Common use of Trip cancellation Clause in Contracts

Trip cancellation. The policy covers trip cancellation; situations where the insured is prevented from embarking on a trip necessitated by: • an acute and serious illness, an accident or the death of the insured or his or her next of kin. The necessity is assessed on medical grounds. • unexpected significant financial losses in the insured’s assets in the home country, which make it necessary for the insured to remain, • theft of travel documents or identification, which has been reported to the police, within 24 hours of the start of the trip. The above-mentioned next of kin of the insured include his or her husband, wife, common-law spouse, child, adopted or foster child, child of the husband/wife or common-law spouse, grandchild, parent, adoptive or foster parent, parent-in-law, parent of common-law spouse, grandparent, siblings, half- siblings, step-siblings, daughter-in-law, son-in-law or a travel companion with whom the insured has booked a trip for two. In case of cancellation, the insured will be compensated for expenses equal to the policy limit specified in the coverage chart (section 4) due to travel, accommodation, unused services, excursions and travel at the destination which the insured has already paid and cannot get a refund. The refund or reimbursement that the insured is or would be entitled to receive from the transportation company or tour operator when the cause of the cancellation manifested will be deducted from the compensation. Travel arrangements must be stopped and the insured must cancel all travel arrangements with the transportation company or tour operator immediately when the insured becomes aware that the trip must be cancelled.

Trip cancellation. The policy covers trip cancellation; situations where the insured is prevented from embarking on a trip necessitated by: • an acute and serious illness, an accident or the death of the insured or his or her next of kin. The necessity is assessed on medical grounds. ; • unexpected significant financial losses in the insured’s assets in the home country, which make it necessary for the insured to remain, ; • theft of travel documents or identification, which has been reported to the police, within 24 hours of the start of the trip. The above-mentioned next of kin of the insured include his or her husband, wife, common-law spouse, child, adopted or foster child, child of the husband/wife or common-law spouse, grandchild, parent, adoptive or foster parent, parent-in-law, parent of common-law spouse, grandparent, siblings, half- siblings, step-siblings, daughter-in-law, son-in-law or a travel companion with whom the insured has booked a trip for two. In case of cancellation, the insured will be compensated for expenses equal to the policy limit specified in the coverage chart (section 4) due to travel, accommodation, unused services, excursions and travel at the destination which the insured has already paid and cannot get a refund. The refund or reimbursement that the insured is or would be entitled to receive from the transportation company or tour operator when the cause of the cancellation manifested will be deducted from the compensation. Travel arrangements must be stopped and the insured must cancel all travel arrangements with the transportation company or tour operator immediately when the insured becomes aware that the trip must be cancelled.

Trip cancellation. The policy covers trip cancellation; situations where the insured is prevented from embarking on a trip necessitated by: • an acute and serious illness, an accident or the death of the insured or his or her next of kin. The necessity is assessed on medical grounds. • unexpected significant financial losses in the insured’s assets in the home country, which make it necessary for the insured to remain, • theft of travel documents or identification, which has been reported to the police, within 24 hours of the start of the trip. The above-mentioned next of kin of the insured include his or her husband, wife, common-law spouse, child, adopted or foster child, child of the husband/wife or common-law spouse, grandchild, parent, adoptive or foster parent, parent-in-law, parent of common-law spouse, grandparent, siblings, half- siblings, step-siblings, daughter-in-law, son-in-law or a travel companion with whom the insured has booked a trip for two. In case of cancellation, the insured will be compensated for expenses equal to the policy limit specified in the coverage chart (section 4) due to travel, accommodation, unused services, excursions and travel at the destination which the insured has already paid and cannot get a refund. The refund or reimbursement that the insured is or would be entitled to receive from the transportation company or tour operator when the cause of the cancellation manifested will be deducted from the compensation. Travel arrangements must be stopped and the insured must cancel all travel arrangements with the transportation company or tour operator immediately when the insured becomes aware that the trip must be cancelled.