Credit risk rating system definition

Credit risk rating system means a formal process that identifies and assigns a relative credit risk score to each commercial loan in a credit union's portfolio, using ordinal ratings to represent the degree of risk. The credit risk score is determined through an evaluation of quantitative factors based on financial performance and qualitative factors based on management, operational, market, and business environmental factors.
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Examples of Credit risk rating system in a sentence

  • Credit risk rating system means a for- mal process that identifies and assigns a relative credit risk score to each commercial loan in a federally insured credit union’s portfolio, using ordinal ratings to represent the degree of risk.

  • Credit risk rating system The proposed rule defines “credit risk rating system” as a formal process to identify and measure risk through the assignment of risk ratings.

  • Credit risk rating system means aformal process that identifies and assigns a relative credit risk score to each commercial loan in a federally insured credit union’s portfolio, using ordinal ratings to represent the degree of risk.

  • Credit risk rating system means a formal process that identifies and assigns a relative credit risk score to each commercial loan in a federally insured credit union’s portfolio,using ordinal ratings to represent the degree of risk.

  • Credit risk rating system means a formal process that identifies and assigns a relative credit risk score to each commercial loan in a federally insured credit union’s portfolio, using ordinal ratings to represent the degree of risk.

  • Credit risk rating system should be complemented by a robust information system, enabling a bank to track historical default and loss experience.

  • Credit risk rating system means a formal process that identifies and assigns a relative credit risk score to each commercial loan in a federally insured credit union's portfolio, using ordinal ratings to represent the degree of risk.

  • The top three uses of surface and ground water in the Commonwealth are1) rural domestic and agricultural, 2) urban and rural public water systems, and 3) industrial and commercial.

Related to Credit risk rating system

  • Credit Rating means, with respect to any entity, the rating then assigned to such entity’s unsecured, senior long-term debt obligations (not supported by third party credit enhancements) or if such entity does not have a rating for its senior unsecured long-term debt, then the rating then assigned to such entity as an issuer rating by S&P, Moody’s or any other rating agency agreed by the Parties as set forth in the Cover Sheet.

  • Investment Grade Credit Rating means (i) a Credit Rating of Baa3 or higher given by Xxxxx’x, (ii) a Credit Rating of BBB- or higher given by S&P or (iii) a Credit Rating of BBB- or higher given by Fitch.

  • Credit Risk means the risk of loss or of adverse change in the financial situation, resulting from fluctuations in the credit standing of issuers of securities, counterparties and any debtors to which insurance and reinsurance undertakings are exposed, in the form of counterparty default risk, or spread risk, or market risk concentrations;

  • Moody’s means Xxxxx’x Investors Service, Inc.

  • Fitch means Fitch Ratings, Inc.

  • Ratings As of any date of determination, the ratings, if any, of the Certificates as assigned by the Rating Agencies.

  • Moody s” means Moody’s Investors Service, Inc.