0001580642-16-008150 Sample Contracts

INVESTMENT ADVISORY AGREEMENT Between NORTHERN LIGHTS VARIABLE TRUST and MILLIMAN FINANCIAL RISK MANAGEMENT LLC
Investment Advisory Agreement • April 18th, 2016 • Northern Lights Variable Trust • New York

AGREEMENT, made as of March 27, 2013 between Northern Lights Variable Trust, a Delaware statutory trust (the "Trust"), and Milliman Financial Risk Management, LLC, a limited liability company (the "Adviser") located at 71 S. Wacker Drive, 31st Floor, Chicago, IL 60606

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NORTHERN LIGHTS VARIABLE TRUST OPERATING EXPENSES LIMITATION AGREEMENT
Trust Operating Expenses Limitation Agreement • April 18th, 2016 • Northern Lights Variable Trust • New York

THIS OPERATING EXPENSES LIMITATION AGREEMENT (the “Agreement”) is effective as of the 20th day of November, 2014, as amended February 25, 2016, by and between NORTHERN LIGHTS VARIABLE TRUST, a Delaware statutory trust (the “Trust”), on behalf of Changing Parameters Portfolio, (the “Fund”) a series of the Trust and the Advisor of such Fund, Changing Parameters, LLC (the “Advisor”).

NORTHERN LIGHTS VARIABLE TRUST OPERATING EXPENSES LIMITATION AND SECURITY AGREEMENT PROBABILITIES FUND MANAGEMENT, LLC
And Security Agreement • April 18th, 2016 • Northern Lights Variable Trust • New York

THIS OPERATING EXPENSES LIMITATION AND SECURITY AGREEMENT (the “Agreement”) is effective as of the 26th day of February 2016, by and between NORTHERN LIGHTS VARIABLE TRUST, a Delaware statutory trust (the “Trust”), on behalf of Probabilities VIT Fund (the “Fund”) a series of the Trust, and the Adviser of the Fund, Probabilities Fund Management, LLC (the “Adviser”).

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