20070901 952.89 124423.8 75 No MI 1.00E+17 5.5 20090801 17266226 360 359 79100 20070901 693.58 79032.79 70 No MI 1.00E+17 0 17274341 360 359 168000 20070901 1344.16 167907.02 80 No MI 1.00E+17 0 17274273 360 359 404000 20070901 2768.09 403096.92 80 No MI 1.00E+17 0 17286611 360 359 208000 20070901 1493.74 207853.93 56.98630142 No MI 1.00E+17 0 17298122 360 359 210000 20070901 1404.2 209829.55 64.22018433 No MI 1.00E+17 5.5 20120801 17298191 360 359 121550 20070901 851.03 121536.15 85 No MI 1.00E+17 5.5 20090801 17298915 360 359 136800 20070901 1306.92 136748.44 90 No MI 1.00E+17 0 17301701 360 359 219000 20070901 1516.32 218227.94 87.59999847 No MI 1.00E+17 0 17301781 360 359 232600 20070901 1426.91 232508.6 89.46154022 No MI 1.00E+17 5.5 20090801 17301785 360 359 182000 20070901 1379.41 181959.05 70 No MI 1.00E+17 0 17301594 360 359 160000 20070901 1417.29 159978.04 80 No MI 1.00E+17 6.25 20100801 17302155 360 359 274500 20070901 2052.59 274323.16 90 No MI 1.00E+17 0 17302156 360 359 153750 20070901 903.04 153719.75 75 No MI 1.00E+17 0 17302159 360 359 333750 20070901 2697.45 333569.58 75 No MI 1.00E+17 5.5 20090801 17302220 360 359 235000 20070901 1802.79 234856.9 73.4375 No MI 1.00E+17 0 17302225 360 359 453000 20070901 2746.26 452816.96 71.90476227 No MI 1.00E+17 6 20090801 17302258 360 359 123750 20070901 1131.99 123700.82 75 No MI 1.00E+17 6 20090801 17302583 360 359 150000 20070901 1031.73 149955.77 62.5 No MI 1.00E+17 0 17303046 360 359 420000 20070901 3075.81 419895.69 75 No MI 1.00E+17 5.5 20090801 17303072 360 359 197600 20070901 1798.67 197498.75 80 No MI 1.00E+17 6 20090801 17303090 360 359 344000 20070901 2942.87 343837.8 80 No MI 1.00E+17 6 20090801 17303104 360 359 305500 20070901 2883.99 305388.42 65 No MI 1.00E+17 7 20090801 17303518 360 359 191250 20070901 1585.04 191217.27 85 No MI 1.00E+17 5.5 20090801 17303588 360 359 126000 20070901 1095.52 125942.93 90 No MI 1.00E+17 5.5 20090801 17303607 360 359 105000 20070901 1103.54 104971.83 70 No MI 1.00E+17 6.25 20090801 17303868 360 359 293250 20070901 2232.02 293068.29 85 No MI 1.00E+17 5.5 20090801 17303877 360 359 274500 20070901 2120.56 274441.62 90 No MI 1.00E+17 6 20090801 17304287 360 359 163000 20070901 1322.11 162912.62 61.97718811 No MI 1.00E+17 6.75 20090801 17304866 360 359 107000 20070901 729.93 106916.25 48.63636398 No MI 1.00E+17 0 17304814 360 359 327600 20070901 2394.79 327492.4 70.45161438 No MI 1.00E+17 0 17306277 360 359 213000 20070901 1344.91 212407.06 37.69911575 No MI 1.00E+17 0 17306326 360 359 126000 20070901 1025.46 125932.98 90 No MI 1.00E+17 0 17306338 360 359 128000 20070901 837.88 127891.72 88.27586365 No MI 1.00E+17 6 20090801 17311859 360 359 110500 20070901 694.81 110399.13 65 No MI 1.00E+17 5.5 20090801 17312291 360 359 86400 20070901 885.4 86375 90 No MI 1.00E+17 0 17324279 360 359 134000 20070901 954.45 133904.27 58.26086807 No MI 1.00E+17 0 17324331 360 359 185250 20070901 1194.15 185088.62 65 No MI 1.00E+17 0 17325273 360 359 319500 20070901 2568.48 319325.11 75 No MI 1.00E+17 5.5 20090801 17297459 360 358 608930 20070801 5479.28 608422.57 70 No MI 1.00E+17 7 20090701 17324432 360 359 102400 20070901 952.04 102361.03 79.37984467 No MI 1.00E+17 0 17325686 180 178 266000 20070801 2533.18 265809.43 80 No MI 1.00E+17 0 17325736 360 358 121500 20070801 1113.36 121470.27 90 No MI 1.00E+17 0 17325740 360 358 67500 20070801 583.65 66433.67 90 No MI 1.00E+17 6.825 20090701 17325742 360 358 234000 20070801 1857.62 233735.29 90 No MI 1.00E+17 5.85 20090701 17326322 360 358 136800 20070801 1266.73 136694.27 90 No MI 1.00E+17 7.65 20090701 17326331 360 358 120000 20070801 944.04 119855.41 80 No MI 1.00E+17 0 17256602 360 359 210000 20070901 1424.04 209834.21 67.09265137 No MI 1.00E+17 5.5 20090801 17325424 360 359 427500 20070901 3732.68 427308.44 75 No MI 1.00E+17 5.5 20090801 17322792 360 359 202000 20070901 1619.06 201961.59 70.87718964 No MI 1.00E+17 6.25 20100801 17322857 360 359 217000 20070901 1487.69 216832.39 70 No MI 1.00E+17 0 17323212 360 359 490000 20070901 3017.02 489535.06 62.02531815 No MI 1.00E+17 0 17322804 360 359 112500 20070901 906.42 112438.74 75 No MI 1.00E+17 0 17322805 360 359 116000 20070901 1081.97 115956.23 58 No MI 1.00E+17 6 20090801 17322807 360 359 260000 20070901 2155.93 259867.74 74.2857132 No MI 1.00E+17 6 20090801 17322946 360 359 281250 20070901 2182.54 281083.08 75 No MI 1.00E+17 5.5 20090801 17312399 180 179 102000 20070901 936.88 101687.87 75 No MI 1.00E+17 0 17312364 360 359 299000 20070901 2240.98 298930.51 57.94573593 No MI 1.00E+17 6 20090801 17312368 360 359 199750 20070901 1781.25 199723.22 85 No MI 1.00E+17 6 20090801 17312462 360 359 155000 20070901 935.21 154936.67 66.95464325 No MI 1.00E+17 0 17309235 360 359 117600 20070901 886.8 117525.62 84 No MI 1.00E+17 0 17311941 360 359 299200 20070901 2100.61 299116.5 85 No MI 1.00E+17 5.5 20090801 17311992 360 359 133200 20070901 1114.2 133133.64 90 No MI 1.00E+17 0 17304349 360 359 79600 20070901 647.08 79557.55 57.68115997 No MI 1.00E+17 0 17304352 360 359 325000 20070901 2283.59 324761.2 54.62184906 No MI 1.00E+17 5.5 20090801 17304355 360 359 260000 20070901 2062.16 259853.17 80 No MI 1.00E+17 0 17305033 360 359 478986 20070901 2951.86 478904.06 89.19664764 No MI 1.00E+17 5.5 20090801 17303675 360 359 103810 20070901 805.58 103748.39 61.0647049 No MI 1.00E+17 6 20090801 17303653 360 359 165000 20070901 1368.19 164916.06 75 No MI 1.00E+17 0 17303925 360 359 135000 20070901 1136.64 134933.8 65.85366058 No MI 1.00E+17 0 17303189 360 359 245000 20070901 2148.25 244891.38 73.13433075 No MI 1.00E+17 0 17301905 360 359 305000 20070901 2531.3 304845.16 57.54716873 No MI 1.00E+17 5.5 20090801 17301918 360 359 671400 20070901 4875.11 670939.35 90 No MI 1.00E+17 5.5 20090801 17299664 360 359 135200 20070901 1306.99 135153.75 80 No MI 1.00E+17 0 17299076 360 359 246600 20070901 1816.35 246435.87 90 No MI 1.00E+17 0 17299106 360 359 116000 20070901 958.51 115940.49 59.18367386 No MI 1.00E+17 5.5 20090801 17299128 360 359 216000 20070901 1583.49 215946.51 71.28713226 No MI 1.00E+17 0 17298321 360 359 221600 20070901 1819.27 221560.92 79.14286041 No MI 1.00E+17 5.5 20090801 17297571 360 359 599400 20070901 4602.9 599400 90 No MI 1.00E+17 5.5 20090801 17297589 360 359 144000 20070901 1155.04 143920.76 80 No MI 1.00E+17 0 17295394 360 359 420000 20070901 3536.19 419794.06 72.41379547 No MI 1.00E+17 5.5 20090801 17295410 180 179 61350 20070901 642.12 61195.61 75 No MI 1.00E+17 0 17293628 360 359 208000 20070901 1785.52 207002.5 80 No MI 1.00E+17 0 17286878 360 359 183000 20070901 1341.52 182876.95 64.21052551 No MI 1.00E+17 0 17279705 360 359 105000 20070901 991.22 104961.66 53.03030396 No MI 1.00E+17 7 20090801 17342036 360 359 430000 20070901 3691.21 429798.96 73.50427246 No MI 1.00E+17 5.5 20090801 17342177 360 359 442500 20070901 3239.2 442201.58 75 No MI 1.00E+17 5.7 20090801 17326928 360 359 504000 20070901 3291.46 503927.84 80 No MI 1.00E+17 6 20090801 17326760 360 359 180000 20070901 1409.64 179895.36 80 No MI 1.00E+17 0 17326359 360 359 289000 20070901 1971.49 288583.92 85 No MI 1.00E+17 0 17326383 360 359 325000 20070901 2718.95 324946.05 65 No MI 1.00E+17 6 20090801 17325463 360 359 202000 20070901 1362.96 201838.94 76.51515198 No MI 1.00E+17 0 17324949 360 359 78200 20070901 597.97 78152.04 85 No MI 1.00E+17 5.5 20090801 17274900 360 358 122250 20070801 1067.41 122139.99 75 No MI 1.00E+17 6 20090701 17274902 360 358 135150 20070801 1202.55 135034.07 85 No MI 1.00E+17 0 17272552 360 359 90000 20070901 829.33 89964.92 64.2857132 No MI 1.00E+17 0 17267765 360 359 884000 20070901 8212.13 883662.83 75.55555725 No MI 1.00E+17 5.5 20090801 17231509 360 359 176250 20070901 1414.98 176153.22 75 No MI 1.00E+17 0 17251655 360 359 340000 20070901 2305.58 339731.59 80 No MI 1.00E+17 0 17250037 360 359 119000 20070901 1123.67 118987 85 No MI 1.00E+17 0 17279725 360 359 202000 20070901 1728.08 201904.75 71.12676239 No MI 1.00E+17 6 20090801 17035433 360 358 613700 20070801 4456.14 612855.11 72.19999695 No MI 1.00E+17 5.25 20090701 17218749 360 359 103500 20070901 803.18 103438.57 64.6875 No MI 1.00E+17 6 20090801 17221756 360 359 381650 20070901 3312.84 381593.91 85 No MI 1.00E+17 5.5 20090801 17219331 360 359 192500 20070901 2024.65 190423.83 51.33333206 No MI 1.00E+17 5.5 20090801 17229212 360 359 210000 20070901 1482.27 209942.23 61.76470566 No MI 1.00E+17 6 20090801 17231522 360 359 120000 20070901 1016.92 119942.08 80 No MI 1.00E+17 6.25 20090801 17203865 360 359 200000 20070901 1457.09 199863.74 80 No MI 1.00E+17 5.5 20090801 17201972 360 359 72250 20070901 575.64 72209.61 85 No MI 1.00E+17 5.5 20090801 17293704 360 359 600000 20070901 3700.16 599432.34 64.86486816 No MI 1.00E+17 0 17293740 360 359 186550 20070901 1594.54 186461.85 65 No MI 1.00E+17 5.5 20090801 17299108 360 359 390000 20070901 2343.61 389928.14 78.4708252 No MI 1.00E+17 0 17302381 360 359 312000 20070901 2358.72 311929.28 80 No MI 1.00E+17 5.5 20090801 17306413 360 359 68800 20070901 528.53 68758.23 80 No MI 1.00E+17 0 17312393 360 359 250750 20070901 2637.3 250682.89 85 No MI 1.00E+17 0 17325853 360 359 55800 20070901 487.22 55774.99 90 No MI 1.00E+17 0 17324457 360 359 176000 20070901 1492.77 175915.23 70.40000153 No MI 1.00E+17 0 17309215 360 359 708750 20070901 4620.52 708145.73 73.44559479 No MI 0 17356532 360 360 296650 20071001 2791.5 296650 85 No MI 0 17356290 360 360 284000 20071001 2544.93 284000 64.84017944 No MI 0 17358315 360 360 85000 20071001 738.5 85000 38.28828812 No MI 0 17358072 360 360 148000 20071001 1221.97 148000 72.19512177 No MI 6 20100901 17346572 360 360 75000 20071001 680.46 75000 62.5 No MI 0 17358237 360 360 135000 20071001 1275.45 135000 63.98104095 No MI 3.75 20090901 17346573 360 360 542500 20071001 4310.35 542500 70 No MI 6.25 20100901 17345844 360 360 174000 20071001 1263.44 174000 75 No MI 0 17358076 360 360 232000 20071001 1518.16 232000 50.43478394 No MI 5.5 20100901 17361884 360 360 516000 20071001 3910.85 516000 78.77862549 No MI 0 17366096 360 360 150000 20071001 1355.32 150000 44.11764526 No MI 0 17356538 360 360 155000 20071001 957.6 155000 67.39130402 No MI 0 17366178 360 360 343000 20071001 2329.92 343000 70 No MI 0 17356378 360 360 133000 20071001 1166.03 133000 70 No MI 5.5 20100901 17360602 360 360 89600 20071001 907.87 89600 80 No MI 0 17353072 360 360 184000 20071001 1738.39 184000 69.9619751 No MI 6 20100901 17354125 360 360 170000 20071001 1670.54 170000 82.92682648 No MI 0 17244371 360 360 219000 20071001 1584.69 219000 72.51655579 No MI 0 17358321 360 360 134250 20071001 1316.09 134250 75 No MI 0 17342465 360 360 149600 20071001 1357.78 149600 80 No MI 0 17346029 360 360 465000 20071001 2741.56 465000 69.92481232 No MI 0 17342547 360 360 77000 20071001 794.41 77000 59.92218018 No MI 6 20100901 17345932 360 360 169500 20071001 1080.57 169500 75 No MI 5.5 20090901 17345690 360 360 82200 20071001 659.93 82200 63.23077011 No MI 6.25 20090901 17356382 360 360 790500 20071001 6403.54 790500 85 No MI 5.5 20100901 17309259 360 360 100001 20071001 947.81 100001 86.95738983 No MI 0 17346664 360 360 420000 20071001 2951.1 420000 76.36363983 No MI 0 17361894 360 360 331200 20071001 2605.56 331200 80 No MI 6 20100901 17345695 360 360 198450 20071001 1647.01 198450 89.19100952 No MI 3 20090901 17353796 360 360 480000 20071001 3185.3 480000 80 No MI 5.5 20100901 17361501 240 240 298000 20071001 2738.95 298000 59.59999847 No MI 0 17361420 360 360 412500 20071001 2248.02 412500 75 No MI 0 17361424 360 360 202500 20071001 1478.83 202500 75 No MI 0 17360454 360 360 188000 20071001 1282.5 188000 80 No MI 0 17361426 360 360 596250 20071001 4368.84 596250 75 No MI 0 17355820 360 360 230000 20071001 1727.92 230000 65.7142868 No MI 6 20100901 17346038 360 360 471750 20071001 3053.3 471750 85 No MI 5.5 20090901 17358252 360 360 101250 20071001 1057.09 101250 75 No MI 3.5 20090901 17345941 360 360 153000 20071001 1519.82 153000 90 No MI 5.5 20090901 17356553 360 360 231200 20071001 1694.86 231200 85 No MI 0 17322876 360 360 202500 20071001 1541.3 202500 90 No MI 6 20090901 17358093 360 360 154500 20071001 1281.67 154500 75 No MI 5.5 20100901 17358337 360 360 127500 20071001 1316.4 127500 75 No MI 6.75 20100901 17345945 360 360 222700 20071001 1540.61 222700 85 No MI 0 17366197 360 360 330000 20071001 2583.67 330000 64.96063232 No MI 6.75 20100901 17358097 360 360 217600 20071001 1558.92 217600 85 No MI 0 17345949 360 360 234500 20071001 1793.15 234500 70 No MI 5.5 20090901 17354141 360 360 250250 20071001 1741.23 250250 65 No MI 5.5 20100901 17342640 360 360 122400 20071001 782.07 122400 80 No MI 0 17312446 360 360 337500 20071001 2500.03 337500 66.1764679 No MI 0 17302646 360 360 191500 20071001 1554.66 191500 66.03448486 No MI 6.75 20100901 17361434 360 360 125000 20071001 965.58 125000 73.52941132 No MI 0 17358504 360 360 525000 20071001 3484.03 525000 70 No MI 0 17361519 360 360 143000 20071001 1079.04 143000 69.75609589 No MI 0 17354149 360 360 248800 20071001 2331.86 248800 80 No MI 6 20100901 17356480 360 360 520000 20071001 3998.36 520000 70.2702713 No MI 5.5 20100901 17325476 360 360 252000 20071001 1997.35 252000 80 No MI 6 20090901 17358345 360 360 240000 20071001 2542.81 240000 67.6056366 No MI 0 17345873 360 360 220000 20071001 1898.23 220000 62.8571434 No MI 0 17325398 360 360 156000 20071001 1150.12 156000 80 No MI 5.5 20090901 17356489 360 360 116000 20071001 969.05 116000 78.64406586 No MI 0 17346050 360 360 220000 20071001 1799.27 220000 80 No MI 5.5 20100901 17342651 360 360 72000 20071001 533.34 72000 64.86486816 No MI 0 17324751 180 180 142000 20071001 1312.33 142000 39.66480637 No MI 0 17360554 360 360 85400 20071001 605.93 85400 70 No MI 0 17358511 360 360 405000 20071001 2830.79 405000 90 No MI 5.5 20100901 17361526 360 360 127000 20071001 1185.53 127000 84.66666412 No MI 0 17360717 360 360 140000 20071001 1332.2 140000 80 No MI 5.5 20100901 17361528 360 360 193000 20071001 1449.95 193000 66.43717957 No MI 0 17354157 360 360 51750 20071001 416.4 51750 75 No MI 0 17360475 360 360 172500 20071001 1505.52 172500 75 No MI 6.75 20100901 17361529 360 360 122400 20071001 1119.65 122400 80 No MI 5.25 20100901 17360559 360 360 200000 20071001 1706.15 200000 74.07407379 No MI 0 17360479 360 360 240000 20071001 1868.65 240000 80 No MI 6 20100901 17358519 360 360 213700 20071001 1335.63 213700 74.98245239 No MI 0 17355848 360 360 112000 20071001 1024.51 112000 80 No MI 5.5 20100901 17356497 360 360 94500 20071001 997.58 94500 90 No MI 5.5 20100901 17352703 360 360 230250 20071001 1332.76 230250 75 No MI 0 17342029 360 360 385000 20071001 2795.53 385000 70 No MI 5.5 20090901 17342580 360 360 331500 20071001 2327.52 331500 85 No MI 0 17326623 360 360 505000 20071001 3625.5 505000 84.87394714 No MI 0 17250097 360 360 221550 20071001 2311.35 221550 70 No MI 7 20100901 17360563 360 360 114000 20071001 1210.05 114000 75 No MI 0 17366620 360 360 448000 20071001 3564.49 448000 80 No MI 5.5 20100901 17326463 360 360 232000 20071001 1652.47 232000 80 No MI 0 17360483 360 360 115000 20071001 868.01 115000 46.93877411 No MI 0 17346066 360 360 135000 20071001 1130.24 135000 90 No MI 0 17360486 360 360 210000 20071001 1811.95 210000 38.18181992 No MI 0 17346863 360 360 156000 20071001 1340.29 156000 65 No MI 0 17358287 360 360 68000 20071001 652.73 68000 85 No MI 5.5 20100901 17358289 360 360 184500 20071001 1488.49 184500 90 No MI 5.5 20100901 17342030 360 360 172500 20071001 1589.55 172500 75 No MI 0 17342116 360 360 130500 20071001 895.69 130500 90 No MI 5.5 20090901 17360810 360 360 129500 20071001 1088.91 129500 70 No MI 0 17325901 360 360 102200 20071001 789.46 102200 70 No MI 6 20100901 17360813 360 360 164700 20071001 1157.69 164700 90 No MI 0 17361705 360 360 205000 20071001 1605.43 205000 70.68965149 No MI 0 17360491 360 360 268000 20071001 1968.82 268000 80 No MI 0 17357801 360 360 119000 20071001 873.18 119000 70 No MI 0 17358452 360 360 208000 20071001 1741.76 208000 65 No MI 5.75 20100901 17286606 360 360 216000 20071001 2016.32 216000 80 No MI 0 17325747 360 360 93760 20071001 895.74 93760 81.60139465 No MI 0 17355782 360 360 336000 20071001 2164.24 336000 87.27272797 No MI 5.5 20100901 17358294 360 360 208800 20071001 1675.19 208800 90 No MI 0 17355867 360 360 400000 20071001 4401.37 400000 80 No MI 5.75 20100901 17355868 360 360 152000 20071001 1233.98 152000 70.69767761 No MI 0 17358298 360 360 50400 20071001 514.39 50400 80 No MI 0 17342120 360 360 408000 20071001 3793.28 408000 80 No MI 0 17342041 360 360 511500 20071001 4106.45 511500 74.67153168 No MI 6.25 20090901 17342043 360 360 198050 20071001 1558.07 198050 85 No MI 0 17361710 360 360 112000 20071001 1152.05 112000 80 No MI 0 17352642 360 360 408000 20071001 2560.97 408000 41.84615326 No MI 0 17342761 360 360 560000 20071001 3678.81 560000 73.20261383 No MI 0 17352644 360 360 247500 20071001 2319.68 247500 75 No MI 6.75 20100901 17358541 180 180 57438 20071001 582.24 57438 71.79750061 No MI 0 17357813 360 360 340000 20071001 2699.11 340000 45.33333206 No MI 0 17361476 360 360 176000 20071001 1675.98 176000 80 No MI 0 17295362 360 360 146250 20071001 908.06 146250 65 No MI 0 17361639 360 360 298000 20071001 2134.91 298000 69.30232239 No MI 5.5 20120901 17358543 360 360 205000 20071001 1357 205000 56.94444275 No MI 0 17352487 360 360 114375 20071001 1106.54 114375 75 No MI 0 17358549 360 360 101250 20071001 934.89 101250 75 No MI 0 17355798 360 360 239920 20071001 2348.49 239920 80 No MI 3 20090901 17343102 360 360 75800 20071001 555.67 75800 80 No MI 5.5 20100901 17346332 360 360 314500 20071001 2196.88 314500 85 No MI 5.5 20100901 17326811 360 360 50000 20071001 497.06 50000 55.55555725 No MI 6.25 20100901 17361481 360 360 295750 20071001 2639.24 295750 65 No MI 5.25 20100901 17346334 360 360 288000 20071001 2495.55 288000 80 No MI 6 20100901 17354435 360 360 133000 20071001 1022.66 133000 69.27083588 No MI 5.5 20100901 17353544 360 360 510000 20071001 4847.22 510000 85 No MI 0 17346336 360 360 190400 20071001 1410.39 190400 80 No MI 0 17354436 360 360 128000 20071001 988.75 128000 53.33333206 No MI 6 20100901 17303667 360 360 270000 20071001 2028.42 270000 81.8181839 No MI 0 17361645 360 360 232500 20071001 1989.01 232500 75 No MI 3.5 20090901 17325843 360 360 516000 20071001 3773.65 516000 80 No MI 0 17326734 360 360 94500 20071001 824.02 94500 61.36363602 No MI 0 17353708 360 360 103350 20071001 853.99 103350 57.73743057 No MI 0 17352659 360 360 496000 20071001 3476.7 496000 80 No MI 0 17358474 360 360 332500 20071001 2399.68 332500 70 No MI 0 17358557 360 360 56250 20071001 516.65 56250 75 No MI 5.5 20100901 17366022 360 360 274000 20071001 2333.99 274000 60.88888931 No MI 5.75 20100901 17366105 360 360 250000 20071001 1861.32 250000 50 No MI 0 17346260 360 360 500001 20071001 3721.25 500001 56.49728775 No MI 0 17346342 360 360 174250 20071001 1271.78 174250 85 No MI 6 20090901 17263723 360 360 122400 20071001 1142.59 122400 80 No MI 0 17360842 360 360 172500 20071001 1206.15 172500 75 No MI 0 17358008 360 360 84000 20071001 787.29 84000 70 No MI 0 17357910 360 360 136000 20071001 891.16 136000 61.81818008 No MI 0 17352582 360 360 348000 20071001 2014.34 348000 80 No MI 0 17360764 360 360 80000 20071001 743.78 80000 26.5780735 No MI 5.75 20100901 17356309 360 360 200001 20071001 1488.51 200001 58.82382202 No MI 0 17326826 360 360 378750 20071001 3265.18 378750 70.1388855 No MI 0 17345619 360 360 350000 20071001 2699.77 350000 70 No MI 6 20100901 17358480 360 360 247500 20071001 1574.98 247500 54.87804794 No MI 0 17361657 360 360 172500 20071001 1629.74 172500 75 No MI 6.75 20100901 17301897 360 360 65000 20071001 546.85 65000 27.08333397 No MI 6.75 20100901 17360768 360 360 248000 20071001 1793.88 248000 77.5 No MI 0 17358565 360 360 387900 20071001 2992.12 387900 90 No MI 0 17265982 360 360 100100 20071001 830.04 100100 52.68421173 No MI 0 17353004 360 360 85400 20071001 813.29 85400 58.89655304 No MI 0 17366111 360 360 378000 20071001 3082.36 378000 70 No MI 0 17306353 360 360 196000 20071001 1562.98 196000 70 No MI 0 17353721 360 360 270000 20071001 2143.41 270000 81.8181839 No MI 0 17361741 360 360 213200 20071001 1226 213200 65 No MI 0 17353561 360 360 148500 20071001 1408.6 148500 90 No MI 0 17346272 360 360 416000 20071001 3716.97 416000 80 No MI 5.7 20090901 17361825 360 360 363750 20071001 3713.61 363750 75 No MI 5.25 20100901 17353808 360 360 195500 20071001 1503.23 195500 85 No MI 0 17354379 360 360 120000 20071001 843.4 120000 61.22449112 No MI 0 17325867 360 360 262306 20071001 2071.07 262306 74.94457245 No MI 0 17358494 360 360 240000 20071001 2070.79 240000 49.48453522 No MI 0 17343051 360 360 200500 20071001 1886.72 200500 69.13793182 No MI 6 20100901 17322640 360 360 184000 20071001 1299.18 184000 80 No MI 0 17327014 360 360 79500 20071001 795.79 79500 75 No MI 6.25 20100901 17356400 360 360 307500 20071001 2161.44 307500 73.2142868 No MI 5.5 20120901 17366041 360 360 260800 20071001 2194.12 260800 80 No MI 0 17356321 360 360 226400 20071001 1961.78 226400 80 No MI 0 17358025 360 360 382500 20071001 3286.27 382500 90 No MI 0 17303854 360 360 335000 20071001 2468.62 335000 73.52941132 No MI 6 20100901 17346281 360 360 56800 20071001 495.73 56800 80 No MI 5.7 20090901 17366208 360 360 182250 20071001 1559.13 182250 75 No MI 0 17325870 360 360 110000 20071001 763.5 110000 33.74233246 No MI 0 17366046 360 360 299000 20071001 2121.45 299000 63.34745789 No MI 0 17346607 360 360 1250000 20071001 8612.16 1250000 61.57635498 No MI 0 17346284 360 360 220000 20071001 1937.46 220000 80 No MI 5.4 20090901 17346609 360 360 700000 20071001 4598.51 700000 45.16128922 No MI 0 17357850 360 360 146250 20071001 1476.27 146250 75 No MI 0 17361838 360 360 100100 20071001 915.66 100100 70 No MI 0 17325793 360 360 98100 20071001 915.75 98100 90 No MI 0 17360786 360 360 88000 20071001 654.94 88000 63.768116 No MI 0 17353659 360 360 178500 20071001 1706.93 178500 85 No MI 0 17361678 360 360 111200 20071001 790.43 111200 80 No MI 0 17325797 360 360 548000 20071001 3116.75 548000 80 No MI 0 17353102 360 360 103700 20071001 1122.87 103700 85 No MI 5.5 20100901 17353023 360 360 640000 20071001 3848 640000 80 No MI 0 17353025 360 360 235800 20071001 1978.62 235800 90 No MI 6 20100901 17356410 360 360 214000 20071001 1546.6 214000 32.92307663 No MI 0 17324271 360 360 450000 20071001 4150.44 450000 84.90566254 No MI 5.5 20090901 17346611 360 360 416000 20071001 3614.29 416000 80 No MI 5.5 20100901 17353109 360 360 308000 20071001 2411.42 308000 77 No MI 0 17325165 360 360 160000 20071001 1213.3 160000 57.1428566 No MI 0 17352930 360 360 175100 20071001 1528.62 175100 85 No MI 0 17356252 360 360 288000 20071001 2078.52 288000 90 No MI 0 17322655 360 360 53550 20071001 432.81 53550 85 No MI 0 17346535 360 360 269750 20071001 1872.17 269750 65 No MI 0 17358038 360 360 270000 20071001 2000.02 270000 75 No MI 5.7 20100901 17326934 360 360 625000 20071001 5021.59 625000 73.52941132 No MI 5.5 20100901 17361684 360 360 367500 20071001 3265.89 367500 70 No MI 0 17353666 360 360 145000 20071001 1235.14 145000 64.44444275 No MI 0 17352857 360 360 86250 20071001 641.92 86250 75 No MI 0 17352938 360 360 531000 20071001 3502.99 531000 90 No MI 0 17326937 360 360 738000 20071001 5131.41 738000 90 No MI 6 20090901 17346700 360 360 245700 20071001 1468.96 245700 78 No MI 5.5 20100901 17324363 360 360 231000 20071001 1999.94 231000 75 No MI 6.75 20090901 17356421 360 360 220000 20071001 1546.4 220000 80 No MI 0 17361850 360 360 420000 20071001 4376.84 420000 80 No MI 6 20100901 17353831 360 360 280000 20071001 1880.01 280000 73.68421173 No MI 0 17353750 360 360 414000 20071001 4184.68 414000 90 No MI 5.5 20100901 17353039 360 360 102000 20071001 747.73 102000 72.85713959 No MI 0 17366144 360 360 140000 20071001 1202.82 140000 68.29268646 No MI 6.25 20100901 17353832 360 360 125000 20071001 952.3 125000 18.38235283 No MI 5.5 20100901 17353752 360 360 174500 20071001 1190.4 174500 52.87878799 No MI 0 17345654 360 360 172800 20071001 1304.27 172800 90 No MI 3.25 20090901 17356428 360 360 148000 20071001 1342.77 148000 72.90640259 No MI 0 17361775 360 360 332500 20071001 3318.12 332500 70 No MI 6.25 20100901 17346629 360 360 188000 20071001 1435.71 188000 80 No MI 0 17353678 360 360 203000 20071001 1499.39 203000 86.38298035 No MI 0 17357954 360 360 161000 20071001 1307.05 161000 70 No MI 6 20100901 17357794 360 360 140000 20071001 1056.7 140000 70 No MI 0 17357956 360 360 368000 20071001 2921.39 368000 80 No MI 5.5 20100901 17326230 360 360 188500 20071001 1356.96 188500 67.32142639 No MI 0 17353043 360 360 337500 20071001 2292.56 337500 69.58763123 No MI 0 17325504 360 360 91350 20071001 938.94 91350 90 No MI 0 17358211 360 360 551800 20071001 4252.65 551800 40.13090897 No MI 0 17353045 360 360 72800 20071001 751.64 72800 80 No MI 5.5 20100901 17366313 360 360 200000 20071001 1822.01 200000 56.33802795 No MI 0 17325508 360 360 200000 20071001 1303.86 200000 80 No MI 0 17353680 360 360 232000 20071001 1722.88 232000 80 No MI 0 17353843 360 360 119000 20071001 987.62 119000 73.91304016 No MI 0 17353762 360 360 559200 20071001 3776.88 559200 80 No MI 0 17361862 360 360 110400 20071001 985.2 110400 80 No MI 5.5 20100901 17356517 360 360 207200 20071001 1596.67 207200 80 No MI 0 17358056 360 360 275000 20071001 2017.86 275000 68.75 No MI 0 17324379 360 360 201000 20071001 1366 201000 53.31565094 No MI 6.25 20100901 17352792 360 360 200000 20071001 1725.66 200000 80 No MI 0 17353765 360 360 442500 20071001 3640.34 442500 75 No MI 0 17353767 360 360 390000 20071001 2169.18 390000 63.93442535 No MI 0 17353849 360 360 204750 20071001 1766.65 204750 65 No MI 6.25 20100901 17353687 360 360 140000 20071001 1423.92 140000 70 No MI 0 17353688 360 360 115900 20071001 903.53 115900 31.32432365 No MI 0 17360500 360 360 192000 20071001 2056.59 192000 80 No MI 3.5 20090901 17312162 360 360 153600 20071001 1128.4 153600 80 No MI 0 17325512 360 360 160000 20071001 1124.23 160000 80 No MI 0 17346005 360 360 140000 20071001 1244.15 140000 68.29268646 No MI 0 17358300 360 360 266000 20071001 2049.78 266000 70 No MI 5.5 20100901 17346006 360 360 211250 20071001 1952.16 211250 65 No MI 6.75 20090901 17353056 360 360 219800 20071001 1479.06 219800 70 No MI 0 17356360 360 360 130000 20071001 967.53 130000 56.27705765 No MI 0 17358224 360 360 140000 20071001 1118.2 140000 59.57446671 No MI 0 17358306 180 180 144500 20071001 1435.69 144500 85 No MI 0 17366408 360 360 291200 20071001 2696.44 291200 80 No MI 5.5 20100901 17352964 360 360 359600 20071001 2656.06 359600 88.79012299 No MI 0 17345836 360 360 660000 20071001 4386.57 660000 67.00507355 No MI 0 17345837 360 360 453000 20071001 2789.2 453000 74.87602997 No MI 0 17353695 360 360 108000 20071001 957.77 108000 76.05633545 No MI 0 17356288 360 360 50850 20071001 504.54 50850 90 No MI 0 17326967 360 360 133250 20071001 972.18 133250 65 No MI 5.7 20090901 17352887 360 360 535000 20071001 3922.06 535000 62.94117737 No MI 6.25 20100901 17357894 360 360 88000 20071001 918.75 88000 80 No MI 0 17357896 360 360 500000 20071001 3712.49 500000 74.6268692 No MI 0 17360516 360 360 250000 20071001 2240.26 250000 60.97560883 No MI 0 17326540 360 360 178000 20071001 1414.54 178000 84.76190186 No MI 0 17326546 360 360 104000 20071001 792.32 104000 65 No MI 0 17326375 360 360 100000 20071001 782.42 100000 43.85964966 No MI 6.25 20090901 17326376 360 360 130000 20071001 1088.38 130000 73.86363983 No MI 0 17326554 360 360 472000 20071001 4190.32 472000 79.46128082 No MI 5.5 20090901 17326557 360 360 160000 20071001 1462.39 160000 50 No MI 0 17326564 360 360 459000 20071001 3174.9 459000 90 No MI 0 17326569 360 360 140000 20071001 1085.43 140000 30.10752678 No MI 5.5 20090901 17326573 360 360 374000 20071001 3246.44 374000 85 No MI 5.5 20090901 17326579 360 360 62600 20071001 472.5 62600 80 No MI 5.5 20090901 17326588 360 360 102800 20071001 838.28 102800 80 No MI 0 17326590 360 360 390000 20071001 3095.66 390000 72.37635803 No MI 0 17326593 360 360 112500 20071001 828.16 112500 90 No MI 6.25 20090901 17326602 360 360 235000 20071001 1761.99 235000 89.69465637 No MI 6 20090901 17326609 360 360 129750 20071001 849.34 129750 75 No MI 0 17326612 360 360 155000 20071001 1321.05 155000 46.96969604 No MI 0 17325746 360 360 191250 20071001 1742.3 191250 74.70703125 No MI 0 17325771 360 360 266050 20071001 1906.02 266050 85 No MI 0 17325772 360 360 588000 20071001 4678.4 588000 83.40425873 No MI 6 20090901 17325749 360 360 161500 20071001 1416.08 161500 85 No MI 5.7 20090901 17325794 360 360 134000 20071001 900.69 134000 78.8235321 No MI 5.5 20090901 17325800 360 360 470000 20071001 3187.13 470000 60.25640869 No MI 5.5 20090901 17325801 360 360 148000 20071001 1016.97 148000 80 No MI 0 17325811 360 360 548000 20071001 3896.58 548000 68.07453156 No MI 5.5 20090901 17325815 360 360 946050 20071001 6463.36 946050 85 No MI 6 20090901 17325819 360 360 705500 20071001 5757.83 705500 85 No MI 6 20090901 17326622 360 360 71600 20071001 573.03 71600 79.55555725 No MI 0 17326632 360 360 558000 20071001 3471.05 558000 90 No MI 0 17326633 360 360 584000 20071001 5060.41 584000 80 No MI 6.25 20090901 17326639 360 360 350000 20071001 2489.33 350000 79.54545593 No MI 5.5 20090901 17326386 360 360 189550 20071001 1511.55 189550 85 No MI 0 17326640 360 360 165750 20071001 1562.85 165750 85 No MI 0 17326642 360 360 517500 20071001 3922.22 517500 75 No MI 5.5 20090901 17326646 360 360 103275 20071001 876.96 103275 85 No MI 0 17326388 360 360 255000 20071001 1826.86 255000 48.57143021 No MI 0 17325450 360 360 157500 20071001 1230.97 157500 90 No MI 5.5 20090901 17325453 360 360 88500 20071001 736.94 88500 75 No MI 5.5 20090901 17325460 360 360 154700 20071001 1397.92 154700 85 No MI 0 17325461 360 360 615000 20071001 3956.54 615000 75 No MI 0 17325466 360 360 903000 20071001 5562.87 903000 41.04545593 No MI 0 17325467 360 360 159750 20071001 1377.2 159750 71 No MI 6 20090901 17325482 360 360 110500 20071001 1034.83 110500 77.81690216 No MI 0 17325835 360 360 232000 20071001 1674.36 232000 80 No MI 0 17325844 360 360 555000 20071001 3969.77 555000 70.79081726 No MI 5.5 20090901 17325846 360 360 103000 20071001 1031.02 103000 55.67567444 No MI 0 17325850 360 360 240000 20071001 1732.6 240000 85.7142868 No MI 5.5 20090901 17325854 360 360 220000 20071001 1768.59 220000 69.84127045 No MI 0 17325858 360 360 144000 20071001 1215.04 144000 55.38461685 No MI 0 17325869 360 360 399500 20071001 2644.49 399500 85 No MI 0 17325893 360 360 115000 20071001 936.93 115000 65.7142868 No MI 0 17325894 360 360 198750 20071001 1609.21 198750 75 No MI 0 17325899 360 360 154500 20071001 1181.41 154500 54.98220825 No MI 0 17324473 360 360 490000 20071001 3017.02 490000 75.96899414 No MI 0 17324939 360 360 56000 20071001 485.25 56000 80 No MI 0 17324940 360 360 208000 20071001 1787.05 208000 81.88976288 No MI 5.5 20090901 17325487 360 360 150000 20071001 1105.88 150000 49.18032837 No MI 5.5 20090901 17360543 360 360 415000 20071001 3519.87 415000 54.60526276 No MI 0 17360561 360 360 495000 20071001 3865.94 495000 68.75 No MI 5.5 20100901 17360562 360 360 175000 20071001 1558.43 175000 57.63878632 No MI 6.75 20100901 17360811 360 360 650000 20071001 4504.78 650000 59.09090805 No MI 0 17360819 360 360 80500 20071001 797.19 80500 70 No MI 0 17360837 360 360 262500 20071001 1917 262500 75 No MI 5.7 20100901 17361523 360 360 170000 20071001 1214.04 170000 85 No MI 5.5 20100901 17358536 360 360 64000 20071001 633.79 64000 68.0851059 No MI 0 17358503 360 360 167400 20071001 1223.12 167400 90 No MI 0 17360569 360 360 100000 20071001 1000.44 100000 80 No MI 0 17360577 360 360 241000 20071001 2052.89 241000 50 No MI 0 17360579 360 360 228000 20071001 2334.72 228000 80 No MI 5.5 20100901 17360583 360 360 110000 20071001 744.29 110000 28.5714283 No MI 0 17360604 360 360 390000 20071001 2955.31 390000 65 No MI 5.5 20100901 17357947 360 360 134400 20071001 1259.66 134400 80 No MI 0 17357949 360 360 204000 20071001 1433.94 204000 80 No MI 0 17357952 360 360 384000 20071001 2569.67 384000 80 No MI 0 17357958 360 360 127500 20071001 1262.63 127500 75 No MI 0 17357964 360 360 262000 20071001 2183.69 262000 62.38095093 No MI 6 20100901 17358313 360 360 435000 20071001 3090.31 435000 82.85713959 No MI 0 17358316 360 360 300000 20071001 2041.05 300000 64.51612854 No MI 6.25 20100901 17358325 360 360 312000 20071001 3006.67 312000 65 No MI 0 17357989 360 360 164000 20071001 1341.28 164000 80 No MI 6.25 20100901 17357990 360 360 171000 20071001 1499.18 171000 75 No MI 5.5 20100901 17357992 360 360 225000 20071001 2271.18 225000 60.97560883 No MI 5.5 20100901 17357993 360 360 306000 20071001 2753.46 306000 85 No MI 0 17357997 360 360 60000 20071001 519.91 60000 46.15384674 No MI 5.5 20100901 17358023 360 360 116000 20071001 1100.32 116000 80 No MI 5.5 20100901 17358026 360 360 520000 20071001 2849.17 520000 65.82278442 No MI 0 17358036 360 360 236000 20071001 2346.1 236000 80 No MI 0 17358053 360 360 436000 20071001 4678.64 436000 80 No MI 0 17358054 360 360 181900 20071001 1878.06 181900 85 No MI 0 17358062 360 360 110500 20071001 794.21 110500 31.12676048 No MI 0 17358082 360 360 214200 20071001 1556.82 214200 65.90769196 No MI 0 17358083 360 360 265000 20071001 1942.63 265000 84.12698364 No MI 5.7 20100901 17358088 360 360 300000 20071001 2902.4 300000 75 No MI 0 17358092 360 360 605000 20071001 4137.44 605000 69.62025452 No MI 0 17358094 360 360 176000 20071001 1492.77 176000 54.48916245 No MI 0 17358096 360 360 180000 20071001 1518.8 180000 78.26087189 No MI 0 17342650 360 360 61600 20071001 525.85 61600 70 No MI 5.7 20090901 17342653 360 360 109900 20071001 932.35 109900 70 No MI 6 20090901 17342666 360 360 516000 20071001 3346.77 516000 80 No MI 0 17342668 360 360 75000 20071001 805.69 75000 24.59016418 No MI 5.25 20090901 17342670 360 360 170000 20071001 1696.48 170000 60.7142868 No MI 6 20090901 17342672 360 360 100000 20071001 1024.77 100000 68.4931488 No MI 0 17326798 360 360 472500 20071001 3168.81 472500 90 No MI 5.5 20090901 17326802 360 360 150000 20071001 1216.67 150000 45.45454407 No MI 0 17326805 360 360 415200 20071001 3383.21 415200 80 No MI 6 20090901 17326726 360 360 400000 20071001 3143.95 400000 61.53845978 No MI 5.5 20090901 17342128 360 360 256000 20071001 2022.11 256000 73.35243225 No MI 0 17342129 360 360 217500 20071001 1350.04 217500 75 No MI 0 17342042 360 360 229500 20071001 1396.13 229500 90 No MI 0 17342142 360 360 108000 20071001 975.93 108000 72.97297668 No MI 0 17342146 360 360 474500 20071001 2764.56 474500 65 No MI 0 17342155 360 360 364000 20071001 2700.16 364000 65 No MI 0 17342156 360 360 164000 20071001 1389.79 164000 66.93877411 No MI 0 17342158 360 360 160000 20071001 1244.81 160000 66.94561005 No MI 0 17342160 360 360 200001 20071001 1314.68 200001 80.00039673 No MI 0 17342164 360 360 237250 20071001 1898.74 237250 69.77941132 No MI 6 20090901 17342170 360 360 109500 20071001 810.25 109500 75 No MI 0 17326737 360 360 510400 20071001 4176.77 510400 80 No MI 0 17326852 360 360 344535 20071001 2617.9 344535 79.20344543 No MI 0 17326859 360 360 375000 20071001 2417.31 375000 74.55268097 No MI 0 17326861 360 360 590000 20071001 4182.15 590000 78.14569855 No MI 6 20090901 17326862 360 360 319500 20071001 2327.67 319500 90 No MI 0 17326745 360 360 131750 20071001 1140.65 131750 85 No MI 5.5 20090901 17326871 360 360 200000 20071001 1694.86 200000 80 No MI 5.5 20090901 17326873 360 360 256800 20071001 1829.12 256800 84.47368622 No MI 0 17326877 360 360 187000 20071001 1351.34 187000 77.91666412 No MI 0 17326880 360 360 125000 20071001 955.84 125000 33.78378296 No MI 5.5 20090901 17326747 360 360 284400 20071001 2086.83 284400 90 No MI 0 17326885 360 360 446600 20071001 3701.32 446600 70 No MI 6.75 20090901 17326891 360 360 100050 20071001 827.81 100050 67.19274902 No MI 0 17326894 360 360 153750 20071001 1028.87 153750 76.875 No MI 0 17326900 360 360 136000 20071001 859.13 136000 61.81818008 No MI 0 17326904 360 360 300000 20071001 1941.04 300000 74.2574234 No MI 6.25 20090901 17326906 360 360 850000 20071001 5437.03 850000 77.27272797 No MI 0 17326910 360 360 149000 20071001 1062.32 149000 47.30158615 No MI 0 17326392 360 360 96000 20071001 755.24 96000 75 No MI 0 17326354 360 360 203000 20071001 1611.33 203000 40.19802094 No MI 5.5 20090901 17326919 360 360 214000 20071001 1410.08 214000 80 No MI 0 17326921 360 360 129500 20071001 944.82 129500 70 No MI 5.5 20090901 17326752 360 360 341250 20071001 2093.43 341250 75 No MI 0 17326932 360 360 143500 20071001 1365.5 143500 70 No MI 0 17326941 360 360 222120 20071001 1559.45 222120 90 No MI 0 17326942 360 360 150000 20071001 986.9 150000 73.17073059 No MI 0 17326945 360 360 164500 20071001 1358.2 164500 70 No MI 5.5 20100901 17326948 360 360 471750 20071001 3187.08 471750 72.57691956 No MI 0 17326959 360 360 368000 20071001 2520.41 368000 80 No MI 5.7 20090901 17326962 360 360 292500 20071001 2597.21 292500 90 No MI 5.7 20090901 17326966 360 360 297000 20071001 2141.22 297000 90 No MI 0 17326970 360 360 118800 20071001 965.74 118800 80 No MI 5.5 20090901 17326972 360 360 83200 20071001 720.33 83200 65 No MI 0 17326973 360 360 167450 20071001 1531.74 167450 85 No MI 5.6 20090901 17326978 360 360 244000 20071001 2091.1 244000 80 No MI 5.25 20090901 17326980 360 360 315000 20071001 2768.57 315000 90 No MI 5.7 20090901 17326981 360 360 225000 20071001 1813.9 225000 90 No MI 6 20090901 17326987 360 360 193500 20071001 1604.52 193500 84.13043213 No MI 5.5 20090901 17326990 360 360 180000 20071001 1434.1 180000 75 No MI 0 17326991 360 360 423000 20071001 2953.26 423000 88.49372101 No MI 0 17326997 360 360 332000 20071001 2923.36 332000 80 No MI 5.5 20090901 17326999 360 360 175000 20071001 1433.35 175000 68.62744904 No MI 0 17327001 360 360 340000 20071001 3235.34 340000 75.22123718 No MI 6 20090901 17342175 360 360 300000 20071001 2697.23 300000 80 No MI 5.5 20100901 17342189 360 360 733500 20071001 5382.69 733500 90 No MI 5.5 20090901 17342192 360 360 300300 20071001 2298.42 300300 70 No MI 0 17342198 360 360 161500 20071001 1528.86 161500 63.96039581 No MI 6 20090901 17342199 360 360 416000 20071001 2673.24 416000 80 No MI 5.5 20090901 17342200 360 360 209500 20071001 1588.66 209500 34.06504059 No MI 0 17342202 360 360 219000 20071001 1736.98 219000 66.36363983 No MI 0 17342203 360 360 467000 20071001 3056.95 467000 79.82906342 No MI 0 17342206 360 360 153000 20071001 1000.88 153000 49.03845978 No MI 5.5 20090901 17342207 360 360 153200 20071001 1245.38 153200 80 No MI 5.5 20090901 17342209 360 360 517500 20071001 3057.56 517500 90 No MI 0 17342212 360 360 108800 20071001 818.37 108800 85 No MI 0 17326810 360 360 384000 20071001 2569.67 384000 68.57142639 No MI 6 20090901 17326813 360 360 85000 20071001 618.7 85000 39.90610504 No MI 5.5 20090901 17326824 360 360 280800 20071001 2167.08 280800 90 No MI 5.5 20090901 17326828 360 360 84150 20071001 819.88 84150 85 No MI 0 17326832 360 360 189000 20071001 1539.82 189000 77.14286041 No MI 6 20090901 17326833 360 360 144000 20071001 1116.44 144000 68.57142639 No MI 5.5 20090901 17326836 360 360 130900 20071001 1033.54 130900 76.1046524 No MI 0 17326840 360 360 118500 20071001 1045.62 118500 60.15228271 No MI 6.75 20090901 17327002 180 180 300000 20071001 2751.29 300000 73.17073059 No MI 0 17327003 240 240 171500 20071001 1358.41 171500 62.36363602 No MI 0 17327009 360 360 370500 20071001 2573.35 370500 75 No MI 0 17327012 360 360 340000 20071001 2565.55 340000 80 No MI 5.5 20090901 17326393 360 360 339200 20071001 2976.73 339200 78.8837204 No MI 5.7 20090901 17326401 360 360 228750 20071001 1895.83 228750 75 No MI 5.25 20090901 17326405 360 360 71250 20071001 657.09 71250 61.95652008 No MI 0 17326413 360 360 84150 20071001 619.82 84150 85 No MI 0 17326422 360 360 289000 20071001 2673.9 289000 89.7515564 No MI 0 17326425 360 360 571500 20071001 4848.39 571500 86.59091187 No MI 5.5 20100901 17326434 360 360 288750 20071001 2269.64 288750 75 No MI 0 17326438 360 360 266000 20071001 1949.96 266000 65.35626221 No MI 0 17326445 360 360 230000 20071001 1784.83 230000 61.82795715 No MI 0 17326454 360 360 128000 20071001 1037.34 128000 68.0851059 No MI 5.5 20100901 17326455 360 360 458500 20071001 2896.39 458500 81.875 No MI 0 17326457 360 360 127500 20071001 1133.07 127500 74.1279068 No MI 0 17326459 360 360 105000 20071001 649.24 105000 43.75 No MI 0 17326362 360 360 153750 20071001 1215.05 153750 75 No MI 0 17326363 360 360 322500 20071001 2916.77 322500 75 No MI 6.25 20090901 17326464 360 360 139400 20071001 1350.24 139400 75.35134888 No MI 5.5 20090901 17326364 360 360 178000 20071001 1145.15 178000 83.17756653 No MI 5.5 20090901 17326473 360 360 111200 20071001 905.12 111200 80 No MI 5.5 20090901 17326476 360 360 280500 20071001 2054.2 280500 85 No MI 5.5 20090901 17326480 360 360 181300 20071001 1450.97 181300 70 No MI 7 20090901 17326481 360 360 201000 20071001 1644.85 201000 59.11764526 No MI 6 20090901 17326488 360 360 690000 20071001 4867.18 690000 79.76878357 No MI 0 17326490 360 360 156000 20071001 1100.41 156000 80 No MI 0 17326492 360 360 232000 20071001 1674.36 232000 80 No MI 6 20090901 17326493 360 360 228000 20071001 1448.44 228000 71.25 No MI 0 17326503 360 360 277650 20071001 1851.19 277650 90 No MI 5.5 20090901 17326505 360 360 280000 20071001 2044.79 280000 80 No MI 0 17326517 360 360 260000 20071001 2320.21 260000 80 No MI 0 17326519 360 360 60000 20071001 543.92 60000 75 No MI 0 17326522 360 360 297500 20071001 2643.5 297500 85 No MI 6.25 20090901 17326523 360 360 360000 20071001 2069.3 360000 90 No MI 5.5 20090901 17326524 360 360 500000 20071001 4577.77 500000 80 No MI 0 17326525 360 360 240000 20071001 1491.8 240000 46.15384674 No MI 0 17326534 360 360 289000 20071001 1921.21 289000 85 No MI 0 17326538 360 360 244000 20071001 1961.53 244000 80 No MI 0 17326539 360 360 230000 20071001 1999.75 230000 53.86417007 No MI 6.75 20090901 17353846 360 360 113900 20071001 867.74 113900 85 No MI 0 17353858 360 360 180900 20071001 1815.63 180900 90 No MI 0 17353005 360 360 427450 20071001 3424 427450 83 No MI 5.5 20100901 17353012 360 360 192000 20071001 1960.17 192000 80 No MI 6 20100901 17353013 360 360 200001 20071001 1859.46 200001 62.11211014 No MI 0 17353020 360 360 58500 20071001 525.96 58500 74.05063629 No MI 0 17352925 360 360 144000 20071001 1097.05 144000 80 No MI 0 17353034 360 360 384000 20071001 2605.4 384000 80 No MI 0 17353042 360 360 150000 20071001 1249.27 150000 48.38709641 No MI 0 17353044 360 360 390000 20071001 2927.2 390000 65 No MI 6 20100901 17353047 360 360 151000 20071001 1553.21 151000 77.04081726 No MI 0 17353050 360 360 130500 20071001 1144.27 130500 90 No MI 0 17353052 360 360 154800 20071001 1188.12 154800 90 No MI 5.5 20100901 17353060 360 360 209950 20071001 1571.16 209950 85 No MI 0 17353077 360 360 386250 20071001 2772.97 386250 75 No MI 0 17353081 360 360 191250 20071001 1608.14 191250 75 No MI 0 17353083 360 360 112000 20071001 872.56 112000 80 No MI 5.5 20100901 17352937 360 360 311250 20071001 3058.56 311250 75 No MI 0 17353089 360 360 154500 20071001 975.99 154500 64.375 No MI 5.5 20100901 17353099 360 360 64000 20071001 643.58 64000 80 No MI 0 17353100 360 360 150000 20071001 1326.93 150000 48.38709641 No MI 0 17353104 360 360 199000 20071001 1842.69 199000 82.91666412 No MI 5.5 20100901 17353108 360 360 386750 20071001 2327.04 386750 85 No MI 5.5 20100901 17352573 360 360 586500 20071001 5351.06 586500 85 No MI 0 17352602 360 360 208000 20071001 1526.24 208000 80 No MI 0 17352604 360 360 140000 20071001 1169.08 140000 84.84848785 No MI 0 17352613 240 240 75000 20071001 789.52 75000 77.31958771 No MI 0 17352615 360 360 208000 20071001 1390.83 208000 76.75276947 No MI 0 17352579 360 360 150000 20071001 1157.63 150000 81.96721649 No MI 0 17352618 360 360 238500 20071001 1938.8 238500 53.59550476 No MI 6 20100901 17352580 360 360 148000 20071001 1228.3 148000 64.91227722 No MI 0 17352620 360 360 289841 20071001 2930.14 289841.5 84.99985504 No MI 5.5 20100901 17352621 360 360 131250 20071001 1185.91 131250 77.20587921 No MI 6 20100901 17352622 360 360 135100 20071001 962.28 135100 78.09248352 No MI 0 17352636 360 360 600000 20071001 5400.62 600000 80 No MI 6 20100901 17352640 360 360 223000 20071001 1559.25 223000 78.2456131 No MI 0 17352643 360 360 320000 20071001 2381.6 320000 71.1111145 No MI 0 17352648 360 360 162400 20071001 1448.04 162400 80 No MI 0 17352650 360 360 435000 20071001 2580.78 435000 74.35897064 No MI 0 17352661 360 360 94500 20071001 1001.24 94500 75 No MI 0 17352668 360 360 136000 20071001 1200.04 136000 80 No MI 0 17352669 360 360 230750 20071001 1645.16 230750 65 No MI 5.7 20100901 17352672 360 360 463250 20071001 3582.26 463250 85 No MI 0 17352673 360 360 267000 20071001 2262.64 267000 75 No MI 6.75 20100901 17352589 360 360 180000 20071001 1672.16 180000 75 No MI 6.75 20100901 17352676 360 360 256000 20071001 1982.96 256000 89.82456207 No MI 5.5 20100901 17352677 360 360 411600 20071001 2977.25 411600 70 No MI 0 17352941 360 360 112000 20071001 1062.05 112000 80 No MI 0 17353122 360 360 361250 20071001 2593.59 361250 85 No MI 5.5 20100901 17353123 360 360 416500 20071001 3277 416500 85 No MI 5.5 20100901 17353125 360 360 101700 20071001 881.24 101700 90 No MI 0 17346268 360 360 130000 20071001 926.85 130000 68.42105103 No MI 0 17346270 360 360 310500 20071001 2110.17 310500 90 No MI 5.5 20100901 17346271 360 360 87000 20071001 821.96 87000 73.72881317 No MI 0 17346273 360 360 294000 20071001 1936.29 294000 70 No MI 0 17346274 360 360 317000 20071001 2073.71 317000 66.73683929 No MI 5.5 20090901 17346277 360 360 185000 20071001 1581.3 185000 67.27272797 No MI 5.5 20100901 17346279 360 360 189000 20071001 1770.73 189000 84.75336456 No MI 0 17346283 360 360 543200 20071001 4086.61 543200 80 No MI 6 20100901 17346285 360 360 157500 20071001 1288.88 157500 75 No MI 0 17346580 360 360 264000 20071001 1605.23 264000 80 No MI 0 17346582 360 360 172000 20071001 1736.19 172000 80 No MI 0 17346593 360 360 71200 20071001 751.61 71200 80 No MI 5.25 20100901 17346596 360 360 251000 20071001 1983.59 251000 59.05882263 No MI 5.5 20100901 17346600 360 360 264800 20071001 2321.86 264800 80 No MI 0 17346602 360 360 255000 20071001 2114.48 255000 75 No MI 0 17346610 360 360 357000 20071001 2619.54 357000 85 No MI 5.7 20100901 17346613 360 360 689000 20071001 5593.5 689000 77.41573334 No MI 0 17346616 360 360 60000 20071001 425.71 60000 27.9069767 No MI 0 17346624 360 360 195500 20071001 1869.19 195500 73.77358246 No MI 0 17346625 360 360 204400 20071001 1687.64 204400 70 No MI 0 17346627 360 360 140000 20071001 1174.65 140000 80 No MI 0 17346639 360 360 475000 20071001 3172.96 475000 66.90140533 No MI 0 17352684 360 360 378000 20071001 3761.7 378000 80 No MI 5.5 20100901 17352690 360 360 400000 20071001 2312.3 400000 80 No MI 0 17352695 360 360 308000 20071001 2018.2 308000 74.21686554 No MI 5.5 20120901 17352596 360 360 217000 20071001 1951 217000 73.55931854 No MI 6.75 20090901 17345851 360 360 476000 20071001 2958.74 476000 80 No MI 0 17345852 360 360 335000 20071001 2226.52 335000 20 No MI 0 17345855 360 360 164000 20071001 1415.04 164000 80 No MI 0 17345860 360 360 94500 20071001 953.04 94500 81.46551514 No MI 0 17345865 360 360 160000 20071001 1315.13 160000 46.5116272 No MI 0 17345826 360 360 134910 20071001 1319.56 134910 90 No MI 5.5 20090901 17345866 360 360 232400 20071001 1425.07 232400 55.33333206 No MI 0 17345867 360 360 140000 20071001 952.49 140000 70.52896881 No MI 0 17345869 360 360 317800 20071001 1801.08 317800 70 No MI 0 17345870 360 360 151717 20071001 1167.89 151717 88.20755768 No MI 0 17345871 360 360 84800 20071001 672.59 84800 67.83999634 No MI 0 17345875 360 360 284000 20071001 2034.62 284000 80 No MI 0 17346286 360 360 213750 20071001 1640.57 213750 75 No MI 0 17346287 360 360 432000 20071001 2665.78 432000 45.4736824 No MI 0 17346288 360 360 212000 20071001 1187.11 212000 74.38596344 No MI 0 17346289 360 360 516000 20071001 3177.11 516000 80 No MI 0 17346293 360 360 415000 20071001 2555.23 415000 47.42856979 No MI 0 17346296 360 360 239400 20071001 2134.6 239400 80 No MI 5.5 20100901 17346300 360 360 402500 20071001 2501.87 402500 68.22033691 No MI 0 17346305 360 360 124600 20071001 1060.46 124600 70 No MI 0 17346307 360 360 107250 20071001 866.82 107250 65 No MI 0 17346315 360 360 514250 20071001 3090.25 514250 85 No MI 0 17346317 360 360 740000 20071001 5684.72 740000 80 No MI 0 17346318 360 360 303300 20071001 2583.58 303300 90 No MI 5.7 20090901 17346326 360 360 168000 20071001 1191.99 168000 80 No MI 0 17346329 360 360 468000 20071001 4527.75 468000 80 No MI 6 20100901 17346331 360 360 125000 20071001 1060.2 125000 65.78947449 No MI 0 17346262 360 360 504000 20071001 3926.51 504000 80 No MI 5.5 20100901 17346343 360 360 192000 20071001 1790.85 192000 80 No MI 6 20100901 17346345 360 360 450000 20071001 3061.57 450000 90 No MI 0 17346347 360 360 72000 20071001 623.36 72000 49.65517426 No MI 0 17346263 360 360 315000 20071001 2706.34 315000 60 No MI 0 17346351 360 360 114100 20071001 1025.85 114100 70 No MI 0 17346354 360 360 112500 20071001 1030.9 112500 75 No MI 6.25 20100901 17346355 360 360 230000 20071001 1774.7 230000 76.66666412 No MI 0 17346356 360 360 388000 20071001 3080.16 388000 72.52336121 No MI 6.75 20100901 17346359 360 360 165000 20071001 1434.6 165000 75 No MI 0 17346361 360 360 77000 20071001 515.28 77000 68.75 No MI 5.5 20090901 17346366 360 360 258000 20071001 2158.43 258000 87.45762634 No MI 0 17346367 360 360 255500 20071001 2471.88 255500 70 No MI 5.5 20100901 17346368 360 360 171000 20071001 1484.88 171000 90 No MI 5.5 20100901 17346369 360 360 450000 20071001 3536.94 450000 90 No MI 5.5 20090901 17345833 360 360 306750 20071001 2061.84 306750 77.26700592 No MI 5.5 20100901 17345886 360 360 252000 20071001 2183.6 252000 73.04347992 No MI 6.75 20090901 17345891 360 360 113400 20071001 796.16 113400 70 No MI 5.5 20090901 17345894 360 360 450000 20071001 3125.53 450000 90 No MI 0 17345901 360 360 318750 20071001 2691.86 318750 85 No MI 0 17345902 360 360 198000 20071001 1410.3 198000 90 No MI 0 17345912 360 360 84300 20071001 834.18 84300 75 No MI 0 17345917 360 360 317600 20071001 2194.03 317600 80 No MI 0 17345918 360 360 571500 20071001 3776.87 571500 90 No MI 0 17345919 360 360 150000 20071001 954.54 150000 54.54545593 No MI 0 17345920 360 360 99900 20071001 850.24 99900 90 No MI 5.5 20100901 17345921 360 360 530900 20071001 3487.64 530900 73.22758484 No MI 0 17345922 360 360 212000 20071001 1614.92 212000 80 No MI 5.5 20090901 17345930 360 360 460000 20071001 2873.86 460000 69.69696808 No MI 0 17345931 360 360 165750 20071001 1416.76 165750 66.96969604 No MI 6.25 20090901 17345943 360 360 527000 20071001 3244.83 527000 64.26829529 No MI 0 17345944 360 360 268000 20071001 2013.77 268000 51.53845978 No MI 0 17345948 360 360 351000 20071001 3827.97 351000 90 No MI 0 17345841 360 360 299500 20071001 1707.15 299500 79.8666687 No MI 0 17345954 360 360 108750 20071001 978.56 108750 75 No MI 0 17345955 360 360 172500 20071001 1108.5 172500 67.64705658 No MI 6 20090901 17345962 360 360 234500 20071001 1991.25 234500 70 No MI 0 17345963 360 360 120000 20071001 969.87 120000 80 No MI 5.5 20090901 17345966 360 360 101506 20071001 1016.84 101506 89.9995575 No MI 6.25 20100901 17345969 360 360 276500 20071001 2184.04 276500 70 No MI 0 17345970 360 360 364000 20071001 3088.04 364000 70 No MI 0 17345971 360 360 500001 20071001 3078.6 500001 45.45463562 No MI 0 17345981 360 360 216000 20071001 2018.76 216000 90 No MI 0 17345988 360 360 212000 20071001 1307.33 212000 68.38710022 No MI 0 17345990 360 360 138550 20071001 1030.49 138550 85 No MI 0 17343059 360 360 84000 20071001 794.88 84000 60 No MI 6.25 20090901 17343061 360 360 650000 20071001 5860.72 650000 84.9673233 No MI 0 17343063 360 360 735300 20071001 5700.79 735300 90 No MI 5.5 20120901 17343048 360 360 144500 20071001 1084.57 144500 85 No MI 0 17343069 360 360 280000 20071001 1955.29 280000 80 No MI 5.7 20090901 17343072 360 360 135200 20071001 1230.67 135200 80 No MI 0 17343074 360 360 124600 20071001 1195.08 124600 70 No MI 6.75 20090901 17343076 360 360 105000 20071001 1067.94 105000 52.5 No MI 0 17343080 360 360 100000 20071001 796.73 100000 80 No MI 6 20090901 17343081 360 360 360000 20071001 2489.63 360000 76.92308044 No MI 0 17343084 360 360 450000 20071001 4195.27 450000 86.53845978 No MI 5.5 20090901 17343086 360 360 384000 20071001 3155.52 384000 80 No MI 0 17343091 360 360 86250 20071001 841.98 86250 75 No MI 6 20100901 17343092 360 360 59400 20071001 563.44 59400 90 No MI 0 17343093 360 360 490000 20071001 3017.02 490000 77.77777863 No MI 0 17343095 360 360 167200 20071001 1405.91 167200 80 No MI 5.5 20100901 17343096 360 360 172000 20071001 1201.48 172000 80 No MI 0 17343097 360 360 153000 20071001 1348.35 153000 85 No MI 6 20100901 17343099 360 360 157500 20071001 1138.17 157500 79.94924164 No MI 0 17343104 360 360 464000 20071001 3401.56 464000 79.3162384 No MI 0 17343107 360 360 224000 20071001 1815.34 224000 80 No MI 5.5 20100901 17345992 360 360 250000 20071001 1590.89 250000 58.82352829 No MI 5.5 20090901 17345995 360 360 552500 20071001 3651.3 552500 85 No MI 5.5 20090901 17346008 360 360 235800 20071001 1627.7 235800 90 No MI 6 20100901 17346009 360 360 93500 20071001 911.69 93500 85 No MI 0 17346010 360 360 425000 20071001 3726.02 425000 85 No MI 6 20090901 17346014 360 360 224000 20071001 1539.49 224000 80 No MI 6 20090901 17346017 360 360 165000 20071001 1373.94 165000 62.97710037 No MI 0 17346019 360 360 464000 20071001 3016 464000 80 No MI 0 17346020 360 360 115050 20071001 849.12 115050 65 No MI 5.5 20090901 17346025 360 360 168750 20071001 1573.99 168750 75 No MI 0 17346033 360 360 408500 20071001 3277.36 408500 74.27272797 No MI 6 20090901 17346034 360 360 132300 20071001 1283.98 132300 90 No MI 5.5 20090901 17346035 360 360 165000 20071001 1354.6 165000 73.6607132 No MI 6.25 20090901 17342554 360 360 88000 20071001 682.27 88000 83.80952454 No MI 5.5 20090901 17342562 360 360 247500 20071001 1945.32 247500 90 No MI 0 17342566 360 360 373500 20071001 2984.89 373500 90 No MI 5.5 20090901 17342567 360 360 256000 20071001 1913.81 256000 80 No MI 6 20090901 17342568 360 360 131750 20071001 895.38 131750 85 No MI 0 17342569 360 360 95000 20071001 720.4 95000 57.57575607 No MI 0 17342571 360 360 290700 20071001 1938.19 290700 85 No MI 0 17342572 360 360 506250 20071001 3930.37 506250 75 No MI 5.5 20090901 17342573 360 360 280000 20071001 2033.12 280000 70 No MI 0 17342574 360 360 420000 20071001 2917.16 420000 70 No MI 0 17342577 360 360 136000 20071001 950.94 136000 56.66666794 No MI 0 17342467 360 360 380000 20071001 2525.6 380000 73.07691956 No MI 0 17342581 360 360 289000 20071001 2199.67 289000 84.70601654 No MI 6 20090901 17342469 360 360 130000 20071001 1266.6 130000 61.6113739 No MI 0 17342582 360 360 297000 20071001 2105.22 297000 90 No MI 5.5 20090901 17342583 360 360 165000 20071001 1098.04 165000 75 No MI 5.5 20090901 17342470 360 360 234375 20071001 1711.95 234375 75 No MI 5.5 20090901 17342591 360 360 122000 20071001 857.45 122000 79.22077942 No MI 0 17342595 360 360 150450 20071001 1302.56 150450 85 No MI 0 17342596 360 360 249200 20071001 2279.54 249200 70 No MI 5.25 20100901 17342598 360 360 250000 20071001 1940.03 250000 45.87155914 No MI 0 17342601 360 360 176000 20071001 1133.65 176000 74.89361572 No MI 0 17342609 360 360 200000 20071001 1371.15 200000 54.79452133 No MI 5.7 20090901 17342611 360 360 122400 20071001 1188.83 122400 85 No MI 0 17342613 360 360 79950 20071001 637.56 79950 65 No MI 5.7 20090901 17342614 360 360 165750 20071001 1215.06 165750 85 No MI 0 17342619 360 360 270000 20071001 1979.29 270000 75 No MI 0 17342620 360 360 307000 20071001 2092.2 307000 71.3953476 No MI 5.7 20090901 17342621 360 360 107100 20071001 908.38 107100 85 No MI 0 17342623 360 360 114000 20071001 707.61 114000 61.29032135 No MI 0 17342634 360 360 263500 20071001 1904.34 263500 79.993927 No MI 0 17342641 360 360 132000 20071001 1052.62 132000 80 No MI 0 17343110 360 360 406000 20071001 2822.97 406000 70 No MI 5.5 20090901 17343050 360 360 305000 20071001 2161.92 305000 62.88659668 No MI 0 17343118 360 360 277500 20071001 2421.92 277500 75 No MI 5.5 20090901 17343121 360 360 266250 20071001 1870.79 266250 75 No MI 0 17343124 360 360 241000 20071001 1547.14 241000 74.84471893 No MI 0 17343055 360 360 217000 20071001 1856.41 217000 70 No MI 6.75 20100901 17343126 360 360 99000 20071001 868.07 99000 90 No MI 0 17342031 360 360 204000 20071001 1788.74 204000 85 No MI 5.5 20090901 17342056 360 360 90400 20071001 717.65 90400 70.625 No MI 0 17342059 360 360 306000 20071001 2173.72 306000 72 No MI 0 17342068 180 180 50000 20071001 428.72 50000 58.82352829 No MI 0 17342075 360 360 252000 20071001 1937.67 252000 80 No MI 5.5 20090901 17342079 360 360 213750 20071001 1420.65 213750 75 No MI 0 17342080 360 360 465000 20071001 2621.29 465000 87.24202728 No MI 0 17342081 360 360 675000 20071001 6698.62 675000 90 No MI 0 17342083 360 360 374000 20071001 3183.07 374000 85 No MI 6 20090901 17342034 360 360 195000 20071001 1789.58 195000 75 No MI 6.75 20090901 17342087 360 360 146250 20071001 902.43 146250 75 No MI 0 17342089 360 360 476250 20071001 2990.76 476250 75 No MI 0 17342092 360 360 148000 20071001 1325.13 148000 80 No MI 0 17342101 360 360 81750 20071001 626.57 81750 75 No MI 0 17342108 360 360 240000 20071001 1998.82 240000 75 No MI 5.7 20090901 17342110 360 360 213000 20071001 1592.72 213000 71.71717072 No MI 0 17342112 360 360 244000 20071001 1660.05 244000 72.83582306 No MI 0 17342113 360 360 510000 20071001 3609.39 510000 85 No MI 0 17342040 360 360 184000 20071001 1388.42 184000 80 No MI 0 17297494 360 360 306750 20071001 2425.36 306750 75 No MI 6.75 20090901 17295380 360 360 112000 20071001 841.58 112000 44.79999924 No MI 5.5 20090901 17295383 360 360 180800 20071001 1512.36 180800 80 No MI 5.5 20090901 17295385 360 360 72800 20071001 585.25 72800 80 No MI 0 17295415 360 360 94500 20071001 811.91 94500 90 No MI 0 17295428 360 360 127500 20071001 1243.21 127500 85 No MI 0 17293699 360 360 335750 20071001 2544.22 335750 85 No MI 0 17299146 360 360 366350 20071001 2462.44 366350 85 No MI 0 17299164 360 360 252000 20071001 1710.55 252000 60 No MI 0 17299169 360 360 148400 20071001 1269.54 148400 70 No MI 6.75 20090901 17280739 360 360 160000 20071001 1395.16 160000 78.04878235 No MI 0 17280803 360 360 370000 20071001 2421.99 370000 69.81131744 No MI 0 17356483 360 360 219300 20071001 2138.31 219300 85 No MI 5.5 20100901 17356486 360 360 344000 20071001 2632.89 344000 80 No MI 0 17356494 360 360 119200 20071001 1011.01 119200 80 No MI 5.5 20100901 17356505 360 360 385000 20071001 2548.5 385000 66.37931061 No MI 0 17356507 360 360 147500 20071001 1123.72 147500 64.97797394 No MI 6 20100901 17356509 360 360 248000 20071001 2222.34 248000 80 No MI 0 17356511 180 180 86400 20071001 881.48 86400 80 No MI 0 17356520 360 360 117000 20071001 1248.7 117000 63.24324417 No MI 7 20100901 17356522 360 360 324000 20071001 2412.27 324000 90 No MI 5.5 20100901 17356523 360 360 208000 20071001 1636.34 208000 80 No MI 0 17356526 360 360 160000 20071001 1174.03 160000 80 No MI 5.5 20100901 17356535 360 360 185000 20071001 1415.94 185000 69.81131744 No MI 5.5 20100901 17357922 360 360 130000 20071001 882.43 130000 56.52173996 No MI 0 17354367 360 360 252000 20071001 1796.66 252000 80 No MI 0 17354369 360 360 70000 20071001 608.62 70000 46.66666794 No MI 5.5 20100901 17355833 360 360 260000 20071001 2228.22 260000 80 No MI 5.5 20100901 17355837 360 360 240000 20071001 1944.15 240000 80 No MI 6 20100901 17355864 360 360 381600 20071001 3236.58 381600 80 No MI 5.5 20100901 17355871 360 360 266000 20071001 2237.86 266000 70 No MI 6 20100901 17355877 360 360 207000 20071001 1801.3 207000 90 No MI 0 17355883 360 360 187500 20071001 1528.95 187500 75 No MI 5.5 20100901 17355884 360 360 112900 20071001 912.49 112900 89.6031723 No MI 0 17355887 360 360 280000 20071001 2622.18 280000 80 No MI 6 20100901 17355891 360 360 80500 20071001 715.39 80500 70 No MI 0 17355896 360 360 290400 20071001 2409.04 290400 80 No MI 0 17355831 360 360 340000 20071001 2565.55 340000 85 No MI 0 17356543 360 360 200100 20071001 1503.29 200100 47.6428566 No MI 5.5 20100901 17354376 360 360 157500 20071001 1464.32 157500 75 No MI 5.5 20100901 17354349 360 360 88000 20071001 695.45 88000 39.12850189 No MI 0 17354399 360 360 201450 20071001 1486.34 201450 85 No MI 0 17354400 360 360 175000 20071001 1282.87 175000 70 No MI 0 17354402 360 360 116000 20071001 1170.92 116000 38.66666794 No MI 0 17354407 360 360 290000 20071001 2631.09 290000 68.23529053 No MI 5.5 20100901 17354410 360 360 153750 20071001 1394.93 153750 75 No MI 0 17354416 360 360 182000 20071001 1610.65 182000 29.59349632 No MI 6.75 20100901 17354423 360 360 416000 20071001 2837.86 416000 80 No MI 0 17354427 360 360 272000 20071001 1856.18 272000 85 No MI 0 17354428 360 360 217800 20071001 1411.36 217800 67.01538086 No MI 0 17354430 360 360 116000 20071001 958.51 116000 80 No MI 0 17354432 360 360 123750 20071001 1048.7 123750 75 No MI 0 17354433 360 360 52800 20071001 551.25 52800 80 No MI 6 20100901 17354437 360 360 241700 20071001 2551.47 241700 50.88420868 No MI 0 17354438 360 360 800000 20071001 6511.63 800000 45.19773865 No MI 0 17354358 360 360 207000 20071001 1596.72 207000 90 No MI 0 17354441 360 360 248000 20071001 1880.61 248000 83.78378296 No MI 0 17354446 360 360 403250 20071001 3901.31 403250 74.95352936 No MI 0 17354451 360 360 187000 20071001 1793.58 187000 85 No MI 0 17354360 360 360 312000 20071001 2710.72 312000 80 No MI 6 20100901 17354454 360 360 67500 20071001 456.72 67500 75 No MI 0 17354455 360 360 101000 20071001 856.85 101000 54.59459305 No MI 0 17353665 360 360 180000 20071001 1741.44 180000 75 No MI 6 20100901 17353733 360 360 90000 20071001 687.31 90000 66.66666412 No MI 0 17353667 360 360 152600 20071001 1193.98 152600 70 No MI 5.5 20090901 17353736 360 360 372000 20071001 1953 372000 57.23077011 No MI 0 17353737 360 360 91000 20071001 911.6 91000 70 No MI 6.75 20100901 17353672 360 360 281250 20071001 2083.25 281250 75 No MI 0 17353673 360 360 147000 20071001 1083.25 147000 75 No MI 0 17353745 360 360 195000 20071001 1907.3 195000 54.16666794 No MI 6.75 20100901 17353747 360 360 400000 20071001 2748.55 400000 74.07407379 No MI 5.5 20100901 17353758 360 360 142200 20071001 1351.52 142200 90 No MI 5.5 20100901 17353760 360 360 72000 20071001 671.25 72000 69.90291595 No MI 0 17353764 360 360 212000 20071001 2009.32 212000 74.91165924 No MI 0 17353679 360 360 252000 20071001 1621.93 252000 70 No MI 0 17353770 360 360 252000 20071001 2062.2 252000 80 No MI 0 17353771 360 360 139500 20071001 1198.53 139500 71.90721893 No MI 0 17353772 240 240 75000 20071001 784.38 75000 72.8155365 No MI 0 17353780 360 360 181000 20071001 1628.68 181000 64.64286041 No MI 5.5 20100901 17353782 360 360 242000 20071001 1843.65 242000 77.07006073 No MI 0 17353783 360 360 130000 20071001 1041.34 130000 66.66666412 No MI 0 17353788 360 360 275500 20071001 2206.84 275500 61.22222137 No MI 0 17353793 360 360 527000 20071001 3497.19 527000 85 No MI 5.5 20100901 17353690 360 360 180000 20071001 1619.68 180000 73.17073059 No MI 0 17353702 180 180 237250 20071001 2145.76 237250 65 No MI 0 17353804 360 360 420000 20071001 3806.93 420000 60 No MI 6 20100901 17353805 360 360 312000 20071001 2181.09 312000 76.56441498 No MI 0 17353704 360 360 245000 20071001 1755.22 245000 63.63636398 No MI 0 17352951 360 360 157250 20071001 1409.74 157250 85 No MI 5.5 20100901 17352953 360 360 332000 20071001 2871.4 332000 80 No MI 6 20100901 17352958 360 360 202500 20071001 1373.95 202500 90 No MI 0 17352961 360 360 180000 20071001 1339.65 180000 65.33575439 No MI 0 17352966 360 360 204000 20071001 1526.63 204000 55.89041138 No MI 5.7 20100901 17352973 360 360 71100 20071001 629.22 71100 90 No MI 5.5 20100901 17352974 360 360 157500 20071001 1600.7 157500 90 No MI 5.5 20100901 17352979 360 360 685000 20071001 4138.54 685000 79.19075012 No MI 0 17352983 360 360 134400 20071001 935.15 134400 80 No MI 0 17352986 360 360 217500 20071001 1703.32 217500 75 No MI 0 17352991 360 360 100000 20071001 848.16 100000 44.44444275 No MI 0 17352994 360 360 336000 20071001 2565.94 336000 68.15415955 No MI 0 17353819 360 360 280000 20071001 2395.36 280000 70 No MI 6.25 20100901 17353821 360 360 410000 20071001 3397.99 410000 76.35009003 No MI 0 17353825 360 360 330000 20071001 2460.22 330000 75 No MI 0 17353838 360 360 484500 20071001 4652.49 484500 85 No MI 0 17353840 360 360 120000 20071001 1047.77 120000 71.42857361 No MI 0 17304356 360 360 133000 20071001 852.94 133000 53.62903214 No MI 0 17304427 360 360 103920 20071001 737.33 103920 80 No MI 0 17304432 360 360 208000 20071001 1739.88 208000 80 No MI 0 17305019 360 360 458250 20071001 3864.25 458250 75 No MI 0 17305021 360 360 50000 20071001 453.27 50000 66.66666412 No MI 0 17303656 360 360 228000 20071001 1745.05 228000 80 No MI 0 17303659 360 360 141000 20071001 916.44 141000 60 No MI 6 20090901 17303715 360 360 205000 20071001 1159.96 205000 59.94152069 No MI 0 17303194 360 360 275600 20071001 1696.92 275600 65 No MI 0 17303203 360 360 326700 20071001 2383.56 326700 90 No MI 0 17303237 360 360 359991 20071001 2727.91 359991 90 No MI 6 20090901 17302346 360 360 146300 20071001 1432.08 146300 70 No MI 0 17302708 360 360 144900 20071001 1144.55 144900 90 No MI 6 20090901 17302713 360 360 243750 20071001 1915.85 243750 75 No MI 5.5 20100901 17302720 360 360 240000 20071001 1736.01 240000 65.52328491 No MI 6 20090901 17301915 360 360 83500 20071001 724.81 83500 70.76271057 No MI 6.75 20090901 17301925 360 360 328500 20071001 2836.45 328500 90 No MI 0 17299702 360 360 52500 20071001 523.92 52500 70 No MI 6.75 20090901 17304370 360 360 64800 20071001 594.69 64800 90 No MI 0 17301967 360 360 231748 20071001 2023.49 231748 75.00008392 No MI 6.75 20090901 17299050 360 360 242250 20071001 2036.16 242250 85 No MI 5.5 20090901 17299053 360 360 215000 20071001 1546.24 215000 41.9921875 No MI 6.25 20100901 17256474 360 360 437750 20071001 3987.92 437750 85 No MI 5.5 20090901 17325413 360 360 210000 20071001 1765.8 210000 59.4900856 No MI 6.75 20090901 17325416 360 360 568750 20071001 4207.66 568750 65 No MI 0 17325390 360 360 402000 20071001 3268.97 402000 27.72413826 No MI 5.5 20090901 17325419 360 360 630000 20071001 4448.24 630000 90 No MI 0 17325422 360 360 160000 20071001 1394.08 160000 80 No MI 5.5 20090901 17325393 360 360 340000 20071001 3069.52 340000 80 No MI 0 17325426 360 360 272000 20071001 1877.58 272000 80 No MI 0 17325428 360 360 493000 20071001 4047.38 493000 85 No MI 0 17325429 360 360 800000 20071001 5676.87 800000 80 No MI 5.5 20090901 17325430 360 360 460000 20071001 2641.17 460000 62.16216278 No MI 0 17325432 360 360 114750 20071001 956.41 114750 85 No MI 0 17325435 360 360 272000 20071001 2280.19 272000 67.16049194 No MI 6 20090901 17325438 360 360 202000 20071001 1914.55 202000 89.77777863 No MI 5.5 20090901 17325441 360 360 180000 20071001 1450.27 180000 87.80487823 No MI 5.5 20090901 17322819 360 360 58400 20071001 620.57 58400 80 No MI 5.5 20090901 17322825 360 360 249900 20071001 1684.74 249900 70 No MI 0 17322826 360 360 296000 20071001 2091.52 296000 80 No MI 5.5 20090901 17322828 360 360 405000 20071001 2513.86 405000 90 No MI 0 17322829 360 360 123750 20071001 1201 123750 75 No MI 0 17322851 360 360 195000 20071001 1653.92 195000 75 No MI 0 17322858 360 360 392250 20071001 2402.25 392250 84.35483551 No MI 5.5 20090901 17322860 360 360 297500 20071001 2587.79 297500 85 No MI 0 17322861 360 360 260000 20071001 1837.14 260000 80 No MI 5.5 20090901 17322864 360 360 127500 20071001 1090.75 127500 73.69942474 No MI 0 17322868 360 360 487500 20071001 4101.34 487500 75 No MI 5.5 20090901 17322875 360 360 307500 20071001 3021.71 307500 75 No MI 6 20090901 17323187 360 360 178000 20071001 1366.18 178000 72.65306091 No MI 0 17323197 360 360 234000 20071001 1633.72 234000 90 No MI 0 17323211 360 360 180000 20071001 1409.64 180000 80 No MI 0 17322909 360 360 306000 20071001 2787.67 306000 72.85713959 No MI 0 17322910 360 360 174400 20071001 1198.26 174400 80 No MI 5.5 20090901 17322913 360 360 148800 20071001 1344.48 148800 80 No MI 6 20090901 17322944 360 360 72000 20071001 765.08 72000 80 No MI 5.5 20090901 17322945 360 360 55000 20071001 456.47 55000 11.95652199 No MI 5.5 20090901 17322953 360 360 64800 20071001 688.57 64800 80 No MI 5.5 20090901 17322961 360 360 226800 20071001 1790.72 226800 70 No MI 0 17322968 360 360 68000 20071001 614.41 68000 85 No MI 0 17322984 360 360 288000 20071001 2559.39 288000 80 No MI 5.5 20100901 17322985 360 360 220000 20071001 1902.73 220000 80 No MI 0 17311955 360 360 400500 20071001 2942.21 400500 90 No MI 6.25 20090901 17312378 360 360 324000 20071001 2692.47 324000 90 No MI 5.5 20090901 17312381 360 360 188000 20071001 1497.84 188000 80 No MI 5.5 20090901 17312403 360 360 301000 20071001 2187.69 301000 69.35483551 No MI 0 17312410 360 360 144000 20071001 1349.63 144000 90 No MI 5.5 20100901 17312413 360 360 91200 20071001 926.88 91200 80 No MI 0 17312365 360 360 441000 20071001 2936.33 441000 90 No MI 0 17312430 360 360 132000 20071001 1052.88 132000 56.17021179 No MI 5.5 20090901 17312438 360 360 266262 20071001 1963.03 266262 62.64988327 No MI 5.5 20090901 17312452 360 360 289000 20071001 1752.03 289000 85 No MI 0 17312371 360 360 515000 20071001 3933.43 515000 88.03418732 No MI 6 20090901 17312461 360 360 217000 20071001 1746.04 217000 70 No MI 6 20100901 17312463 360 360 146500 20071001 1097.53 146500 89.87730408 No MI 6 20090901 17306390 360 360 292000 20071001 1940.73 292000 80 No MI 0 17309230 360 360 271728 20071001 2334.57 271728 77.63657379 No MI 6 20090901 17309236 360 360 254400 20071001 2277.8 254400 80 No MI 0 17309241 360 360 162000 20071001 1421.67 162000 60 No MI 7 20090901 17309268 360 360 115000 20071001 827.06 115000 89.84375 No MI 5.5 20090901 17309284 360 360 168300 20071001 1286.94 168300 85 No MI 5.5 20090901 17309285 360 360 222000 20071001 1930.19 222000 63.42856979 No MI 6.75 20090901 17309289 360 360 60800 20071001 574.43 60800 80 No MI 5.5 20090901 17311971 360 360 198250 20071001 1873.02 198250 65 No MI 0 17311979 360 360 238000 20071001 2008.19 238000 70 No MI 6.75 20100901 17311986 360 360 76500 20071001 697.36 76500 76.5 No MI 0 17304950 360 360 172000 20071001 1163.79 172000 48.45070267 No MI 6 20090901 17304957 360 360 411000 20071001 3553.79 411000 79.80582428 No MI 0 17306410 360 360 132000 20071001 1256.07 132000 75 No MI 6.25 20090901 17306411 360 360 135000 20071001 1294.83 135000 75 No MI 6.25 20090901 17306420 360 360 59200 20071001 501.68 59200 80 No MI 5.5 20090901 17306438 360 360 50000 20071001 375 50000 15.8730154 No MI 0 17264268 360 360 50000 20071001 472.02 50000 47.61904907 No MI 0 17275685 360 360 202500 20071001 1541.3 202500 90 No MI 5.7 20090901 17274949 360 360 195000 20071001 1798.34 195000 75 No MI 0 17275780 360 360 311950 20071001 2865.2 311950 85 No MI 0 17272482 360 360 77000 20071001 782.57 77000 55 No MI 0 17324313 360 360 567000 20071001 3390.19 567000 90 No MI 0 17324373 360 360 464000 20071001 3778.92 464000 80 No MI 0 17324763 240 240 75600 20071001 694.36 75600 84.94381714 No MI 0 17345672 360 360 297500 20071001 2643.82 297500 70 No MI 0 17346595 360 360 150000 20071001 1190.78 150000 58.82352829 No MI 6 20100901 17342605 360 360 108500 20071001 944.16 108500 70 No MI 0 17342642 360 360 999999 20071001 7456.71 992542.29 77.22000122 No MI 5.5 20090901 17325830 360 360 198000 20071001 1353 198000 90 No MI 0 17304960 360 360 157500 20071001 1089.22 157500 70 No MI 6.25 20090901 17352550 360 360 156000 20071001 1059.5 156000 80 No MI 0 17353648 360 360 100000 20071001 767.14 100000 40.17677689 No MI 0 17354243 360 360 100000 20071001 876.83 100000 53.19149017 No MI 0 17341759 360 360 220000 20071001 1886.11 220000 68.75 No MI 5.75 20090901 17341767 360 360 178500 20071001 1757.47 178500 85 No MI 0 17342508 360 360 184000 20071001 1193.42 184000 38.33333206 No MI 0 17342887 360 360 206000 20071001 1525.87 206000 71.77700043 No MI 5.75 20090901 17342911 360 360 464000 20071001 2610 464000 80 No MI 0 17342924 360 360 220000 20071001 1786.02 220000 73.33333588 No MI 0 17345797 360 360 170000 20071001 1118.73 170000 42.5 No MI 0 17345800 360 360 305000 20071001 2770.62 305000 69.47608185 No MI 6 20090901 17345802 360 360 214500 20071001 1741.76 214500 56.74603271 No MI 6 20090901 17345804 360 360 292800 20071001 2499.49 292800 80 No MI 0 17324409 360 360 625700 20071001 4757.93 625700 89.99640656 No MI 5.5 20090901 17324903 360 360 787500 20071001 5641.75 787500 75 No MI 0 17326664 360 360 514250 20071001 3223.77 514250 85 No MI 0 17341634 360 360 240000 20071001 1990.95 240000 80 No MI 6.25 20090901 17341609 360 360 55000 20071001 419.02 55000 66.26506042 No MI 0 17322705 360 360 590000 20071001 4372.48 590000 72.83950806 No MI 5.5 20090901 17323027 360 360 93500 20071001 876.33 93500 85 No MI 0 17323034 360 360 91000 20071001 689.42 91000 72.80000305 No MI 0 17322993 360 360 156000 20071001 935.63 156000 72.52440643 No MI 0 17341620 360 360 296000 20071001 1929.7 296000 80 No MI 0 17342260 360 360 407000 20071001 2599.89 407000 78.2692337 No MI 0 17342283 360 360 238000 20071001 1581.83 238000 85 No MI 5.5 20090901 17342316 360 360 103125 20071001 778.38 103125 75 No MI 5.5 20090901 17342330 360 360 255000 20071001 1503.16 255000 85 No MI 6 20090901 17342331 360 360 440000 20071001 3470.92 440000 80 No MI 3 20090901 17342340 360 360 257000 20071001 1839.41 257000 72.3943634 No MI 0 17342780 360 360 500000 20071001 3809.19 500000 52.63158035 No MI 5.5 20100901 17342810 360 360 84000 20071001 787.29 84000 79.24528503 No MI 6 20090901 17342812 360 360 204850 20071001 1647.39 204850 85 No MI 0 17342815 360 360 580000 20071001 3576.82 580000 41.42856979 No MI 0 17342820 360 360 177000 20071001 1531.77 177000 76.95652008 No MI 0 17342827 360 360 206250 20071001 1551.36 206250 75 No MI 0 17342830 360 360 359000 20071001 2112.03 359000 84.47058868 No MI 0 17342836 360 360 315900 20071001 2531.98 315900 90 No MI 0 17342766 360 360 85700 20071001 658.96 85700 74.52173615 No MI 0 17342851 360 360 50400 20071001 442.3 50400 90 No MI 5.5 20100901 17342853 360 360 315000 20071001 2149.62 315000 90 No MI 5.5 20090901 17345670 360 360 210000 20071001 1411.27 210000 53.29949188 No MI 5.75 20120901 17345674 360 360 56000 20071001 562.61 56000 78.87323761 No MI 0 17345679 360 360 156000 20071001 1519.91 156000 80 No MI 0 17345632 360 360 228000 20071001 1570.86 228000 72.38095093 No MI 0 17345709 360 360 215050 20071001 1983.25 215050 85 No MI 0 17345642 360 360 117000 20071001 1022.44 117000 90 No MI 0 17345715 360 360 170000 20071001 1504.45 170000 68.54838562 No MI 5.75 20100901 17345726 360 360 509000 20071001 3717.14 509000 72.7142868 No MI 0 17345727 360 360 160000 20071001 1525.25 160000 80 No MI 0 17346105 360 360 250000 20071001 1971.22 250000 52.63158035 No MI 3.5 20090901 17346108 360 360 157500 20071001 1440.72 157500 75 No MI 0 17346069 360 360 89000 20071001 613.19 89000 52.35293961 No MI 0 17346116 360 360 120500 20071001 876.64 120500 86.07142639 No MI 0 17346146 360 360 73500 20071001 631.48 73500 66.8181839 No MI 0 17346150 360 360 270000 20071001 2041.2 270000 75 No MI 5.5 20100901 17346169 360 360 140250 20071001 922.95 140250 85 No MI 5.25 20100901 17346062 360 360 147700 20071001 1034.75 147700 70 No MI 5.75 20100901 17346206 360 360 119000 20071001 1052.7 119000 85 No MI 6 20100901 17346658 360 360 388000 20071001 3034.77 388000 80 No MI 5.75 20100901 17346665 360 360 164000 20071001 1246.13 164000 80 No MI 0 17346685 360 360 249300 20071001 1659.93 249300 90 No MI 5.5 20100901 17346691 360 360 52000 20071001 516.94 52000 80 No MI 5.5 20100901 17346699 360 360 352000 20071001 1918.57 352000 62.30088425 No MI 0 17346732 360 360 258300 20071001 1883.77 258300 90 No MI 5.5 20100901 17346543 360 360 375000 20071001 3346.99 375000 75 No MI 6.75 20100901 17352427 360 360 387000 20071001 3496.72 387000 90 No MI 0 17352428 360 360 148400 20071001 1497.97 148400 80 No MI 0 17352429 360 360 231625 20071001 1715.76 231625 85 No MI 5.5 20100901 17352439 360 360 320000 20071001 2226.55 320000 80 No MI 0 17352456 360 360 274500 20071001 2279.17 274500 90 No MI 0 17352477 360 360 50000 20071001 479.95 50000 71.42857361 No MI 3 20090901 17352482 360 360 308800 20071001 2540.43 308800 80 No MI 5.5 20100901 17352484 360 360 84000 20071001 718.61 84000 75 No MI 5.5 20100901 17352853 360 360 344000 20071001 3056.69 344000 80 No MI 3.5 20090901 17352881 360 360 89550 20071001 928.03 89550 90 No MI 0 17353563 360 360 171000 20071001 1326.99 171000 90 No MI 0 17353589 360 360 238000 20071001 1964.88 238000 70 No MI 6 20100901 17354144 360 360 200000 20071001 1286.68 200000 67.79660797 No MI 5.5 20100901 17354150 360 360 104300 20071001 1080.88 104300 70 No MI 0 17354153 360 360 74700 20071001 788.56 74700 90 No MI 5.5 20100901 17354173 360 360 72600 20071001 707.9 72600 66 No MI 0 17354185 360 360 172000 20071001 1190.9 172000 69.35483551 No MI 0 17354190 360 360 90000 20071001 792.48 90000 75 No MI 3.75 20090901 17323082 360 360 305000 20071001 2397.26 305000 68.84875488 No MI 5.5 20090901 17323084 360 360 77000 20071001 646.9 77000 46.95121765 No MI 6.25 20090901 17323112 360 360 260000 20071001 2241.45 260000 79.51070404 No MI 5.5 20090901 17323124 360 360 114750 20071001 858.86 114750 90 No MI 0 17324285 360 360 251600 20071001 1919.47 251600 85 No MI 0 17324286 360 360 205500 20071001 1742.97 205500 84.9173584 No MI 0 17324289 360 360 648000 20071001 4891.01 648000 64.80000305 No MI 5.5 20100901 17324251 360 360 271760 20071001 1750.46 271760 86 No MI 0 17324242 360 360 174400 20071001 1639.81 174400 80 No MI 0 17324335 360 360 276000 20071001 1698.49 276000 80 No MI 0 17324365 360 360 86100 20071001 770.91 86100 70 No MI 0 17324374 360 360 104000 20071001 869.94 104000 61.17647171 No MI 0 17324264 360 360 240000 20071001 1517.96 240000 64.86486816 No MI 0 17324265 180 180 95250 20071001 853.48 95250 75 No MI 0 17324383 360 360 56000 20071001 476.61 56000 80 No MI 0 17324385 360 360 196000 20071001 1770.95 196000 80 No MI 6.75 20090901 17324770 360 360 128000 20071001 1075.36 128000 60.95238113 No MI 5.5 20090901 17324776 360 360 241000 20071001 1483.88 241000 73.03030396 No MI 0 17324779 360 360 535500 20071001 3297.17 535500 79.92537689 No MI 0 17324729 360 360 119000 20071001 991.95 119000 66.48044586 No MI 0 17324802 360 360 652500 20071001 5088.25 652500 90 No MI 0 17324734 360 360 221000 20071001 1507.61 221000 74.91525269 No MI 0 17324737 360 360 122000 20071001 907.99 122000 65.94594574 No MI 0 17324812 360 360 296250 20071001 2010.92 296250 75 No MI 5.5 20090901 17324826 360 360 301500 20071001 3004.19 301500 90 No MI 5.5 20090901 17354215 360 360 397350 20071001 3384.71 397350 90 No MI 5.5 20100901 17354240 360 360 206250 20071001 2105.66 206250 75 No MI 0 17355691 360 360 157000 20071001 1013.09 157000 74.05660248 No MI 0 17355727 360 360 80500 20071001 706.45 80500 70 No MI 0 17355732 360 360 328000 20071001 2112.71 328000 80 No MI 5.5 20100901 17355743 360 360 200500 20071001 1649.47 200500 39.31372452 No MI 6 20100901 17355758 360 360 226000 20071001 2025.19 226000 80 No MI 6 20100901 17355768 360 360 608000 20071001 5390.48 608000 80 No MI 0 17355795 360 360 160000 20071001 1315.13 160000 72.72727203 No MI 0 17355799 360 360 112500 20071001 991.43 112500 90 No MI 3.25 20090901 17355813 360 360 236000 20071001 1694.3 236000 80 No MI 0 17356254 360 360 440450 20071001 3285.76 440450 89.88775635 No MI 0 17356322 360 360 201000 20071001 1565.93 201000 57.42856979 No MI 5.5 20100901 17356323 360 360 126000 20071001 1073.3 126000 70 No MI 5.5 20100901 17356327 360 360 277500 20071001 2354.21 277500 75 No MI 0 17356345 360 360 135000 20071001 1285.64 135000 75 No MI 6 20100901 17356366 360 360 320000 20071001 2426.59 320000 78.04878235 No MI 3.5 20090901 17324846 360 360 184500 20071001 1516.5 184500 90 No MI 5.5 20090901 17324865 360 360 129000 20071001 1000.03 129000 68.25396729 No MI 0 17324873 360 360 152000 20071001 1179.54 152000 80 No MI 0 17324874 360 360 102850 20071001 895 102850 85 No MI 0 17324746 360 360 220500 20071001 1948.77 220500 90 No MI 0 17324881 360 360 354000 20071001 2420.91 354000 88.5 No MI 0 17324890 360 360 96000 20071001 806.9 96000 80 No MI 5.25 20090901 17325191 360 360 202500 20071001 1369.97 202500 90 No MI 0 17325127 360 360 228750 20071001 2082.22 228750 79.70383453 No MI 0 17325201 360 360 134400 20071001 1228.41 134400 70 No MI 6.25 20100901 17325202 360 360 111000 20071001 933.85 111000 63.42856979 No MI 7 20090901 17325238 360 360 76000 20071001 638.5 76000 80 No MI 0 17356261 360 360 399500 20071001 2954.64 399500 85 No MI 0 17356266 360 360 300000 20071001 2760.99 300000 61.22449112 No MI 6.75 20100901 17357847 360 360 500000 20071001 3962.99 500000 66.66666412 No MI 0 17357796 360 360 301500 20071001 2254.48 301500 90 No MI 0 17357856 360 360 95250 20071001 762.98 95250 75 No MI 0 17358234 360 360 160000 20071001 1160 160000 80 No MI 5.5 20100901 17358255 360 360 122500 20071001 959.34 122500 70 No MI 0 17358259 360 360 281050 20071001 2060.29 281050 74.35185242 No MI 0 17358431 360 360 100001 20071001 844.52 100001 41.66708374 No MI 6.75 20100901 17358436 360 360 360000 20071001 3159.26 360000 80 No MI 0 17358448 360 360 156800 20071001 1216.79 156800 80 No MI 0 17358418 360 360 88500 20071001 896.1 88500 75 No MI 6.75 20100901 17358497 360 360 419200 20071001 2450.34 419200 80 No MI 0 17360476 360 360 512000 20071001 3544.99 512000 80 No MI 0 17360477 360 360 131250 20071001 1002.32 131250 75 No MI 0 17360485 360 360 392474 20071001 2227.24 392474 69.46442413 No MI 0 17360492 180 180 50000 20071001 501.21 50000 18.51851845 No MI 0 17360517 360 360 104000 20071001 961.29 104000 77.03704071 No MI 5.5 20100901 17360518 360 360 125000 20071001 1134.09 125000 73.96450043 No MI 0 17360473 360 360 80000 20071001 562.12 80000 59.25925827 No MI 0 17360530 360 360 135000 20071001 1342.05 135000 59.21052551 No MI 7 20100901 17360458 360 360 132000 20071001 967.69 132000 80 No MI 0 17360729 360 360 553704 20071001 5075.31 553704 80 No MI 5.75 20100901 17360732 360 360 355500 20071001 2017.42 355500 75 No MI 0 17360741 360 360 156000 20071001 1574.68 156000 80 No MI 0 17361460 360 360 147000 20071001 1063.31 147000 73.5 No MI 0 17361896 360 360 252000 20071001 1613.39 252000 80 No MI 0 17325245 360 360 148500 20071001 1035.61 148500 90 No MI 0 17325292 360 360 120000 20071001 1132.83 120000 75 No MI 0 17325299 360 360 148500 20071001 1248.17 148500 87.35294342 No MI 5.5 20100901 17325324 360 360 520000 20071001 3784.81 520000 71.72413635 No MI 5.5 20090901 17325338 360 360 384000 20071001 2163.9 384000 60 No MI 5.5 20090901 17325342 360 360 135800 20071001 1034.58 135800 70 No MI 0 17325343 360 360 101000 20071001 679.63 101000 48.09523773 No MI 6 20090901 17325346 360 360 536350 20071001 4685.3 536350 85 No MI 0 17325549 360 360 277600 20071001 2547.63 277600 80 No MI 0 17325496 360 360 133500 20071001 987.97 133500 86.12903595 No MI 0 17325571 360 360 100000 20071001 692.38 100000 53.76343918 No MI 0 17325515 360 360 107500 20071001 755.34 107500 68.91025543 No MI 0 17325591 360 360 198000 20071001 1542.14 198000 83.19327545 No MI 6 20090901 17325603 360 360 185300 20071001 1870.44 185300 85 No MI 6 20090901 17325625 360 360 85000 20071001 841.75 85000 85 No MI 6 20090901 17325636 360 360 200000 20071001 1681.71 200000 44.44444275 No MI 0 17325638 360 360 53600 20071001 491.91 53600 80 No MI 0 17325656 360 360 197900 20071001 1649.64 197900 77.60784149 No MI 5.5 20090901 17325672 360 360 140000 20071001 1037.05 140000 80 No MI 0 17326256 360 360 125100 20071001 892.45 125100 55.11013031 No MI 0 17326304 360 360 99200 20071001 759.25 99200 80 No MI 0 17301736 360 360 135000 20071001 948.57 135000 57.20338821 No MI 0 17302213 360 360 180000 20071001 1292.26 180000 60 No MI 0 17302530 360 360 463500 20071001 3562.78 463500 90 No MI 5.5 20090901 17303057 360 360 199000 20071001 1272.53 199000 79.59999847 No MI 6 20090901 17303080 360 360 126000 20071001 1032.01 126000 52.5 No MI 5.75 20090901 17303751 360 360 160000 20071001 1310.49 160000 80 No MI 0 17303898 360 360 384000 20071001 3567.27 384000 74.56311035 No MI 6 20090901 17304229 360 360 225000 20071001 1573.24 225000 52.3255806 No MI 6.25 20090901 17304185 360 360 138750 20071001 888.33 138750 74.59677124 No MI 0 17304194 360 360 140400 20071001 1119.61 140400 90 No MI 0 17304825 360 360 120000 20071001 1018.04 120000 38.09523773 No MI 6.75 20090901 17304798 360 360 257500 20071001 1975.4 257500 84.42623138 No MI 0 17304871 360 360 480000 20071001 4817.6 480000 75 No MI 3.75 20090901 17306287 360 360 56000 20071001 512.26 56000 80 No MI 5.5 20090901 17306327 360 360 91200 20071001 889.26 91200 80 No MI 6.25 20090901 17309104 360 360 445500 20071001 3626.51 445500 90 No MI 0 17309115 360 360 436500 20071001 4100.77 436500 90 No MI 5.5 20090901 17309137 360 360 280000 20071001 1913.34 280000 82.35294342 No MI 0 17311747 360 360 201000 20071001 1450.63 201000 51.53845978 No MI 0 17295278 360 360 120000 20071001 995.92 120000 68.57142639 No MI 6 20100901 17311780 360 360 256000 20071001 1858.85 256000 80 No MI 0 17311801 360 360 187500 20071001 1407.31 187500 75 No MI 0 17311808 360 360 299200 20071001 2477.37 299200 80 No MI 0 17311815 360 360 285000 20071001 2384.31 285000 68.67469788 No MI 0 17311817 360 360 745000 20071001 6264.37 745000 74.57457733 No MI 6 20090901 17311723 360 360 385000 20071001 2351.77 385000 64.70587921 No MI 0 17311845 360 360 218700 20071001 1691.69 218700 90 No MI 0 17312181 360 360 514000 20071001 3597.84 514000 87.86325073 No MI 0 17312194 360 360 188800 20071001 1478.56 188800 80 No MI 0 17312199 360 360 148000 20071001 1255.28 148000 74.55919647 No MI 6.25 20090901 17312201 360 360 416000 20071001 3680 416000 80 No MI 6 20090901 17312238 360 360 360000 20071001 2883.7 360000 64.86486816 No MI 6 20090901 17312252 360 360 144000 20071001 1106.22 144000 90 No MI 0 17298153 360 360 264000 20071001 1845.93 264000 80 No MI 0 17298093 360 360 79160.24 20071001 651.24 79160.24 60.8924942 No MI 0 17298897 360 360 280000 20071001 2210.77 280000 62.22222137 No MI 6 20090901 17312281 360 360 520000 20071001 3563.05 520000 80 No MI 5.5 20090901 17312286 360 360 433500 20071001 3102.66 433500 83.68725586 No MI 6 20090901 17312175 360 360 78750 20071001 622.35 78750 75 No MI 0 17301698 360 360 483000 20071001 4755.49 483000 70 No MI 0 17274331 360 360 103500 20071001 889.23 103500 90 No MI 5.5 20100901 17274266 360 360 133200 20071001 1021.84 133200 80 No MI 0 17278380 360 360 702000 20071001 5748.52 702000 90 No MI 5.5 20090901 17278382 240 240 51200 20071001 460.66 51200 80 No MI 0 17280064 360 360 413000 20071001 2910.45 413000 65.71201324 No MI 6.25 20100901 17246640 360 360 55000 20071001 490.82 55000 29.72973061 No MI 5.5 20090901 17228866 360 360 248500 20071001 1686.79 248500 35 No MI 5.5 20100901 17205912 360 360 85000 20071001 668.78 85000 56.66666794 No MI 5.5 20090901 LOAN_SEQ MAX_RATE MIN_RATE PER_RATE_CAP GROUP HYBRID_TERM PREPAY LIEN BALLOON AMORT_TERM1 IO_FLAG IO_PERIOD SELLER -------- -------- -------- ------------ ----- ----------- ------ ---- ------- ----------- ------- --------- ------ 17326993 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17342494 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17342523 13.89 7.89 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17346488 15.35 6 3 2 3YR Yes First Lien No 360 NO NON-IO EMC 17297474 14.99 8.99 1 2 2YR No First Lien No 360 NO NON-IO EMC 17302301 16.9 10.9 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17302620 14.87 6 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17302621 13.4 5.5 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17302624 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17312346 14.025 5.5 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17302630 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17265595 16.625 5.5 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17304930 14.85 8.85 3 2 5YR Yes First Lien No 360 NO NON-IO EMC 17301863 17.125 7 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17301865 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17324916 14 8 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17298954 14.75 5.5 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17279685 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17325392 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17256062 14.45 8.45 1 2 2YR No First Lien No 360 NO NON-IO EMC 17325744 13.04 7.04 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17325745 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17303733 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17325132 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17326751 12.425 6.425 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17324458 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17324712 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17342471 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17301866 13.825 5.5 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17302278 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302279 0 0 0 2 OTH Yes First Lien Yes 360 NO NON-IO EMC 17303163 15.2 5.75 3 2 2YR No First Lien Yes 480 NO NON-IO EMC 17303164 14.4 5.5 3 2 2YR No First Lien Yes 480 NO NON-IO EMC 17303168 15.9 9.9 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17303969 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17309195 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17311871 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17323145 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17323147 15.3 5.5 3 2 2YR No First Lien No 360 NO NON-IO EMC 17324406 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17324428 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17324439 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17324907 16.85 7 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17325698 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17325706 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17325707 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17325708 0 0 0 2 OTH No First Lien No 240 NO NON-IO EMC 17325709 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17325721 0 0 0 2 OTH Yes First Lien Yes 360 NO NON-IO EMC 17325738 14.975 7.975 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17326777 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17341765 0 0 0 1 OTH Yes First Lien No 360 YES 10 YEARS EMC 17341774 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17341807 15.5 5.5 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17342538 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17342905 16.75 10.75 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17252935 16.375 10.375 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17272432 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17275587 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17275611 0 0 0 1 OTH No First Lien No 360 YES 10 YEARS EMC 17278506 16.975 6 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17280684 15.3 5.75 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17293577 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17298247 15.575 6 3 2 2YR No First Lien No 360 NO NON-IO EMC 17298257 16.15 6.25 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17252576 16.4 10.4 3 2 3YR Yes First Lien Yes 480 NO NON-IO EMC 17280714 16.875 10.875 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17280724 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17272465 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17325847 14.79 8.79 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17298843 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17326586 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17326595 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17325879 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17304213 15.4 9.4 3 2 2YR No First Lien Yes 480 NO NON-IO EMC 17299793 17.79 11.79 3 2 2YR No First Lien No 360 NO NON-IO EMC 17297503 17.24 11.24 3 2 2YR No First Lien No 360 NO NON-IO EMC 17267780 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17267790 14.84 8.84 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17264020 16.4 10.4 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17297533 16.79 10.79 3 2 2YR No First Lien No 360 NO NON-IO EMC 17298352 18.015 12.015 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17324476 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17279827 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17275724 14.55 8.55 3 1 2YR No First Lien Yes 600 NO NON-IO EMC 17302730 15.675 9.675 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17304382 14.315 8.315 1 1 2YR No First Lien No 360 YES 5 YEARS EMC 17304384 16.95 10.95 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17259645 16.05 10.05 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17304392 13.74 7.74 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17299017 15.94 9.94 1 2 2YR No First Lien No 360 NO NON-IO EMC 17259665 15.14 9.14 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17278620 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17301989 17.2 11.2 1 2 2YR No First Lien No 360 NO NON-IO EMC 17233862 16.67 10.67 3 2 3YR Yes First Lien Yes 480 NO NON-IO EMC 17304990 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17244652 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17263642 14.55 8.55 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17266491 13.04 7.04 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17274932 17.4 11.4 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17279224 16.09 10.09 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17286816 15.75 9.75 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17286820 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17293765 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17306419 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17312437 13.95 7.95 1 1 2YR No First Lien Yes 600 NO NON-IO EMC 17312454 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17301834 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302127 13.7 7.7 3 2 5YR Yes First Lien Yes 480 NO NON-IO EMC 17302243 15.99 9.99 1 1 2YR No First Lien Yes 480 NO NON-IO EMC 17303129 13.39 7.39 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17303517 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17303602 14.99 8.99 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17304281 12.29 6.29 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17304307 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17311746 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17311758 0 0 0 2 OTH No First Lien Yes 600 NO NON-IO EMC 17312184 14.4 8.4 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17326270 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17295312 0 0 0 2 OTH Yes First Lien No 180 NO NON-IO EMC 17297242 18.09 12.09 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17299581 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17299515 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17326366 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17326372 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17325748 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17325485 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17325410 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17256052 15.6 9.6 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17256148 15.04 9.04 3 1 2YR No First Lien Yes 480 NO NON-IO EMC 17325400 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17323165 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17312436 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17309257 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17309217 14.95 8.95 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17309220 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17304945 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17306391 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17306427 15.89 9.89 1 1 3YR No First Lien No 360 NO NON-IO EMC 17306428 13.45 7.45 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17303683 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17303246 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17278542 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17275019 14.44 8.44 3 1 2YR Yes First Lien No 360 YES 5 YEARS EMC 17323035 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17323036 15.115 9.115 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17323037 15.59 9.59 1 2 2YR No First Lien No 360 NO NON-IO EMC 17323043 14.99 8.99 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17323054 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17323055 11.79 5.79 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17323056 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17323078 16.04 10.04 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17323083 13.1 7.1 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17323113 15.34 6 1 2 2YR No First Lien No 360 NO NON-IO EMC 17323114 13.79 7.79 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17323115 16.94 10.94 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17324278 16.15 10.15 1 1 2YR No First Lien No 360 NO NON-IO EMC 17324280 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17324303 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17324309 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17324323 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17324325 12.94 6.94 1 2 2YR No First Lien Yes 600 NO NON-IO EMC 17324330 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17324341 0 0 0 1 OTH No First Lien No 360 YES 10 YEARS EMC 17324344 16.65 10.65 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17324347 13.91 7.84 1 2 2YR Yes First Lien No 360 YES 10 YEARS EMC 17324354 16.54 6.25 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17324357 16.54 10.54 1 2 2YR No First Lien No 360 NO NON-IO EMC 17324364 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17324384 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17324388 14.34 8.34 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17324784 14.25 8.25 1 2 3YR Yes First Lien No 360 NO NON-IO EMC 17324798 0 0 0 2 OTH No First Lien Yes 600 NO NON-IO EMC 17324863 16.5 10.5 1 2 2YR No First Lien No 360 NO NON-IO EMC 17324875 14.74 8.74 1 1 2YR No First Lien No 360 NO NON-IO EMC 17324886 12.99 5.5 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17324896 14.715 8.715 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17325205 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17325255 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17325258 16.89 6.25 1 2 2YR No First Lien No 360 NO NON-IO EMC 17325263 12.64 6.64 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17325288 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17325340 14.29 8.29 1 2 2YR No First Lien No 360 NO NON-IO EMC 17325341 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17325541 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17325550 14.865 8.865 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17325564 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17325575 13.888 7.888 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17325602 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17325646 17.84 11.84 1 2 2YR No First Lien No 360 NO NON-IO EMC 17326233 14.89 8.89 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17306258 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17306337 15.15 9.15 1 2 2YR No First Lien No 360 NO NON-IO EMC 17306259 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17306349 14.415 8.415 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17306244 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17306355 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17306245 0 0 0 2 OTH No First Lien Yes 600 NO NON-IO EMC 17306356 13.64 7.64 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17309039 14.24 8.24 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17309047 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17308986 16.04 10.04 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17309062 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17309027 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17309124 16.25 10.25 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17308993 15.99 9.99 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17309034 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17309038 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17309167 0 0 0 2 OTH Yes First Lien No 180 NO NON-IO EMC 17309168 15.85 9.85 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17311750 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17311751 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17311753 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17311769 14.59 8.59 1 2 2YR No First Lien No 360 NO NON-IO EMC 17311773 16.04 10.04 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17311708 0 0 0 2 OTH Yes First Lien No 240 NO NON-IO EMC 17322669 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17322681 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17322693 15.67 9.67 1 2 2YR No First Lien No 360 NO NON-IO EMC 17322708 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17322709 12.74 6.74 1 2 2YR No First Lien Yes 600 NO NON-IO EMC 17322743 14.84 8.84 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17322746 15.14 9.14 1 2 2YR No First Lien No 360 NO NON-IO EMC 17322750 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17311829 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17311831 17.765 11.765 1 1 2YR No First Lien Yes 480 NO NON-IO EMC 17311838 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17311847 16.7 10.7 3 1 2YR No First Lien Yes 480 NO NON-IO EMC 17311848 15.89 9.89 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17311854 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17311858 16.775 10.775 1 1 2YR No First Lien Yes 480 NO NON-IO EMC 17311860 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17311867 12.6 5.5 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17312180 16.825 10.825 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17312185 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17312191 14.465 8.465 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17312193 13.875 7.875 1 2 2YR No First Lien No 360 NO NON-IO EMC 17312202 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17312204 17.29 11.29 1 2 2YR No First Lien No 360 NO NON-IO EMC 17312214 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17312239 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17312133 15.7 9.7 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17312243 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17312251 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17312256 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17312283 14.74 8.74 1 2 2YR No First Lien No 360 NO NON-IO EMC 17322667 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17304236 13.925 7.925 1 2 2YR No First Lien No 360 NO NON-IO EMC 17304246 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17304249 14.975 5.5 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17304258 14.525 8.525 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17304186 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17304263 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17304270 15.2 9.2 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17304284 16.29 10.29 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17304310 14.19 8.19 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17304821 14.215 8.215 1 1 2YR No First Lien Yes 480 NO NON-IO EMC 17304771 0 0 0 1 OTH Yes First Lien No 360 YES 10 YEARS EMC 17304822 14 8 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17304824 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17304827 15.54 6 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17304828 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17304831 15.54 9.54 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17304851 13.6 7.6 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17304797 13.6 7.6 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17304884 15.75 9.75 1 2 2YR No First Lien No 360 NO NON-IO EMC 17304887 15.59 6 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17304897 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17304919 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17306271 16.14 10.14 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17306272 15.85 9.85 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17306274 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17306235 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17306237 16.49 10.49 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17306307 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17306248 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17303062 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17303085 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17303117 17.375 11.375 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17303120 13.94 6 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17303130 16.25 10.25 1 1 2YR No First Lien Yes 480 NO NON-IO EMC 17303015 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17303515 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17303538 16.815 10.815 1 2 2YR No First Lien No 360 NO NON-IO EMC 17303552 15.04 9.04 1 1 2YR No First Lien No 360 NO NON-IO EMC 17303554 13.35 5.5 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17303498 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17303563 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17303591 14.415 8.415 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17303598 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17303511 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17303604 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17303610 15.575 9.575 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17303779 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17303718 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17303788 13.99 7.99 1 2 3YR Yes First Lien Yes 600 NO NON-IO EMC 17303790 13.69 7.69 1 2 2YR No First Lien No 360 NO NON-IO EMC 17303791 16.54 10.54 1 2 2YR No First Lien No 360 NO NON-IO EMC 17303833 14.94 8.94 1 2 2YR No First Lien No 360 NO NON-IO EMC 17303747 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17303844 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17303750 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17303858 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17303865 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17303757 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17303866 17.19 5.25 1 1 2YR No First Lien No 360 NO NON-IO EMC 17303919 13.44 5.5 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17303920 14.2 8.2 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17304206 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17304208 14.515 8.515 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17301740 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17301767 13.28 7.28 1 2 2YR No First Lien Yes 600 NO NON-IO EMC 17301770 13.74 7.74 1 2 2YR No First Lien Yes 600 NO NON-IO EMC 17301712 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17301783 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17301722 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17301724 14 8 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17301816 15.39 9.39 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17301822 16.65 10.65 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17301831 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17302153 16 10 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17302157 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17302163 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17302164 15.99 9.99 1 1 2YR No First Lien Yes 480 NO NON-IO EMC 17302179 15.99 6.25 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17302189 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17302198 15.8 9.8 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17302215 14.54 5.5 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17302217 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17302221 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17302252 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302253 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17302254 16.2 10.2 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17302274 15.8 9.8 1 2 2YR No First Lien No 360 NO NON-IO EMC 17302275 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17302481 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17302487 14.44 8.44 1 2 2YR No First Lien No 360 NO NON-IO EMC 17302503 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17302515 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17302519 14.74 8.74 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17302524 13.84 7.84 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17302526 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302534 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17302536 13.715 7.715 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17302549 14.2 8.2 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17302551 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17302556 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302459 14 8 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17302463 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302585 13.54 7.54 1 2 2YR No First Lien No 360 NO NON-IO EMC 17302597 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17303034 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17303042 15.99 9.99 1 2 2YR No First Lien No 360 NO NON-IO EMC 17303043 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17303051 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17303000 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17280158 15 9 3 2 2YR No First Lien No 360 NO NON-IO EMC 17286678 16.75 10.75 3 2 5YR Yes First Lien No 360 NO NON-IO EMC 17286717 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17293452 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17295228 13.44 7.44 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17295242 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17295245 0 0 0 1 OTH Yes First Lien No 180 NO NON-IO EMC 17295276 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17295282 15.59 9.59 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17295194 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17297225 17.39 11.39 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17297248 14.3 8.3 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17297181 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17297182 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17297186 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17297191 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17298068 14.84 8.84 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17298126 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17298132 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17298143 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17298154 14.35 8.35 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17298157 14.94 8.94 1 2 2YR No First Lien No 360 NO NON-IO EMC 17298178 14.84 8.84 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17298180 16.19 10.19 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17298089 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17298881 15.14 9.14 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17298837 14.525 5.5 3 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17298840 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17298842 0 0 0 2 OTH Yes First Lien No 300 NO NON-IO EMC 17298860 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17298861 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17298865 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17299526 13.99 7.99 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17299490 16.99 10.99 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17299597 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17274370 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17275454 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17275465 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17278371 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17279591 15.54 9.54 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17279601 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17280054 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17229440 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17267283 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17266288 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17265801 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17265733 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17265494 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17265517 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17265753 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17265765 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17264119 0 0 0 1 OTH Yes First Lien No 360 YES 10 YEARS EMC 17256017 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17252607 0 0 0 2 OTH Yes First Lien No 180 NO NON-IO EMC 17252609 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17255204 16.45 10.45 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17255172 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17255231 17.55 11.55 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17255175 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17247443 14.85 8.85 3 1 5YR Yes First Lien No 360 NO NON-IO EMC 17326600 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326606 14.05 8.05 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17326607 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17325760 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17325765 0 0 0 2 OTH No First Lien Yes 600 NO NON-IO EMC 17325775 0 0 0 2 OTH Yes First Lien No 240 NO NON-IO EMC 17325780 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17325781 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17325785 15.54 9.54 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17325790 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17325792 12.95 6.95 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17325802 14.99 8.99 1 1 3YR Yes First Lien Yes 600 NO NON-IO EMC 17325750 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17325807 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17325817 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17325818 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17325820 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17325826 14.09 8.09 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17326613 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17326620 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17326645 14.69 8.69 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17326653 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17325449 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17325451 13.4 7.4 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17325458 0 0 0 2 OTH Yes First Lien No 360 YES 5 YEARS EMC 17325473 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17325481 14 8 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17325752 16.75 10.75 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17325836 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17325842 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17325848 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17325864 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17325883 15.025 9.025 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17325885 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17325755 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17323217 16.99 10.99 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17323169 16.19 10.19 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17323219 17.54 11.54 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17323170 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17324462 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17324463 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17324466 18.39 12.39 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17324469 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17324475 16.24 10.24 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17324477 13.95 7.95 1 2 2YR No First Lien No 360 NO NON-IO EMC 17324921 14.265 8.265 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17324929 13.44 7.44 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17324932 16.24 10.24 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17324935 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17324937 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17324943 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17324944 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17324924 18.35 11.35 1.5 2 2YR No First Lien Yes 480 NO NON-IO EMC 17324926 15.14 9.14 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17325486 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17325489 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17325409 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17325411 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17325490 12.24 6.24 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17297545 15.64 9.64 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17297547 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17297548 17.14 11.14 3 2 2YR No First Lien Yes 480 NO NON-IO EMC 17297552 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17297563 15.54 9.54 3 1 2YR No First Lien Yes 480 NO NON-IO EMC 17297502 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17297575 14.59 8.59 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17297579 14.365 8.365 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17297583 13.64 7.64 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17297591 14.25 8.25 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17297595 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17297596 16.84 10.84 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17297597 14.54 8.54 1 2 2YR No First Lien No 360 NO NON-IO EMC 17297599 16.1 10.1 3 2 2YR No First Lien No 360 NO NON-IO EMC 17297601 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17297606 15.29 9.29 3 2 2YR No First Lien Yes 480 NO NON-IO EMC 17297610 16.55 10.55 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17297614 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17297616 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17295369 16.85 10.85 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17295370 0 0 0 2 OTH Yes First Lien No 360 YES 5 YEARS EMC 17295374 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17295378 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17295402 15.49 9.49 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17295424 13.2 7.2 3 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17295426 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17295364 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17295432 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17295433 14.94 8.94 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17295447 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17295448 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17295460 15.44 9.44 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17297504 15.29 9.29 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17297505 13.9 7.9 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17293637 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17293641 13.99 7.99 1 2 2YR No First Lien No 360 NO NON-IO EMC 17293642 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17293671 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17293672 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17293673 16.24 10.24 3 2 2YR No First Lien No 360 NO NON-IO EMC 17293676 13.99 7.99 1 2 2YR No First Lien No 360 NO NON-IO EMC 17293681 15.29 9.29 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17293684 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17293611 16.14 10.14 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17293612 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17293689 16.85 10.85 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17293693 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17293614 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17293696 14.99 8.99 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17293703 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17293706 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17293709 0 0 0 2 OTH Yes First Lien No 360 YES 5 YEARS EMC 17293723 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17293728 14.65 8.65 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17293731 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17286765 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17286736 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17286793 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17286795 16.69 10.69 1 1 2YR No First Lien Yes 480 NO NON-IO EMC 17286810 15.54 9.54 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17286824 18.29 12.29 1 2 2YR No First Lien No 360 NO NON-IO EMC 17293762 14.99 8.99 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17293763 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17293768 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17293769 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17293625 17.29 11.29 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17293626 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17293627 14.54 8.54 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17280705 16.9 10.9 1 2 2YR No First Lien No 360 NO NON-IO EMC 17280709 14.44 8.44 1 1 2YR Yes First Lien No 360 YES 5 YEARS EMC 17280713 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17280718 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17280719 14.9 8.9 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17280734 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17280749 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17286856 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17286747 14.965 8.965 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17286888 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17286748 17.24 11.24 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17279702 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17280758 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17280762 15.54 9.54 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17280763 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17280775 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17280798 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17280804 14.1 8.1 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17280816 17.563 11.563 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17280823 14.375 8.375 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17279232 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17279112 17.49 11.49 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17279114 14.7 8.7 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17342559 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17342088 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17342096 14.64 8.64 1 2 2YR No First Lien No 360 NO NON-IO EMC 17342643 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17342645 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17342663 13.69 7.69 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17326797 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17326807 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17342124 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342125 14.69 8.69 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17342148 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17342171 13.415 7.415 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17342176 13.915 7.915 1 1 2YR No First Lien Yes 600 NO NON-IO EMC 17342216 15.99 9.99 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17326814 18.04 12.04 1 1 2YR No First Lien Yes 480 NO NON-IO EMC 17326820 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326854 16.04 10.04 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17326740 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17326857 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17326866 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17326869 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326896 14.9 8.9 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17326391 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17326918 17.64 11.64 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17326929 13.415 7.415 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17326944 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326951 15.65 9.65 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17326958 17.775 11.775 1 2 2YR No First Lien No 360 NO NON-IO EMC 17326968 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17326969 15.39 9.39 1 2 2YR No First Lien No 360 NO NON-IO EMC 17326979 14.915 8.915 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17326983 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17326992 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17327010 0 0 0 1 OTH Yes First Lien No 240 NO NON-IO EMC 17327013 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17327015 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17327020 15.84 9.84 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17326402 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326355 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326415 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17326417 15.54 9.54 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17326421 13.99 7.99 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17326433 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326439 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326441 13.99 7.99 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17326444 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17326448 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326472 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17326479 16.54 10.54 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17326482 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326486 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17326529 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17326536 14.078 8.078 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17326551 0 0 0 2 OTH Yes First Lien No 360 YES 5 YEARS EMC 17326558 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17326566 14.29 8.29 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17326568 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17326576 14.89 8.89 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17326577 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17326582 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17326583 13.865 7.865 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17322925 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17322930 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17322936 12.99 6.99 1 2 2YR No First Lien No 360 NO NON-IO EMC 17322938 14.34 8.34 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17322943 16.5 10.5 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17322950 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17322809 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17322957 15.99 9.99 1 2 2YR No First Lien No 360 NO NON-IO EMC 17322810 0 0 0 2 OTH No First Lien Yes 600 NO NON-IO EMC 17322959 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17322965 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17322970 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17322974 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17322978 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17311950 17.99 11.99 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17311952 15.115 9.115 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17311960 15.8 9.8 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17311963 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17312362 15.99 9.99 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17312383 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17312384 15.34 9.34 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17312389 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17312390 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17312394 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17312395 14.84 8.84 1 1 2YR No First Lien No 360 YES 5 YEARS EMC 17312400 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17312405 14.04 8.04 1 2 2YR No First Lien No 360 NO NON-IO EMC 17312409 15.04 9.04 1 2 2YR No First Lien No 360 NO NON-IO EMC 17312414 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17312415 13.15 7.15 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17312420 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17312422 16.94 10.94 1 2 2YR No First Lien No 360 NO NON-IO EMC 17312423 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17312425 12.965 6.965 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17312366 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17312433 15.9 9.9 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17312370 15.265 9.265 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17312440 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17312441 13.35 7.35 1 2 2YR No First Lien No 360 YES 5 YEARS EMC 17312442 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17312444 13.94 7.94 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17312451 14.59 8.59 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17312374 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17309243 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17309244 14.54 8.54 1 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17309210 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17309212 16.75 10.75 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17309263 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17309264 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17309266 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17309218 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17309267 15.04 9.04 1 1 2YR No First Lien No 360 NO NON-IO EMC 17309222 14.99 8.99 1 2 2YR No First Lien No 360 NO NON-IO EMC 17309273 14.45 8.45 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17309277 15.95 9.95 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17309223 13.34 7.34 1 2 2YR No First Lien Yes 600 NO NON-IO EMC 17309286 14.34 8.34 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17309287 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17309225 15.45 9.45 1 2 2YR No First Lien No 360 NO NON-IO EMC 17311970 17.3 11.3 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17311943 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17311983 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17311984 15.365 9.365 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17311987 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17311993 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17311996 14.79 8.79 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17311998 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17304956 12.55 6.55 1 2 2YR No First Lien Yes 600 NO NON-IO EMC 17304959 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17304964 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17298322 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17298327 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17298343 15.24 9.24 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17298345 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17298356 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17298358 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17298361 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17298373 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17298380 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17298387 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17298389 15.39 9.39 3 2 2YR No First Lien Yes 480 NO NON-IO EMC 17297488 13.79 7.79 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17297538 16.89 10.89 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17304966 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17304969 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17304974 0 0 0 1 OTH No First Lien No 360 YES 5 YEARS EMC 17304977 16.4 10.4 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17304983 16.19 10.19 3 2 2YR No First Lien No 360 NO NON-IO EMC 17304994 0 0 0 2 OTH No First Lien Yes 600 NO NON-IO EMC 17304999 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17305002 13.24 7.24 1 1 2YR No First Lien No 360 NO NON-IO EMC 17304947 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17306408 16.24 10.24 3 2 2YR No First Lien Yes 480 NO NON-IO EMC 17306416 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17306424 16.25 10.25 1 1 2YR No First Lien No 360 NO NON-IO EMC 17306426 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17306431 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17306432 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17306395 14.89 8.89 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17306436 0 0 0 2 OTH Yes First Lien No 240 NO NON-IO EMC 17306437 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17306398 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17306439 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17306441 13.59 7.59 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17306442 15.89 9.89 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17306443 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17306399 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17306401 15.565 9.565 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17306448 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17306449 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17306451 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17306452 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17303930 14.44 8.44 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17304348 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17304350 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17304364 14.55 8.55 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17304365 15.54 9.54 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17304373 16.65 10.65 1 2 2YR No First Lien No 360 NO NON-IO EMC 17304374 15.9 9.9 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17304377 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17304378 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17304379 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17304380 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17304353 13.69 7.69 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17304386 16.75 10.75 3 1 2YR No First Lien Yes 480 NO NON-IO EMC 17304354 12.465 6.465 3 1 3YR Yes First Lien Yes 600 NO NON-IO EMC 17304395 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17304403 17.8 11.8 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17304405 14.29 8.29 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17304407 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17304408 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17304415 18.515 12.515 1 2 2YR No First Lien No 360 NO NON-IO EMC 17304418 14.54 8.54 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17304422 0 0 0 1 OTH Yes First Lien No 180 NO NON-IO EMC 17304357 16.075 10.075 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17304361 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17304428 15.49 9.49 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17304435 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17305007 16.25 10.25 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17305009 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17305023 14.04 8.04 1 2 2YR No First Lien Yes 600 NO NON-IO EMC 17305032 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17305034 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17303638 16.49 10.49 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17303657 18.04 12.04 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17303639 14.29 8.29 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17303662 15.94 9.94 3 2 2YR No First Lien No 360 NO NON-IO EMC 17303664 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17303668 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17303674 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17303641 0 0 0 2 OTH No First Lien No 240 NO NON-IO EMC 17303685 13.89 7.89 1 1 2YR No First Lien No 360 NO NON-IO EMC 17303643 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17303646 16.39 10.39 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17303691 15.865 9.865 1 2 2YR No First Lien No 360 NO NON-IO EMC 17303694 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17303697 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17303698 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17303699 16.5 10.5 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17303701 15.04 9.04 1 1 2YR No First Lien No 360 NO NON-IO EMC 17303703 14.615 8.615 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17303704 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17303712 16.44 10.44 1 2 2YR No First Lien No 360 NO NON-IO EMC 17303714 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17303650 13.265 7.265 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17303937 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17303945 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17303946 0 0 0 1 OTH Yes First Lien No 300 NO NON-IO EMC 17303948 14.065 8.065 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17303956 14.84 8.84 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17303926 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17303962 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17302662 15.24 9.24 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17302666 16.14 10.14 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17302672 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17302679 14.99 8.99 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17302684 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302687 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17302691 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17302692 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17302697 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302703 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17302706 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17303192 15.44 9.44 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17303186 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17303197 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17303200 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17303208 15.89 9.89 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17303209 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17303213 15.5 9.5 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17303214 16.65 10.65 3 2 2YR No First Lien No 360 NO NON-IO EMC 17303215 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17303216 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17303221 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17303225 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17303227 13.95 7.95 3 2 2YR No First Lien Yes 480 NO NON-IO EMC 17303228 15.765 9.765 3 2 2YR No First Lien No 360 NO NON-IO EMC 17303239 16.425 10.425 1 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17303240 16.365 10.365 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17303242 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17302335 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302338 14.815 8.815 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17302339 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302342 14.99 8.99 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17302344 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17302323 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17302350 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17302325 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17302352 14.99 8.99 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17302353 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17302358 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17302359 15.65 9.65 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17302360 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302364 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17302379 13.9 7.9 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17302380 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17302327 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17302383 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17302710 15.89 9.89 3 1 2YR No First Lien Yes 480 NO NON-IO EMC 17302714 14.65 8.65 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17302716 13.715 7.715 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17302717 14.04 8.04 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17302719 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17302721 13.715 7.715 3 1 2YR Yes First Lien No 360 YES 5 YEARS EMC 17302722 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17302652 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17302732 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302745 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17302747 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17302749 17.44 11.44 3 2 2YR No First Lien No 360 NO NON-IO EMC 17302750 15.05 9.05 1 1 2YR No First Lien Yes 480 NO NON-IO EMC 17302752 0 0 0 1 OTH No First Lien No 300 NO NON-IO EMC 17302755 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17302756 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17302762 14.5 8.5 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17302765 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302767 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302769 0 0 0 1 OTH No First Lien Yes 600 NO NON-IO EMC 17301898 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17301881 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17301911 13.79 7.79 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17301913 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17301885 14.69 8.69 1 2 2YR No First Lien No 360 NO NON-IO EMC 17301932 14.99 8.99 3 2 2YR No First Lien No 360 NO NON-IO EMC 17301933 14.615 8.615 3 2 2YR No First Lien Yes 480 NO NON-IO EMC 17301936 14.64 8.64 3 2 2YR No First Lien No 360 NO NON-IO EMC 17301886 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17301887 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17301950 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17301890 16.9 10.9 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17301952 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17301953 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302385 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302387 14.99 8.99 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17302388 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302391 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17302398 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17302399 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302406 14.89 8.89 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17302408 0 0 0 1 OTH No First Lien Yes 600 NO NON-IO EMC 17302410 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17302418 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302420 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17302330 15.59 9.59 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17299686 12.15 6.15 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17299687 0 0 0 2 OTH Yes First Lien No 240 NO NON-IO EMC 17299689 14.44 8.44 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17299692 16 10 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17299694 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17299697 15.29 9.29 1 2 2YR No First Lien No 360 NO NON-IO EMC 17299661 14.665 8.665 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17299703 13.99 7.99 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17299707 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17299714 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17299718 14.89 8.89 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17299720 16.2 10.2 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17299726 15.75 9.75 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17299727 17.35 11.35 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17299742 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17299743 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17299752 17.59 11.59 1 2 2YR No First Lien No 360 NO NON-IO EMC 17299753 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17299670 0 0 0 2 OTH Yes First Lien No 360 YES 5 YEARS EMC 17301956 16.1 10.1 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17301962 14.85 8.85 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17301971 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17301972 14.55 8.55 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17301973 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17301974 14.99 8.99 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17301978 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17301980 14.89 8.89 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17299023 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17299027 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17299040 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17299045 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17299003 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17299049 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17299061 17.14 11.14 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17299063 16.5 10.5 3 2 2YR No First Lien No 360 NO NON-IO EMC 17299074 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17299079 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17299081 15.69 9.69 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17299007 15.565 9.565 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17299671 15.04 9.04 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17299672 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17299673 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17299674 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17299767 15.5 9.5 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17299768 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17299772 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17299678 13.4 7.4 1 2 2YR No First Lien Yes 600 NO NON-IO EMC 17299774 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17299778 0 0 0 2 OTH No First Lien Yes 600 NO NON-IO EMC 17299789 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17299790 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17299796 12.94 6.94 3 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17298263 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17298285 14.64 8.64 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17298286 15.6 9.6 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17299008 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17299095 16.44 10.44 1 2 2YR No First Lien No 360 NO NON-IO EMC 17299097 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17299101 12.84 6.84 3 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17299012 15.15 9.15 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17299015 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17299113 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17299136 0 0 0 1 OTH No First Lien Yes 600 NO NON-IO EMC 17299016 14.35 8.35 3 2 2YR No First Lien No 360 NO NON-IO EMC 17299145 14.64 8.64 3 2 2YR No First Lien No 360 NO NON-IO EMC 17299148 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17299149 14.55 8.55 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17299154 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17299159 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17299160 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17299171 14.89 8.89 1 2 2YR No First Lien No 360 NO NON-IO EMC 17299175 14.45 8.45 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17297514 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17297517 15.74 9.74 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17298294 14.99 8.99 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17298297 13.54 7.54 3 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17298302 13.54 7.54 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17298303 13.65 7.65 1 1 2YR No First Lien No 360 YES 5 YEARS EMC 17298305 16.5 10.5 3 2 2YR No First Lien No 360 NO NON-IO EMC 17298313 16.8 10.8 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17298314 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17298317 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17265939 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17266004 15.85 9.85 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17265941 16.09 10.09 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17266030 15.865 9.865 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17266031 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17265556 15.44 9.44 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17265648 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17265653 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17265659 17.25 11.25 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17265682 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17265689 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17265706 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17265709 12.99 6.99 3 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17265565 14.14 8.14 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17266059 16.74 10.74 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17266065 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17264231 13.84 7.84 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17263574 16.59 10.59 1 2 2YR No First Lien No 360 NO NON-IO EMC 17259661 15.2 9.2 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17259687 13.19 7.19 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17263559 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17263634 14.84 8.84 1 2 2YR No First Lien No 360 NO NON-IO EMC 17263636 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17257002 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17259739 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17259749 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17256406 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17256509 13.99 7.99 3 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17257165 15.9 9.9 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17256068 15.74 9.74 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17256418 15.95 9.95 3 2 2YR No First Lien No 360 NO NON-IO EMC 17325418 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17325434 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17325437 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17325443 12.55 6.55 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17322815 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17322820 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17322833 16.94 10.94 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17322834 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17322838 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17322839 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17322846 16 10 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17322853 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17322859 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17256596 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17256167 14.74 8.74 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17255275 14.05 8.05 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17322795 13.525 7.525 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17322869 16.24 10.24 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17322877 13.2 7.2 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17323171 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17323173 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17323177 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17323181 16.8 10.8 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17323195 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17323196 14.54 8.54 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17323198 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17322800 15.75 9.75 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17322885 15.45 9.45 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17322802 15.94 9.94 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17322803 0 0 0 1 OTH Yes First Lien No 360 YES 5 YEARS EMC 17322891 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17322893 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17322894 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17322899 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17322900 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17322916 15.84 9.84 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17322921 15.64 9.64 1 2 2YR No First Lien No 360 NO NON-IO EMC 17322924 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17255343 14.94 8.94 3 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17255440 16.6 10.6 3 1 2YR No First Lien Yes 480 NO NON-IO EMC 17255464 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17255467 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17255475 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17255477 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17325414 14.04 8.04 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17279709 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17279710 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17279711 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17279713 16.39 10.39 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17279718 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17279729 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17279693 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17279753 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17279758 15.5 9.5 1 1 2YR No First Lien Yes 480 NO NON-IO EMC 17279761 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17279765 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17279768 14.99 8.99 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17279696 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17279778 14.25 8.25 3 2 2YR No First Lien Yes 480 NO NON-IO EMC 17279785 14.4 8.4 3 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17279090 14.7 8.7 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17279091 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17279133 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17279138 15.715 9.715 1 1 2YR No First Lien No 360 NO NON-IO EMC 17279144 14.93 8.93 1 2 3YR Yes First Lien Yes 480 NO NON-IO EMC 17279099 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17279175 12.8 6.8 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17279206 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17279214 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17279216 15.758 9.758 1 2 2YR No First Lien No 360 NO NON-IO EMC 17278549 15.58 9.58 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17278553 16.85 10.85 3 2 2YR No First Lien No 360 NO NON-IO EMC 17278574 16.64 10.64 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17278590 13.95 7.95 1 1 2YR No First Lien Yes 480 NO NON-IO EMC 17278591 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17278622 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17278625 15.04 9.04 3 2 2YR No First Lien Yes 480 NO NON-IO EMC 17278629 15.415 9.415 3 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17278630 16.9 10.9 3 2 2YR No First Lien Yes 480 NO NON-IO EMC 17278635 15.99 9.99 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17279222 14.915 8.915 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17279227 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17275627 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17275629 14.35 8.35 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17278639 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17278644 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17274914 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17274931 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17275752 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17275756 16.24 10.24 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17275771 15.24 9.24 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17275775 0 0 0 2 OTH No First Lien Yes 600 NO NON-IO EMC 17272445 16.44 10.44 1 2 2YR No First Lien No 360 NO NON-IO EMC 17272486 13.75 7.75 3 1 2YR No First Lien No 360 NO NON-IO EMC 17272488 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17274962 17.5 11.5 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17274901 15.99 9.99 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17275017 15.09 9.09 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17275028 17 11 1 2 2YR No First Lien No 360 NO NON-IO EMC 17275035 16.84 10.84 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17272495 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17272453 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17272511 15.69 9.69 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17272455 16.69 10.69 3 2 2YR No First Lien Yes 480 NO NON-IO EMC 17272524 14.94 8.94 1 2 2YR No First Lien No 360 NO NON-IO EMC 17272548 13.49 7.49 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17272569 14.54 8.54 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17272570 16.84 10.84 3 2 2YR No First Lien No 360 NO NON-IO EMC 17267800 16.5 10.5 3 2 2YR No First Lien No 360 NO NON-IO EMC 17267773 15.39 9.39 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17267834 15.79 9.79 3 1 2YR No First Lien No 360 NO NON-IO EMC 17267836 0 0 0 1 OTH Yes First Lien No 180 NO NON-IO EMC 17267889 15.39 9.39 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17266395 16.85 10.85 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17266419 0 0 0 2 OTH No First Lien No 240 NO NON-IO EMC 17266422 16.45 10.45 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17266440 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17266456 16.9 10.9 3 1 2YR No First Lien No 360 NO NON-IO EMC 17266460 14.94 8.94 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17266462 14.2 8.2 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17266474 15.45 9.45 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17266486 13.49 7.49 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17266501 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17265963 15.7 9.7 1 1 2YR No First Lien No 360 NO NON-IO EMC 17265966 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17238680 13.95 7.95 3 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17250173 14.415 8.415 1 1 2YR No First Lien Yes 600 NO NON-IO EMC 17250180 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17250186 14.9 8.9 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17250199 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17250224 15.99 9.99 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17246961 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17247822 17.74 11.74 1 2 2YR No First Lien No 360 NO NON-IO EMC 17246864 17.5 11.5 1 2 2YR No First Lien No 360 NO NON-IO EMC 17246930 15.5 9.5 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17216967 17.2 11.2 3 1 2YR No First Lien No 360 NO NON-IO EMC 17255265 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17255317 16.04 10.04 1 2 2YR No First Lien No 360 NO NON-IO EMC 17252834 14.99 8.99 3 2 2YR No First Lien No 360 NO NON-IO EMC 17251526 14.35 8.35 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17249959 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17263906 12.515 6.515 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17265759 15.85 9.85 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17265825 14.45 8.45 3 2 2YR No First Lien No 360 NO NON-IO EMC 17266226 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17274341 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17274273 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17286611 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17298122 13.05 7.05 1 2 5YR Yes First Lien No 360 NO NON-IO EMC 17298191 14.265 8.265 1 2 2YR Yes First Lien Yes 600 NO NON-IO EMC 17298915 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17301701 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17301781 12.89 6.89 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17301785 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17301594 16.465 10.465 1 2 3YR No First Lien Yes 480 NO NON-IO EMC 17302155 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302156 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17302159 15.05 9.05 1 2 2YR No First Lien No 360 NO NON-IO EMC 17302220 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17302225 12.79 6.79 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17302258 16.5 10.5 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17302583 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17303046 14.49 8.49 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17303072 16.44 10.44 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17303090 15.7 9.7 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17303104 16.89 10.89 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17303518 15.74 9.74 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17303588 15.89 9.89 1 2 2YR No First Lien No 360 NO NON-IO EMC 17303607 18.29 12.29 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17303868 14.39 8.39 1 2 2YR No First Lien No 360 NO NON-IO EMC 17303877 15.015 9.015 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17304287 15.09 9.09 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17304866 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17304814 0 0 0 1 OTH Yes First Lien No 360 YES 10 YEARS EMC 17306277 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17306326 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17306338 12.84 6.84 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17311859 12.45 6.45 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17312291 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17324279 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17324331 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17325273 14.99 8.99 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17297459 16.3 7 3 1 2YR No First Lien No 360 NO NON-IO EMC 17324432 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17325686 0 0 0 2 OTH Yes First Lien Yes 360 NO NON-IO EMC 17325736 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17325740 16.825 9.825 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17325742 15.85 8.85 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17326322 16.65 10.65 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17326331 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17256602 13.19 7.19 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17325424 15.94 9.94 3 1 2YR No First Lien No 360 NO NON-IO EMC 17322792 15.39 9.39 3 2 3YR No First Lien Yes 480 NO NON-IO EMC 17322857 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17323212 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17322804 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17322805 16.74 10.74 3 2 2YR No First Lien No 360 NO NON-IO EMC 17322807 15.34 9.34 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17322946 14.6 8.6 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17312399 0 0 0 1 OTH Yes First Lien No 180 NO NON-IO EMC 17312364 14.715 8.715 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17312368 16.54 10.54 3 2 2YR No First Lien Yes 480 NO NON-IO EMC 17312462 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17309235 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17311941 14.09 8.09 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17311992 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17304349 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17304352 13.55 7.55 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17304355 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17305033 13.19 7.19 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17303675 14.6 8.6 3 1 2YR No First Lien No 360 NO NON-IO EMC 17303653 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17303925 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17303189 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17301905 15.35 9.35 3 2 2YR Yes First Lien No 360 NO NON-IO EMC 17301918 13.89 7.89 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17299664 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17299076 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17299106 15.3 9.3 3 2 2YR No First Lien No 360 NO NON-IO EMC 17299128 0 0 0 2 OTH No First Lien Yes 480 NO NON-IO EMC 17298321 15.64 9.64 1 2 2YR No First Lien Yes 480 NO NON-IO EMC 17297571 15.215 9.215 1 1 2YR No First Lien No 360 YES 5 YEARS EMC 17297589 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17295394 15.515 9.515 3 1 2YR No First Lien No 360 NO NON-IO EMC 17295410 0 0 0 2 OTH No First Lien No 180 NO NON-IO EMC 17293628 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17286878 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17279705 16.89 10.89 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17342036 15.74 9.74 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17342177 13.975 7.975 1 2 2YR No First Lien No 360 NO NON-IO EMC 17326928 13.665 7.665 3 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17326760 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17326359 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17326383 15.84 9.84 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17325463 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17324949 14.44 8.44 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17274900 15.94 9.94 1 2 2YR No First Lien No 360 NO NON-IO EMC 17274902 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17272552 0 0 0 2 OTH No First Lien No 360 NO NON-IO EMC 17267765 16.69 10.69 1 1 2YR No First Lien No 360 NO NON-IO EMC 17231509 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17251655 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17250037 0 0 0 2 OTH Yes First Lien Yes 480 NO NON-IO EMC 17279725 15.7 9.7 3 2 2YR No First Lien No 360 NO NON-IO EMC 17035433 13.89 7.89 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17218749 14.6 8.6 1 2 2YR Yes First Lien No 360 NO NON-IO EMC 17221756 16.24 10.24 3 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17219331 18.3 12.3 3 2 2YR No First Lien No 360 NO NON-IO EMC 17229212 14.14 8.14 3 2 2YR No First Lien Yes 480 NO NON-IO EMC 17231522 15.59 9.59 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17203865 13.925 7.925 1 2 2YR No First Lien No 360 NO NON-IO EMC 17201972 14.89 8.89 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17293704 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17293740 15.69 9.69 1 2 2YR No First Lien No 360 NO NON-IO EMC 17299108 0 0 0 2 OTH Yes First Lien Yes 600 NO NON-IO EMC 17302381 14.8 8.8 1 2 2YR Yes First Lien Yes 480 NO NON-IO EMC 17306413 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17312393 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17325853 0 0 0 2 OTH Yes First Lien No 360 NO NON-IO EMC 17324457 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17309215 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17356532 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17356290 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358315 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17358072 15.7 9.7 1 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17346572 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358237 16.9 8.9 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17346573 15.3 9.3 1 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17345844 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358076 13.45 7.45 1 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17361884 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17366096 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17356538 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17366178 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17356378 16.35 10.35 1 1 3YR No First Lien Yes 480 NO NON-IO EMC 17360602 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17353072 16.9 10.9 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17354125 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17244371 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17358321 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342465 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17346029 0 0 0 1 OTH Yes First Lien No 360 YES 5 YEARS EMC 17342547 18.04 12.04 1 1 3YR No First Lien No 360 NO NON-IO EMC 17345932 13.65 7.65 1 1 2YR Yes First Lien No 360 YES 5 YEARS EMC 17345690 14.975 8.975 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17356382 15.5 9.5 1 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17309259 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17346664 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17361894 14.75 8.75 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17345695 15.35 7.35 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17353796 13.8 7.8 1 1 3YR Yes First Lien Yes 600 NO NON-IO EMC 17361501 0 0 0 1 OTH Yes First Lien No 240 NO NON-IO EMC 17361420 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17361424 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17360454 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17361426 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17355820 14.25 8.25 1 3 3YR Yes First Lien No 360 NO NON-IO EMC 17346038 13.59 7.59 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17358252 18.2 10.2 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17345941 17.54 11.54 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17356553 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17322876 14.39 8.39 1 1 2YR No First Lien No 360 NO NON-IO EMC 17358093 15.75 9.75 1 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17358337 18.05 12.05 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17345945 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17366197 15.15 9.15 1 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17358097 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17345949 14.44 8.44 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17354141 13.45 7.45 1 3 3YR Yes First Lien No 360 NO NON-IO EMC 17342640 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17312446 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17302646 15.1 9.1 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17361434 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358504 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17361519 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17354149 16.8 10.8 1 1 3YR No First Lien No 360 NO NON-IO EMC 17356480 14.5 8.5 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17325476 15.275 9.275 1 3 2YR Yes First Lien Yes 480 NO NON-IO EMC 17358345 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17345873 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17325398 14.05 8.05 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17356489 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17346050 15.6 9.6 1 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17342651 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17324751 0 0 0 1 OTH Yes First Lien No 180 NO NON-IO EMC 17360554 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358511 14.25 8.25 1 3 3YR Yes First Lien Yes 600 NO NON-IO EMC 17361526 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17360717 16.99 10.99 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17361528 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17354157 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17360475 16.3 10.3 1 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17361529 16.5 10.5 1 1 3YR No First Lien No 360 NO NON-IO EMC 17360559 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17360479 15.25 9.25 1 1 3YR Yes First Lien Yes 600 NO NON-IO EMC 17358519 0 0 0 3 OTH Yes First Lien No 360 YES 5 YEARS EMC 17355848 16.5 10.5 1 1 3YR No First Lien No 360 NO NON-IO EMC 17356497 18.35 12.35 1 1 3YR No First Lien No 360 NO NON-IO EMC 17352703 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17342029 13.89 7.89 1 3 2YR Yes First Lien No 360 NO NON-IO EMC 17342580 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17326623 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17250097 18.19 12.19 1 1 3YR No First Lien No 360 NO NON-IO EMC 17360563 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17366620 14.875 8.875 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17326463 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17360483 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17346066 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17360486 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17346863 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358287 17.1 11.1 1 1 3YR No First Lien No 360 NO NON-IO EMC 17358289 15.6 9.6 1 3 3YR Yes First Lien Yes 600 NO NON-IO EMC 17342030 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17342116 14.09 8.09 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17360810 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17325901 14.55 8.55 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17360813 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17361705 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17360491 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17357801 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358452 15.85 9.85 1 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17286606 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17325747 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17355782 13.55 7.55 1 1 3YR No First Lien Yes 600 NO NON-IO EMC 17358294 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17355867 18.925 12.925 1 1 3YR No First Lien No 360 NO NON-IO EMC 17355868 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358298 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342120 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17342041 14.975 8.975 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17342043 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17361710 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17352642 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17342761 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17352644 16.8 10.8 1 1 3YR No First Lien No 360 NO NON-IO EMC 17358541 0 0 0 1 OTH Yes First Lien No 180 NO NON-IO EMC 17357813 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17361476 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17295362 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17361639 13.75 7.75 1 1 5YR Yes First Lien No 360 NO NON-IO EMC 17358543 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17352487 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17358549 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17355798 17.35 9.35 1 1 2YR No First Lien No 360 NO NON-IO EMC 17343102 13.99 7.99 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17346332 13.49 7.49 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17326811 17.55 11.55 1 1 3YR No First Lien No 360 NO NON-IO EMC 17361481 16.2 10.2 1 1 3YR No First Lien No 360 NO NON-IO EMC 17346334 15.85 9.85 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17354435 14.5 8.5 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17353544 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17346336 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17354436 14.55 8.55 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17303667 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17361645 15.7 7.7 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17325843 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17326734 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17353708 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17352659 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17358474 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17358557 16.55 10.55 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17366022 15.65 9.65 1 1 3YR No First Lien No 360 NO NON-IO EMC 17366105 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17346260 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346342 14.64 8.64 1 1 2YR No First Lien Yes 600 NO NON-IO EMC 17263723 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17360842 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358008 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17357910 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17352582 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17360764 16.7 10.7 1 1 3YR No First Lien No 360 NO NON-IO EMC 17356309 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326826 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17345619 15 9 1 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17358480 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17361657 16.9 10.9 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17301897 15.9 9.9 1 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17360768 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358565 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17265982 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17353004 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17366111 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17306353 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17353721 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17361741 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17353561 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346272 16.215 10.215 1 1 2YR No First Lien No 360 NO NON-IO EMC 17361825 17.9 11.9 1 1 3YR No First Lien No 360 NO NON-IO EMC 17353808 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17354379 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17325867 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17358494 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17343051 16.85 10.85 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17322640 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17327014 17.64 11.64 1 1 3YR No First Lien No 360 NO NON-IO EMC 17356400 14.3 8.3 1 1 5YR Yes First Lien Yes 600 NO NON-IO EMC 17366041 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17356321 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17358025 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17303854 14.55 8.55 1 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17346281 16.3 10.3 1 1 2YR No First Lien Yes 480 NO NON-IO EMC 17366208 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17325870 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17366046 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17346607 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346284 16.4 10.4 1 1 2YR No First Lien Yes 480 NO NON-IO EMC 17346609 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17357850 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17361838 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17325793 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17360786 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17353659 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17361678 0 0 0 1 OTH No First Lien Yes 600 NO NON-IO EMC 17325797 0 0 0 1 OTH Yes First Lien No 360 YES 5 YEARS EMC 17353102 18.7 12.7 1 1 3YR No First Lien No 360 NO NON-IO EMC 17353023 0 0 0 1 OTH Yes First Lien No 360 YES 5 YEARS EMC 17353025 16 10 1 3 3YR Yes First Lien Yes 600 NO NON-IO EMC 17356410 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17324271 16.925 10.925 1 1 2YR No First Lien Yes 480 NO NON-IO EMC 17346611 16.25 10.25 1 1 3YR No First Lien Yes 480 NO NON-IO EMC 17353109 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17325165 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17352930 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17356252 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17322655 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346535 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17358038 14.1 8.1 1 1 3YR No First Lien No 360 NO NON-IO EMC 17326934 15.415 9.415 1 1 3YR No First Lien Yes 480 NO NON-IO EMC 17361684 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17353666 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17352857 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17352938 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17326937 14 8 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17346700 12.95 6.95 1 1 3YR Yes First Lien Yes 600 NO NON-IO EMC 17324363 15.84 9.84 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17356421 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17361850 18.175 12.175 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17353831 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17353750 18.1 12.1 1 1 3YR No First Lien Yes 600 NO NON-IO EMC 17353039 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17366144 15.75 9.75 1 1 3YR No First Lien No 360 NO NON-IO EMC 17353832 14.4 8.4 1 3 3YR Yes First Lien No 360 NO NON-IO EMC 17353752 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17345654 14.3 6.3 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17356428 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17361775 17.6 11.6 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17346629 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17353678 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17357954 15.1 9.1 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17357794 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17357956 14.85 8.85 1 1 3YR No First Lien No 360 NO NON-IO EMC 17326230 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17353043 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17325504 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358211 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17353045 18.05 12.05 1 1 3YR No First Lien No 360 NO NON-IO EMC 17366313 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17325508 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17353680 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17353843 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17353762 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17361862 16.2 10.2 1 1 3YR No First Lien No 360 NO NON-IO EMC 17356517 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17358056 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17324379 13.79 7.79 1 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17352792 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17353765 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17353767 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17353849 15.8 9.8 1 1 3YR No First Lien No 360 NO NON-IO EMC 17353687 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17353688 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17360500 18.55 10.55 1 1 2YR No First Lien No 360 NO NON-IO EMC 17312162 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17325512 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346005 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358300 14.99 8.99 1 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17346006 16.625 10.625 1 1 2YR No First Lien No 360 NO NON-IO EMC 17353056 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17356360 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358224 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17358306 0 0 0 1 OTH No First Lien No 180 NO NON-IO EMC 17366408 16.65 10.65 1 1 3YR No First Lien No 360 NO NON-IO EMC 17352964 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17345836 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17345837 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17353695 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17356288 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326967 13.94 7.94 1 1 2YR No First Lien No 360 NO NON-IO EMC 17352887 14.5 8.5 1 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17357894 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17357896 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17360516 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17326540 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17326546 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326375 14.69 8.69 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17326376 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326554 16.49 10.49 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17326557 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326564 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326569 14.59 8.59 3 1 2YR No First Lien No 360 NO NON-IO EMC 17326573 16.24 10.24 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17326579 14.3 8.3 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17326588 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326590 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17326593 14.54 8.54 3 1 2YR No First Lien Yes 480 NO NON-IO EMC 17326602 14.89 8.89 1 1 2YR No First Lien Yes 600 NO NON-IO EMC 17326609 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326612 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17325746 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17325771 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17325772 14.875 8.875 3 1 2YR No First Lien No 360 NO NON-IO EMC 17325749 15.99 9.99 3 1 2YR No First Lien No 360 NO NON-IO EMC 17325794 13.69 7.69 3 1 2YR No First Lien Yes 480 NO NON-IO EMC 17325800 13.19 7.19 1 1 2YR No First Lien No 360 NO NON-IO EMC 17325801 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17325811 14.403 8.403 3 1 2YR No First Lien Yes 600 NO NON-IO EMC 17325815 13.265 7.265 1 1 2YR No First Lien No 360 NO NON-IO EMC 17325819 15.578 9.578 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17326622 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326632 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17326633 15.85 9.85 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17326639 13.675 7.675 1 1 2YR No First Lien No 360 NO NON-IO EMC 17326386 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326640 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17326642 14.825 8.825 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17326646 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17326388 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17325450 14.678 8.678 3 1 2YR No First Lien No 360 NO NON-IO EMC 17325453 15.388 9.388 1 1 2YR No First Lien No 360 NO NON-IO EMC 17325460 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17325461 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17325466 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17325467 15.79 9.79 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17325482 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17325835 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17325844 14.265 8.265 3 1 2YR No First Lien Yes 480 NO NON-IO EMC 17325846 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17325850 14.54 8.54 3 3 2YR Yes First Lien Yes 600 NO NON-IO EMC 17325854 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17325858 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17325869 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17325893 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17325894 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17325899 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17324473 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17324939 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17324940 15.75 9.75 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17325487 14.05 8.05 3 1 2YR No First Lien No 360 NO NON-IO EMC 17360543 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17360561 15.125 9.125 1 1 3YR No First Lien Yes 480 NO NON-IO EMC 17360562 16.175 10.175 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17360811 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17360819 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17360837 13.95 7.95 1 1 3YR No First Lien No 360 NO NON-IO EMC 17361523 14.25 8.25 1 1 3YR No First Lien Yes 480 NO NON-IO EMC 17358536 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17358503 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17360569 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17360577 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17360579 17.94 11.94 1 1 3YR No First Lien No 360 NO NON-IO EMC 17360583 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17360604 14.99 8.99 1 3 3YR No First Lien Yes 600 NO NON-IO EMC 17357947 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17357949 0 0 0 1 OTH No First Lien Yes 600 NO NON-IO EMC 17357952 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17357958 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17357964 15.8 9.8 1 1 3YR No First Lien Yes 480 NO NON-IO EMC 17358313 0 0 0 1 OTH Yes First Lien No 360 YES 5 YEARS EMC 17358316 13.8 7.8 1 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17358325 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17357989 15.6 9.6 1 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17357990 16.35 10.35 1 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17357992 17.75 11.75 1 1 3YR No First Lien No 360 NO NON-IO EMC 17357993 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17357997 15.85 9.85 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17358023 16.95 10.95 1 1 3YR No First Lien No 360 NO NON-IO EMC 17358026 0 0 0 1 OTH Yes First Lien No 360 YES 5 YEARS EMC 17358036 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17358053 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358054 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358062 0 0 0 1 OTH No First Lien Yes 600 NO NON-IO EMC 17358082 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358083 13.99 7.99 1 1 3YR No First Lien No 360 NO NON-IO EMC 17358088 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17358092 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358094 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358096 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17342650 15.675 9.675 1 1 2YR No First Lien No 360 NO NON-IO EMC 17342653 15.99 9.99 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17342666 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17342668 18.59 12.59 3 1 2YR No First Lien No 360 NO NON-IO EMC 17342670 17.6 11.6 3 1 2YR No First Lien No 360 NO NON-IO EMC 17342672 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17326798 13.89 7.89 3 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17326802 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17326805 15.7 9.7 3 3 2YR Yes First Lien Yes 600 NO NON-IO EMC 17326726 14.74 8.74 1 3 2YR Yes First Lien No 360 NO NON-IO EMC 17342128 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342129 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342042 0 0 0 1 OTH Yes First Lien No 360 YES 5 YEARS EMC 17342142 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342146 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17342155 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17342156 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17342158 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17342160 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342164 14.94 8.94 3 1 2YR No First Lien No 360 NO NON-IO EMC 17342170 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17326737 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17326852 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17326859 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326861 14.375 8.375 3 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17326862 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17326745 15.84 9.84 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17326871 15.59 9.59 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17326873 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326877 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17326880 14.44 8.44 3 1 2YR No First Lien No 360 NO NON-IO EMC 17326747 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326885 15.74 9.74 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17326891 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17326894 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17326900 0 0 0 1 OTH No First Lien Yes 600 NO NON-IO EMC 17326904 13.35 7.35 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17326906 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326910 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17326392 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326354 15.29 9.29 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17326919 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17326921 13.94 7.94 3 3 2YR Yes First Lien No 360 NO NON-IO EMC 17326752 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17326932 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326941 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17326942 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17326945 15.7 9.7 3 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17326948 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17326959 13.29 7.29 1 1 2YR No First Lien No 360 NO NON-IO EMC 17326962 16.14 10.14 3 1 2YR No First Lien No 360 NO NON-IO EMC 17326966 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17326970 15.115 9.115 3 1 2YR No First Lien No 360 NO NON-IO EMC 17326972 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17326973 16.5 10.5 3 1 2YR No First Lien No 360 NO NON-IO EMC 17326978 16.1 10.1 3 1 2YR No First Lien Yes 480 NO NON-IO EMC 17326980 16.49 10.49 3 1 2YR No First Lien Yes 600 NO NON-IO EMC 17326981 15.45 9.45 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17326987 15.34 9.34 1 1 2YR No First Lien No 360 NO NON-IO EMC 17326990 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17326991 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17326997 16.04 10.04 1 1 2YR No First Lien No 360 NO NON-IO EMC 17326999 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17327001 16.99 10.99 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17342175 16.29 10.29 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17342189 14.69 8.69 3 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17342192 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17342198 16.925 10.925 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17342199 13.29 7.29 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17342200 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17342202 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17342203 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17342206 13.85 7.85 3 1 2YR Yes First Lien No 360 YES 5 YEARS EMC 17342207 15.115 9.115 3 1 2YR No First Lien No 360 NO NON-IO EMC 17342209 0 0 0 1 OTH Yes First Lien No 360 YES 5 YEARS EMC 17342212 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17326810 13.65 7.65 3 3 2YR Yes First Lien Yes 480 NO NON-IO EMC 17326813 14.615 8.615 3 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17326824 14.54 8.54 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17326828 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326832 15.14 9.14 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17326833 14.59 8.59 3 1 2YR No First Lien No 360 NO NON-IO EMC 17326836 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326840 16.065 10.065 3 1 2YR No First Lien No 360 NO NON-IO EMC 17327002 0 0 0 1 OTH No First Lien No 180 NO NON-IO EMC 17327003 0 0 0 1 OTH Yes First Lien No 240 NO NON-IO EMC 17327009 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17327012 14.95 8.95 3 3 2YR Yes First Lien Yes 600 NO NON-IO EMC 17326393 16 10 1 1 2YR No First Lien No 360 NO NON-IO EMC 17326401 15.74 9.74 3 1 2YR No First Lien Yes 480 NO NON-IO EMC 17326405 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17326413 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326422 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326425 15.99 9.99 1 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17326434 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17326438 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17326445 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326454 15.725 9.725 3 1 3YR Yes First Lien No 360 YES 5 YEARS EMC 17326455 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17326457 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17326459 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326362 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326363 16.7 10.7 3 3 2YR Yes First Lien Yes 480 NO NON-IO EMC 17326464 17.215 11.215 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17326364 13.54 7.54 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17326473 15.55 9.55 1 1 2YR No First Lien Yes 480 NO NON-IO EMC 17326476 14.49 8.49 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17326480 14.94 8.94 1 1 2YR No First Lien No 360 NO NON-IO EMC 17326481 15.19 9.19 3 1 2YR No First Lien No 360 NO NON-IO EMC 17326488 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326490 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326492 14.35 8.35 3 3 2YR Yes First Lien Yes 480 NO NON-IO EMC 17326493 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17326503 13.84 7.84 3 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17326505 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17326517 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326519 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326522 16.5 10.5 1 1 2YR No First Lien Yes 480 NO NON-IO EMC 17326523 12.35 6.35 3 3 2YR Yes First Lien Yes 480 NO NON-IO EMC 17326524 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17326525 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326534 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17326538 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17326539 15.89 9.89 1 1 2YR No First Lien No 360 NO NON-IO EMC 17353846 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17353858 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17353005 14.95 8.95 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17353012 17.9 11.9 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17353013 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17353020 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17352925 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17353034 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17353042 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17353044 14.24 8.24 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17353047 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17353050 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17353052 14.95 8.95 1 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17353060 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17353077 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17353081 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17353083 15.1 9.1 1 1 3YR No First Lien Yes 480 NO NON-IO EMC 17352937 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17353089 13.39 7.39 1 1 3YR No First Lien Yes 600 NO NON-IO EMC 17353099 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17353100 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17353104 16.65 10.65 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17353108 13 7 3 3 3YR Yes First Lien Yes 600 NO NON-IO EMC 17352573 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17352602 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17352604 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17352613 0 0 0 1 OTH No First Lien No 240 NO NON-IO EMC 17352615 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17352579 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17352618 15.115 9.115 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17352580 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17352620 17.77 11.77 3 3 3YR Yes First Lien No 360 NO NON-IO EMC 17352621 16.35 10.35 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17352622 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17352636 16.75 10.75 3 1 3YR Yes First Lien Yes 600 NO NON-IO EMC 17352640 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17352643 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17352648 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17352650 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17352661 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17352668 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17352669 13.7 7.7 1 1 3YR No First Lien No 360 NO NON-IO EMC 17352672 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17352673 15.59 9.59 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17352589 16.69 10.69 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17352676 15.2 9.2 3 1 3YR Yes First Lien Yes 600 NO NON-IO EMC 17352677 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17352941 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17353122 14.49 8.49 3 3 3YR Yes First Lien Yes 600 NO NON-IO EMC 17353123 15.2 9.2 1 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17353125 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17346268 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346270 13.79 7.79 3 1 3YR No First Lien Yes 480 NO NON-IO EMC 17346271 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346273 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346274 13.85 7.85 3 1 2YR No First Lien No 360 YES 5 YEARS EMC 17346277 15.69 9.69 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17346279 0 0 0 1 OTH No First Lien Yes 600 NO NON-IO EMC 17346283 14.265 8.265 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17346285 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346580 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17346582 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346593 18.35 12.35 1 1 3YR No First Lien No 360 NO NON-IO EMC 17346596 14.8 8.8 1 1 3YR No First Lien No 360 NO NON-IO EMC 17346600 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17346602 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17346610 14 8 1 1 3YR No First Lien No 360 NO NON-IO EMC 17346613 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17346616 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346624 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346625 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17346627 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17346639 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17352684 17.91 11.91 1 1 3YR No First Lien Yes 600 NO NON-IO EMC 17352690 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17352695 12.85 6.85 1 3 5YR Yes First Lien No 360 NO NON-IO EMC 17352596 16.29 10.29 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17345851 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17345852 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17345855 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17345860 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17345865 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17345826 17.34 11.34 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17345866 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17345867 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17345869 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17345870 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17345871 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17345875 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346286 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17346287 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17346288 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17346289 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346293 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17346296 16.19 10.19 1 1 3YR No First Lien No 360 NO NON-IO EMC 17346300 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346305 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346307 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346315 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17346317 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17346318 15.65 9.65 1 1 2YR No First Lien No 360 NO NON-IO EMC 17346326 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346329 17.2 11.2 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17346331 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346262 15.1 9.1 1 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17346343 16.74 10.74 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17346345 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17346347 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346263 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17346351 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346354 16.85 10.85 3 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17346355 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17346356 14.85 8.85 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17346359 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346361 13.65 7.65 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17346366 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17346367 17.2 11.2 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17346368 15.875 9.875 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17346369 14.74 8.74 3 1 2YR No First Lien No 360 NO NON-IO EMC 17345833 13.69 7.69 1 1 3YR No First Lien Yes 480 NO NON-IO EMC 17345886 15.85 9.85 3 1 2YR No First Lien No 360 NO NON-IO EMC 17345891 14.09 8.09 3 1 2YR No First Lien Yes 480 NO NON-IO EMC 17345894 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17345901 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17345902 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17345912 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17345917 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17345918 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17345919 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17345920 15.64 9.64 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17345921 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17345922 14.875 8.875 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17345930 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17345931 15.69 9.69 1 1 2YR No First Lien No 360 NO NON-IO EMC 17345943 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17345944 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17345948 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17345841 0 0 0 1 OTH Yes First Lien No 360 YES 5 YEARS EMC 17345954 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17345955 13.29 7.29 3 3 2YR Yes First Lien Yes 480 NO NON-IO EMC 17345962 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17345963 15.05 9.05 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17345966 17.65 11.65 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17345969 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17345970 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17345971 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17345981 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17345988 0 0 0 1 OTH No First Lien No 360 YES 5 YEARS EMC 17345990 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17343059 16.92 10.92 3 1 2YR No First Lien No 360 NO NON-IO EMC 17343061 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17343063 14.59 8.59 3 1 5YR Yes First Lien No 360 NO NON-IO EMC 17343048 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17343069 14.04 8.04 3 1 2YR No First Lien Yes 480 NO NON-IO EMC 17343072 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17343074 17.09 11.09 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17343076 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17343080 14.89 8.89 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17343081 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17343084 17.05 11.05 3 1 2YR No First Lien Yes 480 NO NON-IO EMC 17343086 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17343091 17.315 11.315 3 1 3YR No First Lien No 360 NO NON-IO EMC 17343092 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17343093 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17343095 15.5 9.5 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17343096 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17343097 16.05 10.05 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17343099 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17343104 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17343107 15.725 9.725 3 1 3YR Yes First Lien No 360 YES 5 YEARS EMC 17345992 13.45 7.45 3 3 2YR Yes First Lien Yes 600 NO NON-IO EMC 17345995 13.765 7.765 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17346008 14.14 8.14 3 1 3YR No First Lien Yes 600 NO NON-IO EMC 17346009 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17346010 16.35 10.35 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17346014 13.325 7.325 3 3 2YR Yes First Lien No 360 NO NON-IO EMC 17346017 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17346019 0 0 0 1 OTH Yes First Lien No 360 YES 5 YEARS EMC 17346020 14.565 8.565 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17346025 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17346033 15.4 9.4 3 3 2YR No First Lien Yes 480 NO NON-IO EMC 17346034 17.24 11.24 1 1 2YR No First Lien No 360 NO NON-IO EMC 17346035 15.64 9.64 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17342554 14.59 8.59 3 1 2YR No First Lien No 360 NO NON-IO EMC 17342562 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17342566 15.59 9.59 1 3 2YR Yes First Lien No 360 YES 5 YEARS EMC 17342567 14.69 8.69 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17342568 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342569 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17342571 0 0 0 1 OTH No First Lien Yes 600 NO NON-IO EMC 17342572 15.065 9.065 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17342573 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17342574 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342577 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17342467 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17342581 14.39 8.39 1 1 2YR No First Lien No 360 NO NON-IO EMC 17342469 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17342582 13.64 7.64 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17342583 13.6 7.6 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17342470 14.465 8.465 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17342591 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342595 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17342596 16.5 10.5 3 1 3YR No First Lien No 360 NO NON-IO EMC 17342598 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17342601 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17342609 13.3 7.3 3 1 2YR No First Lien No 360 NO NON-IO EMC 17342611 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17342613 14.9 8.9 3 1 2YR No First Lien No 360 NO NON-IO EMC 17342614 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17342619 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17342620 13.24 7.24 3 1 2YR No First Lien No 360 NO NON-IO EMC 17342621 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17342623 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342634 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17342641 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17343110 14 8 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17343050 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17343118 16.3 10.3 3 1 2YR No First Lien Yes 480 NO NON-IO EMC 17343121 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17343124 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17343055 15.7 9.7 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17343126 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17342031 15.99 9.99 3 1 2YR No First Lien No 360 NO NON-IO EMC 17342056 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17342059 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342068 0 0 0 1 OTH Yes First Lien No 180 NO NON-IO EMC 17342075 14.5 8.5 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17342079 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17342080 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17342081 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342083 15.64 9.64 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17342034 16.54 10.54 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17342087 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17342089 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342092 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17342101 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17342108 15.39 9.39 3 1 2YR No First Lien No 360 NO NON-IO EMC 17342110 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17342112 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342113 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342040 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17297494 15.25 9.25 1 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17295380 14.74 8.74 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17295383 15.44 9.44 3 1 2YR No First Lien No 360 NO NON-IO EMC 17295385 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17295415 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17295428 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17293699 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17299146 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17299164 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17299169 15.7 9.7 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17280739 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17280803 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17356483 17.3 11.3 1 1 3YR No First Lien No 360 NO NON-IO EMC 17356486 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17356494 15.6 9.6 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17356505 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17356507 14.4 8.4 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17356509 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17356511 0 0 0 3 OTH No First Lien No 180 NO NON-IO EMC 17356520 18.5 12.5 1 3 3YR Yes First Lien No 360 NO NON-IO EMC 17356522 14.65 8.65 1 3 3YR No First Lien Yes 480 NO NON-IO EMC 17356523 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17356526 14 8 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17356535 14.45 8.45 1 3 3YR Yes First Lien No 360 NO NON-IO EMC 17357922 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17354367 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17354369 15.89 9.89 3 1 3YR No First Lien No 360 NO NON-IO EMC 17355833 16.1 10.1 3 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17355837 15.5 9.5 3 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17355864 15.6 9.6 1 3 3YR Yes First Lien No 360 NO NON-IO EMC 17355871 15.9 9.9 3 3 3YR No First Lien Yes 480 NO NON-IO EMC 17355877 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17355883 15.15 9.15 1 3 3YR Yes First Lien No 360 NO NON-IO EMC 17355884 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17355887 16.79 10.79 1 3 3YR No First Lien No 360 NO NON-IO EMC 17355891 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17355896 0 0 0 3 OTH No First Lien Yes 480 NO NON-IO EMC 17355831 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17356543 14.25 8.25 1 3 3YR Yes First Lien No 360 NO NON-IO EMC 17354376 16.7 10.7 1 3 3YR Yes First Lien No 360 NO NON-IO EMC 17354349 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17354399 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17354400 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17354402 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17354407 16.4 10.4 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17354410 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17354416 16.1 10.1 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17354423 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17354427 0 0 0 3 OTH No First Lien Yes 600 NO NON-IO EMC 17354428 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17354430 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17354432 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17354433 18.2 12.2 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17354437 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17354438 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17354358 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17354441 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17354446 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17354451 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17354360 16.25 10.25 1 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17354454 0 0 0 3 OTH No First Lien Yes 480 NO NON-IO EMC 17354455 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17353665 17.2 11.2 3 3 3YR Yes First Lien No 360 NO NON-IO EMC 17353733 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17353667 14.69 8.69 1 3 2YR No First Lien No 360 NO NON-IO EMC 17353736 0 0 0 3 OTH Yes First Lien No 360 YES 5 YEARS EMC 17353737 17.65 11.65 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17353672 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17353673 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17353745 17.34 11.34 3 3 3YR No First Lien No 360 NO NON-IO EMC 17353747 14.1 8.1 1 3 3YR Yes First Lien Yes 600 NO NON-IO EMC 17353758 16.975 10.975 3 3 3YR No First Lien No 360 NO NON-IO EMC 17353760 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17353764 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17353679 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17353770 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17353771 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17353772 0 0 0 1 OTH Yes First Lien No 240 NO NON-IO EMC 17353780 16.3 10.3 3 3 3YR Yes First Lien No 360 NO NON-IO EMC 17353782 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17353783 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17353788 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17353793 13.8 7.8 1 1 3YR Yes First Lien Yes 600 NO NON-IO EMC 17353690 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17353702 0 0 0 3 OTH Yes First Lien No 180 NO NON-IO EMC 17353804 16.725 10.725 3 1 3YR No First Lien Yes 480 NO NON-IO EMC 17353805 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17353704 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17352951 16.6 10.6 3 1 3YR Yes First Lien Yes 480 NO NON-IO EMC 17352953 16.2 10.2 1 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17352958 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17352961 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17352966 14.7 8.7 1 3 3YR No First Lien Yes 480 NO NON-IO EMC 17352973 16.1 10.1 1 3 3YR Yes First Lien No 360 NO NON-IO EMC 17352974 17.84 11.84 3 3 3YR Yes First Lien No 360 NO NON-IO EMC 17352979 0 0 0 1 OTH Yes First Lien No 360 YES 5 YEARS EMC 17352983 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17352986 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17352991 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17352994 0 0 0 3 OTH No First Lien Yes 480 NO NON-IO EMC 17353819 15.7 9.7 1 3 3YR Yes First Lien No 360 NO NON-IO EMC 17353821 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17353825 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17353838 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17353840 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17304356 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17304427 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17304432 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17305019 0 0 0 1 OTH No First Lien Yes 480 NO NON-IO EMC 17305021 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17303656 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17303659 13.39 7.39 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17303715 0 0 0 3 OTH Yes First Lien No 360 YES 5 YEARS EMC 17303194 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17303203 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17303237 14.99 8.99 3 3 2YR Yes First Lien Yes 600 NO NON-IO EMC 17302346 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17302708 15.24 9.24 1 3 2YR No First Lien Yes 480 NO NON-IO EMC 17302713 14.74 8.74 3 3 3YR Yes First Lien No 360 NO NON-IO EMC 17302720 13.85 7.85 3 3 2YR Yes First Lien No 360 NO NON-IO EMC 17301915 16.24 10.24 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17301925 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17299702 17.6 11.6 1 3 2YR Yes First Lien No 360 NO NON-IO EMC 17304370 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17301967 15.94 9.94 3 3 2YR Yes First Lien No 360 NO NON-IO EMC 17299050 15.89 9.89 3 3 2YR Yes First Lien Yes 480 NO NON-IO EMC 17299053 13.79 7.79 3 3 3YR Yes First Lien No 360 NO NON-IO EMC 17256474 16.45 10.45 3 1 2YR No First Lien No 360 NO NON-IO EMC 17325413 15.5 9.5 3 3 2YR Yes First Lien No 360 NO NON-IO EMC 17325416 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17325390 15.54 9.54 3 3 2YR Yes First Lien Yes 480 NO NON-IO EMC 17325419 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17325422 15.915 9.915 3 3 2YR No First Lien No 360 NO NON-IO EMC 17325393 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17325426 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17325428 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17325429 14.19 8.19 3 1 2YR No First Lien Yes 480 NO NON-IO EMC 17325430 0 0 0 1 OTH Yes First Lien No 360 YES 5 YEARS EMC 17325432 0 0 0 3 OTH No First Lien Yes 480 NO NON-IO EMC 17325435 15.465 9.465 3 3 2YR No First Lien No 360 NO NON-IO EMC 17325438 16.94 10.94 3 3 2YR Yes First Lien No 360 NO NON-IO EMC 17325441 15.015 9.015 3 3 2YR No First Lien No 360 NO NON-IO EMC 17322819 18.44 12.44 3 3 2YR No First Lien No 360 NO NON-IO EMC 17322825 0 0 0 1 OTH Yes First Lien No 360 YES 5 YEARS EMC 17322826 14.15 8.15 1 3 2YR Yes First Lien Yes 480 NO NON-IO EMC 17322828 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17322829 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17322851 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17322858 13.14 7.14 3 3 2YR Yes First Lien Yes 600 NO NON-IO EMC 17322860 0 0 0 3 OTH No First Lien Yes 480 NO NON-IO EMC 17322861 14.15 8.15 1 3 2YR Yes First Lien Yes 480 NO NON-IO EMC 17322864 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17322868 15.9 9.9 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17322875 17.4 11.4 1 3 2YR Yes First Lien No 360 NO NON-IO EMC 17323187 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17323197 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17323211 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17322909 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17322910 13.89 7.89 3 3 2YR Yes First Lien Yes 480 NO NON-IO EMC 17322913 16.35 10.35 3 3 2YR Yes First Lien No 360 NO NON-IO EMC 17322944 18.44 12.44 3 3 2YR No First Lien No 360 NO NON-IO EMC 17322945 15.35 9.35 3 3 2YR No First Lien No 360 NO NON-IO EMC 17322953 18.44 12.44 3 3 2YR No First Lien No 360 NO NON-IO EMC 17322961 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17322968 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17322984 16.15 10.15 3 3 3YR Yes First Lien No 360 NO NON-IO EMC 17322985 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17311955 14.7 8.7 3 3 2YR No First Lien Yes 600 NO NON-IO EMC 17312378 15.9 9.9 3 3 2YR Yes First Lien Yes 600 NO NON-IO EMC 17312381 14.89 8.89 1 3 2YR No First Lien No 360 NO NON-IO EMC 17312403 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17312410 16.8 10.8 3 3 3YR No First Lien No 360 NO NON-IO EMC 17312413 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17312365 0 0 0 1 OTH Yes First Lien No 360 YES 5 YEARS EMC 17312430 15.34 9.34 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17312438 14.05 8.05 1 3 2YR Yes First Lien No 360 NO NON-IO EMC 17312452 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17312371 15.065 9.065 1 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17312461 15 9 1 3 3YR Yes First Lien No 360 NO NON-IO EMC 17312463 14.99 8.99 1 3 2YR Yes First Lien No 360 YES 5 YEARS EMC 17306390 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17309230 15.75 9.75 3 3 2YR Yes First Lien No 360 NO NON-IO EMC 17309236 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17309241 16 10 3 3 2YR No First Lien No 360 NO NON-IO EMC 17309268 13.79 7.79 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17309284 14.44 8.44 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17309285 15.89 9.89 3 3 2YR No First Lien No 360 NO NON-IO EMC 17309289 16.9 10.9 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17311971 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17311979 15.54 9.54 3 3 3YR Yes First Lien No 360 NO NON-IO EMC 17311986 0 0 0 3 OTH No First Lien Yes 480 NO NON-IO EMC 17304950 13.75 7.75 3 3 2YR Yes First Lien Yes 480 NO NON-IO EMC 17304957 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17306410 16.99 10.99 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17306411 17.09 11.09 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17306420 15.59 9.59 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17306438 0 0 0 1 OTH No First Lien No 360 YES 5 YEARS EMC 17264268 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17275685 14.39 8.39 3 3 2YR No First Lien No 360 NO NON-IO EMC 17274949 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17275780 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17272482 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17324313 0 0 0 1 OTH Yes First Lien No 360 YES 10 YEARS EMC 17324373 0 0 0 3 OTH No First Lien Yes 480 NO NON-IO EMC 17324763 0 0 0 1 OTH Yes First Lien No 240 NO NON-IO EMC 17345672 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17346595 14.85 8.85 3 1 3YR No First Lien No 360 NO NON-IO EMC 17342605 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17342642 14.665 8.665 3 1 2YR No First Lien Yes 480 NO NON-IO EMC 17325830 0 0 0 3 OTH No First Lien Yes 480 NO NON-IO EMC 17304960 13.95 7.95 3 3 2YR No First Lien Yes 480 NO NON-IO EMC 17352550 0 0 0 1 OTH No First Lien No 360 YES 5 YEARS EMC 17353648 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17354243 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17341759 15.725 5.75 3 3 2YR No First Lien No 360 NO NON-IO EMC 17341767 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17342508 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17342887 14.6 5.75 3 3 2YR Yes First Lien Yes 480 NO NON-IO EMC 17342911 0 0 0 1 OTH Yes First Lien No 360 YES 10 YEARS EMC 17342924 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17345797 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17345800 16.75 6 2 3 2YR No First Lien Yes 480 NO NON-IO EMC 17345802 15.525 6 2 3 2YR No First Lien Yes 480 NO NON-IO EMC 17345804 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17324409 15.125 5.5 3 1 2YR Yes First Lien No 360 YES 10 YEARS EMC 17324903 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17326664 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17341634 15.75 9.75 3 3 2YR No First Lien Yes 480 NO NON-IO EMC 17341609 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17322705 14.105 8.105 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17323027 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17323034 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17322993 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17341620 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17342260 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342283 12.99 6.99 1 3 2YR No First Lien No 360 NO NON-IO EMC 17342316 14.3 8.3 1 3 2YR No First Lien No 360 NO NON-IO EMC 17342330 12.84 6.84 3 3 2YR Yes First Lien Yes 600 NO NON-IO EMC 17342331 14.78 6.78 1 1 2YR No First Lien No 360 NO NON-IO EMC 17342340 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17342780 14.4 8.4 1 1 3YR No First Lien No 360 NO NON-IO EMC 17342810 16.8 10.8 1 3 2YR Yes First Lien No 360 NO NON-IO EMC 17342812 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17342815 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17342820 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17342827 0 0 0 3 OTH No First Lien Yes 480 NO NON-IO EMC 17342830 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342836 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17342766 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17342851 16 10 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17342853 14.04 8.04 3 3 2YR Yes First Lien Yes 600 NO NON-IO EMC 17345670 13.1 7.1 3 3 5YR No First Lien No 360 NO NON-IO EMC 17345674 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17345679 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17345632 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17345709 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17345642 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17345715 16.1 10.1 1 3 3YR No First Lien No 360 NO NON-IO EMC 17345726 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17345727 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17346105 14.775 6.775 1 3 2YR No First Lien No 360 NO NON-IO EMC 17346108 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17346069 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17346116 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17346146 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17346150 14.8 5.5 2 3 3YR No First Lien Yes 480 NO NON-IO EMC 17346169 13.5 7.5 1 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17346062 14.07 8.07 1 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17346206 16.45 10.45 1 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17346658 15.14 5.75 3 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17346665 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17346685 13.99 7.99 3 3 3YR No First Lien No 360 YES 10 YEARS EMC 17346691 17.55 11.55 1 1 3YR No First Lien No 360 NO NON-IO EMC 17346699 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17346732 14.45 8.45 1 3 3YR No First Lien Yes 480 NO NON-IO EMC 17346543 16.55 10.55 1 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17352427 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17352428 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17352429 14.1 8.1 3 3 3YR Yes First Lien No 360 NO NON-IO EMC 17352439 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17352456 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17352477 17.1 3 2 1 2YR No First Lien No 360 NO NON-IO EMC 17352482 15.25 9.25 3 3 3YR No First Lien No 360 NO NON-IO EMC 17352484 15.7 9.7 3 1 3YR No First Lien No 360 NO NON-IO EMC 17352853 16.5 8.5 1 3 2YR Yes First Lien Yes 480 NO NON-IO EMC 17352881 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17353563 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17353589 15.29 9.29 3 3 3YR No First Lien No 360 NO NON-IO EMC 17354144 13.3 7.3 1 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17354150 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17354153 18.35 12.35 1 3 3YR No First Lien No 360 NO NON-IO EMC 17354173 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17354185 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17354190 16.04 3.75 2 1 2YR Yes First Lien No 360 NO NON-IO EMC 17323082 14.74 8.74 3 3 2YR No First Lien No 360 NO NON-IO EMC 17323084 15.49 9.49 1 1 2YR No First Lien No 360 NO NON-IO EMC 17323112 15.79 9.79 1 3 2YR Yes First Lien No 360 NO NON-IO EMC 17323124 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17324285 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17324286 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17324289 14.3 8.3 3 1 3YR No First Lien No 360 NO NON-IO EMC 17324251 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17324242 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17324335 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17324365 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17324374 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17324264 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17324265 0 0 0 3 OTH Yes First Lien No 180 NO NON-IO EMC 17324383 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17324385 16.35 10.35 3 3 2YR No First Lien No 360 NO NON-IO EMC 17324770 15.49 9.49 3 3 2YR No First Lien No 360 NO NON-IO EMC 17324776 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17324779 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17324729 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17324802 0 0 0 1 OTH No First Lien Yes 600 NO NON-IO EMC 17324734 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17324737 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17324812 13.2 7.2 3 3 2YR Yes First Lien No 360 NO NON-IO EMC 17324826 17.85 11.85 3 3 2YR Yes First Lien Yes 480 NO NON-IO EMC 17354215 15.65 9.65 1 3 3YR No First Lien No 360 NO NON-IO EMC 17354240 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17355691 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17355727 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17355732 13.55 7.55 1 3 3YR Yes First Lien Yes 600 NO NON-IO EMC 17355743 15.25 9.25 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17355758 16.25 10.25 1 3 3YR No First Lien No 360 NO NON-IO EMC 17355768 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17355795 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17355799 16.05 8.05 1 1 2YR No First Lien No 360 NO NON-IO EMC 17355813 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17356254 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17356322 15.1 9.1 1 3 3YR No First Lien Yes 480 NO NON-IO EMC 17356323 15.65 9.65 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17356327 0 0 0 3 OTH No First Lien Yes 480 NO NON-IO EMC 17356345 17 11 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17356366 14.35 6.35 1 3 2YR Yes First Lien No 360 NO NON-IO EMC 17324846 15.24 9.24 3 3 2YR No First Lien No 360 NO NON-IO EMC 17324865 0 0 0 3 OTH No First Lien Yes 480 NO NON-IO EMC 17324873 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17324874 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17324746 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17324881 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17324890 15.89 9.89 1 3 2YR No First Lien Yes 480 NO NON-IO EMC 17325191 0 0 0 3 OTH No First Lien Yes 600 NO NON-IO EMC 17325127 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17325201 16.49 10.49 3 3 3YR No First Lien No 360 NO NON-IO EMC 17325202 15.9 9.9 3 3 2YR No First Lien Yes 480 NO NON-IO EMC 17325238 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17356261 0 0 0 3 OTH No First Lien No 360 YES 10 YEARS EMC 17356266 16.9 10.9 1 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17357847 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17357796 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17357856 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17358234 14.7 5.5 3 1 3YR Yes First Lien No 360 YES 10 YEARS EMC 17358255 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358259 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17358431 15.55 9.55 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17358436 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17358448 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17358418 18.05 12.05 1 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17358497 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17360476 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17360477 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17360485 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17360492 0 0 0 3 OTH No First Lien No 180 NO NON-IO EMC 17360517 16.95 10.95 1 3 3YR No First Lien Yes 480 NO NON-IO EMC 17360518 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17360473 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17360530 17.55 11.55 1 3 3YR No First Lien No 360 NO NON-IO EMC 17360458 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17360729 16.525 10.525 1 1 3YR Yes First Lien No 360 NO NON-IO EMC 17360732 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17360741 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17361460 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17361896 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17325245 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17325292 0 0 0 1 OTH No First Lien No 360 NO NON-IO EMC 17325299 15.89 9.89 3 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17325324 13.915 7.915 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17325338 12.19 6.19 3 3 2YR Yes First Lien Yes 480 NO NON-IO EMC 17325342 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17325343 13.7 7.7 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17325346 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17325549 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17325496 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17325571 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17325515 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17325591 14.64 8.64 1 3 2YR Yes First Lien No 360 NO NON-IO EMC 17325603 17.75 11.75 1 3 2YR Yes First Lien No 360 NO NON-IO EMC 17325625 17.5 11.5 3 3 2YR No First Lien No 360 NO NON-IO EMC 17325636 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17325638 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17325656 15.4 9.4 3 3 2YR No First Lien No 360 NO NON-IO EMC 17325672 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17326256 0 0 0 1 OTH Yes First Lien Yes 480 NO NON-IO EMC 17326304 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17301736 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17302213 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17302530 14.965 8.965 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17303057 13.49 7.49 3 3 2YR Yes First Lien Yes 600 NO NON-IO EMC 17303080 15.2 9.2 3 3 2YR Yes First Lien No 360 NO NON-IO EMC 17303751 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17303898 16.69 10.69 3 3 2YR Yes First Lien No 360 NO NON-IO EMC 17304229 13.5 7.5 3 3 2YR Yes First Lien No 360 NO NON-IO EMC 17304185 0 0 0 3 OTH Yes First Lien Yes 600 NO NON-IO EMC 17304194 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17304825 15.99 9.99 3 3 2YR No First Lien Yes 480 NO NON-IO EMC 17304798 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17304871 17.675 9.675 1 1 2YR Yes First Lien No 360 NO NON-IO EMC 17306287 16.5 10.5 3 1 2YR No First Lien No 360 NO NON-IO EMC 17306327 17.3 11.3 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17309104 0 0 0 1 OTH Yes First Lien Yes 600 NO NON-IO EMC 17309115 17.14 11.14 1 1 2YR No First Lien Yes 480 NO NON-IO EMC 17309137 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17311747 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17295278 15.35 9.35 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17311780 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17311801 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17311808 0 0 0 3 OTH No First Lien Yes 480 NO NON-IO EMC 17311815 0 0 0 3 OTH Yes First Lien Yes 480 NO NON-IO EMC 17311817 15.5 9.5 3 1 2YR No First Lien No 360 NO NON-IO EMC 17311723 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17311845 0 0 0 3 OTH No First Lien Yes 480 NO NON-IO EMC 17312181 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17312194 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17312199 15.6 9.6 3 3 2YR Yes First Lien No 360 NO NON-IO EMC 17312201 16.45 10.45 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17312238 14.95 8.95 1 3 2YR Yes First Lien No 360 NO NON-IO EMC 17312252 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17298153 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17298093 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17298897 14.79 8.79 3 3 2YR Yes First Lien No 360 NO NON-IO EMC 17312281 13.865 7.865 3 1 2YR Yes First Lien Yes 480 NO NON-IO EMC 17312286 13.74 7.74 3 1 2YR No First Lien No 360 NO NON-IO EMC 17312175 0 0 0 3 OTH Yes First Lien No 360 NO NON-IO EMC 17301698 0 0 0 1 OTH Yes First Lien No 360 NO NON-IO EMC 17274331 15.75 9.7 3 1 3YR Yes First Lien No 360 NO NON-IO EMC 17274266 0 0 0 3 OTH No First Lien No 360 NO NON-IO EMC 17278380 15.75 5.5 3 1 2YR Yes First Lien Yes 600 NO NON-IO EMC 17278382 0 0 0 3 OTH No First Lien No 240 NO NON-IO EMC 17280064 14.125 8.125 1 3 3YR Yes First Lien Yes 480 NO NON-IO EMC 17246640 16.2 10.2 3 1 2YR Yes First Lien No 360 NO NON-IO EMC 17228866 13.2 7.2 1 3 3YR No First Lien No 360 NO NON-IO EMC 17205912 15.2 9.2 3 1 2YR No First Lien Yes 480 NO NON-IO EMC
[insert
d716308.txt]
EXHIBIT
C
FORM
OF
TRANSFEREE AFFIDAVIT AND AGREEMENT
Affidavit pursuant to Section 860E(e)(4) of the Internal Revenue Code of 1986, as amended, and for other purposes |
STATE
OF NEW YORK
|
)
|
|
)
|
ss.:
|
|
COUNTY
OF NEW YORK
|
)
|
The
undersigned is the [Title of Officer] of [Name of Transferee] (the “Investor”),
the proposed transferee of an Ownership Interest in the Bear Xxxxxxx Asset
Backed Securities I LLC Asset-Backed Certificates, Series 2007-HE7, Class
[R-1][R-2][R-3][RX] Certificates (the “Certificates”) issued pursuant to the
Pooling and Servicing Agreement, dated as of September 1, 2007 (the
“Agreement”), among Bear Xxxxxxx Asset Backed Securities I LLC, as depositor
(the “Depositor”), EMC Mortgage Corporation, as seller, master servicer and
company, and LaSalle Bank National Association, as trustee (the “Trustee”), and
makes this affidavit on behalf of the Investor for the benefit of the Depositor
and the Trustee. Capitalized terms used, but not defined herein,
shall have the meanings ascribed to such terms in the Agreement.
1. The
Investor is, as of the date hereof, and will be, as of the date of the Transfer,
a Permitted Transferee. The Investor is not acquiring its ownership
interest in the Certificates for the account of a Person other than a Permitted
Transferee.
2. The
Investor has been advised and understands that (i) a tax will be imposed on
Transfers of the Certificates to Persons that are not Permitted Transferees;
(ii) such tax will be imposed on the transferor, or, if such Transfer is
through an agent (which includes a broker, nominee or middleman) for a Person
that is not a Permitted Transferee, on the agent; and (iii) the Person
otherwise liable for the tax shall be relieved of liability for the tax if
a
subsequent transferee furnishes to such Person an affidavit that such subsequent
transferee is a Permitted Transferee, and at the time of Transfer, such Person
does not have actual knowledge that the affidavit is false.
3. The
Investor has been advised and understands that a tax will be imposed on a
“pass-through entity” holding the Certificates if at any time during the taxable
year of the pass-through entity a Person that is not a Permitted Transferee
is
the record holder of an interest in such entity. The Investor
understands that such tax will not be imposed for any period with respect to
which the record holder furnishes to the pass-through entity an affidavit that
such record holder is a Permitted Transferee and the pass-through entity does
not have actual knowledge that such affidavit is false. (For this
purpose, a “pass-through entity” includes a regulated investment company, a real
estate investment trust or common trust fund, a partnership, trust or estate,
and certain cooperatives and, except as may be provided in Treasury regulations,
Persons holding interests in pass-through entities as a nominee for another
Person.)
4. The
Investor has reviewed the provisions of Section 7.02(i) of the Agreement and
understands the legal consequences of the acquisition of an Ownership Interest
in the Certificates, including, without limitation, the restrictions on
subsequent Transfers and the provisions regarding voiding any prohibited
Transfers and mandatory sales. The Investor expressly agrees to be
bound by, and to abide by, such provisions of the Agreement and the restrictions
noted on the face of the Certificates. The Investor understands and
agrees that any breach of any of the representations included herein shall
render the Transfer of the Certificates to the Investor contemplated hereby
null
and void. The Investor consents to any amendment of the Agreement that shall
be
deemed necessary by the Depositor (upon advice of nationally recognized counsel)
to constitute a reasonable arrangement to ensure that the Certificates will
not
be owned directly or indirectly by a Person other than a Permitted
Transferee.
5. The
Investor agrees not to Transfer the Certificates, or cause the Transfer of
the
Certificates by a Person for whom the Investor is acting as nominee, trustee
or
agent, in each case unless it has received an affidavit and agreement in
substantially the same form as this affidavit and agreement containing these
same representations and covenants from the subsequent transferee. In
connection with any such Transfer by the Investor, the Investor agrees to
deliver to the Trustee and the Depositor an affidavit substantially in the
form
set forth as Exhibit R to the Agreement to the effect that the Investor has
no actual knowledge that the Person to which the Transfer is to be made is
not a
Permitted Transferee.
6. The
Investor has historically paid its debts as they have come due, intends to
pay
its debts as they come due in the future, and understands that the taxes
associated with holder an ownership interest in the Certificates may exceed
the
cash flow with respect thereto in some or all periods and intends to pay such
taxes as they become due. The Investor does not have the intention,
and no purpose of the Transfer of the Certificates to the Investor is, to impede
the assessment or collection of any tax legally required to be paid with respect
to the Certificates.
7. The
Investor’s U.S. taxpayer identification number is [_____________].
8. The
Investor is a “United States person” within the meaning of Section 7701(a)(30)
of the Code (a “United State Person”).
9. The
Investor is aware that the Certificates may be a “noneconomic residual interest”
within the meaning of Treasury regulations promulgated under Section 860E of
the
Code and that the transferor of a noneconomic residual interest will remain
liable for any taxes due with respect to the income on such residual interest,
unless no significant purpose of the transfer was to impede the assessment
or
collection of tax.
10. The
Investor will not cause income from the Certificates to be attributable to
a
foreign permanent establishment or fixed base, within the meaning of an
applicable income tax treaty, of the Investor or any other United States
Person.
11. Check
one
of the following:
o The
Transfer
of the Certificates complies with U.S. Treasury Regulation Sections
1.860E-1(c)(7) and (8) and, accordingly:
(i) the
present value of the anticipated tax liabilities associated with holding the
Certificates does not exceed the sum of:
|
(a)
|
the
present value of any consideration given to the Investor to acquire
such
Certificates;
|
|
(b)
|
the
present value of the expected future distributions on such Certificates;
and
|
|
(c)
|
the
present value of the anticipated tax savings associated with holding
such
Certificates as the related REMIC generates losses;
and
|
(ii) the
Transfer of the Certificates will not result in such Certificates being held,
directly or indirectly, by a foreign permanent establishment or fixed base,
within the meaning of an applicable income tax treaty, of the Investor or any
other United States Person.
For
purposes of the calculation in clause (i) above, (x) the Investor is assumed
to
pay tax at the highest rate currently specified in Section 11(b)(1) of the
Code
(but the tax rate in Section 55(b)(1)(B) of the Code may be used in lieu of
the highest rate specified in Section 11(b)(1) of the Code if the Investor
has
been subject to the alternative minimum tax under Section 55 of the Code in
the
preceding two years and will compute its taxable income in the current taxable
year using the alternative minimum tax rate) and (y) present values are computed
using a discount rate equal to the short-term Federal rate prescribed by Section
1274(d) of the Code for the month of the transfer and the compounding period
used by the Investor.
o The
Transfer
of the Certificates complies with U.S. Treasury Regulation Sections
1.860E-1(c)(5) and (6) and, accordingly:
|
(i)
|
the
Investor is an “eligible corporation,” as defined in U.S. Treasury
Regulation Section 1.860E-1(c)(6)(i), as to which income from the
Certificates will only be taxed in the United
States;
|
|
(ii)
|
at
the time of the Transfer, and at the close of the Investor’s two fiscal
years preceding the fiscal year of the transfer, the Investor had
gross
assets for financial reporting purposes (excluding any obligation
of a
“related person” to the Investor within the meaning of U.S. Treasury
Regulation Section 1.860E-1(c)(6)(ii) and any other asset the principal
purpose of which is to permit the Investor to satisfy the condition
of
this clause (ii)) in excess of $100 million and net assets in excess
of
$10 million;
|
|
(iii)
|
the
Investor will transfer the Certificates only to another “eligible
corporation,” as defined in U.S. Treasury Regulation Section
1.860E-1(c)(6)(i), in a transaction in which the requirements of
U.S. Treasury Regulation Sections 1.860E-1(c)(4)(i), (ii) and (iii)
and -1(c)(5) are satisfied and, accordingly, the subsequent transferee
provides a similar affidavit with this box checked;
and
|
|
(iv)
|
the
Investor determined the consideration paid to it to acquire the
Certificates based on reasonable market assumptions (including, but
not
limited to, borrowing and investment rates, prepayment and loss
assumptions, expense and reinvestment assumptions, tax rates and
other
factors specific to the Investor) that it has determined in good
faith and
has concluded that such consideration, together with other assets
of the
Investor, will be sufficient to cover the taxes associated with the
Certificates.
|
o None
of the
above.
IN
WITNESS WHEREOF, the Investor has caused this instrument to be executed on
its
behalf, pursuant to authority of its Board of Directors, by its [Title of
Officer] this ____ day of _________, 20__.
[NAME
OF INVESTOR]
|
||||||||||||
By:
|
||||||||||||
Name:
|
[Name
of Officer]
|
|||||||||||
Title:
|
[Title
of Officer]
|
|||||||||||
[Address
of Investor for receipt of distributions]
|
||||||||||||
Address
of Investor for receipt of tax
information:
|
Personally
appeared before me the above-named [Name of Officer], known or proved to me
to
be the same person who executed the foregoing instrument and to be the [Title
of
Officer] of the Investor, and acknowledged to me that he/she executed the same
as his/her free act and deed and the free act and deed of the
Investor.
Subscribed
and sworn before me this ___ day of _________, 20___.
NOTARY
PUBLIC
COUNTY
OF
STATE
OF
My
commission expires the ___ day of ___________________, 20___.
EXHIBIT
D
FORM
OF
TRANSFEROR CERTIFICATE
______________,
200___
Bear
Xxxxxxx Asset Backed Securities I LLC
000
Xxxxxxx Xxxxxx
Xxx
Xxxx,
Xxx Xxxx 00000
LaSalle
Bank National Association
000
Xxxxx
XxXxxxx Xxxxxx, Xxxxx 0000
Xxxxxxx,
Xxxxxxxx 00000
Attention:
Bear Xxxxxxx Asset Backed Securities Trust 2007-HE7
Re:
|
Bear
Xxxxxxx Asset Backed Securities I Trust 2007-HE7, Asset-Backed
Certificates, Series 2007-HE7, including the Class ___ Certificates
|
Ladies
and Gentlemen:
In
connection with the sale by ___________ (the “Seller”) to ________ (the
“Purchaser”) of $_________ Initial Certificate Principal Balance of Asset-Backed
Certificates, Series 2007-HE7, Class _____ (the “Certificates”), issued pursuant
to the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”),
dated as of September 1, 2007, among Bear Xxxxxxx Asset Backed Securities I
LLC,
as depositor (the “Depositor”), EMC Mortgage Corporation, as seller, master
servicer and company, and LaSalle Bank National Association, as trustee (the
“Trustee”). The Seller hereby certifies, represents and warrants to, a covenants
with, the Depositor and the Trustee that:
Neither
the Seller nor anyone acting on its behalf (a) has offered, pledged, sold,
disposed of or otherwise transferred any Certificate, any interest in any
Certificate or any other similar security to any person in any manner, (b)
has
solicited any offer to buy or to accept a pledge, disposition or other transfer
of any Certificate, any interest in any Certificate or any other similar
security from any person in any manner, (c) has otherwise approached or
negotiated with respect to any Certificate, any interest in any Certificate
or
any other similar security with any person in any manner, (d) has made any
general solicitation by means of general advertising or in any other manner,
or
(e) has taken any other action, that (as to any of (a) through (e) above) would
constitute a distribution of the Certificates under the Securities Act of 1933
(the “Act”), that would render the disposition of any Certificate a violation of
Section 5 of the Act or any state securities law, or that would require
registration or qualification pursuant thereto. The Seller will not act in
any
manner set forth in the foregoing sentence with respect to any Certificate.
The
Seller has not and will not sell or otherwise transfer any of the Certificates,
except in compliance with the provisions of the Pooling and Servicing
Agreement.
Very
truly yours,
|
||||||||
|
||||||||
(Seller)
|
||||||||
By:
|
||||||||
Name:
|
||||||||
Title:
|
EXHIBIT
E
FORM
OF
INVESTMENT LETTER (NON RULE 144A)
[Date]
[SELLER]
Bear
Xxxxxxx Asset Backed Securities I LLC
000
Xxxxxxx Xxxxxx
Xxx
Xxxx,
Xxx Xxxx 00000
LaSalle
Bank National Association
000
Xxxxx
XxXxxxx Xxxxxx, Xxxxx 0000
Xxxxxxx,
Xxxxxxxx 00000
Re:
|
Bear
Xxxxxxx Asset Backed Securities I Trust 2007-HE7, Asset-Backed
Certificates, Series 2007-HE7 (the “Certificates”), including the Class
___ Certificates
(the “Privately Offered Certificates”)
|
Dear
Ladies and Gentlemen:
In
connection with our purchase of Privately Offered Certificates, we confirm
that:
(i)
|
we
understand that the Privately Offered Certificates are not being
registered under the Securities Act of 1933, as amended (the “Act”) or any
applicable state securities or “Blue Sky” laws, and are being sold to us
in a transaction that is exempt from the registration requirements
of such
laws;
|
|
(ii)
|
any
information we desired concerning the Certificates, including the
Privately Offered Certificates, the trust in which the Certificates
represent the entire beneficial ownership interest (the “Trust”) or any
other matter we deemed relevant to our decision to purchase Privately
Offered Certificates has been made available to us;
|
|
(iii)
|
we
are able to bear the economic risk of investment in Privately Offered
Certificates; we are an institutional “accredited investor” as defined in
Section 501(a) of Regulation D promulgated under the Act and a
sophisticated institutional investor;
|
|
(iv)
|
we
are acquiring Privately Offered Certificates for our own account,
not as
nominee for any other person, and not with a present view to any
distribution or other disposition of the Privately Offered
Certificates;
|
|
(v)
|
we
agree the Privately Offered Certificates must be held indefinitely
by us
(and may not be sold, pledged, hypothecated or in any way disposed
of)
unless subsequently registered under the Act and any applicable state
securities or “Blue Sky” laws or an exemption from the registration
requirements of the Act and any applicable state securities or “Blue Sky”
laws is available;
|
|
(vi)
|
we
agree that in the event that at some future time we wish to dispose
of or
exchange any of the Privately Offered Certificates (such disposition
or
exchange not being currently foreseen or contemplated), we will not
transfer or exchange any of the Privately Offered Certificates
unless:
|
|
(A)
(1) the sale is to an
Eligible Purchaser (as defined below), (2) if required by the Pooling
and
Servicing Agreement (as defined below) a letter to substantially
the same
effect as either this letter or, if the Eligible Purchaser is a Qualified
Institutional Buyer as defined under Rule 144A of the Act, the Rule
144A
and Related Matters Certificate in the form attached to the Pooling
and
Servicing Agreement (as defined below) (or such other documentation
as may
be acceptable to the Trustee) is executed promptly by the purchaser
and
delivered to the addressees hereof and (3) all offers or solicitations
in
connection with the sale, whether directly or through any agent acting
on
our behalf, are limited only to Eligible Purchasers and are not made
by
means of any form of general solicitation or general advertising
whatsoever; and
|
||
(B) if
the Privately
Offered Certificate is not registered under the Act (as to which
we
acknowledge you have no obligation), the Privately Offered Certificate
is
sold in a transaction that does not require registration under the
Act and
any applicable state securities or “blue sky” laws and, if LaSalle Bank
National Association (the “Trustee”) so requests, a satisfactory Opinion
of Counsel is furnished to such effect, which Opinion of Counsel
shall be
an expense of the transferor or the transferee;
|
||
(vii)
|
we
agree to be bound by all of the terms (including those relating to
restrictions on transfer) of the Pooling and Servicing, pursuant
to which
the Trust was formed; we have reviewed carefully and understand the
terms
of the Pooling and Servicing Agreement;
|
|
(viii)
|
we:
(i) are not acquiring the Privately Offered Certificate directly
or
indirectly by, or on behalf of, an employee benefit plan or other
retirement arrangement which is subject to Title I of the Employee
Retirement Income Security Act of 1974, as amended, and/or section
4975 of
the Internal Revenue Code of 1986, as amended, or (ii) in the case
of the
Privately Offered Certificates, have provided the Opinion of Counsel
required by the Agreement.
|
|
(ix)
|
We
understand that each of the Privately Offered Certificates bears,
and will
continue to bear, a legend to substantiate the following effect:
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED
UNDER THE
SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY
STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE,
AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR
OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT
AND OTHER
APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES
ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A
QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A
“QIB”),
PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT
OF A
QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER,
RESALE,
PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A,
(2)
PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER
THE
SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN
“INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE
501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY
IN
WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING
NOT
FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A)
THE
RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED
IN
THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE
ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER
IS
IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR
IN EACH
CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED
STATES AND ANY OTHER APPLICABLE JURISDICTION. NOTWITHSTANDING THE
PREVIOUS
PARAGRAPH, A CERTIFICATION WILL NOT BE REQUIRED WITH RESPECT TO THE
TRANSFER OF THIS CERTIFICATE TO A DEPOSITORY, OR FOR ANY SUBSEQUENT
TRANSFER OF THIS CERTIFICATE FOR SO LONG AS THIS CERTIFICATE IS A
BOOK-ENTRY CERTIFICATE. ANY TRANSFEREE OF THIS CERTIFICATE WILL
BE DEEMED TO HAVE REPRESENTED BY VIRTUE OF ITS PURCHASE OR HOLDING
OF THIS
CERTIFICATE (OR INTEREST HEREIN) THAT SUCH TRANSFEREE IS A “QUALIFIED
INSTITUTIONAL BUYER” WITHIN THE MEANING OF RULE 144A UNDER THE 1933
ACT.
|
|
[In
the case of the Class P, Class CE and Class R
Certificates]:
|
||
NO
TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE
TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 7.02(h)
OF
THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE
THAT
THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER
APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED
TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME
SECURITY
ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT
SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION
OR
LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE
AGREEMENT.
[In
the case
of the Class CE Certificates]: NO TRANSFER OF THIS
CERTIFICATE SHALL BE MADE UNLESS THE PROPOSED TRANSFEREE OF SUCH
CERTIFICATE (1) PROVIDES TO THE TRUSTEE THE APPROPRIATE TAX CERTIFICATION
FORM THAT WOULD ELIMINATE ANY WITHHOLDING OR DEDUCTION FOR TAXES
FROM
AMOUNTS PAYABLE BY THE SWAP PROVIDER, PURSUANT TO THE SWAP AGREEMENT,
TO
THE SWAP ADMINISTRATOR ON BEHALF OF THE SUPPLEMENTAL INTEREST TRUST
(I.E.,
IRS FORM W-9 OR IRS FORM W-8BEN, W-8IMY, W-8EXP OR W-8ECI, AS APPLICABLE
(OR ANY SUCCESSOR FORM THERETO), TOGETHER WITH ANY APPLICABLE ATTACHMENTS)
AND (2) AGREES TO UPDATE SUCH FORM (A) UPON EXPIRATION OF ANY SUCH
FORM,
(B) AS REQUIRED UNDER THEN APPLICABLE U.S. TREASURY REGULATIONS AND
(C)
PROMPTLY UPON LEARNING THAT SUCH FORM HAS BECOME OBSOLETE OR INCORRECT,
EACH AS A CONDITION TO SUCH TRANSFER. IN ADDITION, NO TRANSFER
OF THIS CERTIFICATE SHALL BE MADE IF SUCH TRANSFER WOULD CAUSE THE
SUPPLEMENTAL INTEREST TRUST TO BE BENEFICIALLY OWNED BY TWO OR MORE
PERSONS FOR FEDERAL INCOME TAX PURPOSES, OR CONTINUE TO BE SO TREATED,
UNLESS (I) EACH PROPOSED TRANSFEREE OF SUCH CERTIFICATE COMPLIES
WITH THE
FOREGOING CONDITIONS, AND (II) THE PROPOSED MAJORITY HOLDER OF THE
CLASS
CE CERTIFICATES (OR EACH HOLDER, IF THERE IS OR WOULD BE NO MAJORITY
HOLDER) (X) PROVIDES, OR CAUSES TO BE PROVIDED, ON BEHALF OF THE
SUPPLEMENTAL INTEREST TRUST, IF APPLICABLE, TO
THE TRUSTEE, THE APPROPRIATE TAX CERTIFICATION FORM THAT WOULD BE
REQUIRED
FROM THE SUPPLEMENTAL INTEREST TRUST TO ELIMINATE ANY WITHHOLDING
OR
DEDUCTION FOR TAXES FROM AMOUNTS PAYABLE BY THE SWAP PROVIDER, PURSUANT
TO
THE SWAP AGREEMENT, TO THE SWAP ADMINISTRATOR ON BEHALF OF THE
SUPPLEMENTAL INTEREST TRUST (I.E., IRS FORM W-9 OR IRS FORM W-8BEN,
W-8IMY, W-8EXP OR W-8ECI, AS APPLICABLE (OR ANY SUCCESSOR FORM THERETO),
TOGETHER WITH ANY APPLICABLE ATTACHMENTS) AND (Y) AGREES TO UPDATE
SUCH
FORM (A) UPON EXPIRATION OF SUCH FORM, (B) AS REQUIRED UNDER THEM
APPLICABLE U.S. TREASURY REGULATIONS AND (C) PROMPTLY UPON LEARNING
THAT
SUCH FORM HAS BECOME OBSOLETE OR INCORRECT. UNDER THE
AGREEMENT, UPON RECEIPT OF ANY TAX CERTIFICATION FORM PURSUANT TO
THESE
TRANSFER RESTRICTIONS FROM A HOLDER OF THIS CERTIFICATE, THE TRUSTEE
SHALL
FORWARD SUCH TAX CERTIFICATION FORM TO THE SUPPLEMENTAL INTEREST
TRUST
TRUSTEE. THE SUPPLEMENTAL INTEREST TRUST TRUSTEE SHALL FORWARD SUCH
TAX
CERTIFICATION FORM PROVIDED TO IT TO THE SWAP PROVIDER. EACH HOLDER
OF
THIS CERTIFICATE AND EACH TRANSFEREE THEREOF SHALL BE DEEMED TO HAVE
CONSENTED TO THE SUPPLEMENTAL INTEREST TRUST TRUSTEE FORWARDING TO
THE
SWAP PROVIDER ANY TAX CERTIFICATION FORM IT HAS PROVIDED AND UPDATED
IN
ACCORDANCE WITH THESE TRANSFER RESTRICTIONS. ANY PURPORTED SALES
OR
TRANSFERS OF THIS CERTIFICATE TO A TRANSFEREE WHICH DOES NOT COMPLY
WITH
THESE REQUIREMENTS SHALL BE DEEMED NULL AND VOID UNDER THE
AGREEMENT.
|
“Eligible
Purchaser” means a corporation, partnership or other entity which we have
reasonable grounds to believe and do believe (i) can make representations with
respect to itself to substantially the same effect as the representations set
forth herein, and (ii) is either a Qualified Institutional Buyer as defined
under Rule 144A of the Act or an institutional “Accredited Investor” as defined
under Rule 501 of the Act.
Terms
not
otherwise defined herein shall have the meanings assigned to them in the Pooling
and Servicing Agreement, dated as of September 1, 2007, among Bear Xxxxxxx
Asset
Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as seller,
master servicer and company, and LaSalle Bank National Association, as Trustee
(the “Pooling and Servicing Agreement’).
If
the
Purchaser proposes that its Certificates be registered in the name of a nominee
on its behalf, the Purchaser has identified such nominee below, and has caused
such nominee to complete the Nominee Acknowledgment at the end of this
letter.
Name
of
Nominee (if any):_________________________
IN
WITNESS WHEREOF, this document has been executed by the undersigned who is
duly
authorized to do so on behalf of the undersigned Eligible Purchaser on the
___
day of ________, 20___.
Very
truly yours,
|
||||||||
[PURCHASER]
|
||||||||
By:
|
||||||||
(Authorized
Officer)
|
||||||||
By:
|
||||||||
(Attorney-in-fact)
|
Nominee
Acknowledgment
The
undersigned hereby acknowledges and agrees that as to the Certificates being
registered in its name, the sole beneficial owner thereof is and shall be the
Purchaser identified above, for whom the undersigned is acting as
nominee.
[NAME
OF NOMINEE]
|
||||||||
By:
|
||||||||
(Authorized
Officer)
|
||||||||
By:
|
||||||||
(Attorney-in-fact)
|
EXHIBIT
F
FORM
OF
RULE 144A AND RELATED MATTERS CERTIFICATE
[SELLER]
Bear
Xxxxxxx Asset Backed Securities I LLC
000
Xxxxxxx Xxxxxx
Xxx
Xxxx,
Xxx Xxxx 00000
LaSalle
Bank National Association
000
Xxxxx
XxXxxxx Xxxxxx, Xxxxx 0000
Xxxxxxx,
Xxxxxxxx 00000
Re:
|
Bear
Xxxxxxx Asset Backed Securities I Trust 2007-HE7, Asset-Backed
Certificates, Series 2007-HE7 (the “Certificates”), including the Class
___ Certificates (the “Privately Offered
Certificates”)
|
Dear
Ladies and Gentlemen:
In
connection with our purchase of Privately Offered Certificates, the undersigned
certifies to each of the parties to whom this letter is addressed that it is
a
qualified institutional buyer (as defined in Rule 144A under the Securities
Act
of 1933, as amended (the “Act”)) as follows:
1.
It owned and/or invested on a discretionary basis eligible securities
(excluding affiliate’s securities, bank deposit notes and CD’s, loan
participations, repurchase agreements, securities owned but subject to a
repurchase agreement and swaps), as described below:
Date:
______________, 20__ (must be on or after the close of its most recent fiscal
year)
Amount:
$
_____________________; and
2.
The dollar amount set forth above is:
|
a.
|
greater
than $100 million and the undersigned is one of the following
entities:
|
(1)
|
[ ]
|
an
insurance company as defined in Section 2(13) of the Act1; or
|
||
(2)
|
[ ]
|
an
investment company registered under the Investment Company Act or
any
business development company as defined in Section 2(a)(48) of the
Investment Company Act of 1940; or
|
||
(3)
|
[ ]
|
a
Small Business Investment Company licensed by the U.S. Small Business
Administration under Section 301(c) or (d) of the Small Business
Investment Act of 1958; or
|
||
(4)
|
[ ]
|
a
plan (i) established and maintained by a state, its political
subdivisions, or any agency or instrumentality of a state or its
political
subdivisions, the laws of which permit the purchase of securities
of this
type, for the benefit of its employees and (ii) the governing investment
guidelines of which permit the purchase of securities of this type;
or
|
||
(5)
|
[ ]
|
a
business development company as defined in Section 202(a)(22) of
the
Investment Advisers Act of 1940; or
|
||
(6)
|
[ ]
|
a
corporation (other than a U.S. bank, savings and loan association
or
equivalent foreign institution), partnership, Massachusetts or similar
business trust, or an organization described in Section 501(c)(3)
of the
Internal Revenue Code; or
|
||
(7)
|
[ ]
|
a
U.S. bank, savings and loan association or equivalent foreign institution,
which has an audited net worth of at least $25 million as demonstrated
in
its latest annual financial statements; or
|
||
(8)
|
[ ]
|
an
investment adviser registered under the Investment Advisers Act;
or
|
||
b.
|
[ ]
|
greater
than $10 million, and the undersigned is a broker-dealer registered
with
the SEC; or
|
||
c.
|
[ ]
|
less
than $10 million, and the undersigned is a broker-dealer registered
with
the SEC and will only purchase Rule 144A securities in transactions
in
which it acts as a riskless principal (as defined in Rule 144A);
or
|
||
d.
|
[ ]
|
less
than $100 million, and the undersigned is an investment company registered
under the Investment Company Act of 1940, which, together with one
or more
registered investment companies having the same or an affiliated
investment adviser, owns at least $100 million of eligible securities;
or
|
||
e.
|
[ ]
|
less
than $100 million, and the undersigned is an entity, all the equity
owners
of which are qualified institutional buyers.
|
The
undersigned further certifies that it is purchasing a Privately Offered
Certificate for its own account or for the account of others that independently
qualify as “Qualified Institutional Buyers” as defined in Rule 144A. It is aware
that the sale of the Privately Offered Certificates is being made in reliance
on
its continued compliance with Rule 144A. It is aware that the transferor may
rely on the exemption from the provisions of Section 5 of the Act provided
by
Rule 144A. The undersigned understands that the Privately Offered Certificates
may be resold, pledged or transferred only to (i) a person reasonably believed
to be a Qualified Institutional Buyer that purchases for its own account or
for
the account of a Qualified Institutional Buyer to whom notice is given that
the
resale, pledge or transfer is being made in reliance in Rule 144A, or (ii)
an
institutional “accredited investor,” as such term is defined under Rule 501 of
the Act in a transaction that otherwise does not constitute a public
offering.
The
undersigned agrees that if at some future time it wishes to dispose of or
exchange any of the Privately Offered Certificates, it will not transfer or
exchange any of the Privately Offered Certificates to a Qualified Institutional
Buyer without first obtaining a Rule 144A and Related Matters Certificate in
the
form hereof from the transferee and delivering such certificate to the
addressees hereof. Prior to making any transfer of Privately Offered
Certificates, if the proposed Transferee is an institutional “accredited
investor,” the transferor shall obtain from the transferee and deliver to the
addressees hereof an Investment Letter in the form attached to the Pooling
and
Servicing Agreement, dated as of September 1, 2007, among Bear Xxxxxxx Asset
Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as seller,
master servicer and company, and LaSalle Bank National Association, as Trustee,
pursuant to which the Certificates were issued.
The
undersigned certifies that it: (i) is not acquiring the Privately Offered
Certificate directly or indirectly by, or on behalf of, an employee benefit
plan
or other retirement arrangement which is subject to Title I of the Employee
Retirement Income Security Act of 1974, as amended, and/or section 4975 of
the
Internal Revenue Code of 1986, as amended, or (ii) in the case of the Privately
Offered Certificates, has provided the Opinion of Counsel required by the
Agreement.
If
the
Purchaser proposes that its Certificates be registered in the name of a nominee
on its behalf, the Purchaser has identified such nominee below, and has caused
such nominee to complete the Nominee Acknowledgment at the end of this
letter.
Name
of
Nominee (if any): _______________________________________
1 A
purchase by an insurance company for one or more of its separate
accounts,
as defined by Section 2(a)(37) of the Investment Company Act of 1940,
which are neither registered nor required to be registered thereunder,
shall be deemed to be a purchase for the account of such insurance
company.
|
IN
WITNESS WHEREOF, this document has been executed by the undersigned who is
duly
authorized to do so on behalf of the undersigned Eligible Purchaser on the
____
day of ___________, 20___.
Very
truly yours,
|
||||||||
[PURCHASER]
|
||||||||
By:
|
||||||||
(Authorized
Officer)
|
||||||||
By:
|
||||||||
(Attorney-in-fact)
|
Nominee
Acknowledgment
The
undersigned hereby acknowledges and agrees that as to the Certificates being
registered in its name, the sole beneficial owner thereof is and shall be the
Purchaser identified above, for whom the undersigned is acting as
nominee.
[NAME
OF NOMINEE]
|
||||||||
By:
|
||||||||
(Authorized
Officer)
|
||||||||
By:
|
||||||||
(Attorney-in-fact)
|
EXHIBIT
G
FORM
OF
REQUEST FOR RELEASE
To:
|
LaSalle
Bank National Association
|
|
0000
Xxxxx Xxxx, Xxxxx 000
|
|
Xxx
Xxxxx Xxxxxxx, Xxxxxxxx 00000
|
RE:
|
Pooling
and Servicing Agreement, dated as of September 1, 2007, among Bear
Xxxxxxx
Asset Backed Securities I LLC, as Depositor, EMC Mortgage Corporation,
as
seller, master servicer and company, and LaSalle Bank National
Association, as Trustee
|
In
connection with the administration of the Mortgage Loans held by you pursuant
to
the above-captioned Pooling and Servicing Agreement, we request the release,
and
hereby acknowledge receipt, of the Mortgage File for the Mortgage Loan described
below, for the reason indicated.
Mortgagor’s
Name, Address & Zip Code:
Mortgage
Loan Number:
Reason
for Requesting Documents (check one):
_____
|
1.
|
Mortgage
Loan paid in full. ([The Master Servicer] [The Trustee] hereby
certifies that all amounts received in connection therewith have
been
credited to ______________________________.)
|
_____
|
2.
|
Mortgage
Loan in foreclosure.
|
_____
|
3.
|
Repurchase.
(The [Master Servicer] [Trustee] hereby certifies that the repurchase
price has been credited to ________________________.)
|
_____
|
4.
|
A
Mortgage Loan liquidated by _________________________. ([The
Master Servicer] [The Trustee] hereby certifies that all proceeds
of the
foreclosure, insurance, condemnation or other liquidation have been
finally received and credited to ______________________.)
|
_____
|
5.
|
Other
(explain)
|
By:
|
||||||||
(authorized
signer)
|
||||||||
Issuer:
|
||||||||
Address:
|
||||||||
Date:
|
EXHIBIT
H
DTC
Letter of Representations
EXHIBIT
I
Schedule
of Mortgage Loans with Lost Notes
[Provided
Upon Request]
EXHIBIT
J
FORM
OF
CUSTODIAL AGREEMENT
THIS
CUSTODIAL AGREEMENT (as amended and
supplemented from time to time, the “Agreement”), dated as of September 19,
2007, by and among LASALLE BANK NATIONAL ASSOCIATION, not individually but
solely as trustee under the Pooling and Servicing Agreement defined below
(in
such capacity, including its successors under the Pooling and Servicing
Agreement defined below, the “Trustee”) and as custodian (in such capacity,
together with any successor in interest or any successor appointed hereunder,
the “Custodian”), BEAR XXXXXXX ASSET BACKED SECURITIES I LLC, as depositor
(together with any successor in interest, the “Depositor”) and EMC MORTGAGE
CORPORATION, as seller (in that capacity, the “Seller”), as master servicer (in
such capacity, together with any successor in interest or successor under
the
Pooling and Servicing Agreement referred to below, the “Master Servicer”) and as
company (in such capacity, the “Company”).
WITNESSETH
THAT:
WHEREAS,
the Depositor, the Seller, the Master Servicer, the Company and the Trustee
have
entered into a Pooling and Servicing Agreement, dated as of September 1,
2007,
relating to the issuance of Bear Xxxxxxx Asset Backed Securities I Trust
2007-HE7, Asset-Backed Certificates, Series 2007-HE7 (as in effect on the
date
of this Agreement, the “Original Pooling and Servicing Agreement,” and as
amended and supplemented from time to time, the “Pooling and Servicing
Agreement”).
WHEREAS,
the Custodian has agreed to act as agent for the Trustee on behalf of the
Certificateholders for the purposes of receiving and holding certain documents
and other instruments delivered by the Depositor, the Seller, the Company
or the
Master Servicer under the Pooling and Servicing Agreement, all upon the terms,
conditions and obligations and subject to the limitations hereinafter set
forth.
In the event any custodian terms, conditions and obligations are defined
in the
Pooling and Servicing Agreement, this custodial agreement shall
supercede.
NOW,
THEREFORE, in consideration of the premises and the mutual covenants and
agreements hereinafter set forth, the Trustee, the Depositor, the Seller,
the
Master Servicer and the Custodian hereby agree as follows:
ARTICLE
I.
DEFINITIONS
Section
1.1 Definitions. For
purposes of this Agreement, the following terms shall have the indicated
meanings unless the context or use indicates another or different meaning
and
intent, the definitions of such terms are equally applicable to the singular
and
the plural forms of such terms, the words “herein,” “hereof” and “hereunder” and
other words of similar import refer to this Agreement as a whole and not
to any
particular section or other subdivision, and section references refer to
sections of this Agreement.
"Business
Day" shall mean any day other than (i) a Saturday or a Sunday, or (ii) a
day
on which banking institutions in the cities of New York, Chicago, Illinois,
Minneapolis, Minnesota or any city in which the Corporate Trust Office of
the
Trustee or the principal office of the Master Servicer is located are authorized
or obligated by law or executive order to be closed.
“Closing
Date” shall mean September 19, 2007.
“EMC
Flow Loans” shall mean the Mortgage Loans purchased by EMC pursuant to a
flow loan agreement.
“MERS”
shall mean Mortgage Electronic Registration Systems, Inc., a corporation
organized and existing under the laws of the State of Delaware, or any successor
thereto.
“MERS
Mortgage Loan” shall mean any Mortgage Loan registered with MERS on the
MERS® system.
“MERS®
System” shall mean the system of recording transfers of Mortgages
electronically maintained by MERS.
“MIN”
shall mean the Mortgage Identification Number for Mortgage Loans registered
with
MERS on the MERS System.
“MOM
Loan” shall mean with respect to any Mortgage Loan, MERS acting as the
mortgagee of such Mortgage Loan, solely as nominee for the originator of
such
Mortgage Loan and its successors and assigns, at the origination
thereof.
“Mortgage”
shall mean the mortgage, deed of trust or other instrument creating a first
lien
on or first priority ownership interest in an estate in fee simple in real
property securing a Mortgage Note.
“Mortgage
Assignment” shall mean an assignment of the Mortgage in recordable form,
sufficient under the laws of the jurisdiction wherein the related Mortgaged
Property is located to reflect the sale of the Mortgage.
“Mortgage
File” shall have the meaning set forth in Section 2 hereof.
“Mortgage
Loan” shall mean a first or subordinate lien mortgage loan on a one-to-four
family residential property.
“Mortgage
Loan Schedule” shall mean the electronic schedule of Mortgage Loans
identified in Schedule A.
“Mortgaged
Property” shall mean the real property securing repayment of a Mortgage
Loan.
“Mortgagor”
shall mean the obligor on a Mortgage Note.
“Note”
shall mean any promissory note or other evidence of indebtedness evidencing
the
indebtedness of a Mortgagor under a Mortgage Loan.
“Servicer”
shall mean the related servicer of the Mortgage Loans as designated by
Owner.
Any
capitalized terms used in this Agreement and not defined herein shall have
the
meanings assigned in the Original Pooling and Servicing Agreement, unless
otherwise required by the context herein.
ARTICLE
II.
CUSTODY
OF MORTGAGE DOCUMENTS
Section
2.1 Custodian
to Act as Agent: Acceptance of Mortgage Files. The Custodian, as
the duly appointed custodial agent of the Trustee for these purposes,
acknowledges (subject to any exceptions noted in the Initial Certification
referred to in Section 2.3(a)) receipt of the Mortgage Files relating to
the
Mortgage Loans identified on the Schedule attached hereto (the “Mortgage Loan
Schedule”) and declares that it holds and will hold such Mortgage Files as agent
for the Trustee, in trust, for the use and benefit of all present and future
Certificateholders.
Section
2.2 Recordation
of Assignments. If any Mortgage File includes one or more assignments of
Mortgage that have not been recorded and the related Mortgage Loan is not
a MERS
Loan or the Custodian has not received written instructions from the Seller
or
the Trustee that the related Mortgaged Properties are located in jurisdictions
under the laws of which the recordation of such assignment is not necessary
to
protect the Trustee’s interest therein, each such assignment shall be delivered
by the Custodian to the Seller for the purpose of recording it in the
appropriate public office for real property records, and the Seller, at no
expense to the Custodian, shall promptly cause to be recorded in the appropriate
public office for real property records each such assignment of Mortgage
and,
upon receipt thereof from such public office, shall return each such assignment
of Mortgage to the Custodian.
Section
2.3 Review
of Mortgage Files.
(a) The
documents set forth in the definition “Mortgage File” herein shall be delivered
and released to the Custodian relating to each of the Mortgage Loans to be
purchased on a Closing Date. The related Mortgage Loans shall be identified
in
the Mortgage Loan Schedule in electronic format which shall be delivered
to the
Custodian at least two Business Days prior to each Closing Date. On
or prior to the Closing Date, the Custodian shall deliver to the parties
indicated on Exhibit One annexed hereto an Initial Certification in the form
annexed hereto as Exhibit One evidencing receipt (subject to any exceptions
noted therein) of a Mortgage File for each of the Mortgage Loans listed on
Schedule A attached hereto (the “Mortgage Loan Schedule”).
(b) Within
90
days thereafter, the Custodian agrees, for the benefit of Certificateholders,
to
review each such document, and shall deliver to the Seller, the Master Servicer
and the Trustee an Interim Certification in the form annexed hereto as Exhibit
Two to the effect that all such documents have been executed and received
and
that such documents relate to the Mortgage Loans identified on the Mortgage
Loan
Schedule, except for any exceptions listed on Schedule A attached to such
Interim Certification. The Custodian shall be under no duty or obligation
to
inspect, review or examine said documents, instruments, certificates or other
papers to determine that the same are genuine, enforceable, or appropriate
for
the represented purpose or that they have actually been recorded or that
they
are other than what they purport to be on their face.
(c) Not
later
than 180 days after the Closing Date, the Custodian shall review, for the
benefit of Certificateholders, the Mortgage Files and deliver to the Seller,
the
Master Servicer and the Trustee a Final Certification in the form annexed
hereto
as Exhibit Three evidencing whether each document required to be recorded
has
been returned from the recording office with evidence of recording thereon
and
the Custodian has received either an original or a copy thereof. If
the Custodian finds any document missing, or to be unrelated, determined
on the
basis of the mortgagor name, original principal balance and loan number,
to the
mortgage loans identified on the Mortgage Loan Schedule or to appear defective
on its face, the Custodian shall note such defect in the exception report
attached to the Final Certification and shall promptly notify the
Trustee.
(d) In
reviewing the Mortgage Files as provided herein, the Custodian shall make
no
representation as to and shall not be responsible to verify (i) the validity,
legality, enforceability, due authorization, recordability, sufficiency or
genuineness of any of the documents included in any Mortgage File or (ii)
the
collectibility, insurability, effectiveness or suitability of any of the
documents in any Mortgage File.
In
performing any such review, the Custodian may conclusively rely on the purported
due execution and genuineness of any such document and on the purported
genuineness of any signature thereon.
Upon
receipt of written request from the Trustee, the Custodian shall as soon
as
practicable supply the Trustee with a list of all of the documents relating
to
the Mortgage Loans missing from the Mortgage Files.
Section
2.4 Custodian
to Cooperate: Release of Mortgage Files. Upon receipt of written
notice per Exhibit Four or Electronic Release Request per Exhibit Six from
the
Trustee that the Seller has repurchased a Mortgage Loan pursuant to Article
II
of the Pooling and Servicing Agreement, and a request for release (a “Request
for Release”) confirming that the purchase price therefor has been paid as
required under the Pooling and Servicing Agreement, then the Custodian agrees
to
promptly release to the Seller the related Mortgage File.
Upon
the
Custodian’s receipt of a Request for Release substantially in the form of
Exhibit Four attached hereto or Electronic Release Request per Exhibit Six,
stating that it has received payment in full of a Mortgage Loan or that payment
in full will be escrowed in a manner customary for such purposes, the Custodian
agrees promptly to release to the Company, the related Mortgage
File. The Depositor shall deliver to the Custodian and the Custodian
agrees to review in accordance with the provisions of the Custodial Agreement
the Mortgage Note and other documents constituting the Mortgage File with
respect to any Replacement Mortgage Loan.
From
time
to time as is appropriate for the servicing or foreclosure of any Mortgage
Loan,
the Company or the Master Servicer, as applicable, shall deliver to the
Custodian a Request for Release per Exhibit Four or Electronic Release Request
per Exhibit Five requesting that possession of all of the Mortgage File be
released to the Company or the Master Servicer, as applicable, and certifying
as
to the reason for such release. Upon receipt of the foregoing, the
Custodian shall deliver the Mortgage File to the Company or the Master Servicer,
as applicable. All Mortgage Files so released to the Company or the Servicer,
as
applicable, shall be held by it in trust for the Trustee for the use and
benefit
of all present and future Certificateholders. The Company or the
Master Servicer, as applicable, shall cause each Mortgage File or any document
therein so released to be returned to the Custodian when the need therefore
by
the Company or the Master Servicer, as applicable, no longer exists, unless
(i)
the Mortgage Loan has been liquidated, or (ii) the Mortgage File or such
document has been delivered to an attorney, or to a public trustee or other
public official as required by law, for purposes of initiating or pursuing
legal
action or other proceedings for the foreclosure of the Mortgaged
Property.
Section
2.5 Assumption
Agreements. In the event that any assumption agreement,
substitution of liability agreement or sale of servicing agreement is entered
into with respect to any Mortgage Loan subject to this Agreement, the Master
Servicer shall cause the Company or the Master Servicer, as applicable, to
notify the Custodian that such assumption or substitution agreement has been
completed by forwarding to the Custodian the original of such assumption
or
substitution agreement, which shall be added to the related Mortgage File
and,
for all purposes, shall be considered a part of such Mortgage File to the
same
extent as all other documents and instruments constituting parts
thereof.
ARTICLE
III.
CONCERNING
THE CUSTODIAN
Section
3.1 Custodian
a Bailee and Agent of the Trustee. With respect to each Mortgage
Note, Mortgage and other documents constituting each Mortgage File which
are
delivered to the Custodian, the Custodian is exclusively the bailee and
custodial agent of the Trustee and has no instructions to hold any Mortgage
Note
or Mortgage for the benefit of any person other than the Trustee and the
Certificateholders and undertakes to perform such duties and only such duties
as
are specifically set forth in this Agreement. Except upon compliance with
the
provisions of Section 2.4 of this Agreement, no Mortgage Note, Mortgage or
Mortgage File shall be delivered by the Custodian to the Seller, the Depositor,
the Company or the Master Servicer or otherwise released from the possession
of
the Custodian.
Section
3.2 Custodian
May Own Certificates. The Custodian in its individual or any
other capacity may become the owner or pledgee of interests in the Mortgage
Loans with the same rights it would have if it were not Custodian.
Section
3.3 Trustee
to Pay Custodian’s Fees. The Trustee covenants and agrees to pay
to the Custodian from time to time, and the Custodian shall be entitled to,
reasonable compensation for all services rendered by it in the exercise and
performance of any of the powers and duties hereunder of the
Custodian.
Section
3.4 Custodian
May Resign; Trustee May Remove Custodian. The Custodian may
resign from the obligations and duties hereby imposed upon it as such
obligations and duties relate to its acting as Custodian of the Mortgage
Loans.
Upon receiving such written notice of resignation, the Trustee shall either
take
custody of the Mortgage Files itself and give prompt written notice thereof
to
the Depositor, the Master Servicer and the Custodian, or promptly appoint
a
successor Custodian by written instrument, in duplicate, one copy of which
instrument shall be delivered to the resigning Custodian and one copy to
the
successor Custodian. If the Trustee shall not have taken custody of
the Mortgage Files and no successor Custodian shall have been so appointed
and
have accepted appointment within 30 days after the giving of such written
notice
of resignation, the resigning Custodian may petition any court of competent
jurisdiction for the appointment of a successor Custodian.
The
Trustee may remove the Custodian at any time upon 60 days prior written notice
to Custodian. In such event, the Trustee shall appoint, or petition a court
of
competent jurisdiction to appoint, a successor Custodian hereunder. Any
successor Custodian shall be a depository institution subject to supervision
or
examination by federal or state authority shall be able to satisfy the other
requirements contained in Section 3.6 and shall be unaffiliated with the
Company, the Master Servicer and the Depositor.
Any
resignation or removal of the Custodian and appointment of a successor Custodian
pursuant to any of the provisions of this Section 3.4 shall become effective
upon acceptance of appointment by the successor Custodian. The Trustee shall
give prompt notice to the Depositor and the Master Servicer of the appointment
of any successor Custodian. Notwithstanding anything to the contrary set
forth
herein, no successor Custodian shall be appointed by the Trustee without
the
prior approval of the Depositor and the Master Servicer.
Section
3.5 Merger
or Consolidation of Custodian. Any Person into which the
Custodian may be merged or converted or with which it may be consolidated,
or
any Person resulting from any merger, conversion or consolidation to which
the
Custodian shall be a party, or any Person succeeding to the business of the
Custodian, shall be the successor of the Custodian hereunder, without the
execution or filing of any paper or any further act on the part of any of
the
parties hereto, anything herein to the contrary notwithstanding; provided
that
such successor is a depository institution subject to supervision or examination
by federal or state authority and is able to satisfy the other requirements
contained in Section 3.6.
Section
3.6 Representations
of the Custodian. The Custodian hereby represents that it is a
depository institution subject to supervision or examination by a federal
or
state authority, has a combined capital and surplus of at least $15,000,000
and
is qualified to do business in the jurisdictions in which it will hold any
Mortgage File.
Section
3.7 Limitation
on Liability. Neither the Custodian nor any of its directors,
officers, agents or employees, shall be liable for any action taken or omitted
to be taken by it or them hereunder or in connection herewith in good faith
and
believed (which belief may be based upon the opinion or advice of counsel
selected by it in the exercise of reasonable care) by it or them to be within
the purview of this Agreement, except for its or their own negligence, lack
of
good faith or willful misconduct. The Custodian and any director,
officer, employee or agent of the Custodian may rely in good faith on any
document of any kind prima facie properly executed and submitted by any person
respecting any matters arising hereunder. In no event shall the Custodian
or its
directors, officers, agents and employees be held liable for any special,
indirect or consequential damages resulting from any action taken or omitted
to
be taken by it or them hereunder or in connection herewith even if advised
of
the possibility of such damages.
Notwithstanding
anything herein to the contrary, the Custodian agrees to indemnify the Trust
Fund, the Trustee and each of their respective officers, directors and agents
for any and all liabilities, obligations, losses, damages, payments, costs
or
expenses of any kind whatsoever that may be imposed on, incurred by or asserted
against the Trustee or the Trust Fund, due to any negligent performance by
the
Custodian of its duties and responsibilities under this Agreement; provided,
however, that the Custodian shall not be liable to any of the foregoing Persons
for any amount and any portion of any such amount resulting from the willful
misfeasance, bad faith or negligence of such person or the Custodian’s reliance
on instructions from the Trustee or the Master Servicer. The provisions of
this
Section 3.7 shall survive the termination of this Custodial
Agreement.
LaSalle
Bank National Association, as Custodian and in its individual capacity, and
its
directors, officers, employees and agents shall be entitled to indemnification
and defense from the Trust Fund for any loss, liability or expense incurred
without negligence, willful misconduct, bad faith on their part, arising
out of,
or in connection with, the acceptance or administration of the custodial
arrangement created hereunder, including the costs and expenses of defending
themselves against any claim or liability in connection with the exercise
or
performance of any of their powers or duties hereunder.
Section
3.8 Limitation
of Duties. The Custodian in its capacity as such:
(a) in
the
course of its review of the Mortgage Files, shall not be required to make
determinations (1) of a legal nature or (2) as to the authority of any officer
or agent of the Company, the Master Servicer, Trustee or other entity who
has
executed (or certified with respect to) any document which is part of the
Mortgage File;
(b) shall
have no duties or obligations other than those specifically set forth herein
or
as may subsequently be agreed upon in writing by the parties hereto and shall
use the same degree of care and skill as is reasonably expected of financial
institutions acting in comparable capacities;
(c) will
be
regarded as making no representations and having no responsibilities as to
the
validity, sufficiency, value, genuineness, ownership or transferability of
any
Mortgage Loans and will not be required to and will not make any representations
as to the validity, value or genuineness of the Mortgage Loans;
(d) shall
not
be obligated to take any legal action hereunder which might in its judgment
involve any expense or liability unless it has been furnished with reasonable
indemnity;
(e) may
rely
on and shall be protected in acting upon any certificate, instrument, opinion,
notice, letter, telegram or other document, or any security, delivered to
it and
reasonably believed by it to be genuine and to have been signed by the Company,
the Master Servicer or the Trustee;
(f) may
rely
on and shall be protected in acting upon the written instructions of the
Master
Servicer or the Trustee and such employees and representatives of the Master
Servicer and the Trustee, as applicable, may hereinafter designate in
writing;
(g) may
consult counsel satisfactory to it (including counsel for the Trustee or
the
Master Servicer) and the opinion of such counsel shall be full and complete
authorization and protection in respect of any action taken, suffered, or
omitted by it hereunder in good faith and in accordance with the opinion
of such
counsel (provided that the fees of such counsel in connection with such
consultation and opinion shall be paid by the Custodian); and
(h) shall
not
be liable for any error of judgment, or for any act done or step taken or
omitted by it, in good faith, or for any mistake of fact or law, or for anything
which it may do or refrain from doing in connection therewith, except in
the
case of a breach of any of the Custodian’s obligations hereunder, negligence or
willful misconduct.
The
Custodian shall be held to the same standard of conduct, and shall be entitled
to the same protections, privileges and immunities as other custodians acting
in
a custodial capacity are generally afforded.
No
covenant or agreement contained herein shall be deemed to be the covenant
or
agreement of any member of the Board of Directors, or any director, officer,
agent, employee or representative of the Trustee, the Company, the Master
Servicer or the Custodian in his or her individual capacity and none of such
persons shall be subject to any personal liability or accountability by reason
of the execution of this Agreement, whether by virtue of any constitution,
statute or rule of law or by the enforcement of any assessment or penalty,
or
otherwise.
ARTICLE
IV.
COMPLIANCE
WITH REGULATION AB
Section
4.1 Intent
of the Parties; Reasonableness. The parties hereto acknowledge
and agree that the purpose of this Article IV is to facilitate compliance
by the
Depositor with the provisions of Regulation AB and related rules and regulations
of the Commission. The Depositor shall not exercise its right to
request delivery of information or other performance under these provisions
other than in good faith, or for purposes other than compliance with the
Securities Act, the Exchange Act and the rules and regulations of the Commission
under the Securities Act and the Exchange Act. Each of the parties
hereto acknowledges that interpretations of the requirements of Regulation
AB
may change over time, whether due to interpretive guidance provided by the
Commission or its staff, consensus among participants in the mortgage-backed
securities markets, advice of counsel, or otherwise, and agrees to comply
with
requests made by the Depositor in good faith for delivery of information
under
these provisions on the basis of evolving interpretations of Regulation
AB. The Custodian shall cooperate reasonably with the Depositor to
deliver to the Depositor (including any of its assignees or designees), any
and
all disclosure, statements, reports, certifications, records and any other
information necessary in the reasonable, good faith determination of the
Depositor to permit the Depositor to comply with the provisions of Regulation
AB.
Section
4.2 Additional
Representations and Warranties of the Custodian.
(a) The
Custodian shall be deemed to represent to the Depositor as of the date hereof
and on each date on which information is provided to the Depositor and the
Trustee under Section 4.3 that, except as disclosed in writing to the Depositor
prior to such date: (i) there are no aspects of its financial condition that
could have a material adverse effect on the performance by it of its Custodian
obligations under this Agreement or any other Securitization Transaction
as to
which it is the custodian; (ii) there are no material legal or governmental
proceedings pending (or known to be contemplated) against it; and (iii) there
are no affiliations, relationships or transactions relating to the Custodian
with respect to the Depositor or any sponsor, issuing entity, servicer,
originator, significant obligor, enhancement or support provider or other
material transaction party (other than the Trustee, which is the same entity
as
the Custodian) (as such terms are used in Regulation AB) relating to the
Securitization Transaction contemplated by the Agreement, as identified by
the
Depositor to the Custodian in writing as of the Closing Date (each, a
"Transaction Party").
(b) If
so
requested by the Depositor on any date following the Closing Date, the Custodian
shall, within five Business Days following such request, confirm in writing
the
accuracy of the representations and warranties set forth in paragraph (a)
of
this Section or, if any such representation and warranty is not accurate
as of
the date of such confirmation, provide reasonably adequate disclosure of
the
pertinent facts, in writing, to the requesting party. Any such request from
the
Depositor shall not be given more than once each calendar quarter, unless
the
Depositor shall have a reasonable basis for a determination that any of the
representations and warranties may not be accurate.
Section
4.3 Additional
Information to Be Provided by the Custodian. For so long as the
Trust is subject to the reporting obligations under the Exchange Act, for
the
purpose of satisfying the Depositor 's reporting obligation under the Exchange
Act with respect to any class of publicly offered Certificates, the Custodian
shall (a) notify the Depositor in writing of any material litigation or
governmental proceedings pending against the Custodian that would be material
to
Certificateholders, and (b) provide to the Depositor (and the Trustee) unless
the Custodian and the Trustee are the same party a written description of
such
proceedings. Any notices and descriptions required under this Section 4.3
shall
be given no later than five Business Days prior to the Determination Date
following the month in which the Custodian has knowledge of the occurrence
of
the relevant event. As of the date the Trustee files each Report on Form
10-D or
Form 10-K with respect to the Certificates, the Custodian will be deemed
to
represent that any information previously provided under this Section 4.3,
if
any, is materially correct and does not have any material omissions unless
the
Custodian has provided an update to such information.
Section
4.4 Report
on Assessment of Compliance and Attestation. On or before March
15th of each calendar year beginning in 2008, the Custodian
shall:
(a) deliver
to the Trustee, the Master Servicer and the Depositor a report regarding
the
Custodian’s assessment of compliance (an “Assessment of Compliance”) with the
Servicing Criteria during the preceding calendar year, as required under
Rules
13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB. The
Assessment of Compliance, as set forth in Regulation AB, must contain (i)
a
statement by such officer of its responsibility for assessing compliance
with
the Servicing Criteria applicable to the Custodian, (ii) a statement by such
officer that the Custodian used the Servicing Criteria attached as Exhibit
Five
hereto, and which will also be attached to the Assessment of Compliance,
to
assess compliance with the Servicing Criteria applicable to the Custodian,
(iii)
an assessment by such officer of the Custodian’s compliance with the applicable
Servicing Criteria for the period consisting of the preceding calendar year,
including disclosure of any material instance of noncompliance with respect
thereto during such period, which assessment shall be based on the activities
the Custodian performs with respect to asset-based securities transactions
taken
as a whole involving the Custodian, that are backed by the same asset type
as
the Mortgage Loans, (iv) a statement that a registered public accounting
firm
has issued an attestation report on the Custodian’s Assessment of Compliance for
the period consisting of the preceding calendar year, and (v) a statement
as to
which of the Servicing Criteria, if any, are not applicable to the Custodian,
which statement shall be based on the activities the Custodian performs with
respect to asset-backed securities transactions taken as a whole involving
the
Custodian, that are backed by the same asset type as the Mortgage Loans.
Such
report at a minimum shall address each of the Servicing Criteria specified
on
Exhibit Five hereto which are indicated as applicable to the Custodian;
and
(b) deliver
to the Trustee, the Master Servicer and the Depositor an Attestation Report
(an
“Attestation Report”) by a registered public accounting firm that attests to,
and reports on, the Assessment of Compliance made by the Custodian, as required
by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation
AB, which Attestation Report must be made in accordance with standards for
attestation reports issued or adopted by the Public Company Accounting Oversight
Board.
(c) Notwithstanding
the foregoing, an Assessment of Compliance is not required to be delivered
by
the Custodian unless it is required as part of a Form 10-K with respect to
the
Trust Fund.
Section
4.5 Indemnification;
Remedies.
(a) The
Custodian shall indemnify the Depositor, each affiliate of the Depositor,
the
Master Servicer and each broker dealer acting as underwriter, placement agent
or
initial purchaser of the Certificates or each Person who controls any of
such
parties (within the meaning of Section 15 of the Securities Act and Section
20
of the Exchange Act); and the respective present and former directors, officers,
employees and agents of each of the foregoing, and shall hold each of them
harmless from and against any losses, damages, penalties, fines, forfeitures,
legal fees and expenses and related costs, judgments, and any other costs,
fees
and expenses that any of them may sustain arising out of or based upon any
failure by the Custodian to deliver any report on assessment of compliance
or
accountants’ attestation when and as required under this Article
IV.
(b) In
the
case of any failure of performance described in Section 4.5(a), the Custodian
shall promptly reimburse the Depositor for all costs reasonably incurred
by the
Depositor in order to obtain the information, report, certification,
accountants’ letter or other material not delivered as required by the
Custodian.
ARTICLE
V.
MISCELLANEOUS
PROVISIONS
Section
5.1 Notices. All
notices, requests, consents and demands and other communications required
under
this Agreement or pursuant to any other instrument or document delivered
hereunder shall be in writing and, unless otherwise specifically provided,
may
be delivered personally, by telegram or telex, or by registered or certified
mail, postage prepaid, return receipt requested, at the addresses specified
on
the signature page hereof (unless changed by the particular party whose address
is stated herein by similar notice in writing), in which case the notice
will be
deemed delivered when received.
Section
5.2 Amendments. No
modification or amendment of or supplement to this Agreement shall be valid
or
effective unless the same is in writing and signed by all parties hereto.
The
Trustee shall give prompt notice to the Custodian of any amendment or supplement
to the Pooling and Servicing Agreement and furnish the Custodian with written
copies thereof.
Section
5.3 GOVERNING
LAW. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN
ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT
OF LAWS PRINCIPLES THEREOF OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL
OBLIGATIONS LAW.
Section
5.4 Recordation
of Agreement. To the extent permitted by applicable law, this
Agreement is subject to recordation in all appropriate public offices for
real
property records in all the counties or other comparable jurisdictions in
which
any or all of the properties subject to the Mortgages are situated, and in
any
other appropriate public recording office or elsewhere, such recordation
to be
effected by the Depositor and at the Trust’s expense, but only upon direction
accompanied by an Opinion of Counsel reasonably satisfactory to the Depositor
to
the effect that the failure to effect such recordation is likely to materially
and adversely affect the interests of the Certificateholders.
For
the
purpose of facilitating the recordation of this Agreement as herein provided
and
for other purposes, this Agreement may be executed simultaneously in any
number
of counterparts, each of which counterparts shall be deemed to be an original,
and such counterparts shall constitute but one and the same
instrument.
Section
5.5 Severability
of Provisions. If any one or more of the covenants, agreements,
provisions or terms of this Agreement shall be for any reason whatsoever
held
invalid, then such covenants, agreements, provisions or terms shall be deemed
severable from the remaining covenants, agreements, provisions or terms of
this
Agreement and shall in no way affect the validity or enforceability of the
other
provisions of this Agreement or of the Certificates or the rights of the
holders
thereof.
IN
WITNESS WHEREOF, this Agreement is executed as of the date first above
written.
Address: |
LASALLE
BANK NATIONAL ASSOCIATION, not individually but solely as
Trustee
|
|||
000
Xxxxx XxXxxxx Xxxxxx, Xxxxx 0000
|
||||
Xxxxxxx,
Xxxxxxxx 00000
|
By: |
|
||
Attention: Bear
Xxxxxxx Asset Backed Securities I Trust, Series 2007-HE7
|
Name: |
|
||
Title: |
|
Address: |
LASALLE
BANK NATIONAL ASSOCIATION, as Custodian
|
|||
0000
Xxxxx Xx., Xxxxx 000
|
||||
Xxx
Xxxxx
Xxxxxxx, Xxxxxxxx 00000
|
By: |
|
||
Name: |
|
|||
Title: |
|
Address: |
BEAR
XXXXXXX ASSET BACKED SECURITIES I LLC
|
|||
000
Xxxxxxx Xxxxxx
|
||||
Xxx
Xxxx, Xxx
Xxxx 00000
|
By: |
|
||
Name: |
|
|||
Title: |
|
Address: |
EMC
MORTGAGE CORPORATION
|
|||
0000
Xxxx Xxxxx Xxxxx
|
||||
Xxxxxxxxxx,
Xxxxx 00000
|
By: |
|
||
Facsimile:
(000) 000-0000
|
Name: |
|
||
Attention:
Xxxxxxxx Xxxxx
|
Title: |
|
STATE
OF ILLINOIS
|
)
|
|
)
|
ss.:
|
|
COUNTY
OF XXXX
|
)
|
On
the
19th day of
September, 2007 before me, a notary public in and for said State, personally
appeared _____________________, known to me to be an ___________________ of
LaSalle Bank National Association, one of the parties that executed the within
agreement, and also known to me to be the person who executed the within
agreement on behalf of said party and acknowledged to me that such party
executed the within instrument.
IN
WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the
day and year in this certificate first above written.
Notary
Public
|
[SEAL]
STATE
OF ILLINOIS
|
)
|
|
)
|
ss.:
|
|
COUNTY
OF XXXX
|
)
|
On
the
19th day of
September, 2007 before me, a notary public in and for said State, personally
appeared ____________________, known to me to be a(n) ____________________
of
LaSalle Bank National Association, one of the parties that executed the within
instrument, and also known to me to be the person who executed it on behalf
of
said party, and acknowledged to me that such party executed the within
instrument.
IN
WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the
day and year in this certificate first above written.
Notary
Public
|
[Notarial
Seal]
STATE
OF NEW YORK
|
)
|
|
)
|
ss.:
|
|
COUNTY
OF NEW YORK
|
)
|
On
the
19th day of
September, 2007 before me, a notary public in and for said State, personally
appeared _____________________, known to me to be a(n) ___________________
of
Bear Xxxxxxx Asset Backed Securities I LLC, and also known to me to be the
person who executed the within instrument on behalf of said party, and
acknowledged to me that such party executed the within instrument.
IN
WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the
day and year in this certificate first above written.
Notary
Public
|
[SEAL]
STATE
OF TEXAS
|
)
|
|
)
|
ss.:
|
|
COUNTY
OF XXXXXX
|
)
|
On
the
19th day of
September, 2007 before me, a notary public in and for said State, personally
appeared ____________________, known to me to be a(n) ____________________
of
EMC Mortgage Corporation, one of the parties that executed the within
instrument, and also known to me to be the person who executed the within
instrument on behalf of said party, and acknowledged to me that such party
executed the within instrument.
IN
WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the
day and year in this certificate first above written.
Notary
Public
|
SCHEDULE
A
(Provided
upon Request)
EXHIBIT
ONE
FORM
OF
CUSTODIAN INITIAL CERTIFICATION
September
19, 2007
|
LaSalle
Bank National Association
000
Xxxxx XxXxxxx Xxxxxx, Xxxxx 0000
Xxxxxxx,
Xxxxxxxx 00000
|
With
a copy to:
EMC
Mortgage Corporation
0000
Xxxx Xxxxx Xxxxx
Xxxxxxxxxx,
XX 00000
Attention:
Xxxxxxxx Xxxxx
Facsimile:
(000) 000-0000
|
EMC
Mortgage Corporation
0000
Xxxx Xxxxx Xxxxx
Xxxxxxxxxx,
XX 00000
Attention:
Xxxxx Xxxxx
Facsimile:
(000) 000-0000
|
Attention:
Bear Xxxxxxx Asset Backed Securities I LLC, Series 2007-HE7
Re:
|
Custodial
Agreement, dated as of September 19, 2007, by and among LaSalle Bank
National Association, Bear Xxxxxxx Asset Backed Securities I LLC,
EMC
Mortgage Corporation, relating to Bear Xxxxxxx Asset Backed Securities
I
Trust 2007-HE7, Asset-Backed Certificates, Series 2007-HE7
|
Ladies
and Gentlemen:
In
accordance with Section 2.3(a) of the above-captioned Custodial Agreement,
the
undersigned, as Custodian, hereby certifies that it has received the following
documents with respect to each Mortgage Loan listed in the Mortgage Loan
Schedule, with any exceptions listed on Schedule A attached hereto: (i) the
original Mortgage Note, including any riders thereto, endorsed without recourse
(A) in blank or to the order of “LaSalle Bank National Association, as Trustee
for Certificateholders of Bear Xxxxxxx Asset Backed Securities I LLC,
Asset-Backed Certificates, Series 2007-HE7,” and showing an unbroken chain of
endorsements from the original payee thereof to the Person endorsing such
Mortgage to the Trustee or (B) in the case of a loan registered on the MERS
system, in blank, and in each case showing an unbroken chain of endorsements
from the original payee thereof to the Person endorsing it to the Trustee,
(ii)
the original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting
the presence of the MIN and language indicating that such Mortgage Loan is
a MOM
Loan, which shall have been recorded (or, for Mortgage Loans other than the
EMC
Flow Loans, if the original is not available, a copy), with evidence of such
recording indicated thereon (or if clause (x) in the proviso below applies,
shall be in recordable form), (iii) unless the Mortgage Loan is either a MOM
Loan or has been assigned to and recorded in the name of MERS, the original
assignment in blank (either an original or a certified copy, which may be in
the
form of a blanket assignment if permitted in the jurisdiction in which the
Mortgaged Property is located) or to the Trustee of the Mortgage with respect
to
each Mortgage Loan in the name of “LaSalle Bank National Association, as Trustee
for Certificateholders of Bear Xxxxxxx Asset Backed Securities I LLC,
Asset-Backed Certificates, Series 2007-HE7,” which shall have been recorded (or
if clause (x) in the proviso below applies, shall be in recordable form), (iv)
an original or a copy of all intervening assignments of the Mortgage, if any,
with evidence of recording thereon, (v) the original policy of title insurance
or mortgagee’s certificate of title insurance or commitment or binder for title
insurance or, in the event such original title policy has not been received
from
the title insurer, such original title policy will be delivered within one
year
of the Closing Date or, in the event such original title policy is unavailable,
a photocopy of such title policy or, in lieu thereof, a current lien search
on
the related Mortgaged Property; and (vi) originals or copies of all available
assumption, modification or substitution agreements, if any; provided, however,
that in lieu of the foregoing, the Seller may deliver the following documents,
under the circumstances set forth below: (x) if any Mortgage (other than the
Mortgages related to the EMC Flow Loans), assignment thereof to the Trustee
or
intervening assignments thereof have been delivered or are being delivered
to
recording offices for recording and have not been returned in time to permit
their delivery as specified above, the Depositor may deliver, or cause to be
delivered, a true copy thereof with a certification, on the face of such copy,
substantially as follows: “Certified to be a true and correct copy of the
original”; (y) in lieu of the Mortgage (other than the Mortgages related to the
EMC Flow Loans), assignment to the Trustee or in blank or intervening
assignments thereof, if the applicable jurisdiction retains the originals of
such documents (in each case, as evidenced by a certification to such effect),
the related Depositor may deliver, or cause to be delivered, photocopies of
such
documents containing an original certification by the judicial or other
governmental authority of the jurisdiction where such documents were recorded;
and (z) in lieu of the Mortgage Notes relating to the Mortgage Loans identified
in the list attached hereto, the Depositor may deliver a lost note affidavit
and
indemnity and a copy of the original note, if available; and provided, further,
however, that in the case of Mortgage Loans which have been prepaid in full
after the Cut-off Date and prior to the Closing Date, the Depositor, in lieu
of
delivering the above documents, may deliver, or cause to be delivered, to the
Trustee and the Custodian a certification of a Servicing Officer to such effect.
In the case of the documents referred to in clause (x) above, the Depositor
shall deliver such documents to the Trustee or its Custodian promptly after
they
are received.
Capitalized
words and phrases used herein shall have the respective meanings assigned to
them in the above-captioned Custodial Agreement.
LASALLE
BANK NATIONAL ASSOCIATION
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By: |
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Name: |
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Title: |
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SCHEDULE
A
EXHIBIT
TWO
FORM
OF
CUSTODIAN INTERIM CERTIFICATION
[DATE]
|
LaSalle
Bank National Association
000
Xxxxx XxXxxxx Xxxxxx, Xxxxx 0000
Xxxxxxx,
Xxxxxxxx 00000
|
With
a copy to:
EMC
Mortgage Corporation
0000
Xxxx Xxxxx Xxxxx
Xxxxxxxxxx,
XX 00000
Attention:
Xxxxxxxx Xxxxx
Facsimile:
(000) 000-0000
|
EMC
Mortgage Corporation
0000
Xxxx Xxxxx Xxxxx
Xxxxxxxxxx,
XX 00000
Attention:
Xxxxx Xxxxx
Facsimile:
(000) 000-0000
|
Attention:
Bear Xxxxxxx Asset Backed Securities I LLC, Series 2007-HE7
|
Re:
|
Custodial
Agreement, dated as of September 19, 2007, by and among LaSalle Bank
National Association, Bear Xxxxxxx Asset Backed Securities I LLC,
EMC
Mortgage Corporation, relating to Bear Xxxxxxx Asset Backed Securities
I
Trust 2007-HE7, Asset-Backed Certificates, Series 2007-HE7
|
Ladies
and Gentlemen:
In
accordance with Section 2.3(b) of the above-captioned Custodial Agreement,
the
undersigned, as Custodian, hereby certifies that it has received and reviewed
the documents described in its initial certification dated September 19, 2007
and has determined that all documents have been executed and received and that
such documents relate to the Mortgage Loans identified on the Mortgage Loan
Schedule, with any exceptions listed on Schedule A attached hereto.
Capitalized
words and phrases used herein shall have the respective meanings assigned to
them in the above-captioned Custodial Agreement.
LASALLE
BANK NATIONAL ASSOCIATION
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By: |
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Name: |
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Title: |
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SCHEDULE
A
(Provided
upon Request)
EXHIBIT
THREE
FORM
OF
CUSTODIAN FINAL CERTIFICATION
[DATE]
|
LaSalle
Bank National Association
000
Xxxxx XxXxxxx Xxxxxx, Xxxxx 0000
Xxxxxxx,
Xxxxxxxx 00000
|
With
a copy to:
EMC
Mortgage Corporation
0000
Xxxx Xxxxx Xxxxx
Xxxxxxxxxx,
XX 00000
Attention:
Xxxxxxxx Xxxxx
Facsimile:
(000) 000-0000
|
EMC
Mortgage Corporation
0000
Xxxx Xxxxx Xxxxx
Xxxxxxxxxx,
XX 00000
Attention:
Xxxxx Xxxxx
Facsimile:
(000) 000-0000
|
Attention:
Bear Xxxxxxx Asset Backed Securities I LLC, Series 2007-HE7
|
Re:
|
Custodial
Agreement, dated as of September 19, 2007, by and among LaSalle Bank
National Association, Bear Xxxxxxx Asset Backed Securities I LLC,
EMC
Mortgage Corporation, relating to Bear Xxxxxxx Asset Backed Securities
I
Trust 2007-HE7, Asset-Backed Certificates, Series 2007-HE7
|
Ladies
and Gentlemen:
In
accordance with Section 2.3(c) of the above-captioned Custodial Agreement,
the
undersigned, as Custodian, hereby certifies that it has received and reviewed
the documents described in its initial certification dated September 19, 2007
and has determined that: all documents have been executed and received and
that
such documents relate to the Mortgage Loans identified on the Mortgage Loan
Schedule, with any exceptions listed on Schedule A attached hereto.
Capitalized
words and phrases used herein shall have the respective meanings assigned to
them in the above-captioned Custodial Agreement.
LASALLE
BANK NATIONAL ASSOCIATION
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By: |
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Name: |
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Title: |
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SCHEDULE
A
(Provided
upon Request)
EXHIBIT
FOUR
FORM
OF
REQUEST FOR RELEASE OF DOCUMENTS AND RECEIPT
To: [Name/Address
of Owner]
Attention:
|
Re:
|
Custodial
Agreement, dated as of September 19, 2007, by and among LaSalle Bank
National Association, Bear Xxxxxxx Asset Backed Securities I LLC,
EMC
Mortgage Corporation, relating to Bear Xxxxxxx Asset Backed Securities
I
Trust 2007-HE7, Asset-Backed Certificates, Series 2007-HE7
|
In
connection with the Mortgage Files
that you hold pursuant to the Custodial Agreement, we request the release,
and
acknowledge receipt of the Mortgage file/[specify document] for the Mortgage
Loan described below, the reason indicated.
Mortgagor’s
Name, Address and Zip Code:
Mortgage
Loan Number:
Reason
for Requesting Documents: (check one)
_____
1. Mortgage Loan paid
in full. ([The Master Servicer] [the Trustee] hereby certifies that
all amounts received in connection therewith have been credited to
__________________________________________________________________________.)
_____
2. Mortgage Loan in
foreclosure.
_____
3. Repurchase. (The [Master Servicer] [Trustee] hereby
certifies that the repurchase price has been credited to
_____________________________________________.)
_____
4. Mortgage Loan
liquidated by _______________________________________. ([The Master
Servicer] [The Trustee] hereby certifies that all proceeds of the foreclosure,
insurance, condemnation or other liquidation have been finally received and
credited to _____________________________________.
_____
5. Other
(explain):
EXHIBIT
FIVE
SERVICING
CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE
The
assessment of compliance to be delivered by the Custodian shall address, at
a
minimum, the criteria identified as below as “Applicable Servicing
Criteria”;
Servicing
Criteria
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Applicable
Servicing Criteria
|
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Reference
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Criteria
|
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General
Servicing Considerations
|
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1122(d)(1)(i)
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Policies
and procedures are instituted to monitor any performance or other
triggers
and events of default in accordance with the transaction
agreements
|
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1122(d)(1)(ii)
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If
any material servicing activities are outsourced to third parties,
policies and procedures are instituted to monitor the third party’s
performance and compliance with such servicing activities
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1122(d)(1)(iii)
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Any
requirements in the transaction agreements to maintain a back-up
servicer
for the pool assets are maintained.
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1122(d)(1)(iv)
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A
fidelity bond and errors and omissions policy is in effect on the
party
participating in the servicing function throughout the reporting
period in
the amount of coverage required by and otherwise in accordance with
the
terms of the transaction agreements.
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Cash
Collection and Administration
|
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1122(d)(2)(i)
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Payments
on pool assets are deposited into the appropriate custodial bank
accounts
and related bank clearing accounts no more than two business days
following receipt, or such other number of days specified in the
transaction agreements.
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1122(d)(2)(ii)
|
Disbursements
made via wire transfer on behalf of an obligor or to an investor
are made
only by authorized personnel.
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1122(d)(2)(iii)
|
Advances
of funds or guarantees regarding collections, cash flows or distributions,
and any interest or other fees charged for such advances are made,
reviewed and approved as specified in the transaction
agreements.
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1122(d)(2)(iv)
|
The
related accounts for the transaction, such as cash reserve accounts
or
accounts established as a form of overcollateralization, are separately
maintained (e.g., with respect to commingling of cash) as set forth
in the
transaction agreements.
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1122(d)(2)(v)
|
Each
custodial account is maintained at a federally insured depository
institution as set forth in the transaction agreements. For
purposes of this criterion, “federally insured depository institutions”
with respect to a foreign financial institution means a foreign financial
institution that meets the requirements of Rule 13k-1(b)(1) of the
Securities Exchange Act.
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1122(d)(2)(vi)
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Unissued
checks are safeguarded so as to prevent unauthorized
access.
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1122(d)(2)(vii)
|
Reconciliations
are prepared on a monthly basis for all asset-backed securities related
bank accounts, including custodial accounts and related bank clearing
accounts. These reconciliations are (A) mathematically accurate;
(B)
prepared within 30 calendar days after the bank statement cutoff
date, or
such other number of days specified in the transaction agreements;
(C)
reviewed and approved by someone other than the person who prepared
the
reconciliations; and (D) contain explanations for reconciling items,
These
reconciling items are resolved within 90 calendar days of their original
identification, or such other number of days specified in the transaction
agreements.
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Investor
Remittances and Reporting
|
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1122(d)(3)(i)
|
Reports
to investors, including those to be filed with the Commission, are
maintained in accordance with the transaction agreements and applicable
Commission requirements. Specifically, such reports (A) are prepared
in
accordance with timeframes and other terms set forth in the transaction
agreements, (B) provide information calculated in accordance with
the
terms specified in the transaction agreements; (C) are filed with
the
Commission as required by its rules and regulations; and (D) agree
with
investors; or the trustee’s records as to the total unpaid principal
balance and number of pool assets serviced by the
servicer.
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1122(d)(3)(ii)
|
Amounts
due to investors are allocated and remitted in accordance with timeframes,
distribution priority and other terms set forth in the transaction
agreements.
|
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1122(d)(3)(iii)
|
Disbursements
made to an investor are posted within two business days to the servicer’s
investor records, or such other number of days specified in the
transaction agreements.
|
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1122(d)(3)(iv)
|
Amounts
remitted to investors per the investor reports agree with cancelled
checks, or other form of payment, or custodial bank
statements.
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