Loss Mitigation. If the INSURED reasonably considers that urgent action is needed in or- der to avert or minimise the risk of a CLAIM for which coverage would apply, the INSURED shall be entitled to employ the services of a loss mitigation advisor with the prior written consent of the INSURER which shall not be unreasonably withheld or delayed. All related fees or costs reasonably incurred by the INSURED, will be paid by the INSURER up to