Credit risk profile definition

Credit risk profile means FNB’s assessment of your credit worthiness (i.e. whether you are able to make payments in terms of your obligations) during the term of the Agreement.
Sample 1

Examples of Credit risk profile in a sentence

  • Gross credit exposure as per Standardized Approach (continued):The below schedule illustrates the Credit risk profile of gross credit exposure by counterparty classifications, rated/ unrated: 31 December 20187.

  • Not past due Credit risk profile of receivables from contracts with customers Days past due Collateral held as securityBonds are taken from merchants as security given the risk profile of the merchants.

  • Gross credit exposure as per Standardized Approach (continued):The below schedule illustrates the Credit risk profile of gross credit exposure by counterparty classifications, rated/ unrated: 31 December 2020 6.

  • Disclosure Report as of June 30, 20195.2 Credit risk profile and concentrations EU CR1-A – Credit quality of exposures by exposure class and instrumentThe template presents the credit quality for the balance sheet and for off balance sheet exposures.The template does not contain CCR exposures (standardized approach 40,154,831, IRB approach 176,277,810) and SFT (IRB approach 5,764,669,732).

  • Credit Risk Credit risk profile based on loan activity as of June 30, 2021 and December 31, 2020: Total OutstandingJune 30, 2021 $ 104,918,519 $ 46,809,361 $ 11,900,941 $ 9,165,154 $ 172,793,975Mortgages Receivable Residential Commercial Land Mixed Use Mortgages December 31, 2020 $ 112,240,129 $ 33,548,683 $ 6,111,670 $ 3,715,818 $ 155,616,300 SACHEM CAPITAL CORP.

  • Credit risk profile of receivables from contracts with customers Days past due due< 3030 - 9090 – 180> 180Total30 June 2019$$$$$$Estimated total gross carrying amount at default 181,611 - - 12,500 - 194,111Expected credit loss rate0%0%0%0%0% Expected credit loss------30 June 2018 Estimated total gross carrying amount at default 205,260 - - - - 205,260Expected credit loss rate0%0%0%0%0% Not past Collateral held as security Bonds are taken from merchants as security given the risk profile of the merchants.

  • Risk management (continued) 27.1 Credit risk (continued) b) Credit risk profile (continued)The historical default rates represent the range of probability of defaults between the positive and negative modifiers for each rating grade based on Standard & Poor's one year default rates for the 32 years from 1981 to 2012 for senior unsecured obligations.

  • Exhibit 1: Single name CDS Risk (notional) Periodic couponsInvestor S Protection sellerInvestor B Protection buyerReference EntityContingent upon a credit event Credit risk profile of shorting a bondCredit risk profile of owning a bond Under a CDS contract, the buyer usually pays a periodic fee and profits if the reference entity has a credit event, or if the credit worsens while the swap is outstanding.

  • NOTES TO FINANCIAL STATEMENTSMARCH 31, 2021 Credit Risk Credit risk profile based on loan activity as of March 31, 2021 and December 31, 2020: Mortgages Receivable The following are the maturities of mortgages receivable as of March 31: 2021$ 84,701,867202260,916,192202310,885,1212024 and thereafter 268,524 $ 156,771,704 At March 31, 2021, of the 479 mortgage loans in the Company’s portfolio,12 were the subject of foreclosure proceedings.

  • Any other tax returns required to be filed will be prepared and filed by the Parties with the Internal Revenue Services (“IRS”) and any other taxing authority as required by law.

Related to Credit risk profile

  • Credit Risk means the risk of loss or of adverse change in the financial situation, resulting from fluctuations in the credit standing of issuers of securities, counterparties and any debtors to which insurance and reinsurance undertakings are exposed, in the form of counterparty default risk, or spread risk, or market risk concentrations;

  • Credit Risk Manager The Murrayhill Company, a Colorado corporation.

  • Credit Risk Obligation Any Collateral Obligation that, in the judgment of the Collateral Manager (which may not be called into question due to subsequent events or investment determinations made by the Collateral Manager for its other clients or investment vehicles managed by the Collateral Manager), has a material risk of declining in credit quality or price; provided that during a Restricted Trading Period, a Collateral Obligation will qualify as a Credit Risk Obligation for purposes of sales of Collateral Obligations only if (i) such Collateral Obligation has been downgraded by S&P at least one rating sub-category (which rating may include a credit estimate) or has been placed and remains on a credit watch with negative implication by S&P since it was acquired by the Issuer, (ii) the Credit Risk Criteria are satisfied with respect to such Collateral Obligation or (iii) a Majority of the Controlling Class consents to treat such Collateral Obligation as a Credit Risk Obligation.

  • Credit Risk Management Agreement The respective agreements between the Credit Risk Manager and the Servicer and/or Master Servicer regarding the loss mitigation and advisory services to be provided by the Credit Risk Manager.

  • Credit Risk Manager’s Fee With respect to any Distribution Date and each Mortgage Loan, an amount equal to the product of (a) one twelfth, (b) the Credit Risk Manager’s Fee Rate and (c) the Scheduled Principal Balance of such Mortgage Loan as of the first day of the related Collection Period. Credit Risk Manager’s Fee Rate: 0.015% per annum.

  • Credit Risk Management Fee The amount payable to the Credit Risk Manager on each Distribution Date as compensation for all services rendered by it in the exercise and performance of any and all powers and duties of the Credit Risk Manager under the Credit Risk Management Agreements, which amount shall equal one twelfth of the product of (i) the Credit Risk Management Fee Rate multiplied by (ii) the Stated Principal Balance of the Mortgage Loans and any related REO Properties as of the first day of the related Due Period.

  • Credit Risk Manager Fee The fee payable to the Credit Risk Manager on each Distribution Date for its services as Credit Risk Manager, in an amount equal to one-twelfth of the Credit Risk Manager Fee Rate multiplied by the Stated Principal Balance of the Mortgage Loans immediately prior to such Distribution Date. Credit Risk Manager Fee Rate: 0.0165% per annum.

  • Credit Risk Manager Fee Rate 0.0125% per annum.

  • Financial Crime Risk Management Activity means any action to meet Compliance Obligations relating to or in connection with the detection, investigation and prevention of Financial Crime that the Bank or members of the HSBC Group may take.

  • Letter-of-Credit Rights means "letter-of-credit rights" as such term is defined in the UCC, now owned or hereafter acquired by any Person, including rights to payment or performance under a letter of credit, whether or not such Person, as beneficiary, has demanded or is entitled to demand payment or performance.

  • Credit Risk Retention Rules shall have the meaning set forth in Section 4.9(a).

  • Letter-of-Credit Right means a right to payment or performance under a letter of credit, whether or not the beneficiary has demanded or is at the time entitled to demand payment or performance. The term does not include the right of a beneficiary to demand payment or performance under a letter of credit.

  • Rate Management Obligations of a Person means any and all obligations of such Person, whether absolute or contingent and howsoever and whensoever created, arising, evidenced or acquired (including all renewals, extensions and modifications thereof and substitutions therefor), under (i) any and all Rate Management Transactions, and (ii) any and all cancellations, buy backs, reversals, terminations or assignments of any Rate Management Transactions.

  • credit meter means a meter where an account is issued subsequent to the consumption of electricity;

  • Approved Deposit Account means a Deposit Account that is the subject of an effective Deposit Account Control Agreement and that is maintained by any Loan Party with a Deposit Account Bank. “Approved Deposit Account” includes all monies on deposit in a Deposit Account and all certificates and instruments, if any, representing or evidencing such Deposit Account.

  • Letter of Credit Report means a certificate substantially the form of Exhibit H or any other form approved by the Administrative Agent.

  • Concentration Reserve Percentage means, at any time of determination, the largest of: (a) the sum of the five (5) largest Obligor Percentages of the Group D Obligors, (b) the sum of the three (3) largest Obligor Percentages of the Group C Obligors, (c) the sum of the two (2) largest Obligor Percentages of the Group B Obligors and (d) the largest Obligor Percentage of the Group A Obligors.

  • Tangible Chattel Paper means chattel paper evidenced by a record or records consisting of information that is inscribed on a tangible medium.

  • Approved Book-Entry System for Commercial Paper means a system maintained by the Custodian or by a subcustodian employed pursuant to Section 2 hereof for the holding of commercial paper in book-entry form but only if the Custodian has received a certified copy of a resolution of the Board approving the participation by the Trust in such system.

  • Credit report means any written, oral, or other communication of

  • Hedging Disruption means that the Issuer is unable, after using commercially reasonable efforts, to (A) acquire, establish, re-establish, substitute, maintain, unwind or dispose of any transaction(s) or asset(s) it deems necessary to hedge the risk of issuing and performing its obligations with respect to the Securities, or (B) realise, recover or remit the proceeds of any such transaction(s) or asset(s).

  • Commodities Accounts (i) shall mean all “commodity accounts” as defined in Article 9 of the UCC and (ii) shall include, without limitation, all of the accounts listed on Schedule 4.4 under the heading “Commodities Accounts” (as such schedule may be amended or supplemented from time to time).

  • Financial Instrument Obligations means obligations arising under:

  • Treasury Management Obligations means, collectively, all obligations and other liabilities of any Loan Parties pursuant to any agreements governing the provision to such Loan Parties of treasury or cash management services, including deposit accounts, funds transfer, automated clearing house, zero balance accounts, returned check concentration, controlled disbursement, lockbox, account reconciliation and reporting and trade finance services.

  • Resource recovery facility means a solid waste facility

  • Credit-sale contract means a written contract for the sale of grain pursuant to which the sale price is to be paid or may be paid more than thirty days after the delivery or release of the grain for sale and which contains the notice provided in subsection 7 of section 60-02.1-14. If a part of the sale price of a contract for the sale of grain is to be paid or may be paid more than thirty days after the delivery or release of the grain for sale, only such part of the contract is a credit-sale contract.