Examples of CET1 Capital Ratio in a sentence
At the end of December 2017, the Group’s total capital ratio stood at 22.0% (fully applied 21.2%) and the BIS CET1 capital ratio was at 16.7% (fully applied 13.5%).
CET1 capital ratio as reported, less minimum requirement of 4.5% (excluding buffer requirements) and less any CET1 items used to meet the Tier 1 and total capital requirements.
Bank control include: size (log-assets), loan/assets, C&I loans/loans, CET1 capital ratio, and deposits as a share of total liabilities.
The Group continues to focus on improving the quality and mix of its liabilities.The advances-to-deposits ratio increased slightly to 64 per cent from 63 per cent at 31 December 2018.Capital base and ratiosThe Group remains well capitalised and highly liquid with all metrics above regulatory thresholds.The common equity tier 1 (CET1) capital ratio of 13.5 per cent is in the middle of the Group’s 13-14 per cent range.
Following the annual Supervisory Review and Evaluation Process (SREP) performed by the ECB in 2019 the Group’s minimum phased in CET1 capital ratio and Total Capital Ratio remained unchanged for 2020 compared to 2019, when ignoring the phasing in of the Other Systemically Important Institution (O-SII) buffer.
The Group’s minimum phased in CET1 capital ratio for 2020 was set to 11.0% (2019: 10.5%), comprising a 4.5% Pillar I requirement, a 3.0% Pillar II requirement (P2R), the Capital Conservation Buffer (CCB) of 2.5% (fully phased in as of 1 January 2019) and the O-SII buffer of 1.0% (2019: 0.5%).
These minimums are currently at CET1 capital ratio of 7.0%, Tier 1 capital ratio of 8.5% and a Total capital ratio of 10.5%.
The new framework is based on a regulatory approach and is calibrated to the Groups CET1 capital ratio target.
The ECB has specified that the minimum Common Equity Tier 1 (CET1) capital ratio to be maintained by the Helaba Group in 2018 is 8.89 %.
Required minimum regulatory capital ratios are a 7.0% Common Equity Tier 1 (CET1) capital ratio and effective January 1, 2014, an 8.5% Tier 1 capital ratio and 10.5% total capital ratio, all of which include a 2.50% capital conservation buffer.