Trip interruption Mallilausekkeet

Trip interruption. The policy covers trip interruption if the insured is forced to return home prematurely due to sudden acute illness, accident or death of insured or a next of kin. In case of trip interruption, the policy also covers a guardian’s premature return to Finland if a child who is travelling with the guardian must be repatriated for necessary medical reasons. Expenses due to trip cancellation are covered up to the policy limit specified in section 4. The above-mentioned next of kin of the insured include his or her husband, wife, common-law spouse, child, adopted or foster child, child of the husband/wife or common-law spouse, parent, adoptive or foster parent, parent-in-law, parent of common-law spouse, grandparent, grandchild, brother, sister, half-siblings, step-siblings, daughter-in-law, son-in-law, fiancé or fiancée or a travel companion with whom the insured has booked a trip for two. Compensation for trip interruption covers: • unavoidable additional travel and accommodation expenses due to the insured’s journey home, but not meal expenses; • unused services, excursions and travel at the destination which the insured had paid for separately in advance. Insurance does not cover: ▪ additional travel or accommodation expenses or similar expenses if the trip is prolonged due to illness or accident. In case of trip cancellation, the policy does not cover expenses due to transport of vehicles to Finland; ▪ trip interruption, if the cause of the interruption manifested before the insurance period or before the trip was booked. The policy only covers expenses due to trip interruption if the illness or accident was sudden and unexpected and not known when the trip was booked; ▪ compensation for the original return trip; ▪ trip interruption if the insured is forced to cancel the trip but does not return to Finland.